Ali Dawah - November 23, 2024


MUSLIM ＂GET RICH＂ SCHEMES EXP0SED - AQIB AHMED PONZI SCHEME


Episode Stats

Length

24 minutes

Words per Minute

225.56723

Word Count

5,617

Sentence Count

184

Misogynist Sentences

11

Hate Speech Sentences

61


Summary

In this episode, I tell the story of how my family lost over $150k in a Ponzi scheme, and the lessons I learned along the way. I also talk about what I would do if this happened to my family.


Transcript

00:00:00.000 You kept asking me and you kept, you know, checking how things are going.
00:00:04.560 Should have just been honest and transparent from the get-go.
00:00:08.140 Bro, if only you were honest.
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00:00:29.140 Assalamualaikum warahmatullahi wabarakatuh, brothers and sisters and dear friends.
00:00:32.500 Hope you guys are well inshallah.
00:00:33.360 This is a video pertaining to the whole situation that's happened with Aqib.
00:00:38.040 Aqib is somebody I do not know personally.
00:00:41.180 He approached us 10 years ago.
00:00:42.920 I do not even remember what it was.
00:00:44.940 I don't even know what the video was about.
00:00:46.080 If I find a video, I can play it for you guys.
00:00:48.640 I don't remember endorsing anything specifically.
00:00:51.800 We can work out a plan to make sure you get your full money back.
00:00:56.880 Or number two is you can report me.
00:01:00.180 You can sue me.
00:01:02.100 You can take me to jail.
00:01:03.660 But then you're going to lose out on your money then.
00:01:05.740 So that Google sheet that you showed us, where I think it was one of the months, it was like May, June, July, it was one of those months.
00:01:17.860 My wife's going to know.
00:01:21.040 She's going to divorce me, I think.
00:01:23.880 I just want to come clean.
00:01:25.400 I want to be dishonest.
00:01:26.580 I made mistakes.
00:01:27.700 I should have opened up earlier.
00:01:29.900 I would apologize to you guys.
00:01:31.280 I just want to come clean.
00:01:32.840 I know in the worst, worst case scenario, I'll admit that it's my fault.
00:01:37.800 None of you guys are to blame for anything.
00:01:40.640 You're just following my lead and direction.
00:01:42.580 But I just want to come clean and I know that we can turn this around.
00:01:48.200 Now that it's a building of legacy done for you, I know we can turn it around.
00:01:53.620 But I just need you guys' support so we can get people's money back and just turn this around.
00:01:59.660 You kept asking me and you kept trying to check in how things are going.
00:02:08.440 You should have just been honest and transparent from the get-go.
00:02:13.140 Bro, all you did was buy time.
00:02:16.960 If you were honest, bro, I've built multiple businesses.
00:02:20.320 I could have fucking fixed it all from the beginning.
00:02:24.620 If only you were honest.
00:02:26.560 But anyways, yes, so after that endorsement, he actually used our video, I would say, about six months to a year ago.
00:02:36.540 And Musa informed me about this and he was very upset and I said, you know, right, you're so.
00:02:40.220 Which is that he was using our video to, I don't know, because as we're a public influence, he's probably using that to draw more people in.
00:02:48.440 We're going to come to all of that.
00:02:49.420 We're going to discuss mom and sister's five main topics.
00:02:51.660 I'm going to tell you guys how me and my family, actually, it's a personal thing, lost over 150,000 pounds.
00:02:57.660 I'm not talking about my close-cost family.
00:02:58.980 I'm talking about distant relatives, a lot of people.
00:03:01.900 And I'm going to tell you the story of how that happened and why it happened and the lessons that I learned from that, subhanallah.
00:03:06.940 So we're going to come to that, inshallah, bro and sisters.
00:03:09.060 So I'm going to tell you the whole story.
00:03:09.980 But before I come to that, I want to go to the root of the problem.
00:03:11.920 Why do these things happen?
00:03:14.120 Let me tell you why it happened, guys.
00:03:15.020 One of the main reasons why people are going down this route of doing these Ponzi schemes,
00:03:22.940 the Ponzi scheme is basically you have multiple amounts of people.
00:03:25.800 You promise them a specific share or whatever it is for that matter, percentage every single month.
00:03:32.440 And you get people's money and you channel that money, basically.
00:03:34.900 It's basically channel that money, giving people what you told them you're going to give.
00:03:37.660 But you're basically using their money and other people's money to make it seem like they are making a profit on an investment, whatever it is.
00:03:43.340 But in reality, what they do is once they've covered enough money, two, three, four, five, ten million, hundred million, whatever, they disappear and go.
00:03:50.660 That's how it works.
00:03:51.920 We was a part of this.
00:03:53.260 We got stung by this kind of fraud ourselves.
00:03:58.220 So I'm going to come to that.
00:03:58.840 But before that, bro and sisters, the first thing is the whole get rich scheme.
00:04:02.280 Yeah, the get rich scheme quick.
00:04:03.780 Yeah, the get rich scheme that you see anywhere and everywhere.
00:04:07.680 And now the Muslims have jumped on board.
00:04:08.900 Now, look, there is nothing wrong with doing Tejara.
00:04:11.200 There is nothing wrong with doing business.
00:04:12.480 There is nothing wrong with that.
00:04:13.780 But the idea is that now it's turned into a like, oh, you know, you want to live in this lifestyle.
00:04:21.360 You want to do this.
00:04:22.260 You want to do that.
00:04:22.880 They're in hotels, supercars, whatever I'm doing, etc.
00:04:25.840 Now, look, it's well and good.
00:04:27.560 It's well and good to want that for others.
00:04:29.300 But this notion, this ideology, this thought process of that everyone, you know, like vilification of the nine to five jobs as well is another issue.
00:04:39.820 Why are people made to feel that nine to five is something bad?
00:04:45.200 I've done nine to five.
00:04:46.340 I've done Uber.
00:04:47.020 I used to do Uber.
00:04:47.840 Yes, I used to work as an Uber driver.
00:04:49.980 I've done nine to five when I first came to Islam.
00:04:52.320 The same situation.
00:04:54.600 The same situation.
00:04:55.800 I didn't.
00:04:56.380 I was working in a Tesla.
00:04:58.460 I don't know what it was yet.
00:04:59.360 OK, I don't care because when I came to Islam, I freed myself from the shackles of what people think about me,
00:05:04.440 where I work and I measured my success and who I am and the respect people give me is based measured on what career I have or how much money I own or what car I drive.
00:05:13.420 I don't care, bro.
00:05:14.520 I don't care.
00:05:15.120 I left that jahiliya.
00:05:16.280 I come from a strict background.
00:05:17.940 If you guys know Kurds and Turks, trust me, all they talk about is money, money, money, money, money, money and money.
00:05:22.860 I was sick to death of it.
00:05:24.640 So much so I totally left.
00:05:25.980 I literally divorced the whole materialism, liberalism.
00:05:28.520 I just had enough, man.
00:05:29.560 And I didn't want anything to do with it.
00:05:31.480 Why?
00:05:31.860 Because it makes me sick.
00:05:33.620 Whoever you go and talk to, it's all about money.
00:05:35.440 The people you talk to, the respect you give to, it's all based on how much money he has.
00:05:39.520 It's all about that.
00:05:40.980 That's why in our communities we have one of the highest suicide rates.
00:05:43.200 Why?
00:05:43.540 Because those who cannot reach that level do what?
00:05:46.420 I'm worthless.
00:05:47.460 I have nothing to offer.
00:05:48.860 I'm a nobody, whatever it is.
00:05:50.620 And they take their life.
00:05:52.020 You know, there's many factors to this.
00:05:53.480 So, firstly, I want to talk to those people who are promoting this liberal Western lifestyle.
00:05:59.840 You're a Muslim.
00:06:00.300 You're a practicing person.
00:06:01.400 There is nothing wrong with living a good life.
00:06:03.880 No problem.
00:06:04.600 But why is living a good life's definition to you guys only money and wealth?
00:06:08.740 Why?
00:06:09.460 Why is it that?
00:06:10.720 Can it not be that you use money for the sake of Allah and for good things?
00:06:13.180 Of course they plant that in there and say, yeah, I know it's for this.
00:06:15.320 But you are promoting what?
00:06:19.220 Lifestyle that not many people can reach.
00:06:21.560 Not everyone.
00:06:22.120 If everyone became an entrepreneur, a millionaire, the world would not function.
00:06:26.460 You need people who do nine-to-fives.
00:06:28.420 Now, I'm not telling you to stay to nine-to-five for the rest of your life.
00:06:31.000 And even if you did, there is no damn problem.
00:06:33.020 What is the problem?
00:06:34.240 I've done a video about this a long time ago about a TikToker who was saying the same thing.
00:06:37.260 You know, oh, I don't want to be working in Tesco.
00:06:41.500 My friend, what is wrong with Tesco, man?
00:06:43.380 Humble yourself.
00:06:43.940 What is wrong with working in Tesco, whatever it is for that matter?
00:06:47.120 Halal income.
00:06:48.340 And income that is halal, it is what is beloved to Allah.
00:06:50.440 Allah is not going to say, did you do a nine-to-five?
00:06:52.260 Oh, you're going Jahanam.
00:06:53.040 You're going Hellfire.
00:06:54.140 What are you guys on about?
00:06:55.520 So these are the two factors that cause people to go down the route of doing fraud, Ponzi scheme,
00:07:00.280 and whatever it is for that factor.
00:07:01.420 And not only that, as men, we are the maintainers and protectors and providers.
00:07:05.020 So what that means is an extra burden on our shoulders.
00:07:07.380 Yes?
00:07:07.500 Just as our sisters have the weakness of beauty, they love to adorn their self.
00:07:13.040 They like to show off, whatever it is for that matter.
00:07:15.320 For us men, we have the burden of what?
00:07:17.660 Protecting and providing.
00:07:18.780 Which means that when brothers get to know sisters for marriage, and their criteria is,
00:07:22.720 I want 50 gram mahr.
00:07:24.680 What are you, made out of gold?
00:07:26.280 What are you?
00:07:26.680 What are you coming to offer?
00:07:27.760 I'm so sorry.
00:07:28.760 What are you offering the table?
00:07:30.240 Okay, please, excuse me, sister, but 50,000 pounds for what?
00:07:34.320 Yeah?
00:07:34.900 Audhu billahi.
00:07:35.560 Like, like, like, wallahi.
00:07:37.020 Some of them come with this mad, mad expectations, and subhanAllah, like, you know, you've done
00:07:41.760 God knows what.
00:07:42.840 Yes?
00:07:43.120 And you're coming here now and asking for 50,000 mahr, and I want this wedding, that wedding.
00:07:46.240 What that does is put pressure on men to be like, you know what?
00:07:49.260 I got rejected by this suit, or whatever it is, the family were too concerned about how
00:07:52.720 much money I make.
00:07:53.520 It puts them into the cycle of what?
00:07:55.280 I need to go and do haram, or whatever it is, to reach this threshold, so I can be qualified.
00:08:00.980 Do you see how fitna in the land is arising because of this?
00:08:04.240 It's these false expectations we give.
00:08:05.880 When I met my wife, I was an Uber driver, who was renting a Toyota Prius from the company.
00:08:11.720 I didn't own it myself.
00:08:13.000 I would be working.
00:08:14.140 I was in a debt.
00:08:15.280 No, I wasn't saying debt.
00:08:16.180 I owed some money to people.
00:08:17.440 Not owed.
00:08:18.180 I'll come to the clarification where all that led to, yeah?
00:08:20.300 Where you'll hear my story of how I got scammed, et cetera, and where I was, yeah?
00:08:24.900 When I met my wife, I said, look, this is my situation.
00:08:26.780 This is what I do.
00:08:28.420 Whatever it is for that matter, we spoke.
00:08:30.120 My wife was happy.
00:08:31.140 The point is what?
00:08:31.800 You have been tawakkil and trusting Allah.
00:08:34.040 Do not ever go down the route of haram.
00:08:36.380 Do not go to the point where you're trying to justify yourself or try to put a specific
00:08:40.480 lifestyle.
00:08:40.940 I told my wife, look, listen, what you see is what you get, okay?
00:08:43.820 I'm not, you know, a multi-whatever-you-think, you know, apparently my net worth is a couple
00:08:47.700 of million pounds.
00:08:48.180 I don't know where that money is.
00:08:48.900 If anyone knows where it is, please let me know.
00:08:51.120 Okay, so the point is, when I met my wife, I made things clear.
00:08:54.100 And alhamdulillah, may Allah bless and preserve my wife, she accepted me for who I am.
00:08:56.920 She didn't say, oh, you have a Toyota Prius, oh, you do Uber.
00:08:59.400 No.
00:08:59.780 She accepted me for who I am.
00:09:00.420 She accepted me for who I am.
00:09:01.720 And Allah subhanahu wa ta'ala is the one who's control in this affairs.
00:09:04.500 Don't think you're money-worth is going to get a good woman.
00:09:06.420 You'll have a little girl, none of them will be your wife.
00:09:08.740 Brothers.
00:09:09.240 So don't let that be a means that you get caught up on this, I need to get rich.
00:09:12.820 And sisters you play a role in this
00:09:14.500 In totality
00:09:15.400 As families as well
00:09:16.320 Mothers, fathers
00:09:16.820 This is a bigger issue
00:09:18.300 The roots of the problems are deeper
00:09:19.500 So
00:09:20.500 Number one
00:09:21.260 The whole get rich scheme things
00:09:22.540 Brothers who is practicing whatever
00:09:24.300 Fear Allah
00:09:25.160 Fear Allah
00:09:26.220 Stop vilifying and putting down people who do 9 to 5
00:09:29.620 Yes
00:09:30.240 That's number one
00:09:31.240 Number two
00:09:31.660 There is nothing wrong with 9 to 5
00:09:33.020 Let's talk about that
00:09:33.720 Number three
00:09:34.360 Trusting religious people
00:09:35.940 My friend
00:09:37.160 Let me give myself as an example
00:09:38.580 Whatever you want to call me
00:09:40.120 Ali needs dawah
00:09:40.860 Ali dawah
00:09:41.280 Whatever you want to call it
00:09:41.940 If I come to you
00:09:43.260 And say I've got this proposal
00:09:44.440 And this is a business
00:09:45.160 And etc whatever
00:09:45.860 You're not going to come and say
00:09:47.000 Oh it's Ali dawah
00:09:47.620 He's a very righteous person
00:09:49.100 You don't know nothing about me by the way
00:09:50.160 Of course you just have khusn al-dhan
00:09:51.500 Assume the good
00:09:52.240 But
00:09:52.620 You're going to say
00:09:53.440 Brother
00:09:53.600 You're going to do your due diligence
00:09:55.480 Yes
00:09:56.120 You have to do your due diligence man
00:09:58.200 You can't just come and jump
00:09:59.200 It's Ali dawah
00:09:59.600 Who cares man
00:10:00.400 Who cares if it is
00:10:01.540 You have to do
00:10:02.880 The biggest
00:10:04.000 Thing that we have with our Muslims
00:10:05.800 Today
00:10:06.300 This naivety
00:10:07.360 I'll be honest
00:10:07.760 I was one of those
00:10:08.900 I'll be honest with you
00:10:09.460 When I was looking to get married
00:10:10.240 Hijabi
00:10:11.320 Niqab
00:10:11.740 I was thinking
00:10:12.080 Oh my god
00:10:12.440 She's
00:10:13.140 The wife
00:10:15.380 She cannot ever make mistakes
00:10:17.160 I was
00:10:17.880 Believe me
00:10:18.880 In my marriage seeking process
00:10:19.840 I came across hijabis
00:10:21.260 And niqabis
00:10:22.100 And jilbabis
00:10:23.000 And oh boy oh boy
00:10:24.440 The stuff that I
00:10:25.360 Found out
00:10:26.500 Or the stuff that they were asking me
00:10:27.840 In the marriage
00:10:28.220 Getting to know the marriage seeking process
00:10:29.980 Audhu billahi minashaitana rajim
00:10:31.900 Like so much
00:10:32.440 So I was
00:10:32.760 I said you know what
00:10:33.500 I came to a point in my life
00:10:34.420 I said I do not want to marry hijabi
00:10:35.400 Like that's how bad it went
00:10:36.740 And we don't want that
00:10:38.100 Because now that's damaging the scene
00:10:39.460 Because now people are like
00:10:40.500 Okay who can we trust?
00:10:41.280 And it shouldn't be like that
00:10:42.540 It shouldn't be like that
00:10:43.880 So religious people
00:10:44.820 Who are using religious
00:10:45.540 With their beard and whatever
00:10:46.380 To lure people in
00:10:47.480 Fear Allah man
00:10:48.380 Fear Allah
00:10:49.220 This is a responsibility
00:10:50.060 And a man
00:10:50.500 Are given to you
00:10:50.940 In the Dawah
00:10:51.380 See we have the same
00:10:52.520 We have to be careful
00:10:53.740 This is an amanah
00:10:54.500 Responsibility
00:10:55.120 We can't be reckless
00:10:56.180 We can't go and do this
00:10:57.080 And may Allah protect us
00:10:58.180 Wallahi
00:10:58.860 Whatever is your weakness
00:10:59.860 Brother ask Allah
00:11:00.500 I always ask Allah
00:11:01.120 Oh Allah protect me from this fitna
00:11:02.200 This fitna
00:11:02.600 This fitna
00:11:03.080 Because it's not that
00:11:04.320 When Ali gets caught slipping
00:11:05.560 It's not going to be Ali
00:11:06.580 It's going to be Islam
00:11:07.380 They're not going to say
00:11:07.800 It's Ali Dawah
00:11:08.260 They're going to say
00:11:08.740 Oh this is Islam
00:11:09.420 This is your religious figure
00:11:10.320 This is the Dawah guy
00:11:11.300 So may Allah subhanahu wa ta'ala
00:11:12.760 Protect us
00:11:13.360 Be careful
00:11:14.360 Do not trust religious people
00:11:15.700 Trust me
00:11:16.140 I've had many examples
00:11:17.060 Like this
00:11:17.880 Where religious looking people
00:11:19.680 Have done mad things
00:11:21.460 Anyways
00:11:21.760 Let me come to
00:11:23.240 The story of myself
00:11:25.120 And then we're going to talk about
00:11:26.200 The punishment of debt
00:11:27.380 How severe debt is in Islam
00:11:29.340 Three specific narrations
00:11:30.640 My story is the following guys
00:11:32.360 Now I want you guys to
00:11:33.720 Listen attentively
00:11:34.460 Okay
00:11:34.820 When I first came to Islam
00:11:36.720 I was so sick to death
00:11:39.320 Of the whole monetary
00:11:40.540 Money
00:11:41.360 This
00:11:42.220 That
00:11:42.860 Flying there
00:11:43.800 Wallahi
00:11:44.760 I was sick
00:11:45.200 I left it
00:11:45.780 I said
00:11:46.120 The only thing I want is this
00:11:47.320 Oh Allah
00:11:47.640 I can remember clearly
00:11:48.520 And I can remember
00:11:49.640 This is the time
00:11:50.240 When I was kicked out of my house
00:11:51.100 I was living in
00:11:52.320 Ustad Adnan Rashid's house
00:11:53.620 Yeah
00:11:54.000 They looked after me for three months
00:11:55.260 And so did
00:11:55.700 Imran ibn Mansur Dawah
00:11:57.120 And his family
00:11:57.960 They looked after me
00:11:58.540 May Allah bless and preserve them
00:11:59.460 And the
00:12:01.160 The point is this
00:12:02.600 The point is this guys
00:12:03.480 Yeah
00:12:03.660 Is that
00:12:04.440 When I came
00:12:05.340 I said
00:12:05.680 There's two things I want
00:12:06.620 If I can provide
00:12:08.180 A halal income for my family
00:12:09.240 Whatever is needed
00:12:10.500 I can pay my rent
00:12:11.400 Do my shopping
00:12:12.060 Give some basic rice to my wife
00:12:13.480 Whatever it is
00:12:13.980 Etc etc etc etc
00:12:14.840 Clothes or whatever
00:12:16.000 And I want to do Dawah
00:12:17.500 I don't want anything else
00:12:20.400 I don't want the cars
00:12:21.260 I don't want the houses
00:12:21.960 I don't want the lavish lizer
00:12:22.700 I do not want nothing
00:12:24.080 I just want to do Dawah
00:12:26.000 I just love that
00:12:26.760 I fell in love with Islam
00:12:27.560 I felt the true happiness
00:12:29.900 The contentment
00:12:30.620 You know
00:12:31.360 And I said
00:12:31.920 That's all I want to do bro
00:12:33.060 Halal income
00:12:34.300 I don't care if it's Tesco
00:12:35.280 Uber
00:12:35.620 I don't care bro
00:12:36.960 Halal income
00:12:37.480 Alhamdulillah
00:12:38.000 Is it halal
00:12:38.800 Good
00:12:39.160 I can provide
00:12:40.040 Alhamdulillah
00:12:41.020 And after that
00:12:41.940 I want to
00:12:42.700 And again
00:12:43.420 This goes to
00:12:44.080 Wives put pressures on their men as well
00:12:45.900 On their husbands
00:12:46.580 A specific lifestyle
00:12:47.600 Oh no I want this
00:12:48.280 I want that
00:12:48.740 Fiyallah
00:12:49.340 The man has that responsibility
00:12:50.860 Stop pushing that pressure
00:12:51.940 Making him feel inadequate
00:12:53.240 That he's going to go and do
00:12:54.700 You know
00:12:55.480 Invest your money
00:12:56.440 In Ponzi schemes like this
00:12:58.240 So he can give you a better lifestyle
00:12:59.620 And you lose everything
00:13:00.700 Be content
00:13:01.780 Like we know the story
00:13:02.760 Of Ibrahim A.S.
00:13:03.260 With his son
00:13:03.880 You know
00:13:04.520 You know the story
00:13:05.620 About him saying
00:13:06.460 You know
00:13:06.760 Coming to his wife's son
00:13:08.460 House and saying
00:13:09.420 How is your affairs
00:13:10.320 How is my son
00:13:10.920 And she complains
00:13:11.780 Oh you know
00:13:12.540 We're not eating enough
00:13:14.400 Or whatever etc
00:13:15.000 He said
00:13:15.300 When my son comes
00:13:15.900 Tell him to change his
00:13:16.720 Door gate
00:13:17.920 The gate of the house
00:13:19.520 Or something like that
00:13:20.120 And when his son comes
00:13:21.380 He says
00:13:21.620 Your father came and said
00:13:22.420 This this
00:13:22.780 He said
00:13:23.060 My father said
00:13:23.660 For me to divorce you
00:13:24.580 And then he
00:13:25.640 Divorces him
00:13:26.120 He gets married again
00:13:26.760 And his father
00:13:27.560 Ibrahim A.S.
00:13:28.180 Comes back
00:13:28.680 And says the same thing
00:13:30.000 To his new wife
00:13:30.780 How is your affairs
00:13:31.300 He's like
00:13:31.480 Alhamdulillah
00:13:31.800 We're good
00:13:32.220 Whatever little we have
00:13:33.220 We're doing good
00:13:33.780 Alhamdulillah
00:13:34.400 Oh praise Allah
00:13:34.900 He said
00:13:35.320 When my son comes
00:13:36.100 Tell him to keep his gate
00:13:37.360 And he said
00:13:38.440 She said this thing
00:13:39.200 To his son
00:13:40.580 And his son said
00:13:41.260 My father said
00:13:41.960 To keep you
00:13:42.560 It is very important
00:13:44.020 For us to have grateful
00:13:44.960 And I'm sorry
00:13:45.440 I'll be very honest
00:13:46.020 Because I don't care about
00:13:46.620 Call me misogynist
00:13:47.600 Or whatever you want to call me
00:13:49.040 Father I don't give a damn
00:13:50.240 Women in their nature
00:13:51.320 Are ungrateful
00:13:52.120 And don't blame me
00:13:53.440 Please don't
00:13:54.260 The Prophet S.A.S. said
00:13:55.080 The majority of the inhabitants
00:13:55.960 Of the hell fire are who?
00:13:57.200 Women
00:13:57.460 Why?
00:13:58.680 They say
00:13:59.060 Oh MashaAllah
00:13:59.460 Are they ungrateful to Allah?
00:14:00.500 Kufr?
00:14:01.000 To Allah?
00:14:01.420 No no no
00:14:01.720 To who?
00:14:02.580 To their husbands
00:14:03.160 Their husbands will do so much good
00:14:04.920 When they do one thing bad
00:14:06.200 They'll say
00:14:06.440 I've never seen any good from you
00:14:07.480 So this is a weakness in our sisters
00:14:08.860 And the Prophet S.A.S. said
00:14:09.620 Give them sadaqah
00:14:10.240 Give them a solution
00:14:10.900 Yes?
00:14:11.820 So
00:14:12.060 When I came to Islam
00:14:13.480 This is what I was going to do
00:14:14.560 A couple of years later
00:14:15.640 Because I didn't monetize my YouTube channel
00:14:17.180 Because of the haram ads
00:14:18.020 I did not monetize it for a good
00:14:18.980 Four or five years
00:14:19.700 An opportunity came
00:14:21.620 Through a
00:14:22.580 Uncle
00:14:23.620 Yes?
00:14:24.840 And this opportunity
00:14:25.880 Was that basically
00:14:27.400 There's investment in crude oil
00:14:28.740 I said okay
00:14:29.900 I mean that's fine
00:14:31.220 He told me about it
00:14:32.400 Etc
00:14:32.560 I saw the contracts
00:14:33.320 Whatever
00:14:33.580 I mean I didn't go too much into detail
00:14:35.540 But
00:14:36.240 It was an opportunity
00:14:37.540 I said well
00:14:38.140 Okay why not
00:14:38.860 I had some money saved
00:14:40.120 And I invested my own money
00:14:41.800 In that
00:14:42.840 And I was getting a
00:14:43.820 And I was getting a monthly revenue from that
00:14:46.580 And I thought it was working for me
00:14:48.540 It was just like that extra couple of hundred pounds
00:14:50.020 Whatever month
00:14:51.020 It was working for me
00:14:51.640 So I went to him and I said
00:14:52.920 Can I
00:14:53.680 Like if I bring other investors
00:14:55.120 Like
00:14:55.460 Can it work?
00:14:56.160 And he just
00:14:56.480 He said look you can be the middle man
00:14:57.720 For that matter
00:14:59.340 And
00:15:00.120 You know
00:15:00.760 I was making
00:15:01.420 I was
00:15:02.500 From that afterwards
00:15:03.420 I introduced other people
00:15:04.840 Yes?
00:15:05.560 Even some people in the Dawah scene were involved
00:15:06.840 Yeah?
00:15:07.240 Why?
00:15:07.500 Because I thought look
00:15:08.120 I'm the kind of person
00:15:08.980 If Allah's blessed me with something
00:15:10.300 I want to see people I love around me
00:15:11.760 To increase with me
00:15:12.580 Do you get what I'm trying to say?
00:15:13.460 I don't want to be that
00:15:14.120 You know
00:15:14.740 Like
00:15:15.340 Like
00:15:15.980 I wanted them to increase with me
00:15:18.220 So anyways
00:15:19.280 This happened
00:15:20.300 I got other people involved
00:15:21.100 I said look I've put my own money
00:15:22.060 I'm just letting you guys know
00:15:22.780 I've put my own money
00:15:23.540 It's working for me
00:15:24.860 It's investment in commodities
00:15:26.780 That's what I said
00:15:27.800 And they said
00:15:28.640 Do you trust?
00:15:29.200 I said yes
00:15:29.700 You know
00:15:30.220 I don't see anything wrong
00:15:31.240 The uncle is a religious person
00:15:33.200 Etc for that matter
00:15:33.940 Whatever it is
00:15:34.620 You know
00:15:35.220 So I said look
00:15:36.200 Again
00:15:36.600 And we invested
00:15:38.020 And other people invested
00:15:39.320 And believe me
00:15:40.040 I was making ridiculous amounts of money
00:15:42.140 Ridiculous amounts of money
00:15:43.980 So much so
00:15:44.440 I told you guys
00:15:44.940 I'm not money motivated
00:15:45.940 I don't care
00:15:46.440 Wallahi
00:15:46.860 I would give
00:15:48.020 A lot of that money
00:15:49.660 To my father
00:15:50.360 To invest somewhere
00:15:51.300 I would say just dad
00:15:52.560 I just need this much a month
00:15:53.740 Just to
00:15:54.120 Whatever it is
00:15:54.920 Keep me going
00:15:55.420 And 80% of that wealth
00:15:57.860 I would just say dad
00:15:59.200 I don't know what to do with it
00:16:00.200 Because I just want to do dawah
00:16:01.280 I'm not concerned about making
00:16:02.100 I don't care
00:16:03.040 So I just give it to my father
00:16:04.720 To invest
00:16:05.220 Time went
00:16:07.240 Etc
00:16:07.660 Different opportunities were coming
00:16:08.720 Through this uncle
00:16:09.360 Etc
00:16:09.740 Some of them were things
00:16:10.700 That I was
00:16:11.140 I did not
00:16:12.260 I was like
00:16:13.200 I don't know what it is
00:16:13.820 I don't understand that
00:16:14.580 This is all like financial terms
00:16:15.880 Etc
00:16:16.080 I said I don't know what that is
00:16:16.840 I just want to stick to this basic thing
00:16:18.020 With my investors
00:16:19.020 With the investors
00:16:20.340 So
00:16:21.360 A couple years down the line
00:16:22.920 All things went pear shaped
00:16:24.340 The uncle himself
00:16:26.280 From what I know
00:16:27.200 Because I have to assume the best
00:16:28.000 Was a victim of the Ponzi scheme himself
00:16:30.240 Yes
00:16:30.780 Of course there were some mistakes
00:16:32.040 That were made in a way
00:16:32.560 I'm not going to get into the details of that
00:16:33.740 But
00:16:34.340 He himself was
00:16:35.620 Also
00:16:36.320 You know
00:16:38.260 Lost his wealth
00:16:39.820 And
00:16:40.500 A lot
00:16:41.340 Very bad
00:16:42.160 Everything collapsed
00:16:43.440 The money I made
00:16:45.180 From that
00:16:46.580 Basically
00:16:47.720 I lost 80% of it
00:16:49.660 Why?
00:16:50.400 Because my family members got involved
00:16:51.780 My grandmother's own money
00:16:53.420 My mother's money
00:16:54.760 My father got other family members involved
00:16:57.080 He vouched for them
00:16:57.780 That if
00:16:58.240 You know
00:16:58.940 Because my dad's not Muslim
00:16:59.660 He said to them
00:17:00.440 If your money is lost
00:17:01.480 I will
00:17:01.900 I don't know why he said that
00:17:03.020 Till this day
00:17:04.060 My dad's paying that debt
00:17:04.900 Till this day
00:17:05.680 My grandmother
00:17:06.860 And another elderly
00:17:08.400 Aunt who invested money
00:17:09.820 I don't owe them anything
00:17:11.240 Because it was an investment
00:17:12.400 We thought it was an investment
00:17:13.640 I took the burden of those
00:17:15.620 Funds that they lost
00:17:17.360 On myself
00:17:18.180 And said
00:17:18.460 Out of goodwill
00:17:19.320 Because you guys are elderly
00:17:20.900 I'm going to pay that
00:17:21.960 Out of my pocket
00:17:22.660 And till this day
00:17:23.520 I am slowly
00:17:24.200 Slowly paying that
00:17:25.040 Even though it was not a large large amount
00:17:26.960 But the point was what?
00:17:28.320 I was left with that debt
00:17:29.560 And believe me
00:17:30.900 It was one of the biggest trials of my life
00:17:32.260 Not just to well forget that
00:17:33.300 I lost everything
00:17:35.100 And I'm not going to get into details
00:17:36.500 Of my story
00:17:37.200 One day I will share it with you guys
00:17:38.120 I lost everything
00:17:40.580 Everything
00:17:41.700 Let me put it like that
00:17:42.760 And Alhamdulillah
00:17:43.840 It was the best thing that ever happened to me
00:17:44.880 Wallahi
00:17:45.120 It was the best thing that ever happened to me
00:17:45.900 Alhamdulillah
00:17:46.180 So from that day on
00:17:47.520 I learnt a lesson
00:17:48.300 I am never ever
00:17:49.700 Going to
00:17:50.760 Ever get anybody involved
00:17:52.100 If I do it
00:17:52.980 If I do it
00:17:53.460 And I'm not going to do it as well
00:17:54.720 I'm never going to trust anybody
00:17:56.200 There's all this kind of stuff
00:17:57.900 Wallahi
00:17:58.300 There were people who got so greedy
00:18:00.280 They went behind my back
00:18:01.840 Because if they came to me
00:18:03.100 There was this new scheme
00:18:04.740 That the uncle was saying
00:18:05.940 Whatever it is
00:18:06.640 I didn't know what it was
00:18:07.760 I said look I don't know
00:18:08.500 I was told
00:18:09.080 The ones who were investing through me
00:18:10.300 Like
00:18:11.100 I don't know what that is
00:18:12.420 Let's just stick to
00:18:13.020 The commodity investor
00:18:13.680 Whatever
00:18:13.960 A lot of people got greedy
00:18:15.520 They went behind my back
00:18:16.600 And they lost
00:18:17.780 Hundreds of thousands
00:18:19.440 If not millions
00:18:20.740 And I found out this later
00:18:23.020 When they told me
00:18:23.880 I was like bro
00:18:24.360 You didn't invest that money through me
00:18:25.660 I don't remember that
00:18:26.260 You get it
00:18:26.980 And obviously they knew
00:18:28.080 What was happening
00:18:28.520 They went behind my back
00:18:30.480 Got a bit greedy
00:18:31.260 And invested
00:18:32.400 Hundreds of thousands
00:18:33.820 I've heard
00:18:34.680 If not millions
00:18:36.040 Of euros
00:18:36.740 And all of that money
00:18:38.680 Go
00:18:40.100 And I was like
00:18:40.520 Alhamdulillah
00:18:40.880 You protected me
00:18:41.740 Because imagine
00:18:42.280 They would have blamed me for it
00:18:43.480 Yeah
00:18:43.820 But sadly
00:18:44.940 Many people also lost
00:18:46.280 Thousands of pounds
00:18:47.200 I think in the
00:18:48.140 Estimation of
00:18:49.040 Anywhere from
00:18:49.880 Two to four million pounds
00:18:51.000 Was gone
00:18:51.520 And
00:18:53.720 Subhanallah
00:18:54.540 Subhanallah
00:18:56.060 So to me
00:18:56.960 Sorry
00:18:57.720 So to me
00:18:59.940 That was a massive life lesson
00:19:01.440 You know
00:19:01.920 Again
00:19:02.240 I was not somebody
00:19:02.960 Who was seeking there
00:19:03.840 Like you know
00:19:04.220 The love is
00:19:04.800 Oh Allah
00:19:05.360 Allah is my witness
00:19:06.200 I am someone
00:19:07.440 If the opportunity is there
00:19:08.600 I don't go out my way
00:19:09.400 I just knew the uncle
00:19:10.640 He said there's opportunity
00:19:11.600 I said no I'm uncle
00:19:12.220 I've got this much money
00:19:12.900 Can I invest
00:19:13.220 Yep
00:19:13.400 I saw revenue coming
00:19:14.480 And I just wanted the same thing
00:19:16.060 For my loved ones
00:19:17.200 My friends around me
00:19:18.060 Etc
00:19:18.580 And
00:19:19.420 It was just that
00:19:20.360 But
00:19:20.980 I saw
00:19:21.960 Subhanallah
00:19:22.500 That
00:19:23.140 When it comes to this stuff
00:19:24.300 We can't just
00:19:24.960 Blind like
00:19:25.900 Oh okay
00:19:26.400 The uncle is religious
00:19:27.480 Or this
00:19:27.800 And again
00:19:29.340 We need to do research
00:19:30.060 To see
00:19:30.440 Maybe this is a Ponzi scheme
00:19:32.000 That we can even help the uncle
00:19:33.060 To make him realise
00:19:33.800 But when you're just like
00:19:34.980 No you just put your trust
00:19:35.740 Etc
00:19:36.060 This is our problem
00:19:37.720 The problem is
00:19:38.760 That we easily trust
00:19:40.080 As Muslims
00:19:40.320 We are very naive
00:19:41.340 And we trust easily
00:19:42.480 And I think that is connected to what
00:19:43.880 Because you want to get rich
00:19:45.080 So fast
00:19:45.720 So quick
00:19:46.300 That you just
00:19:47.440 I mean come on
00:19:48.120 People are investing in place
00:19:49.260 I'm like
00:19:49.460 Why would you invest with that person bro
00:19:50.780 But it happens
00:19:52.100 It happens
00:19:53.080 A lot of people lost money
00:19:54.440 It destroys so many people's lives
00:19:55.860 My concern was
00:19:57.340 Forget all of that
00:19:57.880 I was like
00:19:58.320 The debt is such a great thing
00:20:00.840 And I'm going to end with this
00:20:01.520 Free narrations
00:20:02.300 I was thinking
00:20:03.580 To this uncle
00:20:05.800 Like all these people's money
00:20:07.600 Was involved as well
00:20:08.380 We're not fully blaming him
00:20:09.900 But
00:20:10.620 All these people's money got lost
00:20:12.920 Yeah
00:20:13.600 And then what happens is
00:20:14.840 When you go into this spiral
00:20:16.360 When you realise
00:20:18.100 It's a Ponzi scheme
00:20:19.300 Like Aqib did
00:20:19.960 He realised
00:20:21.100 Oh crap
00:20:21.660 I need to get this money
00:20:23.140 Back to the people
00:20:23.620 So what did he do
00:20:24.460 He lies further
00:20:25.840 And by the way
00:20:26.540 There's a video that's come out
00:20:27.820 These are again
00:20:28.920 Accusations
00:20:29.340 I don't want to get into
00:20:29.900 Any legal battle
00:20:30.820 Please allow me
00:20:31.440 I ain't got time for that
00:20:32.400 I'm trying to do that
00:20:33.360 So he's come out
00:20:34.920 And it's basically
00:20:35.600 What happens
00:20:36.160 And this goes back
00:20:36.960 To the narration
00:20:37.800 Of the Prophet
00:20:38.220 Listen to this for yourself
00:20:39.460 It goes back
00:20:40.660 To exactly that
00:20:41.620 What did the Prophet
00:20:42.580 Look at this
00:20:43.980 Yeah
00:20:44.400 This is what happens
00:20:45.640 Okay
00:20:45.880 It was narrated by Aisha
00:20:47.420 May Allah be peace with him
00:20:48.340 Okay
00:20:49.080 He said
00:20:49.760 Oh Allah
00:20:50.940 I seek refuge from you
00:20:52.060 From sin and debt
00:20:53.140 Someone said to him
00:20:54.060 How often do you seek refuge from debt
00:20:55.620 He said
00:20:56.260 He said
00:20:57.080 When a man gets in debt
00:20:58.240 He speaks and tells lies
00:20:59.740 And he makes promises
00:21:00.960 And breaks it
00:21:01.800 Okay
00:21:02.160 So the point is what
00:21:03.560 When you're in that spiral
00:21:04.980 What happens is
00:21:05.900 You end up lying
00:21:07.220 You have to end up lying
00:21:08.740 And then you're taking
00:21:09.700 More people's money
00:21:10.580 To pay other people off
00:21:11.840 With the idea
00:21:12.520 Because you're stuck now
00:21:13.420 You've hundreds of thousands
00:21:14.480 Millions of pounds
00:21:14.980 You're thinking
00:21:15.240 How am I going to get that
00:21:15.760 You're still luring people
00:21:17.880 Fear Allah
00:21:19.000 Look at this
00:21:19.960 Look
00:21:20.380 It was narrated by
00:21:22.100 We were sitting with a mesh of Allah
00:21:23.440 Peace and blessings
00:21:24.460 Will Allah be upon him
00:21:25.180 When he
00:21:26.100 Raised his head towards the sky
00:21:28.080 And then put his palm on the forehead
00:21:29.900 And said
00:21:30.220 SubhanAllah
00:21:30.820 What a strict issue
00:21:32.740 Has been revealed to me
00:21:33.620 We remain silent
00:21:34.840 And we're afraid
00:21:35.460 The following morning
00:21:36.580 We asked him
00:21:37.680 Oh mesh of Allah
00:21:38.200 What is the strict issue
00:21:39.300 That has been revealed
00:21:40.000 He said
00:21:40.440 He said
00:21:41.340 By the one whose hand is my soul
00:21:44.000 If man were killed in a battle
00:21:46.300 For the sake of Allah
00:21:46.980 Then brought back
00:21:47.760 To life
00:21:48.400 And then killed
00:21:49.120 And brought back
00:21:50.680 Life again
00:21:51.560 And killed
00:21:52.320 And he owed the debt
00:21:53.140 He would not enter paradise
00:21:54.540 Until his debt was paid off
00:21:55.760 And he refrained from offering
00:21:57.280 The funeral prayer
00:21:57.960 Of the one who had
00:21:59.200 Died
00:21:59.880 Owing just two dinars
00:22:01.360 Until Abu Qatada
00:22:02.640 May Allah be pleased
00:22:03.380 Be pleased with him
00:22:04.300 Has promised to pay it off for him
00:22:06.020 When he saw him
00:22:07.120 The following day
00:22:07.680 He said
00:22:08.020 I have paid it off
00:22:09.320 The Prophet Muhammad
00:22:10.180 Peace be upon him
00:22:10.640 Said
00:22:10.820 Now the skin
00:22:12.140 Has become cool for him
00:22:13.300 In a nutshell guys
00:22:14.540 My point is what
00:22:15.680 This is how severe debt is
00:22:17.780 This is how severe debt is
00:22:20.200 And let me tell you something
00:22:21.620 Wallahi
00:22:22.500 It's
00:22:23.340 It's
00:22:23.600 We
00:22:23.880 My dad
00:22:25.320 With this whole situation
00:22:26.280 Et cetera
00:22:26.620 Wallahi
00:22:27.000 Till this day
00:22:28.020 We had to make
00:22:29.180 So much changes
00:22:30.400 Et cetera
00:22:30.820 Whatever
00:22:31.160 I don't want to get into details
00:22:33.220 But that debt is still
00:22:34.640 This day being paid
00:22:35.360 And I still have
00:22:36.160 Something
00:22:36.780 It's not a debt on me
00:22:37.860 But I have good will said
00:22:39.420 Look you guys lost your money
00:22:40.640 I'm going to pay
00:22:41.340 Because it was
00:22:41.820 It was
00:22:42.400 It was an investment
00:22:43.500 So I never took debt from anybody
00:22:45.280 May Allah protect us from debt
00:22:46.420 But my point is what guys
00:22:47.820 Please
00:22:48.680 For the sake of Allah
00:22:49.520 Be content and happy
00:22:51.040 Like Allah says
00:22:51.580 If you're grateful
00:22:52.060 I will increase you
00:22:52.740 Not increase you in wealth
00:22:53.620 Increase you in contentment maybe
00:22:54.900 Allah doesn't specify what it is
00:22:56.500 Stop chasing the dunya
00:22:58.120 The cars
00:22:58.940 The lavish life
00:22:59.740 How do you know
00:23:00.600 This brings happiness man
00:23:01.560 Ask Allah for barakah
00:23:03.000 Ask Allah for barakah man
00:23:04.780 Please guys
00:23:06.020 And this is where I believe
00:23:07.160 The whole situation stems from
00:23:08.340 Don't trust anybody easily
00:23:09.560 Even myself
00:23:10.380 I'm very very careful
00:23:11.640 Who are indoors
00:23:12.840 Who are workers
00:23:13.300 I'm very very careful
00:23:14.400 So please guys
00:23:15.720 Protect yourself
00:23:16.440 And like I said before
00:23:17.780 Alhamdulillah
00:23:18.180 It was a lesson for me
00:23:19.560 It taught me many things
00:23:20.580 Alhamdulillah
00:23:20.980 But wallahi guys
00:23:22.160 Losing money
00:23:23.300 Wealth
00:23:23.560 Debt
00:23:23.980 My concern is
00:23:25.080 Aqib
00:23:25.460 Wallahi
00:23:26.560 Wallahi
00:23:26.940 I didn't know you tell something
00:23:27.760 How are you
00:23:29.760 Bro
00:23:30.000 I don't know
00:23:30.700 I don't know the mess you got into
00:23:32.000 May Allah give you a way out
00:23:33.420 And pay these people's money bro
00:23:34.480 How are you going to stand
00:23:35.780 In front of Allah
00:23:36.300 I don't want you to lose hope
00:23:37.160 I know you're going to be
00:23:37.700 Watching this video bro
00:23:38.400 Yeah
00:23:39.020 What you did was
00:23:40.340 Haram on a different level bro
00:23:42.260 Yeah
00:23:42.820 You're already down
00:23:43.600 I'm not going to kick you
00:23:44.400 May Allah give you a way out
00:23:46.040 To pay the people's debt bro
00:23:46.940 Wallahi
00:23:47.500 I don't know how you're going
00:23:48.580 To stand in front of Allah bro
00:23:49.660 Bro
00:23:50.800 May Allah
00:23:51.180 Like I said
00:23:52.040 I don't want to make you
00:23:53.020 Despair
00:23:53.660 Wallahi
00:23:54.180 I'm genuinely saying
00:23:55.560 May Allah make your affairs easy
00:23:57.660 And that you give the haq
00:23:58.820 Of the people that you took bro
00:24:00.060 You
00:24:00.840 All you have to do is work
00:24:02.200 Whatever you have to do bro
00:24:03.160 Pay those people off man
00:24:04.440 Before you die
00:24:05.480 May Allah subhanahu wa ta'ala
00:24:06.420 Protect us guys
00:24:07.080 Anything I said is wrong
00:24:08.440 It's from myself and shaitan
00:24:09.440 Anything good is from Allah
00:24:10.080 It's messenger
00:24:10.500 Until next time
00:24:11.540 Assalamualaikum
00:24:12.180 Wa rahmatullahi wa barakatuh
00:24:13.360 The prophet
00:24:14.300 Sallallahu alayhi wa sallam said
00:24:15.340 Whoever builds a masjid
00:24:16.940 For the sake of Allah
00:24:17.660 Subhanahu wa ta'ala
00:24:18.300 Allah will build for him
00:24:20.220 A similar house in Jannah
00:24:22.000 On that day
00:24:23.180 Where Allah subhanahu wa ta'ala
00:24:24.120 Tells us
00:24:24.820 That our books will be given
00:24:26.020 And every little atom weight
00:24:28.340 Of good deed you've done
00:24:29.200 Will be there
00:24:30.040 And imagine you see a mountain
00:24:32.040 And you're like
00:24:32.880 What a lucky person
00:24:33.900 Which righteous person
00:24:35.440 Allah says
00:24:36.780 This is for you
00:24:37.540 For me?
00:24:38.560 Yes
00:24:38.940 What did I do?
00:24:40.600 You
00:24:41.000 Allow people to pray
00:24:42.080 You built a masjid
00:24:43.120 I never had the money
00:24:43.940 To build a masjid
00:24:44.540 Oh Allah
00:24:44.840 You helped
00:24:46.180 You gave towards it
00:24:47.400 And Allah gives you the reward
00:24:48.520 Of as if you've built it
00:24:49.880 Donate now guys
00:24:51.200 And do not delay
00:24:51.940 And share the video
00:24:53.160 For extra rewards