00:05:49.680There hasn't been enough refineries open in the last couple of decades,
00:05:55.100mainly because of some pretty crazy environmental rules under Democrat administrations.
00:06:01.160And so sometimes we have to ship our oil out.
00:06:03.880It gets refined somewhere else, and then we bring it back in.
00:06:07.720And, of course, when you're doing that, you're for sure paying the world price at that.
00:06:11.980So anyway, that's what's going on in Iran. If you have any questions on that, please feel free to email me. I'll do the best I can to answer them.
00:06:19.320Next thing, the second the second news item I want to talk about is the Save Act.
00:06:22.940And this has been something that's been in the news. We've talked about it before.
00:06:26.460It's the basically the Voter ID Act. The current debate that's going on in the Senate right now and has been going on since March the 17th will probably last a total of 10 to 14 days.
00:06:37.920There's no real time limit on how long they can debate.
00:06:41.600A senator can talk for as long as they want to.
00:06:44.740Eventually, though, everybody will have said what they want to say.
00:06:48.860And unfortunately, it doesn't look like we're going to get the 60 votes to be able to shut down debate and take a vote.
00:06:59.520So on the actual bill, which would only require 51 votes in order to pass the bill.
00:07:05.180Well, the interesting thing is, is that the Senate majority leader, Senator Thune, just does not believe we have the 60 votes.
00:07:13.980We've only got 53 Republican senators, so we have to have seven defections.
00:07:19.220And we even had we've even had one defection off of the Republican side, and that was the senator from Alaska.
00:07:28.040And I have no idea how that lady can keep getting elected.
00:07:32.140I mean, Alaska is a very conservative state, and yet she's probably one of our most liberal Republican senators.
00:07:38.740I hope somebody up there will run against her and beat her at some time in the future, in the near future.
00:07:44.360I don't know when she's up for election again.
00:07:46.800Also, another thing that I wanted you to be aware of when we talk about voter ID and you hear what, you know,
00:07:52.840Shifty Schumer says about it's going to disenfranchise voters and all that.
00:07:56.960We talked about that last time, that 95 percent of the people in the U.S. have some type of voter, some type of voter, I mean, some type of identification.
00:08:05.900And so it's not going to be a huge burden.
00:08:09.300And it's up to the states to provide people the ability to get some type of identification in a as easy a way as possible.
00:08:17.260But let me tell you this, even if it was hard to do, it's still something that's important because under the Constitution, only eligible citizens can vote in our federal elections.
00:08:34.040And the only way you'll know if somebody is an eligible citizen is if they prove their citizenship, either from their birth certificate or their driver's license or their passport or some type of other government approved identification.
00:08:49.100And you think, well, golly, we maybe we're the ones that are so draconian in the United States that are requiring that.
00:08:55.360But virtually every other country in the world requires some type of proof of voter eligibility.
00:09:02.540and most of them are voter ID, picture voter ID.
00:09:06.800Countries like Canada, okay, all of you that think we're the mean people
00:09:10.920and Canada's nice, their voter requirements are stronger than ours.
00:09:17.780The United Kingdom, England, all right?
00:09:21.840Australia, which a lot of you, you know, love Australia, and I get that,
00:09:26.880but they already have to have, voters have to have identification
00:10:49.400The parliamentarian will decide if it actually fits.
00:10:52.280The parliamentarian is kind of the lawyer for the Senate.
00:10:55.620They have one of those in the House as well.
00:10:57.280And they actually look at all the rules and say, okay, under the rules of the Senate and under the rules of how a budget reconciliation bill is going to work, does this fit those parameters?
00:11:08.760We had the same thing when I was in the Texas House.
00:11:11.420We had a parliamentarian, and they had one over in the Senate.
00:13:13.900Now, I do think they're going to end up cutting a deal on this one pretty quickly because I'm sure the pain that some of these senators are feeling from their constituents is getting more than they want to bear.
00:13:24.620And I think they'll end up trying to cut a deal on this pretty quickly.
00:13:27.920And I don't know if they'll say, maybe the Democrats will say, look, if we'll end this save debate, we'll go ahead and get this funded.
00:13:33.900I'm not sure of what it will be, but I think they'll get that that that done pretty, pretty quickly.
00:13:40.020All right. So those kind of the news items that are going on right now.
00:13:44.220We'll get to some listener questions here in a few minutes.
00:13:46.800But I also wanted to spend some time talking today on leadership.
00:13:52.560I've been someone that has read a lot of books on leadership.
00:13:57.200I've gone to a lot of conferences on leadership.
00:14:00.580I just believe everything rises and falls with leadership.
00:14:03.380whether that's in your family or in your business or in your church or in your relationships with
00:14:09.140other people. I think everything rises and falls on leadership. As most of you know,
00:14:13.680because I've talked about it before, I am a follower of a author by the name of John Maxwell.
00:14:21.140And if you haven't read any of John Maxwell's books, I would encourage you to look them up.
00:14:25.740He's probably sold 30 million copies over his lifetime, if not more than that now. He's written,
00:14:30.960I don't know, maybe 20 books, and every one of them, I don't know if I've read every one of them,
00:14:35.400but I've read probably 80% of them, and they're all very, very good, easy to read, very practical
00:14:40.900information, but he is considered the number one guru on leadership in the country right now.
00:14:47.820There's another gentleman by the name of Jim Collins, and those of you that have been around
00:14:53.700for a while probably know Jim Collins' book called Good to Great. It's one of the most popular books
00:15:00.900business books out there. And I don't know how many copies he sold, but millions and millions
00:15:05.100in multiple different languages. Well, Jim and John know each other and they collaborate on some
00:15:11.360things and they got together, oh, I don't know, a few years ago. And they both agreed that there
00:15:17.900are five levels of leadership, five levels of leadership that we all go through. And I want
00:15:24.180to talk about those today in two different contexts. What are the five levels of leadership
00:15:30.580in your business, okay? If you have a business or you're in your job, so to speak. And what are
00:15:37.420the five levels of leadership when I served in the legislature, like in public service
00:15:44.280or in ministry? They're very similar to each other. And you can also apply some of these levels
00:15:49.920in your own family relationships as well. So let's take a look. Let's kind of dive into that
00:15:55.320and we'll go through those. And again, if you have questions, you follow up on this,
00:15:59.640please email me ron at ronsimmons.com so anyway i got some i got some outline notes here just to
00:16:05.940remind you my business career i was i was in the wealth management business and i helped start a
00:16:12.960company 30 something years ago and we managed money for retired commercial airline pilots we
00:16:19.180had a niche that when they retired they got their money primarily in a lump sum and so they needed
00:16:24.660to roll that over to an individual retirement account to avoid immediate taxes on it. And we
00:16:30.740helped manage that. We helped do their estate planning, kind of manage their financial life
00:16:35.600after they retired. And I was a co-founder of that. And then we built it up. I ended up being
00:16:42.620CEO and chairman. And we sold the company at the end of 2019. At the time, we had $3 billion
00:16:49.640dollars under management and we had clients in all 50 states and a few foreign countries so
00:16:54.900that's my entire really pretty much my entire business career was involved in that company
00:17:00.500I had a little bit of time before that working as an employee for an oil company but my primary
00:17:07.280career was with we call it the name of the company was called Retirement Advisors of America
00:17:11.680so anyway when I talk about business I'm going to use my own examples all right as to how I
00:17:18.220experience these levels of leadership. The first level of leadership, and again, if you happen to
00:17:23.240be watching this at home, it might be a good idea to get out a pencil and a piece of paper or even
00:17:27.260get your phone out and you can take some notes on this. I think you'll enjoy that. The first level
00:17:33.500of leadership is called position. In other words, what's your title? I'm a CEO or I'm a head of
00:17:42.260sales or I'm a bank teller or whatever it happens to be. It's your title. Now, that is the weakest
00:17:49.000level. All right. Because people don't follow titles. They follow people. And if you're going
00:17:56.440to be a leader in order to be a leader, you have to have followers. Because if you're if you think
00:18:01.480you're leading and you look behind you and no one's following, then you're just out on a walk
00:18:06.520by yourself. But what it does is, is it provides you a platform. The title provides a certain
00:18:14.800platform that people will at least initially pay attention to. Now, when you, when you lead by
00:18:23.600position, you can get people to obey you. Like if you're somebody's boss, if you're a supervisor
00:18:29.600or wherever you are in the hierarchy of your organization,
00:18:35.760people that work for you or are lower than you in that hierarchy,
00:18:41.000they will probably obey you, but they don't necessarily follow you.
00:18:48.620See, because following someone is voluntary, right?
00:18:55.800If you're my boss, I have to do what you tell me,
00:18:58.300but I don't have to believe in you, right? Now, obeying someone really in order, all you're doing
00:19:06.120when you're somebody obeying you is you're leading them by instruction, right? You do this, you do
00:19:13.220that, you do this, you do that. And they go from one instruction to the other. If people, if you're
00:19:19.480leading people by people following you, then you do that by example, but they won't do that for
00:19:25.800very long because of your position. They'll do it because of who you are. So don't focus too much
00:19:31.760on getting a title. Yes, it does give you a platform, but it's not going to be something
00:19:36.760that makes you automatically a leader, right? Just because you have a title doesn't mean we're
00:19:42.100a leader. Secondly, it's production. So we had position and then production. Production is when
00:19:49.240we have skins on the wall. And what I mean by that, that everybody knows in your organization
00:19:54.180that you've done something, you know, maybe if you're in sales, you were the top salesman, or
00:19:58.500maybe if you're in client service, you had the least amount of complaints or whatever it is,
00:20:03.840however your job is measured individually, what have you done? When I joined, when we started
00:20:10.540the investment company, I was head of sales. Now I say head of sales, I was the only salesman. So
00:20:15.500I was head of myself when we first started out, but I brought in clients, the clients I brought
00:20:22.420in, I brought in the first $400 million worth of assets from a variety of clients. So I had skins
00:20:30.480on the wall. People knew that when I talked about what it took to convince a retired airline pilot
00:20:39.540and their family to let us invest their money and help them with their financial needs,
00:20:44.820they knew that i had credibility because i had done it and people watch that very closely you've
00:20:52.860proven yourself right you have to prove yourself in this next level because you can't if you go
00:20:59.120from position okay ron you're head of sales all right but you know being head of sales and actually
00:21:05.000knowing how to sell or it's the same thing have you really done it okay yep i've got the title
00:21:09.920Now I've got the production. All right. And so people will pay attention to that.
00:21:15.160The last thing is, is, I mean, the next thing, the third thing is permission, permission.
00:21:21.740It goes beyond just your own production, which people respect, of course.
00:21:26.240But now if you're ever going to grow an organization and not it all be about you,
00:21:31.960one of the things that I decided early on when we started the company is I didn't want the company to have my name on it.
00:21:38.460I didn't want it to be Simmons Wealth Management because if you do that, and I know some people listening here probably has the name on their businesses, and that's fine if that's what you chose to do.
00:21:48.060But for me, I didn't want that to tie me down to that business forever.
00:21:53.440I was looking down the road at 10 or 15 or 20 years down the road when I wanted to maybe do something else, yet I wanted the business to still succeed.
00:22:02.600I didn't want it to have my name attached to it in the title of the thing.
00:22:08.460And so, therefore, I want to grow beyond me.
00:22:11.140And when you get into permission, what you're doing now is you're asking other people in the organization or new people you might hire is who wants to go with me?
00:22:22.340Well, you have to have their permission to do that because it's not, again, if I'm hiring a group of salespeople or whatever and all they're doing is obeying and kind of going through the motions, they're not going to be very successful at it.
00:22:35.580So what I did is I used my own production, the respect that I got from that, and then I looked for other people that wanted to go down that same road.
00:22:46.380Because, see, they can look at me just like they can probably look at you and say, well, you know what?
00:24:33.780Or if they do everything they want and all it does is help you and it doesn't really help them very much, that's not going to last very long either.
00:24:40.540So you've got to move from you to them in people development.
00:24:44.740And then the last thing is called pinnacle.
00:24:46.820So we've got position, production, permission, people, and pinnacle.
00:25:27.800It's the Balcony LLC because we wanted to remind ourselves that we want to be encouragers of each other and other people.
00:25:35.680So when you develop people along the way and now you're developing them as leaders so that they can turn around and develop other leaders, your role is to be their encourager and to also be available.
00:25:50.960And I had a good example of that in my business.
00:25:53.220When I became chairman of the board, and not long after that, I went into politics, and we'll talk about that in a minute.
00:26:01.920And so I had two other senior partners that were running the company on a day-to-day basis.
00:26:08.180One of them was named Bart, and he was the CEO.
00:26:11.280And then the other was John, who was the COO, chief operating officer.
00:26:15.860And Bart, unfortunately, his wife had a stroke at a pretty young age, early 50s, and it was pretty severe.
00:26:25.540And Bart came to the board and to John and said, I need to get out of this because I got to take care of my wife.
00:26:34.520I need to get out of the business, take care of my wife.
00:26:37.040So we found some we found a angel investor to help buy him out.
00:26:43.380We didn't have enough money, our personal selves, to buy him out of his ownership.
00:26:47.640So we were able to buy him out so he could take the money based on his investment in the company and his ownership
00:26:53.680and be secure in that and focus entirely on taking care of his wife.
00:26:58.480Well, John, who had not been with the company as long, although we had known him a long time,
00:27:03.760he was going to step up from COO to CEO.
00:28:14.460But it is a different way you have to look at it.
00:28:17.340I remember when I got into the legislature, I thought of everything like a business, right?
00:28:22.240And I found out pretty quickly that in an organization like the legislature and in a lot of ways like any nonprofit or church or government entity, it doesn't work exactly like business.
00:28:35.420And so when we say, hey, we want somebody to come in and run our government like a business, I get that.
00:28:39.300And there are a lot of good points to that.
00:28:43.040And the reason it doesn't work that way is because you're essentially dealing primarily with volunteers or you're dealing with people that are your peers, more so than you are in a vertical hierarchy.
00:29:28.100Listen, we vote against candidates all the time, right?
00:29:31.520You've got political candidates right now
00:29:33.720or people in public office that you're not going to vote for.
00:29:37.780So not everybody's going to follow you just because you have that position.
00:29:41.540It only gives you a platform because you're really not much the boss of anybody.
00:29:46.980And the position is there, gives you a good platform.
00:29:50.460But it's, again, it's the weakest level of the five levels of leadership.
00:29:54.560The second level in this arena is permission.
00:29:58.920Now, you notice that the second level in business was production.
00:30:03.360But the second level under this scenario in public service or in ministry, and it really, too, is in your in your family at certain stages of how your family grows and as they mature, it's permission.
00:30:18.000So this is this this is because in public service, like when I was in the legislature, we had one hundred and fifty state representatives.
00:30:27.700And so I was only one of one hundred and fifty.
00:30:30.560The rest of them got elected just exactly the way I got elected.
00:30:34.580They ran for office, they got the most votes, and they were elected.
00:30:38.940Nobody was at a greater status than anybody else.
00:30:42.640We were 150 equals as far as that was concerned.
00:30:47.260So what I did, I knew then that in order for me to be able to be successful,
00:30:53.180I was going to need at least a majority of those people to be on board with me when I had a
00:31:00.680particular bill up for vote or debate. I need to have at least 76 of the 150 to pass that bill.
00:31:08.360And therefore, I had to get their permission, right? Because I couldn't make them vote yes or
00:31:13.660no. I had to essentially build relationships with them and get their permission to at least give me
00:31:20.160a fair shake on what I was proposing as a policy. The way I did this is when I got elected,
00:31:27.020I took the first 70 days that I was in elected office. It took me this long. And I met with all
00:31:33.180149 other members individually, one-on-one. It's usually in their office at the Capitol.
00:31:41.280And I don't know this, but what I've been told, nobody else has ever done that.
00:31:46.360And the meetings weren't about policy.
00:31:48.940The meetings were about getting to know the person, even the persons that were people that were Democrats.
00:31:54.600I wanted to get to know those men and women as well because I knew they got elected just like I did.
00:32:00.140And I knew that most of them were in that office for things that they believed in and they believed to be right.
00:39:49.200The first one was a very successful one.
00:39:54.620In Texas, we used to have something called one-punch voting.
00:39:58.800So in the general election in November, if you wanted to vote all Republican, all you had to do was hit Republican, and it would vote for every Republican in two seconds.
00:40:09.260Now, I didn't think that produced very good government.
00:40:12.460I really didn't because it did not allow people to spend or it didn't encourage people to spend any time looking at the races that were at the bottom of the ballot.
00:40:25.720The way ballots are set up is that like if the governor's running for office, he's going to be at the top or if the president, he's going to be at the top of the ballot.
00:40:36.080Well, when your local county official or your local state rep, they're going to be closer to the bottom of the ballot.
00:40:42.960And therefore, people that are just hitting the one punch, they don't have any idea really what the person at the bottom of the ballot stands for.
00:40:49.940Just because they have an R or a D by their name doesn't mean they're going to be a good elected official.
00:40:54.200So I thought it made sense if we got rid of one punch voting and it required people to go down the ballot and make a selection in each race.
00:41:04.100Now, if they didn't want to vote in a race, they could leave it blank.
00:41:35.640But I went around, and we passed that with about 90 votes.
00:41:41.540And it's been a very, very big success.
00:41:44.140I've had a lot of even the people that have voted against it have come up and told me since then, several of them, that, hey, I've changed my mind on that.
00:43:27.880I was ahead of my time, but now that's law in Texas, and it passed after I left the legislature.
00:43:33.440Sometimes things you start, you don't get to finish, but sometimes that's where God has you.
00:43:38.680God has you in the beginning, not always at the end of an assignment.
00:43:42.780And the next thing was school choice. I filed the first school choice bill that was a serious bill in 2017 because of, you know, experiences I saw, especially with people with kids with special needs.
00:43:54.920Lisa and I could afford to get Daniel into the best places possible, but a lot of people can't.
00:44:00.220Most people can't. And the public school system, as hard as they try, just aren't really set up as well in most cases.
00:44:06.520In some cases, they are very, very good. But a lot of cases, they just are not equipped well enough to be able to serve those special class of students.
00:44:15.920But it didn't it didn't get passed either, even though, again, did have had the majority of the Republicans on it.
00:44:22.000The Speaker of the House, the teachers unions and other pro public school people were scared to death that it was going to hurt public schools if you had school choice.
00:44:29.880and so he never let it get a vote but i so much appreciate the guys and gals that stood with me
00:44:36.340on that and i think they did that not as because they were getting beat up by their super you know
00:44:40.780public school superintendents and stuff back in their district but uh they listened to my argument
00:44:46.240agreed with my argument and and uh put their name on the bill now that's already that's passed as
00:44:51.780well that bill in fact a much broader bill passed a couple years ago um in texas the largest school
00:44:57.200choice program in the country at texas allocated 500 million dollars every two years to fund that
00:45:04.860and it first of all if you hear anything about it only helps the rich it doesn't it's set up
00:45:10.800to where special needs families get first shot at it and based on their income and then low
00:45:16.840income families get the next shot at it and so it's not about rich people just being able to
00:45:22.980pay for their kids expensive private school it's about people that are in public school systems
00:45:29.140that don't work for them if they work for them they're not going to leave it right because they
00:45:32.500like it and give them an opportunity to have real parental choice for where their kids get educated
00:45:39.200but anyway that was not the point the point is is that the leadership at that level was done through
00:45:46.180what i had done on all the other levels that's why they were able to help me lead them through
00:45:51.720some pretty hard things. And I think that's an important thing to do. Now, one last thing on
00:45:59.160this leadership, and then we'll answer a few questions. And that is, believers versus
00:46:06.800non-believers. It's going to be very hard for you to progress to the very top level of leadership
00:46:17.400if your top leader in the organization you're in is not a believer.
00:46:25.060It's not that they can't be a good leader, okay, for that particular job,
00:46:28.860but along the way as you're moving up that progression of going from position
00:46:35.460to production to permission to people,
00:46:39.420and then you're going to really need somebody above you to help pull you up
00:46:43.760that when you get up in those last two levels,
00:46:46.100you're going to be so close to the top-level leaders that if they're non-believers,
00:46:53.940it's a good chance that they'll have some flaws or some characteristics about them that you just don't agree with.
00:47:02.300And in order for you to help somebody else come up or you to be helped up,
00:47:08.060you've really got to have a pretty similar value system.
00:47:11.420Now, for non-believers, I believe a believer at the top level can really help them get all the way to the top.
00:47:18.580Because what I believe will happen in a lot of cases is that over time, this non-believer, as they're looking up for help, for people to help them up,
00:47:27.280and if those people are believers, then they are going to say, what do they have that I don't have?
00:47:32.920And that may soften their heart enough for the Lord to speak to them through you or through somebody else, or that they'll become a believer.
00:47:40.420So just think about that as you're looking at your organizations and where you are and where you want to be long term.
00:48:17.540The first one that I would recommend to everybody is the 360-degree leader, which is a book that tells you how to lead down, which everybody, that's what most of us want to do, lead sideways or lead up.
00:48:31.800And so I think that'll be something that you'll enjoy, 360-degree leader.
00:48:36.200Now, a few questions from our super intelligent audience.
00:48:57.000Well, first of all, I want you to know that I believe that the term gender dysphoria is something that's real in somebody's mind.
00:49:09.100Now, I believe this is my personal belief that it's in my opinion that nobody else is necessarily is it's a mental it's a mental illness and it's something that Satan takes advantage of.
00:49:21.220um and so i think that what you do in that situation is i would never encourage you to
00:49:29.160call them by you know a name that's different than their biological name from their biological sex or
00:49:35.520or uh be supportive of what they're doing i don't think it's going to do you a lot of good to brow
00:49:43.520beat them um i think that and you also have to protect your family as to how much exposure if
00:49:51.000you have kids you want them to have to that. But I do think it's okay for you to sit down with them
00:49:56.740and just say, why don't you explain to me how you came to this decision? What happened? And at least
00:50:03.540you'll understand more. Hopefully, and this happens time and time again, you see a lot of
00:50:08.720detransitioners. Hopefully they won't go down the road of doing any type of physical damage to
00:50:13.820themselves. It can't be undone. And I think you just have to pray for them. Pray for the Lord to
00:50:18.580change their heart right i mean because it's a yes there's some mental issues going on but it's
00:50:23.800also a heart issue and um i i feel for you i really do i feel for you all right what does
00:50:30.940your quiet time look like and how do you study the bible during your devotions you know i've
00:50:35.820changed over the years back and forth on different things um but my quiet time right now looks like
00:50:41.400this so i get up in the morning and i read a devotion right now i'm reading a devotion that
00:50:46.900that Tim Keller and his wife did. And again, it doesn't mean I agree with everything everybody
00:50:51.800says, but it's a, Tim Keller is a pretty intellectual guy and I like some of that
00:50:56.340stuff. So I'm reading a devotion that he, that he's put together a daily devotion. And then I,
00:51:02.820then what I do is I read the Proverbs for the day, whatever the Proverbs are for the day.
00:51:09.520And then we're going, my Lisa and I are going through a couple's Bible study with a group of
00:51:14.580other people, um, through the Psalms right now. And so there's a daily assignment or weekly
00:51:20.820assignment. And so I'll try to do those. And then I, um, the last thing that I do in the mornings
00:51:26.740is I'm usually, I'm reading a book, uh, that has some type of either direct biblical references,
00:51:36.680or it's something in that world. Like right now I'm reading a book by John Eldridge called
00:51:42.440Fathered by God. And it's a really good book. Any of you that have boys, dads and moms, both should
00:51:50.020definitely read that book. It talks about the different stages of growth for boys. And also
00:51:55.940for those of us that had a challenge with their own relationship with their dad, it kind of helps
00:52:01.920you think about some things. So I usually am reading a book like that. I read a book that
00:52:08.940Nancy DeMoss' husband, that he wrote on shepherding your wife here recently.
00:52:15.660So I usually have a book that's also speaking to me in addition to what I'm doing in the Bible
00:53:16.100We've had some really good kind of good things and heartwarming things,
00:53:19.900but we've also had heartbreak, and you're going to risk that.
00:53:22.660But you want to get them to the top level of independence they can come.
00:53:26.760Right now, Daniel lives with us primarily because of his epilepsy that he has,
00:53:33.520And it's physically dangerous for him to be on his own without somebody close by in case he falls and hurts something, which he's done lately.
00:53:42.660He's actually had like 20 stitches and he fractured his wrist and fractured his neck all in the last three or four months, which is kind of crazy.
00:53:51.700But it just depends on what their situation is.
00:53:55.320And you may have to decide that they're going to live with you the rest of their life.
00:53:59.240Make sure you set up a Supplemental Needs Trust so that you can put some assets aside from them that don't have a negative effect on their Social Security disability if they become eligible for that or any other benefits that are available that you've paid for, by the way.
00:56:16.340Should Christians sue? Is it right to bring a lawsuit against a doctor for medical malpractice?
00:56:22.740Well, I think you should do everything you can not to sue.
00:56:26.640All right. And especially if the other person is a Christian, you need to visit with them, talk to them, see if see if you can come to an agreement.
00:56:32.860But if you can't, then that's the system that we have.
00:56:37.320The system that we have to bring about justice is through our court system.
00:56:41.800And in a non-criminal scenario, it's our civil court system.
00:56:46.020And if somebody's negligence has caused significant harm to your family, financial harm, not just grief, but financial harm,
00:56:55.140then that person needs to be responsible for that, in my opinion.