Pearl - May 26, 2026


Women Coping Over DESTROYING Their Finances


Episode Stats


Length

7 minutes

Words per minute

186.91019

Word count

1,327

Sentence count

4

Harmful content

Misogyny

13

sentences flagged

Toxicity

20

sentences flagged

Hate speech

16

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 i don't care i'm happy with my decision we are all right now yeah again this is coping um all 1.00
00:00:09.520 right what up guys welcome to my reaction series uh today we're talking about women doing stupid 0.98
00:00:15.120 things and taking l's as we normally do on this channel um i would say that's you know a typical 0.98
00:00:19.760 thing um and today we're reacting to women buzzing that sorry we're reacting to women rationalizing
00:00:26.400 taking money out of their retirement for no reason as i just deposited my 401k yeah yeah yeah i
00:00:33.120 deposited my 401k because i took it all out so that i could pay off my credit cards because
00:00:37.520 your girl was drowning i was drowning in credit card debt because i had lost my job when i was
00:00:43.600 traveling europe so i had to put everything on my credit cards and i just like couldn't do it
00:00:48.320 anymore literally crying to my friend i was like what do i do like do i like file bankruptcy like
00:00:53.600 what what is the incentive to be good people anymore i mean it's god is like you really are
00:00:59.920 going to have to be a good person because you want to because society really is not going to
00:01:04.480 reward you for that because it's like you watch women like this pull out a bunch of money from
00:01:09.360 on their credit cards and then just file bankruptcy i guess she didn't but oh what is life
00:01:16.080 and then you like pay it off and it's like uh-huh do i take out like a personal loan i just like
00:01:20.480 I don't want to pay anybody back like I just that was like the whole goal is to just like be done
00:01:25.180 with this like I just don't know what to do she's like wait you still have a 401k from Warner when
00:01:29.080 we worked there because we worked at Warner together and I was like yeah why and she's like 0.96
00:01:32.900 pull it out she's like take that shit out and pay it she's like you know that you're gonna get a job 0.92
00:01:36.960 soon again and like you're just just aggressively put into your 401k then and I was like you're 0.99
00:01:42.280 brilliant because I'm like when I pay my credit cards did you like stop doing your job to travel
00:01:46.620 europe is that did i like how are you traveling europe with a job okay i can just put it back
00:01:52.760 into a 401k because i was paying like that's girl math $1,300 a month in credit card debt
00:01:58.120 that's a minimum mind you so i literally was not even making a goddamn dent with the $1,300 i was
00:02:04.780 like i can't do this anymore like literally can't do it it's not worth it pulled out my 401k and i
00:02:08.940 just deposited the check and i am i like literally feel like i can breathe i just feel so happy
00:02:15.500 because now I feel like I can like live my life and really not make money just to pay off debt 0.96
00:02:22.140 that isn't even getting paid off because of the fucking interest rate this is just what I've done 0.92
00:02:28.140 that feels good to me was to take out my um whatever feels good to women is probably the 0.97
00:02:34.060 wrong thing to do so if a woman said this feels good for my life it's usually to rationalize a
00:02:38.960 terrible choice they made in life you know so 401k it's an option I feel like rich people do
00:02:45.220 this all the time so like why are we not talking about it more and i don't think that's true but
00:02:49.840 okay that people don't talk about debt okay let's let's go to the next woman coping um cashing out
00:02:55.780 my 401k i got the option to cash out my 401k i didn't have that much money in there so i cashed
00:03:01.980 out because i'm going to use it to pay off some debt and then put in a high yield savings account
00:03:06.060 but i just told my dad like who is a republican that i cashed out my 401k and he was like no
00:03:12.660 don't do that and i was like why what future what future am i saving for and before the finance dude
00:03:20.900 bros come for me right now i'm not a financial advisor i did my research i knew i had to pay
00:03:26.820 taxes i knew i would have a fee shut up unfollow me get me away from that algorithm i don't care 0.98
00:03:34.500 yeah i'm happy with my decision we are all fucked right now yeah again this is coping 0.99
00:03:42.660 um this is why women when they get old and they're living off the government and they want to marry 0.99
00:03:48.420 you guys later um don't bail these ladies out you know i'm going to be cashing out my entire 1.00
00:03:56.240 retirement you guys should just do sex work at this point what would you guys pay for an hour 0.82
00:04:02.120 be honest be it don't say pearl i would never pay her for an at least one of you has paid for an
00:04:08.280 only fan subscription so you pay for something i recently discovered i should have researched
00:04:14.080 earlier that my retirement is doing really well because 16 of my mutual funds are invested in
00:04:24.840 blackrock and it doesn't sit well with me and i don't believe in this system anymore anyway
00:04:30.740 if you don't know i'm sarah i quit my corporate job back in january i've been a nomad yeah with
00:04:37.440 no plan at all summer you never have plans i'm djing now on tiktok and started a creator network
00:04:44.680 oh wow you're a dj oh no a tiktok dj and trying to build an app that changes the way that we work
00:04:51.900 entirely and i'm sitting here at santa monica beach looking at the ocean and realizing that my
00:04:59.580 50k in student and credit card debt just isn't worth it it's not worth the stress to what have
00:05:10.220 money sitting so i'm documenting this today i'll be calling my financial advisor
00:05:17.120 and i'm interested to know if anyone else has uh personally divested um i'll be looking to invest
00:05:27.880 um differently in the future okay um that just means she's gonna spend money she doesn't have
00:05:36.120 and then make you take care of it later let's see who's next everybody in my comments in the last
00:05:41.440 video are all 401k specialists everyone's an accountant everyone's like you hear this voice 1.00
00:05:48.720 it's like this naggy bitchy oh my gosh that voice is like oh my god belittling oh my god like women 1.00
00:05:58.360 don't realize how bitchy they are make sure you put money away for your 10 for this taxes both 1.00
00:06:03.920 duh what the fuck the amount of people that project their own fears onto others is crazy 0.99
00:06:10.780 you know nothing about my situation you only know what i told you online i don't know it's just it's 0.99
00:06:14.900 just so funny and crazy to me how many people project their own fears onto other people and
00:06:22.060 that's really what I learned from posting that video because yeah taxes are scary like pulling
00:06:27.240 out your 401k is scary debt feels scary it all feels scary because it feels so big I appreciate
00:06:32.620 everybody and their opinion but also I didn't ask for it why did you give yours to like we didn't
00:06:40.340 asked to hear about your problems you tell us about your problems we comment on the problems
00:06:45.860 and now we are the problem i'm so happy but you know keep going because it's going to make me 1.00
00:06:50.580 money so ask for it you know it's just so crazy i hope women are insufferable forever because then 0.82
00:06:56.900 i'll be employed so and this is pretty this is a pretty good job so let me know you guys 0.99
00:07:01.140 stick at the comments. I love you. Thank you for watching. Subscribe to the channel and I'll see
00:07:05.320 you next time.