Pearl - Smartest Women Alive Still Burn Money and Scholarships

00:00:00.000 because if you make investments based on the number in your bank account oh my gosh it's never

00:00:05.780 going to change but if this is just her rationalizing getting plastic surgery what up guys

00:00:10.360 welcome to my reaction series today on this channel we love to talk about how women are just

00:00:15.620 not very good at things now you could argue as to why they're bad at things but it doesn't really

00:00:20.240 matter you know it's kind of like being on the loop you know i'm from chicago and so my whole

00:00:25.780 life of the cubs sucked now why the cubs sucked it's like does it really does it really change

00:00:32.260 anything do we really care they're just not winning and for us ladies it doesn't matter

00:00:37.300 how many maybe the sports equivalents is like draft picks we get it doesn't matter how many

00:00:43.120 like heads up we get we still tend to lose now an example is that we get billions of dollars in

00:00:48.920 child support and alimony and yada yada from men and we still end up broke we get scholarships to

00:00:53.940 to college all these programs and we end up with no money so we're gonna watch women take the l

00:01:01.060 right and talk about how we're broke so no no no let's just start right there you didn't want to

00:01:07.300 say it because i'm telling you why subconsciously women don't identify themselves as being broke

00:01:14.580 because he can't take you where you can't afford to take yourself broke is a mentality to me and

00:01:19.220 And that's why your mentality and your bank account is broke women.

00:01:22.760 You can say broke.

00:01:23.680 You hate to say broke because women don't sell.

00:01:26.620 Yeah.

00:01:26.920 And so here's the thing, women will complain.

00:01:29.160 Like I had a woman on my show and she was complaining that the man like

00:01:32.980 didn't make enough money for her because she had a master's degree.

00:01:37.520 And I'm like, are you in debt?

00:01:38.520 And she's like, yes.

00:01:39.320 I'm like, it's incredible.

00:01:41.260 It's incredible.

00:01:41.920 We take L's and we have no idea we're taking L's.

00:01:44.620 So.

00:01:45.020 the reason you are staying broke amazon starbucks like i just can't really like get lectured by a

00:01:53.900 woman if she okay we'll see if she's talking about making money that's one thing but like you can

00:02:00.060 tell based on how a woman is like dressed if she's frugal like there's hair dye these look like lash

00:02:06.780 extensions a little bit of lip filler fake boobs are gonna be like you know like and i'm not trying

00:02:13.660 to judge you know i mean women should invest in our looks maybe my life would be better if i just

00:02:19.500 you know did all that but i just i don't want to be lectured by you we'll see what she has to say

00:02:25.260 we'll see because you keep saying you're broke that is oh my god she said because you're saying

00:02:30.940 like i women we give each other the worst strategies like a lot of life this is just

00:02:36.460 strategy okay it's either make more money or spend less what's the shoot look if you keep making

00:02:42.700 decisions based on where you're at where is that going to get you oh my gosh you have to make

00:02:49.820 decisions based on where you're at what do you mean oh my gosh we have to make decisions based

00:02:56.060 on the person we are becoming and oh my gosh i mean that we want okay if i was going to talk and

00:03:03.660 i am not i am like financially not the person to ask okay but if i was going to help someone create

00:03:10.540 strategy it would be like okay well what are you spending now what are you spending on let's try to

00:03:16.620 decrease that how often are you getting plastic surgery would be my question for her can we

00:03:20.940 decrease that what are you making what's your career trajectory because like some if you're in

00:03:27.100 the service industry and you're not planning on like launching an only fans you're you kind of

00:03:31.740 have a cap on how much you're going to make as a woman that's how you know people are full of

00:03:36.940 shit is like most of the time if i wanted to improve my life whether it's making money getting

00:03:42.380 in shape improving your love life you have to ask a bunch of questions first before you get an answer

00:03:47.740 so like if you're fat we got to talk about why you're fat like what are you eating on a day-to-day

00:03:53.100 basis that's making you fat let's see what we could replace it with you know same with your

00:03:57.740 love life like where do you live are you living somewhere you can go on dates immediately you know

00:04:02.700 because if you make investments based on the number in your bank accounts oh my gosh it's

00:04:09.740 never going to change but if this is just her rationalizing getting plastic surgery you make

00:04:14.020 investments based off of the money that you are attracting and the business growth that you

00:04:19.780 believe is happening in your life then your bank account is going to start to grow but the minute

00:04:25.760 that you continue to say you're broke and you put yourself in a lack mindset your bank account will

00:04:32.200 stay the same okay you have to none of this is actionable information there's no step one have

00:04:39.560 that's why nuke always says what's your plan because that like kind of sees if people are

00:04:43.640 full of what's your plan to improve my dating life oh just wait till marriage okay with who

00:04:48.840 how can i make sure we're still attracted you know it's like that's kind of when you see people are

00:04:52.520 full of when their plans either suck or they don't have a different perspective a different mindset

00:04:57.560 in order to get a different outcome because we need to make decisions based on the woman that

00:05:02.920 we are trying to become the reason you are saying bro okay this is why women are just

00:05:08.680 all right can i can i get anything useful from these ladies come on ladies we can do it

00:05:14.040 say something that isn't very nice to hear so trigger warning you may not be happy with the

00:05:19.880 following message if you are like me a young professional woman you will notice kind of your

00:05:25.960 peers and what they're doing because we're all women we grow up around us i can only speak from

00:05:31.340 my lived experience as a woman and i notice a lot of young women they spend a lot of time

00:05:36.240 understanding brands and materialism and consumerism so if you ask them what is the

00:05:41.220 price of louis vuitton never full they'll know the price but you'll ask them what's the price

00:05:45.780 of costco stock right now they will not know the answer like what's the most trending brands

00:05:50.040 they'll know how to do the smoky eye or whatever the heck is trending they'll know how much a

00:05:54.380 naked pallet costs. Yeah, I actually agree with that. I don't even think most women know how much

00:06:00.420 a naked pallet costs, though I think most women don't pay attention to prices at all. We just buy

00:06:04.520 things. Ask them, okay, so what's their certificate of deposit? What's the difference between

00:06:09.320 potentially buying an ETF like this one or that one? What's a Vanguard fund? And you'll notice

00:06:14.780 that a lot of times people don't know the answer to those things. What's the benefit of a Roth IRA

00:06:19.260 versus a regular traditional IRA? You talk about anything like that, they don't really know.

00:06:24.380 right what's what what is the importance of compound interest you know they don't really

00:06:28.300 know the answer to that and this is why i think there's a huge wealth disparity frankly between

00:06:34.380 women and men it's yeah it's not an income it's like the income disparity is not that big wealth

00:06:40.240 is bigger because women we just spend money like this looks like a woman who's frugal i could see

00:06:46.320 like i've i've gotten so good at this stuff i've watched so many tiktoks i've interviewed so many

00:06:50.920 people you can see it in their face um see she doesn't have a lot of makeup i don't really see

00:06:56.660 if she's had plastic surgery it's been light i don't see any products in her hair if she does

00:07:01.900 it's like yeah not that we are intellectually not capable it's just that we have been maneuvered by

00:07:09.800 a lot of brands and businesses and brands i you know it's funny they call me a grifter right

00:07:16.160 but i would make so much money just selling to women i mean watch me watch me become i'll

00:07:20.840 I'll start grifting right now. Ladies, you are so special and he did not deserve you. You know what

00:07:27.560 your problem is? You just give, give, give. You give too much. You give to everybody. You give

00:07:32.520 to your family. You give to your friends. The real problem is you are not appreciated. And it's time

00:07:38.060 to start appreciating yourself. Buy my course for $7.99 on how to love yourself really. Where I give

00:07:45.480 the secrets on self-love and actualization see that's that's being grifted right because there

00:07:52.520 that would be grifting because you're taking women love spending money to solve their problems

00:07:56.920 because it's much harder to do the hard thing like accounting is hard buying a money course is easy

00:08:03.080 watching yourself on a daily basis and figuring out why you're crazy that's harder like paying

00:08:08.440 attention all day and you know when you're mad staying chill it's easier to just pay someone

00:08:14.600 to fix your problem realize oh it's really easy to poach this person take their energy and have

00:08:21.720 them instead of focusing on you know what is the best index fund they can invest in why don't we

00:08:25.960 try to sell them this really expensive makeup palette why don't we try to sell them this really

00:08:29.820 expensive purse for instance why don't we try to because women love status and women love being hot

00:08:34.640 so we'll pay to do both of those things if we're mid we'll pay to get out of being mid

00:08:38.720 didn't work for me but make them aspire to have a Birkin bag instead of building a business

00:08:44.940 building a cash flow business that's the saddest thing about what I see in today's culture that's

00:08:51.400 stopping women from reaching financial freedom financial success so if you follow me my channel

00:08:57.000 is not going to be about that I'm not going to be talking about you know how much time you should

00:09:00.660 be spending on your makeup or how to apply foundation I'm going to be talking about how

00:09:04.680 do you get rich how do you get rich quick bitch that's what i'm gonna be talking about i just

00:09:09.120 think you're too young to know that much about it i'm gonna be honest but okay it's fine whatever

00:09:14.080 whatever i'm gonna say yeah okay then she's gonna sell some money course women right okay like we

00:09:20.660 always go to selling courses before becoming an expert in the field probably because you make

00:09:25.820 more money that way i should do a how to trigger course how to trigger women here's why the good

00:09:30.600 girl she always stays broke i've noticed this a lot and this was me good girls make money but they

00:09:36.360 never keep it and i'll tell you why it's because you're charging lower do you know what good girls

00:09:42.520 keep money incredible right now look at i can look at your face and tell you why hair dye do you do

00:09:48.840 that at home or do you go out and do it it's just like do did you learn to do the stuff yourself

00:09:54.680 and it's annoying right like you might burn your hair off if you do it yourself but you'll learn

00:09:59.080 eventually lip filler looks like a nice gold ear you know it's just this apartment looks nice

00:10:07.000 so rates is because you're not asking for that what area do you live in salary increase it's

00:10:12.900 because when you get a job offer you don't counter offer with a higher offer because you're afraid

00:10:17.840 that they won't think you're worth it you avoid asking for more because you don't want to come

00:10:23.280 i think that's kind of a cope i've heard that for a while that women like how do i put it

00:10:28.040 that women don't ask for raises and men do and maybe they do but i would argue it's because the

00:10:33.600 men are better at their jobs so like if you're better at something like if i was a social media

00:10:38.380 manager i'd be like pay me you know i would never do that for free not at this not at this extent of

00:10:44.820 my career you know it's greedy you stay stuck because money does not go to the person that

00:10:50.400 deserves it it goes to the person that claims it oh gosh no competent men get paid i think there's

00:10:57.020 some exceptions I've heard military like sometimes the most like this is how it is competent people

00:11:03.260 always end up making money it's just sometimes stupid people slip through the cracks that's

00:11:08.380 that's kind of how I would describe it like there's no super smart guy that's completely broke

00:11:14.040 unless he took an L with women where he got like sued to oblivion child support I mean you know

00:11:19.400 something like that then he might be but they usually like they'll keep moving up maybe slower

00:11:25.000 than like maybe he should be further along but then some woman might destroy him then he might

00:11:30.680 be reframe the good girl it's always reframing it's never like step one step two she is afraid

00:11:37.320 of being called selfish the wealthy woman though she knows that self-value is not selfish a wealthy

00:11:45.000 woman just took dei jobs can we just be honest here uh the wealthy woman is either wealthy through

00:11:50.680 a man coaching her influencing some sort of media hello i'm not wealthy because i need to start

00:11:59.260 pandering to women that's my problem that's my problem is i don't pander oh my god i made a

00:12:07.120 mistake oh my god you know how hard it is to have a male audience and you're not a sex worker i'm

00:12:14.140 supposed to be funny and smart it's just ridiculous it's ridiculous this is incredible

00:12:20.900 i have to do a job it's incredible i should just you know what i mean i should just use

00:12:26.100 a relationship to build my brand maybe the children instead i have to do a job do you

00:12:33.020 know what i mean maybe i could post my butt for 4.99 it's like oh my god i have to work

00:12:39.440 incredible or if i could if i could sell to women i could just do nothing i could do nothing i mean

00:12:46.140 i could go be a call her daddy and just talk about gluck gluck 9 000 do i know about gluck i'm just

00:12:52.380 kidding i'm just messing i'm just messing step practice asking for 10 more than you usually

00:12:59.800 it's never becoming more competent it's asking for more and having confidence always ever ask for so

00:13:05.580 whether that's your salary whether that's your rate if you're if you're self-employed whether

00:13:11.080 you're getting a discount just go ask for a discount see if they'll give it to you if no

00:13:16.000 it doesn't matter you still did it you have to get in the habit of asking for more in every

00:13:22.200 nagging I mean that's what she's saying she's saying give me special rules instead of being

00:13:26.920 more confident it's just incredible women are incredible area of your life we want you to start

00:13:31.960 training your body to tolerate the feeling of asking for more so it gets comfortable

00:13:38.840 and then we move up to level two when i ask my father he's just like work hard just figure out

00:13:44.760 the problem work hard work hard three and four and that's how we grow comment more all right this is

00:13:51.340 incredible heartlets what does shaniqua have to say just don't look at wealth and money as something

00:13:58.380 that they should be focused on it's always looked at as very masculine men know how to dream very

00:14:04.040 delusionally you should be a little delulu women actually we came up with the term delulu

00:14:08.400 okay it's be delusional it's incredible when it comes to money but we're delulu when it comes to

00:14:14.840 our pinterest board and the vacation it's like no we got to get serious about wealth and about

00:14:19.500 money women just don't it's never step one it's just incredible how do these women have followings

00:14:25.880 i mean this is in like look at if women make money it's generally monetizing their beauty

00:14:31.300 in some way only fans some sort of influencing selling their poonanny for 5.99 i mean that's

00:14:40.000 just generally how it goes so it's never like accounting so anyways guys make sure you like

00:14:45.240 the video and subscribe to the channel and let me know your experience with women and money

00:14:48.680 maybe i'm wrong so put it in the comments like the video and i'll see you next time

Pearl - February 09, 2026

Smartest Women Alive Still Burn Money and Scholarships

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