Ali Dawah - February 04, 2022
MY INSURANCE SCAM CAUGHT ON CAM
Episode Stats
Words per Minute
208.70644
Summary
In this episode, I talk about a recent incident that happened to me and how I handled it. I also talk about my disappointment with the insurance company and how they handled the situation. I also give you a discount code ALI10 for a chance to get 10% discount on their 2 Week Trial Box with my code ALIO10.
Transcript
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Assalamu alaikum wa rahmatullahi wa barakatuh brothers and sisters and dear friends.
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I was planning on doing this video actually a very long time ago you know when the first incident
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happened so what I'm about to mention to you is things that actually happened and I want to mention
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my disappointment and why am I disappointed you're going to find out. So in 2018 25th of December
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I was in Tooting. I was doing a turn to basically doing kind of a U-turn. A brother who was parked up
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he just he didn't put his lights on but he just came out the parking place as I was turning in
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the front of our cars kind of touched bumped to each other yeah. So obviously Muslims there was a
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young brother who came outside and I said sorry Aki etc. You know I didn't see him I didn't put his I
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didn't know he had his lights on he was parked up after he's staying stationary so we didn't see
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anyways but he just said yeah Aki you know I've seen some of your videos blah blah blah we swapped
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numbers and I said Aki check the dashcam see if it's my fault I'm willing to pay I'm willing to pay
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the damages you know it's totally fine you know I have no issues with that if I'm wrong I will pay
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so anyways there was some miscommunication but from what I remember in that house in the car there
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was a young boy and the brother's sister was in the back that's all I know. So next thing I know is
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that I'm told that the father of the brother is going through insurance. Now I spoke to him I said Aki
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we don't need to go through insurance because firstly there's no damage yeah and no one's injured yeah
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so he said oh you know I tried to speak to my dad you know he's not listening etc etc etc
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and next thing I know is I get a notification from my insurance company saying that there are
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four people in the car four or five people in the car and they are all injured so when I heard this
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I was thinking really like I was like is this for real and I got contacted I said brother I said
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this is what I got what like what's going on you know what do you mean there's four or five people in
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the car there's not four or five people in the car yeah and four or five adults yeah there was you
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you didn't even mention the the kid and you're telling me that there's people injured I said
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Aki this is haram you're lying someone is lying here nobody was injured and there was no significant
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damage so he said to me Aki you know my dad he's not listening to me I said Aki subhanallah I said
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your name is in there you know anyways this went for a bit of a while etc and I I said I had the dashcam
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as well I said this is it's a fraud you know it's a fraudulent claim and I let them know and to this
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day what I know is that the brother dropped out I think he thought about it and he thought it's not
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worth it Yanni lying for something so he dropped out the case has gone to a fraudulent case it's
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gone to that kind of uh levels where nobody got nothing Yanni you you lost in this life you know
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and when I'm in specific instantly with this thing and then in the hereafter you're going to be
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questioned now forget that um October 2019 uh 14th of October 2019 I'm driving and next thing I know
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is someone with a Range Rover just pulls randomly in front of me and I hit him my car gets written
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off okay it wasn't even necessarily my car it gets written off next thing I know is this uh uh another
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brother uh he's Afghani uh he's what they're both Afghanis and by the way I'm not generalized I'm saying
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this is an Afghani issue by the way yeah I'm not saying that let's just make that clear the brother's
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Afghani himself and he said sorry bro the star I didn't see I said it's fine it's no problem but
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my car's written off we just have to go for insurance that's it and he said yeah yeah no
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problem I'm insured don't worry etc all this kind of stuff reassuring me blah blah blah next thing I
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know I'm trying to get in contact with him because he has no insurance on the car can you imagine he's
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got no insurance my car's written off I had to go through my own insurance yeah and um the the
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brother who owns the car got paid out now thirdly this this is where I got really triggered yeah this
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is where I got really really triggered this happened 25th of November um 2021 yeah a couple of months ago
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I'm stationary a motorbike an uncle on a motorbike comes in between me and the island which you know
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what motorbikes do they go in between cars he pulls up right in front of me we're both stationary
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and the the stand they use for the bikes the to keep it you know when it's stationary that hooked
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onto my bumper and ripped it off now I want you guys to watch this footage watch this footage and
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we're going to come back because and I'm going to tell you why I'm so annoyed
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I'm not going to go through insurance I don't I haven't got time for this but the thing is it's not my car
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what's the wrong thing the problem you know what what got stuck is it what is it yours
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oh no no it's fine but what got stuck what got stuck what got stuck is it this did this get stuck
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no no what what what pulled it out I don't get it
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no no I know but I'm going straight and that thing
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it was very tight and it hit look I don't want to go for insurance I don't have time
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I just need this fixed that's my own issue because it's not my car it's a rental
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no I didn't I didn't hit you I'm not supposed to hit you
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how can I hit you because you're pulling it off if I hit you you will have damage this way because
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I'm hitting you I'm scraping through you you're pulling this off that means something is hooked
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okay okay okay tell me how how how I crash into you and this bumper comes off
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okay you crash me because of the fire that you attach and come off
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you attach my bike and then come off but the good leg is here
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you know it's you know it's actually you know it's actually illegal you know when
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it says all right you're saying that you let her
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what's out of this yeah so obviously it's our first
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if I got time I'll give you but we want to tell you
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I know but you're saying that your leg hurts okay we could do anything you want is your leg hurting
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listen i told you i need to go but if you don't want to
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it's like me hitting you and i say brother i'll let you go i i yeah i hit you how can i say okay
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i need people yeah if i was 100 you took the bumper off the bumper coming off yeah
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i can't hit you if i hit you the mother doesn't come off it goes inside
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okay are you are you injured listen honestly if i want to hit you yeah yeah you're not honest
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yeah honestly if i want to hit you i would say it's my fault okay i don't hit you i know you didn't hit
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me you come towards me you touch and bumper come off okay i'm saying i i'm not saying you hit me
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i was watching everything properly no i know i know but you know it's illegal for you to be on my side
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it's illegal you have to be behind me number one you know that okay okay okay but you're saying
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if i go for insurance you're going to say your leg is injured and your leg is not injured i have to
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call my doctor i have to check myself everything no no no no no no no no no you scraped me i didn't
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touch you you scraped my but how is your leg injured is your leg injured i have to then i have no
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you're saying you have to you say i have to you not have to are you injured i have to record because
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you know why you're telling me i'm going to tell them you touch my back you touch me i didn't touch you
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with front of you no problem i'm going to contact you if you don't if you don't want to pay for the
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bumper i'm going to go for insurance okay that's fine guys you can see guys
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now guys you saw that footage for yourself yeah i'm gonna i'm hiding the brother's identity uh this
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uncle's identity and i'm gonna try to be as respectful as i can i get a message and in this
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instance i i said i would have to go for insurance i said brother just pay for my bumper and he's
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telling me i'm letting you off i'm thinking how are you letting me off when you've ripped my bumper
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you've took my bumper off yeah anyways next thing i know is for insurance injury claim and in the
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video you can see me telling him brother you cannot lie because you did not get injured and there's
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nothing wrong with your bike you just hooked my bumper and ripped it off i'm just saying if you
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can put the bumper in fix it 50 pound 100 pound whatever it is that's all i'm asking for i was
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going to go down the insurance route i said forget it yeah i don't want to have a i want to get no
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claim bonus i thought forget it i've come above it he's a muslim i'm getting a message from the
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insurance saying the third party is doing a claim against you for injury and damages to the vehicle
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now wallahi the reason i'm doing this is because i know many many muslims who are involved in this
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yeah wallahi brothers and sisters yeah wallahi just recently actually i got into another accident yeah
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okay and somebody um hit my car from the back in the on the motorway yeah like literally bang yeah
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wallahi do you not think i can i can make three four thousand pounds about injury my neck broke
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yeah my neck is not working like my tyson said you know i broke my back spinal yeah i couldn't make
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up stuff i will get four or five grand why would i want haram money number one why would i lie
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why am i going to lie and say oh my back is hurting etc no i am not injured i am not injured why
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should i lie you know what this shows a lack of tawaklin allah because what you're saying is
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the following i don't trust allah can provide for me i need a couple of thousand pounds maybe i can
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go on holiday whatever and i'm going to lie you something that is destined to you you earned it in
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a haram way and lying not only that man i'm a muslim yeah this uncle i messaged him i'll show you the
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message on the screen i said uncle there's yawmah qiyama yeah to me it's i'm not it's in a win-win
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situation to me you know why because i know on the day of judgment uncle you know not that i'm going to
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take it to you well i'll forgive you the issue is deeper than that do you not think you're going
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to stand in front of allah and you are saying you're lying your leg is injured and on the camera
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you saying clearly that you're not injured you're saying if you go to insurance i would i i i would say
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this and that this is wallahi are we following islam are we following islam wallahi makes me sick
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you're a believer wallahi is it worth you and imagine degrading yourself to a point where you are lying
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about an incident that did not happen brothers wallahi have trust in allah wallahi billahi
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since i came to islam i do not remember a day where i've said you know what how am i going to
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provide for my family tomorrow have trust in allah if you push away the haram allah will give you five
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times more the halal way and as muslims we've dropped to a level where we are lying to about
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to another believer you shouldn't do it to anybody it's not even a matter of muslim to muslim
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you should be standing up for truth regardless not oh some guy hit me or whatever wallahi should i
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tell you something if my worst enemy hit me yeah let's say april's the pussy anonymous little boy
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wallahi if he hit me with a car wallahi i'll say i'm not injured i'm not going to lie i'm not going to
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say this guy is my enemy so let me make it lie it's it's a lie lie is a lie the reason i'm doing
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this video brothers and sisters is as a reminder because wallahi as muslims we should know better man
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what kind of other business if you can do this with a muslim i wouldn't be lying in the shaitan
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around you what do you do with someone else oh tell your whole family was in there oh my great
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granddad was there my uncle was there my dead uh that granddad was there just so what just so we
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can get some money we need to leave this disease have trust in allah push away the haram and watch
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how allah subhanahu wa ta'ala blesses you how he puts barak in your life the one who's created the
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heavens and the earth and you are in doubt about can he provide for me he provides for the universe
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i'll leave it on that i'm not going to carry on and wallahi let me tell you something and this is going
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to a fraud case as well the first one went to a fraud case i think they dropped it i've got nothing to
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lose you know why i know i have my trust in allah i'm not trying to act like you know i'm a mu'min
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i'm having my trust in allah i know the first one went to a fraud in case the brother whose dad started
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this he dropped out they called me and said you know this guy i'm going to call him brother b he
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dropped out he maybe came to a sentence may allah bless him yeah he dropped out okay the second one
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is going to a fraud and claim uh the one actually he didn't have insurance yeah and he might even get
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leaked done as well six points of his license yeah and this one inshallah is going to a fraud and claim
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same thing well i have no doubt allah will deal deal with this situation but it's just sad seeing
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believers man muslims who are supposed to be following prophets and they are indulging in
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these kind of activity activities because they don't have trust in allah it's a shame wallah is
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a shame this video is just a general reminder put your trust in allah brothers and sisters wallahi
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avoid the haram mark my words fix your affairs with allah wallahi allah will fix all your affairs just
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fix your affairs with him have trust in him and avoid sins whatever it may be till next time