Relatable with Allie Beth Stuckey - September 05, 2026


When Finances Stop You From Having Kids, Consider This | Ron Simmons


Episode Stats


Length

41 minutes

Words per minute

165.43

Word count

6,855

Sentence count

489


Transcript

Transcript generated with Whisper (turbo).
00:00:00.000 Well, hello, everybody. It's good to see you again or hear you again. If you're just listening
00:00:14.100 to me, I appreciate that. If you're watching on a video, you can see it's a little bit different
00:00:19.860 background. You were actually down in my shop in our mountain location, and I thought a little
00:00:28.540 bit more manly, masculine, whatever. You got a couple of deer heads behind me that I've
00:00:33.820 hunted before and you have my fly fishing and my duck hunting. That's a mount of a canvas back and
00:00:41.080 you can't see it real well, but that plate back there is our Labrador retriever, Deuce, Chocolate
00:00:48.620 Lab has won a national championship. He's a master national hunter. So I thought you'd appreciate
00:00:56.120 that. And there's some of the tools. I like to do projects like I'm sure a lot of you guys do. And
00:01:01.380 ladies, a project is good for a guy to do. Let me tell you, if you've got a husband or a son or a
00:01:08.440 brother or whatever that likes some projects, for them, that's actually relaxing. As long as you're
00:01:16.360 not over pressuring him to get it done, it's very relaxing. I really enjoy doing that. You know,
00:01:21.920 my grandfather was a carpenter, home builder, and I spent a summer with him one summer when I was
00:01:28.200 14 years old. Best summer of my life, although I think my parents sent me there because they were
00:01:33.220 a little concerned that maybe I was heading in potentially the wrong direction, but my
00:01:39.800 grandparents were great people. When my grandfather passed away, he left me his hammer and his hand
00:01:47.780 plain, which is how you used to get wood down to the type of size that you wanted it. And that was
00:01:53.320 very special to me. But anyway, thank you. I'm Ron Simmons. I'm Allie's father,
00:01:58.000 and I appreciate you supporting her podcast. I do this twice a month and it comes out on the
00:02:03.840 weekend. In fact, this episode is coming out on the first Saturday in September over the Labor
00:02:10.660 Day holiday. So I hope everybody has a great holiday weekend and a safe holiday weekend.
00:02:16.000 But what I wanted to talk about today, since we're now officially into September and soon to be fall, is the campaign season.
00:02:28.300 You know, during the summer, people don't pay that much attention to politics because they're busy with their families and vacations and other things.
00:02:36.940 And that's the way it should be.
00:02:38.060 But now we are just just a little over. By the time this comes out, we'll actually be within two months of our midterm elections, which are very important.
00:02:49.220 It's very important relating to public policy. And, you know, Ali always said politics matter because policy matters, because people matter.
00:03:00.760 And so I want to pay attention to this for just the next few minutes and talk about what could happen in the midterm elections.
00:03:10.320 You know, the president's not on the ballot, but there are, and I've got a lot of notes here with me today, 35 Senate seats, U.S. Senate seats that are up for election.
00:03:21.420 And of course, you probably have in your state and in your county, you probably have a lot of local elections that are up as well to pay attention to.
00:03:28.520 And I can't follow all the local elections, but I want to talk to you about the national elections today.
00:03:34.640 And there, again, as I said, there are 35 Senate seats up for election in 2026.
00:03:41.080 And as you know, there's 100 U.S. senators.
00:03:45.160 So it actually takes only 50, if you're a Republican, to have the majority.
00:03:51.240 because the vice president breaks the tie and we have a Republican vice president.
00:03:58.420 When President Obama, I mean, sorry, President Biden or Obama was in the White House,
00:04:03.760 then it only took 50 Democrat senators. So right now there are 53 Republican senators and 47
00:04:15.000 Democrat senators. When I say 47, it's really 45, but there are two independent senators that
00:04:22.100 caucus with the Democrats. So we consider them Democrats. So in order for the Democrats to
00:04:27.480 overtake the Senate, they need to get to 51. And the reason they have to get to 51 instead of 50
00:04:34.060 is because the vice president is a Republican. So they can't depend on the vice president
00:04:41.040 to break the tie. They have to have 51. So they have to flip four seats in order to win
00:04:49.880 the majority in the Senate. And let's look at those for just a second. According to the Cook
00:04:56.640 political report, which was in July of 2026, there are several competitive Senate seats.
00:05:04.620 There are three that lean Democrat. In other words, it's they're not solid Democrat, but they kind of lean blue. And there are four that are genuine toss ups. And there are two that lean Republican. So there again, they're not solid Republican, but they lean Republican.
00:05:25.760 and the remaining races are solid Democrat or solid Republican. So of the 35, there's really
00:05:33.860 only nine races that are going to determine the majority of the Senate. And we're going to go
00:05:41.480 through five of those tonight to make sure that you understand where to be paying attention. And
00:05:48.840 again, I want to remind you that when you're voting in the general election, we're voting for
00:05:54.460 policy, not people. All right. So think about the policies that the Republicans support
00:06:03.200 and the policies that the Democrats support. For me, I can stop after one policy and it's
00:06:10.840 related to abortion. I'm a absolutely staunch pro-life advocate. And you know that Allie is
00:06:17.640 as well. And she was raised in a pro-life household. Her mom has been involved in pro-life
00:06:24.220 organization since we were early, early married. And Allie's grown up with that and she's developed
00:06:30.580 her own beliefs. Obviously, she is a great apologist and she understands when I say
00:06:36.640 apologist, she can defend her beliefs as well as anybody I've ever known, whether that's on
00:06:43.220 some biblical principle, whether that's on some political principle, whether that's on some
00:06:48.020 social principle. And I would like to think that she grew up in a household that helped
00:06:52.820 frame that. Now, she got there on her own. We didn't tell our kids what to believe. We told
00:07:00.440 them what we believe and why we believed it. And then they made their own decision. We're thankful
00:07:05.960 that they all believe like we do and that unborn, protecting the unborn, is the number one issue
00:07:12.420 that we have as, in my opinion, as Christians and as people. So when I look at policy versus people,
00:07:21.160 the Republican policy on abortion and pro-life, there's nothing more clear than that.
00:07:30.860 Democrats believe, elected Democrats, now maybe there are some of you Democrats that don't believe
00:07:36.900 this, and that's why I want to talk to you, but elected Democrats believe that you can have
00:07:41.900 abortion right up until, and in some cases, after birth of a baby. And to say that they don't believe
00:07:49.920 that, you're kidding yourself because that's what they voted for. Don't listen to what they say.
00:07:56.280 Watch what they do. And when you look at the votes, they vote against every abortion restriction
00:08:03.320 and vote in favor of everything that has to do with killing unborn children. And Republicans
00:08:10.960 are the opposite. They vote in favor of every abortion restriction and they vote in favor of
00:08:19.220 protecting the unborn. Now, let's look at those five races, okay? The first one I want to talk
00:08:25.540 about is one that's very dear to me, and that's the race in Texas. Ken Paxton, who's the current
00:08:31.340 attorney general of Texas, versus James Tallarico, who is a state representative of Texas. I want to
00:08:38.280 talk about why that is. Ken Paxton is someone that I know personally, and I'll just tell you
00:08:43.480 something up front. Nobody is perfect. All right. If you're looking for a perfect politician that's
00:08:51.220 lived a perfect life, then you're wasting your time. There is no politician that is perfect.
00:08:57.860 The only perfect person that ever walked this earth was Jesus Christ. And Ken Paxton is not
00:09:03.460 a perfect person. There's no question about it. But as I said before, we're voting on policy.
00:09:08.960 Ken Paxton is a conservative, traditional Republican, meaning that he is going to vote pro-life, he is going to vote for a restrained government, he's going to vote for a balanced budget, so he's going to vote for everything that you and I, I believe, most of you and I would agree with.
00:09:31.320 James Tallarico, on the other hand, and I know him because I have, I did not serve with him,
00:09:38.340 but because of my involvement in the continued involvement in the Texas legislature with things
00:09:43.440 like school choice and what have you, James Tallarico is a wolf in sheep's clothing.
00:09:50.600 He is going to vote for abortion right up until birth. He's going to vote for girls,
00:09:55.660 for boys, excuse me, biological boys being in girls' private spaces, including boys participating
00:10:02.400 in girls' sports. He's going to vote for any type of transgender genital mutilation for minors.
00:10:14.620 He's going to vote for all of that because he's either voted for that in the Texas House or he's
00:10:19.900 voted against bills to stop that. And he's the person that said that God is binary, that there
00:10:27.640 are six different genders. And so for those of you that live in Texas, it's very important
00:10:34.520 that you get out and support the Republican candidate. James Tallarico was raising a lot
00:10:41.100 of money. In fact, he raised about $60 million in the primary to beat crazy lady Jasmine Crockett
00:10:48.260 in March. And there are a lot of people that think this seat is in play. And for those of you
00:10:54.220 that believe that there's no way a Democrat can win Texas, you're just fooling yourself
00:11:00.540 because it is absolutely possible. And if the Republicans don't come out and vote,
00:11:06.900 James Tallarico will win. And that will be a bad six years for Texas. So I encourage you
00:11:13.180 to look at the policies, vote for what candidate you think supports the best policies.
00:11:21.700 And also, even if you don't live in Texas, if you know people in Texas, if you have family in Texas,
00:11:27.220 or you know friends in Texas, make sure that you encourage them to make sure they get out and vote.
00:11:32.020 That's really important. The second race we're going to look at is Mike Rogers in Michigan
00:11:38.380 versus Abdul El Saeed. It's even hard for me to think about that these are actually
00:11:45.880 going to be the candidate on the Democrat party. This is an open seat, all right? The Texas seat
00:11:52.500 was previously Republican. We're trying to keep it Republican. This was a Democrat seat,
00:11:57.440 but the Democrat, I think Senator Peters, decided not to run Gary Peters. And so this is an open
00:12:03.620 seat. And as you remember, Trump won Michigan in 2024, and Mike Rogers actually only lost by 20,000
00:12:14.460 votes in the Senate race in 2024. So there's a good chance for the Republicans to win this seat.
00:12:22.920 El Saeed is a far left radical. He is an anti-Semitic, pro-terrorist Democrat. And he's
00:12:35.060 part of this whole communist socialist movement. And so again, if you're in Michigan, make sure
00:12:42.940 that you look at the policies and vote for the policies that you think make the most sense.
00:12:50.180 And the person that supports those, in my opinion, is Mike Rogers.
00:12:54.300 If you have friends or family in Michigan, make sure you're calling.
00:12:57.660 This is a very important race.
00:13:00.060 We haven't had a Republican senator in Michigan for years.
00:13:05.080 So this would be a big flip.
00:13:07.100 And if we win Michigan, listen to this.
00:13:11.360 If Republicans win Michigan, there's no way that Democrats can win the Senate, in my opinion.
00:13:18.140 The third one is Ohio, which is really interesting because Ohio was a solid and is a solid Republican state.
00:13:26.900 But again, this is an open seat, J.D. Vance's seat.
00:13:29.940 Remember, Vice President Vance was a senator before, and this is an open seat.
00:13:34.640 And the Republican is John Husted versus former Democrat Senator Sherrod Brown.
00:13:40.320 So you've already got a record.
00:13:42.240 Go back and look what Sherrod Brown voted for or voted against.
00:13:46.380 And if he voted for or against policies that you would think about, you know, if he voted against policies you would be in favor of or voted for policies you would be against, then that should tell you the answer to that.
00:14:00.060 But this is a very tight race. Brown has a, first of all, it's a great campaign name, a ballot name. If you have a simple name, if you have a complicated name, people that are uninformed may not vote for you.
00:14:16.900 but Brown is the simplest name of all. And he's been around for a long time. Ohio is a solid red
00:14:24.380 state. If we don't win Ohio, Republicans I'm speaking about, it'll be hard for us to hold
00:14:31.480 the Senate. So again, if you're in Ohio, make sure that you get out to vote and make sure that if you
00:14:37.940 know people in Ohio, that you call them and have them make sure they're voting for the policies
00:14:42.860 that they think best fit them. The fourth one is Maine. Susan Collins and Troy Jackson.
00:14:49.400 This is a really interesting race. Susan Collins, she's a moderate Republican. Maine is a moderate
00:14:56.000 state. In fact, Vice President Harris, Kamala Harris, won the state of Maine in the 2024
00:15:02.800 election. In what really was a Republican landside nationwide, she still won Maine,
00:15:10.260 which is kind of hard to believe. But if you remember this Senate race, this is a Senate race
00:15:14.900 where there was another gentleman in, I wouldn't even say gentleman, another scumbag, actually,
00:15:21.320 if you look at his history with how he potentially, allegedly abused women and others,
00:15:29.520 that he had to drop out of the race even after he won the primary. So the Democrats had to put
00:15:34.920 somebody else in, a guy named Troy Jackson. But this is a tough race for the Republicans to win.
00:15:42.160 Collins has proven as a moderate that she's been able to win Maine. And I'll tell you, folks,
00:15:47.460 I don't agree with everything Susan Collins says. However, in order for the Republicans to keep that
00:15:54.380 seat and she will agree with us on, let's say, 80 percent of the issues, we need to support Susan
00:16:00.040 Collins. And if you know anybody in Maine, and I've got a few friends in Maine, Tyler and Gary,
00:16:06.060 I know you're up there. You know who I'm talking to. I want to make sure that everybody gets out
00:16:10.720 and supports Susan Collins on the Republican side, even if you don't agree with 100% of what
00:16:16.520 she did. You do not want Troy Jackson to be a part of this. It's going to be very interesting
00:16:23.160 to watch. Again, it's another race that Republicans, if they want to hold the Senate, really need to
00:16:28.120 win. The next one is Dan Sullivan. Now, this is really an interesting, this is Alaska. Dan Sullivan
00:16:34.320 versus Mary Peltola. Mary Peltola is the first Native American elected to Congress in Alaska.
00:16:42.560 She's got a pretty good statewide name, but she lost her house race by three points in 2024
00:16:49.900 because Trump won it by 11. So Trump carried her challenger over the finish line. The problem with
00:16:57.780 this is there is another candidate on the ballot. I guess he's running as an independent. And guess
00:17:04.280 what his name is? Dan Sullivan. The exact same name as the Republican candidate, which the
00:17:11.680 Democrats put up to run to cause confusion. This is really interesting. In 2017, or actually 2018,
00:17:21.120 I had in my primary a candidate named with my same last name, Kevin Simmons. And he ran just
00:17:28.700 because he had my same last name, thinking that he could cause confusion. Now, it was in the
00:17:33.920 primary, so it made it a little bit easier. But I beat him 86 percent to 14 percent. So I'm hopeful
00:17:41.900 that people don't get confused on which Dan Sullivan that is running. Make sure that they're
00:17:48.720 voting for the correct Dan Sullivan, the Republican Dan Sullivan. And again, I don't know that much
00:17:56.500 about Ms. Peltola, and I appreciate what she's been able to do considering her background as a
00:18:02.760 Native American and probably some of the struggles that she's been through. However, here's what I
00:18:07.880 know. When she gets to the Senate, she's going to vote to kill babies. She's going to vote to
00:18:13.300 increase government spending. She's going to vote to have government more control of your daily
00:18:18.500 lives, and Dan Sullivan is not. So I encourage you to think about the policies that these two
00:18:24.620 people support. Those are the five races. Now, there are a few more that are close,
00:18:30.780 but those are the kind of key ones that we want to pay attention to. And again, if you have
00:18:35.840 questions about your particular Senate race in your state, please email me ron at ronsimmons.com,
00:18:42.020 and I'll be happy to talk to you and answer you on that.
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00:19:57.560 Now let's go to the House. We don't know who's going to control the Senate, obviously.
00:20:02.460 Before we get to the House, the Decision Desk HQ, Republicans have a 52% chance and Democrats a 48%
00:20:10.860 chance. That's essentially within the margin of error. We don't know what's going to happen. It's
00:20:14.680 going to be very, very close. And a lot of this is really about Donald Trump. And even though he's
00:20:20.240 not on the ballot, the president is always theoretically on the ballot in the midterm
00:20:26.180 years. And it's been very difficult for a president to be able to maintain his margins
00:20:35.240 in the House and Senate during the midterms of his year. It's just always been very difficult.
00:20:40.860 a lot of presidents, Democrat and Republican, have lost seats in both the House and the Senate
00:20:45.340 in midterm elections. Let's talk about how this works. The history is one reason Democrats are
00:20:51.260 expected to pick up seats in November 26th, and that's because the president's party almost always
00:20:57.180 loses seats. However, this is really an interesting, this has never happened before, so I don't know
00:21:02.480 how it's going to affect, but 10 states, if you remember this, in the last year or so, they
00:21:07.900 redistricted. It's really interesting. A lot of the models actually are showing that Democrats
00:21:13.440 will win a small majority, but they have to flip 13 seats in order to be able to win that. And
00:21:20.760 that's pretty hard to do. We'll see what happens. So here's kind of the way that how Democrats are
00:21:29.760 favored in the House. We have a full screen shot of that that we're going to put up here.
00:21:33.860 And it shows that you can see the blue line if you're watching this, can see the blue line is a little bit above the red line.
00:21:40.200 And well, that's not that unusual. We'll see what happens.
00:21:43.580 Now, the interesting thing about house races is they're really not national races.
00:21:48.260 They're individual races in a local house district.
00:21:51.260 And a lot of times the local or state issues are what really has the effect on them.
00:21:56.240 But we're going to go through the top five competitive races real quick.
00:22:00.100 Number one is New York 17 with Mike Lawler versus Kat Conley.
00:22:04.800 Lawler won this in 2024, even as Harris carried his district just barely.
00:22:11.720 So it's a it's a big Democrat target because Harris carried that particular district.
00:22:18.840 Conley on the Democrat side is pretty well funded and she's a combat veteran running a center left race.
00:22:25.440 Now, she's running a center-left race, but she will vote far left.
00:22:31.380 She will vote with whatever her party tells her to do.
00:22:34.760 And her party will tell her to impeach Trump, will tell her to raise the budget, spend more money,
00:22:41.420 will tell her to allow boys and girls private spaces,
00:22:45.200 and will tell her to be okay with killing unborn babies right up to the time of birth.
00:22:52.920 That's what their party will tell her.
00:22:54.480 And in my opinion, that's where she will vote. So think about the policies. Lawler's going to vote just the opposite of that. So those of you in New York 17 district, make sure that you take a look at that.
00:23:08.140 The second one is the Michigan district, which is Tom Barrett versus Will Lawrence.
00:23:14.660 Tom Barrett versus Will Lawrence.
00:23:17.180 And it's the one of the most competitive seats in the country.
00:23:21.660 And again, a major Democrat target.
00:23:24.460 It was a Republican seat currently being held.
00:23:27.980 And the Lawrence, however, has already been backed by Bernie Sanders.
00:23:33.220 That ought to be a red flag. And Rashida Taib, one of the squad, which is if you followed her at all, her vulgarity alone is something that make you not want to vote for her.
00:23:46.000 Just her language. But again, Michigan, we need to make sure that we keep this seat in Michigan.
00:23:52.360 So if you know anybody that lives in the in this district, the 7th District of Michigan, make sure that you get them out to vote and vote for the policies that they support.
00:24:04.440 The third one is Arizona. The first congressional district in Arizona, Jay Freely versus Amish Shah. This is a retirement of a Republican representative, Mr. Schweikart, and it's the state's most competitive House seat.
00:24:22.900 And we're going to see what happens in this particular election. Mr. Shaw ran for governor, lost in 2024. And again, he is going to vote. Just like I said with the gentleman from Michigan, he's going to vote with the Democrat majority on everything he does.
00:24:43.500 So make sure that you're taking a look at this and that Jay Feeley is the one that we support because he is the one that's going to vote for the policies that you and I agree with.
00:24:55.000 Number four is Marionette Miller-Meeks Republican versus Christina Bohannon.
00:25:01.580 This is in Iowa.
00:25:02.900 OK, this is Iowa 1st District.
00:25:05.660 The Eastern Iowa District has seen this matchup several times.
00:25:09.080 Miller-Meeks first won by six votes.
00:25:11.280 I remember this election.
00:25:13.500 by six votes in 2020. And then she beat Bohannon by 20,000 votes in 22 and about 800 in 2024. So
00:25:23.540 these ladies have been going at it for a while. And the Republican has won every time, but it's
00:25:29.040 been very, very close. And in a midterm election like this, the Democrat probably has the advantage,
00:25:35.660 but we need to overtake that. So if you know any people in Iowa, in this district, make sure that
00:25:40.640 you're encouraging them to get out to vote. The last one we're going to talk about is Thomas
00:25:44.220 Keene Jr. versus Rebecca Bennett, and that's New Jersey. Believe it or not, we do have chances to
00:25:50.520 win a New Jersey Republican seat. It's a very high-income district, very close to New York City,
00:25:57.760 all college-educated, and it kind of goes with the national mood, but it often punishes the
00:26:04.940 president's party. It's gone back and forth. So this is a tough race for Republicans, but we need
00:26:11.520 to make sure that we're supporting the Republican candidate in this. And we'll see how that goes.
00:26:17.540 If the Republicans win this seat, there's no question we're going to keep the House. So this
00:26:21.320 is a bellwether one to look at. We could keep the House without it, but it's certainly one to
00:26:25.840 to take a look at. But anyway, those are the five most competitive seats in the Senate and what we
00:26:36.040 think are five of the most competitive seats in the House. And we're now in September. We need to
00:26:42.040 be paying attention to this. We've got 60 days left for the general election. If you want the
00:26:47.400 Republican traditional conservative agenda to continue, then we need to make sure that we take
00:26:53.400 both the House and the Senate. If we lose one of those, it's going to be very hard to get anything
00:27:00.240 in a positive manner done in the next two years. So just make sure that you're thinking about that,
00:27:06.720 paying attention to it. If you have any questions, again, email me ron at ronsimmons.com.
00:27:12.080 Now, let's talk a little bit about, we're going to answer some audience questions in the next few
00:27:17.180 minutes as we finish up here. And again, as I told you last time, we're trying to get these
00:27:21.920 episodes a little bit more condensed. I know I got some emails from several of you that said,
00:27:26.600 please don't, please don't reduce the length of the episodes. I just think that more people will
00:27:32.980 pay attention to them longer if we can get them down to in a reasonable amount of time. So those
00:27:40.140 of you that want the longer ones, apologize for that. But I want to keep hearing from you because
00:27:44.640 we want to do what's right for you. That's our number one goal. What is it that we can do to
00:27:48.940 best serve you. Anyway, here's the first question. I think it's a good one. The difference between a
00:27:54.020 mother's influence and a father's influence when raising sons. And this is kind of moms and dads.
00:27:59.400 This is really a good question. And listen, I've watched this in my own kids. My kids,
00:28:07.340 all three of them, have a very special relationship with their mom. And two of our kids are boys,
00:28:13.520 as you know. And I've seen it in our grandsons. We have three grandsons that have a very special
00:28:18.760 relationship with our daughter-in-law. And that's good. There's no question about that. I think a
00:28:25.060 mom is there to care, to show that type of sweetness and that type of love and what have you.
00:28:38.120 And a dad shows it in a little bit different way. I think a mom's influence allows them
00:28:45.620 to know how to be a good person, all right?
00:28:49.840 To be a person that can care about others,
00:28:53.460 that thinks about another person's feelings,
00:28:56.000 which is really important.
00:28:57.320 It'll be very important for them
00:28:58.620 as they meet their spouse, if they get married.
00:29:02.000 But also in everything else that they do
00:29:04.300 to really understand how other people feel.
00:29:08.200 A dad's influence is teaching that young man
00:29:12.920 how they can be a leader, all right? And how they can lead their family, their own life,
00:29:20.820 their business, whatever it is they're doing, their vocation, how they can do that in a proper
00:29:26.220 manner. And he's also teaching them how to protect. One of the jobs of a dad and one of the
00:29:35.100 jobs of the man in a household is to protect. How do we protect those around us that we care for?
00:29:40.780 How do we make sure that they are taken care of first before us?
00:29:45.760 We have to be willing to sacrifice ourselves, whether that's physically, financially, mentally,
00:29:52.440 whatever that is, sacrifice ourselves for those that we care for.
00:29:57.480 And that's what a dad is supposed to do.
00:30:00.060 And so it's a totally different influence.
00:30:02.780 And that's why it's so important for moms and dads to stay together.
00:30:07.560 We got a text from our daughter-in-law this week, and I don't know if she'd want me to share this or not.
00:30:14.020 So if not, I apologize. But it was a really special text.
00:30:18.300 And the text said, I just want to thank you two, me and Lisa, for staying together and being the example for our oldest, Justin, on how to have a marriage that's committed to each other.
00:30:32.680 She has some friends that are going through some very difficult marital times.
00:30:36.600 And so she's experiencing that as a close friend of the wife.
00:30:41.420 And I'll tell you what, that text meant as much to me as any text I've ever gotten.
00:30:46.000 And that's really, Dad, what we're about.
00:30:48.740 Keeping things together, protecting the family, leading the family.
00:30:53.140 You can't be the whiner in the family.
00:30:55.640 If you're the one whining, then you're taking on the wrong role.
00:30:59.700 your deal is to make sure that you're teaching your boys how to be the leader, but do it with
00:31:06.760 a velvet glove. Okay. Meaning that just because you have the hammer, which you can see right there
00:31:12.740 behind me, doesn't mean that everything's a nail. Sometimes you have to be able to be the softer as
00:31:19.780 well. And that's what the dad's role is. All right. Hope that helps. Now move on to the next
00:31:26.440 question real quickly. Teaching teens about money. Well, the first thing I think we need to teach all
00:31:31.600 our teens about money, the best way to do that is to give them cash. Do not let them charge
00:31:36.880 everything on a credit card or debit card or on their phone. Make them learn how to manage cash
00:31:42.700 first. Give them their allowance or whatever, even if they work at a job, make them take out
00:31:49.880 the money they're going to spend in cash and put it in envelopes or come up with a system on note
00:31:55.740 cards or whatever so that they spend cash, so that they understand how much they're spending.
00:32:02.200 That's really important. And I do think it's important when your kids are teenagers and
00:32:08.460 they're making some money or you're giving them some money for their allowance, for doing things
00:32:12.900 around the house, that you sit down with them on a regular basis and go through how they're
00:32:16.920 spending their money. Now, again, when you use a debit card or a credit card, it's easy because
00:32:24.480 you've got a you got a tracking system for that. But it's better, in my opinion, at first to help
00:32:30.100 them understand how to manage cash, because when they're looking in their wallet or their envelope
00:32:34.300 and there's no more money, they know they're out of money. That's the thing that I would do. And
00:32:39.140 also make sure that you always teach them to give money first to the church and secondly to save.
00:32:48.100 And then after they've done that, and if they have to put aside money for taxes, they can do that.
00:32:55.260 But then after they've done those two things, that that's their money that they can spend.
00:33:00.680 But make sure those first two things, giving money to the church and saving money, minimum of 10% each, that they do that first.
00:33:10.180 But again, focus on cash first.
00:33:13.160 Do not let them just pay things with a credit card or their phone.
00:33:18.100 Really important. Next question is, my husband is very stressed out about our finances. I agree
00:33:25.580 it's not great, but I worry it's a slippery slope from wanting to provide for family and idolizing
00:33:30.840 money. How do I come alongside him as his wife through this difficult time, which is weighing
00:33:35.100 heavily on him? Well, first of all, just because he's worried about the family's finances doesn't
00:33:40.780 mean he's idolizing money. All right. Please don't make that mistake. And I'm not saying you are
00:33:45.740 making that mistake. And I don't know your individual situation. So maybe there's some
00:33:51.500 things going on where he is actually idolizing it. But just because he wants it to be better
00:33:56.920 or make it better doesn't mean he's idolizing. He has this burden to make sure that his family
00:34:04.500 is financially secure. And I understand that. I've been down that road. And so that's very
00:34:11.060 important to him. What you can do for him is you can make sure that you're spending wisely of the
00:34:16.100 portion of the budget that you are responsible for. And then you can also make sure that you're
00:34:22.620 encouraging him. How can you be a supporter of him? And is there anything that you can do
00:34:28.260 that would help that situation? I don't know what that is, whether that's having an in-home
00:34:33.140 business, whether that's having part-time income come in. I'm not sure what it is, but make sure
00:34:40.280 that you're not, just because he's wanting to take care of family, that you're not labeling
00:34:47.960 him as idolizing money. I don't know that that's always the case. Now, husbands, let me talk to you
00:34:54.360 for just a second. If you put money above the benefits of your family, in other words, if you're
00:35:02.240 saying, no, we're going to save this money and you're not going to be able to do X, Y, or Z
00:35:07.140 that really is important to the family, then you're wrong in that as well. All right. And I've
00:35:12.160 made that mistake more than once. I've had to go back to Lisa multiple times and say, you know what,
00:35:18.060 you were right. We should have done that. That was a mistake on my part. And so guys, make sure
00:35:23.620 that you're balancing that as well, because sometimes it may be that you have to do something
00:35:28.400 else. Maybe you need a second job, or maybe you need to think about doing something in your career
00:35:33.740 that would allow you to make more money.
00:35:35.400 Or maybe there are some things
00:35:36.960 you're spending money on
00:35:38.080 that you need to say,
00:35:39.000 well, you know what?
00:35:39.560 I got to cut back on that for now.
00:35:42.080 So I hope that helps you.
00:35:44.440 But I encourage it, ma'am,
00:35:46.360 just make sure that you're supporting him,
00:35:48.840 making sure you're doing everything that you can
00:35:50.880 and that you are an encouragement to him.
00:35:55.580 It will not do any good
00:35:58.200 to badger him over something like this.
00:36:01.720 I feel called to have a third child, but lower income. And I don't know how that can change.
00:36:08.760 Worried about dollars. Well, and these are all financial related. The next one is how to handle
00:36:14.720 family with spending from always saying they're broke, need dollars. Well, I grew up in a family
00:36:21.080 that everything we did was related to money. My mom and dad were public school teachers.
00:36:25.620 They did not make a lot of money. We had four kids. But I will tell you, everything that we did
00:36:30.940 was focused on money and it was mainly focused on what we couldn't do. And that was that was very,
00:36:37.740 very stressful. OK, listen, if you're in a financial situation where you're doing the job
00:36:44.520 that you think you're supposed to do, where God's called you, where you're supposed to be, where
00:36:48.780 that fits you, and it's not paying the amount of money that you would like for it to pay you,
00:36:54.140 then you have to you have to make one of two decisions. You have to say, I'm going to do
00:36:58.840 something that may not be my sweet spot, but will take care of my family better. Or I'm going to
00:37:05.980 reduce my lifestyle to make sure that I can live within what I'm making and it not be stressful.
00:37:12.700 And it can't be paycheck to paycheck. It has to be something that is well below what you make
00:37:20.240 so that you're not stressed about that. As far as having an additional child, that's something that
00:37:27.360 I would not recommend you have an additional child getting pregnant unless it's something both the husband and the wife agree with.
00:37:34.660 I remember after Lisa and I had two kids, I was really fine with having two.
00:37:38.540 I was good. I loved them both. This was great. How could I love anybody else anymore?
00:37:42.700 And Lisa didn't push me on that. I knew she wanted a third child.
00:37:47.320 We'd love to have a little girl. And but I just and maybe I was selfish, probably was.
00:37:53.540 but God worked on my heart and it took years. It didn't happen overnight. I mean,
00:37:59.340 Allie is seven years younger than her next older brother, but one day, and it didn't happen one
00:38:05.680 day. It happened over time. But one day I went to Lisa and I said, I think we need to have another
00:38:10.420 child. And we did. And it was Allie Beth and goodness gracious. Look how the, look how the
00:38:15.900 Lord's used her. I'm humbled by that. Last thing, got a rejection letter from my dream job. What do
00:38:24.240 I do now? You know, I think what you do is if you can get in touch with the firm that sent you the
00:38:33.560 rejection letter and say, hey, can I spend a few minutes with you to let me know why I wasn't
00:38:40.620 selected so that I can use that and improve on that? What was the reason? And a lot of people
00:38:47.220 will be kind enough to do that to you, but you have to be willing to take that what might be
00:38:52.200 uncomfortable news and apply that and assume that it's the truth. Now, maybe it was something
00:38:58.240 ridiculous and you can just blow it off, but there's probably something there that you could
00:39:02.760 learn from that. And that's what I would do. And then you just keep moving forward. You work on
00:39:07.040 whatever that issue, and you keep more for it. Do not let that turn you down. All you got to do is
00:39:11.500 read like Henry Ford's book where he had, I think, several hundred banks told him no before the one
00:39:17.280 that told him yes. You know, you think about, you know, the Kentucky Fried Chicken guy, Colonel
00:39:22.800 Sanders. You think all of these people that were told no, no, no, until they were told yes. And
00:39:28.840 that's the scenario you're in. You need to keep charging, okay? And I'm sorry that that happened
00:39:33.740 to you, but it might actually be the best thing that ever happened to you. Very last question,
00:39:39.540 handling loss. I said goodbye to my 14 and a half year old chocolate lab last week and I'm
00:39:43.920 heartbroken. Well, I've got a chocolate lab as well. And he is now getting ready to be eight
00:39:51.300 years old, seven and a half years old. And I know that's going to be hard. But, you know,
00:39:58.400 the Lord puts those things in our lives
00:40:00.820 to provide us comfort and friendship
00:40:02.860 and enjoyment. And there'll be
00:40:04.780 another one, all right?
00:40:07.140 Our chocolate labs are important.
00:40:08.980 Our dogs, our pets are important.
00:40:10.820 But they're not our family.
00:40:11.900 They're not, you know, they're not humans.
00:40:14.300 They're not our family. And he lived a long life.
00:40:16.480 That's a very long life for a dog, as you know.
00:40:19.360 And you can
00:40:20.740 decide whether or not you want another one
00:40:22.780 or not. I didn't think I wanted another one after my
00:40:24.700 first one passed away. And I waited
00:40:26.800 waited several years. I waited eight years before I got another one, but I'm so glad that I did.
00:40:32.620 But during that eight-year time, I wasn't ready for another one, but then all of a sudden I was,
00:40:36.860 and it's been the best thing ever. And as you can see, he's done well. He's a master champion.
00:40:41.540 He's a national champion. I've enjoyed some great times with him, and I think that you'll come to
00:40:46.760 that. So I would encourage you to grieve this one, think about the loss, and then go back and get
00:40:52.240 you another one and move forward with that. I know I've gone a little bit longer today than normal,
00:40:56.180 I apologize for that, that we didn't keep it as short as we intended to.
00:41:00.380 But I appreciate your time and listening.
00:41:02.480 I really appreciate supporting Allie's podcast.
00:41:04.660 Don't forget about Share the Arrows.
00:41:06.720 And I hope that you get your tickets if you don't have them.
00:41:09.140 We are the Simmons family and the Stuckey family are super excited about the thousands
00:41:14.220 of women that are going to be there and the show that's going to go.
00:41:17.700 It's going to be incredible.
00:41:19.200 So we'll look forward to talking to you in a couple of weeks.
00:41:21.760 And we'll see you in October at Share the Arrows.
00:41:24.960 Take care.
00:41:25.600 Have a good day.