Ali Dawah - November 23, 2024


MUSLIM ＂GET RICH＂ SCHEMES EXP0SED - AQIB AHMED PONZI SCHEME


Episode Stats


Length

24 minutes

Words per minute

225.56723

Word count

5,617

Sentence count

184

Harmful content

Misogyny

11

sentences flagged

Toxicity

23

sentences flagged

Hate speech

61

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

In this episode, I tell the story of how my family lost over $150k in a Ponzi scheme, and the lessons I learned along the way. I also talk about what I would do if this happened to my family.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 You kept asking me and you kept, you know, checking how things are going.
00:00:04.560 Should have just been honest and transparent from the get-go.
00:00:08.140 Bro, if only you were honest.
00:00:14.520 IslamNet is raising funds to establish a masjid and community centre in Norway.
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00:00:27.520 Click the link and donate what you can.
00:00:29.140 Assalamualaikum warahmatullahi wabarakatuh, brothers and sisters and dear friends.
00:00:32.500 Hope you guys are well inshallah.
00:00:33.360 This is a video pertaining to the whole situation that's happened with Aqib.
00:00:38.040 Aqib is somebody I do not know personally.
00:00:41.180 He approached us 10 years ago.
00:00:42.920 I do not even remember what it was.
00:00:44.940 I don't even know what the video was about.
00:00:46.080 If I find a video, I can play it for you guys.
00:00:48.640 I don't remember endorsing anything specifically.
00:00:51.800 We can work out a plan to make sure you get your full money back.
00:00:56.880 Or number two is you can report me.
00:01:00.180 You can sue me.
00:01:02.100 You can take me to jail.
00:01:03.660 But then you're going to lose out on your money then.
00:01:05.740 So that Google sheet that you showed us, where I think it was one of the months, it was like May, June, July, it was one of those months.
00:01:17.860 My wife's going to know. 0.92
00:01:21.040 She's going to divorce me, I think.
00:01:23.880 I just want to come clean.
00:01:25.400 I want to be dishonest.
00:01:26.580 I made mistakes.
00:01:27.700 I should have opened up earlier.
00:01:29.900 I would apologize to you guys.
00:01:31.280 I just want to come clean.
00:01:32.840 I know in the worst, worst case scenario, I'll admit that it's my fault.
00:01:37.800 None of you guys are to blame for anything.
00:01:40.640 You're just following my lead and direction.
00:01:42.580 But I just want to come clean and I know that we can turn this around.
00:01:48.200 Now that it's a building of legacy done for you, I know we can turn it around.
00:01:53.620 But I just need you guys' support so we can get people's money back and just turn this around.
00:01:59.660 You kept asking me and you kept trying to check in how things are going.
00:02:08.440 You should have just been honest and transparent from the get-go.
00:02:13.140 Bro, all you did was buy time.
00:02:16.960 If you were honest, bro, I've built multiple businesses. 0.98
00:02:20.320 I could have fucking fixed it all from the beginning. 0.95
00:02:24.620 If only you were honest. 0.97
00:02:26.560 But anyways, yes, so after that endorsement, he actually used our video, I would say, about six months to a year ago.
00:02:36.540 And Musa informed me about this and he was very upset and I said, you know, right, you're so.
00:02:40.220 Which is that he was using our video to, I don't know, because as we're a public influence, he's probably using that to draw more people in.
00:02:48.440 We're going to come to all of that.
00:02:49.420 We're going to discuss mom and sister's five main topics.
00:02:51.660 I'm going to tell you guys how me and my family, actually, it's a personal thing, lost over 150,000 pounds.
00:02:57.660 I'm not talking about my close-cost family.
00:02:58.980 I'm talking about distant relatives, a lot of people.
00:03:01.900 And I'm going to tell you the story of how that happened and why it happened and the lessons that I learned from that, subhanallah.
00:03:06.940 So we're going to come to that, inshallah, bro and sisters.
00:03:09.060 So I'm going to tell you the whole story.
00:03:09.980 But before I come to that, I want to go to the root of the problem.
00:03:11.920 Why do these things happen?
00:03:14.120 Let me tell you why it happened, guys.
00:03:15.020 One of the main reasons why people are going down this route of doing these Ponzi schemes,
00:03:22.940 the Ponzi scheme is basically you have multiple amounts of people.
00:03:25.800 You promise them a specific share or whatever it is for that matter, percentage every single month.
00:03:32.440 And you get people's money and you channel that money, basically.
00:03:34.900 It's basically channel that money, giving people what you told them you're going to give.
00:03:37.660 But you're basically using their money and other people's money to make it seem like they are making a profit on an investment, whatever it is.
00:03:43.340 But in reality, what they do is once they've covered enough money, two, three, four, five, ten million, hundred million, whatever, they disappear and go.
00:03:50.660 That's how it works.
00:03:51.920 We was a part of this.
00:03:53.260 We got stung by this kind of fraud ourselves.
00:03:58.220 So I'm going to come to that.
00:03:58.840 But before that, bro and sisters, the first thing is the whole get rich scheme.
00:04:02.280 Yeah, the get rich scheme quick.
00:04:03.780 Yeah, the get rich scheme that you see anywhere and everywhere.
00:04:07.680 And now the Muslims have jumped on board. 0.98
00:04:08.900 Now, look, there is nothing wrong with doing Tejara.
00:04:11.200 There is nothing wrong with doing business.
00:04:12.480 There is nothing wrong with that.
00:04:13.780 But the idea is that now it's turned into a like, oh, you know, you want to live in this lifestyle.
00:04:21.360 You want to do this.
00:04:22.260 You want to do that.
00:04:22.880 They're in hotels, supercars, whatever I'm doing, etc.
00:04:25.840 Now, look, it's well and good.
00:04:27.560 It's well and good to want that for others.
00:04:29.300 But this notion, this ideology, this thought process of that everyone, you know, like vilification of the nine to five jobs as well is another issue.
00:04:39.820 Why are people made to feel that nine to five is something bad?
00:04:45.200 I've done nine to five.
00:04:46.340 I've done Uber.
00:04:47.020 I used to do Uber.
00:04:47.840 Yes, I used to work as an Uber driver.
00:04:49.980 I've done nine to five when I first came to Islam.
00:04:52.320 The same situation.
00:04:54.600 The same situation.
00:04:55.800 I didn't.
00:04:56.380 I was working in a Tesla.
00:04:58.460 I don't know what it was yet.
00:04:59.360 OK, I don't care because when I came to Islam, I freed myself from the shackles of what people think about me,
00:05:04.440 where I work and I measured my success and who I am and the respect people give me is based measured on what career I have or how much money I own or what car I drive.
00:05:13.420 I don't care, bro.
00:05:14.520 I don't care.
00:05:15.120 I left that jahiliya. 1.00
00:05:16.280 I come from a strict background.
00:05:17.940 If you guys know Kurds and Turks, trust me, all they talk about is money, money, money, money, money, money and money. 0.97
00:05:22.860 I was sick to death of it.
00:05:24.640 So much so I totally left.
00:05:25.980 I literally divorced the whole materialism, liberalism.
00:05:28.520 I just had enough, man.
00:05:29.560 And I didn't want anything to do with it.
00:05:31.480 Why?
00:05:31.860 Because it makes me sick.
00:05:33.620 Whoever you go and talk to, it's all about money.
00:05:35.440 The people you talk to, the respect you give to, it's all based on how much money he has.
00:05:39.520 It's all about that.
00:05:40.980 That's why in our communities we have one of the highest suicide rates.
00:05:43.200 Why?
00:05:43.540 Because those who cannot reach that level do what?
00:05:46.420 I'm worthless.
00:05:47.460 I have nothing to offer. 0.78
00:05:48.860 I'm a nobody, whatever it is.
00:05:50.620 And they take their life.
00:05:52.020 You know, there's many factors to this.
00:05:53.480 So, firstly, I want to talk to those people who are promoting this liberal Western lifestyle.
00:05:59.840 You're a Muslim. 0.98
00:06:00.300 You're a practicing person.
00:06:01.400 There is nothing wrong with living a good life.
00:06:03.880 No problem.
00:06:04.600 But why is living a good life's definition to you guys only money and wealth?
00:06:08.740 Why?
00:06:09.460 Why is it that?
00:06:10.720 Can it not be that you use money for the sake of Allah and for good things?
00:06:13.180 Of course they plant that in there and say, yeah, I know it's for this.
00:06:15.320 But you are promoting what?
00:06:19.220 Lifestyle that not many people can reach.
00:06:21.560 Not everyone.
00:06:22.120 If everyone became an entrepreneur, a millionaire, the world would not function.
00:06:26.460 You need people who do nine-to-fives. 0.99
00:06:28.420 Now, I'm not telling you to stay to nine-to-five for the rest of your life.
00:06:31.000 And even if you did, there is no damn problem. 0.79
00:06:33.020 What is the problem?
00:06:34.240 I've done a video about this a long time ago about a TikToker who was saying the same thing.
00:06:37.260 You know, oh, I don't want to be working in Tesco.
00:06:41.500 My friend, what is wrong with Tesco, man?
00:06:43.380 Humble yourself.
00:06:43.940 What is wrong with working in Tesco, whatever it is for that matter?
00:06:47.120 Halal income.
00:06:48.340 And income that is halal, it is what is beloved to Allah.
00:06:50.440 Allah is not going to say, did you do a nine-to-five?
00:06:52.260 Oh, you're going Jahanam. 0.98
00:06:53.040 You're going Hellfire.
00:06:54.140 What are you guys on about?
00:06:55.520 So these are the two factors that cause people to go down the route of doing fraud, Ponzi scheme,
00:07:00.280 and whatever it is for that factor.
00:07:01.420 And not only that, as men, we are the maintainers and protectors and providers.
00:07:05.020 So what that means is an extra burden on our shoulders.
00:07:07.380 Yes?
00:07:07.500 Just as our sisters have the weakness of beauty, they love to adorn their self. 1.00
00:07:13.040 They like to show off, whatever it is for that matter.
00:07:15.320 For us men, we have the burden of what?
00:07:17.660 Protecting and providing.
00:07:18.780 Which means that when brothers get to know sisters for marriage, and their criteria is,
00:07:22.720 I want 50 gram mahr.
00:07:24.680 What are you, made out of gold?
00:07:26.280 What are you?
00:07:26.680 What are you coming to offer?
00:07:27.760 I'm so sorry.
00:07:28.760 What are you offering the table?
00:07:30.240 Okay, please, excuse me, sister, but 50,000 pounds for what?
00:07:34.320 Yeah?
00:07:34.900 Audhu billahi.
00:07:35.560 Like, like, like, wallahi.
00:07:37.020 Some of them come with this mad, mad expectations, and subhanAllah, like, you know, you've done 1.00
00:07:41.760 God knows what.
00:07:42.840 Yes?
00:07:43.120 And you're coming here now and asking for 50,000 mahr, and I want this wedding, that wedding.
00:07:46.240 What that does is put pressure on men to be like, you know what?
00:07:49.260 I got rejected by this suit, or whatever it is, the family were too concerned about how
00:07:52.720 much money I make.
00:07:53.520 It puts them into the cycle of what?
00:07:55.280 I need to go and do haram, or whatever it is, to reach this threshold, so I can be qualified.
00:08:00.980 Do you see how fitna in the land is arising because of this?
00:08:04.240 It's these false expectations we give.
00:08:05.880 When I met my wife, I was an Uber driver, who was renting a Toyota Prius from the company.
00:08:11.720 I didn't own it myself.
00:08:13.000 I would be working.
00:08:14.140 I was in a debt.
00:08:15.280 No, I wasn't saying debt.
00:08:16.180 I owed some money to people.
00:08:17.440 Not owed.
00:08:18.180 I'll come to the clarification where all that led to, yeah?
00:08:20.300 Where you'll hear my story of how I got scammed, et cetera, and where I was, yeah?
00:08:24.900 When I met my wife, I said, look, this is my situation.
00:08:26.780 This is what I do.
00:08:28.420 Whatever it is for that matter, we spoke.
00:08:30.120 My wife was happy.
00:08:31.140 The point is what?
00:08:31.800 You have been tawakkil and trusting Allah.
00:08:34.040 Do not ever go down the route of haram.
00:08:36.380 Do not go to the point where you're trying to justify yourself or try to put a specific
00:08:40.480 lifestyle.
00:08:40.940 I told my wife, look, listen, what you see is what you get, okay?
00:08:43.820 I'm not, you know, a multi-whatever-you-think, you know, apparently my net worth is a couple
00:08:47.700 of million pounds.
00:08:48.180 I don't know where that money is.
00:08:48.900 If anyone knows where it is, please let me know.
00:08:51.120 Okay, so the point is, when I met my wife, I made things clear.
00:08:54.100 And alhamdulillah, may Allah bless and preserve my wife, she accepted me for who I am.
00:08:56.920 She didn't say, oh, you have a Toyota Prius, oh, you do Uber.
00:08:59.400 No.
00:08:59.780 She accepted me for who I am.
00:09:00.420 She accepted me for who I am.
00:09:01.720 And Allah subhanahu wa ta'ala is the one who's control in this affairs. 1.00
00:09:04.500 Don't think you're money-worth is going to get a good woman. 1.00
00:09:06.420 You'll have a little girl, none of them will be your wife. 0.99
00:09:08.740 Brothers.
00:09:09.240 So don't let that be a means that you get caught up on this, I need to get rich.
00:09:12.820 And sisters you play a role in this
00:09:14.500 In totality
00:09:15.400 As families as well
00:09:16.320 Mothers, fathers
00:09:16.820 This is a bigger issue
00:09:18.300 The roots of the problems are deeper
00:09:19.500 So
00:09:20.500 Number one
00:09:21.260 The whole get rich scheme things
00:09:22.540 Brothers who is practicing whatever
00:09:24.300 Fear Allah
00:09:25.160 Fear Allah
00:09:26.220 Stop vilifying and putting down people who do 9 to 5
00:09:29.620 Yes
00:09:30.240 That's number one
00:09:31.240 Number two
00:09:31.660 There is nothing wrong with 9 to 5
00:09:33.020 Let's talk about that
00:09:33.720 Number three
00:09:34.360 Trusting religious people 1.00
00:09:35.940 My friend
00:09:37.160 Let me give myself as an example
00:09:38.580 Whatever you want to call me
00:09:40.120 Ali needs dawah 0.97
00:09:40.860 Ali dawah
00:09:41.280 Whatever you want to call it
00:09:41.940 If I come to you
00:09:43.260 And say I've got this proposal
00:09:44.440 And this is a business
00:09:45.160 And etc whatever
00:09:45.860 You're not going to come and say
00:09:47.000 Oh it's Ali dawah
00:09:47.620 He's a very righteous person
00:09:49.100 You don't know nothing about me by the way
00:09:50.160 Of course you just have khusn al-dhan 1.00
00:09:51.500 Assume the good
00:09:52.240 But
00:09:52.620 You're going to say
00:09:53.440 Brother
00:09:53.600 You're going to do your due diligence
00:09:55.480 Yes
00:09:56.120 You have to do your due diligence man
00:09:58.200 You can't just come and jump
00:09:59.200 It's Ali dawah
00:09:59.600 Who cares man
00:10:00.400 Who cares if it is
00:10:01.540 You have to do
00:10:02.880 The biggest
00:10:04.000 Thing that we have with our Muslims 1.00
00:10:05.800 Today
00:10:06.300 This naivety
00:10:07.360 I'll be honest
00:10:07.760 I was one of those
00:10:08.900 I'll be honest with you
00:10:09.460 When I was looking to get married
00:10:10.240 Hijabi
00:10:11.320 Niqab 0.98
00:10:11.740 I was thinking
00:10:12.080 Oh my god
00:10:12.440 She's
00:10:13.140 The wife 0.55
00:10:15.380 She cannot ever make mistakes
00:10:17.160 I was
00:10:17.880 Believe me
00:10:18.880 In my marriage seeking process
00:10:19.840 I came across hijabis 1.00
00:10:21.260 And niqabis 1.00
00:10:22.100 And jilbabis 1.00
00:10:23.000 And oh boy oh boy
00:10:24.440 The stuff that I
00:10:25.360 Found out
00:10:26.500 Or the stuff that they were asking me
00:10:27.840 In the marriage
00:10:28.220 Getting to know the marriage seeking process
00:10:29.980 Audhu billahi minashaitana rajim
00:10:31.900 Like so much
00:10:32.440 So I was
00:10:32.760 I said you know what
00:10:33.500 I came to a point in my life
00:10:34.420 I said I do not want to marry hijabi 1.00
00:10:35.400 Like that's how bad it went
00:10:36.740 And we don't want that
00:10:38.100 Because now that's damaging the scene
00:10:39.460 Because now people are like
00:10:40.500 Okay who can we trust?
00:10:41.280 And it shouldn't be like that
00:10:42.540 It shouldn't be like that
00:10:43.880 So religious people 0.96
00:10:44.820 Who are using religious 1.00
00:10:45.540 With their beard and whatever
00:10:46.380 To lure people in
00:10:47.480 Fear Allah man 1.00
00:10:48.380 Fear Allah
00:10:49.220 This is a responsibility
00:10:50.060 And a man
00:10:50.500 Are given to you
00:10:50.940 In the Dawah 0.97
00:10:51.380 See we have the same
00:10:52.520 We have to be careful
00:10:53.740 This is an amanah
00:10:54.500 Responsibility
00:10:55.120 We can't be reckless
00:10:56.180 We can't go and do this
00:10:57.080 And may Allah protect us
00:10:58.180 Wallahi
00:10:58.860 Whatever is your weakness
00:10:59.860 Brother ask Allah
00:11:00.500 I always ask Allah 1.00
00:11:01.120 Oh Allah protect me from this fitna 1.00
00:11:02.200 This fitna
00:11:02.600 This fitna
00:11:03.080 Because it's not that
00:11:04.320 When Ali gets caught slipping
00:11:05.560 It's not going to be Ali
00:11:06.580 It's going to be Islam 1.00
00:11:07.380 They're not going to say
00:11:07.800 It's Ali Dawah
00:11:08.260 They're going to say
00:11:08.740 Oh this is Islam 1.00
00:11:09.420 This is your religious figure
00:11:10.320 This is the Dawah guy 1.00
00:11:11.300 So may Allah subhanahu wa ta'ala 1.00
00:11:12.760 Protect us
00:11:13.360 Be careful
00:11:14.360 Do not trust religious people 1.00
00:11:15.700 Trust me
00:11:16.140 I've had many examples
00:11:17.060 Like this
00:11:17.880 Where religious looking people
00:11:19.680 Have done mad things
00:11:21.460 Anyways
00:11:21.760 Let me come to
00:11:23.240 The story of myself
00:11:25.120 And then we're going to talk about
00:11:26.200 The punishment of debt
00:11:27.380 How severe debt is in Islam
00:11:29.340 Three specific narrations
00:11:30.640 My story is the following guys
00:11:32.360 Now I want you guys to
00:11:33.720 Listen attentively
00:11:34.460 Okay
00:11:34.820 When I first came to Islam
00:11:36.720 I was so sick to death
00:11:39.320 Of the whole monetary
00:11:40.540 Money
00:11:41.360 This
00:11:42.220 That
00:11:42.860 Flying there
00:11:43.800 Wallahi
00:11:44.760 I was sick
00:11:45.200 I left it
00:11:45.780 I said
00:11:46.120 The only thing I want is this
00:11:47.320 Oh Allah
00:11:47.640 I can remember clearly
00:11:48.520 And I can remember
00:11:49.640 This is the time
00:11:50.240 When I was kicked out of my house
00:11:51.100 I was living in
00:11:52.320 Ustad Adnan Rashid's house
00:11:53.620 Yeah
00:11:54.000 They looked after me for three months
00:11:55.260 And so did
00:11:55.700 Imran ibn Mansur Dawah
00:11:57.120 And his family
00:11:57.960 They looked after me
00:11:58.540 May Allah bless and preserve them
00:11:59.460 And the
00:12:01.160 The point is this
00:12:02.600 The point is this guys
00:12:03.480 Yeah
00:12:03.660 Is that
00:12:04.440 When I came
00:12:05.340 I said
00:12:05.680 There's two things I want
00:12:06.620 If I can provide
00:12:08.180 A halal income for my family
00:12:09.240 Whatever is needed
00:12:10.500 I can pay my rent
00:12:11.400 Do my shopping
00:12:12.060 Give some basic rice to my wife 0.84
00:12:13.480 Whatever it is
00:12:13.980 Etc etc etc etc
00:12:14.840 Clothes or whatever
00:12:16.000 And I want to do Dawah 0.98
00:12:17.500 I don't want anything else
00:12:20.400 I don't want the cars
00:12:21.260 I don't want the houses
00:12:21.960 I don't want the lavish lizer
00:12:22.700 I do not want nothing
00:12:24.080 I just want to do Dawah 0.94
00:12:26.000 I just love that
00:12:26.760 I fell in love with Islam
00:12:27.560 I felt the true happiness
00:12:29.900 The contentment
00:12:30.620 You know
00:12:31.360 And I said
00:12:31.920 That's all I want to do bro
00:12:33.060 Halal income
00:12:34.300 I don't care if it's Tesco
00:12:35.280 Uber
00:12:35.620 I don't care bro
00:12:36.960 Halal income
00:12:37.480 Alhamdulillah
00:12:38.000 Is it halal 0.94
00:12:38.800 Good
00:12:39.160 I can provide
00:12:40.040 Alhamdulillah
00:12:41.020 And after that
00:12:41.940 I want to
00:12:42.700 And again
00:12:43.420 This goes to
00:12:44.080 Wives put pressures on their men as well 1.00
00:12:45.900 On their husbands
00:12:46.580 A specific lifestyle
00:12:47.600 Oh no I want this
00:12:48.280 I want that
00:12:48.740 Fiyallah 1.00
00:12:49.340 The man has that responsibility
00:12:50.860 Stop pushing that pressure
00:12:51.940 Making him feel inadequate
00:12:53.240 That he's going to go and do
00:12:54.700 You know
00:12:55.480 Invest your money
00:12:56.440 In Ponzi schemes like this
00:12:58.240 So he can give you a better lifestyle
00:12:59.620 And you lose everything
00:13:00.700 Be content
00:13:01.780 Like we know the story
00:13:02.760 Of Ibrahim A.S.
00:13:03.260 With his son
00:13:03.880 You know
00:13:04.520 You know the story
00:13:05.620 About him saying
00:13:06.460 You know
00:13:06.760 Coming to his wife's son
00:13:08.460 House and saying
00:13:09.420 How is your affairs
00:13:10.320 How is my son
00:13:10.920 And she complains 1.00
00:13:11.780 Oh you know
00:13:12.540 We're not eating enough
00:13:14.400 Or whatever etc
00:13:15.000 He said
00:13:15.300 When my son comes
00:13:15.900 Tell him to change his
00:13:16.720 Door gate
00:13:17.920 The gate of the house
00:13:19.520 Or something like that
00:13:20.120 And when his son comes
00:13:21.380 He says
00:13:21.620 Your father came and said
00:13:22.420 This this
00:13:22.780 He said
00:13:23.060 My father said
00:13:23.660 For me to divorce you
00:13:24.580 And then he
00:13:25.640 Divorces him
00:13:26.120 He gets married again
00:13:26.760 And his father
00:13:27.560 Ibrahim A.S.
00:13:28.180 Comes back
00:13:28.680 And says the same thing
00:13:30.000 To his new wife
00:13:30.780 How is your affairs
00:13:31.300 He's like
00:13:31.480 Alhamdulillah
00:13:31.800 We're good
00:13:32.220 Whatever little we have
00:13:33.220 We're doing good
00:13:33.780 Alhamdulillah
00:13:34.400 Oh praise Allah
00:13:34.900 He said
00:13:35.320 When my son comes
00:13:36.100 Tell him to keep his gate
00:13:37.360 And he said
00:13:38.440 She said this thing
00:13:39.200 To his son
00:13:40.580 And his son said
00:13:41.260 My father said
00:13:41.960 To keep you
00:13:42.560 It is very important
00:13:44.020 For us to have grateful
00:13:44.960 And I'm sorry
00:13:45.440 I'll be very honest
00:13:46.020 Because I don't care about
00:13:46.620 Call me misogynist
00:13:47.600 Or whatever you want to call me 0.98
00:13:49.040 Father I don't give a damn 0.96
00:13:50.240 Women in their nature 1.00
00:13:51.320 Are ungrateful 0.99
00:13:52.120 And don't blame me
00:13:53.440 Please don't
00:13:54.260 The Prophet S.A.S. said
00:13:55.080 The majority of the inhabitants
00:13:55.960 Of the hell fire are who?
00:13:57.200 Women 1.00
00:13:57.460 Why?
00:13:58.680 They say
00:13:59.060 Oh MashaAllah 0.99
00:13:59.460 Are they ungrateful to Allah?
00:14:00.500 Kufr?
00:14:01.000 To Allah?
00:14:01.420 No no no
00:14:01.720 To who?
00:14:02.580 To their husbands
00:14:03.160 Their husbands will do so much good 0.77
00:14:04.920 When they do one thing bad
00:14:06.200 They'll say
00:14:06.440 I've never seen any good from you
00:14:07.480 So this is a weakness in our sisters 0.81
00:14:08.860 And the Prophet S.A.S. said
00:14:09.620 Give them sadaqah 1.00
00:14:10.240 Give them a solution
00:14:10.900 Yes?
00:14:11.820 So
00:14:12.060 When I came to Islam
00:14:13.480 This is what I was going to do
00:14:14.560 A couple of years later
00:14:15.640 Because I didn't monetize my YouTube channel
00:14:17.180 Because of the haram ads
00:14:18.020 I did not monetize it for a good
00:14:18.980 Four or five years
00:14:19.700 An opportunity came
00:14:21.620 Through a
00:14:22.580 Uncle
00:14:23.620 Yes?
00:14:24.840 And this opportunity
00:14:25.880 Was that basically
00:14:27.400 There's investment in crude oil
00:14:28.740 I said okay
00:14:29.900 I mean that's fine
00:14:31.220 He told me about it
00:14:32.400 Etc
00:14:32.560 I saw the contracts
00:14:33.320 Whatever
00:14:33.580 I mean I didn't go too much into detail
00:14:35.540 But
00:14:36.240 It was an opportunity
00:14:37.540 I said well
00:14:38.140 Okay why not
00:14:38.860 I had some money saved
00:14:40.120 And I invested my own money
00:14:41.800 In that
00:14:42.840 And I was getting a
00:14:43.820 And I was getting a monthly revenue from that
00:14:46.580 And I thought it was working for me
00:14:48.540 It was just like that extra couple of hundred pounds
00:14:50.020 Whatever month
00:14:51.020 It was working for me
00:14:51.640 So I went to him and I said
00:14:52.920 Can I
00:14:53.680 Like if I bring other investors
00:14:55.120 Like
00:14:55.460 Can it work?
00:14:56.160 And he just
00:14:56.480 He said look you can be the middle man
00:14:57.720 For that matter
00:14:59.340 And
00:15:00.120 You know
00:15:00.760 I was making
00:15:01.420 I was
00:15:02.500 From that afterwards
00:15:03.420 I introduced other people
00:15:04.840 Yes?
00:15:05.560 Even some people in the Dawah scene were involved
00:15:06.840 Yeah?
00:15:07.240 Why?
00:15:07.500 Because I thought look
00:15:08.120 I'm the kind of person
00:15:08.980 If Allah's blessed me with something
00:15:10.300 I want to see people I love around me
00:15:11.760 To increase with me
00:15:12.580 Do you get what I'm trying to say?
00:15:13.460 I don't want to be that
00:15:14.120 You know
00:15:14.740 Like
00:15:15.340 Like
00:15:15.980 I wanted them to increase with me
00:15:18.220 So anyways
00:15:19.280 This happened
00:15:20.300 I got other people involved
00:15:21.100 I said look I've put my own money
00:15:22.060 I'm just letting you guys know
00:15:22.780 I've put my own money
00:15:23.540 It's working for me
00:15:24.860 It's investment in commodities
00:15:26.780 That's what I said
00:15:27.800 And they said
00:15:28.640 Do you trust?
00:15:29.200 I said yes
00:15:29.700 You know
00:15:30.220 I don't see anything wrong
00:15:31.240 The uncle is a religious person
00:15:33.200 Etc for that matter
00:15:33.940 Whatever it is
00:15:34.620 You know
00:15:35.220 So I said look
00:15:36.200 Again
00:15:36.600 And we invested
00:15:38.020 And other people invested
00:15:39.320 And believe me
00:15:40.040 I was making ridiculous amounts of money 0.58
00:15:42.140 Ridiculous amounts of money 0.85
00:15:43.980 So much so 0.63
00:15:44.440 I told you guys
00:15:44.940 I'm not money motivated
00:15:45.940 I don't care
00:15:46.440 Wallahi
00:15:46.860 I would give
00:15:48.020 A lot of that money
00:15:49.660 To my father
00:15:50.360 To invest somewhere
00:15:51.300 I would say just dad
00:15:52.560 I just need this much a month
00:15:53.740 Just to
00:15:54.120 Whatever it is
00:15:54.920 Keep me going
00:15:55.420 And 80% of that wealth
00:15:57.860 I would just say dad
00:15:59.200 I don't know what to do with it
00:16:00.200 Because I just want to do dawah
00:16:01.280 I'm not concerned about making
00:16:02.100 I don't care
00:16:03.040 So I just give it to my father
00:16:04.720 To invest
00:16:05.220 Time went
00:16:07.240 Etc
00:16:07.660 Different opportunities were coming
00:16:08.720 Through this uncle
00:16:09.360 Etc
00:16:09.740 Some of them were things
00:16:10.700 That I was
00:16:11.140 I did not
00:16:12.260 I was like
00:16:13.200 I don't know what it is
00:16:13.820 I don't understand that
00:16:14.580 This is all like financial terms
00:16:15.880 Etc
00:16:16.080 I said I don't know what that is
00:16:16.840 I just want to stick to this basic thing
00:16:18.020 With my investors
00:16:19.020 With the investors
00:16:20.340 So
00:16:21.360 A couple years down the line
00:16:22.920 All things went pear shaped
00:16:24.340 The uncle himself
00:16:26.280 From what I know
00:16:27.200 Because I have to assume the best
00:16:28.000 Was a victim of the Ponzi scheme himself
00:16:30.240 Yes
00:16:30.780 Of course there were some mistakes
00:16:32.040 That were made in a way
00:16:32.560 I'm not going to get into the details of that
00:16:33.740 But
00:16:34.340 He himself was
00:16:35.620 Also
00:16:36.320 You know
00:16:38.260 Lost his wealth
00:16:39.820 And
00:16:40.500 A lot
00:16:41.340 Very bad
00:16:42.160 Everything collapsed
00:16:43.440 The money I made
00:16:45.180 From that
00:16:46.580 Basically
00:16:47.720 I lost 80% of it
00:16:49.660 Why?
00:16:50.400 Because my family members got involved
00:16:51.780 My grandmother's own money
00:16:53.420 My mother's money
00:16:54.760 My father got other family members involved
00:16:57.080 He vouched for them
00:16:57.780 That if
00:16:58.240 You know
00:16:58.940 Because my dad's not Muslim 1.00
00:16:59.660 He said to them
00:17:00.440 If your money is lost
00:17:01.480 I will
00:17:01.900 I don't know why he said that
00:17:03.020 Till this day
00:17:04.060 My dad's paying that debt
00:17:04.900 Till this day
00:17:05.680 My grandmother
00:17:06.860 And another elderly 0.99
00:17:08.400 Aunt who invested money
00:17:09.820 I don't owe them anything
00:17:11.240 Because it was an investment
00:17:12.400 We thought it was an investment
00:17:13.640 I took the burden of those
00:17:15.620 Funds that they lost
00:17:17.360 On myself
00:17:18.180 And said
00:17:18.460 Out of goodwill
00:17:19.320 Because you guys are elderly 0.86
00:17:20.900 I'm going to pay that
00:17:21.960 Out of my pocket
00:17:22.660 And till this day
00:17:23.520 I am slowly
00:17:24.200 Slowly paying that
00:17:25.040 Even though it was not a large large amount
00:17:26.960 But the point was what?
00:17:28.320 I was left with that debt
00:17:29.560 And believe me
00:17:30.900 It was one of the biggest trials of my life
00:17:32.260 Not just to well forget that
00:17:33.300 I lost everything
00:17:35.100 And I'm not going to get into details
00:17:36.500 Of my story
00:17:37.200 One day I will share it with you guys
00:17:38.120 I lost everything
00:17:40.580 Everything
00:17:41.700 Let me put it like that
00:17:42.760 And Alhamdulillah
00:17:43.840 It was the best thing that ever happened to me
00:17:44.880 Wallahi
00:17:45.120 It was the best thing that ever happened to me
00:17:45.900 Alhamdulillah
00:17:46.180 So from that day on
00:17:47.520 I learnt a lesson
00:17:48.300 I am never ever
00:17:49.700 Going to
00:17:50.760 Ever get anybody involved
00:17:52.100 If I do it
00:17:52.980 If I do it
00:17:53.460 And I'm not going to do it as well
00:17:54.720 I'm never going to trust anybody
00:17:56.200 There's all this kind of stuff
00:17:57.900 Wallahi
00:17:58.300 There were people who got so greedy
00:18:00.280 They went behind my back
00:18:01.840 Because if they came to me
00:18:03.100 There was this new scheme
00:18:04.740 That the uncle was saying
00:18:05.940 Whatever it is
00:18:06.640 I didn't know what it was
00:18:07.760 I said look I don't know
00:18:08.500 I was told
00:18:09.080 The ones who were investing through me
00:18:10.300 Like
00:18:11.100 I don't know what that is
00:18:12.420 Let's just stick to
00:18:13.020 The commodity investor
00:18:13.680 Whatever
00:18:13.960 A lot of people got greedy
00:18:15.520 They went behind my back
00:18:16.600 And they lost
00:18:17.780 Hundreds of thousands
00:18:19.440 If not millions
00:18:20.740 And I found out this later
00:18:23.020 When they told me
00:18:23.880 I was like bro
00:18:24.360 You didn't invest that money through me
00:18:25.660 I don't remember that
00:18:26.260 You get it
00:18:26.980 And obviously they knew
00:18:28.080 What was happening
00:18:28.520 They went behind my back
00:18:30.480 Got a bit greedy
00:18:31.260 And invested
00:18:32.400 Hundreds of thousands
00:18:33.820 I've heard
00:18:34.680 If not millions
00:18:36.040 Of euros
00:18:36.740 And all of that money
00:18:38.680 Go
00:18:40.100 And I was like
00:18:40.520 Alhamdulillah
00:18:40.880 You protected me
00:18:41.740 Because imagine
00:18:42.280 They would have blamed me for it
00:18:43.480 Yeah
00:18:43.820 But sadly
00:18:44.940 Many people also lost
00:18:46.280 Thousands of pounds
00:18:47.200 I think in the
00:18:48.140 Estimation of
00:18:49.040 Anywhere from
00:18:49.880 Two to four million pounds
00:18:51.000 Was gone
00:18:51.520 And
00:18:53.720 Subhanallah
00:18:54.540 Subhanallah
00:18:56.060 So to me
00:18:56.960 Sorry
00:18:57.720 So to me
00:18:59.940 That was a massive life lesson
00:19:01.440 You know
00:19:01.920 Again
00:19:02.240 I was not somebody
00:19:02.960 Who was seeking there
00:19:03.840 Like you know
00:19:04.220 The love is
00:19:04.800 Oh Allah
00:19:05.360 Allah is my witness
00:19:06.200 I am someone
00:19:07.440 If the opportunity is there
00:19:08.600 I don't go out my way
00:19:09.400 I just knew the uncle
00:19:10.640 He said there's opportunity
00:19:11.600 I said no I'm uncle
00:19:12.220 I've got this much money
00:19:12.900 Can I invest
00:19:13.220 Yep
00:19:13.400 I saw revenue coming
00:19:14.480 And I just wanted the same thing
00:19:16.060 For my loved ones
00:19:17.200 My friends around me
00:19:18.060 Etc
00:19:18.580 And
00:19:19.420 It was just that
00:19:20.360 But
00:19:20.980 I saw
00:19:21.960 Subhanallah
00:19:22.500 That
00:19:23.140 When it comes to this stuff
00:19:24.300 We can't just
00:19:24.960 Blind like 1.00
00:19:25.900 Oh okay
00:19:26.400 The uncle is religious
00:19:27.480 Or this
00:19:27.800 And again
00:19:29.340 We need to do research
00:19:30.060 To see
00:19:30.440 Maybe this is a Ponzi scheme
00:19:32.000 That we can even help the uncle
00:19:33.060 To make him realise
00:19:33.800 But when you're just like
00:19:34.980 No you just put your trust
00:19:35.740 Etc
00:19:36.060 This is our problem
00:19:37.720 The problem is
00:19:38.760 That we easily trust
00:19:40.080 As Muslims 0.54
00:19:40.320 We are very naive 0.60
00:19:41.340 And we trust easily
00:19:42.480 And I think that is connected to what
00:19:43.880 Because you want to get rich
00:19:45.080 So fast
00:19:45.720 So quick
00:19:46.300 That you just
00:19:47.440 I mean come on
00:19:48.120 People are investing in place
00:19:49.260 I'm like
00:19:49.460 Why would you invest with that person bro
00:19:50.780 But it happens
00:19:52.100 It happens
00:19:53.080 A lot of people lost money
00:19:54.440 It destroys so many people's lives
00:19:55.860 My concern was
00:19:57.340 Forget all of that
00:19:57.880 I was like
00:19:58.320 The debt is such a great thing
00:20:00.840 And I'm going to end with this
00:20:01.520 Free narrations
00:20:02.300 I was thinking
00:20:03.580 To this uncle
00:20:05.800 Like all these people's money
00:20:07.600 Was involved as well
00:20:08.380 We're not fully blaming him
00:20:09.900 But
00:20:10.620 All these people's money got lost
00:20:12.920 Yeah
00:20:13.600 And then what happens is
00:20:14.840 When you go into this spiral
00:20:16.360 When you realise
00:20:18.100 It's a Ponzi scheme
00:20:19.300 Like Aqib did 0.99
00:20:19.960 He realised 0.98
00:20:21.100 Oh crap 0.95
00:20:21.660 I need to get this money 0.98
00:20:23.140 Back to the people
00:20:23.620 So what did he do
00:20:24.460 He lies further
00:20:25.840 And by the way
00:20:26.540 There's a video that's come out
00:20:27.820 These are again
00:20:28.920 Accusations
00:20:29.340 I don't want to get into
00:20:29.900 Any legal battle
00:20:30.820 Please allow me
00:20:31.440 I ain't got time for that
00:20:32.400 I'm trying to do that
00:20:33.360 So he's come out
00:20:34.920 And it's basically
00:20:35.600 What happens
00:20:36.160 And this goes back
00:20:36.960 To the narration
00:20:37.800 Of the Prophet
00:20:38.220 Listen to this for yourself
00:20:39.460 It goes back
00:20:40.660 To exactly that
00:20:41.620 What did the Prophet 0.79
00:20:42.580 Look at this
00:20:43.980 Yeah
00:20:44.400 This is what happens
00:20:45.640 Okay
00:20:45.880 It was narrated by Aisha
00:20:47.420 May Allah be peace with him
00:20:48.340 Okay
00:20:49.080 He said
00:20:49.760 Oh Allah
00:20:50.940 I seek refuge from you
00:20:52.060 From sin and debt
00:20:53.140 Someone said to him
00:20:54.060 How often do you seek refuge from debt
00:20:55.620 He said
00:20:56.260 He said
00:20:57.080 When a man gets in debt
00:20:58.240 He speaks and tells lies
00:20:59.740 And he makes promises
00:21:00.960 And breaks it
00:21:01.800 Okay
00:21:02.160 So the point is what
00:21:03.560 When you're in that spiral
00:21:04.980 What happens is
00:21:05.900 You end up lying
00:21:07.220 You have to end up lying
00:21:08.740 And then you're taking
00:21:09.700 More people's money
00:21:10.580 To pay other people off
00:21:11.840 With the idea
00:21:12.520 Because you're stuck now
00:21:13.420 You've hundreds of thousands
00:21:14.480 Millions of pounds
00:21:14.980 You're thinking
00:21:15.240 How am I going to get that
00:21:15.760 You're still luring people
00:21:17.880 Fear Allah
00:21:19.000 Look at this
00:21:19.960 Look
00:21:20.380 It was narrated by
00:21:22.100 We were sitting with a mesh of Allah 0.96
00:21:23.440 Peace and blessings
00:21:24.460 Will Allah be upon him 0.99
00:21:25.180 When he
00:21:26.100 Raised his head towards the sky
00:21:28.080 And then put his palm on the forehead
00:21:29.900 And said
00:21:30.220 SubhanAllah
00:21:30.820 What a strict issue
00:21:32.740 Has been revealed to me
00:21:33.620 We remain silent
00:21:34.840 And we're afraid
00:21:35.460 The following morning
00:21:36.580 We asked him
00:21:37.680 Oh mesh of Allah 0.97
00:21:38.200 What is the strict issue
00:21:39.300 That has been revealed
00:21:40.000 He said
00:21:40.440 He said
00:21:41.340 By the one whose hand is my soul
00:21:44.000 If man were killed in a battle
00:21:46.300 For the sake of Allah
00:21:46.980 Then brought back
00:21:47.760 To life 0.98
00:21:48.400 And then killed 0.98
00:21:49.120 And brought back 0.99
00:21:50.680 Life again 0.99
00:21:51.560 And killed
00:21:52.320 And he owed the debt
00:21:53.140 He would not enter paradise
00:21:54.540 Until his debt was paid off
00:21:55.760 And he refrained from offering
00:21:57.280 The funeral prayer
00:21:57.960 Of the one who had
00:21:59.200 Died
00:21:59.880 Owing just two dinars
00:22:01.360 Until Abu Qatada 0.95
00:22:02.640 May Allah be pleased
00:22:03.380 Be pleased with him
00:22:04.300 Has promised to pay it off for him
00:22:06.020 When he saw him
00:22:07.120 The following day
00:22:07.680 He said
00:22:08.020 I have paid it off
00:22:09.320 The Prophet Muhammad
00:22:10.180 Peace be upon him
00:22:10.640 Said
00:22:10.820 Now the skin
00:22:12.140 Has become cool for him
00:22:13.300 In a nutshell guys
00:22:14.540 My point is what
00:22:15.680 This is how severe debt is
00:22:17.780 This is how severe debt is
00:22:20.200 And let me tell you something
00:22:21.620 Wallahi
00:22:22.500 It's
00:22:23.340 It's
00:22:23.600 We
00:22:23.880 My dad
00:22:25.320 With this whole situation
00:22:26.280 Et cetera
00:22:26.620 Wallahi
00:22:27.000 Till this day
00:22:28.020 We had to make
00:22:29.180 So much changes
00:22:30.400 Et cetera
00:22:30.820 Whatever
00:22:31.160 I don't want to get into details
00:22:33.220 But that debt is still
00:22:34.640 This day being paid
00:22:35.360 And I still have
00:22:36.160 Something
00:22:36.780 It's not a debt on me
00:22:37.860 But I have good will said
00:22:39.420 Look you guys lost your money
00:22:40.640 I'm going to pay
00:22:41.340 Because it was
00:22:41.820 It was
00:22:42.400 It was an investment
00:22:43.500 So I never took debt from anybody
00:22:45.280 May Allah protect us from debt
00:22:46.420 But my point is what guys
00:22:47.820 Please
00:22:48.680 For the sake of Allah
00:22:49.520 Be content and happy
00:22:51.040 Like Allah says
00:22:51.580 If you're grateful
00:22:52.060 I will increase you
00:22:52.740 Not increase you in wealth
00:22:53.620 Increase you in contentment maybe
00:22:54.900 Allah doesn't specify what it is
00:22:56.500 Stop chasing the dunya 1.00
00:22:58.120 The cars
00:22:58.940 The lavish life
00:22:59.740 How do you know
00:23:00.600 This brings happiness man
00:23:01.560 Ask Allah for barakah 0.99
00:23:03.000 Ask Allah for barakah man 1.00
00:23:04.780 Please guys
00:23:06.020 And this is where I believe
00:23:07.160 The whole situation stems from
00:23:08.340 Don't trust anybody easily
00:23:09.560 Even myself
00:23:10.380 I'm very very careful
00:23:11.640 Who are indoors
00:23:12.840 Who are workers
00:23:13.300 I'm very very careful
00:23:14.400 So please guys
00:23:15.720 Protect yourself
00:23:16.440 And like I said before
00:23:17.780 Alhamdulillah
00:23:18.180 It was a lesson for me
00:23:19.560 It taught me many things
00:23:20.580 Alhamdulillah
00:23:20.980 But wallahi guys 1.00
00:23:22.160 Losing money
00:23:23.300 Wealth
00:23:23.560 Debt
00:23:23.980 My concern is
00:23:25.080 Aqib
00:23:25.460 Wallahi
00:23:26.560 Wallahi
00:23:26.940 I didn't know you tell something
00:23:27.760 How are you
00:23:29.760 Bro
00:23:30.000 I don't know
00:23:30.700 I don't know the mess you got into
00:23:32.000 May Allah give you a way out 0.96
00:23:33.420 And pay these people's money bro
00:23:34.480 How are you going to stand
00:23:35.780 In front of Allah 0.96
00:23:36.300 I don't want you to lose hope
00:23:37.160 I know you're going to be
00:23:37.700 Watching this video bro
00:23:38.400 Yeah
00:23:39.020 What you did was
00:23:40.340 Haram on a different level bro
00:23:42.260 Yeah
00:23:42.820 You're already down
00:23:43.600 I'm not going to kick you
00:23:44.400 May Allah give you a way out 0.96
00:23:46.040 To pay the people's debt bro
00:23:46.940 Wallahi
00:23:47.500 I don't know how you're going
00:23:48.580 To stand in front of Allah bro
00:23:49.660 Bro
00:23:50.800 May Allah
00:23:51.180 Like I said
00:23:52.040 I don't want to make you
00:23:53.020 Despair
00:23:53.660 Wallahi
00:23:54.180 I'm genuinely saying
00:23:55.560 May Allah make your affairs easy
00:23:57.660 And that you give the haq 0.51
00:23:58.820 Of the people that you took bro
00:24:00.060 You
00:24:00.840 All you have to do is work
00:24:02.200 Whatever you have to do bro
00:24:03.160 Pay those people off man 1.00
00:24:04.440 Before you die 0.99
00:24:05.480 May Allah subhanahu wa ta'ala 1.00
00:24:06.420 Protect us guys
00:24:07.080 Anything I said is wrong
00:24:08.440 It's from myself and shaitan
00:24:09.440 Anything good is from Allah
00:24:10.080 It's messenger
00:24:10.500 Until next time
00:24:11.540 Assalamualaikum
00:24:12.180 Wa rahmatullahi wa barakatuh
00:24:13.360 The prophet
00:24:14.300 Sallallahu alayhi wa sallam said
00:24:15.340 Whoever builds a masjid 0.97
00:24:16.940 For the sake of Allah
00:24:17.660 Subhanahu wa ta'ala
00:24:18.300 Allah will build for him 1.00
00:24:20.220 A similar house in Jannah
00:24:22.000 On that day
00:24:23.180 Where Allah subhanahu wa ta'ala 0.98
00:24:24.120 Tells us
00:24:24.820 That our books will be given
00:24:26.020 And every little atom weight
00:24:28.340 Of good deed you've done
00:24:29.200 Will be there
00:24:30.040 And imagine you see a mountain
00:24:32.040 And you're like
00:24:32.880 What a lucky person
00:24:33.900 Which righteous person
00:24:35.440 Allah says
00:24:36.780 This is for you
00:24:37.540 For me?
00:24:38.560 Yes
00:24:38.940 What did I do?
00:24:40.600 You
00:24:41.000 Allow people to pray
00:24:42.080 You built a masjid
00:24:43.120 I never had the money
00:24:43.940 To build a masjid 0.99
00:24:44.540 Oh Allah
00:24:44.840 You helped
00:24:46.180 You gave towards it
00:24:47.400 And Allah gives you the reward
00:24:48.520 Of as if you've built it
00:24:49.880 Donate now guys
00:24:51.200 And do not delay
00:24:51.940 And share the video
00:24:53.160 For extra rewards