Fresh & Fit - Are Young Women Financially Literate? Ft. George Gammon

00:01:50.000 And we are live.

00:01:51.000 What's up, guys?

00:01:51.000 Welcome to the Fresh and Fit Podcast.

00:01:53.000 After Hours edition of George Gammon and a bunch of ladies.

00:01:55.000 Let's get into it.

00:01:56.000 Let's go!

00:02:13.000 My money cares, bro.

00:02:17.000 Get out! 0.98

00:02:28.000 Put your shoes on outside.

00:02:29.000 You don't got to put them on in here.

00:02:46.000 We're back.

00:02:47.000 Hey, what's up, guys?

00:02:48.000 Welcome to the Freshman Podcast.

00:02:49.000 After our edition, man, we're joining with George Gammon and a bunch of lovely ladies.

00:02:52.000 Quick announcement before we get into the show, guys.

00:02:53.000 Rumble.com slash Fresh and Fit.

00:02:55.000 Also, check us out on CastleClub.tv.

00:02:57.000 If we ever get canceled or, you know, thrown off YouTube, you know exactly where to find us.

00:03:01.000 Rumble is the home base and then Castle Club is the other spot as well.

00:03:03.000 We live stream all of our stuff to Rumble and to Castle Club.

00:03:06.000 So, if you guys are noticing, some of our YouTube videos aren't up.

00:03:08.000 It's because we gotta, you know, keep the channel clean and all this other crap.

00:03:11.000 So...

00:03:11.000 You're going to see it on Rumble.

00:03:12.000 You're going to see it on CastleClub.tv.

00:03:14.000 So that's the only place you're going to get all the content and not to worry about anything.

00:03:17.000 Because on YouTube, we have to periodically clean stuff up.

00:03:19.000 I'm sure you guys noticed we used to have like 1,500 videos on here.

00:03:22.000 Now we're down like 600 or something like that.

00:03:24.000 So all the content. 0.99

00:03:25.000 Goddamn. 0.98

00:03:26.000 Yeah, dude. 0.98

00:03:26.000 A lot of the content is over. 0.98

00:03:28.000 Yeah, man.

00:03:30.000 So a lot of the content now, guys, is on Rumble and CastleClub.tv, man.

00:03:34.000 So it's not that your YouTube is messed up.

00:03:35.000 It's that we had to edit the channel a bit.

00:03:38.000 So check us out over there.

00:03:39.000 Also, we did an episode with Mystery.

00:03:42.000 Literally one of the godfathers of the pickup artistry.

00:03:44.000 Amazing, by the way.

00:03:45.000 So if you guys want to check that out, we walked...

00:03:47.000 We went over his book and went over all the seduction processes of how to be attractive in general.

00:03:52.000 Things that a lot of you guys might not know when he breaks it down in a very nice, succinct, concise manner.

00:03:56.000 So check that episode out, obviously, after this one.

00:03:59.000 Chris, what about you?

00:04:00.000 Twitter?

00:04:01.000 Yeah, check me out on Unplugged FedEx, guys.

00:04:04.000 I was gaming earlier this morning.

00:04:07.000 8,000 viewers.

00:04:07.000 We had 8,000 y'all watching live, and then we had another 3K on Rumble, man.

00:04:10.000 So we had 11,000 of you guys watching me rage on some losers on Overwatch this morning. 0.99

00:04:13.000 It sucks. 1.00

00:04:14.000 It's a game. 1.00

00:04:14.000 Yeah, toxic gaming. 1.00

00:04:15.000 We're bringing it back, bro. 0.98

00:04:16.000 I'd be talking trash on there.

00:04:17.000 That's why I can't stream on YouTube or Twitch.

00:04:19.000 I'd get banned instantly.

00:04:20.000 So, yeah.

00:04:21.000 And also, you lost some of your voice.

00:04:22.000 Yes, that's why I lost some of my voice.

00:04:24.000 But, yeah, guys, check me out.

00:04:25.000 Unplugged FedEx.

00:04:25.000 Let's get to 100K on there.

00:04:27.000 And check me out on FedReacts, my other YouTube channel, where I cover true crime.

00:04:29.000 If you guys like that type of thing, if you don't want to see us debate women all the time, it's cool.

00:04:33.000 You can go ahead and check out serial killers like Jeffrey Dahmer, Chris Dornark, the El Paso shooter.

00:04:37.000 I cover all types of cases.

00:04:38.000 As you guys know, I used to work in law enforcement, so I like this stuff.

00:04:41.000 And if you want to see vlogs, guys, when we travel, we're outside having fun with lifestyle stuff, go check it out, the vlog channel.

00:04:46.000 We posted one yesterday with the actual Rampage on us in Miami having fun.

00:04:50.000 And then, of course, CEO Network, Advice, Get Value.

00:04:52.000 See you guys in there.

00:04:53.000 Go check it out.

00:04:54.000 Boom.

00:04:55.000 Chris?

00:04:59.000 Yo, chat, we got nine girls on the panel tonight, you know, and George Gammon. 0.96

00:05:03.000 So, guys, get the chats ready.

00:05:06.000 Girls, if you flake to go on a yacht, you're banned. 1.00

00:05:08.000 I don't care, bro. 1.00

00:05:09.000 What the fuck? 1.00

00:05:10.000 Girl telling me, yeah, I can't make it tonight because I have a good idea to work. 1.00

00:05:14.000 I'm like, bitch, don't you not know people watch us? 0.99

00:05:16.000 You can easily get many yachts. 1.00

00:05:19.000 She's like, business is business.

00:05:21.000 I'm like, business is business? 1.00

00:05:21.000 You're big stupid business right now. 1.00

00:05:24.000 Anyways, ladies, Aaron C. Parkson. 1.00

00:05:27.000 The exposure you get here is going to go way further than being on a yacht.

00:05:29.000 She can meet Dubai right now.

00:05:30.000 I'm watching the yacht, Miami River, sweating. 0.98

00:05:33.000 I'll tell you this, the shit that came on the podcast called Trip to Dubai and a yacht in Dubai. 0.99

00:05:37.000 So, that's what it is, man. 0.99

00:05:38.000 Oh, you see?

00:05:38.000 What, in one week?

00:05:39.000 Yeah, one week.

00:05:41.000 Jesus Christ.

00:05:41.000 Anyways, ladies, Aaron C. Pucks on IG, DM me.

00:05:44.000 Thank you, Chris.

00:05:44.000 If you want to come on the show.

00:05:45.000 Yeah, come on the show. 0.72

00:05:46.000 Ladies, if you don't mind, give us your name, your age, what we do for a living, dating status. 0.97

00:05:51.000 If you want to, of course.

00:05:51.000 Your body count.

00:05:52.000 We're going to start right here.

00:05:53.000 Welcome to the show.

00:05:54.000 Welcome back, actually.

00:05:55.000 Three years later, and I'm excited to be here.

00:05:58.000 So my name is... 0.99

00:05:59.000 I knew you was going to fucking do it. 0.98

00:06:02.000 I thought y'all got rid of that sound. 0.98

00:06:03.000 So yes, my name is Queen.

00:06:05.000 Nope.

00:06:06.000 Nope.

00:06:09.000 So my name is Queen, guys.

00:06:11.000 My highest level of education, well, right now I'm actually...

00:06:13.000 I can go through for you.

00:06:14.000 How old are you?

00:06:15.000 I'm 25.

00:06:16.000 Where are you from originally?

00:06:17.000 Orlando, Florida.

00:06:18.000 Okay.

00:06:18.000 What do you do for work?

00:06:19.000 So right now, currently I'm in school, but I also have my own podcast.

00:06:23.000 Okay, so you're in school full-time then?

00:06:25.000 Yes.

00:06:26.000 Are you pursuing, I'm assuming, probably your master's degree?

00:06:28.000 Yes, my master's.

00:06:29.000 In?

00:06:30.000 Business administration, concentration in management.

00:06:33.000 Do you want to say where you're going?

00:06:35.000 You don't have to if you don't want to.

00:06:35.000 Bury University.

00:06:36.000 Okay.

00:06:37.000 And then where'd you get your undergrad, same place?

00:06:39.000 Florida Memorial University.

00:06:40.000 Okay.

00:06:42.000 Relationship status?

00:06:43.000 Single.

00:06:44.000 Still?

00:06:45.000 Single! 1.00

00:06:46.000 Damn! 0.99

00:06:46.000 Well, you know, I was in a little something-something, but it just didn't manifest, so that's all right. 0.99

00:06:50.000 That's all right.

00:06:51.000 Oh, so you're fucking then? 0.99

00:06:53.000 Pretty much. 1.00

00:06:55.000 Are your parents still together?

00:06:56.000 No, they are not still together.

00:06:58.000 Divorced, okay.

00:06:59.000 And then, Fresh, go ahead, your favorite question.

00:07:01.000 Are you on birth control?

00:07:02.000 I actually just got off birth control.

00:07:05.000 Because I've noticed that birth control was actually fucking up my emotions.

00:07:09.000 And I literally was like, okay, I have to get off this.

00:07:11.000 And I saw a huge difference within the first four months of being off of it.

00:07:14.000 So I would tell ladies right now, just...

00:07:17.000 Be cautious, you know, just, you know, just...

00:07:20.000 Wait, so it makes it more masculine or what?

00:07:23.000 I actually could agree to that. 0.97

00:07:25.000 I don't want to say the word masculine, but I think that it does something to your hormones to where it fucks you up.

00:07:29.000 And I think it does something to you mentally.

00:07:31.000 Well, there's a study that says when girls start using birth control with their partner, they dump them right away because either they were first in love because of the birth control.

00:07:39.000 I don't know what it is, but, like, someone with the pill turns them off.

00:07:42.000 What's your, like, racial, like, ethnic background?

00:07:44.000 Are you...

00:07:45.000 African-American, Haitian, Jamaican.

00:07:47.000 I'm black.

00:07:48.000 And I noticed somebody in the comments said earlier that all the black people on the panel was going to say they Jamaican or Haitian.

00:07:53.000 But baby, I'm black.

00:07:54.000 African-American.

00:07:56.000 Okay.

00:07:57.000 All right.

00:07:57.000 What about you?

00:07:57.000 What's your name?

00:07:58.000 Martina.

00:07:59.000 Martina.

00:07:59.000 How old are you, Martina?

00:08:00.000 23.

00:08:01.000 Okay.

00:08:01.000 Where are you from?

00:08:04.000 Where are you from?

00:08:05.000 Miami, Florida.

00:08:06.000 Okay.

00:08:07.000 What do you do for work?

00:08:08.000 Currently, I'm unemployed because I just graduated.

00:08:10.000 Fun employed.

00:08:11.000 Okay.

00:08:11.000 Yeah.

00:08:12.000 What did you get your degree in?

00:08:14.000 My Master's in Business Administration.

00:08:16.000 Oh.

00:08:17.000 Do y'all know each other?

00:08:18.000 No.

00:08:18.000 We just met.

00:08:19.000 Okay.

00:08:20.000 Where'd you get it from?

00:08:21.000 Florida International University.

00:08:23.000 Okay.

00:08:25.000 Did you get your BA from there too?

00:08:26.000 I did, yeah.

00:08:27.000 Okay.

00:08:28.000 FAU, right?

00:08:29.000 FIU. Oh, FIU. Okay, okay.

00:08:32.000 Relationship status?

00:08:33.000 Kind of Lil Sum Sum.

00:08:35.000 What does that mean by the way?

00:08:37.000 What does that actually mean?

00:08:38.000 It's not in a relationship, but you're not.

00:08:41.000 So you're a side piece.

00:08:44.000 You're with a guy exclusively?

00:08:47.000 Yes.

00:08:48.000 Are your parents still together?

00:08:51.000 They are.

00:08:53.000 And then birth control?

00:08:54.000 No, I just recently got off.

00:08:56.000 How long have you been with this guy?

00:09:00.000 Like a month.

00:09:00.000 It's new.

00:09:01.000 That's why I was like, it's a little something.

00:09:03.000 Okay.

00:09:05.000 Background?

00:09:06.000 Yeah, racial background.

00:09:07.000 I'm white and Italian.

00:09:09.000 Okay.

00:09:09.000 Italian?

00:09:10.000 Full?

00:09:10.000 Full Italian.

00:09:11.000 Okay.

00:09:11.000 Cool.

00:09:12.000 What about you?

00:09:14.000 I'm Sinai.

00:09:15.000 What is it?

00:09:16.000 Sinai.

00:09:16.000 Sinar?

00:09:17.000 Sinai.

00:09:18.000 Sinai.

00:09:18.000 Okay.

00:09:19.000 How old are you, Sinai?

00:09:19.000 18.

00:09:20.000 Okay.

00:09:21.000 Where are you from?

00:09:22.000 A little bit of everywhere.

00:09:23.000 My parents was in the military, so.

00:09:25.000 Okay.

00:09:25.000 Where'd you go to high school then?

00:09:27.000 Everywhere.

00:09:28.000 Okay, where do you do most of your high schooling then?

00:09:31.000 Georgia.

00:09:31.000 Okay.

00:09:32.000 Atlanta or?

00:09:33.000 Augusta.

00:09:34.000 Augusta, Georgia.

00:09:35.000 Okay.

00:09:36.000 Do your parents, do you live in Miami now or are you just visiting?

00:09:38.000 I live in Broward.

00:09:39.000 Oh, okay.

00:09:40.000 That's a red flag.

00:09:41.000 What do you do for work?

00:09:43.000 I work at Ouders. 1.00

00:09:44.000 Oh, shit. 1.00

00:09:45.000 She belongs to the streets! 1.00

00:09:48.000 Are you in school as well or just working full-time?

00:09:51.000 Okay.

00:09:54.000 Highest education level completed probably high school, right?

00:09:56.000 Yeah.

00:09:56.000 Relationship status?

00:10:00.000 She don't want to say?

00:10:01.000 Single.

00:10:02.000 Oh.

00:10:03.000 What are you laughing?

00:10:04.000 What are you laughing?

00:10:05.000 Single. 1.00

00:10:06.000 Goddamn. 1.00

00:10:07.000 You just break up with him or something? 1.00

00:10:09.000 I date girls. 0.99

00:10:10.000 Oh.

00:10:11.000 Oh. 0.72

00:10:12.000 So are you like full-on for the other team or are you bisexual? 0.93

00:10:16.000 Put it full on? 0.95

00:10:17.000 Okay.

00:10:18.000 Relationship status?

00:10:19.000 Sorry, I mean, are your parents still together?

00:10:21.000 No.

00:10:22.000 No?

00:10:23.000 Birth control?

00:10:24.000 I guess there's no need in this case.

00:10:26.000 No need for it, I guess.

00:10:27.000 Okay, what about you?

00:10:28.000 Is that on your face?

00:10:29.000 Yeah.

00:10:30.000 What is that?

00:10:30.000 It's a heart and three dots.

00:10:33.000 Three dots?

00:10:34.000 Did you kill somebody?

00:10:35.000 No, that would be it. 0.99

00:10:36.000 It would be it.

00:10:37.000 I just had to double check.

00:10:39.000 Okay.

00:10:40.000 Alright, what about you?

00:10:41.000 I'm Maddie Bidding.

00:10:42.000 Oh, sorry, what's your racial background?

00:10:44.000 I see Asian, but where, specifically?

00:10:46.000 Oh, what if I wasn't Asian?

00:10:48.000 Oh, you were.

00:10:50.000 I'm half Korean, half Jamaican.

00:10:53.000 Bumbakalat!

00:10:53.000 With the name Sinai, I mean, it gives it away in your eyes as well.

00:10:57.000 Alright, Korean and Jamaican, you said?

00:10:58.000 Yeah.

00:10:58.000 Okay.

00:10:59.000 Alright, what about you?

00:11:00.000 I'm Maddie Bidding.

00:11:01.000 I'm 24 years old.

00:11:03.000 Maddie, 24.

00:11:04.000 Where are you from?

00:11:05.000 Bucks County, Pennsylvania. 1.00

00:11:07.000 Oh, shit. 1.00

00:11:07.000 Oh, nowhere. 1.00

00:11:08.000 Okay.

00:11:09.000 No, right outside of Philadelphia.

00:11:11.000 Okay.

00:11:13.000 What do you do for work?

00:11:14.000 I own an entertainment company.

00:11:15.000 I also have a successful Airbnb out here that I bought about a year ago.

00:11:19.000 And I just started my own podcast called Sex with Success.

00:11:23.000 Okay, so you said Airbnb, you have one, how many Airbnb units you got?

00:11:28.000 One.

00:11:28.000 I just bought my first property on June 2023.

00:11:31.000 Okay, congrats.

00:11:32.000 Thank you.

00:11:33.000 And then you said you run an entertainment company.

00:11:35.000 Yes.

00:11:36.000 What does that entail?

00:11:37.000 Are we talking music?

00:11:38.000 Are we talking film?

00:11:39.000 Event-based.

00:11:40.000 So back in Philadelphia, Jersey, and New York area, I was throwing a lot of events.

00:11:43.000 And then when I came down here, I was getting paid through nightlife through my entertainment LLC. Okay.

00:11:49.000 I kind of stepped away from throwing events when I got out here.

00:11:52.000 Okay, and then you said you have a podcast.

00:11:54.000 Where do you do that?

00:11:55.000 Is it YouTube, Spotify?

00:11:56.000 YouTube, Spotify, Apple Music, all the platforms.

00:11:59.000 I do it off of like podcasters, Spotify for podcasters.

00:12:03.000 Oh, yeah.

00:12:04.000 And what do you talk about on there? 0.72

00:12:07.000 It's called Sex with Success.

00:12:08.000 So, what would you think that means?

00:12:12.000 I mean, I guess it's in the title, but that's a...

00:12:14.000 Like, yeah.

00:12:16.000 Sex in the City?

00:12:17.000 What are we talking about here?

00:12:18.000 Yeah, like, is it like dating and also, like, being successful?

00:12:22.000 Is that, like, what it is?

00:12:23.000 So, in my first episode, I break it down, but basically, sex with success is about what are you doing to put yourself in a position to win every day.

00:12:29.000 So, I say in my first episode, I'm having more sex with success than I am men because I'm super focused on where I want to go in life, right?

00:12:36.000 So, I also wanted to create a name that didn't limit my podcast.

00:12:39.000 So, that can be any topic.

00:12:41.000 Success in the bedroom, success in relationships, success talking to a porn star, success talking to a lawyer, success talking to a realtor.

00:12:47.000 So, it kind of didn't limit me, and it was a nice play on words, and it makes people's mind go right where I want it to because of marketing.

00:12:54.000 Okay.

00:12:55.000 Highest education level completed?

00:12:57.000 Bachelor's from University of Miami in broadcast journalism.

00:13:00.000 Okay.

00:13:00.000 I'm imagining the brand company saying, oh, there's a podcast called Sex and Success.

00:13:04.000 Great branding.

00:13:06.000 Okay. 0.99

00:13:07.000 Sex with success. 0.99

00:13:08.000 There you go.

00:13:09.000 Relationship status? 1.00

00:13:10.000 Single as fuck. 1.00

00:13:12.000 I saw that one coming. 1.00

00:13:14.000 Proud single.

00:13:15.000 Are your parents still together?

00:13:17.000 No.

00:13:18.000 Birth control?

00:13:19.000 No.

00:13:20.000 Okay.

00:13:20.000 What is your podcast about, by the way?

00:13:23.000 So my podcast is pretty much about like healing conversations.

00:13:26.000 So I just want people to come on and say like true stories, things that basically helps them out, you know, just to give people advice and just how they do their stories pretty much.

00:13:35.000 Okay.

00:13:35.000 Yeah.

00:13:36.000 And what, I mean, just I'm assuming Caucasian is your... 0.92

00:13:39.000 Yeah, Irish and German.

00:13:41.000 Alright.

00:13:42.000 What about you?

00:13:44.000 Hey, my name is Genevieve.

00:13:46.000 Genevieve.

00:13:46.000 Yes.

00:13:47.000 Okay.

00:13:48.000 How old are you?

00:13:48.000 I'm 21.

00:13:50.000 Where are you from?

00:13:50.000 I'm from Fort Myers.

00:13:52.000 I'm from like a smaller town.

00:13:54.000 I'm from a smaller town besides Port Myers, but not many people know where it is.

00:13:57.000 So you say to keep it simple?

00:13:59.000 Yeah.

00:14:00.000 What do you do for work?

00:14:01.000 I work at Eddie V's.

00:14:02.000 I actually work with another girl. 0.71

00:14:03.000 Eddie V's? 0.93

00:14:04.000 What is that?

00:14:04.000 Yes.

00:14:04.000 Good spot.

00:14:05.000 It's in the Darden, like Olive Garden, Bahama Breeze, the Capitol Grill.

00:14:09.000 Good seafood.

00:14:10.000 Okay.

00:14:11.000 Yeah.

00:14:11.000 But I go to FAU, so I'm just doing that job for like a side hustle.

00:14:15.000 Okay.

00:14:16.000 What are you majoring in?

00:14:17.000 Marketing.

00:14:18.000 Okay.

00:14:19.000 Pursuing your bachelor's degree, I'm assuming?

00:14:22.000 Yeah, I just got my AA, so I'm on the way to getting that.

00:14:26.000 Relationship status?

00:14:27.000 Single.

00:14:28.000 All right.

00:14:29.000 Parents still together?

00:14:30.000 They are.

00:14:32.000 Okay.

00:14:32.000 And then birth control?

00:14:35.000 Yeah, I'm off of it.

00:14:37.000 You're off of it too?

00:14:37.000 It's just too hard to stay consistent with.

00:14:40.000 I mean, I can't be taking a pill every day remembering at the exact same time.

00:14:44.000 What is your racial background?

00:14:47.000 I'm actually 97% Chinese.

00:14:50.000 Not many people guess Chinese.

00:14:52.000 Some people say Hawaiian.

00:14:53.000 They don't want to be offensive.

00:14:55.000 Are you first generation or second?

00:15:00.000 I was actually adopted, so I have an American family.

00:15:03.000 They're from Wisconsin and Illinois, so I don't really know what exactly they are.

00:15:07.000 Do you know your biological parents or no?

00:15:10.000 I do not.

00:15:11.000 Can you make orange chicken?

00:15:17.000 It's good, bro.

00:15:19.000 It's good.

00:15:19.000 Dude, I never even had a rice cooker at home.

00:15:22.000 Like, I'm deadass the most...

00:15:23.000 Yeah.

00:15:24.000 We don't gotta go further.

00:15:25.000 Okay.

00:15:26.000 Fantastic.

00:15:27.000 Great.

00:15:27.000 What about you?

00:15:28.000 What's your name?

00:15:29.000 My name's Ashley.

00:15:30.000 How old are you?

00:15:31.000 I just turned 30 two weeks ago.

00:15:34.000 Wait, 30?

00:15:34.000 Yes.

00:15:35.000 Where are you from?

00:15:37.000 I was born in Miami.

00:15:38.000 Okay.

00:15:39.000 You from here until you live here?

00:15:40.000 No, I live in West Palm.

00:15:42.000 Okay.

00:15:42.000 That's a big red flag.

00:15:43.000 What do you do for work?

00:15:45.000 My parents own a nightclub.

00:15:47.000 Okay, so you help them with that?

00:15:48.000 Yes.

00:15:49.000 Okay.

00:15:49.000 You help run that?

00:15:50.000 Yes.

00:15:52.000 Well, Chris, is education level completed?

00:15:56.000 I am still in college.

00:15:57.000 I want to be a midwife.

00:16:00.000 Midwife?

00:16:00.000 Yes.

00:16:01.000 Interesting.

00:16:02.000 Yeah.

00:16:02.000 What gave you the idea?

00:16:03.000 I love kids.

00:16:06.000 So you're in college pursuing what degree?

00:16:08.000 Well, right now I'm going to get into a program that I applied to so I can continue with the midwife.

00:16:17.000 Okay.

00:16:18.000 Yes.

00:16:18.000 What is it, midwife?

00:16:20.000 Like, labor?

00:16:21.000 Deliver babies.

00:16:22.000 Basically, she's helping with kids. 1.00

00:16:24.000 Okay.

00:16:24.000 Delivering them, basically.

00:16:25.000 Like, they go through the pregnancy with a woman? 0.98

00:16:27.000 They're there with the parents, helping deliver.

00:16:29.000 And I can go, like, to the house and do it private or in the hospital.

00:16:32.000 Okay.

00:16:33.000 Interesting.

00:16:34.000 It's kind of tough because you're seeing everything.

00:16:37.000 Yeah.

00:16:38.000 It's a beautiful experience.

00:16:39.000 Not to me, but hey.

00:16:40.000 Okay.

00:16:42.000 That's different.

00:16:43.000 Do you have your own kids or no?

00:16:45.000 No, I lost one seven years ago.

00:16:47.000 Oh, okay.

00:16:51.000 Relationship status?

00:16:54.000 Recently single.

00:16:56.000 Recently single.

00:16:57.000 How long we are together?

00:16:59.000 No comment.

00:17:01.000 Was it a long time?

00:17:03.000 No.

00:17:04.000 Almost five months.

00:17:06.000 Oh, okay.

00:17:08.000 Are your parents still together?

00:17:10.000 They're going through it.

00:17:13.000 But they're still together?

00:17:15.000 Technically.

00:17:16.000 Okay.

00:17:17.000 But they're separated maybe?

00:17:18.000 Maybe.

00:17:19.000 Alright.

00:17:20.000 Alright, birth control?

00:17:22.000 I got off of it. 1.00

00:17:23.000 Goddamn, okay. 0.99

00:17:25.000 That's fine. 0.99

00:17:26.000 I'm not sexually active right now, so I'm off of it.

00:17:29.000 So there's no reason for me to take it.

00:17:31.000 No, don't say they're not sexually active.

00:17:33.000 Okay, okay, okay.

00:17:35.000 I would take it if I was sexually active.

00:17:37.000 We believe you.

00:17:39.000 Racial background?

00:17:41.000 Honduran.

00:17:42.000 Full?

00:17:43.000 Yes.

00:17:43.000 All right.

00:17:44.000 Okay.

00:17:45.000 What about you?

00:17:45.000 What's your name?

00:17:46.000 My name is also Ashley.

00:17:48.000 Okay.

00:17:49.000 Original.

00:17:50.000 How old are you?

00:17:52.000 I turned 21 this year in January.

00:17:54.000 Oh, you just turned 21.

00:17:56.000 Okay.

00:17:56.000 Where are you from?

00:17:57.000 I spent most of my life in Pembroke Pines, Florida.

00:18:03.000 Okay.

00:18:03.000 Pembroke Pines.

00:18:04.000 Okay.

00:18:05.000 Great area.

00:18:05.000 Okay.

00:18:06.000 Love Pines.

00:18:07.000 What do you do for work?

00:18:09.000 I currently work in the service industry.

00:18:11.000 Okay, like a waitress or? 0.95

00:18:13.000 Yeah, I bartended for three years and then now I'm like going back to waiting again.

00:18:18.000 Okay, how is education level completed?

00:18:21.000 I'm in my third year for my bachelor's.

00:18:23.000 Okay, what are you majoring in?

00:18:24.000 Business law.

00:18:26.000 Okay, do you want to say we're going to school?

00:18:28.000 I'm going to school at FAU. Okay.

00:18:31.000 F-A-U or F-I-U? No, F-A-U. Okay, that's up in Boca, right?

00:18:36.000 Okay.

00:18:36.000 Yeah.

00:18:37.000 Um, relationship status?

00:18:38.000 Um, taken.

00:18:40.000 I have a boyfriend, yeah.

00:18:41.000 Okay, how long have you been together?

00:18:42.000 For three years already. 1.00

00:18:43.000 Oh, shit. 0.99

00:18:44.000 How'd you guys meet? 1.00

00:18:45.000 Um, we met in Texas Roadhouse.

00:18:47.000 The restaurant?

00:18:48.000 Yeah.

00:18:49.000 He was like, give me some bread or some steak.

00:18:51.000 Um, he was the expo and I was the hostess and that's how it went down.

00:18:55.000 Wow.

00:18:55.000 Alright.

00:18:56.000 Are your parents still together?

00:18:58.000 My parents are still together, yes.

00:18:59.000 Yes, okay.

00:19:00.000 And birth control?

00:19:01.000 No birth control, no. 0.96

00:19:03.000 Okay.

00:19:03.000 Where are you from?

00:19:04.000 You have an accent.

00:19:05.000 Okay, I was born and raised in Venezuela.

00:19:07.000 Okay.

00:19:09.000 Okay.

00:19:10.000 But are you Venezuelan?

00:19:12.000 I am.

00:19:12.000 I was born there.

00:19:13.000 Okay, cool.

00:19:14.000 What about you?

00:19:15.000 My name is Mila.

00:19:17.000 Okay.

00:19:17.000 How old are you, Mila?

00:19:19.000 25.

00:19:19.000 Where are you from originally?

00:19:21.000 I grew up in Broward, but I'm from everywhere because I was a military brat.

00:19:24.000 Okay, where'd you go to high school then?

00:19:26.000 Broward.

00:19:27.000 What town?

00:19:29.000 Like, Hollywood.

00:19:30.000 Oh, okay.

00:19:31.000 Alright, Hollywood.

00:19:31.000 Wait, isn't Hollywood technically Miami-Dade?

00:19:34.000 No.

00:19:34.000 No, it is Broward?

00:19:35.000 It's Broward.

00:19:37.000 It's like a...

00:19:38.000 It's like a...

00:19:38.000 It's a weird...

00:19:39.000 It's Broward, but...

00:19:41.000 Okay, I thought it'd be Miami-Dade.

00:19:42.000 It's literally at the border.

00:19:43.000 Yeah.

00:19:44.000 Like, West Park is like...

00:19:46.000 Yeah.

00:19:46.000 Miami and Broward.

00:19:47.000 Like, it's weird.

00:19:48.000 Okay.

00:19:49.000 That's a Dade County border.

00:19:50.000 Okay.

00:19:50.000 Work?

00:19:51.000 What do you do for work?

00:19:52.000 I'm a student right now.

00:19:53.000 Okay.

00:19:55.000 Where do you go to school?

00:19:56.000 Bradford College.

00:19:57.000 Okay.

00:19:57.000 What are you majoring in?

00:19:58.000 IT. Okay.

00:19:59.000 That's good.

00:20:00.000 South campus.

00:20:01.000 Yeah, I'm following up from the military.

00:20:03.000 Relationship status?

00:20:04.000 Single.

00:20:04.000 You were in the military?

00:20:05.000 Yes.

00:20:06.000 Okay.

00:20:06.000 What branch?

00:20:07.000 Navy.

00:20:08.000 Okay.

00:20:08.000 You did four and then you got out?

00:20:10.000 No, I did almost three.

00:20:13.000 So I didn't complete my contract.

00:20:15.000 How'd you get out then?

00:20:17.000 Early set.

00:20:18.000 Early what?

00:20:19.000 I'm sorry.

00:20:19.000 Early SEP. So I had an early separation.

00:20:21.000 Oh, they let you do that?

00:20:23.000 We discussed this on the last podcast.

00:20:26.000 The last show.

00:20:27.000 Yeah.

00:20:27.000 I forgot how long ago.

00:20:28.000 Was that yours?

00:20:29.000 I was investigated by NCIS. But I got a general discharge.

00:20:34.000 It's a long story that I'm not going to get into again.

00:20:37.000 Hold on.

00:20:40.000 Weed?

00:20:40.000 Someone do weed?

00:20:41.000 No, not any drugs, no.

00:20:43.000 Just unfortunate events.

00:20:44.000 I forgot what it was, but it was definitely something on those lines.

00:20:47.000 It was a bunch of deaths that happened that I broke.

00:20:53.000 Car accidents?

00:20:54.000 Something along those lines.

00:20:56.000 I was drinking too.

00:20:58.000 There was a bunch of incidents where a lot of people died.

00:21:01.000 Three people in my command that were directly...

00:21:03.000 From a car accident, from drinking and driving?

00:21:04.000 No, there were separate incidents.

00:21:06.000 It was just a lot going on.

00:21:08.000 Alright, well...

00:21:10.000 I vaguely remember this because you said NCIS. Yes.

00:21:14.000 Yeah, for the audience, it's Naval Criminal Investigation Service.

00:21:17.000 Anytime like something, a crime or any type of bullshit misconduct is happening, the military has its own agency that investigates it, whether it's Army CID for Army, NCIS for Marines or the Navy or Air Force OSI. So, wait,

00:21:33.000 okay.

00:21:33.000 I didn't kill anybody.

00:21:34.000 Right.

00:21:35.000 Okay, so basically, yeah, because they got to investigate all misconduct, so you just got a, other than honorable discharge?

00:21:40.000 Yes, but I recently got it upgraded to general.

00:21:43.000 Okay.

00:21:44.000 Due to circumstances.

00:21:45.000 Okay, so it doesn't look as, okay.

00:21:46.000 No, it doesn't, yeah.

00:21:47.000 As long as you don't get a dishonorable discharge, you're fine.

00:21:49.000 No, for sure, for sure.

00:21:50.000 That's like worse than a convicted felon.

00:21:52.000 It's bad.

00:21:53.000 Chat said she's lying, she crashed a plane, she capping.

00:21:56.000 You said she crashed a plane?

00:21:58.000 It's not that bad.

00:21:59.000 Chat said she crashed a plane.

00:22:00.000 Well, it's the Navy, so. 1.00

00:22:02.000 Ah, same shit, bro. 1.00

00:22:03.000 Sorry. 1.00

00:22:04.000 Okay, so you got your GI Bill then?

00:22:07.000 Yes.

00:22:08.000 My dad also served for 25 years, so even if I didn't, I had his too.

00:22:13.000 Okay, but you got your own?

00:22:14.000 Yes.

00:22:15.000 Full?

00:22:16.000 No, not full.

00:22:17.000 Marshal?

00:22:17.000 Yes.

00:22:18.000 Are parents together?

00:22:20.000 No, they're divorced.

00:22:22.000 Birth control?

00:22:23.000 No.

00:22:24.000 Body count?

00:22:27.000 Can I ask the significance of this question?

00:22:30.000 Ask Chris.

00:22:32.000 It's over 9,000!

00:22:35.000 Chris, you want to tell her why?

00:22:36.000 Oh, because...

00:22:37.000 500...

00:22:38.000 No, I'm joking.

00:22:39.000 I believe her.

00:22:40.000 Because we just want to know.

00:22:41.000 Your body count.

00:22:42.000 Simple as that.

00:22:43.000 I mean, it doesn't matter because no one's going to tell the truth.

00:22:45.000 And there's no way to verify.

00:22:46.000 So, it literally does not matter.

00:22:48.000 We can ask the streets.

00:22:50.000 They might tell us.

00:22:51.000 The streets are going to lie, too.

00:22:53.000 Yeah, yeah.

00:22:54.000 We got a point there.

00:22:55.000 Fantastic.

00:22:56.000 All right.

00:22:56.000 What about you?

00:22:57.000 What's your name?

00:22:58.000 Jessica.

00:22:59.000 How old are you, Jessica?

00:23:00.000 27.

00:23:01.000 All right.

00:23:01.000 Where are you from?

00:23:02.000 Bogota, Colombia.

00:23:04.000 Okay.

00:23:04.000 Do you live in Miami now or just visiting?

00:23:06.000 No, I lived in, like, I was born and raised in West Palm, but I live in Boca now, so yeah.

00:23:12.000 Okay, so you've been here, like, most of your life?

00:23:14.000 Yeah, half of my life.

00:23:15.000 Okay.

00:23:16.000 What do you do for work?

00:23:17.000 I'm an executive assistant, but I'm building my own, like, aesthetic business.

00:23:22.000 Okay.

00:23:23.000 So you work for, like, an aesthetic clinic or something like that, and you're an assistant there, or...?

00:23:27.000 Not like it.

00:23:28.000 I'm an executive assistant for something else, but that's what pretty much, you know, funds the business.

00:23:34.000 Yeah.

00:23:35.000 Highest education level completed?

00:23:36.000 I got my AA in business and marketing.

00:23:39.000 Okay.

00:23:40.000 Where'd you get it from?

00:23:41.000 Palm Beach State.

00:23:43.000 All right.

00:23:44.000 Relationship status?

00:23:45.000 Single.

00:23:46.000 All right.

00:23:47.000 Parents get still together?

00:23:49.000 Separated.

00:23:50.000 Okay.

00:23:51.000 Are they back in Columbia or here?

00:23:52.000 Well, my mom lives here, but my dad lives in Columbia, so I go back and forth.

00:23:57.000 Gotcha.

00:23:57.000 Birth control?

00:23:58.000 No, never.

00:23:59.000 Okay.

00:24:01.000 And what's your racial background?

00:24:04.000 My mom is Filipino and Guamanian, and then my dad's black.

00:24:06.000 Yeah, of course.

00:24:07.000 Okay.

00:24:07.000 Niggas be going all the place.

00:24:10.000 Okay.

00:24:11.000 Niggas be international. 1.00

00:24:12.000 Okay.

00:24:13.000 And then for you, you're just full Colombian, right? 0.94

00:24:16.000 Yeah.

00:24:16.000 Yeah, for you?

00:24:17.000 Okay, cool.

00:24:18.000 So, I'll start off with the first question.

00:24:20.000 We got a special guest in the house, George.

00:24:21.000 Can we just show up to the people now?

00:24:23.000 We know who you are, but they might know who you are.

00:24:26.000 Oh, my name is George Gammon.

00:24:27.000 I've got a YouTube channel, a couple of them, the George Gammon channel and the Rebel Capitalist channel where we talk about freedom, liberty, free market capitalism, macroeconomics.

00:24:35.000 We talked about that the other night.

00:24:37.000 And I got a podcast, Rebel Capitalist Show.

00:24:40.000 And that's how most people would know me.

00:24:43.000 All right.

00:24:44.000 So I'll start with the first question here.

00:24:47.000 If you had to take a rough estimate, what percentage of women, because this could be women that you know personally, girls that you've met throughout the course of your life, just in your own personal experience, and this is going to vary from all of you guys, what percentage of women would you say are financially literate?

00:25:02.000 We can start right here, and then work our way around. 0.99

00:25:05.000 Yeah, audience, we're switching it up for you motherfuckers. 1.00

00:25:08.000 What percentage of women would you say are financially literate? 1.00

00:25:16.000 Like women that you know, that you've been friends with, could be your parents, relatives, whatever it may be.

00:25:21.000 What percentage would you say are financially literate?

00:25:22.000 Maybe half, 50%?

00:25:24.000 Less, like 10%?

00:25:25.000 All of them, 80%?

00:25:27.000 What would you say?

00:25:28.000 I would say like it's 60...

00:25:31.000 No, no, like 50-50.

00:25:32.000 It just depends on who they are.

00:25:33.000 50-50.

00:25:36.000 Okay.

00:25:36.000 What about you?

00:25:38.000 I want to say 1%, maybe.

00:25:42.000 Maybe 10% for women over 30 that I know.

00:25:47.000 That are financially literate?

00:25:48.000 Yes.

00:25:48.000 Okay.

00:25:49.000 So under 30, 1% are financially literate.

00:25:55.000 Yes.

00:25:56.000 Okay.

00:25:56.000 But then again, I don't know that many people, so I'm basing it off of my own personal.

00:26:00.000 So the IQ in spending money is very high, but the IQ in making money, not so much.

00:26:05.000 Not so much.

00:26:06.000 Okay.

00:26:07.000 What about you?

00:26:08.000 I think that probably like 40% of women. 1.00

00:26:11.000 Are financially literate, you would say?

00:26:13.000 Yeah.

00:26:14.000 Okay.

00:26:16.000 All right.

00:26:16.000 What about you?

00:26:17.000 I would say like 50%.

00:26:19.000 You think half?

00:26:20.000 Yes.

00:26:21.000 Okay.

00:26:22.000 What about you?

00:26:23.000 I think probably like half as well.

00:26:26.000 Okay.

00:26:27.000 What about you?

00:26:28.000 I would say like 20%.

00:26:29.000 Okay.

00:26:31.000 What about you?

00:26:32.000 I'd say like 30.

00:26:33.000 30?

00:26:34.000 Yeah.

00:26:34.000 Okay.

00:26:35.000 You?

00:26:36.000 I'm gonna say like 50.

00:26:38.000 You think half as well?

00:26:38.000 Mm-hmm.

00:26:39.000 Okay.

00:26:40.000 I gotta go with 30.

00:26:42.000 30%.

00:26:42.000 Okay.

00:26:44.000 So what's our range?

00:26:44.000 60 to 1?

00:26:45.000 Yeah, it's looking like pretty much 50% and below is what it is.

00:26:51.000 So let me ask this then.

00:26:52.000 Do you think that you are financially literate?

00:26:55.000 Yes or no?

00:26:55.000 Hell no.

00:26:56.000 No.

00:26:56.000 Okay, fair.

00:26:57.000 Thank you for being honest.

00:26:57.000 What about you?

00:26:58.000 No, I'm not there yet.

00:26:59.000 No?

00:27:01.000 Absolutely not.

00:27:02.000 No.

00:27:02.000 Okay.

00:27:03.000 I would say yes.

00:27:04.000 You would say yes.

00:27:04.000 Okay.

00:27:05.000 Will be one day.

00:27:06.000 Okay, so not now?

00:27:07.000 Almost, but not fully.

00:27:09.000 Okay.

00:27:10.000 The same thing, almost, but not fully.

00:27:12.000 Okay.

00:27:12.000 Yeah, I would say I'm still learning, but I'm learning more.

00:27:15.000 Okay.

00:27:16.000 I would say I'm getting there, yeah.

00:27:18.000 So, really, only one girl.

00:27:19.000 Wow.

00:27:19.000 It's actually way less, and even in this balance, not 50%.

00:27:22.000 I like the honesty, though.

00:27:23.000 Yeah, yeah.

00:27:24.000 What would you say is the worst thing that, what fucks women up financially you think the most? 1.00

00:27:33.000 Start here, and then work all the way around.

00:27:37.000 Well, finance me what?

00:27:39.000 What do you think messes women up the most financially? 1.00

00:27:42.000 What messes women up? 1.00

00:27:46.000 It could be a shopping problem.

00:27:49.000 Overspending on credit cards.

00:27:50.000 Not budgeting properly.

00:27:52.000 Living way outside of their means.

00:27:54.000 It could be traveling.

00:27:54.000 Traveling too much.

00:27:56.000 Spending too much on clothes.

00:27:57.000 It could be anything that you could think of.

00:27:59.000 In general, what do you think contributes to women having issues with finances? 1.00

00:28:05.000 Definitely like the shopping and you know if you like to eat a lot out I know I'm one of them so I feel like if a lot of women you know kind of like budget that smart you know obviously you wouldn't be spending a lot of money outside and you know it's just things like that like you know impulsive actions that you just like to go do and spend money on wait you don't cook? 0.96

00:28:28.000 I mean I do but sometimes you know I get lazy like on Sundays I don't like to cook it's like you know I'll do like I'll go eat or something but during the week I like to cook yeah okay okay yeah all right what about you what about you I would say being too influenced by their peers and also mismanaging their money.

00:28:46.000 Because from my background, I used to be in the entertainment industry, so I used to see a lot of people lose the value of money.

00:28:52.000 So they would be able to make fast money and then blow it the same way they made it or not know how to manage it.

00:28:57.000 So they were making money, they just weren't properly allocating it.

00:29:01.000 Okay.

00:29:02.000 What about you? 0.96

00:29:03.000 Broke men. 0.98

00:29:07.000 Okay, can you expand on it a little bit?

00:29:09.000 Okay, so me coming from a relationship, like I'm coming from like my perspective and like my mom's perspectives as well.

00:29:15.000 Like I feel like when you get into a relationship with a broke guy, like it's really difficult for you to like, let's say you're keeping up with money, but then you have that person also that you have to keep up with, like you have a dependent.

00:29:26.000 So providing for a man, you're saying? 0.53

00:29:28.000 Providing for a man, yeah. 0.88

00:29:28.000 Okay. 0.88

00:29:29.000 You ever dated a broke guy before?

00:29:30.000 Yep.

00:29:31.000 Is your current boyfriend now broke? 1.00

00:29:34.000 Goddamn! 1.00

00:29:36.000 What the fuck? 1.00

00:29:36.000 She's like, yeah? 1.00

00:29:38.000 Allegedly. 0.90

00:29:39.000 Well, nigga, he went to Texas Roadhouse. 1.00

00:29:40.000 What do you expect? 0.95

00:29:41.000 Yeah, bro.

00:29:42.000 Look at the service industry.

00:29:43.000 There's so much money you can make.

00:29:44.000 Yeah, bro.

00:29:46.000 I guess you didn't learn from that lesson then.

00:29:47.000 That free bread, man.

00:29:48.000 Literally.

00:29:49.000 That free bread from her and from the restaurant. 0.50

00:29:52.000 They can get that free bread.

00:29:53.000 All right.

00:29:54.000 Fantastic.

00:29:54.000 What about you?

00:29:55.000 I would say mishandling your money.

00:29:58.000 How so?

00:29:59.000 Like if you like a lavish life, then you're going to live and you're going to spend a lot of money.

00:30:05.000 Okay.

00:30:06.000 I guess trying to chase luxury, you would say?

00:30:09.000 No, I would say like going out to eat, getting your hair done, your nails, your eyebrows.

00:30:15.000 That's all money.

00:30:16.000 Do you do all that yourself?

00:30:17.000 Yes, I do.

00:30:18.000 Who's paying for it?

00:30:19.000 I am.

00:30:20.000 I'm independent.

00:30:22.000 Oh, excuse me.

00:30:23.000 Sorry.

00:30:24.000 That's dope. 0.93

00:30:25.000 Yeah.

00:30:25.000 What about you?

00:30:26.000 I'd say, like, balancing priorities.

00:30:28.000 Like, right now, having school, work, your own time for your friends, everything else kind of just depends on where you are, depending on how old you are, where you're at in life.

00:30:35.000 Like, for me, school takes, like, a lot of time.

00:30:37.000 So, same with having a job.

00:30:39.000 Like, some of my friends still don't have jobs, so it's, like...

00:30:43.000 Not me, but that's what takes most of my money for the general population of women. 1.00

00:30:47.000 I think just on anything, responsibilities, priorities, whatever you decide to put that in, whether that's fashion, going out, traveling, everyone has their own thing.

00:30:57.000 What about you?

00:30:58.000 I would say access to information and knowledge and just the people that are around you.

00:31:02.000 A lot of women don't grow up being taught these things on how to make generational wealth and just learning how to save, learning how to put your money into assets. 1.00

00:31:10.000 So I think it's just a lack of knowledge, lack of information, and a lack of women that want to know. 1.00

00:31:17.000 Alright, what about you?

00:31:18.000 I'm the younger one of the group, so I would definitely say like partying and stuff like that and like, you know, life experiences.

00:31:29.000 Oh yeah, she's lesbian, so she pays for her own drinks. 1.00

00:31:32.000 Don't forget that. 0.61

00:31:35.000 When you go out, you pay for stuff?

00:31:38.000 Um, it depends on the night.

00:31:40.000 Nope. 1.00

00:31:41.000 Cause I would argue, you go with a girl, they bring you to the table, you don't pay for shit. 0.99

00:31:45.000 Nah, when it's two girls, bro, they split in the bill. 1.00

00:31:48.000 Well, she told me she had dick before, so... 1.00

00:31:50.000 What? 1.00

00:31:51.000 She had dick before in the past, so... 1.00

00:31:54.000 But now she's currently dating a nigga, so... 1.00

00:31:56.000 She had to figure out she didn't like it. 0.99

00:31:57.000 Why? 1.00

00:31:58.000 No, why did you go from dick to vagina? 1.00

00:32:02.000 I'm curious. 1.00

00:32:03.000 I just connect more with women on an intimate and intellectual level.

00:32:09.000 Wait, so who pays, you or your girlfriend? 0.67

00:32:12.000 Huh?

00:32:12.000 Who pays normally, you or your girlfriend?

00:32:14.000 It just depends on the day.

00:32:15.000 I don't have a girlfriend, no.

00:32:16.000 Well, if you did.

00:32:17.000 Oh, if I did.

00:32:18.000 It just depends on who's treating the other person.

00:32:21.000 Okay, so you said that you connect more and you bond with women, but let me ask you this.

00:32:25.000 Are you actually aroused by them too?

00:32:27.000 Yes.

00:32:28.000 Oh, you are?

00:32:28.000 Okay.

00:32:29.000 Hold on, what's your type though?

00:32:32.000 What do you mean?

00:32:32.000 Do you like masked women?

00:32:33.000 What do you look for, like?

00:32:34.000 I like masked women. 1.00

00:32:35.000 I like any type of women. 1.00

00:32:35.000 I just really have to connect with you. 1.00

00:32:37.000 Wait, so question.

00:32:37.000 Your body count?

00:32:39.000 Four.

00:32:40.000 Everybody.

00:32:41.000 Huh?

00:32:41.000 Four hundred?

00:32:42.000 No, four?

00:32:43.000 Four flat.

00:32:44.000 That's the cap, bro.

00:32:45.000 Stop the cap! 0.99

00:32:46.000 At 18?

00:32:47.000 Yeah. 1.00

00:32:47.000 Damn, that's crazy. 1.00

00:32:48.000 How many are you supposed to have at 18? 1.00

00:32:50.000 How many did you have at 18?

00:32:52.000 Zero?

00:32:53.000 Man, I don't know what world you live in.

00:32:55.000 Yeah.

00:32:55.000 That's right, though.

00:32:56.000 I won't lie.

00:32:56.000 Zero is crazy.

00:32:57.000 Okay. 1.00

00:32:57.000 This nigga with the damn, that's crazy, bro. 1.00

00:33:00.000 That's crazy, boy. 1.00

00:33:01.000 18, bro.

00:33:02.000 No, it's 18, man. 1.00

00:33:03.000 What the fuck? 1.00

00:33:04.000 Let's play Nintendo, bro. 1.00

00:33:06.000 You're a guy, though, Chris.

00:33:08.000 I know, you're like...

00:33:08.000 Oh, man.

00:33:09.000 What the fuck, bro? 1.00

00:33:11.000 I'm like, sorry, fuck it, man. 1.00

00:33:13.000 Okay. 1.00

00:33:14.000 Moving on, Smartly.

00:33:16.000 What about you?

00:33:17.000 What do you think?

00:33:18.000 Yo, did you start drinking already? 1.00

00:33:19.000 Nah, I'm sober as fuck, man. 1.00

00:33:21.000 What? 1.00

00:33:21.000 Shout out to Gorilla Maros. 1.00

00:33:23.000 Wait, so no Hennessy?

00:33:24.000 Nah, bro.

00:33:25.000 You started early.

00:33:26.000 Yeah, bro.

00:33:27.000 Alright, what about you?

00:33:29.000 I'm gonna say budgeting.

00:33:30.000 And budgeting and priorities, yeah.

00:33:32.000 Alright.

00:33:32.000 Like, yeah, that's pretty much it.

00:33:35.000 Budgeting.

00:33:35.000 Alright, what about you?

00:33:36.000 Honestly, I have to piggyback on what Maddie said.

00:33:41.000 Pretty much, for me, it was credit, not understanding credit.

00:33:45.000 So I would say lack of information, and I didn't know how important credit was until I actually needed it.

00:33:50.000 So I had already effed it up, and now it's like I was trying to fix it, but it's like it was already too late.

00:33:58.000 So I feel like that was the most important thing.

00:34:00.000 I have a question.

00:34:01.000 Does everyone here know their credit score?

00:34:04.000 Yep.

00:34:05.000 Everybody?

00:34:06.000 Nope.

00:34:07.000 Yep.

00:34:08.000 Alright, let's go around the table.

00:34:09.000 What's your credit score roughly?

00:34:11.000 What's your credit score?

00:34:14.000 You guys are women, so it don't matter, bro. 1.00

00:34:17.000 There's baddies that have 400 credit scores and nobody gives a fuck, bro. 0.99

00:34:20.000 Super yachts. 0.98

00:34:21.000 Dude, you got a 420 credit score.

00:34:22.000 It's an L for you. 0.74

00:34:23.000 I would argue before I get married, if I ever get married, what's your credit score?

00:34:26.000 Just a no, you know?

00:34:28.000 I mean, those are important things to ask.

00:34:30.000 What is it, 500?

00:34:31.000 No, it's 610.

00:34:33.000 610?

00:34:33.000 Yeah.

00:34:34.000 It's not too bad.

00:34:35.000 I'm 740.

00:34:37.000 740?

00:34:38.000 That's pretty solid.

00:34:39.000 Okay.

00:34:40.000 Okay, you?

00:34:40.000 I just checked.

00:34:41.000 Today is 747.

00:34:43.000 Really?

00:34:44.000 Wait a minute.

00:34:46.000 What?

00:34:47.000 No!

00:34:48.000 Wait, I was 18.

00:34:49.000 How is it so high?

00:34:50.000 My mom built my credit for my credit.

00:34:52.000 Now that makes sense.

00:34:53.000 I'm like, what are you buying?

00:34:55.000 Okay, cool.

00:34:56.000 She's Asian too.

00:34:56.000 You can be an authorized user.

00:34:58.000 What about you?

00:35:02.000 That's really high.

00:35:03.000 I believe her.

00:35:04.000 730.

00:35:05.000 Man, y'all can't put it now.

00:35:05.000 I bet you're Asian, bro.

00:35:06.000 I believe her, man.

00:35:07.000 Okay, what about you?

00:35:09.000 What about you?

00:35:11.000 750.

00:35:11.000 Stop the cow!

00:35:13.000 I'm serious.

00:35:14.000 That's why I hate asking this question, bro.

00:35:15.000 What about you?

00:35:17.000 I'm at 800.

00:35:19.000 Yo! 1.00

00:35:20.000 Stop the show! 0.83

00:35:21.000 Stop the show! 0.83

00:35:22.000 Can we actually blow on our phones?

00:35:24.000 Hold on.

00:35:26.000 My credit?

00:35:27.000 No, no.

00:35:27.000 What's on there?

00:35:28.000 Oh, my car.

00:35:30.000 Like, I paid for a car before, and then the house that I live in, too.

00:35:34.000 I worked for a real long time.

00:35:35.000 Like, I paid for a lot of stuff.

00:35:36.000 Wait, you have a house?

00:35:37.000 And it's $800 just for those two things?

00:35:39.000 What's your highest credit card limit?

00:35:40.000 Yeah, and a car.

00:35:41.000 Like, but I started when I was 18 and stuff, and I started paying for a lot of stuff, you know?

00:35:45.000 Wait a minute.

00:35:46.000 Something isn't right here.

00:35:47.000 Yeah, but I'm 50.

00:35:48.000 I started around 18.

00:35:48.000 I'm 51, and I don't have an 800 credit score.

00:35:51.000 I do.

00:35:55.000 Do you have any credit cards?

00:35:57.000 I have two.

00:35:58.000 What's the highest limit?

00:35:59.000 The highest limit will be $10,000. 0.96

00:36:02.000 Nigga! 1.00

00:36:04.000 Something here right here, bro.

00:36:05.000 Your family got money back in Venezuela?

00:36:06.000 No.

00:36:07.000 They came here with zero dollars.

00:36:08.000 It does not have any money.

00:36:12.000 She's a hostess with a house. 1.00

00:36:13.000 I can show you!

00:36:14.000 A hostess with a house? 0.98

00:36:16.000 Come on, man.

00:36:16.000 I'm not a hostess right now.

00:36:18.000 I was a hostess when I met my boyfriend.

00:36:20.000 I bartended for a really long time.

00:36:22.000 Niggas, you got two jobs, bro. 1.00

00:36:23.000 I do not have one.

00:36:24.000 No, but Mara, she wants to show us.

00:36:27.000 Yeah, it's not off there, bro.

00:36:29.000 There's some red flag.

00:36:30.000 Okay, whatever.

00:36:31.000 What about you?

00:36:32.000 My credit score is 650.

00:36:33.000 There we go.

00:36:34.000 Keep it real.

00:36:34.000 Just like Sanai, I started off with a 740 when I was 18 because my mom had me as an authorized user under her credit card.

00:36:42.000 Okay, which doesn't count, by the way.

00:36:43.000 It doesn't count, but when you turn 18, everything blows.

00:36:47.000 Yeah, it just translates over.

00:36:48.000 What about you?

00:36:50.000 715.

00:36:51.000 Interesting.

00:36:53.000 Okay.

00:36:54.000 Now, I'll ask this one last question, and then, Jordan, I'm going to pass it to you.

00:36:56.000 Just now you get an idea of where all the girls stand, and then you can ask your questions. 0.84

00:37:02.000 What would you say is the one thing that you struggle with financially that fucks you up?

00:37:08.000 It could be you have bad budgeting habits.

00:37:11.000 It could be credit card debt.

00:37:12.000 It could be you have an addiction to shopping.

00:37:14.000 Like, personally for you, what messes you up?

00:37:16.000 You eat out too much?

00:37:17.000 What eats away at your money and puts you in a financial situation? 1.00

00:37:20.000 You're like, fuck, I could have done better here. 0.99

00:37:22.000 We could start right here, actually. 1.00

00:37:25.000 Right?

00:37:25.000 Yeah, yeah, yeah.

00:37:26.000 She started last time.

00:37:26.000 Right here.

00:37:27.000 So for me, I would say it's more so just debt.

00:37:30.000 Just already being in debt.

00:37:31.000 I'm not materialistic, so I'm not somebody that believes in shopping and Gucci, all that.

00:37:36.000 I don't like that stuff.

00:37:37.000 But for me, it's like because I have so many bills and I'm trying to catch up, I've always kind of just spent my money more on that.

00:37:43.000 Gotcha.

00:37:44.000 Yeah.

00:37:44.000 All right, what about you?

00:37:45.000 Student loans.

00:37:46.000 Okay.

00:37:46.000 Oh, wow.

00:37:47.000 That makes sense.

00:37:48.000 What about you?

00:37:51.000 I would say I just spend money sometimes.

00:37:56.000 If somebody doesn't have something, I'd be wanting to help them out.

00:38:00.000 I'd give out money.

00:38:01.000 Stop the cap! 0.99

00:38:02.000 So you're a charity?

00:38:03.000 A charity is crazy.

00:38:05.000 You have to be a good person.

00:38:06.000 What do your parents do for a living?

00:38:07.000 My mom's in the military now.

00:38:09.000 She's contracting.

00:38:10.000 She lives in Abu Dhabi.

00:38:12.000 And your father?

00:38:14.000 No.

00:38:15.000 My dad, um, I don't even know what he do.

00:38:20.000 Wait, are your parents divorced?

00:38:22.000 I didn't know where your dad was.

00:38:23.000 Okay, so you live, wait, okay, so your mom's in Abu Dhabi, she's in the UAE, who do you live with?

00:38:31.000 I live by myself with my friend. 0.93

00:38:33.000 Okay, that's why she's a lesbian. 1.00

00:38:35.000 Nigga, you're 18! 1.00

00:38:37.000 What does that mean?

00:38:43.000 I would say my biggest regret was putting too much money down on my car.

00:38:51.000 I always had this mindset of if I have the money, I should put it down so I don't have to pay that interest over time.

00:38:56.000 But you should also learn to use other people's money.

00:38:59.000 Leverage.

00:39:00.000 Exactly.

00:39:00.000 So you're paying more monthly bills, but you're not putting too much up front, too much capital up front where you could have used it to play in other places.

00:39:07.000 George, that's actually pretty good, man.

00:39:09.000 I like that.

00:39:10.000 She's going to do really well today.

00:39:12.000 When did you purchase your vehicle that you made this regret?

00:39:16.000 Was it recently?

00:39:17.000 So, I had a Honda Pilot 2005 since I was 16.

00:39:20.000 And I kept it until the wheels literally fell off.

00:39:23.000 I sold it to CarMax for $300 and I bought my Tesla.

00:39:27.000 In 2022 of March.

00:39:29.000 So it's about to be two years.

00:39:31.000 That was a bad time to buy cars at that point, right?

00:39:33.000 Yeah, because they didn't do the tax write-off, which was, like, throwing me.

00:39:36.000 Because you could do, like, the tax exemption.

00:39:38.000 But that was the literal, like, there was, like, a couple months that they didn't allow it, and I bought in that time period.

00:39:43.000 But it's okay.

00:39:44.000 Well, I mean prices were probably higher then too.

00:39:47.000 For sure, yeah.

00:39:47.000 They're like down by like 8,000.

00:39:49.000 You can buy Tesla for like what?

00:39:51.000 50k now?

00:39:52.000 40k now?

00:39:52.000 I bought mine for 49.

00:39:54.000 So, but I think it's lower now for the model.

00:39:56.000 But brand new?

00:39:57.000 Brand new, yeah.

00:39:59.000 Wait, what model?

00:40:00.000 Model 3. 1.00

00:40:02.000 Oh yeah, that's shit. 1.00

00:40:03.000 Okay, never mind. 1.00

00:40:04.000 Never mind.

00:40:05.000 Yeah, I wasn't going big.

00:40:06.000 I'm thinking X like, okay, never mind. 0.99

00:40:08.000 Okay, what about you?

00:40:10.000 Mine was probably a mix of the student loans.

00:40:12.000 I also had a first car that was just a huge mistake.

00:40:16.000 I shouldn't have bought it at the financial point I was at, and I did.

00:40:19.000 What'd you buy?

00:40:19.000 It was a Charger, but it wasn't like...

00:40:22.000 You bought a Charger?

00:40:23.000 It wasn't one of those, like, you know... 0.96

00:40:24.000 Yo, you're like niggas, huh? 1.00

00:40:25.000 You're like niggas, huh? 1.00

00:40:27.000 Yep. 0.91

00:40:30.000 I don't get tight.

00:40:31.000 Charger?

00:40:33.000 Just an age driver. 1.00

00:40:34.000 What the fuck, bro? 1.00

00:40:35.000 Drophouse? 1.00

00:40:36.000 Yo, not only that...

00:40:38.000 A Chinese woman driving a Charger? 1.00

00:40:39.000 Listen, that was my baby.

00:40:40.000 On the road?

00:40:41.000 Yo! 1.00

00:40:42.000 Tell her, no, get the weight! 1.00

00:40:47.000 No, I miss her.

00:40:48.000 No, I miss her.

00:40:51.000 To live now, I'll do it!

00:40:55.000 Anybody can look!

00:40:57.000 It's a long time!

00:40:58.000 Everybody can look!

00:40:59.000 It's a long time!

00:41:02.000 Sorry.

00:41:04.000 Yeah, yeah.

00:41:05.000 That was funny.

00:41:06.000 That was really funny.

00:41:08.000 Moving on, what about you?

00:41:33.000 I'm done, I'm done, I'm done, I'm done, I'm done, I'm done.

00:41:40.000 Alright, what about you?

00:41:42.000 I would say school because I pay for my school.

00:41:46.000 By yourself?

00:41:47.000 Yes.

00:41:48.000 Yeah.

00:41:49.000 And also, like, living a lavish life and not wanting to, like, own things.

00:41:55.000 Or, sorry, own things.

00:41:56.000 So, pay everything.

00:41:58.000 In full?

00:41:59.000 Yes.

00:42:00.000 I just don't like having debts because it gives me anxiety.

00:42:04.000 Interesting.

00:42:05.000 Yeah.

00:42:06.000 Okay.

00:42:06.000 Alright.

00:42:07.000 Alright.

00:42:09.000 Because I already know what I'm gonna say.

00:42:12.000 What?

00:42:13.000 My boyfriend.

00:42:14.000 I bet you spend a lot of money on him.

00:42:16.000 I do spend a lot of money on him.

00:42:19.000 What do you buy your boyfriend?

00:42:20.000 Lots of things.

00:42:21.000 Like?

00:42:22.000 Like, I paid off his car. 0.62

00:42:26.000 That nigga winning, bro. 1.00

00:42:28.000 Shorty gonna take care of me? 0.89

00:42:29.000 I'm good.

00:42:31.000 How much was that?

00:42:33.000 Like, $20,000.

00:42:35.000 Holy!

00:42:36.000 Yo, I'm single.

00:42:39.000 What?

00:42:40.000 20K? I know.

00:42:41.000 She went from Venezuela to Vanessa-swella, man. 0.78

00:42:46.000 Bro! 1.00

00:42:47.000 What the fuck, bro? 1.00

00:42:49.000 Wait, wait, wait, hold on. 1.00

00:42:50.000 That nigga man right at Texas Roadhouse getting free bread, now he's getting free bread for real? 1.00

00:42:54.000 That's what's going on, bro. 0.78

00:42:55.000 Especially with them teams, man.

00:42:57.000 What's up, man?

00:42:59.000 What's up, man?

00:43:00.000 My man came up from nothing to something.

00:43:02.000 What's up, bro?

00:43:04.000 In total, what humping did you spend, roughly? 0.98

00:43:05.000 Nigga finessing a girl from third world country, dog? 1.00

00:43:07.000 No, no, no. 0.77

00:43:09.000 I don't know.

00:43:10.000 Yo, that's a hate crime.

00:43:11.000 No, that's a hate crime, bro.

00:43:12.000 It's the city boy. 0.98

00:43:13.000 Yeah, nigga, a hot boy now, man. 1.00

00:43:14.000 What's up, bro? 0.90

00:43:19.000 How much do you spend on your boyfriend?

00:43:21.000 Okay, I don't know.

00:43:23.000 I use whatever he wants I buy.

00:43:25.000 Why?

00:43:25.000 Like average, let's say like 50k.

00:43:27.000 Dang, you like girls too?

00:43:28.000 I actually like girls too, but I'm a boy right now.

00:43:34.000 How long have you guys been together?

00:43:35.000 With my boyfriend for three years, yeah.

00:43:38.000 But I'm curious where she gets all this money. 0.98

00:43:40.000 Oh, okay!

00:43:41.000 Me too!

00:43:42.000 I can say why.

00:43:43.000 Okay, basically I used to bartend and you know like bartenders make a lot of money.

00:43:47.000 No, I don't do that!

00:43:48.000 You're not gonna find me on any of the platforms at all.

00:43:52.000 But yeah, bartenders, like when I used to bartend I made a lot of money from that.

00:43:55.000 How much you made?

00:43:56.000 I'm not gonna say how much I made.

00:43:57.000 Roughly.

00:43:58.000 I can't say how much I made.

00:43:59.000 How much is a good night for you?

00:44:01.000 A good night was around $800 a night.

00:44:06.000 Wait, what?

00:44:07.000 Very possible.

00:44:08.000 But that was just a Bahama Breeze.

00:44:12.000 And that was a regular...

00:44:13.000 I just got into another restaurant, yeah.

00:44:16.000 I believe her, man.

00:44:17.000 I believe her.

00:44:17.000 Yeah.

00:44:18.000 I'm being serious, yeah.

00:44:19.000 Especially down here.

00:44:20.000 Yeah, I wanted pepper pie!

00:44:21.000 That's a good one at pepper pie! 0.89

00:44:23.000 Yay! 0.99

00:44:24.000 I've been there for three years, yeah.

00:44:26.000 How old is your boyfriend?

00:44:27.000 My boyfriend is about to turn 24 years old.

00:44:30.000 How old are you?

00:44:30.000 I'm 21.

00:44:31.000 I just turned 21.

00:44:32.000 Sheesh. 0.96

00:44:32.000 My nigga finesse her. 0.96

00:44:33.000 Yeah. 0.83

00:44:35.000 Finesse as well, man.

00:44:37.000 Yo, D-game on point.

00:44:38.000 Pause.

00:44:38.000 Big pause.

00:44:39.000 Alright.

00:44:40.000 Alright.

00:44:40.000 What about you?

00:44:41.000 What about you?

00:44:41.000 I would say falling victim to losing the value of money and also not being able to control a lot of unfortunate situations that require savings.

00:44:50.000 So it's like, you know how people say you save for a rainy day and then it rains every day?

00:44:53.000 Yeah.

00:44:54.000 And then a lot of people don't know that a lot of people are like two life emergencies from being homeless.

00:44:59.000 That's true.

00:45:00.000 Or one or two even from being like on the streets or whatever case ended up somewhere more unfortunate due to whatever emergencies or whatever.

00:45:11.000 George, what's the study you set American savings, $1,000?

00:45:15.000 What's the percentage of people that have less than $1,000 in your account?

00:45:18.000 So, 60% of Americans are living paycheck to paycheck.

00:45:22.000 And what's crazy about that is 40% of the people that are making over $100,000 a year are living paycheck to paycheck. 1.00

00:45:29.000 Damn! 0.98

00:45:30.000 Yeah, that's a pretty shocking statistic. 0.99

00:45:32.000 Okay, what about you?

00:45:36.000 I would say student loans as well, because I pay for my own school, yeah.

00:45:39.000 Yeah, that's one thing bankruptcy won't save you from, bro.

00:45:43.000 Yeah, really what it boils down to is you have to produce more than you consume.

00:45:47.000 And people really struggle with that.

00:45:49.000 So you have to ask yourself, how much am I producing right now?

00:45:51.000 And just be really, really honest.

00:45:53.000 And you say, do I consume more than this?

00:45:56.000 And most people would say yes.

00:45:57.000 So that's the biggest problem.

00:45:59.000 So I'll ask one last question, I'm going to turn it to you.

00:46:02.000 I won't get specific here, but I'm just going to say, who at the table makes more than $100,000 a year?

00:46:06.000 Raise your hand.

00:46:07.000 Anybody?

00:46:08.000 Okay, alright.

00:46:09.000 She has to.

00:46:10.000 You have to.

00:46:11.000 Okay, I don't want to raise my hand.

00:46:14.000 Clicky, just raise your hand, man.

00:46:16.000 Come on, man.

00:46:17.000 Okay, so over $200 per year.

00:46:20.000 No.

00:46:21.000 Okay, so somewhere between 100 to 200.

00:46:23.000 So everyone else is under 100K? Okay, alright.

00:46:26.000 Which, you know, just you ladies know, only about 15% of the US population makes 100,000, so it's a minority.

00:46:32.000 Alright, Giorgio, I'll turn to you, man.

00:46:33.000 Go ahead.

00:46:34.000 You got an idea of where everyone stands?

00:46:36.000 Yeah, you want me to write down some questions so we could have some fun, do like a trivia, like a macro trivia game.

00:46:41.000 Sure.

00:46:41.000 I think the gals are going to do pretty well.

00:46:43.000 Okay.

00:46:44.000 So I'll start off with some of the harder questions and then we'll kind of use that as a gauge.

00:46:50.000 Okay.

00:46:50.000 So first question, what is the Fed?

00:46:55.000 Federal Reserve?

00:46:57.000 Yeah.

00:46:58.000 So what is the Federal Reserve?

00:47:00.000 Basically, our economy is printing fake money right now.

00:47:03.000 But what is the Federal Reserve?

00:47:04.000 Who created the currency.

00:47:08.000 You're getting close.

00:47:10.000 The value of the US dollar?

00:47:12.000 Well, the Federal Reserve, I would say, is the central bank of the United States.

00:47:16.000 Okay, yeah.

00:47:17.000 But you're very close, so that's good.

00:47:19.000 Okay, so we had one person.

00:47:21.000 Did anyone else know that?

00:47:22.000 Let's be honest here.

00:47:23.000 I did.

00:47:24.000 I swear to God, I said the bank.

00:47:25.000 I swear to God.

00:47:26.000 You said the bank?

00:47:27.000 Yes, I swear to God.

00:47:27.000 I didn't hear her say that, but okay.

00:47:30.000 She did.

00:47:30.000 She did?

00:47:31.000 Okay.

00:47:31.000 This is going to be fun.

00:47:33.000 Go ahead.

00:47:33.000 Okay, next one.

00:47:34.000 What is inflation?

00:47:36.000 What we're going through right now.

00:47:38.000 How about this?

00:47:41.000 I'll go around the table and you can just say yes or no if you know or you can give a guess.

00:47:45.000 That'll probably be easier, right?

00:47:46.000 Okay.

00:47:47.000 We'll start here.

00:47:48.000 What is inflation?

00:47:50.000 Like she said, like what we're going through right now, like the cost of living is going just crazy up and everything in general, like just everything in general.

00:47:58.000 Okay.

00:47:59.000 What about you?

00:48:00.000 When the value of the U.S. dollar goes down and like she said, the cost of living is higher than what the minimum wage is, what people are making.

00:48:09.000 Okay.

00:48:13.000 She should know for sure.

00:48:15.000 Yeah, because I was born in Venezuela.

00:48:17.000 There's a lot of inflation over there.

00:48:20.000 Maracaibo?

00:48:21.000 Maracaibo, yeah.

00:48:25.000 My parents used to make in a week what was the value of a box of pizza.

00:48:29.000 And then the living cost was really high.

00:48:32.000 You weren't able to buy groceries or anything.

00:48:38.000 It's what we're going through right now.

00:48:40.000 You guys can't say it's not what we're going through right now.

00:48:42.000 What is inflation?

00:48:44.000 Well, everything has changed now.

00:48:46.000 I feel like, let's say like way, way before years ago, maybe like a gallon of milk was like $2.

00:48:54.000 Now it's like, let's say like $7 with tax.

00:48:57.000 Okay.

00:48:58.000 So everything has gone up.

00:49:00.000 Everything's more expensive.

00:49:01.000 Okay.

00:49:03.000 And George, you give me the best.

00:49:05.000 We'll go through all and then you say whoever you think got the best answer.

00:49:08.000 I would say prices and wages rise and the money that people can make goes lower.

00:49:13.000 They just can't afford as much as the prices are rising.

00:49:15.000 This is some pretty good answers.

00:49:17.000 Okay.

00:49:17.000 I'm actually impressed.

00:49:19.000 Yeah, I am.

00:49:19.000 Okay.

00:49:21.000 Inflation is when the economy is overproducing the amount of money and there's not enough to go around, basically, is the best way I can put it.

00:49:29.000 Okay.

00:49:29.000 Y'all have such good answers, so sophisticated.

00:49:32.000 Basically, it's when the economy is very broke and nobody can afford to live.

00:49:40.000 Okay, simple.

00:49:42.000 I mean, yeah, she said it.

00:49:45.000 The cost of living is going up and people can't afford it.

00:49:51.000 Simple, eggs being over $10.

00:49:54.000 Okay, I like that one.

00:49:55.000 Fair enough.

00:49:56.000 I wrote a report yesterday, or not yesterday, but the other day that said somewhere in the country a Big Mac is now like $18.

00:50:04.000 I don't know where it was.

00:50:05.000 I don't know if that was Connecticut or maybe New York, something like that.

00:50:08.000 Wow.

00:50:09.000 A Big Mac?

00:50:10.000 Yeah.

00:50:13.000 San Francisco, New York City, Alaska.

00:50:15.000 Yo, Chris.

00:50:16.000 Sorry, buddy.

00:50:17.000 Price is going up.

00:50:20.000 Yeah, but those are some good answers.

00:50:21.000 Yeah, very good.

00:50:22.000 Yeah, very good.

00:50:23.000 Yeah, not bad.

00:50:24.000 Okay, so I think I've got to ask maybe some harder questions.

00:50:27.000 No, no.

00:50:30.000 Okay, what does GFC stand for?

00:50:35.000 Say it again.

00:50:36.000 GFC. Greatest common factor?

00:50:40.000 The what?

00:50:42.000 We'll start.

00:50:43.000 Give your guess.

00:50:44.000 I think I got him on this one.

00:50:45.000 Yeah, give your guess.

00:50:46.000 We can start here and then work our way.

00:50:47.000 And if you don't know, you can just say I don't know.

00:50:48.000 I don't know.

00:50:49.000 But I do feel like I know it.

00:50:50.000 But I'm going to say I don't know.

00:50:52.000 Because I don't want to say the wrong thing.

00:50:53.000 You can guess.

00:50:54.000 That's what it's all about.

00:50:57.000 I pass.

00:50:59.000 I'm going to say I pass.

00:51:00.000 Okay.

00:51:01.000 Is it gross something?

00:51:02.000 I don't know.

00:51:03.000 Okay.

00:51:04.000 I can't...

00:51:04.000 GFC? Yep.

00:51:06.000 Gross financial... 0.80

00:51:11.000 Cock. 1.00

00:51:12.000 Sure, cock. 0.99

00:51:12.000 We're just going to go with that because I can't think of the C. Alright. 0.99

00:51:18.000 Maybe gross financial commission.

00:51:22.000 Okay.

00:51:24.000 It has to do like maybe gross income or something.

00:51:27.000 I'm not fully sure.

00:51:29.000 Okay.

00:51:29.000 Just taking a guess.

00:51:30.000 It's GFC. I don't know where you got the GI from.

00:51:34.000 I have an idea.

00:51:36.000 Okay.

00:51:37.000 I don't know either, but I'm going to guess.

00:51:39.000 General financial competency.

00:51:42.000 Okay.

00:51:43.000 That sounded right.

00:51:47.000 They're getting the F right.

00:51:48.000 It's not right.

00:51:49.000 They're getting the F right.

00:51:50.000 Can I answer it?

00:51:50.000 Is it global?

00:51:51.000 Global financial crisis.

00:51:52.000 You got it.

00:51:53.000 Global financial crisis.

00:51:55.000 I knew it was something like that.

00:51:58.000 I was close.

00:51:59.000 All right.

00:52:00.000 Next one.

00:52:01.000 Okay.

00:52:02.000 Let's see.

00:52:06.000 Where do dollars come from, the majority of them?

00:52:09.000 All right, we can start here, and then work our way backwards.

00:52:13.000 Ms.

00:52:13.000 Columbia, where do...

00:52:14.000 We're talking about U.S. dollars, right?

00:52:15.000 Yeah, so if you go to your bank account, and let's just say in your checking account you've got $1,000, where do those dollars come from?

00:52:25.000 Okay.

00:52:26.000 Start here, Ms.

00:52:27.000 Columbia, what do you think?

00:52:29.000 Just give your idea of what you might think would be...

00:52:32.000 Honestly, it's going to be wrong, but I want to say maybe the government.

00:52:36.000 I'm not sure.

00:52:37.000 Okay.

00:52:37.000 I don't know.

00:52:38.000 Not really sure.

00:52:40.000 You said most of them.

00:52:42.000 I would say the Treasury or the FDIC. Any of the FDICs or the Treasury or from circulation.

00:52:52.000 I don't know.

00:52:52.000 Those are my answers.

00:52:53.000 Okay.

00:52:55.000 I don't know.

00:52:56.000 I'm not even going to try.

00:52:57.000 I don't know.

00:52:57.000 I'll admit this is a hard one.

00:52:59.000 Well, as she said, treasury and also, even though we have our money in our bank, it's also being used.

00:53:06.000 Okay.

00:53:06.000 Yeah.

00:53:08.000 I don't know.

00:53:09.000 I just thought of, like, your employer, but obviously not specifically.

00:53:13.000 Okay.

00:53:14.000 So from my knowledge, it's the Federal Reserve, but it's honestly being printed into thin air now because they used to do the currency with gold, and they no longer hold it against gold anymore, to my knowledge.

00:53:25.000 And then also any of the numbers that you see in your bank account aren't actually physical money until you actually go to retrieve it.

00:53:31.000 All of it is just digital numbers. 0.99

00:53:34.000 Damn! 0.99

00:53:35.000 I'm going to sit this one out. 0.99

00:53:38.000 I was going to say the Treasury as well.

00:53:41.000 Okay.

00:53:42.000 The money that's being printed with the treasury.

00:53:45.000 Okay.

00:53:45.000 Yeah.

00:53:46.000 So, good.

00:53:47.000 Pretty good answer.

00:53:48.000 Pretty good answer.

00:53:49.000 So, the money that you have in your account is lent into existence.

00:53:53.000 So, you have an Airbnb?

00:53:55.000 Yes.

00:53:55.000 Do you have a mortgage out on that Airbnb?

00:53:56.000 I do.

00:53:57.000 Okay.

00:53:57.000 So, when you went to the bank and said, hey, I need to borrow X amount of...

00:54:01.000 I actually did a private lender.

00:54:02.000 I didn't do a bank.

00:54:03.000 Okay, then that would be different because those dollars already exist.

00:54:06.000 Right.

00:54:07.000 But when you, let's just say, you're going to get a mortgage at a bank.

00:54:10.000 Yeah, so they would create those dollars out of thin air.

00:54:13.000 So that's because those dollars are a deposit liability on their balance sheet.

00:54:17.000 They're an asset in your balance sheet.

00:54:19.000 Or excuse me, a liability on your balance sheet because you have to pay back that loan.

00:54:24.000 And then those dollars are an asset.

00:54:25.000 Then on their balance sheet, the loan itself is an asset.

00:54:28.000 So banks create dollars by lending them into existence.

00:54:32.000 But your other answer is pretty good too.

00:54:34.000 The gold.

00:54:35.000 Well, the physical pieces of paper are a liability of the Fed.

00:54:38.000 Yeah.

00:54:38.000 So those are created by the central planners.

00:54:41.000 Well, that's why they say the U.S. dollar doesn't have any more real worth because there is no actual trade going on.

00:54:48.000 Yeah.

00:54:49.000 Yeah.

00:54:50.000 Yeah.

00:54:50.000 But it's a very good answer.

00:54:51.000 Okay.

00:54:52.000 So the majority from the banks is the short answer there.

00:54:55.000 All right.

00:54:56.000 Some chats.

00:54:57.000 Yeah.

00:54:57.000 I can read some chats and then George will get the next question going.

00:55:00.000 We got here. 0.99

00:55:01.000 Rough goes, try starting my diesel truck this morning while it was cold as fuck. 0.98

00:55:05.000 And it sounds like fresh stuttering while trying to make a point. 0.99

00:55:08.000 Much love.

00:55:08.000 I have enough shout out bills for helping on FedReacts.

00:55:10.000 Yep.

00:55:10.000 That's funny.

00:55:12.000 Chris26 says, ladies, besides yourself, who is the most attractive and least attractive woman on the panel? 1.00

00:55:18.000 Oh, shit. 1.00

00:55:19.000 That's so mean. 1.00

00:55:21.000 That's a good question, actually.

00:55:21.000 I mean, it's actually a good one.

00:55:22.000 I mean, don't lie, though.

00:55:23.000 They won't say...

00:55:25.000 All right.

00:55:26.000 Who is the most attractive or least attractive woman on the panel? 1.00

00:55:28.000 Damn. 0.99

00:55:29.000 We should do it, man. 1.00

00:55:29.000 Yeah, let's do it, man. 1.00

00:55:30.000 All right.

00:55:30.000 Okay, ladies.

00:55:31.000 Fun part.

00:55:32.000 Yeah, we're going to have some fun.

00:55:33.000 All right.

00:55:33.000 So, I know what you guys are saying.

00:55:35.000 You're beautiful, but if I had to say, you're 9.9 and the rest of everyone else is 10.

00:55:40.000 Everyone's beautiful.

00:55:41.000 Yeah.

00:55:41.000 So, go ahead and point out the most attractive girl at the table and then point out the least attractive girl to the table.

00:55:48.000 We will start right here.

00:55:50.000 Battle Royale.

00:55:51.000 Let's go.

00:55:52.000 So, I get to point out the most attractive?

00:55:54.000 Yeah, and then the least attractive.

00:55:56.000 That's my son.

00:55:59.000 Don't worry, we can do it with the men too.

00:56:01.000 We'll do it, don't worry.

00:56:02.000 What do you prefer, money questions or this?

00:56:05.000 Are y'all answering too?

00:56:06.000 Yeah, we'll answer too.

00:56:07.000 Yeah, I like everybody.

00:56:09.000 Nah, you gotta choose one.

00:56:10.000 I know I can't say that.

00:56:11.000 I won't do that.

00:56:12.000 But I would say the most attractive.

00:56:16.000 Oh, thank you.

00:56:17.000 Stop.

00:56:17.000 The most attractive.

00:56:18.000 Keeping it in the sisterhood.

00:56:19.000 And Elise?

00:56:21.000 I like everybody.

00:56:22.000 I'm gonna say myself.

00:56:26.000 No.

00:56:26.000 Don't even play like that.

00:56:28.000 Besides yourself.

00:56:28.000 Yeah, besides yourself.

00:56:29.000 This is bad!

00:56:32.000 Since you said you're the least attractive, who's the one above you then?

00:56:36.000 Since you're saying you're the worst one.

00:56:38.000 Who's the one that's above you?

00:56:40.000 See, give them a compliment.

00:56:42.000 That was smart, actually. 1.00

00:56:44.000 Damn. 1.00

00:56:48.000 Not escaping it. 1.00

00:56:50.000 Battle Royale.

00:56:51.000 Fight!

00:56:52.000 I don't even...

00:56:53.000 Come on, man.

00:56:54.000 I can't answer it.

00:56:55.000 I'm sorry.

00:56:55.000 No, you got to.

00:56:56.000 Come on, man.

00:56:58.000 You got this.

00:56:59.000 Don't worry.

00:56:59.000 We haven't seen you in three years, man.

00:57:00.000 Come on, man.

00:57:01.000 It's okay.

00:57:01.000 Why are you...

00:57:02.000 Okay.

00:57:02.000 Come on.

00:57:03.000 Come on, Queen. 1.00

00:57:04.000 You're a podcaster, man.

00:57:05.000 Come on.

00:57:05.000 You're a queen, man.

00:57:05.000 Are you scared to talk about any podcast?

00:57:07.000 I know.

00:57:08.000 But listen.

00:57:09.000 Podcast host and can't answer the question.

00:57:11.000 Alright.

00:57:12.000 That's crazy.

00:57:12.000 Well, can I go with the one that don't...

00:57:14.000 Okay, so for instance, I'm going to go with the one that don't...

00:57:17.000 Yeah, you can say that she's not your type if you were a lesbian. 1.00

00:57:20.000 There you go. 0.99

00:57:21.000 Okay, so lesbian. 1.00

00:57:22.000 So lesbian. 0.98

00:57:23.000 Wait, what? 0.99

00:57:24.000 You're my type, but I'm going to say you're not my type.

00:57:26.000 What?

00:57:26.000 But you're really my type.

00:57:27.000 Alright.

00:57:29.000 That's cool.

00:57:30.000 So her.

00:57:31.000 The one in the jean.

00:57:32.000 Yeah.

00:57:33.000 Okay.

00:57:33.000 Alright.

00:57:35.000 Don't worry, man.

00:57:35.000 We're going to do it to ourselves next, so don't worry.

00:57:37.000 Go ahead.

00:57:38.000 All right.

00:57:38.000 Most attractive girl at the table?

00:57:39.000 Lise attractive girl at the table.

00:57:41.000 Go ahead.

00:57:41.000 I'm going to say the most.

00:57:42.000 I'm going to say you.

00:57:43.000 Oh, okay.

00:57:44.000 Y'all better stop. 1.00

00:57:45.000 Lise, I can't answer that.

00:57:47.000 Yeah, you do.

00:57:47.000 No, I can't answer that.

00:57:48.000 Come on, man.

00:57:49.000 You guys got this.

00:57:49.000 This is hard.

00:57:50.000 Come on, man.

00:57:51.000 Y'all got this, man.

00:57:52.000 Come on.

00:57:52.000 Ten hours later.

00:57:54.000 I can't, I can't.

00:57:55.000 But it's funny.

00:57:55.000 This shows you a big difference between men and women.

00:57:58.000 Yeah.

00:57:58.000 Because a guy would have no problem with this whatsoever.

00:58:01.000 That's why I should answer first.

00:58:05.000 No, no, wait, wait, wait.

00:58:07.000 Answer in what way? 0.85

00:58:08.000 Like, who's the ugliest dude here?

00:58:09.000 No, no, no. 0.73

00:58:11.000 Who's the most attractive and who's the most attractive? 0.95

00:58:13.000 Oh, you want us to let the girl? 1.00

00:58:14.000 No, no.

00:58:14.000 I feel like I should answer first and then we should answer first.

00:58:17.000 As I recall, in the world we live in today, ladies first. 1.00

00:58:21.000 Continue.

00:58:23.000 Ladies, come on. 1.00

00:58:24.000 We'll go last.

00:58:25.000 To be honest, y'all opinions don't count anyway because you're all females. 1.00

00:58:27.000 But I just want to see what you guys think.

00:58:29.000 I mean, that's valid.

00:58:30.000 That's valid.

00:58:31.000 Yeah, opinions of females don't count on other females. 1.00

00:58:33.000 But I was just painting myself.

00:58:34.000 Like, I can't.

00:58:35.000 How dare you?

00:58:36.000 I can't do it.

00:58:37.000 Alright, listen.

00:58:38.000 Let's...

00:58:39.000 Answer the question or I think we should burn through it because these girls are not going to ask you this question, man. 1.00

00:58:43.000 They're going to waste our time.

00:58:44.000 I don't think we're going to do it.

00:58:46.000 We can't do this.

00:58:46.000 We're going to waste our time, man.

00:58:47.000 We can.

00:58:47.000 Maybe you can go based off answers instead of looks.

00:58:51.000 Oh.

00:58:52.000 I'm going to tell you right now, you my type, baby.

00:58:56.000 Okay.

00:58:56.000 You my type.

00:58:58.000 Smart.

00:59:00.000 I'll go really quick because I already know.

00:59:02.000 I say you because you look.

00:59:05.000 No, no, no.

00:59:06.000 The prettiest.

00:59:07.000 The prettiest.

00:59:07.000 Because you're very naturally beautiful.

00:59:09.000 And I like that you're really quiet because I'm really loud.

00:59:13.000 And I would say the least attractive to me right now is the girl that's taking care of her man because, girl, you need to get yourself a man that's taking care of you. 1.00

00:59:20.000 You're doing a little bit too much for this guy that's not really providing.

00:59:23.000 And you know what?

00:59:24.000 That was a good way to put it.

00:59:25.000 That's valid.

00:59:25.000 That was a great way to put it.

00:59:27.000 There we go.

00:59:28.000 I was going to say you're just my type.

00:59:30.000 Like what?

00:59:32.000 I agree with that.

00:59:34.000 Okay.

00:59:35.000 Okay. 1.00

00:59:36.000 This is great because I don't say shit. 1.00

00:59:39.000 All right. 1.00

00:59:40.000 George.

00:59:41.000 Yeah.

00:59:41.000 You go ahead.

00:59:42.000 I'm curious, because I knew this answer 15 years ago very well, but I'm curious to hear what the gals say now.

00:59:52.000 So how do you tell if a guy has money or not?

00:59:55.000 Wow, that's a good one.

00:59:56.000 That's a good one.

00:59:58.000 How do you look at the guy?

01:00:00.000 Women are very intuitive. 1.00

01:00:01.000 How do you measure that?

01:00:06.000 Let's start here.

01:00:09.000 So you're in a bar, you're in a club, you're out at a restaurant cafe or something like that, and you see a guy.

01:00:17.000 That guy has money or that guy doesn't.

01:00:19.000 What are you using to come to that conclusion?

01:00:24.000 I can tell you right now.

01:00:26.000 Oh my god, I got a headache.

01:00:29.000 The guy that's obviously not the flashiest is the one that has the money.

01:00:35.000 Yeah.

01:00:37.000 When you're seeing the guy with the Gucci belts, the Gucci hat, all of this stuff, and the guy that wants to constantly buy you drinks, I feel like that guy is the one that doesn't have money.

01:00:46.000 Right.

01:00:47.000 Because he's kind of like portraying this persona that's not really him.

01:00:51.000 But only to a point, right?

01:00:51.000 Because if a guy shows up and he's wearing a hoodie and looks like he's homeless, then it's probably the same thing.

01:00:58.000 Mm-hmm.

01:00:59.000 You think so?

01:01:00.000 Well, I'm assuming.

01:01:02.000 From personal experience, the guy that always ended up having money was the guy that was less for me.

01:01:08.000 And the one that didn't have the money was always the show-off.

01:01:13.000 So, that's my opinion.

01:01:15.000 I'm going to say that too.

01:01:16.000 It's normally how they carry themselves.

01:01:17.000 If they carry themselves too flashy and just too loud, they have no money most of the time.

01:01:24.000 And the ones that are more calm and they're not out here flashing a Gucci belt, like you said...

01:01:29.000 Chains everywhere the most, they have the more money. 0.99

01:01:32.000 In clubs, though?

01:01:33.000 Yeah.

01:01:34.000 I don't think in clubs.

01:01:35.000 In clubs, I think guys with money, they flash it a little bit, you know?

01:01:38.000 And they buy drinks.

01:01:38.000 A little bit.

01:01:40.000 Guys with no money in clubs, they be in the corners not buying shit, so what the fuck, you know? 0.99

01:01:45.000 I agree with that, but it's also when they're just too much. 0.99

01:01:47.000 Like, you can see when they're just doing way too much.

01:01:49.000 Yeah, but you still hang out with them. 1.00

01:01:50.000 You still drink their drinks and shit.

01:01:52.000 I don't know if I can agree to that because I've hung out with some rappers and stuff like that and it wasn't their money. 0.98

01:02:00.000 It was the label's money.

01:02:01.000 That's true.

01:02:02.000 That's just like, for instance, you can have somebody do a club hosting or something like that at a strip club and you can say, hey, I want to have $500 for me to throw at the strip club and they can provide that for you.

01:02:16.000 That's not their money.

01:02:18.000 That's being provided for you.

01:02:19.000 That is true.

01:02:20.000 That's why I don't agree to that.

01:02:24.000 Y'all saw a good look, though.

01:02:25.000 Yeah.

01:02:26.000 Alright, what about you?

01:02:27.000 What is a sign that, well, I don't know if she'll be able to answer this, but a sign that you think a guy has money?

01:02:33.000 Listen, it just all depends on how much they're willing to spend at the end of the day.

01:02:37.000 They can have whatever on.

01:02:39.000 You don't know who, you don't know who rocking what.

01:02:41.000 You know what I'm saying?

01:02:42.000 You don't know how much money's in their bank account.

01:02:43.000 It all depends on how much they're willing to give.

01:02:47.000 Even when they're buying something, tipping, it, you know, it all doesn't, it just depends.

01:02:51.000 That was the best non-answer I've ever heard.

01:02:54.000 You didn't answer the question at all, but okay.

01:02:57.000 How much you spend?

01:02:57.000 Got it.

01:02:58.000 Yeah, fantastic.

01:02:59.000 What about you?

01:02:59.000 So to touch on the flashy point in the club, right?

01:03:02.000 I think the Miami lifestyle, almost everybody's flashy.

01:03:05.000 So I would say that's the difference between fast money, new money, and old money.

01:03:10.000 I think like generational wealth, they...

01:03:14.000 They are rocking different brands that aren't the ones that we're seeing on social media every day.

01:03:18.000 They're wearing the watch with the regular face and not the diamond bezel.

01:03:23.000 You know what I'm saying?

01:03:24.000 So I think it comes down to like...

01:03:26.000 You know, yeah.

01:03:28.000 So that's new money.

01:03:29.000 That's more of like the flex thing, right?

01:03:31.000 But like when you see a man walk in with old money, you can tell.

01:03:34.000 It's the way he carries himself.

01:03:36.000 And it's just the way that he's going about everything.

01:03:39.000 You know, some guys don't even like that.

01:03:41.000 They like being treated well, but they also want to be treated like a regular person, too.

01:03:44.000 So it kind of just depends, but I think that's the difference between old money and new money.

01:03:48.000 So I think the next question is, which do they prefer?

01:03:51.000 Old money.

01:03:51.000 Okay.

01:03:51.000 Do you want me to go around to finish with?

01:03:54.000 Yeah, I'm just doing that so I wouldn't forget, because usually I have my notepad.

01:03:56.000 Okay.

01:03:57.000 What about you?

01:03:58.000 What shows you that a guy has some money?

01:04:03.000 I think the point of, like, how they present themselves is very important.

01:04:06.000 Like, someone who has money and knows it and doesn't need to show it to the whole world knows they have money because they have confidence and that's what matters.

01:04:12.000 But I also think, like, yeah, it really just kind of depends on, like, I saw one of my favorite music artists is Bryson Tiller and he was wearing these expensive-ass shoes.

01:04:21.000 I don't even know what they're called, but they're, like, you know, bands.

01:04:24.000 So it's like before he even became famous, he was working at Papa John's, you know?

01:04:28.000 So you never really know when someone actually has money or when they don't got money.

01:04:31.000 But I think it's the way they present themselves that's pretty important.

01:04:35.000 I'll tell you this.

01:04:35.000 Do they drive Chargers?

01:04:38.000 I mean, I was never rich, but I was driving them.

01:04:41.000 But Preston Tiller, he dresses very casual, not too crazy, and is like low-key, you'd even know who he was until you heard his music.

01:04:50.000 You can't tell who he is in the crowd.

01:04:51.000 It's because he knows his words.

01:04:52.000 Super humble guy.

01:04:54.000 Wow.

01:04:55.000 You met him or something?

01:04:56.000 Yeah, in the club.

01:04:57.000 Oh.

01:04:58.000 Well, I don't know who that is, but...

01:04:59.000 A singer.

01:05:00.000 Okay.

01:05:00.000 Yeah, he sings.

01:05:01.000 Well, I believe that looks are deceiving because there's a lot of people, like they said, they have brands on and they show off a lot.

01:05:08.000 But maybe you look at someone and they look humble and they have more money.

01:05:13.000 I feel like when you have money, you don't show it off and you don't talk about money.

01:05:17.000 Like you're just humble about it, you know, and you're more into yourself and more into the corner.

01:05:23.000 All right.

01:05:24.000 What about you?

01:05:25.000 Actually, you work at a club, right?

01:05:26.000 She don't know, bro.

01:05:27.000 My parents own a club.

01:05:28.000 I run it.

01:05:29.000 So do you see like...

01:05:30.000 Oh, I see a lot.

01:05:32.000 Trust me.

01:05:32.000 It's like you see someone walk in and let's say maybe they came in like wear clothes and a lot of people belittle them.

01:05:39.000 And let's say someone comes in all dressed up, everything, and then everyone's like on top of them.

01:05:44.000 Like, oh, are you okay?

01:05:45.000 But then you're belittling the other person and the other person has more money.

01:05:48.000 Right.

01:05:48.000 And so, like, this person tips you, like, the one that looks like has a lot of money and is flashing a lot, they probably won't even tip you.

01:05:56.000 Yeah.

01:05:56.000 I'm serious.

01:05:57.000 Yeah.

01:05:58.000 And the other one probably tip you, like, $50, like, $80, and you're just like, you know, because I've seen a lot of my employees do that.

01:06:04.000 Like, they be little people.

01:06:06.000 And I'm like, don't do that because you don't know who's who, who's walking in.

01:06:08.000 True.

01:06:09.000 Everyone the same.

01:06:10.000 That's true.

01:06:11.000 That's my opinion.

01:06:12.000 That's very true.

01:06:13.000 I also feel like, yeah, it's, like, more about, like, the way you dress and stuff.

01:06:18.000 But also, like, I feel like we're in a generation where a lot of things we don't know, like, the brand's off.

01:06:23.000 Like, you can say, you can say, oh, yeah, I'm wearing this, but you will never, like, what about if you don't know what it is?

01:06:29.000 And it's probably expensive, you know?

01:06:30.000 So it's, like, it's probably more about, like, you know, the way that you talk and then you, like, perceive yourself to other people.

01:06:38.000 Especially in the service industry, you can, like, it could be, like, the person that you don't think...

01:06:43.000 It will tip you the most.

01:06:45.000 You never know.

01:06:46.000 It will be the person that wears the flashiest stuff that will not tip you as well.

01:06:50.000 It will tip you $5, $4.

01:06:52.000 It's a battle because you will never know unless you interact with that person and actually have a conversation with that person.

01:07:00.000 Kind of like the vibes that you get from that person as well.

01:07:02.000 That's how I feel.

01:07:03.000 But often it's tough to tell by tipping alone.

01:07:06.000 Because I know some of the richest guys out there and they're the tightest.

01:07:12.000 But I feel like I have like I have had people sat at my table which like people that have a lot of money and they have like actually like if you give them good service and then something that I was told like when I was really little like was like oh yeah a lot of people that are rich and end up marrying people that are in the service industry because they like to be taken care of.

01:07:31.000 So they tend to tip people more that take care of them, depending on how your service and how you serve them.

01:07:36.000 I think that's just because it's a target-rich environment.

01:07:40.000 I think that's where the guys are meeting the girls.

01:07:44.000 But anyway.

01:07:45.000 I would piggyback off of what Maddie said, like their subtle assets, so not too flashy, like a plain Jane watch, nice timepiece, like an asset, the type of car they drive, what their house looks like, someone who looks professional and clean,

01:08:02.000 their position at their job, and I guess also who they know in their network, so their credibility also could be vouched for.

01:08:10.000 This is not All the time, though.

01:08:11.000 This is like dead giveaways, if it is an example of a high-value man or a rich man.

01:08:17.000 But for the most part, the men who have their large, subtle assets, they're not too flashy with it or bragging about it, and it's just a regular thing to them.

01:08:27.000 All right.

01:08:28.000 And you?

01:08:29.000 I would kind of piggyback on what they said, just kind of presenting yourself to everybody.

01:08:34.000 First impressions are everything, so it's like, you know, make that first impression matter.

01:08:39.000 Don't be too, like, you know, like, I have this, I have that, and then you don't have that in the end.

01:08:44.000 You know, always be humble.

01:08:45.000 If you do have it, a lot of the people that do are wealthy, you know, they don't really like to flash a lot of, like, you know, Fancy things because they know they have it at the end of the day.

01:08:56.000 What do you prefer now?

01:08:58.000 What's interesting is it's a combination here, I think is what it boils down to.

01:09:03.000 For the people watching this, if they want some tips, it's not just aesthetically how you present yourself, but it's also your personality.

01:09:09.000 And it's how you carry yourself.

01:09:11.000 Like Mystery says, I don't know if he said this before, but there has to be congruency.

01:09:16.000 Right?

01:09:16.000 So if you're a guy that dresses like fresh, let's say, okay, that's fine.

01:09:22.000 If you're obnoxious, then the girl's going to think, well, this guy's just, he's just like a poser.

01:09:27.000 He doesn't, you know, he's not really rich.

01:09:29.000 He's just pretending to be rich.

01:09:30.000 But if he carries himself with a lot of confidence and walks in there and has all this social proof, like Mystery would say, now all of a sudden it makes a lot of sense.

01:09:38.000 So if you saw a famous rapper or something like that, That was dressed over the top, you wouldn't assume that he's broke because there's congruency there.

01:09:47.000 So however you're presenting yourself, if you're one of these guys watching and you want some of those tips, I think that's key.

01:09:53.000 Okay.

01:09:54.000 And then the question to follow up, you said, which one would you prefer?

01:09:58.000 Old money versus new money?

01:09:59.000 Yeah.

01:10:00.000 And another thing that's interesting, too, is because you're 30, right?

01:10:04.000 Yes.

01:10:04.000 Yeah, so I was going to...

01:10:05.000 I turned 32 weeks ago.

01:10:08.000 I was just...

01:10:09.000 I was wondering if her answer would be quite a bit different from the other gals. 0.53

01:10:12.000 Because I retired in 2012, but I've had thousands of people that have worked for me over the years.

01:10:20.000 And the majority of the people that worked for me were actually women. 1.00

01:10:23.000 And they were kind of professionals, upper 20s to probably mid-30s or so.

01:10:29.000 And what they would always do, because back in the day when guys used to go out to clubs, you'd wear a suit.

01:10:35.000 Or, you know, maybe not a full suit, but a sport jacket.

01:10:39.000 The trends in fashion have changed quite a bit, significantly.

01:10:43.000 But what the secret was, is they'd always look at the guy's shoes.

01:10:47.000 Because he'd wear a nice sport jacket or something like that, or a nice shirt, but then he'd wear a very cheap, inexpensive pair of shoes, and that was always the dead giveaway.

01:10:56.000 Where if the guy was wearing an expensive pair of shoes with everything else, then you had that congruency, then you're like, okay...

01:11:04.000 Oh, yeah.

01:11:05.000 That guy's got his stuff straight.

01:11:08.000 Okay.

01:11:08.000 So do you want to ask what would they prefer?

01:11:12.000 Yeah.

01:11:12.000 Which would you prefer?

01:11:13.000 So because the old money, it seems like that would be a bit stale.

01:11:18.000 It wouldn't be as much fun.

01:11:20.000 Or the new money type of guy, that might be, you know, more parties, more spending money.

01:11:26.000 More of an experience.

01:11:27.000 More yachts for the...

01:11:29.000 Yeah, more Dubai.

01:11:31.000 Yeah.

01:11:32.000 Yeah.

01:11:33.000 Versus the other guy, he might be more consistent, but maybe he got it as an inheritance, right?

01:11:40.000 Is that what you mean?

01:11:42.000 I think that has a lot to do with it as well, because I would assume that a gal is going to want to go out with a guy that was able to make his own money. 1.00

01:11:50.000 Because if it was given to you, then that really doesn't prove who you are.

01:11:56.000 It doesn't mean that you're capable.

01:11:57.000 It doesn't mean that you're a leader.

01:11:59.000 It doesn't mean that you're decisive.

01:12:01.000 But if you've made that money, like you guys have, from scratch, you just came from nothing, that in and of itself proves that you're ambitious.

01:12:10.000 It proves that you're smart.

01:12:11.000 It proves that you're good with money.

01:12:13.000 It proves that you're a leader.

01:12:15.000 It proves that you can manage people.

01:12:16.000 And I think those are all qualities that are very attractive to women, but it's something that they can sense intuitively. 0.80

01:12:22.000 It's funny.

01:12:24.000 When I'm on a date sometimes, I'm like, how'd you do the podcast with Myron?

01:12:28.000 And the story itself shows a lot of DHV. And that by itself does show social proof.

01:12:33.000 So, it's huge.

01:12:35.000 Alright, did you want to ask that?

01:12:37.000 Yeah, so we'll go here.

01:12:38.000 Would you prefer a guy that comes from a rich family, maybe inherited the money, right, old money, or a guy that God himself...

01:12:44.000 But, you know, obviously he might be throwing money around and a little bit more reckless with it, etc.

01:12:52.000 You said...

01:12:57.000 A guy inherited it because his family's wealthy, so he's doing well and is probably going to stay there for maybe another generation or two.

01:13:03.000 Versus a guy, he's the first one to make money in his family.

01:13:06.000 He's throwing around crazy, don't know how to act.

01:13:08.000 You know what happens when you can't give these niggas money, right? 1.00

01:13:10.000 I would say a guy that inherited the money.

01:13:14.000 You go with him?

01:13:14.000 Yeah.

01:13:15.000 Okay.

01:13:16.000 Why?

01:13:16.000 Security?

01:13:18.000 Security is one thing.

01:13:20.000 And I just feel like when it's old money, I just feel like it's managed well because it's been there for so long.

01:13:27.000 And I think that's a mindset.

01:13:30.000 Like, I feel like what she was saying earlier, what Maddie was saying earlier, that you have more knowledge behind it.

01:13:35.000 Like, I feel like you have more education, more people that's willing to pour into you when it's older.

01:13:39.000 But the people that gave it to them has that, has the knowledge and the wisdom.

01:13:44.000 But not all men.

01:13:45.000 The guy might not.

01:13:45.000 The guy might be a complete...

01:13:48.000 Well, you're saying the old money don't have the knowledge? 0.88

01:13:50.000 Right, because if they inherited the money, it doesn't mean that they're good with money.

01:13:54.000 Yeah.

01:13:54.000 Well, that's true.

01:13:55.000 I think that comes down to the parenting of the parents, though.

01:13:57.000 You're either going to have a spoiled brat, or you're going to put your kid in position to win even more than you, hopefully. 1.00

01:14:02.000 Yeah.

01:14:02.000 You want them to go past beyond what you would have.

01:14:05.000 But then you also have to remember, if you're with that guy, and times become tough...

01:14:09.000 You know, what is his level of competency with navigating that storm if he's just been handed everything in a silver spoon?

01:14:16.000 Or the guy that made it himself, you know that if you go through some trouble...

01:14:20.000 I just didn't like the idea, not to cut you off, I'm sorry.

01:14:23.000 I just didn't like the idea of what he said, which he throws it around everywhere.

01:14:28.000 I think that for me was kind of like a scary point.

01:14:31.000 And I'm more so speaking from my own personal experience.

01:14:34.000 To me, having to have...

01:14:37.000 Issues with handling money financially myself, seeing a man do that, it scares me because it's like, oh my god, I don't want to be put back into the same situation that I'm trying to get myself out of.

01:14:49.000 What about you?

01:14:52.000 I'm going to say old money, but then what you said about him throwing it around, that does scare me, but I'll say I'm going to say new money.

01:15:00.000 Yeah, I'm going to say new money.

01:15:01.000 But it still scares me that you said it throws around.

01:15:03.000 But I feel like someone with new money, you have the ambition and you have the goals to continue to get more.

01:15:08.000 And you made it, so you're going to continue making it.

01:15:10.000 All right.

01:15:12.000 I'm going to say new money because I would never want to deal with somebody who's out of touch with reality, if that makes sense.

01:15:18.000 That's good.

01:15:19.000 So, I would rather go through the struggle and the storm and everything, navigating and stuff.

01:15:24.000 Stop the cap! 0.99

01:15:26.000 You like chicks, bro.

01:15:27.000 How about I say it, bro.

01:15:28.000 You like women.

01:15:30.000 Alright, what about you?

01:15:31.000 Well, contrary to what I was going to say, I would say new money because I want a partner that's just as hungry and came from the bottom up, but I would like to be able to harness it into old money together, create an empire.

01:15:47.000 What about you, Ms.

01:15:47.000 Charger?

01:15:49.000 I mean, that was like perfectly worded right there.

01:15:51.000 I think we all can say that was pretty spot on.

01:15:54.000 Yeah, I would also say new money.

01:15:56.000 I think if you're mature enough, I think you will attract someone just as mature and you can teach them the right way to get back into, you know, the good habits of saving it, creating it to be old money.

01:16:05.000 I would say new money as well, like what she said, because you build an empire together and come from the bottom together.

01:16:15.000 Together.

01:16:16.000 Yeah, because let's say...

01:16:17.000 Y'all building?

01:16:18.000 Okay, so we're saying this person has new money, right?

01:16:21.000 Yeah.

01:16:22.000 And they're throwing it.

01:16:23.000 I don't like that.

01:16:24.000 But as a partner and as a woman, I'm going to correct you because we're here to guide each other as a couple.

01:16:29.000 So you're going to tell them how to spend their money when you didn't make their money?

01:16:33.000 Not to spend it, but I have my own stuff.

01:16:36.000 But if we're dating, I guess we're together, right?

01:16:39.000 So we're one.

01:16:40.000 We're whole.

01:16:40.000 You're whole?

01:16:41.000 Yes.

01:16:42.000 So I feel like you have to help each other out and correct each other out, you know?

01:16:46.000 And her issue is it's going to be very difficult for her to find a guy like that.

01:16:50.000 Yeah.

01:16:51.000 Extremely difficult.

01:16:52.000 Who wants to build?

01:16:54.000 Well, just you guys understand hypergamy.

01:16:57.000 So she's very smart.

01:16:58.000 And how old are you?

01:16:59.000 24.

01:17:00.000 24.

01:17:01.000 I mean, she's got an Airbnb. 1.00

01:17:02.000 She's got a business. 1.00

01:17:03.000 She's got a podcast.

01:17:04.000 She's got all these things going on.

01:17:05.000 So, you know, try to find a 24-year-old guy out there that she would look at and say, oh, he's up here.

01:17:12.000 You know, I want to aspire to be like that, which is what all girls at the end of the day are looking for.

01:17:18.000 So if you just do and look at the probabilities, it's a numbers game.

01:17:22.000 And so if you think about how many guys are in that age group that are in Miami, how many of them are single, how many of them are straight, how many of them have over 200 testosterone or whatever, your pool is very, very limited.

01:17:38.000 So unfortunately, the more talent you have as a gal, it really limits your options. 1.00

01:17:43.000 It just is what it is.

01:17:44.000 Well said.

01:17:45.000 Wow.

01:17:45.000 Yes.

01:17:47.000 Perfect.

01:17:48.000 Yeah.

01:17:50.000 Sorry, you were next.

01:17:53.000 Okay, I feel like somebody that has new money because they come from zero.

01:17:59.000 Bro, she don't care, bro. 0.90

01:18:00.000 Well, I do care sometimes.

01:18:02.000 I do, I do.

01:18:03.000 I get money, I spend it on you anytime.

01:18:05.000 Okay, because I'm also scared of being alone.

01:18:07.000 I love my boyfriend.

01:18:08.000 He's the best, but I'm also scared of being alone, so that's why.

01:18:12.000 That's what it is.

01:18:13.000 She don't want to be alone. 0.88

01:18:15.000 That nigga said, baby, I'll never leave you. 1.00

01:18:19.000 You know what's funny, right? 0.99

01:18:20.000 He probably saw a cheat right now, man.

01:18:24.000 He's at home!

01:18:28.000 With who?

01:18:29.000 With himself?

01:18:30.000 I got the keys.

01:18:31.000 Hold on.

01:18:33.000 Do you have his location?

01:18:34.000 Yeah.

01:18:35.000 24-7.

01:18:36.000 I'm sorry.

01:18:37.000 Well, she's a boss, so, I mean, it makes sense.

01:18:41.000 I wish the chick would. 1.00

01:18:43.000 How long have you gone out with this guy?

01:18:44.000 For three years.

01:18:46.000 But I'd rather build a man than already, like...

01:18:50.000 You build a man?

01:18:51.000 Yeah.

01:18:51.000 Wait, who cooks?

01:18:53.000 I cook and he cooks also.

01:18:54.000 But he was the cook in Texas Roadhouse.

01:18:56.000 I learned how to cook recently.

01:18:59.000 Yeah, but what?

01:18:59.000 And how old are you?

01:19:10.000 It's just a matter of time.

01:19:11.000 I always say it's like a shot clock. 1.00

01:19:13.000 If a girl is providing for you as a man, just a matter of time until she gets tired of that shit, she's like, man, fuck this shit. 1.00

01:19:17.000 I mean, if he's smart, he'd be debt free and leave free and clear. 1.00

01:19:21.000 What about you?

01:19:24.000 I want to say new money, but I'm going to go with old money because I feel like the probability of the longevity of that is higher than the new money.

01:19:33.000 Even though I do want to enjoy the thrill and the fun of having new money and how they spend it, I think the old money can have a combination of that.

01:19:44.000 So it's like, why can't we have a little bit of both?

01:19:46.000 But, like, obviously, like, primarily the old money.

01:19:50.000 Because, like I said, the probability of it lasting is higher, in my opinion.

01:19:54.000 But think about the ambition, right?

01:19:56.000 Because women make decisions just intuitively, right? 1.00

01:20:01.000 Everyone likes to think that they rationalize decisions, but really it's kind of, you know, how you feel.

01:20:07.000 And what I think a lot of times turns women on is that ambition, where the guy that didn't make it himself He's got everything just given to him.

01:20:16.000 You know, zero ambition.

01:20:18.000 Just sitting at home doing nothing.

01:20:20.000 And his parents have taken care of him.

01:20:23.000 But then you've got this other guy that is dynamic, powerful, and he built all that stuff from the ground up.

01:20:29.000 And he wants to continue to have more and more and more and more.

01:20:33.000 And people look up to him.

01:20:35.000 My thing is, I don't think somebody who inherited wealth is not always going to not have ambition.

01:20:41.000 So I feel like they can also get wealth inherited and also be ambitious as well.

01:20:48.000 Because I don't think that negates the fact that just because they inherited it, they're not going to be ambitious whatsoever.

01:20:52.000 Yeah, it's a game of probabilities.

01:20:53.000 Right.

01:20:53.000 What you guys will realize when you get older and older and older, it's the guys that are super ambitious, those are usually the people that have made the fortune themselves.

01:21:04.000 They're self-made.

01:21:05.000 Self-made.

01:21:06.000 I agree.

01:21:08.000 What about you?

01:21:09.000 I would say all money because, like, let's say if you grew up, like, around your family and, you know, you were, like, very cultural, they're going to teach you to maintain that and obviously not lose the family's legacy, you know what I mean?

01:21:21.000 So I think it's just like if they realize that their parents did hard work getting to where they are now, they're not just going to lose that and hold back.

01:21:28.000 They're always going to have ambition by remembering that.

01:21:32.000 Alright.

01:21:33.000 Okay, so I'll go back to the chats here.

01:21:37.000 Sam's Trash Dump goes, FNF needs to have the finance or blogger known as FOFOA on. 1.00

01:21:43.000 He's got the most interesting explanation of where our economy is headed.

01:21:47.000 Do you know that person?

01:21:48.000 Never.

01:21:49.000 FOFOA? Okay.

01:21:51.000 King Shadow says, Yo guys, long time supporter.

01:21:53.000 I'm a music artist from Minnesota.

01:21:54.000 King Shadow on every platform.

01:21:56.000 FNF hasn't done a rate my IG in a while.

01:22:00.000 Bro, we're not...

01:22:02.000 This is an Instagram episode.

01:22:03.000 100 bucks donation, Don DeMarco.

01:22:06.000 You know what?

01:22:07.000 We should do a show.

01:22:08.000 Breaking like Instagram pages once again.

01:22:10.000 Yeah, we can.

01:22:11.000 Yeah, we should.

01:22:11.000 We can.

01:22:12.000 Jalil, post-workout ratings...

01:22:14.000 Oh, man.

01:22:15.000 From fresh tomorrow.

01:22:16.000 All right.

01:22:17.000 So, from here.

01:22:18.000 Okay.

01:22:19.000 Fine piece of hot fudge 7.

01:22:22.000 No! 0.85

01:22:39.000 What the hell? 0.86

01:22:40.000 There's gotta be more.

01:22:41.000 Fleet Market, Penny Proud 6.

01:22:46.000 Columbia Cracked Out, Cindy Vortex 5. 1.00

01:22:48.000 Goddamn, man. 1.00

01:22:49.000 You guys are fucking assholes, man. 1.00

01:22:52.000 Question for the ladies. 1.00

01:22:54.000 Do you think a friend-zoned straight guy is seen as having the same sexual market value as your gay guy friend?

01:23:00.000 Also, I'm currently 34 pounds in seven weeks.

01:23:01.000 Thanks for your help.

01:23:03.000 I'm confused.

01:23:04.000 Oh, that's a comparison here.

01:23:08.000 I don't think that's a thing.

01:23:10.000 I don't think you can understand that question.

01:23:14.000 I don't know that I've ever had a girlfriend. 0.68

01:23:18.000 The gay guy isn't even an option, guys. 1.00

01:23:20.000 They don't even think that he has an SMV number. 0.90

01:23:24.000 It's not even on their radar.

01:23:28.000 How many queer women do you know that are married versus how many queer women do you know that are married? 1.00

01:23:39.000 That aren't married?

01:23:41.000 So career women versus career men. 0.59

01:23:42.000 How many are actually married?

01:23:43.000 Oh, I'm sorry.

01:23:44.000 How many career women do you know that are married versus how many career men do you know that are married? 1.00

01:23:48.000 Do you guys know a lot of career women that are married? 0.98

01:23:52.000 Stay here and then work our way.

01:23:54.000 Korean? 0.91

01:23:55.000 Career.

01:23:58.000 Career women that are married. 0.84

01:24:03.000 Hand raise for this one?

01:24:05.000 Hand raise if you know a career woman that's married. 1.00

01:24:10.000 Okay.

01:24:11.000 Okay.

01:24:11.000 Alright.

01:24:11.000 And then Karaman?

01:24:15.000 Similar.

01:24:16.000 Same.

01:24:16.000 Four on four.

01:24:17.000 Interesting.

01:24:18.000 Okay.

01:24:18.000 Take him in as well.

01:24:19.000 What the fuck? 1.00

01:24:20.000 Okay. 1.00

01:24:20.000 Take him in as well. 1.00

01:24:21.000 Pound Town later. 1.00

01:24:22.000 Hope you're ready to go deep sea diving because I'm hitting the bottom of that motherfucker and don't tell me about your man friend that's your son. 1.00

01:24:29.000 From Z-Boss. 1.00

01:24:30.000 What happened?

01:24:33.000 What say you to that...

01:24:34.000 What am I going to say?

01:24:35.000 I love my men very much, but thank you for that.

01:24:38.000 For now.

01:24:38.000 For now?

01:24:39.000 After the podcast, bro.

01:24:41.000 IRS goes, all this talk about money got me looking at my pockets, and it looks seriously deficient.

01:24:47.000 Y'all broads better have my money by the 18th of April. 1.00

01:24:50.000 I don't care if you have to go out and spread your youth's cheeks.

01:24:53.000 You better get mine and keep my pink pants. 1.00

01:24:55.000 Oh my god, IRS! Yo, man.

01:24:58.000 That's funny.

01:24:59.000 That's why I've been as well as they don't want to say how much money she made. 0.95

01:25:01.000 She's like, alright, this is watching.

01:25:03.000 They are watching.

01:25:04.000 Cheers!

01:25:04.000 They are watching.

01:25:07.000 Jaleel says, Yo, Genevieve, I think me and you would be a pretty solid match since we both drive Mopars.

01:25:15.000 I normally like light skin and Latina shorties, but for you, I'm down to tear your great walls apart. 1.00

01:25:19.000 What the fuck? 1.00

01:25:21.000 All I have for you, though, is no driving for you. 1.00

01:25:24.000 Don't want my insurance rates to spike higher than an Asian parent's credit history. 1.00

01:25:28.000 I love my Hellcat too much, so enjoy your being passenger princess.

01:25:31.000 What do you say?

01:25:32.000 That's a nice car.

01:25:33.000 That was like the most backhanded proposal I've probably ever had in my life.

01:25:38.000 What do you say?

01:25:40.000 First of all, you spell Genevieve with a J. And I don't know, I'd have to see what you look like, but based off of how you're talking, probably not.

01:25:48.000 Oh, shit. 0.99

01:25:49.000 I guess you don't love you a long time. 1.00

01:25:50.000 Money ain't everything for me.

01:25:52.000 You have a nice car, but so does a nice guy, too.

01:25:54.000 Okay. 1.00

01:25:56.000 When it comes to girls that are hot and too obsessed with money, the sex is usually trash. 1.00

01:26:00.000 That's actually very true. 1.00

01:26:01.000 And when they don't get what they want from their man, the sex is even more trash. 1.00

01:26:04.000 Oh, damn. 1.00

01:26:05.000 Keep this in mind before you sim start running after her. 1.00

01:26:07.000 Girls like this are unsustainable. 1.00

01:26:09.000 Recreationalist only. 0.91

01:26:10.000 She probably looks at IG and is bored while getting pounded. 1.00

01:26:12.000 Good job to all you guys for exposing her on the last podcast.

01:26:16.000 He's probably a toxic ex.

01:26:19.000 Housemaster69.

01:26:20.000 Yo, that's me.

01:26:21.000 I don't get it.

01:26:22.000 I don't get it.

01:26:24.000 Alright.

01:26:24.000 I don't know, but you think it.

01:26:25.000 Hey, FNF, I recently started hanging out with some guys.

01:26:28.000 I founded the gym when it comes to working out.

01:26:30.000 They are all for it.

01:26:31.000 But as soon as I bring up something with money or being successful, they kind of just shut me out.

01:26:35.000 Would you say I should keep hanging out with them or should I drop them and look for better friends? 1.00

01:26:39.000 And it's very hard to look for people with the same mindset as me because Canadians are a bunch of pussies. 1.00

01:26:44.000 You can't seem to find anyone with my mindset. 0.99

01:26:46.000 Yeah, bro, you need a new group of set of friends.

01:26:47.000 I would say, Group of friends.

01:26:49.000 Make them in compartments.

01:26:51.000 Whenever you work out, they're friends to work out.

01:26:54.000 But business and actual other topics, just find somebody else to chill with, bro.

01:26:57.000 You're going to be the average of the five people that you spend the most time with.

01:27:01.000 Everyone says that, but it's just absolutely spot on.

01:27:04.000 The older I get, the more I realize that.

01:27:07.000 Anything else?

01:27:09.000 And then I got a question for the girls.

01:27:11.000 Let's go to Rumble as well.

01:27:12.000 Oh, yeah, yeah.

01:27:13.000 First of all, keep passing up baddies like you did on last Friday.

01:27:16.000 Where are they getting these pictures?

01:27:19.000 Monday is one fresh, and this is what the future calls for you.

01:27:22.000 Your brain is going to get erased since Skippy takes over, relishing all the opportunities you squandered. 1.00

01:27:26.000 I'll bet you'll think twice now about avoiding regular Cheeks, bitch. 1.00

01:27:30.000 Do better fresh. 1.00

01:27:31.000 What the heck?

01:27:33.000 He put Skippy in the right-hand corner.

01:27:35.000 Yo! 1.00

01:27:37.000 That's not me, bro.

01:27:38.000 That's not me.

01:27:38.000 I swear to God, that's not me.

01:27:39.000 Yo, George thought it was fresh.

01:27:43.000 I thought it was.

01:27:45.000 Get out! 0.98

01:27:47.000 Daniel!

01:27:48.000 That's not him?

01:27:49.000 That's not me.

01:27:51.000 Well, that's the actor.

01:27:53.000 Sorry, Walter.

01:27:53.000 That's my face on it, right?

01:27:54.000 Sorry, fresh.

01:27:55.000 You all look alike.

01:27:56.000 Fresh thinks that's fresh.

01:27:58.000 You can't knock me for that.

01:28:00.000 No, I don't, bro.

01:28:03.000 Okay.

01:28:03.000 Mr.

01:28:05.000 Gammon, what are your thoughts on 401ks and other institutional retirement savings?

01:28:08.000 Myron Fresh, any thoughts?

01:28:10.000 What's your thoughts on 401Ks, George?

01:28:12.000 I mean, I'd prefer to manage my own money because a 401K can be rather limiting.

01:28:16.000 And especially with the composition of the stock market and passive investing, I won't go into details, but it's susceptible to a lot of volatility and a lot of tail risk on the downside.

01:28:29.000 So I'd try to shy away from that if I had the...

01:28:32.000 But then, you know, do you take it out and take a tax hit?

01:28:35.000 Who knows?

01:28:36.000 But if I had to start from scratch, I'd prefer just to manage all my own money without any of those accounts or any of the restrictions.

01:28:42.000 Fair enough.

01:28:42.000 Can I ask a question based off that?

01:28:43.000 Sure.

01:28:44.000 Roth IRAs, what are your ideas on that? 0.99

01:28:46.000 I mean, same thing.

01:28:46.000 You know, it's tax-deferred.

01:28:50.000 But, you know, the way I made money when I was an entrepreneur, I never really focused on my tax hit.

01:28:58.000 I would always just look for opportunities based on the risk-reward, and then at the end of the day, just pay the taxes.

01:29:03.000 And I think it's the same thing with investing.

01:29:06.000 But if I had a 9-to-5 job, and I knew that I was going to be in that job for the next 30 or 40 years, then I think it's something that could probably make sense.

01:29:16.000 That's fair.

01:29:16.000 But from an entrepreneur's standpoint, it doesn't make as much sense.

01:29:18.000 I don't think so.

01:29:19.000 And, you know, you have to invest based on your personality.

01:29:23.000 So when I retired in 2012, I could have just taken all my money and given it to a financial planner.

01:29:28.000 But that's not who I am.

01:29:30.000 I didn't want to delegate that responsibility.

01:29:31.000 That's something that I wanted to take control of myself.

01:29:34.000 So I just studied it, I figured it out, and now, you know, you get to a point where you're pretty competent.

01:29:40.000 Yeah.

01:29:41.000 All right. 0.91

01:29:43.000 Hey, yo, nigga, what's up with your eyebrow? 1.00

01:29:45.000 What the fuck, bro? 1.00

01:29:47.000 Do you have anything you want to say back to Wizzy? 1.00

01:29:48.000 No?

01:29:49.000 No, I don't.

01:29:50.000 I don't want to respond to that.

01:29:52.000 Ladies, if you were to get married tomorrow, how much debt would you be bringing to the relationship? 1.00

01:29:55.000 Student loans, credit card debt, etc.

01:29:56.000 Ooh.

01:29:57.000 Okay.

01:29:58.000 It's not a bad question.

01:29:58.000 Give us a roundabout.

01:29:59.000 You don't got to tell us the full number, ladies, but give us a roundabout. 1.00

01:30:03.000 We'll start here.

01:30:04.000 Or actually, here.

01:30:05.000 How much debt would you bring to the relationship?

01:30:07.000 15k?

01:30:08.000 Not much.

01:30:09.000 Okay.

01:30:09.000 That's not bad.

01:30:10.000 Not much.

01:30:10.000 Yeah, I know.

01:30:11.000 I feel like mine is like $3,500, just under.

01:30:13.000 Not much.

01:30:14.000 $3,500 only?

01:30:15.000 Oh, yeah, that's it.

01:30:17.000 Credit card debt and stuff?

01:30:19.000 Well, she got a GI bill.

01:30:20.000 Yeah.

01:30:20.000 I don't have any...

01:30:21.000 Oh, I have like $1,000 student loans, but other than that, it's like credit card.

01:30:25.000 All right, so like $5,000.

01:30:26.000 Well, I guess with my car, then like...

01:30:28.000 With everything.

01:30:29.000 Oh, so then like...

01:30:30.000 Like everything, yeah.

01:30:31.000 With my car, then it's like $28,000.

01:30:33.000 Okay, there you go.

01:30:34.000 Yeah, yeah, yeah.

01:30:35.000 Well, probably like $15,000 in my car.

01:30:37.000 Yeah.

01:30:37.000 Nothing wrong with having debt, guys, if you got good debt.

01:30:40.000 And always buy a used car.

01:30:43.000 Always buy a used car.

01:30:45.000 I'm telling you, man.

01:30:46.000 Look, I'm 50 when I retired a long time ago, and I still buy cars.

01:30:49.000 Even if I'm buying a car like you drive, I still buy one that's three or four years old.

01:30:53.000 I will never buy a new car ever again.

01:30:56.000 Yeah, it's just terrible.

01:30:57.000 It depreciates too much.

01:30:58.000 The only way I'll buy a new car is if I get allocation from Lamborghini directly, where a car is going to be brand new and it's the first of its kind.

01:31:05.000 Yeah.

01:31:05.000 I can drive it for a little bit and sell it for profit.

01:31:06.000 And you can flip it.

01:31:07.000 Other than that, I'll never buy a new car again.

01:31:09.000 Yeah, I was going to say, what if you do it for business under an LLC? Nah.

01:31:12.000 Does that make sense still?

01:31:13.000 Still.

01:31:14.000 No.

01:31:14.000 I mean, I was talking to Fresh about this after the show, and what I used to do is I'd say, okay, there's a car that I want that's a $2,500 payment.

01:31:23.000 Right.

01:31:23.000 So I'd say, okay, let me go ahead and buy a rental property, and then I can have my renter pay the car note, and then I've got an asset that's appreciating as opposed to one that's depreciating.

01:31:32.000 Someone gave me that advice a couple years ago.

01:31:34.000 Yeah, that's the only way I'd go out and buy a new car.

01:31:35.000 If I just had to pay cash for something, you just let someone else take the depreciation hit right off the bat.

01:31:40.000 Yep.

01:31:41.000 All right, so 15, 28, what about you?

01:31:44.000 I don't have to.

01:31:45.000 No, it's a plus, bro.

01:31:46.000 You have to.

01:31:47.000 You own a home.

01:31:47.000 She says her boyfriend's dead.

01:31:51.000 You said you're a homeowner, right?

01:31:53.000 Okay, but I don't, like, I paid everything back.

01:31:56.000 You paid off the house?

01:31:57.000 Yeah.

01:31:58.000 You paid the house off?

01:31:59.000 So you don't have a mortgage?

01:32:02.000 Wait, hold on.

01:32:03.000 You paid the whole price of the house off?

01:32:06.000 When did you buy your house?

01:32:07.000 How much it cost?

01:32:08.000 I'm not gonna say all that.

01:32:10.000 But yeah, I paid it.

01:32:12.000 Nikki, you stripping, huh?

01:32:13.000 So how much are your property taxes?

01:32:17.000 I paid it off.

01:32:18.000 I don't have debt.

01:32:19.000 That's all.

01:32:20.000 Ain't no way!

01:32:22.000 I'm an immigrant.

01:32:24.000 I can't have debt.

01:32:25.000 I have to pay everything already.

01:32:27.000 So the immigration process that I'm doing, because of the US government, I can't have any debt.

01:32:33.000 So you pay cash for your house?

01:32:35.000 Yeah, because that's a bartending market. 0.99

01:32:36.000 Where'd you buy it?

01:32:37.000 In Pines?

01:32:39.000 It's not in Pines.

01:32:40.000 It's in Boca.

01:32:42.000 Ain't no way, bro!

01:32:44.000 Bro!

01:32:45.000 Come on, bro!

01:32:46.000 Okay.

01:32:47.000 Ain't no...

01:32:48.000 Boca Raton?

01:32:49.000 It wasn't given to you, right?

01:32:50.000 Like, you bought it?

01:32:51.000 No, no, no, no.

01:32:52.000 I wasn't born here.

01:32:52.000 From the deeds in your name?

01:32:54.000 FBI, open up!

01:32:56.000 Yo, IRS, man.

01:32:57.000 Wait, wait, wait.

01:32:58.000 When did you buy it?

01:33:01.000 Three years ago?

01:33:01.000 Like three years ago.

01:33:02.000 Three years ago.

01:33:03.000 What is it, like a 3-2?

01:33:04.000 Yeah, a 3-2.

01:33:06.000 But you were 18 when you bought it?

01:33:07.000 Yeah.

01:33:08.000 I started working since I was 15.

01:33:12.000 So all the money that I raised and serving and stuff.

01:33:15.000 But let's say you kept 100% of it.

01:33:17.000 You still only had $300,000.

01:33:18.000 No, I didn't waste anything.

01:33:20.000 But let's say you didn't even eat.

01:33:22.000 No, my parents always bought me food and stuff like that.

01:33:28.000 So I didn't have to like pay for food or like where to live for a very long time.

01:33:32.000 Alright, so here's the thing.

01:33:34.000 Wait.

01:33:34.000 Look, man.

01:33:35.000 Wait.

01:33:36.000 I'm a real estate investor.

01:33:37.000 I have multiple properties down here in South Florida and I got some in Connecticut and I've studied the Florida market very heavily.

01:33:43.000 To buy a 3-2 approximately three years ago You would have, assuming, let's say it's a turnkey or whatever, even if you wanted to get a rehab, you're spending at least $300,000 to $500,000.

01:33:54.000 $300,000 and you've got to put some work in, $500,000 for it to be possibly turnkey in Boca Raton.

01:33:59.000 You're telling me you paid half a million dollars cash for a home?

01:34:02.000 But after working for three years, starting when you're 15.

01:34:05.000 There's no way.

01:34:06.000 I didn't use any of the money.

01:34:07.000 I just saved it.

01:34:08.000 And you paid his car off?

01:34:10.000 No way.

01:34:10.000 20k?

01:34:10.000 No way.

01:34:11.000 Yo, you ballin'. 0.92

01:34:12.000 It's sad.

01:34:12.000 Son's off here, bro.

01:34:13.000 You got a sugar daddy, bro.

01:34:15.000 I got a sugar daddy.

01:34:16.000 Yeah, you got a sugar daddy, bro.

01:34:17.000 You got something, bro.

01:34:18.000 You got a sugar daddy. 0.96

01:34:18.000 What, them titties, bro? 0.96

01:34:20.000 Them titties, bro? 0.99

01:34:22.000 There's no way. 0.97

01:34:23.000 All that work.

01:34:24.000 There's no way. 0.99

01:34:24.000 I know for a fact, Boca Raton, a home up there, 3-2 up there, even if you buy a piece of shit, you're paying at least 300k. 0.99

01:34:30.000 And you're going to have to rehab it. 0.99

01:34:32.000 If you buy it brand new, you're going to be paying around 500, 600.

01:34:35.000 3-2?

01:34:36.000 No way.

01:34:36.000 I used to work at Boca, driving past all the houses.

01:34:38.000 Cheapest ones.

01:34:39.000 Like $250.

01:34:40.000 Cheapest ones.

01:34:41.000 Yeah. 1.00

01:34:41.000 And that's going to be a piece of shit. 1.00

01:34:43.000 A piece of crap. 1.00

01:34:44.000 You're going to have to rehab the hell out of it. 1.00

01:34:45.000 Hell yeah.

01:34:46.000 There's no way.

01:34:47.000 To buy it, like, and it was ready to go when you bought it?

01:34:48.000 You didn't rehab it or fix it or nothing?

01:34:50.000 I didn't fix it, no.

01:34:51.000 Yeah, bro. 0.99

01:34:52.000 That shit was at least $500,000 then. 1.00

01:34:53.000 At least. 1.00

01:34:55.000 Boca wrote something three years ago.

01:34:56.000 Man.

01:34:57.000 I bought a house in Pompano for $400,000.

01:34:59.000 So Bocca's nicer than Pompano?

01:35:04.000 Anything's nicer than Pompano.

01:35:04.000 Well, if you got a house Pompano for $400,000.

01:35:06.000 Because I got a 3-2 in Pompano for $400,000.

01:35:09.000 That right there is going to be at least $500,000.

01:35:11.000 Yeah.

01:35:12.000 Okay.

01:35:12.000 Sun's off.

01:35:13.000 Sun's off.

01:35:15.000 That's what I'm going to say.

01:35:16.000 Okay.

01:35:18.000 She's doing some illegal activities, man. 1.00

01:35:22.000 Okay, what about you?

01:35:26.000 I don't have any dents.

01:35:28.000 Like I said, owing something gives me anxiety.

01:35:34.000 I don't like owing.

01:35:35.000 What if I die tomorrow and then I owe something?

01:35:39.000 I paid it cash.

01:35:48.000 You bought your house, okay.

01:35:49.000 My car, I paid it cash.

01:35:50.000 I was gonna ask about the club, but your family owns that, you don't own that.

01:35:54.000 Or your parents own it.

01:35:55.000 Yes, my parents.

01:35:56.000 Do you live in your own home, or do you live with your parents?

01:35:59.000 No, I'm not, well, I don't live in my own home yet, but I'm looking into that right now.

01:36:04.000 Are you renting?

01:36:06.000 No.

01:36:06.000 You live with your parents?

01:36:07.000 My mom has three houses. 1.00

01:36:10.000 You live in one of your mom's houses?

01:36:11.000 Yes.

01:36:11.000 Oh, she ballin'.

01:36:13.000 Oh, she's, trust me, she's a hard worker.

01:36:15.000 I'm very proud of her, and this is the way I am, because of her.

01:36:20.000 She's very independent.

01:36:22.000 Wait, your parents are together, right?

01:36:24.000 Yeah, they're together, but they're going through it.

01:36:27.000 But that doesn't mean, you know, she's always been a go-getter.

01:36:29.000 She's very independent.

01:36:31.000 Who's the actual boss of the club?

01:36:33.000 Is it your mom or your dad?

01:36:34.000 My mom.

01:36:34.000 That's why they're getting a divorce.

01:36:37.000 My mom is the head of the family. 0.86

01:36:42.000 Do you want to be the head of the family too?

01:36:45.000 I mean, yes.

01:36:47.000 Just be careful what you wish for.

01:36:48.000 But then again, I want to have a partner that supports me as well.

01:36:53.000 Like, I don't want to be like...

01:36:54.000 I'm very proud of my mom, but I don't want to be fully like her.

01:36:58.000 Like, I want someone...

01:37:00.000 I want to be a little bit more submissive, you know?

01:37:02.000 A little bit more?

01:37:03.000 Yes.

01:37:04.000 A lot more.

01:37:05.000 How about say?

01:37:06.000 Yes, a lot more.

01:37:07.000 That's going to be tough.

01:37:08.000 It is.

01:37:09.000 Yeah, men don't like... 0.99

01:37:11.000 I know, trust me.

01:37:13.000 Yeah, it's whatever.

01:37:15.000 I don't even need to go into that.

01:37:16.000 Okay, what about you?

01:37:17.000 I probably have like one or two loans from school.

01:37:21.000 That's it right now though.

01:37:22.000 What do you say total?

01:37:24.000 I would say, I think each was $1,500, so $3,000.

01:37:28.000 Oh, that's it.

01:37:29.000 But wait, your charger?

01:37:31.000 I paid that off, but at the beginning of college, that was really hard walking into college with no money because I had to instantly get a job right away.

01:37:39.000 I couldn't chill.

01:37:40.000 How much did you buy it for?

01:37:42.000 It was about like, it was used.

01:37:43.000 Like he said, I got a used car.

01:37:45.000 It wasn't like a brand new, but it was, um, I think it was like 17 grand or 18 grand.

01:37:49.000 And you paid it off?

01:37:50.000 Yeah.

01:37:51.000 I mean, you still have it?

01:37:52.000 My parents, when I bought that thing, this was my first car.

01:37:54.000 So like, no, I don't have it anymore.

01:37:56.000 I have, I have, I got on a cord and it's very, I, I, my, my friends know I call it an old fart because that thing does not move whatsoever.

01:38:04.000 Like I'm excelling and it's so slow.

01:38:07.000 Anyways.

01:38:07.000 Yeah.

01:38:07.000 I don't got the charge anymore.

01:38:09.000 All right.

01:38:09.000 What about you?

01:38:10.000 I have a big mortgage.

01:38:12.000 For the Airbnb, right?

01:38:14.000 Yeah, yeah.

01:38:15.000 That's good debt though.

01:38:16.000 Yeah, that's real estate debt.

01:38:18.000 How much did you buy it for?

01:38:19.000 So they won at $5.45.

01:38:20.000 I got them down.

01:38:21.000 We settled at $5.15.

01:38:23.000 Okay.

01:38:23.000 Three, two?

01:38:24.000 Four, two.

01:38:25.000 Four, two.

01:38:25.000 Miami?

01:38:26.000 Yep.

01:38:27.000 It's Little River.

01:38:28.000 Up and coming.

01:38:29.000 Oh.

01:38:29.000 Okay.

01:38:29.000 I was going to say, how'd you get that price?

01:38:31.000 I got property there, too.

01:38:32.000 Okay.

01:38:32.000 It's a turnkey, too.

01:38:33.000 But I went in and I had an artist come in and do murals everywhere, so it's actually called the Miami Mural Airbnb.

01:38:39.000 And I have a graffiti room that's like Gwynwood.

01:38:43.000 I have a designer room that's like Design District.

01:38:45.000 I have a poker room.

01:38:46.000 Why did you offer the Airbnb versus a long-term tenant?

01:38:49.000 So with long-term tenants, like this is one of my favorite conversations, say they break a washer or a dryer, right?

01:38:55.000 You as a landlord are going to have to go in and replace that, right?

01:38:58.000 And also you're only getting, let's say, $500 to $2,000 on top of whatever your mortgage is.

01:39:04.000 If it's paid off, then maybe you're getting more.

01:39:05.000 But let's just go from $5,000 to $1,500 on top of the mortgage payment, right?

01:39:10.000 Profit.

01:39:11.000 That you're pocketing.

01:39:12.000 One, with Airbnb, you're maximizing that because you're doing nightly prices versus the whole month, right?

01:39:18.000 And then on top of it, Airbnb covers me.

01:39:20.000 So if anything would ever happen, which I've only had things happen three times now and I've been hosting for seven months, you can either handle it with the guests themselves.

01:39:28.000 They'll zell you because they don't want to go through Airbnb. 0.99

01:39:30.000 But let's say they're assholes. 0.98

01:39:32.000 Airbnb pays you directly as the host rather than you having to deal with that person. 0.99

01:39:36.000 No, they're going to pay you for the damages and they're going to deal with the guests themselves.

01:39:40.000 So it kind of blocks off that middle man.

01:39:42.000 You are literally just dealing with Airbnb itself.

01:39:45.000 Now, here's the benefit in that.

01:39:47.000 I had somebody put a hole in one of my doors and I had my contractor come over who does all my work.

01:39:51.000 He patched it for $40 and I had them replace the whole door for $350.

01:39:56.000 So they zelled me $350.

01:39:57.000 I paid him his $40.

01:39:59.000 Realistically, I just pocketed $310 because I'm not going to replace that door right away.

01:40:03.000 I might get another scratch or bump in it.

01:40:06.000 Honestly, I've seen it be more profitable, and other hosts as well have made money off of the damages.

01:40:11.000 We don't want them, but the inconveniences sometimes make us profit.

01:40:15.000 But you can tell it's a side hustle.

01:40:16.000 That's the big difference.

01:40:17.000 If you're getting a rental property, you've got a property manager.

01:40:19.000 Of course, of course.

01:40:20.000 It's a passive.

01:40:21.000 Right now, I'm managing myself.

01:40:23.000 So my question to you, though, would be if you had to put a long-term renter in there with that type of rent, but it still covered the mortgage and your expenses, or would you have negative cash flow?

01:40:31.000 Well, my house sleeps 16 people.

01:40:32.000 So if I were to have to go that route, let's say Airbnb drop dead tomorrow, I would go the route of like a creator house finding like, you know, let's just assume for a moment that you had to rent that out long term with like a year lease or a two year lease.

01:40:45.000 I would say I would make 1500 on top of my mortgage.

01:40:48.000 I would list it.

01:40:50.000 Okay, so you'd still be cash flow positive.

01:40:52.000 Yeah, for sure.

01:40:53.000 Okay, so that's the key there.

01:40:54.000 Because I know a lot of people are interested in Airbnbs, but what they'll do to make the numbers work is they'll say, okay, if I get Airbnb money, then I can cover the mortgage.

01:41:02.000 I can cover the property taxes, the insurance.

01:41:05.000 But what happens if the market gets saturated with Airbnbs, which is another good reason why she branded it so she sticks out. 0.77

01:41:11.000 But if you get saturated, now all of a sudden, your only option, because we go into a recession, people aren't traveling, is to rent it out long term, but that amount of money that you're getting won't cover your mortgage.

01:41:23.000 Now you've got negative equity.

01:41:24.000 Now you've got to force sell it and then, you know...

01:41:29.000 Airbnb, because I'm more of a fan of long-term tenants, but yeah, Airbnb definitely has its perks and everything else like that.

01:41:34.000 I think it's a little bit more of a riskier pursuit.

01:41:37.000 If it was my first real estate property, I would do long-term tenants and kind of build my way into taking the risk with Airbnb.

01:41:42.000 But you could definitely make it work, just that it's a lot of oversight.

01:41:47.000 You get problematic people that come in and fuck your place up and stuff like that.

01:41:50.000 It's a lot like Section 8. 0.86

01:41:50.000 Yeah. 0.86

01:41:51.000 You know, when I first got into real estate, there were a lot of guys, you know, in 2012, there was a lot of guys where I was that I'd go to dinner with, and they'd, oh, George, you've got to do Section 8.

01:42:00.000 You've got to do this.

01:42:01.000 It's so easy because you get guaranteed rent and all these things.

01:42:05.000 Like, yeah, they trigger a house like a disposable razor.

01:42:08.000 They're the worst tenants, man.

01:42:08.000 And so I'm like, you know, if you want to do that, it's going to be a full-time job.

01:42:12.000 The other thing, too, about Airbnb that worries me is there's places like New York City that pretty much banned it.

01:42:17.000 And Airbnb is destroying the hotel industry.

01:42:20.000 So for a lot of major cities, I'm like, okay, if New York sets the precedent where they're going to ban Airbnbs, what's going to happen to all the other major cities in the United States?

01:42:30.000 So that's another thing, too, that I was kind of like, okay, I want to be...

01:42:33.000 Yeah, that's why you gotta hedge your downside.

01:42:34.000 Make sure the numbers work in the long term.

01:42:36.000 Real quick, let's head over to Rumble.

01:42:38.000 Yeah, yeah, we're going to Rumble. 0.99

01:42:39.000 Damn, chat, chill, man. 1.00

01:42:40.000 Goddamn. 1.00

01:42:41.000 What are they saying? 1.00

01:42:41.000 Chat's like, she's boring, gap. 1.00

01:42:44.000 She's masculine, what the fuck, next. 1.00

01:42:47.000 But sure, our property for... 0.99

01:42:48.000 Yeah, sure, sure.

01:42:48.000 She was cooking, man.

01:42:49.000 Yeah, sure, sure.

01:42:50.000 She was cooking, man.

01:42:50.000 Yeah, chat does hate, man.

01:42:52.000 Goddamn. 0.99

01:42:52.000 Who's masculine? 0.99

01:42:53.000 What was the, what was the, sorry, you put 20% down, 25% down?

01:42:58.000 10, private lender, FHA. Smart.

01:43:01.000 Oh shit, you gotta pay PMI. Okay. 1.00

01:43:03.000 But were you able to get it?

01:43:04.000 But no, I paid insurance points up front to get my interest rate down because I did buy in a really terrible time, but they always say it's a bad time to buy.

01:43:11.000 There's really no bad time to buy.

01:43:13.000 That's a lie, yeah.

01:43:13.000 It's never a bad time to buy.

01:43:14.000 So I just went for it because the market was green.

01:43:16.000 Wait, you did 10% on FHA? You can choose.

01:43:20.000 You can go up to 3.5 to 10%.

01:43:22.000 You can.

01:43:22.000 You can choose.

01:43:23.000 Yeah.

01:43:24.000 That's still a 30-year fix, isn't it?

01:43:26.000 Yeah, 30-year fix.

01:43:27.000 Yeah, 30-year.

01:43:27.000 Yeah.

01:43:29.000 Some lending companies have like a...

01:43:31.000 Well, agencies have like a...

01:43:32.000 Remember, private is very different than like...

01:43:33.000 If you're going to a big bank, they're going to have...

01:43:34.000 Because of private lending.

01:43:36.000 She didn't use like an actual bank.

01:43:38.000 So you don't got to live in it for a year?

01:43:39.000 Say it again?

01:43:40.000 You don't got to live in it then.

01:43:41.000 Well, private lending didn't say anything about having to live into it, but...

01:43:44.000 I don't understand how that's 30-year fixed, because...

01:43:47.000 No, I don't want to go into that.

01:43:49.000 Well, it's about different terms than a regular bank, though.

01:43:51.000 That's what I'm saying, like...

01:43:52.000 Yeah, but if you're just getting a hard money loan from a private lender, they're not going to give you a 30-year fixed-rate mortgage, because that's going to lose money.

01:43:59.000 That's a money loser all day long.

01:44:00.000 So we paid money up front, though.

01:44:02.000 I paid it extra...

01:44:04.000 It wouldn't be worth it on your end to pay that much money to compensate them for the loss and the purchasing power of the dollar because they're never going to be able to keep up with the rate of inflation by giving you a 4% or 5% interest rate.

01:44:16.000 And there's no bank that would ever land on that over 30 years because who knows, we could turn into her country and all of a sudden the value of the loan or the payments that you're making It turns into nothing.

01:44:29.000 What you have to understand is that we are the only country, one of the only countries that have 30-year fixed-rate loans.

01:44:35.000 The UK doesn't have it, Australia doesn't have it.

01:44:39.000 No, of course not, because it's a money-losing loan.

01:44:41.000 So it has to be subsidized by the government.

01:44:42.000 That has to go from the bank's balance sheet to straighter to Fannie and Freddie.

01:44:45.000 So it's basically subsidized by the taxpayer.

01:44:49.000 So there's no private lender that's going to keep that on their balance sheet.

01:44:52.000 So I'm not saying that you didn't get it.

01:44:54.000 I'm just saying that there's something...

01:44:56.000 Yeah, I don't even want to...

01:44:57.000 Yeah, because I think me and you are in the same...

01:44:59.000 Okay, we'll just move on, though. 0.99

01:45:02.000 I mean, after this show, tell me the company, because goddamn. 0.99

01:45:04.000 Yeah. 0.99

01:45:04.000 Sounds good to me. 0.99

01:45:05.000 So she put 10% down on a 515, so you put roughly like 50K, something like that.

01:45:09.000 Or maybe they're...

01:45:09.000 I don't know.

01:45:10.000 Maybe the private lender's flipping it to Fannie and Freddie.

01:45:12.000 That could be.

01:45:12.000 Okay.

01:45:13.000 So I'll put like 450K debt, but that's real estate debt.

01:45:15.000 That's different.

01:45:16.000 All right, what about you?

01:45:18.000 Yeah, how much do you have roughly?

01:45:20.000 Oh, like $500.

01:45:22.000 Dollars?

01:45:23.000 Yeah. 0.96

01:45:24.000 What the hell? 0.76

01:45:25.000 I only got a credit card, y'all. 0.90

01:45:26.000 Okay.

01:45:26.000 What about you?

01:45:27.000 Well, I have student loans, so it's about, I think, $46K. Okay.

01:45:32.000 That's the average, actually.

01:45:34.000 $30K to $50K is the average student loan debt.

01:45:36.000 What about you?

01:45:37.000 Yeah, I have student loans, so about $35,000.

01:45:39.000 Yeah, and I'd hold off on paying that, by the way.

01:45:41.000 Yeah.

01:45:42.000 You don't want to be like me.

01:45:44.000 I can't remember when I paid off my student loans.

01:45:47.000 They're going to have to catch me.

01:45:49.000 Hey, y'all!

01:45:51.000 No, but you paid off, and then two months later, Biden comes out and forgives everybody.

01:45:56.000 Yeah.

01:45:56.000 What did I just pay the 50 grand for?

01:45:59.000 I mean, I hate to say it.

01:46:01.000 It sounds irresponsible.

01:46:03.000 And that gives me anxiety.

01:46:05.000 Yeah, but the interest rates are so low.

01:46:07.000 I would just make the absolute minimum payment, just assuming within the next two or three years that it just gets written off.

01:46:15.000 It depends on which loans, because I tried to do with Biden with the forgiveness, and if you just got your loans recently, he won't forgive them.

01:46:23.000 And if it's a master's loan, depending on which master's, he won't forgive them.

01:46:26.000 Give it time.

01:46:27.000 What about your undergrad?

01:46:28.000 Give it time.

01:46:28.000 I don't have any undergrad.

01:46:31.000 If the numbers start to suggest that he's losing to Trump...

01:46:38.000 You might have that thing taken care of.

01:46:40.000 You're like, okay, I need to buy some votes here.

01:46:42.000 What do I do?

01:46:42.000 Oh, your student loan.

01:46:44.000 Forget about it.

01:46:44.000 Oh, that's the only way I'm voting for them.

01:46:46.000 That's the only way I'm voting for them.

01:46:48.000 Forget about it! 0.55

01:46:49.000 Make the minimum payment. 0.99

01:46:51.000 You don't want to be the sucker that pays it off. 0.78

01:46:53.000 And the very next day, everyone else gets forgiven. 0.90

01:46:57.000 Yeah.

01:46:57.000 Wow.

01:46:58.000 All right, let me ask this question.

01:46:59.000 What does a bare minimum a man has to make for you to date him seriously?

01:47:02.000 We could start here.

01:47:05.000 Annually.

01:47:07.000 See, I've had an experience where I've dated a guy that didn't have it.

01:47:12.000 Can you hear me?

01:47:14.000 Yeah.

01:47:14.000 Okay.

01:47:15.000 And I would definitely say I would not put myself through something like that again.

01:47:18.000 Okay.

01:47:19.000 So no brokies for you?

01:47:20.000 No.

01:47:22.000 He has to have money.

01:47:23.000 He doesn't have to be the richest person in the world.

01:47:27.000 I would say at least over...

01:47:29.000 For me, minimum, a little bit over $60,000 a year.

01:47:36.000 That's it?

01:47:37.000 And that's just minimum.

01:47:38.000 Alright, so we'll say $65k.

01:47:40.000 Yeah.

01:47:41.000 Alright, what about you?

01:47:42.000 I'll say minimum $65k.

01:47:44.000 Really?

01:47:45.000 And this is kind of a financial literacy question as well.

01:47:47.000 Yeah.

01:47:48.000 Because it shows you, you know, how realistic the gal understands what's a lot of money and what's not.

01:47:54.000 Oh, you should have seen one of the girls last show. 1.00

01:47:56.000 She said $2 million a month.

01:47:58.000 $1 million a month.

01:48:00.000 $1 million a month, my guy.

01:48:02.000 Okay, what about you?

01:48:03.000 Yo.

01:48:05.000 Oh, wait, you don't like dudes.

01:48:07.000 Stop it.

01:48:08.000 I can still answer the question.

01:48:11.000 I can never do it.

01:48:13.000 Hold on.

01:48:14.000 Wait.

01:48:14.000 There you go.

01:48:15.000 Can't answer it.

01:48:16.000 What about you?

01:48:18.000 Bring to the table.

01:48:19.000 Would I bring to the table or more?

01:48:21.000 Okay.

01:48:21.000 Can you give us a rough estimate number?

01:48:23.000 Does it have to be a number?

01:48:25.000 Yes.

01:48:26.000 So we have an idea.

01:48:27.000 Okay.

01:48:28.000 At least 80K. Okay.

01:48:30.000 Okay.

01:48:31.000 Yeah, but the guy's also going to be extremely ambitious.

01:48:34.000 If it's 80K, it's got to be going in this trajectory.

01:48:37.000 Yeah, she doesn't want to say, yeah, she's just saying, no, I'm 80, but that's...

01:48:40.000 You look so familiar, by the way.

01:48:42.000 I was on here before.

01:48:43.000 Okay.

01:48:45.000 Oh.

01:48:45.000 Yeah, you look mad familiar.

01:48:47.000 Okay.

01:48:47.000 What about you?

01:48:48.000 I would say, like, what type of time frame do we have to be talking by?

01:48:51.000 Because I'd say, like, if you're still in school, I'm not expecting you to bring in 50k a year, you know?

01:48:57.000 So, I'm saying you graduated, you should have a job by now, you're a grown-ass man.

01:49:01.000 Let's say after school.

01:49:02.000 After school, so, like, grown-ass man type level?

01:49:04.000 Yeah, doctor.

01:49:05.000 I would probably say, like, around what they were saying, probably, like, 60 to 70 range.

01:49:09.000 You should be on your feet by then, maybe, like, not rich by then, but hopefully I'd say we should keep growing together.

01:49:14.000 Okay.

01:49:16.000 They've got to show the potential at that age.

01:49:20.000 How old are you?

01:49:21.000 21.

01:49:22.000 So she's going out with a guy that's like 23.

01:49:24.000 Probably not going to be a millionaire.

01:49:26.000 But what she's going to be looking for is the potential to achieve great things.

01:49:32.000 Or to achieve things that she feels as though would allow her to live the lifestyle that she wants to live.

01:49:38.000 Alright, what about you?

01:49:40.000 Like 85.

01:49:41.000 80 or 85.

01:49:42.000 Okay.

01:49:43.000 That's it?

01:49:44.000 I mean, she has 30. 0.99

01:49:45.000 Yeah.

01:49:47.000 Chris, man.

01:49:47.000 I mean, Tom's thinking, man.

01:49:48.000 She can't be picky, man. 1.00

01:49:49.000 Damn. 1.00

01:49:51.000 She has to get what she got? 1.00

01:49:54.000 Have your standards gone down as you've got older, or have they gone up?

01:49:58.000 Now that I'm older, I think more about the future.

01:50:01.000 But also, I feel like if I don't have it 100% together, then I can't expect the other person.

01:50:08.000 You know, I can't ask for so much because I have to look at myself first.

01:50:11.000 Yeah, we know.

01:50:12.000 But as long as we're equal.

01:50:15.000 It's okay, man.

01:50:17.000 All right.

01:50:17.000 What about you, Ms.

01:50:18.000 Venezuela?

01:50:18.000 How much does a guy got to make for you, bare minimum?

01:50:20.000 Okay, um...

01:50:21.000 50 to 60k. 0.98

01:50:24.000 My nigga. 0.91

01:50:25.000 Okay, 60k. 0.99

01:50:27.000 I'm being serious, I'm being serious.

01:50:29.000 60k.

01:50:29.000 Does your guy make that?

01:50:31.000 Um...

01:50:31.000 It's a lie in Venezuela.

01:50:32.000 No.

01:50:32.000 No, I'm playing, I'm playing, I'm playing.

01:50:35.000 He makes less, huh?

01:50:36.000 He does, bro.

01:50:38.000 I don't know, because he has a student loan, so I don't know how much...

01:50:42.000 Yo, this nigga is luckiest nigga in the world, bro. 0.79

01:50:45.000 Yo, I... I swear to God, bro.

01:50:46.000 Back in the day, that should have been me. 0.99

01:50:49.000 Goddamn, bro. 0.99

01:50:51.000 That nigga can go and get her papers or something, bro. 1.00

01:50:53.000 That's what it is, man. 0.99

01:50:54.000 You can marry her for papers. 0.95

01:50:56.000 Wait, chill.

01:50:57.000 I was never, I was never.

01:51:04.000 I've already been with him for three years.

01:51:07.000 I've already been with him for three years.

01:51:09.000 Why would you think that I wouldn't have done it already?

01:51:11.000 I haven't done it. 1.00

01:51:14.000 She's investing into this nigga to say, yo listen bro, marry my ass right now. 1.00

01:51:21.000 That's why she was supporting his ass. 1.00

01:51:24.000 He got me the anchor boyfriend. 1.00

01:51:27.000 Is he black or white? 0.84

01:51:29.000 He's black.

01:51:30.000 He's Haitian.

01:51:33.000 Caribbean boys finesse.

01:51:36.000 Y'all love Haitians.

01:51:37.000 Y'all love Haitians.

01:51:40.000 I learned a couple words in Creole for him.

01:51:43.000 No, not that much.

01:51:47.000 That's all I know.

01:51:49.000 My nigga showed up. 0.98

01:51:58.000 He doesn't want to marry me! 1.00

01:52:01.000 Because he's a nigga. 1.00

01:52:06.000 What if he doesn't marry you? 1.00

01:52:08.000 Because he wants to travel to work first.

01:52:10.000 I can travel to work because I'm stuck here. 1.00

01:52:13.000 So he's going to leave your ass? 1.00

01:52:14.000 I don't know. 1.00

01:52:16.000 No, he just told you.

01:52:18.000 You need to know.

01:52:19.000 If you buy his car, you need to know.

01:52:20.000 You pay for his car, you better know.

01:52:22.000 I don't know, man.

01:52:23.000 I see in front of him.

01:52:26.000 Listen, bro.

01:52:27.000 Once you're happy, that's all that matters.

01:52:29.000 Wait, how do you see a picture?

01:52:30.000 My Instagram is private.

01:52:31.000 Yeah, because he's tagged. 1.00

01:52:32.000 Stupid. 1.00

01:52:42.000 I would argue he is living the life. 1.00

01:52:44.000 Yeah, she's working it for the green card, bro.

01:52:48.000 Come on, man.

01:52:50.000 I already know.

01:52:51.000 Venezuela, you're here probably on a temporary protected status.

01:52:54.000 Wait, that's so crazy for you to say that.

01:52:56.000 That was so spot on.

01:52:57.000 That was so spot on.

01:53:00.000 You know what I used to do for work?

01:53:05.000 Yeah, man, I already know.

01:53:06.000 You're here on a TPS or asylum, more than likely, so you've got to find out how to get a son to happen. 0.99

01:53:11.000 And, yeah, you're going to get married to somebody.

01:53:13.000 Cool.

01:53:13.000 I get it.

01:53:15.000 See, she knows.

01:53:16.000 It might be his brother.

01:53:18.000 He doesn't have a brother.

01:53:20.000 Marriage fraud is a crime and it's punishable by up to five years of federal prison.

01:53:24.000 Just letting you know, man.

01:53:25.000 And that's why she knows that he doesn't want to get married.

01:53:27.000 She's been pushing it.

01:53:28.000 He doesn't want to get married, so it's not going to happen.

01:53:32.000 He doesn't want to get married at all.

01:53:34.000 You don't think he's ever going to pop the question?

01:53:37.000 He doesn't want kids either.

01:53:38.000 Do you think he would put kids?

01:53:42.000 Crack the code.

01:53:43.000 Like, do you honestly feel like he's the one?

01:53:45.000 I just...

01:53:46.000 What?

01:53:47.000 Yeah.

01:53:47.000 Oh, baby.

01:53:49.000 I mean, you don't want a family?

01:53:50.000 She's giving...

01:53:51.000 I do.

01:53:51.000 Myron, he's the one that will naturalize.

01:53:53.000 I might need me.

01:53:54.000 She's giving Krishan another dog. 0.80

01:53:55.000 Krishan is crazy.

01:53:56.000 Let's go over there, man. 0.99

01:53:58.000 Let's go over there, bro.

01:53:59.000 Let's go over there, bro. 0.99

01:54:00.000 The biggest titties, bro. 0.97

01:54:01.000 Amen. 0.98

01:54:02.000 Pay me some money.

01:54:03.000 Wait, what?

01:54:03.000 What?

01:54:04.000 I mean money, not titties. 0.99

01:54:07.000 What you talking about, nigga? 1.00

01:54:08.000 I'm talking about both, man. 1.00

01:54:09.000 Shit. 1.00

01:54:09.000 Half both, man. 1.00

01:54:10.000 Oh, shit. 1.00

01:54:11.000 Okay. 1.00

01:54:11.000 All right. 1.00

01:54:12.000 What about you?

01:54:14.000 Ideally, I would say 100 to 120K. So I would say like twice the average.

01:54:21.000 All right.

01:54:21.000 What about you, Ms.

01:54:22.000 Columbia?

01:54:22.000 I would say like around 75, 85.

01:54:25.000 Wow.

01:54:25.000 This has been the lowest...

01:54:28.000 The number panel...

01:54:29.000 You know what it is?

01:54:30.000 We've ever done.

01:54:30.000 We did the questions about money first.

01:54:32.000 Yeah, yeah, we did.

01:54:32.000 That's probably what it was.

01:54:33.000 Yeah.

01:54:34.000 Okay, let me lower my standards all over here, bro.

01:54:36.000 Yeah.

01:54:37.000 Okay.

01:54:37.000 Alright, interesting, interesting.

01:54:39.000 Okay.

01:54:40.000 I'll hit some of these chats real fast.

01:54:42.000 Ladies, would you rather be with a loyal man making 40k a year or a man making 500k a year that you know will cheat? 0.80

01:54:59.000 It's the most entertaining part of the show.

01:55:16.000 What's the face swap memes?

01:55:19.000 Overdose, shout out to him, bro.

01:55:21.000 Alright, so...

01:55:22.000 Half million dollars a year, but he's gonna smash other chicks, or 40k a year, but he's gonna be loyal to you.

01:55:29.000 Which one you taking?

01:55:30.000 Oh, we'll start here, actually, Miss Columbia, because you started last time.

01:55:33.000 40k a year on loyal, or 500k and have other chicks? 0.81

01:55:35.000 Which one you doing?

01:55:36.000 I'll do the loyal one, because I'd rather you be loyal to me than...

01:55:39.000 At 40k, you just said 85.

01:55:42.000 I know, but then again, I was going to say cheating is a guy, you know, like, is a sport.

01:55:47.000 It's a rich guy's sport.

01:55:49.000 So you understand?

01:55:49.000 So it's like, yeah, I understand.

01:55:50.000 So then why not take the 500k?

01:55:54.000 Wait, are you like them?

01:55:55.000 Yeah, I'm gonna think about that, actually.

01:55:57.000 Come back to me.

01:55:59.000 Yeah, if it makes sense.

01:56:01.000 Alright, what about, okay, what about me?

01:56:02.000 I don't even know Colombians are, but what?

01:56:03.000 They're money.

01:56:04.000 Thanks.

01:56:06.000 George!

01:56:07.000 Colombians and Russians, man. 1.00

01:56:09.000 Well, I think all girls would fit into that category.

01:56:12.000 Yeah, not only Colombians, come on.

01:56:13.000 To a certain extent. 0.89

01:56:14.000 But they're brazen. 0.93

01:56:15.000 Colombian chicks and Russians are the most brazen about it by far. 1.00

01:56:18.000 Yeah, y'all don't play, man. 1.00

01:56:19.000 Y'all don't go fuck. 1.00

01:56:20.000 You don't date bums. 1.00

01:56:20.000 Yeah. 1.00

01:56:21.000 And if you do...

01:56:22.000 Colombian girls and Russians are like, they're out there. 0.98

01:56:25.000 Ukrainian women, too.

01:56:26.000 Like, you don't make money?

01:56:27.000 Oh, no, I'm good.

01:56:28.000 What about you? 0.92

01:56:31.000 For sure, the cheater. 0.99

01:56:32.000 The rich cheater. 0.84

01:56:33.000 Okay, you'll take the rich cheater.

01:56:34.000 What about you?

01:56:34.000 Yeah, I don't think cheating is a deal breaker.

01:56:35.000 What about you, Ms.

01:56:36.000 Venezuela?

01:56:37.000 Oh, the loyal with 40k.

01:56:39.000 I wouldn't say loyal.

01:56:40.000 Why would I want to be with someone that's going to cheat on me?

01:56:43.000 40k per year, that's like 3,000 a month.

01:56:45.000 Well, we're going to have to figure it out together.

01:56:47.000 He's going to have to get a side job or something.

01:56:49.000 No, he's chilling.

01:56:50.000 He wants to play video games and chill.

01:56:51.000 I don't have time for kids.

01:56:53.000 I'm too old for that.

01:56:54.000 Wait, you don't want kids?

01:56:55.000 No, I said I don't have time to have a kid playing video games all the time.

01:56:59.000 I'm telling you, 40k is what he wants to do.

01:57:02.000 Ladies, you guys underestimate how little it takes for us to be happy. 1.00

01:57:06.000 A dude can make 40k and live like a fucking... 0.99

01:57:07.000 If he's by himself? 0.99

01:57:09.000 Well, living by himself, but if you have a woman, that's different. 0.99

01:57:13.000 There's more responsibility.

01:57:14.000 But you make your own money.

01:57:15.000 Didn't you say you were independent earlier?

01:57:17.000 I know that, but that's what I'm trying to say.

01:57:19.000 Yeah, she said she'd rather have a loyal guy.

01:57:21.000 I'd rather have a loyal guy.

01:57:22.000 Why would I want to cheat her?

01:57:24.000 So I can be unhappy?

01:57:25.000 No.

01:57:25.000 Interesting.

01:57:26.000 What about you?

01:57:26.000 I'm independent.

01:57:28.000 I agree.

01:57:28.000 I don't really need a man to be making 500k.

01:57:30.000 If anything, hopefully one day I'll be making that myself, so I would rather be with someone who will show me the love that I'll give them.

01:57:35.000 Yeah, but if you're making 500 and your guy's making 40, there's just no way that's going to last.

01:57:41.000 Hopefully one day I'll be making it.

01:57:44.000 The hierarchy there, it's not going to work.

01:57:46.000 What about you?

01:57:48.000 She's being old and lonely.

01:57:50.000 No, pick one.

01:57:51.000 Pick one.

01:57:52.000 I mean, no.

01:57:53.000 Because I wouldn't.

01:57:54.000 I mean, I think no matter how much money you have, any man's going to cheat.

01:57:57.000 Exactly.

01:57:57.000 So we're going to put it, I think it's possible for a man to cheat.

01:58:01.000 So I would go, of course, if we're looking at it with that standpoint.

01:58:05.000 But I mean, not every man is necessarily going to step out on his woman.

01:58:08.000 Or do it differently, I would say.

01:58:10.000 There's different ways.

01:58:11.000 So if you had to pick up the two evils, which one would you go with?

01:58:14.000 Just give me the 500k, I guess.

01:58:17.000 What about you?

01:58:17.000 I'm definitely going with the 500k.

01:58:19.000 I already dealt with somebody broke.

01:58:21.000 I can't do it. 0.91

01:58:22.000 Is that what made you a lesbian? 1.00

01:58:27.000 She's going to come back in two years and say, no, I'm dating girls now. 1.00

01:58:31.000 I'm going to go with the 500k.

01:58:33.000 Okay.

01:58:34.000 And you?

01:58:35.000 I'm going to go with the 40.

01:58:37.000 And the reason why is because I care a lot about my health.

01:58:39.000 Period!

01:58:41.000 I have had experiences that were not very good, so I care a lot about my health.

01:58:46.000 So I will not do that again.

01:58:48.000 Wait, like what?

01:58:49.000 So, you know, I'm going to just share a little story.

01:58:52.000 So I was dating a basketball player.

01:58:55.000 I was dating a basketball player, you know, about a...

01:58:59.000 He played overseas.

01:59:00.000 Okay.

01:59:01.000 I won't say this person's name.

01:59:03.000 So he played overseas, and this was like a couple of years ago.

01:59:06.000 You know, I was still in college.

01:59:07.000 I was in undergrad, and I was excited about the experience of dating somebody of stature.

01:59:12.000 You know, a little bit of money, you know, things like that.

01:59:14.000 He pulling up to the school in the Mercedes, all that stuff like that.

01:59:17.000 However, you know, I knew that he was cheating, but because I was kind of just caught up in this image, I bypassed a lot of stuff.

01:59:25.000 Yeah.

01:59:26.000 And one day, I went through his phone, and I seen, like, a bunch of the girls and stuff like that, and I had a conversation with my friend, and she told me, she said, every man cheats.

01:59:33.000 So I felt like I was kind of just trying to stay in that, you know, like, oh, okay, like, all men do this, right? 0.77

01:59:39.000 So in that, you know, luckily, this person ended up giving me something.

01:59:45.000 Luckily, it was something that I was able to get rid of, but in that, it made me realize, like, wow, you can actually...

01:59:51.000 And my doctor was the one that told me.

01:59:53.000 She was like, you know, you can actually...

01:59:56.000 Put yourself in a situation where you can't get rid of something. 0.98

02:00:00.000 So that's what made me realize, like, damn, it's not worth it. 0.99

02:00:03.000 It's not worth it. 0.98

02:00:04.000 And that's kind of, that was the end of our relationship.

02:00:07.000 Gotcha.

02:00:07.000 A lot of respect for being so honest.

02:00:09.000 I mean, no, no, no.

02:00:15.000 Listen, listen, ladies, listen. 1.00

02:00:17.000 It wasn't, it was something, obviously, thank God it was something I was able to get rid of.

02:00:20.000 But it wasn't detrimental to me. 0.99

02:00:22.000 It was a shot in the ass and we done. 0.99

02:00:23.000 But at the end of the day, listen, at the end of the day, it made me realize, wow, somebody can actually fuck you up to the point where you can literally lose your life over something. 1.00

02:00:35.000 And I'm not saying you don't lose your life, but I'm saying... 0.82

02:00:37.000 But it was a lesson learned for you.

02:00:37.000 It was a lesson.

02:00:38.000 And that's why I said, like, I would tell anybody, any young lady in that situation, Choose yourself first before you... 0.98

02:00:45.000 I'll tell you this. 0.99

02:00:46.000 W honesty, because that is real shit. 1.00

02:00:48.000 Would you say... 0.99

02:00:49.000 I tweeted this on X, and a lot of people...

02:00:54.000 I want to see what you guys think.

02:00:55.000 I've always said that women lie to themselves for the men that they like, but they're honest with themselves with the men that they don't like.

02:01:03.000 Would you say that's true?

02:01:04.000 The whole time I was lying to myself.

02:01:09.000 The whole time I was just like, oh yeah, we're this, we're that.

02:01:12.000 I really felt like I played this image of who he was. 1.00

02:01:16.000 And the whole time he was just a jerk. 0.99

02:01:18.000 But in my head, he was a great guy. 0.99

02:01:20.000 Because, you know, granted, when I would catch him doing something that I didn't like and I would confront him about it, you know, he would come, let me tell you something, he was a great gifter.

02:01:28.000 He would come with the flowers, he would come with the whole shebang.

02:01:31.000 But then I realized that it just wasn't enough.

02:01:34.000 No money is enough for your health, ladies. 1.00

02:01:41.000 I'm being real. 0.99

02:01:42.000 I don't give a fuck about $500,000, a million dollars. 0.99

02:01:45.000 You can literally get something you cannot get rid of. 0.99

02:01:50.000 Is that worth money?

02:01:52.000 Ask yourself that.

02:01:55.000 Yeah, fair enough.

02:01:57.000 You should be a motivational speaker.

02:01:59.000 We'll have a podcast.

02:02:01.000 Tune in, tune in, tune in.

02:02:03.000 Yeah, I mean, that's on the guy being responsible.

02:02:06.000 You shouldn't be banging randoms with no condom if you're going to be banging your girl, too.

02:02:12.000 But that's a whole other thing.

02:02:14.000 Where were you at here with the chats?

02:02:15.000 Got you.

02:02:16.000 Oh, you know, I got the questions for the girls, too.

02:02:18.000 I could pull those out.

02:02:19.000 Yeah, what was one of the funniest bits about a Chinese woman driving a Charger LML Fresh said, eyes too low? 1.00

02:02:24.000 That's a Dave Chappelle joke, I believe.

02:02:25.000 Dave Chappelle said that.

02:02:26.000 I'm a truck driver.

02:02:26.000 I'm not going to lie.

02:02:27.000 I see the worst drivers in Seattle, and every single time it's an old Chinese lady driving five inches from Seattle, and we're going 50 in the middle lane. 1.00

02:02:32.000 Are they still on this?

02:02:33.000 Are facts racist?

02:02:34.000 Sometimes.

02:02:35.000 So, ladies have questions for us. 1.00

02:02:39.000 What's the last few here?

02:02:41.000 Daydream says, WFNF, y'all are constant inspiration.

02:02:44.000 Don't ever stop.

02:02:45.000 Question for the ladies. 0.99

02:02:46.000 Can y'all give a competent explanation of cryptocurrency?

02:02:50.000 No.

02:02:50.000 Okay, you know what?

02:02:52.000 Actually, I was thinking about this question.

02:02:53.000 Would you prefer if I gave you one Bitcoin or $5,000?

02:02:58.000 Which one are you taking?

02:02:59.000 Bitcoin.

02:03:00.000 What about you?

02:03:01.000 Bitcoin.

02:03:02.000 Bitcoin, Fisher.

02:03:03.000 Bitcoin.

02:03:04.000 I don't know.

02:03:05.000 $5,000?

02:03:06.000 Okay.

02:03:06.000 Bitcoin.

02:03:07.000 Bitcoin.

02:03:08.000 Crypto.

02:03:09.000 Bitcoin.

02:03:10.000 Bitcoin.

02:03:11.000 Why?

02:03:15.000 So I'm gonna be honest with you.

02:03:22.000 I actually know someone right now.

02:03:23.000 He's one of my greatest friends and he is investing in Bitcoin, Shiba and all that.

02:03:28.000 No, I'm saying we should have done it.

02:03:32.000 This is a trend we notice when we do this.

02:03:35.000 We want to just follow each other.

02:03:36.000 The hive mind.

02:03:38.000 Why $5,000?

02:03:40.000 I don't know.

02:03:41.000 I don't really, like...

02:03:41.000 I'm just honest, though.

02:03:42.000 I don't really go into, like...

02:03:43.000 A bunch of the other girls would have said that, too. 0.95

02:03:45.000 No, you're good.

02:03:45.000 Don't worry about it.

02:03:46.000 But we do have a smarter panel tonight, which is good.

02:03:48.000 Yeah. 0.91

02:03:49.000 Shout-out to Chris for, again, a smarter panel, because we knew that we were going to bring George on, so we're like, bro, we can't bring on some dumb hoes on this one. 1.00

02:03:56.000 So, yeah, we bring some real retards, man, in the past. 1.00

02:03:59.000 Okay, here's a question.

02:04:02.000 Yeah, I was like, Chris, we got George coming, so let's try to get some hierarchy, girls. 1.00

02:04:05.000 I'm trying, man.

02:04:06.000 It's Miami.

02:04:07.000 Good job, Chris.

02:04:08.000 Does zodiac signs play a big role in relationships?

02:04:10.000 This is a question for the guys.

02:04:11.000 I guess we can go around the table real quick.

02:04:13.000 George, since you're the special guest, do zodiac signs play a role for you whatsoever?

02:04:17.000 No, it's nonsense.

02:04:18.000 What about you, Fresh? 0.98

02:04:20.000 This might sound fucked up, but I believe in signs. 0.94

02:04:24.000 You know why? 0.98

02:04:25.000 The sign that I am should match your sign.

02:04:29.000 So whatever she says on a date, I'm the sign that matches that sign.

02:04:34.000 Sorry, you didn't ask me. 0.99

02:04:38.000 I think it's bullshit, and actually it's funny. 0.99

02:04:40.000 There's a study that came out that people that believe in signs tend to be more narcissistic and lower IQ. But there's also a statistic that says a lot of wealthy people and billionaires base their investments and their money off of astrology. 0.99

02:04:53.000 They do not do that.

02:04:54.000 Well, I've read an article about... 0.99

02:05:01.000 They probably write that shit maybe to get some attention or whatever, but signs are... 1.00

02:05:06.000 99% of men think signs are bullshit. 1.00

02:05:10.000 When we're hanging out with each other, we always make fun of you guys and say you're dumb bitches when you believe in signs. 1.00

02:05:16.000 Maybe not the signs completely, but astrology and the way the stars... 0.99

02:05:21.000 The way the stars and the moon and the sun...

02:05:26.000 They might believe in astronomy.

02:05:28.000 The way they work, it definitely affects us, for sure.

02:05:30.000 Have you ever said before, like, oh, what's your sign, I guess?

02:05:33.000 I'm a Leo.

02:05:34.000 Okay.

02:05:35.000 Have you ever been like, oh, I'm sorry, I'm a Leo, or I'm this way because I'm a Leo?

02:05:39.000 No, because I don't really claim the characteristics, but I do see the tendencies, the consistent tendencies of signs.

02:05:47.000 And I also see people that are completely not like their sign, because they have different...

02:05:51.000 I'm not going to get into it, but they have different risings and moon signs.

02:05:54.000 So like I said, if you don't think the moon and the stars and the sun affect you as big as they are, then you're crazy because they do.

02:06:00.000 I'll tell you this.

02:06:01.000 Can you imagine if I walked around and said, hey, I'm a Libra, can't make money.

02:06:07.000 Sorry, baby.

02:06:08.000 That's how it comes.

02:06:09.000 My star sign's on the line.

02:06:10.000 My star sign's on the line with the money, bro.

02:06:13.000 Sorry, man.

02:06:14.000 The sun and the moon literally control the ocean and the waves and we're like 90% water.

02:06:18.000 So like, of course it's going to affect us.

02:06:19.000 What are you saying?

02:06:21.000 That doesn't help anybody!

02:06:23.000 Science!

02:06:24.000 That's like a girl version of bro science. 0.77

02:06:27.000 Science!

02:06:28.000 Okay.

02:06:28.000 Bruh, that's the real reason niggas kicked her out of the military.

02:06:31.000 I'm not saying it's 100%.

02:06:37.000 She's on the ship talking, oh, the waves are coming!

02:06:40.000 I'm a Libra! 1.00

02:07:01.000 If a woman is married to a rich man who provides everything for her, is she required to accept trash sex? 1.00

02:07:09.000 Not a bad question. 0.99

02:07:10.000 It's actually a unique one.

02:07:11.000 That's a good question.

02:07:12.000 Great questions tonight.

02:07:13.000 Thank you.

02:07:14.000 I don't think she should be required to accept anything.

02:07:17.000 I think that she would probably go into the mode that you went into, where she's convincing herself that it's good because of everything else that comes along with it.

02:07:27.000 But I don't think any man or woman should be forced to...

02:07:31.000 If you're not happy, just bounce.

02:07:34.000 There's only one life you can live.

02:07:35.000 Is she wrong for bouncing and not settling for that? 1.00

02:07:37.000 Is she wrong for cheating? 0.93

02:07:39.000 I don't think anyone is wrong.

02:07:41.000 How can I tell you that you're wrong for doing something that doesn't make you happy?

02:07:45.000 I think a better question is what are the probabilities that she leaves?

02:07:50.000 You know, and I think the probability would be, depending on her age, right?

02:07:54.000 It also depends on personal preferences and how big sex plays a role in their life, too.

02:07:58.000 Yeah, because that's completely subjective.

02:08:00.000 What is good or bad?

02:08:01.000 Right.

02:08:01.000 But if the gal's 50 or 55, you know, there's a low probability.

02:08:05.000 Right.

02:08:05.000 If the gal's 30 or something, then, you know, it's a different story.

02:08:09.000 I would argue that when it comes to long-term relationships, the person's going to tell you by either words or actions what they want in bed.

02:08:20.000 And if you can't fulfill that request, I would say it's only a matter of time until they find it somewhere else.

02:08:25.000 So even with money and status, it can hold them for a little bit, but like long-term, the pool boy was very enticing after a certain while.

02:08:32.000 The guy that's doing the lawn...

02:08:34.000 So it's kind of like you want to make sure that you're on all points on point because if you're not on point on some areas, you're lacking.

02:08:40.000 Sorry, buddy.

02:08:41.000 Should we go somewhere else?

02:08:41.000 Yeah.

02:08:42.000 Do you think you can cheat on someone and still love them? 1.00

02:08:46.000 Damn. 0.99

02:08:48.000 And again, these are random questions, so if you want to raise your hand and say that was my question, that's fine. 0.99

02:08:53.000 But it's all anonymous.

02:08:55.000 I think that's completely different with men and women.

02:08:58.000 From a guy's standpoint, absolutely 100%.

02:09:01.000 From a woman's standpoint, I don't think so. 1.00

02:09:04.000 Agreed, 100%.

02:09:05.000 Yeah. 0.95

02:09:05.000 Like, I can absolutely love a girl and have sex with another chick and not care at all and still love my girl the same. 0.95

02:09:10.000 But with women, I don't think they can do that. 1.00

02:09:12.000 They're just not capable.

02:09:13.000 Don't you think it comes down to respecting, too?

02:09:15.000 Because like what she was saying, you can catch something and you can give your wife something if you're doing it, like, not responsibly, right?

02:09:21.000 So if you're a loving husband and you're going to step out, you're going to make sure it's not going to get back to her.

02:09:27.000 Hold on, hold on.

02:09:28.000 You're focusing on the micro versus the macro. 0.97

02:09:30.000 The overall theme is can a man have sex with another girl and love his girl? 0.68

02:09:34.000 And still love. 0.98

02:09:34.000 Of course. 0.98

02:09:35.000 But you're saying, well, what about the disease situation? 1.00

02:09:38.000 Assuming we, you know, control for that and they're not being an idiot like that guy was. 0.99

02:09:42.000 I'm sorry you went through that. 0.99

02:09:43.000 It's possible is what I'm trying to say.

02:09:45.000 You're talking about a micro situation where I'm talking about the macro, like men are absolutely capable of doing it versus women are really not. 1.00

02:09:51.000 I think men and women can, but the probability of women doing it is lower. 0.60

02:09:56.000 I think women are capable of it. 1.00

02:09:58.000 I definitely think, for example...

02:10:00.000 Look, there's always exceptions to the rule, but we speak in generalities.

02:10:04.000 I would argue, right?

02:10:05.000 Okay, let me ask you guys a question.

02:10:07.000 Let's go on the table real quick and have fun with this. 0.99

02:10:08.000 If you had a boyfriend that you love and man respected, would you be okay with fucking another guy? 0.98

02:10:12.000 If I got to the point where I ended up fucking another guy, I did not love him. 0.99

02:10:16.000 There you go. 0.99

02:10:17.000 What about you?

02:10:17.000 No, no, no.

02:10:17.000 I'm going to speak truth real quick.

02:10:19.000 The reason why is because that means I never respected him.

02:10:22.000 Because the thing with women is that I get it. 1.00

02:10:25.000 There are some women that feel as if... 1.00

02:10:28.000 What y'all gotta understand is that, women, we are emotional.

02:10:31.000 Everything we do is emotional. 1.00

02:10:32.000 I don't care if you get the girl that says, well, I can fuck two niggas, five niggas a night. 1.00

02:10:36.000 You can't do it. 1.00

02:10:37.000 I don't care.

02:10:38.000 It's something that is emotionally tied.

02:10:40.000 You just cannot do it.

02:10:42.000 I get that there are some women that feel as if they can, but emotionally, we are not men.

02:10:47.000 We cannot do that.

02:10:49.000 That is not in our...

02:10:52.000 That is not in our structure.

02:10:53.000 And I'm more so, you know, I believe in God and stuff like that.

02:10:56.000 So I speak from a biblical side of things.

02:10:58.000 But I just personally don't think that that is in a woman's structure to be able to do that. 1.00

02:11:02.000 Once you get to that point...

02:11:04.000 Talk to the hoes first, bro. 1.00

02:11:07.000 They're doing it. 0.99

02:11:07.000 Yeah, do you think if you had a guy that you really liked, do you think you'd be able to have sex with another dude? 0.99

02:11:11.000 Definitely not. 0.95

02:11:12.000 What about you?

02:11:13.000 Listen.

02:11:14.000 Not applicable.

02:11:15.000 What about you?

02:11:16.000 No, because I feel like if another man's catching your attention, you're already dwindling down on the love that you've had for the man at home.

02:11:22.000 What about you, Miss Charger? 0.89

02:11:24.000 Definitely not.

02:11:25.000 No?

02:11:25.000 No.

02:11:26.000 Absolutely not.

02:11:28.000 If you love someone, why will you go to somebody else?

02:11:31.000 See, she can't even fathom it. 0.98

02:11:32.000 And she don't even like her nigga that much. 1.00

02:11:35.000 What about you? 0.99

02:11:36.000 I think women are capable of cheating. 1.00

02:11:39.000 I'm asking you in particular, would you...

02:11:41.000 Me, specifically, I don't think I could.

02:11:44.000 But for the women that could, I think they're... 0.90

02:11:47.000 Which is the minority?

02:11:48.000 I think there are circumstances depending on what they're having sex for.

02:11:50.000 What about you, Ms.

02:11:51.000 Columbia?

02:11:51.000 If I'm being honest, maybe if I got hurt along the way, maybe I would be like that too.

02:11:56.000 But if they don't do me wrong, then no, I'm going to respect them.

02:12:00.000 I don't think I would.

02:12:00.000 See, that's the key, is respect.

02:12:03.000 If a gal loses respect for the guy, then like you were saying, I don't want a kid. 1.00

02:12:09.000 I don't want a boyfriend that's actually my kid.

02:12:13.000 That's a way to quickly lose respect for the gal. 1.00

02:12:16.000 And like you say, once you lose that respect, you're on the shot clock. 0.88

02:12:20.000 Another thing I want to say is that when men, with us, we can love our girl and still want to have sex with other women. 0.56

02:12:26.000 You guys don't even get the inkling to want to hook up with another dude.

02:12:29.000 But for us, it's like...

02:12:30.000 It's hardwiring because, look, 300 years ago, that's a death sentence for a gal. 1.00

02:12:37.000 So that's the way it's been for literally thousands or, you know, depending on what you believe, millions of years.

02:12:42.000 So we've only been out of that stage for, let's say, 200 years, where, you know, prior to that, a gal, unfortunately, or fortunate, whatever, you know, was pregnant half her life. 0.91

02:12:53.000 So she's literally completely dependent.

02:12:56.000 So if you go out and make the mistake and that guy dumps you and your kid, it's literally a death sentence.

02:13:01.000 So that's why now it's still hardwired and it's not right or wrong, it's just a matter of fact.

02:13:09.000 Good question here.

02:13:10.000 Would you want your daughter to date a version of yourself or your co-host?

02:13:13.000 That was mine.

02:13:15.000 I see you want to take credit when I say it's a good question.

02:13:19.000 I would have said it anyway.

02:13:20.000 Yeah, no.

02:13:20.000 I mean, I would have to sit my daughter down and tell her, do you want a man that has money?

02:13:26.000 And most girls do, and I would tell her, good.

02:13:27.000 You're going to have to deal with money problems, and that man's going to have other women. 1.00

02:13:30.000 Sorry.

02:13:31.000 That's just how it is. 0.99

02:13:32.000 Dudes that have money, make the money to not tolerate your bullshit, and they make it to have options of women. 1.00

02:13:38.000 And as long as you're the main girl, you have the last name, you have the title, you have the ring, shut the fuck up and don't make his life hard. 1.00

02:13:44.000 I would say just like that. 0.99

02:13:45.000 Because the thing is is that, yeah, because women don't understand that You guys are kind of annoying. 1.00

02:13:53.000 I'll be honest with y'all. 1.00

02:13:54.000 You guys are kind of fucking annoying. 0.99

02:13:56.000 And men and women already don't have a lot of similarities. 0.99

02:13:59.000 So men already have to go out into the world and work really hard and build themselves up.

02:14:03.000 So you're going to tell a man that is successful, worked really hard to attain his status and his income and his wealth.

02:14:08.000 You're going to tell him how to spend the things that he worked hard for when you got your sexual market value for free.

02:14:15.000 You didn't build your value.

02:14:16.000 He had to build his.

02:14:17.000 So you can't tell a man how to spend his value.

02:14:20.000 Can I ask a question based off of that?

02:14:23.000 Yeah, sure.

02:14:23.000 But that's what I tell my daughter if she wanted a guy that was successful.

02:14:26.000 And then I would also warn her, you can get with a broker, he's probably gonna cheat with you too. 0.96

02:14:29.000 So you might as well get with a guy that has money.

02:14:31.000 So why wouldn't you want to sit your daughter down and say, hey, instead of having to rely on a man out of necessity, you're with a man because you want to be with him.

02:14:38.000 Like I say this, I get what you're saying and I always see the truth in some of the points that you guys point out, but wouldn't you rather want a female want to be with you because they want to, because they love you and they don't need you.

02:14:49.000 They can get up and Well, your question is flawed and I'll tell you why.

02:14:52.000 The problem is that whenever women only want you, they're not going to do what's required to keep you. 1.00

02:14:58.000 Does that make sense?

02:14:59.000 I think that you can be, you can fulfill their necessities in other ways, but I'm just saying a lot of what you're saying, oh, he has the money, he has this.

02:15:05.000 Well, what if I come to the table with just as much?

02:15:07.000 Women need to, like, for a relationship to work, the woman needs the man. 1.00

02:15:14.000 Like, whenever girls have this boss mentality that you kind of have where it's like, I just want a man, but it's not a necessity, what ends up happening is, you think the grass is greener on the other side, you think you can find a better guy, you think I can do better, etc. 1.00

02:15:25.000 And what ends up happening when women have options is they turn out to make really bad decisions, and they'll go ahead and get with a guy that's very attractive, they'll go ahead and get with a guy that has money, or they'll go ahead and get with a guy that they think is a better deal or whatever, because they're like, I deserve more, because they make their own money and they base their value off their money. 0.99

02:15:41.000 And what they don't realize is, He's gonna do the same shit the other guy did. 0.97

02:15:45.000 And women really don't behave and they're not in line when they only want you. 1.00

02:15:49.000 They need to need you for it to actually work.

02:15:51.000 But I think more so, too, what you have to realize is that guys and girls look for completely separate things.

02:15:58.000 So you are everything that you look for in a guy, but you have to understand that that guy is probably looking for something completely different.

02:16:08.000 Yep.

02:16:09.000 Don't be annoying.

02:16:11.000 No, no, no, no.

02:16:14.000 George is 100% right.

02:16:18.000 I get that it's harder to date when you're in a position of wanting to have power and wanting to be independent, but I do think that it's important as a dad eventually one day, don't you want to tell your daughter that she doesn't need to be there?

02:16:31.000 No, I'm going to warn her and I'm going to tell her to go to school, go ahead and pursue your education, etc.

02:16:36.000 But...

02:16:37.000 You are probably going to shoot yourself in the foot if you aspire to really make money and be a go-getter.

02:16:43.000 I had this discussion with my sister a couple years ago because women don't like to hear the truth. 1.00

02:16:48.000 She was going to med school.

02:16:49.000 She was going to be a doctor soon.

02:16:51.000 She was about 27, 28. 1.00

02:16:52.000 Wait, medical?

02:16:53.000 Yeah, med school.

02:16:54.000 To be a doctor, not a nurse.

02:16:56.000 And I warned her.

02:16:57.000 I told her. 0.98

02:16:58.000 You better fucking find a guy now, when you're still in your 20s, because I promise you, when you hit your 30s, you're not going to be able to pull the same guy, and you're going to make money, and it's just going to be worse for you. 0.99

02:17:04.000 So pull a guy now while you fucking can. 1.00

02:17:05.000 You better start looking around your med school, whatever, because your value isn't finite. 0.98

02:17:09.000 And she found a guy, I think he's an anesthesiologist, and they worked it out.

02:17:12.000 Good. 1.00

02:17:12.000 But had I not had that really tough conversation with her and told her, stop being a dumb bitch and find a man now, because she's hard-headed like these other... 1.00

02:17:20.000 Yeah, bro, I don't give a fuck. 1.00

02:17:21.000 I bully the fuck out of her. 1.00

02:17:24.000 I have to be very blunt with her and let her know. 1.00

02:17:26.000 Stop being a dumb boss babe bitch. 1.00

02:17:29.000 Because you're dumb. 1.00

02:17:29.000 You don't know what you're doing. 1.00

02:17:31.000 You need to find a man now and you still have the value to do it. 0.95

02:17:34.000 Because when you get older, you're going to come back crying to me.

02:17:38.000 No. 0.99

02:17:39.000 Fucking get a guy now when you still have the ability to do so. 0.99

02:17:41.000 And she found him. 0.99

02:17:42.000 But I had to give her that tough love and let her know. 1.00

02:17:43.000 No one wants a fucking boss babe. 1.00

02:17:46.000 So find a guy now. 1.00

02:17:47.000 I don't want to say no.

02:17:48.000 I wouldn't say no.

02:17:49.000 Hold on. 1.00

02:17:49.000 You said dumb bitch? 1.00

02:17:50.000 Yeah! 1.00

02:17:51.000 So stop being a dumb bitch. 1.00

02:17:52.000 Find a man out. 1.00

02:17:53.000 Unbelievable.

02:17:54.000 Unbelievable.

02:17:55.000 Talk to my brother like that.

02:17:56.000 What would you say? 1.00

02:17:57.000 You think every man doesn't want a bald bitch? 1.00

02:17:59.000 I think what it boils down to is we have a saying in economics that there are no solutions, there are only trade-offs. 0.99

02:18:10.000 So what I would do is sit down and tell this gal, I'd say, look, you've got to realize that there's trade-offs here.

02:18:17.000 George, nice to meet you.

02:18:17.000 And if you want to pursue excellence, if you want to pursue success, pursue money, that's great.

02:18:23.000 Go ahead and do that.

02:18:24.000 But realize if you do, you're limiting the pool of guys that not will be attracted to you, but that you'll be attracted to.

02:18:31.000 Right.

02:18:32.000 But if you accept that, I'd rather take the cons of having a smaller pool than taking the cons of having to go throughout life relying on men.

02:18:40.000 But then what I'd also say is that you have to realize that what you want right now is going to be completely different than what you want at 30 and 35.

02:18:51.000 For guys, that usually doesn't change.

02:18:53.000 When we're 15 years old, we've got the poster of the Lamborghini on the wall, and that's pretty much what we strive for for the rest of our lives.

02:19:02.000 But with women, what they want at, let's say, 25, like I said, I've had thousands of people work for me, most of them women. 0.98

02:19:10.000 And I cannot tell you how many women... 1.00

02:19:14.000 You know, professional.

02:19:15.000 Very high earners.

02:19:16.000 Very high IQ. When they were in their late 20s, early 30s, they said, I'm never going to have kids.

02:19:22.000 Never going to have kids.

02:19:24.000 I don't want kids.

02:19:25.000 It would be a burden.

02:19:26.000 And every single one of them, by the time they're 35, they're freaking out.

02:19:32.000 Trying to find any guy that they possibly can to have a kid.

02:19:36.000 I mean, it just switches overnight.

02:19:39.000 It's absolutely unbelievable.

02:19:41.000 So I'd try to be as honest with her as I possibly could on the realities of life, the realities of human hardwiring, and then just let her make her own decisions.

02:19:52.000 You know what I would do?

02:19:53.000 Try to prepare her as well as I can.

02:19:55.000 I would sit her down, turn TV on, live for your daughter, right?

02:19:59.000 Yeah. 1.00

02:20:00.000 Listen, bitch. 1.00

02:20:01.000 There you go. 1.00

02:20:04.000 What?

02:20:04.000 No, I mean, obviously I know the delivery might be a little offensive to you guys, but you have to...

02:20:10.000 And obviously it's my sister, so I could be a little bit more direct and blunt with her.

02:20:13.000 But a lot of times when you're polarizing and you give it in a very direct, concise, even rude manner, they'll at least remember and they'll stick with them. 0.99

02:20:20.000 Damn. 0.99

02:20:21.000 Maybe I am being an idiot and I need to kind of readjust where I'm going here. 1.00

02:20:25.000 But I genuinely believe that... 0.97

02:20:28.000 Girls, for a woman to truly love her and respect you, she must feel like she needs you versus only wants. 1.00

02:20:33.000 Because if you only want something, you're not going to do everything required to get it, right?

02:20:36.000 If I know, if I need oxygen, right, I'm going to make sure that I'm fucking not underwater and putting myself in a situation where I can't breathe, right?

02:20:45.000 If you need it, you're going to do everything required to get it.

02:20:48.000 But when you only want it, eh, I don't feel like it today.

02:20:51.000 Right?

02:20:52.000 I only want you as my man, so I don't feel like cooking and cleaning today.

02:20:58.000 It's like, when you breathe air, you need it, versus you want it.

02:21:01.000 And then you also gotta ask yourself, why do girls only want a relationship 9 out of 10 times?

02:21:05.000 Typically it's for social proof, to have a boyfriend come with them on the parties or whatever, but they're not doing everything required to actually keep that guy.

02:21:11.000 We're constantly living under that guideline, though, of you don't need us, you just want us.

02:21:16.000 Yeah, we don't.

02:21:16.000 So that's what I'm saying, so when you flip the scripts, you're saying...

02:21:20.000 But here's the difference.

02:21:21.000 You're attracted to it when we only want you.

02:21:24.000 It doesn't work the other way around.

02:21:26.000 Women want a man that they're constantly chasing. 1.00

02:21:28.000 Women want to feel like they have the best deal. 1.00

02:21:30.000 So for them to feel like they have the best deal...

02:21:33.000 They need to need the man while the man only wants them. 0.89

02:21:36.000 Does that make sense?

02:21:37.000 Yeah, I don't need a man that needs me.

02:21:38.000 The only thing that throws me is I just would think that you would want for your daughter to be able to provide for herself regardless of who is in the situation or not.

02:21:44.000 That's the only thing.

02:21:45.000 I think he would.

02:21:46.000 It's just a matter of just going back to honesty.

02:21:48.000 So she doesn't believe something that is fantasyful or some sort of...

02:21:53.000 Oh, she doesn't believe something that's a dream and something that has no attachment to reality whatsoever.

02:21:58.000 So as an example, let's say, how old are you again?

02:22:01.000 24.

02:22:02.000 24, okay.

02:22:03.000 So how much do you want to be making by the time you're 30?

02:22:06.000 I want to be a multi-millionaire by the time I'm 30.

02:22:09.000 Okay, so let's just say that you're making a million dollars a year by the time you're 30.

02:22:12.000 Okay.

02:22:13.000 Okay, so what age range would you be comfortable dating when you're 30?

02:22:18.000 Just based on...

02:22:19.000 In my 40s, in the 40s.

02:22:21.000 Okay, so maybe 10 years older?

02:22:22.000 Yeah.

02:22:23.000 Okay, so then you've got to say, how many guys in Miami are making over a million dollars a year?

02:22:27.000 Screw Miami, I can't do the dating in Miami.

02:22:29.000 But you see where I'm going with this, right?

02:22:31.000 Yeah.

02:22:32.000 Wherever you're living, assuming that you wanted to date a guy within 5, 10 miles or something like that, you have to say, okay, how many guys in this area...

02:22:40.000 How many are straight?

02:22:41.000 How many are single?

02:22:44.000 How many kids?

02:22:47.000 I already know I'm going to struggle.

02:22:48.000 I can already truthfully say that.

02:22:50.000 But I'm saying I'd rather those cons of struggling than not building this lifestyle for myself.

02:22:56.000 Yeah, and as long as you understand that going into it, more power to you.

02:22:59.000 The problem with the educational system right now is they tell the girls that they can have everything, and they don't tell them that they are limiting their pool, and they tell them that, yes, you're going to be making a million dollars a year, and you'll be totally happy dating a guy that's making 50 grand a year.

02:23:15.000 Absolutely.

02:23:16.000 That's true.

02:23:16.000 Or you'll build them up.

02:23:17.000 They tell them you can build them up, too.

02:23:18.000 That's the other thing that lie they tell women is you can build your man up. 1.00

02:23:21.000 Especially at a young age, like yourself.

02:23:23.000 It's zero money.

02:23:24.000 No, no, no.

02:23:25.000 Look, man.

02:23:26.000 I always say, you want to go to school, you want to make money, you want to be successful, cool, but are you prepared to deal with the consequences?

02:23:31.000 And those consequences are more than likely, extremely high likelihood, you're going to stay single.

02:23:36.000 Because the very men that meet your requirements don't want you back in return.

02:23:41.000 They want younger, hotter girls. 0.98

02:23:42.000 Yeah.

02:23:43.000 So, okay.

02:23:46.000 I know we gotta wrap up here.

02:23:48.000 So, Maddie, your time has come.

02:23:50.000 Oh, bro.

02:23:50.000 Here we go.

02:23:51.000 First of all, Maddie, your time has come.

02:23:52.000 Can't see your plans to put on something sexy to wear because you're with us tonight.

02:23:55.000 Tacos, club, bedroom, fun, plus more bedroom fun.

02:23:58.000 It's going to be a wild night.

02:23:59.000 I hope you can handle it, baby.

02:24:00.000 Please stop.

02:24:01.000 Ooh, who's Maddie?

02:24:02.000 Who's Maddie?

02:24:02.000 Hamzan.

02:24:03.000 Please stop.

02:24:04.000 That's funny.

02:24:04.000 Get them fresh.

02:24:05.000 You guys are clowns. 0.99

02:24:06.000 Get them fresh. 1.00

02:24:07.000 Ladies, name three countries. 1.00

02:24:08.000 Oh, shit. 1.00

02:24:14.000 What else do we got? 1.00

02:24:18.000 Ladies, if you were to get married tomorrow, how much debt would you be bringing? 1.00

02:24:20.000 Oh, we got that one.

02:24:21.000 Alright, let's get last thoughts.

02:24:23.000 Oh, ladies, would you rather? 1.00

02:24:24.000 No, we read these all.

02:24:26.000 Alright, let's get the last thoughts of the ladies. 1.00

02:24:29.000 We'll start here.

02:24:30.000 Hate it, love it, how's the show for you?

02:24:32.000 I like it.

02:24:33.000 What'd you learn?

02:24:35.000 I learned a lot of stuff.

02:24:36.000 I'm like, obviously I'm boring.

02:24:38.000 So, no, I just like learning how everybody thinks differently, like in their own way.

02:24:43.000 Because what you think, you might think it's correct, but it's really not.

02:24:46.000 Like everybody has different opinions of how they view things.

02:24:48.000 So, it's just interesting of seeing everything.

02:24:50.000 Actually, are you going to be more financially literate now?

02:24:54.000 Yes, we learned a couple things.

02:24:55.000 Okay.

02:24:56.000 Or at least motivated.

02:24:57.000 Yeah, motivated for sure.

02:24:59.000 What about you?

02:24:59.000 I just want to ask why you guys didn't answer the body count for you guys and for George.

02:25:04.000 Oh, good question.

02:25:04.000 Body count?

02:25:05.000 I didn't know that was a question.

02:25:06.000 What's your body count?

02:25:07.000 That was not a question.

02:25:08.000 Like I said, what's our body count?

02:25:09.000 So why can't you guys tell us?

02:25:10.000 Chris.

02:25:11.000 Chris?

02:25:12.000 Chris, what's your body count? 1.00

02:25:13.000 Since you're the one that always asks this shit. 1.00

02:25:15.000 Yeah, what's your body count, Chris? 1.00

02:25:15.000 About 110. 1.00

02:25:16.000 Oh.

02:25:17.000 Oh, I'm sorry.

02:25:18.000 What about you guys?

02:25:20.000 Well, I've never been married.

02:25:22.000 So you're single?

02:25:22.000 I'm 51.

02:25:25.000 And I've been dating since I was probably 16.

02:25:29.000 So what is your biggest problem with finding a partner?

02:25:34.000 You scared of commitment.

02:25:37.000 That's the worst possible thing, bro.

02:25:42.000 It's a business relationship.

02:25:43.000 Yeah, I think if I had to answer that question as honestly as I could, it's very difficult to find a combination of the two main things that you're looking for, right?

02:25:55.000 So from my standpoint, aesthetics...

02:25:58.000 It's very high priority.

02:25:59.000 But then also, I've got to hopefully be around someone that just isn't too annoying.

02:26:05.000 And I know that sounds funny, but it's actually very difficult to find someone that would fit those two categories.

02:26:11.000 What aesthetics do you look for, Joey?

02:26:13.000 That's so true, man.

02:26:15.000 That's probably prevented.

02:26:15.000 That's been the number one.

02:26:17.000 And then also, too, there's a paradox of choice.

02:26:20.000 And it's just like a Cheesecake Factory menu, right?

02:26:23.000 If there's just too many things in there, then it's tough to choose one.

02:26:27.000 So if you've got, and for better or worse, I've had a lot of options for pretty much my entire life.

02:26:35.000 A lot of guys struggle with women.

02:26:36.000 That's never been a struggle of mine.

02:26:38.000 So since you do have a lot of options, it's tough to choose one, and that's just me being honest.

02:26:44.000 Is it tough to choose because there are so many good candidates, or...?

02:26:48.000 You always...

02:26:49.000 There's always a lot of variety, and there's always new women coming into your life that are fun and exciting, and that's just something that you don't want to give up. 0.98

02:27:05.000 George, are you an ass man or a tip man? 0.98

02:27:07.000 I'm curious. 1.00

02:27:08.000 Well, in Columbia, you can be both.

02:27:12.000 And I think also, the thing ladies gotta understand is that it's not our job to be in a relationship. 1.00

02:27:23.000 It's your job to be in a relationship. 1.00

02:27:25.000 Like, men, our goal is to make money, conquer the world, fuck bitches, do what we want to do, and be free. 1.00

02:27:30.000 Your job is to find a guy and get in a relationship and get the last name. 1.00

02:27:35.000 Men don't pursue relationships women do, typically. 0.99

02:27:38.000 That's the truth.

02:27:40.000 There's a reason why little girls play house from the time they're babies and children versus boys who are outside playing sports, competing with each other.

02:27:48.000 It actually perfectly personifies the male experience versus the female experience. 0.74

02:27:52.000 The female experience, since you were a kid, has been typically centered around family, children, people around you. 1.00

02:27:58.000 This is why women are more social than men are in general. 0.76

02:28:00.000 Men are more interested in things. 0.96

02:28:01.000 Women are more interested in people. 1.00

02:28:02.000 That's just how it is.

02:28:03.000 So for us, it's your job to lock us down.

02:28:06.000 Not the other way around.

02:28:07.000 So him, he's living the dream. 1.00

02:28:09.000 51, multi-millionaire, successful, clout, fucking bitches in Columbia. 1.00

02:28:14.000 Yo, like, it's a W, and the girls, it's their job to lock him down, not the other way around. 1.00

02:28:19.000 Well, he's a gentleman, you know?

02:28:21.000 Oh, okay, yeah, well.

02:28:22.000 Okay.

02:28:23.000 Sorry, George.

02:28:25.000 You've got to treat women very well.

02:28:28.000 I remember growing up as a kid, even at maybe four or five years old, if my mom was walking ahead of me, going into the grocery store or something like that, she would literally sit and wait at the door.

02:28:45.000 We're good to go. 0.99

02:29:10.000 To realize that it's not just coming out and being a rude asshole. 1.00

02:29:14.000 When you're with a woman, you've got to treat her well. 0.99

02:29:17.000 Not a simp, but you've got to treat her well, be courteous, be a gentleman.

02:29:22.000 But then when you're not with her, you're not texting her 100 times a day.

02:29:28.000 100%.

02:29:28.000 Because she realizes that you have other options and you've got a life.

02:29:33.000 And that she is not your number one priority.

02:29:35.000 Your number one priority is going out there and being successful as you possibly can.

02:29:39.000 And that's something, if you can figure out that combination, then you're going to be very successful with women long-term.

02:29:49.000 Each point of trigger that gets their emotions going.

02:29:53.000 I look at a 51-year-old guy, no kids, no family, and a bunch of money, that's a W. I look at a woman that, if I took a female and had those same statistics, or those same stats, I'd be like, you failed. 0.87

02:30:07.000 Men and women are very different as what we define as life success.

02:30:11.000 I look at it as a woman is successful and she's able to find a man that she loves and admires and respects that she wants to be with.

02:30:18.000 I look at a man as successful if he's dominated the world, he's created some respect, he has peers that respect him, etc.

02:30:25.000 And then a byproduct of that could be a woman or not. 1.00

02:30:29.000 But, yeah.

02:30:30.000 Anyway.

02:30:30.000 Sorry.

02:30:31.000 And you have no kids?

02:30:32.000 No kids?

02:30:33.000 No children?

02:30:34.000 Not right now.

02:30:35.000 Okay.

02:30:36.000 Last thought.

02:30:37.000 I just wanted to give a shout-out to DJ Detox.

02:30:40.000 In the building.

02:30:42.000 Shout-out to him.

02:30:43.000 What about you?

02:30:44.000 What are your thoughts, Miss Venezuela?

02:30:46.000 Last thoughts or comments?

02:30:48.000 I think my last comment would be that I guess today I learned that a 401k is useless.

02:30:53.000 Because I have one.

02:30:54.000 It might not be useless.

02:30:57.000 Some of them just restrict your options.

02:31:01.000 As you can tell, I like to have as many options as I possibly can.

02:31:06.000 Yeah, that's all.

02:31:08.000 Fantastic.

02:31:09.000 What about you?

02:31:10.000 More things about financial and everyone's perspective.

02:31:17.000 We all have different ways of thinking.

02:31:20.000 All right.

02:31:21.000 Great.

02:31:22.000 A lot of charisma.

02:31:23.000 Yeah.

02:31:24.000 What about you?

02:31:26.000 My last thought, to kind of wrap up the last conversation.

02:31:31.000 Do you ever crash a charger?

02:31:33.000 Yeah, she did, bro.

02:31:34.000 Look at her.

02:31:36.000 Are you throwing left off?

02:31:37.000 No, I hit it.

02:31:38.000 Be honest.

02:31:39.000 Watch out, everybody!

02:31:41.000 Trust me.

02:31:42.000 Be honest.

02:31:43.000 You hit it, huh?

02:31:44.000 No, it never got totaled.

02:31:45.000 It just got a little scratch on it.

02:31:47.000 Oh, yeah, she hit it.

02:31:48.000 She hit it.

02:31:49.000 She hit it.

02:31:50.000 But no one else said, like, we only had to get insurance involved.

02:31:53.000 It wasn't, like, a lot.

02:31:54.000 The stereotypes never fail.

02:31:55.000 Yo, I'm telling you, bro.

02:31:56.000 Eyes low! 1.00

02:31:57.000 This shit crazy. 1.00

02:31:58.000 We got a black chick on the panel with bad credit. 1.00

02:32:00.000 We got a fucking Chinese chick that can't drive. 1.00

02:32:02.000 This is fucking awesome. 1.00

02:32:04.000 I love racism. 1.00

02:32:05.000 I love this shit, bro. 1.00

02:32:07.000 That's wild. 1.00

02:32:08.000 What do you think I had with that love? 1.00

02:32:09.000 Yo, this is fucking crazy, bro. 1.00

02:32:12.000 That is so bad. 0.99

02:32:18.000 The way you guys are talking, have you guys ever been in an accident?

02:32:25.000 Bro.

02:32:26.000 Bro.

02:32:27.000 Never in your life.

02:32:28.000 Because of women. 1.00

02:32:29.000 Yes.

02:32:30.000 No accountability.

02:32:34.000 No accountability. 1.00

02:32:34.000 Except one by a faggot was because of women. 1.00

02:32:36.000 Zero accountability. 1.00

02:32:37.000 You know what I'm talking about. 1.00

02:32:38.000 No, he literally was a faggot, though. 1.00

02:32:40.000 Oh, yeah. 1.00

02:32:40.000 I thought you can't say that word. 1.00

02:32:42.000 We're at rumble, nigga. 1.00

02:32:43.000 We're at rumble now, faggots. 1.00

02:32:45.000 So, yeah, gay dude actually did it. 1.00

02:32:47.000 Mom line is, you hit your car. 1.00

02:32:49.000 And you're Chinese.

02:32:49.000 It's funny.

02:32:49.000 That's just fucking funny, bro.

02:32:52.000 I think I know Shane Ballett, whatever. 1.00

02:32:54.000 Good time, fuck it. 1.00

02:32:56.000 Got adopted parents? 1.00

02:32:57.000 Hey, can't change the jeans, baby.

02:32:59.000 It don't matter.

02:32:59.000 Eyes low!

02:33:00.000 Yeah, eyes low.

02:33:01.000 What about you?

02:33:02.000 She hates me now.

02:33:02.000 Insurance high.

02:33:03.000 She hates me.

02:33:03.000 She hates me, bro.

02:33:05.000 I had a good time.

02:33:06.000 I think that this time you guys were actually a little different.

02:33:09.000 I think you guys have improved as hosts since the last time.

02:33:12.000 Thank you.

02:33:13.000 And I actually enjoyed this one even more because the last one I was on, there was no females that thought like me on the podcast.

02:33:19.000 So this was actually like warming to have some people with higher IQs.

02:33:22.000 So if I come back again, I would like to have a similar panel.

02:33:26.000 It's not going to happen, bro.

02:33:27.000 I'll tell you this, bro. 0.93

02:33:28.000 Don't get used to it, nigga. 1.00

02:33:29.000 It's not going to happen, bro. 0.83

02:33:40.000 I was going to say Ling-Ding, but you don't like Ding-Ding. 0.67

02:33:47.000 I really enjoyed the panel.

02:33:50.000 I really enjoyed the panel.

02:33:52.000 I enjoyed all the girls.

02:33:54.000 Sure you do.

02:33:54.000 Yeah, yeah, yeah.

02:33:57.000 I really had a good time listening to Y'all Two Thoughts.

02:34:00.000 Thank you.

02:34:00.000 Very intelligent conversation.

02:34:01.000 Thank you.

02:34:02.000 Just inspired me to get a little bit more educated when it comes down to financial literacy.

02:34:07.000 And also, thank you to DJ Detox.

02:34:11.000 Need a plug? 0.55

02:34:12.000 Use the plug.

02:34:13.000 Shout out to 7th Elemental Nails. 1.00

02:34:16.000 You break your body!

02:34:17.000 What about you?

02:34:18.000 I really enjoyed it.

02:34:20.000 Yeah, that's pretty much it.

02:34:21.000 I liked hearing everybody's thoughts and I learned more about financial literacy, so I enjoyed it.

02:34:26.000 That's good.

02:34:28.000 What about you?

02:34:29.000 Three years later, I can honestly say, y'all have really calmed down a lot.

02:34:33.000 Don't get used to it just because George is here.

02:34:35.000 It has to be.

02:34:37.000 It has to be.

02:34:38.000 Well, to be fair, he did a lot, you know?

02:34:40.000 It has to be.

02:34:40.000 But I definitely would say I appreciate you, George, for being here because there was a lot of information that I've learned that I was kind of just a little bit...

02:34:49.000 What did you learn?

02:34:50.000 I was...

02:34:51.000 That was Chris.

02:34:53.000 Of course it's Chris.

02:34:54.000 What'd you learn?

02:34:55.000 All the side comments.

02:34:56.000 You guys keep looking at us.

02:34:58.000 It's Chris.

02:34:59.000 Financial literacy, but one of the things that I can say that stood out to me was learning about GFC. I had no idea what that was.

02:35:10.000 So that was actually very informative because I didn't know what that was.

02:35:13.000 Well, if you enjoyed this, go to my YouTube channel.

02:35:15.000 Yes, I was going to tell the girls to check your channel. 1.00

02:35:17.000 I do whiteboard videos, 500,000 subscribers or whatever.

02:35:20.000 But I go over this stuff, but at a very, very, very deep level.

02:35:25.000 And so if you enjoyed this, just surface level, not to plug it or anything.

02:35:29.000 No, no, no.

02:35:30.000 We bring George on periodically on the pod and he gives us updates on the market.

02:35:33.000 We talk money.

02:35:34.000 We talk real estate.

02:35:35.000 We talk commodity.

02:35:36.000 We talk everything.

02:35:37.000 We talked about the monetary system.

02:35:40.000 The smartest guy I know in finance by far is George Gammon.

02:35:44.000 So we bring him on, what, three, four times a year at least?

02:35:47.000 Yeah, something like that.

02:35:48.000 Whenever I'm in town.

02:35:48.000 Yeah, whenever you're in town.

02:35:50.000 And then I also didn't know about...

02:35:52.000 Because you were talking about something about the bank as far as printing the money and things like that that is digital.

02:35:57.000 Those are things that I did not know.

02:35:59.000 So sitting here today, I really appreciate the fact that I learned it.

02:36:03.000 Yeah, and the panel of ladies was amazing. 1.00

02:36:06.000 Three years later, I can honestly say I'm definitely glad I was able to get this panel.

02:36:11.000 Because I have been on some panels that have been...

02:36:15.000 Girl, I know.

02:36:16.000 It's not it.

02:36:17.000 I was very impressed by the panel.

02:36:19.000 I mean, Myron, we were going back and forth about questions.

02:36:22.000 We thought that would make it entertaining.

02:36:24.000 But most of the questions that I had, I didn't even ask them.

02:36:27.000 Because you guys were just blown right through them.

02:36:30.000 Where I think a normal panel, they would have struggled, to say the least.

02:36:35.000 And, shouts out to DJ Detox for bringing me back three years later. 0.99

02:36:40.000 All right, shit. 1.00

02:36:41.000 Okay, there you go. 1.00

02:36:43.000 Do we have rumble rants?

02:36:43.000 Okay, I'm going to fly through these.

02:36:44.000 Omani goes, open a Google tab and type in, why is my wife allowing me read the first paragraph and get the lady's thoughts, then open another tab. 1.00

02:36:50.000 Not today's episode, my friend, but we can do it on another one.

02:36:53.000 Yo, can we say that?

02:36:54.000 Because he's done for the second time.

02:36:55.000 That's a very good one, actually.

02:36:56.000 Can we say that?

02:36:57.000 Yeah.

02:36:57.000 Mo, keep that as a theme for another pod.

02:37:00.000 Here's an IQ relative question for the panel.

02:37:01.000 Ooga Booga. 1.00

02:37:02.000 What the fuck? 1.00

02:37:03.000 Shout out, George, for breaking down the bank since the Monday. 1.00

02:37:05.000 Yes, a really good episode.

02:37:06.000 Big Pimpin' HeyFNF, most of these girls have found their perfect guy, but the door in them still wants to explore. 1.00

02:37:11.000 Question, ladies, are you going 50-50 with a guy or other? 1.00

02:37:13.000 No, bro, you already know girls don't want to go 50-50. 0.99

02:37:15.000 As more men stay losers with addictions to corn and video games and as women's hypergamy grows from social media, will high-five men refuse to be monogamous because of the severe supply and demand? 0.99

02:37:24.000 Yeah, I completely agree with that.

02:37:26.000 That could happen.

02:37:28.000 I'm selling my house in Italy for 360k euros.

02:37:31.000 Should I change the money in USD? I live in Miami.

02:37:33.000 Should I buy a property or keep them in my savings?

02:37:35.000 Forget about it! 0.55

02:37:37.000 Invest it somewhere, bro.

02:37:37.000 Don't put it in your savings, man.

02:37:39.000 Yeah.

02:37:41.000 Name three countries, three states.

02:37:42.000 Not on this one.

02:37:43.000 To all the females, I said old money. 1.00

02:37:45.000 None of y'all would take a motherfucker with a backbone like Prince Harry. 1.00

02:37:48.000 Seriously? 1.00

02:37:48.000 Goddamn. 1.00

02:37:49.000 Emiliano goes, ladies, if you had paid attention on the answers you all gave, they are all the same, and then you say, oh, I am special. 0.98

02:37:56.000 I am me.

02:37:57.000 Myron, please tell them they're not special at all.

02:37:59.000 Amen.

02:37:59.000 You see it yourself.

02:38:01.000 Edgar goes, Myron, I plan to move to Bartow.

02:38:04.000 Is that a good area to buy my first house?

02:38:06.000 I'm making $100K a year at Tesla Gigafactory in Reno, Nevada.

02:38:09.000 George, should I put more 401k so I don't lose as much taxes?

02:38:13.000 We talked about the 401k as far as, like, I don't know where Bartow is, bro.

02:38:17.000 Did you meet Barstow?

02:38:19.000 I don't know.

02:38:20.000 Maybe?

02:38:21.000 I don't know.

02:38:22.000 Hey, I was on your podcast with my back in August.

02:38:25.000 The virgin girl, I finally lost my Virginia accidentally.

02:38:27.000 What do I do?

02:38:28.000 The guy won't let me cook, clean, or get close, plus might be preg? 0.99

02:38:31.000 What?

02:38:32.000 Smoothie cake?

02:38:32.000 Oh, no.

02:38:34.000 It's a Barstow.

02:38:34.000 How do you accidentally lose your virginity?

02:38:38.000 All right.

02:38:38.000 Is that it?

02:38:39.000 It has fell in.

02:38:39.000 Cool.

02:38:41.000 Guys, we will be back on Friday.

02:38:43.000 Should we say who the...

02:38:45.000 With a big guest.

02:38:47.000 You know what?

02:38:49.000 This is going to break the internet, so let's just keep it cordial.

02:38:52.000 Tune in Friday, guys.

02:38:53.000 We got a big guest on Friday.

02:38:54.000 It's going to be late.

02:38:55.000 We'll catch you guys right here, 7 p.m., Friday night.

02:38:58.000 We'll say this.

02:39:01.000 Trad?

02:39:02.000 What?

02:39:04.000 We'll leave it.

02:39:05.000 We'll leave it.

02:39:05.000 All right.

02:39:06.000 Oh, fresh, man.

02:39:07.000 Come on, man.

02:39:08.000 What?

02:39:09.000 I'm trying to save the show.

02:39:10.000 Yeah, yeah, yeah.

02:39:12.000 Alright.

02:39:13.000 Friday, you guys are going to see it.

02:39:14.000 It's going to be crazy.

02:39:15.000 Someone said it.

02:39:15.000 Yeah, I made chat.

02:39:16.000 Alright, guys.

02:39:17.000 We'll see you.

02:39:17.000 Peace.

02:39:18.000 Peace.

Fresh & Fit - March 07, 2024

Are Young Women Financially Literate? Ft. George Gammon

Episode Stats

Summary

Transcript