Natalie Dominguez ｜ 11-23-25
Episode Stats
Harmful content
Misogyny
1
sentences flagged
Toxicity
1
sentences flagged
Summary
On the biggest stage in the world, FanDuel is changing the game because sometimes your player gets subbed off and your bet goes with them. If your player leaves the match, your bet continues on with the substitute so you're still in it until the final whistle.
Transcript
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It's the Anthony Cumia Show on the Red Apple Podcast Network.
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The Anthony Cumia Show, and we're going to spend a couple of minutes with Natalie Dominguez from
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Home Title Lock. She's a title theft education specialist. I didn't even know about this when
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i was first told that there was something called title theft like i don't even know what that is
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and then i was told about it and uh boy this is a jam you never want to be in how you doing natalie
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hi anthony i'm doing really good how are you good good my title is still in my name and i still own
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my house so i guess that's a good thing uh but it could happen this is something that can actually
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happen to you you can have your house taken from you and uh you'll never know it that's the the
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scariest part right natalie yeah i think a lot of people uh will see news stories that are you know
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title theft situations um on you know especially like local news not a lot of it gets national
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attention unless it's you know the graceland story that came out but even for the people that saw
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graceland um they don't even realize they're looking at something that's title fraud or title
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Because it's not really talked about as much as I think it personally should be.
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I mean, when you think about it, you feel pretty secure in the fact that you own your house.
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Unless somebody, you know, you hear about squatters, but that's a completely different thing.
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That's someone physically going into your house and taking it.
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This is a way that people can take your your very title to your house and then get all kinds of bogus credit off of it.
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Take out mortgages on your house and you're you're kind of screwed.
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There's not much recourse for it unless you get in touch with the home title lock.
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Yeah, so for your audience, for anyone listening, you know, that doesn't really know what this is. So title fraud or title theft is essentially where scammers and thieves are taking advantage of this loophole in our legal system. They're going and filing some documents at the county recorder level that the county can't turn away as long as they're filled out properly.
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And essentially what they're doing is they're taking these documents that are meant for a purpose, right?
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They're generally a quick claim deed is what is used, even though there are a few different ways they can do it.
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They're filing this document, which generally is used to, you know, transfer ownership between family members or, you know, when there isn't money being changed in hands.
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They're filing these documents. No one at the county office is required by law to authenticate notary stamps or, you know, make sure some of them will require ID.
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But that's very, very easy to fake. And once this is filed, essentially what happens is your ownership is in the scammers hands and then they can go out and take loans against the property or even sell your home behind your back in a lot of cases that we've seen.
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And it's very easy to commit and very, very hard to unwind.
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Yeah, people aren't, you know, breaking in and stealing your stuff, but they're taking ownership on paper.
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So what does a home title lock do that can protect you from, God, something like this happening?
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So sadly and unfortunately, and don't let anyone tell you otherwise, the crime can't be prevented.
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the actual crime of the fraud, the paperwork being filed at the county. No company that claims to be
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able to do that is telling the truth, because unfortunately, what would keep that from happening
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are changes to the law itself, right? Our legal system is very outdated. The Freedom of Information
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Act created this process back in the, what was it, 1967. So everything's very outdated. But
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what we do as a company is we are not only monitoring and alerts, what we call our million
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dollar triple lock protection we are 24 7 monitoring of your property urgent alerts so that you can
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jump in and take care of this before it gets to the point where the criminals can use your
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ownership to take out those loans to you know there's a there's a gentleman that we worked
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with matt cox who was a criminal and and did this uh he went to prison for 12 years um he works very
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closely with our company um to as kind of like a public advocate he has a true crime podcast now
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and he's, you know, reformed. But he likes to, you know, talk to people about the reality of
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this. It's very sad, very scary. What he would do is he would transfer ownership and then he would
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go and take out multiple hard money loans in a day and all of a sudden disappears because he did
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this under a fake name and then the homeowners can't unwind it. So what we do that's different
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is we're monitoring, but we're most importantly restoration. So we'll spend up to a million
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dollars to jump in and fix the fraud, whether that's just getting the home back in your name,
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which a lot of people don't realize takes a long time it's a lot of legal process you can't just
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walk into accounting and say hey this is fraud tear it up nope once it's on record you have to
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get it seen before a judge i would just i would just go and do exactly what they did to someone
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else's house you'd think but the thing is what it is is it's that's horrible yes it is we we're
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it's joke we're all joking right of course no but this is this is very serious and and unfortunately
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you can't just go in and get it taken off because at the point where someone else's ownership is on
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record your title is now clouded right this can cause problems for mortgages being taken out
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anything you have still remaining on the property trying to sell your property
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so you have to actually get it taken off the record and that is a whole legal process that
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of Ontario. Yeah, and that's going to take a lot of time, a lot of money. And yeah, you're kind of
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tainted after that. So what does Home Title Lock do to prevent that from happening? Will they let
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you know if someone's trying to take your title from you? Yeah, absolutely. So let me dig in a
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little bit more into the triple lock protection. So 24 seven monitoring, we as a company have
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proprietary access to the largest database of title records in the US. It's, it's awesome
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because we scan multiple data sources. And then second, with our original alerts, we notify you
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of any change. So this, this doesn't mean, you know, oh, we think this is suspicious. So we're
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going to notify you of this. It's anything. So even if you're going and you're taking out a
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mortgage or you're doing something with your property records, we're going to notify you no
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matter what so nothing slips through the cracks um and one thing that i think is really important
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to touch on too for your audience is that we don't monitor the person we monitor the property so
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i've seen people you know social media everyone likes to think that they're the they're the expert
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on things without actually knowing anything about it um we're not like credit monitoring we're not
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monitoring your social security number we're not monitoring anything like that i've seen people say
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oh well i have you know credit monitoring identity protection if someone takes out a loan in my name
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like I'm covered. The thing is, when they're transferring your ownership, this isn't in your
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name anymore. They're transferring it out of your name. What they're doing is they're utilizing the
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property for collateral. So we monitor the property, not the person. So anything that
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comes in will have to do with that. And then with our restoration, again, million dollar
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triple lock protection, we have a team of legal experts that we have built across the entire U.S.
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to make sure that whatever state one of our victims is in, we are ready to jump in and fix
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this because the sooner that you fix something, uh, the less likely a criminal is going to be
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able to utilize that documentation, that paperwork and go take out all these things. Um, but let's
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say as a hypothetical, let's say, cause this, this actually did happen. I can't get into too
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much detail for legal reasons, but this happened with one of our victims. Um, it was a guy and his
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elderly father, elderly father, excuse me, his father had home title lock on some vacant property
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in Florida. Um, but because the guy was, you know, a lot older, he wasn't really paying attention to
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his notifications uh found out a little bit too late money had been transferred someone posted
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the property on you know the the place where you go to look at all the houses and the property it
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can't say the name but it's there and he posted it for sale sold it cash to someone uh money had
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exchanged hands the moment that the son started getting you know calls about this property being
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posted online they were looking into it found out they had home title lock we jumped in and and
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luckily got everything taken care of um and not luckily as in we can't do it but luckily as in
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we caught it before it went you know so far to the point where they're getting bulldozers in
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the property clear and stuff out and trying to build a new house right um but but that's what
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we do and why we do what we do about 10 percent of the counties in the u.s do have their own
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monitoring software um but you're you're going to have the same problem as if you didn't have
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something in the first place, because if you're a victim and you go in, they're going to say,
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hey, get a lawyer and go get it seen before a judge. And they're not going to help you with
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anything. So the home title lock difference is us being there for the homeowner. Yeah. Especially
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in this day and age where you have so much of your, well, your properties, digital information
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available for people out there. I would assume years ago, it must've been a lot harder to get
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that now it's right there at your fingertips and there are some bad people that want to do some
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bad things so uh good thing home title lock is uh out there to protect the people and their uh
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their home titles uh where do people go how can people get this protection that seems essential
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if you're a homeowner absolutely so um home title lock.com um they can actually use the promo code
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Anthony, and you guys, we've worked with you guys. We have a great offer for everyone. You get a
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free trial of our million-dollar triple lock protection, but most importantly, you're going
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to get a free title history report. We're going to do a proprietary base scan where it's going to
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take a couple days. It's going to look at all of our data sources. It's going to look at all the
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history, and you're going to get a copy of that report so you can make sure that you're not already
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a victim. The hardest thing about this crime is that for most people, it goes unnoticed for so
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long because they're not monitoring. You're not walking into a county office once a week and
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going, hey, let me see my records. So the biggest thing with this offer for your audience is that
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they can find out today whether or not they already have something potentially filed against
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their property. And a lot of people think this isn't happening, but I've met with you before,
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Anthony, and we discussed some of the things that were happening in the news and we get articles and
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in news reports every single week of this happening you know recently san antonio there
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was an elderly man that got kicked out of his house because someone uh transferred the property
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they tricked him into signing over his deed to his home filed this erroneous paperwork and he got
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kicked out of the house and he was is i believe at this point still um living in his car with his
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pet parrot 89 year old man oh my god devastating just a nightmare yeah we get stories like this
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every week you definitely don't want to uh have this happen to you i i can assure you uh natalie
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thanks so much for popping in letting people know about home title lock we are our goal is to make
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sure that people are educated and and know that this is a very real threat and a very real thing
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that can happen especially if you're an older person in an older home with a lot of equity
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sitting there find targets and we want you guys to be safe uh thanks a lot natalie thanks anthony
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Take care. And we'll be back in a minute. Don't go anywhere.