In this episode, we discuss the tragic death of Charlie Kirk, and the people who celebrate his death, and why we should be careful about what we celebrate. We also discuss the role of the victim mentality, and how it can be used to justify the celebration of violence.
00:01:43.180Yeah, well, very, very on edge, very on alert, you know, and it's just disturbing the amount of people who are celebrating Charlie Kirk's death.
00:02:28.300If people villainize others for being fascist or Hitlerian or promoting tyranny, even if they're not, then they can justify violence, not words, actual violence against another party.
00:02:48.400And that's the biggest issue is you have to convince yourself that this is an evil person and the world is better off without them in it in order for you to rationalize shooting somebody.
00:03:07.940Like, as I – the disturbing part is the celebration of it, the loss of humanity from people's point of view and the connection of this idea that what someone says – that someone's words ultimately affect me, that there's a lack of ownership in my response to something.
00:03:36.500And through that way of thinking that I can justify violence or even justify the celebration of violence of taking another human's life because I disagreed with them.
00:03:48.800It is – and I know this is a stretch, and maybe it's my play from a leadership perspective, but this is victim mentality.
00:03:57.800This is a prime example of people believing that what other people think, what other people say ultimately determines their level of happiness in their life, and they've relinquished that control to other people.
00:04:16.700And it helps them justify the lack of their humanity towards others.
00:04:22.340It is – man, it is sad to say the least.
00:04:28.380It is sad, but you know, the other thing that people who are celebrating the death of Charlie Kirk, what they don't realize yet, and they will, is the same attitude of celebration towards somebody they don't agree with will eventually be aimed at them.
00:04:47.680And when that sort of – and when that sort of vitriol and hostility and potential violence is aimed at them, all of a sudden they'll be singing a different tune.
00:04:59.100So we have to be very careful on the type of precedent that we set because it will be redirected.
00:06:43.660Obviously, I re-released an episode with Charlie Kirk last week.
00:06:48.140I think it was Wednesday or Thursday of last week that I, it was Thursday of last week that I re-released that episode.
00:06:54.720And this is somebody who I've had on the podcast.
00:06:57.320You know, one of the things I struggle with is the misrepresentation or mischaracterization of Charlie Kirk.
00:07:04.320You know, people say he spread hate and hostility.
00:07:07.280I've watched a lot of videos over the past three to four days.
00:07:11.360And I see a lot that can be misconstrued as hate or vitriol or hostility by people who are looking to be offended by something.
00:07:20.080But just speaking plainly and disagreeing about something, whether it's homosexuality, transgenderism, open borders, Israel, you name it.
00:07:32.040I have yet to have seen a video that I would call hatred towards somebody else that wasn't just taken completely out of context.
00:07:41.000And if somebody has something that they can show me, DEI is another one, women and men's sports, or excuse me, men and women's sports.
00:07:50.300If you can show me something, then I will stand corrected and I would like to see that.
00:07:55.940But as of yet, I've seen a lot of things that would offend very soft people, not people with some common sense and the ability to use some nuance and exercise some discernment.
00:09:56.160I believe that when we band men together, when we talk for thousands and thousands of hours at this point between ourselves and having other great men and women on the podcast, discussing what it means to be a man, figuring out how we can better serve our families and our communities, how we can start businesses, how we can make more money, how we can get in shape, how we can be situationally aware, how we can get closer to our walk with God and spirituality.
00:10:29.140If you come to me with an idea and you say, Ryan, and you start pointing your finger at me and you tell me what I should do, I'm going to point my finger back at you and say, you should do that.
00:10:45.480I feel like this is the cause that we need to embrace, which is why I'm doing it.
00:10:49.920But there's surveys, and you could attest to this with your leadership work, Kip, that upwards of 70%, it's probably even higher, of people in the workforce are dissatisfied with their job.
00:11:02.520That means hundreds of millions of people are going to work every day doing something they aren't passionate about.
00:11:09.460So don't come to me and tell me what I should do.
00:11:12.280Look in the mirror and ask yourself what you should do because you're not happy with your life.
00:11:18.300You're finding no meaning, purpose, and significance from it.
00:11:21.120So when you think I or somebody else should do something, let that be a reminder that you should be speaking to yourself, that you should be saying, I should do this.
00:13:06.240I haven't seen all the questions, but I did see this one.
00:13:08.420And I really wanted to give a thoughtful answer, so I spent some time thinking about it.
00:13:13.280You know, there's the investments and there's the discipline and budgeting and tracking your money and having access to good investments because you're what they would call a credited investor, which means you have net worth or you have a certain amount of assets.
00:13:26.420And I don't know, again, this is where I don't know what the exact numbers are because they've changed since the time that I was in the business.
00:13:33.880But there's two things that really stand out to me with all of our high-profile guests who are very, very successful.
00:13:51.100They're typically investing in their body, their fit.
00:13:55.240Maybe they hire chefs or nutritional coaches, coaches at the gym, but they're willing to invest money into improving their performance, mental, physical, emotional, public speaking, career skill sets.
00:14:11.100They are just willing to put money into themselves, and I don't think a lot of people do that.
00:14:16.400I don't think average income earners do that.
00:14:18.480I don't think those with a moderate level of success or wealth, I don't think they do that to the degree.
00:14:25.220And I believe that because I've seen it time and time again, that the individuals who have high levels of wealth, they invest heavily in themselves, and they look for deficiencies, and they pour money into it.
00:15:37.220I would promote their courses and their books.
00:15:39.300I would go and try to be around these people and add value to their lives because I noticed that if I did that, not only would I be served because I'm consuming this great content and applying it in my life, other people will be served.
00:15:52.420Because they're getting the benefit of having me invest and then bringing that information to them, but also those individuals will be served because now they have somebody who's going to promote them and somebody who wants to see them win and somebody who wants to see them succeed.
00:16:06.320And in turn, the law of reciprocity states that essentially if somebody feels like they owe you something, then they're going to feel inclined to pay it forward and pay it back to you.
00:16:27.360You know, one thing that comes to mind is they're not, and it goes back to kind of your soundbite there around the events from last week with Charlie Kirk, right?
00:16:37.440And people pointing the finger and saying, oh, no, Ryan, maybe you should, or other people need to, or I wish we had politicians that would do this.
00:17:38.640And they take responsibility and a role in the circumstance or the situation.
00:17:45.360And I would probably argue, and maybe you can agree or not, Ryan, on this, is most successful people that you've been around are doing that.
00:17:55.100If I look at my circle, the most successful people, they're not waiting and hoping for someone else to figure something out.
00:41:46.620And when we look at one of the questions, you know, Adam Lewis had around helping our children, you know, towards this idea of saving and investing, I think at the center of it, it's just not learning delayed gratification.
00:41:59.180This idea that this thing I want right now, I'm not going to do it for some delayed benefit of something else, such as saving my money or not acting on immediate need or desire.
00:42:13.200And we could use that analogy and just apply it to virtually everything.
00:42:17.960The consumption of social media, the consumption of social media, entertainment, spending money.
00:43:40.500Simon Pratt, you know, kind of another question on the, on the social side of this.
00:43:44.960It says that my wife's high school reunion in rural Pennsylvania, I heard a common belief that wealth can only be gained through dishonesty and exploitation.
00:43:54.700How do you respond to that type of mindset?
00:44:37.820And they might see, they might, I don't know, whatever they come up with and say, well, would you, let's say that it's a, it's a having a million dollars as well.
00:45:06.500So you're just putting that on other people, not because you know it to be true, but just because you're using it as an excuse to be broke.
00:45:17.840When they tell you in one form or the other that something is unobtainable, what they're really saying is, I don't have that, therefore, it must not be possible.
00:45:42.860This breaks down really quickly when you start asking questions and you just kind of sift through the nuance a little bit, not being accusatory necessarily, but a couple of really well-formulated questions completely dismantles this argument.
00:46:39.840Tyler Morgan, have you ever borrowed against property equity, residential or rental, or market investment accounts to make a down payment on an investment opportunity?
00:46:50.600Not talking about guys using the HELOC to somehow pay down their mortgage faster.
00:46:56.260Yeah, a HELOC is the home equity line of credit.
00:47:00.900And I can't remember, but there was some gimmicks that you'd take out money out of your home equity line of credit and then pay it back to yourself with interest, which means you're just paying more.
00:47:10.220So you could just pay more to begin with.
00:47:11.600There's a lot of little hacky things like that.
00:47:14.920I've never directly done that, but you got to consider that money is fungible.
00:47:18.500So, for example, if I have an investment property, excuse me, an investment property, and let's say I could put an additional $100,000 towards that investment property, but I don't.
00:47:35.080And I keep it in my bank account or I keep it somewhere where I can access it.
00:47:40.100And then a business opportunity comes in and I take that $100,000 and I invest in that business opportunity.
00:47:47.080I'm kind of doing the same thing because I could have taken that $100,000 and applied it towards the investment property.
00:47:54.000So the reason I bring that up is when you're investing, I think the power of leverage is really important.
00:48:03.840There was another question about rental income, I think.
00:48:07.320Somebody had asked earlier and we can talk a little bit about that.
00:48:10.560But yeah, when I'm investing, it's nice because there's leveraging opportunities there.
00:48:15.680So if I buy a piece of property, for example, let's say a rental house, maybe that house is, let's say it's $400,000 and I put down, maybe I put $40,000 or I put $80,000 into that $400,000 property.
00:48:31.960Well, somebody else now is paying that mortgage for me and then some.
00:48:35.560I've got one property that I think my mortgage payment on it, and I think I'm less than 10 years left on it, where it's, I want to say it's right around $1,100, that's principal, interest, taxes, and insurance, right around $1,100.
00:48:51.480And my rental payment on that for the tenants is about $1,700.
00:48:57.440So not only is somebody else paying the mortgage for me, I'm also pocketing $500 or so, whatever the exact number is, $600,000 every single month.
00:49:13.280That's the power of leverage is I don't need $400,000 to do it.
00:49:17.660I only need $80,000 and I'm using other people's money to make it work.
00:49:29.580The question that was around rental was, do you think real estate rental properties have done correctly are a better investment than a 401k?
00:49:46.160Because again, if I were to take that scenario, $80,000 into a mortgage or into, yeah, into a mortgage on a $400,000 loan, the cash flow on that alone is going to, for $80,000, I mean a 10% rate of return, which is significant.
00:50:07.900If I were to get that year in, if I were to get that year in, year out, that's not to consider cost and taxes and everything else, would be $8,000 a year.
00:50:14.360I mean, on a mortgage, for a $400,000 mortgage, what's the payment?
00:50:23.920Let's say $2,000 on the easy side, $2,000, and you rent it out.
00:50:28.920Now, all of a sudden, on $80,000, you're making, and I'm not calculating fees into this, so just, I know there's some nuance, but you're making, on $80,000, you're making $24,000 a year.
00:50:40.040You're not making $8,000, you're making $24,000.
00:50:44.020That seems like a significantly better rate of return than, that's to say, if you got 10% year in and year out on your 401k.
00:50:53.440I know there's tax ramifications and there's fees.
00:50:56.460I know that, I'm just giving you an example, that there's got to be a lot of taxes and a lot of interest to turn $24,000 into $8,000.
00:51:05.640And it's probably more like $6,000, if we're being honest.
00:51:26.460You might talk with somebody else who's an actual real estate investor that might, maybe there's a course available or a program that might tell you how to do that.
00:52:03.780You know, I own, I own some, some crypto and I don't check it often because I just put money in there and I just leave it because I, I, I'm in the position where I can do that.
00:52:14.380And so I put money in there and I just leave it.
00:52:17.420I'm like, oh my goodness, I was blown away with what the value of it, but I don't look at it because I'm making prudent financial decisions.
00:52:24.460And so I don't need to time it and say, oh, crypto's up, got to sell, crypto's down, I got to buy.
00:56:08.060So you don't deduct it because if you deduct it, there's nothing you can do.
00:56:12.080You put it in with after-tax dollars, meaning you've already been taxed, so you put the 8,000 in, and then you immediately roll it over to a Roth IRA.
00:56:21.100And now everything moving forward is tax-free, including the gains in retirement.
00:56:31.580You know, there was another question I saw on Facebook about the 401k.
00:56:34.720Somebody said that they contribute to a Roth 401k, or yes, a Roth 401k, and that their company matches, but the matching is taxed as a traditional IRA, and the individual said, is that worth doing?
00:57:07.200So yes, of course you should absolutely – and here's what I usually suggest for people who maybe they have a traditional 401k available at work is let's say they're making $100,000 a year, and their company is going to match 4% of whatever they put into their traditional 401k.
00:57:28.340What I would say is invest the $4,000.
00:57:33.140So invest your own money, $4,000, and then let the company match their $4,000.
00:57:39.340But let's say you wanted to save 10% of your income.
00:57:42.900Don't put the extra $6,000 into the traditional.
00:57:46.620Take the $6,000 and put it into a Roth IRA over here.
00:57:51.300So you don't typically put in more into a traditional IRA than what the company is matching because there's better options generally outside of the company 401k option.
00:58:05.080Yeah, you typically want to put in the amount that gets you to match.
00:58:08.400Yeah, and even if it's 50%, there's still a case to be made for that because sometimes companies will say, well, we'll invest – we'll match 50% of your contributions up to $5,000.
00:58:21.200Okay, put the $5,000 in, get the $2,500, and then invest the rest somewhere else.
00:58:32.840Like even one of the questions around like real estate and when it acts it, it's like, well, also, I mean, is it possible to make into real estate investment that is a bad investment?
00:59:32.880Yeah, I think that's my biggest takeaway today, actually, based upon all of your comments.
00:59:36.800It's just prudence in your situation, not necessarily reacting, because you see that all the time.
00:59:43.820People get you, oh, this thing's out here, right?
00:59:46.200It's like this lost opportunity that they feel emotionally driven to act upon, regardless of whether it will tank their personal life or not.
00:59:54.660And it's like, well, you get all sideways when you start thinking that way.
01:00:06.820Yeah, I mean, the Iron Council is open right now.
01:00:09.280And this goes back to what I was saying earlier about recognizing problems and filling them.
01:00:15.740The cool thing about the Iron Council is you don't need to reinvent the wheel.
01:00:19.260And I would say over 95% of the men who are listening to this want to be surrounded by other good, righteous, capable, assertive, high-producing, high-value men.
01:01:10.680Or, and I should say, you can leverage.
01:01:13.360And what that means is that you tap into a group of already existing, like-minded, strong, ambitious men who are already using programs and tools and resources that are going to produce the results they desire and happens to be the results that you as a man want to produce.
01:01:29.940And it's not going to take you four years.
01:01:32.360And you don't need to go have a bunch of awkward conversations.
01:01:35.480And you don't need to go through a bunch of guys who aren't actually going to be good friends or good allies of you.
01:01:47.000And the cool thing about what we're doing, this iteration, and we've never done it before, is that every man who joins is going to get partnered and paired up with an Iron Council coach.
01:01:55.920That's a program, Kip, that you are heading up.
01:01:58.480And every man that comes into Iron Council is going to get partnered up with a coach to walk them through what they need to learn in the course of about 30 days to get them up to speed and producing results, paying off debt, losing weight, rekindling relationships,
01:02:14.060having deeper relationships with their children, starting businesses, asking for a promotion, looking better, feeling better about themselves.
01:02:21.980That's what the coach is designed to do.
01:02:25.020So we've got about 10, I think, guys who signed up before we even started this as a pilot run.
01:02:31.620And all of these guys are having significant, significant success inside of this transition into Iron Council.
01:02:37.820So if you want to do that, you can go to orderofman.com slash Iron Council and get signed up.
01:02:42.820If you want to know more about how the coaching stuff works and you're ready for a coach, then email me, ryan at orderofman.com.
01:02:51.620And in the subject line, just put coach or coaching or whatever, Iron Council, I don't care.
01:03:12.540And you can also band with us by connecting with Mr. Mickler on the socials, X and Instagram, at Ryan Mickler.
01:03:19.380And, of course, we have our Facebook group, facebook.com slash group slash order of man as well to stay connected in all things order of man.