Pearl - June 17, 2026


Modern Single Moms And Their TERRIBLE Financial Choices


Episode Stats


Length

9 minutes

Words per minute

173.52

Word count

1,704

Sentence count

23

Harmful content

Misogyny

18

sentences flagged

Toxicity

15

sentences flagged

Hate speech

9

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Today we are reacting to single moms taking L's and struggling financially. Shaniqua is a single mom who is working 7 days a week and struggles financially. She talks about how she deals with it and gives her tips and tricks on how single moms can deal with it too.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 I am so stressed. A lot of these women are for sale so put in the comments how much you'd pay 1.00
00:00:04.360 to bang these women. All right what's up guys welcome to my reaction series. Today we are 0.99
00:00:09.840 reacting to single mothers taking L's and today we are watching single mothers struggle financially
00:00:16.640 so here we got this Shaniqua over here talking about she's working seven days a week let's hear
00:00:22.800 what she has to say. I never thought in a million years
00:00:30.320 that this would be my reality. Yeah. Never. Well, I never thought you'd have the reality
00:00:42.740 of being really fat but again um hold on being fat oh my god being fat says something about you
00:00:53.280 you don't have the ability to take you know put down the donut that means you probably have lost
00:00:56.840 a lot of other abilities and it's just crazy because i was always the person when people's
00:01:05.680 watching me so I always see people on social media and I was like there's no
00:01:14.940 way in the world I'll ever get online and cry or share with the world my 1.00
00:01:29.600 problems and show my vulnerability and life is hard yeah so this is when women have consequences 0.98
00:01:38.060 let's see it should be clear oh my god god bless you now everyone see this is the problem everyone's
00:01:43.180 giving you sympathy and not saying hey you chose to be a single mother um that just is what it is
00:01:47.560 you look you don't get sympathy uh based on who you chose to reproduce with like that was your
00:01:52.940 fault you know life is really hard oh jesus life is really hard
00:02:06.200 and i try my best to stay in the word of god even when i don't have yeah you can't tell me you're
00:02:19.620 trying your best to say in the word of god if you're a single mom like you obviously didn't
00:02:23.560 try that hard because not only um did you have sex outside of marriage or you chose to divorce
00:02:28.600 there's a lot of decisions that went into that decision um it wasn't i mean i hate it when 0.99
00:02:33.920 people just act like they slipped and fell on a on a ninja's dick you know what i mean like it's 0.95
00:02:39.000 you did first make out a little bit you you had to go to his house yeah like there's so many 0.99
00:02:43.900 decisions before the decision that um yeah you just went out of your way to make that choice
00:02:48.520 sacrifice build money that i don't have and i pay my tithes
00:02:53.080 but god's word say obedience is better than sacrifice all right yeah i can't listen to 1.00
00:03:01.360 this woman talk all right let's see who's next it's become financially free as a single mom
00:03:05.440 who has been through it broke in the trenches number one live below your means it is chic to 0.76
00:03:11.900 live below your means living above your means is going to take up all of your money that you should
00:03:16.940 be saving that you should be investing that you should be putting towards being able to be
00:03:21.020 financially free trying to impress people who probably don't have money themselves is low-key
00:03:25.260 crazy that $800 car note is doing you no favors stop it to buy the dupe my light died I promise
00:03:32.920 you nobody is going to know the difference buy the dupe you can have five okay again it's kind 1.00
00:03:39.680 of rich women talking about being financially free when I know you paid $200 for those ugly 1.00
00:03:45.580 ass nails botox in the forehead like okay if you're someone teaching people to save money i 1.00
00:03:52.040 expect you to look a little poor i'm just not getting that energy from you thousand dollars 0.98
00:03:57.520 or you can have a purse girl buy the 200 dh gate i swear to god and honestly they're made in the
00:04:03.380 same factories y'all they're made in the same factories remember like a year ago when all the 0.75
00:04:08.080 chinese people came on tiktok and were like yeah we made this we made this for ten dollars in our
00:04:13.300 factory. Chanel sells it for $10,000. Are you kidding me? Buy the dupe. Okay. Three, open a
00:04:19.440 high yield savings account. If you have all of your money sitting in checking and not in a high
00:04:24.740 yield savings account, you're doing yourself a massive disservice. I learned this way too effing
00:04:30.500 late and I regretted it immediately. A high yield savings account will give you, I think mine is
00:04:35.400 that 4.1% now every single year on whatever money is sitting in that account. Okay. So if it's a
00:04:42.800 thousand dollars it's four point one percent of that your checking gives you zero okay so if you
00:04:47.520 have money sitting in your checking right now girl go ahead it's free you can open it up on sofi it
00:04:52.420 is so easy i have an amex and a sofi savings account both of them are high yield savings
00:04:57.600 high yield savings high yield savings high yield savings bonus if you're a single mom like i was
00:05:03.360 please do not be embarrassed to get help do not be embarrassed to get help y'all i got food be
00:05:08.060 very embarrassed um you should be embarrassed give that kid to the dads stamps i was on whip 1.00
00:05:15.420 all right let's keep going share this one let's see this lady like debating life outside of the 1.00
00:05:22.380 dollar journal down the street i am so stressed a lot of these women are for sale so put in the 1.00
00:05:29.020 comments how much you'd pay to bang these women a lot of them a lot of the single moms that's 1.00
00:05:33.340 they're going to turn to stripping hooking prostitution again like a lot of people are 1.00
00:05:37.900 lazy so they would just you got to think about it logically okay if you've already given up the womb 0.57
00:05:42.220 for free right you got nothing out of that obviously why would you not um
00:05:48.940 why would you not gluck gluck nine thousand for free you already had a man's kid for free so
00:05:53.580 parents single parents let me know if this is you i am check to check i've been working so hard
00:06:03.800 building my credit doing things on time trying to save money so you know we can have a little
00:06:10.180 cushion every once in a while so if like he wants a little something out of nowhere i can be like
00:06:15.300 yeah let's do that let's you know i just want to be able to do that i just want to be able to have
00:06:20.520 a little bit of money to where I can do random things every once in a while to be a good mom
00:06:26.240 and take care of my household and I usually work two jobs two or three jobs at a time right now
00:06:32.220 I'm out of a second job I'm just building so many resentments against places like that 0.97
00:06:42.520 people are in there putting 20s in fucking slot machines living life like i wish thinking about 0.90
00:06:52.960 doing that gives me anxiety i'm really pissed off i had a little selfie light that made my 0.98
00:06:58.740 quality better and it fell and broke today so it's been a really cool good day um okay let's
00:07:03.460 see what the comments say your bank has a record of everything that's taken out of your account
00:07:07.300 where it went content your bank and show the insurance company they have to refund the money 0.99
00:07:11.500 it's just i have no sympathy or who's this lady
00:07:15.500 i am in what seems like a never-ending cycle like never ending the music um today is payday
00:07:24.680 so when it comes down to budgeting my paycheck um yeah i'm gonna throw myself under the bus my
00:07:32.520 account was negative from last paycheck negative because i need to make some more money um i need
00:07:39.960 to increase my income somehow. Um, however, so my paycheck was, uh, $1,731.93. That's what I just
00:07:50.640 got paid this morning, like three hours ago this morning. Um, now after I paid bills, so I had to
00:07:58.560 pay, I had to cover my overdraft, make my car payment, my electric bill, my phone bill. Um,
00:08:08.220 and i have to put gas in my car still haven't done that yet still gotta do that again so this is the
00:08:13.500 consequence of having kids without a guy again the economy is getting worse and worse because they
00:08:20.500 keep um raising the price of everything and women will just keep paying it so mom it's so rough that
00:08:27.160 look what i'm wearing i ain't got my life together but the biggest problem that i have besides being
00:08:34.320 pretty damn lonely that's just the personal problem but um is and i'm gonna say uh she's
00:08:40.260 for sale finances it's like always so difficult to even single women have trouble with finances 0.89
00:08:45.900 it doesn't matter how much money women make we always spend it make ends meet it's difficult 0.90
00:08:51.220 to get the bills paid it's difficult to have money for food it's difficult especially having 1.00
00:08:55.060 four kids and being the only person making money i don't get child support my husband died there
00:09:00.440 was no life insurance so it's not like I get any help at all and I know there's a lot of moms out
00:09:05.680 there in my position whether your partner your kid's dad died or not there are a lot of moms
00:09:10.740 doing this on their own and it's just rough it's just really really rough and I I hate being in
00:09:16.320 that perpetual chronic stress about money like that I did not want to live like that I really
00:09:22.440 didn't so I started to look around the interwebs for an opportunity to make money online of course
00:09:29.020 you keep seeing those side hustles i was saying love letter writing side hustle for like two
00:09:32.680 years and i was like that sounds crazy and now that i've learned about what it is i'm like
00:09:36.700 these women are crazy i see why your baby daddy's left you all right guys um let me know what you
00:09:44.880 think in the comments thanks for watching i love you so much like the video and i'll see you next 0.92
00:09:48.900 time