Pearl - July 14, 2025


Modern Women Keep Buying Cars They Can't Afford


Episode Stats

Length

9 minutes

Words per Minute

174.74619

Word Count

1,681

Sentence Count

12

Misogynist Sentences

10

Hate Speech Sentences

8


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 what up guys welcome to my reaction series today we're reacting to car payments being too high
00:00:05.540 modern women go to school put themselves in debt and they think that they're going to have these
00:00:10.040 long careers that will lead them to financial success they feel entitled to start living a
00:00:15.320 lifestyle they can't afford and trying to impress people particularly other women this usually leads
00:00:21.160 to them buying cars and trying to pay car payments that are way too high the average car payment for
00:00:27.640 a new car in 2025 is 745 dollars let's look at some women with car payments that are way too high
00:00:35.240 100 or more so everybody car note is 700 or more holy shit and i'll come on here lying say that
00:00:46.440 your car note is 400 because i'm not gonna believe you unless you show proof since i have been buying
00:00:52.100 cars i have not paid under 400 for a car note and when my car note was 400 and one cent that was
00:01:00.280 back in 2017 every vehicle i have purchased since then has been at least 550 or more she's got a ring
00:01:08.240 meaning someone else is paying for it or so what y'all doing to these vehicles that we got to pay
00:01:15.880 so much money and i'll come out here somebody because women are buying they will pay any price
00:01:21.340 to look cool and feel included um so yeah that's what tends to happen i get credit because everybody
00:01:27.340 don't have a 800 credit score and it's like everybody that i seen recently that bought a car
00:01:33.180 it's been like 850 dollars 900 sometimes a thousand why y'all want so much for these vehicles like
00:01:40.700 no they must gonna talk to me they must gonna drive for me or something so what kind of vehicle you
00:01:46.940 got and how much your car is i got a 2021 jeep grand cherokee and i paid 699 and 39 cent a month
00:01:56.600 all right what's your car note guys put it in the description or put in the comments or who's next
00:02:03.360 we got this cute blonde woman
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00:03:50.820 i'm not normally a jealous person but when i see the videos on tiktok of the girlies it's like the
00:04:00.220 pov you chose the 1990 to 2000 whatever fill in the blank little crappy car instead of the car payment
00:04:08.960 i want to get out of my car payment so badly i don't know how i pay 700 a month
00:04:16.140 i had to get the leather and the bucket seats
00:04:19.160 like i did this for what it's not worth it let this be your sign
00:04:25.260 take the car without the car payment i the joy i would feel listening to my cds
00:04:31.220 by the way i have cd this car for whatever reason has a cd player so like i have my cds but like
00:04:36.280 the joy i would feel listening to my cds and like a 1990 land cruiser
00:04:40.980 or like a 1970 ford f-250 that's like my dream truck or like a little ford ranger beater 2002
00:04:49.880 this
00:04:52.360 you go on a date with her and you're paying her 800 car payment it's time to put yourself for sale
00:05:02.480 let's see if there's a cash app in her bio yeah because remember she's saying this hoping to get
00:05:07.340 donations so i'm assuming there's some way people can donate or buy so you know message her a price
00:05:13.440 say 700 bucks for a night and see if she she bites fellas um cars that i've cars that i've owned
00:05:20.580 okay wait so she's saying these are the cars that she's owned with their payments so let me
00:05:26.080 the cars that i've owned and their car payments let's start off with some of y'all dream car that i
00:05:32.140 keep telling y'all not to buy because it's a lemon but it's the 2023 jeep wrangler this one was $973
00:05:38.240 a month up next we have my 2020 dodge check oh no that is so expensive 100 this was the 50th edition
00:05:44.760 it was $10.60 a month then we have my baby that they have not repossessed because that's my soulmate
00:05:52.340 i love my car this is the 2022 tesla model 3 long range this payment was $11.63 a month
00:05:58.440 oh no i need to do a video on how much these cars are worth now it'll shock you then we have another
00:06:03.960 one of y'all dream cars that i keep telling y'all not to buy two 2023 mercedes-benz c300 this one was
00:06:10.100 $12.12 a month then we have bronquisha the bronco this one was a 2022 bronco and the payment on this
00:06:17.120 was $12.19 a month then we have my 2022 dodge durango with the red seats it was so cute this one
00:06:22.820 was $12.24 a month my biggest money maker ever was this card the 2020 dodge charger scat pack this
00:06:30.560 one was $12.60 a month look at my son he was so cute but anyway the 2023 dodge charger this was the
00:06:39.020 last call $1,508 a month i know i know i know last but not why would you get that $15 is the only and last
00:06:48.620 six-figure car that i'll ever own 2022 hellcat $1,700 a month
00:06:57.900 i love my honda civic it just drives forever all right where's the last one
00:07:07.180 another yeah i believe in life another girl you can just message her asking her price i mean if you
00:07:13.260 see these car payments guys these women they're for sale a lot of them the hooking is where they're
00:07:17.580 going to go yeah i believe in life sometimes you have to take a risk and that risk was me willing
00:07:25.420 to give him my car keys and i just met him on tick tock y'all he said he was willing to help me out and
00:07:31.500 i was like at this point let me just get the help and i feel like low key my car payment is due in four
00:07:38.140 days y'all i have only two dollars on my cheese account y'all and it's the 15 my car payment is due on
00:07:43.740 the 19th of every month and i don't get paid until next week so it's like how am i going to even like
00:07:50.700 i don't know y'all and i don't want to use the go for me money until i get enough
00:07:55.020 to be able to like put like a chunk of money towards my principal so i'm just going to leave
00:07:59.900 it up there in my bio but and i just seen some of you guys oh she just keeps making dumb decisions
00:08:05.580 after dumb decisions y'all i live in puente lucie florida if you don't what puente lucie florida is
00:08:10.860 it's like a retirement place where old people come to retire if i rent my car on toro it's
00:08:17.020 most likely not going to get like rented out he lives in miami miami florida something like that
00:08:23.500 y'all and he was willing to help me out and i said okay miami's a busy city he was explaining to me y'all
00:08:29.260 he gave me his driver license and everything he's honestly like a nice person at the end of the day i
00:08:34.460 still don't know him like that but still i'm willing to take the risk you know i'm saying he was willing to
00:08:38.940 help me out he gave me updates about my car and everything y'all i'm going to pick up my car in
00:08:43.660 the beginning of april y'all but this month i really cannot afford my car payments at all like
00:08:49.740 i'm i don't have any options left and my dad is too greedy he's not going to give me the money
00:08:54.220 he's not going to give me a thousand and two hundred to put towards my car payment y'all like
00:08:58.780 so am i understanding that right she gave a guy her car and took the risk for money hoping he won't steal it
00:09:05.340 oh yeah yeah these women all right well let me know in the comments do you know women that are in
00:09:15.900 really high car payments if so how high are they what's the dumbest financial decision you've seen
00:09:21.500 put it in the comments and we're going to reply to the best ones i'll see you guys next time