Gaines for Girls with Riley Gaines - June 16, 2026


Jennifer Sey on Title IX, Nike, and the Future of Women’s Sports


Episode Stats


Length

29 minutes

Words per minute

177.57

Word count

5,247

Sentence count

238

Harmful content

Misogyny

25

sentences flagged

Toxicity

15

sentences flagged

Hate speech

15

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
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00:00:27.920 if we win they don't have to change their laws they can continue to allow men who say they're
00:00:37.340 women to compete in women's sports and so we still have a lot of work to do even if we win
00:00:41.880 if we lose that's a major setback you guys remember earlier this year in january when i
00:00:49.680 went to the supreme court to advocate for sex-based rights for women well finally the supreme court is
00:00:56.040 about to decide. We don't know when. We know it's a Thursday sometime this month. There's two cases
00:01:01.740 put before the court, Little versus Hecox and BPJ versus West Virginia. They will be deciding
00:01:08.280 on if states even can have women's sports. We're going to unpack what this ruling will mean for
00:01:14.220 women's sports, whether good or bad. We're going to talk about Nike and their disdain, their hatred
00:01:19.660 for women, the misogyny that they hold as a company, all of that and more with Jen Say here.
00:01:26.040 Well, Jen, thanks for joining the Riley Gaines Show. 0.98
00:01:32.740 I know you were on the Gaines for Girls show several times,
00:01:37.180 but very excited you're on today, especially given it's June,
00:01:41.260 it's Pride Month, but more importantly, it's Title IX month.
00:01:44.920 For those who haven't really followed closely what's going on
00:01:49.040 at the Supreme Court surrounding men and women's sports,
00:01:51.960 can you kind of break down what the case is
00:01:54.880 and what the Supreme Court is being asked to decide.
00:01:58.120 So in January, you and I were both there
00:02:00.020 on the steps of the Supreme Court.
00:02:01.540 There was a rally in defense, essentially, of Title IX.
00:02:05.340 Two cases were being heard that day.
00:02:07.320 They were bundled because they're very similar.
00:02:10.040 One is challenging Idaho's law that protects women's sports,
00:02:14.500 and another is challenging West Virginia's law
00:02:16.860 that protects women's sports.
00:02:18.360 Essentially, what will be decided is
00:02:21.020 If those 27 states can continue to have those laws on the books, because, of course, the challengers in these cases, BPJ is in West Virginia and Hecox, Lindsay Hecox, is in Idaho.
00:02:36.020 They're both saying these laws are unconstitutional.
00:02:39.320 They're discriminatory. 0.97
00:02:40.980 I'm a woman just like you're a woman and I get to compete in girls and women's if I want to.
00:02:46.660 So the constitutionality of these laws that are already on the books will be decided. But what people don't quite realize is that if we win, you know, if our side prevails, the 23 states, states like Colorado and California, I live in Colorado.
00:03:06.760 I used to live in California. They don't have to change their laws. They can continue to allow men
00:03:13.640 who say they're women to compete in women's sports. And so we still have a lot of work to do,
00:03:18.320 even if we win. If we lose, that's a major setback. We're going to see people online who
00:03:24.340 are talking about, you know, like huge win for women and girls. And again, yes, of course. But
00:03:28.520 what you're saying is that this will decide on if states even can protect women, not on if they must.
00:03:36.760 Yeah. It basically lets us hold the line. It doesn't move us forward. It doesn't move to 0.68
00:03:42.240 use a sports analogy. It doesn't really move the ball down the field at all. Um, I don't want to
00:03:48.420 be, I think, you know, sometimes I feel like I'm like this depressing voice of reason in the room
00:03:53.120 and I don't want to be a Debbie Downer about it because it is a win. It's absolutely a win,
00:03:57.760 but those 23 States like California and Colorado, they are not going to change not for one second
00:04:03.180 what they do and girls in those zip codes deserve fair competition too and so people on the front 1.00
00:04:09.040 lines of this fight you me all the other women we still have work to do we still have a lot of work 0.97
00:04:15.900 to do because here's the other thing that people don't understand riley you understand it because 0.94
00:04:19.720 you're an elite athlete you compete across state lines i competed across state lines for the first
00:04:25.680 time when i was nine so does that mean that a girl in tennessee who has protected women's sports
00:04:33.480 girls sports if she qualifies for a national competition it has to compete against california
00:04:39.180 a california team she could face a boy it doesn't work that this goes to the states it has to be
00:04:44.420 there has to be national legislation and you mentioned some of the obvious bad actors like
00:04:50.060 California and Oregon and Washington and Colorado gosh and Jefferson County what there was up to 61
00:04:57.600 boys in a single county taking roster spots playing in girls sports that's absolutely absurd
00:05:04.000 but it's not just the deep deep blue states it's states like Pennsylvania and Virginia so it's it's
00:05:12.720 yeah it's more prominent than you think but you you mentioned the 27 states do you think we've
00:05:17.400 kind of reached like the threshold if you will like the states that have passed some sort of
00:05:23.260 legislation like your tennessee's florida texas have we reached the threshold or are there some
00:05:29.260 more purple states that hopefully coming up we can kind of bring along that's a great question
00:05:35.280 first of all i think we need state by state legislation i think we need national legislation
00:05:39.880 we have an executive order but you know that's temporary it functions like law while we have
00:05:46.080 President Trump in office, but you and I both know that could change and lots of states are
00:05:50.300 ignoring it. I personally feel like we have to really change the cultural conversation and make
00:05:55.280 this something that no state would dare do. No league would dare do because the people wouldn't
00:06:02.800 tolerate it. So, you know, that's what I am. That's the battle I'm waging is to change the
00:06:07.980 cultural conversation. As far as have we hit the limit? Look, I'm in Colorado. I'm the chairperson
00:06:13.180 for a ballot initiative um initiative 109 we got 25 more signatures than we needed here in
00:06:20.040 i'm in deep blue color colorado is not a purple state anymore as you know it is blue and we got
00:06:26.760 the signatures we needed to put this to the people in november so um and washington has done so as
00:06:33.460 well you know there are blue this is everyone agrees everyone knows um but it takes a ton of
00:06:39.700 wherewithal. We didn't have a lot of money. We didn't really have any money here in Colorado,
00:06:43.800 but we had an amazing grassroots organization and we went out and got the signatures,
00:06:47.540 but we're not done yet because now we need people to vote for it. So I think that is the next wave
00:06:52.900 is ballot initiatives in these blue and purple states. For sure. And we've seen it be successful
00:06:58.380 or at least relatively successful this last legislative session in states like even Maine.
00:07:03.840 So definitely agree in terms of the ballot initiatives and putting the power in the hands of the people.
00:07:11.220 You talk about changing the cultural conversation.
00:07:15.480 You guys just had a really, really fantastic ad.
00:07:18.680 Again, your ads always like they garner millions and millions of views.
00:07:23.080 That's how you change the cultural conversation.
00:07:24.780 Let's play it right here.
00:07:25.800 For me, tennis and men's tennis and women's tennis are completely almost two separate sports.
00:07:30.240 Girls never say we're better than the guys.
00:07:31.600 The guys are better.
00:07:32.200 If I were to play Andy Murray, I would lose 6-0, 6-0.
00:07:35.660 I couldn't do that.
00:07:36.480 Yeah, this is, like, depressing watching that. 0.97
00:07:38.120 Where the men are a lot faster.
00:07:39.500 Men are just stronger, bigger.
00:07:41.460 They have a better skeletal system.
00:07:43.140 Biologically much stronger.
00:07:44.620 They serve harder.
00:07:45.560 Hearts are bigger.
00:07:47.080 What?
00:07:50.980 We never say we're better than the men.
00:07:52.680 Because these are, like, skills that I could never do.
00:07:54.760 Or as good, even. 1.00
00:07:55.480 I think it's just not fair to a woman to basically face biologically men. 0.98
00:07:59.720 Very humbling, because a lot of them did stuff. 0.98
00:08:02.760 Our own gymnastics was better than we did.
00:08:09.800 I only want to play girls because I don't want to be embarrassed.
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00:08:47.540 So most of the ads we make are to try to kind of, to use an overused phrase, move that Overton window to make it okay to stand up and say something.
00:08:57.780 to make you realize that, you know, you're kind of in a group of common sense people and everybody
00:09:02.460 agrees. We also try to put the attention back on the girls because, you know, the culture is saying,
00:09:06.940 look at these poor boys. They're so vulnerable and put upon and everybody's so mean. And I want
00:09:11.440 to say, look at the girls. What about them? Don't they deserve fairness? In this particular ad that
00:09:16.820 we just dropped, we really just pulled quotes from very famous athletes across the generations,
00:09:22.140 everyone from Billie Jean King to Ariana Sabalenka to Sophie Cunningham saying what we all know to
00:09:28.860 be true, which is that men are stronger and faster than women. Everyone knows it. Why can't we all
00:09:35.060 just say it? At the end of that ad, you have Serena Williams who says, you know, I only want to play
00:09:40.180 girls because I don't want to be embarrassed. She seems to have said that. What was this? I think it
00:09:46.040 was back in like 2013 or something so that was before it was transphobic to admit that men on
00:09:52.200 average are physiologically more advantageous when it comes to athletic ability than women
00:09:58.740 and now she's totally silent same with Billie Jean King Billie Jean King truthfully she is who
00:10:04.600 we have to accredit largely title nine too and now can you talk about the shift that we've seen from
00:10:10.380 her? Well, it's so interesting. I mean, her role in all of this is kind of crazy when you think
00:10:16.460 about it, right? I mean, she created the Women's Sports Foundation. She's been so instrumental 0.95
00:10:20.800 in securing equal opportunity for female athletes. But here's what I didn't know,
00:10:26.940 which I learned recently, Riley, there was a male tennis player who transitioned to female back in
00:10:34.660 the 60s uh renee russo is what he went by and that was billy jean king's doubles partner in
00:10:42.660 several grand slam tournaments and she actually um testified in his defense that he had no
00:10:50.440 advantage in competing in the women's category i did not know this until very recently i only
00:10:55.200 learned this very recently so i didn't know that at all yeah i'll send you what i wrote about it
00:11:00.300 Anyway, she's a member of the LGB, I'm just going to say LGB community.
00:11:07.160 She's gay, lesbian, whatever we want to call it now.
00:11:11.080 But she's consistently been on the side. 0.89
00:11:14.540 She doesn't want to abandon the letters.
00:11:16.540 That is her home.
00:11:17.280 That is her community.
00:11:18.280 And now that that community has stood up in defense of men being women, that's the side
00:11:24.800 she's taken, even though the quotes we pull from her, knowing that men are faster and
00:11:29.300 stronger those are recent riley that's just a couple weeks weeks ago in a speech she did at
00:11:34.500 harvard uh kennedy business school so she knows there's physical differences i believe she actually
00:11:41.040 knows this is wrong but she will vociferously defend the right of men to compete in women's
00:11:47.740 sports so as to not kind of be smeared by her own community she will not take a stand you think
00:11:55.580 that's what it's about you think it's like fear of of backlash because i agree with you i don't i
00:12:01.260 don't think she actually thinks it uh this issue it's it's often painted as one that's what like
00:12:06.240 80 20 i think it's much more drastic than that but looking at people who even vehemently at least in
00:12:13.980 terms of you know elected representation those who give the speeches on the house floor i don't even
00:12:19.200 think they agree with it largely actually uh senator cory booker before i testified uh you
00:12:26.220 know several years back now he came up to me prior to the hearing he says look i played football at
00:12:29.940 stanford i'm right there with you and then gets on the other side of the table and like absolutely
00:12:34.560 grills me so i know for a fact that i i would say a large percentage of them even who vote in favor
00:12:41.200 of these things don't actually agree with it do you think it's fear that's keeping them quiet is
00:12:46.940 it money? Is it dollar signs? Like, what is the driving factor here? Gosh, I don't want to be
00:12:54.040 inside of anyone's head. Well, it's nearly impossible to be. You can't really be. And I
00:12:58.660 think it's probably not one thing. You know, honestly, it's probably many things. It's not
00:13:02.840 the same for everyone. I will say the minority is very loud. They are very loud. And that makes
00:13:09.320 it seem like a much bigger percentage of the population. They also have a lot of institutional
00:13:14.520 control in the media, at universities, in academia. So in all of these very influential
00:13:21.360 organizations, positions of power, this is the view they put forth. So it has this like distorted
00:13:27.500 representation in the culture and amongst culture makers, people who make films and music and,
00:13:36.100 you know, ads and all of it, which is why I wanted to do this to just, you know, be the little engine
00:13:40.700 that could to say wait a minute you know we can make great stuff on the other side that makes it
00:13:45.240 cool to stand up and say a true thing so i don't know what they actually think i think a lot of 0.93
00:13:50.200 i'll tell you what i think high level female athletes think i think they know meaning currently
00:13:55.660 competing they know they are afraid of losing endorsement deals they know they have a very
00:14:02.180 limited time to make money in sports right you have a shelf life you can't compete at the high
00:14:08.880 level for very long. And most female athletes other than tennis don't actually make that much 1.00
00:14:13.680 money. So they have this, you know, compressed timeline to make money and they got to get all 1.00
00:14:18.140 the endorsements they can. And if they make a statement on this, they're really afraid
00:14:23.060 they're going to lose endorsements. And I, I can't say that they're wrong.
00:14:28.220 Yeah. I mean, would you say they're wrong? I don't know that they're wrong.
00:14:32.340 I certainly think the culture has shifted. You know, you compare where we are now to,
00:14:37.360 I mean, even like three or four years ago, it's a totally different cultural climate. 1.00
00:14:43.060 So I would be interested to see, you know, a high level female athlete push back. 0.55
00:14:47.920 I think we do have good examples of this. 0.66
00:14:50.160 People like Sophie Cunningham, who has I mean, I think her not that it matters, it really doesn't.
00:14:56.080 But I think her political affiliation or at least her belief system and her values are pretty widely known.
00:15:02.780 Um, so I would be interested to, to really see a high level female athlete go like all 0.99
00:15:09.120 in, because we certainly see it on the other side of the aisle and, and, you know, and
00:15:14.500 talking about female athletes, why do you think it's different from men and what is
00:15:18.420 a man, especially let, let, let's take the NFL. 1.00
00:15:20.920 Like you have these big burly men.
00:15:24.300 What is his role as a high level male athlete in all of this?
00:15:28.980 I think he has a role.
00:15:30.580 Men in general have a role.
00:15:32.140 we need more men professional athletes dads all of it we need more and that that's not to cast
00:15:38.020 dispersions because you and i both know there are men in this fight but we definitely need their
00:15:42.260 voices and we need more of them i have gotten a bit tired of all the people as i know you have
00:15:46.720 as well saying well all these 14 year old girls should just stand down then it would be over in
00:15:50.920 an instant we know that's not true it's happened it's happened you know in a pretty major way if
00:15:56.900 you think back to San Jose State and the Mountain West Conference, it's done nothing. And I salute
00:16:03.320 every girl that does it. I will pick her up. I will make her an ambassador of XXXY. I do not 0.90
00:16:08.560 think it's the end game. If the most, if the 10 most famous female athletes in the world all said
00:16:14.000 it at once, that's a game changer. Why aren't we demanding it of them? Those women have millions 0.97
00:16:20.000 and millions of dollars. And if they all said it at once, they wouldn't lose their endorsements 1.00
00:16:24.040 because it would be the tide you know that would be the shift that would be a major shift if they
00:16:29.340 did it with 10 male athletes i mean come on that would be a game changer but that's not happening
00:16:36.000 i i will say one more thing that i think is you know from a culture perspective sort of astonishing
00:16:41.260 as you know the ioc just did the right thing and said going forward the olympics will be
00:16:46.800 you know the women's category will be women only starting with LA um 2028 they did a survey
00:16:54.040 with female athletes beforehand because the last thing they want right is to announce it and have 0.98
00:17:00.020 all their stars go this is terrible we don't support this so they made sure they did and yet
00:17:05.740 you know and I know on the day it was announced did one Olympic female star that's likely to
00:17:12.840 compete in 28 say this is great news no not one no we saw some on the other side again which shows
00:17:20.840 how uh there is not that level of fear to speak to liberal causes what they deem socially just
00:17:27.920 causes uh nikki hilts right uh who came out and said you know you can stick that test basically
00:17:34.620 where the sun doesn't shine i don't want to take it but it's because to provide a little context
00:17:39.460 on this athlete she's a woman competing with the women who claims to be non-binary or they them
00:17:46.800 or transgender it's kind of i think she's claimed all of those identities um so it's a woman
00:17:52.180 competing with the women we don't care what you are so long as you're not taking like performance 0.99
00:17:55.740 enhancing drugs i see nothing wrong with a woman competing with women that's exactly what we're 1.00
00:18:00.560 advocating for here so yeah that's what her sex test will prove as well well then don't take the 0.98
00:18:06.700 test and don't compete in the olympics that's how it's going to be nikki no one's going to miss you 0.86
00:18:10.600 it's fine um and for the press because she was in the last olympics in 24 she didn't medal uh i don't
00:18:18.500 even remember what event she competes you might remember but um the press made a big deal about
00:18:24.160 this being the first non-binary athlete in the olympics and see trans can compete in the olympics
00:18:29.820 and see it's not a big deal it's like no it's not she's a woman competing in women's we don't 0.75
00:18:36.520 care. That's what we want. That's the point. I've talked to some of those commentators who 1.00
00:18:42.060 were in that position where they had to learn how to use they, them pronouns when commentating on
00:18:48.660 the race, or even back to what we face at that national championships. They went through over
00:18:54.260 30 hours of training, so they didn't slip up live on air and accidentally call a woman a she,
00:19:01.520 which again speaks to how absolutely absurd this is but going back to the supreme court ruling
00:19:06.840 yeah do you see this ruling as like you know narrowly about sports or do you think there are
00:19:13.300 broader implications for sex-based protections in law that's a great question i think it depends on
00:19:21.880 how the decision is written honestly i'm not a lawyer so you know don't take this as expert legal
00:19:27.560 advice. But it is going to be, I think, primarily sports focused. If they write it incredibly
00:19:36.040 narrowly as it pertains only to sport, then I don't know that it will have impact beyond sport.
00:19:41.440 If they write it a little more broadly around equal protection, it could certainly then be
00:19:48.160 applied in future cases, you know, related to locker rooms and prisons and women's shelters.
00:19:54.720 It really depends how it's written. I think most legal scholars who are on our side, experts believe they'll keep it pretty narrow to avoid the accusation of overreach. But one can dream. We can hope.
00:20:10.440 and you talked about nike and the whole dylan mulvaney thing can you just provide a little
00:20:16.320 insight to the listeners because i don't think people really understand just how abysmal nike
00:20:22.900 has been to women whether it's it's the gender ideology movement whether it's uh allison felix
00:20:29.680 who was pregnant with a baby and what they did with her so so can you just speak to some of
00:20:33.280 atrocities committed by nike on june 26th summer belongs to the super your powers are going to
00:20:40.940 start kicking in right about now this does not look like this is going to end well for you guys
00:20:47.800 you're savage i knew it supergirl arrives what superman like he sees the good in everyone
00:20:54.480 and i see the truth 0.99
00:20:56.500 yeah i will this is a company um that has treated women like garbage for decades it's just known 0.99
00:21:13.340 it's in the culture many of the instances have been reported quite literally on the front page 0.91
00:21:18.280 of the new york times of the business section um allison felix about back in about 2017 2019 they
00:21:24.700 had a bunch of them that came to the public one was allison felix who's i think the most awarded
00:21:30.380 track and field athlete in the world female um they basically and one of their highest performing
00:21:35.300 influencers athlete influencers they basically fired her because she was pregnant um so there's
00:21:42.000 that um another uh is a young runner named mary kane and she's not famous so you may not know her
00:21:49.200 name but nike used to have basically a training program for young olympians or future olympians
00:21:54.500 And Mary Kane was the best young runner in the world when she went there at 14.
00:21:59.100 She was trained by a guy named Alberto Salazar at the Nike Running Club.
00:22:03.500 And they basically abused her to the point of suicidality.
00:22:07.920 And she really never competed at that level again.
00:22:10.500 She should have been an Olympian. 0.88
00:22:11.760 She should have been an Olympic medalist.
00:22:14.580 She developed an eating disorder.
00:22:16.680 She was emotionally abused.
00:22:18.460 And she basically had to pull out and she told her story publicly.
00:22:22.100 And eventually the whole place was shut down.
00:22:23.920 The coach was fired. And the CEO, Mark Parker, at the time, who was very celebrated, was essentially ended over this, his career, because he oversaw the running of this run club.
00:22:34.420 So that's horrible. Right. And then there was a really notable incident around 2018 where 100 female executives put a dossier on Mark Parker's desk about all the harassment they endured.
00:22:47.460 um you know nights out the the dudes at nike insisted you go to the strip club with them
00:22:53.420 and other guys threw keys in the face of a woman like we're talking physical harassment um that was 0.99
00:23:00.980 covered by the new york times so that's even before we get to this trans insanity like they 0.98
00:23:06.140 just treat women like garbage they do don't buy nike no nike has been in my household uh i remember 0.97
00:23:14.360 when i was in high school i think at the time and they came out with a shoe in collaboration with 0.99
00:23:20.280 lil nas x who is like openly satanist and and i mean truthfully like demonic like mgk
00:23:29.220 megan fox level like like crazy stuff and one of the the things about the shoe i think they only 0.73
00:23:36.260 created 666 pairs like gives me chills and it had at least what was advertised real blood in the
00:23:44.200 soul i'm like who in the world would buy these and who would support this um so yes nike is banned
00:23:51.080 in my household too i would go back to 2017 and their whole ad campaign featuring castor
00:23:58.240 simenia um this is a male runner uh from i don't remember exactly what country in the global south
00:24:05.060 an African country who won the 800 meter in 2016 in Rio. The three podium spots were males in that
00:24:15.200 Olympics for the 800 meter. And Nike did a huge campaign about how he was being, there was, you
00:24:23.180 know, it was just bigotry. He's a different kind of woman. And this is just racism and misogyny to
00:24:29.720 say that he's a male and should not win the gold medal. No, he's a male. He's a man and he can
00:24:34.640 compete in men's um they put millions and millions of dollars behind this ad campaign that's a long
00:24:40.060 time ago that's before you and i were really in this fight uh and to think that that didn't have
00:24:45.280 significant influence on the cultural conversation would be a huge mistake it had major influence 0.98
00:24:51.560 yeah uh castor simenia has publicly and like self-admittedly said that he has testicles there's 0.98
00:25:00.300 really no denying that not many women i know have testicles jen he said in fact and i quote 0.99
00:25:07.540 my testicles don't make me less of a woman 0.99
00:25:10.220 yeah okay like it's it's almost so absurd that you don't really have words for it or for those 0.99
00:25:19.960 who can listen to that and nod their heads and agree it's like it almost feels like you've lost
00:25:26.660 hope. So I want to ask you, what is it right now in this current moment that gives you hope for
00:25:32.840 the future? Yeah, there's days I feel less hopeful, but I feel mostly hopeful. I'm an optimist. I
00:25:39.860 wouldn't do what I'm doing. I know you wouldn't if you didn't think we could win. I am hopeful
00:25:45.020 because of the IOC's decision. That's the most powerful and influential governing body in the
00:25:49.520 world. That's major. And it's a woman who presides over the IOC and she did the right thing despite
00:25:54.220 Right. A ton of pressure. I am hopeful that blue states like Colorado and Washington have gotten these initiatives on the ballot. 0.62
00:26:01.380 That's huge. These are deep blue states. And when the voters decide, I really think we will prevail.
00:26:07.000 And I'm just hopeful that we have such fighters in this.
00:26:10.340 You know, and we now come at it from every angle, political, legislative, cultural. Right.
00:26:15.180 We have experts in all of these fields. And I am hopeful that we're going to win the Supreme Court case and we will hold the line.
00:26:23.200 and we will continue to forge ahead and we'll we're going to get those 23 states and we're
00:26:27.140 going to get the culture and the 10 percent that are the real true believers are going to look just
00:26:31.080 like the crazy people they are off in the corner and they're going to lose their influence but
00:26:34.860 i do i just want to i do we do have a fight on our hands this isn't tomorrow uh we need to you know
00:26:41.860 build our strength and put on our big boy pants and keep going because we will have setbacks but
00:26:46.860 we're going to win because truth always outs in the end and we're telling the truth
00:26:50.920 it's time for me to interrupt you and tell you about something that i know a lot of you
00:26:55.920 quietly deal with and that is private student loan debt if you've listened to the show you've
00:27:00.280 heard me talk about my friends at why refi before what they're doing is necessary it's incredible
00:27:05.900 if you are stuck with private student loans that feel impossible like your monthly payment is way
00:27:11.200 higher than what you can realistically afford maybe you've fallen behind maybe you're in default
00:27:15.380 i have good news for you you're not alone and most importantly you're not out of options
00:27:21.140 Why refi?
00:27:21.880 They work specifically with people in that exact same situation.
00:27:25.580 So they refinance private student loans that most places will not even touch.
00:27:29.820 They will sit down with you and actually build a payment plan
00:27:33.160 based on what you can realistically and actually afford.
00:27:36.760 That means lower monthly payments.
00:27:38.620 It means a low fixed interest rate, oftentimes as low as 1%.
00:27:42.440 It means a real path forward instead of just feeling stuck.
00:27:46.960 Best thing is they don't care about your credit score.
00:27:49.400 So if this is something that's been weighing on you, it doesn't have to be forever.
00:27:52.980 Go to YRefy.com.
00:27:54.680 That is Y-R-E-F-Y.com.
00:27:56.640 And be sure to tell them that Riley from The Riley Gaines Show sent you.
00:28:01.260 Well, Jen, thank you for everything.
00:28:03.220 We'll be following along and maybe get you back on if you're around once the ruling comes out.
00:28:08.680 I cannot wait.
00:28:09.940 I am just every day checking.
00:28:11.760 It's a Thursday this month.
00:28:13.300 That's what they tell us.
00:28:14.060 And as you referenced in the beginning, this is the 54th anniversary of Title IX.
00:28:17.660 So we also have great Title IX gear, but more importantly, just celebrate this moment because the opportunity for women, it's hard to state how significant the opportunity for women has been because of that legislation.
00:28:31.240 100 percent. Well, thank you, Jen.
00:28:34.400 Thank you guys for watching The Riley Gaines Show. You can subscribe right here.
00:28:38.340 We have new episodes every single Tuesday and Friday at 10 a.m. Eastern Time.
00:28:42.040 and we are covering everything from pop culture to politics to deep dives to motherhood and sports,
00:28:47.160 all of that and more. We want to hear from you, though. What is it that you want to hear?
00:28:50.500 Comment down below. We can't wait to see you next time.
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