Fresh & Fit - Best Time To Make Money In Crypto Is Now With Charlie and Miguel

00:00:02.000 You want to do the whole thing on YouTube, or do you want to cut in the middle?

00:00:04.000 Brush?

00:00:05.000 I don't know.

00:00:06.000 Let's do YouTube.

00:00:07.000 Okay.

00:00:07.000 Yeah, this automatic is not like um, yeah.

00:00:10.000 Or actually, this is probably better for you.

00:00:12.000 Want to hit as many people as possible. 0.98

00:00:13.000 Yeah, you know.

00:00:14.000 Yeah, we should definitely do on JX.

00:00:16.000 We should have kicked it as well.

00:00:23.000 Yeah, so.

00:00:25.000 Yeah, that, dude, that's just one of many clips, bro.

00:07:35.000 right, and we are live.

00:07:36.000 What's up, guys?

00:07:37.000 Welcome to Fresher Podcast, man.

00:07:38.000 It's been a while.

00:07:38.000 We got a Money Monday here with the crypto bros.

00:07:40.000 Let's get into it.

00:07:41.000 Go.

00:08:10.000 I've been so far away.

00:08:14.000 I just got away.

00:08:22.000 All right.

00:08:23.000 And we are live, guys.

00:08:24.000 Welcome to the Fresh Podcast, man.

00:08:24.000 What's up?

00:08:25.000 It is Money Monday, man.

00:08:26.000 We are here with Charlie Miguel, the homies. 0.98

00:08:28.000 We're going to be talking about some money, cryptocurrency, as you guys know.

00:08:31.000 We got a bunch of stuff going on.

00:08:33.000 We'll get right into it, man.

00:08:34.000 Can you guys introduce yourselves to the audience?

00:08:36.000 Yeah, sure.

00:08:37.000 So my name is Charlie from Cultivate Crypto.

00:08:40.000 I'm the co-founder with Miguel of the Crypto Mindset course, which we usually come.

00:08:44.000 I think I saw man 805 in the chat.

00:08:47.000 I think he's in the Rumble chat, actually.

00:08:50.000 One of the smarter members of the audience says, hey, the crypto bros are back.

00:08:53.000 Lows are in.

00:08:54.000 So definitely time to get it.

00:08:56.000 But yeah, you can check me out on Cultivate Crypto on YouTube.

00:09:00.000 And yeah, we usually are here during the dip when everybody else in crypto is not on YouTube.

00:09:07.000 Yeah.

00:09:07.000 Definitely.

00:09:08.000 My name is Miguel from Dollar Cost Crypto, the other half of the crypto mindset.

00:09:13.000 Like, yeah, like Charlie said, we love to come here basically when there's an opportunity, right?

00:09:18.000 It's a good time to buy.

00:09:18.000 There's an opportunity.

00:09:20.000 But also, you know, we are, you know, my name is Dollar Cost Crypto.

00:09:23.000 I'm about like dollar cost averaging in.

00:09:25.000 You know, one of the big things we've been telling our guys on YouTube is, you know, now that Bitcoin's down like 50%, Ethereum's down a little bit right now, you can start a slow DCA right now on your favorite assets.

00:09:36.000 I'd say like Solana, Bitcoin, Ethereum, pretty much only right now.

00:09:40.000 But only 25% of the money, like let's just say you're buying $1,000 a month, you're buying like $250.

00:09:46.000 Maybe you're just this month, Bitcoin, next month, Ethereum, some stuff like a strategy like that.

00:09:51.000 But the other $750, you put into stable coins, into USDC, because these lows are coming in the next four or five months.

00:09:58.000 And you need to optimize that money.

00:10:00.000 But at the same time, too, you know, guys who are not making as much money that don't have like 100K ready to go or 50K ready to go, when you don't have money, time is your friend.

00:10:08.000 So you need to start that little DCA now because like most people, if you don't apply the, if you don't put the money in the market, you're not going to have the money in a month or two, right?

00:10:17.000 So that's just kind of how it is.

00:10:18.000 So for a lot of my guys that are just like, you know, only got $500 a month, $1,000 a month, $2,000 a month, you need to start putting some in now, basically, because you need to stretch that muscle out because you get scared when those prices go down, you'll end up just being, you know, you end up not buying, right?

00:10:33.000 Because you have to invest like a man, not like a female. 1.00

00:10:37.000 What does a female do? 1.00

00:10:38.000 A female waits to the finish line and fucks the winner. 1.00

00:10:41.000 But in crypto, right? 1.00

00:10:42.000 When everybody's all hyped up and the prices are all time highs, you're pretty much going to get fucked. 0.99

00:10:48.000 And that's the problem. 0.99

00:10:49.000 You need to be like counterintuitive, right?

00:10:51.000 You need to buy these assets when they're down in the dirt, when it's red, when no one's paying attention.

00:10:55.000 That's where you make the most money.

00:10:56.000 I mean, right now, 2026 is probably the easiest money you're going to make because by the time we're in 27, you're going to be up on all those purchases.

00:11:03.000 It's just profit right now.

00:11:04.000 I mean, like, we, like, I don't know why people are saying this, but like, you know, we had streams back with Gary, you know, Gary GG33 back from 2022, 23, completely agreeing with him that it was going to crash in 26.

00:11:16.000 Yeah.

00:11:17.000 Absolutely, because it was the four-year cycle, right?

00:11:19.000 And I don't know why people are shocked about that.

00:11:22.000 Like, we've told people, you know, I mean, you know, shout out to the cash out course, but you know, we got a lot of our guys to take profits on all their meme coins, all their altcoins in quarter four.

00:11:31.000 But, you know, this cycle long, we had a bit of a feeling that the volatility on Bitcoin Ethereum wasn't going to be as catastrophic as past cycles, right?

00:11:40.000 I mean, in past cycles, you know, we've had, you know, we had Bitcoin go from like 20 grand to three grand or 69,000 to 15,000.

00:11:47.000 This time it's gonna, it's not gonna go as low, but this is why, like, personally, I didn't sell any of my Bitcoin Ethereum, but I did, you know, take profits on everything else, basically, even including Solana.

00:11:57.000 Yeah, and the biggest thing to kind of like Bitcoin just broke out of kind of its accumulation area that it's been in since the end of January, or you could argue the beginning of February, depending on what prices you're looking at.

00:12:08.000 But it just started breaking out of that area today around $74,000, which has also solidified one thing on price, which means I'll explain it a little bit detail, but it's much easier if you're in the course to explain exactly why this is when I show the charts and everything.

00:12:24.000 But basically, the 60-day cycle, which is made by Bob Lucas, definitely shout out to him.

00:12:30.000 He basically took that from Forex and traditional markets and then applied it to crypto.

00:12:34.000 Found out that Bitcoin runs on a 60-day cycle from low to low.

00:12:38.000 And then basically the last two months was a time to accumulate during, or last, I would say, 30 days, 35 days was a time to accumulate in that area.

00:12:48.000 And we told our audience, for example, Solana is a good thing to accumulate in that area between about $81 to $90 Solana.

00:12:55.000 Today it's $95,000.

00:12:57.000 Bitcoin's going up towards about $78 to $81K here, probably over the next one to two weeks.

00:13:03.000 Then it will have a local peak based on the 60-day cycle.

00:13:07.000 If it goes a little higher, that's fine.

00:13:09.000 Maybe 84,000, 86,000 would be the highest I see Bitcoin going in that period.

00:13:14.000 But one of the catalysts for this move right now and why Bitcoin's now going to not go below 60K is because Ethereum came out with its staked ETF.

00:13:23.000 And so right now, that's the difference between Ethereum and Bitcoin's ETF, which are the two most profitable ETFs in history.

00:13:30.000 Bitcoin specifically is more profitable than gold's ETF, more profitable than every ETF Wall Street's ever come out with.

00:13:36.000 And so since they came out with the Ethereum staked ETF, now Bitcoin has somewhat of a challenger.

00:13:41.000 I think there's about $55 billion in Bitcoin right now, and there's about $12 billion in Ethereum, but that's Ethereum non-staked ETF.

00:13:50.000 So we're going to look at the Ethereum staked ETF to basically equal, if not expand, past the other ETFs.

00:13:57.000 So that means you probably in quarter two have a percentage of about $12 to $15 billion going towards Ethereum.

00:14:04.000 Now, that's not going to all get there at one time, but it's going towards there.

00:14:08.000 Bitcoin's had about, I would say, a billion and a half, almost $2 billion run into it by Wall Street over the last three weeks as well.

00:14:14.000 So that's also basically solidified the bottom, made the breakout.

00:14:18.000 And some people are like, well, Bitcoin's not performing as well in war times.

00:14:24.000 It's a store of value.

00:14:24.000 I thought it was going to store value.

00:14:26.000 But basically, the way Wall Street's looking at it is gold and Bitcoin are both stores of value that are competing for liquidity.

00:14:34.000 Right now, liquidity is tight on everything, right?

00:14:38.000 And so what Wall Street is doing basically is they're, what do you call it, ratio trading between Bitcoin and gold.

00:14:46.000 So gold recently started going down.

00:14:48.000 Bitcoin is now breaking out, coming up.

00:14:50.000 When Bitcoin local peaks here in the next week or two, gold might also then kind of come back down a little bit.

00:14:56.000 So they're going to kind of see some of that.

00:14:58.000 Both of them can't be at their peak at the same time, essentially.

00:15:00.000 They can.

00:15:01.000 They often have been correlated in that way.

00:15:03.000 But right now, because liquidity is tight and Wall Street's really just looking how can they make the most money, that's what they're doing during this time.

00:15:09.000 And so we now have a bounce in what we call a bear market, which means this year, like Miguel said, this is the fourth year of the four-year cycle.

00:15:18.000 It's mainly a down year.

00:15:19.000 This, you know, these uptrends don't last forever.

00:15:22.000 But what you can do is basically, if you know the 60-day cycle, if you basically pay attention to when that low is in, when you're accumulating, you can basically get a pretty good idea within a band of a couple of weeks when you should be selling and then basically come back down.

00:15:37.000 And then depending on where the low of the previous cycle was and the high of the cycle is, that'll tell you whether we're going to go back below the cycle low or we're going to go to a higher low.

00:15:49.000 And right now, that previous low in February was at 60K.

00:15:52.000 And because we have the high past the midpoint of the 60-day cycle, which right now is day 38.

00:15:58.000 So we're past day 30.

00:15:59.000 We're making new highs.

00:16:00.000 That means when Bitcoin comes down, it's 90% likely.

00:16:03.000 It's never perfect, right?

00:16:05.000 But it's 90% likely to hold the 60K low.

00:16:08.000 And then I also have on my channel the Cultivate Crypto Algo, which has a buy signal on Bitcoin's weekly that just got confirmed at 66,000.

00:16:17.000 And so that's also an area that we see defended.

00:16:20.000 So 60 to 66,000 is going to be a hard place for Bitcoin to go below until sometime maybe in May.

00:16:26.000 That would be the earliest that I see it going down to that level.

00:16:28.000 So that means if you get any dips here towards the end of this month, beginning of April, that's a buy opportunity.

00:16:34.000 And that's why we're coming here with the course.

00:16:35.000 66 and below, pretty much.

00:16:38.000 I would say 72 and below.

00:16:39.000 Okay, 72 and below.

00:16:41.000 So you threw a lot out there, but for the people that are kind of just tuning in, what is crypto and why should people invest in it?

00:16:48.000 Super basic.

00:16:49.000 Yeah.

00:16:49.000 I mean, basically, it is the, I would, I mean, I call it, I mean, the modern day and like greatest investment like area in the whole planet, basically.

00:16:59.000 It's the biggest wealth transfer in history.

00:17:01.000 We've seen assets like Bitcoin, Ethereum, even Solana, right, go from literally, like, I remember buying Ethereum for $8 back in 2016.

00:17:10.000 Wow.

00:17:10.000 Right now, it's what, like $2,300?

00:17:12.000 Yeah.

00:17:12.000 Right.

00:17:12.000 Its all-time high was $4,800.

00:17:14.000 That first cycle, it went from 25 to 50 cents.

00:17:18.000 It topped out at $1,400.

00:17:21.000 Bitcoin, where I saw it, when I got it, you know, where I got in, it was like $400 or $500.

00:17:25.000 It went up to $20,000.

00:17:26.000 This is back in 2017.

00:17:29.000 And like something even like Solana, like Solana in the cycle, like when we came, when we did the mega course last time in quarter four of 2022, Solana was like $7.

00:17:41.000 It went to $300, right?

00:17:43.000 And, you know, this is kind of like some of the research that we do for guys is like we go over like, okay, during a bear market, a lot of projects shut down.

00:17:50.000 And we, and one of the big things that we're doing in the background is figuring out, okay, what's surviving?

00:17:54.000 What's got the financial backing?

00:17:55.000 Is your community still alive?

00:17:57.000 Sure, the chart's wrecked.

00:17:58.000 We're not talking about Bitcoin, Ethereum.

00:17:59.000 We're talking about like the alts and stuff, right?

00:18:01.000 But also we give guidance on when's the best time to kind of buy into Bitcoin and Ethereum.

00:18:06.000 One of the big things that we did or I did as well with Charlie is, you know, we gave recommendations when to stop buying Bitcoin, which I know for the Bitcoin Maxis, that's crazy, but we were telling guys to buy Bitcoin back in 22 and 23 at $15,000, $25,000, mostly around that range.

00:18:23.000 And where I told our guys to kind of stop DCAing was around $52,000, which was a very, very powerful psychological level because that's the trillion dollar market cap for Bitcoin.

00:18:32.000 And that's still in profit right now.

00:18:34.000 All that Bitcoin that we bought is still in the money now.

00:18:37.000 This is why it's not hard for a lot of our guys to hold our Bitcoin or Ethereum.

00:18:41.000 Like we bought Ethereum at $700 and it went up to it went up to $4,800.

00:18:46.000 It crashed back down.

00:18:46.000 It's still at $2,000.

00:18:48.000 Even back in 25, remember when it crashed to $1,400?

00:18:51.000 We were all calling each other and everything like that.

00:18:53.000 That's still in profit right now.

00:18:55.000 Still in profit right now.

00:18:57.000 And this is why it's so important during those flash crashes when things go bananas to buy.

00:19:01.000 But it's the biggest wealth transfer because basically Wall Street's basically accepted, okay, crypto Bitcoin's here to stay.

00:19:07.000 The tech is real.

00:19:08.000 They're slowly starting to adapt it right now.

00:19:11.000 Wall Street's throwing hell of money into it.

00:19:13.000 I mean, like I said, not all the money that's in Bitcoin, Ethereum's ETF right now together is what, almost $70 billion.

00:19:20.000 That's just the money that's there right now.

00:19:22.000 That's not total volume of inflow outflows.

00:19:25.000 Total volume is probably like almost 200 billion that's been going into in and out of Bitcoin and Ethereum for the last two years since January of 2024.

00:19:35.000 And like, you know, if you look at price as the main reason of why you should get into an asset or something, Bitcoin and Ethereum year on year, their average over their entire lifespan has beat every other traditional asset in the market, like hands down.

00:19:50.000 So if you're looking at Bitcoin, Ethereum is a long-term store of value, they're going to go up.

00:19:54.000 I mean, you'd be stupid to think that Wall Street is just going to adopt it this cycle and abandon it next cycle. 0.84

00:19:59.000 If you listen to Larry Fink, the CEO of BlackRock, he's like. 0.90

00:20:03.000 Real world assets, tokenized securities, equities, stocks, that's what we want to go for 24-7, 365 market.

00:20:10.000 He's hell-bent on that.

00:20:11.000 That's why BlackRock has put so much money into it.

00:20:13.000 And then you had Stanley Drunken Miller, who's pretty good at different hedge funds and very successful on Wall Street.

00:20:20.000 And he basically said, I hate that Bitcoin exists because I'd rather have that money go towards gold.

00:20:25.000 But the fact that it does exist means it's going to basically stick because the brand is going to stick.

00:20:30.000 And then also he said, stable coins, he said in 10 to 15 years is going to be what everything in banking runs on simply because they're way more efficient and they're way faster and they're way easier for people to use than anything in finance right now.

00:20:44.000 And so one rule, this is the best part.

00:20:48.000 One rule in terms of price, right?

00:20:50.000 So the one rule about Bitcoin and Ethereum is the more stable coins that come into the market, the higher the price goes.

00:20:56.000 Why?

00:20:57.000 Because now that money is on the blockchain, easy to spend on Bitcoin and Ethereum, and people tend to do that more.

00:21:03.000 And so because stable coins are going to go towards ubiquity here in the next 10 to 15 years, you're going to have Bitcoin running towards gold's market cap.

00:21:12.000 Bitcoin's market cap right now is $1.5 billion or less, $1.2, something like that.

00:21:18.000 And probably what, $1.5 to $2 billion somewhere in there?

00:21:20.000 Trillion, right?

00:21:21.000 Trillion.

00:21:21.000 Sorry, my bad.

00:21:22.000 Yeah.

00:21:23.000 Just add an extra zero.

00:21:24.000 No, or a couple of zeros, right?

00:21:26.000 But basically gold around $35 trillion, something like that.

00:21:30.000 Of course, it'll probably go towards 50 and Bitcoin will go towards like 10, 20, 30 in the future.

00:21:36.000 I would say by 2033 to 2040, you're going to get your first million dollars per Bitcoin.

00:21:40.000 And that, so that's all, you know, price.

00:21:43.000 If you're like, hey, I just want to get into this to make money, beautiful.

00:21:46.000 But if you also want to store your money in there and have it as a place that can't be confiscated, right?

00:21:52.000 If you have your money in the bank, government doesn't like you, come in, shut you down, right?

00:21:56.000 Any country in the world, that's possible.

00:21:58.000 Whereas with Bitcoin, if you have that money or Ethereum too, you can use that all across the world, all across DeFi, borderless, you know, trustless, you know, store value that you can use.

00:22:08.000 What is a stable coin?

00:22:09.000 And can you identify the stable coins for the audience right now?

00:22:12.000 So the two biggest stable coins are USDT, Tether, and USDC, Circle Stablecoin.

00:22:12.000 Yeah.

00:22:18.000 And Circle is more related to like Coinbase, JP Morgan, those types of ones.

00:22:22.000 And what's a stable coin?

00:22:23.000 So a stablecoin is it's stable to a local currency.

00:22:26.000 So in this case, it's USD dollars.

00:22:28.000 So $1 per token.

00:22:30.000 And so it's kind of like an IOU for your dollars.

00:22:33.000 So similar to a bank, right?

00:22:34.000 If you're using it.

00:22:35.000 It matches fiat currency.

00:22:37.000 Exactly.

00:22:38.000 All stable coins now, at least the major ones like Tether and USDC, those are the big two ones.

00:22:38.000 Exactly.

00:22:42.000 Those are the ones you want to use, Tether, USDC.

00:22:45.000 Personally, I use USDC more.

00:22:47.000 Where does Bitcoin and Ethereum fall into it as the two most popular?

00:22:51.000 Well, okay, so what would those be considered?

00:22:53.000 I would say the blue chips that are never going to go away.

00:22:56.000 Basically, Bitcoin, Ethereum are here to stay.

00:22:58.000 All stable coins are built on Ethereum.

00:23:01.000 And we're going to have central bank digital currencies probably first.

00:23:04.000 The first ones are going to be Israel, Saudi Arabia, and the EU.

00:23:07.000 Are going to have your first stable coins.

00:23:08.000 It's all going to be built on Ethereum or Ethereum layer twos.

00:23:12.000 So USDT and USDC are going to be built on Ethereum Network.

00:23:15.000 They already are.

00:23:16.000 And any new ones are going to be built.

00:23:18.000 But Tether is like, I would say like 60% of the stablecoin market, if not more.

00:23:24.000 USDC is like 25%.

00:23:26.000 And who's the last 15?

00:23:27.000 Everybody else.

00:23:29.000 Trump has one, USD1.

00:23:31.000 PayPal has one.

00:23:33.000 But They'll get bigger in the market and everything, but USDT has such an advantage over everybody else.

00:23:39.000 I mean, how much money are they making per year?

00:23:41.000 It's like insane.

00:23:42.000 It's, it's like they're basically the most profitable company on the planet per employee.

00:23:46.000 So, just so the audience, so for the audience, stable coins are basically coins that are pegged to some type of fiat currency, right?

00:23:54.000 Some government currency.

00:23:55.000 And then the blue chips are the coins that aren't going to go anywhere.

00:23:58.000 And it would be fair to say Ethereum, Bitcoin.

00:24:00.000 Is there anything else outfall in that realm?

00:24:02.000 Solana's getting to the third spot, but it hasn't solidified yet. 0.95

00:24:06.000 So I would say after 2026, Solana is still going to be around, still going to be useful.

00:24:10.000 The main thing with Solana is the first cycle, its tech needed to kind of get tested a lot.

00:24:17.000 Now, this cycle, there wasn't as much going on on it.

00:24:20.000 So it's kind of a meme coin chain.

00:24:22.000 So it had some utility, but mostly towards the crypto side.

00:24:25.000 In the next cycle, that's when Wall Street starts adopting stuff that's not Bitcoin because they wanted to get as much Bitcoin as possible first, and then they're going to go towards Ethereum, then Solana.

00:24:34.000 Gotcha.

00:24:34.000 So it would be fair to say the blue chip coins are the coins that aren't going to go anywhere and that traditional finance institutions are starting to buy at least one for the audience, just so they know.

00:24:44.000 Because, because they have a certain like some, some banks and some people they basically can just buy it.

00:24:49.000 There's no problem, right?

00:24:50.000 Yeah, but there there is like some institutional funds and some retirement funds where they have, like the, the industry or the asset they're buying has to be at a certain size right, so it's really only like bitcoin and Ethereum for the all the largest funds are the only ones they can really buy in bulk, because they basically, if they bought any smaller coins, they would just move the price too much and own too much of the supply, so it just becomes a huge like problem.

00:25:12.000 Basically, I think yeah, the state of New Hampshire I believe, because there's a about three or four states now that have digital asset treasury reserves um, New Hampshire was one of the first ones, along with Arizona, to get a uh basically bitcoin strategic reserve for the state, and what they put in the rules was basically any uh digital asset that's worth over 500 billion dollars in market cap is uh basically able to be bought by the state.

00:25:38.000 So that's only bitcoin right now, that actual, you know U.s states are willing to buy.

00:25:42.000 There's only etfs on bitcoin and Ethereum at this point, right?

00:25:42.000 Once it's.

00:25:45.000 No, there's plenty more, there's more.

00:25:46.000 SUI had the first staked Etf before Ethereum.

00:25:49.000 Solana has uh, its ETFS for sure that are going to get money ported to them next cycle.

00:25:53.000 Uh, then you have a few others.

00:25:54.000 DOGE has one as well, Ripple as well but um yeah you're, that's a good distinction.

00:26:01.000 So now people know what a stable coin is versus blue chip coins, correct?

00:26:04.000 And I want to say one thing about the stable coins.

00:26:06.000 So this just started happening very recently.

00:26:08.000 Now they I mean, they started disclosing this now, but it's become sort of a de facto one is something like a Usdc.

00:26:14.000 What they do with the dollar that you deposit, right.

00:26:16.000 So mostly, most of the times, you're just buying on Coinbase.

00:26:18.000 They give you the coins and that's it, right.

00:26:20.000 But what they're doing with the coins is they, they take the coins and they're you.

00:26:23.000 They're essentially just buying us debt with it.

00:26:25.000 So they're getting anywhere from three to four percent yield on it, and this is why these companies are making so much money, because they, as soon as you give them your dollars, they're just turning it into into us treasuries and then just living off the dividends. 0.83

00:26:36.000 This is why they're so, they're so fucking profitable. 0.75

00:26:39.000 I mean. 0.97

00:26:40.000 I mean, I mean what is?

00:26:41.000 I believe Tether has like what?

00:26:42.000 A hundred billion dollars, I mean, or more.

00:26:44.000 Yeah, like I mean it's a massive, Massive, massive amount of money they're making.

00:26:48.000 And they're taking that investment money they're making, buying more crypto, more Bitcoin, more gold.

00:26:53.000 Tether, its company itself is the single largest holder of gold as a private, like corporate entity.

00:27:01.000 Also, part of Rumbo's well.

00:27:02.000 Yeah, part of Rumbo's well.

00:27:03.000 They have UST gold, right?

00:27:05.000 Yeah.

00:27:05.000 And so they're doing all these innovative products, but basically, stablecoins, the U.S. has basically pushed this out.

00:27:12.000 This is why Russia was kind of tripping about it.

00:27:14.000 Is that basically fine?

00:27:17.000 Let's just say if the world governments are starting to get shaky on the United States and they don't want to buy our debt anymore, the global citizen will buy the debt unknowingly through crypto.

00:27:25.000 So it's been a strategy.

00:27:26.000 Like the big, the big thing the governments have been doing is if this crypto thing is going to exist, it's going to be priced in dollars.

00:27:32.000 Right.

00:27:32.000 So it already, like crypto, the more viral it gets, the more it kind of rugs local currencies.

00:27:37.000 It brings that into dollars.

00:27:39.000 And then those dollars get converted into basically U.S. treasuries, which basically fund the government.

00:27:44.000 So it's all this giant circle now.

00:27:46.000 And this is why there's all these laws trying to pass because right now banks are super scared because if they allow Coinbase and Kraken and Gemini and crypto.com to just give free yield away on these stable coins, because they want to be competitive and just want to get these customers, there's like $5 trillion of deposits that want to jump into crypto.

00:28:05.000 And then the banks are scared because that'll cause a bank run on them.

00:28:08.000 So people are scared.

00:28:09.000 Sill of crypto.

00:28:10.000 The concern, times are hard.

00:28:13.000 They need to make money right now.

00:28:15.000 But are you saying because of where crypto is going with the government and the banks, you should get in now before it gets to that point?

00:28:21.000 Yeah.

00:28:22.000 So what point should they buy?

00:28:23.000 So it's a long-term play.

00:28:23.000 Yeah.

00:28:25.000 And then the thing with crypto that's confusing to people, and you don't have to play each of the timeframes, but it's a short timeframe and then medium and then the longer timeframe.

00:28:33.000 The long-term timeframe of five years plus, anybody should be buying basically at these prices because we're over 50% off, or we were over 50% off, 40% off now, probably something like that.

00:28:45.000 But we're very, very cheap.

00:28:46.000 Good long-term buy, you know, keep DCAing down into the lows throughout the year, right?

00:28:50.000 If you look at it medium term, let's say quarter two to quarter three, because of what I said earlier about the 60-day cycles, 60K to 67 or 66K being an area that's likely to hold, if not a little higher, we see in Q2, because the Ethereum stake DTF come out, more possible inflows coming into Bitcoin, then that pushing the rest of the crypto up.

00:29:13.000 So which one should they be buying?

00:29:15.000 I have been recommending Solana between $81 to $90.

00:29:19.000 Most of our audiences bought in that area if they've been paying attention to our shows in the last one month, basically.

00:29:25.000 And then we think the Bitcoin swing will go up to about $78,000 to $81,000 here in the next one to two weeks.

00:29:33.000 Ethereum, I would say $2,500, $2,600.

00:29:36.000 Solana, $110,000 to $120,000.

00:29:38.000 So if you're buying any of those coins, Bitcoin is the one that you're conservative in the medium term because you just want to buy more, but you don't want too much volatility either way.

00:29:49.000 Ethereum is kind of a little bit more volatile than that, but not by a whole lot.

00:29:53.000 And then Solana is the way more volatile one.

00:29:55.000 So it gives you the most reward, but it also gives you more risk too.

00:29:59.000 But the reward is worth it.

00:30:01.000 If you're paying attention to what we're saying, of course, you'll be taking profits and then you'll be buying back in lower again on different coins.

00:30:07.000 So that's what we recommend in the medium term there.

00:30:09.000 In the short term, right?

00:30:11.000 Like if you're trying to trade like once a week on these coins or something like that, that's way too frequent in our opinion, just because most people aren't paying close enough attention to be able to do that.

00:30:22.000 We do teach the ability to do that if you want to.

00:30:25.000 But most people, I would say, better to say stick at the medium term to the long term.

00:30:30.000 Just buy things when they're low, take a little bit of profits, maybe on 10% of the portfolio when we get a bit of a bounce here and then buy more as it goes lower throughout the year.

00:30:38.000 But we've already been in a bear market since the middle of October.

00:30:42.000 It's the middle of March now.

00:30:44.000 We have basically until October, November as the longest possible time.

00:30:49.000 The longest possible, the longest, most likely time to find a low.

00:30:54.000 So, I mean, we're already halfway through it.

00:30:56.000 Yeah.

00:30:57.000 So if I buy Bitcoin or I buy crypto now, what can I sell for profit?

00:31:01.000 And then obviously guys, we'll do phone lines as well.

00:31:03.000 Yeah, we'll do the phone lines for you guys to ask.

00:31:05.000 I don't think the course, but like just for the audience right now.

00:31:07.000 So for the audience, right, if you're just trying to make like a – so if you're trying to have like make sure that you actually get some decent returns, you basically – whatever you kind of like buy within the next – now to the next four months, you basically could sell it sometime in the middle of 27 if you really wanted the quick flip and just get the returns, right?

00:31:23.000 Because like as an example, right, like we saw when we bought the lows on Bitcoin, right?

00:31:28.000 Between like this, you know, November, December, and January, February of 23, about a year, about a year later, it was touching about $40,000 to $50,000, $60,000, right?

00:31:42.000 And from $15,000.

00:31:43.000 So if you buy, if you buy close to $20,000, even if you just bought it $20,000, you can make a 2.5x and stuff like that.

00:31:49.000 The thing is, it's almost like a ball underwater.

00:31:51.000 Like you dabble a volleyball underwater.

00:31:52.000 The lower the price goes, the more explosive it shoots up.

00:31:55.000 And it wants to get back to a nice price.

00:31:57.000 Bitcoin likes to be above a trillion dollar market cap.

00:32:00.000 So like what I'd recommend for people right now, just advice, just because people keep asking about what coins do I buy, put 80% of your money that you're willing to put into crypto into Bitcoin and Ethereum.

00:32:11.000 That last 20% into more speculative stuff.

00:32:15.000 And I mean, this is very important.

00:32:16.000 Can you say that again for them? 0.99

00:32:17.000 Because for all the people that sit there and say some dumb shit about you guys show coins or anything like that. 0.99

00:32:21.000 Right. 1.00

00:32:21.000 Okay. 1.00

00:32:22.000 So 2026 is a very special year, right?

00:32:26.000 It's because this is the year where Bitcoin and Ethereum hit those prices and then they pop off from there after that.

00:32:31.000 And then it's more of a like the like, it's almost like you only get one chance.

00:32:34.000 It's the chance, right?

00:32:35.000 And this chance is the next four to six months.

00:32:38.000 So you have four to six months to buy as much Bitcoin and Ethereum as you can.

00:32:41.000 But this is why I'm recommending is like, you know, you put 25% of what you're trying to put in a month now into Bitcoin and Ethereum.

00:32:48.000 And then that other 75%, you put it into USDC on Coinbase or on, or a stablecoin to have it ready.

00:32:54.000 So when those prices really crash, bam, you buy and you basically get a ton of Bitcoin and Ethereum.

00:33:01.000 And then if you really need the money in 27, you can just get out and you double or triple your money.

00:33:06.000 And that's, but obviously, if you, if you wait until 28 or 29, you'll make much more money.

00:33:11.000 But, you know, if someone needs the cash, it's, it's kind of like a one-year wait or less to make some decent money.

00:33:16.000 But it's just up to you.

00:33:17.000 So this is your opportunity because obviously the barrier has been really high for entry for both of them, right?

00:33:20.000 I mean, I mean, remember, Bitcoin was $100,000 last year.

00:33:23.000 And then Ethereum, I think it hit a high of, was it close to 3K?

00:33:23.000 Yep.

00:33:23.000 Right.

00:33:28.000 Five.

00:33:29.000 Oh, yeah.

00:33:29.000 Well, I mean, last year.

00:33:31.000 I'm thinking last year.

00:33:31.000 It hit 5K just for quick moment, right?

00:33:34.000 It was like 48.

00:33:35.000 Right now sitting at like 22 or something like that.

00:33:37.000 Yep.

00:33:37.000 So yeah, I mean, this, so this year is the year to pick up these two, as you guys would say, blue chip coins.

00:33:43.000 Yeah, exactly.

00:33:43.000 And like he said, Wall Street likes to buy Bitcoin anywhere near the trillion dollar market cap, which is about $55,000 per Bitcoin.

00:33:51.000 So anytime we go below $55,000 to $50,000 during the rest of this year, you kind of want to be a kid at the candy store.

00:33:59.000 You don't want to blow your load all at once, right?

00:34:01.000 But you want to basically be not afraid to buy it in maybe more chunks.

00:34:06.000 And so.

00:34:06.000 So, but your thing is, you said anything below 72K is a good, is a good.

00:34:11.000 Yeah, I would say like there's, I got these levels for like, okay, kind of high-end early buying to kind of middle of bear market, end of bear market buying, and then like worst case scenario buying.

00:34:22.000 So I would say 55K to 70K.

00:34:26.000 That area there is your first buying tier area of if you're in that zone, you're in your good initial DCA area.

00:34:34.000 That 25% I'm talking about. 0.81

00:34:36.000 And like I said before, we're probably not going to go anywhere into that area by a lot until the next time I would say would be sometime in May or June.

00:34:45.000 And then maybe go.

00:34:46.000 So you expect another dip for sure.

00:34:47.000 Oh, yeah, 100%.

00:34:47.000 Yes.

00:34:48.000 Because we are definition by definition of bear market.

00:34:51.000 only thing that would change is if bitcoin got back above 98k then you could start arguing okay maybe but it's probably very unlikely that it gets back above that level in q2 i see it going as high as probably about uh 80 86 to 95k somewhere there is probably where bitcoin could get to and if that happens then solano is in a pretty good spot above 130 or something like that so

00:35:13.000 So we have a good bounce here in the bear market where we can make some money, cultivate some crypto, because where I got the name for my channel, because I started my channel, the first video in March of 2019, in January of 2019, I really built the channel and everything before I went live.

00:35:30.000 And in 2018, before I started the channel, where I made a lot of money in crypto, was basically trading Ethereum at the bottom of each 60-day cycle because it had more volatility than Bitcoin.

00:35:40.000 And I didn't trust the stable coins that much at that time because there was a lot of drama around them and they weren't helping the government at that time.

00:35:47.000 But if you buy the beginning of a 60-day cycle low, you have anywhere between 14 to 40 days generally of upside, depending on where you are in the bear market.

00:35:57.000 And since we had such a big downturn, this is why we got this up move right now.

00:36:01.000 But if you keep compounding your Bitcoin as you go into the bear market, so you make these small trades where you get like a 25% gain, a 30% gain, 40% gain, you compound the Bitcoin you have.

00:36:13.000 So the goal for cultivating crypto is to compound your Bitcoin and Ethereum on top of themselves over time because the dollars will come because they are going to beat the fiat dollar over the well, over the long term.

00:36:26.000 And that's the thing that people can't get their mind around a lot is they're like, oh, it's crashing now.

00:36:30.000 Clearly, it's not a store of value.

00:36:32.000 It's like, look at it over a five plus year period and that's a different story.

00:36:36.000 And I wanted to answer that question in the YouTube chat right there.

00:36:39.000 He's like, how is it now the best time to buy Bitcoin when it was 10K cheaper a week ago?

00:36:43.000 Well, if you're watching the channel, you would have bought it.

00:36:44.000 Yeah, exactly.

00:36:45.000 We've been screaming at the top of our lungs on our channel from the last week of January through the whole month of February into now.

00:36:51.000 And everybody else in crypto is going on vacation, not doing streams, not doing live streams.

00:36:51.000 Buy, buy, buy.

00:36:56.000 Hell no, right?

00:36:57.000 Nobody's giving out this information for free on YouTube.

00:37:00.000 Everybody is like, okay, it's a bear market.

00:37:02.000 Time to dip for about a year, year and a half.

00:37:05.000 Then they come back when you're going towards the previous all-time highs.

00:37:08.000 Next time we get above 100K, oh yeah.

00:37:10.000 Sorry, guys.

00:37:11.000 I've been sick for the last two years.

00:37:13.000 Actually, September when you came last year, it was really low.

00:37:16.000 People were like, oh, it's a scam.

00:37:17.000 Don't buy crypto.

00:37:18.000 And then it hit into 120.

00:37:18.000 Yeah.

00:37:20.000 So you said to buy in the low, and they still were like, oh, it's a scam.

00:37:23.000 And we made money.

00:37:23.000 Yeah.

00:37:24.000 Yeah.

00:37:24.000 So, and we're going to open up the phone lines here in a second, guys, so you guys can ask your questions.

00:37:28.000 So obviously there's a lot of, you know, geopolitical events going on right now.

00:37:33.000 We got obviously what's going on with Russia, Ukraine.

00:37:34.000 That's been going on for four years now.

00:37:36.000 We know that we're in the middle of a war right now in the Middle East.

00:37:40.000 We bombed Iran and Trump is trying to find an exit ramp, but it doesn't seem that way.

00:37:45.000 There's an energy crisis.

00:37:47.000 A barrel of oil is selling at probably over $100 right now internationally.

00:37:52.000 Which is obviously very bad.

00:37:54.000 How does that play into the crypto market?

00:37:57.000 And how is that affected?

00:37:59.000 So the thing I'll let Miguel kind of go extend that.

00:37:59.000 Yeah.

00:38:03.000 But like what I kind of said a little bit earlier was because you have Wall Street kind of playing back and forth between gold and Bitcoin, they want to go towards a store of value, but they don't have enough liquidity to kind of go to both.

00:38:15.000 So when I would say when volatility hits off in geopolitical stuff, money does come towards Bitcoin as well as gold.

00:38:22.000 But right now, because liquidity is tight, it's only going towards one or the other and just kind of jump in between them.

00:38:27.000 So that's why you're kind of seeing that inverse volatility.

00:38:30.000 Because I've been looking at the markets throughout this entire conflict, like with the price of a barrel of oil and everything else like that.

00:38:35.000 And gold hit like a pretty high, I think like a week or two ago, like 5,300, almost 5,300.

00:38:42.000 So it's probably on the downtrend for a little bit.

00:38:44.000 And then let's say once we get, what do you call it, later in this month, it might get an uptick and Bitcoin comes down a bit.

00:38:50.000 So right now with the conflict, it's fair to say when there's conflicts like this, people are gold and Bitcoin are operating almost like on an inverse basis.

00:38:59.000 Correct.

00:38:59.000 One goes up while the other goes down and vice versa.

00:39:01.000 And then until we get, so a big liquidity event that's happening.

00:39:01.000 Yeah.

00:39:04.000 Well, it's already happening right now.

00:39:06.000 You know, we've already gone about like roughly roughly like $200 billion of inflows in terms of straight up money printing from the Fed.

00:39:14.000 But the problem is that's only sustaining things.

00:39:16.000 That's adding liquidity to the market, but they're not cutting interest rates.

00:39:19.000 We have a Fed meeting on Wednesday and like cashy and polymarket basically have it at like 99% chance it's not going to cut, right?

00:39:27.000 When they should be cutting.

00:39:28.000 I mean, Trump is, I mean, this has been the one thing that's like, what caused, like, you guys know this.

00:39:33.000 We've been in a recession.

00:39:34.000 We've been, we go into a recession and then we get out of it and then we're back into it.

00:39:37.000 We keep going back and forth into a recession.

00:39:39.000 I mean, everybody knows it.

00:39:40.000 I mean, everyone's been feeling it.

00:39:41.000 I mean, every streamer person I know is like telling me the same thing.

00:39:44.000 You know, everyone's talking, you know, you talk to people, you know, you know what's going on right now in the streets.

00:39:49.000 And one of the main reasons why this happened, right?

00:39:53.000 Like when did the bear market even start in crypto, right?

00:39:56.000 It started in January of 2022.

00:39:58.000 What happened?

00:39:59.000 The Federal Reserve started increasing interest rates for the, basically for the first time in like 10 or 12 years.

00:40:04.000 We were at zero for like a decade, you know, point, you know, 20, a quarter of a percent, right?

00:40:10.000 But zero, basically, right?

00:40:11.000 We're free money.

00:40:12.000 And they increased it to 5.25%.

00:40:16.000 That means when you buy a house, they add a VI, you know, they add a VIG on top.

00:40:19.000 So you would imagine, you know, people were, people, maybe with good credit were getting 7%.

00:40:23.000 A lot of guys, a lot of people were getting like 9%, you know, on these loans, and that just crushed the market.

00:40:27.000 And over these last three years, that's what's bled the market out because it's not cheap anymore to borrow money.

00:40:32.000 So then people start getting a little shyst with stuff.

00:40:35.000 And then, you know, interest payments start going up.

00:40:37.000 A lot of corporations, you know, they were living, they were like almost zombie corporations without these cheap loans.

00:40:42.000 And now they're having to reborrow money at the higher rate.

00:40:44.000 And now they're bleeding cash flow.

00:40:46.000 This is why like a lot of the top S ⁇ P 500, if you just remove the bottom 400 companies, they're just basically break-even or losing money.

00:40:53.000 The top 100 companies are really making all the money.

00:40:56.000 And in reality, it's really just the MAC seven.

00:40:59.000 And it's crazy.

00:41:01.000 I mean, I saw a statistic somewhere where it seems like a quarter of like when you buy the S ⁇ P 500, about a quarter of it's really just like the top 10 companies.

00:41:10.000 So every dollar you put into the S ⁇ P 500, it's really just like it's 10 companies.

00:41:15.000 That are profitable, but just because they're so large in market cap.

00:41:15.000 That are profitable.

00:41:19.000 I mean, just to go to an earlier point, right?

00:41:21.000 We talked about there's a really big event.

00:41:24.000 And so like there is a little risk in the market right now in terms of like, there's going to be an AI pop.

00:41:29.000 AI is not going anywhere, but there's going to be a stock market crash with it at some point, right?

00:41:33.000 Because the whole economy is like intertwined with it, right?

00:41:36.000 And the biggest finesse that the Fed could do right now is we're going to get a new Fed chairman between May 12th, May 15th, right?

00:41:43.000 Trump's going to put a new guy in.

00:41:44.000 He's already promised he's going to cut interest rates by 100 basis points, 1%.

00:41:48.000 That's really big.

00:41:49.000 Right.

00:41:50.000 And then from- I don't know if he'll be able to do it now, though.

00:41:53.000 I mean, Trump can vote.

00:41:54.000 Like, that guy's out.

00:41:56.000 Jerome Powell's out. 1.00

00:41:58.000 But here's the kind of the fuck shit Jerome Powell could do. 1.00

00:42:00.000 He could just stay in the board of governors. 1.00

00:42:02.000 He could take a seat.

00:42:03.000 Historically, it's been like, hey, this is an option you can do.

00:42:07.000 But most people, once their term's done, they just leave.

00:42:10.000 And, you know, they do the circuit and make their money on the calls.

00:42:13.000 Right.

00:42:13.000 But this guy is going to try to cut rates by 100 basis points.

00:42:17.000 From there, we're going to see how much more he can actually pull off because it is needed.

00:42:22.000 So that is kind of a big boost there for the economy.

00:42:24.000 That extra one.

00:42:25.000 I mean, I was literally talking to Waller.

00:42:27.000 He's like, I can't wait to refinance.

00:42:29.000 Waller's doing some big shout out to Waller.

00:42:31.000 He's doing some big moves right now, but there's a lot of big real estate money that's just willing to, you know, that wants to get if those rates come down, we're about to go through a refinance boom.

00:42:40.000 These people, you know, like if you're already kind of cash flow positive and you're able to just lower that down, the cash flow only goes up, the money goes up.

00:42:47.000 I mean, especially on the bigger guys, the guys who own like 500 doors, 1,000 doors.

00:42:52.000 Oh my God, they're about to make a fortune.

00:42:54.000 As well as where's the last big amount of money Americans have? 0.94

00:42:57.000 If you, so I'm not talking about boomers or older Xers, I'm talking about people who bought a house between 2010 to like, let's just say 2019.

00:43:05.000 Most Americans that bought in that cohort, it's in their homes.

00:43:08.000 It's in their homes.

00:43:09.000 They have $100,000 to $300,000 in equity.

00:43:09.000 In equity.

00:43:12.000 It's tempting at that point because if the interest rate gets low enough, a lot of guys are going to pull money out.

00:43:17.000 And this is where, like, this is why, like, this next bull run in equities and stocks that happen over these next four years, it's kind of weird how it's 1929, 2029.

00:43:26.000 It's like, it's rhyming.

00:43:27.000 It's rhyming a little bit, you know?

00:43:30.000 But there's three really big IPOs.

00:43:34.000 The biggest IPO in history, a bigger, bigger than a Saudi Aramco is happening, which is SpaceX mixed in with, you know, AIX, basically, which is Elon Musk's AI company.

00:43:44.000 So he's essentially fused his rocket company with AI in order to basically get liquidity.

00:43:50.000 And that's going to be a trillion-dollar plus IPO, right?

00:43:53.000 And then the next thing, OpenAI, also going public.

00:43:56.000 That I'm not too sure in terms of the market cap on that, but it's probably going to be $600 to a trillion dollar market cap.

00:44:01.000 You got Entropic, same thing.

00:44:03.000 So you basically have three of the biggest IPOs for an AI company coming out all within the next six months, right?

00:44:10.000 Originally, OpenAI was going to go public in September.

00:44:14.000 Entropic, which was a company that was basically started from guys who worked at OpenAI, left, made their own company.

00:44:21.000 They basically said, hey, in June, we're going to go public. 0.99

00:44:24.000 And then OpenAI said, oh, fuck that. 0.99

00:44:26.000 And now they're front-running them. 0.99

00:44:27.000 So now there's a race because there's only so much liquidity.

00:44:30.000 Like, you know, we've been talking about liquidity.

00:44:31.000 There's only so much money.

00:44:32.000 Like, if all these three companies out, let's just round it up.

00:44:34.000 Let's just say it's $3 trillion.

00:44:37.000 You obviously can't take out $3 trillion, but there's going to be $100 to $200 billion of money getting taken out.

00:44:43.000 And who's going to take the majority of it?

00:44:45.000 Elon.

00:44:46.000 Elon's going to take a ton of that.

00:44:47.000 You think he's not going to take like $50 billion, $100 billion over the next year off of that stock when it goes public?

00:44:54.000 Oh my God.

00:44:55.000 It's so much money.

00:44:57.000 And this is why that could pop the bubble for a little bit.

00:45:00.000 And this is where we can actually get a really big low because, you know, crypto and equities and everything, we're now kind of like this now.

00:45:06.000 Right.

00:45:07.000 So if stocks take a really big dip, that is, there's one of the world's biggest opportunities to buy because it's going to get repumped up.

00:45:14.000 They're not, they're going to print money again.

00:45:15.000 They're already printing money.

00:45:16.000 They're printing $40 billion a month right now.

00:45:19.000 Is this considered the great reset?

00:45:21.000 Or one of them?

00:45:21.000 It's starting to.

00:45:22.000 Like, we're starting to get it right now.

00:45:23.000 I mean, it's, I mean, AI is really the AI part is the one that's really pushing because most people are like, you're using, you'll use crypto to invest, but if people lose their jobs, I mean, they're going to try to push UBI at some point.

00:45:35.000 Yeah.

00:45:36.000 It's not going to happen right now, but in the 2030s, this is why, like, you're right, all your billionaire friends and stuff like that.

00:45:41.000 And Gary, us, like, we've been saying it for a long time, these central bank digital currencies are coming.

00:45:45.000 And if you don't get, if you don't learn how to use the digital money and you don't get on this investment grind and you don't start a business, you don't like take it, you know, take control of your life, you got like five years.

00:45:54.000 Yeah, you got five years before things get really rough.

00:45:57.000 You say three, even less.

00:45:58.000 Yeah, there's a chart I have here actually in the chat.

00:46:01.000 Mo and Bills, you could bring it up real quick.

00:46:03.000 This shows Antropic's actual schedule for job market share after they bring about AI. 0.98

00:46:09.000 And this is fucking scary, guys. 0.88

00:46:11.000 This is what they predict is going to happen in the job market from AI alone. 0.98

00:46:15.000 So yeah, one thing we do do in the crypto mindset course is we have added about two to three webinars.

00:46:24.000 We have 15 live webinars, 20 full webinars, five plus pre-recorded webinars.

00:46:31.000 Then we have flash webinars throughout the quarter.

00:46:34.000 Basically, we have two to three webinars that are AI focused, plus, I would say, two pre-records for AI.

00:46:42.000 So we're going to keep that in there.

00:46:44.000 Why?

00:46:44.000 Because survival in a bear market is not only investing, cultivating crypto dollar costs, averaging into your crypto, all that type of stuff, but then also you need an income stream, right?

00:46:54.000 And so AI is one of the best ways right now, we believe, to kind of create another income stream for yourself. 0.91

00:47:00.000 So that way you're not like, oh, damn, I'm getting bled by the market.

00:47:04.000 Oh, I'm making some money on a side hustle, making money on the internet in some fashion, or even just improving your station at your company, right? 0.96

00:47:11.000 You can basically use AI to your advantage if nobody else in your company is, get a promotion based on what you do with that and like get half of your other employees fired.

00:47:20.000 You didn't like half of them anyway.

00:47:21.000 But like, you know, that portion of a few webinars, we have my brother who's a C AIO, which is a CI CEO for AI section, right?

00:47:31.000 Like a CTO as a chief technology officer, basically.

00:47:34.000 He wrote a book called Turning on Machines, which you can find.

00:47:39.000 The author is my brother, Zach Engler, E-N-G-L-E-R.

00:47:42.000 So you can take a look at that book before the webinars as well, because he'll be giving a few webinars.

00:47:47.000 He helped Dairy Queen basically get into a lot of their AI systems for people at franchises.

00:47:54.000 Dairy Queen is crazy. 1.00

00:47:55.000 I know, right?

00:47:55.000 And a bunch of other companies.

00:47:57.000 Yeah, there's biotech companies, pharmacy companies, all sorts of companies try to get into this.

00:48:03.000 So he goes around and basically teaches people about that.

00:48:08.000 So he's going to focus during the webinars, how to make a little bit of money with a side hustle, how to start that out, how to get introduced to AI if you're an army, all that type of stuff.

00:48:16.000 Because we believe not only for earning income is that important, but crypto is also going towards a lot of AI agents trading, buying back and forth.

00:48:25.000 One thing that I've said on my channel quite a lot is that you're going to get robo-taxis getting paid in stable coins, Bitcoin, Ethereum, Tesla is probably going to accept Doge at some point.

00:48:35.000 Vegas right now, where we're living, has a ton of automated Zeux cars, which I believe is owned by Amazon.

00:48:42.000 You're going to get Waymo.

00:48:43.000 You're going to get Waymo, yeah.

00:48:44.000 Yeah, Waymo, you're going to get Tesla, too.

00:48:45.000 Yeah, you're going to get Tesla as well.

00:48:47.000 And so Vegas, I think, is going to be one of those cities where you don't need an Uber anymore.

00:48:52.000 You basically pay in crypto.

00:48:53.000 So that's going to be kind of your first use case.

00:48:56.000 Robots eventually will get there too.

00:48:58.000 But you're also going to get software-based AI agents that do to crypto what low latency trading did to investment banking from the 90s to the 2000s.

00:49:09.000 So long story short, in the 90s, you used to have like, let's say, what's his name?

00:49:13.000 The guy from Wolf of Wall Street.

00:49:15.000 Oh, Jordan Belfort.

00:49:16.000 Jordan Belfort, you know, when he first started, had to like pick up the phone and be like, hey, I need a broker.

00:49:20.000 You can get me a good price on something, right?

00:49:22.000 Trying to buy his coins or not coins, stocks.

00:49:25.000 Stocks and different assets, right?

00:49:27.000 Commodities.

00:49:27.000 And then you'd have to call him again to sell and do all that, right?

00:49:30.000 That's very slow.

00:49:31.000 So you're not going to get the best price overall versus when low latency trading came in.

00:49:36.000 You had all the bots.

00:49:37.000 Everybody in Wall Street basically built their banks as close to, you know, what do you call it?

00:49:43.000 The NASDAQ and everything is possible.

00:49:45.000 So that way they could have the fastest trades.

00:49:47.000 And then what happened was you cut out the humans for the most part.

00:49:51.000 Now humans just buy and sell or buy and hold the S ⁇ P. 0.99

00:49:54.000 They don't really trade it quite as much because the machines, the low latency trading, just so freaking fast.

00:49:59.000 And so that's what's going to happen to crypto over the next 15 years.

00:50:02.000 You're going to still have the organic parts of crypto because there's so much that still hasn't been built yet.

00:50:08.000 So those areas are going to be the stuff that's more volatile, easy to trade by humans, make money there.

00:50:13.000 Like for a lot of the Bitcoin trades, some of the bigger cap stuff, you're going to have AI agents, probably a lot of them built by Wall Street, some of them built by crypto firms, starting to kind of compete with humans in the market too.

00:50:25.000 So understanding how to do that is important.

00:50:28.000 Even building one yourself, like if you have, let's say, a team of five agents helping you trade, probably going to have a lot more advantage than a lot of other people.

00:50:36.000 Right.

00:50:36.000 I mean, like, I mean, we're basically, I mean, we're using AI to recreate things we've already recreated in the past.

00:50:42.000 Like, like as an example, right?

00:50:43.000 Like, this was huge during the time, like, 2000, getting out of the financial crisis in 2009.

00:50:48.000 People used to knock on doors on blue-collar businesses.

00:50:51.000 Hey, let me put you on the web.

00:50:53.000 Let me give you a website.

00:50:54.000 Let me give you a phone app so people can actually go on your website.

00:50:58.000 Let me give you an automatic voicemail chat and stuff and basically modernize your business.

00:51:03.000 People are going to do that with AI.

00:51:04.000 That's going to be a huge thing for the next.

00:51:05.000 I would say it's going to be a good business.

00:51:08.000 Of course, it's going to go away because at some point, someone's going to create a product that just does it all.

00:51:12.000 But there's people probably like, you're probably a kid right now.

00:51:15.000 If you learn AI pretty well, you can probably charge $2,000, $3,000 to a local business and just say, like, hey, we can give you like a virtual assistant that can handle your emails.

00:51:24.000 And we'll make you a brand new website.

00:51:26.000 We'll make sure you're AI compatible.

00:51:28.000 We make sure it's like there's an AI call center and stuff.

00:51:30.000 You could talk to somebody and it's like an agent and they can refer you to certain places and just built out that side of their business for plumbing, electricians, you know, like, I mean, and also it's like white-collar jobs and stuff.

00:51:40.000 So if you learn AI right now, there's a lot of money to be made.

00:51:43.000 You could be a young guy and make a ton of money, but it's only, it's sort of like how guys who got into drop shipping early on made a ton of money and then they sell the courses.

00:51:53.000 And then, you know, it gets kind of like edged out.

00:51:55.000 And the guys who did those courses in the beginning made a ton of money.

00:51:58.000 And then there's a ton of, there's a ton of competition and then margins are gone.

00:52:02.000 And only the biggest players win.

00:52:04.000 The same thing is going to happen right now.

00:52:05.000 And that's so if what I'd recommend to guys when looking to AI, look at what people did early on with mobile phones and then try to find that the AI version of that because you can make a fortune.

00:52:15.000 You literally could just copy the same playbook.

00:52:17.000 Just do the AI version of that business.

00:52:19.000 We're literally, we're giving the Zoomers are getting a gift. 0.97

00:52:21.000 We're repeating the 2010s again.

00:52:24.000 Just look at whatever happened early on for AI, copy it, make the AI version, do it now.

00:52:29.000 Do it now.

00:52:29.000 You could charge businesses and make a bunch of money.

00:52:32.000 There's no college degree for that.

00:52:33.000 You just need to learn how to do it, get a good sales pitch, talk to people.

00:52:36.000 Let me put you into the 21st century with AI.

00:52:38.000 Okay, how much?

00:52:39.000 And you pay me like $300, $400, $500 a month, depending on the size of the business.

00:52:39.000 Two, three grand?

00:52:43.000 If it's a big business, and you can lock in, you can make $10,000 a month.

00:52:47.000 And then, especially if you can help drive their sales, look at their analytics in the background.

00:52:50.000 It's just, it's a money maker.

00:52:52.000 So we do got to open up the phone lines because we're getting tight for time.

00:52:54.000 So number is 646-4900-394.

00:52:58.000 Mo's opening up the lines right now.

00:52:58.000 You guys can call onto the show.

00:53:00.000 Get your super chats in as well, guys.

00:53:02.000 All the jobs are not gone.

00:53:02.000 You guys right.

00:53:04.000 They're going to turn away.

00:53:05.000 They're going to turn around, but a lot of people are just going to fumble because they're not going to accept it.

00:53:08.000 Yep.

00:53:09.000 We got like 2,600 guys in here between the platforms and stuff like that.

00:53:12.000 We're live everywhere.

00:53:13.000 YouTube kick, whatever.

00:53:14.000 Want to get this message out to as many of you guys as possible.

00:53:17.000 Obviously, there's some crazy opportunities here.

00:53:18.000 And you guys know we don't normally sell anything, right?

00:53:21.000 But obviously, we believe in this course.

00:53:23.000 I've been able to really increase my crypto portfolio just by listening to these guys.

00:53:27.000 I bought a bunch of Solana literally the other day when it dipped off advice from these guys.

00:53:33.000 And you're up like a significant amount.

00:53:37.000 Did the price of Solana just cross $100?

00:53:39.000 Yeah.

00:53:39.000 I think it might have.

00:53:40.000 You guys know me.

00:53:41.000 I'm very transparent.

00:53:42.000 I'll show you all my thing.

00:53:43.000 $95 now.

00:53:44.000 $95 right now.

00:53:45.000 Okay.

00:53:46.000 Yeah.

00:53:46.000 It's probably going to cross $100 here in the next couple of days.

00:53:48.000 So I bought Solana, guys, for example.

00:53:51.000 Perfect.

00:53:52.000 Matter of fact.

00:53:53.000 So I bought in at $78,000 and I, and now I'm up like $5K right now.

00:53:53.000 Yeah.

00:53:58.000 So I spent, I bought like $20 something worth and I'm up like $5,000.

00:54:02.000 I just made this purchase like a week or two ago.

00:54:04.000 So, you know, you just got to take action, honestly, is what it comes down to, guys.

00:54:04.000 Let's go.

00:54:08.000 You got to take action, make things happen, pay attention.

00:54:11.000 And, you know, dollar cost average, I'm like they said.

00:54:14.000 So, but let's go ahead.

00:54:15.000 646-490-0394.

00:54:17.000 If you guys want to cut the line, just super chat in the last four digits of your phone number.

00:54:22.000 And it's a great opportunity to ask some questions.

00:54:25.000 We haven't done a Money Monday in a while.

00:54:27.000 So do we want to hit the phone lines or super chats first since we just announced it?

00:54:31.000 We get a chat first to give the guys time to call in.

00:54:33.000 Yeah, sure.

00:54:34.000 646-490-0394.

00:54:36.000 Guys, get your questions in while you can.

00:54:37.000 And we do have after-hours coming up.

00:54:39.000 Many W's.

00:54:40.000 This is for Charlie and Miguel.

00:54:41.000 Thoughts on loaded lines.

00:54:43.000 That's what I'd have to look up.

00:54:44.000 I haven't seen that project yet.

00:54:45.000 I haven't seen it either.

00:54:46.000 It sounds like an NFT to me.

00:54:48.000 What about Zcash?

00:54:49.000 Zcash is actually in a good spot.

00:54:51.000 I looked at the chart today.

00:54:52.000 It has a buy signal as long as this week closes green for Zcash.

00:54:57.000 So we have what, six days left until the weekly close.

00:55:00.000 If it closes green on Zcash, basically the buy period for Zcash is under $300.

00:55:05.000 It can pop back up to probably about $400 or so.

00:55:09.000 So it'll go up maybe like a 30% increase, maybe a little bit more.

00:55:12.000 It's possible.

00:55:12.000 I'm staying at 278 right now as I look.

00:55:14.000 Yeah.

00:55:15.000 I bought it at 185.

00:55:16.000 Oh, beautiful.

00:55:17.000 Thanks, Gary.

00:55:17.000 Yeah, yeah.

00:55:18.000 No, you're in a good spot.

00:55:18.000 I wouldn't sell it right now.

00:55:20.000 Let it bounce back up.

00:55:21.000 Anything under 300 is the number?

00:55:23.000 Anything under 300 is decent right now.

00:55:25.000 Oh, yeah.

00:55:27.000 Anything along under 3 now?

00:55:29.000 But like, yeah, it's probably going to pop up here in Q2 along with Bitcoin and everything else.

00:55:34.000 It won't hit a new all-time high, just like Bitcoin, then it'll roll over.

00:55:37.000 So, yeah, it'd be good to take profits on it.

00:55:40.000 The two privacy coins to buy is Monero and Zcash.

00:55:42.000 Those are the only two to buy right now.

00:55:45.000 Now, obviously, when later on, when they really dip down, soak it up.

00:55:50.000 If you are in the privacy game or you just want to be a part of that hype cycle, because there's going to be a privacy coin hype again, there you go.

00:55:57.000 Right there.

00:55:58.000 Those are important.

00:56:00.000 If you're doing transactions, you don't want to be.

00:56:03.000 And recently, the United States government recently said Tornado Cash, which was a mixer, basically.

00:56:09.000 The United States government actually admitted recently, they said, actually, privacy and crypto is actually really, really useful.

00:56:16.000 So we're actually not going to look at what Tornado Cash did as a criminal offense.

00:56:21.000 In October, they're going to retry the guy who got put in jail because of that.

00:56:25.000 Because basically, he's the dev, it's software.

00:56:28.000 He wasn't custodying any coins.

00:56:30.000 And so they're like, that's actually a useful thing.

00:56:32.000 Sorry, bro, for putting me in jail for a couple of years, but they're probably going to let him out sometime next year.

00:56:37.000 He just launched a program and just let it, people use it for free.

00:56:40.000 That's all he did.

00:56:41.000 It wasn't like he was like the Silk Road where he was actively selling drugs or trying to hire hitmen to kill people because his girlfriend cheated on him.

00:56:50.000 Wow.

00:56:51.000 All right.

00:56:51.000 Yeah.

00:56:52.000 TPC Films.

00:56:53.000 I'm up in Ethereum, and that's thanks to the last Money Monday, Myron Refresh.

00:56:57.000 Out of taxes.

00:56:58.000 And one ETH was $1,800.

00:56:59.000 And Myron bought some on the spot.

00:57:01.000 And so did I.

00:57:02.000 And I wouldn't have known of that chance to own one ETH if it wasn't for the Money Mondays.

00:57:06.000 Thanks for always giving us great content.

00:57:08.000 You feel me?

00:57:08.000 That's my ball.

00:57:08.000 My best friend.

00:57:10.000 Beautiful.

00:57:10.000 Good stuff, bro.

00:57:11.000 Making money over here.

00:57:12.000 That's awesome, bro.

00:57:13.000 I mean, right now, I'm telling a lot of my guys the stretch goal and what a stretch goal is, you don't have to hit it, but it's just something like a nice goal to hit for most guys.

00:57:20.000 10 Ethereum.

00:57:21.000 Yep.

00:57:22.000 It's doable, especially if it gets.

00:57:23.000 10 Ethereum and one BTC, I think, is completely attainable for every single one of you guys, and you should work towards it, is getting one Bitcoin and 10 Ethereum.

00:57:30.000 Yeah, eventually it's going to be probably sometime in the 2030s.

00:57:34.000 Most people are going to have a really hard time getting 0.1 Bitcoin.

00:57:37.000 Yeah. 0.99

00:57:37.000 Damn. 0.99

00:57:38.000 Yeah. 0.99

00:57:38.000 It's going to get to a point where if you have a whole Bitcoin, you're like, they're going to call you a whole Bitcoiner. 0.99

00:57:44.000 That's what you're going to call you.

00:57:45.000 Or a whole coiner.

00:57:46.000 Yeah.

00:57:47.000 A whale?

00:57:48.000 No.

00:57:48.000 Eventually down the line, I mean, one Bitcoin will be worth, like I said, at least a million dollars between 2033 and 2040.

00:57:55.000 It'll probably be worth one to five somewhere in there once we get into the 2040s.

00:57:59.000 And so obviously the dollar will be worth probably about 25, 30% less at least than what it is now.

00:58:05.000 Might as well.

00:58:06.000 Some people never sold.

00:58:07.000 Yeah.

00:58:09.000 Yeah, there's a Bitcoin.

00:58:09.000 2021.

00:58:11.000 There's a Bitcoin whale last year who bought, I don't know how much percent, maybe like 5% of the Mets because he sold a billion dollars worth of Bitcoin that he'd held for the last 10 years or so, last 10 to 15 years.

00:58:20.000 I mean, when you have that much, at that point, what do you do?

00:58:22.000 You just like put it in and live off dividends.

00:58:24.000 That would be nice, but this guy just cashed out and bought some of the Mets.

00:58:28.000 You can take that off.

00:58:29.000 The banks.

00:58:29.000 So JP Morgan is now allowed.

00:58:31.000 You have to go to the big, you know, the big city.

00:58:32.000 Can you get loans on that?

00:58:33.000 Now you can.

00:58:33.000 Yes.

00:58:34.000 You couldn't.

00:58:35.000 Four years ago, you couldn't.

00:58:37.000 Because it's a loan.

00:58:38.000 Yeah.

00:58:40.000 But usually how it works out.

00:58:42.000 But my question is like for all these people that have like lots of cryptocurrency that they're just sitting on, like, how do they get active cash flow?

00:58:49.000 Do they just live off dividends or if they do that?

00:58:51.000 So Ethereum, yes, you can.

00:58:51.000 Yeah.

00:58:53.000 Ethereum, you can earn about 3% to 4% yield on Ethereum.

00:58:56.000 Bitcoin's a little harder.

00:58:57.000 Basically, you either lend it out, which I don't recommend.

00:58:59.000 Most of them basically just sell a portion when the price is high and live off that.

00:59:02.000 And then they basically take that money to a money manager.

00:59:06.000 And then they basically buy bonds, they buy treasuries, they buy dividend stocks, and then that's how they get their money from cashing out.

00:59:13.000 But also, people take loans.

00:59:15.000 So let the crypto go up, pull out a portion, and put it into some more, I guess, cash flowing.

00:59:21.000 Yeah, something that would cash flow at a very more, I guess, stable rate.

00:59:24.000 Correct.

00:59:24.000 And then live off those dividends.

00:59:26.000 And then when the prices on Bitcoin get lower, they buy back all the Bitcoin they sold and that have extra.

00:59:26.000 That's what they do.

00:59:31.000 And then every cycle, they're just getting every cycle.

00:59:34.000 They're richer and richer and richer.

00:59:35.000 I see what you're saying.

00:59:36.000 It's a money.

00:59:37.000 Interesting.

00:59:37.000 Okay, yeah, because I've always wondered, like, how do these crypto bros, if like not, they're not selling courses or whatever, like, how do they like live off what they do?

00:59:43.000 So I guess you're saying they have a bunch, sell off some, invest that into stocks that pay them good dividends, maybe a REIT or something like that.

00:59:50.000 And then yeah, some of them might also invest in crypto projects that are early.

00:59:55.000 That one they got to be very careful with when they do that, of course, because that's more like a VC.

00:59:58.000 It's more volatile.

00:59:59.000 Yeah, 85% failure.

01:00:01.000 Yeah, they use, so they use the crypto for the growth, pull it out.

01:00:05.000 So at that, whatever they might have invested, and then put that into something more stable, live off dividends or that.

01:00:10.000 What about buying bonds?

01:00:11.000 So, so, okay.

01:00:12.000 So the strategy I said was the strategy to do during 2017, 18, 19.

01:00:17.000 Then when the interest rates went up in 22, the strategy was just to buy bonds because basically they're 100% backed.

01:00:24.000 You were like, literally, a million dollars at the peak, right?

01:00:27.000 We're telling people this.

01:00:27.000 At the peak, a million bucks was paying you $52,000 a year plus.

01:00:32.000 So they would buy a 10-year treasury.

01:00:34.000 Let's just say $10 million, right?

01:00:35.000 They'd get half a million dollars every single year for 10 years.

01:00:38.000 And at the end of the 10 years, you get their 10 million back.

01:00:41.000 Or they could sell it.

01:00:43.000 And this is the cool thing: when the interest rates go down, the bond, the purchase price goes up because it's still, so if you were trying to go in the market to buy a bond that pays half a million dollars, it's now more, you have to put more money up.

01:00:53.000 Let's just say the interest went down.

01:00:55.000 You have to put up $12 million to get that half a million or $13 million.

01:00:58.000 So there's an arbitrage there when interest rates go down.

01:01:01.000 Obviously, when they do that, if they do a 10-year, they lock that interest rate for just like a house, right?

01:01:06.000 So if the interest rates, like if they do cut rates over the next two years, a guy that's bought that 10-year treasury, it's got seven years left on it, but they might be able to sell it for a two, three million dollar profit on top and they keep all the yield they kept.

01:01:19.000 There's a whole trillion dollar bond market where you can sell off treasuries that still have runway.

01:01:24.000 And some guys bought it, locked in that high rate at 5% yield at 30 years.

01:01:30.000 Oh, so they sell the dividends they're earning.

01:01:32.000 Yes.

01:01:32.000 Well, no, no, they sell the whole bond.

01:01:33.000 So it's like, I'm getting, it's like imagine I have this house that's cash flowing me every single month.

01:01:37.000 And then eventually like the price of the house goes up, then you want to buy it?

01:01:41.000 Yeah, sure.

01:01:41.000 And you buy it.

01:01:42.000 And then, so I just like literally made, I kept like, I keep all the rental income until I sell it.

01:01:47.000 And then I also get my money back and my initial money plus more.

01:01:51.000 And that's what some people are doing with bonds.

01:01:53.000 This is what this is the big strategy.

01:01:54.000 This is why like bond companies are about if interest rates go down, companies that buy and sell bonds and make a fortune because let's just say the bond's a dollar.

01:02:00.000 If the interest rates go down, it'll go to $1.25.

01:02:02.000 If the interest rates go and go lower, it'll go to $2.

01:02:05.000 And the bond price will keep going up because that dividend stays in place.

01:02:09.000 Yeah.

01:02:10.000 You locked it in.

01:02:10.000 You lock in that yield.

01:02:11.000 Yeah, it's like people are selling off their 0% interest loans on mortgages because they just want to get out of it, basically.

01:02:18.000 You know, people are doing like weird self-financing or seller financing where those loans are actually pretty valuable because it's like those properties cash flow because the interest rates at basically zero.

01:02:26.000 You know, you pay three percent.

01:02:27.000 You got it in nothing.

01:02:28.000 All right, let's uh let's get through.

01:02:29.000 Uh, we can hit the phone lines for one now because I'm sure there's probably people waiting.

01:02:32.000 Remember, guys, cut the line.

01:02:33.000 Uh, put the last four digits of your number um in the super chat.

01:02:37.000 Um, we'll try to get as many as you guys can because obviously we're short for time.

01:02:40.000 0171, you're up 0171.

01:02:46.000 Yo, uh, that's me.

01:02:47.000 Yeah, yep, that's you.

01:02:49.000 I'm the first one.

01:02:49.000 What's up, man?

01:02:49.000 No way.

01:02:50.000 What's your question?

01:02:51.000 So, um, just quick thing: the two guys in the back were talking about using AI to uh, is it echoing?

01:02:59.000 I'm sorry.

01:02:59.000 No, we got you.

01:03:00.000 Just hit us with a question quick, though, bro.

01:03:03.000 My bad.

01:03:04.000 Uh, they were asking, they were saying about AI, how you can leverage it for using it for businesses.

01:03:09.000 How could we leverage it again?

01:03:11.000 So, let's say that I'll just go with the simplest route as an example, right?

01:03:15.000 So, let's say you're working in a company.

01:03:17.000 Um, depending, let's say you're doing marketing, let's say you're doing sales, what probably marketing is a little bit more applicable, but whatever you're doing, uh, if you want to get a raise, right?

01:03:26.000 What if you really go after AI and you're like, okay, how can I automate maybe portions of my job?

01:03:32.000 How can I automate some of my coworkers' jobs to make their jobs easier?

01:03:35.000 How can I automate any of these things in the office?

01:03:38.000 If you can figure that out, promote it to your company, they start using it.

01:03:42.000 It's likely that they'll probably give you a promotion and they could.

01:03:46.000 I mean, I wouldn't guarantee that this happens.

01:03:47.000 It's probably not the best thing, right?

01:03:49.000 But they could end up firing some staff for that.

01:03:51.000 So, because they're more efficient, essentially.

01:03:54.000 Yeah, Jack Dorsey's cut.

01:03:56.000 Jack Dorsey's company had, I think, 5,000 people in it.

01:03:59.000 They laid off 2,000 people in February just because they've been so good at utilizing AI.

01:04:06.000 So, that's just one round.

01:04:10.000 So, you would charge like 330K for a first business.

01:04:15.000 If you were like converting a business, but you don't like first, you'd have to first try it on your own or with the small business.

01:04:20.000 Hey, can I just do this for free for you?

01:04:21.000 Of course, like in the beginning, you got to do it for free or charge nothing to figure out how you can do it.

01:04:25.000 And then eventually, you might figure out like, oh, I'm really good at getting like the revenue up on like missed calls.

01:04:30.000 Because, like, you know, like a plumber gets these calls in the middle of the night, but they're just less, they're not like getting it.

01:04:36.000 So, you can create like an AI agent that'll throw a phone number that can pick up these phone calls.

01:04:40.000 And then from there, you just ask, you go on a business owner and ask them, okay.

01:04:45.000 Do you have any software you could recommend?

01:04:47.000 Well, I mean, yeah, in the course, we'll definitely go through it.

01:04:50.000 I mean, uh, Google with Gemini, Google with Gemini is a good platform, Perplexity is a good platform, Chat GPT is a good platform, uh, Claude is a good platform.

01:04:59.000 There's a lot of them that are coming out pretty much at a fast rate, so it really depends what you're using.

01:05:04.000 Like, if you're, let's say, going into deep research on something, Perplexity is best for that.

01:05:09.000 Um, but Gemini and ChatGPT are often ones that I think are easier for people to use.

01:05:14.000 Also, if you use Google or Gmail or all this, the Google Drive, all that type of stuff at your work, everything through Gemini can be automated.

01:05:23.000 So, you can automate all the boring shit in your job too, just to make your life easier.

01:05:29.000 Okay, let's go to next person, bro. 0.98

01:05:32.000 What are the alternatives?

01:05:33.000 Bro, bro, we got a lot of people on the line, dude.

01:05:35.000 Yeah, one more time.

01:05:36.000 Yeah, we got to go to next person.

01:05:37.000 Let's go.

01:05:38.000 Who's next?

01:05:39.000 0900.

01:05:40.000 0900.

01:05:41.000 Go ahead.

01:05:41.000 0900.

01:05:43.000 You're up.

01:05:43.000 Hey, what's the guys?

01:05:45.000 What's up, man?

01:05:46.000 My main question is about Cardano.

01:05:48.000 Is that 29 cents a share?

01:05:49.000 How about the coin?

01:05:51.000 What's your thoughts on it?

01:05:52.000 It's going lower.

01:05:53.000 Yeah, it's definitely going lower.

01:05:54.000 Charles Hodgkinson, great, great founder.

01:05:58.000 He's back in crypto.

01:05:59.000 He's still in it.

01:06:00.000 He's still moving, shaking.

01:06:02.000 He came out with Midnight, which I think is another token that eventually will do well.

01:06:06.000 But since we're in a bear market, it'll probably be like a year or so before that really starts popping off.

01:06:11.000 But yeah, Cardano, I don't see it dying because it stuck around so long.

01:06:16.000 So it will go lower.

01:06:18.000 I would say it's easier to trade Solana for the time being.

01:06:21.000 But yeah, once we get closer to the four-year cycle low in the second half of this year, that's when you want to try to load up on some Cardano, possibly.

01:06:29.000 Or I would say there's 10% of coins that basically bottom before Bitcoin, which is not, most of them don't.

01:06:38.000 And then you have, I would say, 30% of coins or so that bottom with Bitcoin and Ethereum and Solana all at the same time.

01:06:45.000 And then you have the rest of the coins, which is like 60% of all altcoins, bottom anywhere between three, six months, or even a year after Bitcoin does.

01:06:53.000 So if you're going into something like Cardano, which is, you know, a mid-tier altcoin, then I would say you're probably going to want to focus on buying that more heavily near the Bitcoin low or three to six months after.

01:07:05.000 So you can kind of hold off on dollar cost averaging deeper on that until we get later in the cycle.

01:07:10.000 You could focus on Bitcoin, Ethereum, and Seoul at this point.

01:07:12.000 Yeah, because usually Cardano bottoms way later than Bitcoin and Ethereum.

01:07:17.000 They're great.

01:07:18.000 It's a great project.

01:07:20.000 It usually does very well, but you have to get that bottom there.

01:07:24.000 Here's the other thing.

01:07:25.000 It's not bad.

01:07:27.000 He launched Midnight, which was good.

01:07:28.000 And he airdropped into a bunch of news.

01:07:31.000 Very active.

01:07:32.000 That's what we like to see.

01:07:33.000 The founder's active.

01:07:34.000 He's streaming.

01:07:34.000 He's passionate about it.

01:07:35.000 He's still here.

01:07:37.000 He looks much older than he actually is.

01:07:39.000 He's in his 30s and he looks like he's in his 50s or 60s.

01:07:43.000 But the one little problem of why, like, right now it's at 29 cents.

01:07:47.000 I believe it's low of 22 or 23 was like 24 cents.

01:07:51.000 So it is going to make a new low.

01:07:53.000 But one of the reasons why that's probably happening as well is because now since he has two tokens, you have confusion of which money, which like people are going to DC, like even if just the money, some guys are just omega Cardano.

01:08:05.000 Some guys are like, I'm only going to do midnight.

01:08:06.000 Some people might do a little of both.

01:08:08.000 But because it's not that those DCAs aren't concentrated, it kind of allows like the people who are selling it off because they're panic selling to allow the coin to go lower.

01:08:16.000 So maybe it goes to 18 cents, possibly, but it could really run, you know, because Cardano is at some point going to get an ETF, I believe, and everything like that, along with like Chainlink, Uniswap, Litecoin is going to get one.

01:08:30.000 There's a couple of these coins that have been around since like 2017 that are going to get their run.

01:08:35.000 But you have time to buy it.

01:08:38.000 You have time to buy it.

01:08:39.000 Well, my last question is about XRP as well.

01:08:42.000 It looks like it's fluctuating a lot.

01:08:44.000 What's your thoughts on that?

01:08:45.000 It's going lower too.

01:08:46.000 Yeah, kind of same idea.

01:08:48.000 I think it can probably, it's holding up decently well, but it probably drops quite a bit more.

01:08:53.000 And it's going to have one of those moments where it kind of pukes on the price once we get closer to the four-year cycle low.

01:08:58.000 So it's probably going to have one of those more violent moves to the downside.

01:09:01.000 But it does have an ETF that will get bought up by somewhat by Wall Street next cycle.

01:09:06.000 So it's definitely one to pay attention to. 0.97

01:09:08.000 And people who know me on here, you know I shit on XRP all the time. 0.91

01:09:12.000 But I'm a money maxi, right? 0.98

01:09:14.000 If it goes low enough, I will buy it.

01:09:16.000 I will buy XRP.

01:09:17.000 I know it's Haram, I know, but like I will buy it because it now that a lot of these infrastructure plays that the government's putting in and Coinbase Kraken, Gemini, Crypto.com, PayPal, JP Morgan, all the banks all putting their infrastructure, their stablecoin money in.

01:09:33.000 We might actually get a little run in XRP this cycle.

01:09:36.000 So I'm willing to five three six.

01:09:46.000 You are up zero five three six.

01:09:49.000 Hello, I got 600 and a half cash.

01:09:53.000 I was dump it onto crypto book coins.

01:09:57.000 Sorry, you're breaking up.

01:09:59.000 You got to say that one more time.

01:10:01.000 I got between $6.

01:10:05.000 If I should dump it, are you in a tunnel, bro?

01:10:09.000 I think he's saying he's got about $6,000 in cash.

01:10:11.000 $600 or $6,000?

01:10:13.000 Can you guys hear me better now?

01:10:14.000 Yes.

01:10:14.000 Okay, say it one more time.

01:10:16.000 I got between $600 and $1,000.

01:10:18.000 Okay, should I dump it all into crypto?

01:10:21.000 If so, what coins in one and around how much into each coin?

01:10:26.000 We'll definitely do that in the course.

01:10:28.000 I would say your best bet right now is Solana.

01:10:32.000 It's a little bit higher than our buy that we recommended to do because it's at 95, 96 bucks right now.

01:10:38.000 We recommended below 90.

01:10:40.000 I believe it will get above $100 here.

01:10:42.000 So it's not a bad one.

01:10:43.000 I wouldn't dump everything into it if that's pretty much what you're working with and you're not going to be adding new money into that later in the year.

01:10:50.000 I'd probably do like 30% of that or so, like basically like a few hundred bucks trade.

01:10:57.000 You can swing trade that along with the 60-day cycles if you watch Cultivate Crypto on my channel.

01:11:01.000 I talk about that pretty much five days a week, if not a little bit more.

01:11:06.000 And yeah, if you're in the course, then definitely we'll be trading with you guys during that time.

01:11:11.000 But you basically have a bit of an opportunity now.

01:11:15.000 The next opportunity for the buy period will be the last week of March, first week of April, somewhere within that period, most likely.

01:11:23.000 So yeah, I would say then if you make a little profit on it now, then when you sell it, let's say towards 110, 120, maybe a little bit higher, then I would buy back again.

01:11:34.000 And that might be in the next one to two weeks, and then buy back again in about three weeks to a month.

01:11:40.000 And then we'll have another bit of run.

01:11:44.000 But yeah, it's much better if you're in the course because we are live.

01:11:48.000 We've been live on YouTube, you know, all year, all Q4, everything like that.

01:11:52.000 But during the course, so for the month of April, we'll be out of YouTube and we'll be focusing 100% on the crypto mindset course, which is what we're talking about here.

01:12:04.000 All right.

01:12:05.000 So I'm 16, so it's good to dump it.

01:12:08.000 Oh, bro.

01:12:09.000 Not all of it, but some of it into crypto.

01:12:11.000 Yeah, some of it.

01:12:12.000 And then I would say second half of this year, probably once we get towards about Q4, that's where you can be like, okay, I need to shovel it in.

01:12:19.000 And I would say if you're 16 this summer, focus on making as much cash as you can.

01:12:25.000 So find ways to make income, mow lawns, do whatever the heck you need to do, walk dogs, anything that you need to do, just gain cash, gain cash, gain cash.

01:12:36.000 Then when we get towards Q4 of this year, that's going to be a much easier time where you can dump it all into crypto essentially.

01:12:41.000 And then you'll have some longer term assets to hold.

01:12:45.000 Bro, and you're so lucky, man.

01:12:46.000 When you're 25, bro, if you stick with investing, I can't imagine where you're going to be when you're 25, dog.

01:12:52.000 Oh my God, you're going to have a lot of fun.

01:12:53.000 Yeah, I already got like $1,200 into crypto.

01:12:57.000 And then I see stuff on Facebook.

01:12:58.000 And I also do landscaping too.

01:13:01.000 Mow those lawns, bro.

01:13:01.000 Beautiful.

01:13:02.000 That's how I got started, bro.

01:13:03.000 Yeah.

01:13:03.000 Mexican lawn.

01:13:05.000 Yeah.

01:13:05.000 Crypto definitely motivates you to want to make more because you want to, you know, get more Ethereum, more Bitcoin.

01:13:10.000 $1,200 right now will get you half an Ethereum.

01:13:13.000 That's awesome.

01:13:14.000 You know, keep stacking it, brother.

01:13:16.000 All right.

01:13:16.000 Thank you guys.

01:13:17.000 No problem.

01:13:18.000 Likewise.

01:13:19.000 All right.

01:13:20.000 One more?

01:13:23.000 68366836.

01:13:29.000 Yeah, my question is, what's the thought?

01:13:33.000 Wallet security.

01:13:34.000 Yeah.

01:13:35.000 I did this on a recommended and I was wondering if it's safe to keep it on my mobile phone.

01:13:42.000 Well, so he said like he's he bought the wallet that you recommended.

01:13:47.000 So I'm guessing it's a treasure you bought, but like he still has like a wallet on his phone.

01:13:51.000 Is it safe to keep crypto on the phone?

01:13:52.000 You can keep a little bit of crypto on your phone, but if it's like, if you have like saved up quite a bit and you like, I only recommend Trezor as a cold storage device, the Trezor, the Model 5, not the 7.

01:14:03.000 I like the five that doesn't have Bluetooth. 0.97

01:14:05.000 I don't trust Bluetooth for shit for cold storage devices. 0.97

01:14:09.000 And leave your money on there. 0.99

01:14:11.000 Something I call a virgin wallet means you only use the wallet to send coins and receive coins.

01:14:16.000 So you send money there as like a vault and you leave it there.

01:14:20.000 You don't connect it to any websites.

01:14:21.000 It's not on your mobile phone.

01:14:22.000 It's on your either a home laptop or home computer.

01:14:26.000 And that'll pretty much like cover your basis and you be safe.

01:14:29.000 And then basically any phone call, text message, or anything that anyone talks to you about crypto in terms of like, hey, let me help you with some, I'm from Coinbase.

01:14:37.000 I'm from Coinbase Help Center and stuff. 0.98

01:14:38.000 It's all bullshit. 0.96

01:14:40.000 Anything that has to do with like, hey, let me talk to you in person. 1.00

01:14:43.000 It's all no one's going to call you.

01:14:44.000 Yeah.

01:14:45.000 So it's live.

01:14:45.000 So they're just trying to steal your money.

01:14:48.000 Gotcha.

01:14:49.000 Thank you.

01:14:49.000 No problem, man.

01:14:50.000 Cool.

01:14:51.000 Yeah.

01:14:52.000 And security and risk management are massive things in the course.

01:14:54.000 I would say if you're looking to get into the course, basically what you can expect is that, like I said before, we have 15 plus live webinars, five plus pre-recorded webinars.

01:15:05.000 We're calling this the Q2 2026 crypto mindset mega course, simply because we're going to be packing a lot of webinars in there.

01:15:14.000 On Wednesday last week on my channel on Cultivate Crypto, I recommend everybody to go watch the interview that I had with the founder, co-founder of Aerodrome, as well as the CEO of Dromos Labs.

01:15:24.000 If you go and watch that, you'll get a real good sense for what's happening in DeFi right now.

01:15:28.000 We're going to have him on a flash webinar in April, probably towards the end of April.

01:15:33.000 With us, we have other founders.

01:15:34.000 So basically the way it's structured is you guys have until this Sunday, which is March 22nd at midnight Pacific Standard Time, to get in through the Fresh and Fit link here.

01:15:45.000 Then once you're in between then and when we start the webinars, which will be around April 3rd or 4th, once we get to that period, basically the period between there, the 22nd to let's say the 4th of April, you'll be in the crypto mindset course chat.

01:16:00.000 You'll be able to get your wallet set up.

01:16:02.000 You'll be able to get your exchanges set up, understand the basics of DeFi, really kind of get the lay of the land here.

01:16:09.000 Then when we start webinars, we're going to start webinars with what's happening in the market right now.

01:16:14.000 What do we expect over the next three to four months?

01:16:17.000 How are we going to play that?

01:16:18.000 What contingency plans are we going to have for stop losses, stuff like that?

01:16:22.000 Then we get into the basics from there.

01:16:24.000 So start with the most relevant information.

01:16:26.000 We have a top 50 coin list as well.

01:16:28.000 So that way it shows you what coins to mainly focus on during the quarter.

01:16:32.000 Then we have a portfolio breakdown of how to basically risk manage that.

01:16:35.000 We have a risk management webinar, which we highly recommend everybody takes as well to make sure that you don't lose money first.

01:16:42.000 Then we go through the basics.

01:16:43.000 And this is just like the first five or six webinars.

01:16:46.000 We go through technical analysis, which I do.

01:16:49.000 And then we go through fundamental analysis, which is Miguel's specialty.

01:16:52.000 Then we have on-chain data with one of our colleagues.

01:16:55.000 And then we have AI as well.

01:16:57.000 So those are kind of the four quadrants that we think everybody should understand to be successful right now in crypto.

01:17:03.000 That's the first, I would say, third to 40% of webinars.

01:17:07.000 We do two days on, two days off.

01:17:09.000 So we'll do the fourth and fifth at 7 or 10 a.m. Eastern, 10 p.m. Eastern on each of those days.

01:17:17.000 So that we take the fourth and fifth and then we take the sixth and seventh off.

01:17:20.000 And we'll go back and forth between those until we finish the 15 live webinars or a little bit more.

01:17:25.000 In the middle of the webinars, we then kind of, so we get you your basics, your foundation, everything that you need to know now.

01:17:32.000 Then we bump you up in the middle webinars, which is basically what do we think are some of the more profitable chains?

01:17:40.000 What kind of coins might have trading opportunities within those?

01:17:43.000 How can you do some flips over some swing trades, not day trading, not leverage trading?

01:17:49.000 We don't recommend those because most people lose money doing those types of things.

01:17:53.000 Then at the very end, the last, I would say, quarter or third of webinars, we bring in people who are doing projects.

01:18:00.000 So, like Aerodrome co-founder is one of those.

01:18:03.000 We have some people from other chains as well, Ethereum-based stuff, because Ethereum is pretty much where everything's being built for stable coins.

01:18:12.000 And so, we bring in different experts and we really turn on the jet.

01:18:14.000 So, I would say if you're brand new to crypto, the first half will be really valuable to you.

01:18:19.000 If you're already in crypto, the second half will be the most valuable to you.

01:18:22.000 All of it's valuable, especially because nobody that I know at least has a comprehensive view of all four of those skills.

01:18:30.000 And so, we will be filling gaps in your knowledge, whether you're experienced in crypto or whether you're not.

01:18:35.000 And we have a lot of like hedge funds and different companies like that coming in and being like, Hey, I'll pay $9.98 one time for a course where I get another basically research team for me.

01:18:47.000 I don't have to, you know, I can sift through the information and see, okay, about 30% of what these guys say really jives with what I do.

01:18:53.000 And so, I'm going to use that information, right?

01:18:55.000 And the other 70%, maybe it's useful, maybe it's not for them.

01:18:58.000 But you have people who are very experienced coming into the course, finding ways to basically get cheap research from it.

01:19:04.000 And then you have people who are brand new to crypto.

01:19:06.000 It's like a two-week to a month boot camp where essentially we give you everything you need to know about crypto.

01:19:12.000 And if you're, what do you call it, brand new to crypto or if you're just barely getting experience with it, within that month, you're going to be your local expert in crypto by the time you get done with it.

01:19:22.000 So, it's one of the best boot camps.

01:19:24.000 Coding boot camps don't really do it right now.

01:19:26.000 It's AI and crypto is where you're going to make the most money over the next few years, in our opinion.

01:19:30.000 All right.

01:19:31.000 Well said.

01:19:32.000 Okay.

01:19:33.000 Where can I find you guys?

01:19:34.000 And course schedule.

01:19:36.000 Yeah.

01:19:36.000 So you can find me at dollar cost crypto, YouTube, Instagram, Twitter, everywhere.

01:19:41.000 That is social media.

01:19:43.000 And in terms of the course schedule, we'll be releasing it very soon.

01:19:47.000 But basically, courses start in early April, I would believe like April 3rd.

01:19:51.000 Yep.

01:19:51.000 Yeah.

01:19:52.000 All right.

01:19:53.000 We got any more chats?

01:19:54.000 I think we do, right?

01:19:55.000 Who's that one first? 0.96

01:19:57.000 Anonymous.

01:19:58.000 SCRC 11.5%.

01:20:01.000 Nice.

01:20:02.000 Sure.

01:20:02.000 Strategic.

01:20:04.000 All right.

01:20:05.000 We got Outdoors coming out right now with some girls in about 10 to 15 minutes.

01:20:10.000 All the girls are here. 1.00

01:20:11.000 Thank you, Miguel and Charlie.

01:20:12.000 We're all here.

01:20:13.000 Peace.

01:20:13.000 Clawbot.

01:20:14.000 And I ran, I ran so far away I just ran, I ran all my About a bit.

Fresh & Fit - March 17, 2026

Best Time To Make Money In Crypto Is Now With Charlie and Miguel

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