Dan Martell - July 09, 2026


I'm changing how I invest my money because of AI


Episode Stats


Length

10 minutes

Words per minute

221.89

Word count

2,412

Sentence count

132


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

In this episode, learn how to use AI to find opportunities to invest your money. AI has completely changed the way I invest my money, and it's not the way you think. I was voted No. 1 angel investor in Canada, and have personally invested in dozens of companies with founders of Google, Jay-Z, and now with AI, I m making way more money by investing in the right things, and staying away from the wrong ones.

Transcript

Transcript generated with Whisper (turbo).
00:00:00.000 AI has completely changed the way I invest my money, and it's not the way you think.
00:00:05.300 I was voted number one angel investor in Canada and have personally invested in dozens of companies
00:00:10.060 with founders of Google, even Jay-Z. And now with AI, I'm making way more money by investing in the
00:00:15.900 right things and staying away from the wrong ones. So in this video, I'm going to show you the exact
00:00:20.460 playbook on how to use AI to invest your money, starting with the very first move you need to make.
00:00:25.020 don't preserve it create it wealth preservation sucks wealth creation is super fun preserving
00:00:32.620 wealth is like building a wall around your money it blocks other money from coming into your life
00:00:37.740 your dollars are like little soldiers that should be out there on the battlefield working to make
00:00:42.700 you more money because when the money's working for you then you'll get to a point where you don't
00:00:46.640 need to work for the money most people are stuck penny pinching and preserving and couponing and
00:00:52.100 I'm like, what? How about we go invest to create more? So once you decide you're going to let the
00:00:57.840 purse strings go a little bit and deploy your dollars, the next question is where do you
00:01:01.020 actually deploy them? You got to spot what others don't. You can use AI to find deals other people
00:01:08.300 miss. Things that nobody's talking about yet. You want to find the opportunities where everybody
00:01:12.760 else is not even looking, but it makes sense. And that's where AI can help you in a big way.
00:01:16.900 the real wins are not in the stuff that's obvious by Google. It's asking yourself,
00:01:21.980 what's the second and third degree plays that that unlocks? If you can figure out those two,
00:01:27.780 lots of money to be made. I like to invest in real estate. So I have an agent whose whole job
00:01:33.060 is finding those hidden gems, running the whole financial analysis, and all I have to do is
00:01:37.360 approve it. That's how I use AI to find that other people are just too busy or not going to find
00:01:42.180 because they're looking for the easy stuff.
00:01:43.920 So for example, I asked the AI to come up
00:01:46.360 with the seven top research papers
00:01:48.080 on where the world's going.
00:01:49.400 I then had it analyze the trends that it found
00:01:52.220 that's common across all seven papers.
00:01:54.400 I then correlated that with my thesis
00:01:56.960 in my current business of what I'm building
00:01:59.060 and had it define the areas I should go invest in.
00:02:02.140 That is how I choose the companies to invest in in my life.
00:02:05.940 I just use the AI to do it for me.
00:02:07.580 So here's how you can use AI
00:02:08.880 to find opportunities to invest in.
00:02:10.460 First off, open up your favorite LLM.
00:02:12.760 I'm talking Claude, Gemini, Chad GPT,
00:02:14.680 and then run these two prompts.
00:02:16.260 These are things you can do.
00:02:17.600 Just ask it.
00:02:18.320 I wanna invest in this industry or trend that you like.
00:02:21.020 Map out the second and third degree winners and losers.
00:02:23.580 Who are the suppliers?
00:02:24.760 What are the adjacent industries
00:02:26.180 and the companies that are gonna get disrupted?
00:02:28.320 Now give me 10 names I wouldn't think of.
00:02:30.740 Prompt number two, now run an analysis of recent trends
00:02:33.920 and market signals around those names
00:02:35.500 and show me the second and third degree winners and losers
00:02:38.340 that could be real opportunities.
00:02:39.780 For example, if you told it to investigate the AI industry,
00:02:43.300 it's not gonna tell you to invest in Google and NVIDIA.
00:02:45.980 It's gonna talk about the energy use
00:02:48.120 and the electricians that are gonna have to install that.
00:02:50.660 Let the AI keep doing the digging for you.
00:02:52.960 The pro tip is only investing in what you know.
00:02:56.320 If you don't live in biomedical engineering,
00:02:59.340 then don't ask it to do that research for you
00:03:01.780 because you won't have an information advantage.
00:03:03.960 By the way, if you're a business owner,
00:03:05.220 you should already know your best investment
00:03:06.920 is in your business.
00:03:08.060 That's why I built my full AI company operating system.
00:03:11.040 It has everything you need, the master prompt templates,
00:03:13.600 the workflows, the frameworks to integrate AI
00:03:15.860 into every department in your business.
00:03:18.220 If you want it, just find me on Instagram
00:03:19.920 and DM me the word YouTube OS,
00:03:21.980 and I'll send it right over to you.
00:03:23.240 Now, finding great opportunities, that's a great start.
00:03:25.840 But before you put your money in,
00:03:27.320 you need to know you won't lose your money.
00:03:29.100 You gotta red team it with AI.
00:03:31.440 AI, if you prompt it properly,
00:03:33.460 is the best red team you'll ever have.
00:03:35.580 it. Red teaming means you purposely try to tear your idea apart. I want AI to have no ego,
00:03:41.740 no agenda, and just tell me everything about my thesis that might be wrong. Because guess what?
00:03:46.420 If I know everything can go wrong, then I can figure out all the steps I can make it right.
00:03:50.580 And that way I have a higher probability of not losing my money. So we should always pressure
00:03:54.960 test the deal before we put money in. Most people just skip this step and then they pay for it
00:04:00.280 later. That's how money gets lost on stuff that look great that you should have never touched.
00:04:04.520 I was about to invest in a personal finance AI tool.
00:04:07.900 Then the AI told me about two things.
00:04:10.660 One, the GDP val for AI,
00:04:13.460 and two, the concept of economic value creation with tokens.
00:04:17.720 So I found a great opportunity.
00:04:19.460 I was excited about it.
00:04:20.660 I actually know a lot about it.
00:04:22.140 And then when I read teamed it,
00:04:23.560 the AI explained to me, you could,
00:04:25.480 but there's a large probability
00:04:26.900 that the big AI companies are gonna launch something
00:04:29.260 in that space.
00:04:30.280 You might not wanna compete.
00:04:31.500 I literally could have lost millions of dollars
00:04:33.460 making that decision.
00:04:34.200 So here's how we use AI to battle test
00:04:36.760 and red team our ideas.
00:04:37.960 First, just write this prompt.
00:04:39.620 I'm about to invest into this company or asset.
00:04:42.000 Let's play out the worst case scenario
00:04:43.560 and give me the 10 reasons why I would lose all my money.
00:04:46.980 Now, be honest, be brutal, don't be nice.
00:04:49.400 Now you take those 10 objections and ask yourself,
00:04:51.820 do I have an answer for each, right?
00:04:53.460 They just become the hit list to make sure you overcome it
00:04:56.360 because if you can't with high confidence, then you pass.
00:04:59.680 Do they have a low chance of happening?
00:05:01.220 The AI doesn't know this.
00:05:02.340 You're gonna have to know this.
00:05:03.300 you're gonna have to make a gut decision.
00:05:04.680 But you can use AI to get you there a lot faster
00:05:07.020 than trying to do it on your own.
00:05:08.000 So here's a pro tip, is run the prompt
00:05:09.740 against two or three other top AIs.
00:05:12.340 Different models catch different things.
00:05:13.980 The best deals I've ever done
00:05:16.820 are the ones I almost made, but didn't.
00:05:19.440 It's where I made the most of my money.
00:05:20.840 So now let's say we red team the investment,
00:05:22.760 it passes the test and we decide to move.
00:05:25.140 Now what?
00:05:25.980 Let AI monitor it.
00:05:28.540 AI's got this really cool ability
00:05:30.520 of building dashboards for you
00:05:32.340 and monitor in real time.
00:05:33.920 And the cool part is kind of like set it and forget it.
00:05:36.280 You just sit down, you build a stock portfolio
00:05:38.420 and then you have it monitor it.
00:05:40.040 You can even say if it moves up or down 10%,
00:05:42.020 send you an email.
00:05:42.760 I do this for all my investments, all my real estate,
00:05:46.220 all my vehicles, all my stock, all my companies,
00:05:49.300 all the valuations.
00:05:50.440 It's all in one beautiful dashboard
00:05:52.120 and it was built with AI.
00:05:53.460 So instead of like calling people
00:05:55.360 or jumping into one platform and another platform,
00:05:57.880 it's all over the place, you have it in one spot.
00:05:59.880 And it's fun because AI can pull all the updates
00:06:02.640 and give you red, green, yellow for all your stocks,
00:06:05.100 little sparklines to tell you if it's going up
00:06:06.900 and then even set up alerts
00:06:08.260 in case you gotta get rid of some stuff.
00:06:09.860 Paying attention to where your money goes is how it grows.
00:06:12.960 Long time ago, I was trying to teach this to my friend
00:06:14.480 and I asked him, well, how much money
00:06:15.560 you have in your business?
00:06:16.280 He's like, I don't know, about 70 grand.
00:06:17.780 I'm like, about 70 grand?
00:06:19.180 Like I can tell you to the penny how much I have today
00:06:21.760 because I monitor it.
00:06:23.120 I teach this thing called the daily cash email
00:06:25.040 that I now have AI do every day.
00:06:27.620 So if you want your money to grow
00:06:29.720 have the AI analyze, monitor, and give it to you.
00:06:33.000 It's like Peter Drucker's quote,
00:06:34.660 what gets measured gets managed.
00:06:36.600 If you wanna make money, you gotta manage it.
00:06:38.780 So how do we do it?
00:06:39.780 First off, we have to less every investment you own.
00:06:42.560 Anything you have your money in,
00:06:43.780 anything that has value, anything that's an asset,
00:06:46.080 make the list.
00:06:46.820 Second is open up your favorite AI and prompt it.
00:06:50.040 Build me a live dashboard that tracks,
00:06:52.480 paste the list, for each one of them,
00:06:54.400 show me how healthy it is,
00:06:56.100 look for price movements based on the valuation
00:06:58.580 of the market and then flag anything i should look at right look at the market trends look at
00:07:02.980 the key signals and then third tell it what matters most to you you gotta tell it your goal
00:07:07.940 so it has a direction for how it should guide you towards those goals and then last pick a day where
00:07:13.460 you sit down and you review it i like to do mine every monday when my mind is fresh and i've got
00:07:18.660 all the data for the previous week and i look through if everything's green i'm pretty good
00:07:22.180 if it's yellow or red i gotta dig in and here's a pro tip if you're using claude you can actually
00:07:26.740 ask it to build an interactive artifact in the chat so it's easy to visualize all right before
00:07:32.420 you go out and spend money on a bunch of investments i need you to hear this last thing
00:07:37.140 because all this can go to if you don't follow a simple rule stick with what you know
00:07:42.580 the richest people invest in things and people where they have an unfair information advantage
00:07:48.420 ai can change a lot but it doesn't change what humans know and what you know ai can't do i'm
00:07:54.740 I'm an AI guy.
00:07:55.740 So if I see some AI tool that I start paying for,
00:07:59.280 then I go, hey, is this a public company?
00:08:01.360 Is this a stock I could buy?
00:08:02.760 You just have to go, how do I use AI
00:08:04.900 to battle test my concepts?
00:08:06.900 I made the mistake 15 years ago to buy homes in Detroit.
00:08:09.940 I spent $100,000 buying a bunch of homes for eight grand.
00:08:13.220 And about 18 months later,
00:08:14.540 I realized I was in a world of
00:08:17.060 because these homes were literally ready to burn down.
00:08:20.620 They had homeless people in it.
00:08:21.980 The guy that I was working with never rented them out.
00:08:24.140 They didn't do the value add.
00:08:25.320 The whole concept didn't work.
00:08:27.060 Why?
00:08:27.580 I invested in you.
00:08:28.640 I didn't know.
00:08:29.360 If I had been a real estate guy,
00:08:30.580 I probably wouldn't have done the deal.
00:08:32.160 Sometimes pain is the perfect teacher.
00:08:34.320 I had a little pain.
00:08:35.240 I learned a lesson.
00:08:36.080 I'm gonna teach it to you.
00:08:37.200 Stick in what you know.
00:08:38.560 The biggest risk isn't losing money.
00:08:40.700 It's wasting it on things you don't understand.
00:08:43.340 So there's only three filters.
00:08:44.580 These three have to pass.
00:08:46.000 One, do I know about it?
00:08:47.740 Do I have an unfair advantage?
00:08:49.260 Is it in the information flow of things
00:08:51.680 that I naturally pay attention to?
00:08:53.240 because number two which is the filter is will i pay attention to it oftentimes i won't make an
00:08:58.760 investment because if the amount that i got to put in is not big enough for me to care then i know i
00:09:03.000 won't care which means i'll probably lose my money so i'd rather do less deals bigger number bigger
00:09:08.120 focus what i focus on expands than doing a bunch of little tiny deals and number three is will it
00:09:13.960 be true in the future i don't want to invest in things that are going to have high turnover because
00:09:18.040 because I wanna invest in things
00:09:19.220 that are aligned with where the world's going,
00:09:21.580 long-term, 10 years,
00:09:23.240 so that I don't have to always be redeploying my money.
00:09:25.560 And AI helps me battle test my portfolio through that lens.
00:09:29.220 One of the most recent investment I made
00:09:30.820 is in a company called Hark Labs,
00:09:32.680 which is creating an embodied model.
00:09:34.980 It's this new AI to essentially power
00:09:37.240 the robots of the future.
00:09:38.640 The founder of Figure,
00:09:39.700 which is one of the top robotics company,
00:09:41.340 is the lead investor and founder.
00:09:43.240 So do I know it?
00:09:44.160 It's AI.
00:09:45.180 Will I pay attention to it?
00:09:46.520 I wrote a big check.
00:09:47.860 And third, do I think the world is going there?
00:09:50.620 Uh, yeah.
00:09:51.580 The future is AI-powered sensors.
00:09:54.780 Everything that's electrified will be cognified,
00:09:57.380 and that model is literally gonna power, not ChadGBT.
00:10:01.220 So yes, yes, and yes.
00:10:03.660 Buffett doesn't invest in tech, and I don't invest in oil.
00:10:06.900 Know your edge and stay in it.
00:10:08.580 And here's the crazy part, is the next 10 years,
00:10:10.960 it won't reward the best stock pickers.
00:10:13.640 It's gonna reward the system builders,
00:10:15.460 the person that can collaborate with AI,
00:10:17.260 can use it to track its money, to battle test it,
00:10:20.040 to red team it, to ensure that it's not
00:10:22.020 just being forgotten about, but it's focused on.
00:10:24.540 I believe that my money should be out there
00:10:26.700 working as hard as I'm working for it.
00:10:29.580 So if it's not, I gotta fix that.
00:10:31.780 And AI is a great tool to do it.
00:10:33.520 So let me know below, how are you gonna use AI
00:10:36.420 to get to your next level?
00:10:37.800 And remember, if you want my full company OS,
00:10:40.320 the AI workflows and resources I use
00:10:42.240 across all my businesses,
00:10:43.400 just DM me the word YouTube OS on Instagram
00:10:45.800 and I'll send it over for free.
00:10:47.440 And if you wanna know what AI businesses
00:10:49.320 are worth starting in 2026, click here
00:10:51.360 and I'll see you on the other side.