Relatable with Allie Beth Stuckey - June 12, 2025


Ep 1204 ｜ Breaking Down Trump's One Big Beautiful Bill & the 'Peaceful' LA Riots


Episode Stats

Length

50 minutes

Words per Minute

168.2083

Word Count

8,547

Sentence Count

640


Summary


Transcript

00:00:00.980 Hey, Ron Simmons, I'm guest hosting Relatable today.
00:00:04.440 I'm very excited about it.
00:00:05.620 And we're going to be talking about some really cool things.
00:00:08.200 We're going to be talking about the big, beautiful bill, which I know you've heard a lot about.
00:00:12.680 We're going to be talking about immigration, what's going on in that out in L.A. and the
00:00:17.140 riots and what have you.
00:00:19.080 We're also going to give some advice from fathers, from the listeners, which is going
00:00:25.020 to be really cool.
00:00:26.100 All that and more on today's episode of Relatable.
00:00:30.400 Today's episode is brought to you by our good friends at Good Ranchers, and they are
00:00:34.720 a special friend to me because they sent me a Father's Day gift.
00:00:37.820 Thank you very much.
00:00:39.620 Remember, go to GoodRanchers.com slash Allie, code Allie.
00:00:54.400 Well, hello, everyone.
00:00:56.360 No, I'm sorry.
00:00:57.700 I'm not Allie Beth.
00:00:58.640 You figured that out already.
00:00:59.700 She's traveling this week, and she asked me to sit in and host this show because we're
00:01:04.300 going to be talking mainly about things that are going on in the country economically, protest,
00:01:10.340 all those other things.
00:01:11.360 But at the end, we've got something very special that the audience, you have helped us out
00:01:15.900 with, which is going to be a lot of fun.
00:01:17.560 But let's get started today in talking about what's going on in the economy.
00:01:22.780 Well, I made a bunch of notes, so pardon me if I'm looking at them.
00:01:25.820 But here's the way I look at it.
00:01:27.520 The economy just keeps on winning.
00:01:29.500 I mean, you know that President Trump, back in the first administration, he said, oh, you're
00:01:34.280 just going to get tired of winning.
00:01:35.640 Well, economically, that is true.
00:01:38.080 And things are just going really good.
00:01:40.560 Inflation in May, which is the most recent month they have the data for, was up 0.1%.
00:01:47.780 0.1%.
00:01:49.400 And that's only 2.4% year over year in the last 12 months.
00:01:54.720 That is the lowest inflation increase since February of 2021, right after former President
00:02:02.300 Biden came into office.
00:02:04.980 And you can remember that in 21, 22, and even into 23, inflation really got up to 8, 9, 10%.
00:02:13.800 And in some particular products that we bought, it even got a lot more than that.
00:02:19.240 So the economy is where we want it to be.
00:02:23.260 Maybe not as good on interest rates, and we'll talk about that in a second.
00:02:26.540 But the economy is certainly in a manner that keeps things from just getting higher and higher.
00:02:32.980 And you've probably noticed that in the grocery stores.
00:02:34.800 As a matter of fact, we've talked about eggs several times on the podcast when I've been
00:02:38.960 on with Allie, and egg prices were $4.15 a dozen in December of 2024, so just a few months ago.
00:02:49.920 Now the average price is around $2.75.
00:02:54.020 That's a 30% decrease in just a few months.
00:02:58.300 Lots of reasons for that.
00:02:59.580 But one of the main reasons is that President Trump and his administration have done what's
00:03:04.940 necessary to curb that ongoing inflation.
00:03:08.280 Secretary of Agriculture Brooke Rollins, who is a friend of mine, someone I've known for
00:03:12.640 probably the last decade, she's just in there working every day, helping the farmers, making
00:03:17.440 sure that the bird flu challenge was taken care of and that the supply is there to be able
00:03:25.360 to fill the grocery store shelves.
00:03:27.560 So that's just one example.
00:03:29.800 The interest rates have remained steady.
00:03:32.940 I'm a little concerned about that.
00:03:34.640 I think Fed President Powell has been a little bit too cautious on lowering interest rates.
00:03:41.820 That's the next thing that needs to happen.
00:03:44.520 He has said that he wants to see a little bit more of the inflation being under control.
00:03:50.340 But let me tell you something, 2.4% inflation, that's under control, Mr. Powell.
00:03:55.900 And now it's time to make it easier for people to buy homes, to buy automobiles, things like
00:04:01.820 that.
00:04:02.080 We do not need the level of interest rates that we have today.
00:04:06.740 Now, saying all that, I'll remind you that when Allie's mother and myself bought our first
00:04:13.760 house, this was in the early 80s.
00:04:16.600 Our interest rate on our home, and we were glad to get it, was like 13%.
00:04:21.820 Can you imagine that?
00:04:23.560 Those of you out there that have those 3% loans, or now you're trying to get one at 4%, 5%,
00:04:28.480 6%, and you're complaining about it.
00:04:31.700 I get it because we got used to the 3%.
00:04:34.260 But just remember, it hasn't always even been even 6%.
00:04:40.040 There were times when it was a lot higher than that.
00:04:42.380 And so even if it stays at this level for a while, which is kind of what the long-term
00:04:47.220 mortgage interest rate has been, I think we can still be okay with that.
00:04:51.300 I would like to see at least get below 5%.
00:04:53.920 I think that's kind of a threshold that people feel really good about it.
00:04:58.320 If interest rates for their mortgage are in the high 4s or even low 5s, I think people
00:05:02.740 feel good about that.
00:05:04.000 If they're 6%, 7%, I think that moves a lot of people out of the market to buy their first
00:05:10.140 home.
00:05:10.440 The other thing that's come out just yesterday is that President Trump says that we have
00:05:17.880 a deal with China on the trade and the tariffs.
00:05:20.740 Now, that's subject to President Xi agreeing to it and President Trump agreeing to it.
00:05:26.100 So it's not signed on the dotted line yet.
00:05:29.660 But that is promising.
00:05:30.820 And I believe that when we get the China deal completed, that a lot of the other countries
00:05:39.220 will fall into line.
00:05:41.020 The China deal is more complex, though.
00:05:43.520 There's no question about that.
00:05:45.180 China is somewhat of a bully.
00:05:47.520 They know they can be.
00:05:49.320 But also, their economy is hurting.
00:05:51.060 I was listening to a reporter the other day that had been over there that says that what's
00:05:57.260 happening—in fact, I think this may have been Victor David Hansen.
00:06:00.520 I'm not sure.
00:06:01.280 But don't quote me on that to your neighbors and friends.
00:06:04.540 But it was someone I was listening to that said that manufacturing plants are closing over
00:06:10.800 there.
00:06:11.100 Now, that's a real problem.
00:06:12.160 The government might be able to give those people enough to buy a little food on, but
00:06:17.520 losing manufacturing jobs, and that's directly because of what's happened with Trump taking
00:06:24.460 a tougher stance on China.
00:06:25.960 And that's a good thing.
00:06:28.320 Evidently, there's going to be a 10% across-the-board tariff, and some of the items that we import
00:06:39.380 will actually be higher than that, 55%, and the reason for that is that that relates to
00:06:47.020 like fentanyl and some of the others, and we want that to be more restrictive, and we
00:06:51.620 want to, first of all, protect our citizens from that standpoint, because China supplies
00:06:57.080 most of the fentanyl that ends up even coming through Mexico and other places.
00:07:01.440 Maybe they don't intend for it to be used improperly, but it is.
00:07:04.580 Obviously, we know that.
00:07:05.700 The other thing is that the products that we ship over there are going to have a 10%
00:07:14.020 tariff, which that's actually very reasonable.
00:07:16.240 That's kind of the reciprocal we talked about.
00:07:18.120 They're opening their rare earths.
00:07:19.940 They have a lot of rare earth minerals that we need.
00:07:22.300 They're opening that to U.S. companies, and we're also going to continue to allow the students
00:07:27.720 that come over here with proper visas and everything to be able to participate in our colleges.
00:07:33.660 So I think it's a good sign.
00:07:35.640 We'll see.
00:07:36.200 I'm cautiously optimistic.
00:07:37.760 Hopefully, something will get done in the next few weeks on that.
00:07:41.940 So we'll just see how all that works out.
00:07:44.500 It's interesting.
00:07:46.440 When I think about the stock market, you know, I'm not giving you investment advice.
00:07:50.600 I can tell you what I've done is that during all of this hullabaloo over tariffs and what
00:07:57.240 have you, and I think I mentioned this in an earlier episode that Allie had me on, was that
00:08:03.660 is when there's blood in the streets, which is panic, okay, and that's metaphorically
00:08:08.820 speaking, is that's when you need to stay calm.
00:08:13.140 And what we've done with our investments, we've just held on to them.
00:08:16.280 We haven't tried to time the market.
00:08:18.920 The challenge with timing the market is that you have to make two right decisions.
00:08:24.440 You have to know when to get out and when to get back in.
00:08:27.460 In fact, there are some studies that show in the last decade, I believe, that if you
00:08:33.140 had gotten out of the market and gone to cash, in other words, you sold all your stocks in
00:08:37.740 your 401k or wherever you have them, and you went to just money market.
00:08:42.200 If you were out for only the best 10 days in 10 years, 10 days in 10 years, if you were
00:08:49.200 out of that market, your return on your account dropped 50%.
00:08:53.640 Now think about that.
00:08:55.520 That's why it never makes sense to try to time the market.
00:08:58.540 You need to invest in a good strategy and stay with it.
00:09:03.840 That doesn't mean you can't be a little bit more, a little bit less aggressive on the
00:09:07.500 margins, but over the long period of time, U.S. stocks have been the best performer, and
00:09:12.760 I think they'll continue to be over the long period of time.
00:09:15.300 Those of you that panicked and got out of the market at the first of the year when there
00:09:19.500 was trouble, people were concerned about the tariffs, and it went down 15%, 20%.
00:09:23.520 All of that's already come back.
00:09:26.320 In fact, the market is actually up for the year.
00:09:29.200 And so if you didn't get back in at the right time, you've lost all of that opportunity.
00:09:34.900 And so I would just encourage you to be cautious.
00:09:36.940 If you don't have a good financial advisor, try to find one.
00:09:40.140 Don't use one that gets paid on commission.
00:09:42.880 Use one that gets paid.
00:09:44.260 When if your assets grow, then he or she makes more money.
00:09:48.980 If your assets decrease, then he or she makes less money.
00:09:52.280 That's called a fee-based advisor.
00:09:54.220 I would recommend that highly that if you use an investment advisor, that you use a fee-based
00:09:58.860 advisor.
00:09:59.380 Quick pause to tell you about WeHeart Nutrition.
00:10:06.920 If you are a woman or if you're a man, but especially if you're a woman, I have a message
00:10:11.540 for you about WeHeart Nutrition supplements.
00:10:14.700 So I've been taking their postnatal vitamins since the beginning of 2024.
00:10:18.860 My immune system has improved.
00:10:20.840 I've been taking their iron supplement for that long too.
00:10:24.280 My iron levels have improved for really the first time in my life.
00:10:27.780 I've been taking their omega-3 vitamin.
00:10:30.460 I think that it's helped with my mental clarity.
00:10:34.280 I've also been taking their magnesium.
00:10:36.440 I used to toss and turn when I was sleeping through the night.
00:10:39.620 That really doesn't happen anymore.
00:10:41.480 I sleep so soundly and I've got to think it is because of the magnesium that I take on a
00:10:46.980 daily basis.
00:10:48.440 And I have added into my supplement regimen their wholesome balance product.
00:10:53.860 This is to help us balance our hormones, make sure that our hormones like estrogen,
00:10:57.780 and progesterone that really can be so fragile and so sensitive to changes in our life and
00:11:03.060 the things that we're consuming are at the right levels in the different times in our
00:11:06.980 cycle.
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00:11:21.320 or if you are pregnant or if you're postpartum, in all of those seasons of life, we need our
00:11:26.600 hormones to be balanced, to feel our best and wholesome balance product really helps with
00:11:31.620 that.
00:11:31.880 Especially if you're someone who suffers through bad PMS, like you need to make sure that your
00:11:37.020 hormones are working exactly the way that they are supposed to.
00:11:40.780 So go to weheartnutrition.com.
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00:11:51.180 That's wholesome, or weheartnutrition.com, code Allie.
00:11:59.820 Second subject, let's talk about the big, beautiful bill.
00:12:04.020 I cannot believe that even the media calls it the big, beautiful bill.
00:12:08.220 I mean, I've never heard anything like that before.
00:12:11.340 First of all, most bills aren't beautiful in my time in the legislature.
00:12:15.640 They're all usually pretty ugly.
00:12:17.980 They can get some good things done.
00:12:20.280 But I will tell you the sausage making, what we call, you know, putting together a bill,
00:12:25.820 that is an ugly process.
00:12:27.340 There's a lot of negotiations that go on.
00:12:30.860 There's a lot of back and forth.
00:12:32.900 There's a lot of name calling.
00:12:34.440 I have a good friend in Congress that's on the Energy and Commerce Committee, which this bill has to go through.
00:12:43.200 And he sent me some of the clips from, and I wish I had them or would have told Bree about them.
00:12:49.740 But the clips on the arguments that happened in their committee is just crazy.
00:12:54.820 And, of course, that crazy Jasmine Crockett's right in the middle of it.
00:12:57.860 But that woman is just, she's total nuts.
00:13:00.540 I'm sorry.
00:13:01.100 She just, at least, well, I won't say she is personally, but the things that she says are crazy.
00:13:07.740 The other thing is, is that, and I've said this before, is that making public policy,
00:13:12.920 which is things that affect you and me in a political environment, is certainly messy.
00:13:17.960 And it's very hard to do.
00:13:21.180 The only good thing about it is it's still the best way to do it.
00:13:24.860 The only other way to make public policy is if you're living under a dictatorship,
00:13:29.460 and they just tell you where it's going to be, and you don't have a voice in it.
00:13:32.640 At least we have a voice through our representatives.
00:13:35.560 And I would encourage you to contact your representatives.
00:13:38.280 Believe it or not, they do want to hear from you.
00:13:41.000 And the closer they are to you, like your state representative or your city council person,
00:13:45.640 or even your U.S. congressperson, they want to hear from you.
00:13:49.380 So if you have something on your mind that you think they need to hear,
00:13:52.680 make sure you're getting in touch with them.
00:13:54.000 Now, don't yell at them.
00:13:54.780 It doesn't do any good to say, I'm going to vote you out.
00:13:57.120 I'm going to do this.
00:13:57.960 I'm going to do that.
00:13:59.080 That crap just doesn't work.
00:14:00.520 I'm sorry.
00:14:01.160 It does not work.
00:14:02.100 All it does is for them to pat you on the head and be nice to you,
00:14:06.180 and then go opposite of whatever you're telling them, right?
00:14:10.920 That just doesn't work.
00:14:12.100 You have to be respectful to them just like you want them to be respectful to you.
00:14:15.540 I see so much hate on social media.
00:14:18.220 It's just absolutely crazy.
00:14:21.760 Let me go through a little bit on this big, beautiful bill, though,
00:14:25.400 to understand how the process works.
00:14:28.000 The way our Constitution and our laws work at a federal level is that all spending bills,
00:14:35.100 what we call appropriation bills, those have to start in the House of Representatives.
00:14:39.740 And so it's no different this time.
00:14:41.780 It started in the House.
00:14:43.000 The House has an appropriations committee that lays out the bill,
00:14:48.340 and they're usually huge because there's a lot of different things that go in there.
00:14:53.100 Once it gets out of the committee and is voted out of committee,
00:14:56.680 it goes to the House floor.
00:14:58.480 And this has already occurred.
00:15:00.140 It happened in late May, early June.
00:15:02.340 I can't remember the exact dates is when it happened.
00:15:04.360 But the House voted on it.
00:15:06.080 If you remember, they only passed it by one vote.
00:15:10.240 And so that means all the Democrats and two Republicans voted against that bill.
00:15:16.740 And the people that voted against the bill, I'm going to tell you in just a couple of minutes
00:15:20.860 what they actually, by voting against the bill, what they voted for,
00:15:24.420 which is very disturbing.
00:15:27.180 And I'm disappointed in the two Republicans that voted against the bill.
00:15:32.480 I get it.
00:15:33.560 The federal government spends a lot of money.
00:15:35.500 I'd like for it to spend less.
00:15:37.860 But sometimes you have to take the best deal on the table,
00:15:42.480 and that was the best deal on the table.
00:15:44.340 So once the House voted on it, they send it over to the Senate.
00:15:47.240 And then the Senate, because we have, you know, we have a bicameral legislature,
00:15:52.280 the House, which is represented by population.
00:15:55.720 That's like why Texas has so many seats, and California and New York have so many congressmen.
00:16:00.780 And then to the Senate, where each state has equal say, because they each have two senators.
00:16:07.640 Doesn't matter how big your state is.
00:16:09.200 Delaware has two senators, just like California has two senators.
00:16:13.100 Texas has two senators.
00:16:14.120 So the Senate then, they get the bill, they discuss it, which is what they're doing now.
00:16:19.420 And they almost always make changes, which they're going to do.
00:16:24.260 And then they'll vote out their version of the bill.
00:16:28.700 And then once they have the House version and the Senate version, which are generally not identical,
00:16:34.820 they will come together in what's called a conference committee.
00:16:38.820 And that'll be a subset of members from the House and members from the Senate.
00:16:43.480 And they'll iron out the differences.
00:16:46.540 And once they iron out the differences, a bill, the same bill, but it will be a bill,
00:16:53.760 will simultaneously go to the House and the Senate to be voted on.
00:16:57.860 And assuming that those pass, that will then go up to President Trump to sign the bill.
00:17:03.720 And the goal is to get that done before July 4th.
00:17:07.180 What they don't want to do is go home to their 4th of July parades and picnics and fairs and things like that,
00:17:14.660 the congressmen and senators, and have to tell people, no, you know what?
00:17:19.900 We don't have a budget yet.
00:17:21.680 We don't have the bill done yet.
00:17:23.220 They want to be able to go home and talk about the great things that they just passed.
00:17:27.460 So I think there's a good chance it'll pass before July 4th.
00:17:31.600 It might be July 3rd at 1159, but I think there's a good chance that it's going to pass before then.
00:17:39.620 And it'll be different than what it is.
00:17:41.100 One of the things that's in the bill, I'm going to go through some of the provisions,
00:17:44.240 but one of the things that's in the bill actually that I am concerned about
00:17:48.920 is my good friend Giovanni Capriglione, who's a state representative here in Texas,
00:17:54.200 one of the smartest guys in the legislature.
00:17:57.440 Certainly since I've left, he's definitely the smartest guy, no question about that.
00:18:01.420 That's a joke for all of you out there, okay?
00:18:04.140 But anyway, Gio's a good friend of mine.
00:18:06.680 Gio had a bill on artificial intelligence, which is a framework for regulation.
00:18:12.220 And none of us like over-regulation, but there are some things that there needs to be
00:18:18.660 what we call belts and suspenders on.
00:18:21.560 And Gio put together a really good bill that could be a model for all the states in Texas to,
00:18:26.520 yeah, we want to advance AI because it'll help us in a lot of ways,
00:18:30.820 but it can also get out of hand.
00:18:33.360 And his bill kind of protects that.
00:18:35.460 And it was a bill that was agreed upon by industry and consumer protection groups and what have you.
00:18:42.220 In the federal bill, though, they're wanting to, because federal law, Trump's state law,
00:18:49.080 always remember that, and I'm not talking about President Trump,
00:18:51.400 I'm talking about it supersedes state law.
00:18:54.520 They're wanting to make it so there's no regulations on AI for the next 10 years.
00:18:59.900 That is a mistake in my opinion.
00:19:01.660 I get it.
00:19:02.200 They want to do that so that it will advance unencumbered, but I think it will get out of control.
00:19:08.920 And so I would encourage them and I would encourage you to encourage your senators to strip that provision out of the bill.
00:19:17.740 I think what Gio's done and probably some other states have done is the right way to go.
00:19:22.980 And then we can see if their federal legislation needs to be done.
00:19:26.480 The states, remember, are a laboratory for experiments.
00:19:29.920 And AI is certainly not a totally known technology yet.
00:19:37.160 And so it's good to start out in the states for regulation and then determine which state had the best.
00:19:45.060 Or do we need to tweak them all and make a federal law?
00:19:47.900 That's what my opinion is.
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00:20:58.340 Let's go to some of the provisions of the big, beautiful bill on taxes.
00:21:04.000 This bill, when it passes, will prevent a 22% tax hike for the average American.
00:21:13.460 22%.
00:21:14.100 Hear what I said.
00:21:15.800 22%.
00:21:16.400 If it fails, your taxes will increase by average of 22%.
00:21:22.540 And that's about $1,700 for the average American family.
00:21:26.360 That's a lot of money.
00:21:27.660 And the Republicans that voted against the bill and all the Democrats, what they basically did is they voted to increase your taxes.
00:21:37.460 And we don't want that to happen.
00:21:39.800 The other provisions on taxes is there's not going to be any tax on tips or overtime for service industry employees through the end of 2028.
00:21:51.560 That's pretty good.
00:21:52.800 And then they could extend it after that, right?
00:21:54.680 So those of you that work at a restaurant, a waitress, or any place where you get a tip, hotels, things like that, or do overtime, that's not going to be taxed for you.
00:22:05.680 Man, that's a huge deal.
00:22:08.360 Another thing is that the interest deduction, right now when you buy a car and you finance it, the interest that you pay is not deductible on your taxes.
00:22:18.520 But one of the provisions in the bill allows that to be deductible, up to $10,000 worth of interest.
00:22:25.700 That's pretty cool if you ask me.
00:22:27.520 That means if you're paying, let's say that your interest rate on your car, I don't know what they are now, let's say it's 6%, okay?
00:22:33.800 Well, if you pay an average of 20% of your income in taxes, so you take 20% of 6% as 1.2, that means that you financed your car after the deduction for really an interest rate of 4.8%, 20% less because you got to get 20% deduction for that, right?
00:22:55.480 Which reduced your taxes, which is pretty cool.
00:22:58.440 The other thing is a child tax credit is increasing from $2,000 to $2,500.
00:23:05.840 If you have three kids and you have a $6,000 credit, that's now going to be a $7,500 credit.
00:23:12.740 Now, let me explain the difference between a tax deduction and a tax credit.
00:23:18.760 And I get it.
00:23:19.480 Some of this stuff is detailed information, maybe more detail than you want.
00:23:24.660 But I do think if you go back and listen to this or read the transcript of it, I think it'll be helpful for you.
00:23:31.580 Deduction means that we are able to, let's say that we're at a, we're able to reduce our income.
00:23:40.900 So let's say that you make $100,000, okay, and you have $20,000 in deductions, right, for your mortgage, for this new car thing, for your whatever it is that are deductible, medical expenses, things like that.
00:23:56.780 But you take the $100,000 minus $20,000, and you only pay tax on $80,000.
00:24:03.260 So therefore, you've been able to deduct those expenses from your income, and that means you pay tax on a lower amount.
00:24:11.880 So if you're at a 20% tax bracket, instead of paying $20,000 in taxes, which would be 20% of $100,000, you pay 20% of $80,000, which is $16,000.
00:24:23.600 So you've saved $4,000 in taxes by doing that.
00:24:27.280 Now, that's the deduction.
00:24:29.080 A tax credit is totally different than that.
00:24:31.560 What a tax credit says, okay, so let's say that we take that example.
00:24:35.720 So you had $100,000, you've had $20,000 of deductions, and now you're down to $80,000 of income, okay, which you've got to pay.
00:24:44.180 Let's say it's 20% on that.
00:24:45.800 That's $16,000.
00:24:47.360 So now you owe $16,000 in taxes.
00:24:49.620 However, if you have a tax credit like this child tax credit, let's say you have three kids.
00:24:55.580 Well, now, remember I just said they're $2,500 per kid.
00:24:59.640 That's $7,500.
00:25:01.280 So that's a tax credit, meaning it's a direct reduction in your taxes.
00:25:07.400 So you take $16,000 minus $7,500, and that means you're only going to pay $8,500 in taxes.
00:25:15.560 That is huge.
00:25:16.720 So now you've gone from potentially, if you didn't have any deductions, paying $20,000 on $100,000, down to $16,000 after your deductions we talked about for the mortgage and your car interest and that type of stuff, all the way down to $8,500.
00:25:31.940 So now on $100,000, you've only paid 8.5% tax.
00:25:35.780 That's pretty darn good.
00:25:38.260 It can be that.
00:25:39.500 Get it?
00:25:39.820 That can be a little complicated, okay?
00:25:41.900 And I'm going to address one of the answers to that later in the show, but it's really important.
00:25:48.680 The other thing is, and this is a good thing for me, I'm so glad they finally did something for Lisa and me, is that they've instituted a new senior tax deduction of $4,000.
00:26:00.540 So just because I'm going to be 65 later this year, they're going to give me a little lanyap.
00:26:06.320 And in Louisiana, where I was born, a lanyap is called a little something extra, so an extra $4,000 deduction off of my income.
00:26:13.980 That's going to be pretty cool.
00:26:15.020 I'm glad to do that.
00:26:16.260 So that's the tax provisions.
00:26:18.780 Immigration provisions in this, this is really interesting and I think really good.
00:26:23.500 They're going to, they're provisions to hire 10,000 new ICE agents, 5,000 new customs officers, and 3,000 new border agents, border patrol agents.
00:26:33.340 That's, that's a big, because one of the things that we know across party lines that everybody agrees on is that we need to have a closed border, secure border.
00:26:43.340 We don't need to allow illegal immigration.
00:26:45.920 We do need to revise our immigration system to make it more fair to get here legally, but we don't want to have illegal immigration.
00:26:55.860 That's something that the vast majority of Americans agree on.
00:26:59.480 The next thing is entitlements.
00:27:02.020 Entitlements are benefits, basically, that you can receive if you're eligible for them that come from the government.
00:27:08.540 The first one is, and this is the one the Democrats are talking about all the time, and that's Medicaid.
00:27:13.040 They're saying that President Trump's going to cut Medicare and Medicaid.
00:27:18.400 That is just, this bill supposedly is doing that.
00:27:21.100 That is just not true.
00:27:22.440 What we are going to do is, if you're an able-bodied person that doesn't have any children, you're going to have to work.
00:27:31.400 You can't just sign up for Medicaid.
00:27:33.420 You're going to have to work.
00:27:34.480 There are work requirements, which used to be in there, which Obama removed.
00:27:39.480 And then also, they removed more of them when the pandemic came along, and they've never replaced them.
00:27:45.140 That's going to save us $700 million over 10 years.
00:27:49.940 Listen, if you're poor and you've got children, that doesn't affect you.
00:27:53.760 But if you're just not working, and you're able-bodied to be able to work, believe me, there are plenty of jobs out there, then you're not going to be able to just get free health care.
00:28:04.100 You're going to have to work.
00:28:05.380 And if you still don't make enough money to afford health care, and you fall in the qualifications that would qualify you for Medicaid, you're going to get that.
00:28:12.720 But able-bodied, those people are moving off the system, and that's going to save us $700 million.
00:28:19.660 That's not a kicking grandma out in the street like the Democrats want to say.
00:28:25.860 Also, there's not going to be any coverage for gender mutilation services.
00:28:32.000 Now, they call them gender transition.
00:28:33.500 The mutilation is my word because that's what's happening.
00:28:35.940 So that's not going to be in there either, which is great.
00:28:38.440 And then on SNAP, which we might call food stamps, that's supplemental nutritional program, also going to be work requirements for that.
00:28:47.680 For all adults with either no kids or all their children or seven or older, you're going to have some work requirements to be able to even qualify to get SNAP.
00:28:58.700 And hopefully, you'll make enough money where you don't even need it.
00:29:01.560 But if you don't make enough money and you still qualify for it, you're going to get it.
00:29:04.820 But if you're able-bodied and you're just not working, you're not going to be able to get SNAP benefits, which is going to save money as well.
00:29:13.120 A couple of other last things on the big, beautiful bill.
00:29:16.300 There's going to be – this is really cool.
00:29:18.480 And I meant to look up the states that did this.
00:29:20.720 I know Florida is one of them, but there are a couple of other states that have it now.
00:29:24.220 And that is scholarship grant organizations.
00:29:28.020 In Florida, the way that they do school choice is there are scholarships that are given out that people apply for.
00:29:37.480 And the way they fund that, part of the way they fund that are donations made to this program.
00:29:45.080 And then they use that money to be able to provide these tuition assistance to these kids that want an education alternative.
00:29:54.580 Well, now there's going to be a federal tax credit of $5,000, up to $5,000, if you give to one of those grant programs, those grant scholarship programs.
00:30:08.840 That is a big deal.
00:30:10.060 For those states that have that, that was very smart for you to do that.
00:30:13.880 I hope other states will institute a program like that to help fund the school choice programs.
00:30:18.860 And then finally, one of the things that the bill does is it opens up more of our federal lands for energy exploration, which is – that's going to be great as well.
00:30:30.380 We're looking forward to that.
00:30:32.360 So anyway, that's what the big, beautiful bill is.
00:30:35.500 We've got people up in Congress that are working really hard on that.
00:30:39.440 Believe it or not, these things aren't easy to do.
00:30:41.540 It's not like snap your finger.
00:30:42.940 The minority has a say as well, and there are procedural things that they can do to slow down the process.
00:30:50.220 We did that when we were in the minority.
00:30:52.860 I'm sure the Democrats are going to do the same thing.
00:30:55.940 It doesn't mean they're not patriotic, although some of them certainly aren't.
00:30:59.900 But it's just the way the process works, and there's some protection.
00:31:04.020 It's meant to make it hard to pass legislation.
00:31:07.040 That's what it's supposed to be because a lot of legislation shouldn't be done.
00:31:12.020 And I know I was reading the other day in Texas in the state house, the state legislature this past session, there were 2,000 bills that were – let me say what it was.
00:31:21.740 No, there's 7,000 bills filed and less than 20 percent of those passed, which was actually a good thing because a lot of times we don't need more legislation.
00:31:29.440 We just need to enforce the laws that we have, get rid of some of those, and we just need to live as reasonable citizens, right, and treat each other with fairness and with grace.
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00:33:06.500 Speaking of fairness and grace, that didn't happen in Los Angeles very well.
00:33:11.020 Bree, would you agree with that?
00:33:12.440 That's been kind of tough, hasn't it?
00:33:14.020 Yeah.
00:33:14.600 It's been pretty tough there.
00:33:15.760 I mean, it's sad to see, really, when you think about it.
00:33:18.700 Very sad to see.
00:33:20.620 Now, some people have been complaining about President Trump, you know, putting in the National Guard and possibly putting in the Marines.
00:33:31.060 Well, you know what?
00:33:32.520 The authority to do that happened a long time ago.
00:33:37.180 One of my favorite presidents, in fact, I just went to his homestead, his house here a few months ago.
00:33:45.520 Thomas Jefferson, in 1807, asked Congress to pass what they call the Insurrection Act.
00:33:52.560 And the Insurrection Act, at that particular time, the Spanish government was down through New Orleans.
00:33:59.840 They were trying to take over New Orleans.
00:34:02.160 And so they were causing a lot of concern and a lot of unrest down there.
00:34:09.040 And some of them were legal residents in the United States.
00:34:14.580 And so the other thing that was happening during that time was actually Thomas Jefferson's own vice president, Aaron Burr.
00:34:23.400 If you haven't read the story of Aaron Burr, you should read it.
00:34:25.980 And he had conspired with foreign governments and entities to try to overtake the government.
00:34:34.680 And that's an insurrection, obviously.
00:34:38.340 You know, back then, they didn't run on the same ticket.
00:34:41.760 The person that got the most votes was president.
00:34:44.520 The person that got the second most votes was vice president.
00:34:47.300 Can you imagine what it would be like if President Trump—
00:34:49.980 What do you think, Brie?
00:34:50.640 President Trump was president and Kamala Harris was vice president?
00:34:54.840 I mean, can you imagine?
00:34:55.960 It would actually be kind of fun for the media, but it would be—
00:34:59.120 It would be.
00:34:59.900 I think I would have fun watching that.
00:35:03.740 It would be good entertainment, wouldn't it?
00:35:05.900 It would even be better than Elon and Trump's dispute, right?
00:35:09.180 It would be.
00:35:10.280 But that's the way it used to be.
00:35:11.660 So it was crazy.
00:35:12.860 And actually, Jefferson got elected that time by the House of Representatives because it was a tie in electoral votes to start with.
00:35:20.320 So it was a very interesting time.
00:35:23.320 But anyway, they passed this act, and that allows the president to be able to call in federal troops if necessary to calm an insurrection or a riot, something like that.
00:35:34.660 And so if we could go—you know, we talk about it as being a peaceful riot.
00:35:40.560 But what I want to do is show you something that kind of contradicts what the Democrats have been saying.
00:35:47.480 Let's do the Sot 3, please.
00:35:50.180 Large group of people.
00:35:51.720 It could turn very volatile if you move law enforcement in there in the wrong way and turn what is just a bunch of people having fun watching cars burn into a massive confrontation and altercation between officers and demonstrators.
00:36:07.260 Okay, I want to run that one more time because I think you need to hear what the announcer said about mid to halfway, two-thirds of the way through.
00:36:17.660 Let's run that one more time because I think it's just hilarious.
00:36:20.820 Large group of people.
00:36:22.020 It could turn very volatile if you move law enforcement in there in the wrong way and turn what is just a bunch of people having fun watching cars burn and having fun watching cars burn into a massive confrontation.
00:36:36.260 So a bunch of people having fun watching cars burn.
00:36:41.440 I'm sorry.
00:36:42.260 I don't think I've ever experienced the joy of watching a car burn.
00:36:47.280 I have seen a couple cars burn, but it's been a result of like an accident.
00:36:51.320 I mean, what is going on with this?
00:36:55.000 Brie, what are you thinking?
00:36:55.920 What are you hearing?
00:36:56.520 What are you seeing on social media about this?
00:36:58.260 Are people just kind of saying this is crazy?
00:37:00.640 Yeah, this clip specifically has gone pretty viral on X because of what the guy said on ABC.
00:37:09.540 But yeah, no, you're telling me you don't every weekend to go out and watch cars burn?
00:37:13.720 I must be missing something.
00:37:15.860 I've got my grandson up here with us this week, so maybe we'll go look for some car burning fun.
00:37:20.420 Maybe that'll be the fun thing.
00:37:21.560 I don't know what to do.
00:37:22.660 Well, ABC already had to fire one reporter this week, right?
00:37:26.520 The guy that interviewed Trump, and now maybe there's another one that's going to have to be fired.
00:37:30.760 But 30 businesses were vandalized.
00:37:33.980 Over $50 million of damages, they're saying so far.
00:37:39.220 At least five cars were demolished.
00:37:42.000 And you know which ones they demolished, which really bothered me, is these Wham-O self-driving cars.
00:37:46.480 I love those things.
00:37:47.600 I did one in Austin a few months ago.
00:37:49.420 So that is the coolest thing.
00:37:50.660 And they're Jaguars, by the way.
00:37:52.140 At least the one in Austin for the Uber uses them some.
00:37:55.760 Yeah, they're Jaguars.
00:37:57.220 It's really a cool experience.
00:37:58.660 I enjoyed it.
00:37:59.280 I just saw that they decommissioned all of them in L.A.
00:38:02.620 Well, that may be smart to do in L.A.
00:38:05.200 And they probably might want to think about that in Austin.
00:38:07.420 Who knows what's going to go on down there.
00:38:10.260 All right.
00:38:10.800 So I do think that moving in the National Guard has actually helped for sure.
00:38:16.020 I mean, when your police chief says the very first night that we're overwhelmed and Governor Newsom didn't do anything about it and Mayor Bass didn't do anything about it, President Trump remembers, like we all do, what happened in the George Floyd riots and how many cities burnt and how many people were hurt and how many businesses were ruined.
00:38:39.400 And he was not going to let that happen.
00:38:42.380 Absolutely not.
00:38:43.860 And he's not going to let it happen anywhere.
00:38:47.020 Now, let's talk a little bit more about the peacefulness.
00:38:52.060 And remember, most of these people that are causing the trouble are really, they don't care about the issue of immigration.
00:38:59.380 They're anarchists.
00:39:01.260 All right.
00:39:01.540 They hate the United States of America and they were bringing backpacks with hammers in them and cinder blocks, breaking up the cinder blocks and passing them out for people to throw.
00:39:16.280 Let's see some of the results of that in SOT 1.
00:39:31.540 So peaceful.
00:39:55.760 Are you kidding me?
00:39:57.440 I mean, Governor Newsom, have you were you drinking?
00:40:00.160 I mean, what was going on?
00:40:01.940 Have you been up to your little wine bar or what were you doing?
00:40:05.620 Because peaceful protest.
00:40:08.000 Are you kidding me?
00:40:08.600 You put our men and women in uniform and at risk because you're not willing to do your job.
00:40:14.900 Mayor Bass, why did you wait several days to put in a curfew?
00:40:18.860 What is wrong with you?
00:40:21.500 Man, I feel bad for the good citizens of Los Angeles.
00:40:24.860 I mean, listen, if I'm you, I'm out of there because it's not going to change.
00:40:29.360 It is not going to change.
00:40:31.220 The only reason this is going to stop is because what President Trump and and his folks have done and they're going to put in the National Guard.
00:40:38.420 Now, I want to also commend our governor.
00:40:40.560 He preemptively called up the National Guard into San Antonio and other places because there's been threats of, you know, protests down there.
00:40:49.200 And so far, nothing's happened.
00:40:50.400 And, you know, we pray that it won't happen.
00:40:52.960 And we again, we don't mind peaceful protests.
00:40:55.100 If you want to protest against your government, that's fine.
00:40:57.480 But you have to do it within the law.
00:40:58.740 There's nothing nothing wrong with doing that.
00:41:00.540 In fact, I encourage people to do that.
00:41:02.260 Right.
00:41:03.500 However, once you cross that line, it should be over immediately.
00:41:07.320 And not only should we arrest them, we should prosecute them.
00:41:11.180 Don't just detain them.
00:41:13.180 Don't just arrest them.
00:41:14.460 We want them prosecuted because that's what sends the strongest message.
00:41:20.100 It's just very, very disappointing.
00:41:22.640 I'll tell you, I, it just, you know, makes me, it just really makes me angry that, that we have so many haters out there that want to cause harm to not.
00:41:33.180 I mean, listen there, you know, President Trump's not going to be hurt by this.
00:41:38.160 You're causing harm to your fellow citizens and also the officers that are there to protect you on a day in and day out basis.
00:41:45.200 So, come on, let's, let's be a little bit better about that.
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00:42:59.340 Let's talk about something that's going to be fun.
00:43:06.740 This week is coming up on Father's Day, which is Sunday.
00:43:11.620 And it's kind of cool to celebrate fathers.
00:43:15.040 I hope we do it more than just one time a year, just like we should celebrate mothers more than one time a year.
00:43:19.780 But I ask Bree and her team to get out on social media and Allie as well.
00:43:26.720 And let's see what some of the best advice that your dad or granddad has given you over the years that you remember.
00:43:35.680 So we got some really good, good information here from people.
00:43:39.920 So, you know, I will tell you, it's interesting, you know, my mom and dad divorced when I was in high school.
00:43:48.520 So that was a difficult time.
00:43:51.160 And my dad and I, while we do stay in contact, we're not as close as probably I wanted us to be or he wanted us to be.
00:43:59.240 Not blaming anybody.
00:44:00.920 It's just the way it was.
00:44:03.160 But one of the things that my mom and dad did for me when I was just a freshman in high school, and I'm not sure the reason why they did it.
00:44:12.460 They could have thought I was heading in the wrong direction.
00:44:15.040 I'm not really sure.
00:44:16.000 I didn't really ask them that at the time or since then because maybe I don't want to know the answer.
00:44:20.220 But they sent me to live with my grandparents for one summer.
00:44:23.220 And my grandfather was a home builder and a small farmer.
00:44:28.580 But interestingly enough, I think I've told you this before, my mom has 12 brothers and sisters.
00:44:35.240 And so she was the next to the oldest.
00:44:38.600 And I have an uncle that's younger than me by just a few months.
00:44:43.700 So my mom and my grandmother were pregnant together twice, which is really kind of interesting.
00:44:48.760 But if you come from Louisiana, Arkansas, you understand that.
00:44:51.280 It's not that big a deal.
00:44:52.060 Some of you are saying, what's the big deal, right?
00:44:55.240 But it was really more like a cousin.
00:44:57.300 So I went to live with my grandparents when I was 14 or 15 for the summer.
00:45:01.500 And my cousin, Tim, was there.
00:45:03.720 Actually, my uncle.
00:45:04.580 He's my uncle.
00:45:05.420 But you treat him like a cousin.
00:45:06.880 And I had another uncle that was just a couple years old to me and an aunt that was a couple years old to me.
00:45:10.560 So they were still living at home.
00:45:12.200 And I worked there that summer helping my grandfather build homes and worked in his garden and a little farm and what have you.
00:45:19.600 And I'll just tell you, just the day-to-day wisdom that I got that summer.
00:45:25.580 My grandfather was at a point in his life where things were pretty good, you know, that most of the kids were out of the house.
00:45:31.760 They were stable financially.
00:45:33.120 They weren't rich by any means, but they were stable financially.
00:45:35.840 And I'll tell you, being able to spend time around someone, whether it's your grandfather, your uncle, your dad, whatever, that has kind of gotten to a point in life where they have the stability, they can reflect on things.
00:45:52.500 There are things that he taught me, you know, in the building world that I still utilize today around the house and some handyman stuff that I can do that I don't have to hire somebody to do.
00:46:03.040 And seeing he and my grandmother be married for well over 60 years before they passed away, you know, those types were just strengths.
00:46:15.300 And how their kids honored them.
00:46:18.420 Their children honored them in a way that was very rewarding and influential to me.
00:46:27.260 So, anyway, I just encourage you to spend some time around and to make sure you thank them.
00:46:31.560 Thank your dad.
00:46:32.320 Thank your granddad for what he's meant in your life.
00:46:36.440 But here's some advice things, okay?
00:46:38.440 We're going to run through these pretty quick.
00:46:42.220 And maybe you'll know this was you.
00:46:45.260 This one says, my dad always tells me to live in grace for myself and others because of Jesus' grace for us.
00:46:51.220 That's true.
00:46:52.120 How can we accept grace if we're not willing to give grace?
00:46:55.180 Now, remember we talked about taxes earlier and I told you it was a complicated subject.
00:47:00.220 Here's probably some of the best advice you're going to get.
00:47:03.240 Hire a good CPA.
00:47:05.400 Someone to help you with your taxes because the tax code is complicated.
00:47:09.460 You try to do it yourself, you're probably going to miss some deductions and some credits that you would normally get.
00:47:16.260 The other thing is, and if you've had this opportunity to read my book, which there's one behind us, you'll know this in there.
00:47:24.360 Always ask.
00:47:25.320 The worst they can say is no.
00:47:26.700 One of the advice I give you in my book is ask the next uncomfortable question.
00:47:31.460 You need to be able to ask the next uncomfortable question in any situation.
00:47:36.160 Learn to write good thank you notes.
00:47:37.640 That's a lost art.
00:47:38.820 Quit texting people after you've met with them.
00:47:42.120 That was an important meeting for you to tell you, thanks for the meeting.
00:47:45.240 Sit down, write a note out.
00:47:47.620 It'll take you two minutes to do it.
00:47:49.560 Okay.
00:47:50.560 And that's really handwritten notes.
00:47:52.540 People still appreciate those.
00:47:55.840 The best thing you can give your kids is a strong marriage.
00:47:59.200 That is so true.
00:48:01.440 Kids watch everything we do.
00:48:03.620 They know, you know, when we're not happy with each other, a strong marriage is really important.
00:48:09.300 And that's something that was a negative, obviously, in my and my siblings' life.
00:48:15.720 But somehow, you know, God can take negatives and turn it to positive.
00:48:19.860 There's four of us kids, and we all saw my parents go through divorce.
00:48:25.280 But we've all been married now for, gosh, well, probably the least is 20-something years.
00:48:32.540 And two of us have been married for over 40 years.
00:48:35.100 So, I appreciate my brothers and sister for being able to overcome what they saw in our parents as far as staying married is concerned.
00:48:45.920 And that's really important.
00:48:47.380 Let's see.
00:48:49.200 Nothing will get you farther than a good work ethic.
00:48:51.900 That's good advice.
00:48:53.360 Another one, very important.
00:48:54.820 Don't use your credit card unless you can pay it off in full when the statement comes in.
00:49:00.200 Ouch.
00:49:01.080 Oh, some of you didn't like to hear that.
00:49:03.020 I know it already.
00:49:03.980 You didn't like it.
00:49:05.300 All right.
00:49:05.580 We're going to end on a couple of funny ones.
00:49:07.340 This is great.
00:49:08.980 Don't marry mail-order brides from Uzbekistan.
00:49:12.240 Now, I really don't know why the father would give that advice unless he had the experience before.
00:49:18.560 So, I don't know.
00:49:20.140 Bree, what do you think?
00:49:21.040 I mean, that's a – I don't know if I'd go with that.
00:49:23.440 Yeah.
00:49:24.320 That's a hard lesson to learn, I guess.
00:49:26.420 I guess it is.
00:49:27.480 And the last one is, my dad said you don't dare buy a Louis Vuitton purse while you still don't own a car or a home.
00:49:36.400 That's a good one.
00:49:37.220 You would agree with that, wouldn't you, Bree?
00:49:38.440 I would.
00:49:39.160 Absolutely agree with that.
00:49:40.400 Buy a designer purse when you can't even afford to own a car or a house.
00:49:45.400 So, anyway, thank you for being a part of this today.
00:49:47.900 I hope it was helpful.
00:49:49.360 If you are looking for a great Father's Day gift and maybe arrive a couple days late, but you can take a picture of it and say it's coming, is my book, Life Lessons from the Little Red Wagon.
00:50:00.420 And, of course, always make sure that if you haven't bought Allie's newest book, Toxic Empathy, that you get that.
00:50:06.860 That is very good for everyone to have and to read.
00:50:09.720 Thanks very much.
00:50:18.740 Thank you.