A Gold Digger Wife Exploits Her Beta Husband on Financial Aptitude. She's a flight attendant on the weekends and stays home with their two kids during the weekdays while working a 9-5 job as a full-time SAHM. She says she makes $50,000 a month, while her husband makes about $30,000. How do they afford it?
00:00:00.000Good afternoon, good evening, ladies and gentlemen. Welcome to another episode of
00:00:05.820Pearl Daily and welcome to the Audacity Network. I am your host, Pearl, and today we are going to
00:00:12.100be reacting to a gold digger wife exploiting her beta husband on financial audit. I love the host1.00
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00:01:54.700The host of this show is so funny and I see his clips on TikTok all the time just ripping into people for their poor financial decisions.
00:02:05.320And we've spoken about this. When men get married, the reason that they make more money is because the women have a tendency to rack up the credit cards.1.00
00:02:17.020I mean, you know how we are. We just have a tendency to swipe, swipe, swipe.
00:02:20.760we see some stuff on amazon we see that pilates gym membership and we just say bye bye bye plastic
00:02:27.880surgery we love swiping it all so today we are going to be reacting to this video but before i
00:02:37.480do please go to the audacity network and get the ten dollar a month membership or the eighty dollars
00:02:43.800a year it really helps out the channel and hopefully at some point we can bring in guests
00:02:49.000i have this whole studio four guests but we can't really afford it now because we are
00:02:53.640demonetized and so that really helps okay let's get going so what do we do for a living in houston
00:03:01.640texas we'll start with you i'm a flight attendant on the weekends and i stay home with our two kids
00:03:08.360uh during the weekdays correct okay well okay so very much part-time i'm assuming yes but i am full
00:03:14.760time like mama full-time no flight tonight i'm full-time hours you're getting okay how many
00:03:21.080hours are you getting on those weekends it's 72 for the month is what i get oh okay there are
00:03:26.760some times where she works during the week um yeah so how much are we making from this because
00:03:31.880your payroll is practically nothing i make 50 for an hour but i'm averaging like my months are like
00:03:37.72050 to 70 a month hours yes oh okay well what hits your bank on an average month from your
00:03:46.920three thousand okay well that was not reflected in this last month we had 600. what was different
00:03:53.000it should be more than 600. didn't work as much this why i mean yeah people not flying i mean no
00:04:00.120i don't think i worked much i don't work that much in the summer it's kind of a choice isn't
00:04:04.680that when people travel you see how this goes she's bending reality right she's saying well
00:04:10.920i make this much and the husband's looking at her no you don't the other guy here saying no you don't
00:04:17.560yes but but that's because the kids are home more because there's no school how old are the kids we
00:04:21.720have kids yeah how old are kids two and four two and four okay yes well why less in the summer
00:04:28.440i just don't think i worked much in the summer yeah yeah why because she likes to take off okay0.96
00:04:33.800but our spending seems to be maintained yes how much you guys think you spent in this last month
00:04:38.840when really only his income came in how much you guys think you spent in this last month
00:04:43.000oh 12 000 i'd say probably around there pretty damn close 11 764 but only 8 677 came in from
00:04:50.200your paycheck so how are we maintaining the same level of spending if we're not working
00:04:54.840i'm confused we're just taking time off but we're continuing the same level of spending
00:04:58.680that doesn't make any sense we started dipping into our emergency fund towards the end of the
00:05:03.320month for what to cover some purchases that pop up a lot of purchases that pop up i.e what gave
00:05:11.320you that tan i.e going on vacation yeah that's an emergency we take from an emergency fund to go to
00:05:18.200i okay i don't know if you guys anyone knows this guy in the chat i want to get him on my show he's
00:05:24.360so funny lens and stuff but that's what i start doing when the women on my show in london would1.00
00:05:30.040start saying they couldn't afford London I would look at them and I would think like looking at her
00:05:34.600okay she probably that looks like fake hair so that's 300 bucks a month or 300 bucks if those1.00
00:05:42.120are clip-ins those look like sew-ins so that probably costs I don't know off the top of my
00:05:48.680head but probably over a thousand dollars if they're good if the extensions are good
00:05:54.200and to keep in I know you have to do it every like six weeks you have to pull them up it depends
00:05:59.800on how but that could easily be a couple thousand a year blonde hair right so that's going to cost1.00
00:06:05.800money to maintain maybe lip filler may definitely botox it's an emergency no we that was planned out
00:06:14.200prior to a lot of the last minute knickknacks or impulse spending that have emergencies that'll be
00:06:22.360pulled out of our emergency i think i brought more in like in in august we don't have it
00:06:29.800was there a secret account we don't have no i i don't know why you don't have it unless i i don't
00:06:35.720really remember why it didn't work very much but it just seems off the number seems off that's what
00:06:40.600hit that's at least what hit okay what do you do for a living so i work in the oil and gas industry
00:06:45.480oh yes this is a texan okay oh cool what are you what do you make right around 120. wow that's
00:06:52.840great okay so that helps sustaining we live in houston definitely energy town okay what is your
00:06:58.760position i'm a kind of a drilling fluids specialist tech i work in-house for one of the major
00:07:05.800offshore companies so you get down dirty i did for i worked offshore for 10 years yeah and
00:07:12.840oh since we had kids moved back working in the office now okay how long have you guys been
00:07:18.280married we just celebrated six years oh very nice okay so a little different than most married
00:07:24.840couples on the show one you've been married a little longer a lot of people are kind of newly
00:07:28.600what's on the show and two your guys's kids were within your marriage which is maybe the first
00:07:33.800time that's ever happened wow what a sign of the times what a sign of the time on this show
00:07:40.040not that either way is bad or good i don't give a but it's interesting it it shows that
00:07:47.960you know maybe you are a bit more planned and the weird thing here is there is retirement here
00:07:54.360that's the weird thing but then there is so much that does not correlate with a couple that
00:08:00.240plans especially if we're taking for an emergency fund for knickknack and one of you has a secret
00:08:07.740that the other doesn't know and i don't know what the secret is or who has it but one of you wants
00:08:13.340to tell it and what is it who has the secret who's the little secret you're the secret or yeah what's
00:08:18.920little secret i mean it's i just like pulled from may like made another loan to cover a credit card
00:08:25.400so we could go on our trip oh my okay okay and i didn't tell him wait why doesn't he get to know
00:08:32.360that why are we doing that without his knowledge oh this is the challenge we get into right
00:08:38.600the challenge is when women get used to going on trips in their 20s you know when you're making1.00
00:08:43.320forty five thousand dollars 60k a year you have roommates or maybe you're in a one bedroom apartment
00:08:49.800in the city you can afford to do that the challenge is when you have a family how many
00:08:56.120women are willing to say no i'm not going to go on these trips anymore can we go down in lifestyle
00:09:03.320to have a family many won't do it but you're pulling from an emergency phone not that that's
00:09:08.040even better but actually no you said the trip was p planned i was gonna tell him would you
00:09:13.400guys put in the chat which you'd rate her one to ten i'd say maybe now she's a six seven but back0.99
00:09:19.960in the day i bet she was an eight nine or i bet she was pretty we're in america she's a seven eight0.99
00:09:27.240here i don't know where you guys are watching but we don't the competition is slim let me tell you
00:09:33.160but regardless that's the challenge she's gonna have been offered such a good lifestyle in her0.95
00:09:41.08020s that it's gonna be challenging for a guy to back it up this is the type of woman probably got0.99
00:09:47.360invited onto yachts high level men were interested in her her exes are probably pretty wealthy1.00
00:09:53.080and that's likely what she's used to was but you didn't so i don't give a was and that's where
00:09:59.080we're getting this entitlement attitude because it's likely that her ex has provided her with a
00:10:05.520certain level of lifestyle right oh no i don't tell him i yeah i didn't tell him why because i
00:10:13.000mean i was going to but you didn't didn't want him to stress about our trip but now you're stressing
00:10:17.840about the trip even though the trip is already done because you've borrowed on it now you have
00:10:21.580to pay it off you borrow you open it you took it alone what kind of loan uplift okay no no yeah
00:10:28.200no upstart was the loan i took for the card upstart yeah i took that out to pay off a credit
00:10:35.020card that was maxed out so that we could have spending on the card oh my that has nothing to
00:10:41.360do that has nothing to do with the vacation well then what are you talking about you because that
00:10:46.500just contradicted your whole thing i'm confused too what are you saying so yeah we did finance
00:10:51.340the vacation that we just took from what on what it's like the pre-planned like like a firm like
00:10:59.420one one of those it's called uplift so uplift alone to pay off a credit card yeah they're both
00:11:05.180two i have both loans and upstart and uplift and which one did you know about and which one did you
00:11:11.580not or neither why why when when did you do this the last week of the month before our month
00:11:19.980september okay the last week of september yeah you did this yes i got a loan out and paid off a
00:11:27.500credit card that was maxed out yeah why but like why because that just it's got my name too on it
00:11:35.020or is it just yours because it affects us both and that is not really a good feeling to have that go
00:11:42.060behind my back you know yeah but i didn't think you i think you would understand why i did it so
00:11:49.100i didn't figure you were gonna be mad well understand why you did it you did it for the
00:11:54.940vacation correct and are you mad yeah i'm pretty disappointed that's kind of a big thing i thought
00:12:03.020we were low on funds you know during the month because see this is what i mean she has no fear
00:12:09.500of him none this is i mean i'd say objectively good looking guy makes good money and yet he
00:12:17.580accepts this treatment from her. Now, to be fair, Texas has crazy divorce laws. Crazy. One of the,1.00
00:12:25.800some of the worst divorce cases I've seen have been from Texas. So this is the challenge we have
00:12:30.740here is that for a lot of men, marriage is a terrible experience because it's like slavery.
00:12:38.400I mean, he is enslaved to her debt. He is enslaved to be with this woman that's overspending that he
00:12:47.540has to pay off for a lifetime and if she leaves he is enslaved to child support for the next 15
00:12:55.280years this is a guy that's like 32 so imagine she leaves her their youngest kids three he's got 15
00:13:02.300years or 35 he was so he'll be 50 think about how much life that is for a woman to be taking half0.99
00:13:10.920your paycheck think about that you're taking out to pay for a trip instead of how long do you guys
00:13:15.820go on these trips or how often do you guys go on these trips like twice a year can you afford that
00:13:22.180i mean obviously not if we're taking out debt to pay off a card and then another debt to pay
00:13:28.380for this trip that we can't pay for and then you think taking out for an emergency fund for
00:13:34.660knickknacks obviously not so why why are we doing these trips when we just we have young kids
00:13:41.380shouldn't we be getting care of and buttoned up for the sake of their future instead of going and
00:13:46.860seeing some palm trees it was for my birthday and my son's because our birthday's together
00:13:51.220happy birthday you have one every year i don't give a so to see what probably not but probably
00:13:56.680not i don't regret it i don't regret the trip probably not you're saying you're dying terminal
00:14:01.260what are you terminal with brain cancer is that why i was agreeing with you that like my son
00:14:05.980probably didn't care about the trip for our birthday well no none the four-year-old barely
00:14:11.280past the age where he's going to start remembering so again this is where we start calculating the
00:14:16.220cost of modern women right so if she travels a lot she will expect to continue that the rest of1.00
00:14:23.600her life can you afford it probably not thanks other than that the two-year-old has no idea what
00:14:28.580the going on not even can you afford it do you want to pay for it this guy i mean hypothetically
00:14:33.980he could afford it do you want to pay for it basically just a group of cells floating around
00:14:39.480the universe can't form memories well we have pictures from it well that's good as long as
00:14:46.520they don't go blind they'll be able to know they went to a place with palm trees oh yeah it seems
00:14:51.400to be every year we've got a birthday trip they're all in october what do you not agree with these
00:14:58.200so why are we doing them wait what are we doing then why are you i don't agree he just goes on
00:15:04.040them he doesn't i don't agree with a lot of them why are we doing them and she we just because i
00:15:09.320like to travel cool but if he disagrees why are we just why do you win win win win win maybe because
00:15:16.920i'm controlling i don't know he just does whatever like if i hey i have a trip he just packs his bag
00:15:22.680and he's like okay where we're going like when we get to the airport like he doesn't know anything
00:15:26.600about the travel or the expenses he just you're saying you don't like that i don't prefer i'd
00:15:32.680like to be at least consulted like hey let's take a trip okay do you guys have conversations about
00:15:37.240this or is this the first like what what are we doing we've had this conversation multiple times
00:15:42.760why has nothing ever been addressed then i feel like i could be sitting on that side with you
00:15:47.240talking to her about a lot of these financial issues i'm not the only problem i've i've never
00:15:53.880saying i'm a huge problem but i'm saying i'm not the only problem i've never said i wasn't any
00:15:58.040problem but i'm also when we say pulling out of the emergency fund for things i'm not the one
00:16:04.360that's pulling out for things now i want you guys to think about this on a macro level
00:16:09.320what would society do with her okay her skill is a flight attendant she wants to spend a ton of1.00
00:16:15.960money this is why society pushes men getting married they don't know what to do with these
00:16:24.120women because we're too far. We can't repeal any rights, right? That's probably not going to happen.1.00
00:16:30.100They're not going to take away the right to vote. They're not going to take away bank accounts,
00:16:35.340credit cards. So now we have all this freedom and we see it here, very irresponsible with the
00:16:40.740freedom. And society, just men do not want to see homeless women. They don't want to see a bunch of1.00
00:16:48.580prostitutes on the street because think about it. If she had to pick between being homeless or being1.00
00:16:54.040escort what would she pick do you guys see what i'm saying this is where it's going she's the one0.88
00:16:58.840normally pulling out the emergency that's why they have to keep these child support alamo all this
00:17:04.120stuff they don't know what to do with these women they don't fun so i mean i did i do have a spending1.00
00:17:10.440problem i i know i do like i know i'm out of control with spending i'm confused we talked about
00:17:17.160before we started filming you found this show through george camel you found george through dave
00:17:24.760you've been through a live event with dave you know he'd be against all of this dramatically
00:17:31.640you've been on that path of relative being surrounded by the knowledge on tv and you
00:17:38.760should go on the show talk about business spending that would be so funny how to not be a dump money
00:17:44.280and yet we are in still so like what you obviously just don't care the vacation's more important
00:17:52.840than any financial stability or any fixing or any change of behavior right it has to be yes because
00:17:59.240this is a daily watching financial videos and doing all this on earth i watch without any action
00:18:06.360i'm confused we we might have action for half of the month and the other half is let's go do whatever0.98
00:18:13.400we want get a little fire under your butt for a moment and then then you're done yep why do0.95
00:18:18.600you think it falls off because i impulse buy and i regret it after i can go does this sound0.99
00:18:25.000like a 30 something year old woman to you it's it's i don't know what it is we just mentally stay
00:18:30.680like you'd think she was 60. target and spend 600 and then i could take it all home and regret all
00:18:36.200of it then return it but i don't okay so then i just am negative six hundred dollars for going to
00:18:43.880target and how much is this loan that you took out that he doesn't know six thousand almost what you
00:18:50.040bring in after taxes and everything on a monthly basis immediately a month has to go to that how
00:18:56.600much was this vacation you took out six thousand no the vacation was four thousand what kind of
00:19:02.440lifestyle are you guys living champagne taste on a beer budget it seems like we kind of spend what
00:19:08.360we want to spend um what goals do we have for you guys for the kids i would divorce her there is no1.00
00:19:16.040way you are spending a whole month's work and i have no say in how it's spent i you should divorce
00:19:23.080her you could get a hotter younger i promise you you can promise you it's where are we trying to0.87
00:19:29.720to you guys got to stop giving your commitment away too easy this woman clearly has not worked1.00
00:19:34.700for it like again i'm not here to tell you guys how to date but does she seem to value the
00:19:40.660commitment does she seem like she really values it thinks he would leave no he looking five years
00:19:48.700down the road 10 years down the road 20 years down the road what are we trying to do because
00:19:53.300right now we're just living for fun in the moment what are we trying to do do we have any combined
00:20:01.620goal i don't think we have a goals together i want a house in palm beach by 40 and i are you
00:20:11.220gonna be able to move no i want a second home no she wants a second home which is ridiculous i've
00:20:17.460let's talk about something every business owner fears running out of cash when you've got payroll
00:20:22.580hit or a new project on the line i've been there i don't want what the are you talking about
00:20:29.220well how much is a home in palm beach like seven too much like 700 is that nothing i think we can
00:20:35.860get a loan for it by 40. okay well i'm confused you're again you're the one that watches the
00:20:42.180financial content on repeat are you there just for the entertainment and you don't walk away with
00:20:46.420anything who yes no one would advise that that i know of i mean i have a problem i need to fix oh
00:20:54.500shut the up if you have a problem and you know you have a problem this isn't like it's not like0.93
00:20:59.140you're an alcoholic here you know my spending is out of control absolutely but you know this0.99
00:21:04.980you acknowledge this but i don't change it i know and i'm asking why why have you done nothing why
00:21:12.100have you put no action behind this i need to know this is it goes back to we value words
00:21:18.900men value action none of the stuff we say matters if our actions don't follow at least your own
00:21:24.420self-assessment i need to know as well i mean i've done charts like no spinning charts on the fridge
00:21:30.580i've put them up i've done like ringlets of our debt like little paper rings and hung it up like
00:21:36.500stupid little things decoration or house i'm like i just don't follow through you said it really
00:21:43.940well earlier she'll have fire for a while and then it's on to the next thing on to the next fad or1.00
00:21:50.980on to the next let's do this or that and for my side it's i look at a lot of okay our bills paid
00:21:58.260are we have roof overhead are we fed are our kids safe are we safe okay whatever's left after that
00:22:06.740well i automatically put stuff into savings that we don't touch but after that i kind of
00:22:12.500you put money into savings you don't put any money into savings yeah and uh he does not put
00:22:17.780any money into say into our 401k every oh okay that's i don't consider that savings are you
00:22:22.980good how do you guys are taking loans against your retirement accounts yes we have done that we have
00:22:27.620done that before yeah there's two so well it doesn't even matter if we're putting money into
00:22:33.460there if we're just borrowing against it yeah but why what are we what are we borrowing for
00:22:39.460so we borrowed to buy our house that was a second one that was our the down payment yeah your 401k
00:22:47.620loan was to put down for our house and they didn't even use it but we took out to put down for the
00:22:52.260house and they didn't even put it down for the house they didn't even put down the 15 000 that
00:22:56.580we took out they just they put down like two thousand i don't know why they what are you
00:23:02.020talking about the people that sold us the house you you tell them where the money goes like the
00:23:07.140you tell them what to where this goes to so let's go to closing costs is that what you're saying
00:23:12.180like we didn't have any closing where'd the money go it just stayed in our account and then we paid
00:23:16.980off his truck with it i believe i don't know that was four years ago i don't know i don't know i'm
00:23:23.540so lost all right let's get into these finances i want to see self-assess where do you guys think
00:23:28.500you are i'm gonna say three two one go on go i want you guys to give me what you think your
00:23:32.900household financial score is zero being the absolute worst 10 being the absolute best
00:23:37.300where do you think you are three two one six four what is this delusion you said zero being the
00:23:45.700worst so i was 10 being the best four how do you think you're above a solid like down the middle
00:23:52.260five you guys are borrowing against your 401k you just so your wife opened debt to pay for a
00:23:57.380vacation that you had to take for a birthday thing so what the we had a four or a six yeah i guess
00:24:03.860it's because i know that we can we can turn this around and get out of debt but you're not yes and
00:24:10.340the score isn't a hope of what you could do it's what's happening okay well then i'll go back to a
00:24:15.300five i at least think we're we're better than than the average for sure well we'll see we'll see
00:24:23.220there is retirement but again we're borrowing against it that is what is going for you is the
00:24:27.380retirement but we're kind of negating it all right let's start looking at these stats if you want
00:24:32.180your hammer financial score it's free link in the description below and if you guys want to be on
00:24:35.780the show caleb hammer.com apply all right delta sky miles great for all our should i go on to
00:24:42.500figure out this demonetization guys should we should we go on vacations all right so on here
00:24:51.780we owe one thousand two hundred thirty dollars and fifteen cents the minimum payment of forty dollars
00:24:58.820this looks like it's interest free oh i don't know about interest free you paid off the last
00:25:03.540balance but you did immediately put another two thousand one hundred thirty two dollars on here
00:25:09.140so what is this card who manages this card what do we even know what's happening on this card
00:25:13.860explain this card she kind of manages all of our financial oh my gosh this man deserves it
00:25:21.780all i'm so sorry why would you do that i swear you know guys i love you i love you guys but
00:25:28.100sometimes if you guys are opting into your own destruction does this look like a woman i mean0.55
00:25:33.940just if you see a woman that's good with money i really don't know many but i can think of one or1.00
00:25:40.100two do they have fake blonde hair no do they have baladi's memberships no fake no no this looks like
00:25:47.220a guy that would be good with money he like he doesn't actually i don't know men's clothes is0.53
00:25:52.100that expensive i don't it doesn't look expensive anything he's wearing this doesn't why would he
00:25:56.900think for the most part which is i'm so confused because you just you're complaining about the
00:26:02.500finances but why then are you not involved why is she just doing it why is it just put upon her
00:26:08.900now i am involved but a lot of it is she really enjoys doing all these things and she gets so
00:26:18.740this guy's gonna have the same reaction caught up in all the the financial stuff and
00:26:25.380three thousand dollars went out more than came in last month yes so i'm i'm confused for me
00:26:31.700like i kind of said earlier if making sure that our bills are paid and that are but
00:26:37.860roofs overhead one there's one of my focus there's a late fee in these statements oh
00:26:42.580there's probably a few so if our concern is that the bills are paid and the bill wasn't paid
00:26:47.700on time yeah so obviously the system's not working correct so what we've done nothing
00:26:55.540to address it to get more involved to have these open honest conversations sir you like doing it
00:27:00.100that's great you have fun with it wonderful i think it's a couple we probably need to sit down
00:27:04.340and go over our finances on a monthly basis i agree but why haven't you guys that's just what
00:27:10.260i'm trying to figure out from this whole conversation is okay we seem to at least know
00:27:16.900we know what's right but you guys haven't done anything regarding what is right and you're not
00:27:25.400able to give me a why other than i like spending yeah i don't i know it's oh how are you guys ever
00:27:33.560gonna get anywhere if you can't just acknowledge any potential reason because if you don't have a
00:27:39.920reason that we can start focusing on how are we gonna address it and find a solution if we don't
00:27:46.160know why why haven't you been willing to get involved with the finances more or why haven't
00:27:53.480you been willing to allow him to be involved in the finances more whatever it is why we have done
00:28:00.920where we have monthly meetings and we'll go through all of our budget and this is what we're
00:28:04.460going to go through but it's been a long time but but the second we get you know through this budget
00:28:09.100and halfway through the month all of a sudden something shiny will pop up and budget went out
00:28:15.080window and it's not my my shiny that normally pops up i'm not innocent and by no means but
00:28:22.040she is the does his opinion of your shiny not matter yeah it does but the shiny just ends up0.87
00:28:28.680being purchased and marriage is a retirement plan to many women it's not about love don't be this1.00
00:28:34.920guy the budget's out the window so he normally let michael knowles wants you to be this guy
00:28:40.200he wants you to be the bailout guy i'm saying i wouldn't this is you know to be honest fellas
00:28:45.720i'm not entirely against women working i'm really not because i i believe that if this woman wants0.95
00:28:54.360a certain lifestyle pay for it pay for it don't make this man pay for it we have bank accounts
00:29:01.560go get one pay for it let me buy whatever i want to buy this is true yeah why don't you put your
00:29:06.840foot down i mean there needs to be accountability in this yeah on both sides but part of it is the
00:29:13.080fear that she'll leave and ruin him even more financially i think i'm just as she's got a lot
00:29:19.080of power she knows it guilty and all this because i'm allowing it to happen i think you guys just
00:29:23.720enable each other yeah before we had we were making good money and kind of did whatever we
00:29:27.880wanted since kids we had things we had way more debt before we had kept we paid off some of the
00:29:32.920debt kind of that's been years ago it's been years like we've grown we've gained more debt other
00:29:38.920websites so but our total was a lot less before kids i want to know what happens at the end of
00:29:45.000the month once we've done the okay here's the beginning of the month we sat down to figure out
00:29:50.120our budget okay halfway through something trying to came up we purchased it what happens at the
00:29:54.360end of the month for the next meeting should normally have to pick up work and i'll have to
00:30:01.080stay home to help watch kids while she goes to work so we can pay for things so the conversation
00:30:06.760just becomes how do we go and pay for the shiny it doesn't become what was the shiny it wasn't
00:30:13.000worth it and how do we prevent it from happening the next we have that because that's the conversation
00:30:17.800that matters more why isn't that what you told me a lot of it's speaking on deaf ears sometimes
00:30:22.600it's like i will tell her why do you need that why do we do this and then what was the last shiny
00:30:27.480besides this vacation you guys just went on what was the last shiny i want to hear how this happened
00:30:32.200i mean i got botox where i guessed right did you see me i'm getting good the spa it's like
00:30:41.320six or eight where's the botox what do you mean where where is it in your body oh my forehead
00:30:48.920okay so you're avoiding the permanent lines yes okay how much was the shiny botox it was 600
00:30:57.480who cares if you get lines dude's already starting to get gray no it's not kind of
00:31:00.920it's great oh it is a lot of great it's in fact okay but it's not just like botox you'll
00:31:06.440do i think it's time to embrace the dude's already growing old you don't want to look
00:31:10.840like you're 20 when he's just like it's not just botox we'll do our we don't do our own no
00:31:18.760stop he asked you what was your most expensive purchase no no no okay so the botox was the last
00:31:26.360shiny okay that i had i'm just i want to you see the gas lighting she knows he's not the one
00:31:33.320spending she knows she's trying to put it on i just want to figure out the situation around that
00:31:37.400because i just want to learn kind of what your life looked like around that one that terrifies
00:31:41.480me i'm afraid better than going bald yep it's staying in so i'm fine with it that's true that's
00:31:46.120fair okay so both times happen okay cool how much did it cost it was 600. did you just do it or did
00:31:51.480we talk about it before no conversation before okay then what happened afterwards because you
00:31:56.440probably told him at some point that it happened yeah so how'd that conversation she'll tell me
00:32:02.200hey i'm going to get this done with no monetary you know signal to it and just go do it and
00:32:09.000normally i'm like okay fine it's normally like when i'm busy or i've got a lot going on i just
00:32:13.800go okay cool and then after the fact when i look at our bank account i go well what what the hell
00:32:19.480happened i didn't know it was this much why do we do that well no and i can't take it back they
00:32:26.120can't go in there and take you pull it out and give the money back so what are you gonna do a
00:32:29.880lot of it is after the fact i will give her i will not lecture but we'll talk about why we did this
00:32:36.360and what went wrong well you can normally just give me a slap on the wrist and then we just go
00:32:41.400about our spending who typed that who typed that jake if you're gonna be a bully say it into a
00:32:48.440mic like a man i don't have a microphone why don't you come say this to them bring it on come come
00:32:53.560say it don't say it jake listen this is this is what i'm dealing with over here guys this is what
00:32:58.440i'm dealing with and i guy is tv gold this guy is so good i am sorry garrett garrett i'm sorry but
00:33:04.200i said that you aged 15 years when you took the hat off what was the other oh yes what was the
00:33:09.160other thing that was said the funny part oh that was actually lindsay she said hat fish yeah hat0.70
00:33:13.720fetched us oh yeah hey i can leave it off and look look like an old man i hate his long hair0.68
00:33:19.720she always tries to get me to color my hair and stuff like let it be oh you're trying to keep
00:33:25.160them young that's right i try to get him to do botox too he won't do it no i will not ever i'm
00:33:31.640not it's a waste of money i'd be willing to do it in the armpits to prevent because i sweat same but
00:33:37.240again that's i'd rather spend the money on something else then i'm just so after that like
00:33:44.120i'm just did we decide that okay maybe this is not happening again then sometimes that said and then
00:33:52.920there will be a couple of month period in between and all of a sudden we pick back up doing things
00:33:59.000she does not like him should you see her she's rolling her eyes like we'll do click you know0.99
00:34:04.120know what's crazy I bet he's very respected at work but what's insane is men will go to work be0.99
00:34:09.540super respected be super assertive but they're they they fear women and I can't really blame
00:34:15.680men for fearing women because I mean we have a ton of power in this society we have so much power
00:34:22.200we have the power of the police we have the power of human resources at work we have the power of
00:34:28.980state in divorce the idea that women are somehow discriminated against give me a break we have
00:34:35.220every advantage every single one is or we we need to re redecorate this area of the house
00:34:43.700or that area of the house we need to buy this or that so you guys are not able to like have
00:34:47.780like adequate conversations that are able to hold ground and then keep each other accountable
00:34:52.340throughout that is i think what is accountability here is it's like we can have a conversation where
00:34:57.380we can be like question is how would he punish her that's the problem the only way you can punish1.00
00:35:02.420women is taking away attention that's it that's all you got literally that's it she's got every1.00
00:35:08.260other power oh okay that sucks it won't happen again but it always happens again yes but you0.69
00:35:14.500also fail to hold her accountable and you failed to hold yourself accountable because swiping is
00:35:19.380more important what if we didn't have this strong income over here what would you be doing i guess
00:35:25.140i'd be working more i would work more but i have to be home with the kids yeah we have no family
00:35:30.660in houston so it's just us but even then like what we what we bring in shouldn't have to need
00:35:38.180family in houston for you to work you don't have to work no okay so he got two times a month and
00:35:43.940that wait he what he golfs he's in a golf league okay so like on sundays so it messes up with me
00:35:50.180trying to work so i have to like not work because of his one of the comments say on this video i
00:35:56.580can't he's not holding me accountable girl you're 34 hold yourself accountable the disrespect being
00:36:02.900this disrespectful towards the man who brings in 120k for you and your kids yeah her posture her
00:36:08.740body language her whole demeanor speaks of volumes of disrespect and deceit this is mad off because1.00
00:36:14.660we don't have anybody to watch the kids or if i can't find it true we have no one to watch the
00:36:18.420the kids oh we'll get a babysitter or it's hard on sundays to find somebody we struggle finding
00:36:24.000people to watch the kids or i'm just i'm not trying to be an ass but you have all week to0.79
00:36:30.160figure this out if you don't work all week you can't figure out how to get a babysitter
00:36:35.120okay let me see so if she's making i'm about to do the math on this if she is making 54 000 or1.00
00:36:43.600she said she say she makes an hour i remember i got paid like 22 an hour 176 i think she said 50
00:36:52.24050 000 a year something like that divided by 12 4 000 divided by 4 divided by 40. yeah i don't know
00:36:59.280if that might i don't know you might not be worth working well she'd make a little like don't want
00:37:04.400to spend the extra money to have somebody watch them so i was like well i'll just stay home but
00:37:09.360even not go to work whether because he has golf whether you're working or not with my income we
00:37:16.800don't need you don't have to work at all yeah but i like to spend so we do need but that's that's
00:37:22.240the part we need to work on is the spending that's yes i agree i mean he just well he just said was
00:37:29.120100 right but you know this again you're in the circles i'm so confused yeah i do know it i don't
00:37:35.040know why i don't apply it it's because you prefer the spending over the over the i have a problem
00:37:41.440i know i have a problem but it's but your lack of addressing it clearly you enjoy the problem more
00:37:48.400than any benefit that will come from applying any solution i mean you do you prefer the instant
00:37:55.120gratification more than any okay i'm gonna keep going through these guys for a few weeks only my
00:38:02.560new debt mastery class is 35 off right or else why why do you need a home there oh we don't we
00:38:10.400don't need a home there i don't want to have another home over there but she's adamant on
00:38:15.600having another home have you ever won any of these purchase conversations i'm probably gonna kick
00:38:21.520him out of the house if he wins a purchase conversation that's false that is so false like
00:38:27.920no we do disrespectful things and then laugh after it's like a woman thing isn't it like we1.00
00:38:34.240have these conversations and i will make a great point and i will i could tell you that this this
00:38:40.320desk is brown and there'll be a but no it's it's really green or black what i'm trying to figure
00:38:46.720out is this i mean there's just no consequences you just you win and that's it i mean the
00:38:52.160consequences are now you guys have to pay off your debt and you know goals for the kids and
00:38:57.440everything are put off actually i hope my breath doesn't stink i'm on i'm taking he's got to take
00:39:02.640her off the bank account acts lovid right now so i can get over this quicker and it's making my
00:39:07.920tongue like it automatically makes your tongue taste like absolute death but i don't know if
00:39:11.520that translates or if it's mental like i don't know if it's a real taste or if it's fake i can't
00:39:16.880smell anything over here so well that's good because it tastes like a battery has opened my
00:39:20.640mouth and it's really disgusting and you can't get rid of it it's so bad okay we kind of talked
00:39:27.040about her finance like my financial goal like for our future you know setting up for our kids and
00:39:33.920putting being able to get them through college where we kind of her goal is to get a house in1.00
00:39:39.360florida what why poppy just not why it's florida hotel and it is florida i mean my dad says that
00:39:48.160like the sand just eats the houses away so that's just stupid but yeah i just want a house in florida
00:39:55.600but why i i don't know you don't have an answer to anything i just have a goal so that's my goal0.76
00:40:03.840like why is that the goal versus like pain okay how is she coming up with a goal for what to do
00:40:09.200with his money i am so glad women just telling ourselves on social media i'm so glad because
00:40:14.400people think i'm making this stuff up and boom in front of us in front for kids college i think
00:40:20.320it's because she gets all these ideas and from from watching all this content and stuff and going
00:40:27.040well we're budgeting if we pay all this off we'll you're not paying anything but we're not and
00:40:33.520there's where she gets these ideas like oh so now my goal can instead of having short goals to get
00:40:38.960to the big one she goes straight to the big one and forgets that oh we didn't meet this short goal
00:40:43.280we didn't meet this next one who wants to watch i want to make sure you're not watching like some
00:40:47.520finance person that's just like go buy from a house is like okay i know you watch dave you
00:40:51.840watch george you watch this what else you watch i watch the iced coffee house yeah house yeah they
00:40:57.680i mean they're who's watching the kids that's my question while she's watching all this content
00:41:03.040look it's time consuming this is why sometimes you know when the trad influencers or whatever
00:41:09.440talking about how they're traditional i'm thinking it's time consuming to put on a daily show who's
00:41:15.120watching these children i don't know also not in support of what you're doing so i'm confused
00:41:21.120like who else there has to be someone you're watching it's like correcting no no you're
00:41:27.360watching everyone that does all those do it right and we do this no i've gone to the studio and i
00:41:34.400felt like so like when i went to like nashville and watched the show live okay dave's yeah yeah
00:41:41.520i left and i felt just like disgusted with yeah molly makes two of us wait is this conversation
00:41:50.000even going to be helpful i mean you went there i don't like this that was like four years ago
00:41:57.040uh and this is where we are four years later so yeah obviously we can't pay off our debt
00:42:01.520me just like i i don't know if i have the energy for this so it's like i want to figure your out
00:42:08.320but it's like at the same time i'm i am running at 50 i'll be honest and i'm just like i bet all
00:42:14.240the mig tau guys in the chat they're like see i had a point all the mig tau guys are looking at
00:42:20.240the married guys saying see this was the way we told you you obviously don't give a one does what
00:42:26.560do we do when 50 of the relationship cares are you saying that he cares from this conversation
00:42:32.800it's at least you haven't at least suggested that he doesn't he just is not like like you said he
00:42:39.040doesn't hold me accountable he's he's not doing yeah i'm communicating with me on the money
00:42:43.200they're looking at all of our budget i'm just making sure that we are trying to reach some
00:42:47.600goals what can he do to hold you accountable though so he'll have the conversation right
00:42:52.080and we're not gonna have to take a baseball bat and slam your head in if you don't do it so like
00:42:57.120what can he do okay but obviously you know i mean like every day you spent so much money on botox
00:43:05.120why ruin it with a bat i have to refix it freaking we would have to what can he do that would actually
00:43:11.920i mean take cards away from you like you're a child like what can we do for you like at a
00:43:18.400certain point you do have to be a 30 what four year old adult that's that or do we have to treat
00:43:25.280you like an infant and not have the ability to spend 214 dollars in a single month on chick-fil-a
00:43:33.280yeah i do like my chick-fil-a apparently well my kids more than you're yeah yeah well i would like
00:43:38.880them okay she gets to stay home all week she can't cook i mean is it that hard to cook chicken is it0.98
00:43:44.240that I mean we have air fryers now it's like this is what the men will do right the women will say1.00
00:43:49.760we're really good at complaining right so we'll be like this is a problem the chores are so hard
00:43:57.680and the men will come in and the men will say all right ladies let me fix this problem for you1.00
00:44:04.380here's an air fryer a Roomba and a dishwasher and the women will come in and say but I want1.00
00:44:11.100chick-fil-a it's like they make it so easy for us we say but I don't want to have to learn all
00:44:18.480these recipes and the men say hey we'll give you the internet we'll make the internet and YouTube
00:44:24.360so you can Google how to make chick-fil-a chicken tenders at home and the women will say no that's1.00
00:44:30.840too hard no they'll like you whatever whatever you put in front of them like it doesn't have to be
00:44:37.080okay i'm not the only one that spins though he spins on all the statements that you get that are
00:44:43.880gas station it's all him i do not spin anything i guess what are you getting into the gas station
00:44:48.600wrong with tobacco dip snack snacks it's always why why aren't you why haven't you upgraded to the
00:44:56.040zen life not that i support that either but at least it's not cancer causing as far as we know
00:45:02.040as far as we know he's stressed he has this at home he's got to do something okay but we know
00:45:06.760like the one you have is cancer causing like those you want to be around for the kid yeah okay maybe
00:45:12.520we don't do cancer intentionally that i understand and you're good with that if it was just for the
00:45:20.040cancer part but if it's the financial side of it it is expensive it is expensive expensive habit
00:45:25.320even getting more expensive oh and i i know it's getting more expensive and i know you want to lock
00:45:30.920in for the oil but i i've cut back quite a bit on what does that look like going from
00:45:38.280can and a half to two cans a day to one or one every three three days now okay three to four
00:45:45.400days instead of one a day how long has this habit been since i was probably 14 oh man yeah man working
00:45:54.040in oil with his dip in his truck living in houston dixish yeah you're living and living up that
00:46:00.680stereotype where are you on the desire to quit this don't really have any desire to why i know
00:46:06.680he's addicted to it how much is it but a lot of people that are addicted do have a desire to quit
00:46:12.520even if they're not quitting why don't you have a desire i mean what about your kids like they'll
00:46:16.200see you doing this they're very impressionable like they'll they'll want to you started at 14
00:46:21.240what if your kids start at 14. it's not just expensive but it's leading to higher i mean you're
00:46:26.600you could lose a part of your your one you could get the zen thing where you're like for the rest
00:46:30.760of your life you know yeah like looking dumb and then or you could just you know have to have gum0.93
00:46:36.920surgery at some point because the dip and it's disgusting let's be honest yeah nasty looks gross0.98
00:46:42.840smells gross they're not our own baseball field and even before no one watches that sport anyway
00:46:47.000now so i'd be willing to to try to get stop i've tried before in the past but this is the dude you
00:46:54.840gotta make out the kids but i was always like you need to stop before we have kids and so he's like
00:47:01.000okay and then we had like kissing a dude that has tobacco all up in there is he gonna say how much
00:47:07.880it costs all right tobacco dip i'm gonna google this tobacco what how do you know that how do you
00:47:16.520so six dollars he said he used to do a daily so times 31 that's 186 a month i mean that's
00:47:24.520less than the boat i mean it's the pouches so it's a little different than just like the
00:47:28.200yes true today yeah i mean it's right it does now it depends on which day i mean yeah it's bad and
00:47:37.080i need i need to quit you're right okay will you i will try i will definitely easier said than done
00:47:44.200i know oh i know i've i've tried i've got i've done even going offshore where i'm out there for
00:47:49.640two weeks and know that i'm gonna run out i intentionally stop so i'll try to quit and the
00:47:57.320second i get back home i start it up it's a tough thing to stop but i'm i will try to cut that that
00:48:06.520little part of our budget spending out it's okay we all get together and we boof alcohol after each
00:48:12.200show to celebrate so we're not that much better so i don't drink that much so yeah we don't i'm
00:48:17.160just spending it on tobacco yeah do i taste gross okay and then what is this so we have a six thousand
00:48:22.520hour loan here with a 25.07 interest rate holy is this this this is six thousand is this one
00:48:29.320is this a special secret loan yeah so a lot of your loans are kind of zero percent interest but
00:48:34.040the secret loan she's taken out it's at 25.07 inches right not beating this in the market
00:48:39.400yeah but if you think about the card that i put the money on the interest rate we would get it's
00:48:43.960like a charge of like a so this was the one that paid off the card yeah it didn't pay it off fully
00:48:50.440oh what card was it it was my roller caribbean card what royal caribbean do we go on debts
00:48:58.440or do we go on vacations that aren't debt funded because this did pay off a different vacation
00:49:04.040essentially i don't know okay then we're not going on vacation year 2025 is the year without
00:49:09.420vacations love it you live in the city in texas sorry but you're gonna have to stay there a little
00:49:15.100longer without going anywhere else you got the armpit you know you love florida you live in the
00:49:20.520florida of texas so just without the nice beaches but you get the humidity i mean i already booked
00:49:27.720a 2025 vacation canceler get a refund i'm sure you selected the insurance thing it'd be like
00:49:35.800family death i don't know trust me everyone in the world that applies on the show all of a sudden has
00:49:40.200a family death they come up a lot which by the i'm saying that's the excuse that everyone yes oh i
00:49:45.320know yes i'm all for canceling these trips i don't want to cancel it i know you don't want to need
00:49:51.560to like we need i don't want this to be 2v1 i feel bad but come on i feel like i'd be sitting
00:49:58.680next to you because we i have these same conversations a lot like why do we do this
00:50:03.400hold on mr dip man i don't know i'm i'm not i don't want that garbage next to me but come on0.89
00:50:08.440what do we have to do i have to treat you like is what we have to do is treat you like an infant0.96
00:50:14.440to get you like is it that you have no access to spending money anymore because i don't want to
00:50:20.920cancel the vacation that's not in the game what do for paying for our kids college where are we
00:50:29.480we put do you want to yes okay where are we then i mean we started their 25 29 plans
00:50:36.200how much but we only put we only put 25 a month okay that's a joke so we care about this vacation
00:50:42.280more than our kids college and her botox she puts more money into this is what i mean when i say if
00:50:49.480you look at actions versus words a lot of women don't care about their children they don't because1.00
00:50:57.000you you see you see what people value by where they spend their money and a lot of women will1.00
00:51:03.560spend money on their looks that already secured them the guy so it you know it makes me beg the
00:51:10.680question if she's really going to stick this out because why is she investing all this money in1.00
00:51:15.560her looks if she has the husband that she wants i mean she clearly doesn't want him it's so obvious1.00
00:51:22.040you do your actions are saying you do okay you want to tell them that at 18 i cared about a
00:51:28.520vacation when you were three and five at that time more no i don't i don't want to have to tell them
00:51:35.400that well that's what you're gonna have to tell them because it's gonna be your fault all right
00:51:38.680guys I get okay guys we are gonna do part two tomorrow but let me know your thoughts on this
00:51:45.960couple in the comments tomorrow we're gonna react to the rest of this make sure you like the video
00:51:50.400on your way out and subscribe and also let me know in the comments if you ever had problems
00:51:55.760financially when you were married and what you did to solve it and on top of that please go to
00:52:02.440theaudacitynetwork.com and support my work if you can I really appreciate it like the video on your
00:52:08.100way out subscribe and i'll see you next time