Pearl - June 09, 2026


Women Make THE WORST Financial Choices


Episode Stats


Length

11 minutes

Words per minute

171.56

Word count

1,921

Sentence count

13

Harmful content

Misogyny

16

sentences flagged

Toxicity

21

sentences flagged

Hate speech

14

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

On this series, we watch women talk about their financial struggles and let's see if we believe them. I believe if you're struggling financially, you shouldn't be calling yourself a poor woman. You don't look poor.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 you don't look poor man like then that's gaslighting the general public what's up guys
00:00:04.960 welcome to my reaction series on this series we watch women take l's and one of the major l's of 0.99
00:00:10.640 modern women today is that we are struggling financially uh so many women out there literally
00:00:16.080 have don't have so anyways um i'm about to react to women talking about their financial struggles
00:00:24.000 and let's see if we believe them i believe if you're struggling financially you shouldn't be 1.00
00:00:28.560 uh oh no all right well we're already starting on this note oh no this woman is fat um again
00:00:35.440 how much can you really be like struggling financially if you're overweight like you're
00:00:39.920 obviously overspending on food but let's see what she says because my card declined when
00:00:45.440 i tried to get groceries manager i wasn't trying to get that many groceries probably a good thing 0.97
00:00:49.760 for you honey it's time to do a water fast or something until your skin so i would get on that 0.98
00:00:58.560 just something to get me into my next payday which is next friday
00:01:02.880 and then my car declined because my car insurance payment came out
00:01:06.780 so now i have no money no food
00:01:11.860 um you don't need food it's impossible it's impossible to live nowadays it just is 1.00
00:01:21.540 you can't afford anything women i don't understand how people can afford anything 1.00
00:01:27.300 Yeah, because women keep increasing the price of everything. 1.00
00:01:30.200 So we've got to take away women's credit cards. 1.00
00:01:32.840 I think that would do the most good in society. 1.00
00:01:39.040 Just working my life away and for what?
00:01:41.240 To barely be able to pay my bills? 1.00
00:01:44.480 I'm so over this shit. 1.00
00:01:45.700 I am so over this shit. 1.00
00:01:47.280 It's infuriating. 0.99
00:01:53.460 That there's nothing.
00:01:55.100 I feel like there's nothing I can do.
00:01:57.300 nothing any of us can do but you can eat less again that is at least that's at least an extra 0.95
00:02:03.360 hundred bucks a week i bet you uber eats i guarantee you uber eat we're just fucking stuck 0.76
00:02:08.880 we just have to take it yes 0.99
00:02:11.160 well i hate this world that we live oh my god okay you're fat let's let's use next all right 1.00
00:02:21.320 this woman fake nails again it's if you're gonna complain okay but like is anybody else struggling 0.99
00:02:28.860 financially like so hard right now i just feel like everything's so expensive bills just keep
00:02:35.180 piling up and i just i'm so exhausted with it i don't know my friend um has a he wants to do a
00:02:43.440 ubi like universal basic income right and um the interesting thing is i told him i'm like look
00:02:48.920 that could be like that would not be a bad idea if only men could get it like if only men could
00:02:54.840 get a ubi because men would spend the money on things that are important where women would spend
00:02:59.580 it on unimportant things she looks poor this is the only one i think i've been poor my entire
00:03:04.860 life 23 going on 24 and i'm broke every single week i get paid weekly at the end of the week i
00:03:10.320 got like 50 bucks to my name all i'm doing is paying my bills and then paying off my debt i 0.57
00:03:16.880 was an idiot in college don't even use my degree but i have a specialized job i'm making decent 0.88
00:03:23.060 money and i have nothing left over at the end of each week i work 50 hours a week i'm just tired 0.99
00:03:32.060 of being poor well you should get used to it because so if you know any side hustles second
00:03:40.560 jobs you could be an editor on my channel google doug at the audacity network.com we do clippers
00:03:45.980 channels so that would be great all right let's see who's next after i pay my bills
00:03:52.540 there's nothing left there's nothing left with fake nails makeup again these are luxury items 0.99
00:03:59.180 and i i think women like accessories fake nails all that stuff is a luxury not a necessity even
00:04:06.060 before i get paid i mean i get it it's tough being ugly you know i have to be chopped every single
00:04:10.220 day in my life and you know i wish i wasn't chopped but um you know it just it's part of life
00:04:17.100 just being a normal chopped woman like i'm already like okay i'm about to get paid but like what does
00:04:24.060 that matter because it's gone even before like as soon as it hits my account it's already gone
00:04:29.500 because i have to pay everything and then i'm still short no savings no cushion no room to
00:04:35.980 breathe and that scared me like it wasn't until i think my daughter started college that it all just
00:04:42.300 was like wait a minute like what is happening here you know what i mean like i can't keep
00:04:47.740 living like this because what if like we have an emergency and something happens we have no savings
00:04:57.180 i have no savings so like what happens you know that's when i knew like i just can't keep living
00:05:03.260 like this like i knew i needed something different and like just i'm going to give myself a heart
00:05:10.780 attack just by thinking of all the bills my daughter's tuition just everything right so i
00:05:17.080 just knew i needed something different does anyone else feel like they're absolutely no the music
00:05:24.480 again you look like you have a little lip filler drowning financially that looks like an overfilled
00:05:30.240 lip again i i don't mind if you guys like one of the ladies complaints about being poor she looked
00:05:36.240 poor but you don't look poor man like then that's gaslighting the general public you know i expect
00:05:45.680 you know it's funny um i i used to do vlogs with my family before with the industry i'm in i can't
00:05:51.280 really do it anymore it's why i sort of separate my personal and public life now but i used i used
00:05:56.800 to vlog everything it was so bad and uh one of my favorite comments on my channel is you guys are
00:06:02.160 rich but you look poor guys i was like that's so my family we just look broke um uh but you
00:06:11.200 look rich ma'am um and you've i know you have to spend to look rich as a single 29 year old woman
00:06:18.640 i just i have three jobs and i'm still struggling despite having three jobs jordan skerha finds
00:06:30.100 herself immersed in a financial crisis that is pushing her to the limit both physically and
00:06:35.040 mentally i feel like i'm drowning and i don't know i don't know what to do she has used her
00:06:42.280 credit card excessively trying to maintain a good standard of living but now debts are
00:06:49.140 suffocating her and she doesn't know what to do with her life anymore and i'm just getting myself
00:06:54.260 farther and farther into credit card debt because i don't have enough after the first of the month 0.99
00:06:59.860 yeah she refuses to live in a shitty area with shitty amenities and look poor so to avoid using 0.99
00:07:09.440 it just isn't working take that elsa sorry who's next dude if you're going through a really tough 0.88
00:07:22.600 financial time i'm just gonna i'm gonna give you a glimpse of what it looks like on the other side
00:07:27.860 just in case this is a life preserver of hope for you there are this can make me cry there were so
00:07:35.180 many things that were so hard when finances were not just tight but just absent and so many basic
00:07:45.640 things like I didn't buy in my life and and now looking back it it was the hardest period of time
00:07:53.160 in my life and if somebody would have told me you're gonna be grateful I would have been like 0.98
00:07:57.340 you're an insensitive fuck but now being on the other side of it I'm not gonna lie I am so grateful 0.98
00:08:04.320 what happened because I'm gonna really try not to get emotional like little things in my life 0.99
00:08:11.280 bring me so much peace gratitude and joy I'm gonna show you one of those things yeah I will say when
00:08:17.200 people get to a certain income level like nothing satisfies them I don't know I don't I've lived a
00:08:23.880 really frivolous life before um when I was at the peak of my career and I just didn't like what do
00:08:30.200 you do different day to day um i'd say the biggest difference is maybe i can afford a nicer gym but
00:08:35.840 like i can work out at any gym and i really am fine hold on how many flip this my sock drawer
00:08:44.320 is my pride and joy the fact that i have a full sock drawer i know this is so odd
00:08:50.900 is a sign of abundance it looks poor like i you at least i think she's putting her money where
00:08:56.840 mouthed to me because i never wanted to buy socks it was just like it felt like it was such a low
00:09:01.160 cost purchase and i was like i have enough socks i don't need to buy more socks now i don't even 0.97
00:09:06.920 think about it i know it's so dumb it's so dumb i literally do not even think about it and when i 0.92
00:09:11.640 run out of socks i just buy more and i have a whole drawer filled with socks more than i could 1.00
00:09:17.320 ever need and who would ever feel grateful for socks you broke ass like past broke ass jessica 0.99
00:09:27.480 absolutely feels grateful for socks i used to feel so much shame shopping at the thrift store 0.99
00:09:32.840 because i like had to now dude i buy everything i can second hand it is the i feel so much gratitude
00:09:41.400 for it because i'm like dude oh my god like this is so cool that i can buy things that i want
00:09:47.400 used and and the the thing is it's like is is because you had that starting point
00:09:54.600 that you feel grateful for what you have all of us know those rich people who were given
00:09:59.080 everything growing up they had all the nice things and their life i'll tell you what as
00:10:03.800 someone who grew up with money but my dad was very cheap so i don't know it wasn't really like
00:10:12.280 we always had a big house but i don't know there were still things we didn't do like we never flew
00:10:16.920 or we never i don't know who i grew up wealthier than she did poor women especially with no dads 1.00
00:10:25.080 hate that you grew up with like a dad that loved you and helps you like i i've never seen women 0.64
00:10:30.920 more jealous of anything i'm not saying that she is but just in parts decreases slightly in quality 0.99
00:10:36.200 and they're like complaining and bitching and you're just like dude you have no idea how good
00:10:39.720 you have it i promise you you have the advantage that's how men feel with women complaining about 0.53
00:10:44.620 dating they're like you have no idea most men have never gotten female attention in their lives
00:10:49.380 so and it doesn't feel like that right now but like dude on the other side as somebody who's
00:10:57.700 made it through i fucking promise you you were gonna look back all right guys um thank you so
00:11:03.980 much for watching. I really appreciate you. I love you guys. Like the video on your way out,
00:11:09.900 subscribe to the channel, and I'll see you next time.