The Charlie Kirk Show - September 27, 2023


Bidenomics, Year Three with Collin Plume


Episode Stats

Length

36 minutes

Words per Minute

201.69273

Word Count

7,308

Sentence Count

675


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Transcript

Transcripts from "The Charlie Kirk Show" are sourced from the Knowledge Fight Interactive Search Tool. Explore them interactively here.
00:00:00.000 Hey everybody, Tana Charlie Kirk Show, an entire episode of my friend Colin Plume from NobleGoldInvestments.com.
00:00:06.000 NobleGold Investments is the place where I trust for all my gold and silver needs.
00:00:10.000 They're amazing.
00:00:11.000 They're ethical.
00:00:12.000 They're transparent.
00:00:12.000 They have integrity.
00:00:13.000 They're honest.
00:00:14.000 I know many of you are worried about the economy.
00:00:16.000 We talk about that throughout the entire hour.
00:00:18.000 I trust them 100%.
00:00:20.000 Colin is a great American, a true patriot.
00:00:22.000 Go to noblegoldinvestments.com.
00:00:24.000 That is noblegoldinvestments.com.
00:00:27.000 You will learn a lot with their free gold and silver guide.
00:00:29.000 We plug it all throughout the hour.
00:00:31.000 Really like what they're doing.
00:00:33.000 They have a great approach.
00:00:34.000 They really understand what is necessary to be able to protect your assets with a gold or silver IRA.
00:00:41.000 So they help make this episode possible.
00:00:43.000 So go to noblegoldinvestments.com.
00:00:46.000 That is noblegoldinvestments.com, promo code Charlie.
00:00:48.000 And if you have questions about the economy, we discuss it in this hour.
00:00:51.000 Modern monetary theory, currency manipulation, all of it.
00:00:54.000 So go to noblegoldinvestments.com.
00:00:58.000 Buckle up, everybody.
00:00:59.000 Here we go.
00:01:00.000 Charlie, what you've done is incredible here.
00:01:02.000 Maybe Charlie Kirk is on the college campus.
00:01:04.000 I want you to know we are lucky to have Charlie Kirk.
00:01:07.000 Charlie Kirk's running the White House, folks.
00:01:10.000 I want to thank Charlie.
00:01:11.000 He's an incredible guy.
00:01:12.000 His spirit, his love of this country.
00:01:14.000 He's done an amazing job building one of the most powerful youth organizations ever created.
00:01:19.000 Turning point USA.
00:01:21.000 We will not embrace the ideas that have destroyed countries, destroyed lives, and we are going to fight for freedom on campuses across the country.
00:01:30.000 That's why we are here.
00:01:33.000 Brought to you by the loan experts I trust, Andrew and Todd at Sierra Pacific Mortgage at andrewandTodd.com.
00:01:42.000 We have a friend of the show, great American Colin Plume from NobleGoldInvestments.com.
00:01:46.000 Colin, welcome back.
00:01:47.000 Yeah, thanks for having me.
00:01:48.000 Exciting.
00:01:49.000 You have all sorts of goodies you've brought.
00:01:50.000 I brought some.
00:01:51.000 Yeah, I brought some fun stuff.
00:01:53.000 This one you said you have to take back.
00:01:54.000 Yeah, that one I have to take.
00:01:56.000 Well, we'll see.
00:01:57.000 We're negotiating here.
00:01:58.000 We'll see if maybe we're keeping stuff here.
00:02:00.000 It's heavier than I.
00:02:01.000 I thought it was.
00:02:02.000 Yeah, it's a kilo, silver kilo bar.
00:02:04.000 So what is this worth?
00:02:05.000 That's 900, high 800s right now.
00:02:10.000 We sell, I can't even tell you how many of those we've sold and sent to people's homes or put in IRAs.
00:02:16.000 So we've sold a lot of was it your gold in Bob Menendez's home?
00:02:20.000 I'm kidding.
00:02:21.000 You know, it's funny.
00:02:22.000 My mom texted me about that and she said, you don't have to, so she texted me and then she wrote in the text.
00:02:28.000 You don't have to reply.
00:02:29.000 You don't have to tell me, honey.
00:02:32.000 Did Bob Menendez go to noblegoldinvestments.com and use it?
00:02:36.000 I can assure you that it, I, you know, I was curious too, but I looked at the gold bars on there that he had.
00:02:42.000 You know, I looked at some of the pictures.
00:02:44.000 Did they look good?
00:02:45.000 I mean, for what you could tell, it's hard to see the serial numbers.
00:02:47.000 I think they've scratched out the serial numbers.
00:02:51.000 But they look like he had two kilos of gold.
00:02:54.000 It was like $4,000 then?
00:02:55.000 No, no, kilos.
00:02:58.000 It's $110,000 to $115,000.
00:03:01.000 Oh, okay.
00:03:01.000 Yeah.
00:03:02.000 So it's basically like that silver bar.
00:03:04.000 It's about that size.
00:03:04.000 It's a little bit smaller.
00:03:06.000 And it's worth about $60,000 or so, give or take.
00:03:10.000 Yeah.
00:03:10.000 So he had two of those.
00:03:13.000 You know, hard to trace those.
00:03:14.000 Those are very common with large organizations.
00:03:19.000 You know, we sell kilos, but typically to our larger purchases, you don't see a lot of day-to-day investors buying a kilo because it's too big, right?
00:03:30.000 You know, if you want to break off, you know, a few thousand dollars, you can in a kilos worth $60,000.
00:03:36.000 So it's typically a larger buyer or countries or those are typically the people.
00:03:43.000 Like Egypt.
00:03:45.000 I'm not saying that that's who did it.
00:03:46.000 I'm just saying.
00:03:47.000 No, I just get a kick out of it because it's kind of in the news cycle.
00:03:50.000 But yeah, so silver, it takes a lot more silver to get to the same value of gold.
00:03:55.000 Oh, yeah, yeah, yeah.
00:03:56.000 It's about 80 to 10.
00:03:57.000 Storage is an issue.
00:03:58.000 Yeah, 80 to 1.
00:03:59.000 Storage is, you know, we store a few places, Texas and Delaware.
00:03:59.000 Oh, yeah.
00:03:59.000 Yeah.
00:04:04.000 And yeah, the storage component of silver, you know, I've seen people that do, you know, seven figures in silver, and it's a pallet of silver.
00:04:13.000 It's quite astonishing to do it.
00:04:15.000 But gold, you know, I mean, look at that.
00:04:17.000 It's pretty small.
00:04:18.000 You can move a lot of gold anywhere.
00:04:21.000 You know, you can move a million dollars in gold anywhere pretty easily, like in a shoebox.
00:04:26.000 Wow.
00:04:27.000 So.
00:04:28.000 You know, we're here for the full hour and there's several topics I want to cover.
00:04:34.000 Let's talk about just how what you're seeing, right?
00:04:36.000 Because you kind of have, you're a little bit of a canary in the coal mine.
00:04:40.000 You observe the canary in the coal mine.
00:04:41.000 Because when I talk to you, you always see things happening before they happen, right?
00:04:43.000 Because you have people call you that are feeling the real, not just the news, right?
00:04:47.000 So what do you hear and what are you seeing, especially over this last year, which has been a wacky economic year?
00:04:52.000 So you have this inverted yield curve, which I think is a big topic.
00:04:56.000 You know, you have these short-term bonds paying, you know, five, five and a half percent, which is unusual.
00:05:02.000 It's been going on for about a year now, which it shows that for people that don't really understand, it's typically a sign of a recession when you have this inverted yield curve because it means the large money, the bond money and all that is they're willing to, you know, buy this short-term money and they're really putting a lot because they want to be prepared.
00:05:23.000 Otherwise, you wouldn't see a three-month treasury paying out a higher percentage than a 10-year or five-year.
00:05:30.000 It doesn't make sense, right?
00:05:31.000 People typically want a higher return on a longer-term bond.
00:05:35.000 So it means that there's a lot of large money sitting on the sideline and they're waiting to see what's going to happen and they just want to be prepared.
00:05:43.000 They don't want to be tied up in five and 10-year money because they believe that there's going to be a recession.
00:05:49.000 So how long has the yield curve been inverted?
00:05:51.000 It's been about a year.
00:05:52.000 Yeah, because I've been hearing about this for a while.
00:05:54.000 Yeah.
00:05:55.000 And that's usually a sign of an imminent shoe to drop.
00:05:57.000 But that's what's been confusing, right?
00:05:59.000 Is that we've seen layoffs.
00:06:01.000 We're seeing structural inflation.
00:06:02.000 Yeah.
00:06:03.000 I mean, do you think we're in a recession or is it by recession by another term?
00:06:06.000 Yeah, I mean, I think that, you know, you have this unemployment number that's that's confusing for a lot of people because a lot of the jobs that people really want, people that are, you know, 40 to 65, 70, the jobs that pay 65,000 and above, those jobs have really shrunk and they're not hiring.
00:06:26.000 And a lot of companies are on hiring freezes right now.
00:06:29.000 Obviously, you have a lot of strikes happening all over the world.
00:06:32.000 You know, obviously the writer strike, you know, that's obviously billions and billions and billions of dollars lost.
00:06:37.000 So I think that we're seeing a recession.
00:06:39.000 It just, it looks, this one factor of unemployment seems to be low, but really those are jobs that are not jobs that most people need to live on.
00:06:49.000 Yeah.
00:06:49.000 And then we, what do you think actual structural inflation is?
00:06:53.000 I mean, because they're saying it's, what, six to seven percent?
00:06:56.000 Yeah.
00:06:56.000 But it's obviously more than that.
00:06:58.000 Yeah, yeah.
00:06:58.000 No, absolutely.
00:06:59.000 I mean, if you look at the things that people are buying every day, the things that people need, I mean, I just had our health renewal for the company.
00:07:06.000 And, you know, the lowest company I could choose from, the insurance rates were up 10% for the company.
00:07:12.000 That was the lowest.
00:07:13.000 You know, and so, yeah, we just went through this at turning point.
00:07:15.000 The insurance company came back to us and they said, we want to raise your rates by 38%.
00:07:20.000 We told them to not, you know, I said some nice words and we came down, we settled at 11%.
00:07:25.000 Right, right, right, right.
00:07:26.000 Which is still insane.
00:07:26.000 Yeah, it's still insane.
00:07:27.000 It costs cost turning point hundreds of thousands of dollars a year.
00:07:30.000 Yeah, yeah.
00:07:31.000 I mean, you guys have a huge amount of employees.
00:07:34.000 350 employees.
00:07:35.000 Yeah, so that's a lot of people having babies.
00:07:37.000 And a lot of, yeah, no, I mean, and that's, and that's a beautiful thing, too.
00:07:40.000 I mean, we always joke about the noble gold babies.
00:07:42.000 Yeah.
00:07:43.000 And we've had a lot this year, and it's what a blessing.
00:07:46.000 I mean, it's such a blessing to have that happen and to be able to employ people.
00:07:50.000 But obviously at some point, if your health insurance goes up 10, 11% every year, there is a point when it becomes too expensive to run the day-to-day business.
00:08:00.000 And we're getting closer to that point.
00:08:02.000 I mean, it's, you know, I look at some of the rates that, you know, for some of the people, the company, and it's, you know, obviously it goes up by age and there's all these things fat.
00:08:10.000 But we're, you know, some people are looking at $1,000, $1,100.
00:08:13.000 It's never gotten cheaper.
00:08:15.000 you know, Obamacare and all that, it's never gotten cheaper.
00:08:18.000 As an employer that not as many employees, you, but I've seen it.
00:08:22.000 So that's just one factor that you're looking at, that significant cost.
00:08:26.000 And then just the day-to-day to run a business has gone up significantly.
00:08:30.000 Everything that we are buying, everything we're doing has gone up significantly over the last year, yet it's been pretty flat.
00:08:36.000 I mean, people are, they don't know where to invest right now.
00:08:40.000 They're nervous.
00:08:40.000 People are just kind of laying back.
00:08:43.000 They're not doing much.
00:08:44.000 I mean, people are in a pause, right?
00:08:47.000 Yeah.
00:08:47.000 Yeah, they are.
00:08:48.000 And there's a ton.
00:08:49.000 I mean, there's trillions of dollars of cash on the sidelines right now.
00:08:52.000 In cash.
00:08:53.000 Yeah.
00:08:53.000 Not even in bonds.
00:08:55.000 Right.
00:08:55.000 Yep.
00:08:55.000 Absolutely.
00:08:56.000 Yeah.
00:08:56.000 Have we ever seen anything like this?
00:08:58.000 I've never seen since I've, you know, I've been in the investment space before I got into precious metals.
00:09:02.000 I was in commercial real estate.
00:09:04.000 I mean, cash is trapped.
00:09:05.000 I mean, you always saw people with wealth move very quickly.
00:09:09.000 But I think right now, with the equity market, it's being so bad and this idea that there is a recession coming, which means it could be worse, people are nervous.
00:09:18.000 And obviously, these short-term bonds that we're seeing right now has an effect on corporations because corporations, they're borrowing money.
00:09:25.000 And so now it's really expensive for them day to day to borrow.
00:09:28.000 So they're afraid to hire more.
00:09:30.000 They're afraid to do more infrastructure.
00:09:32.000 So everybody is just waiting around to see what's going to happen.
00:09:36.000 Yeah.
00:09:36.000 And the smart companies, and you saw this when, I mean, just anecdotally, when all of a sudden, right in the summer of COVID, you saw a lot of fast food restaurants all of a sudden build beautiful new, you know, like Burger King and Wendy's.
00:09:48.000 You're like, wow, because they borrowed during the low rate.
00:09:51.000 The very smart companies borrowed as much as they could when interest rates were 2.8%.
00:09:56.000 Yeah, absolutely.
00:09:56.000 Yeah.
00:09:56.000 They built those structures.
00:09:58.000 And then, you know, they don't even keep the real estate.
00:10:00.000 You know, they sell the redo all of the interior of our restaurants now.
00:10:04.000 Yeah.
00:10:05.000 And that was, that was excellent leadership.
00:10:06.000 And also they knew that, you know, with times like this, when times are tough, that people are looking for more of an affordable price.
00:10:13.000 Yeah, so they actually saw it.
00:10:14.000 I mean, the Wendy's in particular, I could at least name 10 or 12 Wendy's in the Valley where they, I mean, they made that kind of new design trendy, not cheap, right?
00:10:22.000 Multi-million dollar buildouts.
00:10:23.000 And they borrowed hundreds of millions of dollars to do it.
00:10:26.000 Corporate borrowing went up massively during COVID because the smart guys in the CFO office knew that.
00:10:31.000 It's noblegoldinvestments.com.
00:10:33.000 It is promo code Charlie or promo code Kirk.
00:10:36.000 We have both, but use promo code Charlie.
00:10:37.000 I think that's the safe one.
00:10:42.000 Hey, everybody, Charlie Kirk here.
00:10:43.000 Do you get the feeling that the unthinkable is going to happen soon?
00:10:46.000 Well, I do.
00:10:46.000 Between the distractions and the smokescreens and the media, we probably might not even see it coming.
00:10:51.000 You are nine meals away from anarchy.
00:10:53.000 That's why it's so smart to invest in emergency food right now.
00:10:57.000 As they say, quote, it's better to have it and not need it than to need it and not have it.
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00:11:29.000 One thing is for sure in this world, we all need to stock up before panic sets in.
00:11:33.000 Order by 3 p.m. and your item ships the same day, and that is really fast.
00:11:37.000 Go to mypatriotsupply.com.
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00:11:44.000 You want to tell us about this gold coin?
00:11:46.000 Yeah, ship of gold.
00:11:48.000 It's a very interesting story about this.
00:11:52.000 The ship of gold, they found it crashed.
00:11:55.000 It was from Panama to New York and had a ton of gold on it.
00:11:59.000 I mean, so many ounces of gold.
00:12:03.000 Even when they found it initially, they started selling it off.
00:12:08.000 There was an 80-pound gold ingot that sold for $8 million from this ship.
00:12:13.000 Wow.
00:12:13.000 Like just a massive gold bar.
00:12:16.000 And so over time, they've been selling it.
00:12:17.000 And actually, even last year, they started to sell some other relics from the ship.
00:12:21.000 They have pistols and they have a pair of Levi's.
00:12:25.000 It's kind of cool.
00:12:26.000 And so they've over time found different things from the ship.
00:12:31.000 They've had to go down and find it a few times.
00:12:33.000 But they found about a little over 3,000 gold coins.
00:12:37.000 And this is one of them here.
00:12:39.000 And I brought it because, first of all, I think it's a fun story.
00:12:41.000 And second of all, you know, just talking about hobbies, you know, there's a lot of hobbies that cost you a lot of money.
00:12:48.000 There's not a lot of hobbies that actually can actually make you a little bit of money.
00:12:52.000 And even though I love bullion and I mostly buy gold and silver, bullium, and platinum, you know, I do like collecting things that are interesting like this.
00:13:01.000 And so, yeah.
00:13:02.000 Great story.
00:13:03.000 So what year did it crash?
00:13:04.000 It crashed in 1857.
00:13:06.000 Wow.
00:13:07.000 And actually, there was so much gold on this ship that it actually caused a panic.
00:13:12.000 There's the 1857 panic that it caused, really, really screwed up the markets because there was such a massive amount of gold on there that people were concerned about the economy.
00:13:23.000 And this is before we were in this money printing stage where gold was really used.
00:13:28.000 Yes, as the backup of our currency.
00:13:30.000 Let's talk about that.
00:13:31.000 And noblegoldinvestments.com is where you can get this really neat presentation, too.
00:13:35.000 Yeah, and I just think how great it looks.
00:13:38.000 I mean, to think that that was in the water for 160 years and it looks that good.
00:13:43.000 And what is this little, what are these little particles?
00:13:45.000 So there's some gold dust in there that they found.
00:13:49.000 And so, yeah, I mean, listen, you know, rare coins aren't, I don't recommend for everybody, but I think they're fun.
00:13:54.000 And if you're looking for something different, we have a few of those, but there's not many of those available.
00:13:58.000 Yeah, this is this is, well, and then you get the picture of the crash.
00:14:01.000 Yeah, oh, yeah.
00:14:02.000 So, but let's talk about fiat currency.
00:14:04.000 And, you know, big government, big war, big pharma, a lot of their bigness, for lack of a better term, is dependent on cheap money.
00:14:12.000 And for most of the American system of government, we had gold backing up our currency.
00:14:17.000 Now it is the full faith in credit United States, aka paper.
00:14:22.000 Walk us through that.
00:14:22.000 What is that?
00:14:23.000 Most Americans don't even think about this, that our dollar is backed by nothing.
00:14:27.000 Yeah.
00:14:27.000 Well, I think people started to think about it more recently in the last few years because inflation was so high.
00:14:33.000 I think before that, when the government reported 2% inflation and things felt stable, people didn't really start to think about it.
00:14:39.000 But now we are in a heavier inflationary period.
00:14:43.000 It's continuing to go that way.
00:14:45.000 And so you're seeing the world start to divest from the dollar, which means they don't want to trade in U.S. dollars anymore.
00:14:52.000 The Brick Nations have been meeting and discussing this a number of times.
00:14:56.000 And there was some thought that they were going to move away from the dollar and create their own currency.
00:15:01.000 And they dispelled that.
00:15:03.000 But I don't think they would let people know in advance if they were going to create their own currency.
00:15:09.000 If you think of the Euro, if you think of a lot of currencies, you don't want to let people know too early because they're going to move in different directions and make moves basically.
00:15:17.000 They want to try to surprise.
00:15:19.000 Exactly.
00:15:19.000 Yeah.
00:15:20.000 So I think that people don't realize that our dollar isn't backed by anything and that the government is just basically spending and spending and spending.
00:15:30.000 But I think people today do realize that their dollar is buying less and less than it's ever done.
00:15:35.000 So part of the market confusion this year was that the market was going steadily down from January 1 till mid to late February.
00:15:45.000 And then the Silicon Valley Bank collapsed.
00:15:48.000 And if you go a level deeper into the financial data, it's pretty clear that the Fed started to release more money into the money supply without actually saying it.
00:15:58.000 Can you talk about this?
00:15:59.000 Yeah.
00:15:59.000 This is the buried lead of the confusing year of 2023.
00:16:02.000 Yeah, so they did.
00:16:03.000 They started to get more money out there into the public.
00:16:06.000 But they didn't do it officially.
00:16:06.000 They did it through other ways.
00:16:07.000 Yeah, they did it.
00:16:08.000 Yeah, they did it through.
00:16:09.000 There were different channels that they moved the money out there.
00:16:11.000 Things started to open up.
00:16:14.000 And I think that they know deep down, most people realize we do need to open the money supply up a little bit to get things moving.
00:16:20.000 I mean, a big issue, and Powell's, you know, the thing that's scary about every conversation you hear with Powell is that he's basically said he doesn't know when things are going to change, that he doesn't think we're going to have a soft landing.
00:16:32.000 He doesn't think we're going to move in that direction.
00:16:34.000 So I don't think we're going to have a, there's no way to have a soft landing.
00:16:36.000 There's no way to have a soft landing.
00:16:37.000 So I think, yeah, they started to release more money out into the public.
00:16:41.000 And then, you know, you had three banks basically go under within two weeks.
00:16:45.000 Three pretty big banks.
00:16:47.000 And all of them pretty much were decided because they all made bad financial bets on bonds basically last year.
00:16:56.000 They all bought bonds.
00:16:59.000 They all bought long-term bonds at 3% or 4%.
00:17:04.000 Then things kind of turned around and they were in a bad position.
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00:18:10.000 Several items I want to talk about here.
00:18:12.000 So I want to go through this, Colin, because we were chatting beforehand.
00:18:15.000 Kind of our teams were silver faces an unprecedented shortage as demand outpaces supply.
00:18:21.000 Yeah.
00:18:21.000 So this thing I have right here, there's a shortage of this thing.
00:18:24.000 Yeah.
00:18:25.000 Yeah.
00:18:25.000 I mean, I remember talking to, you know, you just, we talk to miners and, you know, they give you insight into what it costs to pull silver out of the ground.
00:18:36.000 And they, you know, they just don't understand in the 20s why it's sitting in the 20s.
00:18:40.000 And it's just kind of been hovering there.
00:18:41.000 Gold and silver, with all this inflation, gold and silver really haven't moved as much as one would think right now.
00:18:48.000 And we use silver in so many industries.
00:18:51.000 I mean, it's a non-stop data center.
00:18:53.000 Dentistry, right?
00:18:54.000 Dentistry.
00:18:55.000 I mean, everything we're using today has a silver component.
00:18:59.000 Solar has a big silver component.
00:19:02.000 So yeah, I mean, I like where the price is silver right now.
00:19:07.000 We're seeing a big shift.
00:19:08.000 I think over the last two years, it went a little bit.
00:19:11.000 So we're seeing like 55, 60% silver, the rest of gold, and then about 5% to 7% in platinum right now.
00:19:21.000 Platinum is also a metal that is in high demand, and people forgot about platinum.
00:19:26.000 But platinum was more than gold.
00:19:27.000 When I got in the business, platinum was always $100 to $200 above gold.
00:19:32.000 And that's shifted over the last six or seven years.
00:19:35.000 And now you have platinum sitting in the $900 range.
00:19:39.000 But you're seeing palladium start to creep down.
00:19:42.000 And it's because they're using platinum in the catalytic converters.
00:19:45.000 And it's, and it's, you know, people don't realize platinum is harder to find than gold, silver, uh, and palladium.
00:19:50.000 It's the hardest one to mine.
00:19:52.000 Are they using electric vehicles?
00:19:53.000 Yeah, they're using it.
00:19:55.000 And a big catalytic converter pushes with platinum.
00:19:59.000 So you're seeing more uses that.
00:20:00.000 So it's staggering the amount of ounces that they're going to be short in platinum.
00:20:06.000 And obviously, nobody knows when they start using different metals.
00:20:10.000 But we've been selling a lot.
00:20:11.000 And actually, I was going to bring platinum today, but we've been selling, it's really hard to find it.
00:20:16.000 We've been selling pretty much all this platinum.
00:20:19.000 Where's it usually sourced?
00:20:20.000 What part of the world is platinum?
00:20:22.000 You can find it in Africa.
00:20:23.000 You can find it a little bit in Mexico.
00:20:27.000 But yeah, it's usually like the secondary metal.
00:20:30.000 It's not the primary metal that they're looking for.
00:20:33.000 Silver is also the same way.
00:20:34.000 So you see it transitioning now where people are starting to talk.
00:20:39.000 You see palladium's down in the 1250 range.
00:20:43.000 So I think you could see a reverse where platinum starts to take off.
00:20:46.000 So we've been seeing a lot more push of platinum being consumed.
00:20:51.000 And so it's interesting to see that shift.
00:20:53.000 When I started in the business 15 years ago, it was 90%, 92% gold, and then the rest was silver, and then maybe less than 1% platinum, palladium.
00:21:01.000 But we are starting to see that shift.
00:21:03.000 So don't get left behind.
00:21:04.000 Let Noble Gold help you stock up on physical silver.
00:21:07.000 I buy all of my gold and silver from Noble Gold Investments, open or roll over an IRA, which you guys allow, right?
00:21:13.000 Yeah, absolutely.
00:21:13.000 Yeah, you can roll over any old 401k.
00:21:16.000 If a lot of people have left jobs, you can roll it into a self-directed IRA, which I even if you don't buy gold, I recommend that because you know this, like you want to be in charge of your finances.
00:21:27.000 And being an old 401k, you can read it till you can't read anymore about how many hidden fees there are in those accounts.
00:21:36.000 You know, they've been trying to hide those fees for years.
00:21:38.000 So getting in a self-directed IRA, even if you didn't buy gold or silver, you could just buy Tesla or you could buy Ford or you could buy anything and you're in charge of it.
00:21:47.000 You know exactly what the fees are.
00:21:49.000 So I highly recommend any old 401k move into self-directed, take control of it, and you can put it in gold and silver if you do want to do that.
00:21:57.000 We have a full-time team.
00:21:58.000 They work six days a week and we can do all that paperwork that nobody wants to do.
00:22:01.000 Yeah, and look, there's Colin doesn't have to say anything about this.
00:22:03.000 There's a lot of bad guys in the gold world, a lot of shysters.
00:22:06.000 There's just a lot of talk, a lot of let's just say this.
00:22:10.000 I think Colin, you'd agree.
00:22:11.000 The stereotype, let's just say how most people feel about the gold industry, it's not great.
00:22:17.000 Yeah.
00:22:18.000 I can vouch for your guys' character.
00:22:19.000 Thank you.
00:22:20.000 Yeah, I mean, most CEOs won't, of my competitors won't come on a show, right?
00:22:24.000 They're not out there.
00:22:25.000 They're hiding.
00:22:26.000 They won't put it.
00:22:27.000 But they also form companies and they fold companies.
00:22:29.000 It's like a lot of this shape shifting.
00:22:32.000 Yeah, because there's fees that can get really outrageous in the industry.
00:22:38.000 And there's a lot of way, there's a lot of bait and switching, unfortunately.
00:22:41.000 A lot.
00:22:42.000 And what we really do is we, you know, we focus our employees, we know who we are.
00:22:47.000 We sell bullion, gold and silver, platinum, palladium.
00:22:51.000 We sell it at a fair price.
00:22:52.000 We ship it fat.
00:22:53.000 We're shipping right now in like a week.
00:22:55.000 I mean, we're shipping faster than anyone.
00:22:57.000 I have people calling me saying, I bought from so-and-so.
00:22:59.000 They said it's going to take eight to 12 weeks because there's a shortage on X. That's not true.
00:23:05.000 We're shipping every item that anyone would buy, we're shipping very quickly.
00:23:11.000 Yeah, if you wanted a rare coin, maybe we got to find it.
00:23:13.000 But that bar, that bar's, it's at your doorstep in a week.
00:23:18.000 So you do have to do your research.
00:23:20.000 You do have to check people out.
00:23:21.000 And I tell people to do it about us.
00:23:23.000 NobleGoldInvestments.com or call 877-646-5347.
00:23:29.000 So there's a lot of talk about the national debt.
00:23:31.000 As the national debt increases, there's only a couple ways to get out of debt.
00:23:35.000 You can cut spending.
00:23:36.000 DC doesn't want to do that.
00:23:37.000 You can raise taxes.
00:23:38.000 DC's not going to do that, nor should they.
00:23:40.000 Or you can inflate your way out of the debt.
00:23:42.000 But it's not just the national debt.
00:23:44.000 These numbers are unbelievable, Colin.
00:23:46.000 As we were chatting before, the average personal debt per individual is $21,800.
00:23:52.000 35% of Americans are the most in debt they've ever been in.
00:23:57.000 The U.S. household debt is $17 trillion.
00:24:00.000 Does that include mortgages?
00:24:01.000 Like, I mean, that's an unbelievable number.
00:24:03.000 Yeah, it's an unbelievable.
00:24:04.000 And also the scary thing about that number is the majority of that debt, besides your mortgage.
00:24:08.000 Which is structurally justifiable.
00:24:10.000 Yeah.
00:24:10.000 Yeah.
00:24:10.000 Is credit card.
00:24:11.000 Well, that's a trillion of it.
00:24:12.000 That's insane.
00:24:13.000 Yeah.
00:24:13.000 The credit card and credit card rates are the highest they've ever been, at least in the last, you know, since the 80s.
00:24:20.000 So you have these super high rates.
00:24:23.000 And, you know, they say the average credit card, they send out these numbers that the average rate is like 19 to 23%.
00:24:29.000 But that doesn't factor in people that are new to the credit card market.
00:24:32.000 Those rates, I've seen credit cards offering above 30%.
00:24:36.000 So, and those are the people that are really the most vulnerable, right?
00:24:39.000 Because they're starting out and they think they have time to recover.
00:24:42.000 And so they're willing to take on this and 30% debt.
00:24:46.000 I mean, it's, in my opinion, it's criminal.
00:24:49.000 So, you know, I think that people got to be careful about thinking that they can, you know, they have time to get out of that debt.
00:24:57.000 And that's the nice thing about gold and silver is I always talk about when people call and they buy for their children.
00:25:03.000 You know, I have gold and silver for my three kids.
00:25:05.000 I have a little set aside for each of them.
00:25:07.000 It's like, my kids have a net worth.
00:25:09.000 They actually have a net worth.
00:25:10.000 They're not in debt.
00:25:11.000 They have a net worth.
00:25:12.000 You know, they each have, you know, let's say 10 to 20,000 in gold each.
00:25:16.000 So they're starting ahead of the eight.
00:25:18.000 So grandparents can set that up with you guys.
00:25:20.000 Absolutely.
00:25:20.000 Yeah, absolutely.
00:25:21.000 I want each one of my grandkids to have $25,000 in gold.
00:25:24.000 Absolutely.
00:25:25.000 Is it physical then or is it in an absolutely physical gold?
00:25:28.000 Yeah, we can store it for them if they want or if they want to take possession.
00:25:32.000 You know, I have it set up in a safe where it's like, you know, me and Mason Max, like they have their own.
00:25:38.000 But there's a service where you guys can, for example, they don't want to store it at their home.
00:25:41.000 Yeah, oh, yeah, we could store it for them.
00:25:43.000 Yeah, absolutely.
00:25:44.000 We could store it, segregated storage and they get access to it whenever they want.
00:25:47.000 Yeah, yeah, no.
00:25:48.000 We just set you up with the depository.
00:25:51.000 And they're trusted in there.
00:25:52.000 Oh, yeah.
00:25:52.000 I mean, I go there twice a year.
00:25:54.000 I do an audit.
00:25:55.000 Are they in Texas or where are they?
00:25:56.000 Texas, Delaware, and you can store in Canada.
00:25:59.000 Most people do store in Texas.
00:26:01.000 I'm not storing in Canada.
00:26:02.000 Yeah, I don't think most people are storing it.
00:26:04.000 We're not doing that.
00:26:05.000 But, you know, you have some people that don't want to be in the U.S., so that's, you know, that's an option there.
00:26:09.000 But Texas storage, and yeah, you can set it up for each grandkid.
00:26:12.000 So they get like a little box or whatever.
00:26:14.000 A little segregated and they shrink wrap it.
00:26:16.000 And then I, you know, I audit it.
00:26:18.000 And then, you know, it's like what I do with my kids.
00:26:20.000 Like the kid I like more, I'll give them more gold.
00:26:23.000 And they don't know it.
00:26:24.000 They don't know it.
00:26:24.000 You know, the kid that, you know, really is nice to their dad.
00:26:27.000 And then, you know, over time, we'll see who's, and it's my daughter.
00:26:30.000 I'm not supposed to say that, but, you know, everyone's got a favorite kid.
00:26:32.000 There you go.
00:26:33.000 But it's a way that, you know, grandparents watching, and this is a way to pass down wealth that will stand the test of time.
00:26:41.000 Absolutely.
00:26:41.000 And I actually did a video that went crazy viral while I was talking about it.
00:26:45.000 I had a kilo gold bar that's worth about.
00:26:47.000 And I was saying, like, this could be, you know, who knows where college is going to be in 15 or 20 years, but let's say people are still going to college.
00:26:53.000 This could pay for college.
00:26:54.000 This could be the college, you know, put this away, wait 15 years, and this is, this is, could be, you know, right now it's, maybe it's two years of college.
00:27:03.000 Who knows?
00:27:03.000 Maybe in 15 years, maybe it pays for the whole thing.
00:27:06.000 You know, you don't know how to do it.
00:27:07.000 How does gold, how has it performed traditionally versus structural inflation over the last decade?
00:27:12.000 You know, gold right now is sitting decades, the last 10 years, you go back.
00:27:17.000 So you're looking at gold was sitting around $1170, about nine, 10 years ago.
00:27:23.000 So it's up $800.
00:27:25.000 It's up about $800, which is almost doubling.
00:27:29.000 Yeah, over the last nine, 10 years, that's where you've been looking at.
00:27:32.000 And obviously it peaked at 2,070.
00:27:34.000 Yes.
00:27:35.000 And it's pulled back.
00:27:35.000 But it's at 1,900,919.
00:27:39.000 Yeah, it's about $1,900 right now.
00:27:40.000 And that's, and as I was saying earlier, I think that's a lot to do with just the pause in investing.
00:27:45.000 People are just kind of cautious.
00:27:47.000 And, you know, you look at these big these funds saying, I can make 5% right now, but we know that that 5% return in banks and CD, that's not going to last forever.
00:27:57.000 No.
00:27:58.000 And we also know that if the bank's paying 5%, then to your point, inflation is probably double or triple.
00:28:03.000 Oh, I think that they've been lying about inflation for a very long time.
00:28:07.000 I mean, if you look at the stuff people care about, are rents going up?
00:28:09.000 Rents are not just going up.
00:28:10.000 They're doubling in certain markets.
00:28:12.000 Absolutely.
00:28:13.000 I mean, you look at single-family homes in the Phoenix area.
00:28:16.000 They're going up despite all the economic calamity.
00:28:19.000 I mean, they are going up 12% a quarter in certain neighborhoods.
00:28:23.000 And then you, not to mention groceries, gasoline, medical education.
00:28:30.000 Has anything, Colin, besides television or phones, gone down in price in the last five to seven years?
00:28:37.000 Nothing that I can think of.
00:28:38.000 Yeah, my father always jokes, he was a garment manufacturer for many years.
00:28:42.000 And he said, the only thing over the last 40 years that's gotten better in quality and cheaper in price is Docker pants.
00:28:49.000 Because if you look at over the last 30 years, like Dockers 30 years ago, were $20 too, and they weren't that great.
00:28:55.000 And if you look at them today, they're still about, you know, $20, $25, but the production value and everything has gone up.
00:29:01.000 And obviously, that's because it's made overseas and things have changed.
00:29:04.000 But ultimately, no.
00:29:06.000 I mean, and to your point about rent, there's no reason that rent is going to go down substantially with all these people tied to these 3% mortgages.
00:29:16.000 And that whole industry, the mortgage industry, loans, you know, that industry is dead.
00:29:20.000 I have so many friends in real estate, and it's so hard for them right now because, you know, the expectations are so unrealistic that properties are just sitting and sitting and sitting.
00:29:31.000 And that's been happening for more than a year.
00:29:33.000 So that whole industry, which there's a lot of fees and there's a lot of money to be made.
00:29:37.000 A ton of regulation, too.
00:29:39.000 Well, yeah.
00:29:39.000 And so you're looking at a situation where people with a 3% mortgage, they're never going anywhere.
00:29:44.000 So rents, so people that can't afford a house because the price doesn't come down, they're just renting and it just continues to go up.
00:29:50.000 That's right.
00:29:51.000 All right.
00:29:51.000 Check out NobleGoldInvestments.com, promo code Charlie.
00:29:54.000 You guys can get silver, gold IRA.
00:29:57.000 And if you're a grandparent, you're like, boy, I want to set up my kids.
00:29:59.000 But, you know, the other good thing about gold, too, is that it's stable, but also it's like they have to really be motivated to sell it, right?
00:30:06.000 Yeah.
00:30:06.000 And that's actually, if you're from talking about a grandparent to grandkid, right?
00:30:10.000 It's one thing for cash, right?
00:30:11.000 They could blow it up.
00:30:12.000 Yeah, yeah.
00:30:13.000 Well, yeah.
00:30:13.000 And also, you know, you see a lot of times when the grandparent passes that the kids kind of sell things right away.
00:30:18.000 And if they wanted to, they could.
00:30:20.000 Yes.
00:30:20.000 But because it's so liquid.
00:30:22.000 But the idea is that, you know, you buy these items, it's sleepy money and you kind of forget money.
00:30:28.000 You forget about it.
00:30:28.000 You just put it away and you forget about it.
00:30:31.000 And there's no debt.
00:30:32.000 You know, think about having an asset with no debt.
00:30:35.000 NobleGoldInvestments.com.
00:30:36.000 That's whereby I buy all of my gold from.
00:30:39.000 Promo code Charlie.
00:30:40.000 Here I have some silver and there is a silver shortage as we have been talking about.
00:30:47.000 JP Morgan, 2023, economic outlook.
00:30:49.000 What are some top line takeaways from our friends at JP Morgan Chase?
00:30:54.000 Well, I think overall there's a market insecurity in terms of this paralysis, as we've been talking about.
00:31:03.000 So much of our country is built on debt.
00:31:06.000 So if we continue to have high interest rates for the significant future, 12 months, 18 months, and Powell's, he's sort of alluded that he doesn't know when interest rates will drop.
00:31:20.000 I think that almost all corporations in general are going to be cautious with hiring, growing their infrastructure.
00:31:27.000 So I think it's, it's, and we've seen that the markets had some, you know, a few good days this year, but for the most part, it hasn't been as strong.
00:31:34.000 A lot of people thought we'd see a bounce back this year.
00:31:38.000 And I think as long as we're at interest rates, you know, six to nine, and there's people thinking that maybe household interest rates could go to 10, I don't think we're going to see the equity markets move in a favorable manner.
00:31:53.000 Yeah, and I mean, the interest rates is directly tied to structural inflation.
00:31:56.000 So people say, well, why did it just lower rates?
00:31:58.000 I mean, then you'll see even more inflation, right?
00:32:00.000 So, I mean, you know, I don't know if the Fed wants what's best for America.
00:32:04.000 That's a separate issue.
00:32:05.000 But if they did, they still have to go through the, you know, do you just pull the plug and get the recession over with, right?
00:32:12.000 And kind of take your cough syrup?
00:32:14.000 Because a lot of this, Colin, is inherited problems from, in my opinion, the overly aggressive response during COVID.
00:32:22.000 Yeah.
00:32:22.000 The overspending.
00:32:24.000 Yes.
00:32:24.000 Yeah.
00:32:24.000 I agree.
00:32:25.000 Multi-trillion.
00:32:25.000 I mean, six to seven trillion in new spending on top of the $4 million we already spent.
00:32:29.000 Yeah.
00:32:29.000 And it still happens.
00:32:30.000 You know, I always talk about this a lot is that you can still, as an employer, get aid from COVID.
00:32:35.000 You know, I get the call every day.
00:32:36.000 You can get still the employee retention credit, ERC.
00:32:40.000 It doesn't make any sense.
00:32:41.000 Like, if you survive to today, why would you need money from three years ago?
00:32:47.000 It doesn't make any sense.
00:32:48.000 The fraud, Colin, is unlike we are going to eventually find out $300 to $400 billion in fraud.
00:32:54.000 Oh, easily.
00:32:54.000 That's what the people I trust.
00:32:56.000 Like old mortgage brokers are calling me every day, offering me this credit.
00:33:01.000 So, yeah, so you have that situation, that overspending and that, you know, that way too much money going out.
00:33:07.000 So, you know, really what Powell's position is, is that, and a lot of people believe this, the only way interest rates drop next year is you have some kind of black swan event.
00:33:14.000 That's the only way.
00:33:15.000 So we either go to war or there's some kind of event that he could justify.
00:33:20.000 Because as you said, he can't lower rates because his mandate is get inflation to 2%.
00:33:25.000 So I think what we should do is, as a country, and just say, listen, we're never going back to 2%.
00:33:30.000 Let's make it 4%.
00:33:32.000 Inflation or rates?
00:33:33.000 I think they should increase the 2% mandate to 4% because it's an unrealistic number.
00:33:39.000 It's an unrealistic to go back to 2%.
00:33:41.000 I think we go to 4.
00:33:42.000 Now we're pretty close.
00:33:43.000 And then I think if we could get to 4, which I think we will, then he could start opening up the money supply again and things like that.
00:33:48.000 Yeah, and when you have an explanation of 4, it does put pressure.
00:33:51.000 That means you're going to have to earn 5% just to outpace inflation.
00:33:55.000 And so you'll have employers that be like, well, why do I have so many employees?
00:34:00.000 And that will increase unemployment.
00:34:03.000 And we haven't seen that happen yet, though, which is what's amazing, right?
00:34:06.000 Yeah.
00:34:07.000 And I think overall, when you look at how people are looking at their money right now, it's like they're looking at what's, you know, you had to get rich quick during COVID where the stock market went up and people made, you know, have that movie Dumb Money talking about, you know, people buying this ridiculous AMC stock and it goes through the movement.
00:34:24.000 You know, you have these people that are looking for those get rich quick, but so many of them lost so much money over the last two to three years.
00:34:30.000 Now I think the reversal is like, let's go back to basics.
00:34:34.000 Let's talk about the things that have to be done.
00:34:36.000 Yeah, let's get back to the fundamentals and think about things that are going to be good.
00:34:40.000 And I think we need to empower real estate because it is such a big industry with a little bit lower rates because that would fundamentally help the economy.
00:34:48.000 But then people should really look at what the things cost and be looking at value.
00:34:53.000 And that's why I really love where gold sitting, platinum, and palladium.
00:34:57.000 If you look at value and if you look at these prices, you look at inflation across the board on everything else, they really haven't gone up as much as some of the other items that are out there.
00:35:07.000 Yet the demand is still there.
00:35:08.000 Final plug, noblegoldinvestments.com.
00:35:10.000 Just talk about what you offer.
00:35:11.000 And I trust you guys 100%.
00:35:13.000 Yeah, Noble Gold Investments.
00:35:14.000 We're a family business.
00:35:17.000 We want to help people.
00:35:18.000 We talk about precious metals.
00:35:20.000 Even if you just want to learn about precious metals, I say give us a call.
00:35:23.000 You have a gold and silver guide.
00:35:24.000 We have gold and silver guys.
00:35:25.000 We have a palladium guide.
00:35:26.000 We have a platinum guide.
00:35:28.000 Even if you just want to learn and it's not the time, get the information now.
00:35:32.000 Start the process.
00:35:34.000 And then when you're ready to make a decision, you do it.
00:35:37.000 But getting information about an alternative asset right now, I think, is really important.
00:35:42.000 And I think, you know, you talk about it a lot as like finding hidden value.
00:35:47.000 It's really important to look, you know, not at the traditional investments.
00:35:51.000 NobleGoldInvestments.com.
00:35:52.000 Love partnering with you guys.
00:35:53.000 Thank you.
00:35:54.000 And it is where I buy all of my gold from and silver.
00:35:57.000 Noblegoldinvestments.com.
00:35:59.000 Colin, thanks so much.
00:36:00.000 Thanks so much for listening, everybody.
00:36:02.000 Email us as alwaysfreedom at charliekirk.com and check out noblegoldinvestments.com, promo codeCHARLI.
00:36:10.000 For more on many of these stories and news you can trust, go to CharlieKirk.com.