The Anthony Cumia Show - August 29, 2025


Arthur Pfizenmayer Explains the Importance of Fraud Protection ｜ 08-24-25


Episode Stats


Length

14 minutes

Words per minute

166.1461

Word count

2,376

Sentence count

157

Harmful content

Toxicity

2

sentences flagged

Hate speech

4

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

On this episode of the Red Apple Podcast Network's Entertaining and informative show, "The Anthony Cumia Show," we have special guest Arthur Feisenmayer, a former FBI agent and current senior advisor to Home Title Lock. Arthur talks about his time in law enforcement, how he got into gambling, and how he was able to stop organized crime.

Transcript

Transcript generated with Whisper (turbo).
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
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00:01:00.060 It's the Anthony Cumia
00:01:01.760 Show. Entertaining and informative.
00:01:04.400 On the Red Apple Podcast
00:01:05.900 Network. Yes,
00:01:07.900 the Anthony Cumia Show. Thank you for tuning
00:01:09.760 in. And we have
00:01:11.780 a guest. We have a guest, Mr.
00:01:13.960 Arthur
00:01:14.500 Feisenmayer. What a name.
00:01:18.280 Arthur Feisenmayer.
00:01:19.740 He is a former FBI
00:01:21.880 My agent and a senior advisor right now to Home Title Lock.
00:01:27.600 Good evening, Mr. Feisenmeyer.
00:01:29.920 How are you tonight?
00:01:31.440 I'm doing great.
00:01:32.580 Thank you.
00:01:33.100 The last name really is Fittzenmeyer.
00:01:36.180 Fittzenmeyer.
00:01:36.900 Oh, that's it's easier than it looks.
00:01:40.280 It is.
00:01:41.000 That is a tough one.
00:01:42.400 You must have had to.
00:01:43.860 Oh, God.
00:01:44.340 Imagine even as a young man having to spell that for people.
00:01:48.080 Could you spell it?
00:01:48.800 You're just like, oh, God, here.
00:01:50.860 You know, I could spell it before it was two, probably, because every time any adult said it around me, they had to spell it to whoever they were talking to.
00:01:58.680 And my children, the same way, they could spell it before they got to school, simply because we were always spelling it all the time.
00:02:06.760 And having that on your FBI credentials, look out, it's Agent Feisenmeyer.
00:02:13.480 Yeah.
00:02:14.360 Well, my credentials were bigger.
00:02:16.580 My name was so long, you know.
00:02:18.060 Yeah, yeah, big, long book of creds.
00:02:22.680 As far as the FBI goes, what was organized crime early on?
00:02:28.880 I worked organized crime labor racketeering most of my bureau career, specializing in electronic surveillance, wiretaps.
00:02:37.400 Where out of what city primarily?
00:02:40.560 Primarily about 11 or 12 years in Chicago and the remainder of my 26 years here in San Diego.
00:02:50.180 Oh, now, Chicago, I would think a lot of organized crime there.
00:02:55.500 But San Diego, yeah, a lot of.
00:02:58.560 When I got out here, they asked me to come out here because Tribal Gaming was just starting to raise its profile.
00:03:07.180 and they knew that, you know, those guys whose last names they don't need to buy a vowel for
00:03:14.980 were very interested. And by the time I got out here, they were, you know, nibbling around the
00:03:23.580 edges. And so we had a lot of success out here, essentially stopping them at the state line,
00:03:29.600 so to speak, because, you know, the system was so skewed to make it easy
00:03:38.240 that, you know, it was easier for us to get the probable cause
00:03:42.740 to execute a wiretap.
00:03:44.440 And so we had a lot of significant organized crime figures
00:03:48.320 that we arrested and brought to trial out here in San Diego.
00:03:52.320 Yeah. 1.00
00:03:53.600 Tinkering around with the tribal gaming. 1.00
00:03:57.100 I would, yeah. I'm not surprised in that gambling brings organized crime in. That seems to be kind of hand in hand. And you're working with Home Title Lock now. And this is, I had a meeting with your associates and I just didn't know this was happening.
00:04:21.100 I had no idea because look it's 2025 a lot of our lives are digitized we're up online a lot of people
00:04:28.800 I laugh when people go oh I'm not going to do that online I don't want to put my information
00:04:32.580 out there it's out there it's all out there uh everything's presented to people as a convenience
00:04:38.920 at first and then you realize um that it can also be very detrimental and you're not an expert I
00:04:46.260 mean you are but uh the average layman they're not experts in digital crime uh so it's very
00:04:52.560 difficult for them to protect themselves against things like credit card theft and
00:04:56.140 pretty much everything could be stolen from you these days but i didn't know this your house
00:05:02.160 can literally be be stolen from you not like a squatter where they pull up with a tractor trailer
00:05:09.380 and tow your house away.
00:05:12.040 You can own it, have it, and then all of a sudden you don't own it anymore.
00:05:17.500 You know, Anthony, a lot of people sit around completely unaware of the vulnerability.
00:05:24.140 The one document out there for every homeowner that identifies the owner of record,
00:05:30.660 the person who has the authority to do something with that property,
00:05:35.560 That is a document that is actually on file in your county recorder's office, wherever the property is located.
00:05:42.320 And with that, it becomes a public document.
00:05:46.680 Anybody can get a copy of it.
00:05:47.860 And lots of times, you know, like you said earlier, we're living in the digital age.
00:05:51.740 They can probably get a copy of your title or your deed without ever leaving their grandmother's basement, quite frankly.
00:05:58.340 It's that simple to get it.
00:05:59.640 And then with AI and with Photoshopping and all those things that are, you know, apps that are out there now, they can change the name of that document.
00:06:09.500 It looks like you sold it to them.
00:06:11.940 They can file it for 30 or 40 bucks or whatever it takes to the local recorder's office.
00:06:17.320 And they essentially have changed the ownership on that piece of property with that piece of paper from your name to their name.
00:06:24.580 They don't just sit around and admire your house.
00:06:26.860 They figure out how much equity you have, and they start taking out real estate loans using the equity that you have as collateral for those loans.
00:06:38.460 Yeah.
00:06:38.700 And you don't know about it.
00:06:39.780 Because, you know, when you talk about stealing your house or house stealing, you would assume if you play it out in your head, it's like, well, what are they going to do?
00:06:48.540 Move in?
00:06:50.140 Kick me out?
00:06:51.180 But you won't even know that this had happened until equity is drained out of your house.
00:06:57.880 It's just another way to steal from you.
00:07:00.800 And there's really not much recourse that people have if this happened, right?
00:07:07.060 Well, you know, no, there isn't.
00:07:09.500 Once they get the money, the money's gone.
00:07:12.400 I mean, before the ink is dry, it's in three different countries.
00:07:15.240 And they probably did it with a false identity.
00:07:17.760 So you're not going to have any idea what the hell's going on.
00:07:21.540 Quite frankly, you'll be, um, you know, uh,
00:07:25.440 kind of high and dry on the whole deal because it's all happened without your
00:07:29.940 knowledge. And until the lender shows up at your front door and says to you,
00:07:35.500 you haven't paid on this mortgage.
00:07:38.240 And so I'm going to go to court and get a judge to authorize me to sell your
00:07:43.180 house so I can get my money back. They don't want your house.
00:07:45.920 they want the money back that they loaned to the bad guys
00:07:48.980 because it's gone
00:07:49.740 you don't know where it is
00:07:51.400 they've moved on to somebody else
00:07:54.820 they took the equity out of your house 0.97
00:07:57.120 and now you're screwed
00:07:57.980 the mortgage company knows where the money is 0.85
00:07:59.920 it's in your house
00:08:01.020 and they're going to get a court
00:08:02.960 to authorize them to sell it
00:08:05.740 it's called foreclosure
00:08:07.180 and it's an ugly set of circumstances
00:08:10.480 you don't want to get into
00:08:11.800 if you don't have to
00:08:12.540 I have what I call agent arts
00:08:15.680 pop quiz for homeowners and it's three questions one um do you know what your title looks like
00:08:24.400 two when was the last time you saw your title and three do you know where your title is right now
00:08:30.560 you know and they're going to look at you with you know the glassy eye you stare and say i i don't
00:08:35.860 know maybe when i bought the house 12 years ago i saw the title and that's really the situation
00:08:41.180 They're completely a lack of knowledge about their most important asset.
00:08:45.960 That's their house, the equity on their home.
00:08:48.500 And guess what?
00:08:50.080 The bad guys know what those answers are and they can go out and get that
00:08:55.520 information so easily and change the name and essentially take ownership of
00:09:02.500 your house.
00:09:03.180 Now, you know, they, you want to, you want to think, well,
00:09:06.620 I'm not going to worry about it.
00:09:08.600 It's not going to happen to me.
00:09:09.540 Well, I've got some some bad news for you. If it does, it's a legal, financial and emotional nightmare that'll take you years to straighten out.
00:09:19.040 Oh, yeah. Even if it does get straightened out at some point, it's taken years and cost you a lot of money to to try to remedy this.
00:09:28.840 And your credit's probably destroyed with a company almost nine years now.
00:09:33.160 And right after I joined, I got a call from a gentleman on the West Coast, actually.
00:09:38.500 And he said, look, I don't know if you can help me or not, but somebody stole all the equity out of my house.
00:09:43.340 And I don't know how to get it back.
00:09:44.280 And I said, well, I can't do much for you, quite frankly, because the house, you know, the cow's out of the barn.
00:09:49.780 But you should get an attorney right away because you're going to have to take this to court to prove that you didn't execute that loan.
00:09:57.640 Yeah.
00:09:57.720 And he called me back.
00:09:58.820 He was nice enough to call me back a couple of years later.
00:10:00.580 And, you know, he said, I just wanted to let you know that the court awarded the house to us.
00:10:05.440 We got our house back in our name.
00:10:07.980 He said, that's the good news.
00:10:09.560 The bad news didn't cost me so much in legal fees.
00:10:12.940 I had to sell the house to pay the attorney.
00:10:15.060 Yeah.
00:10:15.700 That's how crazy it gets.
00:10:17.260 It's like I said, man, a lot of people don't know that this is a thing.
00:10:21.240 And, you know, what can people do there, Arthur?
00:10:25.060 Let everyone know what Home Title Lock is about and how it differs from just the-
00:10:30.560 What they can do so they don't have to worry about the answer to those three questions and Agent Art's pop quiz is sign up and subscribe to HomeTitleLock.com.
00:10:44.860 This company has been in business since probably 2014, 2015.
00:10:50.680 I mean, we know what we do.
00:10:52.260 We do it better than anybody else.
00:10:53.920 Our software we built, it doesn't do anything but watch your title for you 24-7.
00:11:00.080 And if something disturbs your title, our software notifies you that there's been a disturbance on your title.
00:11:07.260 And if it's available, they'll send you a copy of the document that caused that disturbance.
00:11:12.740 And then it'll tell you to call home Title Lock right away.
00:11:17.640 And if you don't recognize it, then our restoration, we have the best customer, USA Customer Service, the best ever.
00:11:24.820 These people are all class acts, every one of them.
00:11:29.180 And I know quite frankly, because I did the backgrounds on every one of them, and these are great people, and they know what to do to get you through this before somebody knocks on your door and says, we're going to sell your house.
00:11:41.580 The idea really is don't sit around at night thinking, well, it won't happen to me.
00:11:47.920 What you can do is feel comfortable at night and not worry about it because home Tivelock will take care of it for you 24-7.
00:11:56.420 Yeah, there's just too much going on these days, especially digitally, to pay attention to everything that can possibly happen to you by yourself.
00:12:05.300 So, all right, how can people get this Home Title Lock?
00:12:09.660 Rather than play roulette with their home equity, they should go to HomeTitleLock.com and sign up, register.
00:12:17.920 It's very simple.
00:12:18.940 And you go to the website, and it'll walk you through it.
00:12:21.860 And before you go to bed tonight, you'll not have to worry about somebody stealing your house while you're asleep.
00:12:28.560 And every day thereafter, we will watch it for you.
00:12:31.920 You know, it's like 62 cents a day.
00:12:34.200 As I tell people, if you would skip one of your designer drive-thru coffees once a week,
00:12:41.580 you would have enough money at the end of the year to pay for all of a year's subscription
00:12:47.120 and probably have enough left over for a tank or two of gasoline,
00:12:51.200 except on the west coast we're gonna get a half a tank out out here but um it's it's that important
00:12:56.900 and it's that simple you just go sign up and rest easy we're gonna take care of you yeah it sounds
00:13:03.220 great and uh great talking to you sir and uh my pleasure for a fed you seem like a pretty nice guy
00:13:09.580 uh but thank you watch yourself i know where you live i bet you know all right arthur thank you
00:13:15.940 man. It was my pleasure. Take care, buddy. When you travel well, your KLM Royal Dutch
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00:13:46.860 When you travel, travel well.
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