Pearl - July 14, 2025


Modern Women Keep Buying Cars They Can't Afford


Episode Stats


Length

9 minutes

Words per minute

174.74619

Word count

1,681

Sentence count

12

Harmful content

Misogyny

10

sentences flagged

Toxicity

3

sentences flagged

Hate speech

8

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

The average car payment for a new car in 2025 is $745.00, but women are paying an average of $700 a month on average for their cars. Why is it that women are willing to pay so much for these cars?

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 what up guys welcome to my reaction series today we're reacting to car payments being too high
00:00:05.540 modern women go to school put themselves in debt and they think that they're going to have these 1.00
00:00:10.040 long careers that will lead them to financial success they feel entitled to start living a
00:00:15.320 lifestyle they can't afford and trying to impress people particularly other women this usually leads 1.00
00:00:21.160 to them buying cars and trying to pay car payments that are way too high the average car payment for
00:00:27.640 a new car in 2025 is 745 dollars let's look at some women with car payments that are way too high 1.00
00:00:35.240 100 or more so everybody car note is 700 or more holy shit and i'll come on here lying say that 0.69
00:00:46.440 your car note is 400 because i'm not gonna believe you unless you show proof since i have been buying 0.69
00:00:52.100 cars i have not paid under 400 for a car note and when my car note was 400 and one cent that was
00:01:00.280 back in 2017 every vehicle i have purchased since then has been at least 550 or more she's got a ring
00:01:08.240 meaning someone else is paying for it or so what y'all doing to these vehicles that we got to pay
00:01:15.880 so much money and i'll come out here somebody because women are buying they will pay any price 1.00
00:01:21.340 to look cool and feel included um so yeah that's what tends to happen i get credit because everybody
00:01:27.340 don't have a 800 credit score and it's like everybody that i seen recently that bought a car
00:01:33.180 it's been like 850 dollars 900 sometimes a thousand why y'all want so much for these vehicles like
00:01:40.700 no they must gonna talk to me they must gonna drive for me or something so what kind of vehicle you
00:01:46.940 got and how much your car is i got a 2021 jeep grand cherokee and i paid 699 and 39 cent a month
00:01:56.600 all right what's your car note guys put it in the description or put in the comments or who's next
00:02:03.360 we got this cute blonde woman 1.00
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00:03:50.820 i'm not normally a jealous person but when i see the videos on tiktok of the girlies it's like the
00:04:00.220 pov you chose the 1990 to 2000 whatever fill in the blank little crappy car instead of the car payment
00:04:08.960 i want to get out of my car payment so badly i don't know how i pay 700 a month
00:04:16.140 i had to get the leather and the bucket seats
00:04:19.160 like i did this for what it's not worth it let this be your sign
00:04:25.260 take the car without the car payment i the joy i would feel listening to my cds
00:04:31.220 by the way i have cd this car for whatever reason has a cd player so like i have my cds but like
00:04:36.280 the joy i would feel listening to my cds and like a 1990 land cruiser
00:04:40.980 or like a 1970 ford f-250 that's like my dream truck or like a little ford ranger beater 2002
00:04:49.880 this
00:04:52.360 you go on a date with her and you're paying her 800 car payment it's time to put yourself for sale
00:05:02.480 let's see if there's a cash app in her bio yeah because remember she's saying this hoping to get
00:05:07.340 donations so i'm assuming there's some way people can donate or buy so you know message her a price
00:05:13.440 say 700 bucks for a night and see if she she bites fellas um cars that i've cars that i've owned 1.00
00:05:20.580 okay wait so she's saying these are the cars that she's owned with their payments so let me
00:05:26.080 the cars that i've owned and their car payments let's start off with some of y'all dream car that i
00:05:32.140 keep telling y'all not to buy because it's a lemon but it's the 2023 jeep wrangler this one was $973
00:05:38.240 a month up next we have my 2020 dodge check oh no that is so expensive 100 this was the 50th edition
00:05:44.760 it was $10.60 a month then we have my baby that they have not repossessed because that's my soulmate
00:05:52.340 i love my car this is the 2022 tesla model 3 long range this payment was $11.63 a month
00:05:58.440 oh no i need to do a video on how much these cars are worth now it'll shock you then we have another
00:06:03.960 one of y'all dream cars that i keep telling y'all not to buy two 2023 mercedes-benz c300 this one was
00:06:10.100 $12.12 a month then we have bronquisha the bronco this one was a 2022 bronco and the payment on this
00:06:17.120 was $12.19 a month then we have my 2022 dodge durango with the red seats it was so cute this one
00:06:22.820 was $12.24 a month my biggest money maker ever was this card the 2020 dodge charger scat pack this
00:06:30.560 one was $12.60 a month look at my son he was so cute but anyway the 2023 dodge charger this was the
00:06:39.020 last call $1,508 a month i know i know i know last but not why would you get that $15 is the only and last
00:06:48.620 six-figure car that i'll ever own 2022 hellcat $1,700 a month
00:06:57.900 i love my honda civic it just drives forever all right where's the last one
00:07:07.180 another yeah i believe in life another girl you can just message her asking her price i mean if you
00:07:13.260 see these car payments guys these women they're for sale a lot of them the hooking is where they're 0.98
00:07:17.580 going to go yeah i believe in life sometimes you have to take a risk and that risk was me willing
00:07:25.420 to give him my car keys and i just met him on tick tock y'all he said he was willing to help me out and
00:07:31.500 i was like at this point let me just get the help and i feel like low key my car payment is due in four
00:07:38.140 days y'all i have only two dollars on my cheese account y'all and it's the 15 my car payment is due on
00:07:43.740 the 19th of every month and i don't get paid until next week so it's like how am i going to even like
00:07:50.700 i don't know y'all and i don't want to use the go for me money until i get enough
00:07:55.020 to be able to like put like a chunk of money towards my principal so i'm just going to leave
00:07:59.900 it up there in my bio but and i just seen some of you guys oh she just keeps making dumb decisions
00:08:05.580 after dumb decisions y'all i live in puente lucie florida if you don't what puente lucie florida is
00:08:10.860 it's like a retirement place where old people come to retire if i rent my car on toro it's
00:08:17.020 most likely not going to get like rented out he lives in miami miami florida something like that
00:08:23.500 y'all and he was willing to help me out and i said okay miami's a busy city he was explaining to me y'all
00:08:29.260 he gave me his driver license and everything he's honestly like a nice person at the end of the day i
00:08:34.460 still don't know him like that but still i'm willing to take the risk you know i'm saying he was willing to
00:08:38.940 help me out he gave me updates about my car and everything y'all i'm going to pick up my car in
00:08:43.660 the beginning of april y'all but this month i really cannot afford my car payments at all like
00:08:49.740 i'm i don't have any options left and my dad is too greedy he's not going to give me the money
00:08:54.220 he's not going to give me a thousand and two hundred to put towards my car payment y'all like
00:08:58.780 so am i understanding that right she gave a guy her car and took the risk for money hoping he won't steal it 0.98
00:09:05.340 oh yeah yeah these women all right well let me know in the comments do you know women that are in 1.00
00:09:15.900 really high car payments if so how high are they what's the dumbest financial decision you've seen
00:09:21.500 put it in the comments and we're going to reply to the best ones i'll see you guys next time