Fresh & Fit - Justin Waller Returns!

00:05:50.000 And we are live.

00:05:51.000 What's up, guys?

00:05:52.000 Welcome to Freshier Podcast.

00:05:53.000 Sorry my voice is terrible.

00:05:54.000 It's gone, bro!

00:05:54.000 We had three streams yesterday.

00:05:56.000 Let's get into it, guys.

00:05:57.000 We're here with Jay Waller.

00:05:58.000 Let's go!

00:06:48.000 All right, guys, we are back.

00:06:49.000 As you can see, Myron's voice is gone, so we'll cover this anyway.

00:06:52.000 Guys, our sponsor is Rumble for the show.

00:06:54.000 Type into rumble.com.

00:06:55.000 We can find all our episodes, especially ones that are canceled, on rumble.com slash freshandfit.

00:06:59.000 Also, as well, guys, Myron's Twitter.

00:07:02.000 Oh, yeah, UnpluggedFidex, guys.

00:07:03.000 Check me out over there.

00:07:04.000 Sorry, my voice is gone, guys.

00:07:06.000 We did three streams yesterday.

00:07:07.000 We did, obviously, FedReacts, the IRL stream, and then I went ahead and game with you guys for a bit last night.

00:07:12.000 We went for, like, four or five hours.

00:07:13.000 Six, six.

00:07:14.000 Six.

00:07:14.000 Six hours.

00:07:16.000 Damn. 1.00

00:07:16.000 Six hours. 1.00

00:07:17.000 So, yeah, man.

00:07:18.000 So, guys, we're going hard in the paint, man.

00:07:20.000 Follow me on Twitter.

00:07:21.000 We're up to 75,000 followers now, man.

00:07:23.000 We've only had it since November.

00:07:24.000 We're almost at 100K. And, yeah, my voice is gone.

00:07:28.000 And then guys, check out FedReacts as well.

00:07:29.000 He does breakdowns for his investigations.

00:07:32.000 Yeah, I did, the last one I did was, I just did an episode yesterday on the El Paso shooter, guys. 0.98

00:07:37.000 Patrick, fuck, what was his last name? 0.99

00:07:39.000 Citrus. 1.00

00:07:40.000 Citrus, sorry.

00:07:41.000 No, go back to the FedReacts real fast.

00:07:43.000 Scroll down.

00:07:44.000 It's there at the top.

00:07:45.000 Go to live.

00:07:46.000 Videos?

00:07:48.000 Live, yeah.

00:07:48.000 It's going to be under El Paso, yeah.

00:07:50.000 There you go. 0.80

00:07:50.000 Yeah, Patrick, what the hell? 0.80

00:07:52.000 Did I not put the name there? 0.98

00:07:53.000 Pass the Walmart Shooter.

00:07:54.000 Let's put it that way.

00:07:55.000 Okay, that's fine.

00:07:56.000 Yeah, go check it out, guys.

00:07:57.000 Alright, and guys, if you want vlogs, man, check out the vlog channel.

00:08:00.000 I'm going to post a vlog where we were on the yacht yesterday.

00:08:02.000 Me and Justin talking business with another partner of ours.

00:08:05.000 So go check it out.

00:08:06.000 And then as well, guys, CEO Network, iValue, GiveValue, type into that.

00:08:09.000 We had a fire call with Ryan Megan actually yesterday.

00:08:12.000 He broke down how to model hikes on social media.

00:08:14.000 Very good call.

00:08:14.000 So go check him out.

00:08:16.000 Last but not least, in the building we got Justin Waller!

00:08:21.000 I have to account to this five, six hours thing with Myron.

00:08:24.000 Myron is the literal long-distance champion of doing a live stream.

00:08:30.000 When Myron comes over, it's like, okay, bring all the caffeine.

00:08:32.000 We're staying up all night.

00:08:33.000 He will stay there and answer questions all night.

00:08:35.000 Oh, yeah, we know.

00:08:36.000 David Goggins of doing podcasts.

00:08:39.000 Hey, man.

00:08:40.000 I enjoy it.

00:08:41.000 I love talking to the people, man.

00:08:43.000 I'm so glad you're here.

00:08:44.000 And it's always good.

00:08:45.000 So it's been a year, bro, since you've been on the podcast.

00:08:47.000 You've been traveling, doing cool stuff.

00:08:49.000 Your dad now.

00:08:50.000 Let's get into it real quick, but just tell us what's up with you.

00:08:52.000 What's the new updates?

00:08:53.000 Yeah, man.

00:08:53.000 Just buying as much real estate as I can.

00:08:57.000 The economy's not in the best place, so we're doing everything we can to add extra marketing to the construction company.

00:09:02.000 These things happen.

00:09:03.000 It's good.

00:09:04.000 So we're doing a lot more marketing online, a lot more events for the construction stuff.

00:09:09.000 We are going to come out with a syndication this year.

00:09:12.000 We're at 308 doors currently, seven trailer parks, a 64-unit apartment building, and then a couple of properties I own on my own.

00:09:21.000 Little duplexes, single families, a house in Dubai, a couple houses in Louisiana, some commercial property I have in Louisiana.

00:09:26.000 But I think we're going to go out there and raise some money and make some money with some guys that want to get into real estate.

00:09:33.000 It's a tricky situation.

00:09:34.000 Actually, I'm glad we're talking about real estate because with the election and everything going on, I wonder where the interest rates are going to go.

00:09:42.000 So it's like, is now the time where everybody's scared and we buy when there's blood in the streets?

00:09:46.000 And I think that's probably the case.

00:09:47.000 So because the interest rates are high, we're getting better prices.

00:09:50.000 And so we're hoping they drop and we refinance.

00:09:52.000 Yeah, I picked up seven houses last year, so everyone's scared.

00:09:57.000 You see the interest rates are not like, oh, 8%, 9%, 7%, and it's like, well, the good thing is when the interest rates are high like that, you can negotiate better terms than the seller.

00:10:07.000 Right, because the seller knows that you have that interest rate.

00:10:10.000 They know the reason why.

00:10:12.000 It's very matter-of-fact, especially commercial to me, it's very non-emotional when you underwrite a deal.

00:10:17.000 Yeah.

00:10:17.000 The guy that owns the property, he understands the math.

00:10:19.000 You understand the math, so you just have that conversation.

00:10:22.000 Hey man, interest rates are 8%.

00:10:23.000 You know that.

00:10:24.000 You know I need this property.

00:10:25.000 You've been getting the rent roll from this property.

00:10:27.000 You know what I can afford and what I can't.

00:10:29.000 And for that reason, I think we're getting better numbers.

00:10:31.000 I think the blood is in the streets right now.

00:10:32.000 The fear is right now.

00:10:34.000 Especially all the weekend warrior real estate people.

00:10:37.000 And that's why we're starting to fund this year.

00:10:38.000 I want to buy it while all these people have to come off of it because of the interest rates, because they can't get the price they want. 0.97

00:10:44.000 And then it's going to drop, and then we're going to refinance and make a bunch of fucking money.

00:10:47.000 Yeah, I think the interest rates are going to drop this year, and that's because any time it's an election year, one of the biggest things they campaign on is bringing interest rates down.

00:10:56.000 So they're going to definitely bring these interest rates down.

00:10:58.000 Biden's going to want to look good at the end. 0.99

00:11:00.000 That's why he's going to do all this border shit. 1.00

00:11:02.000 Let's go, Brandon! 1.00

00:11:03.000 Yeah, old Brandon, old Sleepy Joe.

00:11:05.000 You know, I actually find it quite arrogant that he's even the Democratic nominee.

00:11:09.000 Oh, man.

00:11:10.000 Just the fact that he's the nominee tells me they're going to rig it.

00:11:13.000 Yeah.

00:11:14.000 Like, everybody knows that God needs to be in a nursing home.

00:11:17.000 Yeah.

00:11:17.000 Just letting him run against Trump tells me they're either going to try to put Trump in jail or try to create election fraud.

00:11:24.000 DeSantis dropped out yesterday, and Vivek dropped out a couple days prior.

00:11:27.000 So, I mean, everybody knows that Trump is going to be the Republican candidate.

00:11:31.000 I mean, I... I think that's a no-brainer.

00:11:33.000 The Democrats know that.

00:11:35.000 It's funny, because they would have the elections, right?

00:11:37.000 Sorry, not the election.

00:11:38.000 They would have the debates, and Trump wouldn't even show up.

00:11:41.000 That's how far ahead he was.

00:11:41.000 You know how you know you're a big boss?

00:11:43.000 When you don't even have to show up for the debates for the prime.

00:11:46.000 Yeah, you never go to debates, bro.

00:11:48.000 Gee, competition is scarce.

00:11:49.000 Bro, that is a big mic drop for Trump, and everybody knows, man.

00:11:52.000 Yeah.

00:11:53.000 Even Ramaswamy dropped out, yeah?

00:11:55.000 Yeah.

00:11:55.000 He dropped out like three days ago and then DeSantis dropped out yesterday.

00:11:58.000 That's crazy.

00:11:59.000 I think he'll have a spot in Trump's cabinet somewhere.

00:12:01.000 Hopefully.

00:12:02.000 Ramaswamy, yeah. 0.97

00:12:03.000 I think he should be vice president, personally.

00:12:05.000 I would take that.

00:12:06.000 I would take him or Tucker.

00:12:07.000 Yeah.

00:12:08.000 I think him being vice president would be good because the thing I like about Ramaswamy is that he's saying things that a lot of people are thinking.

00:12:14.000 He's relatively young.

00:12:16.000 He understands what the younger voters are thinking.

00:12:20.000 He has some good ideas.

00:12:21.000 The only thing I think is a little bit crazy that he talks about is he wants to abolish the FBI. That's never going to happen.

00:12:29.000 You can't do that.

00:12:31.000 And here's the thing.

00:12:31.000 The FBI has its problems.

00:12:32.000 Don't get it twisted.

00:12:33.000 I'm not a big fan of the FBI. But you can't get rid of their premier law enforcement agency with that much history in the United States.

00:12:40.000 You can't do it.

00:12:40.000 And they're going to fight tooth and nail to fight terrorism.

00:12:43.000 Because that's the biggest thing that's going to keep them alive.

00:12:45.000 Because they have two primary goals.

00:12:49.000 Counter-terrorism and espionage.

00:12:51.000 Why does he want to get rid of it though?

00:12:53.000 That's a good question.

00:12:54.000 I don't know.

00:12:55.000 Oh, he wants to get rid of...

00:12:56.000 Oh, because it's top-heavy.

00:12:57.000 Which I agree with him.

00:12:58.000 It is top-heavy.

00:12:59.000 Yeah, we know why.

00:12:59.000 He wants to get rid of it because there's way too much...

00:13:01.000 So, the Bureau's actually a unique law enforcement agency where they have a lot of support staff.

00:13:06.000 They actually have more support staff than they have agents.

00:13:08.000 No other law enforcement agency is like that except for them.

00:13:10.000 So, I think he wants to get rid of all the brass to the top that makes things bureaucratic.

00:13:14.000 Hell, you know, Federal Bureau of Investigation.

00:13:17.000 Which I agree with.

00:13:18.000 I think that's a good idea.

00:13:19.000 But for him to disband the FBI, I don't think it's possible because they're just too big of an agency.

00:13:23.000 They have too many authorities.

00:13:24.000 They investigate the two most important crimes.

00:13:26.000 Well, we've seen what they've done in the past with certain situations and employees.

00:13:31.000 But for the talk, just a move forward. 1.00

00:13:33.000 But they're stupid. 1.00

00:13:33.000 You brought up a very good point, elections. 1.00

00:13:36.000 How do we manage to survive?

00:13:37.000 Because I feel like us as creators, we're kind of targeted because we speech a very truthful speech.

00:13:43.000 How do we navigate, you think, Justin, in this current marketplace?

00:13:46.000 Because obviously speaking, we're going to be targeted as well in this election year.

00:13:50.000 It's always going to be the same. 0.99

00:13:51.000 I always like to say I don't give a shit who wins a presidency. 0.99

00:13:53.000 And the reason is because winners win in every environment. 0.99

00:13:56.000 If you look over the course of history, no real winner that knows he's going to work, that trusts himself to get up and pull it up by the bootstraps and get to work every day is going to say, oh, wait, the Democratic side won. 0.95

00:14:07.000 I'm screwed. 0.96

00:14:08.000 I better go home. 0.93

00:14:09.000 You're just going to find out what the new rules are in the new rulebook.

00:14:12.000 And play ball accordingly.

00:14:14.000 I mean, winners are going to win in any environment, so I would stress to anybody watching that, regardless of who wins the election, you should plan to go to work the same way, which is going to be, what are the new rules?

00:14:24.000 What's in place?

00:14:24.000 What can I do?

00:14:25.000 What can I not do?

00:14:26.000 And then find your ways around it.

00:14:27.000 It's just like if they were to get rid of 1031 Exchange, for example, in real estate.

00:14:30.000 Oh, yeah, yeah, yeah, yeah.

00:14:31.000 Okay, cool.

00:14:32.000 But there's going to be something else there that you can do to get around it or find a way.

00:14:36.000 And winners always find a way and they find a way to win.

00:14:39.000 There's a reason teams, use Alabama, for example, in football, loses its coaches and its players every year, still finds a way to win.

00:14:47.000 Winners win in every environment.

00:14:49.000 It's interesting because people care so much about...

00:14:52.000 Obviously, we follow politics and everything else like that, reporting on it and stuff, but the reality is whoever's in office doesn't really make that much of an impact on your life.

00:14:59.000 I would argue maybe if you're a certain net worth, you want a Republican in there for obvious tax purposes, but in general, it doesn't mess you up that much.

00:15:07.000 Unless you're super, super wealthy, who's in office doesn't matter to you.

00:15:10.000 That's why all the biggest people that donate Have a lot of money.

00:15:14.000 Why?

00:15:14.000 Because they understand that who's in office affects them.

00:15:16.000 They're playing the game.

00:15:17.000 Yeah.

00:15:17.000 But that almost goes into a place where you get to a certain level of wealth that you're a part of lobbying in a way.

00:15:22.000 Yes, exactly.

00:15:23.000 And you have certain people's cell phone numbers where you can make big pushes and big swings that nobody has to know about, regardless of who's president.

00:15:31.000 And the reason I think things like 1031 would use 1031 again, or depreciation and things like that, Democrats own properties too.

00:15:39.000 And so a lot of times when I'm looking at, okay, what laws will they come out with?

00:15:43.000 How will things, how far will inflation go?

00:15:45.000 I think to myself, for people to be able to sell product or be able to do certain things, there has to be a certain part of the market that can afford it.

00:15:54.000 And because of where we are as far as being 1%, 5%, whatever that may be, I think that we're insulated from it because we have businesses that make us enough money that we can't get outpriced by the market because we're inside that small group of people that can still afford it.

00:16:08.000 You know what I'm saying?

00:16:09.000 And even down to consumer goods, I think that if you're middle-upper class, let's say, you're still going to be able to buy a house because if they made houses so expensive that only the ultra-realthy could buy it, then they wouldn't be able to sell the houses.

00:16:22.000 So DSLD or D.R. Horton would be fucked. 0.96

00:16:24.000 So I think the reason the interest rate's going to always go up and down is to kind of keep that balance. 0.98

00:16:29.000 And I'm not crazy about the interest rates, but I do think they're going to fall.

00:16:33.000 I agree with mine 100%.

00:16:35.000 Justin, let me ask you this then.

00:16:36.000 You know, we talk a lot about real estate here.

00:16:39.000 One of your expertises is like, you know, trailer homes, parks, etc.

00:16:42.000 How can someone go, for the audience out there, how can someone go about buying this?

00:16:46.000 Because it's not as expensive as people think.

00:16:49.000 So how can someone go about buying it and cash flow on it?

00:16:52.000 I'll give you a great example of a deal we just did in Ohio.

00:16:54.000 It was 35 units.

00:16:55.000 Okay.

00:16:56.000 We have this certain system we use with Google Earth, the rundown properties of mobile home parks.

00:17:03.000 Actually, I found this one through a War Room guy that was using that model.

00:17:06.000 Found this guy.

00:17:07.000 Tell us about War Room.

00:17:07.000 War Room guy.

00:17:08.000 Join the War Room if you want to do business with me.

00:17:11.000 War Room guy sent me the deal.

00:17:13.000 It was 35 units, 600 grand.

00:17:16.000 And because of the interest rates, we're like, okay, we'll buy it from you, but we'll buy it from you, IO. Called another War Room guy.

00:17:21.000 What?

00:17:21.000 What does IO mean for the audience?

00:17:22.000 Interest only.

00:17:23.000 Okay.

00:17:23.000 So instead of paying principal and interest, imagine having to pay principal and interest so the payment is substantially more.

00:17:30.000 The base payment plus the interest on top.

00:17:32.000 So I'm paying interest only.

00:17:34.000 And what that does, it's on a balloon.

00:17:36.000 So five years.

00:17:37.000 So at five years at interest only.

00:17:39.000 Let's say the bill was $20,000 a month.

00:17:41.000 Let's just say, or let's say it was $30,000 a month if it had been principal and interest.

00:17:45.000 I'm just throwing these numbers out for round numbers.

00:17:47.000 But I'm paying $15,000 a month, which means I'm pocketing that money.

00:17:51.000 What we're doing, because I think our biggest risk is interest right now, is I'm putting the money back into the property, buying new trailers that are on lots that were not filled yet.

00:18:01.000 So by the time I get to the end of that balloon, I'm going to have so much equity after the new appraisal that it's going to be a layup to get good debt.

00:18:09.000 Another thing that we're doing, so I get the deal from a war room guy.

00:18:09.000 Okay.

00:18:13.000 There's another war room guy that had been in touch with me that wanted to get in on a deal.

00:18:16.000 We took money from him, so we're zero money down on this deal.

00:18:20.000 Okay?

00:18:22.000 And now we're filling it with mobile homes.

00:18:24.000 We have a team that's buying off of Facebook Marketplace from distressed sellers.

00:18:28.000 Or we're moving trailers from other parks into the park.

00:18:32.000 We pay to move it, but we have them in there.

00:18:34.000 And we're driving the value of the property up.

00:18:36.000 And then we're owner financing.

00:18:37.000 Well, we're lease optioning the trailers.

00:18:40.000 Lease to own?

00:18:41.000 Lease to own.

00:18:42.000 So, for example, there's one trailer we bought.

00:18:44.000 We bought it for $6,000.

00:18:46.000 We sold it for $20,000.

00:18:47.000 We took the photos that the person that we bought it from had online and then sold it for $20,000.

00:18:52.000 Took the $6,000 from the buyer.

00:18:55.000 Paid them off, moved the trailer, so we're in the cost for the trailer, $3,500 to move, and then utilities.

00:19:00.000 Okay.

00:19:01.000 And we're almost already in the red, I mean, excuse me, in the black after a few months.

00:19:06.000 Wow.

00:19:06.000 And if they ever leave the trailer, we repossess the trailer and sell it again.

00:19:13.000 What's the average price of a trailer home, you would say?

00:19:16.000 It depends.

00:19:17.000 So they can range anywhere from $1,500, depending on how much work.

00:19:20.000 I think you can get into a trailer for about $20,000, $25,000, really good.

00:19:23.000 And then you can go buy a new one.

00:19:24.000 That's not bad.

00:19:25.000 It could be $60,000.

00:19:26.000 But where it's really beautiful is even when they pay it off, you still have the lot rent.

00:19:31.000 Ah, the land.

00:19:32.000 The land.

00:19:33.000 And you get the depreciation on the land.

00:19:35.000 So, you know, I have seven trailer parks now, and I think that we'll probably buy another couple this year.

00:19:41.000 I like the apartment buildings.

00:19:43.000 We had a lot of capex in the apartments this year.

00:19:45.000 So question, just for the audience out there, because you went really fast at it.

00:19:49.000 Yeah, yeah, my bad.

00:19:50.000 Okay, because I want them to kind of understand this whole, because you're procuring houses in a completely different way.

00:19:54.000 We typically tell guys, hey, you know, go with FHA loan for your first property, house hack your way in, et cetera, et cetera.

00:20:00.000 I did that.

00:20:01.000 Yeah, and you're talking now with interest-only loans, et cetera.

00:20:04.000 How does one go about getting an interest-only loan?

00:20:07.000 Because obviously this is very good stuff, because you're able to basically, instead of paying the principal, you're just paying interest, so that allows you to pocket all that money.

00:20:13.000 And you could do it for a period of time.

00:20:14.000 I have two deals like that, too.

00:20:16.000 And you mentioned that you're paying only interest, but it's a five-year balloon.

00:20:19.000 Can you explain that to people?

00:20:20.000 Cool, yeah.

00:20:20.000 So let's talk about the negotiation of it, right?

00:20:22.000 So let's say we look at the park and we underwrite it.

00:20:26.000 And we say the net operating income is X, which is the profit for anybody, to make it simple.

00:20:32.000 Yeah.

00:20:32.000 So the profit is this.

00:20:34.000 But if I buy it from you for $600,000, the debt service, and I think this is where people really make a mistake.

00:20:41.000 They look at the cap rate, which is the return it would be if you paid cash for it.

00:20:44.000 I'm trying to make this as simple as possible.

00:20:47.000 And they look at the net operating income, but they don't think about the debt service.

00:20:50.000 And the debt service can get you in trouble.

00:20:53.000 Paying your bills, guys.

00:20:54.000 Paying the bill.

00:20:55.000 It's the cost of money, if you will.

00:20:59.000 But if I pay you 8%, let's say I put down $200,000 on $400,000, the cost of that money goes against the profit, and that can get you in trouble.

00:21:13.000 So if I'm looking at it and I say the net operating income and the cap rate says that I should probably pay you $550,000 for this place or $500,000, especially based off the fact that I'm accounting for the debt service, the 8%.

00:21:29.000 And the owner doesn't want to sell it for that.

00:21:30.000 I say, okay.

00:21:31.000 So it's a negotiation conversation.

00:21:33.000 We generally send three offers and we want the I.O. because then I can dump the extra cash flow into the property.

00:21:39.000 You say, okay, I'll give you the purchase price you want or a little bit less than the purchase price.

00:21:43.000 We can close the gap.

00:21:45.000 Let's say I offer them $400.

00:21:47.000 Let's say he wants $700,000.

00:21:51.000 They originally wanted $750,000 for this property.

00:21:53.000 And we're like, okay, but that doesn't work based off the NOI, which is how it's performing when I underwrote it.

00:22:00.000 But then when you get to the debt service, it really doesn't work.

00:22:02.000 And they say, okay, how about $600,000?

00:22:06.000 Or I say, okay, how about $600,000?

00:22:08.000 But interest only.

00:22:10.000 And then you give me five years to pay you interest only and at the end of that five years I owe you the down payment Minus the purchase price.

00:22:20.000 So I put down 200 grand on 600.

00:22:23.000 Okay, so 400.

00:22:23.000 So I owe him 400 grand, then I pay him interest only for five years, and then I owe him the 400 grand at the end of the balloon.

00:22:31.000 Yeah, after five years.

00:22:33.000 Right.

00:22:33.000 So when I'm negotiating with him, and the reason he takes the deal is because he gets his purchase price, he gets a huge down payment, he does not have the tax ramifications that if I would have paid him out with a normal loan, because he would have had to handle that with his taxes.

00:22:49.000 And over those five years, he gets this $15,000 a month lick.

00:22:56.000 Lowering the $600,000.

00:22:57.000 But I have a part for $3.6 million.

00:23:00.000 They got me $16,000 a month.

00:23:02.000 I got a question here.

00:23:03.000 So did you do owner financing in that situation?

00:23:06.000 Uh-huh.

00:23:06.000 Owner finance, interest only.

00:23:08.000 So let's explain that to the audience real quick with owner financing because this is more advanced.

00:23:12.000 Guys, we're throwing a lot of terms out here.

00:23:14.000 So if you've got questions in the chat, please ask them because Justin's an expert when it comes to commercial real estate, as you guys can see here.

00:23:20.000 I'm a residential guy.

00:23:21.000 Even myself, I'm learning right now.

00:23:24.000 Can you tell the audience real quick what owner financing is?

00:23:27.000 In some situations, the owner will agree to keep his note, or he owns it cash, and act as the bank for you.

00:23:39.000 Okay.

00:23:40.000 And what you're giving him in exchange or pitching to him in exchange is, if I buy this from you outright right now, you're going to have a huge tax situation.

00:23:49.000 And he likely doesn't have a 1031 exchange.

00:23:51.000 We're going after mom and pops that have owned these parks for a long time and has been their income for a long time.

00:23:56.000 They're tired and their kids don't want to take it.

00:23:57.000 Good.

00:23:58.000 I'll trust it to my kids.

00:23:59.000 But you go to them and you say, hey, listen...

00:24:03.000 What if I gave you 25% down, which would help you through any situation you have right now.

00:24:07.000 It's more than enough money.

00:24:09.000 You get cash now.

00:24:09.000 And then over the next five years, I pay you this much a month, interest only, and you hold the note for me until I can use the money I save on not paying the principal to make the park better.

00:24:22.000 And so if I buy that park at 600 grand, and I take the extra cash flow from the park, and instead of me pocking in it, I fill the trailer park, any of the empty spots, then when I go get the appraisal, let's say it appraises for a million, 1.2 million,

00:24:38.000 I have all this equity, which I can get loan to value against if I need to go into another deal, or I'll be at so much equity that I'll get better loan terms with the bank.

00:24:48.000 Yeah.

00:24:48.000 And also as well, don't forget, if you don't make the payments, you can just take it back.

00:24:52.000 He could take it back.

00:24:53.000 And I love owner finance that for him, but I'm going to pay the note because we're going to manage the property and we're putting the money back into the deals.

00:25:01.000 And guys, so owner financing is something that you can use, especially when the interest rates are high as a negotiating term with the people.

00:25:07.000 Like, hey, look, the bank is going to want 8%, 9%.

00:25:10.000 How about you give me a 6% and you just finance the deal.

00:25:14.000 I'll give you a good down payment.

00:25:15.000 And then Justin goes a step further and he says, I'll make interest-only payments.

00:25:18.000 And what that does is it brings his monthly cost way down because you're only paying interest.

00:25:22.000 And then he's able to take that extra money he makes, invest it into the property.

00:25:26.000 He has five years.

00:25:27.000 You think about it.

00:25:28.000 Let's say- I'll refinance most of these properties in the next couple of years.

00:25:32.000 I'll pay them out early.

00:25:33.000 So real quick- You said you were paying like 15k per month, right?

00:25:39.000 Yeah, so we have a 60 unit park that I paid 3.5 million for.

00:25:44.000 Okay, so you paid 3.5 and you're paying interest only, so you're paying, what would have you paid if you had paid what principal to?

00:25:50.000 I'd be paying like 24,000 a month, but I'm paying like 15.

00:25:53.000 So you're saving about $10,000.

00:25:54.000 Yeah.

00:25:55.000 So guys, so you're saving $10,000 a month.

00:25:56.000 He's taking that money, putting it back into the property.

00:25:59.000 I'm buying new trailers with it.

00:26:00.000 And buying new trailers with it, putting it back in.

00:26:02.000 So at the end of that five years, that property's going to appreciate so much in value that when he could do something called a cash out refi, he's going to have way more than enough money to pay the guy back.

00:26:11.000 Add a lower interest rate.

00:26:12.000 Add a lower interest rate.

00:26:12.000 Probably two points.

00:26:13.000 And have money left over.

00:26:13.000 Yep.

00:26:14.000 And have money left over.

00:26:15.000 To do whatever he wants to.

00:26:16.000 And we're doing this on every property.

00:26:17.000 Smart.

00:26:18.000 Yeah.

00:26:19.000 And that's the beauty when you do owner financing is you can negotiate the terms with the seller and then you have five years to pay it back.

00:26:24.000 I know a lot of people are like, whoa, whoa, whoa, hold on, five years?

00:26:25.000 What are you talking about?

00:26:26.000 Interest only?

00:26:26.000 But you're already going to get that with the bank because a commercial loan is only going to give you a five to a seven year.

00:26:31.000 This is true.

00:26:32.000 Anyway.

00:26:32.000 This is true.

00:26:33.000 So I'm getting my cake and eating it too.

00:26:35.000 I'm helping, and the important part about this is showing the owner That is going to benefit him.

00:26:41.000 How it's going to benefit him.

00:26:42.000 Exactly.

00:26:43.000 Because at the end of the day, like, let me do the math real quick.

00:26:46.000 If I'm paying this guy 15 grand a month, so if I go 15,000 times 12 times 5, he's going to make an extra $900,000 on this deal.

00:26:58.000 At the end of it, I'm still going to owe him the balance.

00:27:01.000 But at the end of the deal, the park's going to be worth $6 million.

00:27:04.000 And I bought it for $3.5 million.

00:27:06.000 And so I don't care.

00:27:08.000 Everybody wins.

00:27:08.000 And that's what we say in negotiation.

00:27:10.000 It's not about somebody winning.

00:27:11.000 It's about being creative so everybody can win.

00:27:14.000 Because, honestly... 0.99

00:27:17.000 If you fuck the guy over and you're trying to go long term with him, he's going to try to take it back somehow. 0.99

00:27:21.000 Like, this guy is winning. 1.00

00:27:22.000 We're winning.

00:27:24.000 When the rates drop, we'll refi.

00:27:26.000 He'll get his money in whatever I paid him.

00:27:28.000 Let's say I refinance a year or two.

00:27:30.000 Let's say they drop to 6%.

00:27:32.000 I'll probably cash out right there.

00:27:34.000 If they go 6-5, I picked up a point and a half and we took all that money over those two years and put it back into the park.

00:27:45.000 And that's why I look at real estate as a wealth thing, not as a retired thing.

00:27:50.000 I don't need the money.

00:27:52.000 I want to make sure I'm rich for sure. 0.96

00:27:54.000 I'm buying Lambos, acting like a dickhead on the internet, flying everywhere. 0.93

00:27:57.000 I want to make sure I'm rich for sure. 0.94

00:27:59.000 I don't want to be that dude that said I made money one time.

00:28:01.000 We're putting it all back in.

00:28:03.000 Yeah.

00:28:03.000 They're smart.

00:28:04.000 And I think that's really important for the audience to know is if you're going to do these deals where it's owner financing, you know, you're paying interest only, which is an incredibly low payment.

00:28:11.000 That five years you have, you better take that money that you're making and profiting, putting it back into the structure so that it appreciates significantly.

00:28:18.000 So at the end of that five years, you have more than enough to pay the guy back.

00:28:22.000 A thousand percent.

00:28:23.000 And you know, I know that I've been talking to some bankers and I know these interest rates come out.

00:28:29.000 Think about the people that bought their property five years ago.

00:28:32.000 And they're landing at the end of their balloon.

00:28:35.000 And they were taking the cash flow, not putting it back into the property.

00:28:37.000 Not paying it down, not paying the principal down, right?

00:28:40.000 So now they have a substantially larger bill with a higher interest rate.

00:28:44.000 They will bankrupt on these properties.

00:28:46.000 I'm getting in touch with brokers and bankers right now about people that are coming to the end of their arms and balloons or whatever.

00:28:52.000 So I can scoop those properties off of them because they're going to come out the other side, will have not paid down that principal, and because of the debt service, they're going to be in trouble.

00:29:03.000 Would you, because this is your realm, commercial real estate, would you advise against people getting involved with anything to do with office space or stores or anything like that?

00:29:13.000 I wouldn't do office space at all.

00:29:14.000 I wouldn't even do strip malls.

00:29:15.000 The only way I would do a strip mall is if it was part of a bigger land deal, and I did a development behind it, and I could get a tenant anchor, like a Starbucks.

00:29:26.000 Because if you can get a Starbucks lease, you can take the lease to the bank with the drawings and you already have the money from the Starbucks and they're going to be successful.

00:29:36.000 Or the Jimmy John's or whatever it is, that anchor tenant, the Little Caesars.

00:29:41.000 When they see that contract, they'll give you the loan for the rest of the strip mall.

00:29:47.000 Okay.

00:29:47.000 People use those types of businesses as anchors.

00:29:50.000 I do the same thing in construction.

00:29:52.000 Let's say I want a bunch of work in construction.

00:29:54.000 I'll take those contracts to the bank, and this is what all guys in construction should do.

00:29:58.000 You take those construction contracts, go to the bank, and they'll give you lines of credit.

00:30:02.000 You want to apply for lines of credit when times are good.

00:30:05.000 And so you can use those contracts to get loans from the bank because they look at it as income that's coming to you.

00:30:10.000 So I always did that when I was building a construction company.

00:30:12.000 Most of the lines of credit, actually almost all of them, was when we were very solvent and very financially strong.

00:30:18.000 And you're supposed to do that before you get in trouble.

00:30:21.000 Because if you get in trouble and you start going for lines of credit, you're not going to get them.

00:30:25.000 Yeah.

00:30:25.000 No, you're not.

00:30:26.000 That's the point.

00:30:26.000 Yeah.

00:30:27.000 So the answer is yes.

00:30:28.000 Okay.

00:30:29.000 Unless I had an anchor tenant.

00:30:30.000 Okay, so commercial real estate, generally.

00:30:33.000 And it's not office space.

00:30:34.000 Strip malls, office space.

00:30:36.000 You're doing real big with the trailer homes and everything else like that.

00:30:39.000 So people do want to get into commercial, do it more on the residential side.

00:30:42.000 I would do residential, yeah.

00:30:44.000 In all fairness, I am very interested in warehouse space.

00:30:48.000 Okay.

00:30:49.000 I have an advantage with my metal building company, and I think warehouse is the future.

00:30:54.000 The reason the strip malls are dying, the boutiques, is because everybody's getting their stuff off Amazon.

00:30:59.000 So if you can get adjacent property or close property to anywhere they're building in Amazon, or somewhere where you can do the industrial park game, office, warehouse, space, or just storage in general for fulfillment, I do think that that particular, outside of residential commercial,

00:31:16.000 if you will, It's really good.

00:31:17.000 I like that a lot.

00:31:19.000 I know guys that are killing it, like in Dallas.

00:31:24.000 Millions of square foot of warehouse space.

00:31:26.000 It's an easy deal too.

00:31:28.000 Tilt walls, just warehouses, scaffolding.

00:31:32.000 They're getting a lot of these jobs that we're, like when I build a metal building for it, the concrete guy is having to shoot a laser every 10 square foot because they're having robots go get it and load it. 0.99

00:31:42.000 Oh shit. 0.99

00:31:43.000 While they're killing it. 1.00

00:31:44.000 Let's say I'm a guy that wants to invest with Justin Waller on his next investment for trailer parks, right?

00:31:51.000 How would I get in contact with you to actually invest?

00:31:53.000 Yeah, justinwinwaller.com, J-U-S-T-I-N-W-I-N-N-W-A-L-L-E-R.com.

00:31:59.000 You can also hit me on Telegram.

00:32:02.000 We have a whole Telegram channel and obviously Instagram, if I can keep it.

00:32:07.000 How much would I need to like get started?

00:32:09.000 So you'd have to be an accredited investor.

00:32:11.000 That's one thing we're gonna be really really hard on.

00:32:14.000 I don't want to get in a Grant Cardone situation.

00:32:15.000 Oh, yeah.

00:32:16.000 So I want you to have plenty of money.

00:32:18.000 Yeah, so what is it?

00:32:19.000 How does someone become an accredited investor?

00:32:21.000 Yeah, so I believe it's a million dollars net worth or you make what 250 a year something like that and the net worth cannot include the equity in your house or Combined in a household.

00:32:32.000 I think you can make 250 a year But we vet everybody.

00:32:35.000 If anybody's anywhere near that territory, get in touch with us.

00:32:38.000 We'd love to partner with you.

00:32:40.000 In fact, I'm going to put a group together of any partners that invest a certain amount.

00:32:44.000 I'm going to do some free events at my house and have everybody over maybe do a yacht day or something like that.

00:32:49.000 Completely free.

00:32:49.000 Speaking of Yacht Day, we were on a yacht yesterday.

00:32:52.000 Yeah, you tricked me into going on a yacht.

00:32:54.000 Yes, I did.

00:32:55.000 It was successful.

00:32:57.000 But it was for a better cause.

00:32:59.000 We're playing some things in the future with War Room.

00:33:02.000 You did your thing.

00:33:03.000 And for the podcast...

00:33:05.000 For yachts.

00:33:06.000 But I asked you on the boat a very important question.

00:33:08.000 I asked you about kids and being a father.

00:33:11.000 Because, you know, for a while I've been teetering the thought of having a kid myself.

00:33:15.000 But I'm a bit concerned about, like, you know, logistics and all that stuff.

00:33:18.000 Can you tell the audience how it is being a father at this point?

00:33:21.000 I love being a father.

00:33:23.000 My little girls, man, I do want to have boys, but I can't say a negative thing about having little girls.

00:33:30.000 It's good, man.

00:33:31.000 I genuinely believe I have one of the best lives that Anybody on this planet has.

00:33:37.000 I would agree.

00:33:38.000 I would not trade my life and my family life, my online, my business life, my friendships for anything.

00:33:45.000 I'm a very, very lucky person.

00:33:48.000 So I love being a father.

00:33:51.000 It's very fun.

00:33:52.000 I think at some point it'll become very fulfilling.

00:33:55.000 And I think that'll be through the development of the kids as they come along.

00:33:59.000 I don't know how many I'm going to have, but I think the number's probably going to be a pretty big number.

00:34:04.000 I truly enjoy it.

00:34:06.000 It's fun.

00:34:06.000 And it doesn't, you know, I think a lot of people are scared to have children because they think it takes away from their life.

00:34:11.000 I think it just adds.

00:34:13.000 And I will also say about being a father is a lot of people say it changes you.

00:34:17.000 I don't think it changes you.

00:34:19.000 I'm still the same person.

00:34:21.000 It just adds to your life.

00:34:23.000 You know, it's not...

00:34:24.000 I feel like people get really cheesy about it, you know, and they're like, I didn't know anything about love before I became a father. 0.98

00:34:31.000 Bullshit, I did. 0.99

00:34:31.000 And I still do. 0.99

00:34:32.000 And if my kid acts like a dickhead, I'm going to be the first one to say it. 0.99

00:34:36.000 You know? 0.99

00:34:37.000 So...

00:34:39.000 I really enjoy it, and I think it's just going to get better as they grow personalities and I'm able to help them develop as people.

00:34:46.000 It's a tough world out there.

00:34:48.000 You know what it's made me think about a lot?

00:34:50.000 And I think you'd be good at this.

00:34:51.000 I get a lot of messages from women. 1.00

00:34:54.000 No, not that kind of message.

00:34:55.000 Yeah, that kind, but the kind of...

00:34:59.000 I believe what you guys say, what should I do?

00:35:02.000 Do you ever get that message?

00:35:03.000 What do you say?

00:35:04.000 Surprisingly.

00:35:05.000 It was funny, because we were doing our IRL stream yesterday, and a girl came up to me after.

00:35:09.000 I wish we had been able to get this on camera, but we didn't.

00:35:11.000 She was thinking about doing OnlyFans, and she watched her episode, and she didn't do it.

00:35:16.000 She backed up.

00:35:17.000 She didn't do it. 1.00

00:35:18.000 So I was like, holy shit, like, damn. 1.00

00:35:20.000 Bring shame back, brother! 1.00

00:35:21.000 Yeah, man, it works.

00:35:23.000 But, um...

00:35:24.000 Yeah, I mean, it depends on the situation a lot of the times.

00:35:27.000 I mean, sometimes I got to tell them, like, they'll tell me the guy that they're with, and I'll be like, oh, man, that might not be the right guy to do it with.

00:35:32.000 Like, you might, you know, because they're, like, trying to build something with this guy, and I'm like, he's not it, man. 0.98

00:35:36.000 You might have to go fucking find somebody else. 0.98

00:35:38.000 I'll tell you this. 0.99

00:35:39.000 Our message here on the podcast, which is people, because they may hate at the beginning, like, oh, this is some bullcrap.

00:35:44.000 I don't like the message.

00:35:45.000 When they go home to go to bed, and it's on their mind, it's like, wow.

00:35:49.000 Like, I was right.

00:35:50.000 It hurt what he said to me, but it was truthful.

00:35:52.000 I'll tell you a story that happened recently.

00:35:54.000 Dustin, your daughters, what advice would you give to them?

00:35:58.000 Let's sit and watch them right now.

00:35:59.000 How to be a good woman in life.

00:36:01.000 I'm gonna tell you how I'm gonna raise all my kids and I'm gonna tell them the truth of the world.

00:36:07.000 Use OnlyFans, for example.

00:36:09.000 Okay, baby, you're thinking about doing OnlyFans.

00:36:12.000 Let me just tell you what that means in regards to your ability to garner the kind of man you're looking for.

00:36:16.000 Because remember, they have to replace me.

00:36:18.000 Right. 1.00

00:36:18.000 And one of the most fulfilling things I'm gonna get out of being a father is good luck, bitch. 1.00

00:36:23.000 So, Outside of talking shit to my girls, I'm going to be like, listen, you're going to want to have a man you respect. 0.98

00:36:30.000 And it's very unlikely that the man that you're looking for, just by the laws of hypergamy, is going to be able to, or will put up with, you have an OnlyFans account. 0.97

00:36:41.000 So, you can do what you want.

00:36:43.000 I'm going to love you anyway.

00:36:44.000 I don't like it.

00:36:45.000 I'm going to tell you that I hate it. 0.99

00:36:46.000 I'm not going to be like if your son was gay. 1.00

00:36:49.000 I'm not going to disown you.

00:36:50.000 I'm going to tell you right now, it is going to hurt you in regards to having a family if that's what you want.

00:36:56.000 So all I want to do is educate my kids on the world and what they can expect from their choices.

00:37:01.000 Give them the tools, which is the fulfilling part we were talking about earlier.

00:37:04.000 I think the fulfilling part for me is going to be developing them into their own people so they can be independent.

00:37:10.000 Just like anybody else, I don't want my daughter with a man she doesn't love or doing something that she does not want to do because she doesn't have the skill set to take care of herself. 0.99

00:37:18.000 It's not because I want her to be an independent bad bitch. 1.00

00:37:21.000 It's just because I want her to live her life with the final thing I want to teach my children, which is choice. 0.98

00:37:25.000 So here is how the world works.

00:37:28.000 Here are the tools you need to live on your own terms in hopes that you get choice.

00:37:32.000 I love you regardless.

00:37:34.000 And that's all I can do, man.

00:37:36.000 Yeah, and I think that's an important thing is let people know that choices have consequences.

00:37:41.000 The parent's job is to let them know before the consequences come, hey, just so you know, if you go down this path, this is what's going to happen.

00:37:47.000 Exactly.

00:37:48.000 And the reason I put it in the way I put it, because if I come to her with this judgmental frame, her ears are going to close and she's not going to be able to hear me.

00:37:59.000 I need her to trust me as her father.

00:38:01.000 100%.

00:38:02.000 And I need her to trust that I'm gonna love her regardless so that way she'll tell me the truth so we can talk through it and have a real conversation.

00:38:08.000 We all know those girls that have a strict father or mother, can't leave the house. 1.00

00:38:12.000 Pushes them away.

00:38:13.000 Locked up.

00:38:14.000 The moment they get out, what do they do?

00:38:16.000 Pastors, daughters, church girls, they go crazy.

00:38:20.000 So that's a very good point, man.

00:38:21.000 I'm gonna be very firm as a parent, don't get me wrong, but I want to leave room for them to trust me to have real conversations.

00:38:26.000 Because that's where I'm going to be able to tell them, hey, listen, you can do that if you want, but you can expect this, this, and this.

00:38:31.000 And they have to be able to trust that I'm not lying to them.

00:38:33.000 I don't have my own, you know, like, I want to see them win.

00:38:36.000 And so I think that if you can build that trust, then you're in a good place.

00:38:39.000 They at least hear you.

00:38:40.000 Well, is that true?

00:38:41.000 True.

00:38:43.000 So we can hit some of these chats real quick.

00:38:45.000 Let's see here.

00:38:47.000 The Rational Mail, Ronald Tomasi's in the house.

00:38:50.000 He asks, can you please ask Mr.

00:38:52.000 Waller about the pass technique for diapering a baby? 0.99

00:38:55.000 I have no fucking idea. 0.99

00:38:56.000 I've never changed a diaper in my life, Rolo. 0.99

00:38:58.000 Really?

00:38:58.000 No.

00:39:00.000 Fuck no. 1.00

00:39:01.000 I have a nanny and a wife. 1.00

00:39:02.000 Get the fuck out. 1.00

00:39:03.000 No fucking way, Rolo. 1.00

00:39:04.000 There you go. 1.00

00:39:05.000 Justin the G. Jose says, WTRW, the real world.

00:39:27.000 I wouldn't do it myself, man.

00:39:29.000 If she's good enough at her job, the business will probably do it for her.

00:39:32.000 Don't get tricked, G. Alright.

00:39:35.000 MeSauceHomie says, Myron, I'm an 1801 within DHS. I want to lead the agency because it's going way too woke for my liking and religion.

00:39:43.000 What are my best options in the private sector?

00:39:46.000 I can DM you on Instagram for more details.

00:39:48.000 And are needed, Big W boys.

00:39:51.000 You can do private security and consulting, man, but bro, I mean, I know it sucks and everything else like that, bro, but just grind it out.

00:39:57.000 Stay with the government, man.

00:39:59.000 Stay with the government because you want to go ahead and have a good retirement gig lined up after.

00:40:02.000 You want to get that pension.

00:40:03.000 You want to be able to get that nice little parachute.

00:40:06.000 So I would say stick it out, man, unless you really, really hate it.

00:40:09.000 But going into the private sector isn't all sunshines and rainbows like they try to tell you.

00:40:13.000 A lot of the times, you go into the private sector after you retire so that you can go ahead and demand the most money because you're going to have that experience that you can draw from and you can say, hey, I want this amount.

00:40:23.000 Or segue to another agency, bro.

00:40:25.000 Leave that agency and go to another agency.

00:40:27.000 But yeah, he's an 1801, which means he's probably like, maybe he's a CDP officer or a Border Patrol agent or something like that.

00:40:35.000 Abul Sharmuta says, Jay, I guess Justin, why are you against answering dating questions or AMAs when you start a game?

00:40:44.000 I'll tell you exactly why, man.

00:40:47.000 I'm not a pickup artist, so I don't know how to tell you how to do anything but be the best man you can possibly be and then be honest if you like a girl.

00:40:56.000 I just don't have a lot of advice.

00:40:58.000 I've never taken a pickup course.

00:41:00.000 You know, I genuinely believe that if you develop yourself as a man, you will absorb women, and there's no amount of gain that can trump that. 1.00

00:41:07.000 You know, so if you guys want to ask me advice on, you know, your situation with your girlfriend, I can talk frame with you all day long.

00:41:14.000 But in regards to how to pick up women, I have nothing for you. 1.00

00:41:16.000 So it's not that I'm opposed.

00:41:18.000 I'll talk to you about women, but it'll be a frame conversation, not a pickup conversation. 1.00

00:41:22.000 It's just not what I do.

00:41:24.000 Sterling is unashamed about helping men become better with their sex lives.

00:41:27.000 Did the Leela Rose ambush make your PR team pivot to lifestyle videos?

00:41:32.000 No, not at all.

00:41:33.000 In fact, dude, we grew so much after that Lila Rose thing.

00:41:39.000 I should send that lady flowers, man. 1.00

00:41:41.000 Because I wasn't even mad at her on the show.

00:41:43.000 I was just like, I wanted to be nice because she seemed like she wasn't a 304. 1.00

00:41:48.000 Who is this chick? 1.00

00:41:49.000 Dude, it was annoying.

00:41:50.000 Lila Rose lady.

00:41:50.000 I think it's like 35 million views.

00:41:52.000 I watched a portion of that episode.

00:41:53.000 She was annoying, bro. 0.95

00:41:54.000 Trying to press him about a certain topic.

00:41:56.000 She was trying to tradcom me.

00:41:58.000 Yeah, pretty much.

00:41:59.000 But you know what?

00:42:00.000 It's all good.

00:42:01.000 I wasn't even really mad at her then.

00:42:03.000 I'm like, you're annoying.

00:42:04.000 What's your thoughts on these TradCons, man? 0.66

00:42:05.000 Because they're coming at us on Twitter.

00:42:07.000 Me and Rolo and everybody else. 0.98

00:42:09.000 To me, it's a bit hypocritical, man. 0.93

00:42:13.000 Like that one guy that came after me. 0.98

00:42:15.000 I think he stole somebody's wife.

00:42:16.000 You know what I'm saying?

00:42:17.000 And it's like, hey, look, G. Okay, cool. 1.00

00:42:21.000 But pieces of shit hide in the shadows. 1.00

00:42:24.000 Yeah. 1.00

00:42:25.000 You know what I'm saying? 1.00

00:42:26.000 If I got a bunch of girlfriends and women and a family and you don't like my life, well, you beat your dick to Pornhub when your wife goes to the grocery store. 1.00

00:42:32.000 Suck it, bro. 1.00

00:42:33.000 Fuck you. 1.00

00:42:34.000 I'm fucking girls in real life, homo. 1.00

00:42:36.000 Get out of here, dude. 1.00

00:42:38.000 And I'm not hiding from it.

00:42:40.000 And you know what bothers me about that?

00:42:42.000 It doesn't even bother me.

00:42:43.000 It's just a fact.

00:42:44.000 Me and that particular guy agree, and Lala Rose probably for that matter, agree on 99.9% of things.

00:42:54.000 But your sin is no better than mine.

00:42:57.000 Talk to them.

00:42:58.000 Your sin is no better than mine. 1.00

00:42:59.000 If I were homosexual, you wouldn't dare come after me because you're a coward, because you won't tell the truth, because you want to hide behind your... 1.00

00:43:06.000 because you're such a goody-two-shoes Bible-thumper. 1.00

00:43:08.000 I'm not mad at you. 1.00

00:43:10.000 I'm just simply telling you that you're full of shit. 1.00

00:43:12.000 That's all. 1.00

00:43:14.000 And so they would not dare put their sins on the internet.

00:43:18.000 You know what I'm saying?

00:43:19.000 They wouldn't do it. 1.00

00:43:20.000 They're cowards. 0.99

00:43:21.000 Oh, oh, Justin, I can't believe he said this. 1.00

00:43:24.000 You know who I'm talking about.

00:43:25.000 Yeah, you stole somebody's wife, bro.

00:43:27.000 Cool.

00:43:28.000 I ain't out stealing nobody's wife.

00:43:29.000 In fact, that's my biggest rule.

00:43:32.000 If I see a woman is married, bro, Nate, you want to talk about something crazy. 1.00

00:43:36.000 He tells them the story, yeah.

00:43:37.000 Bro, in my inbox, married women hit on me all the time. 1.00

00:43:40.000 And they are appalled that I won't talk to them.

00:43:42.000 You know what they'll do?

00:43:43.000 They'll throw it in my face that I got a bunch of women. 1.00

00:43:45.000 I said, but none of them are married.

00:43:47.000 Bam. 1.00

00:43:49.000 You're like, get the fuck out of here. 0.99

00:43:51.000 All the time. 0.99

00:43:52.000 How can you say this on the internet and you won't sleep?

00:43:54.000 Because you got a husband. 1.00

00:43:55.000 Do you see your sons in that photo?

00:43:57.000 That's messed up. 1.00

00:43:57.000 Bro, I ain't doing that shit. 1.00

00:43:58.000 There is an ethical way to tell the truth. 0.99

00:44:00.000 Yeah.

00:44:01.000 You know?

00:44:01.000 You know, with track songs, bro, they want to be us, but they can't.

00:44:04.000 They're married to a woman.

00:44:05.000 It's been 40 years.

00:44:07.000 They don't get sex anymore. 1.00

00:44:08.000 They're like, damn it! 1.00

00:44:08.000 Stupid! 1.00

00:44:09.000 This guy's living life. 1.00

00:44:10.000 He's jacked.

00:44:11.000 Lambos. 1.00

00:44:12.000 Fuck this nigga, bro. 1.00

00:44:13.000 That's what it is, bro. 1.00

00:44:14.000 A thousand percent.

00:44:14.000 I say it all the time.

00:44:16.000 To that gentleman, I'm not doing anything you would not do if you could.

00:44:21.000 You can't live my life, bro.

00:44:23.000 That's what it is, bro.

00:44:24.000 Me and my skinny jeans.

00:44:28.000 That's funny, bro.

00:44:29.000 Haas goes, I'm currently 6'3", 250, coming to the end of the bulk.

00:44:34.000 How long month-wise should I cut?

00:44:36.000 I want to see if it's labs.

00:44:37.000 Give yourself as much time as you can to diet, bro.

00:44:39.000 It could take anywhere between three to eight months, anywhere in that range.

00:44:42.000 I'll tell you another thing.

00:44:43.000 That was my final football weight.

00:44:45.000 I played football in college at 6'3", 245 to 247.

00:44:49.000 And there's nothing better you can do is to get all the way ripped down because you at 215 or 220 will look like 240.

00:44:57.000 So I think now is the time you need to rip all the way down and not stop until you get all the way there.

00:45:02.000 Yeah, absolutely.

00:45:04.000 Dogs for the win.

00:45:05.000 You should share your opinion on women's voting rights with the female guests more often. 0.99

00:45:12.000 I guess so.

00:45:14.000 We have here Fresh Money Clips says, Money Clips, we up almost five count Instagram.

00:45:18.000 You need 50 plus followers.

00:45:20.000 Let's go.

00:45:20.000 All right.

00:45:22.000 B. Shu Nugent says, A track on woman is just a pro-life feminist. 1.00

00:45:25.000 She refers to her husband as her partner.

00:45:27.000 Won't take her husband's last name, Megan Kelly.

00:45:30.000 Candace Owens. 1.00

00:45:31.000 Oh, shit. 1.00

00:45:32.000 I think submission is a dirty word. 1.00

00:45:34.000 Lila Rose. 1.00

00:45:36.000 Oh, shit. 1.00

00:45:36.000 Shots fired, bro. 1.00

00:45:37.000 Yeah, but have you seen her little nerd husband? 0.98

00:45:40.000 Listen, bro. 1.00

00:45:41.000 Get the fuck out of here, bro. 1.00

00:45:42.000 Oh, shit! 1.00

00:45:43.000 Oh, shit! 1.00

00:45:43.000 I didn't see you. 1.00

00:45:44.000 I'm going to sit my gorilla mind.

00:45:45.000 You know the only reason I don't talk about him is because he's a veteran and I really respect that.

00:45:48.000 I actually don't hate them.

00:45:50.000 It's just I don't like the hypocrisy.

00:45:52.000 Like, you're not perfect.

00:45:53.000 Were you a virgin when you got married, Lila?

00:45:55.000 Were you a virgin? 1.00

00:45:56.000 Or did you suck dick before you got married in your 30s? 1.00

00:45:58.000 Get the fuck out of here, bro. 1.00

00:46:00.000 You know, that question hurts them because they know that they're not virgin. 1.00

00:46:02.000 I know.

00:46:03.000 Did you wear a white dress?

00:46:04.000 Should have been gray.

00:46:05.000 Yeah.

00:46:06.000 Should've been great, bro.

00:46:08.000 Okay, IdrisKai says, you're a fake alpha male, Myron.

00:46:12.000 Bro, can I speak on this?

00:46:14.000 He's doing quotes.

00:46:14.000 He's being funny.

00:46:15.000 Yeah.

00:46:16.000 Bro, I hate the word alpha male.

00:46:18.000 Yeah, me too.

00:46:19.000 Yeah.

00:46:19.000 And that's another thing they attack you with.

00:46:21.000 We never use that term.

00:46:22.000 They attack you with it.

00:46:23.000 They're like, oh, they'll do a clip of you and they'll be like, this is what the alpha males, as if we're saying we're alpha males.

00:46:28.000 You'll never hear me say I'm an alpha male, ever.

00:46:30.000 Show us one clip of any of us saying, I'm an alpha male!

00:46:33.000 It's actually not a joke, by the way.

00:46:35.000 And I guarantee you, you won't find it.

00:46:37.000 No, you won't find me saying it.

00:46:39.000 Dude, that word itself, I just don't even like the word.

00:46:41.000 I understand it as a placeholder in a conversation.

00:46:44.000 But you'll never hear me refer to myself as that.

00:46:46.000 Even high value.

00:46:47.000 I don't like high value either.

00:46:49.000 You have to use it as a placeholder.

00:46:52.000 To be fair, if you're a man that has to walk around and say, I'm high value, you're not. 0.98

00:46:56.000 You're lame, bro. 0.93

00:46:57.000 You're not. 0.99

00:46:58.000 Yeah, a thousand percent.

00:46:59.000 Niggas know what's up. 1.00

00:47:00.000 Yeah.

00:47:01.000 Venom, I see you really boxed that girl out away from Myron in heels, lol. 0.97

00:47:06.000 Yo, Myron, how you got gold weapon skins for a soldier and Ana already on Overwatch?

00:47:10.000 Thought you just started.

00:47:11.000 He plays that much.

00:47:13.000 What is he talking about?

00:47:15.000 It's an online game, Overwatch.

00:47:16.000 Oh, it's a video game?

00:47:17.000 You want to play with us?

00:47:17.000 Yeah.

00:47:18.000 He said no.

00:47:20.000 That's very believable.

00:47:22.000 Myron plays it that much.

00:47:24.000 Look at ours.

00:47:25.000 I believe it.

00:47:26.000 Tech Rally says, Fresh, I need that Lambo discount for this weekend.

00:47:30.000 W at Mercy Luxury.

00:47:31.000 Guys, I'm giving you wholesale prices.

00:47:34.000 Don't ask for a discount.

00:47:35.000 Listen, I get it.

00:47:36.000 It's me.

00:47:37.000 I'm your boy.

00:47:38.000 But the cars have to be made for wholesale pricing at least.

00:47:42.000 I won't make a profit on the wholesale price while giving you a discount just being part of our group.

00:47:46.000 Are you buying those cars cash?

00:47:48.000 Or you got debt on them?

00:47:49.000 Some have debt, some are bought cash.

00:47:51.000 Yeah, and so that's the point they need to understand.

00:47:53.000 Like, listen guys, like, profit's not a bad word.

00:47:56.000 He's taking out debt, he's taking on all this risk, he has all this insurance, these cars go very fast, most people that are renting the cars don't know how to drive it. 0.99

00:48:02.000 If you support Walt, rent the fucking car. 0.99

00:48:04.000 Yeah. 0.99

00:48:05.000 And then, one more thing as well, regarding that whole rental stuff, like, as well, it's an experience, guys.

00:48:11.000 I'm telling you, my first experience in Lambeau changed my entire life, so check it out, man.

00:48:15.000 We got here, Nav says, oh no, is it Nav?

00:48:19.000 Yeah.

00:48:19.000 Vitaly said he wants to come on your pod, that'll be lit.

00:48:23.000 Yeah, he's welcome to come on, man.

00:48:24.000 Come on, Vitaly.

00:48:25.000 We got you, bro.

00:48:26.000 Yeah, if you want to come on the pod, for sure, we'll put you up with some chicks and everything else like that. 1.00

00:48:30.000 Yeah.

00:48:30.000 John Martin says, Myron, can you react to Baze Zeus' video using your pickup line?

00:48:35.000 It's funny, I saw him actually in Brickell doing a pickup.

00:48:38.000 Baze Zeus.

00:48:39.000 It was kind of funny.

00:48:40.000 Shout out to him.

00:48:54.000 What do you think, Justin?

00:48:59.000 He's 19, 20k saved.

00:49:02.000 On pace to make 75k, end of this year.

00:49:05.000 Yeah, by the end of the year.

00:49:06.000 He's on pace to have 75k jobs.

00:49:07.000 Yeah, man, I would buy a duplex.

00:49:09.000 Yeah, get yourself in that first house, guys.

00:49:11.000 Yeah.

00:49:12.000 A duplex or a triplex.

00:49:13.000 And if you don't have a family, man, you could even go into kind of a bad neighborhood if you feel like you feel safe.

00:49:18.000 I definitely would go in a bad neighborhood.

00:49:20.000 When I was younger, I lived in some really bad neighborhoods, and I wish I'd have owned those houses because I'd be getting rid of them today.

00:49:28.000 You know, Section 8 even.

00:49:29.000 In fact, I know a guy down there, my boy Eric down the street, he does a bunch of stuff with Wes Watson, and dude, he's worth hundreds of millions of dollars.

00:49:36.000 Eric Spofford?

00:49:36.000 Yeah.

00:49:37.000 Cool dude. 0.98

00:49:38.000 And he's a fucking awesome dude. 0.94

00:49:39.000 Had dinner with him another night, and he's got almost all Section 8. 0.92

00:49:43.000 What's your opinion on Wes Watson?

00:49:45.000 He was nice to me, bro.

00:49:47.000 I know he yells online and stuff, but he was nothing but a gentleman to me, bro.

00:49:50.000 So I have nothing but good things to say about Wes.

00:49:52.000 I don't watch his content, but I don't watch anybody's content.

00:49:55.000 So it's not like I'm not dissing him.

00:49:57.000 I just don't watch a lot of content because, as you know, once you start making content, it's really hard to watch it because all you're doing is focusing on making it.

00:50:06.000 So he was a completely cool dude to me.

00:50:09.000 I really liked him.

00:50:10.000 I'd hang out with him again.

00:50:11.000 I like him a lot.

00:50:12.000 He's cool.

00:50:12.000 Okay, we got here...

00:50:14.000 Is this...

00:50:15.000 Jaleel says, Hey Myron, say I'm Batman.

00:50:19.000 I'm Batman.

00:50:25.000 That was slick.

00:50:26.000 He says, Hope your voice gets better soon, bro.

00:50:29.000 WFNF, WMO, Bills, WIC, El Cristo Bomb.

00:50:34.000 Big W shout out to J. Waller and Tates.

00:50:36.000 You guys continue to kill it.

00:50:37.000 Make us better men. 0.91

00:50:38.000 I paved the way to our success.

00:50:39.000 Love y'all.

00:50:40.000 Pretty nice.

00:50:42.000 I'm Batman.

00:50:44.000 Road Talk G says, I got a new credit card with a $500 limit, only used about $75.

00:50:49.000 My due date is February 13th.

00:50:51.000 My statement end date for this cycle is the 19th of January.

00:50:55.000 It was reported that I owed $75 now, and it states my money owed $75 on my score 711 to 693.

00:51:05.000 It went down.

00:51:06.000 How do I fix it?

00:51:07.000 I have no late payments.

00:51:08.000 Pay it off, it'll fix.

00:51:09.000 Just pay it off, bro.

00:51:10.000 In one week, it'll fix.

00:51:11.000 Don't get freaked out.

00:51:12.000 Another thing you can do is if you have the money, use the credit card anyway and pay it down more than once a month.

00:51:17.000 Run it up, pay it off, run it up, pay it off.

00:51:20.000 I do that a lot too.

00:51:22.000 I'm constantly paying on the credit card.

00:51:25.000 I don't wait for the billing cycle.

00:51:26.000 It makes you look better on paper.

00:51:28.000 Ezra, have you guys heard of Subject 2?

00:51:32.000 It's a great way to get into properties, especially with today's rates.

00:51:34.000 It's best for sub 2, sub 20% equity.

00:51:37.000 You can easily get into a deal sub 10% down and take over.

00:51:41.000 Service not assume a sub 4% interest rate.

00:51:44.000 DM Ezra.niece.

00:51:46.000 Oh, that's a plug.

00:51:47.000 Nice.

00:51:48.000 Okay.

00:51:49.000 Taco Tate.

00:51:50.000 Selfie of Andrews saying he prefers crypto over real estate because it's faster at making money and can't be seized.

00:51:56.000 How do you guys feel about that?

00:51:58.000 And what is Andrews' main investment strategy?

00:52:01.000 Ask Andrew, bro.

00:52:02.000 Yeah, ask him.

00:52:03.000 Look, I have a lot of answers for that.

00:52:05.000 It's just not my place to say.

00:52:07.000 Yeah.

00:52:08.000 But I tell you what, for anybody that is interested on what Andrew thinks about real estate, he did an episode, I think the guy was British, about his views on real estate as an investment, and they kind of had a debate on it.

00:52:19.000 So there is plenty out there of his opinion on real estate.

00:52:23.000 Also knows he owns quite a bit.

00:52:25.000 Yeah.

00:52:25.000 He's just not playing the same game as us.

00:52:27.000 He's on a different level.

00:52:29.000 He's buying properties for appreciation.

00:52:32.000 And he doesn't buy them in the United States.

00:52:34.000 No, he's not buying them in the U.S. He's not buying them with debt.

00:52:38.000 Okay, Jerome.

00:52:39.000 On 26, making up a 40K a year, just under 10K saved up.

00:52:43.000 How much should I aim for in savings to get into real estate going the FHA route?

00:52:47.000 And the other thing, too, I want to tell you guys, keep in mind, real estate is really only the best in America.

00:52:52.000 When you go to other places, guys, it's not as profitable.

00:52:54.000 It's not, bro.

00:52:55.000 In the UK, in Australia, it's not as profitable.

00:52:58.000 So, Andrew, you guys got to remember, yeah, he's American, but he spent most of his life in England.

00:53:02.000 So, real estate is not profitable like that in England at all.

00:53:05.000 And also, most people are using all money to buy real estate.

00:53:08.000 We had Tillsbury here, and he was even talking about, yeah, like, yeah, like, having flats isn't really it in England.

00:53:13.000 So...

00:53:14.000 Totally different rate structure as well.

00:53:16.000 Yeah, you don't get the same mortgage interest rates.

00:53:18.000 You don't get the same terms with 30-year fixed loans, etc.

00:53:21.000 They get way worse terms in real estate.

00:53:23.000 And they don't get the same tax benefits as us.

00:53:24.000 He's buying a lot of stuff in Dubai, too, and there's no such thing as a loan in Dubai.

00:53:28.000 Even my house, I'm paying it off cash.

00:53:31.000 You know what's funny about his house, bro?

00:53:32.000 Whenever we go to Dubai, we've got a place to stay for free.

00:53:35.000 Yeah.

00:53:35.000 Yeah, bro.

00:53:36.000 There you go.

00:53:36.000 It's already built.

00:53:37.000 You got it done.

00:53:37.000 No, they're building it now.

00:53:38.000 Seven bedrooms, gym, cinema.

00:53:40.000 Nice.

00:53:41.000 Maid quarters, two kitchens, private beach, infinity pool.

00:53:44.000 Andrew's right across the way to get on the jet ski, go to steal food and Yeah, you don't have a choice, bro.

00:53:48.000 Oh, no, y'all coming.

00:53:49.000 Yeah, you have no choice.

00:53:50.000 Thousand percent.

00:53:51.000 Thousand percent.

00:53:51.000 Anytime you want.

00:53:52.000 We're hijacking your house. 0.95

00:53:53.000 We're niggas. 0.59

00:53:53.000 Do it. 0.59

00:53:54.000 All right.

00:53:55.000 Chef Diablo, get information like always.

00:53:59.000 When owner financing, are you responsible for all expenses, such as taxes and utility fees, say for mixed-use poverty?

00:54:05.000 So you want to know if you're responsible for, I guess, taxes and expenses for owner financing.

00:54:10.000 Yeah, we do.

00:54:11.000 Because, I mean, they're just acting as a bank.

00:54:12.000 So, essentially, we have bought the property from them.

00:54:15.000 And so, we're covering all the costs.

00:54:17.000 Now, we prorate it.

00:54:18.000 So, if it's halfway through the year, he pays the first half of the year, and then we pay the second half.

00:54:22.000 But, yeah, we're in control of that property, even to the point that we could sell the property.

00:54:26.000 Yeah.

00:54:31.000 Instead of going to the bank, the current owner is the bank.

00:54:35.000 And so you have to manage and take responsibility for the property as such.

00:54:42.000 There you go.

00:54:44.000 Okay, Elman Howard says, question for Justin.

00:54:46.000 I'm noticing a lot of commercial properties coming out fast off of Highway 30 in Gonzales.

00:54:51.000 I'm not wearing any of the best.

00:54:53.000 Bro, I've probably put up a million square foot of steel on that road. 0.99

00:54:56.000 Damn. 0.99

00:54:57.000 Yeah. 0.99

00:54:58.000 Is it a good area to invest in?

00:54:59.000 Very.

00:55:00.000 It says, I'm nowhere near ready to invest, but what advice would you give to someone to prepare for that?

00:55:06.000 I would understand how to underwrite.

00:55:08.000 And if you were going to go into the industrial space, then I would start talking to brokers.

00:55:14.000 There's some really good brokers in Baton Rouge.

00:55:16.000 Guys that really know their stuff.

00:55:18.000 There's a guy named Ty Gose.

00:55:20.000 I'm just dropping names from Baton Rouge.

00:55:22.000 There's a guy named Tagos, and I've put up some of his buildings, and he is one of the best minds in industrial real estate.

00:55:27.000 He's a really, really smart guy.

00:55:30.000 And he's probably built, I don't know, 10, 15 buildings on Highway 30.

00:55:36.000 I've put up some of them.

00:55:37.000 So Highway 30 is a really good spot right there by Tanger.

00:55:39.000 It's a straight shot to New Orleans on the way.

00:55:42.000 And the river's not far away.

00:55:44.000 It's just a really good spot.

00:55:45.000 Nice.

00:55:49.000 Jamalosoul says, what's good?

00:55:51.000 Love you guys.

00:55:52.000 Join the real world through Justin.

00:55:54.000 My question is, can you do another credit card episode review?

00:55:58.000 I have an Amazon seller account, and I'm looking for a card that I can use and not pay back for a longer period of time.

00:56:03.000 We should, bro.

00:56:04.000 Before the show.

00:56:05.000 Casey mentioned American card Plum, right?

00:56:09.000 60 days to pay back.

00:56:11.000 Pretty good card.

00:56:12.000 Almost as good as like gold.

00:56:13.000 Myron and I both have over a million points with Amex right now.

00:56:18.000 And Walt spends all his points. 0.95

00:56:19.000 And I told you guys, you're gonna die one day. 1.00

00:56:22.000 Use your damn points, bro! 1.00

00:56:23.000 No, we can figure out how to use the points on the show. 1.00

00:56:26.000 Listen, man.

00:56:27.000 You got one life to live.

00:56:29.000 Live it the best way possible.

00:56:31.000 Anyhow.

00:56:32.000 Fair enough.

00:56:33.000 Yeah, we can do a credit card episode for you guys with that.

00:56:35.000 Hey, FNF and Justin.

00:56:37.000 Question.

00:56:37.000 What do you think about manufactured homes?

00:56:39.000 Do you think it's a good investment to go into?

00:56:43.000 I like manufactured homes.

00:56:45.000 One way to really think about it is if you were to buy a single family house, let's say your median price is 200 grand.

00:56:51.000 If you can get into one for 25 to 50 grand, one being used and one being brand new, Then, you know, I think it makes it easier to cash flow.

00:57:01.000 The problem is finding the land and that's why I like mobile home parks so much because you can buy these parks at how they're performing when they have vacancy as far as empty pads and really, really, you know, make your money back with a value add, really kill it.

00:57:15.000 All right.

00:57:16.000 All right.

00:57:31.000 Yeah, I would take those contracts to the bank, and the bank will give you loans and lines of credit against the contracts.

00:57:36.000 I had to do that a lot when I was building the business.

00:57:38.000 So you take those contracts, go to the bank, ask for a line of credit, show them that you have the contracts signed, and then you do the deals that way.

00:57:46.000 I'd also try to negotiate for better payment terms, net 30.

00:57:49.000 Well said.

00:57:50.000 Tech Riley says, Moe's parents named him after the amount of food he eats.

00:57:55.000 Moe. 0.93

00:57:57.000 Okay.

00:57:58.000 Yeah.

00:58:00.000 Ismar.

00:58:03.000 Jay, what are you...

00:58:05.000 I actually want to answer a question.

00:58:06.000 What's wrong with Grant Cardone?

00:58:07.000 Nothing.

00:58:08.000 I love Grant Cardone.

00:58:09.000 Got no beef with him.

00:58:10.000 At the top?

00:58:11.000 Yeah.

00:58:12.000 Oh, is that the way you're going?

00:58:14.000 No, it's fine.

00:58:14.000 It goes up eventually?

00:58:15.000 Alright, cool.

00:58:15.000 I'll answer it when we get to it.

00:58:17.000 Jay, what are your thoughts on Ripple and XRP as a future investment?

00:58:23.000 XRP is meant to run the world's money.

00:58:25.000 I don't even pretend to know crypto.

00:58:47.000 That's literally how I buy crypto.

00:58:49.000 You know what I realized, bro?

00:58:49.000 The more guys I'm around that are successful in crypto, they have a guy that knows what's happening next.

00:58:54.000 They give them a phone call or they get a group chat.

00:58:55.000 Hey guys, buy this coin.

00:58:57.000 And then they go buy it and make money.

00:58:58.000 They don't sit there and look at charts all day.

00:59:00.000 They're with no businesses.

00:59:01.000 They just come in, join the group chat.

00:59:04.000 What coins should we buy?

00:59:05.000 We'll buy it together.

00:59:06.000 That's exactly what I do.

00:59:08.000 Networking is powerful, man.

00:59:09.000 You're never going to be a master at everything.

00:59:13.000 And crypto is one of those things.

00:59:14.000 It's kind of like commercial real estate.

00:59:15.000 You can learn just enough to really wreck yourself.

00:59:18.000 And so I don't even act like I understand crypto fully.

00:59:21.000 I mean, I've gone through some courses.

00:59:23.000 I've had full days where I sit down with a crypto guy and understand the blockchain.

00:59:27.000 But in regards to watching it, I wait for Miguel to call me and then I buy it.

00:59:31.000 Yeah, you know the foundation, but all the details and nitty gritty?

00:59:34.000 It would be arrogant to act like I know.

00:59:36.000 I don't. 0.99

00:59:36.000 I don't fucking know. 0.99

00:59:37.000 Yeah, speaking of which, we're gonna have them on this Friday, guys, and if you had bought when we told you to buy, you would be up, like, double your money. 0.94

00:59:44.000 Bitcoin was way down, and they told you guys to buy it.

00:59:46.000 We told y'all to buy it. 0.99

00:59:47.000 If you had bought when we told you, instead of calling us fucking scammers or talking shit, you guys would be up, like, double your money right now. 0.99

00:59:53.000 Actually, we got some things coming as well. 0.99

00:59:56.000 And by the way, the girls, remember we had a show with the girls?

00:59:58.000 We asked the question, what would you rather have, a thousand bucks or Bitcoin?

01:00:02.000 And they said thousand bucks, most of them.

01:00:03.000 So, I mean, that goes to show. 1.00

01:00:05.000 You stupid. 1.00

01:00:06.000 That goes to show a lot. 1.00

01:00:09.000 So we have here, uh, Road Talk G says, does paying multiple times within a billing cycle affect my credit score negatively?

01:00:16.000 If I pay every time I use about 15% off my $500 limit, as long as during the entire cycle, I don't spend more than my overall limit.

01:00:23.000 Or, should I keep it below 30% regardless?

01:00:26.000 I say, bro, you want to keep it under 30% at all times.

01:00:29.000 And then if you can, try to keep it under 10%.

01:00:31.000 That's the best way when it comes to utilization.

01:00:34.000 And as far as, like, if you notice that your utilization is always over 30%, that means you don't have enough available credit.

01:00:40.000 You need to increase your credit lines.

01:00:41.000 Yeah.

01:00:41.000 Only buy what you can afford, bro.

01:00:43.000 Yeah.

01:00:43.000 Of course.

01:00:44.000 Jaro Gutierrez says, Waller, what's wrong with Grant Cardone?

01:00:48.000 Nothing.

01:00:49.000 In fact, I would say he is one of the best out there at teaching underwriting.

01:00:54.000 I used to sit down and watch Grant Cardone and drink whiskey in the evening and just sit at a computer and underwrite.

01:00:59.000 I'd do it with a pen and pad, too, and just do the math.

01:01:02.000 He's got some of those old episodes.

01:01:04.000 Where he's really, really giving out some good content for free.

01:01:07.000 See, isn't it amazing how you said, all you said was, I don't want to get in trouble like Grant Cardone with the investor things.

01:01:11.000 Exactly. 0.97

01:01:11.000 And then they're saying that that's talking shit, but it's like, no, it's true. 0.97

01:01:13.000 It's like, yeah, people have come after him and say, hey, you're taking money from people that aren't accredited investors. 0.97

01:01:17.000 Yeah, he's getting sued and stuff like that.

01:01:19.000 I don't want that.

01:01:19.000 I want accredited investors.

01:01:20.000 I don't want to smoke.

01:01:21.000 And that's the truth.

01:01:23.000 That's a fact.

01:01:23.000 He has been getting sued because he's not bringing in accredited investors.

01:01:26.000 In fact, he reached out to me on Instagram the other day, sent me a DM, and I think I'm going to have him on for like an AMA kind of type deal.

01:01:33.000 Nice.

01:01:33.000 You should.

01:01:34.000 You should.

01:01:34.000 I like Grant Cardone a lot.

01:01:35.000 People can talk all the shit that they want, but it's the truth. 1.00

01:01:37.000 Bro, he's a fucking winner, bro. 1.00

01:01:38.000 Yeah, he is. 0.99

01:01:38.000 I mean, he gave me one of my biggest wake-up calls for my career, and thanks to him, I got into real estate. 0.99

01:01:44.000 Nice.

01:01:45.000 Yeah.

01:01:45.000 All up here.

01:01:46.000 Jonathan M says, option one, stay at current job, 44K a year, potentially 50K with a job interview, stay in a better city, or option two, take 73K a job offer in a less affluent city.

01:02:00.000 This requires moving over an hour away, and I will be on call one week a month.

01:02:06.000 Option one, stay at current job, 44K a year.

01:02:09.000 If you're in a position to even ask this question, then I would take the money and isolate myself in that small town so I could grow internally before going to a big city again.

01:02:19.000 I like that. 0.97

01:02:19.000 Yeah, guys, there's nothing wrong being in a shitty-ass small city. 0.97

01:02:21.000 I mean, I was in Laredo, Texas for like most of my adult life, but yeah, it made me focus, made me more of a man. 0.94

01:02:27.000 Move to the big city when you're ready, bro.

01:02:29.000 Yeah, and also, I think for this person as well, what are your goals, bro?

01:02:32.000 Like, does it match your goals?

01:02:33.000 If it does match your goals, then follow that path.

01:02:36.000 Ezra, my bad.

01:02:37.000 Laugh my ass off. 0.98

01:02:38.000 I wasn't trying to plug.

01:02:39.000 Well, just love to talk more about real estate with y'all.

01:02:42.000 Myron and Justin.

01:02:43.000 Also to refresh, what financial options does your car company have regarding a hurricane?

01:02:47.000 I like to get the lease to own because it's flexible and each payment is a write-off for you in taxes.

01:02:53.000 That's what I like to do.

01:02:54.000 And also the down payment.

01:02:55.000 But many different options, whatever you want to do, cash or lease to own or just regular lease or financing.

01:03:01.000 We can do either or once you have good credit.

01:03:04.000 Haas says, cancel if it's flirting or straight up backtalk.

01:03:08.000 I tell her to do something and she says no.

01:03:10.000 How do I fix this?

01:03:12.000 I mean, she don't like you, bro.

01:03:14.000 What'd she say?

01:03:15.000 His girl tells him no when he tells her to do something.

01:03:18.000 Yeah. 1.00

01:03:19.000 Oh, bro, fuck that. 1.00

01:03:21.000 Gotta go, G. Look, this ain't pick up. 1.00

01:03:23.000 Is it flirting or straight up backtalk?

01:03:25.000 No, it's straight up backtalk.

01:03:26.000 Is she doing it in front of people? 0.97

01:03:27.000 No!

01:03:28.000 Yeah, nah, bro.

01:03:30.000 No.

01:03:30.000 He's like, how do I fix this?

01:03:33.000 That's disrespect.

01:03:34.000 I mean, you don't.

01:03:34.000 She didn't respect you.

01:03:35.000 Just leave.

01:03:36.000 Yo, Angie's asking, you want more coffee?

01:03:38.000 Yes, please.

01:03:39.000 Thank you.

01:03:39.000 Okay, we got here.

01:03:40.000 Nat Eli says, Hey Maren, why not make a Super Chat app?

01:03:46.000 I had a guy contact me on Manect about doing that. 0.99

01:03:49.000 Oh, shit. 0.99

01:03:49.000 Yeah. 0.99

01:03:50.000 Well, right now when we game, we use Entropy.

01:03:53.000 So yeah, check that out, guys.

01:03:54.000 Because obviously we can't use this on there.

01:03:56.000 Yeah, we can't use...

01:03:57.000 Yeah.

01:03:59.000 For known purposes.

01:04:01.000 Big Man T says, Hey guys, big fan from Communist Canada.

01:04:04.000 Any word of advice for buying properties in four countries opposed to your homeland?

01:04:08.000 A dump payment here is a full place abroad. 0.97

01:04:11.000 Thanks for the positive advice.

01:04:13.000 I'd say this about it, is that there's a lot of countries out there right now that if you buy in their country, they'll give you a passport.

01:04:19.000 And if I lived in a shithole like Canada, I would consider that. 0.93

01:04:24.000 Canada's tough, bro. 0.99

01:04:25.000 Yeah, Canada's...

01:04:26.000 I don't know how they do it.

01:04:27.000 I think that's cold.

01:04:29.000 Jamie J says, hey Justin, what's going on?

01:04:31.000 I just wanted to say, do you think a builder's credit with the credit union would be good?

01:04:35.000 Or, just stay with the bank.

01:04:38.000 Thank you, Martin Fresh, for everything.

01:04:40.000 I'm still working as hard as I can.

01:04:42.000 So he wants to know, as a builder's credit, does it go to credit union?

01:04:46.000 I don't think there's anything wrong with credit unions.

01:04:48.000 I also really like small banks.

01:04:50.000 We have multiple bank accounts with different types of banks with anything from Chase, from some of the smaller banks like Citizens and things like that where you can really meet the guys that kind of run the place.

01:05:01.000 So a lot of our real estate debt is with small banks.

01:05:04.000 Now, they have their limitations, like $5 million limits a lot of times with the smaller banks that they can give you on properties.

01:05:11.000 But I think you mix it up and let them fight it out, man.

01:05:14.000 If they see you have the money coming through the bank statements, if you can show them a trail in 12 from all the bank statements, they'll fight to give you the best terms possible.

01:05:20.000 Let them fight it out.

01:05:21.000 There is a point in the banking game where it turns in your favor if you can get the money up.

01:05:27.000 Would you just start with the small banks first and then level up to bigger banks?

01:05:31.000 Yeah.

01:05:31.000 I would do both.

01:05:34.000 Smaller banks give you better deals.

01:05:35.000 They give you way better deals.

01:05:36.000 They're going to be more community-based.

01:05:38.000 Like I said, most of my real estate where I do actually have a bank debt, I get owner finance as much as possible.

01:05:44.000 But in the event that I don't, it comes from a small bank.

01:05:46.000 It's not Chase.

01:05:48.000 It's a small hometown bank.

01:05:50.000 I find that with smaller banks, it's way easier to get loans anyway.

01:05:53.000 A thousand percent.

01:05:54.000 They're going to take more risks that the big bank won't take.

01:05:56.000 They're in a different game a lot of times.

01:05:58.000 People don't understand.

01:06:00.000 It's like some banks are for real estate.

01:06:02.000 Some banks are going to lend themselves to certain kind of farming.

01:06:04.000 Some banks are going to lend themselves to checking accounts and credit cards a certain way, like Capital One, for example.

01:06:10.000 So different banks are kind of making their money in different ways.

01:06:13.000 And so understanding that ecosystem of their industry and who's going to take that risk on a real estate deal or on a builder, in this case, is really, really important.

01:06:20.000 And I think being a builder or being in real estate, the small bank is always going to serve you better.

01:06:24.000 Yeah.

01:06:25.000 All right.

01:06:25.000 And then our last few here.

01:06:27.000 Cheyenne Wallen.

01:06:28.000 Oh, no.

01:06:29.000 Icy Sight Tooth.

01:06:30.000 Myron sounds like he's about to do a commercial about why cigarettes are the devil.

01:06:34.000 Cigarettes are the devil.

01:06:35.000 We should put Myron's face on a cigarette box.

01:06:37.000 That'd be funny.

01:06:37.000 I don't smoke, but yeah.

01:06:39.000 Last hole bender. 0.98

01:06:40.000 Is that how you'll sound?

01:06:41.000 Shout to Myron and Waller for being the last two red pillars who didn't switch to trad or political views to have a wetter reach to sell a course. 0.94

01:06:47.000 Yo, W. Myron, when is Vitaly coming on?

01:06:50.000 Uh, I mean, I heard he's gonna be here next week.

01:06:52.000 I mean, guys, tell him that he can, uh, tell him to come on Fresh and Fit, man.

01:06:56.000 I mean, spam his kick chat or whatever.

01:06:58.000 Yeah, tag him.

01:06:58.000 Tag him, tell him, hey, go on Fresh and Fit, bro.

01:07:00.000 So we'll see what happens.

01:07:01.000 Kano, I've been saying it by Rumble Ninjas, uh, 42% today.

01:07:05.000 That's what's up.

01:07:06.000 There you go.

01:07:06.000 Shout out to Rumble, man.

01:07:08.000 John Mays says, just watch the IRL from last night.

01:07:11.000 I see new name is Reinhardt!

01:07:13.000 Hello!

01:07:14.000 Yeah, shout out to, yeah.

01:07:15.000 Hello!

01:07:15.000 Shout out to, uh...

01:07:16.000 Reinhardt! 1.00

01:07:17.000 What is this shit? 1.00

01:07:18.000 Ha! 1.00

01:07:18.000 What the fuck is this? 1.00

01:07:19.000 The game online. 1.00

01:07:20.000 Is that me at 60?

01:07:21.000 I know you don't understand, but one day you might.

01:07:23.000 Is this the game y'all been talking about?

01:07:24.000 Yeah, that's it. 0.97

01:07:26.000 Some girl that we kicked off the show came and she basically came and tried to talk shit to me and Icy stepped in the way and stopped her. 1.00

01:07:33.000 Oh, Icy coming off the top rope, bro. 1.00

01:07:35.000 Don't fuck with Icy, bro. 1.00

01:07:36.000 Yeah, don't play with her. 1.00

01:07:39.000 Jordan V. Dead says, I have a bachelor's in business management, WAC, but I want to enter the right career field.

01:07:45.000 Do you suggest project management or what else would you recommend?

01:07:48.000 That's just the question right there.

01:07:50.000 Yeah, for business.

01:07:51.000 Yeah, man, I like to pay attention to what I have an energy for.

01:07:54.000 You can be really, really good at something, and if you don't have an energy to do it and it doesn't light you up to do it, you're not going to do it, even if you're the best at it.

01:08:00.000 So if you have an energy for project management, then understand that about yourself.

01:08:04.000 Do project management, and then when you go to the entrepreneur route, stay in that lane and find somebody that can go promote it, and then you can get the deal done.

01:08:11.000 Because project managers are generally drivers that make ideas happen in real life.

01:08:16.000 It's that personality type that really makes them win.

01:08:18.000 Well said.

01:08:20.000 We have here as well, one sec.

01:08:23.000 Is it possible to make a podcast articulation of speaking?

01:08:26.000 Because I notice many of the callers are terrible at articulating their points, most boys in general.

01:08:30.000 Yeah, I don't see why not.

01:08:32.000 There's definitely speaking courses out there, for sure.

01:08:34.000 They're everywhere.

01:08:35.000 Early in Views says, Justin and Myron, I'm a big fan of both of you.

01:08:38.000 In all honesty, the way that y'all carry yourselves is extremely respectable.

01:08:42.000 Could you go into the detail about the top three things a man should work on to help improve and write them according to importance?

01:08:47.000 Myron just needs to mute his mic when he has to hit the alpha piss.

01:08:51.000 Have me crying. 0.99

01:08:52.000 Hit the head.

01:08:53.000 Sorry, man.

01:08:55.000 I guess, well, Justin, you can tell him, Justin.

01:08:58.000 Top three.

01:08:58.000 You know, life isn't that difficult, man.

01:09:00.000 You already know.

01:09:00.000 You know it's Money Muscles game.

01:09:02.000 I don't even like saying money, muscles, game, by the way.

01:09:04.000 No, it's in the category of alpha for me.

01:09:07.000 But, getting your fitness right, getting your money right, and I do replace the word game with frame.

01:09:15.000 Because if you have the first two, you'll absorb women, or you'll be able to keep them with the right frame. 1.00

01:09:22.000 And that's where I think y'all are saving people's life.

01:09:24.000 Because you're making them aware of the things to look for in frame before the frame goes wrong. 0.99

01:09:30.000 It's just like that little shit that guy was talking about earlier. 0.99

01:09:33.000 When I ask her to make me a coffee, she says no. 1.00

01:09:35.000 Bro, that's a way bigger problem than he thinks it is.

01:09:39.000 It's huge.

01:09:40.000 It's from the very beginning.

01:09:41.000 That's the same girl that's texting dudes behind his back. 1.00

01:09:43.000 It's foundational.

01:09:43.000 That's another thing, texting dudes behind your back.

01:09:45.000 That's not sleeping with them.

01:09:47.000 Frame is way before the cheating.

01:09:49.000 Frame is way before she leaves.

01:09:50.000 Frame is way before you realize you don't have control of the relationship and you're not the leader.

01:09:55.000 Way before that. 0.99

01:09:56.000 Game just helps you get a bitch in the door. 1.00

01:09:58.000 That's crazy that this guy's saying, like, yo, my girl said no to me. 1.00

01:10:01.000 Like, that's fucking broke. 0.98

01:10:03.000 I can't even... 0.99

01:10:03.000 Like, what the hell? 0.99

01:10:04.000 To think that she doesn't know that that's a line. 0.98

01:10:08.000 Think about that.

01:10:09.000 Bro, you know what your girl should be doing? 0.99

01:10:11.000 Not only should your girl be getting you shit, but when your guests come in, when these guys walked in, first thing Angie did, hey, do you guys want anything to drink? 0.99

01:10:17.000 Coffee. 0.99

01:10:17.000 She's just been going back and forth. 0.99

01:10:19.000 I think Justin's on his third cup of coffee now.

01:10:21.000 She's just making sure everybody's good, that everyone's getting what people want to drink, people in the back, etc.

01:10:26.000 Your girl needs to help you, bro. 0.99

01:10:29.000 What the hell? 0.92

01:10:30.000 I think for him... 0.99

01:10:30.000 Drop her. 0.99

01:10:31.000 Drop that shit. 1.00

01:10:32.000 Reverse it. 1.00

01:10:32.000 Tell her no. 1.00

01:10:34.000 Sorry.

01:10:34.000 No.

01:10:35.000 You need to leave.

01:10:36.000 Yeah.

01:10:37.000 And I'll tell you what to do.

01:10:38.000 I'll tell you what subject to do it on. 0.91

01:10:39.000 Do it on sex. 0.71

01:10:41.000 That's gonna hurt though. 0.99

01:10:42.000 Bro. 1.00

01:10:43.000 The biggest brain fuck on the planet. 1.00

01:10:45.000 Roll over on a girl. 1.00

01:10:46.000 No, I'm good.

01:10:47.000 Oh, no, I'm good.

01:10:47.000 I don't want to sleep with you.

01:10:48.000 I'm tired.

01:10:48.000 Her biggest superpower!

01:10:50.000 Take it away! 0.77

01:10:51.000 Come on! 0.61

01:10:52.000 That's that drag game. 0.99

01:10:54.000 It works, though.

01:10:56.000 Or, don't bust a nut.

01:10:58.000 I'm done for tonight.

01:11:00.000 I'm tired.

01:11:00.000 Go soft.

01:11:01.000 Mindfuck. 1.00

01:11:03.000 That's messed up, bro. 1.00

01:11:04.000 That's messed up, dog. 1.00

01:11:07.000 Start thinking about that stupid-ass video game y'all are playing. 1.00

01:11:09.000 I go soft real quick. 1.00

01:11:11.000 Oh my god.

01:11:13.000 Listen, bro, you're a hater, man.

01:11:14.000 You know what's funny?

01:11:16.000 I don't even know what video game we're talking about.

01:11:18.000 I've never seen it.

01:11:19.000 We might have to go play.

01:11:20.000 Let's do it.

01:11:22.000 Imagine if Halo and Cod had a baby.

01:11:24.000 But here's the problem, I've never played either one of those.

01:11:26.000 I really haven't.

01:11:29.000 No, it's not even true.

01:11:30.000 I'm not even trying to look cool. 0.99

01:11:31.000 Probably I'd be trash. 1.00

01:11:33.000 I'd be completely trash. 0.97

01:11:34.000 The last time I played a shooting game was 007 on Nintendo 66.

01:11:39.000 That's the last time.

01:11:42.000 That's the last time.

01:11:43.000 And let me tell you something.

01:11:44.000 I was trashed then.

01:11:46.000 I was getting wrecked. 1.00

01:11:48.000 I'm like, this is stupid. 0.99

01:11:49.000 I'd rather play Blitz. 0.99

01:11:51.000 We spent nights, bro.

01:11:52.000 Summer nights just playing that game.

01:11:53.000 Multiplayer.

01:11:54.000 That was fun, man.

01:11:55.000 NFL Blitz?

01:11:56.000 Bro, that's lit.

01:11:57.000 NFL Blitz is lit, bro.

01:11:59.000 Okay.

01:12:00.000 Alright, what do we got here?

01:12:02.000 Last few.

01:12:03.000 Well, a couple more.

01:12:05.000 Malcolm.

01:12:06.000 Hey, Myron, it's very important that you take care of yourself.

01:12:08.000 How many hours of sleep do you get?

01:12:09.000 None.

01:12:10.000 I got like eight last night.

01:12:11.000 Eight or nine last night.

01:12:11.000 Yeah.

01:12:12.000 But I just lost my voice, man.

01:12:13.000 Listen to Malcolm, man.

01:12:15.000 Final Chower says, I had to stay away from my family.

01:12:19.000 All of them think I work too much or never relax.

01:12:21.000 They were trying to drag me down.

01:12:22.000 I'm almost at 200K per year person.

01:12:25.000 Suppression is wrapped in love.

01:12:26.000 Very true.

01:12:26.000 Jeff Jay Waller.

01:12:27.000 Yep, 100%, man.

01:12:28.000 You're doing the right thing.

01:12:29.000 Kim Chilin says, let's go!

01:12:31.000 That's my boy there.

01:12:33.000 ZDG says, I'm 21.

01:12:35.000 I'm prepared for my mom and sister.

01:12:36.000 How do I go about legalizing my mom?

01:12:38.000 I'm a citizen.

01:12:40.000 Attorney.

01:12:41.000 I don't know.

01:12:42.000 We're in a crazy world.

01:12:42.000 Marry her.

01:12:44.000 Oh, boy.

01:12:45.000 What?

01:12:47.000 Wait, what?

01:12:50.000 Marry? 0.54

01:12:50.000 Bro, I would definitely have a consultation with your immigration attorney. 0.54

01:12:54.000 Go do an unconsulted immigration attorney.

01:12:56.000 They know everything that we don't know.

01:12:57.000 Yeah.

01:12:59.000 Do it this year.

01:13:00.000 You better do everything this year before Trump takes office. 0.99

01:13:03.000 If he gets in, you're screwed. 0.98

01:13:05.000 That wall is up. 0.99

01:13:07.000 Happy to see Jay Waller back again.

01:13:09.000 Like the video on YouTube, Rumble Ninjas.

01:13:10.000 That's true.

01:13:11.000 Yeah, we got, what, 13, 12,000 y'all in here?

01:13:14.000 Yeah.

01:13:15.000 What's up, man?

01:13:16.000 At least.

01:13:17.000 Alex says, I'm a 21-year-old electrician apprentice from the boot, 15 minutes from Denham Springs.

01:13:22.000 How would you recommend me to scale business with a good coworker of mine who's 45 and has this licensed 20-year experience?

01:13:28.000 Cool.

01:13:29.000 So the guy that you have right there is what you would call a technician.

01:13:32.000 So there's an entrepreneur, the manager, and the technician.

01:13:34.000 So if I were you, I would sit down with him, create an organizational board where you show him running the field and then helping you on all the factors that helps you to estimate the jobs.

01:13:44.000 And then you run the office and you grow the business and go tell everybody you have the best in the business.

01:13:50.000 I really would do this.

01:13:51.000 It's like, I got the guy, we got the best crews, all that stuff.

01:13:54.000 So you need to build a recruiting team.

01:13:56.000 Arm of the business so you can find men. 0.99

01:13:58.000 And then you need to build estimating.

01:14:00.000 And then you need to be the front face.

01:14:02.000 And then that guy is the guy that keeps your promises on the backside.

01:14:05.000 He checks on all the crews.

01:14:06.000 He helps you build the QC list.

01:14:08.000 He helps you with the safety, all the checklists and systems.

01:14:10.000 You want to download his 20 years of experience out of his brain.

01:14:14.000 Because he's going to want to keep it in his brain.

01:14:16.000 And then you put them into the systems that help you estimate correctly, that help the jobs go on track from a safety quality and production standpoint.

01:14:24.000 And you have a bombshell of a businessman.

01:14:27.000 And I would talk to him about work ethics and what he wants in his life.

01:14:30.000 Because most of the time when you get a guy in that stage of their career, they're going to want different things when the business is successful.

01:14:39.000 So you need to be on the same page as to what those things are.

01:14:41.000 Oh, wow.

01:14:42.000 As the business changes, you come to find out different things about your partners and what they want to do when you're finally making money.

01:14:48.000 They might have kids, a family.

01:14:49.000 Yeah, or they want to go on vacation all of a sudden.

01:14:51.000 So you've got to find these things out.

01:14:52.000 But the number one thing I would do is download everything out of his brain into every system in the business from estimating to safety quality production and then go on the side and And build your book of business up with the general contractors.

01:15:06.000 And don't forget to build a spot for recruiting.

01:15:09.000 Because when you start to win work, you're going to need to ramp up and ramp down pretty quickly.

01:15:13.000 So, that's what I would do.

01:15:15.000 That's a solid answer.

01:15:19.000 The Love Clyde.

01:15:21.000 Sorry, They Love Clyde.

01:15:22.000 Keep it up, Myron and Walter.

01:15:23.000 Question for Justin.

01:15:24.000 I've never seen someone get so much backlash online, besides the Tates.

01:15:27.000 How do you keep your head straight all the time?

01:15:30.000 Love your work.

01:15:30.000 Keep it up, G's.

01:15:33.000 I tweeted the other day, man, my life is so good in real life.

01:15:37.000 How could I ever be upset with a little hate on the internet?

01:15:41.000 Seriously, my real life, my day-to-day life, waking up. 0.99

01:15:48.000 Like, seeing the view from whatever house of mine I'm in, kissing my kids, my smoking-ass fucking hot wife, girlfriends, whatever. 0.99

01:15:56.000 Like, getting in the Lambo, driving over here. 1.00

01:15:58.000 I was on a yacht with you last night.

01:15:59.000 I have real friends in the real world that are influential, powerful, intelligent men. 0.99

01:16:03.000 What the fuck do I have to be mad about? 0.97

01:16:05.000 Exactly. 0.99

01:16:06.000 You know what I'm saying?

01:16:06.000 The only real fight that I have right now is keeping my platforms up because of my affiliation with Andrew.

01:16:12.000 Yeah.

01:16:13.000 You know?

01:16:13.000 And that's not Andrew's fault.

01:16:15.000 And so we work through that as a family and we figure out how to do it.

01:16:19.000 And then, you know, maybe we move some content to Rumble or maybe some track on has something to say to be about my life.

01:16:25.000 I live in honesty, by the way, bro, my life is too good to be upset about it.

01:16:29.000 Big facts.

01:16:30.000 I'm going to leave here with my full-time camera guy to go shoot full-time content so we can keep growing and building the brand in my Lambo to my nice-ass apartment overlooking the ocean. 0.99

01:16:40.000 What the fuck? 1.00

01:16:40.000 Some dickhead on the internet has something to say? 1.00

01:16:43.000 Whatever, nerd. 1.00

01:16:43.000 Enjoy your mom's basement, bitch. 1.00

01:16:45.000 Fuck you. 1.00

01:16:45.000 Justin, just to be real though, this is an age-old battle between me and Justin. 1.00

01:16:50.000 Who has a better balcony?

01:16:51.000 Bro, thousand percent me.

01:16:53.000 I digress.

01:16:54.000 It's me.

01:16:55.000 Bro, you look at buildings and orange lights all the time.

01:16:57.000 I'm looking green, blue, yachts, planes.

01:17:00.000 I can see everything. 0.96

01:17:01.000 You're on the ass end of all these buildings. 0.97

01:17:02.000 Myron gets the views. 0.98

01:17:03.000 What? 1.00

01:17:04.000 Nigga, he has a fucking building right in front of him. 1.00

01:17:06.000 I love how he can call me that. 1.00

01:17:07.000 Yeah.

01:17:09.000 You know what I think is so funny about that word?

01:17:10.000 I don't care at all, right?

01:17:11.000 But I do think it's funny that you can say it. 0.98

01:17:14.000 If I said it, it would be fucking outrageous. 0.99

01:17:18.000 You know we don't give a fuck. 0.99

01:17:19.000 No, I don't care either. 0.99

01:17:21.000 You know, I was talking to Andrew the other day.

01:17:26.000 We're constantly ripping each other when it's just me, Andrew, and Tristan.

01:17:30.000 And I said, the world misses out on a lot of good friendship because they can't be racist anymore.

01:17:38.000 And Andrew looked at me and goes, who's tweeting that, me or you?

01:17:40.000 And I'm like, I can't even tweet it.

01:17:42.000 So he tweeted it.

01:17:44.000 But, I mean, it is what it is.

01:17:46.000 I think when you're really close to somebody, man, You can call them names.

01:17:49.000 I know I'm friends with somebody.

01:17:50.000 If I can make fun of them and call them names without worrying about whether they're going to get butter or not.

01:17:54.000 Yeah, 100%. 0.99

01:17:55.000 And I also know that if I do fuck with somebody like that and I can tell they got upset, I'm like, well, he's not for me. 0.99

01:18:01.000 100%. 0.99

01:18:01.000 Actually, I have three white friends, right? 0.99

01:18:04.000 Casey, you, and Jaden.

01:18:06.000 And I give you all the N-word pass.

01:18:08.000 You can say it whenever you want, brother.

01:18:09.000 You know what's funny about that word?

01:18:11.000 It's like, it's so not used by white males.

01:18:14.000 Yeah.

01:18:15.000 That it's just not something that's just gonna, like, come up out of my mouth.

01:18:19.000 And, you know, regardless of how other people use the word, it's just not my vocabulary, really.

01:18:24.000 The rapper Goldall in my chain.

01:18:26.000 What's his name again?

01:18:27.000 Trinidad James.

01:18:29.000 We were in the car bumping it, right?

01:18:30.000 He's white.

01:18:31.000 I won't say who it is.

01:18:32.000 Oh, I'm with your friends. 0.96

01:18:33.000 And the word nigga came up. 0.95

01:18:35.000 We're singing it along. 0.87

01:18:35.000 He said, I was like, wait, just say it, bro. 0.87

01:18:38.000 And then in the quietest tone possible, he said, nigga. 0.96

01:18:42.000 I was like, finally! 0.86

01:18:44.000 But around people, he won't say it.

01:18:45.000 I get it, though.

01:18:46.000 I get it.

01:18:46.000 I get it!

01:18:47.000 It's fine.

01:18:47.000 It's one of those double standards of life, man, and I don't have a problem.

01:18:50.000 I don't give a shit. 0.99

01:18:52.000 I really don't care. 0.99

01:18:54.000 It's funny.

01:18:56.000 You know what it is, bro? 0.97

01:18:57.000 I mean, this might sound kind of fucked up, but just don't let it bother you, man. 0.99

01:19:00.000 I mean, live your life, man. 0.99

01:19:01.000 Work hard, but come on, man.

01:19:03.000 People are gonna hit no matter what.

01:19:04.000 Yeah, it is what it is, man. 0.99

01:19:05.000 Like, I know it's a word that triggers the shit out of people. 0.96

01:19:08.000 Like I said, I don't use it. 0.98

01:19:09.000 But I also don't like the people that virtue signal. 1.00

01:19:11.000 Like the white people that are all, like, kissing people's boots and shit like that. 1.00

01:19:15.000 Like, bro. 1.00

01:19:16.000 Doing too much.

01:19:17.000 That's too much.

01:19:17.000 Let me ask you this, Justin.

01:19:19.000 You just spent a good amount of time in Romania.

01:19:21.000 You were hanging out with them, with Andrew and Tristan.

01:19:23.000 How was that, man?

01:19:24.000 It's incredible, man.

01:19:25.000 I mean, y'all know how I feel about the boys.

01:19:27.000 I thought we were just going to be at their house. 0.99

01:19:29.000 We were going to let our kids play and shit. 0.99

01:19:31.000 And they had actually planned a trip, so we went into Transylvania. 0.99

01:19:36.000 What was that like?

01:19:37.000 Castle, right?

01:19:38.000 Yeah, so a lot of castles.

01:19:39.000 And we started kind of...

01:19:41.000 That's because that's on the other side of Romania.

01:19:42.000 That's like, what, seven hours from Bucharest?

01:19:44.000 It was five hours.

01:19:44.000 Five hours from Bucharest, okay.

01:19:45.000 Yeah.

01:19:46.000 And then they kept going.

01:19:48.000 So they probably got to seven hours at some point.

01:19:51.000 So we went to Transylvania and we were seeing castles and visited citadels.

01:19:55.000 And me and Tristan really like to talk history.

01:19:58.000 And I actually think me and Tristan are going to be doing something talking history pretty soon.

01:20:02.000 So hopefully they get freed up.

01:20:03.000 More people need to know that.

01:20:04.000 It's a gift that Tristan has.

01:20:07.000 It's literally the only setting I think I would do like just an interview and just let him talk the whole time and just grab it out of him because it's so valuable to the world because if you can see history You can identify the patterns.

01:20:22.000 We're fighting the same wars that they fought back then.

01:20:25.000 We're just using different tools.

01:20:26.000 And understanding history is very valuable for that because what remains from the history is human nature.

01:20:32.000 And so there's these small subtleties that the weapons change, but the actual interaction of the humans don't really change that much.

01:20:38.000 The war is fought in different ways.

01:20:40.000 Like, look at a social media platform like a kingdom, and then you ally with other kingdoms.

01:20:45.000 Like, we have all these big social media platforms, and we partner and collab together.

01:20:48.000 You're choosing one another.

01:20:50.000 A side.

01:20:50.000 Right?

01:20:51.000 And that's as old as time.

01:20:53.000 People team up, and countries team up, and then, like, castles fall, man, and big powerful empires fall.

01:21:02.000 They get castled.

01:21:02.000 Yeah, or whatever happens, right?

01:21:04.000 Yeah, by the bigger powers it be.

01:21:06.000 Yeah.

01:21:06.000 So there's a lot to understand from history, and I think the weapons change, and Tristan is just an artist at it.

01:21:11.000 And in fact, when he's talking, I'm like, there's no fucking way. 0.57

01:21:13.000 And then you Google it. 0.97

01:21:15.000 It's true. 0.50

01:21:15.000 And it's dead nuts. 0.50

01:21:16.000 He'll name the year of a war, and I'm like, the fuck? 1.00

01:21:18.000 Bro, it was like four in the morning. 0.99

01:21:20.000 She's talking about history of Romania.

01:21:21.000 Oh, we set up.

01:21:22.000 UK. I was like, wow.

01:21:23.000 This is incredible.

01:21:24.000 I have a hilarious video.

01:21:25.000 My daughter's trying to pull me away to play, and me and Tristan are on a tablet, zooming in on the Ottoman Empire, the maps.

01:21:30.000 We're just smoking.

01:21:31.000 She's like trying to pull me in. 0.80

01:21:32.000 I'm like, no, babe, we're going to do this.

01:21:33.000 You're going to learn about Ottoman Empire.

01:21:34.000 She don't know what's going on.

01:21:36.000 Walks off like a toddler, but yeah, man.

01:21:39.000 I mean, hours and hours and hours, man.

01:21:40.000 Yeah.

01:21:41.000 It's something that he doesn't talk about because he doesn't want to come off as a nerd, but he's a legitimate historian.

01:21:45.000 He's legit.

01:21:46.000 I spent hours talking with him about history.

01:21:48.000 He told me about how the Mongolians, they were able to last longer in battle because they drank the milk from their horses.

01:21:54.000 Who would know a little fact like that?

01:21:56.000 Like, oh yeah, this is why people hated them because they were able to stay out there longer and fight for longer because of that. 1.00

01:22:00.000 I was like, what the fuck? 0.99

01:22:01.000 They basically lived off their horses. 1.00

01:22:02.000 I didn't know that shit. 1.00

01:22:03.000 Wow. 0.99

01:22:04.000 And what makes Tristan really, really awesome compared to the other people that are historian-based is that he gives you the God's honest, truth, kind of red pill angle on history.

01:22:16.000 Yeah, yeah, yeah.

01:22:17.000 Where people write the story.

01:22:18.000 They say it's because of this.

01:22:19.000 He's like, oh, no, no, no.

01:22:20.000 It's not because of this.

01:22:21.000 It was because of this, this, and this. 1.00

01:22:22.000 And these people are full of shit. 1.00

01:22:23.000 It was actually about the money. 1.00

01:22:25.000 Or it was actually because of the church.

01:22:26.000 Or it was actually because of this.

01:22:28.000 It's just, I think he's probably one of the best in the world, if not the best in the world.

01:22:33.000 Christopher Columbus. 0.99

01:22:34.000 Fucking crazy, bro. 1.00

01:22:35.000 Bro. 1.00

01:22:36.000 He knows it all, man.

01:22:36.000 Yeah.

01:22:37.000 He knows it all.

01:22:38.000 But no, it was really good.

01:22:38.000 So we went, we did the castles, and then we went up into the Carpathia Mountains and did some dog sledding, and it was a good time.

01:22:46.000 It's always a good time with the guys.

01:22:48.000 That's good.

01:22:49.000 All right.

01:22:50.000 Last few here?

01:22:51.000 Let's see here.

01:22:52.000 Hey, Myron, Fresh, and Justin.

01:22:53.000 I suffer with stuttering.

01:22:54.000 How can I overcome this?

01:22:55.000 Much love.

01:22:56.000 Ask Walt.

01:22:57.000 Yeah, I mean, obviously speaking, like, you know, I'm not all the way there, but to get over it, man, is confidence.

01:23:03.000 And I feel like most people just get to talk when they stutter.

01:23:06.000 And practice makes perfect, man, on some level.

01:23:08.000 So keep trying, bro.

01:23:10.000 And then as well, once again, it's about learning words.

01:23:12.000 So learn the words as well and become better.

01:23:15.000 We have Nate Baptiste says, 22 and leaving my mining job, making 150k a year, as I don't see any potential of a good future.

01:23:22.000 I want to leave and gain sales slash marketing experience.

01:23:24.000 I just want G's point of view on my situation.

01:23:27.000 22 leaving his mining job, 150k a year.

01:23:30.000 At 22, I wouldn't leave any job that I couldn't make double the money in.

01:23:33.000 150k is a lot of money, bro.

01:23:35.000 Consider that.

01:23:36.000 Stack it.

01:23:36.000 Maybe get it into real estate.

01:23:37.000 Build a future for you.

01:23:38.000 There's not very many people.

01:23:40.000 And we live in a world where everybody thinks that 22-year-olds are millionaires.

01:23:43.000 Very, very few are.

01:23:44.000 A lot of these two people are lying to you, bro.

01:23:46.000 That's good money. 1.00

01:23:47.000 That's grown-ass fucking man money. 0.99

01:23:49.000 So before you make that decision, I would at least know that I'd either put that money, stacked it up for a couple years, and put it into some kind of equity in a property that you can pull out later. 0.99

01:23:59.000 Or that you're going to make double the money in your new job.

01:24:02.000 If not, you need to stay where you're at.

01:24:03.000 Grind it out.

01:24:04.000 Bang.

01:24:06.000 Josh says, Myron sounded like RFK Jr. 0.98

01:24:09.000 Laugh my ass off. 0.93

01:24:10.000 Tell me I'm wrong. 0.90

01:24:11.000 Respect for Myron, though, for overworking himself for his supporters.

01:24:14.000 Yeah, right now I do sound like RFK. I ain't gonna lie.

01:24:17.000 Jay Bar says, living in my first investment property through FHA duplex.

01:24:21.000 Was the next move to buy another and live there and rent out the first one?

01:24:24.000 Or what should be the next move?

01:24:25.000 Do it again, my friend.

01:24:26.000 Do it again, bro.

01:24:26.000 Yeah, do it again.

01:24:27.000 I think you can get up to 10.

01:24:29.000 I think you can have it.

01:24:30.000 I think four.

01:24:31.000 Four, where you could use the FHA loan.

01:24:33.000 So yeah, bro, once you live in it for a year, move out, put a tenant in there, that house should be cash flowing at that point, and then you live in the next one.

01:24:40.000 Yep.

01:24:41.000 We have here as well, DMoney Mitch says, Second year of entry-level tech job, mid-twenties, $75k a year.

01:24:48.000 I invested $10k into a high-ticket sales program.

01:24:50.000 Did I get $40 to both?

01:24:52.000 But sales company, want full commitment, how can I finish doing both?

01:24:56.000 So you're doing two different things at the same time, high-ticket sales and also as well, a tech job.

01:25:02.000 You're going to have to put it this way, my friend.

01:25:04.000 You're going to have to cut all your free time. 0.99

01:25:06.000 You're not going to have any more time for your friends and having fun and clubs and bitches. 1.00

01:25:09.000 You're going to have to cut all of it. 0.98

01:25:11.000 Set a schedule, man.

01:25:12.000 Put it in a calendar as well.

01:25:16.000 Do y'all know if there's a way to limit tax liability by putting crypto profits into real estate?

01:25:22.000 Oh man, this guy's funny.

01:25:23.000 Just you, the man.

01:25:24.000 Sorry, Justin, you, the man.

01:25:26.000 Louisiana stand-up.

01:25:27.000 They'll be Myron, Fresh, Medium, Moe, Bills, and Thick, Icy.

01:25:30.000 That'll be RL Stream.

01:25:32.000 Yeah, I mean, hopefully the depreciation and the cost segregation can help you with offsetting your crypto profits, but it depends on how much.

01:25:41.000 I'll give you an example.

01:25:42.000 The 64 units I bought, we did a cost segregation study, and I got a $600,000 tax break. 0.99

01:25:47.000 Damn. 1.00

01:25:49.000 That's crazy. 1.00

01:25:49.000 W. Waller. 1.00

01:25:51.000 600.

01:25:51.000 That's nice.

01:25:54.000 Peculiar Nomad says, I have a company electrical pulling three to six mil a year, but can't keep employees.

01:26:00.000 If they do stay, they start their own in the same field once they master it.

01:26:04.000 What comp plans have been successful for you?

01:26:06.000 Thank you.

01:26:07.000 Well, first of all, you're going to deal with this always, and that's why I always say that you should constantly be recruiting.

01:26:12.000 You're always going to have a certain percentage, I'd say between 10 to 20% of your men are dead men walking.

01:26:18.000 You know they're not there for the company.

01:26:20.000 As I don't blame them...

01:26:22.000 Do you make them sign non-competes?

01:26:23.000 Yeah, but they're worthless, right?

01:26:25.000 What am I going to do?

01:26:27.000 He'll go out of business in a year anyway.

01:26:30.000 He'll win too much work, he won't be able to scale correctly, and he'll be back working for me.

01:26:34.000 One thing you have to understand about our business, whether it's metal buildings or electricians, Your guys are going to go through phases where they're really, really, really good for a while, and then they might run into that old drug problem, or they might get a divorce, or they might not want to travel anymore,

01:26:50.000 but then they kind of cyclically come back.

01:26:52.000 And as long as they left on the up and up and didn't screw us too badly, I'll bring them back.

01:26:56.000 It's an asset.

01:26:58.000 The way we've been able to retain our core group of guys Is we put a bonus schedule together or program together where the company is going to make 35%.

01:27:08.000 So let's say I do a $100,000 job.

01:27:12.000 We estimate 35% gross margin because we have overhead after gross margin, right?

01:27:19.000 So, once we get to 35, I'm splitting it with you three ways.

01:27:22.000 So, if you do 45% on a $100,000 job, that's $10,000.

01:27:27.000 That foreman is going to get a $3,300 bonus.

01:27:29.000 We're going to distribute the rest of the money to his crews and men, and then the house takes the other 30%.

01:27:36.000 So, if you hit the schedule and you do it right, and that incentivizes him to keep all the tools on the job, we have no safety issues, no QC issues, Callbacks would come after that, so we wait.

01:27:50.000 And this is good for you, too, with golden handcuffs.

01:27:52.000 It needs to be on retention because if you do these bigger jobs, that guy that's waiting on his bonus check, he might have to wait eight months to a year for that retention to come in to make sure that you have no warranty issues.

01:28:04.000 So that helps me with not complete golden handcuffs, but they stay around because if they quit me, then the house would keep the bonus.

01:28:13.000 So they have to wait for that payout and they have to do their job all-encompassing correct.

01:28:19.000 So we can't have anybody felt like...

01:28:21.000 You're trying to beat the schedule making the 10 grand bonus, right?

01:28:24.000 Or the $3,300 bonus.

01:28:25.000 You can't have a safety issue because that affects the company's e-mod.

01:28:29.000 You have to have all your tools checked back in because we can't have guys quitting putting tools in the pawn shop.

01:28:34.000 You have to stay to get the bonus And you have to wait on retention.

01:28:41.000 That has nothing to do with me, but that also ensures that you did the work correctly so I don't have warranty issues.

01:28:45.000 That's smart.

01:28:47.000 Accentivize to stay because of the bonus.

01:28:49.000 There you go, my friend.

01:28:50.000 Apply that into the electricity.

01:28:51.000 That's literally our system.

01:28:54.000 Free value.

01:28:56.000 Holy!

01:28:56.000 Oh, bro!

01:28:57.000 And I hope I have to write you 25,000 in bonus checks. 1.00

01:28:59.000 I don't give a fuck. 0.99

01:29:00.000 Because I know, based off that system, the company's made its money. 0.99

01:29:04.000 I'll get my little bit extra.

01:29:05.000 But that money's huge to him.

01:29:07.000 Why would he leave?

01:29:07.000 He has a business inside my business.

01:29:09.000 And the better he does, guess what?

01:29:10.000 The better jobs I'm going to give him.

01:29:12.000 So when the million square foot building comes, guess who gets it?

01:29:15.000 Him.

01:29:15.000 The guy that made the bag.

01:29:16.000 There you go, my friend.

01:29:17.000 That's how you retain your employees, my friends.

01:29:19.000 Shout out to Justin.

01:29:21.000 Systems in place, man.

01:29:22.000 Any war goes, you got this fresh.

01:29:31.000 I'm proud of you, man.

01:29:37.000 I think we did that one already.

01:29:42.000 I don't know.

01:29:43.000 We have a show on Friday with Miguel and Charlie.

01:29:44.000 My thoughts are Miguel and Charlie.

01:29:46.000 There you go.

01:29:47.000 They'll be here Friday, guys.

01:29:48.000 Vic Isis says, Just want to thank you guys for all you do.

01:29:48.000 Don't worry.

01:29:52.000 I closed today on my first four-family in Connecticut.

01:29:55.000 Congratulations, bro.

01:29:55.000 I was inspired four months ago after watching the pod with Steve from accounting.

01:29:58.000 Fuck yeah, man. 0.99

01:29:58.000 Good job, bro. 0.99

01:29:59.000 Buying in the Connecticut market is a good market right now.

01:30:02.000 Again, he says, I hit the gun running the next day.

01:30:04.000 No excuses.

01:30:05.000 Keep fighting the good fight, boys.

01:30:06.000 That's what's up, bro.

01:30:06.000 Shout out to you, bro.

01:30:07.000 A lot of you guys are becoming real estate investors because of us, man.

01:30:09.000 That is huge, by the way.

01:30:10.000 Yeah, that means everything.

01:30:11.000 You're paying yourself for your family, making money at the same time.

01:30:13.000 Schmeebles, 100 bucks.

01:30:13.000 Shout out to Schmeebles.

01:30:17.000 On investing in property in Australia, I'm saving money to be investing in the USA and have enough investment to be able to live in the USA because I'll be running a company there. 0.99

01:30:25.000 Fuck Australia. 0.99

01:30:26.000 Okay. 1.00

01:30:27.000 Kim Chellens says, what do y'all think about boxel beams?

01:30:30.000 I've seen this on Instagram.

01:30:32.000 What are those?

01:30:33.000 It's like box homes that go for like 50 or 60K. Yeah, I've seen them.

01:30:36.000 You can build them anywhere.

01:30:37.000 Yeah.

01:30:38.000 Yo, okay, hold on.

01:30:40.000 Riddle me this.

01:30:41.000 These billionaires, I think it was around like 15 billionaires, built bunkers recently.

01:30:44.000 What's going on, bro?

01:30:46.000 Yeah, Zuckerberg.

01:30:47.000 That is weird, isn't it?

01:30:50.000 Any idea what's happening?

01:30:52.000 Conspiracy?

01:30:53.000 A lot of times the world changes after a major war.

01:30:57.000 Currents change, they reset everything, so maybe they know something you don't.

01:31:01.000 It's gonna be tough.

01:31:02.000 Alright, and then DK Drewy says, 3 years and counting, flipping cars, making $150k a year clean, 870 credit score, would like to scale up and have my own dealership.

01:31:12.000 What is the best step to getting $500k a loan for the startup?

01:31:16.000 What's the best step to getting a loan?

01:31:18.000 You mentioned before having loans of credit early on in the business.

01:31:22.000 Would that help him?

01:31:23.000 It could.

01:31:24.000 If he could show his business on paper, the bank's going to ask him for profit and loss, balance sheet, trailing 12.

01:31:33.000 If he goes in there financially strong and shows that, then I think he could probably get a loan pretty easily.

01:31:40.000 All right.

01:31:41.000 Yeah.

01:31:42.000 On the last few here, Nate Ward says I'm 20 and pursuing HVAC or pipe fitting to get that 100k mark while also working a part-time job and training martial arts.

01:31:52.000 What kind of investments and skills would you recommend for maximizing my income?

01:31:57.000 Keep doing what you're doing, bro.

01:31:59.000 20 is pretty good.

01:32:00.000 Yeah, you're pursuing HVAC and pipe fitting, so that's going to get you to 100K. Keep doing what you're doing, man.

01:32:05.000 Sometimes, guys, you just got to keep doing what you're doing for a long period of time, and then you're just going to get the success.

01:32:10.000 Consistency plus time equals results.

01:32:12.000 You're only 20 years old, my friend.

01:32:13.000 I think y'all young guys, y'all's biggest risk is seeing these other young guys make a bunch of money.

01:32:17.000 Make away success.

01:32:17.000 Yeah, bro.

01:32:19.000 Yeah, bro.

01:32:19.000 Yeah, they're making money on the internet.

01:32:20.000 Like, bro, the reality is, I told you guys this before, a lot of people are not cut out to be entrepreneurs.

01:32:24.000 A lot of people aren't going to make money on the internet like that.

01:32:26.000 It's very difficult for a lot of y'all unless you have a mentor.

01:32:28.000 There's nothing wrong with having a blue-collar job, making $100,000 doing that thing, and then doing a scale on the side and making some money doing that, and then scaling that other side business up.

01:32:36.000 And then you get to pick what you want to do.

01:32:37.000 You want to do your blue-collar job, or you want to transition over to entrepreneurship, but the point is you have the choice.

01:32:44.000 And those jobs aren't going away.

01:32:45.000 And another thing that you have to understand that a lot of these guys that are making big money on the internet, they're having to trade the image of being a respectable man and having to be a clown on the internet.

01:32:56.000 So that's a trade that you would have to make to be able to make that kind of money online.

01:33:00.000 And I personally don't think it's worth it.

01:33:03.000 Especially the young guys.

01:33:06.000 Jeff says, Hey Justin, FNF. Huge fan of what you guys do.

01:33:10.000 I'm 24 years old.

01:33:12.000 Live in Canada, Toronto, suburbs.

01:33:14.000 I make about $15,000 per month now.

01:33:16.000 Studied construction in college.

01:33:18.000 Never pursued it.

01:33:19.000 Wanted to get into construction.

01:33:20.000 What would be the right step?

01:33:24.000 So 24 in Canada.

01:33:25.000 Study construction.

01:33:27.000 Wanted to get into it now.

01:33:28.000 Yeah, I'd go work for a really big company that's successful.

01:33:31.000 And I would spend that time paying attention to everything.

01:33:35.000 One of the best things I did when I finally got a job after college is I really paid attention to every system they had.

01:33:42.000 And I took all those systems with me to create structure from the beginning.

01:33:46.000 So look at it.

01:33:47.000 Most people go to college to get a construction management degree.

01:33:50.000 Once you get that job in that company, you need to be soaking in everything because they are paying you to learn how to run your own business correctly.

01:33:57.000 They're successful for a reason.

01:33:58.000 I say go in there, get paid, learn everything you can, take every system with you, down to the manual, and you won't have to pay for somebody to teach you how to do it.

01:34:09.000 You will literally get paid to learn how to do it.

01:34:11.000 You'll see it directly.

01:34:12.000 Pay attention and track it and really bring it all together and then go on your own.

01:34:18.000 Well said.

01:34:19.000 Jaden Digital Link North says, I'm 19, native, native, in a remote northern Canada reserve.

01:34:25.000 Starting a digital marketing agency, thanks to the real world.

01:34:27.000 No savings.

01:34:29.000 I'm getting 30k from government for unfulfilled land claims agreements.

01:34:32.000 How should I use it?

01:34:33.000 Also, where can I learn about Canadian credit cards?

01:34:37.000 Canadian credit cards are very similar to American credit cards, bro.

01:34:40.000 You can watch our credit episodes.

01:34:40.000 So you'll be fine there.

01:34:42.000 Because a lot of the credit cards that we have here in America, they also have over there in Canada as well.

01:34:47.000 But as far as like taking that 30k, man, I don't know about investing in real estate in Canada.

01:34:52.000 You guys don't get as good terms as we do.

01:34:54.000 That's kind of scary, bro.

01:34:55.000 And yeah. 1.00

01:34:57.000 And then you guys have a fucked up government, man, with Justin Trudeau, man, fucking everything up. 0.99

01:35:01.000 So, I mean, I would say look into investing in the United States, bro, if you can. 0.99

01:35:05.000 Bro, that's a big L. CryptoClans, our class, says, Hi guys, great Discord.

01:35:11.000 Just wondering, what are your thoughts on Richard Hart and PulseChain?

01:35:14.000 We've had Richard Hart on the show before.

01:35:16.000 Yeah, I mean, I think it's cool.

01:35:18.000 I don't have a problem with him.

01:35:20.000 He was on the show.

01:35:20.000 I had him over.

01:35:21.000 He was cool.

01:35:22.000 He was actually a lot cooler than you'd think he'd be.

01:35:23.000 Yeah.

01:35:24.000 It's pretty down-earth.

01:35:25.000 Caleb Gonzalez says, I have plans to take my tools and skills and start a subcontracting company.

01:35:30.000 I've decided to put in four years of service in the Army to get access to VA loans and save 100K plus of startup revenue.

01:35:37.000 Thoughts on military service for building wealth and fitness?

01:35:40.000 Absolutely.

01:35:40.000 It's a great foundation, man.

01:35:41.000 It's going to teach you to be a man.

01:35:42.000 You'll get out the military free and clear with no debt and a bunch of money in the bank if you do it right.

01:35:47.000 Like, yeah, bro, absolutely do it.

01:35:49.000 And then last but not least, Bruce Roberts says, Good day, guys.

01:35:52.000 A man has nothing more than $100. 0.84

01:35:54.000 What do you guys recommend his next move be?

01:35:57.000 I appreciate you guys' work.

01:35:59.000 A hundred bucks to his name.

01:36:00.000 You need to get a job immediately and start creating some kind of income, whether it's a low-skill job and then work your way up, but you need to get a job immediately and go bring some money in.

01:36:07.000 The problem is, bro, people don't want to put yourself in an uncomfortable position.

01:36:10.000 Chick-fil-A, McDonald's, cutting grass.

01:36:13.000 Go start somewhere, bro.

01:36:16.000 Joe Cardenas, shout out to you, bro.

01:36:19.000 Again, he says, Hi, my name is Joe Cardenas.

01:36:22.000 I currently run a trucking company with three trucks.

01:36:24.000 It's me and one partner.

01:36:25.000 We're doing 30K a week with 50% margin.

01:36:28.000 Looking to diversify and earn more streams of income.

01:36:31.000 Any recommendations?

01:36:32.000 Yeah, message me directly and I'll put your money in real estate.

01:36:35.000 You can partner with me.

01:36:36.000 Boom.

01:36:37.000 Man, there you go.

01:36:38.000 How can they find you?

01:36:39.000 They can go to justinwinwaller.com or they can look me up on Instagram, justinwinwaller7.

01:36:45.000 See, I want to be where the winners are at.

01:36:47.000 Jordan, I have a bachelor's in business management.

01:36:50.000 Oh, no, we did this one already.

01:36:50.000 Whack.

01:36:51.000 Oh, we did that one?

01:36:52.000 Yeah.

01:36:53.000 We did this one, too?

01:36:55.000 Yeah.

01:36:58.000 Curse word.

01:36:59.000 Yo Myron, can you drop the system your tenants use to pay rent? 1.00

01:37:02.000 You were going to drop the episode with Roger and Steve, but the idiots in the chat weren't whoring the likes. 0.97

01:37:08.000 I will do an episode for you guys on that. 0.96

01:37:11.000 Maybe next Monday we'll do that.

01:37:12.000 Where I'll give you guys a whole breakdown on how I run my real estate. 0.88

01:37:15.000 Because I got like 50 doors now.

01:37:18.000 So 19 properties is about 50 doors.

01:37:19.000 I'll tell you guys how I manage it and how I collect rent and everything else like that.

01:37:22.000 I could do that for you all in an episode.

01:37:24.000 That's going to be its own thing.

01:37:25.000 How I set up the LLC is everything.

01:37:27.000 Kano says, Justin, I'm big on taking care of any blue-collar guys. 0.99

01:37:30.000 I work with plumbers selling finished plumbing products, making 250k, selling them fucking toilets. 0.99

01:37:35.000 Anything is possible. 0.99

01:37:36.000 Just have to work hard.

01:37:38.000 I appreciate any advice these guys have to give.

01:37:40.000 WFNF. Shout out to you, bro.

01:37:42.000 Peculiar Nomad again says, thanks for the answer, sir.

01:37:45.000 In a niche market, no warranty issues, clearances, so no drugs.

01:37:49.000 FNF, Waller, keep up the good work.

01:37:50.000 Shout out to the two and a half, sorry, two and a eighth Americans Battalion, Semper Fi, Semper Kill.

01:37:56.000 All right, man.

01:37:57.000 Shout out to you, bro.

01:37:58.000 And then, uh, JG, thank you.

01:38:00.000 We have a redeemed report says, hey, Myron, my wife Isabella was on your show.

01:38:04.000 I'm on the track on side of things.

01:38:06.000 Curious if you're going to debate on whatever or if that's a fight you're willing to have.

01:38:13.000 Are we done?

01:38:13.000 Debate them what?

01:38:14.000 I don't know.

01:38:15.000 Debate them on what, bro?

01:38:18.000 Anyhow, guys, this is a fire podcast, live Q&A, Justin in-house.

01:38:22.000 Justin, where can I find you, brother?

01:38:24.000 You can find me on Instagram, JustinWin, W-I-N, Waller7, or on Twitter, Waller7J, and you can go to JustinWinWaller.com.

01:38:34.000 Boom.

01:38:34.000 Guys, we'll see you at the hours in a bit.

01:38:34.000 Bam.

01:38:37.000 Chris, what time?

01:38:37.000 Yeah.

01:38:49.000 I ran, I ran so far away I just ran, I ran all night and day

Fresh & Fit - January 22, 2024

Justin Waller Returns!

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Summary

Transcript