00:11:31.200So my, my clientele fluctuates throughout the year, obviously summertime, preparing for summertime.
00:11:37.100Everybody wants to, you know, get their tattoos done.
00:11:38.800But then times like now coming into winter, you know, they have more, um, different obligations and different avenues for their finances to go down.
00:11:46.780So, yeah, this is, this, that wintertime is my time to chill out.
00:11:49.820Hence why I've spent so much time with my other projects.
00:11:53.220Um, so yeah, I think everybody's feeling like that right at the moment.
00:12:21.420Um, none of my friends have been laid off, but, uh, I have a lot of people like that are all, most of my immediate circle are in the tech industry as well.
00:12:57.320And then obviously when you get hit by something such as like the cost of living crisis or a pandemic, it allows you to think, okay, how can I think smarter and make money that will generate wealth and do certain things?
00:13:08.620So for me, I've looked into stocks and trading ISAs and kind of trading and doing stuff like that, that will, I can put my wealth into something and then flip it and generate more and then keep on doing it.
00:13:21.340So some things it's not immediate, you know, sometimes people invest things into things that will get them immediate gratification.
00:13:29.500But in 10 years I can say, wow, I've managed to put a certain amount of money, no matter how much it is, and flip it.
00:13:36.680And in 10 years time, I can look into that and be like, wow, at least I invested.
00:13:40.680And now I can do something else, generate and like work in something like property or whatever it is, I can invest that into something else and flip that.
00:13:49.500And I think that's really important, like with my generation especially, is material objects, they're not going to last forever.
00:13:58.140You can have the newest Louis pouch, but if you don't know how to invest and kind of invest into your future, sometimes it won't last.
00:14:05.460Sometimes you might be really lucky and manage to do everything.
00:14:07.680But I feel like sometimes you have to look at things in a bigger picture when you're younger and it will help you manage to do it when you're older.
00:14:15.780And then if you look at past examples made by family members or something, like listen to your family members, because whatever they're telling you, you might think at the time, oh, they're talking like whatever.
00:14:28.420But then when you look at back in 10 years time, you'll be like, wow, my family really tried to set me up for generational wealth and tried to really help me get money opportunities.
00:14:36.620Because they can see things that you won't even see happening.
00:14:41.960Like, it's your, yeah, my family were the ones that taught me about generational wealth and just being, invest well and invest in things that will make you profit and help you in the future.
00:14:55.000So maybe not right now, but in the future, that will definitely be an investment that I'll look back on and be like, I did that.
00:15:03.160I feel like you're really fortunate to have family members who were able to guide you in that sense, because I feel like a lot of parents not necessarily know how to guide their children in the modern world today, especially with everything rising and just this different environment nowadays.
00:15:18.440And I agree that now, for me personally, I'm much more cautious when it comes to what I'm spending my money on now.
00:15:26.000And obviously, I work a part time job, but I'm just the same opinion there.
00:15:30.700Whereas like, you might want to get that thing or spend it on that expensive shoe or whatever it is that interests you, materialistic things, really.
00:15:39.780I'm thinking, okay, I can spend my money on that, but maybe the budget and thing that you were saying, like dividing it to a sense where it's like, okay, I'm going to put that for that and put this down for investing in my future, investing in myself in whatever form that is.
00:15:52.540Like you said cryptos and stocks and stuff.
00:15:54.920It could be investing in your business, whatever it is, like, even if you want to be like on social media, content creation, whatever, investing in that, just in yourself and whatever you want to do and set yourself up for where you see yourself in the future.
00:16:06.980Just so that when you're at a particular, obviously, I'm quite young, but when you're at a particular age, you don't really want to be struggling how people are struggling.
00:16:16.340Like, or if you've got parents as well that struggled to like raise you and stuff, like you don't want to repeat that in your family or in your, in your generation or whatever.
00:16:24.900So you're trying to like work 10 times harder to make sure that you don't repeat just family curses to a degree.
00:16:32.560I feel like it's much more prominent now for people to be cautious of not everyone, but there are like, probably in my circle, just a large amount of people who are very cautious of that and thinking ahead and thinking in the future, which I think is very important, extremely important to do.
00:16:47.020So if you're young, it's like, for me, I think it's the best years for you to even think about your future.
00:16:52.600Like, you shouldn't really be wasting it on that things that are just going to go.
00:17:10.080Oh, would you argue that like, things such as COVID and everything played a factor in your mindset now and how you think?
00:17:17.140Obviously, because COVID, obviously, loads of people would have been made like redundant, would have been laid off.
00:17:22.280And obviously, it made you think sometimes about your mindset and it allowed people to like, be like, wow, okay, so I can't work at this current time or furlough and everything.
00:17:30.960So how will I cover the difference that I'm losing?
00:17:34.820I think for me, it's more of a personal reason as to why I'm like, ambitious, I'm motivated and just dedicated to making those changes for myself.
00:49:04.220Because the reason why they don't have to have it is because if they're the provider in the relationship, they have the power to execute the woman out of the relationship.
00:49:14.220If they want to, if they're willing to lose half of their property.