Pearl - Modern Women Are Freaking The Hell Out Over Student Debt

00:00:00.000 like like why not just give me a job that can pay me enough to pay this you know like why do we have

00:00:05.140 to have all these safe plans and income-based tuition repayment like just make college cheaper

00:00:09.860 what up guys welcome to my reaction series today we are reacting to women buying things they can't

00:00:16.440 afford in this case it is college degrees so many women take out loans for degrees that do not make 1.00

00:00:24.100 a lot of money to get a degree in underwater basket weaving to then cry about their student

00:00:31.300 debt so let's look at women crying about their student debt okay so this is a i would actually 0.98

00:00:36.980 put her close as an upper mid i'll put her as a seven i think i'm preferential to blondes though 1.00

00:00:42.260 so i can't tell how filtered she is she might 6.57 happy halloween do you want to know what is scary

00:00:49.380 student loans and i think college is a scam i think student loans are a scam i think student

00:00:54.740 loans can probably go to hell where the rest of the scammers are yeah because i wanted to throw 0.89

00:01:00.520 it back and party in college and now i have to pay for it and i don't like it why we're paying

00:01:05.700 on our student loans basically to negate itself because of the interest that student loans well

00:01:11.240 what was your degree in have and like who told me about that because they're talking about a grace 0.99

00:01:18.420 period there is no grace there's no grace at all they don't even know what the definition of grace

00:01:24.240 is because it's a scam that is all yeah it's interesting she looks like she has lip filler 1.00

00:01:31.480 which i think is pretty expensive and it's it's not to criticize but if you're complaining about

00:01:38.760 debt i expect you to look poor like this woman looks way too put together um and it's not 1.00

00:01:45.080 necessarily that you need to be ugly right because there can be pretty women that still look poor 1.00

00:01:50.280 like i covered this homeless latina the other day and she was kind of pretty but she still looked 1.00

00:01:54.840 poor right so this woman here which is going to be the next tick tock i mean she's got fake um 1.00

00:02:01.400 hair color she's got um maybe fake lashes maybe not like her teeth look whitened you know it's 1.00

00:02:09.400 it's just the extra stuff i expect you to look more like uh this woman let me move to this tab 1.00

00:02:16.120 before i expect you to look more like her she is uglier but you see she looks poor anyways let's 1.00

00:02:21.960 let's see about this young blonde woman i was just sitting here contemplating about like how 1.00

00:02:25.800 i'm gonna pay back all my student loans because still have not devised a plan that's gonna work

00:02:29.480 for me yet because i was thinking you know how like there's the safe plan it's like the income

00:02:32.600 based repayment plan or whatever so i signed up for that with my old job not the one i have now

00:02:37.720 but with my old job the based on my income that i had then uh my payment was going to be like 40

00:02:42.520 a month which i was like hell yeah now i can actually like afford to pay on this for the rest

00:02:46.360 of my life like it'll be fine then i realized like that's not even gonna cut into like the 0.91

00:02:50.280 interest that this shit's gonna accrue so like are they just trying to keep this over my head 0.84

00:02:54.520 for the rest of my translation i didn't do the math and now i want to be bailed out of the fact 0.98

00:02:58.840 that i didn't read the contract or do the math um and now i don't like what i got so my life like

00:03:05.560 like why not just give me a job that can pay me enough to pay this you know like why do we have

00:03:10.200 to have all these safe plans and income-based tuition repayment like just make college cheaper

00:03:15.240 like why do we have to come up with all these government funded well here's the problem women 1.00

00:03:20.360 aren't picking the colleges that are cheaper you could have picked community college um it's not

00:03:25.880 as fun but a lot of people live at home for two years and go to community college but uh she looks

00:03:30.600 like uh let's listen to the but she kind of looks like a big 10 school girl and they have to add in 0.97

00:03:37.480 all these amenities they have to add in um like i mean my friend went to mizzou and i visited her

00:03:43.280 once and there was like a rock climbing wall i'm like what the heck programs i'm cutting to tax

00:03:48.900 dollars and that's gonna keep me in debt for the rest of my life like that doesn't sound like a 0.76

00:03:52.500 good solution to me but like either pay more or make college cheaper it's pretty fucking simple

00:03:59.060 let's do this oh wait actually i want to see if this other girl let's see where did you go to 1.00

00:04:03.860 school miss complainer i got nothing on here insta abby libby okay let's see let's see let's

00:04:13.860 see let's check the whole facts okay oh it's a private one oh she's in dallas texas oh my gosh

00:04:22.900 where did you go to school where did you go to school all right university of north texas okay

00:04:30.900 so she's from illinois she went to north texas and she could have picked a in-state

00:04:38.340 you know but she wanted to go out of state so looks like she did a lot of learning

00:04:44.020 you know these hofax are getting women in trouble okay let's see this one not to be 1.00

00:04:49.700 all right let's see this is the poor looking if i'm being really honest with myself i have a lot

00:04:54.740 of shame around my student debt that i just kind of like bury and pretend isn't there

00:05:00.820 but i really do feel just so gross about how much debt i felt like i had to take on in order to

00:05:11.860 escape the impoverished life i grew up in like i listen like looking at my student loan interest

00:05:22.660 each month yeah now i want to give her credit she does look poor and i think that's good i see the

00:05:29.460 the ceilings here but um i'm gonna say i've said this other videos i don't mean this to be mean

00:05:35.620 but if you're poor you can't be fat you gotta pick struggle if you're poor i expect you to

00:05:41.140 not be overspending on food and you're clearly overspending on food and you look like this

00:05:45.300 right you clearly could cut costs um in calories and you're not doing that so pick a struggle you

00:05:52.740 know out because i can't do about it right now i have so many other bills to pay that i have to

00:06:00.020 wait until that like i have to do as much as i can to pay those things off before i can jump to my

00:06:05.060 student loans because they are thankfully in forbearance so i don't have a minimum fixed

00:06:10.580 payment i have to make on them each month until next november so until then i'm trying to lower

00:06:16.340 my fixed expenses as much as possible because my freaking monthly payment is like sixteen hundred

00:06:22.740 dollars on my student loans that's a ton who can afford that not me nobody oh my gosh so i am like

00:06:31.220 constantly in a panic when it's so crazy because we're almost in enslavement to women's bad

00:06:39.220 decisions about it it's not that i panic about them all the time it's just that like the thought's

00:06:45.520 always there you know like i can i like live my life but at the end of the day it's still like 0.90

00:06:50.620 oh you know what's accumulating interest today your student freaking loans and it sucks because 0.82

00:06:55.240 i like i want to pay them back i want to work to pay them back uh it's just so much it's just so

00:07:00.760 much money that's like 174 000 worth of debt and holy where did you go to school accumulating more

00:07:07.280 every single day i have paid down 26 000 of my debt though collectively over the last few years

00:07:14.080 um i still have 30 000 more to go we're working on it i will say i will say we're working on it

00:07:22.080 it's a long process some days it's totally fine

00:07:25.120 some days you're like oh actually i don't feel good about that okay let's see this woman 1.00

00:07:31.760 let's piss off some baby boomers and gen xers and talk about my 258 000 worth of student loans 1.00

00:07:38.820 hi my name is hayley i'm a women's self nurse practitioner and here on tiktok i like talking

00:07:42.620 about women's health topics that are not talked about enough and also i talk about my student

00:07:45.820 loans because i wouldn't be able to talk about that without my student loans when i graduated

00:07:49.920 in may of 2025 after 10 years of college and four different degrees i had 258 women like getting 1.00

00:07:56.100 degrees because it gives us status so what the loans or the colleges are doing is it's almost

00:08:03.540 not i don't want to say preying on but i don't even want to say exploiting because those words

00:08:08.260 are assuming we did no wrong but it's i guess manipulating i don't like that what's a good word

00:08:16.180 it's using using the fact that women are very status driven and that we want to look cooler 1.00

00:08:23.220 we we're like in high school forever we want to look cooler and that we can use this stuff to

00:08:28.420 build a big ego a thousand dollars worth of students and then they just keep raising the

00:08:32.420 prices and they're like they're not going to pay this are they and the women are like yes i am 0.70

00:08:36.500 and then they raise it some more and they're like they're not going to pay this are we

00:08:40.340 and then they're like yes we are it loans in the past six months i've paid off forty two thousand

00:08:44.980 996 dollars and 24 cents and as of this morning november 3rd i have two hundred and twenty two

00:08:50.980 thousand and fifty two dollars and ninety two cents of student loans left so if you're good at

00:08:55.860 math you'll see that i accured seven thousand dollars worth of interest in the past six months

00:09:00.180 i have two different loan servicers because last year when they promised student loan forgiveness

00:09:03.460 i definitely applied for it and they tricked me and it consolidated all my loans into mohila and

00:09:07.620 i hate them and i wish it all stayed on nail net so i have 142 566 dollars on my mohila with the 0.71

00:09:14.500 seven percent interest rate and seventy nine thousand four hundred eighty six dollars on my

00:09:18.740 nail net with all different varying interest rates so thank you for watching your health

00:09:24.100 all right so i mean that's

00:09:28.980 that that's women for you um i would like to see the women complaining about these loans looking 1.00

00:09:34.740 poor i had to give some feedback but anyways guys what woman do you know that has the most 1.00

00:09:40.180 student loans and how did it turn out for her please let me know in the comments and like the

00:09:44.580 video subscribe to the channel and if you can go to the audacitynetwork.com and support me

00:09:49.620 10 bucks a month or 80 bucks a year in case i get kicked off of youtube again

Pearl - November 24, 2025

Modern Women Are Freaking The Hell Out Over Student Debt

Episode Stats

Summary

Transcript