Pearl - October 21, 2024


The True Cost of KEEPING UP with MODERN WOMEN! ｜ Pearl Daily


Episode Stats

Length

1 hour and 8 minutes

Words per Minute

153.99094

Word Count

10,472

Sentence Count

351

Misogynist Sentences

94

Hate Speech Sentences

56


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 Good afternoon. Good evening, ladies and gentlemen. Welcome to another day at the Audacity Network
00:00:16.220 and welcome to another episode of Pearl Daily. I am your host, Pearl Davis, and today I have
00:00:24.200 a show for you. But before we start, guys, we have a couple announcements we got to go
00:00:29.480 through. The first is that if you guys want to join a fun time after the show, go to theaudacitynetwork.com
00:00:38.500 and sign up for the $10 a month option or $80 a year. After the show, we're going to react to
00:00:45.100 Love is Blind. Yes. Some of the stuff I can't react to on YouTube. We're just going to go
00:00:51.380 straight to my website hang out have a good time next oh also if you guys have super chats today
00:01:00.320 you can do that on the website because I'm currently demonetized help a gal out okay next
00:01:07.520 um the website love is blind I think that's all my announcements today I think we're good
00:01:16.160 We're going to be staying at the 3 p.m. showtime, central time.
00:01:20.460 So catch me live here on Twitter, YouTube, and the Audacity Network.
00:01:24.960 So I have two stories today.
00:01:28.220 Before I get into the main story, I wanted to pull up something I saw with Elon Musk.
00:01:36.540 So I tend to talk about politics when it is more gendered, right? 0.72
00:01:41.200 When it has election season, what is women's number one issue that we are voting on? 1.00
00:01:47.520 Abortion.
00:01:49.000 Now, Elon Musk has been rallying for Trump and it's been really interesting seeing Elon
00:01:55.440 Musk sort of get red pilled.
00:01:57.200 Now, what we know about Elon Musk is he has kids with a lot of different women.
00:02:01.780 And so because of this, I'm not shocked that he's becoming a little bit more red pilled.
00:02:11.200 right getting to that age having being in the position that he's in and having
00:02:16.120 dealt with all of these different women men tend to become more aware of female
00:02:20.740 nature over time but I don't think he's all the way there so let me play this
00:02:25.600 clip of him tackling the pro-life pro-choice issue
00:02:31.260 just wondering if you would ever consider publicly supporting the pro-life
00:02:37.680 movement yeah I mean so obviously this is a contentious topic if there ever was
00:02:43.920 one it is perhaps perhaps the most contentious topic the and to be clear
00:02:50.940 out there your president Trump has been clear that he will veto a national
00:02:55.180 abortion ban so he has said that is because the Democrats have said that he
00:03:00.820 will apply a national abortion ban and that is causing a lot of sort of
00:03:06.060 independent voters to actually not vote for Trump because they think that he will implement
00:03:11.640 a national abortion ban.
00:03:12.640 He's been very clear that he thinks it's a state's rights issue and he will veto a national
00:03:18.000 abortion ban.
00:03:23.000 So...
00:03:28.160 Can you put it up on the, like, your side?
00:03:34.060 You know, there is no answer to this question that will not offend some number of people.
00:03:42.060 But nonetheless, I will tell you what my opinion is.
00:03:46.060 Which will certainly offend some number of people.
00:03:50.060 My opinion is that if a baby can survive outside the womb, it cannot be aborted.
00:03:58.060 It cannot.
00:04:02.060 So, if a baby can survive, now part of the challenge here is that the education system 0.94
00:04:12.080 has terrified girls and women and relentlessly pushed the idea that getting pregnant is the
00:04:24.140 end of your life, like your career is dead, you're ostracized from society.
00:04:30.200 so when you instill all right who instilled that let's think about this okay we what reveals
00:04:39.400 people's true nature when we give people the freedom to do anything now in history we have
00:04:47.320 not had birth control that's as effective as it has been in the last 50 years and what have we found
00:04:55.880 in the past 50 years that women's abortion rate by a what the oh my gosh
00:05:08.600 i have to pay to get the all right now i'm irritated all right well i can't show you this
00:05:14.040 chart because apparently i have to buy the subscription and youtube demonetized me but
00:05:20.920 if we look at the ages that women get abortions they are most likely to get abortions between
00:05:25.640 the ages of 20 to 25 followed by that is 25 to 30 and there's actually more abortions between 30
00:05:33.160 and 35 than there are during their teenage years women are not brainwashed into this nobody has a
00:05:39.320 gun to women's head in fact we say to women you can do anything and unfortunately women do not
00:05:45.400 want to be mothers now a lot of people have theories on this they think that women were
00:05:50.360 brainwashed by feminism but in my opinion we have made the world so easy and fun and given women so
00:05:58.120 much power including jobs that are less difficult than say manual labor jobs right and um opportunities 1.00
00:06:11.480 to interact and be with high level men through social media this is a lot of fun right and kids
00:06:19.480 Kids are great.
00:06:20.800 We love kids, but they're less fun. 1.00
00:06:23.840 And women were just addicted to fun. 1.00
00:06:25.540 That's my opinion on it anyways. 1.00
00:06:27.480 So I don't think-
00:06:29.220 Okay.
00:06:34.220 um okay guys can you hear me okay I get mixed stuff in the chat but there's this idea that 1.00
00:06:55.660 women are somehow brainwashed or whatever by feminism. No, no, no, no, no. We are adults. 0.97
00:07:05.240 We can make choices. Some choices have negative consequences anyways. But again, we see this
00:07:10.840 language bails us out. This language says, you know what, they're just scared. They're not,
00:07:16.800 I mean, one out of three getting an abortion, that's pretty crazy. But they're just scared.
00:07:23.200 I mean, it's not that they don't want to be mothers.
00:07:26.740 Terror in young girls that getting pregnant is the worst thing that could happen.
00:07:32.680 They obviously, you know, they believe that if they're just kids.
00:07:38.820 And so when that is a deep-seated belief that they've been hit with in the educational system for a long time,
00:07:47.200 then the idea that they will not be able to get an abortion even in extreme circumstances
00:07:53.200 is obviously a terrifying situation and they will not vote for any candidate who might
00:08:01.540 essentially who would stop them from getting an abortion even in extreme circumstances.
00:08:08.740 So this is the issue that we face. It's this relentless push in education,
00:08:16.260 terrifying girls woman that that if they get pregnant their life's over so and 1.00
00:08:24.000 and the reality is there's there's nothing greater than having a kid 1.00
00:08:38.100 you know I get you know more joy in my life for my kids than anything else and
00:08:44.200 And that's generally true of all humans.
00:08:46.440 In fact, that is how we evolved.
00:08:50.560 It is a very natural thing that you will love your children.
00:08:55.120 So, in fact, having a child will make you happier
00:08:59.500 than anything else in your life, ever.
00:09:09.760 Okay, so again,
00:09:11.020 And I do think this was a very good politically correct answer, but the challenge we go back
00:09:17.480 to is that it's still in a way bailing us out because it's using language that implies
00:09:24.360 that it's everyone else pushing this stuff and not us.
00:09:29.980 And that is the issue that I take sometimes with the language that's used around this
00:09:36.240 issue.
00:09:36.620 It's always that we're scared.
00:09:38.340 It's always that we are being pushed into these decisions.
00:09:43.460 It's never saying they don't want to be mothers based on the actions that they have, based
00:09:49.960 on what we're doing, literally.
00:09:53.060 But this is the problem these days.
00:09:55.920 It's no wonder testosterone levels of men are declining 1% a year when the average testosterone
00:10:01.960 level is half of what it was 50 years ago.
00:10:04.460 This is one of the foundational physiological reasons why society's crumbling and in the
00:10:09.900 state that it's in. These women are getting away with murder, literally, and there is a 1.00
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00:11:20.440 okay so 1.00
00:11:26.360 OK, so the next topic I'm going to go over is what do modern women cost?
00:11:34.380 So I was kind of curious because I've never been into the whole.
00:11:41.100 I've never been super into makeup, hair, fashion, plastic surgery, all of that stuff.
00:11:46.760 It's just never really been my thing.
00:11:49.600 and it's been interesting because I would have women come on the show if you guys didn't know
00:11:58.220 I did a show in London where I interviewed a thousand women and I was living in London for
00:12:02.920 three years I did these shows four days a week and it was absolutely crazy and what I would
00:12:08.780 notice is how many women that said they were struggling financially while also having on 0.99
00:12:18.340 like they would say the cost of living in London is too high. And I would think, well, fair enough, 1.00
00:12:24.200 right? I mean, inflation, everything's going crazy. But what I noticed was that they would
00:12:32.600 have fake nails, fake hair. I could see that their forehead didn't move. And so they had Botox.
00:12:38.820 and so I decided that I was going to look into the costs of some of these procedures and things
00:12:49.120 that they had done. So how much do modern women cost? Last week I broke down that men make 10,000 1.00
00:12:56.860 a year more than us yet we still spend the same amount of money. Where does this money go? I see
00:13:03.120 a couple issues with excess spending. Companies have a tendency to sell us community rather than
00:13:09.580 results. We think we do not want to think and figure things out ourselves. So we pay people
00:13:15.600 to do it for us, i.e. health coaches, life coaches, et cetera. And then they sell us things to make us
00:13:23.960 think that we can be young forever, fix our weight problems and emotional issues. I decided to ask
00:13:31.260 Google why women spend so much money. There are reasons and this is what Google said. There are 1.00
00:13:38.560 reasons why women spend money but not all women spend more money than men. That's true. There are 1.00
00:13:43.940 many factors that can affect how a person spends. Emotional coping. Shopping can be used as a way
00:13:50.200 to make women feel better and the dopamine released when making a purchase can lift your mood.
00:13:55.580 perceptions on finances women may view spending and as an expression of love while men may
00:14:01.780 may view money as a form of power wow google is amazing
00:14:07.380 did it just find a way to rationalize women's spending that's so crazy shopping as a recreational
00:14:16.780 activity women are more likely to view shopping as a recreational activity and therefore more 1.00
00:14:23.520 quickly to spot a deal. Lifestyle. Women have seen money as the way to enhance their day-to-day life 0.59
00:14:29.800 and create a lifestyle. Healthcare costs. Women pay more than men for healthcare services throughout 1.00
00:14:35.480 their lives due to their gynecological care and other factors. So this I think is women's 0.86
00:14:42.460 neuroticism. We want to go to the doctor about everything. We have a tendency to get very anxious 1.00
00:14:48.000 And so if something, we feel something's off, we just go to the doctor 24-7, right?
00:14:56.520 Groceries. 1.00
00:14:57.400 Women spend a higher percentage on their food expenditures on eggs, fresh fruits and vegetables, dairy, fish and seafood. 1.00
00:15:04.580 Eating habits. 1.00
00:15:05.400 This one, I want to double check if it's true. 1.00
00:15:08.580 But women prefer to eat at home while men prefer to eat at restaurants. 1.00
00:15:12.360 okay women make up more than half of the u.s population and control or influence 85 percent 1.00
00:15:20.120 of spending the purchasing power of women ranges from 5 trillion to 15 trillion annually women 1.00
00:15:26.920 control more than 60 percent of all personal wealth in the united states women purchase over 1.00
00:15:32.280 50 percent of traditional male products including automobiles home improvement improvement and
00:15:38.200 consumer electronics and approximately 40 percent of working women now out earn their husbands 0.99
00:15:46.440 but let's not listen to google let's hear it from the horse's mouth
00:16:00.360 dollars and credit card debt four zero so let's talk about it first of all that is a statement
00:16:05.880 that I thought I would be taking to my grave.
00:16:08.280 I never thought I would tell another soul.
00:16:09.880 And in fact, until today, I have never told another soul
00:16:12.560 about my struggles with credit card debt
00:16:14.420 because this is not the beginning.
00:16:16.220 If we rewind all the way back to about 19 or 20-year-old Lana,
00:16:19.740 that is when my journey with credit card debt began.
00:16:22.080 I was 19 years old, and I was dating a man who was 31,
00:16:25.240 and he did not support me or help me financially in any way,
00:16:27.740 and I was trying to live his lifestyle off my minimum wage job,
00:16:31.520 and I was living outside my means, to be quite frank.
00:16:34.280 I got myself into credit card debt. I stayed in credit card debt until I was about 21 at which
00:16:40.160 point I was able to pay it off over the course of just like really cutting back and being very
00:16:45.820 diligent about making as many extra payments as I could to my debt and then I got out of it and I
00:16:51.280 was like oh my gosh that's the most freeing thing. I'm never doing that again and then I did and then
00:16:57.380 I paid that debt off. Now remember she's saying she's $40,000 in credit card debt. Now let's look
00:17:02.620 at her let's look at her face that looks like lip filler to me that looks like Botox to me 0.96
00:17:12.060 I don't know I'm just ballparking it um
00:17:16.720 the hair this might be real the hair might be you know what I repeated the cycle again I'm in my
00:17:25.640 third cycle of credit card debt and at this point my threshold has just gotten so big your threshold
00:17:30.520 for debt increases with time right it's just like your threshold for anything else that creates
00:17:34.840 stress in your life over time your body has to adapt to the current condition so your threshold
00:17:39.560 for what it can hold expands so right now the number 40 probably feels staggering to some of
00:17:44.960 you but it's not a number that i feel fear around so why am i sharing this with all of you well
00:17:49.880 because this debt that i've carried on and off for almost all of my 20s has cultivated so much shame
00:17:56.700 for me so much shame I directly had my self-worth tied up into my financial picture and so I thought
00:18:05.040 that because of the fact that I had this debt I was not worthy I was not worthy and as I've been
00:18:11.840 doing a deep what I don't understand when men feel shame about something they have a tendency
00:18:20.980 to try to fix it. But when we feel shame about something, because that's naturally something
00:18:28.640 you should be ashamed of. $40,000 of credit card debt is something that's pretty shameful.
00:18:38.120 But we have a tendency to want to normalize it
00:18:41.240 and make the feeling go away instead of the problem go away. Why? Why? I don't understand.
00:18:50.980 why deep dive into my subconscious mind just really into my psyche in general over the last
00:18:55.860 couple of years i have looked at everything very very very honestly but money's been the one thing
00:19:00.500 that i've been avoiding the one thing that i've been avoiding and over the last month i have
00:19:05.460 gotten to a place where i cannot avoid it anymore because i am in a very unique situation when it
00:19:11.620 comes to my finances and i've been doing all of this subconscious work and as i sat in meditation
00:19:17.220 yesterday this just came up out of nowhere that i need to talk about it i need to talk about it
00:19:21.540 so i first started by having conversations with my closest girlfriends because they didn't even know
00:19:26.560 and after i had spoken to them i felt the shame just dissipating and leaving my body and i thought
00:19:32.940 i'm going to share it with the world i think i've always known that i was eventually going
00:19:35.860 to share it with the world i just wasn't feeling ready
00:19:37.900 what and so i'm sharing this with you because i know that so many of us struggle with debt
00:19:51.560 i know so many of us are in debt right now and i need you to remember that money is not moral
00:19:58.020 you are not worthy or unworthy depending on your financial situation the more that we talk about
00:20:05.240 things the less that shame can breed the less that shame okay do you know what i i think would
00:20:10.940 be the best way to eliminate shame paying off the debt paying off the debt what
00:20:20.260 i don't understand what we're what we're doing here what's the
00:20:26.200 but it's interesting because we have a tendency to speak about a problem and that makes us feel
00:20:35.080 better and I think this shows why therapy makes women feel better where it doesn't help men as
00:20:43.460 much because they need a plan of action I mean she's saying meditation is going to solve her
00:20:49.620 financial problems that's insane I mean you should be if you should be ashamed yeah okay we're going
00:20:57.960 to move on to the next um one let me pull it up oh yeah this is the same woman and look at she's
00:21:09.420 saying I'm gonna pause this because I don't want the sound I don't know if the sound will go I'm
00:21:17.100 $42,000 in debt and instead of getting extra jobs eating beans and rice for the next five years and
00:21:23.700 cutting everything out to pay it back I'm choosing to surrender to God's grace I sit in meditation
00:21:31.080 three times a day to connect with the divine that allows me to call in more abundance than
00:21:36.720 exerting energy ever will less doing more being okay so let's say she meditates for an hour a day 1.00
00:21:47.640 do you know what she could be doing instead uber eats working at dairy queen i mean trump
00:21:56.080 just worked at mcdonald's why do we think we're above it mcdonald's is hiring and this is the
00:22:03.620 future because for whatever reason uh we're just not great with money okay let's keep going
00:22:13.200 another one. And these women all look different. It's not one race, one socioeconomic background. 1.00
00:22:22.660 You can tell they're from all different types of backgrounds. I'm 27 years old. I live at home
00:22:27.600 with my parents and I am thousands of dollars in debt. It's about time I do something about it.
00:22:33.020 I have pretty much been in debt since about 19 years old, which is when I got my first credit
00:22:37.700 card. And unfortunately I had just very little regard to how this would bite me in the butt
00:22:41.720 basically 10 years later it's now been three years since i graduated college i'm living at home and
00:22:46.920 at the rate that i'm going i will literally never be able to move out let alone buy a house if i do
00:22:52.260 not get my finances in order i know the road to becoming debt-free is not going to be something
00:22:56.680 that's like super easy or going to happen overnight i'm talking about years of just
00:23:01.480 poor habits that are stacked and stacked and stacked on top of each other but i am hoping
00:23:06.460 that by building this channel it's going to help me build the confidence and the discipline to just
00:23:11.700 get over this bad habit i have some ideas in mind on how to get started about tackling my debt but
00:23:17.020 i would love any advice or any feedback that you have that helped you better manage your finances
00:23:21.760 i would love if you can comment below and give me any tips or resources that you may have that
00:23:26.280 can help me out okay so there's one now remember all the resources are on google so my speculation
00:23:35.600 is that they're really just looking for uh somebody to bail them out of this problem
00:23:42.640 the first thing i did because all of the resources you need are on google the first thing i did when
00:23:48.100 i graduated and got my first big girl job was get myself into about four and a half to five thousand
00:23:55.060 pounds worth of credit card debt and also keep myself in my overdraft for about a year and a
00:24:00.680 half two years consistently now I managed to pay this all off and get myself out of my overdraft
00:24:06.280 permanently thanks to lockdown so that was how it was slightly a blessing for me but it happened
00:24:12.660 so quickly and there are some habits that I have now that have permanently kept me out of ever
00:24:19.160 being in that situation again and I wanted to share them with you the number one thing I knew
00:24:23.740 I did I consciously did was stick my head in the sand every time it came to checking my bank account
00:24:29.760 or checking payments I wouldn't even check how much I'd been paid. I would literally wait for
00:24:35.000 the text message that told me I was in my overdraft to come and I knew that text message was coming
00:24:41.540 every time it came. And the one big benefit to actually checking your bank account now and it's
00:24:46.640 something I do as part of my budgeting process in the present day is it just gives you a bit of a
00:24:51.780 like it's like checking your compass just to see where you're at and see what you have to play
00:24:56.160 around with it also puts your feet back on the ground like by not checking my bank account
00:25:00.540 okay so five thousand dollars in debt let's go to the next one
00:25:04.900 but so I was curious I wanted to know I'm just a nosy Nelly what are the costs 0.78
00:25:16.260 how much do women cost so let's say a guy is dating a woman he wants to know how expensive 0.94
00:25:26.160 is she going to be? Because I've heard women say, I hear them say, you can't afford me. 1.00
00:25:31.960 And I think, well, what does the man have to afford? Like, what is he paying for? That's
00:25:39.140 why the guys keep asking us, what do you bring to the table, right? Okay. I hear men say that women,
00:25:47.380 and I would hear also men say that women cost too much. I can't afford her. That girl's too 1.00
00:25:53.480 expensive. So this initially happened in a Twitter space last night. I asked a group of men
00:26:00.960 what costs they look for in a woman. I also came to some of these numbers by texting friends of
00:26:09.700 mine what they pay for certain procedures. Women that I know get them regularly. 0.99
00:26:15.100 so to start let's look at the most common incomes or the most common professions of women 0.54
00:26:24.400 and what the average they make a year is now a nurse is $86,000 a year although I've heard from
00:26:35.120 the guys that these are the worst wives this is the men have told me stay away I don't know what 1.00
00:26:39.840 you nurse ladies are doing, but I've heard horrible things. Horrible. Elementary school 1.00
00:26:46.360 teacher, $67,000 a year. Manager, $43,000 a year. Customer service representative, $37,000 a year.
00:26:56.840 Secretaries and administrative assistants, $46,000 a year. First line supervisors of retail
00:27:03.620 workers $61,000 a year. Accountants and auditors $64,000 a year. Financial managers $156,000 a
00:27:15.700 year. Bookkeeping, accounting, and auditing clerks $47,000 a year. Nursing assistants $38,000 a year.
00:27:25.700 Now what do we spend money on is the question. Now when I was in this Twitter space
00:27:33.160 one of the things that the men said to me was that when men go to the gym, they have a tendency
00:27:39.540 to buy a simple gym membership that costs $5 to $50 a month max. And women have a tendency to go 0.66
00:27:52.140 for the community and for the instructors. So they pay for things like personal training 1.00
00:27:58.820 and group classes. Now, one red flag a man said to me, and you guys are very much
00:28:07.520 welcome to add in the chat if you have some other things you look out for,
00:28:13.960 is that a red flag is a woman with a Peloton bike. Because Peloton bikes cost $1,445 for a 1.00
00:28:26.440 brand new bike. And the man in the chat, the young man in the chat said at that rate, we can just buy
00:28:32.520 a bike and stick an iPad on it. And it's $55 a month for the membership. CrossFit is around $150
00:28:41.460 a month. Pilates $250 a month. Core Power $189 a month. So let's say a woman does Pilates
00:28:52.800 250 times 12 that's three grand a year let's say over let's say you have a 10-year marriage that's 0.83
00:29:00.880 30 000 over the course of the marriage for your wife's health and fitness 1.00
00:29:10.800 that's what women mean when we say you can't afford us 1.00
00:29:15.360 now the next thing men look for is where we shop for our foods 0.99
00:29:20.600 Now, what I've heard is that it's a green flag if women go to cheaper grocery stores,
00:29:25.240 and it's a red flag if they go to places like Whole Foods. 0.99
00:29:28.540 But the biggest red flag is Uber Eats.
00:29:32.780 Uber Eats costs you on average for one person $33 a meal.
00:29:37.540 So if you order six meals a week, that's $9,500 per year.
00:29:43.780 But that's not all.
00:29:45.840 another thing that the men said in this chat was that they do not like to date women that are
00:29:55.300 homeowners because home ownership usually the women do not know how to take care of the house
00:30:03.300 so then they will have to work on it and the average cost of home ownership is $28,790 a year 0.99
00:30:13.080 Now, to be fair, guys, I'm not an accountant. This is just off the top of Google. It could
00:30:18.480 be different. These numbers could vary in your state. All right. This is just what I found.
00:30:24.260 Now, let's go in beauty. Now, beauty is where it's got crazy. Now, these numbers I got from
00:30:30.620 a friend. This friend lives in England and I switched the numbers to dollars to see what
00:30:36.620 conversion was. So these are the yearly costs. Haircut and blow dry, $640 a year. Hair color,
00:30:49.020 $1,104 a year. Hair chemical treatment, $1,141 a year. Nails, $648 a year. Toes, $432 a year.
00:31:02.180 lip filler so if you see a woman and she's got some lip filler what would that cost your family 1.00
00:31:09.980 $775 a year nose filler $520 a year Botox if your girl gets Botox what will that cost you
00:31:21.980 what do you guys think in the chat
00:31:24.940 $1,660 a year skin booster injections $1,245 a year chemical face peels $1,575 a year
00:31:43.400 micro needling $1,560 a year a massage $1,392 a year
00:31:50.860 makeup 260 a year hair care 260 a year clothes was actually low i thought 650 a year i didn't
00:32:01.100 think that was so bad i thought it'd be worse waxing could be 311 a year so her total expenditures 0.63
00:32:08.600 for the year was 13 913 a year now what i'm trying to make women understand is how men view us
00:32:20.740 as an expense I couldn't believe it I was like us what me and so when they look at us
00:32:30.100 they think how much will this cost me
00:32:33.440 and what men don't want to do is they don't want to tell us kicking and screaming that we have to
00:32:44.480 go to a lower lifestyle but the issue is when it's just us you know ten thousand a year is
00:32:51.560 fine when there's no kids but if you have a kid or two you know if you're the are we spending ten
00:32:58.900 a year on your beauty or should we save that for little timmy's college fund right this is how the
00:33:04.860 men are gonna see it not saying right or wrong if you have the money to afford it so be it right
00:33:10.320 but men view this as an expense okay the average rent cost for a one-bedroom apartment in this
00:33:18.100 country is $1,557 a month another thing that they said that they look for is therapy now I don't
00:33:30.420 know too much about therapy costs you guys know my view on therapy apparently if you go once a
00:33:40.060 week at a session, at $150 a session, that was the average I found, that is $7,200 per year.
00:33:50.920 Now, this doesn't even get into plastic surgery costs. Now, as we age, we have a tendency to want
00:33:59.500 to preserve our looks. And who can blame us, right? Who can really blame us for that? That
00:34:04.920 is our number one agency. That's the number one way you can make money. That's the number one way
00:34:10.480 you can attract a mate. So I don't necessarily blame women for wanting what we want. We want 0.86
00:34:18.400 to be young forever. But the problem is many people want to age like J-Lo, but not many people
00:34:24.720 have J-Lo money. I'm sorry, ladies. If you're poor, it's just not in the cards for you.
00:34:31.860 okay plastic surgery if you want your wife to have a boob job $7,223 you replace it every 20 years
00:34:43.640 a tummy tuck $8,175 a facelift $7,000 to $15,000 is the range lipo $8,000 a nose job $7,000 a mommy
00:35:00.260 makeover drum roll please twenty thousand dollars have you ever seen those celebrities that start
00:35:08.300 to look like this right the you know that is three thousand three hundred and fifty nine 0.51
00:35:16.240 dollars for an upper bletheroplasty apparently four head lifts I didn't even know this was a thing
00:35:22.760 you guys are getting four head lifts, $5,460. Abdom, abdominoplasty. I think it's like for
00:35:35.360 your lower stomach when it sags after kids, $8,174. Yes. Now there are men that can afford this.
00:35:47.900 however if you're paying for all this you're probably not hot enough to get one I'm so sorry
00:35:55.020 I am so sorry okay all right so the next thing that they said that women will ask about is
00:36:04.860 remodeling houses now men on one hand men don't really seem to care too much about
00:36:15.980 their home getting remodeled I mean how often is it that we see a man with a mattress in the room
00:36:25.860 with the mattress in the room and um he's fine like it's like they'll put a mattress on the
00:36:37.360 ground, a couch, PlayStation, they're happy, they're good.
00:36:43.620 And unfortunately, we're just not that same way.
00:36:50.200 We want vibes at the house.
00:36:52.000 We want to feel comfortable, put all stuff on the walls, whatever.
00:36:57.100 So on average, if you want to remodel your house, according to Google, every three to
00:37:03.480 five years, homes are being remodeled.
00:37:06.540 the average home remodeling is $17,500 to $24,000 every three to five years if you've married
00:37:16.900 somebody that wants that. That's what I mean when we say you can't afford me. Not me, but
00:37:25.220 like this is what women mean. Amazon on average will cost you $1,200 per year. If a girl goes 1.00
00:37:35.200 on vacation a lot that costs you two thousand dollars a week if she has a dog that on average 1.00
00:37:40.940 costs you four thousand five hundred and twelve dollars a year if she's a coffee drinker my ladies 0.99
00:37:46.800 in the chat who likes their starbucks i know i do seven dollars a day for an average drink from
00:37:53.620 starbucks that's 196 a month so now what is the average student loan debt payment 37
00:38:04.500 $37,853. Now let's keep going to after the kids, you know, once you have the kids, right?
00:38:17.500 Daycare, $13,802 a year. If she wants hair extensions, that's about $2,000 to $3,000 a year. 0.99
00:38:28.140 um eating out to dinner 100 to 150 dollars if you do that once a week that's 7 200 per year
00:38:40.020 average car payment 734 dollars if she likes concerts the average cost of a ticket is 122
00:38:47.980 dollars if she goes once a month that's 1 464 dollars a year if you have children that want
00:38:54.580 to go, that goes to $5,656 a year if you guys go once a month to a concert. Healthcare, $453 a
00:39:04.480 month. Fake tan, $440 a month. The average cost to have a child in the U.S. healthcare system is $19,000.
00:39:13.120 If you want to send your kids to private school, that is $9,500 per year, $650 to $1,550 per year
00:39:26.920 for public school. Youth sports on average cost $650 per year. If they're in travel,
00:39:34.100 it's $12,000 per year. Now, as the age of women gets older and older that we have kids, 0.99
00:39:40.720 we're having more fertility problems. I'm so sorry. I'm so sorry, ladies. That's going to cost.
00:39:52.220 Yes, it is. IVF costs between $12,000 and $30,000 if one or more of a donor egg is used.
00:40:01.980 This can increase additional procedures and genetic testing.
00:40:08.760 In egg freezing costs between $30,000 and $40,000.
00:40:18.980 Medications can cost around $1,182.
00:40:24.240 Consultations cost between $200 and $750.
00:40:27.580 Bloodworks and ultrasounds cost between $2,000 and $3,500.
00:40:34.260 Egg retrieval can cost between $2,000 and $3,000.
00:40:38.200 Anesthesia, $350.
00:40:40.460 It's $750.
00:40:42.620 Genetic testing, $1,500 and $5,000.
00:40:46.780 And frozen embryo transfer, $1,500 and $6,000.
00:40:54.660 Did I miss anything?
00:40:56.480 did did Aaron get here yet or no oh he's been here oh I would have had him on earlier if I knew
00:41:02.600 okay so yes ladies we're expensive now I'm gonna bring in a subject matter expert on this issue
00:41:11.160 we have the economist Aaron Clary to talk about what modern women cost and I want to know are we
00:41:20.440 worth it aaron welcome to the show come on up is he there i don't see him on the screen
00:41:28.680 how's that you hear me now i hear him but i don't see him on the screen can you okay
00:41:33.640 Hold on one second, Aaron.
00:41:48.600 Okay. So, guys, I mean, you know, but this is what guys do. They're very natural cost benefit
00:41:58.600 analysis like they just kind of look at it so they might see a really attractive woman
00:42:04.040 right but you know if guys marry us they many not all but sort of expect to take on 0.99
00:42:13.640 at least a good portion of the bills when the kids are young so you know if we have a crazy
00:42:21.280 lifestyle and we're getting our Botox and our our nose filler and all that stuff
00:42:28.600 we're asking him to pay for thousands of dollars in treatment. 1.00
00:42:32.440 And that's why more men are saying, I don't know about these women.
00:42:36.560 I don't know.
00:42:37.920 Aaron, are we?
00:42:39.080 I don't see. Oh, now I see.
00:42:40.640 Yeah, I've been here for 25 minutes.
00:42:42.920 Oh, my gosh, I would have brought you up sooner.
00:42:46.000 I didn't realize.
00:42:46.840 Sorry. Welcome to the show, Aaron.
00:42:49.240 Thank you. Thank you.
00:42:50.360 To answer your questions, you girls cost men about $265,000 per man per life. 1.00
00:42:55.360 uh you cost society about eighty thousand dollars on average uh that they have to make up and 1.00
00:43:02.780 generally no it is not worth marrying you girls today I mean you wanted the short quick answers
00:43:08.340 there they are and uh I did pull them out of my rear those are backed up by numbers and statistics
00:43:14.140 and obviously results may vary but uh when you take the macroeconomic data and you crunch the
00:43:21.480 numbers yeah those that's what it costs men about 265 000 to pursue women and society wise women
00:43:30.100 are a net negative cost of about 80 000 a person uh by the time they pass away how did you get the
00:43:37.720 265 000 i believe you but i'm i'm wondering that what that comes from the book of numbers and that
00:43:44.260 includes pursuit maintenance and disposal costs i know this sounds horrible the words i'm using
00:43:51.220 i had to approach the pursuit of women yeah i had to i had to approach the pursuit of women as as if
00:43:57.600 it was a cost benefit analysis and anything that you acquire whether it's a car or an asset or
00:44:04.980 anything there are capture costs there are maintenance costs and then there are disposal
00:44:10.040 costs so what i did is i took all the and that's just explicit cash costs that's what men pay out
00:44:17.000 that's not what we could have done with that time and money otherwise so things like dating uh
00:44:23.500 working up the extra money to afford certain things bailing girls out of their student loan 0.84
00:44:28.040 debt if we get married the percent chance you would get divorced the percent chance you would
00:44:33.620 get divorced applied to the expected settlement whether that's alimony or the parting of assets
00:44:40.240 and all that and uh divorce costs and then uh cur maintaining meaning you have just because
00:44:47.120 you're married don't mean you don't date or court to take your woman out and treat her nice and so
00:44:53.440 you add those all up and on average men will spend about 265 thousand dollars in explicit oh and then
00:45:00.160 a huge one um is uh education most men would not be going to college anywhere near the amount they
00:45:08.560 would uh if it weren't for the pursuit of women and then also cars men like to spend a lot of
00:45:15.760 money on cars for some reason uh because they think that will impress women so there is a
00:45:23.200 significant expenditure in men's pursuit capture and ultimately disposal of women over the course
00:45:31.120 of their life 265 so the mgtow really makes perfect sense in a way it it does if you take
00:45:42.240 it intelligently and not use it as some kind of cult right uh yes i'll tell you right now
00:45:49.200 women are money losing proposition but you're not supposed to go into it uh for money and it's never 0.99
00:45:54.880 really been that way that's why a young man got dowries from the father because he's like take 0.95
00:45:59.840 this girl off my hand please uh and kids cost money and fab but men were the ones who were
00:46:05.120 predominantly well we're transitioning into kind of a post-marriage world or society where women 0.58
00:46:10.960 and men are not getting married is what much women are not as interested in marriage or forming
00:46:14.720 families especially with men and so uh now as the as these sexes kind of separate sociologically 0.86
00:46:20.960 speaking we're starting to see okay what are they doing on their own in in terms of uh their own 1.00
00:46:26.960 economic production and self-supportation but yes generally the pursuit of women is going to cost
00:46:33.360 men more than would cost women to pursue men in return and you're going through all those expenses
00:46:38.880 and about nearly 95 of them are all bs because a lot of them were exercise related it's like
00:46:47.440 go to the gym go to a treadmill you don't need pilates classes you don't need lip filler
00:46:52.880 be thin be attractive i mean maybe you can sell me on boob jobs maybe and if you're resorting to
00:47:00.000 botox or plastic surgery of some sort well by that time you're probably in your 40s or 50s
00:47:06.640 and it's too damn late you know you had your youth you that was your time to capture a guy
00:47:11.200 they're getting it sooner oh no well they get it they get it in their 20s now well that's that's 0.59
00:47:16.880 dumb uh because i don't know unless you have a genuinely disfigured face there's really no reason 1.00
00:47:22.480 for a young gal to to get plastic surgery and certainly not those brazilian butt lifts no no 0.99
00:47:28.660 guy in the history of guys ever asked for that um but yeah if you're you're not uh you shouldn't
00:47:35.840 be getting unless again you're you're disfigured somehow if you were in shape if you work out
00:47:41.560 you're most people if they're in shape and they work out they're going to be at least a seven if
00:47:47.520 not an eight, nine, or ideally a 10, but yeah, young women. And these are all, these are all
00:47:54.460 the premise. We spent so much money on whatever hairs, makeup, nails. And that's why you men got
00:48:00.900 in. Just, just tell us you want to be paid today. Just tell us it's a transactional relationship.
00:48:05.660 Tell us you're looking for the money. You're ignoring all the, the expenses men incur,
00:48:11.360 such as working extra hours having to come up with the status and lifestyle a lot of times men
00:48:18.240 will bail out women on their student loan debt generally men subsidize women when it comes to
00:48:24.080 marriage where girls will come in with their token $25,000 a year at their part-time social work job
00:48:29.780 and the guy's an engineer banging out 60 80 hours a week with you know the tiring argument of well
00:48:38.840 we do this and we do that it's like yeah well what about did you tune up the car did you get
00:48:45.240 underneath the lawnmower and and sharpen the blade did you all the the classical did you do
00:48:51.160 the manly chores you're just complaining about dishes and all that it's i think and and then 0.75
00:48:55.960 all the gals that you had uh the tiktok gals they were so disingenuine and omgt i have that oh my 0.67
00:49:05.480 god my journey with that that they are so disingenuous and clickbaity and uh uh internet 0.85
00:49:13.880 um hearing uh that i just can't i believe yeah i believe they had debts but they were just lazy
00:49:19.720 they just didn't want to work that that's all it is so the i mean if if girls want to go into 0.54
00:49:26.520 the the finances and who incurs most i will gladly audit men's and women's personal income
00:49:33.400 statements and balance sheets and uh credit reports and i'll tell you where these men are
00:49:38.680 necessarily innocent either they spend a lot of dumb money on cars and boats and things like that
00:49:43.400 but yes ladies you do it to yourself generally you piss away your money you don't need an instructor 1.00
00:49:50.200 for pilates or yoga or whatever you can do that on your own for free with it you don't need to go 1.00
00:49:55.960 into the nails and have a pedicure manicure no guy really pays all that much attention
00:50:00.520 so i a lot of this is a feign or a uh disingenuous argument that well that's why guys gotta pay it's
00:50:08.680 like nope it no they don't they absolutely don't and as you're kind of indicating men are becoming
00:50:15.560 aware of this it's not that the internet only works one way men have have seen it we've done
00:50:20.440 numbers and research and men are starting to realize like yeah this isn't i'm not paying for
00:50:24.440 that that's ridiculous i'm not paying for it so but that's kind of where we are in terms of the
00:50:29.800 finances yeah and you also i you've gone over it before but you said um the percent of marriageable
00:50:37.080 women was in your book too tell the tell the people in the chat for those that didn't see
00:50:42.920 the last stream what percent of women are marriageable it it's between two and three
00:50:47.640 percent of marrying age and um a lot of people would question my methodologies and the statistics
00:50:54.680 on that but i never claimed these were like great you know iron clad statistical percentages but
00:51:01.000 given what we got and the information we have uh very few women are marriage material now and we're
00:51:07.560 between two and three percent that doesn't mean only two to three percent women are going to get 0.92
00:51:12.120 married men are desperate you'll settle for anything uh riley reed just got married who's 0.88
00:51:18.520 who's Riley Reid? I don't, I don't know. I'm old.
00:51:23.260 She's like a very big corn star.
00:51:26.500 Oh, well, yeah. Okay. Yeah. Well, you want to marry?
00:51:30.700 I'm not saying only two to 3% of people are going to get married.
00:51:33.620 I'm just saying at the end of the day, 1.00
00:51:35.200 only two to 3% of women are marriage material and I rest my case. 0.99
00:51:39.680 Oh, porn star got married. Okay. 1.00
00:51:41.340 I don't know why the guy just doesn't pay for it. That simpler.
00:51:45.240 yeah so two percent of women are marriage material 650 000 was it 680 or 50 you said
00:51:56.140 that men no 265 000 cash expenses that men will will spend on average on pursuing women yeah wow
00:52:02.760 but you actually think it would be higher if you included what they could do with that time
00:52:06.500 oh god that's 9.6 million if men if i did some numbers of research more recently the what i did
00:52:14.760 back in when I wrote the book and did the research, if you take all the time, I'm sorry,
00:52:18.720 not the time. If you take all the money, the average man is going to cash spend on women at 0.97
00:52:24.620 the moments in time they spend it from, let's say, age 13 to 30 or whatever. And you were to take
00:52:30.760 that money and toss it in the S&P 500 index. By the end of that, by the time you were like 65 or
00:52:37.000 70 around retirement age, you'd have $9.6 million, assuming historical average rates of return.
00:52:43.900 uh that's more of a testament to the power of compound math uh but i mean even younger men
00:52:51.080 man if i didn't chase girls when i was younger i could i mean you literally could have taken that
00:52:55.380 time and built a house with your own hands or gotten a phd really serious amount serious
00:53:02.500 amounts of time in other words most of men's free time when you're not working most of men's free
00:53:09.460 time is in the pursuit of women. So we're talking tremendous amount of time investment there. But a
00:53:16.020 better way to look at it is I on a much more simple mathematical calculation, your average young man
00:53:22.500 makes around 15 $16 an hour. And you have a choice. You want to spend that hour swiping left
00:53:29.060 or right on dating apps and have very little rate of return? Or do you work that extra hour? And
00:53:34.740 again, you got to think opportunity costs. It's not what it's costing you today, boys. It's what
00:53:40.580 you could have been doing with your time otherwise. And a simple default baseline opportunity cost is
00:53:46.580 you could always throw it into the market. You take that $15 in one hour, and you throw in the
00:53:52.020 S&P 500 between the ages of 18 to 22, you're going to have $430 by the time you're 65. That's your
00:53:59.720 real opportunity cost. They say, well, what's the value of a man's time, especially a young man?
00:54:03.860 well i'm poor and i ain't got no money yeah but you have opportunity you have a future
00:54:08.820 and that is a minimum thing that you can do and so what men should be doing is saying okay it's
00:54:14.660 going to cost me four hours to go on this date that's a 1700 date if you were just work extra
00:54:20.740 hours toss that money in the s p 500 or pay off debt or work on your car any one of these other
00:54:26.980 things you're financially you're going to come out way ahead now you may not find love and
00:54:32.820 Like there is no pursuit of women that doesn't cost anything, but is a tremendous opportunity cost to young men, assuming you would be industrious with that time.
00:54:43.420 Otherwise, if you're going to go watch corn and you're going to go play video games and do pot, then you have no opportunity cost. 0.51
00:54:52.120 So don't worry about it.
00:54:53.100 But if you're in engineering school, if you're in the military, if you're a mechanic, if you 1.00
00:54:59.000 there is serious opportunity costs to you wasting your time on, I would say, women that are not 1.00
00:55:04.920 interested and are not high quality. What would you say is the cost of each kid? 0.56
00:55:11.920 They got numbers that that that varies. And I disagree with the numbers are thrown out there
00:55:16.620 for the longest time. They're saying it's like a quarter million. But that includes things like
00:55:20.360 You're going to pay their way through college.
00:55:23.060 You're getting them the best in everything.
00:55:24.860 We go to Disneyland and all that.
00:55:27.060 Kids don't cost that much, especially the more you have on a per capita basis because
00:55:30.740 you start sharing housing expenses.
00:55:33.220 You could get a kid.
00:55:34.380 You could raise a kid from zero to 18, probably around $60,000.
00:55:40.780 A lot of that coming where you just don't pay the kids way through college and you're
00:55:44.200 going to save a tremendous amount of money.
00:55:45.580 So they're not that expensive, but they are not insignificant.
00:55:49.360 can, and also akin to pursuing, you know, dating and courtship, the real cost with kids is time,
00:55:55.700 right? Because you can't, you know, the kids crying at 2am. And it's a it's an infant, you
00:56:01.440 got to deal with it. So your time is, is really what's going to be you should be doing that
00:56:06.020 because you love the kid. But yes, kids are kids are costly, probably more in time than it would
00:56:10.880 be money. And you agree with me when I say that women don't like their kids that much. 1.00
00:56:15.460 they don't and they don't want to be if they if if they did we want to there would not be a thing 0.98
00:56:21.940 called daycare I mean that that's don't tell me and when you wouldn't have a 50 divorce rate
00:56:27.820 it's just it's I know I know it's sad no other cultures maybe but here in the United States
00:56:32.660 I'm sorry women not all of course women have demonstrated to me a significant percent about
00:56:37.780 half just they value other things than their children more that doesn't mean they don't love
00:56:42.760 their kids, they just love other things more, whether it's their freedom and they want to get
00:56:47.660 a divorce, whether, um, well, I mean, one instance is where you have abortion, where I don't want
00:56:53.400 this kid now, uh, because it would sacrifice my life and my standards of living in the lifestyle
00:56:58.460 that I want. Uh, but what really tells me is you have a kid and you want to have daycare or you
00:57:05.060 drop it off with mom or dad or grandma or grandpa in that instance. Don't tell me you love your
00:57:11.200 children when it's like I need government daycare you should raise your damn kid or if you're the
00:57:18.200 one making more money then the husband should raise the damn kid but you see so many people
00:57:22.940 outsourcing their children you don't outsource things you love and so by their own action yes
00:57:29.180 I'm sure to some level all mothers love their children it's just that their actions belie that
00:57:34.540 they love things a lot more well and the state watches them from the time they're three because
00:57:40.280 they have school till like yeah have you got pre-k yeah yeah no and and it's it's it's sad
00:57:45.500 where it's like i can't wait till these kids get back to school i mean that that was a very common
00:57:49.860 refrain back in uh in the disease time when we had the lockdowns and all uh but yeah it's kind
00:57:56.820 of appalling when you look at how disinterested mothers are and i would say fathers as well 0.89
00:58:01.620 um but we're talking about gals here uh are in raising their own children it's kind of it's it 0.77
00:58:08.000 is disgusting yeah and that's why a lot of times I hear on these podcasts like oh well kids are so
00:58:14.400 special and women are just like brainwashed and I'm like I don't know I think they just don't
00:58:19.320 they like would rather do other stuff I don't what the kids or the parents the parents yeah I mean a 1.00
00:58:25.580 lot I mean consider it they're they're more an accessory or a luxury item I used to call them
00:58:30.260 Cadillac kids back in the day was like this is my child look at my child child child child it's like
00:58:35.300 yeah are you staying home raising it or you just post it and shit on the internet so like oh my
00:58:40.020 omg i have a child and then that's it you know you know you don't sit the kid down you don't
00:58:45.300 have discussions about financial management what you're going to major in i mean it really is in
00:58:50.100 many instances no different than i always wanted a range rover and now i have it yeah yeah well
00:58:57.660 thank you for calling in today aaron this is really helpful problem no problem is there any
00:59:02.140 other anything else you want to say on the topic that you think would be useful to the guys i would
00:59:06.920 say just um i mean based on the data you were going over i'd say definitely for young men and
00:59:13.280 young women go get the book of numbers uh analyzing the roi and the pursuit of women because i go over
00:59:18.220 people's finances on average and guys and that's bad okay you don't need to go into
00:59:25.680 debt you don't need credit card debt but guys do not take on women with debt all right and now if
00:59:33.040 they got a mortgage okay you know they have a house with that if they have a medical school 0.65
00:59:37.700 or dental school debt okay obviously that's an investment but you the the things you should be 1.00
00:59:42.460 looking out for with women is is she old enough to afford that if she's got like botox like the 1.00
00:59:48.080 gal you had on with all the makeup and the stuff and they got a if they got a fancy car and they're 0.99
00:59:54.660 23 no that's bad so it just shows you that they're spending money and it's it's great you can ask
01:00:01.940 people about their financial troubles like man how you got any student loan debt they'll tell you
01:00:06.740 because they want to complain about wow man it's real hard economic times oh you got credit card
01:00:11.860 oh you got credit card debt they will tell you and just keep in mind if you marry that if you
01:00:19.380 co-mingle funds with that, you are now financially responsible for that. So I know we talk about love
01:00:25.380 and dating and sex and all that, but finances are very key. So definitely guard your finances
01:00:30.540 and definitely avoid people with debt. Yeah. The number that I thought was crazy was the average
01:00:37.720 debt is $37,000 for school. That was higher than I thought it would be. That was actually lower
01:00:44.080 than I thought. But yeah, $37,000 for student loan debt. That's not killer. That's not going
01:00:50.820 to destroy your life. I mean, that's less than your brand new car. And truth be told, a lot of
01:00:55.840 people will have a higher car payment than they do a student loan payment. But yeah, it's not that
01:01:00.840 you're going to get their financial statements or the credit report. But yeah, you want to avoid
01:01:05.740 people that got car loans, student loans, unnecessary credit card debt, and home equity
01:01:12.200 lines and that that'd be a pretty good rule to follow so how much debt in your perspective makes
01:01:18.660 a woman unmarriageable i was kind of trying to ask guys this question like i asked it in a space
01:01:24.680 and i got a couple responses one it depends on the kind of debt yes um and two it depends how
01:01:32.420 she got it so i'm just curious like if you were vetting a woman and you were she said i have this
01:01:39.260 much debt? When would be too much for you or most men? It really depends on the time, on the type
01:01:45.120 and the person. So let's say she's a doctor, right? And she has 300,000 in medical debt.
01:01:51.440 That's very common. That's to be expected. And she has a house and she has, let's say she's a 1.00
01:01:57.480 doctor. She's got to live in the city and it's a 500, half a million dollar mortgage. Okay. So
01:02:02.020 it's a significant mortgage. She got $800,000 in debt. Now to the normal person, that would be
01:02:07.100 destructive. It'd be debilitating, but she's a doctor. Uh, she has a very good career. Uh,
01:02:14.040 she has a house and let's say her house is worth 800,000. So there's significant equity in there 0.88
01:02:18.280 as well. So depending on the person and the type and what the debt is for, it can be good,
01:02:24.060 but what you're going to much more commonly run into, I can almost guarantee you, this is the 0.99
01:02:28.000 lion's share of women under 30. You're going to run into, there's going to be student loan debt 1.00
01:02:32.200 for a worthless degree. If she has student loan debt and she has a degree in electrical engineering, 0.80
01:02:36.740 that's fine. But 90% of women do not have that. They have student loan debt for completely BS 1.00
01:02:42.100 degrees, whether it's history, journalism, political science, or something else that
01:02:46.140 ain't going to get them a job. So that's bad debt. And then the worst debt, well,
01:02:50.400 second worst debt would be for a car that she doesn't need some kind of fancy SUV,
01:02:55.440 some kind of Audi, some kind of German made over-engineered piece of junk. 0.92
01:03:00.660 uh you want to avoid that but the worst debt is credit card debt where they just can't control 0.95
01:03:07.560 their spending they got to have the latest shoes the guy get the latest boots they're you know if
01:03:12.000 they got a kid that's another form of debt because of all the obligatory spending that's associated
01:03:16.720 with that kid but are they dressing their kid in the fashion designer clothes and the kid is three
01:03:21.120 and going to grow out of them so credit card debt is probably the the worst one and then you just 0.68
01:03:28.020 got to look at her like oh does she have a brazilian butt lift does she have the fanciest shirt does 1.00
01:03:32.920 she have a fancy apartment but she works and then in contrast she works as a i don't know some kind 1.00
01:03:39.380 of like she's a barista bad very bad she can't support that debt but yeah it does depend on the 0.65
01:03:45.160 type and and what it's for yeah i know someone that's an electrical engineer but she's gonna be
01:03:52.320 paying debt like till she's 60 or 50 and i was like i was like that's uh what did she get the 0.93
01:04:00.420 debt for i don't know she went to master's school like she went to college and then she got a
01:04:06.060 master's in something but she's some sort of engineer well her undergrad was probably engineering
01:04:11.780 but then she probably got an mba and yeah advanced degrees are killers here's another one let me 1.00
01:04:17.420 warning you about the worst debt possible for a woman to have law school debt unless you went to 1.00
01:04:23.660 a tier one law school you do not want to have a girl who has law school debt because it's a 1.00
01:04:29.240 tremendous amount of debt uh there's an overabundance of lawyers and generally most women 0.99
01:04:34.540 not all when they go to law school it's to say it's because they have a failed undergrad in the 0.97
01:04:39.240 liberal arts and they still believe in that bs that they're going to go whatever save minorities
01:04:44.480 save the women, save the whales and fight the environment, whatever it is. And law school is
01:04:50.060 tremendously expensive, but unlike med school, it's tremendously unemployable. Right. And then
01:04:55.080 not to mention, usually law school, you got a girl with a chip on her shoulder who has leftist 0.61
01:04:59.440 attitude and you just you just don't want to deal with that. Are there degrees that you would tell
01:05:03.400 men to select for? Or that women? Yeah, like professions. Oh, yeah. Yeah. I mean, the same
01:05:09.620 ones I would recommend it it's a simple matter of responsibility are you a responsible person
01:05:15.420 all right so just like I would recommend men become accountants engineers doctors nurses
01:05:21.040 um tradesmen if you can find women who are in the trades trades women uh those are all good
01:05:27.140 because they're real jobs and they and they pay well uh so whatever you recommend for employment
01:05:32.420 I would also recommend for girls to date this doesn't mean that you know you find some girl
01:05:37.840 who's a teacher and she she is undateable uh just usually means that there's going to be
01:05:43.680 financial difficulties ahead because they have a degree that's not really income generating or
01:05:50.520 supportable got it got it well this is helpful so thank you very much aaron thanks for having me on
01:05:59.020 pearl um yeah we'll bring you on for the next debt talk okay thank you have a good one okay
01:06:07.840 yeah so guys
01:06:10.260 that's what we got 1.00
01:06:13.820 they said never marry nurses or teachers 0.99
01:06:17.740 well
01:06:18.360 nurses are doing all right
01:06:23.640 but you guys have had horror stories about
01:06:25.660 dating them
01:06:26.380 registered nurses decent
01:06:29.100 I was at the hospital the other day guys
01:06:31.500 I had a family member who was sick
01:06:33.660 and I was looking around
01:06:35.420 and all of the nurses were on their phones
01:06:37.580 like a hundred percent of them and i'm thinking
01:06:40.380 is this what they do all day they're just they're literally in the ward or whatever just like
01:06:47.240 sitting on their anyways anyways who cares so um yeah this is the oh i wish i forgot to plug
01:06:53.700 his channel go um aaron clary's channel i think it's just under aaron clary but let me double
01:07:00.320 check i should have yeah it's just aaron clary um he's got like 127 000 subs yeah it's right here
01:07:10.240 so you guys should go follow him really really smart guy like super smart he breaks down
01:07:16.800 um all these different data sets so it's really good but anyways guys let me know what you think
01:07:21.840 in the comments um make sure you like the video and go to the audacitynetwork.com we are going to
01:07:28.240 be um reacting to love is blind on netflix so it's kind of fun we all hang out so go to the
01:07:37.340 audacitynetwork.com and i think we're going to stream it for a little bit on twitter
01:07:41.380 at now x like the video on your way out guys subscribe and we'll talk to you next time
01:07:58.240 You