Relatable with Allie Beth Stuckey - July 21, 2025


Ep 1220 ｜ They’re Lying to You About the ‘Big Beautiful Bill’ ｜ Ron Simmons


Episode Stats

Length

51 minutes

Words per Minute

170.60506

Word Count

8,707

Sentence Count

620

Misogynist Sentences

18

Hate Speech Sentences

18


Summary


Transcript

00:00:00.900 You've been hearing all kinds of terrible things about the big, beautiful bill, that
00:00:05.580 people are going to be kicked off their health care plans, that the world is going to end.
00:00:10.380 But is all of this true?
00:00:12.800 My dad is here today to debunk some of those myths and to answer some of your biggest questions
00:00:19.140 about what the big, beautiful bill actually means.
00:00:23.120 This episode is brought to you by our friends at Good Ranchers.
00:00:25.860 Go to GoodRanchers.com.
00:00:26.980 Use code Allie at checkout.
00:00:28.020 That's GoodRanchers.com, code Allie.
00:00:39.660 Well, hello, everybody, and thanks for joining another episode of Relatable.
00:00:45.220 As you can tell, Allie's not here.
00:00:47.320 She asked me to sit in for her today.
00:00:49.860 She's traveling, and I'm excited to do it.
00:00:52.980 It's been a while since I've talked to y'all and been following everything.
00:00:56.680 I'm a little bit worried about following the episodes that she's had on lately.
00:01:02.220 They've been pretty hard-hitting, and I'm so proud of her for always standing up for the
00:01:07.420 truth, even when it's uncomfortable, even when there are people that she's having to
00:01:13.460 discuss that a lot of us really appreciate and have enjoyed over the years, like the gains.
00:01:19.700 And then also there's been a lot of obviously very, very good things that have come out
00:01:23.940 of Baylor University.
00:01:25.080 But that doesn't mean that we should look to the other side when things aren't what we
00:01:31.160 believe they should be.
00:01:32.800 And actually, we'll kind of talk about that a little bit later in the episode when we talk
00:01:36.300 a little bit about the Epstein files.
00:01:39.080 Goodness gracious, have mercy.
00:01:41.080 That has been something, hadn't it?
00:01:42.440 But before we do that, what I really want to spend time on today is truth-telling of the
00:01:48.540 one big, beautiful bill.
00:01:51.140 It has just been hilarious to me to listen to the Democrats and a lot of the media that
00:01:58.720 talk about how it's just going to be the end of all.
00:02:03.160 Everything is going to go away.
00:02:04.440 It's going to hell in a handbasket.
00:02:05.880 And, you know, we're probably going to, it's going to be the apocalypse.
00:02:09.040 We're probably all going to die tomorrow.
00:02:10.620 So anyway, let's, let's talk about that just a little bit.
00:02:14.380 And, uh, we've also at the end of the show, I've got a bunch of listener questions that
00:02:18.920 are always entertaining and fun and a little bit of a segment at the end called thoughts
00:02:24.420 from the wagon.
00:02:25.200 It really kind of refers back to my book, life lessons from the little red wagon.
00:02:29.020 But in talking about the big, beautiful bill, I've written down some notes here.
00:02:36.220 So pardon me when I look down at those.
00:02:37.920 So I'll make sure I get them right.
00:02:39.320 You know, I guess the biggest thing that you hear are it's just tax cuts for the rich
00:02:44.960 tax cuts for the rich.
00:02:47.320 Now, first of all, let me tell you, there are no tax cuts in the bill.
00:02:52.500 All the bill is doing is allowing our tax rates to keep from raising.
00:02:58.080 If they didn't pass this bill, every one of you listening, unless you're in the income
00:03:04.300 bracket where you pay no taxes, which is unfortunately pretty high percentage of people in this country
00:03:12.260 that pay no income tax.
00:03:13.600 And that's another, another issue maybe for another day.
00:03:16.600 But so just make sure you understand there's not a tax cut.
00:03:20.620 It's keeping things the way they are.
00:03:22.320 Now, if we didn't do that, it was going to raise our taxes.
00:03:25.500 And now they say, these Democrats will say, it's just tax cuts for the rich.
00:03:30.260 That's all it's going to be.
00:03:32.100 Well, when you look at the taxfoundation.org, which is a nonpartisan organization that analyzes
00:03:40.180 tax bills and what have you, 62% of the population will save on their taxes, 62%.
00:03:49.800 And remember, there's a reasonably large percentage that don't pay any income tax.
00:03:53.720 So if you're already paying zero, zero is zero.
00:03:58.360 All right.
00:03:58.620 You're not going to save anything if you're paying zero.
00:04:02.120 Oh, I don't.
00:04:02.700 That's pretty simple math.
00:04:03.940 Even from a guy that, you know, grew up in Arkansas, I could get that one right there.
00:04:08.700 Secondly, the bottom 50%, think about this for just a second.
00:04:13.820 I won't just, just think about what I'm just ready to say.
00:04:17.540 The bottom 50% of people in the United States pay an average of 4% income tax before the
00:04:27.760 tax cuts in 2017.
00:04:30.620 Currently, they pay 3.6% or 3.4%, excuse me.
00:04:35.080 So 50% of the people in the country only pay 3.4% federal income tax.
00:04:43.300 I'll tell you what, if that doesn't make us think about having a flat tax, I don't know
00:04:48.000 what should because, and let's just say that if you make, I don't know, $30,000 a year, okay?
00:04:55.360 And you pay 3%, 3.5% income tax, you're talking about maybe $2,000 is going to be your,
00:05:02.760 no, that's not even right.
00:05:04.260 It's actually, it's, oh, that would be less than that.
00:05:07.020 Yeah, 4%.
00:05:07.620 That would be like a less than $1,000 or around $1,000 would be your income tax.
00:05:12.900 So, I mean, they're already not paying very much, half the people in the country.
00:05:17.440 The reason that they say that most of the tax breaks go to the rich is because the rich
00:05:23.980 are paying most of the tax.
00:05:26.020 So, if you make $200,000, let's say, and you're paying 20% tax, so that means you're
00:05:35.360 paying $40,000 a year in taxes, and your tax rate stays the same where it doesn't go up
00:05:41.820 to 22%, which would mean you were paying somewhere around $42,000 or $44,000, then they're saying,
00:05:51.400 well, you've got a $4,000 tax break.
00:05:53.460 Well, no, I was, I'm already paying $20,000.
00:05:58.420 So, the reason that the dollars work out more for someone that makes more money is they're
00:06:03.940 already paying more income tax.
00:06:07.020 They're actually getting less of a percentage break in a lot of cases than the lower tax bracket.
00:06:13.040 So, it's just such a misrepresentation.
00:06:16.840 Again, this is a cross-the-board keeping taxes as they are today.
00:06:22.840 Otherwise, they were going to, the cuts were going to expire, and those tax rates would
00:06:27.800 go up.
00:06:28.640 So, I just wanted to understand, you'd understand that the reason that taxes are, they say that
00:06:37.420 it's going to the rich, is because that the wealthy pay the most dollar amount in taxes.
00:06:43.100 It just makes sense that if someone makes $200,000 and they're paying 20%, that they're
00:06:48.300 paying $40,000.
00:06:49.720 If someone makes $30,000 and they're paying 3%, they're paying about $1,000, $900.
00:06:56.180 So, therefore, if I get a, if my taxes don't go up as someone that makes $200,000, that has
00:07:03.160 more dollar value, but not any more percentage value.
00:07:05.760 In fact, here's a good graph I found on a phone, I've got on my phone that I found online.
00:07:12.000 And this is with the 2017 tax cuts, if they weren't in play, that the bottom 50% of the
00:07:21.380 people would have a tax increase, okay, from 3.4 to 4%, all right?
00:07:28.400 And then the people that in the next 25%, their taxes would have gone up 6.9%, up to 8.1%,
00:07:40.060 okay?
00:07:40.640 So, just a little over a percent.
00:07:43.160 The taxes for the most wealthy, if they didn't, if the current tax rates didn't stay in place,
00:07:50.460 those would go up 2%.
00:07:52.900 So, actually, the taxes are already higher on the most wealthy people.
00:08:00.240 It's just a fascinating, what few number of people actually pay federal income tax in the
00:08:05.820 United States.
00:08:06.720 I know Mitt Romney got in a lot of trouble for saying that one time, but it's a truth.
00:08:11.100 It's a fact.
00:08:12.520 All right.
00:08:12.900 So, we'll make sure you understand that.
00:08:15.740 It would have cost the average family hundreds, if not thousands of dollars in more taxes if
00:08:21.000 this bill didn't pass.
00:08:21.960 And that's something everybody, whether you're Democrat, Republican, independent, everyone
00:08:26.860 should be thankful for that.
00:08:28.120 So, pause from that episode with my dad to tell you guys about 7 Weeks Coffee.
00:08:37.600 7 Weeks Coffee just hit an amazing milestone.
00:08:40.920 Over $1 million donated to the pro-life movement because you have allowed your coffee to serve
00:08:47.060 a higher purpose by switching to the super high-quality coffee at 7 Weeks Coffee.
00:08:51.900 You have allowed every sale of coffee to have 10% donated to these pro-life organizations
00:09:00.040 and to these pregnancy centers, and that has saved thousands of lives.
00:09:04.160 That is so incredible.
00:09:05.500 I'm so thankful for 7 Weeks 1 because I just love their coffee.
00:09:08.400 It tastes really good.
00:09:09.640 It's organic, and it's mold and pesticide-free, so it's everything that I'm looking for.
00:09:13.700 But the fact that they are taking 10% of these dollars, that they could be pocketing themselves
00:09:19.820 and donating them to these pro-life organizations is just incredible.
00:09:24.360 I mean, talk about an eternal impact.
00:09:26.180 If you want to be a part of this, go to 7weeks.com, 7weekscoffee.com.
00:09:31.160 Use code Allie.
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00:09:36.540 Before we get into the rest of our episode, a reminder about Share the Arrows brought to
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00:10:29.080 That's sharethearrows.com.
00:10:35.600 Secondly, let's talk about health care.
00:10:37.600 What are we hearing on health care?
00:10:39.500 Oh, we're just going to kick grandma off of Medicare and Medicaid.
00:10:43.000 Again, not true.
00:10:45.440 Totally not true.
00:10:46.920 What they're doing with federal medical or health care coverage is they are under Medicaid,
00:10:57.020 okay?
00:10:57.340 And now Medicaid and Medicare are different.
00:11:01.160 Medicare is for people generally that are age 65 or 66 older, depending on, you know, depending
00:11:09.580 on, you know, your age and when you were born and all those types of things.
00:11:14.440 You are able to get Medicare, let's say when you get age 65, and you pay for that, all right?
00:11:21.700 It's pretty inexpensive, except unless you're still making income, and then based on how
00:11:26.120 much income you make is how much you pay for Medicare.
00:11:29.020 Medicaid is set up primarily for people that are disabled or their income levels are such
00:11:36.320 that they actually receive it free.
00:11:39.960 And what the big, beautiful bill is doing, which is fantastic, because a lot of these
00:11:45.320 things get abused, is they're requiring, excuse me, they're requiring able-bodied men
00:11:52.900 and women who don't have children.
00:11:57.120 Now, the men's child scenario doesn't come into play, but if a woman has young, dependent
00:12:03.540 children, they're not considered in what I'm about to tell you.
00:12:07.300 They were requiring them to work, be actively looking for work, or be in some type of educational
00:12:15.520 or training program.
00:12:17.560 I mean, doesn't that just seem simple?
00:12:19.240 To get what I would call freeloaders off of the free health care.
00:12:23.920 Why should you and I be paying for their health care when they're able to work, but not willing
00:12:28.580 to work?
00:12:29.660 And, you know, this is something actually in the 90s that Bill Clinton put in play with
00:12:36.080 the Republican Congress, with Newt Gingrich's speaker, for welfare payments that, and what
00:12:41.340 we might call SNAP today, food stamps and what have you, is that they had a work requirement
00:12:45.880 in there.
00:12:46.180 You had to be either working or looking for work if you were able-bodied.
00:12:50.420 So, there will be people, the one thing is right, it's just, you know, there's a little
00:12:55.660 bit of truth in all of these misrepresentations that the Democrats are making, is that there
00:13:02.300 will be people that absolutely lose their health care under Medicaid, but it'll only be those
00:13:10.480 people, only be those people that are able-bodied and should be working, or at least should be
00:13:16.760 looking for work, or getting trained so that they can go to work.
00:13:20.900 And the reason that this happened is, is when Obama was president, he removed some work
00:13:27.540 requirements for Medicaid and other entitlements.
00:13:30.640 And then when COVID came along, a lot of that stuff was expanded.
00:13:34.140 And all we're trying to do now is rein it back in.
00:13:38.100 And listen, for you and I, 11 million people, supposedly, that fall into this category, that'll
00:13:45.900 be good.
00:13:46.480 That'll make our health care system actually financially more responsible.
00:13:51.940 So, again, grandma, if you're disabled, if you're a mom with kids that doesn't have the
00:14:00.540 income, it's not going to have any effect on your health care at all.
00:14:04.960 It's only going to be on the people that are freeloading off the system and not working
00:14:10.100 like you and I are to be able to pay for our health care.
00:14:14.040 So, that's really, really important.
00:14:16.500 Another thing that came up is when Obamacare came out or the ACA came out, I call it Obamacare
00:14:25.280 because that's kind of what we learned that it was back then, is that depending on how
00:14:31.160 much income you made, you would get an incentive to buy health care coverage through Obamacare.
00:14:38.340 And we're talking outside of Medicaid and Medicare, okay?
00:14:40.580 This is separate.
00:14:42.500 You had an incentive they gave you based on your financial situation.
00:14:46.800 The less money you made, the more of an incentive they gave you or credit they gave you made it
00:14:51.820 a lot less expensive.
00:14:53.020 Well, those credits are set to expire at the end of 2025.
00:14:59.820 And those are things that were put in by the Obama administration, these credits, and the
00:15:05.080 fact that they were going to expire in 2025.
00:15:08.220 Those aren't things that came in under Trump or Bush or anybody like that.
00:15:12.980 This was the Obama and his Congress at the time.
00:15:17.620 And remember, when Joe Biden became president, his first two years, he had control of the
00:15:23.520 Senate and the House.
00:15:24.620 And if they wanted to extend these credits, they should have done it at the time.
00:15:28.320 Those are going to go away unless they're extended before the end of the year.
00:15:32.440 So, yes, that means that those of you that have been getting some credit extra, you know,
00:15:39.140 had your health care insurance bought down by the government, that's going to go away.
00:15:43.620 But you know what?
00:15:44.120 That's a good thing.
00:15:45.340 That's a good thing.
00:15:46.220 Because what's happened is because of those government incentives were there, the only thing
00:15:51.180 that's happened is health care has gotten more expensive and more expensive.
00:15:53.920 Because if you're paying, you know, $5 a month for top flight health care, you don't really
00:15:59.580 care what the doctor charges you, right?
00:16:01.640 Because you're not going to pay for it anyway.
00:16:03.440 The only way we're ever going to get health care costs under control is by supply and demand.
00:16:10.400 We're going to have to be participating in our own health care costs, and that will end up
00:16:17.340 keeping health care costs reasonable.
00:16:19.880 But if the government's paying it or you don't have any incentive to make sure that you use
00:16:27.440 your health care prudently, then it's going to just keep going higher and higher and higher.
00:16:33.160 All right.
00:16:34.640 Everybody having fun so far?
00:16:35.920 It's good, right?
00:16:36.760 I can tell you everybody's on the edge of their seats.
00:16:38.300 I can just tell when you're driving down the road right now, I can just tell you're thinking,
00:16:41.420 man, this is incredible.
00:16:43.140 So we talked about Medicaid already.
00:16:47.200 Actually, I used the wrong number.
00:16:48.620 There's not 11 million.
00:16:49.400 There's 4.8 million able-bodied men, and there are some women that don't have children
00:16:54.820 that would be caught in this scenario where they might lose their coverage under Medicaid,
00:17:02.240 which is a good thing.
00:17:02.960 And I got this off the whitehouse.gov site.
00:17:07.700 A couple of things that it does, which we're excited about, is it removes any federal dollars
00:17:14.120 to organizations that provide abortions for one year?
00:17:17.840 Now, why it was only one year, I don't know.
00:17:19.780 Probably had to make some type of deal to get some of our moderate Republicans on board.
00:17:24.660 But that's really cool.
00:17:26.040 I mean, that means Planned Parenthood, for the first time, is going to be defunded from federal dollars.
00:17:31.600 And that's really, really exciting.
00:17:34.180 Also, it removes an estimated coverage for 1.4 million illegal immigrants that have figured out
00:17:45.520 how to get free health care through the government.
00:17:48.020 Not supposed to be eligible for it, but some states have allowed that.
00:17:51.680 So this will remove the funding for that.
00:17:54.980 And again, that's good for you and me.
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00:19:12.000 Let's talk about what goes on in the bill from an immigration standpoint, all right?
00:19:23.100 They're funding for 10,000 new ICE agents, 10,000 new ICE agents.
00:19:29.740 And it's estimated that those ICE agents, that will allow us to remove up to 1 million additional illegals per year.
00:19:42.460 Now, we don't really have a good handle on how many illegal immigrants are in the country.
00:19:49.380 Some people estimate it to be 12 million, some people more than that.
00:19:53.240 Whatever the number is, we don't have enough ICE agents to cover that.
00:19:58.280 And this comes from the Federal American Immigration Reform Organization.
00:20:08.360 You know how much we spend on illegals?
00:20:10.140 Brie, how much do you think we spend on illegals in our entitlement social network scenario?
00:20:15.760 What would you say?
00:20:16.420 In our social services, what would you say that number is?
00:20:19.220 I don't even know if I could give you a number.
00:20:22.200 Do you think it's more than a dollar?
00:20:24.040 It's more than a dollar.
00:20:25.380 More than a billion?
00:20:27.420 Yeah.
00:20:28.280 $182 billion is how much we spend on entitlement-related programs that illegal immigrants take.
00:20:39.420 You know how much that is per immigrant?
00:20:41.500 If you assume that there are 11 or 12 million immigrants, this is by Pew Research, that's over $15,000 a year.
00:20:49.100 Over $15,000 per illegal immigrant a year.
00:20:55.480 And that doesn't really even include all the money the states spend either.
00:20:59.880 So think about that.
00:21:01.340 But $182 billion, that could go a long ways towards helping pay some of our debt insurance, reducing just a lot of that type of stuff.
00:21:12.020 And taxpayers are the ones that are doing it.
00:21:15.120 Now, some people will say, well, all of these illegal immigrants pay taxes sometimes, right?
00:21:19.900 Because they have jobs in some way.
00:21:21.640 They pay their taxes.
00:21:23.440 That's a red herring.
00:21:24.500 You know what a red herring is?
00:21:26.580 A red herring is where they're trying to make you look at the shiny object over here where they're doing something over here.
00:21:32.880 And that's a red herring because they're assuming if the illegals weren't there that those jobs wouldn't be done and, therefore, those taxes wouldn't be paid.
00:21:41.300 Somebody would be doing those jobs that were necessary.
00:21:45.020 So the fact that you say that illegals are paying taxes and, therefore, it cuts against the cost of them.
00:21:50.820 No, the illegal immigrants in many cases are taking jobs away from U.S. citizens or people that are here legally, even if they are not U.S. citizens, but they have their green card, et cetera, what have you.
00:22:05.620 And so that's why it matters, all right?
00:22:08.180 I am all in favor of people immigrating here and being here legally, even if they don't want to be a citizen to get some type of work permit.
00:22:16.200 I'm all in favor of that.
00:22:17.900 But I am not in favor of people coming here illegally and getting in front of our own citizens and in front of other people who may not be a citizen but are here legally.
00:22:29.300 There's no way that that is the correct thing to do.
00:22:33.520 And I think the big, beautiful bill has taken some steps towards that.
00:22:36.800 And obviously, President Trump is doing that as well.
00:22:41.180 I think they've already deported 250,000 people, I've heard today, and another 60,000 are in detention centers.
00:22:48.760 Now, does that mean they're going to get some people caught up that, you know, that are not, that shouldn't be in the detention center?
00:22:55.980 Sure, that's just the way things work.
00:22:57.660 So, but it, it, it, overall, it is much better scenario doing that.
00:23:06.880 All right.
00:23:07.720 So, um, let's talk a little bit about kind of off the bill just for a minute.
00:23:13.040 Let's talk about the, although it's kind of related to it in that tariff revenue, everybody keeps wondering about, well, what are we doing with the tariff revenue?
00:23:20.440 Are we getting any money out of that deal?
00:23:23.140 And in 2024, this is pretty interesting.
00:23:26.820 So this is prior to Trump coming in.
00:23:29.000 The average in 2024 was about 16, 6.4 billion per month in 2024 of tariff, which is taxes coming from imported goods.
00:23:43.040 Okay.
00:23:45.080 In 2025, it's been $16 billion a year, $16 billion a year.
00:23:54.320 So that's pretty amazing when you think about it.
00:23:56.340 16 billion, I mean, sorry, per month, $16 billion per month.
00:24:00.320 That's $10 billion more per month.
00:24:03.000 That's revenue that goes to help pay for some of the things we talked about in the big, beautiful bill.
00:24:09.020 It helps, you know, pay down the deficit, those types of things as well.
00:24:12.460 And that's from Politico.
00:24:14.040 And Politico is, as you probably heard on here before, it's not a very conservative organization.
00:24:19.580 So the fact that they're reporting that, it's really pretty interesting.
00:24:23.460 And who knows what's going to happen long-term with tariffs.
00:24:26.160 I believe I said the last time I was on here, I thought things would get pretty well settled by the end of the summer.
00:24:32.300 I'm sticking with that, although the summer is fleeting away, but I'm still sticking that the majority of the issues will get handled by then.
00:24:40.340 I don't think we'll get China totally under a long-term agreement by that time.
00:24:46.400 But I do think we'll get most of the scenario done by then.
00:24:50.780 And I believe in the long run, it's going to be a good deal.
00:24:53.400 Again, I wish, and I think President Trump would be okay with this, although he hasn't asked my opinion.
00:24:58.500 I wish we'd had no tariffs, either side.
00:25:01.020 So if you don't charge us any tariffs, we don't charge you any tariffs, right?
00:25:04.340 Just total free trade.
00:25:05.660 That would be fine with me.
00:25:07.120 We don't need to—we can compete.
00:25:08.940 Our industries can compete head-to-head.
00:25:11.320 Where they have trouble competing head-to-head is where a foreign government gives the industry, the similar industry in their country, an advantage.
00:25:20.020 And that's what President Trump's trying to level out and the people that work for him.
00:25:24.280 And I think they're doing a really good job with that.
00:25:26.400 I really do.
00:25:27.120 I've been very impressed with how that's working.
00:25:29.540 I know it's kind of made the markets a little bit uncertain, although markets are up for the year, and stock markets are up for the year and what have you.
00:25:38.820 It's kept interest rates from coming down because we're not sure exactly what's going to happen on that.
00:25:44.220 And I get that.
00:25:45.420 Probably interest rates—and some of you that listen to this won't even remember this—but interest rates actually went down way too quickly the last time.
00:25:54.940 And I think that's what the Reserve Chairman is trying to avoid, although I do think he's being too cautious.
00:26:00.200 And we certainly could use a reduction in interest rates.
00:26:03.140 I think that would help the economy.
00:26:04.940 And there's some things that support that as well.
00:26:07.340 In fact, the new inflation data just came out.
00:26:10.900 The new inflation data for last month said inflation was at 0.3 percent.
00:26:17.060 That's less than 3 percent a year is the way the annualized that they've had in the last 12 months.
00:26:23.300 So that's—we're in the right direction.
00:26:25.560 In fact, I don't know if you've even noticed or not, meat, poultry, and eggs are actually down a little bit.
00:26:32.600 And given our past discussions about the price of eggs, that's a really, really good thing.
00:26:38.160 Car prices are down this past month 0.3 percent.
00:26:41.300 So that's not much, but they're not going up.
00:26:44.140 And that's new cars.
00:26:45.140 Used cars are down 1 percent.
00:26:46.460 So all of that, those are really good signs for the economy because you remember when COVID came along and then when Biden put all that quote-unquote stimulus in there, man, prices just went through the roof, really went through the roof.
00:27:00.500 And so the fact that they're settling down is a good thing.
00:27:03.760 Now, it doesn't mean they're going to go drastically back to where they were in 2019.
00:27:07.780 It just doesn't work like that.
00:27:09.260 But the fact that they're staying pretty much the same or dropping a little bit, that's a good thing.
00:27:13.680 We can plan for that.
00:27:14.820 What we can't plan for is when we don't know how much things are going to go up.
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00:27:35.780 And they're passionate about it because of Arlene's own health journey.
00:27:39.860 She went through a health crisis several years ago where she had to start paying really close attention to what she was putting in her body.
00:27:45.700 But on this journey, she realized, okay, I should also be paying attention to what I'm putting on my body.
00:27:51.380 These synthetic fragrances and all of these endocrine disruptors that are in so many of the products that we use on ourselves are really bad for our health.
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00:28:32.860 The one thing that I think, and we talked about a second ago, that I think is a little bit out of whack are mortgage rates.
00:28:39.100 30-year mortgage rates are 6.8%.
00:28:41.960 That is keeping people, new homeowners from being able to buy, and I think you'll continue to see that in the marketplace out there, is that if you have a 3% mortgage, you can buy a whole lot more expensive house than if it's a 6% mortgage.
00:29:01.860 Everybody understands that is twice as much interest you're paying, and most of the money you pay at first in your loan is interest-based.
00:29:10.620 Because if you have a $500,000 loan and you're paying 6%, $30,000 a year is in interest.
00:29:20.200 And if your payment, let's say, is $3,000, and only $500 of that per month is going to pay on principal.
00:29:29.620 Most of it's going to pay on interest.
00:29:32.020 And so I believe that if we could get interest rates below 6% in the 5% range, I think they could settle there, and the economy, the housing market, and what have you would be good.
00:29:45.580 That's for a 30-year mortgage, 6.8%.
00:29:48.700 For a 15-year mortgage, which is what I really encourage you to get when you go out and buy a house, try to avoid the 30-year mortgage.
00:29:55.100 You're paying so much interest up front and so little principal.
00:29:59.480 I mean, it's just as it takes you 30 years to pay it off.
00:30:02.560 And just think about, if you bought a $500,000 house, by the time 30 years is up, you're going to have paid $1.5 million for that.
00:30:10.520 Whereas if you do a 15-year loan, and again, these numbers aren't exact, so don't hold me exactly to them, for a $500,000 house, you're going to pay somewhere less than $1 million for that, as opposed to $1.5 million over 30 years.
00:30:27.780 If you can do a 15% loan, you're going to get a lesser interest rate because it's only 6% as opposed to 6.8%.
00:30:35.540 So I'd encourage you to do that, and I encourage Chairman Powell, I know you listen to Allie all the time, Chairman Powell.
00:30:40.420 If not, you should.
00:30:42.000 You should lower the interest rates.
00:30:44.340 Lower the interest rates just a little bit, okay?
00:30:46.620 It's going to be okay.
00:30:47.520 The world's not going to go to hell in a handbasket.
00:30:49.960 So anyway, that's some information that we've put out on the big, beautiful bill.
00:30:54.620 I hope that helps you understand some myths.
00:30:56.440 Please, you know, sometimes we just have to turn off the TV, turn off social media, turn off, you know, what we're hearing at our family picnics or reunions, whatever you're doing this summer, and just relax, okay?
00:31:13.320 Things are in pretty good shape.
00:31:16.100 I think the economy is going to be fine.
00:31:18.600 We're definitely not going to have a recession.
00:31:20.600 I do not see that happen based on the information that we have today.
00:31:23.560 Your 401ks have done well this year.
00:31:26.580 Any other investments you have have done pretty well this year.
00:31:29.480 You should be able to get a job if you want to work.
00:31:32.300 If not, you don't have the skill, then maybe you need to get some training.
00:31:35.540 And there's a lot of job training that's available through your state, through the federal government, where you can be able to get training for specific jobs.
00:31:46.140 We were talking the other day about a general manager.
00:31:52.520 Most people here would have heard of Buc-ee's.
00:31:55.300 Bree, don't you think most people heard of Buc-ee's no matter where they live in the country?
00:31:59.420 Yeah, because I think they've expanded outside of Texas.
00:32:02.100 Yeah, a little bit.
00:32:02.700 Buc-ee's, if you don't know, is this huge convenience store.
00:32:05.640 They literally may have 100 gas pumps.
00:32:09.240 And it's not just a convenience store, though, because people go in there and shop.
00:32:13.480 It's just a whole event.
00:32:14.800 Anytime we go out of town to see family and there's a Buc-ee's on the way, that's a guaranteed stop.
00:32:21.860 Well, a general manager of one of those Buc-ee's stores, which doesn't require a college degree, you could have one if you wanted to, but it doesn't require it, can make over $200,000 a year.
00:32:33.500 So don't believe that, well, I've got to go spend all this money to go to college to do that.
00:32:37.700 If you want to do that, that's fine.
00:32:39.220 I mean, there's no question.
00:32:40.060 And that's a good thing to do is a lot, there's a lot of advantages to going to college, even outside the education you get.
00:32:46.660 But if you don't want to do that, or you don't think you can afford to do that, and I definitely don't think you should go into debt to do it.
00:32:52.380 There are plenty of job skills that you can get where you can make a very, very good income.
00:32:58.820 And so I'd encourage you to do that.
00:33:01.200 Now, we're going to talk a little bit, as I said, about the Epstein scenario.
00:33:06.740 And it's amazing that people are so fascinated with this.
00:33:12.060 I remember, you know, when he got arrested a few years ago and then supposedly hung himself in his own cell and all that type of stuff.
00:33:23.260 And then most of us on the right felt like Biden and them were withholding information from us on what really happened, you know, not only in the cell, but who really was on these junkets with him.
00:33:37.140 We know that President Clinton was on the airplane with him at least once.
00:33:40.740 And we always thought there was this master list of people, right, that had been to this island with him or wherever it was that he went and did all these crazy things.
00:33:54.660 Remember, Prince Andrew was involved in that from the UK.
00:33:57.300 Well, a few months ago, when President Trump took over, this, things like JFK files, things like the Biden laptop, Hunter Biden laptop, things like the Epstein files, those were all under review at the time.
00:34:16.000 And, you know, they've released a lot of the JFK files.
00:34:19.260 We now know, obviously, the Hunter Biden thing, which we all knew was a total hoax, along with the Steele dossier.
00:34:26.560 And people like Brennan and Comey and those guys were just so scummy.
00:34:31.840 In fact, I'm not so sure that they didn't, you know, break some laws or certainly they did not follow what they should have.
00:34:40.040 And the Epstein thing was a part of that.
00:34:42.940 And, you know, the Department of Justice has reviewed that.
00:34:46.360 They said there's no list there.
00:34:49.460 There's no kind of smoking gun and really nothing left to release that they haven't already released.
00:34:55.640 Well, there are people that say, you know, no, we don't buy that.
00:35:00.000 There's a fly in the buttermilk is what my grandmother would say when something was wrong.
00:35:04.100 Well, I don't know if there is or not.
00:35:06.740 All right.
00:35:07.040 I do believe in our government ought to be transparent with us to the extent that they possibly can.
00:35:11.360 They can't tell us every single thing that may have an effect on national security.
00:35:15.300 I'm not sure this has an effect on national security.
00:35:17.920 But President Trump, and he's right about this.
00:35:20.160 I mean, he let's put the let's put that what he put up there today, if we can, on the screen.
00:35:27.760 So President Trump, you can you can I won't read the whole thing, but basically is saying in this that the radical left Democrats have hit pay dirt again.
00:35:36.780 And he's right.
00:35:37.960 What happens is, is that, again, they put the shiny.
00:35:41.300 They found something that may be a little crack in the MAGA base and they put that shiny object on there and they are just, you know, pounding it.
00:35:49.420 And we're in a lot of some of us, some people, I wouldn't say us, I don't.
00:35:53.120 But there are some on the conservative side that are believing that.
00:35:56.380 But what he's trying to tell us here is, remember, these are the same people that did the Steele dossier that, you know, the Hunter Biden thing, the Russia scam.
00:36:07.560 All of that were promoted by these people well as well.
00:36:11.940 And all of that turned out to be lies.
00:36:13.880 All right.
00:36:14.620 And so now for us to believe what they're saying on the on the Epstein stuff is is not good either.
00:36:21.080 And so my belief is, is that, look, you know, it's not the most important thing in any of our lives.
00:36:28.340 Right.
00:36:29.220 It's OK for us to want it to be done.
00:36:31.560 But I tell you what's a whole lot more important.
00:36:33.680 What's more important is what's going on.
00:36:36.120 You know, what went on with this tax bill and what have you.
00:36:38.300 That's a positive for us.
00:36:39.340 What are we going to get done with the tariffs?
00:36:41.260 What's going to happen between Russia and Ukraine?
00:36:43.520 Those are the things that are much, much more important.
00:36:47.120 Immigration, getting that under control.
00:36:48.800 Those are much more important than the Epstein file.
00:36:51.140 So I haven't paid a ton of attention to it and don't intend to.
00:36:54.760 I kind of agree with President Trump.
00:36:56.480 And let's just, you know, whatever.
00:36:58.340 Let's move on.
00:36:59.140 Let's put out there what we can that doesn't put the country in jeopardy.
00:37:03.060 And then let's move on.
00:37:04.320 So I am just not going to get all hung up on that.
00:37:13.220 Next sponsor is WeHeart Nutrition.
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00:37:28.200 And, you know, Chief Related Bro, he is really big about supplements.
00:37:31.720 He cares about his supplements and he's been taking some of the supplements from WeHeart
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00:37:49.100 That means it's the kind of, for example, folate that your body is actually going to be able
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00:37:56.740 You're not spending all of this time and this energy taking supplements just for your body
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00:38:30.540 We did get quite a few questions from it, Brie, when we had our, ask our audience to
00:38:41.100 send in questions, which we love doing, don't we?
00:38:43.260 Yep.
00:38:43.600 We love doing that.
00:38:44.400 In fact, this last section of episodes that I host, and hopefully I'll host some more in
00:38:50.620 the future.
00:38:51.000 You never know, though.
00:38:51.760 Allie's a pretty tough critic.
00:38:53.080 She may not let me back on.
00:38:54.200 But anyway, we're going to call the last section of every episode that I host called Thoughts
00:38:59.540 from the Wagon, and this kind of refers to my book, Life Lessons from the Little Red
00:39:03.160 Wagon.
00:39:03.500 If you haven't gotten that yet, I'd encourage you to buy that either, you know, you can
00:39:07.120 buy the book or listen to it on Audible, and all of that will be in the show notes when
00:39:10.780 we get finished on how you can buy that.
00:39:12.680 But we've got some really, really good questions, Brie, and I'm going to read them.
00:39:17.120 And the first one, and I read these in order of importance.
00:39:20.680 Right.
00:39:22.320 This is from, is it okay to say somebody's name if they put it on the thing?
00:39:28.480 I wouldn't.
00:39:29.320 Actually, this is from, you know who you are.
00:39:33.160 When are we getting Ron merch?
00:39:35.320 I want coffee mug that says, and what have you, which I suppose that's something I say
00:39:40.160 a lot and what have you.
00:39:41.280 So when are we getting some Ron merch?
00:39:43.800 Allie, when you watch this show, we need to have you answer that question in your next
00:39:49.480 episode.
00:39:50.100 Okay.
00:39:50.260 That's a very good question, by the way.
00:39:51.920 New collab with Ron and Carly Jean.
00:39:55.220 We could do that.
00:39:56.360 Carly Jean should make some clothes for me to wear.
00:40:00.320 That would be totally fine.
00:40:01.820 I'd love that.
00:40:02.480 I met them at Allie's conference last year.
00:40:06.580 They're great.
00:40:07.340 Yeah.
00:40:07.480 And don't forget, Share the Arrows.
00:40:09.220 If you don't have your tickets yet, man, that thing is rocking.
00:40:12.380 It's going to be incredible.
00:40:13.560 Yep.
00:40:13.840 And you want to get your tickets to Share the Arrows coming up in mid-October, but you want
00:40:17.840 to get your tickets now.
00:40:19.000 I'm sure I'll be walking around doing something that may be chasing down one of my grandkids
00:40:25.360 or opening a door for somebody.
00:40:27.700 So if you see me and you want to meet me, come up and say hi, and we'll have a good time
00:40:31.860 there.
00:40:32.740 All right.
00:40:33.160 How do you feel the United States should handle the situation with Russia?
00:40:37.420 I think what we should do is what we're doing now, as I was hopeful that Putin wanted to
00:40:47.620 negotiate and get the thing over with, but evidently he wasn't.
00:40:52.440 And so I think having NATO buy our weapons.
00:40:58.580 Remember, we're not giving them to NATO.
00:40:59.960 They're buying them.
00:41:01.140 And then some of those countries are providing those to Ukraine.
00:41:05.040 I think that's the right thing to do.
00:41:07.800 The other thing that I would do, and I heard Bill O'Reilly say this, and Bill O'Reilly,
00:41:13.600 someone Allie had on here not too long ago, is that we should freeze all of the assets
00:41:18.760 of the oligarchs and the generals in Russia.
00:41:21.560 If you freeze their assets around the world, which we can do, because they all want to have
00:41:26.180 their money in dollars.
00:41:27.900 They don't want to have it in rubles, I can tell you that.
00:41:30.160 And they don't want to have it in yuan, you know, Chinese yuan.
00:41:33.120 They want to have it in U.S. dollars.
00:41:35.880 And so if we freeze those assets around the world, I think those oligarchs and what have
00:41:41.180 you would put the—I just said that again, didn't I?
00:41:43.500 —would put the pressure on Putin to, you know, get this thing over with.
00:41:49.860 Here's a very, very good question.
00:41:51.540 Can one be pro-life and pro-death penalty?
00:41:55.120 Absolutely.
00:41:55.560 Pro-life is about caring for those unborn that don't have a say in anything, you know.
00:42:06.240 We want babies to be able to get into this world and to be able to make it.
00:42:13.000 Pro-death penalty means that you're pro-justice.
00:42:16.800 And death penalty, first of all, is very rare in the United States, and it's only used for
00:42:24.180 the most heinous of crimes.
00:42:26.440 And so I actually believe they should expand the death penalty.
00:42:31.000 If they would have death penalty for rape, there would be a lot less rapes.
00:42:37.560 I can tell you that right now.
00:42:38.940 So I absolutely believe you can do that.
00:42:41.120 I consider myself pro-life and pro-death penalty.
00:42:44.560 I wish we didn't have to have the death penalty, but we do.
00:42:49.460 I loathe that I'm asking—OK, we've already talked about the Epstein files.
00:42:52.880 Not talking about that anymore because I loathe that as well.
00:42:55.080 Thank you.
00:42:56.660 What's one piece of advice for raising kids who love the Lord as much as Allie does?
00:43:01.380 Well, for guys, I can tell you it's to have a Lord-loving spouse.
00:43:07.420 And I know I've said this before, and you might think I'm just saying it because it's
00:43:14.060 my wife, but I'm just telling you, I was very fortunate, and Allie was very fortunate.
00:43:19.900 All our kids were to have—she was to have a mom, I was to have a wife that was so solid
00:43:28.200 in her faith and so active in her faith.
00:43:31.560 So when I mean active, I mean she studied it, she reflected on it, she meditated on it,
00:43:38.020 she prayed on it, and she didn't preach, all right?
00:43:42.360 My wife is definitely not a preacher.
00:43:44.300 Now, sometimes she'll preach to me because I need it, but she did it through her actions.
00:43:50.100 And Allie and our kids and myself could see her in there every morning studying the Word,
00:43:55.260 on her knees praying, and those types of things.
00:43:58.980 I think that the kids, they remember so much of what they see in us than what we say.
00:44:06.420 That's really what I think is.
00:44:08.860 And now, Allie going to a Christian school, sitting under some teachers and professors that
00:44:15.700 sparked her interest in that, also was a part of it.
00:44:19.800 And of course, the Holy Spirit is the most important, that they pricked her heart and
00:44:24.220 gave her that.
00:44:25.300 She's always had a fascination with learning, and the fact that that was channeled into learning
00:44:30.620 about her faith and learning about what God says about this or what the Bible says about
00:44:34.680 that, that's what's really important.
00:44:38.200 How to prioritize your marriage with a new baby.
00:44:41.540 You know, I remember—this is a joke, okay?
00:44:45.520 So just remember this.
00:44:46.600 Nobody get too upset.
00:44:47.540 This is a joke in that I remember some comedian saying one time his kids were acting up, and
00:44:52.540 he's saying, hey, you know what?
00:44:54.080 Mom and I made you.
00:44:55.220 We can get rid of you and make another one.
00:44:56.880 So just remember that your spouse is the most important part of the family relationship.
00:45:05.500 And that's not to degrade or demean the kid's importance, but your spouse and your—you
00:45:11.580 know what?
00:45:11.940 Your children want it to be that way, all right?
00:45:14.420 Now, sometimes when they're three, four years old and they don't really understand
00:45:17.860 everything, you know, and they want all the attention, maybe they don't—you know,
00:45:22.180 they may not process that.
00:45:23.720 But I will tell you that ultimately they want mom and dad to get along.
00:45:27.680 They want mom and—they want to see mom and dad in a loving relationship.
00:45:31.020 And so you have to prioritize your spouse, whether that's your husband or your wife.
00:45:38.200 But we also have to be flexible and understand, especially, guys, when there's a new baby in
00:45:43.580 the house, you got to understand, especially on the mom, that's a heck of a lot more that
00:45:49.260 she has going on than you and I have going on when that's there.
00:45:52.440 So we're going to have to be extra flexible, especially early on in that scenario, and do
00:45:57.420 not be over-demanding.
00:45:58.960 Every time you want to demand something, why don't you think about how you could help in
00:46:02.060 something?
00:46:02.660 That would be my best advice there.
00:46:09.000 Last sponsor for the day is Hillsdale College.
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00:46:17.300 They are indoctrination stations of progressivism, of secularism, of just slop, that we don't
00:46:24.520 want to enter into the minds of our 18 to 22-year-olds.
00:46:29.940 And so you want to make sure that the education that they're getting is actually good, is good
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00:46:37.300 And that is why Hillsdale exists.
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00:47:29.800 hillsdale.edu slash relatable.
00:47:31.960 Oh, this is a good one here.
00:47:39.380 Parenting young girl advice.
00:47:41.060 Now, Bree, you might have an opinion on this one as well.
00:47:45.020 Please help me.
00:47:47.820 My daughter is five years old and her sass is already real.
00:47:51.660 Oh, I can tell you, well, here's what I'll tell you.
00:47:57.480 You may be raising another Allie Beth.
00:47:59.540 So if there's any hope that you would like your daughter to turn out as an adult like Allie,
00:48:05.380 then I'd say there's a chance.
00:48:07.820 Bree, what about you?
00:48:08.600 You think your sass was real at age five?
00:48:11.260 I wasn't a sassy child.
00:48:13.120 You were not.
00:48:13.840 I wasn't.
00:48:14.360 I was really quiet and well-behaved, but my sister was.
00:48:18.080 And that parenting tactic definitely was different for her than it was for me.
00:48:23.600 I bet it was.
00:48:24.320 Yeah.
00:48:24.740 Yeah.
00:48:25.240 I bet it was.
00:48:26.240 I remember when, because our two boys were probably like you.
00:48:29.100 They were just kind of quiet, laid back.
00:48:31.000 I'll never forget when Allie was, this is true.
00:48:32.800 She was five years old.
00:48:34.220 She's in the back of the car.
00:48:35.960 I'm driving down the road.
00:48:37.280 I know where I was.
00:48:38.020 I was close to the Galleria, which is Dallas Shopping Mall.
00:48:42.240 And she and I are having a conversation about something, but it was an argument.
00:48:45.780 And she was arguing literally like an adult, which was a little scary to me at the time.
00:48:51.220 And so the only way I knew to shut it down was that, Allie Beth, I said this.
00:48:54.580 I said, if you live to be an adult, which is in question, by the way, with your mouth,
00:49:01.780 you're going to be a great adult.
00:49:04.440 But man, it was tough at some point in time.
00:49:07.180 And I probably didn't handle it exactly right in a lot of situations.
00:49:10.040 It certainly wasn't all her.
00:49:11.020 But I think you just have to, well, first of all, I think you have to make sure that
00:49:15.340 they know that you are the parent and that they can't process everything you can process.
00:49:21.420 But I do think you have to give them a little bit of, you don't want to all,
00:49:25.580 you don't want to totally squelch out the fire.
00:49:27.620 Yeah.
00:49:28.080 You just don't want to do that.
00:49:29.260 I would agree with that.
00:49:29.960 Yeah.
00:49:30.280 And you probably saw that at your house as well.
00:49:32.320 So anyway, okay.
00:49:34.060 Last thing, and we're going to be out of here.
00:49:35.700 Again, thoughts from the wagon.
00:49:39.620 I think about what can I, you know, a lot of Allie's audience is younger than me.
00:49:45.920 Although there are plenty of my friends that listen to Allie all the time.
00:49:48.940 We run into people all the time that, so I'll listen to your daughter, you know, once they
00:49:53.820 find out, you know, who we are and who she is.
00:49:56.520 But one of the advice I would give you is if you're, you know, as a young family or even
00:50:02.800 a couple, even if you don't have kids, is spend money on memories, not on things.
00:50:12.500 Like if I said to anyone on this episode, tell me all the things you got for Christmas
00:50:17.740 four years ago, you couldn't tell me.
00:50:20.900 Now, maybe if it was one of those once in a lifetime, I got a new, you know, a new car
00:50:24.940 or as a little kid, a new bike or something like that.
00:50:26.800 Remember that?
00:50:27.580 But you won't remember that.
00:50:28.580 But I will tell you, hey, do you remember that trip we took a few years ago to wherever,
00:50:32.140 right?
00:50:33.240 Kids, remember that.
00:50:34.360 So spend your money on memories, not on things.
00:50:40.280 That would be my best advice for today.
00:50:42.360 Thanks for listening.
00:50:43.320 I've enjoyed being with you.
00:50:44.480 Don't forget to get your tickets for Share the Arrows.
00:50:47.240 Buy Allie's book, Toxic Empathy.
00:50:48.800 Man, that thing has just taken off like wildfire and lots of good thoughts and comments on that.
00:50:53.960 And then if you want to have a good read and a fun read with some, I think some pretty
00:50:57.080 good dad advice in there, life lessons from the Little Red Wagon.
00:51:01.100 Have a good one.
00:51:01.560 I'll see you next time.