Pearl - BETA Husband FALLS for GOLD DIGGER Modern WIFE! ｜ Pearl Daily

00:00:00.000 Good afternoon, good evening, ladies and gentlemen. Welcome to another episode of

00:00:05.820 Pearl Daily and welcome to the Audacity Network. I am your host, Pearl, and today we are going to

00:00:12.100 be reacting to a gold digger wife exploiting her beta husband on financial audit. I love the host 1.00

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00:01:54.700 The host of this show is so funny and I see his clips on TikTok all the time just ripping into people for their poor financial decisions.

00:02:05.320 And we've spoken about this. When men get married, the reason that they make more money is because the women have a tendency to rack up the credit cards. 1.00

00:02:17.020 I mean, you know how we are. We just have a tendency to swipe, swipe, swipe.

00:02:20.760 we see some stuff on amazon we see that pilates gym membership and we just say bye bye bye plastic

00:02:27.880 surgery we love swiping it all so today we are going to be reacting to this video but before i

00:02:37.480 do please go to the audacity network and get the ten dollar a month membership or the eighty dollars

00:02:43.800 a year it really helps out the channel and hopefully at some point we can bring in guests

00:02:49.000 i have this whole studio four guests but we can't really afford it now because we are

00:02:53.640 demonetized and so that really helps okay let's get going so what do we do for a living in houston

00:03:01.640 texas we'll start with you i'm a flight attendant on the weekends and i stay home with our two kids

00:03:08.360 uh during the weekdays correct okay well okay so very much part-time i'm assuming yes but i am full

00:03:14.760 time like mama full-time no flight tonight i'm full-time hours you're getting okay how many

00:03:21.080 hours are you getting on those weekends it's 72 for the month is what i get oh okay there are

00:03:26.760 some times where she works during the week um yeah so how much are we making from this because

00:03:31.880 your payroll is practically nothing i make 50 for an hour but i'm averaging like my months are like

00:03:37.720 50 to 70 a month hours yes oh okay well what hits your bank on an average month from your

00:03:46.920 three thousand okay well that was not reflected in this last month we had 600. what was different

00:03:53.000 it should be more than 600. didn't work as much this why i mean yeah people not flying i mean no

00:04:00.120 i don't think i worked much i don't work that much in the summer it's kind of a choice isn't

00:04:04.680 that when people travel you see how this goes she's bending reality right she's saying well

00:04:10.920 i make this much and the husband's looking at her no you don't the other guy here saying no you don't

00:04:17.560 yes but but that's because the kids are home more because there's no school how old are the kids we

00:04:21.720 have kids yeah how old are kids two and four two and four okay yes well why less in the summer

00:04:28.440 i just don't think i worked much in the summer yeah yeah why because she likes to take off okay 0.96

00:04:33.800 but our spending seems to be maintained yes how much you guys think you spent in this last month

00:04:38.840 when really only his income came in how much you guys think you spent in this last month

00:04:43.000 oh 12 000 i'd say probably around there pretty damn close 11 764 but only 8 677 came in from

00:04:50.200 your paycheck so how are we maintaining the same level of spending if we're not working

00:04:54.840 i'm confused we're just taking time off but we're continuing the same level of spending

00:04:58.680 that doesn't make any sense we started dipping into our emergency fund towards the end of the

00:05:03.320 month for what to cover some purchases that pop up a lot of purchases that pop up i.e what gave

00:05:11.320 you that tan i.e going on vacation yeah that's an emergency we take from an emergency fund to go to

00:05:18.200 i okay i don't know if you guys anyone knows this guy in the chat i want to get him on my show he's

00:05:24.360 so funny lens and stuff but that's what i start doing when the women on my show in london would 1.00

00:05:30.040 start saying they couldn't afford London I would look at them and I would think like looking at her

00:05:34.600 okay she probably that looks like fake hair so that's 300 bucks a month or 300 bucks if those 1.00

00:05:42.120 are clip-ins those look like sew-ins so that probably costs I don't know off the top of my

00:05:48.680 head but probably over a thousand dollars if they're good if the extensions are good

00:05:54.200 and to keep in I know you have to do it every like six weeks you have to pull them up it depends

00:05:59.800 on how but that could easily be a couple thousand a year blonde hair right so that's going to cost 1.00

00:06:05.800 money to maintain maybe lip filler may definitely botox it's an emergency no we that was planned out

00:06:14.200 prior to a lot of the last minute knickknacks or impulse spending that have emergencies that'll be

00:06:22.360 pulled out of our emergency i think i brought more in like in in august we don't have it

00:06:29.800 was there a secret account we don't have no i i don't know why you don't have it unless i i don't

00:06:35.720 really remember why it didn't work very much but it just seems off the number seems off that's what

00:06:40.600 hit that's at least what hit okay what do you do for a living so i work in the oil and gas industry

00:06:45.480 oh yes this is a texan okay oh cool what are you what do you make right around 120. wow that's

00:06:52.840 great okay so that helps sustaining we live in houston definitely energy town okay what is your

00:06:58.760 position i'm a kind of a drilling fluids specialist tech i work in-house for one of the major

00:07:05.800 offshore companies so you get down dirty i did for i worked offshore for 10 years yeah and

00:07:12.840 oh since we had kids moved back working in the office now okay how long have you guys been

00:07:18.280 married we just celebrated six years oh very nice okay so a little different than most married

00:07:24.840 couples on the show one you've been married a little longer a lot of people are kind of newly

00:07:28.600 what's on the show and two your guys's kids were within your marriage which is maybe the first

00:07:33.800 time that's ever happened wow what a sign of the times what a sign of the time on this show

00:07:40.040 not that either way is bad or good i don't give a but it's interesting it it shows that

00:07:47.960 you know maybe you are a bit more planned and the weird thing here is there is retirement here

00:07:54.360 that's the weird thing but then there is so much that does not correlate with a couple that

00:08:00.240 plans especially if we're taking for an emergency fund for knickknack and one of you has a secret

00:08:07.740 that the other doesn't know and i don't know what the secret is or who has it but one of you wants

00:08:13.340 to tell it and what is it who has the secret who's the little secret you're the secret or yeah what's

00:08:18.920 little secret i mean it's i just like pulled from may like made another loan to cover a credit card

00:08:25.400 so we could go on our trip oh my okay okay and i didn't tell him wait why doesn't he get to know

00:08:32.360 that why are we doing that without his knowledge oh this is the challenge we get into right

00:08:38.600 the challenge is when women get used to going on trips in their 20s you know when you're making 1.00

00:08:43.320 forty five thousand dollars 60k a year you have roommates or maybe you're in a one bedroom apartment

00:08:49.800 in the city you can afford to do that the challenge is when you have a family how many

00:08:56.120 women are willing to say no i'm not going to go on these trips anymore can we go down in lifestyle

00:09:03.320 to have a family many won't do it but you're pulling from an emergency phone not that that's

00:09:08.040 even better but actually no you said the trip was p planned i was gonna tell him would you

00:09:13.400 guys put in the chat which you'd rate her one to ten i'd say maybe now she's a six seven but back 0.99

00:09:19.960 in the day i bet she was an eight nine or i bet she was pretty we're in america she's a seven eight 0.99

00:09:27.240 here i don't know where you guys are watching but we don't the competition is slim let me tell you

00:09:33.160 but regardless that's the challenge she's gonna have been offered such a good lifestyle in her 0.95

00:09:41.080 20s that it's gonna be challenging for a guy to back it up this is the type of woman probably got 0.99

00:09:47.360 invited onto yachts high level men were interested in her her exes are probably pretty wealthy 1.00

00:09:53.080 and that's likely what she's used to was but you didn't so i don't give a was and that's where

00:09:59.080 we're getting this entitlement attitude because it's likely that her ex has provided her with a

00:10:05.520 certain level of lifestyle right oh no i don't tell him i yeah i didn't tell him why because i

00:10:13.000 mean i was going to but you didn't didn't want him to stress about our trip but now you're stressing

00:10:17.840 about the trip even though the trip is already done because you've borrowed on it now you have

00:10:21.580 to pay it off you borrow you open it you took it alone what kind of loan uplift okay no no yeah

00:10:28.200 no upstart was the loan i took for the card upstart yeah i took that out to pay off a credit

00:10:35.020 card that was maxed out so that we could have spending on the card oh my that has nothing to

00:10:41.360 do that has nothing to do with the vacation well then what are you talking about you because that

00:10:46.500 just contradicted your whole thing i'm confused too what are you saying so yeah we did finance

00:10:51.340 the vacation that we just took from what on what it's like the pre-planned like like a firm like

00:10:59.420 one one of those it's called uplift so uplift alone to pay off a credit card yeah they're both

00:11:05.180 two i have both loans and upstart and uplift and which one did you know about and which one did you

00:11:11.580 not or neither why why when when did you do this the last week of the month before our month

00:11:19.980 september okay the last week of september yeah you did this yes i got a loan out and paid off a

00:11:27.500 credit card that was maxed out yeah why but like why because that just it's got my name too on it

00:11:35.020 or is it just yours because it affects us both and that is not really a good feeling to have that go

00:11:42.060 behind my back you know yeah but i didn't think you i think you would understand why i did it so

00:11:49.100 i didn't figure you were gonna be mad well understand why you did it you did it for the

00:11:54.940 vacation correct and are you mad yeah i'm pretty disappointed that's kind of a big thing i thought

00:12:03.020 we were low on funds you know during the month because see this is what i mean she has no fear

00:12:09.500 of him none this is i mean i'd say objectively good looking guy makes good money and yet he

00:12:17.580 accepts this treatment from her. Now, to be fair, Texas has crazy divorce laws. Crazy. One of the, 1.00

00:12:25.800 some of the worst divorce cases I've seen have been from Texas. So this is the challenge we have

00:12:30.740 here is that for a lot of men, marriage is a terrible experience because it's like slavery.

00:12:38.400 I mean, he is enslaved to her debt. He is enslaved to be with this woman that's overspending that he

00:12:47.540 has to pay off for a lifetime and if she leaves he is enslaved to child support for the next 15

00:12:55.280 years this is a guy that's like 32 so imagine she leaves her their youngest kids three he's got 15

00:13:02.300 years or 35 he was so he'll be 50 think about how much life that is for a woman to be taking half 0.99

00:13:10.920 your paycheck think about that you're taking out to pay for a trip instead of how long do you guys

00:13:15.820 go on these trips or how often do you guys go on these trips like twice a year can you afford that

00:13:22.180 i mean obviously not if we're taking out debt to pay off a card and then another debt to pay

00:13:28.380 for this trip that we can't pay for and then you think taking out for an emergency fund for

00:13:34.660 knickknacks obviously not so why why are we doing these trips when we just we have young kids

00:13:41.380 shouldn't we be getting care of and buttoned up for the sake of their future instead of going and

00:13:46.860 seeing some palm trees it was for my birthday and my son's because our birthday's together

00:13:51.220 happy birthday you have one every year i don't give a so to see what probably not but probably

00:13:56.680 not i don't regret it i don't regret the trip probably not you're saying you're dying terminal

00:14:01.260 what are you terminal with brain cancer is that why i was agreeing with you that like my son

00:14:05.980 probably didn't care about the trip for our birthday well no none the four-year-old barely

00:14:11.280 past the age where he's going to start remembering so again this is where we start calculating the

00:14:16.220 cost of modern women right so if she travels a lot she will expect to continue that the rest of 1.00

00:14:23.600 her life can you afford it probably not thanks other than that the two-year-old has no idea what

00:14:28.580 the going on not even can you afford it do you want to pay for it this guy i mean hypothetically

00:14:33.980 he could afford it do you want to pay for it basically just a group of cells floating around

00:14:39.480 the universe can't form memories well we have pictures from it well that's good as long as

00:14:46.520 they don't go blind they'll be able to know they went to a place with palm trees oh yeah it seems

00:14:51.400 to be every year we've got a birthday trip they're all in october what do you not agree with these

00:14:58.200 so why are we doing them wait what are we doing then why are you i don't agree he just goes on

00:15:04.040 them he doesn't i don't agree with a lot of them why are we doing them and she we just because i

00:15:09.320 like to travel cool but if he disagrees why are we just why do you win win win win win maybe because

00:15:16.920 i'm controlling i don't know he just does whatever like if i hey i have a trip he just packs his bag

00:15:22.680 and he's like okay where we're going like when we get to the airport like he doesn't know anything

00:15:26.600 about the travel or the expenses he just you're saying you don't like that i don't prefer i'd

00:15:32.680 like to be at least consulted like hey let's take a trip okay do you guys have conversations about

00:15:37.240 this or is this the first like what what are we doing we've had this conversation multiple times

00:15:42.760 why has nothing ever been addressed then i feel like i could be sitting on that side with you

00:15:47.240 talking to her about a lot of these financial issues i'm not the only problem i've i've never

00:15:53.880 saying i'm a huge problem but i'm saying i'm not the only problem i've never said i wasn't any

00:15:58.040 problem but i'm also when we say pulling out of the emergency fund for things i'm not the one

00:16:04.360 that's pulling out for things now i want you guys to think about this on a macro level

00:16:09.320 what would society do with her okay her skill is a flight attendant she wants to spend a ton of 1.00

00:16:15.960 money this is why society pushes men getting married they don't know what to do with these

00:16:24.120 women because we're too far. We can't repeal any rights, right? That's probably not going to happen. 1.00

00:16:30.100 They're not going to take away the right to vote. They're not going to take away bank accounts,

00:16:35.340 credit cards. So now we have all this freedom and we see it here, very irresponsible with the

00:16:40.740 freedom. And society, just men do not want to see homeless women. They don't want to see a bunch of 1.00

00:16:48.580 prostitutes on the street because think about it. If she had to pick between being homeless or being 1.00

00:16:54.040 escort what would she pick do you guys see what i'm saying this is where it's going she's the one 0.88

00:16:58.840 normally pulling out the emergency that's why they have to keep these child support alamo all this

00:17:04.120 stuff they don't know what to do with these women they don't fun so i mean i did i do have a spending 1.00

00:17:10.440 problem i i know i do like i know i'm out of control with spending i'm confused we talked about

00:17:17.160 before we started filming you found this show through george camel you found george through dave

00:17:24.760 you've been through a live event with dave you know he'd be against all of this dramatically

00:17:31.640 you've been on that path of relative being surrounded by the knowledge on tv and you

00:17:38.760 should go on the show talk about business spending that would be so funny how to not be a dump money

00:17:44.280 and yet we are in still so like what you obviously just don't care the vacation's more important

00:17:52.840 than any financial stability or any fixing or any change of behavior right it has to be yes because

00:17:59.240 this is a daily watching financial videos and doing all this on earth i watch without any action

00:18:06.360 i'm confused we we might have action for half of the month and the other half is let's go do whatever 0.98

00:18:13.400 we want get a little fire under your butt for a moment and then then you're done yep why do 0.95

00:18:18.600 you think it falls off because i impulse buy and i regret it after i can go does this sound 0.99

00:18:25.000 like a 30 something year old woman to you it's it's i don't know what it is we just mentally stay

00:18:30.680 like you'd think she was 60. target and spend 600 and then i could take it all home and regret all

00:18:36.200 of it then return it but i don't okay so then i just am negative six hundred dollars for going to

00:18:43.880 target and how much is this loan that you took out that he doesn't know six thousand almost what you

00:18:50.040 bring in after taxes and everything on a monthly basis immediately a month has to go to that how

00:18:56.600 much was this vacation you took out six thousand no the vacation was four thousand what kind of

00:19:02.440 lifestyle are you guys living champagne taste on a beer budget it seems like we kind of spend what

00:19:08.360 we want to spend um what goals do we have for you guys for the kids i would divorce her there is no 1.00

00:19:16.040 way you are spending a whole month's work and i have no say in how it's spent i you should divorce

00:19:23.080 her you could get a hotter younger i promise you you can promise you it's where are we trying to 0.87

00:19:29.720 to you guys got to stop giving your commitment away too easy this woman clearly has not worked 1.00

00:19:34.700 for it like again i'm not here to tell you guys how to date but does she seem to value the

00:19:40.660 commitment does she seem like she really values it thinks he would leave no he looking five years

00:19:48.700 down the road 10 years down the road 20 years down the road what are we trying to do because

00:19:53.300 right now we're just living for fun in the moment what are we trying to do do we have any combined

00:20:01.620 goal i don't think we have a goals together i want a house in palm beach by 40 and i are you

00:20:11.220 gonna be able to move no i want a second home no she wants a second home which is ridiculous i've

00:20:17.460 let's talk about something every business owner fears running out of cash when you've got payroll

00:20:22.580 hit or a new project on the line i've been there i don't want what the are you talking about

00:20:29.220 well how much is a home in palm beach like seven too much like 700 is that nothing i think we can

00:20:35.860 get a loan for it by 40. okay well i'm confused you're again you're the one that watches the

00:20:42.180 financial content on repeat are you there just for the entertainment and you don't walk away with

00:20:46.420 anything who yes no one would advise that that i know of i mean i have a problem i need to fix oh

00:20:54.500 shut the up if you have a problem and you know you have a problem this isn't like it's not like 0.93

00:20:59.140 you're an alcoholic here you know my spending is out of control absolutely but you know this 0.99

00:21:04.980 you acknowledge this but i don't change it i know and i'm asking why why have you done nothing why

00:21:12.100 have you put no action behind this i need to know this is it goes back to we value words

00:21:18.900 men value action none of the stuff we say matters if our actions don't follow at least your own

00:21:24.420 self-assessment i need to know as well i mean i've done charts like no spinning charts on the fridge

00:21:30.580 i've put them up i've done like ringlets of our debt like little paper rings and hung it up like

00:21:36.500 stupid little things decoration or house i'm like i just don't follow through you said it really

00:21:43.940 well earlier she'll have fire for a while and then it's on to the next thing on to the next fad or 1.00

00:21:50.980 on to the next let's do this or that and for my side it's i look at a lot of okay our bills paid

00:21:58.260 are we have roof overhead are we fed are our kids safe are we safe okay whatever's left after that

00:22:06.740 well i automatically put stuff into savings that we don't touch but after that i kind of

00:22:12.500 you put money into savings you don't put any money into savings yeah and uh he does not put

00:22:17.780 any money into say into our 401k every oh okay that's i don't consider that savings are you

00:22:22.980 good how do you guys are taking loans against your retirement accounts yes we have done that we have

00:22:27.620 done that before yeah there's two so well it doesn't even matter if we're putting money into

00:22:33.460 there if we're just borrowing against it yeah but why what are we what are we borrowing for

00:22:39.460 so we borrowed to buy our house that was a second one that was our the down payment yeah your 401k

00:22:47.620 loan was to put down for our house and they didn't even use it but we took out to put down for the

00:22:52.260 house and they didn't even put it down for the house they didn't even put down the 15 000 that

00:22:56.580 we took out they just they put down like two thousand i don't know why they what are you

00:23:02.020 talking about the people that sold us the house you you tell them where the money goes like the

00:23:07.140 you tell them what to where this goes to so let's go to closing costs is that what you're saying

00:23:12.180 like we didn't have any closing where'd the money go it just stayed in our account and then we paid

00:23:16.980 off his truck with it i believe i don't know that was four years ago i don't know i don't know i'm

00:23:23.540 so lost all right let's get into these finances i want to see self-assess where do you guys think

00:23:28.500 you are i'm gonna say three two one go on go i want you guys to give me what you think your

00:23:32.900 household financial score is zero being the absolute worst 10 being the absolute best

00:23:37.300 where do you think you are three two one six four what is this delusion you said zero being the

00:23:45.700 worst so i was 10 being the best four how do you think you're above a solid like down the middle

00:23:52.260 five you guys are borrowing against your 401k you just so your wife opened debt to pay for a

00:23:57.380 vacation that you had to take for a birthday thing so what the we had a four or a six yeah i guess

00:24:03.860 it's because i know that we can we can turn this around and get out of debt but you're not yes and

00:24:10.340 the score isn't a hope of what you could do it's what's happening okay well then i'll go back to a

00:24:15.300 five i at least think we're we're better than than the average for sure well we'll see we'll see

00:24:23.220 there is retirement but again we're borrowing against it that is what is going for you is the

00:24:27.380 retirement but we're kind of negating it all right let's start looking at these stats if you want

00:24:32.180 your hammer financial score it's free link in the description below and if you guys want to be on

00:24:35.780 the show caleb hammer.com apply all right delta sky miles great for all our should i go on to

00:24:42.500 figure out this demonetization guys should we should we go on vacations all right so on here

00:24:51.780 we owe one thousand two hundred thirty dollars and fifteen cents the minimum payment of forty dollars

00:24:58.820 this looks like it's interest free oh i don't know about interest free you paid off the last

00:25:03.540 balance but you did immediately put another two thousand one hundred thirty two dollars on here

00:25:09.140 so what is this card who manages this card what do we even know what's happening on this card

00:25:13.860 explain this card she kind of manages all of our financial oh my gosh this man deserves it

00:25:21.780 all i'm so sorry why would you do that i swear you know guys i love you i love you guys but

00:25:28.100 sometimes if you guys are opting into your own destruction does this look like a woman i mean 0.55

00:25:33.940 just if you see a woman that's good with money i really don't know many but i can think of one or 1.00

00:25:40.100 two do they have fake blonde hair no do they have baladi's memberships no fake no no this looks like

00:25:47.220 a guy that would be good with money he like he doesn't actually i don't know men's clothes is 0.53

00:25:52.100 that expensive i don't it doesn't look expensive anything he's wearing this doesn't why would he

00:25:56.900 think for the most part which is i'm so confused because you just you're complaining about the

00:26:02.500 finances but why then are you not involved why is she just doing it why is it just put upon her

00:26:08.900 now i am involved but a lot of it is she really enjoys doing all these things and she gets so

00:26:18.740 this guy's gonna have the same reaction caught up in all the the financial stuff and

00:26:25.380 three thousand dollars went out more than came in last month yes so i'm i'm confused for me

00:26:31.700 like i kind of said earlier if making sure that our bills are paid and that are but

00:26:37.860 roofs overhead one there's one of my focus there's a late fee in these statements oh

00:26:42.580 there's probably a few so if our concern is that the bills are paid and the bill wasn't paid

00:26:47.700 on time yeah so obviously the system's not working correct so what we've done nothing

00:26:55.540 to address it to get more involved to have these open honest conversations sir you like doing it

00:27:00.100 that's great you have fun with it wonderful i think it's a couple we probably need to sit down

00:27:04.340 and go over our finances on a monthly basis i agree but why haven't you guys that's just what

00:27:10.260 i'm trying to figure out from this whole conversation is okay we seem to at least know

00:27:16.900 we know what's right but you guys haven't done anything regarding what is right and you're not

00:27:25.400 able to give me a why other than i like spending yeah i don't i know it's oh how are you guys ever

00:27:33.560 gonna get anywhere if you can't just acknowledge any potential reason because if you don't have a

00:27:39.920 reason that we can start focusing on how are we gonna address it and find a solution if we don't

00:27:46.160 know why why haven't you been willing to get involved with the finances more or why haven't

00:27:53.480 you been willing to allow him to be involved in the finances more whatever it is why we have done

00:28:00.920 where we have monthly meetings and we'll go through all of our budget and this is what we're

00:28:04.460 going to go through but it's been a long time but but the second we get you know through this budget

00:28:09.100 and halfway through the month all of a sudden something shiny will pop up and budget went out

00:28:15.080 window and it's not my my shiny that normally pops up i'm not innocent and by no means but

00:28:22.040 she is the does his opinion of your shiny not matter yeah it does but the shiny just ends up 0.87

00:28:28.680 being purchased and marriage is a retirement plan to many women it's not about love don't be this 1.00

00:28:34.920 guy the budget's out the window so he normally let michael knowles wants you to be this guy

00:28:40.200 he wants you to be the bailout guy i'm saying i wouldn't this is you know to be honest fellas

00:28:45.720 i'm not entirely against women working i'm really not because i i believe that if this woman wants 0.95

00:28:54.360 a certain lifestyle pay for it pay for it don't make this man pay for it we have bank accounts

00:29:01.560 go get one pay for it let me buy whatever i want to buy this is true yeah why don't you put your

00:29:06.840 foot down i mean there needs to be accountability in this yeah on both sides but part of it is the

00:29:13.080 fear that she'll leave and ruin him even more financially i think i'm just as she's got a lot

00:29:19.080 of power she knows it guilty and all this because i'm allowing it to happen i think you guys just

00:29:23.720 enable each other yeah before we had we were making good money and kind of did whatever we

00:29:27.880 wanted since kids we had things we had way more debt before we had kept we paid off some of the

00:29:32.920 debt kind of that's been years ago it's been years like we've grown we've gained more debt other

00:29:38.920 websites so but our total was a lot less before kids i want to know what happens at the end of

00:29:45.000 the month once we've done the okay here's the beginning of the month we sat down to figure out

00:29:50.120 our budget okay halfway through something trying to came up we purchased it what happens at the

00:29:54.360 end of the month for the next meeting should normally have to pick up work and i'll have to

00:30:01.080 stay home to help watch kids while she goes to work so we can pay for things so the conversation

00:30:06.760 just becomes how do we go and pay for the shiny it doesn't become what was the shiny it wasn't

00:30:13.000 worth it and how do we prevent it from happening the next we have that because that's the conversation

00:30:17.800 that matters more why isn't that what you told me a lot of it's speaking on deaf ears sometimes

00:30:22.600 it's like i will tell her why do you need that why do we do this and then what was the last shiny

00:30:27.480 besides this vacation you guys just went on what was the last shiny i want to hear how this happened

00:30:32.200 i mean i got botox where i guessed right did you see me i'm getting good the spa it's like

00:30:41.320 six or eight where's the botox what do you mean where where is it in your body oh my forehead

00:30:48.920 okay so you're avoiding the permanent lines yes okay how much was the shiny botox it was 600

00:30:57.480 who cares if you get lines dude's already starting to get gray no it's not kind of

00:31:00.920 it's great oh it is a lot of great it's in fact okay but it's not just like botox you'll

00:31:06.440 do i think it's time to embrace the dude's already growing old you don't want to look

00:31:10.840 like you're 20 when he's just like it's not just botox we'll do our we don't do our own no

00:31:18.760 stop he asked you what was your most expensive purchase no no no okay so the botox was the last

00:31:26.360 shiny okay that i had i'm just i want to you see the gas lighting she knows he's not the one

00:31:33.320 spending she knows she's trying to put it on i just want to figure out the situation around that

00:31:37.400 because i just want to learn kind of what your life looked like around that one that terrifies

00:31:41.480 me i'm afraid better than going bald yep it's staying in so i'm fine with it that's true that's

00:31:46.120 fair okay so both times happen okay cool how much did it cost it was 600. did you just do it or did

00:31:51.480 we talk about it before no conversation before okay then what happened afterwards because you

00:31:56.440 probably told him at some point that it happened yeah so how'd that conversation she'll tell me

00:32:02.200 hey i'm going to get this done with no monetary you know signal to it and just go do it and

00:32:09.000 normally i'm like okay fine it's normally like when i'm busy or i've got a lot going on i just

00:32:13.800 go okay cool and then after the fact when i look at our bank account i go well what what the hell

00:32:19.480 happened i didn't know it was this much why do we do that well no and i can't take it back they

00:32:26.120 can't go in there and take you pull it out and give the money back so what are you gonna do a

00:32:29.880 lot of it is after the fact i will give her i will not lecture but we'll talk about why we did this

00:32:36.360 and what went wrong well you can normally just give me a slap on the wrist and then we just go

00:32:41.400 about our spending who typed that who typed that jake if you're gonna be a bully say it into a

00:32:48.440 mic like a man i don't have a microphone why don't you come say this to them bring it on come come

00:32:53.560 say it don't say it jake listen this is this is what i'm dealing with over here guys this is what

00:32:58.440 i'm dealing with and i guy is tv gold this guy is so good i am sorry garrett garrett i'm sorry but

00:33:04.200 i said that you aged 15 years when you took the hat off what was the other oh yes what was the

00:33:09.160 other thing that was said the funny part oh that was actually lindsay she said hat fish yeah hat 0.70

00:33:13.720 fetched us oh yeah hey i can leave it off and look look like an old man i hate his long hair 0.68

00:33:19.720 she always tries to get me to color my hair and stuff like let it be oh you're trying to keep

00:33:25.160 them young that's right i try to get him to do botox too he won't do it no i will not ever i'm

00:33:31.640 not it's a waste of money i'd be willing to do it in the armpits to prevent because i sweat same but

00:33:37.240 again that's i'd rather spend the money on something else then i'm just so after that like

00:33:44.120 i'm just did we decide that okay maybe this is not happening again then sometimes that said and then

00:33:52.920 there will be a couple of month period in between and all of a sudden we pick back up doing things

00:33:59.000 she does not like him should you see her she's rolling her eyes like we'll do click you know 0.99

00:34:04.120 know what's crazy I bet he's very respected at work but what's insane is men will go to work be 0.99

00:34:09.540 super respected be super assertive but they're they they fear women and I can't really blame

00:34:15.680 men for fearing women because I mean we have a ton of power in this society we have so much power

00:34:22.200 we have the power of the police we have the power of human resources at work we have the power of

00:34:28.980 state in divorce the idea that women are somehow discriminated against give me a break we have

00:34:35.220 every advantage every single one is or we we need to re redecorate this area of the house

00:34:43.700 or that area of the house we need to buy this or that so you guys are not able to like have

00:34:47.780 like adequate conversations that are able to hold ground and then keep each other accountable

00:34:52.340 throughout that is i think what is accountability here is it's like we can have a conversation where

00:34:57.380 we can be like question is how would he punish her that's the problem the only way you can punish 1.00

00:35:02.420 women is taking away attention that's it that's all you got literally that's it she's got every 1.00

00:35:08.260 other power oh okay that sucks it won't happen again but it always happens again yes but you 0.69

00:35:14.500 also fail to hold her accountable and you failed to hold yourself accountable because swiping is

00:35:19.380 more important what if we didn't have this strong income over here what would you be doing i guess

00:35:25.140 i'd be working more i would work more but i have to be home with the kids yeah we have no family

00:35:30.660 in houston so it's just us but even then like what we what we bring in shouldn't have to need

00:35:38.180 family in houston for you to work you don't have to work no okay so he got two times a month and

00:35:43.940 that wait he what he golfs he's in a golf league okay so like on sundays so it messes up with me

00:35:50.180 trying to work so i have to like not work because of his one of the comments say on this video i

00:35:56.580 can't he's not holding me accountable girl you're 34 hold yourself accountable the disrespect being

00:36:02.900 this disrespectful towards the man who brings in 120k for you and your kids yeah her posture her

00:36:08.740 body language her whole demeanor speaks of volumes of disrespect and deceit this is mad off because 1.00

00:36:14.660 we don't have anybody to watch the kids or if i can't find it true we have no one to watch the

00:36:18.420 the kids oh we'll get a babysitter or it's hard on sundays to find somebody we struggle finding

00:36:24.000 people to watch the kids or i'm just i'm not trying to be an ass but you have all week to 0.79

00:36:30.160 figure this out if you don't work all week you can't figure out how to get a babysitter

00:36:35.120 okay let me see so if she's making i'm about to do the math on this if she is making 54 000 or 1.00

00:36:43.600 she said she say she makes an hour i remember i got paid like 22 an hour 176 i think she said 50

00:36:52.240 50 000 a year something like that divided by 12 4 000 divided by 4 divided by 40. yeah i don't know

00:36:59.280 if that might i don't know you might not be worth working well she'd make a little like don't want

00:37:04.400 to spend the extra money to have somebody watch them so i was like well i'll just stay home but

00:37:09.360 even not go to work whether because he has golf whether you're working or not with my income we

00:37:16.800 don't need you don't have to work at all yeah but i like to spend so we do need but that's that's

00:37:22.240 the part we need to work on is the spending that's yes i agree i mean he just well he just said was

00:37:29.120 100 right but you know this again you're in the circles i'm so confused yeah i do know it i don't

00:37:35.040 know why i don't apply it it's because you prefer the spending over the over the i have a problem

00:37:41.440 i know i have a problem but it's but your lack of addressing it clearly you enjoy the problem more

00:37:48.400 than any benefit that will come from applying any solution i mean you do you prefer the instant

00:37:55.120 gratification more than any okay i'm gonna keep going through these guys for a few weeks only my

00:38:02.560 new debt mastery class is 35 off right or else why why do you need a home there oh we don't we

00:38:10.400 don't need a home there i don't want to have another home over there but she's adamant on

00:38:15.600 having another home have you ever won any of these purchase conversations i'm probably gonna kick

00:38:21.520 him out of the house if he wins a purchase conversation that's false that is so false like

00:38:27.920 no we do disrespectful things and then laugh after it's like a woman thing isn't it like we 1.00

00:38:34.240 have these conversations and i will make a great point and i will i could tell you that this this

00:38:40.320 desk is brown and there'll be a but no it's it's really green or black what i'm trying to figure

00:38:46.720 out is this i mean there's just no consequences you just you win and that's it i mean the

00:38:52.160 consequences are now you guys have to pay off your debt and you know goals for the kids and

00:38:57.440 everything are put off actually i hope my breath doesn't stink i'm on i'm taking he's got to take

00:39:02.640 her off the bank account acts lovid right now so i can get over this quicker and it's making my

00:39:07.920 tongue like it automatically makes your tongue taste like absolute death but i don't know if

00:39:11.520 that translates or if it's mental like i don't know if it's a real taste or if it's fake i can't

00:39:16.880 smell anything over here so well that's good because it tastes like a battery has opened my

00:39:20.640 mouth and it's really disgusting and you can't get rid of it it's so bad okay we kind of talked

00:39:27.040 about her finance like my financial goal like for our future you know setting up for our kids and

00:39:33.920 putting being able to get them through college where we kind of her goal is to get a house in 1.00

00:39:39.360 florida what why poppy just not why it's florida hotel and it is florida i mean my dad says that

00:39:48.160 like the sand just eats the houses away so that's just stupid but yeah i just want a house in florida

00:39:55.600 but why i i don't know you don't have an answer to anything i just have a goal so that's my goal 0.76

00:40:03.840 like why is that the goal versus like pain okay how is she coming up with a goal for what to do

00:40:09.200 with his money i am so glad women just telling ourselves on social media i'm so glad because

00:40:14.400 people think i'm making this stuff up and boom in front of us in front for kids college i think

00:40:20.320 it's because she gets all these ideas and from from watching all this content and stuff and going

00:40:27.040 well we're budgeting if we pay all this off we'll you're not paying anything but we're not and

00:40:33.520 there's where she gets these ideas like oh so now my goal can instead of having short goals to get

00:40:38.960 to the big one she goes straight to the big one and forgets that oh we didn't meet this short goal

00:40:43.280 we didn't meet this next one who wants to watch i want to make sure you're not watching like some

00:40:47.520 finance person that's just like go buy from a house is like okay i know you watch dave you

00:40:51.840 watch george you watch this what else you watch i watch the iced coffee house yeah house yeah they

00:40:57.680 i mean they're who's watching the kids that's my question while she's watching all this content

00:41:03.040 look it's time consuming this is why sometimes you know when the trad influencers or whatever

00:41:09.440 talking about how they're traditional i'm thinking it's time consuming to put on a daily show who's

00:41:15.120 watching these children i don't know also not in support of what you're doing so i'm confused

00:41:21.120 like who else there has to be someone you're watching it's like correcting no no you're

00:41:27.360 watching everyone that does all those do it right and we do this no i've gone to the studio and i

00:41:34.400 felt like so like when i went to like nashville and watched the show live okay dave's yeah yeah

00:41:41.520 i left and i felt just like disgusted with yeah molly makes two of us wait is this conversation

00:41:50.000 even going to be helpful i mean you went there i don't like this that was like four years ago

00:41:57.040 uh and this is where we are four years later so yeah obviously we can't pay off our debt

00:42:01.520 me just like i i don't know if i have the energy for this so it's like i want to figure your out

00:42:08.320 but it's like at the same time i'm i am running at 50 i'll be honest and i'm just like i bet all

00:42:14.240 the mig tau guys in the chat they're like see i had a point all the mig tau guys are looking at

00:42:20.240 the married guys saying see this was the way we told you you obviously don't give a one does what

00:42:26.560 do we do when 50 of the relationship cares are you saying that he cares from this conversation

00:42:32.800 it's at least you haven't at least suggested that he doesn't he just is not like like you said he

00:42:39.040 doesn't hold me accountable he's he's not doing yeah i'm communicating with me on the money

00:42:43.200 they're looking at all of our budget i'm just making sure that we are trying to reach some

00:42:47.600 goals what can he do to hold you accountable though so he'll have the conversation right

00:42:52.080 and we're not gonna have to take a baseball bat and slam your head in if you don't do it so like

00:42:57.120 what can he do okay but obviously you know i mean like every day you spent so much money on botox

00:43:05.120 why ruin it with a bat i have to refix it freaking we would have to what can he do that would actually

00:43:11.920 i mean take cards away from you like you're a child like what can we do for you like at a

00:43:18.400 certain point you do have to be a 30 what four year old adult that's that or do we have to treat

00:43:25.280 you like an infant and not have the ability to spend 214 dollars in a single month on chick-fil-a

00:43:33.280 yeah i do like my chick-fil-a apparently well my kids more than you're yeah yeah well i would like

00:43:38.880 them okay she gets to stay home all week she can't cook i mean is it that hard to cook chicken is it 0.98

00:43:44.240 that I mean we have air fryers now it's like this is what the men will do right the women will say 1.00

00:43:49.760 we're really good at complaining right so we'll be like this is a problem the chores are so hard

00:43:57.680 and the men will come in and the men will say all right ladies let me fix this problem for you 1.00

00:44:04.380 here's an air fryer a Roomba and a dishwasher and the women will come in and say but I want 1.00

00:44:11.100 chick-fil-a it's like they make it so easy for us we say but I don't want to have to learn all

00:44:18.480 these recipes and the men say hey we'll give you the internet we'll make the internet and YouTube

00:44:24.360 so you can Google how to make chick-fil-a chicken tenders at home and the women will say no that's 1.00

00:44:30.840 too hard no they'll like you whatever whatever you put in front of them like it doesn't have to be

00:44:37.080 okay i'm not the only one that spins though he spins on all the statements that you get that are

00:44:43.880 gas station it's all him i do not spin anything i guess what are you getting into the gas station

00:44:48.600 wrong with tobacco dip snack snacks it's always why why aren't you why haven't you upgraded to the

00:44:56.040 zen life not that i support that either but at least it's not cancer causing as far as we know

00:45:02.040 as far as we know he's stressed he has this at home he's got to do something okay but we know

00:45:06.760 like the one you have is cancer causing like those you want to be around for the kid yeah okay maybe

00:45:12.520 we don't do cancer intentionally that i understand and you're good with that if it was just for the

00:45:20.040 cancer part but if it's the financial side of it it is expensive it is expensive expensive habit

00:45:25.320 even getting more expensive oh and i i know it's getting more expensive and i know you want to lock

00:45:30.920 in for the oil but i i've cut back quite a bit on what does that look like going from

00:45:38.280 can and a half to two cans a day to one or one every three three days now okay three to four

00:45:45.400 days instead of one a day how long has this habit been since i was probably 14 oh man yeah man working

00:45:54.040 in oil with his dip in his truck living in houston dixish yeah you're living and living up that

00:46:00.680 stereotype where are you on the desire to quit this don't really have any desire to why i know

00:46:06.680 he's addicted to it how much is it but a lot of people that are addicted do have a desire to quit

00:46:12.520 even if they're not quitting why don't you have a desire i mean what about your kids like they'll

00:46:16.200 see you doing this they're very impressionable like they'll they'll want to you started at 14

00:46:21.240 what if your kids start at 14. it's not just expensive but it's leading to higher i mean you're

00:46:26.600 you could lose a part of your your one you could get the zen thing where you're like for the rest

00:46:30.760 of your life you know yeah like looking dumb and then or you could just you know have to have gum 0.93

00:46:36.920 surgery at some point because the dip and it's disgusting let's be honest yeah nasty looks gross 0.98

00:46:42.840 smells gross they're not our own baseball field and even before no one watches that sport anyway

00:46:47.000 now so i'd be willing to to try to get stop i've tried before in the past but this is the dude you

00:46:54.840 gotta make out the kids but i was always like you need to stop before we have kids and so he's like

00:47:01.000 okay and then we had like kissing a dude that has tobacco all up in there is he gonna say how much

00:47:07.880 it costs all right tobacco dip i'm gonna google this tobacco what how do you know that how do you

00:47:16.520 so six dollars he said he used to do a daily so times 31 that's 186 a month i mean that's

00:47:24.520 less than the boat i mean it's the pouches so it's a little different than just like the

00:47:28.200 yes true today yeah i mean it's right it does now it depends on which day i mean yeah it's bad and

00:47:37.080 i need i need to quit you're right okay will you i will try i will definitely easier said than done

00:47:44.200 i know oh i know i've i've tried i've got i've done even going offshore where i'm out there for

00:47:49.640 two weeks and know that i'm gonna run out i intentionally stop so i'll try to quit and the

00:47:57.320 second i get back home i start it up it's a tough thing to stop but i'm i will try to cut that that

00:48:06.520 little part of our budget spending out it's okay we all get together and we boof alcohol after each

00:48:12.200 show to celebrate so we're not that much better so i don't drink that much so yeah we don't i'm

00:48:17.160 just spending it on tobacco yeah do i taste gross okay and then what is this so we have a six thousand

00:48:22.520 hour loan here with a 25.07 interest rate holy is this this this is six thousand is this one

00:48:29.320 is this a special secret loan yeah so a lot of your loans are kind of zero percent interest but

00:48:34.040 the secret loan she's taken out it's at 25.07 inches right not beating this in the market

00:48:39.400 yeah but if you think about the card that i put the money on the interest rate we would get it's

00:48:43.960 like a charge of like a so this was the one that paid off the card yeah it didn't pay it off fully

00:48:50.440 oh what card was it it was my roller caribbean card what royal caribbean do we go on debts

00:48:58.440 or do we go on vacations that aren't debt funded because this did pay off a different vacation

00:49:04.040 essentially i don't know okay then we're not going on vacation year 2025 is the year without

00:49:09.420 vacations love it you live in the city in texas sorry but you're gonna have to stay there a little

00:49:15.100 longer without going anywhere else you got the armpit you know you love florida you live in the

00:49:20.520 florida of texas so just without the nice beaches but you get the humidity i mean i already booked

00:49:27.720 a 2025 vacation canceler get a refund i'm sure you selected the insurance thing it'd be like

00:49:35.800 family death i don't know trust me everyone in the world that applies on the show all of a sudden has

00:49:40.200 a family death they come up a lot which by the i'm saying that's the excuse that everyone yes oh i

00:49:45.320 know yes i'm all for canceling these trips i don't want to cancel it i know you don't want to need

00:49:51.560 to like we need i don't want this to be 2v1 i feel bad but come on i feel like i'd be sitting

00:49:58.680 next to you because we i have these same conversations a lot like why do we do this

00:50:03.400 hold on mr dip man i don't know i'm i'm not i don't want that garbage next to me but come on 0.89

00:50:08.440 what do we have to do i have to treat you like is what we have to do is treat you like an infant 0.96

00:50:14.440 to get you like is it that you have no access to spending money anymore because i don't want to

00:50:20.920 cancel the vacation that's not in the game what do for paying for our kids college where are we

00:50:29.480 we put do you want to yes okay where are we then i mean we started their 25 29 plans

00:50:36.200 how much but we only put we only put 25 a month okay that's a joke so we care about this vacation

00:50:42.280 more than our kids college and her botox she puts more money into this is what i mean when i say if

00:50:49.480 you look at actions versus words a lot of women don't care about their children they don't because 1.00

00:50:57.000 you you see you see what people value by where they spend their money and a lot of women will 1.00

00:51:03.560 spend money on their looks that already secured them the guy so it you know it makes me beg the

00:51:10.680 question if she's really going to stick this out because why is she investing all this money in 1.00

00:51:15.560 her looks if she has the husband that she wants i mean she clearly doesn't want him it's so obvious 1.00

00:51:22.040 you do your actions are saying you do okay you want to tell them that at 18 i cared about a

00:51:28.520 vacation when you were three and five at that time more no i don't i don't want to have to tell them

00:51:35.400 that well that's what you're gonna have to tell them because it's gonna be your fault all right

00:51:38.680 guys I get okay guys we are gonna do part two tomorrow but let me know your thoughts on this

00:51:45.960 couple in the comments tomorrow we're gonna react to the rest of this make sure you like the video

00:51:50.400 on your way out and subscribe and also let me know in the comments if you ever had problems

00:51:55.760 financially when you were married and what you did to solve it and on top of that please go to

00:52:02.440 theaudacitynetwork.com and support my work if you can I really appreciate it like the video on your

00:52:08.100 way out subscribe and i'll see you next time

Pearl - October 31, 2024

BETA Husband FALLS for GOLD DIGGER Modern WIFE! ｜ Pearl Daily

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