Dan Martell - April 23, 2026


This is Your Last Chance to Get Rich (Before AI Replaces You)

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Mentioned
Giving out some free business advice @theschoolofhardknocks The Only Skill You Need to Make Money in 2026

Episode Stats


Length

13 minutes

Words per minute

201.5

Word count

2,799

Sentence count

87

Harmful content

Misogyny

1

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

We live in a world where a 17-year-old with a laptop can build what used to take 50 employees 5 years ago. Today, that same person can do the same thing with an AI company in less than 2 years. This is your last chance to get rich before AI changes everything.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hosts, guests, and mentioned names generated with spaCy (en_core_web_sm), reconciled against Wikidata.
00:00:00.000 This is your last chance to get rich before AI changes everything.
00:00:04.000 Elon Musk said there's a high chance that we enter in what's called a K-shaped economy
00:00:08.040 within five years. The people with assets get massively richer,
00:00:12.640 the people who depend on a paycheck get way poorer.
00:00:15.560 We live in a world where a 17-year-old with a laptop can build what used to take
00:00:19.820 50 employees five years ago. I launch a new AI company every month and I see it with my own
00:00:25.320 eyes. The barrier to entry has never been lowered.
00:00:28.100 So in this video, I'm going to show you how to figure out where you sit in this shift
00:00:32.320 right now, how to completely rethink the way you work so AI works for you instead of against
00:00:37.720 you, and a brand new market that AI created that's going to pave the way for the next
00:00:42.400 wave of billionaires, starting with where you sit right now.
00:00:46.160 Point number one, three categories of replacement.
00:00:50.220 There's only three ways AI is replacing people right now.
00:00:54.340 Not next year, right now.
00:00:55.960 category number one ai first people they're just replacing other people i mean one person using ai
00:01:01.960 does the work of five who don't if someone walks into your company and out produces five other
00:01:07.320 people those five are gone category number two ai is replacing complete departments no human in the
00:01:13.960 loop anymore customer support bookkeeping content ai handles the whole function end to end the job
00:01:21.480 still exists it's just people inside of those departments just aren't doing it in category
00:01:26.040 number three ai is replacing entire businesses the thing you sell stops being what people pay for
00:01:33.480 translation agencies gone basic tax prep done designers done software companies are getting
00:01:40.760 absolutely decimated done ai doesn't do it cheaper it makes the whole freaking thing unnecessary so
00:01:47.080 So now you're probably thinking,
00:01:48.400 AI can't do what I do, I am a specialist.
00:01:51.020 I've got tons of experience and all this background
00:01:54.040 and I'm an artist.
00:01:55.980 Well, you might just not know of some AI tool
00:01:58.260 that already does.
00:01:59.080 And even if you think it can't, it will.
00:02:01.680 Just look how much it's grown.
00:02:03.300 And you've heard it time and time again,
00:02:05.280 AI won't replace you, but someone using it will.
00:02:08.900 So now we see how people are getting replaced
00:02:11.000 with those three levels,
00:02:12.200 but most people hear this and go into defense mode.
00:02:15.000 But the people who actually get rich from this, you,
00:02:17.880 they don't play defense, they play offense.
00:02:20.120 Let me show you what that looks like.
00:02:22.340 Point number two, AI first thinking. 0.56
00:02:25.220 Replace yourself before someone else does.
00:02:28.240 The people on the winning side of this
00:02:30.740 aren't protecting their old way of working.
00:02:33.180 They're saying to themselves,
00:02:34.580 I need to change what I focus on.
00:02:37.100 I'm gonna give that to the AI,
00:02:39.000 because the truth is I wasn't adding
00:02:40.180 any really unique and different value.
00:02:42.160 But I'm gonna set myself up
00:02:43.500 where, well, I get that time back,
00:02:45.060 I'm gonna go and do something different.
00:02:46.840 These people are disrupting themselves.
00:02:48.920 They're actually saying,
00:02:49.740 I know I don't have a job in the future,
00:02:52.180 and then they replace their own processes with AI
00:02:54.780 before somebody does it to them.
00:02:56.360 It's first principle thinking.
00:02:58.180 Grab a blank piece of paper, a blank slate,
00:03:00.840 and ask yourself, as the AI gets better,
00:03:03.320 what part of my job is not needed?
00:03:05.100 If you had no career right now, you had nothing,
00:03:07.480 what would you build today with AI?
00:03:10.120 That's what your weekend should be looking like.
00:03:12.340 The people doing 10 times more, 10 times faster
00:03:15.400 got there by replacing themselves first.
00:03:17.680 Nobody had to ask them to do this.
00:03:19.760 You should be looking to disrupt yourself.
00:03:22.300 You need to ask yourself,
00:03:23.340 if somebody was competing against me
00:03:25.100 with 10 times more AI experience than me,
00:03:27.140 how would they do it?
00:03:28.320 Don't let that person figure it out
00:03:29.900 because they're out there doing it right now.
00:03:31.320 You just don't know about them yet.
00:03:32.700 Have you not seen all the layoffs?
00:03:34.760 Meta, rumor they're gonna lay off 20% of their team.
00:03:37.140 Block, which was Square, Jack Dorsey's company,
00:03:39.220 laid off 40% of his team.
00:03:40.920 all ai related the wave is starting get ahead of it and just so you know this story repeats itself
00:03:47.720 every single time there's a major shift you know they say history doesn't repeat itself but it
00:03:52.540 rhymes radio refused to believe television was going to be the future gone newspaper refused
00:03:58.420 to believe the internet would replace print gone billboard companies i mean nobody's going to take
00:04:03.860 us facebook ads replaced them gone blockbuster we all know the story believed that streaming
00:04:09.820 wasn't coming. Netflix said, hold my drink, watch me cook. Boom, scratch that. Next thing you know,
00:04:15.040 Blockbuster's going bankrupt. They all chose to protect their old way of doing business instead
00:04:19.720 of saying, hey, why don't I be the person that disrupts my own business model before everybody
00:04:24.480 else? Another frame is to think about competing against 10 other companies. How would you use AI
00:04:30.840 to compete against them? Do that. That reframing, that thinking is called first principles. And
00:04:36.420 every single one of the examples i just gave got replaced by someone who thought that way
00:04:41.380 they saw where the world was going they said i can see the trend line and i will get there first
00:04:46.260 so what do you actually do about this well here's the exercise i did with my whole team
00:04:51.060 first thing is i asked them to write down everything they do in a typical week i'm
00:04:54.420 talking about the workflows it's not about the roles anymore it's about the workflow so write
00:04:58.820 down all the unique little different things you do the second step is go through each one of those
00:05:04.100 items everything wrote down and ask yourself if i was starting from zero today would i do it this
00:05:09.380 way or would i have ai handle it or what part of it could it be handled by ai then the third step
00:05:15.940 is anything ai could handle that's what i replace first for example going through your emails
00:05:22.340 negotiating things for you coordinating writing like you researching stuff literally honestly
00:05:29.220 everything there's so many things that even two months ago a month ago it couldn't do that now
00:05:34.740 it does better than a human and number four and this is the goal is that you should only be doing
00:05:39.940 things that ai can't do for you so think about you know what ai can't do i call it hard for computers
00:05:45.380 easy for humans it's things like talking to people negotiating feelings cracking a joke
00:05:50.820 understanding the nuance and things it's any time there's humans involved the good news you just
00:05:55.380 have to free up your time so you have time to talk to them and look if you want my help to build this
00:05:59.540 out i actually built a playbook that walks you through every step of building ai into every
00:06:04.020 department inside your business just find me on instagram and dm me the word ai business and i'll
00:06:08.660 send it right over to you so now you've rethought how you work how you operate but we have to do
00:06:14.020 the same exercise with what you sell because that's where the real money is point number three
00:06:19.220 sell impossible outcomes everybody's racing to sell ai chat bots ai assistance ai calling tools
00:06:28.660 they'll be commoditized in the next 18 months you do realize this the other day i was doing my
00:06:33.380 king's club program and there was 100 kids and 37 of them were all starting ai phone services for
00:06:39.300 local businesses why because their dad or their mom or somebody told them to do it the real money
00:06:43.460 isn't selling ai tools it's in selling the results that couldn't exist before ai
00:06:48.340 it's not how do i use ai to be able to do something i do today cheaper it's what can i offer now that
00:06:55.700 nobody else could have offered before either the cost structure or the complexity or you didn't
00:07:00.260 even know how you're not competing with other people in that instance the thing you're selling
00:07:04.980 didn't exist until you built it at martel ventures my ai venture studio we just launched yet another
00:07:10.740 company that's already at a million dollars in run rate with two people a business lead and a
00:07:15.620 technical lead and the reason why is they're building a solution that you couldn't even
00:07:20.100 do before technically it wasn't feasible the complexity the data the analysis it required
00:07:26.180 ai to make it happen no massive full-time team no 10 million dollars in funding no massive data
00:07:32.340 infrastructure not even an office two people million in revenue in a few weeks the big reframe
00:07:39.460 for you to consider is that in a world where ai solves every problem then the problem to solve is
00:07:45.380 is knowing what problem to solve.
00:07:47.660 It's a sequencing problem.
00:07:49.620 The right sequence equals success.
00:07:51.900 So how do we find the right problem
00:07:53.700 we're solving in the age of AI?
00:07:55.340 The first thing you have to do is find a painful problem.
00:07:58.280 I'm talking hair on fire, bruise, open wound,
00:08:01.840 thirsty in a desert, like I've got pain.
00:08:04.600 Do you have a pill that solves it?
00:08:06.140 Cause guess what?
00:08:07.060 AI will never change that.
00:08:08.340 That will always be a needed piece of the recipe to win.
00:08:12.440 Number two is look up the people currently fixing that problem
00:08:16.240 and understand how their solution looks, right?
00:08:18.980 Just like go interview their customers,
00:08:21.040 be a secret shopper, call them up,
00:08:22.800 fill out the form, talk to them.
00:08:24.320 The third step is ask yourself,
00:08:26.540 how can I use AI to do this in half the time,
00:08:29.640 twice as fast, way cheaper, better?
00:08:32.700 The answer is there.
00:08:33.900 And guess what?
00:08:34.480 If you don't know, ask the AI.
00:08:36.660 And then lastly, go to step four, which is pre-sell it.
00:08:39.800 Describe it like it already exists.
00:08:41.600 see the problem has always been not can you build it it's does anybody want to buy it where do they
00:08:47.840 hang out how do i find them do that first before you go invest all this time and energy to build
00:08:53.120 something to know that there's a market and there's validation if someone pulls out their
00:08:56.800 wallet and pays you for it build it and if they don't you just saved yourself months of building
00:09:02.080 something nobody wanted in the first place so you've rethought how you work you've rethought
00:09:07.600 what you sell but there's this one more shift that's coming that almost nobody's talking about
00:09:12.640 yet and the people who see it first are going to own the next decade point number four sell to
00:09:18.960 agents not just people ai agents ai agents ai agents it's like the new hotness but most people
00:09:26.080 don't understand what it means it's very simple you have a program that is powered by ai and it
00:09:31.520 runs in a place call it your computer and it does things for you what's crazy is that it can do
00:09:37.440 everything which means it can also make decisions on what tools it use it can make decisions on how
00:09:42.240 much it's willing to spend based on what you told it as a budget so now all of a sudden the ai is
00:09:47.280 making decisions on buying not the human do you understand how different this is let me give you
00:09:52.880 examples i've paid for 13 different tools in the last 10 days okay 13 different apis services data
00:10:00.080 providers i didn't make that decision the ai told me it was the best based on what i was trying to
00:10:05.440 build it went and signed up for me it set up my account for me i didn't buy the agent bot in the
00:10:12.640 next year or two people won't shop for themselves anymore they'll have a single ai agent that does
00:10:18.560 it all they find they compare they buy it all on your behalf you're no longer just selling to humans
00:10:25.680 you're selling to the AI agents. McKinsey projects that that market alone will hit three to five
00:10:31.680 trillion with a T by 2030. Whatever you sell today, you need to think about how AI agents will find
00:10:38.640 you and buy from you. And it's different than the way humans do it. Coinbase, which is one of the
00:10:43.380 largest crypto exchanges in the world, they knew that agents were eventually going to need to buy
00:10:48.180 things. So they built a new feature called the Gentic wallets. That's a real thing. The head of
00:10:52.380 engineer literally said like in the future it's not a person it's the agent that's going to decide
00:10:57.620 how much they're going to spend and what they're going to do and how they're going to save their
00:11:01.200 money sounds crazy but that's not a future thing that's a now thing it's here right now wouldn't
00:11:06.360 you make that trade knowing how good ai is like when you ask it a question and gives you like
00:11:10.440 perfect recall do you think maybe it knows personal finance better than you maybe do you think it'd
00:11:15.440 be cool if you could just give it something you want to buy and all of a sudden it goes and does
00:11:18.600 all the work researchers it finds the best deal negotiates the discount code and all of a sudden
00:11:22.100 and it has access to a limited amount of funds
00:11:24.440 and it just buys things on your behalf.
00:11:26.120 That's a today thing.
00:11:27.620 Your business has to get ready for those agents
00:11:30.300 looking for people like you, if you get ready,
00:11:33.120 so they can find you and buy from you.
00:11:35.340 Think of it like this.
00:11:36.120 You have vendor A, okay?
00:11:37.500 It's a beautiful website.
00:11:38.940 The pricing says, contact us for our quote
00:11:41.100 and they can fill out a form
00:11:42.280 and there's services described in vague marketing language.
00:11:45.880 An AI agent can't buy from that company.
00:11:48.180 It doesn't know what you sell.
00:11:49.680 It doesn't know how much it costs.
00:11:51.080 It doesn't even know where to start.
00:11:52.100 then you've got vendor b think about it offer is spelled out on the home page clearly simple the
00:11:57.060 services are clear the pricing the turnaround how to get started it's literally click click here and
00:12:02.740 get a token an ai agent can read vendor b's website it can compare it to 10 other options
00:12:08.580 and make the buying decision in seconds so now when you go to update or build a new website
00:12:13.700 your offer doc a landing page whatever it is you have to keep these two things in mind
00:12:18.580 one did i spell out the offer in plain structured terms what do you do what does it cost what do the
00:12:24.820 clients get and how fast and made it available to agents to find and scan that that's a technical
00:12:29.860 feature on your website and two don't try to get fancy the agent doesn't care how beautiful your
00:12:34.980 website how many parallax effects and animations you got going on and how much you spent on it
00:12:40.500 they just want to know is it clear and can i understand it this might feel like it's early
00:12:45.460 but early is exactly where the money is now this isn't about panic and it's about playing offense
00:12:51.140 not defense in five years from now people are going to look back on this moment and they're
00:12:55.860 going to ask themselves i could have been early to the internet like 1999 did i take advantage of it
00:13:03.140 or bitcoin in 2009 imagine if you want to mind a thousand bitcoins what your life would look like
00:13:08.740 today so you don't need to be a tech person the cool part is ai can be the tech person for you
00:13:13.380 you don't need to write code ai does that for you too you just need to see the shift like i just
00:13:17.940 explained it to you and move before everyone else does being early is how we win in today's market
00:13:25.060 so do me a favor i've shared a lot of things that can help you move your life forward integrate ai
00:13:29.940 even start the next wave of businesses okay i just need you to leave a comment below and let
00:13:34.900 me know what's the one thing you're gonna take action on today and remember if you're having a
00:13:39.620 a hard time integrating AI into your business, just DM me the word AI business on Instagram and
00:13:45.120 I'll send you my full playbook for free. Now, if you want to see with your own eyes exactly how
00:13:50.020 I'm going all in on AI this year, click here and I'll see you on the other side.