The Art of Manliness - January 13, 2026


Money and Meaning: What Faith Traditions Teach Us About Personal Finance


Episode Stats


Length

50 minutes

Words per minute

166.27

Word count

8,444

Sentence count

456

Harmful content

Misogyny

1

sentences flagged

Hate speech

14

sentences flagged


Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 I know a lot of people listening have thought about starting a business.
00:00:02.840 Maybe you've got a product idea, maybe you've got something on the side,
00:00:05.680 or maybe you've always wanted to launch a brand but just haven't gotten around to it.
00:00:09.540 One of the biggest reasons people never start is they think the technical side is going to be complicated.
00:00:14.520 That's where Shopify comes in.
00:00:16.740 We use Shopify to power the art of manliness store,
00:00:19.000 and one thing I appreciate is that it takes care of all the behind-the-scenes stuff
00:00:22.240 so you can focus on building your business.
00:00:24.520 I'm talking about things like inventory management, shipping and fulfillment.
00:00:27.580 It's all there, and it's very, very easy to use.
00:00:30.760 And when your first customer is ready to buy,
00:00:32.540 Shopify checkout makes it easy for them
00:00:34.340 to complete their purchase.
00:00:35.500 And when they come back,
00:00:36.760 their information is already saved,
00:00:38.400 so checking out is even faster.
00:00:40.620 There's a reason Shopify powers millions of businesses
00:00:42.860 around the world.
00:00:43.920 It gives you the tools to grow
00:00:45.060 without having to spend all your time
00:00:46.420 worrying about your online store.
00:00:48.440 With Shopify, nothing stands between your idea
00:00:50.840 and a real business,
00:00:51.880 so go out there and make your business a reality.
00:00:54.060 start your free trial at shopify.com slash manliness that's shopify.com slash manliness
00:01:01.280 one more time shopify.com slash manliness brett mckay here and welcome to another edition of the
00:01:08.520 aom podcast which since 2008 has featured conversations with the world's best authors
00:01:12.920 thinkers and leaders that glean their edifying life-improving insights without the fluff and
00:01:18.000 filler the aom podcast is just one part of the mckay mission to help individuals practice timeless
00:01:22.520 virtues through thought, word, and deed. Also, be sure to explore our articles in
00:01:26.640 ArtOfManliness.com, read the deeper dives we do in our Substack newsletter at
00:01:30.320 DyingBreed.net, and turn our content into real-world action by joining the
00:01:34.060 Strenuous Life program at StrenuousLife.com. Now on to the show.
00:01:45.620 We usually think of money as something very practical, concrete, and secular. We
00:01:50.000 earn it, save it, spend it, and crunch the numbers behind it. But money is never just
00:01:54.940 about money. It reflects our values, our priorities, and even our spiritual life.
00:02:00.000 My guest today, Tom Levinson, knows this well. He's a financial advisor who studied religion
00:02:04.600 at Harvard Divinity School and thought about becoming a rabbi. Now, he helps people navigate
00:02:08.960 not just their portfolios, but the deeper questions that come with them. In today's
00:02:13.000 conversation, Tom shares the greater meaning around money, what the Jewish, Christian,
00:02:17.360 and Islamic religions say about it, and how financial practices like budgeting can be
00:02:21.260 spiritual disciplines. After the show's over, check out our show notes at awim.is slash meaning and
00:02:26.140 money. All right, Tom Levinson, welcome to the show. Brad, thanks so much. Happy to be here.
00:02:43.200 So you've got an interesting background. You are a financial advisor, but during your academic life, you studied religion. You even got your master's in theologic studies at Harvard Divinity School. Why did you study religion? Did you come from a religious family?
00:02:58.060 No, I did not. I am a very unlikely religion nerd. You know, I grew up in New York City. My family, growing up, was not interested in religion at all. I would even say, not that my family was antagonistic to religion, but people were a-religious and they didn't feel like there was any relevance in our religious and spiritual traditions.
00:03:25.260 So, you know, I celebrated a bar mitzvah.
00:03:28.520 That was a little bit of a rite of passage for kids growing up in New York at the time.
00:03:32.680 And then I just assumed I would say goodbye to religious life once I was done with my bar mitzvah party.
00:03:39.620 And that would be that.
00:03:41.020 And, you know, the Lord works in mysterious ways.
00:03:45.440 Because, you know, I ended up taking a class, a religion class, in my 12th grade year of high school.
00:03:51.220 And it was basically a sort of comparative religion, history of religions class. And the teacher was a wonderful guy who was a seminary graduate and just loved talking about and chopping it up about religion and spirituality.
00:04:05.820 And, you know, I found myself getting really energized by the subject matter and, you know, whether he was talking about the Buddha or whether he was talking about the pilgrimage to Mecca or whether he was talking about the life of Jesus.
00:04:20.380 I was like, wow, there is a lot here, and I had overlooked so much of it.
00:04:25.980 So, you know, that was really the beginning of my, you know, finding a lot of delight and pleasure and even wonder in learning about different religious traditions.
00:04:37.380 When you were at Harvard Divinity School, did you think about pursuing a religious vocation?
00:04:41.360 You know what?
00:04:42.060 I was open to it, but I wasn't sure.
00:04:45.480 I think by the end of my time in div school, I was thinking pretty seriously about becoming a rabbi, and that didn't happen for a number of reasons.
00:04:56.840 But the learning I was doing, the relationships I was building, and the kind of inspiration I was finding definitely had me leaning toward a life and life choices where religion was going to be really important in just the way I moved through the world.
00:05:14.000 So you did some interesting things while you were at Harvard Divinity School, including leading a discussion group at a pretty tough prison. Why did you get involved with that?
00:05:22.320 Yeah, I went down every Thursday night to a maximum security prison in Bridgewater, Mass. And, you know, I had gone to Divinity School, like really excited and energized to learn about religion. And I found that what I was learning in the classroom, while interesting and sometimes illuminating, what I really was hungry for was learning more about, you know,
00:05:44.000 you know, why do people believe? What makes people believe? And really curious about the
00:05:50.320 kind of diversity and variety of religious experiences. And, you know, I found this
00:05:57.300 volunteer opportunity. And I have to say, like, that became my most important classroom when I
00:06:04.360 was at Harvard Divinity School was the time I spent in this study group. The group was led by
00:06:09.800 somebody who'd been imprisoned for 20 plus years. And, you know, he was not a religious person per
00:06:17.820 se, but he was a deeply thoughtful, philosophically inclined person. And so, you know, one of the
00:06:24.760 things we would do is, you know, he would bring reading material in and a lot of what he was
00:06:29.660 gravitating toward was, you know, the Stoics and, you know, how do you make sense of the world as
00:06:36.580 it is, and how do you continue to engage it productively and thoughtfully. And so, you know,
00:06:43.380 there were men in that group who were Muslim, there were men in that group who were Christian,
00:06:48.020 there were men in that group who were, you know, agnostics. But I found a sense of just deep
00:06:55.320 meaning and community in the conversations we had. So it was an eye-opening and illuminating
00:07:01.720 experience. I mean, what did you learn about spirituality from that experience that's
00:07:05.760 shape the way you think about spirituality? Yeah, that's a great question. You know,
00:07:10.080 I'm a big, big fan and student of the great 20th century Jewish writer and teacher and sage Martin
00:07:19.300 Buber. And one of Buber's most famous works is a book called I Am Thou. And I Am Thou is really
00:07:27.200 a meditation on where do we find the divine. And part of Buber's thinking and hypothesis was that
00:07:37.640 we find the divine in the space between each other. And dialogue is a place, dialogue between
00:07:45.180 and among people is a place where we can have deep and searching spiritual encounters. And
00:07:52.960 that was really something I took away. I mean, I'd had this kind of hypothesis that
00:07:57.080 conversation about religion and spirituality would be personally enriching. But I didn't
00:08:03.720 realize that I would find the spirit in those in-between spaces. And that has really informed
00:08:09.460 so much of my spiritual practice and religious life moving forward.
00:08:14.840 Another project you worked on while you were in Divinity School is a book that you wrote. It's
00:08:18.740 called All That's Holy, A Young Guy, an Old Car, and the Search for God in America. And the book
00:08:23.760 is based on a road trip you took around the country to talk to regular everyday people
00:08:29.120 in America about spirituality. Why did you decide to do this project?
00:08:33.600 Well, I got the idea while I was in divinity school. And when I graduated, I set out on the
00:08:38.840 road to do this. And, you know, it came like a, it was like a brainstorm. And it was a flash of
00:08:45.620 What I took as insight, my experience in the prison in conversation with these men in there was impactful enough for me that I was like, well, if I'm learning so much and growing so much in conversation with people learning about their spiritual lives and priorities and commitments, you know, what would it look like to do that on a broader canvas?
00:09:11.240 and you know talking to people really became my sort of chosen curriculum and had a wonderful
00:09:19.560 teacher and advisor and mentor harvey cox at harvard div school and i brought this idea to
00:09:25.740 him i was like hey i want to get in my my nissan ultima and i want to drive around the country and
00:09:30.180 i want to talk to people i'll bring a microphone i'll bring a camera is that the craziest idea
00:09:35.600 And he was like, man, do it. So I did it and met so many wonderful people and learned a ton both about them and, you know, at least as importantly about me.
00:09:48.460 What type of people did you talk to that ended up in the book?
00:09:51.660 Oh, I mean, it was all across the map. I mean, I talked to, you know, basically any religious tradition you can think of.
00:09:59.420 I've found folks. And a lot of it was finding people serendipitously. So, you know, a Muslim
00:10:05.380 shopkeeper in Dayton, Ohio was the first person I talked to. Pentecostal preachers in Northern
00:10:10.780 California, Buddhists, you know, Orthodox Jews, people who had converted to Orthodox Judaism,
00:10:17.580 you know, Mormons, missionaries, and everybody in between. You know, it's such a diverse
00:10:23.520 religious landscape in America. And, you know, I was fortunate to get to experience a lot of it.
00:10:29.420 How did that trip and writing the book
00:10:32.040 influence your relationship with your own faith tradition?
00:10:36.000 You know, part of what I'm sort of working through
00:10:38.260 on that trip is what role is religion,
00:10:41.360 what role is spiritual life going to have
00:10:43.820 in my own life moving forward?
00:10:46.480 Do I want to be a rabbi?
00:10:48.020 Is that for real?
00:10:49.100 You know, that would have been such a,
00:10:50.620 like, impossible conjecture when I was 16 years old,
00:10:54.460 but there I am, I'm 25, and I'm like,
00:10:56.760 is this really what I want to do?
00:10:58.440 Is this really how I want to spend my time?
00:11:02.100 And again, I didn't end up becoming a rabbi, but I think that process of wrestling out loud with people, bringing your questions, bringing the things you're really curious about, bringing the things you're struggling with, that is core to how I engage my own Jewish learning and Jewish practice.
00:11:22.800 And that's part of why I love interfaith conversations is because I'm learning so much
00:11:28.300 about other people and what they tell me about them is also informing me about me.
00:11:34.240 So how did you go from divinity student to financial advisory, helping people manage
00:11:40.920 their money?
00:11:41.860 Right.
00:11:42.620 Yeah, it was definitely a journey.
00:11:44.860 You know, so I graduated from divinity school.
00:11:48.120 I thought really seriously about becoming a rabbi.
00:11:50.540 And then I have spent almost 25 years in the business world.
00:11:55.320 And a lot of people, when I'm meeting them for the first time, ask, how do you square that circle, Tom?
00:12:02.020 And part of how I answer that question is that when I have conversations with people about money, the conversations are always about more than money.
00:12:11.520 They're about their hopes and dreams and aspirations. And they are about their fears and anxieties and insecurities. And, you know, so my work as a financial advisor, you know, I play the role of educator. I play the role of, you know, sort of celebrate acknowledging and celebrating life milestone events.
00:12:35.340 There's also a lot of pastoral care. It's sort of in the process of having, you know, difficult, challenging questions with people. And, you know, when I sort of like pull the camera back and look at it, work as a financial advisor, if you're doing it in this kind of hopefully intelligent and thoughtful and open and honest way, it has so many commonalities with work as a rabbi.
00:13:03.940 You're dealing with like so much of human experience and so much of how people are wrestling with it and you get to have a front row seat in that. So, you know, it might be counterintuitive, but I really think of div school being honestly just incredible preparation for work and helping people navigate their financial lives thoughtfully.
00:13:27.860 Yeah, I think that's true that when you're talking about money, you're talking about more than just money. You know, I have a financial advisor. He manages my retirement portfolio. And whenever I have conversations with him, it's pretty much like, okay, we're doing this. Here's the mix of stocks and bonds we've got going.
00:13:44.700 But sometimes I think it'd be really useful to talk to this guy about, like, what are my hopes? What are my values? Because in the background, I'm having those conversations with my wife about like, what do we want our future to look like? And I think it'd be useful to have a financial advisor who can help you with the brass tacks stuff, but also help you sort through that psychological, spiritual stuff that lies behind those money decisions.
00:14:06.920 Totally. Yeah, I mean, I completely hear you. And I think there's a lot of appetite out there
00:14:12.660 among people for whom, you know, money is like how we use our money, how we think about it,
00:14:21.340 how we spend it, how we invest it. You know, it's so deeply interconnected with our core values.
00:14:29.020 And I think sometimes our culture teaches, especially our economic and financial culture teaches that, you know, sort of money is over here in one sphere and our core values and spiritual lives and religious commitments are over here in another sphere.
00:14:47.300 And I think that's a hugely lost opportunity because people want to be figuring out how do I align my money with my deeply held values.
00:14:59.000 And I think conversations like this and an ongoing, it's not a one-off, it's an ongoing conversation.
00:15:05.320 It can be really impactful and energizing for people.
00:15:10.000 So you have a podcast called Money Meet Meaning.
00:15:13.500 And what you do in this podcast,
00:15:14.780 you explore what different faith traditions say about money.
00:15:18.760 And one thing you note is that money
00:15:20.820 is one of the most frequent topics in ancient scriptures.
00:15:24.960 Jesus talked about money more than anything else
00:15:27.640 except for the kingdom of God.
00:15:29.080 The Torah is full of economic laws.
00:15:32.080 Why do you think ancient scripture
00:15:33.580 talked about money so much?
00:15:36.460 Yeah, I mean, look,
00:15:37.860 religious tradition, like our ancient scriptures, which by the way, are incredibly current and
00:15:44.400 contemporary at the same time, are focused on humans, right? How we live in the world,
00:15:51.860 how we interact in the world. And you're totally right. I mean, I think nearly half of Jesus'
00:15:59.420 parables are about money and financial life. You know, there are 613 mitzvot or commandments
00:16:04.920 in the Torah, you know, the five books of Moses, and over 100 of them are about our financial
00:16:12.120 lives. So this stuff is hiding in plain sight in our spiritual traditions. And, you know, I think
00:16:20.320 when you look back, and this is something that I really have gotten from studying religion and
00:16:25.400 learning more about it over, you know, the intervening decades, you know, when you look
00:16:29.320 back at the birth of religious traditions, part of what makes religions so insightful and
00:16:36.880 illuminating is that they're looking at the world as it is. And then they're also at the very same
00:16:43.140 time, they're imagining the way the world could be. Our, what I would call our wisdom traditions,
00:16:50.260 they're really about us and our lives. And they are, you know, again, on the one hand, they are
00:16:56.200 clear-eyed and practical, and on the other hand, they are aspirational and inspiring,
00:17:03.880 and they are saying, like, there's another world that's possible, and, like, here's the
00:17:10.160 roadmap for trying to accomplish it. So I also think, like, on that same topic, you know, one
00:17:17.300 of the things that's really fascinating about life with money is that it raises, I mean, you
00:17:26.200 will probably identify with this,
00:17:28.500 but like life with money is hard.
00:17:31.180 It's challenging.
00:17:32.120 It's complex.
00:17:32.720 And it raises all kinds of ethical
00:17:36.240 and I think spiritual questions.
00:17:39.580 And it's also like wrestling with those questions
00:17:42.540 and those challenges.
00:17:44.020 We are filled with creative potential
00:17:46.860 for how to make our lives more meaningful
00:17:49.340 and how to like do it with other people more meaningfully.
00:17:52.860 So, you know, when I think about religious traditions
00:17:55.440 without deep and broad conversations about money,
00:18:00.520 I think there would be a gigantic crater
00:18:02.920 in those traditions.
00:18:05.200 And so, you know, there's a lot more to talk about,
00:18:08.080 but that's the beginning of an answer.
00:18:11.060 Yeah, so I mean, those ancient sages,
00:18:12.660 they understood that money makes up a big part of our life.
00:18:17.060 And when we're talking about money,
00:18:18.460 we're often talking about more than just money.
00:18:21.380 There's things behind that, yeah.
00:18:22.580 Exactly, exactly right.
00:18:24.100 It's, you know, the same, just as it's true for us, so it was true for people living, you know, 2,000 years ago, 2,500 years ago, like, that the conversations about money are, like, there are, of course, new subtleties and contours to them, but in some respects, there's not that much new under the sun.
00:18:45.460 No, there isn't. That's Ecclesiastes. Nothing new under the sun.
00:18:48.820 You know what? I'm glad you brought him up. I'm excited to get to Ecclesiastes at some point,
00:18:53.840 but I'm glad you brought him up. Well, maybe we'll bring it up now. Let's talk about the
00:18:57.940 specific ways different religious traditions talk about money. Let's start off with your own faith
00:19:01.700 tradition, Judaism. What does Judaism say about money? And maybe we can talk about Ecclesiastes
00:19:06.960 there because he talks a lot about that. Okay. Yeah, yeah, yeah. Yeah. I mean, if you're going
00:19:10.960 to talk about Judaism and money, you got to bring up Ecclesiastes. So here's what I would say, 0.87
00:19:15.720 Brett I mean I think first and foremost like what I'm going to say about you like this is just the
00:19:22.960 tip of the iceberg right and I am a practitioner I am a student I'm not a rabbi I'm not a scholar
00:19:30.140 of this so you know let's take this as the opening of the conversation and not the end of it but
00:19:36.000 you know if I think about Judaism and money you know I love I love the book of Deuteronomy there's
00:19:44.640 so much to it. And, you know, one of the things, one of the like central injunctions that Moses
00:19:53.020 delivers to the assembled biblical Hebrews in Deuteronomy is, you know, right after saying
00:20:00.600 the Lord, our God is one, Moses says, this is Deuteronomy six for anybody keeping score at home.
00:20:06.380 This is Deuteronomy six, you know, but one of the things Moses says is you shall love the Lord,
00:20:13.280 your God with all your heart, with all your being, and all your might. And, you know, that's probably
00:20:20.340 like memorized by lots of us across different religious traditions. But the towering medieval
00:20:27.840 Jewish writer, commentator, rabbi, sage, Rashi, in doing this interpretation of the Torah,
00:20:35.500 he looks at that verse and he says, okay, what does Moses mean when he talks about might?
00:20:43.380 M-I-G-H-T, but might.
00:20:46.140 And, you know, what Rashi says is when Moses is talking about you shall love the Lord your God with all your heart being and might,
00:20:54.400 might means your property, your money, your wealth.
00:20:58.500 So that's like a centerpiece of the Jewish understanding around money is that money is important.
00:21:05.500 and necessary for individuals, for families, for communities. And part of why it's so important
00:21:12.880 is that it's important because it's a vehicle for divine service. So that's one piece, I would say.
00:21:22.060 You know, a second piece is that money and spiritual life are not separate in Judaism.
00:21:29.200 They are not like in their own respective corners of the boxing ring.
00:21:33.220 They are mutually informing and enriching and interdependent.
00:21:38.820 And there's a great teaching from the Talmud.
00:21:41.420 This is from a part of the Talmud called Pirkei Avot,
00:21:44.140 which is, you can kind of translate it as ethics of the fathers.
00:21:48.300 And this maxim, it goes, without flower, there's no Torah.
00:21:54.360 And without Torah, there's no flower.
00:21:57.120 So what are the rabbinic sages, Talmudic sages talking about when they say that? They're saying first and foremost, spiritual life requires that people's material needs be met in a baseline way.
00:22:11.160 Like, if you're hungry for bread, it's going to be very difficult to focus on, you know, higher things.
00:22:19.680 And at the same time, if you're only focused on material things, it's going to be, you need a roadmap, we need a roadmap, we need guardrails, and so, you know, without Torah, there's no flour.
00:22:35.260 The idea there is that if left to our own devices, humans are going to think that there are no guardrails and what they need to do is keep accumulating, keep accumulating.
00:22:46.040 And, you know, part of what the Talmud is teaching us there is the precepts and prescriptions that we get from Jewish teaching and Jewish wisdom helps control our impulses in important and significant and life-affirming and community-affirming ways.
00:23:07.000 So, you know, this is an interplay that Jewish teachers have been wrestling with forever.
00:23:13.460 we're going to take a quick break for your words from our sponsors
00:23:16.900 i think just about everyone has a story about getting hit with some random bank fee i know i
00:23:22.520 do when i was younger i'd occasionally overdraw my account and i'd get slapped with an overdraft
00:23:27.000 fee and it just made an already dumb financial decision even more expensive that's where chime
00:23:32.160 comes in chime is changing the way people bank they're not like traditional banks that love to
00:23:36.580 gatekeep the best rewards and pile on hidden fees chime offers the most rewarding fee-free banking
00:23:41.440 with no overdraft fees, no monthly fees,
00:23:43.980 and no minimum balance fees.
00:23:45.820 You get 5% cash back on your Chime card
00:23:47.920 in a category of your choice, like gas or groceries,
00:23:50.360 all while building credit through regular,
00:23:52.340 everyday spending with no credit check.
00:23:54.360 You can also grow your money faster
00:23:55.840 with a savings rate that's nine times the national average.
00:23:58.580 And if you ever get in a pinch,
00:23:59.940 SpotMe lets you overdraft up to $200 fee-free.
00:24:03.400 Join the millions who are already banking fee-free
00:24:05.620 with America's number one choice for banking.
00:24:07.880 Head to chime.com slash manliness.
00:24:09.960 that's chime.com slash manliness sign up now it only takes a few minutes chime.com slash manliness
00:24:16.780 chime is a fintech not a bank banking services chime card provided by chimes bank partners
00:24:21.500 qualifying direct deposits required terms and limits apply go to chime.com slash disclosures
00:24:26.000 for details if you run a business you know how much work goes into getting a customer to reach
00:24:30.280 out in the first place whether they found you through google or referral or word of mouth you
00:24:34.060 don't want that phone call going unanswered if it does there's a good chance they'll just move on to
00:24:38.420 the next business. That's why today's episode is brought to you by Quo, that's spelled Q-U-O,
00:24:43.340 the business phone system built so you never miss an opportunity. What I like is that all your calls,
00:24:48.340 texts, and voicemails live in one place, so anyone on your team can jump into the conversation,
00:24:52.960 see the full history, and respond quickly. Quo also has a built-in AI agent that can answer
00:24:57.360 after-hour calls, respond to common questions, and even book appointments, so you're still
00:25:01.620 taking care of potential customers even when you're away from the phone. It's easy to set up
00:25:05.820 on any device, you can keep your existing number, and as your business grows, adding teammates is
00:25:10.500 simple. Money is on the line. Always say hello with Quo. Try Quo for free, plus get 20% off your
00:25:16.600 first six months when you go to Quo.com slash AOM. That's Quo, that's spelled Q-U-O dot com slash A-O-M.
00:25:24.120 Again, Quo.com slash A-O-M. One thing I've learned running Art of Manliness for all these years is
00:25:30.180 that every business has a handful of processes that live almost entirely in one person's head.
00:25:34.480 How to publish an article, how to upload a podcast, how to update something on the website.
00:25:38.560 When you've done those things a thousand times, you forget that nobody else knows the steps.
00:25:42.600 That's exactly the problem that today's sponsor, Scribe, was built to fix.
00:25:46.960 Scribe is a workflow AI platform trusted by 94% of the Fortune 500.
00:25:51.260 You just turn on the browser extension or desktop app and go through a process like you normally would.
00:25:55.840 Scribe automatically captures every click, every step, and every screenshot,
00:25:59.340 then turns it into a publish guide that's ready to share.
00:26:01.720 What used to take hours of writing instructions was done in under a minute.
00:26:05.600 It also automatically redacts sensitive information like names, email addresses, and account numbers from screenshots, and admins can enforce that redaction across the whole team.
00:26:13.500 Even better, anyone following the guide can launch real-time, on-screen guidance that shows them exactly where to click inside the actual software.
00:26:20.160 And Scribe doesn't just document your workflow.
00:26:22.300 Its AI suggests ways to improve it by identifying unnecessary steps and opportunities to simplify or automate the process.
00:26:28.760 It's not just capturing how work gets done,
00:26:30.760 it's helping you do it better.
00:26:32.220 To see what Scribe could look like for your organization,
00:26:34.580 head to scribe.how slash AOM
00:26:37.060 and mention Art of Manliness
00:26:38.540 for your first month of Scribe capture-free
00:26:40.520 on select plans.
00:26:41.860 That's Scribe, that's S-C-R-I-B-E dot how,
00:26:46.200 H-O-W slash AOM.
00:26:48.480 One thing I've learned over the years
00:26:49.640 is that if you wanna be more proactive about your health,
00:26:51.900 you sometimes have to look beyond
00:26:53.140 the standard annual physical.
00:26:54.820 There are a handful of markers I like to keep my eye on
00:26:56.900 that aren't often part of the routine testing you get when you get your physical?
00:27:00.640 Well, there's a company out there called Superpower that can give you more of a look
00:27:03.780 at what's going on inside of you.
00:27:05.180 Superpower makes it easy to get a much deeper look at your health
00:27:07.620 with one simple lab test that measures more than 100 biomarkers.
00:27:11.220 That's far more than you typically get from an annual physical.
00:27:14.020 It looks across 17 core systems, including heart health, metabolism, thyroid, inflammation, and more.
00:27:18.900 Then it puts all that information together with your medical history and family history
00:27:22.160 to create a personalized health plan.
00:27:24.460 You can get your biological age, and you can track your results over time to see how your health is changing.
00:27:29.480 Take control of your health with Superpower.
00:27:31.340 For a limited time, our listeners can get $20 off to unlock their new health intelligence.
00:27:36.120 Head over to superpower.com and use code AOM for $20 off your $199 Superpower membership.
00:27:42.980 And after you sign up, they'll ask you how you heard about Superpower.
00:27:45.620 Tell them The Art of Manly has sent you to support the show.
00:27:47.460 Again, that's superpower.com slash AOM.
00:27:50.980 Again, that's superpower.com.
00:27:52.200 use code AOM for $20 off your $199 superpower membership.
00:27:58.080 And now back to the show. Another thing I've seen throughout the Hebrew Bible as I've read it
00:28:03.800 over the years, a theme that comes up that I think is related to money is the idea of idolatry.
00:28:09.960 Yeah. Since Moses, you know, Moses was up in Mount Sinai and his brother Aaron
00:28:14.400 got up to some shenanigans, made the golden calf. And then throughout the rest of the Hebrew Bible,
00:28:20.600 the Old Testament, these prophets appear because idolatry is on the scene, like Amos. And they're
00:28:26.080 like, you guys, what is going on here? What do you think the Hebrew conception of idolatry can 0.98
00:28:31.360 teach us about our relationship to money? Yeah, it's a great question. I mean, if you read the 0.94
00:28:37.700 Ten Commandments, whether it's in Exodus or whether it's in Deuteronomy, baked into the
00:28:42.420 Ten Commandments is a kind of like mini roadmap about financial life. So one of the Ten Commandments
00:28:50.580 is about you shall work, but you shall also rest. So Shabbat, the Sabbath is built in, you know,
00:28:56.980 don't steal, don't covet. That's a really interesting one. That's not about action.
00:29:01.400 That's about intention and our attitude toward money. And of course, like the prohibition on
00:29:06.860 idol worship and idolatry, you know, I think Judaism takes really seriously the prospect that 0.93
00:29:14.300 money is something that can rise to the level without appropriate, again, I'm going to use the 0.94
00:29:22.040 word guardrails. Money can rise to the level of a kind of godly state. We can put it on that kind
00:29:29.600 of pedestal. And I think Judaism is really keenly aware of those challenges. You know, part of the
00:29:37.200 Jewish perspective on money is that there is a lot of concern and anxiety baked into that
00:29:44.500 relationship. So, you know, back to Deuteronomy, you see that with Moses, you know, hey, looking
00:29:50.220 ahead when we cross the Jordan River, like this community is going to be comfortable. This
00:29:55.820 community is going to have homes. This community is going to be settled, not going to be wandering
00:30:00.460 in the wilderness forever. And with affluence, with affluence and with comfort, like Moses is
00:30:07.340 expressing this really deep anxiousness about how will you behave? How will your relationship with
00:30:12.860 God change when you think like all of what you've achieved is your own doing? So I think that's one
00:30:20.120 that's one really interesting piece of how Jews have wrestled over the the millennia with this
00:30:25.840 question of, you know, affluence and wealth and spiritual commitment. And then, you know,
00:30:30.960 getting back to Ecclesiastes, Ecclesiastes, for people who haven't read it, you got to go back
00:30:36.160 and read Ecclesiastes. It is so timely and current. And part of what Ecclesiastes is saying is like,
00:30:44.220 hey, this is like first person narrative. And it's very talk about confessional. My gosh,
00:30:50.340 Like, this is a person who has achieved everything that we could possibly aspire to.
00:30:57.620 Incredible worldly success, you know, running things, governance, you know, anything that this particular narrator has wanted, he's accomplished.
00:31:08.600 And yet at the same time, he feels this emptiness and this sense that, you know, all is vanity.
00:31:14.840 And that striving after these things is also vanity.
00:31:18.220 So look, the Hebrew Bible, I guess all scriptures, from my perspective, all scriptures are a curation of content. And there's a lot of stuff that ends up on the cutting room floor.
00:31:31.040 But what's, I think, really illuminating and telling about what ends up in the scriptures is that this is something that the ancient curators, whoever they were, were really interested in having future generations consider and wrestle with.
00:31:51.700 Yeah, so I think the idea is just money's important, but you got to keep it in its proper place.
00:31:57.520 Yeah, well said.
00:31:59.100 Yeah, well said.
00:32:00.280 are there any practices from Judaism that you think people from any faith tradition or any
00:32:06.300 background could apply in their lives in relationship to their money? Yeah, I mean,
00:32:10.980 yes, for sure. I mean, you know, at the center of Jewish teaching and Jews relationship with money 0.99
00:32:17.180 is this concept of tzedakah. Tzedakah, you know, I think is often translated as charity,
00:32:22.760 but it comes from the root tzedek and tzedek really means justice. And so, you know, there's
00:32:29.820 this like just deep connection between the work of, you know, our, our charitable contributions
00:32:37.160 actually being something that makes for a more just world and helps us repair the world. So I
00:32:42.880 think, you know, just that lens, that frame can be really important and certainly is meaningful
00:32:48.440 for me. Yeah. I think another one, Shabbat, it's the Sabbath, just taking a day off where you don't
00:32:53.320 work and you learn to be comfortable feeling like you've, you have value, like you've got worth
00:32:58.980 outside of being a producer, you know, re re-embracing yourself as a human being, not just
00:33:04.440 as a human doing, you know, like, you know, not being anxious about doing stuff that doesn't have
00:33:09.160 immediate concrete ROI. That's not productive. And it's taking time to think about and do
00:33:14.460 higher, more meaningful things. Yeah. Oh my gosh. I mean, Shabbat, you know,
00:33:19.920 we have celebrated and observed Shabbat for as a family for, I mean, 25 years, something like that.
00:33:27.500 And, you know, it is such an important grounding, anchoring practice, no matter what's going on in your life.
00:33:35.660 You know, you go back to the first couple, the first chapter or two of Genesis, you know, each day God's creating the world and God looks at the world after after each day of creation.
00:33:45.500 And God says, it's good. The creation is good.
00:33:48.820 And you get to the end of the sixth day, and God looks at the world and God says, what I've created is not just good, it's exceedingly good. Now, it's not perfect, but it's exceedingly good. And just as God models how to work creatively in the world, God also is modeling why it's important to rest, both to appreciate what exists and also to recognize that we're not slaves to work.
00:34:16.020 we are liberated in some way from enslavement.
00:34:20.480 All right, let's talk about Christianity.
00:34:22.200 So we talked about earlier,
00:34:23.560 Jesus talks a lot about money in the gospels.
00:34:26.180 About half of his parables are related to money somehow.
00:34:29.540 But whenever I read the gospels of Jesus,
00:34:32.740 it can seem like he's all over the place
00:34:34.620 on the topic of money.
00:34:36.300 So, you know, in one instance,
00:34:37.600 you'll see him telling a guy,
00:34:39.640 you can't be rich and get into the kingdom of God.
00:34:42.320 And then in another instance,
00:34:43.700 you'll see him giving a parable
00:34:45.180 where a guy who has given the least amount of money
00:34:48.140 from his master gets his money taken away
00:34:51.220 because he didn't invest it while the master was away.
00:34:53.560 Or he tells the rich young ruler
00:34:55.860 that he's to sell all he has,
00:34:57.720 but he doesn't make that a universal command.
00:34:59.780 He says you can't serve both God and money, mammon.
00:35:03.340 But then he also says that you should use
00:35:05.180 worldly wealth to make friends.
00:35:07.660 What do you make of the diversity
00:35:09.320 of Jesus's teachings about money?
00:35:12.800 I mean, yeah, there's so much to it.
00:35:14.280 You know, first and foremost, money is complex. And so the range of topics that Jesus is covering and the breadth of people that he's talking to about this in and of itself, I think, informs us that, wow, there's just like such a diversity of experience in our financial lives.
00:35:35.460 Of course, you know, Jesus is teaching and preaching and practicing as a Jew.
00:35:42.220 And so like these teachings are umbilically linked to Jewish teachings in, you know, both in their focus and in their concerns. 0.60
00:35:49.900 And I mean, you know, one of the things that comes up when I'm thinking about Jesus's teachings is he's really like laser focused on the spiritual perils of wealth. 0.56
00:36:01.760 And I think, importantly, wealth accumulation. You referenced it, Brett, but this dictum that
00:36:09.000 you can't serve both money and mammon in Matthew, and that if you serve mammon,
00:36:14.280 it's a form of idolatry. So that's straight out of the Gospels. Of course, the rich man and the
00:36:19.960 eye of the needle, that's a really complex piece of scripture. One of my favorite teachings from
00:36:26.420 the Christian tradition is in 1 Timothy 6. And there's this profound misunderstanding about the
00:36:33.980 verse. I'm sure you and many in your audience know where I'm going with this, but a lot of times
00:36:39.540 people think the language is money is the root of all evil. But that's not the verse. The verse
00:36:46.760 that presumably Paul is writing this, but the verse is really the love of money is a root of
00:36:54.820 all kinds of evil. So it's not making a declarative statement about the evils of money.
00:37:01.420 No, no, no. Money is neutral. The question is, how do we use it? And the excessive love of money
00:37:08.380 is what Paul and of course, Jesus is warning us about. That to me is really powerful. And I think
00:37:15.300 Jesus is really, you might've even mentioned this already, Brett, but like, you know, Jesus is
00:37:19.640 really focus on, you know, what are your priorities? What is your focus? What are your
00:37:26.060 points of emphasis in the life you live? And how do you keep money in a place of perspective and
00:37:33.500 balance and not let it overwhelm all these other really important domains of our lives? So yeah,
00:37:41.240 those are some initial thoughts. Yeah, what I think I hear you saying is that in the Christian
00:37:46.160 tradition, money in and of itself is not bad. It's all about your relationship to money. And 0.93
00:37:53.840 maybe that idea can help us square some of Jesus's diverse teachings about it because he's addressing
00:38:00.980 the different ways that money can become a problem for people. So, you know, for that rich young
00:38:06.100 ruler where Jesus said, you got to sell all your stuff. Well, that's what he needed to do because
00:38:11.060 he loved his stuff so much. Like that was his stumbling block to faith. I mean, cause he was
00:38:15.480 doing everything else right, but he still loved his money more than God. And then with the parable
00:38:20.300 of the talents where that one guy gets his one talent taken away, he had like a too fearful
00:38:25.800 of a relationship with money. He was so cautious, but in a way that shows a lack of trust in God.
00:38:32.200 And that keeps him from being, you know, fruitful and expansive. So even being too fearful about
00:38:38.540 money still allows your relationship with money to dominate you in an unhealthy way.
00:38:44.080 That's right. And I think, you know, Jesus is offering such personalized, really customized teaching to everybody he's interacting with. I mean, that's one of the reasons he's so inspiring to me. But, you know, you look at that parable about the widow's might in, I think it's in Mark.
00:39:02.720 And part of what he's doing is that this poor woman offers this like tiny gift as a charitable
00:39:11.120 contribution, maybe as tzedakah. And Jesus is like, you see what she did? Like, that is the
00:39:17.960 model. Even though she's not giving vast amounts, she's giving from the heart and she's giving 0.88
00:39:23.500 something that's meaningful and impactful for her. And Jesus definitely wants to shine a spotlight
00:39:29.260 on that kind of relationship to money. 1.00
00:39:32.500 Let's talk about Islam.
00:39:34.000 What does Islam say about money?
00:39:36.040 Yeah, I mean, Islam is a religion of this world.
00:39:40.000 So there are a few things I'd say,
00:39:41.760 again, like necessary disclaimer,
00:39:44.180 this is really the tip of the iceberg.
00:39:46.460 But, you know, first and foremost, 0.70
00:39:48.440 the Prophet Muhammad was a merchant. 0.76
00:39:51.340 And, you know, he only receives this kind of divine message 0.69
00:39:55.280 in the middle of his life.
00:39:56.780 So, you know, he grew up poor, was working class, and what he did in his work is that he would guide caravans across the desert.
00:40:06.480 And he did it with such responsibility and such integrity and such diligence that actually his wife, Khadija, who is a wealthy person, proposed to Muhammad because of the character traits that he exhibited in his business life.
00:40:29.200 So that in and of itself tells us that there's something really, really powerful about how we conduct our business with honesty and integrity. There's another, I think, really important principle in Islamic teaching that, you know, there's no voluntary poverty in Islam. So living a comfortable life, that's okay. But hoarding? No, no, no, no, no, no. No, that's not okay.
00:40:55.880 So yet again, we're seeing a religious tradition that's focused on finding a balance in our life with money. And from a sort of communal perspective, one of the things that I find really, really inspiring about Islam's relationship to the economy and to money is that, you know, meeting people's baseline basic needs is more important than maximizing individual wants.
00:41:22.940 That has a lot to teach us.
00:41:24.840 I got two other things to say on this, Brett.
00:41:27.200 One is that at a certain point in his teaching and his mission,
00:41:31.380 the Prophet Muhammad is sort of compelled to move from his birthplace of Mecca to Medina.
00:41:37.840 And that's a really important journey in the Islamic tradition.
00:41:41.520 And one of the first things he does when he gets to Medina is he makes a market.
00:41:47.380 Okay, why is this important?
00:41:49.280 He makes a market because all of these different tribes have an opportunity to come to the market. And even though they've been, you know, arguing with each other and fighting each other and killing each other over lots of different things prior to Muhammad building this market, when they come to the market, they're interacting and exchanging goods and services, building relationships, getting to know one another. 0.67
00:42:14.560 And so you see that a marketplace is actually a platform for building community.
00:42:21.880 So I think that's, I mean, not to editorialize too much, but that's a pretty extraordinary example from Islam.
00:42:29.660 And the one other thing I would say is just like when you're talking about Islam, you know, there are some central pillars of the faith.
00:42:36.040 And living a conscientious life with money is like at the center of these pillars.
00:42:42.120 So, you know, one of the pillars is zakat, which is charity, being generous, like that is just a core principle and a threshold part of being a Muslim.
00:42:53.600 And then, you know, fasting during Ramadan has a lot of intersection with life with money because part of why Muslims fast is that they're showing empathy for the poor and they are experiencing hunger every year, every Muslim in a way that helps them better understand human needs and human needs.
00:43:18.440 And to sort of recommit, rededicate themselves to being charitable, to being generous, and to making sure that, you know, ideally we live in a world where no one is in need like that.
00:43:29.840 So I think what's interesting is that the beliefs of these three faiths are very different in many ways, yet there seems to be some definite similarities in how they approach money.
00:43:39.480 You know, for all three, there's this thread that, okay, money is important for well-being.
00:43:45.080 It can be a positive tool, but you got to keep it in a healthy balance in your life.
00:43:49.620 Don't let it dominate your priorities.
00:43:52.220 Don't become so consumed by it that you stop caring about other people.
00:43:56.860 So you're a financial advisor.
00:43:58.520 So you're working with people on the brass tacks of their finances, like how to invest,
00:44:02.600 how to spend, how to save.
00:44:04.860 Are there any concrete financial practices that you think people can use to turn the
00:44:11.660 broad principles of their faith into action?
00:44:13.880 Like, are there financial practices that could be turned into spiritual disciplines?
00:44:19.260 So one thing that comes to mind, Brett, is there's a gentleman, and I think he's been a guest on your podcast, Jesse Mecham, who founded You Need a Budget.
00:44:32.280 Do I have that right?
00:44:33.440 That's right.
00:44:34.000 It was a long time ago, but we've had Jesse on the podcast.
00:44:36.380 All right.
00:44:36.680 Well, you know, he was a guest on our podcast.
00:44:40.100 He's an extraordinary fellow.
00:44:41.820 And, you know, part of what he talks about in budgeting, I mean, and he's coming from a deep values perspective, is that budgeting is an exercise for both intention and attention.
00:44:57.880 So, you know, focusing on budgeting, how we spend our money, how we save our money, like that's a discipline and that's a kind of mindfulness practice.
00:45:06.920 So, you know, that's really interesting. I would definitely encourage people to check out You Need a Budget because there's a lot of wise and practical guidance on there. I also think, you know, people struggle a lot with how to use their money in the world. How do you invest it? How do you spend it? And I am a big believer that, look, this is not always possible.
00:45:29.840 but to the extent it's possible, you know, aligning your spending with your values is
00:45:35.720 really important. Like what kind of world do we want to be living in? For me, like my wife and I
00:45:42.100 get into a back and forth. This is an ongoing thing about, this is an ongoing conversation
00:45:49.260 about how often to use Amazon. And, you know, we have, we are blessed to live in a neighborhood
00:45:55.820 where we have all kinds of wonderful local places.
00:46:00.920 We got local independent bookstores.
00:46:03.340 We have some of the most amazing diners
00:46:05.220 you've ever been to, local shops,
00:46:07.980 like such good stuff.
00:46:10.080 And, you know, Amazon is really an extraordinary service
00:46:14.420 and an extraordinary company in so many ways.
00:46:16.740 But there is a real cost, a real social cost
00:46:20.660 to using Amazon when we're doing it
00:46:23.700 and bypassing using local businesses.
00:46:26.260 So, you know, we have a back and forth about this.
00:46:28.500 So we have come to a detente,
00:46:32.320 a domestic detente about using Amazon
00:46:35.320 where you use Amazon if something is really hard to get
00:46:39.640 or really heavy to transport.
00:46:42.700 But otherwise, like try to use your local businesses.
00:46:46.880 And I think, you know,
00:46:47.940 and I think that can help create the world
00:46:49.920 that you want to live in.
00:46:51.300 Yeah, I think just keeping track
00:46:52.860 of how you're spending your money
00:46:54.160 is akin to a spiritual practice.
00:46:56.180 Because yeah, it builds mindfulness.
00:46:58.860 And if you keep a budget,
00:47:00.220 that develops self-discipline.
00:47:01.800 And it just allows you to see,
00:47:03.520 you know, there's that saying,
00:47:05.340 if you want to see what someone values,
00:47:08.040 you look at their calendar and their checkbook.
00:47:10.780 Because how you spend your time and your money
00:47:13.600 reveals your true priorities in life.
00:47:16.320 Yeah.
00:47:16.720 So something you talk about in your work
00:47:18.860 is that culture can be a powerful liturgist.
00:47:22.860 culture teaches us what to worship and value. For parents who are raising kids in a hyper
00:47:28.600 consumerist America with social media, which is basically, I mean, it's just ads, both subtle ads
00:47:34.960 and overt ads. What do you think is the most countercultural financial move parents can make
00:47:42.080 to show their kids that their ultimate joy lies in spirituality, more meaningful things in life
00:47:48.480 and not just money and stuff?
00:47:50.600 Yeah, well, the first thing I go to
00:47:53.400 that we come back to in our conversation is Shabbat.
00:47:56.620 I think the practice of resting, refraining from work,
00:48:02.220 celebrating both the world as it is,
00:48:05.940 imperfect as it is, celebrating the world as it is,
00:48:08.940 and also celebrating freedom, time with family,
00:48:12.620 time with friends, that's powerful
00:48:14.660 and it's so necessary in our world
00:48:18.040 where like we're just going 24-7 all the time.
00:48:21.800 So that's definitely one thing.
00:48:24.000 You know, another thing that comes up for me is giving.
00:48:27.960 You know, so much of our world,
00:48:30.000 and by the way, like some of this is productive,
00:48:32.460 so much of our financial life can be automated now
00:48:35.100 and so much is digitized.
00:48:37.320 And look, I mean, automating your 401k contributions,
00:48:41.720 yes, do it.
00:48:42.900 You know, this is not a financial advice podcast,
00:48:45.660 but like that's a helpful practice for people.
00:48:48.040 But there are ways that you don't want to automate and that you want to like to go back
00:48:52.380 to Martin Buber where you really want the focus to be on relationship and not on transaction.
00:48:57.860 So I think like in terms of, you know, giving your money, giving your time, like those are
00:49:05.000 ways we live out our spiritual commitments in the world, both in how we're generous,
00:49:11.440 how we connect with other people, how we acknowledge the dignity of other people's work, regardless
00:49:17.740 of what they're doing.
00:49:19.160 So I think that's really powerful.
00:49:21.800 Well, Tom, this has been a great conversation.
00:49:23.320 Where can people go to learn more about your work?
00:49:25.400 Well, thank you so much for a great conversation, Brett.
00:49:27.860 This has been terrific and I've learned a ton too.
00:49:30.960 So check out our podcast.
00:49:32.600 Season two is gonna be dropping in early 2026.
00:49:37.220 So it's called Money Meet Meaning.
00:49:39.860 And by the way, there is a comma in there,
00:49:41.760 money, comma, meet meaning.
00:49:43.280 It's like we're introducing money and meaning.
00:49:45.360 And then you can, you know, if anybody wants to like talk a little bit further or engage in the subject a little bit further, you know, I'm happy to.
00:49:53.380 You can send an email to info at moneymeetmeaning.com and we can take it from there.
00:50:00.840 Fantastic. Well, Tom Levinson, thanks for your time. It's been a pleasure.
00:50:02.980 Thanks, Brett. Really enjoyed it.
00:50:05.240 My guest name is Tom Levinson. He's the co-host of the podcast Money Meet Meaning.
00:50:09.620 You can find it on any podcast player. Just search for Money Meet Meaning and they're about to start their second season.
00:50:14.260 Also, check out our show notes at aom.is slash meaningandmoney, where you find links to resources
00:50:18.580 when we delve deeper into this topic.
00:50:27.580 Well, that wraps up another edition of the AOM Podcast.
00:50:30.060 If you haven't done so already, I'd appreciate it if you take one minute to give us a review
00:50:32.920 on Apple Podcasts or Spotify.
00:50:34.180 It helps out a lot.
00:50:34.940 And if you've done that already, thank you.
00:50:36.600 Please consider sharing the show with a friend or family member who you think was something
00:50:39.700 out of it.
00:50:40.560 As always, thank you for the continued support.
00:50:42.340 Until next time, this is Brett McKay.
00:50:43.920 Remind you on listening to the podcast, put what you've heard into action.