Fresh & Fit - How To Budget Before The Great Reset

00:07:59.000 And we are live.

00:08:00.000 Welcome to the Fresh Podcast, man.

00:08:00.000 What's up, guys?

00:08:01.000 It is Monday Monday.

00:08:02.000 We're going to be talking about budgeting, getting ready for the end of the year.

00:08:04.000 Let's get into it.

00:08:05.000 Let's go.

00:08:56.000 And we are back.

00:08:56.000 What's up, guys?

00:08:57.000 Welcome to the Fresh Hip Podcast, man.

00:08:58.000 Monday Monday, man.

00:08:59.000 Regular edition.

00:09:00.000 It's been a minute since we have.

00:09:01.000 I was gone for a bit, but we've been making things happen behind the scenes.

00:09:05.000 As you guys know, I was in Vegas for most of last week, and then I went ahead and I just came back from DC.

00:09:13.000 How dare you?

00:09:14.000 Did a show with Jake Shields, Hodge twins, met up with Brandon Herrera and Donut Operator out there in Vegas, one of their social gatherings.

00:09:25.000 They shot some guns and stuff like that.

00:09:26.000 That was a good time.

00:09:27.000 It was nice meeting them, networking with people outside of the, you know, the, I guess, the typical spaces.

00:09:34.000 Yeah, like way outside of our space.

00:09:36.000 That's the gun space.

00:09:37.000 What else?

00:09:39.000 We did, I've linked up with Rolo Tomasi, Michael Sartain, and Andrew Wilson.

00:09:44.000 We had a discussion and Jake Rattlesnake.

00:09:45.000 Yep, got to meet Jake.

00:09:46.000 Shout out to him.

00:09:47.000 We discussed all kinds of different things, politics, the red pill, all that other stuff.

00:09:54.000 I didn't get a chance to see, now that I think about it, I wish I would have done something with Coach, but we'll go back out there to vote at Vegas again.

00:09:58.000 I ran out of time and I couldn't link up with Dan.

00:10:01.000 He was a little busy.

00:10:03.000 But I guess on the next one.

00:10:04.000 And then I went to DC.

00:10:06.000 What do you think about the debate between Andrew Wilson and Coach?

00:10:09.000 Who won that you think?

00:10:10.000 Did you see her?

00:10:11.000 Yeah, I saw parts of it.

00:10:12.000 I mean, they're both right.

00:10:13.000 You know what I mean?

00:10:14.000 You know, coaches basically say, I think they were talking past each other.

00:10:17.000 Coach was saying that marriage nowadays is just not a good deal for men, which is true. 1.00

00:10:23.000 And Andrew's making the argument where, well, you can't have a secular marriage.

00:10:27.000 It's got to be a religious marriage, which that's true. 0.73

00:10:29.000 And what Andrew was arguing wasn't necessarily that marriage and divorce can be very bad.

00:10:34.000 He agrees with that.

00:10:35.000 He's saying you need to have religion put into it so that you have these social tripwires that would stop the woman and buffers that will stop the woman from doing stuff. 0.90

00:10:46.000 Because if she's a part of the church and you get married with just the church, not the state, well, now she has social reasons, right?

00:10:54.000 Shame, being a part of the group, etc., and not, you know, not wanting ostracization that'll keep her in line. 0.79

00:10:59.000 Yeah.

00:11:00.000 Right.

00:11:01.000 So both of them are right because I see Andrew's perspective where he's saying, look, marriage is a religious institution, which is actually true, right?

00:11:07.000 We've kind of secularized and said, oh, yeah, marriages can be secular.

00:11:11.000 No, they can't.

00:11:12.000 Because unless the woman has a fear of God and has very strong societal and religious buffers to her, she's going to do dumb shit, which is why women divorce all the time now. 1.00

00:11:21.000 But I also see Coach's perspective where he's saying, well, marriage nowadays is too risky of a bet for modern men, which I agree with that too. 1.00

00:11:29.000 So I think that they were kind of talking past each other because they were like, you know, mad at each other.

00:11:33.000 But I don't think neither party was wrong based on their worldview.

00:11:36.000 I think both worldviews work because we've said it before.

00:11:39.000 If you're going to get married, make sure it's through the church or the mosque and the states out of it. 0.99

00:11:42.000 That's better.

00:11:42.000 That's true.

00:11:43.000 That's Andrew's position.

00:11:44.000 Coach is saying, don't get married at all because it could create serious problems for you down the road, which that's also true because if you're not going to get married with these buffers in place, especially like a religious institution, you're going to probably take an L.

00:11:58.000 So yeah, I think both of them were right.

00:12:01.000 I'd be happy to moderate it so that both of them can kind of get both their ideas out.

00:12:05.000 And that's another thing I don't think both of them were able to fully explain their position.

00:12:11.000 Because I think if both of them had time rounds where they can both explain their position and the other person could hear it without interruption, then they'd be like, oh, okay, I actually agree with this.

00:12:19.000 But since I know both of them and I know their positions, I was like, well, you guys actually agree.

00:12:23.000 This isn't really about marriage is bad.

00:12:25.000 It's more about how do we find ways to have the institution of marriage where it's not a huge risk to the man.

00:12:32.000 And I don't think they got to cover that because there was a lot of interrupting and everything else like that.

00:12:36.000 But both of them are right.

00:12:38.000 Yeah, the only thing I saw that were kind of missing was common law marriage because that right there, even if you're married by the state, if you live with a person in certain states, you're married by the state as well.

00:12:47.000 So by married by the church, living in the same households, that's considered marriage.

00:12:51.000 And that's, yeah, that depends on where you are.

00:12:53.000 Right.

00:12:54.000 But it was good.

00:12:54.000 It was good.

00:12:55.000 Yeah, it is what it is.

00:12:55.000 It's very heated.

00:12:57.000 But yeah, and then I did.

00:12:58.000 And then you guys are going to see an episode with Tim Poole on the Culture War.

00:13:01.000 That's going to come out this Friday.

00:13:03.000 As you guys know, they record their Culture War shows when they do the comedy show.

00:13:07.000 So that was a good time.

00:13:09.000 The Mia Khalifa 304 and a guy named Brian Shapiro were there and a fat comedian female. 0.72

00:13:14.000 So I was cooking a bit, roasting them.

00:13:16.000 So that's going to be fun when that comes out.

00:13:18.000 I didn't talk as much as I, you know, because there was a lot of people on the panel, but it was like six or seven of us.

00:13:24.000 But it was a good time.

00:13:24.000 It was fun.

00:13:25.000 But isn't it good to network, man?

00:13:26.000 Go outside your comfort zone.

00:13:28.000 Meet new people.

00:13:29.000 Well, I know these people, so it's different.

00:13:30.000 But like, meeting new people is kind of annoying.

00:13:32.000 I ain't gonna lie.

00:13:33.000 It is.

00:13:34.000 But it's a new experience.

00:13:36.000 Yeah, especially.

00:13:37.000 Welcome to my world.

00:13:38.000 Yeah, yeah, yeah.

00:13:39.000 I mean, it's yeah, it is what it is.

00:13:42.000 But anyway, what else?

00:13:43.000 Today is Money Monday.

00:13:45.000 We got a guest on Friday.

00:13:46.000 If you don't want to say who it is, oh, yeah, yeah.

00:13:48.000 Well, we got Alex Sign coming on Friday, guys.

00:13:48.000 I told him.

00:13:50.000 Alex Sign is going to come in.

00:13:50.000 For those of you that don't know, political commentator.

00:13:53.000 He works with, we work with Blaze for a while.

00:13:55.000 I think now he's attached to Turning Point USA.

00:13:57.000 He does the college stuff too.

00:13:59.000 He's real loud and rumbunctious and funny, right?

00:14:02.000 He's the one that calls big booty Latinas.

00:14:05.000 He always says that and makes fun of AOC.

00:14:07.000 So we're going to have him on on Friday.

00:14:08.000 Yeah.

00:14:10.000 And yeah, does he have a part of him that's a part of them boys?

00:14:13.000 Yes, but he actually makes fun of Israel all the time.

00:14:15.000 Not too much of a fan.

00:14:16.000 Actually, they try to cancel him, bro.

00:14:18.000 Really?

00:14:18.000 You try to cancel him.

00:14:19.000 Yeah.

00:14:20.000 Isn't he one of them?

00:14:21.000 Oh, yeah.

00:14:22.000 They still try to cancel him.

00:14:23.000 Because he's very anti-Israel.

00:14:25.000 Well, there's two factors, though.

00:14:26.000 There's the Marxist and Ender's the Yeah.

00:14:28.000 So he does, yeah, he's not a fan of them.

00:14:30.000 But yeah, so we'll have him on on Friday.

00:14:32.000 That's going to be a good time.

00:14:33.000 And we'll have him on with some girls. 1.00

00:14:34.000 So that'll be even funnier.

00:14:35.000 Actually, is Chris here?

00:14:38.000 We need all Spanish girls on that one. 1.00

00:14:39.000 Chris is never here.

00:14:40.000 All right, we need all Spanish girls for that one. 1.00

00:14:43.000 Yeah.

00:14:44.000 I'll tell them.

00:14:44.000 Okay, cool.

00:14:45.000 All Latinas.

00:14:47.000 Yeah, for Friday.

00:14:47.000 Because that'll be funny.

00:14:48.000 For him.

00:14:49.000 Let's do it.

00:14:50.000 And then I might do something with him on Thursday.

00:14:52.000 I'll see how that goes.

00:14:54.000 But other than that, and then tomorrow, guys, I won't be here.

00:14:56.000 I'm going to be going to Ohio.

00:14:58.000 I'm going to set up a debate table up at Ohio State.

00:15:01.000 How dare you?

00:15:02.000 It's going to be fucking cold, man.

00:15:03.000 Holy.

00:15:04.000 Yo, it's going to be freezing, dude.

00:15:05.000 It's cool, cool here in Miami right now.

00:15:07.000 Yeah, I'm about to cooked.

00:15:09.000 So we'll see what happens.

00:15:10.000 But yeah, we'll set up a debate table tomorrow.

00:15:12.000 And what about you?

00:15:12.000 You want to tell them what you've been going on?

00:15:15.000 A lot of networking, obviously, as you guys know, went to academics and cufflum and all these guys.

00:15:15.000 What you had?

00:15:22.000 Yeah, Cuffam is so yo, Cuff is hilarious, bro.

00:15:24.000 Like, people understand.

00:15:26.000 He's naturally just funny, and he's a tall ass dude.

00:15:28.000 Dude, dude, dude, like 6'3.

00:15:29.000 He's tall as shit.

00:15:30.000 Oh, yeah.

00:15:31.000 Crazy.

00:15:32.000 That was cool.

00:15:33.000 Went to Aiden's boxing warehouse place.

00:15:36.000 And it's funny because that whole time I was there, I met Wack again, 6ix9ine, obviously, was there. 1.00

00:15:43.000 I was there with him.

00:15:44.000 And it's funny because that whole interaction, I met a bunch of people up.

00:15:46.000 So it's good for podcasts and networking.

00:15:48.000 Also, Max B, talking to him right now with his people.

00:15:50.000 Check him out on Cliff.

00:15:51.000 Oh, he just got out of jail.

00:15:52.000 So that'll be a pretty cool interview as well.

00:15:54.000 Blue Face, that'll be dope as well. 0.82

00:15:55.000 Him and Krishan with some girls would be insane.

00:15:58.000 And we'll see what's coming next.

00:15:59.000 That's a rapper that I'd actually be interested to talk to.

00:16:02.000 Yeah, Blue Face.

00:16:03.000 No, not Blueface. 0.98

00:16:04.000 Oh, damn.

00:16:04.000 Max B.

00:16:05.000 Yeah, Blueface. 1.00

00:16:06.000 No, no, no.

00:16:07.000 For those of you that don't know who Max B is, Max B, used to call him the silver surfer, the wavy surfer.

00:16:15.000 He actually wrote a lot of Jim Jones songs back in the day.

00:16:19.000 And he went to prison in like 06 for conspiracy and murder and robbery.

00:16:26.000 Basically, his girl and his stepbrother robbed these guys and killed them.

00:16:32.000 The gun went off accidentally and killed one of them.

00:16:35.000 And these dudes were like mortgage scammers back in like 06.

00:16:38.000 And he went to jail for a long ass time and he just got out.

00:16:40.000 He got early jersey.

00:16:43.000 Yeah, he's friends with French Montana and shit like that.

00:16:45.000 But yeah, you would have to listen to old dipset back in the day to know who he really is.

00:16:48.000 But I mean, the guy was very talented.

00:16:51.000 He did a lot.

00:16:52.000 He wrote a lot of those, like all of Jim Jones bangers back in the early 2000s.

00:16:55.000 Like we fly high and shit like that.

00:16:57.000 Max wrote a lot of that shit.

00:16:59.000 Yeah, he wrote a lot of that shit.

00:17:02.000 And another funny thing, too, because when he was at his peak in like 07, 08, because I think he ended up going to prison like 09.

00:17:10.000 He was in Connecticut a lot, bro, doing shows.

00:17:13.000 He'd always be in Hartford doing shows and shit like that.

00:17:16.000 And all my friends loved him.

00:17:17.000 So I always used to hear his music and shit like that.

00:17:19.000 But yeah, I have a lot of questions.

00:17:20.000 So that would be a good interview.

00:17:23.000 So yeah, we'll see.

00:17:25.000 Like I said, you guys know I don't like talking to rappers or shit like that.

00:17:27.000 But there's some that I will do interviews with because I just hope you don't come high or some shit.

00:17:32.000 Yo, Castle Club.

00:17:33.000 Yo, by the way, Castle Club members, we did an event for you guys last show, which was Friday.

00:17:39.000 We had Mo in the back with some girls from the Afters, and it was fucking hilarious.

00:17:42.000 He got Twerkton, Dancedon, and the winner won some cash prize actually for twerking on Moe.

00:17:47.000 So that was fucking hilarious.

00:17:48.000 Go check it out, man.

00:17:50.000 You guys there right now uploaded.

00:17:51.000 So go check it out.

00:17:53.000 But you know who I'm proud of, man?

00:17:54.000 Rapper I'm very proud of?

00:17:56.000 6ix9ine. 0.95

00:17:57.000 Yeah.

00:17:57.000 People doubted him for so long.

00:17:59.000 Made a good comeback.

00:18:00.000 They actually put him on industry.

00:18:02.000 They shadow banned him, so to speak.

00:18:03.000 And he came back stronger than ever.

00:18:06.000 Everyone doubted him.

00:18:07.000 Me act believed in him.

00:18:08.000 He's number one.

00:18:09.000 I would say he was number one viewed podcast, podcast show guest now.

00:18:14.000 Because DJ Vlad, us, who else?

00:18:17.000 Chopla Ross.

00:18:18.000 It's just going everywhere.

00:18:19.000 DJ Frost.

00:18:20.000 So I think 6ix9ine man should actually stream content himself because he's fucking hilarious in person as well. 1.00

00:18:25.000 So shout out to Danny Man, Don Marco.

00:18:28.000 Yeah, we might bring him back.

00:18:32.000 No, we should.

00:18:32.000 We could do that.

00:18:33.000 His health is huge, by the way.

00:18:34.000 We should bring him back.

00:18:36.000 We could bring him on some girls just so he doesn't get drunk this time.

00:18:38.000 Yeah, he was lit.

00:18:40.000 Okay.

00:18:41.000 Money Monday, fellas.

00:18:42.000 All right.

00:18:43.000 The great reset.

00:18:44.000 Something's coming, fellas.

00:18:45.000 Very sinister.

00:18:47.000 And if you know what I mean, it's like a double double spammy.

00:18:53.000 So, remember I mentioned to you guys before that I was at a conference in Vegas with some people, and they mentioned the car market going down, housing market going down, crypto going on as well.

00:19:05.000 And the weird part is that, like, just last month, October itself, there was a layoff count of job loss.

00:19:12.000 150,000 people got laid off their jobs.

00:19:14.000 Let me say that again.

00:19:16.000 Last month alone, just in general occupations around America, 150k people were laid off.

00:19:26.000 So, the job market is cooked, fellas.

00:19:28.000 And let me just say this.

00:19:29.000 We're going to go through five things you can learn today to kind of, I would say, you know, avoid what's coming next because if you're not careful with your next moves, it could either end you or make you really rich.

00:19:40.000 So, there's a middle place between rich and poor called middle class. 0.88

00:19:44.000 That is now pretty much gone.

00:19:47.000 However, there's still some time left before 2030 to get things to an order.

00:19:51.000 And even myself as well.

00:19:53.000 I'm not perfect.

00:19:53.000 I made mistakes too as well.

00:19:55.000 But being around the right people, I've been able to learn and see, okay, cool.

00:20:00.000 Where did I need to put my money?

00:20:01.000 What should I avoid?

00:20:03.000 And what did I do in the past made mistakes that could have pushed me further?

00:20:06.000 So let's hear just five things you guys can learn from as well.

00:20:09.000 And number one is never, for the most part, buy a new car.

00:20:14.000 You guys heard me say this before on other podcasts.

00:20:17.000 New cars are a death trap.

00:20:19.000 Let me explain.

00:20:20.000 The car looks brand new.

00:20:21.000 You're like, you know what?

00:20:22.000 I don't want to buy a car.

00:20:23.000 Someone's been in before, smoked weed in before, even drank it, smashed in.

00:20:27.000 I get you 100%.

00:20:28.000 Here's the issue, though.

00:20:30.000 Now, brand new car, before it even gets off the lot, it's going to depreciate the moment that you drive off the lot.

00:20:36.000 And the weird part is that the actual car itself, you could have bought it for three years under and saved like 20% from that depreciation.

00:20:44.000 So let's say the car costs like $40,000.

00:20:47.000 You could have saved just from having a used car three years under $10,000 or more.

00:20:53.000 So alone, you're saving money by buying a used car.

00:20:56.000 But secondly, new cars, guys, are just a bad investment through and through.

00:20:59.000 Because you're going to drive the car for what, a year, get tired of it and try to sell it.

00:21:03.000 You're going to lose money from depreciation as well as being upside down in the car.

00:21:08.000 And upside down just means that you bought the car for a certain price and the value dropped so much, you're going to owe the dealership money to get out of the car.

00:21:15.000 So in essence, guys, buying a brand new car, not a good idea.

00:21:18.000 I did it before in the past.

00:21:20.000 Biggest regret I had for buying a car because it didn't make any sense.

00:21:23.000 And I was like, you know what?

00:21:24.000 Forget a used car, bro.

00:21:26.000 I'm making money.

00:21:26.000 Just buy a new car.

00:21:27.000 But at what point do you say was smart?

00:21:30.000 It was not.

00:21:31.000 And before we get into the video, you want to say anything about new cars?

00:21:34.000 No, I mean, like, I've always said I think your two biggest expense a lot of times is your home expense and your car expense.

00:21:39.000 And if you can knock one of them down and remove it or limit it significantly, that's going to help you a lot with other things.

00:21:44.000 And new cars, man, are a scam.

00:21:47.000 Fellas a lot of times. 1.00

00:21:48.000 Don't be fooled.

00:21:49.000 Toyota and Honda are not what you think they are.

00:21:51.000 They're still high-priced cars.

00:21:53.000 So a new Honda, Toyota now, costs minimum 50K.

00:21:58.000 Say that again. 0.71

00:22:00.000 Jesus!

00:22:02.000 Toyota and Honda that were friendly, smart, economical, are no longer those options because they're the same prices pretty much at the Mercedes or BMW.

00:22:10.000 So, in essence, fellas, the car market is going up and your pockets are going down.

00:22:16.000 So buying a new car is going to destroy your wealth because, again, it's a silent color.

00:22:20.000 You got to pay insurance.

00:22:21.000 You got to pay for peers at some point with a new car.

00:22:24.000 But the worst part is depreciation because that right there, fellas, is a slow killer will kill your wealth instantly.

00:22:29.000 Now, this video we got to play here as well to show you guys some more illustrated points, but let's get into it.

00:22:34.000 There we go.

00:22:38.000 Also, one more thing as well.

00:22:40.000 New cars nowadays are made to actually break.

00:22:44.000 If you ask me how I know, a friend of mine works at dealership and Mercedes.

00:22:49.000 And the cars really Made flimsy on purpose because they don't make money off the sale of the car, so to speak.

00:22:57.000 They've been making it from financing you the car with a loan and then repairs.

00:23:01.000 That's how they get you.

00:23:02.000 Planned option lessons.

00:23:03.000 And you're like, you know what?

00:23:04.000 This car is a really good price.

00:23:06.000 I'll get this car now.

00:23:07.000 But the repair bill, you go to Mercedes, it's more than a car cost.

00:23:12.000 Isn't that insane?

00:23:13.000 So you're going to spend more money repairing a car buying a car.

00:23:16.000 And that's how they get you.

00:23:17.000 That's why you know what's funny about repos too as well at an all-time high because people can't afford the repairs.

00:23:22.000 So it's fucked up, man.

00:23:24.000 It's fucked up.

00:23:25.000 W scam for real.

00:23:26.000 Carrie gets it.

00:23:27.000 And it destroys your credit in the process.

00:23:28.000 So it's like a double whammy.

00:23:30.000 Yeah.

00:23:30.000 And then they can sue you after the fact.

00:23:31.000 Yeah.

00:23:32.000 100%.

00:23:32.000 So it's like, it just, man.

00:23:34.000 Yeah, you just put yourself in a very bad position, bro.

00:23:36.000 You can literally go broke because of a car.

00:23:38.000 Buy a car.

00:23:39.000 Can't keep up with the payments and it has issues.

00:23:41.000 Now they come, they repo it, they take it, then they sue you for what you owe.

00:23:46.000 It's a big L, man.

00:23:47.000 I remember people brought Teslas in a cyber truck thinking it was cool.

00:23:51.000 It was hip.

00:23:52.000 Let's go, Elon.

00:23:53.000 Wrong.

00:23:54.000 Because, bro.

00:23:56.000 They're recovering a bit, but yeah, Tesla took a huge nosedive after the Trump administration came in.

00:24:01.000 There's so many Teslas on the repo loss now.

00:24:04.000 Price drop was insane.

00:24:05.000 My imagination, you paid $100K for a car.

00:24:07.000 It's worth $60 now.

00:24:09.000 How are you going to pay it off?

00:24:10.000 You got a regular drug.

00:24:11.000 Regular 9 to 5 job.

00:24:13.000 That's your money right there.

00:24:14.000 Yep.

00:24:14.000 Gone.

00:24:15.000 So it's messed up, fellas.

00:24:16.000 Be careful.

00:24:17.000 All right.

00:24:17.000 Craziness.

00:24:21.000 Here we go.

00:24:24.000 Wealth killer. 0.93

00:24:25.000 Ah, yeah.

00:24:26.000 New cars.

00:24:27.000 Car payments in general.

00:24:28.000 So I made this video last year about the number.

00:24:31.000 Thanks.

00:24:33.000 There we go.

00:24:35.000 And they're calling it the number one wealth killer as well.

00:24:39.000 Number one wealth killer.

00:24:41.000 Ah, yeah.

00:24:41.000 New cars.

00:24:42.000 Car payments in general.

00:24:43.000 So I made this video last year about the number one wealth killer that nobody talks about.

00:24:47.000 In my opinion, I don't think anybody should ever buy a new car.

00:24:50.000 If you're trying to be financially savvy, never buy new because buying a new car is basically just throwing your money away to depreciation most of the time.

00:24:57.000 And how much are you losing once you drive the car off the lot?

00:24:59.000 Yeah, off the lot, depending on the model, 15%, 20% right off the top there.

00:25:04.000 And then in the first three years, you typically lose 40% of the car's value.

00:25:08.000 That's typical depreciation curves.

00:25:10.000 Obviously, for some sports model cars, it could be a lot higher.

00:25:12.000 For some cars that hold their value well, like I think a RAV4 holds their value really well.

00:25:16.000 It might be lower, but on average, about 40%.

00:25:19.000 So I'm assuming that you should buy use.

00:25:21.000 You should also never lease a car, I'm assuming.

00:25:23.000 Leasing a car could be good depending on who you are.

00:25:26.000 But you should almost try to always.

00:25:28.000 Typically, that's for business owners, to be real with you guys.

00:25:31.000 But even that can be used in as bad because it is a write-off, but I was talking to Myron Buddhist yesterday.

00:25:37.000 A write-off is good, but you're still spending the money.

00:25:40.000 So think about where that money can go elsewhere.

00:25:42.000 If you can avoid doing a write-off, because a lot of times it's not a necessity when you get that car.

00:25:42.000 Yeah.

00:25:46.000 If it's a necessity, that's one thing.

00:25:46.000 Yeah.

00:25:48.000 A lot of times it's like, I kind of want to buy it because I want and I get this extra benefit, but is it a necessity?

00:25:53.000 The answer is no most of the time.

00:25:53.000 Do I need this?

00:25:55.000 I personally will never buy an other car personally from my experiences.

00:25:59.000 It's just not the math doesn't matter for me at that point.

00:26:02.000 It's just kind of like it's cool to write off, but like I could put them in elsewhere to write off even better benefits.

00:26:06.000 What cars do you have now?

00:26:08.000 I don't know if you want to tell me no, but okay, I'll tell them.

00:26:12.000 We're transparent on cars.

00:26:14.000 Yeah, because I don't even know what you have right now.

00:26:15.000 So I have right now the G-Wagon, Arabic Gray, right interior.

00:26:19.000 I have the Astamar Advantage, Chinese Gray, right interior. 0.97

00:26:24.000 Hey, joke is written itself.

00:26:25.000 The joke is funny.

00:26:26.000 That's a convertible one, right?

00:26:27.000 Yeah.

00:26:27.000 Okay.

00:26:28.000 Roseway Cullen still have that same one.

00:26:30.000 Rental every month.

00:26:31.000 It's funny.

00:26:32.000 I actually have a little renter that rents it from me every month, and he's an influencer.

00:26:39.000 Shout out to him.

00:26:40.000 Okay.

00:26:40.000 And then I have as well the Range Rover.

00:26:42.000 My sister drives that one.

00:26:43.000 That's for her.

00:26:44.000 And that's it.

00:26:45.000 Okay.

00:26:46.000 Yeah.

00:26:46.000 So only four now.

00:26:47.000 But the Range Rover has paid off, right?

00:26:47.000 Yeah.

00:26:50.000 No, this is a different one.

00:26:51.000 The other one is paid off, yeah.

00:26:52.000 Okay, okay, okay.

00:26:53.000 All right, but I saw that one.

00:26:54.000 Okay, yeah, fair.

00:26:55.000 So I actually made 9k profit off of that car.

00:26:57.000 Okay.

00:26:58.000 Yeah, pretty good.

00:26:58.000 Nice.

00:26:59.000 All the rest, though, the car market was kind of fucked, man.

00:27:02.000 Holy shit.

00:27:03.000 Oh, shit.

00:27:04.000 That was bad.

00:27:04.000 That was bad, man.

00:27:05.000 I took an L there, man.

00:27:06.000 I'm not gonna lie, I took an L there, but it's fine.

00:27:08.000 We're surviving.

00:27:09.000 All right, let's continue.

00:27:11.000 Buy a car that's three years used.

00:27:13.000 I found that that's the sweet spot because if it's three years used, it still feels new.

00:27:18.000 It probably has less than 30,000 miles on it, hopefully.

00:27:21.000 And honestly, the models don't change that often.

00:27:23.000 So people will just look at you and they're like, oh, he's driving a new car, and it'll save you so much money.

00:27:28.000 So if you are going to buy a that's actually a good call.

00:27:30.000 The models almost always stay damn near identical.

00:27:33.000 And keep in mind, guys, the reason why they stay identical is so that it saves them money on production.

00:27:37.000 So yeah, precisely.

00:27:39.000 So it's like closer to like three to five years when it comes to cheat code is what you just said right there.

00:27:43.000 Buy a car three to four years under, they look the exact same.

00:27:46.000 Only this year they changed maybe the look of the lights, but who cares?

00:27:49.000 It's still the same car.

00:27:50.000 It's very minor stuff that only like connoisseurs of that vehicle are gonna even realize or notice.

00:27:56.000 But bro, you pull up to a function.

00:27:57.000 Niggas don't know what's the difference. 1.00

00:27:59.000 And yo, girl, fellas, girls don't know shit. 1.00

00:28:02.000 Stupid.

00:28:04.000 They call a Asa Martin a Ferrari.

00:28:07.000 Bro.

00:28:07.000 Bro, you can pull up with a Porsche boxer.

00:28:07.000 Yeah.

00:28:10.000 Yeah.

00:28:10.000 And they won't know.

00:28:11.000 Yeah.

00:28:11.000 It's a convertible.

00:28:12.000 It's a convertible.

00:28:13.000 W.

00:28:13.000 You're winning.

00:28:14.000 The wind blowing, they're here in the back.

00:28:16.000 It's a very cheap Porsche you can get.

00:28:17.000 They don't care, man.

00:28:18.000 For like 30k.

00:28:19.000 The big ballers are going to know.

00:28:21.000 The big ballers are going to be like, yo, this nigga's broke. 1.00

00:28:23.000 But hey, who cares about the big ballers, bro?

00:28:24.000 You get a Maserati, bro.

00:28:25.000 You can get any of these cars, bro.

00:28:26.000 And like, most chicks don't know shit about cars. 0.99

00:28:28.000 No, absolutely.

00:28:29.000 Like, yeah.

00:28:30.000 If you're buying cars for girls, like, that's even more reason to not go crazy. 0.99

00:28:34.000 Yeah, 100%.

00:28:35.000 Because you don't need to do that much.

00:28:36.000 Trust me.

00:28:37.000 You really don't.

00:28:37.000 So there you go for that video.

00:28:39.000 A second point now.

00:28:39.000 All right.

00:28:41.000 You know, it's funny about cars too, as well.

00:28:43.000 Like, cars are hot, but your pockets usually are not when you buy those cars.

00:28:50.000 That was a funny joke there.

00:28:50.000 All right.

00:28:51.000 Might have missed it.

00:28:52.000 I'm a rapper, by the way.

00:28:53.000 All right, number two.

00:28:55.000 Oh, the joke.

00:28:56.000 So cars are hot.

00:28:57.000 Okay.

00:28:58.000 But when you buy these cars, your pockets are not.

00:29:01.000 Because you lose money on cars.

00:29:03.000 All right, nigga, never mind. 1.00

00:29:04.000 You didn't get it.

00:29:04.000 Nope.

00:29:05.000 All right, cool.

00:29:06.000 Number two.

00:29:06.000 Someone in the chat gets it.

00:29:08.000 Don't quit your job now for a new job.

00:29:11.000 Because the market now is cooked.

00:29:14.000 Guys, I've been looking at the market because my friends that were in tech lost most of their jobs.

00:29:19.000 And I was like, hold on.

00:29:20.000 You're telling me that you went to the same school.

00:29:23.000 We went to the same classes, worked at the same offices, but you got fired?

00:29:27.000 What's going on here?

00:29:28.000 And we had like an old chat from prior days as well.

00:29:31.000 And most people can't find a job right now.

00:29:33.000 I don't get guys with masters working at pet shops, guys that have like degrees and certifications.

00:29:38.000 They're without a job now working at Publix, pretty much.

00:29:41.000 And it's kind of like, what's happening?

00:29:43.000 And we saw Amazon just lay off a bunch of people as well. 1.00

00:29:46.000 So technically, what's happening is that companies are trying to optimize their output, and AI is taking over most jobs.

00:29:53.000 And they say, oh, fresh Myron AI is not that serious.

00:29:56.000 It's going to take forever.

00:29:58.000 Well, they're estimating by 2030.

00:29:59.000 It's going to have a phase of every company outlet is going to have AI integrated into it, which means typically from staff of receptionists all the way up to CEO levels, there's going to be AI integrated into companies.

00:30:14.000 Now, if you're listening to what I'm saying, you should be shitting your pants.

00:30:17.000 Not literally, but you know what I'm saying?

00:30:19.000 Because what's happening is most people are going to be without a job.

00:30:24.000 So add that into the economy and also inflation going up.

00:30:28.000 And add in as well, people can't pay their bills, pay for their cars, houses, and rent.

00:30:33.000 What's going to happen?

00:30:34.000 Well, we're going to need a savior.

00:30:36.000 Get music for a savior.

00:30:38.000 We're going to need actually somebody to save these people.

00:30:42.000 Now, if you're smart, you read your Bible, you know where I'm going with this, right?

00:30:47.000 They're going to need a universal income to save people. 0.59

00:30:51.000 And when there's chaos, it comes order because they create the chaos.

00:30:56.000 And then magically, they give you the order to follow suit.

00:31:00.000 Now, typically speaking, if you look at this from a standpoint of secularism, you know, you just take whatever they give you, move along with life, and you're back to normal.

00:31:10.000 But from a religious standpoint, you want to see where this is going.

00:31:14.000 And basically, it's a one-rule order, as we mentioned before on some podcasts, but it's happening in real time.

00:31:18.000 People are asleep.

00:31:19.000 They're like sheep just saying, okay, I'm going to just go to work and fill up my job. 0.70

00:31:23.000 The government will take care of me.

00:31:24.000 And that's cool and all, but like, where's it leading to?

00:31:27.000 Look at China. 0.88

00:31:28.000 They have the social currency as well, where if you don't have a high social score, you can't buy, sell, or trade.

00:31:33.000 And then you're in the streets homeless and you're cooked.

00:31:35.000 Well, America's not too far off because look at what Trump is doing right now.

00:31:39.000 And by the way, I don't dislike Trump at all.

00:31:41.000 I just think that he's moving toward a more different agenda than most people would think of.

00:31:46.000 So I'll leave that there.

00:31:48.000 But guys, the job market itself is cooked.

00:31:50.000 And if you look at it from the standpoint of my point of view, we're okay.

00:31:55.000 But for you watching, mostly watching the podcast of 95 job, which I think is great as well, you need emergency funds because having emergency funds will help you weather the storm.

00:32:02.000 Because if you lose your job today, what do you do?

00:32:05.000 Can you last a month?

00:32:06.000 Two months, three months, four months, five months, a year.

00:32:08.000 If you can, great.

00:32:09.000 But if you can't.

00:32:11.000 So typically, what people do is go to credit cards right after that.

00:32:14.000 And if you go to credit cards without a job, you're going to be even more debt.

00:32:18.000 So I think looking at it from the standpoint of what's happening with the economy, prepare that if you need to lose your job, you can actually withstand this by having savings and, of course, planning ahead.

00:32:27.000 But it's a video we could play as well.

00:32:29.000 Another video, Bills, if you don't mind for number two.

00:32:32.000 And here we go.

00:32:34.000 Understand one thing: if Amazon can cut 14,000 jobs 62 days before Christmas, what makes you think that your job would not cut you?

00:32:45.000 What makes you think your job is safe?

00:32:48.000 Guys, we are living in times where employers don't give a damn about you being a three-time employee of the month, a three-time employee of the year, how much brown nosing you do, how much overtime you work, how much sacrificing you did for the company, neglecting your family.

00:33:04.000 They don't care, guys.

00:33:06.000 These jobs.

00:33:07.000 How many of you have jobs where you stay late after hours?

00:33:10.000 You work a job with three people.

00:33:12.000 You avoid family functions, maybe your kid's birthday, maybe even like your mom is sick in hospital, but you're working to help pay the bills.

00:33:20.000 And then, you know, company says, we're going to downsize.

00:33:24.000 And you're on the list.

00:33:26.000 After all the loyalty you give to them, all the respect, all the time and energy, the company just says, you're gone.

00:33:33.000 And it's kind of like, at that point, what have you been working for?

00:33:38.000 For a company that's not loyal to you at all for a paycheck.

00:33:43.000 And it's not a bad thing, but I'm just saying, like, look at it from the standpoint of your job is not forever.

00:33:49.000 It is a reason and for a season.

00:33:51.000 And at some point, it may end.

00:33:53.000 And that's everything.

00:33:54.000 A business could end.

00:33:56.000 Companies could end.

00:33:57.000 So what are you doing to plan for this inevitable situation?

00:34:03.000 Think about it.

00:34:04.000 Think about this.

00:34:05.000 At least long term, actually.

00:34:08.000 Not just that, but like Twitch.

00:34:10.000 Like Twitch got rid of a bunch of people.

00:34:12.000 Because of Amazon.

00:34:12.000 Right.

00:34:14.000 Twitch.

00:34:14.000 Right.

00:34:15.000 And it's funny because they got rid of people from their trust and safety section, which is kind of funny to me.

00:34:20.000 It's like, wait, y'all niggas literally ruined so many lives. 1.00

00:34:24.000 Yeah.

00:34:24.000 Hated on us.

00:34:25.000 But you know what's funny about that part too?

00:34:26.000 They will ride so hard to hate on people.

00:34:29.000 But when they get fired, please save us.

00:34:31.000 Go fund me.

00:34:32.000 Oh, hell no.

00:34:33.000 After all that shit you did to us, now we're good.

00:34:36.000 Yeah.

00:34:36.000 But they'll keep girls on that assault men on Twitch, banned it for one day.

00:34:42.000 But we say one thing wrong for outside the actual platform, we're banned forever.

00:34:46.000 Yep.

00:34:46.000 Like that Nina Lynch, she's not that sister.

00:34:52.000 Yeah, that guy.

00:34:53.000 And they banned her for a day, a lot of backlash. 1.00

00:34:53.000 Yeah. 1.00

00:34:55.000 So they said, oh, okay.

00:34:56.000 Then they banned her for a week.

00:34:58.000 And then she came back like nothing.

00:34:59.000 And then we get banned for off-platform shit.

00:35:01.000 So I don't feel sorry for Twitch at all.

00:35:02.000 I honestly, I hope they fail.

00:35:05.000 I truly hope they fail and the platform goes down because they deserve it.

00:35:08.000 They're number one, they're biased towards conservatives.

00:35:11.000 You can't exist on there as a conservative.

00:35:12.000 Number two, they'll ban certain people for off-platform behavior, but then you got people literally calling for the death of senators. 0.90

00:35:18.000 Nothing happens.

00:35:19.000 So it's absolutely ridiculous.

00:35:21.000 You got girls on there like promoting their OFs and like literally like doing sexual things with microphones. 1.00

00:35:27.000 Zero consequence, bro.

00:35:28.000 Zero.

00:35:29.000 So, you know, and it's because their owner, Dan Clancy, is a gooner.

00:35:32.000 So that makes sense.

00:35:33.000 He literally follows like all the chicks. 0.96

00:35:35.000 He got caught multiple times.

00:35:36.000 So it's like, bro, just it's a failed platform.

00:35:39.000 Did I tell you why I saw TwitchCon when they went?

00:35:41.000 Bro, it was Dan Clancy.

00:35:44.000 It was Hassan Abby. 0.98

00:35:45.000 Oh, yeah.

00:35:46.000 That's his boy.

00:35:47.000 Yeah.

00:35:48.000 It was also.

00:35:49.000 He'll never get banned.

00:35:49.000 That's why he won't.

00:35:50.000 Him and Dan Clancy are good friends.

00:35:52.000 It was Pokemane and her man at the time.

00:35:54.000 I don't know who that was.

00:35:56.000 And it was SQC and some other streamers, Nick or whatever on Twitch.

00:36:00.000 They're all in a section partying, getting lit.

00:36:03.000 And Dan was always with a young girl, bro.

00:36:05.000 Of course.

00:36:06.000 And I'm like, listen, I'm not a hater.

00:36:07.000 But nigga, she look like 12, bro. 1.00

00:36:09.000 Say, nigga. 1.00

00:36:10.000 Just like 12, dog.

00:36:11.000 Yeah, he's uh, weird.

00:36:12.000 Twitch deserves all their failures, bro.

00:36:15.000 They deserve every single failure that comes their way.

00:36:17.000 So, but no, I just found it funny when their employees were talking to me.

00:36:20.000 It was a guy from Trusted Safety saying, like, oh, yeah, I got laid off, blah, blah.

00:36:23.000 And I'm like, bro, Mike, how many lives did you ruin when you were at working at Trusted Safety?

00:36:27.000 No one's going to feel sorry for you at all.

00:36:29.000 I used to work at a company, right?

00:36:30.000 And we would go through people's accounts.

00:36:32.000 Some were obviously not in our terms of services, you know, gun shit, illegal shit.

00:36:39.000 That to just go.

00:36:40.000 But when I had a chance to say, you know what, this person, their money's on the line for their family.

00:36:43.000 I was like, you know what?

00:36:45.000 I'm going to take the T L here.

00:36:46.000 If I, if I get like it written up, I'm going to make sure that your business goes through because that's somebody's life livelihood.

00:36:50.000 For them, it's like, oh, I don't know this person, get them out of here.

00:36:53.000 But it's a business.

00:36:54.000 That's how they feed their family.

00:36:55.000 That's fucked up.

00:36:56.000 But they don't care.

00:36:56.000 That's crazy, bro.

00:36:57.000 I wouldn't wish demonization or anything on like my words.

00:37:00.000 If they're not on your actual like agenda, get out of here.

00:37:03.000 Yeah, bro.

00:37:04.000 So this is why platforms like Rumble are superior, bro.

00:37:06.000 Rumble, for sure.

00:37:07.000 100%.

00:37:07.000 You know, shout out to Rumble, Kick, Party, all these alternative platforms that put pressure on YouTube, especially Rumble, because Rumble's their true free speech app.

00:37:14.000 Yep.

00:37:15.000 Like, yo, man, that's.

00:37:17.000 And party's coming up too as well.

00:37:18.000 Yeah, party's coming up.

00:37:18.000 Party's coming up.

00:37:19.000 Party's coming up.

00:37:20.000 So, um, you know, but yeah, dude, like, any alternative platform to YouTube, honestly, and Twitch is like a W. Because honestly, the only way that they're going to change, which they've been changing, by the way, it used to be, oh, we give you three strikes and we ban you.

00:37:32.000 Now they give you warnings.

00:37:33.000 So YouTube is also realizing, like, damn, like, we're losing a lot of people to alternate platforms because our ambiguous guidelines, our ambiguous ruling, how we like give people strikes or whatever.

00:37:45.000 Like, so we'll see, man.

00:37:46.000 We'll see what happens.

00:37:47.000 But, but definitely Trump coming in helped this pro helped a lot.

00:37:52.000 If Chum wasn't here, we'd all be cooks.

00:37:53.000 Oh, yeah, we'd all be.

00:37:54.000 A bunch of people hate on Trump, bro.

00:37:54.000 Oh, yeah.

00:37:57.000 You want to have a podcast?

00:37:58.000 He's responsible for a lot of the censorship recession.

00:37:58.000 100%.

00:38:02.000 100%.

00:38:03.000 Because that's not even a question.

00:38:04.000 So when people say, oh, bro, I hate Trump, bro.

00:38:06.000 Listen, you want Kamala instead?

00:38:08.000 Please, nigga, please. 1.00

00:38:09.000 Come on, bro.

00:38:10.000 You stupid.

00:38:11.000 Yeah, even these dumbass left-wing niggas, like, you would, um, you would be in a way worse situation with Kamala in way worse. 0.92

00:38:11.000 Don't be dumb, bro. 0.92

00:38:20.000 Yeah.

00:38:21.000 Especially these guys that are anti-Israel, Kamala.

00:38:23.000 It would have been way worse for you.

00:38:25.000 So we'd all be cooked, man.

00:38:26.000 Yeah, even more so.

00:38:28.000 Just keeping it real.

00:38:29.000 So, yeah, we've been demonetized now for two years and we still figured it out, you know.

00:38:32.000 But like, yeah, I mean, I like, but the thing is, is that I've seen this demonization destroy other people.

00:38:35.000 Like, they can't even operate no more.

00:38:37.000 And we've been, thankfully, you know, shout out to Fresh making things happen behind the scenes, but we've been able to survive and thrive even while being demonetized for two years.

00:38:46.000 Other YouTubers would never be able to exist, bro.

00:38:48.000 Like being demonetized.

00:38:50.000 So, and we help many people too.

00:38:51.000 And we help a lot of people that had this problem as well.

00:38:54.000 You know what I mean?

00:38:55.000 So, we're still here, despite the fact that some of our haters and our biggest detractors prey on our downfall.

00:39:00.000 We're still here.

00:39:01.000 Have more influence than them.

00:39:02.000 This is the hardest working podcast in the world by far.

00:39:04.000 It doesn't even come close.

00:39:05.000 We stream seven days a week for two years straight.

00:39:07.000 Who does that?

00:39:08.000 Or if it did that?

00:39:09.000 Yeah, I mean, and we're still going.

00:39:11.000 Yeah.

00:39:11.000 Still going.

00:39:11.000 I stream almost every day.

00:39:13.000 You stream every day?

00:39:13.000 You know what I mean?

00:39:14.000 I stream Monday to Thursday.

00:39:15.000 Yeah.

00:39:16.000 Pretty much.

00:39:16.000 And networking every single day as well.

00:39:19.000 And it's funny because people say we're not relevant.

00:39:21.000 I'm like, nah, nigga. 0.96

00:39:22.000 Stop hating.

00:39:23.000 Bro.

00:39:24.000 Can I say something real quick?

00:39:25.000 Hold the fucking show up, man.

00:39:28.000 I've been at concerts, right?

00:39:30.000 I've been at events.

00:39:31.000 I've been at clubs where I'm the most known person there.

00:39:35.000 And a rapper, celebrities, like, yo, who is this nigga? 1.00

00:39:37.000 Like, like, that asked.

00:39:38.000 Yesterday, I was at a function, Axe Noble, as Detox.

00:39:44.000 Big celebrities were there.

00:39:46.000 Who did everyone come take a photo with?

00:39:48.000 Me.

00:39:49.000 I'm having that big.

00:39:50.000 But streamers nowadays, fellas, especially big podcasters too, are doing meta.

00:39:54.000 So, and that's celebrities are dying, bro.

00:39:56.000 I'm telling you.

00:39:57.000 But at the same time, because there's a lot of value, bro, your podcast changed my life.

00:40:01.000 I have a wife now.

00:40:03.000 She's amazing to me.

00:40:03.000 I have a girlfriend.

00:40:05.000 Like, my credit score is up.

00:40:06.000 It's also something good that we add value too.

00:40:08.000 Versus, oh, bro, your song is dope.

00:40:10.000 Okay, it's a song, bro.

00:40:11.000 Some nigga made a video hating saying that we're not relevant or some shit, right?

00:40:14.000 Right?

00:40:15.000 You know what's funny?

00:40:16.000 You know what that bitch ass nigga didn't do? 1.00

00:40:18.000 He didn't show our Rumble numbers.

00:40:22.000 Can I show it?

00:40:23.000 Nah, nah, nah.

00:40:26.000 It's crazy.

00:40:26.000 Maybe one day.

00:40:27.000 Yeah, because it's crazy because it's like these niggas like they're only on one platform. 1.00

00:40:32.000 Right?

00:40:32.000 Yeah.

00:40:32.000 They're on one fucking platform.

00:40:33.000 That's where they put all their content on.

00:40:35.000 We're spread across like six or seven different platforms.

00:40:38.000 Yeah, because we have multiple channels, right?

00:40:40.000 And we're demonetized.

00:40:41.000 And shadow band.

00:40:41.000 And we're demonetized.

00:40:42.000 And shadow banned.

00:40:44.000 And we still get more views than you niggas on a side channel. 1.00

00:40:47.000 My channel by itself gets more views than these niggas. 1.00

00:40:49.000 That's facts.

00:40:50.000 And that's their only shit.

00:40:51.000 Meanwhile, I'm streaming everywhere else, right?

00:40:53.000 And then they want to go out and say, oh, Fresh and Fit is relevant.

00:40:55.000 Your guys' views have dipped.

00:40:56.000 Nigga, we've turned this into a financial channel. 1.00

00:40:59.000 Yeah.

00:40:59.000 If you guys notice, we're only posting money stuff on this thing now.

00:41:01.000 Yeah.

00:41:02.000 So we're not even doing after hours on here, nothing.

00:41:04.000 And then on top of that, show our Rumble numbers.

00:41:06.000 Show our Rumble numbers, but they won't do that.

00:41:08.000 It destroys them.

00:41:09.000 We're getting hundreds of thousands of views on Rumble, bro.

00:41:11.000 Hundreds of thousands.

00:41:12.000 And on top of that, Rumble's a harder app to go viral on.

00:41:15.000 It is because Discovery is really low.

00:41:17.000 Discovery is low.

00:41:18.000 People have to go there to look for you.

00:41:19.000 For now.

00:41:20.000 But they're working on it.

00:41:20.000 For now.

00:41:21.000 But I find it hilarious when people say this shit.

00:41:24.000 And when I'm like, yo, number one, you guys want to talk YouTube numbers.

00:41:28.000 My channel by itself gets more views than you guys.

00:41:29.000 And then number two, if we want to go ahead and talk about Pressure Fit, let's compare apples to apples.

00:41:33.000 Let's go ahead and compare our Rumble channel where we post all our content to y'all niggas' channel. 1.00

00:41:36.000 When you have millions of subscribers, we get more views than you guys on our Rumble channel.

00:41:40.000 And it's a harder platform to find.

00:41:42.000 And there's no recommendation.

00:41:43.000 People go over there and find us.

00:41:44.000 So who has a real following?

00:41:46.000 Niggas tell me I recognize you from YouTube, from TikTok. 1.00

00:41:48.000 I've been banned on TikTok for five years.

00:41:50.000 Bro, how many niggas came up to us, Brett, when we're in DC? 1.00

00:41:53.000 Oh, you're the TikTok guy.

00:41:54.000 Oh, blah, blah, blah.

00:41:55.000 You're doing the constabates, whatever.

00:41:56.000 Bro, we're way more fucking relevant and viral than these bitch ass niggas, bro. 1.00

00:41:59.000 Bro, the interview.

00:42:00.000 Everybody watched them.

00:42:01.000 The interview with 6ix9ine, girls that overlike us were like, oh, I seen you before on TikTok with 69.

00:42:07.000 I'm like, oh, shit.

00:42:09.000 Because again, we still are relevant no matter what they do.

00:42:12.000 They try to stop us, but we're still.

00:42:13.000 They tried really hard.

00:42:14.000 Yeah.

00:42:15.000 Got like a bunch of other YouTube channels, make lies up, all this shit.

00:42:18.000 Oh, well, you guys are relevant.

00:42:20.000 Look at your YouTube numbers on here.

00:42:21.000 Nigga, show our Rumble shit. 1.00

00:42:22.000 You don't want to do that.

00:42:24.000 You didn't want to do that.

00:42:25.000 I'll say this, though.

00:42:25.000 So we'll see who has the last laugh when this is all said and done.

00:42:29.000 We're not stopping, bro.

00:42:30.000 Ever stopping.

00:42:31.000 So, guys, we've been here for a lot.

00:42:33.000 Honestly, bro, we've already surpassed them, if I'm going to be honest.

00:42:34.000 We're far more relevant than them.

00:42:36.000 When you actually look at the grand scheme of things, we're far more relevant.

00:42:40.000 People watch them only when they talk about us.

00:42:43.000 Like, that's when they get their most views.

00:42:44.000 It's not that people fuck with them.

00:42:45.000 Is that people don't like us?

00:42:47.000 That's why they're there.

00:42:47.000 But you know what?

00:42:48.000 It really is about content as well, though.

00:42:50.000 If you've been talked about in any regard, good, bad, ugly, it's good for you. 0.96

00:42:55.000 I'll tell you why.

00:42:56.000 Wes Watson, right?

00:42:58.000 Because a lot of haters online.

00:42:59.000 People hate Wes.

00:42:59.000 I get it.

00:43:00.000 But one thing you can't say is that he's not relevant.

00:43:04.000 Because anybody?

00:43:06.000 Oh, I know.

00:43:06.000 I know Wes in this video.

00:43:08.000 Good or bad.

00:43:08.000 Yeah.

00:43:09.000 He's been talked about.

00:43:10.000 So you convert a percentage of it.

00:43:10.000 Yeah.

00:43:12.000 Very smart.

00:43:13.000 So even if you convert a small percentage, be talked about regardless if it's good or bad.

00:43:13.000 Exactly.

00:43:17.000 Hey, you know what?

00:43:18.000 Fuck it.

00:43:18.000 Yeah, no, man.

00:43:19.000 I mean, like I said before, like there are a marketing team.

00:43:21.000 They talk about how much the money they made.

00:43:23.000 All right, bro.

00:43:23.000 You don't want to talk about.

00:43:24.000 Okay.

00:43:25.000 We'll keep going.

00:43:26.000 It's all good.

00:43:27.000 Despite being demonetized.

00:43:27.000 We'll keep going.

00:43:29.000 Because I already know how much them niggas made last year. 1.00

00:43:32.000 We destroyed them.

00:43:33.000 Way more.

00:43:34.000 You made way more.

00:43:35.000 Because, like, they only have one platform.

00:43:37.000 We're on like six or seven.

00:43:39.000 A wise man once said, any attention is good attention.

00:43:41.000 So there you go.

00:43:42.000 We're way more relevant than they are.

00:43:43.000 Ain't nobody giving them interviews or talking about them.

00:43:45.000 They talk about us, bro.

00:43:46.000 There's a reason for that.

00:43:47.000 Also, from what I heard, not to be happier about this, but like one of our biggest haters, John Anthony Linton Lifestyle, got banned on YouTube.

00:44:01.000 How it happened?

00:44:02.000 I don't know, but I guess payback is due.

00:44:06.000 Moving on, Spartly.

00:44:07.000 Are we done with the video or no?

00:44:08.000 Not even.

00:44:08.000 I didn't.

00:44:09.000 Yeah.

00:44:09.000 I found out about that like a day ago or something.

00:44:10.000 He got banned on YouTube.

00:44:11.000 Yeah.

00:44:13.000 Yeah, bro.

00:44:14.000 I mean, that sucks, though.

00:44:15.000 No, it does suck.

00:44:17.000 Getting banned.

00:44:18.000 That sucks.

00:44:18.000 A first hater?

00:44:19.000 Like, what a first person.

00:44:19.000 Yeah.

00:44:20.000 Yeah, one of the first hers, bro.

00:44:21.000 I don't prey upon that on nobody, bro.

00:44:23.000 No, no, no, I don't.

00:44:24.000 It is what it is, man.

00:44:25.000 Yep.

00:44:26.000 I don't only care about income that they can't get.

00:44:29.000 One of his enemies prices.

00:44:31.000 And they're going to pay you as less as possible, but work to get the most out of you to accomplish that.

00:44:37.000 And if they have to cut you to meet those numbers, those analytics, then guess what?

00:44:44.000 Get ready because they're going to treat you like trash going out on a Friday.

00:44:48.000 So we'll stop it here.

00:44:50.000 But I was at a dinner with some people, an AI creative director, some owners of some companies, and they're planning to implement AI in all factors of business so they can minimize expenses and raise revenue to a massive amount of money.

00:45:09.000 And then we'll put money into crypto to kind of stabilize their earnings.

00:45:13.000 Now, that just means for most people, you're probably going to lose your job.

00:45:17.000 So think about this.

00:45:19.000 What are you going to do?

00:45:20.000 All right, number three.

00:45:21.000 On the list, we had number three.

00:45:24.000 This is going to be having a minimum of six to one year savings, especially with a job loss.

00:45:29.000 Lamir, you're very good at saving money better than most people I know.

00:45:32.000 Actually, Andrew could give you the credit saying you're smarter than him and me because you don't spend money.

00:45:37.000 You're saving a lot of money yourself and invest it.

00:45:40.000 What would you say is one of the things that people can learn from you about saving money having emergency fund?

00:45:44.000 If you just keep your expenses low, you don't even have to budget.

00:45:49.000 I rarely, yeah, that's like one of my cheat codes is I keep my expenses so low that I don't really even have to budget because I don't spend that much.

00:45:57.000 Like, I mean, obviously, I spend a lot for like running, you know, running operations, obviously, for the show and everything else like that because we got a team.

00:46:05.000 But like outside of like my personal funds, like I don't spend much at all.

00:46:09.000 So, you know, and if you really keep your overhead low, guys, like you don't even have to budget, really.

00:46:15.000 Yeah.

00:46:15.000 Because you guys got to remember, like, all financial problems come from basically this.

00:46:21.000 If you spend less than you make, you're really not going to run into problems.

00:46:24.000 Most people spend more than they make.

00:46:27.000 So therefore, they puts them in a strange situation where they have to start getting creative with either A, making more money or B, budgeting during periods of time to fix that situation where they're spending more than they make.

00:46:40.000 But if you simply spend less than you make, or and better yet, spend significantly less than you make, you're going to be in a position where you really don't have to budget that much.

00:46:48.000 And I do, like, I kind of do it where I eat cheap food.

00:46:53.000 I eat like Chipotle and shit like that, right?

00:46:55.000 Or you can get a meal prep service.

00:46:58.000 I don't wear fancy clothing.

00:46:59.000 I keep my wardrobe pretty simple.

00:47:02.000 I don't buy designer clothing at all.

00:47:04.000 No car.

00:47:05.000 I have my old Honda, which is paid for since like 2002.

00:47:10.000 And when you just keep your overhead low, man, you really don't have to budget.

00:47:12.000 Budgeting really becomes important when you have a lot of expenses so you can track where that money's going.

00:47:17.000 Yeah.

00:47:18.000 That's when you really need to start budgeting is when you're close to the red line.

00:47:22.000 But if your expenses are low, man, you really don't need to budget too much.

00:47:27.000 Also, less is more.

00:47:30.000 After having everything, highest, lowest, cars, lifestyle.

00:47:35.000 Less is more, man.

00:47:36.000 I'm happier with less than I was with more.

00:47:39.000 And I feel like I'm more in control.

00:47:41.000 Yeah, and it also doesn't bog you down.

00:47:42.000 Materialism, I think, is honestly one of the worst things that you can be a part of because materialism kind of puts you in a situation where you need to keep acquiring things to get that same level of satisfaction.

00:47:52.000 Almost like drug use a bit, right?

00:47:54.000 You buy your first thing and you're like, oh, this is really nice.

00:47:56.000 And then to get that same high, you got to buy something else or more.

00:47:59.000 So, yeah, I just, I think materialism just sets you up for an inevitable slippery slope of constantly being unsatisfied because you always want to buy the next thing.

00:48:13.000 So just after your point, remember I was in that nigga face? 1.00

00:48:17.000 I was going ham.

00:48:19.000 Come on, man.

00:48:20.000 Just keep it real, bro.

00:48:21.000 It's just for the chat.

00:48:21.000 You feel me?

00:48:22.000 Just being transparent here.

00:48:25.000 I felt like, okay, you know what?

00:48:27.000 I'm working my ass off.

00:48:28.000 We're doing numbers.

00:48:29.000 Why not, you know, get some designer shit.

00:48:33.000 You know what I'm saying?

00:48:34.000 Like, just be a nigga for a little bit. 1.00

00:48:36.000 And I did it for the marketing, of course, but it was like, I'll buy something.

00:48:40.000 I feel great.

00:48:41.000 Then I'm like, okay, I just spent $500 on a shirt.

00:48:47.000 I could have got a desire for $40, $50 to do what?

00:48:52.000 Look good.

00:48:53.000 People that don't care about me.

00:48:54.000 And then, then added to that as well, if I work out and I get in shape, everything looks good on me.

00:49:02.000 So I was like, oh, shit.

00:49:03.000 And cheaper.

00:49:04.000 And it's way cheaper.

00:49:06.000 So it's like, hold on.

00:49:07.000 I'm going to spend $100, $2,000.

00:49:11.000 I guess work out, be healthier, feel good, look good, and spend less money.

00:49:16.000 No brainer.

00:49:18.000 So that was like a, oh, shit.

00:49:19.000 I was wrong for a minute.

00:49:20.000 But Mario's right the whole time.

00:49:22.000 Yeah, I mean, you know, again, some of you guys aren't like, I'll be honest with you guys, it's not like a sexy lifestyle.

00:49:27.000 It's very boring.

00:49:27.000 You're always going to be like inside and shit like that.

00:49:31.000 But, you know, if you really do live like a minimumist lifestyle, I tell all of you guys, like, aim to have less than 200 things.

00:49:38.000 If you can master having less than 200 things, that's another piece of sauce for you guys.

00:49:41.000 If you can manage to own less than 200 things, you're going to be in a position where you're going to be good because literally you only have like your bare necessities.

00:49:48.000 And when I say 200 things, I'm talking about 200 things.

00:49:51.000 Clothes, too.

00:49:53.000 Yeah, like 200 things, bro.

00:49:56.000 You're crazy, bro.

00:49:56.000 200 things.

00:49:57.000 You're insane, bro.

00:49:58.000 200 things.

00:49:59.000 Obviously, for me, I can't do that because obviously I have a full-on studio and stuff like that.

00:50:04.000 Right.

00:50:04.000 But for the rest of you guys, right?

00:50:06.000 Like, let's say you got a regular job.

00:50:08.000 And you guys are going to realize how you're going to be good.

00:50:08.000 Own 200 things.

00:50:12.000 200 things, bro.

00:50:13.000 And you won't have to worry about budgeting ever.

00:50:15.000 By the way, guys, no Zempic, just in the gym, eating at certain intervals.

00:50:21.000 And of course, luring going out for food.

00:50:24.000 So it's way better.

00:50:26.000 So yeah.

00:50:27.000 We're down now to 185 pounds from 220.

00:50:31.000 Nice.

00:50:33.000 Down the mark.

00:50:33.000 What's up?

00:50:34.000 Okay, number three on the video as well.

00:50:36.000 Yeah, I got to.

00:50:37.000 Mind, I gotta know what's the estimate of things you got right now.

00:50:40.000 I was thinking one.

00:50:41.000 Well, I mean, I'm thinking way more because obviously, all the stuff here in the studio.

00:50:45.000 You gotta take it.

00:50:48.000 I'm gonna come real quick.

00:50:48.000 Hold on.

00:50:49.000 Yeah, count real quick.

00:50:50.000 We'll be right back.

00:50:51.000 It's not gonna be a long time.

00:50:53.000 I don't know.

00:50:53.000 I think it's not a long, it's not a long count.

00:50:56.000 You're gonna be like, I probably have around 200 things right around there.

00:50:58.000 Bro, I think you got like, I think you 120, bro.

00:51:00.000 120.

00:51:01.000 I don't have much.

00:51:02.000 Like, my room is barren.

00:51:03.000 Bro, bro, you got a bed.

00:51:04.000 He don't got a mirror in there.

00:51:06.000 He's not even a bad business.

00:51:07.000 I don't even consider that stuff because, like, I wouldn't take it nowhere.

00:51:09.000 You got a bed addresser?

00:51:11.000 Yeah.

00:51:11.000 That's it.

00:51:12.000 I don't have anything, man.

00:51:13.000 Like, I really don't, bro.

00:51:14.000 Like, it's actually kind of pathetic, but it's fine.

00:51:18.000 It's not pathetic.

00:51:18.000 No, when you count two paste and two brushes, that's incredible, bro.

00:51:22.000 That's incredible.

00:51:22.000 Yeah, yeah, yeah.

00:51:23.000 But it'll make your life a lot simpler, man.

00:51:25.000 It really will.

00:51:26.000 Because what will happen is you remove your tie to things, and then you'll notice how much relief you'll have because you're not worried about stuff.

00:51:33.000 All right, man.

00:51:33.000 So he has 150 stuff in there.

00:51:36.000 149 now.

00:51:37.000 What?

00:51:39.000 150.

00:51:40.000 Yeah, yeah, I believe 150.

00:51:42.000 Thanks, man.

00:51:42.000 Yeah, probably.

00:51:43.000 What?

00:51:44.000 And look at the claims we got.

00:51:44.000 149.

00:51:45.000 149.

00:51:46.000 149.

00:51:49.000 For like me, a nigga like me, you lose some stuff.

00:51:49.000 Hey, man.

00:51:52.000 All right.

00:51:53.000 We got a video.

00:51:56.000 Oh, pull up this list.

00:51:58.000 Here we go.

00:52:01.000 This is from Ramit are my 10 money moves.

00:52:07.000 Number one, always have one year of emergency fund cash.

00:52:13.000 Now, typically, people in the personal finance world recommend three to six months.

00:52:20.000 For me, I prefer to be more conservative.

00:52:22.000 I want to know that if something really this is actually ideal.

00:52:22.000 Pause.

00:52:25.000 You know, I always tell you guys somewhere between three to six.

00:52:27.000 But if you could manage a year, and I've said this before, too, if you can manage a year, do the year if you can do that of savings.

00:52:34.000 And remember, guys, you don't have to save as much if your expenditures are low.

00:52:38.000 If you can get by on 2K a month, that means you only need what 12K to be good.

00:52:45.000 Also, or 24K.

00:52:47.000 Most Americans will have $1,000 in savings right now.

00:52:50.000 You can get by on $1,000 a month.

00:52:52.000 You only need $12,000, right?

00:52:54.000 But if you need $5,000 a month, that means you need $60,000.

00:52:57.000 So that's another good reason to keep your expenditure low because if your expenditures are low, you don't need as much in your savings account to make shit happen.

00:53:04.000 When you don't need as much in your savings account, now you can start deploying that money to actual invest.

00:53:07.000 Because remember, guys, first it goes, make the money, right?

00:53:11.000 Then put the money in the savings account so that you have an emergency fund.

00:53:14.000 Once you have that emergency fund, that's when you start investing.

00:53:16.000 The problem is a lot of you guys want to go ahead and start investing.

00:53:18.000 You don't even have an emergency fund.

00:53:21.000 I am very pro.

00:53:22.000 Have that emergency fund before you start investing.

00:53:25.000 So in other words, you got $12,000, right?

00:53:28.000 Let's say to keep numbers easy, you need $1,000 a month, right?

00:53:31.000 You have $12,000 saved.

00:53:33.000 Now that you have $12,000 saved and you have $12,000 saved, you make another $1,000.

00:53:38.000 Now you have $13K, you have $1K that you can invest.

00:53:41.000 But that money that you have there should always be there.

00:53:45.000 Don't take emergency fund money to go buy an investment.

00:53:48.000 Because here's the other thing, too.

00:53:49.000 Let's say you buy a real estate property.

00:53:51.000 Fresh could tell you guys about this.

00:53:52.000 You buy a real estate property.

00:53:53.000 You put all your money into it.

00:53:55.000 Great.

00:53:55.000 You acquired the asset, but things come up.

00:53:56.000 You got to fix things, whatever.

00:53:58.000 It's expensive, man.

00:53:59.000 So that can also set you back too, and you'll be house poor.

00:54:02.000 Yeah.

00:54:02.000 So, yo, I've made almost every mistake in the book until you guys know what not to do, man.

00:54:06.000 So trust me, bro.

00:54:07.000 It sounds good, but you might become house poor.

00:54:11.000 Like, don't invest until you have that savings.

00:54:11.000 Yeah, guys.

00:54:14.000 I think 12 months is optimal.

00:54:16.000 But I know a lot of you guys are not going to do that.

00:54:17.000 You guys don't want to be patient.

00:54:18.000 So three to six at bare minimum.

00:54:20.000 Yeah.

00:54:20.000 But if you can't, a year is the best.

00:54:21.000 But guys, I mentioned before, the job loss is at an all-time high.

00:54:25.000 So just off the bottom of the business economy, you should do 12.

00:54:28.000 You may actually lose your job.

00:54:29.000 Just keep it real with you guys.

00:54:30.000 It's not like a joke.

00:54:31.000 Like, you drop some numbers.

00:54:32.000 Like, last month alone, just October by itself, in multiple sectors of jobs.

00:54:37.000 Tech, you know, health, 150k gone in jobs.

00:54:41.000 And that's only last month.

00:54:43.000 Imagine the entire year, bro.

00:54:44.000 It's cooked, bro.

00:54:45.000 AI's coming to take everyone's job.

00:54:47.000 Yeah, I might have to alter my thing and say six months to 12 months now.

00:54:50.000 I think that's the safer.

00:54:52.000 Actually, just googling this as well.

00:54:54.000 Approximately half the Americans have less than $1,000 in savings.

00:54:57.000 And that's actually 70% of Americans.

00:55:00.000 So that's 70% of Americans.

00:55:03.000 Roughly 60% of Americans live paycheck to paycheck, even people that make over $100,000 a year.

00:55:07.000 That's crazy, bro.

00:55:08.000 Yeah, bro.

00:55:09.000 So, yeah.

00:55:09.000 Guys, set that emergency fund because it'll help you a lot for sure.

00:55:12.000 All right, number four.

00:55:12.000 Yeah, man.

00:55:14.000 We have number four here.

00:55:15.000 It says, avoid going out unless it's a free event or for networking.

00:55:19.000 So this is, man, very important because the master of this.

00:55:22.000 So take them through.

00:55:22.000 Yeah, yeah, yeah.

00:55:23.000 So, fellas, you see me outside.

00:55:25.000 This is actually really important.

00:55:26.000 This is really, really important what he's going to say because a lot of you guys think that he's out there spending a whole bunch of money and shit like that.

00:55:31.000 So I remember it was me, Ben Adon, Odell Beckham, some ladies, and then one of the person I don't say his name.

00:55:42.000 We're at an event, just sitting down chilling, right?

00:55:45.000 And I used to wonder, like, okay, how are these guys going out every single night doing anything?

00:55:49.000 Like, you know, living life.

00:55:52.000 And Ben was like, listen, bro, I'm going to go when I'm invited.

00:55:56.000 I'm like, what?

00:55:57.000 Because, dude, it adds up.

00:55:58.000 You spend, for example, my typical night, you go to dinner, you go to a club.

00:56:03.000 That's easily between three to 10K.

00:56:08.000 Easy.

00:56:08.000 Yep.

00:56:09.000 Like, that's a light night, by the way.

00:56:10.000 Guys spending 50K a night, easy.

00:56:10.000 Yep.

00:56:13.000 Normal.

00:56:14.000 So if you are here living for a year, six months, that's going to add up immensely.

00:56:20.000 Now, I'm like, all right, listen, bro.

00:56:22.000 I ain't trying to spend money like that, bro.

00:56:24.000 I don't drink alcohol.

00:56:25.000 I don't gamble in that shit.

00:56:26.000 I don't know that dumb shit, right?

00:56:27.000 So I'm like, how do I maximize gains of networking and minimize expenses of spending my money?

00:56:35.000 And I watched how Odell moved, how Ben moved, and they don't pay when they go like that.

00:56:40.000 It's kind of like they just get invited either to a celebrity section, a rapper section, or an NBA player section.

00:56:48.000 And they go there, catch a little vibe, and then dip.

00:56:51.000 So they come into an environment, they can network, meet girls, do whatever, but they're not spending any money.

00:56:58.000 And then they just leave and go home.

00:56:59.000 Versus guys go to club, they get table, pop off five, ten bottles to look cool, but for what?

00:57:06.000 And they're just laughing at like, oh, these are dumb.

00:57:09.000 So using that mindset, I was like, all right, cool.

00:57:11.000 How do I myself do a podcast, get into this game, and kind of access in the same way?

00:57:17.000 So I'm making cool with club owners, managers, you know, people that have status in the scene.

00:57:24.000 And what happened was they got to know me, became pretty cool, and I get invited out.

00:57:30.000 Like, for example, we went out last night to Club Live.

00:57:33.000 A good friend of ours invited us.

00:57:36.000 Shout out to him.

00:57:41.000 For a podcast next Monday, we're bringing on a trader that trades with his bot and makes a ton of money and it's all automated.

00:57:51.000 And meeting that person was from going out last night for Money Mondays.

00:57:55.000 So see how I can go into the environment for free, meet people, network.

00:58:00.000 Oh, you're fresh.

00:58:02.000 We pull up.

00:58:03.000 Boom.

00:58:04.000 But I spent a cent.

00:58:05.000 Now, mind you, look at it from the standpoint: if somebody is not being smart about it, they go to a club.

00:58:11.000 Every night they go to a club.

00:58:12.000 Hey, welcome back, sir.

00:58:14.000 10K, 5K.

00:58:17.000 So I just think from a standpoint of just networking itself, if you're smart about it, use access.

00:58:23.000 Meet a manager.

00:58:24.000 Meet the doorman.

00:58:25.000 Meet the guy, maybe own the club.

00:58:26.000 Give him a good tip.

00:58:27.000 You never know.

00:58:28.000 Listen, my name is Frank.

00:58:30.000 I live here in Miami.

00:58:32.000 I'd love to network with you.

00:58:33.000 Like, I love your club, da-da-da.

00:58:35.000 Because that can lead you to so many different opportunities offer just knowing somebody in the industry.

00:58:40.000 You might need a promoter.

00:58:41.000 He has access as well.

00:58:42.000 You give him like a little tip.

00:58:43.000 You're good to go.

00:58:44.000 But you don't have to spend it back every time you go, guys.

00:58:47.000 Like, for example, you're going to a bar, you're going to sit there, get a bunch of drinks, maybe get drunk, and you're going to drive home.

00:58:54.000 Like, that's going to be like, okay, bad choice because you may get hungry for food after.

00:58:59.000 So I'm just saying, like, be smart about how you move.

00:59:01.000 Think about it long term.

00:59:02.000 And think about this.

00:59:03.000 If you are smart about how you move and you network properly, you can make many connections for pretty much like lower cost on the dollar.

00:59:09.000 So I just think that, like, look at it from the standpoint of why am I doing this?

00:59:13.000 What's the end result?

00:59:14.000 What do I want to achieve?

00:59:16.000 If that shit isn't out of where you're doing it for low cost, high benefit, what are you doing it for?

00:59:21.000 To get drunk?

00:59:22.000 Do dumb shit?

00:59:24.000 For what?

00:59:25.000 So, in essence, guys, just be smart about how you go outside, man.

00:59:28.000 And if you're going to go outside, do dumb shit, just stay home.

00:59:31.000 You're better off.

00:59:32.000 You can buy a bottle yourself with some friends.

00:59:34.000 You save money there.

00:59:35.000 But going to club for access like that, man, be smart about it.

00:59:39.000 Yeah.

00:59:39.000 Or if you're not going to go meet anybody, don't even bother on.

00:59:42.000 Yeah.

00:59:43.000 What's the point?

00:59:44.000 Drinking, drinking is such a waste of time.

00:59:44.000 Yeah, bro.

00:59:46.000 What are you celebrating right now?

00:59:47.000 Being broke?

00:59:48.000 Yeah, being broke.

00:59:49.000 Being a bum.

00:59:50.000 You know what I mean?

00:59:50.000 You what?

00:59:51.000 Don't remind you of that.

00:59:53.000 Like, what are you doing?

00:59:53.000 So, yeah, man.

00:59:54.000 I'll give you an example.

00:59:56.000 I'll use a fucking example.

00:59:58.000 So I'm in Washington, D.C., right?

00:59:59.000 I'm there with Clyde and Brett.

01:00:02.000 For those of you that don't know, I did an interview with Clyde.

01:00:06.000 It's the real Clyde on Instagram.

01:00:11.000 He's an Orthodox Christian, nice guy, former Marine.

01:00:14.000 The real Clyde is on Instagram.

01:00:16.000 A couple of you guys told me about him and said we should do a club and we made it happen.

01:00:19.000 But anyway, we had dinner interview and we went to go get some food and we're at this food spot and this guy comes up to me fucking drunk.

01:00:28.000 Hey, Myron, you know, you're fresh and fit, Byron.

01:00:31.000 Yo, what do I want to come on your podcast?

01:00:33.000 I was like, nigga, what the fuck?

01:00:35.000 You know, it's one of the most annoying things ever, bro.

01:00:37.000 Bro, people say that dumb shit.

01:00:38.000 Like, and I'm like, all right, bro, just whatever, man.

01:00:41.000 Just go because he's on his way to go to the bathroom and I'm standing there in line waiting.

01:00:45.000 So, all right, cool, whatever, right?

01:00:48.000 I think he asked me for a picture and we took a picture.

01:00:50.000 Cool.

01:00:51.000 So we're still there waiting.

01:00:53.000 He comes up again, fucking eyes bloodshot, smells like alcohol and shit.

01:00:57.000 Oh, well, I do like chess boxing, some weird fucking shit.

01:01:03.000 Niche.

01:01:04.000 Yeah.

01:01:04.000 Some weird niche.

01:01:05.000 He's like, I want to do this or whatever.

01:01:06.000 And I do this.

01:01:07.000 I want to get on shows.

01:01:08.000 I was like, look, bro, let me be very honest with you.

01:01:10.000 How much you had to drink today?

01:01:11.000 I had a couple.

01:01:12.000 I was like, look, bro.

01:01:13.000 Nope.

01:01:14.000 Let me just tell you what it is.

01:01:16.000 You got to quit drinking.

01:01:17.000 And if you're going to do this, you got to go all in.

01:01:19.000 There's no if, ands, or buts about this shit.

01:01:20.000 Like, you have to actually go all the way in, post every D day, be consistent, and nobody's going to bring you on their fucking podcast unless you add value.

01:01:27.000 Okay.

01:01:28.000 Like, oh, I think I'm going to do something like 60 minutes or whatever.

01:01:31.000 I was like, all right, that's cool.

01:01:32.000 Like, but mainstream media, legacy media, doesn't have the same poll it used to.

01:01:35.000 Like, you're still going to have to be on social media and add a good amount of value.

01:01:38.000 You have a niche, but you can't be out here drinking and partying all the time.

01:01:41.000 Right?

01:01:42.000 Like, and he's a college kid.

01:01:43.000 I think he went to Georgetown or some shit like that because we're in the Georgetown area.

01:01:46.000 And like, that's just a microcosm of a much bigger problem.

01:01:51.000 Guys, if you actually want to be super successful at something and be good at something, like you're going to have to cut out socialization, drinking, smoking, hang out with losers.

01:01:59.000 Like, it's going to have to engulf your entire life.

01:02:01.000 That's just what it is.

01:02:02.000 Especially in the beginning part when you're really trying to grind and build, right?

01:02:06.000 So, you know, once you get, you know, to a certain position, you can kind of, you know, pause, reassess, and then see where you're going to go from there.

01:02:14.000 But like, in the beginning stages where you're building, you can't afford fucking distractions, dude.

01:02:18.000 So, Mario just mentioned something that's very important: intentional networking.

01:02:21.000 This is my teacher networking because he's saying when you go outside to meet people and network, you can't be drunk.

01:02:27.000 You can't be high.

01:02:28.000 That's just, it defeats the purpose because now I was annoyed.

01:02:31.000 You look dumb.

01:02:31.000 I was pissed off.

01:02:32.000 And that person's high value.

01:02:33.000 They're like, yo, this person's retarded. 0.99

01:02:34.000 Yeah.

01:02:34.000 Hell no.

01:02:35.000 Stupid.

01:02:36.000 So I still gave him advice like what he needs to do, but I was very angry when I spoke to him and I was like, yo, you're a fucking loser for this.

01:02:42.000 Like, you never go up to somebody like this when you're drunk.

01:02:44.000 Are you stupid?

01:02:45.000 He lost respect off the bat.

01:02:46.000 Yeah.

01:02:47.000 So let's say, for example, he had a good opportunity.

01:02:49.000 Nigga, if I met Joe Rogan, right? 1.00

01:02:51.000 Let's say I'm at a UFC event, whatever.

01:02:52.000 I would not dare say, yo, you got to have me on your show.

01:02:55.000 I would never do that.

01:02:56.000 I'll never ride myself to someone's shit ever.

01:03:00.000 If they want to invite me, that's one thing.

01:03:02.000 And that's me.

01:03:03.000 And if I ran a joke, I wouldn't even ask, like, oh, can you have me on your show?

01:03:07.000 No, bro.

01:03:07.000 What the fuck?

01:03:09.000 But this guy, like, see, see, incredible.

01:03:12.000 Whenever there's a value difference between the person you want to meet and yourself, you have to wonder, what does that person want?

01:03:19.000 Precisely.

01:03:19.000 And when you know what that person wants, you can backtrack and say, you know what?

01:03:21.000 All right, I can work backwards to get them what they want.

01:03:23.000 And then guess what?

01:03:24.000 I get what I want.

01:03:25.000 Yeah.

01:03:25.000 But without that, for example, I meet Myron.

01:03:27.000 You know what I'm going to say?

01:03:29.000 Myron, you're fucking amazing, bro.

01:03:31.000 I love your content.

01:03:32.000 But I can see you need more clips.

01:03:34.000 I'll work for you for free, but clips with Brett.

01:03:36.000 See, right there, I just added massive value because I know what Myron wants.

01:03:40.000 He wants more outreach and more push because he's shot a man right now.

01:03:43.000 He's shot a band.

01:03:44.000 So off rip, I saw his problem.

01:03:46.000 I solved it.

01:03:47.000 Added value.

01:03:48.000 That's it.

01:03:48.000 Yep.

01:03:49.000 So you go in there drunk and oh, yeah, bro.

01:03:50.000 Put me a podcast.

01:03:51.000 Ew, nigga. 1.00

01:03:52.000 Retarded, bro. 1.00

01:03:53.000 Stupid.

01:03:54.000 You what?

01:03:55.000 Like the reality, like if you meet someone, right, like, uh, just like Fresh said, that has more value than you do.

01:04:00.000 And let's say you're here and that individual's here.

01:04:02.000 Your job, and I want you guys to really look at this very nice and closely, okay?

01:04:06.000 Because a lot of people don't like teach this shit, right?

01:04:08.000 Like Anderson Reese obviously don't do this.

01:04:09.000 This is why nobody goes on their fucking show and they never get invited, stupid ass niggas. 1.00

01:04:12.000 So let me give you guys, teach you guys how to do this shit.

01:04:15.000 You're here.

01:04:16.000 The person's here.

01:04:17.000 Your job is to close this fucking gap.

01:04:19.000 Yeah.

01:04:20.000 Okay.

01:04:20.000 You close this gap by adding some type of value, whether you have a skill set that they don't, or you have connections that they don't, or whatever it is, right?

01:04:29.000 But this is where you become creative and you find out a way to close that gap where now you guys are on parallel ground because you've added an enormous amount of value.

01:04:37.000 Now, that takes research on what Fresh said, right?

01:04:39.000 You have to know the individual that you're talking to, what their weak points are, et cetera, and how you can add value to it.

01:04:45.000 But this comes with you.

01:04:47.000 Obviously, when you go out, you go out with a purpose.

01:04:48.000 You know who's going to be there.

01:04:49.000 You know what your weaknesses are.

01:04:50.000 You research.

01:04:51.000 Maybe you watch some of their content, whatever it may be.

01:04:53.000 And this could work in the business world too, by the way.

01:04:54.000 This isn't just like with social media networks.

01:04:56.000 Everything.

01:04:56.000 We're just showing you guys social media networking because it's simple that a concept that you guys can understand.

01:05:01.000 But that's the reality.

01:05:02.000 They're here.

01:05:03.000 You're here.

01:05:04.000 Your job is to close that fucking gap with the value that you add.

01:05:07.000 But also, let's say you don't have the value up front yourself.

01:05:09.000 That's fine.

01:05:10.000 You said it just now.

01:05:11.000 Perfect.

01:05:11.000 Your network.

01:05:12.000 Who has that value up front?

01:05:13.000 For example, let's say I can't do clips.

01:05:16.000 I know Brett.

01:05:17.000 Hey, brother, I can connect you with my clipper, Brett.

01:05:20.000 Here you go.

01:05:21.000 Yeah.

01:05:21.000 Instantly.

01:05:22.000 Boom.

01:05:22.000 I can't clip, but he can.

01:05:24.000 But my network is strong.

01:05:25.000 So that's where the power of networking comes into play.

01:05:27.000 If you don't have the value up front, that's fine.

01:05:28.000 You may not know your value right now, but someone in your network does have the value.

01:05:31.000 But coming up to them drunk and just like saying, bring me on when they don't know who the fuck you are, absolutely retarded. 1.00

01:05:36.000 Yeah, bro.

01:05:37.000 Right?

01:05:38.000 And the same thing with like, let's say you go to like a business meeting, whatever, and you're like a lower-level guy, and you're just like, hey, you should hire me.

01:05:44.000 Oh, I should get a promotion, blah, blah, blah.

01:05:45.000 No, bro, that's not how the world works.

01:05:47.000 No.

01:05:48.000 That's not how the world works.

01:05:49.000 You have, you have to.

01:05:50.000 And remember, guys, we aren't women. 1.00

01:05:51.000 Okay.

01:05:52.000 As a guy, you must provide some type of value.

01:05:54.000 Like that's tangible, especially when you're at a lower status or a lower level than the individual that you're talking to.

01:06:01.000 Also, one person could change your life.

01:06:03.000 Just one connection could change your entire life.

01:06:04.000 Trust me.

01:06:05.000 We were down and up, fellas, right?

01:06:07.000 YouTube demonetized this.

01:06:09.000 We didn't know what we were going to do at that point.

01:06:11.000 Try to figure it out.

01:06:12.000 One connection saved the entire show.

01:06:15.000 And that alone is just one example.

01:06:17.000 There's many.

01:06:18.000 Look, even made other connections as well, but like that one was huge, right?

01:06:22.000 Even you getting your job with the government, right?

01:06:23.000 I'm sure you met somebody that said, you know what?

01:06:25.000 He'll be a great person to bring on the team.

01:06:27.000 Whether it's your employer, whether it's someone that says, yo, he has a value.

01:06:30.000 Look at Brett.

01:06:31.000 He met me.

01:06:32.000 Like words for Myron?

01:06:33.000 Yep.

01:06:34.000 Gary, Dom, the Buddy told me, right?

01:06:37.000 Tommy's on the air as well.

01:06:39.000 So it's like, just being around the right people could change your entire life.

01:06:42.000 Boom.

01:06:42.000 And now he's here in Miami living his best life.

01:06:44.000 Right, Brett?

01:06:45.000 Yeah.

01:06:45.000 There you go.

01:06:45.000 So networking is key, man.

01:06:47.000 Say what you want.

01:06:48.000 Oh, networking is gay. 1.00

01:06:49.000 Nigga, use it all your time. 1.00

01:06:51.000 Yo, actually, the person that said that does it every day, today, still.

01:06:55.000 So, just saying.

01:06:56.000 Yeah, Brett put himself in a position to add an enormous amount of value where it was like, all right, we got to work with this guy.

01:07:01.000 That's what he did.

01:07:02.000 You know, and he came from doing like, you know, manual labor, landscaping, construction, that type of shit.

01:07:06.000 He was doing that.

01:07:07.000 What did he do?

01:07:07.000 He got in the real world, learned a skill set that would be valuable.

01:07:10.000 He used that skill set to network with us.

01:07:11.000 Hey, I'll work with it for you guys for free.

01:07:13.000 Put clips, blah, blah, blah, blah, blah.

01:07:14.000 Now he's on the team helping out.

01:07:16.000 That's how you add value, guys.

01:07:17.000 And you can do this in many different ways, right?

01:07:19.000 You can do this, whether it be through social media or other ways.

01:07:21.000 But the point I'm trying to make is the bottom line is simply this, guys.

01:07:23.000 If you're trying to get into a certain network or get in with a certain caliber of individual, whatever it is, no matter what profession it's in, you need to identify the problem, come with a solution for that problem, and then use that solution as the equalizer to bring back this gap.

01:07:39.000 Here's your gap.

01:07:40.000 Here's them.

01:07:41.000 Your skill set, that solution that you have, bam, now you're equal and you've equalized yourself where you can add value now and that person will deal will deal with you.

01:07:52.000 We're here all the week.

01:07:53.000 We do Zoom calls once a week, counselor club pretty much.

01:07:56.000 Guys, join counselor club, link down below.

01:07:58.000 And don't forget, networking is key, man.

01:08:00.000 Don't forget that.

01:08:01.000 All right.

01:08:01.000 Last point now, which before we head after hours with girls, is going to be only pay for things that benefit you for self-improvement.

01:08:09.000 Now, this is where I had an issue.

01:08:12.000 My friends did as well at some point because the light sell itself can suck you in.

01:08:17.000 For example, let's say I focus on enjoyment and fun.

01:08:21.000 I'm going to do dumb shit.

01:08:22.000 I'm going to probably pay for alcohol.

01:08:25.000 I'm going to probably pay for like, you know, parties.

01:08:28.000 I'll probably pay for like festivals.

01:08:30.000 And it's fun in the moment, but how does that help me improve?

01:08:33.000 You're still in the same spot.

01:08:34.000 Or even worse, because now you got to reset the next day.

01:08:36.000 You're drunk.

01:08:37.000 You're lit.

01:08:37.000 You're either like hungover.

01:08:39.000 And then what have you accomplished?

01:08:41.000 Like, I know people that have been living in Miami for 10 plus years.

01:08:43.000 I've been there for 12 years.

01:08:45.000 They're in the same job, same spot, no assets, nothing.

01:08:48.000 And I'm like, wait a minute.

01:08:50.000 What did they do that I didn't do?

01:08:51.000 Oh, that's right.

01:08:52.000 They focused on having fun, how they felt, being happy versus being constructive.

01:08:56.000 So you know what?

01:08:57.000 Discipline.

01:08:58.000 If I want to achieve property, get a business.

01:09:01.000 I can't just party every night and be like, oh, yeah, it's going to come to me, manifest.

01:09:05.000 No, I have to actually look for things to make it happen and say, you know what?

01:09:09.000 No to this, no to that.

01:09:11.000 I was told that my last job, come drink with us at the bar.

01:09:14.000 We got open bar.

01:09:17.000 Come with us, Walter.

01:09:18.000 We love you.

01:09:19.000 Nah, I want to buy property.

01:09:21.000 I sat there for two years working overtime while they were partying, having fun.

01:09:28.000 And what happened?

01:09:28.000 Fast forward, they lost their jobs two years later.

01:09:32.000 I had a property and an amazing business, a business partner.

01:09:35.000 Where they're at.

01:09:36.000 But again, I had to say no.

01:09:38.000 Events, drinking alcohol.

01:09:39.000 No, it's not for me.

01:09:40.000 I have goals to achieve.

01:09:41.000 And if I drink that night, next day, I'm going to be fucked up.

01:09:45.000 I can't wait overtime.

01:09:45.000 So you're going to make a choice, fellas.

01:09:47.000 Spend money on what's going to help you improve versus what's going to make you lose.

01:09:50.000 And the other thing, too, a lot of you guys will come here to Miami or New York City or one of these major cities and you'll get lost in the fucking sauce.

01:09:57.000 You come here, you're making a bunch of money and you start partying, having too much fun, all this other stuff.

01:10:01.000 but the next thing you know, work takes a backseat.

01:10:03.000 Dude, you gotta, look, man, there's a reason why I locked myself in a house damn near all day.

01:10:06.000 It's my smartphone.

01:10:07.000 It keeps you away from doing dumb stuff, bro.

01:10:09.000 It really does.

01:10:10.000 So, guys, you must fight the urges to have this mindset of, oh, I feel like I'm missing out.

01:10:17.000 Fear of missing out.

01:10:18.000 Bro, fear of missing out is the worst thing ever.

01:10:20.000 It will lead you to inevitable problems, man.

01:10:23.000 So always stay focused, guys, no matter where you are located.

01:10:29.000 And, you know, obviously big cities create a lot of opportunities, but they can also create a lot of problems as well.

01:10:34.000 You have to make sure you stay disciplined, go to the gym, train, do your job, do what you're supposed to do.

01:10:40.000 Maybe one weekend a month, maybe if you want to go do something.

01:10:43.000 But even then, bro, like I like to lock in for months at a time.

01:10:46.000 That's me.

01:10:46.000 I know some of you guys aren't capable of doing that.

01:10:48.000 But you got to limit the fun, man.

01:10:50.000 And just be prepared to suffer and get yourself up to a certain level.

01:10:54.000 Then from there, you can kind of analyze and go from there.

01:10:56.000 But yeah.

01:10:56.000 Well, we know a guy, young influencer, came in Miami at a young age, was doing pretty well, making 50 to 100K a month off of his interviews.

01:11:07.000 He lost in the sauce.

01:11:08.000 He started partying, drinking alcohol, going to strip clubs.

01:11:12.000 Obviously, I don't want to say his name because whatever.

01:11:15.000 He lost everything.

01:11:16.000 Had to move back home with his family and we would start over.

01:11:19.000 Then he came back and said, you know what?

01:11:21.000 I'm done with the partying.

01:11:23.000 Done with the girls. 0.52

01:11:24.000 Done with the strip clubs. 0.95

01:11:26.000 Now he just bought a brand new car, pretty much paid off.

01:11:31.000 And has really thriving business and as well as money coming in every month from his other businesses.

01:11:36.000 So he locks in, cut up the bullshit, and said, you know what?

01:11:40.000 I'm done.

01:11:41.000 Might you, he learned from example what ought to do because he went through it.

01:11:44.000 And everyone does at some point.

01:11:46.000 Whether you lose your job, you lose a sponsorship, you lose a deal, you lose your income.

01:11:51.000 Now you say, you know what?

01:11:53.000 I've taken the L to go to the W. Because listen, no one's perfect.

01:11:56.000 You're going to make mistakes.

01:11:57.000 Like, no one's actually 100% perfect.

01:11:59.000 Myers made mistakes.

01:12:00.000 I made mistakes.

01:12:00.000 But so you handling mistakes that makes me move forward and do better.

01:12:03.000 Because, for example, if you say, oh, poor is me.

01:12:06.000 I lost everything.

01:12:07.000 I'm done.

01:12:07.000 I'm defeated.

01:12:08.000 You lost.

01:12:09.000 The winners actually that win never gave up.

01:12:12.000 They took L's. 1.00

01:12:13.000 Look at Donald Trump.

01:12:14.000 He filled many businesses, filled up certain things.

01:12:16.000 His casino in Jersey failed as well.

01:12:20.000 And that's, damn it, because that was supposed to be the biggest casino in America, so to speak, at some point.

01:12:25.000 But no's perfect.

01:12:26.000 You're going to make mistakes.

01:12:27.000 But you handling it is what determines where you end up.

01:12:30.000 And we got a big chat from Top Shea here.

01:12:31.000 Shout out to Brett.

01:12:32.000 Also, you guys changed my life.

01:12:35.000 Words cannot describe.

01:12:36.000 Love y'all.

01:12:37.000 Appreciate you so much, Top Shea.

01:12:38.000 Long time supporter, man.

01:12:39.000 Love you too, bro.

01:12:41.000 Bro, we ain't going nowhere, guys.

01:12:42.000 Like, we're still taking over.

01:12:44.000 Like I said, it's funny because all of our detractors that wish upon us to get out of here, they can't get us out of here, bro.

01:12:52.000 Do you know what we would have been if we weren't shadow banned?

01:12:55.000 If we weren't like hated on as much, if we weren't like, dude, we're like working on what, 40% right now?

01:13:00.000 Yeah, we're operating.

01:13:01.000 Yeah, chat.

01:13:01.000 Just so you guys know, we're operating the way we're running the show right now, guys.

01:13:04.000 We're only operating in about 40% of our capacity.

01:13:07.000 Like, if we ever get remonetized, bro.

01:13:10.000 Yeah.

01:13:12.000 And we push boundaries.

01:13:13.000 Like, we've gone where people are not trying to go when it's easy to do.

01:13:16.000 Like, dude, the shit that we, bro, bro, I can't tell you.

01:13:19.000 We've been told not to do things, but for y'all, we did it.

01:13:23.000 Yo, put it this way, bro.

01:13:24.000 Put it this way.

01:13:25.000 Let's just keep this shit simple.

01:13:27.000 I burn preach will never, ever, ever influence a presidential election.

01:13:32.000 We did.

01:13:33.000 Yeah.

01:13:33.000 Big fucking difference.

01:13:36.000 They can talk as much shit as they want, whatever that is, but we're far more relevant than they are.

01:13:41.000 I go viral way more than them.

01:13:43.000 You know, I'm fucking everywhere.

01:13:44.000 You know, whether it's me college, debating colleges, the girl show here, my stream that I do, networking with other people in the political world, the political space.

01:13:53.000 Like, bro, it doesn't even come close.

01:13:54.000 And we're operating at 40%.

01:13:56.000 So if we ever get remonetized, all you guys on YouTube, you guys are cooked.

01:14:00.000 We're going to make sure that we're all over the feed because we're not even operating at full capacity.

01:14:04.000 Seven days a week, like last time.

01:14:06.000 You guys will not be able to avoid us.

01:14:07.000 If we get remonetized, it's going to be literally 2021 Fresh and Fit, bro.

01:14:10.000 You guys are not going to be able to open up your app without seeing us everywhere.

01:14:14.000 We're going to be flooded the place.

01:14:15.000 So pause.

01:14:15.000 Guys, the takeover comes.

01:14:17.000 It's coming very soon, my friends.

01:14:18.000 Council Club.

01:14:19.000 Let me guys know if you guys want me to do vlogs for you guys.

01:14:21.000 Council Club alone.

01:14:22.000 Because I was thinking, like, we're just doing a YouTube.

01:14:24.000 Council of vlogs after the show, before the show, put a few guys as well.

01:14:28.000 And then Zoom calls at least twice a month for the guys will do as well.

01:14:32.000 So keep you guys updated.

01:14:34.000 All right.

01:14:34.000 And that's it for the list, man.

01:14:36.000 Five points.

01:14:36.000 We'll go through them once again.

01:14:38.000 So, number one, fellas, for five years to avoid this reset is to never buy a new car.

01:14:42.000 Most time you buy a new car, fellas, lose wage off the lot.

01:14:46.000 And of course, you're going to have issues because you have to pay insurance.

01:14:50.000 That's one thing.

01:14:51.000 Repairs because cars companies are smart now.

01:14:53.000 So, you know what?

01:14:54.000 So getting you on the car purchase, we'll get you on natural repairs.

01:14:57.000 And number two is go quit your job because nowadays the job market is cooked.

01:15:01.000 Don't be lost at an alarming rate.

01:15:03.000 And just as much as you want five to two times, guys, from your job that you're making before you quit yours.

01:15:08.000 There you go.

01:15:10.000 So, guys, the job market is cooked, man.

01:15:11.000 So be careful, man, quitting your job for a new job because you never know.

01:15:14.000 You used to say 1.2 now, bro.

01:15:16.000 Like, you need to make like almost two, you need to be making almost double whatever you're doing to leave your stable job.

01:15:23.000 Also, all the gurus that say, yeah, bro, fuck a nine to five, start a business.

01:15:28.000 You know what's crazy about these gurus?

01:15:30.000 Most of them, some of them are mad broke now or gone because to maintain a business is not easy.

01:15:36.000 A nine-to-five job where you're stable and you can have a side business on the side to make money, good scenario.

01:15:41.000 And, bro, we're like the only people like in the financial thing that tell y'all this, bro.

01:15:44.000 Like, it's we don't have a course to sell you guys.

01:15:46.000 This is like, look, just so you guys know, we're demonetized on YouTube.

01:15:51.000 We have no benefit from doing this show.

01:15:52.000 This gets the lowest views.

01:15:53.000 Yeah.

01:15:54.000 Right.

01:15:54.000 When we do our financial stuff, we're doing this because we genuinely want to help because I know that the guys that are watching this are serious about this.

01:15:59.000 Yeah.

01:16:00.000 And we really get no benefit from doing this.

01:16:02.000 But the reality is we keep doing the money Mondays because this is critical because a lot of you guys might be in a bad situation financially.

01:16:10.000 You might need some guidance, et cetera.

01:16:11.000 So we still do this because it's that important, even though there's no benefit to us.

01:16:15.000 So my thing is this: guys, we're telling you: 1.5 to 2 times as much.

01:16:21.000 These Miz gurus that are selling you a course have an incentive for you to quit your job because we're telling you guys not to quit your job. 1.00

01:16:27.000 Where do you go?

01:16:28.000 To them.

01:16:28.000 Yep.

01:16:29.000 Hey, I don't know who Holly is, but Mr. Trader FX, could you teach me how to trade stocks?

01:16:34.000 Oh, sure, I will.

01:16:35.000 You quit your job?

01:16:36.000 Got you now.

01:16:37.000 Yep.

01:16:37.000 Gotcha, bitch.

01:16:38.000 I said, I got you, bro.

01:16:39.000 We don't want you guys to be in that situation, bro.

01:16:40.000 We don't want you guys being like dependent upon them.

01:16:42.000 We want you guys to have this money coming in from your job while doing your side hustle.

01:16:46.000 Now, here's the thing that sucks.

01:16:47.000 You're going to have to work twice as hard because now you have your full-time job and you're doing this thing on the side.

01:16:51.000 And a lot of you guys, it's tempting.

01:16:53.000 You start making as much money from this and you say, you know what?

01:16:55.000 I want to quit my regular job.

01:16:56.000 But here's the problem.

01:16:57.000 Anything can happen, bro, when you're starting up your business.

01:16:59.000 Anything can happen.

01:16:59.000 Someone could get sick.

01:17:00.000 You lose your money as things go down, market tip dips, whatever it is.

01:17:04.000 So what you got to do is 1.5 to two times as much.

01:17:07.000 Once you're making double, then you can slowly start to put, you know, put less effort into your regular job.

01:17:13.000 Maybe cut hours a little bit.

01:17:14.000 Maybe work less days, whatever it is.

01:17:18.000 But I don't want you guys to quit that job until you have a year of savings and you're making 1.5 to two times as much.

01:17:23.000 So you're in a best position where you can leave that job and have to look back.

01:17:27.000 This is how you leave the rat race.

01:17:29.000 Take it from two guys that actually had real jobs before doing YouTube.

01:17:33.000 I'm telling you guys exactly how me and Fris segued from doing a government job and a tech job in the private sector to becoming YouTubers and starting a podcast.

01:17:41.000 We did it.

01:17:42.000 We can tell y'all how it really works.

01:17:43.000 Do not quit your job thinking, I'm going to become a business group.

01:17:46.000 I'm going to have this laptop lifestyle.

01:17:47.000 Don't fall for the lies, guys.

01:17:49.000 I wish somebody was doing this type of content when we were coming up because we had put it together, different videos to get us information.

01:17:57.000 You're getting it here plain as day, simple, broken on my marriage and myself, easy to go.

01:18:01.000 Yeah.

01:18:01.000 Whether you're segwaying from the government to the private sector or you're segwaying from the private sector to entrepreneurship, like ensure that that job that you have, the second hustle, is making as much, if not close to double what you have and you have a significant amount of savings so that you don't put all your eggs in one basket.

01:18:18.000 Guys, please, if you're going to go into the entrepreneurship world where you're buying a course, you're doing some type of different scale copywriting, clipping, whatever it is, like make sure you don't quit your main job because that's going to be critical for you to really prop up your other job.

01:18:29.000 Another reason, too, guys, you guys want to know why we're able to grow so fast on YouTube and like really kill it?

01:18:33.000 It's because we started out with good equipment.

01:18:35.000 We started with 4K cameras.

01:18:36.000 We started out with good microphones.

01:18:39.000 We started, we were first episode, we were using Shursm7Bs. 1.00

01:18:42.000 We're using Sony A6400s, right?

01:18:44.000 We had good lights, right?

01:18:46.000 We had a table, all the like a good podcast table that's still here to this day, right?

01:18:50.000 We had good production from the beginning.

01:18:52.000 So, what did that do?

01:18:52.000 That allowed us to cut the learning curve and be able to make money faster.

01:18:56.000 But we were only able to do that because we had a good amount of saved and we had our other job, which we were able to use that money to funnel into the side project entrepreneurship.

01:19:04.000 Do not believe these niggas that have never done anything before YouTube trying to talk about, oh, this is how you quit your job, blah, blah, blah. 1.00

01:19:11.000 Or they got a course to sell you.

01:19:12.000 We have nothing to sell you guys.

01:19:13.000 Yeah.

01:19:13.000 I just want you guys to be able to quit that job or leave that job in a position where you are now not dependent upon a guru or buying a course or some other stuff.

01:19:22.000 There you go.

01:19:24.000 Number three, have a minimum of six to one year savings, especially with a job loss.

01:19:28.000 Mentioned before, guys, it's very important.

01:19:30.000 Oh, hold on a second here.

01:19:31.000 DBG in the building.

01:19:33.000 He said, facts upon facts.

01:19:35.000 Double down on the six plus months of savings.

01:19:37.000 I'm saying as many sources of income necessary to achieve this mark as soon as possible.

01:19:41.000 Get there, maintain, and grow.

01:19:42.000 Good point, brother.

01:19:43.000 Number four.

01:19:44.000 Yes, we're upgrading.

01:19:45.000 We were able to upgrade to the U87 from the SM7B after we started with SM7Bs.

01:19:49.000 Yeah.

01:19:50.000 Right?

01:19:50.000 We didn't start with the fucking shitty ass pod mics.

01:19:52.000 We started with really good microphones in the beginning, and that's what helped us grow very quickly.

01:19:57.000 Also, mention of course for helping the podcast too.

01:20:00.000 Black Panther, Black Lemur. 0.72

01:20:03.000 Yeah.

01:20:03.000 This board is show a lot.

01:20:04.000 DBG as well.

01:20:05.000 So, yeah, man.

01:20:06.000 Shout out to all these guys, man.

01:20:08.000 Number four, avoid going on unless it's a free event or for networking.

01:20:11.000 Obvious reasons, guys.

01:20:12.000 You don't want to blow money in club. 0.93

01:20:13.000 It's not smart either way.

01:20:14.000 Number five, only pay for things that benefit you for self-improvement.

01:20:18.000 And that's it.

01:20:18.000 So, guys, the reset is coming, fellas, faster than you think.

01:20:22.000 2030 is not far off.

01:20:23.000 It's coming very fast.

01:20:24.000 Are you to take your job?

01:20:25.000 I don't give a fuck.

01:20:26.000 So you need to give a fuck about your life.

01:20:28.000 Start from now and avoid the reset as much as possible.

01:20:31.000 All right.

01:20:33.000 Raj, on the market for you again, brother.

01:20:38.000 W Myron W Fresh.

01:20:39.000 I appreciate all that you guys do for us.

01:20:41.000 Are you guys going to have a call-in show anytime soon?

01:20:44.000 We could do one.

01:20:47.000 You could do one while I'm gone.

01:20:48.000 Wednesday?

01:20:50.000 I won't be here, but you can.

01:20:51.000 Yeah, you should definitely do one.

01:20:52.000 Sure.

01:20:53.000 You should do one.

01:20:53.000 Yeah.

01:20:54.000 We should do a dating call-in show.

01:20:55.000 Yeah.

01:20:55.000 Oh, I got some stories, man.

01:20:57.000 That'd have to be on Rumble, though.

01:20:59.000 Yeah, Rumble only.

01:21:00.000 Yeah, guys.

01:21:00.000 We can't put that.

01:21:01.000 We're not putting a dating stuff up on YouTube, which is another reason too why these detractors like, bro, we literally.

01:21:06.000 Yeah.

01:21:06.000 You guys will confuse.

01:21:07.000 Bro, for the past like two or three months, we've only put financial content on here.

01:21:10.000 And also disingenuous.

01:21:12.000 W breck because views are up.

01:21:14.000 Yeah.

01:21:14.000 So even though we're doing it, we're posting shorts only and streaming once or twice on Fresh and Fit.

01:21:18.000 Yep.

01:21:18.000 A week.

01:21:19.000 Yep.

01:21:20.000 Trying to level up.

01:21:21.000 Don't get married, gents. 1.00

01:21:22.000 Oh, we have a work for our sponsor as well, right?

01:21:23.000 Yes, we do.

01:21:25.000 Was it my soon-to-be ex for 12 years, married for three?

01:21:28.000 Focus on my grant and building a future.

01:21:30.000 And then I found out she was cheating because I was available emotionally, bro.

01:21:36.000 12 years down the drain, but I'm free now.

01:21:38.000 Trying to level up.

01:21:39.000 FNF for real following you guys for the last year.

01:21:41.000 Keep it alleged.

01:21:42.000 Yeah, bro.

01:21:43.000 You could do everything for a girl and you're not there for her emotionally.

01:21:47.000 Bro, it's messed up, bro.

01:21:49.000 At this point, man, I think just having actually for YouTube.

01:21:53.000 I'm going to say this, bro.

01:21:54.000 Focus on yourself, man.

01:21:55.000 Level up because they'll come afterwards.

01:21:57.000 And then you're in power.

01:21:58.000 Metro Vic says, keep it up to the Fire Content Wire Infresh and the crew.

01:22:02.000 Also, shout out to the OSS Army.

01:22:03.000 Shout out to OSS.

01:22:04.000 Yeah, man.

01:22:07.000 Top shave, the subs, man.

01:22:09.000 Dog, the mark of the top three.

01:22:13.000 Metro Vic.

01:22:16.000 MetroVick says, French gives good advice to help improve, but good damn Athemi, goddamn. 0.97

01:22:21.000 Sometimes I can't understand what the fuck you're saying.

01:22:23.000 I lock my mouth off.

01:22:23.000 It was all love.

01:22:24.000 You know what's funny, bro?

01:22:25.000 Like, you say that, but you still are listening to what I'm saying, and you can hear it.

01:22:29.000 So I feel like at some point, you decide what we need to understand.

01:22:32.000 So it works out.

01:22:34.000 Plus, I'm not, how it used to be back in the day was way worse.

01:22:37.000 Myron has comedy skits.

01:22:39.000 Laugh my ass off.

01:22:40.000 Okay.

01:22:41.000 All right.

01:22:42.000 Hey, Mario, my bro's girl is about to be gifted a 20 million single family beachfront home from her rich hedge fund dad.

01:22:48.000 My bro's trying to describe or decide sorry if they should rent it out sell it if market is at its peak.

01:22:54.000 I mean you could try renting it out But are you gonna have a consistent amount of you know cash flow coming in?

01:23:02.000 I mean, if he owns it out front, then maybe, but if there's still a mortgage on it bro, it might be better for it to sell that thing and put it into real estate.

01:23:08.000 That is, it gonna be as costly to maintain.

01:23:12.000 But yeah, it's a 20 million single family beachfront.

01:23:15.000 It looks like it might be owned.

01:23:17.000 Might be better to sell it bro, and then go pick up other properties with it, because renting it might not give you the cash flow you want per month.

01:23:24.000 Yeah so, but there's so many different factors that go into that.

01:23:29.000 Um shout out to Three Diglets says, out of all the investments you can make where, would you say, real estate ranks in all of them?

01:23:35.000 Number one, I think.

01:23:37.000 I think it's irreputable that uh, real estate is by far the best asset class, and then gold and silver.

01:23:42.000 I'll say crypto next.

01:23:44.000 True, i'll say crypto next because because uh yeah, just because of the um, the potential.

01:23:49.000 But when I i'd say I think real estate is the best because of the tax benefits and that, like our entire um government and tax structure, is built upon creating jobs for people or creating housing.

01:24:00.000 That's why you get the tech best tax benefits from um being a landlord and or owning a business.

01:24:06.000 So by being a landlord and owning a business, you do both, essentially because if you, especially if you, treat your houses like llcs and stuff so um yeah, I think real estate is bro, because of the tax benefits, but there's other asset classes that are great too.

01:24:16.000 Obviously index funds uh, the stock market.

01:24:19.000 If you know what you're doing uh, you know, if you don't know what you're doing, then just invest in a basic S P 500 or total stock market index, right on, whether it's a Vanguard or whatever um, or fidelity, any of these brokerages uh crypto, and you should be all right bro, if you, if you do that right, you can also get yourself a high-yield savings account if you want.

01:24:39.000 Um, you know that's another option, but I definitely think real estate, crypto and, uh the stock market and or index funds are definitely the top ones.

01:24:48.000 In my opinion, three diglets shout out to you for uh that chat as well.

01:24:52.000 Yeah, absolutely cool to thrive, or put the money in the bank, compound interest and savings, or invest into more real estate.

01:25:02.000 The house is in Malibu California, near where you did that catch a cheater thing.

01:25:05.000 Okay, I told him to just keep it.

01:25:07.000 Uh again, see how much money you can get per month renting it out uh, and if you can do better by selling it and then picking up other homes, that might be the move.

01:25:15.000 And also, you're in California bro, you might want to take that money and get out Calorify.

01:25:19.000 Malibu is not.

01:25:20.000 Yeah, I mean Malibu is nice and all.

01:25:21.000 But I mean, do you really want to stay in California?

01:25:23.000 That comes down to you.

01:25:24.000 That's a personal decision, but I would get out of California, bro.

01:25:27.000 I'd go to Vegas, JD.

01:25:29.000 Oh, good point, J DS.

01:25:30.000 The real man job market isn't cooked. 0.93

01:25:32.000 It's time to bite the bullet, not be a bitch and hit the construction. 1.00

01:25:35.000 Jobs man, non-require college degrees, all between plus an hour, good character development yeah, that's a good thing.

01:25:41.000 Yeah, blue collar jobs are a great way to go. 0.99

01:25:43.000 Good point, JDS.

01:25:44.000 And then you can work those blue collar jobs and still start a side hustle on the side.

01:25:47.000 Actually, I wager, when people ask you what you do for a living, if you say uh trades, they'll be like oh, they make money now at some point, hopefully.

01:25:54.000 Yeah 100, all right, all right.

01:25:57.000 Word from our sponsor, oh, Mo's not here, it's okay, I got it.

01:26:03.000 I, I got the sound effect.

01:26:05.000 There, you go, All right, this episode is brought to you by Perplexity AI.

01:26:09.000 Let me ask you something.

01:26:10.000 How much time do you spend every day on a web browser?

01:26:13.000 You know, clicking around, typing, scrolling through tabs, searching for one thing and getting distracted by 10 others?

01:26:18.000 Yeah, it's a lot.

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01:26:25.000 Using Comet feels like having a personal assistant living inside your browser, one that can actually do things for you.

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01:26:32.000 You can ask Comet to handle tasks like ordering food, booking travel, shopping online, finding promo codes, sending emails, even summarizing YouTube videos.

01:26:40.000 So you guys don't have to watch these idiots on the air anymore when it comes to Anus Reach.

01:26:43.000 And it will literally click, type, scroll, and navigate like a real human would, all in real time.

01:26:49.000 You just tell it what you need, and Comet gets it done in the background while you keep living your life.

01:26:53.000 I've been using Comet this week, and honestly, it's wild.

01:26:56.000 Asked for it to find me the best flight deals from Miami to Vegas for next month, and it didn't show me links.

01:27:00.000 It actually booked a ticket, compared the prices, and sent me a confirmation email.

01:27:03.000 Something that your girlfriend should be doing for you. 1.00

01:27:06.000 Then later, I had to summarize a long article for my stream prep, and within seconds, I had the main points ready to go.

01:27:11.000 Pretty cool, right?

01:27:12.000 If you want to take back your time online, go download Perplexity's new AI browser, Comet, right now at pplx.ai/slash fresh.

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01:27:34.000 There you go.

01:27:35.000 All right.

01:27:38.000 We have one more, right?

01:27:39.000 From a coffee chat.

01:27:42.000 We do it on the show, afterwards.

01:27:43.000 Cool.

01:27:43.000 Because Fresh, because Chris wants us to.

01:27:45.000 All right, guys.

01:27:46.000 W stream, man.

01:27:47.000 Yeah, W stream, guys.

01:27:48.000 This is the old days back.

01:27:50.000 Myself doing the Money Mondays.

01:27:52.000 The best.

01:27:52.000 I think it's one of the best shows on our actual platform.

01:27:55.000 After ours is cool, but like this one helps you guys move forward in life.

01:27:58.000 Yeah, bro.

01:27:58.000 Guys, we're always going to give you guys this value.

01:28:00.000 There's never going to be an end to Money Mondays or Fresh Food.

01:28:02.000 People could go ahead and hate and everything else like that.

01:28:03.000 But the reality is we just stream mostly on Rumble now because YouTube is what it is.

01:28:06.000 So Frandro's stuff's going to be over here.

01:28:08.000 After ours, it's going to be on Rumble, guys.

01:28:10.000 We'll catch you guys over there.

01:28:11.000 Peace.

01:28:12.000 I ran, I ran so far away.

Fresh & Fit - November 10, 2025

How To Budget Before The Great Reset

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