Pearl - December 02, 2025


10 Minutes of Modern Women Losing Their Cars


Episode Stats


Length

10 minutes

Words per minute

170.61388

Word count

1,801

Sentence count

7

Harmful content

Misogyny

20

sentences flagged

Toxicity

10

sentences flagged

Hate speech

19

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

3 things i wish i would have known when my car was repossessed. 3 things I wish I would have done to prevent this from happening to me. 3 Things I Wish I Would Have Known When My Car Was Repossessed

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 they repossessed not just the vehicle but they get to the car seats my backpack my wallet
00:00:06.160 everything all my kids stuff all my stuff everything was collected when they took my car
00:00:11.440 what up guys welcome to my reaction series so women make poor financial decisions and as the 1.00
00:00:17.320 economy gets worse we're going to see more women have consequences i never thought i'd see the day 1.00
00:00:24.120 so today we're reacting to women getting their cars repossessed three things i wish i would
00:00:29.100 have known when my car was repossessed. I wish I would have known that when it came up as a
00:00:33.380 repossession on my credit report, I could have signed up for credit repair and deleted it from
00:00:38.020 my credit report much quicker than I did because it took me two years to realize that was even
00:00:42.900 possible in order to qualify for a new vehicle loan because I could not get a new car. Speaking
00:00:49.320 of cars, that's the car I want so bad. That was a sign. That was a sign. Anyway, it took me two
00:00:56.160 years to get a new car because for about a year and a half i didn't realize what credit repair was
00:01:01.040 and how i could remove this from my credit how do you not look into this your car is repossessed
00:01:07.520 like how does it take you a year and a half to look into this you know for so that i didn't get
00:01:12.320 denied for car loans because of the repossession that was reporting on my credit report actually
00:01:16.480 that's it that's all i wish i would have known start fixing your credit because your credit is
00:01:20.640 not going to fix itself and don't fall for the people selling you credit sweeps those are illegal
00:01:25.600 and temporary three things i wish i would have known all right let's let's go y'all ever get
00:01:30.800 your car repo because like this my first time ever like yeah you see these are the mid women aging 1.00
00:01:37.520 out they can't get their sugar daddies to pay for it anymore now they got to work and they're like
00:01:42.080 oh no work i can't dealing with like financial hardship so bad your upper mids it's like you're 0.96
00:01:48.000 so close to being paid for as a woman but so far my fucking car get repoed like they bag all your 1.00
00:01:56.240 shit up they don't play they clean the whole car out but they fucked up my shit and then they write 1.00
00:02:01.440 all this shit up here like this shit is so embarrassing like oh my god like it's so 1.00
00:02:06.820 embarrassing but you put it online to get embarrassed further like no it's women love 1.00
00:02:11.960 the excitement of l's i think that's what it is we love like it's so exciting we're like oh my life's
00:02:16.620 so exciting i got my car repossessed ah i caught an std i had an abortion ah so exciting
00:02:24.120 i don't never pray on nobody to ever experience what i'm dealing with right now i'm so glad i 0.90
00:02:32.100 was able to give my car back thank god but i never want to deal with this shit ever the 0.98
00:02:37.720 fuck again like this this is an embarrassing ass moment but it's very humble in its will 1.00
00:02:42.560 they will soon you open your car they will humble the fuck out you all your shit packed 1.00
00:02:46.780 and everything they said oh baby we were selling this car yeah again women have not they cannot 1.00
00:02:55.460 afford the cars we've bought we can't afford the houses we've bought we have signed up for a life
00:03:00.580 we can't afford because we asked to be men we said society let us work like men and be like men and
00:03:06.260 society said fine do it and now that we're doing it we can't afford it that's the that's the problem
00:03:11.380 even with all of the like extra help that they give us and that's the crazy thing they give us
00:03:17.220 so many easy jobs and we just still find a way to mess it up um so anyways i'm gonna listen to
00:03:24.820 this next woman i'm talking about her car repossessed my car got repossessed after i lost 0.53
00:03:32.060 my job i was out of work for four months i a man would figure it out a man um he really would just
00:03:40.240 um he he would just uber eats or something you guys in march that a man started stalking me
00:03:47.600 and i had to oh my god you are not hot nobody was stalking you i think women over exaggerate 0.92
00:03:54.000 the stalkers i just don't believe it my job and while i was out of work i must have applied to
00:04:04.560 over 150 jobs i was willing to take anything and i had a savings
00:04:15.760 that held me up for two months and then i went into debt um borrowing funds again so you're gonna
00:04:25.040 and by the way don't bail these women out please don't marry women with debt tell them to figure
00:04:29.680 it out on their own it's our problem um and we gotta we gotta have more men telling women to 1.00
00:04:35.200 take accountability for the problems that we chose and she's saying oh i lost my job there's other
00:04:40.560 jobs that you can get you can uber eats there you know there's so much work you can do and using
00:04:46.320 a credit card now before i got hired at my new job i was two payments um i missed two payments
00:04:57.760 mind you i had already paid eleven thousand dollars on my car i missed two payments i even
00:05:09.580 told them my situation hoping that they would give me a little bit more time
00:05:15.620 then my car was gone they repoed it this was my very first repossession and
00:05:24.680 i don't know that i'll ever finance a car again it was my first car that i financed all of my
00:05:37.120 other yeah and there's a reason that women i don't know if they own more cars than men but 1.00
00:05:42.000 they own more houses than men um you know on paper women are like doing a lot of milestones 1.00
00:05:47.400 stones that seem like they're ahead of men getting more degrees than men but really we're just in
00:05:52.160 more debt than men that's what it is men aren't signing up for debt women are men are paying off
00:05:57.260 the debt if they if they sign up for us were purchased with cash and the amount of money
00:06:06.180 that i paid for this car i had already paid the work the cost of the car
00:06:14.380 yeah yeah because again women um don't understand the contracts we're signing 1.00
00:06:23.920 and we're too lazy to do the work of thinking through the contract i don't think that it's we
00:06:29.800 can't do it i think we're just too lazy um and so then we end up signing a contract that's way
00:06:35.300 too high um there's a bunch of people that make money off of ripping us off and then we're in
00:06:39.980 debt you know and then we start to now that's and then we start doing like um hooking or whatever
00:06:45.920 like some sort of sex work is where you're going to see this um edge out two payments 1.00
00:06:51.380 and my payments were affordable when i had a job
00:06:58.200 and when men prepare for the worst women assume everything's going to stay the same
00:07:07.040 men know that there are some industries that just are not reliable and women don't really care they 1.00
00:07:16.260 know but they we just don't care i lost my job my bills didn't stop and i had to eat and um yeah
00:07:25.220 i am grateful i have a job now i am currently spending every single day that i work
00:07:35.860 30 to 40 dollars to commute
00:07:39.840 I wonder how far it is she's a little heavy maybe you could walk chica 1.00
00:07:46.080 to get to work
00:07:47.260 my plan is to save up for a car and pay in cash it doesn't have to be all that banks they are
00:08:00.660 predatory and i don't regret financing a car women always um call it predatory or coercion 1.00
00:08:10.600 or whatever when we take an l i just don't know that i would do it again my car got repossessed
00:08:18.720 after all right let's see who's next so my car she looks like she would get her car repossessed 1.00
00:08:25.280 was repossessed and i mean a lot of people don't talk about repossession processes like they don't
00:08:33.740 tell you that once your car that one they might send you a text message notification or something
00:08:40.040 saying that they're gonna come get it but you don't know when they're gonna come get it and
00:08:43.940 because of that if you have all your belongings in that car they will give you the runaround just
00:08:50.700 you can get back to your stuff okay so you can get your stuff back in your possession they repossess
00:08:56.860 not just the vehicle but they get to the car seats my backpack my wallet everything all my kids stuff
00:09:04.380 all my stuff everything was collected when they took my car and i mean if you know you know most
00:09:10.940 women you know some people yeah a lot of women live out of their cars we keep our stuff we keep 1.00
00:09:16.940 necessities in a car because you never know when it you know might have a rainy day or whatever
00:09:20.780 and that's me i had a lot of stuff in my car so yeah let's talk about it so my car was possessed
00:09:29.180 okay guys um yeah i mean women you're gonna see women struggling financially because we have all 0.92
00:09:35.980 just signed up for stuff we can't afford when it comes to houses when it comes to student debt when
00:09:40.860 it comes to cars now like i mean when i graduated college i remember my roommate got a brand new car
00:09:46.940 and then was like worried about um making rent and really stressed out financially and she owned her 1.00
00:09:52.220 car before um and like i mean she ended up being fine but my my point is that women will always 1.00
00:09:59.500 women care about status so we are always going to spend stuff that we can't afford in order to get 1.00
00:10:04.780 status i always spend money on guitar lessons so if you want to support that go to the audacity
00:10:11.420 network.com because in all honesty i just don't know how long i can be on here um i'm kind of
00:10:17.020 scared they're gonna kick me off so anyways if you can um 80 bucks a month um 80 bucks a year
00:10:23.180 10 bucks a month or 500 a month if you really just feel like blowing cash to support the channel
00:10:30.380 Please guys like the video, subscribe, and I'll see you next time.