The Charlie Kirk Show - November 19, 2025


Islam v. America, Gen Z v. Property Taxes


Episode Stats


Length

37 minutes

Words per minute

186.29076

Word count

7,048

Sentence count

474

Harmful content

Misogyny

2

sentences flagged

Hate speech

27

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

On this episode of The Charlie Kirk Show, host Charlie Kirk is joined by Producer Blake Neff and Executive Producer Andrew Colvet to discuss the recent protests in the streets of Dearborn, Michigan, and the impact that Islam has had on America.

Transcript

Transcripts from "The Charlie Kirk Show" are sourced from the Knowledge Fight Interactive Search Tool. Explore them interactively here.
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:03.000 My name is Charlie Kirk.
00:00:05.000 I run the largest pro-American student organization in the country fighting for the future of our republic.
00:00:11.000 My call is to fight evil and to proclaim truth.
00:00:14.000 If the most important thing for you is just feeling good, you're going to end up miserable.
00:00:19.000 But if the most important thing is doing good, you'll end up purposeful.
00:00:24.000 College is a scam, everybody.
00:00:26.000 You got to stop sending your kids to college.
00:00:27.000 You should get married as young as possible and have as many kids as possible.
00:00:31.000 Go start a Turning Point USA college chapter.
00:00:33.000 Go start a Turning Point USA high school chapter.
00:00:35.000 Go find out how your church can get involved.
00:00:37.000 Sign up and become an activist.
00:00:39.000 I gave my life to the Lord in fifth grade.
00:00:41.000 Most important decision I ever made in my life.
00:00:43.000 And I encourage you to do the same.
00:00:45.000 Here I am.
00:00:46.000 Lord, use me.
00:00:48.000 Buckle up, everybody.
00:00:49.000 Here we go.
00:00:56.000 The Charlie Kirk Show is proudly sponsored by Preserve Gold, the leading gold and silver experts and the only precious metals company I recommend to my family, friends, and viewers.
00:01:09.000 All right, welcome to the Charlie Kirk Show.
00:01:11.000 I'm Andrew Colvet, executive producer of this fine show, and I am joined by Blake Neff, the producer here, our not-so-secret weapon.
00:01:20.000 We actually, before this, had an interview with Megan Kelly.
00:01:23.000 I encourage you guys to check that out.
00:01:25.000 Both Blake and I did.
00:01:26.000 That was good fun.
00:01:26.000 Yeah.
00:01:27.000 No, it was good.
00:01:27.000 It was great.
00:01:28.000 It was an honor to be there.
00:01:29.000 I mean, I'd sat very many early.
00:01:31.000 So our shows are at similar times, right?
00:01:33.000 So you have to pre-record on certain days, and you have to wait for that schedule to align.
00:01:37.000 But I remember multiple times, you know, setting Charlie up with the interview with Megan and very early mornings, you know.
00:01:46.000 So it was an honor to be with Megan.
00:01:47.000 And then, of course, Megan and Erica are going to be doing the tour stop in Glendale, Arizona on Saturday.
00:01:55.000 And as a matter of fact, I think Jack's doing it in Bakersfield with Megan on Thursday.
00:02:00.000 Nice, nice.
00:02:01.000 I believe.
00:02:02.000 So, so today's opening story is going to be Islam versus America.
00:02:09.000 There's a lot of these stories that are kind of coming together all at one time, coalescing.
00:02:16.000 And I thought it was really apropos because, Blake, you know, there's a lot of talk right now online about the fracturing of the right or that, you know, different groups are chipping at each other.
00:02:27.000 And there's people, we like to argue always, frankly, and but just especially, we'll be, we'll admit it.
00:02:35.000 The elections in Virginia, New Jersey were challenging.
00:02:39.000 They weren't results we were hoping for.
00:02:41.000 And always after that, that ends up with some sniping, some blaming.
00:02:46.000 And then there's other stuff that's been going on.
00:02:47.000 You know, we don't even want to name names and like dive into it.
00:02:50.000 It's a lot of stuff Charlie fought so hard against.
00:02:50.000 Yeah.
00:02:50.000 It's a lot.
00:02:53.000 Charlie, all he just cared about looking forward, building the coalition, finding the common ground where there was disagreement.
00:03:00.000 Absolutely.
00:03:00.000 And we were talking just before this show, what would Charlie be wanting to do right now?
00:03:04.000 And he wouldn't be wallowing in disagreements.
00:03:07.000 He would be thinking, what can unite us?
00:03:09.000 And one of those things he cared so much about uniting us on before his death was, hey, guys, one of the problems facing America is this rising tide of Islam. 1.00
00:03:18.000 Absolutely.
00:03:19.000 Yeah.
00:03:19.000 And so what we saw, and I think it's a really important, I think, event, cultural event, but I think it's a precursor of things that we are probably going to see more of, unfortunately.
00:03:32.000 And that was in Dearborn, Michigan, where you had, let's say, hundreds.
00:03:37.000 I've heard as many as a thousand.
00:03:39.000 I'm not sure on the total numbers.
00:03:40.000 We couldn't verify it.
00:03:41.000 But protesters that came out, they announced that they were going to do this protest on November 10th.
00:03:47.000 And then they said we're going to do it on November 18th.
00:03:49.000 So they only had like eight days or so between the announcement and the protests.
00:03:54.000 Went to Dearborn and there were clashes in the streets yesterday.
00:03:59.000 Apparently, there was a J6 prisoner, Jake Lang, who was involved in kind of, I think it got more heated as soon as he got involved, but they were just trying to say, hey, listen, this is America.
00:04:09.000 Dearborn is kind of ground zero for, it's probably a terrible expression to use when we're talking about the Islamification of America, but it's ground zero for this mass migration that's happening within the West, largely, especially in the UK. 0.63
00:04:24.000 You and Charlie visited the UK, and that was one of your largest observations.
00:04:28.000 But now it's happening in Dearborn.
00:04:29.000 And we've got Mom Donnie as the new mayor in New York. 1.00
00:04:32.000 A lot of things are coming together.
00:04:34.000 And then yesterday, Blake, Governor Greg Abbott went on X, went on Twitter and said, Today I designate the Muslim Brotherhood and Council on America Islamic Relations, CARE, as foreign terrorists and transnational criminal organizations.
00:04:48.000 This bans them from buying or acquiring land in Texas and authorizes the Attorney General to sue to shut them down.
00:04:55.000 Big moment.
00:04:56.000 For sure, for sure.
00:04:57.000 And, you know, CARE, it gets brought up, so it is an Islamic advocacy arm in the United States, but it's long had friction where it gets, you inevitably get involved with some shady stuff.
00:05:08.000 And so something that actually was just reported yesterday in the New York Post, the California chapter of CARE, they were cutting $1,000 checks through something called the Champions of Justice Fund.
00:05:20.000 And what those $1,000 checks were going to, among others, were agitators on U.S. college campuses, the ones who were shutting down entire campuses, harassing other students, taking over buildings as part of their anti-Israel protests, which in early 24, which we'll be frank, frequently spiraled into just outright violent, anti-Semitic, disruptive behavior.
00:05:44.000 And they were getting funded by CARE.
00:05:47.000 And that gets at the heart of what we've talked about also with Antifa, which is there are these left-wing nonprofit arms whose purpose is to provide ideological cover and financial support for barely legal or just aggressively illegal behavior by their more rank-and-file individuals.
00:06:07.000 And you have to break these networks up.
00:06:09.000 You can't just have financial subsidies endlessly going to people who are terrorists, terrorist sympathizers, rioters, disruptors, the people who actually aren't winning at the ballot box.
00:06:21.000 And so they impose what they want through the streets and through the courts rather than ever winning an election.
00:06:28.000 Yeah, well, I mean, CARE for, you know, what it's worth.
00:06:31.000 They call themselves a social justice or civil rights.
00:06:36.000 We're a civil rights organization.
00:06:37.000 Which is, by the way, it's just par for the course.
00:06:40.000 They're going to launder radical Islamic values, ideas, and frankly, people, because they're very in favor of mass migration from Islamic countries to the West. 0.89
00:06:50.000 They're going to launder those ideas in left-coded language, right?
00:06:54.000 So they're going to wrap themselves in the ideas and language of the left in order to destabilize the countries.
00:07:01.000 But CARE has alleged ties to Hamas, the Muslim Brotherhood, including funding terror-designated groups.
00:07:08.000 They oppose President Trump's travel restrictions and travel bans in Trump 1.0 and Trump 2.0, calling it religious-based discrimination.
00:07:19.000 They had the CARES executive director, Nihad Awad, in 2023 express joy over the October 7th Hamas attacks in Israel.
00:07:28.000 I was happy to see Palestinians break the siege, was what he said.
00:07:32.000 They promote Sharia-aligned policies and public institutions.
00:07:36.000 So, for example, because we're talking about Texas, look what CARE has done in Texas.
00:07:39.000 CARE has advocated for accommodations like halal meals in schools.
00:07:45.000 They've advocated to adjust exam schedules for Islamic holidays, allowing imams to perform marriages. 0.57
00:07:51.000 They do that in, I think they already do that in New York.
00:07:53.000 I think they get Eid off.
00:07:54.000 That's kind of related to Ramadan.
00:07:56.000 Yeah, yes, exactly.
00:07:58.000 So blue districts, you would assume this.
00:08:00.000 But what Governor Abbott has done in Texas, they're going to get sued.
00:08:05.000 CARE's going to sue them.
00:08:06.000 Other people are going to sue them.
00:08:08.000 But what he has done in Texas, it should be codified by the state legislature.
00:08:13.000 This should be as strong of a political foot forward as you could make, right?
00:08:19.000 Because, you know, governors, executive orders from the president, they're all less firm than when you pass them through legislation, right?
00:08:26.000 They're less reliable, stable.
00:08:28.000 But this is the other thing.
00:08:29.000 Look, CARE has even modified jail procedures to align with Islamic practices.
00:08:34.000 So Charlie used to say this.
00:08:36.000 Islam is incompatible with the West. 1.00
00:08:40.000 And you have to take this from a macro to a micro.
00:08:42.000 On the micro level, you are going to meet nice Muslims, okay?
00:08:46.000 That is not the argument that Charlie made.
00:08:48.000 That is not the argument that we will make on the show.
00:08:50.000 You will sometimes, obviously, meet people that are wonderful people of all backgrounds and walks of life.
00:08:56.000 However, on the macro, Islam is not compatible with the West. 0.99
00:09:02.000 And we have clips of Charlie saying these things, by the way, if we want to throw it away with Charlie.
00:09:08.000 Let's do 190.
00:09:11.000 The spiritual battle is coming to the West.
00:09:14.000 And the enemies are wokeism or Marxism combining with Islamism to go after what we call the American way of life. 0.82
00:09:21.000 And the American way of life is very simple.
00:09:24.000 I want to be able to get married, buy a home, have kids, allow them to ride their bike till the sun goes down, send them to a good school, have a low-crime neighborhood, not to have my kid be taught the lesbian, gay, transgender garbage in their school. 1.00
00:09:42.000 While also.
00:09:45.000 While also not having them have to hear the Muslim call to prayer five times a day.
00:09:51.000 That's important.
00:09:54.000 We want the American way of life, which is, by the way, Christendom. 0.78
00:09:59.000 Amen.
00:09:59.000 Never quite got him to leave the tea out of Christendom.
00:10:02.000 Such as life.
00:10:03.000 Such is life.
00:10:04.000 But we'll have more on this.
00:10:05.000 But the Muslim call to prayer, once you start hearing it, it's at 4 a.m.
00:10:10.000 And they play it very loudly because they view that as an assertive, aggressive, an assertive play to show we are taking over this place.
00:10:19.000 We are terraforming America to resemble the Middle East. 1.00
00:10:23.000 There's a lot of videos of them, you know, telegraphing their next moves.
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00:11:56.000 All right, so we've mentioned this Dearborn thing.
00:11:58.000 I want to play a couple of these scenes really quick because this was a collision of Christians, right? 1.00
00:12:03.000 You can debate whether they were being good Christians or bad, but they socially identified and represent themselves as Christians versus Muslims in the streets. 0.96
00:12:12.000 And it was a collision, there's no doubt.
00:12:15.000 And here's one that was really disturbing to me, obviously, given our this is the Charlie Kirk show.
00:12:19.000 This is a Muslim calls for Christians protesting that they're going to get Charlie Kirked. 0.99
00:12:24.000 Play cut 221.
00:12:27.000 He just said he hopes he hopes Jake gets Charlie Kirk.
00:12:30.000 You hope I get Charlie Kirk?
00:12:32.000 You hope he gets killed because you don't like him?
00:12:35.000 What?
00:12:36.000 Yeah, you hope he gets killed because you don't like him.
00:12:40.000 I suppose we'll be hearing that one for a long time, won't we?
00:12:43.000 Yeah.
00:12:43.000 Which sadly.
00:12:44.000 You know what?
00:12:45.000 I hate it, but at the same time, there's something satisfying or useful when the mask comes off, when they just admit what they want.
00:12:54.000 Yeah.
00:12:55.000 Hopefully people notice.
00:12:56.000 And you see just how depraved they are.
00:12:58.000 I totally agree.
00:12:59.000 Here's Dearborn Mayor Abdullah Hamoud to a resident.
00:13:02.000 You do not belong in this city, Islamophobe.
00:13:04.000 Get out.
00:13:05.000 225.
00:13:06.000 I mean, Hezbollah, you know, bombed the embassy in Beirut, including many Americans.
00:13:14.000 So I just feel it's quite inappropriate.
00:13:16.000 You are an Islamophobe.
00:13:17.000 And although you live here, I want you to know as mayor, you're not welcome here.
00:13:21.000 And the day you move out of the city will be the day that I launch a parade celebrating the fact that you moved out of the city.
00:13:27.000 Jeez.
00:13:29.000 Good people.
00:13:30.000 And this is what they do.
00:13:31.000 This is what I want to make very clear.
00:13:33.000 Their whole goal is to infiltrate mayor by mayor, elected office by elected office.
00:13:39.000 And then they're going to, essentially, their plan is to outbreed.
00:13:42.000 They were going to immigrate and they're going to outbreed Americans and Westerners more broadly. 1.00
00:13:47.000 And I want to play this clip, actually.
00:13:50.000 I believe, yeah, this is Bridget Gabriel.
00:13:52.000 She's been on the show before with Charlie.
00:13:54.000 And she talks about how successful Muslims were in these past elections.
00:13:58.000 Play Cut 220.
00:14:00.000 42 Muslim candidates won elected office.
00:14:05.000 42, 76 ran and 42 got elected.
00:14:10.000 So while all eyes were on Mamdani in New York, the Muslims were able to sweep such victories for the first time in American history across at least nine states occupying positions.
00:14:24.000 And last clip I'm going to play in this segment, but this is an Islamic Imam explaining how they plan to take over America, and it ties into that last clip: Play Cut 222. 0.97
00:14:33.000 Let's work towards a Muslim mayor.
00:14:36.000 Next election that comes in, nominate people for the school board of education.
00:14:40.000 Next election that comes here, nominate people for the local township.
00:14:44.000 Begin the demographics change.
00:14:47.000 People converted.
00:14:48.000 There's a big, huge conversion going on in this country.
00:14:51.000 So that's demographic change, mayor by mayor.
00:14:54.000 I mean, this is their plan.
00:14:55.000 It is a conquering.
00:14:56.000 Maybe, Blake, that's the question.
00:14:59.000 Explain why Islam is more than a religion.
00:15:02.000 It's actually a political ideology.
00:15:04.000 Well, it is.
00:15:05.000 It is.
00:15:06.000 The thing about Islam is, in contrast to Christianity, if you read the Gospels, if you read the early Christians, there can be places that are very Christian, but Jesus doesn't actually talk a lot about how you're supposed to organize a state, how you're supposed to organize a government.
00:15:21.000 It is mostly about individuals or faith communities.
00:15:26.000 Islam from the start is political.
00:15:29.000 Muhammad is the political leader of the first Muslims.
00:15:32.000 They have the concept of a caliph who is a political leader of all Muslims.
00:15:37.000 Islam has from the very beginning specific rules.
00:15:40.000 How should an Islamic state be organized?
00:15:43.000 And what this means is, is you have far more explicit rules of this is what you should endeavor to do in your country.
00:15:49.000 That is what Sharia is.
00:15:50.000 Sharia means Islamic, like law according to Islamic principles.
00:15:54.000 Islam, if you are a devout Muslim, you are explicitly required to pursue those laws.
00:16:01.000 And so if you're a good Muslim, you are going to be saying we should pursue Sharia. 0.97
00:16:07.000 They might disagree about exactly what it is, but there's no tension like there would be with Christianity. 0.76
00:16:13.000 Like with Christianity, we would have a lot of reasons to say, oh, you can't compel certain things on everybody.
00:16:18.000 Or there's just no obvious way you're supposed to set up a Christian state.
00:16:22.000 But with Islam, no such tension exists. 0.99
00:16:25.000 You are, in fact, supposed to set up an Islamic government.
00:16:28.000 You're supposed to impose special taxes on people who are not Muslims. 0.96
00:16:33.000 You are, I mean, I think they're even supposed to like dress differently.
00:16:36.000 And there's all of these things.
00:16:38.000 And so there's this vast history for Muslims to view.
00:16:42.000 Oh, I am part of, and also it was a conquest thing from the beginning that the faith was created and rapidly conquered the area around it to spread Islam. 0.93
00:16:49.000 So they have an entire history of we can expand, we can take over an area, and then we can impose Islamic law, Islamic norms on that place.
00:17:01.000 In the past, they did it with actual warfare.
00:17:03.000 We are now in the 21st century, and they are very aware it can be done demographically.
00:17:07.000 You'll have Islamic thinkers in their own private sermons and podcasts.
00:17:13.000 They will say, we are going to conquer the West with our wombs. 0.65
00:17:17.000 That's the wording they'll use.
00:17:19.000 And they say the West is a woman to be mounted. 0.97
00:17:22.000 This is very much their intention, and we better wake up to it.
00:17:25.000 Stop being distracted by all the infighting or all the shiny little stories that run by.
00:17:31.000 This is the main story.
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00:18:37.000 I'm excited about our next guest.
00:18:39.000 We actually tried to do this yesterday and ran into weather disruptions and power outages here in Phoenix.
00:18:45.000 And that's Sagar and Jetty, host of Breaking Points, a really popular show.
00:18:50.000 And Sagar is a really, you are, you're welcome.
00:18:54.000 Welcome to the show, Sagar.
00:18:55.000 Thank you, guys.
00:18:56.000 Thanks for having me.
00:18:58.000 You are a contrarian thinker on a lot of topics, I think, and you always make it interesting, whether that's daylight savings time or in this case, property taxes.
00:19:07.000 And you and Blake, I think, are of the same mind here.
00:19:09.000 What is your take on this push in Florida to eliminate property taxes?
00:19:14.000 Yeah, first of all, just thank you guys for having me.
00:19:16.000 My first time joining the program since Charlie's passing.
00:19:18.000 I just want to commend you both for the job that you guys are doing.
00:19:21.000 And I'm very, very sorry that Charlie and I never got to have the fight about daylight savings time that we were once promised.
00:19:26.000 So R.I.P. Charlie, we will one day be able to have that.
00:19:30.000 But on property tax in general, there's been a new push by Governor DeSantis.
00:19:34.000 This is picking up on quite a few red states, Governor Abbott and others in Texas, pushing explicitly to either abolish property tax, and in a more objectionable case, in my opinion, specifically carve out property tax exemptions for older homeowners.
00:19:47.000 And something that I'm really passionate about is defending the very idea of property tax very specifically while also being able to critique individual school districts because I believe that it's very important to preserve the local connection of the taxpayer to the community.
00:20:02.000 And one of my more recent objections right now, specifically, is that it actually centralizes control of education, of police, public services, and others at the state and the federal level.
00:20:13.000 And if you really think back to the founding of our republic, property tax is in many ways the most American tax that exists.
00:20:19.000 14 out of the 15 colonies had property taxes by 1796.
00:20:23.000 Thomas Jefferson actually believed that property tax was the most righteous tax that could exist here in the United States.
00:20:28.000 And so I'm concerned more specifically at a very high level that this is largely a giveaway to the wealthy landowner class, which, yes, also disproportionately happens to be much older, and that it is not one that prioritizes younger families, turnover, and other healthy elements of a housing market, which remains, as you guys know, as Charlie knew as well, one of the central pain points for the burgeoning American family.
00:20:53.000 And if we care about families, caring about housing, housing policy, school district funding is something that we all really need to think very deeply about.
00:21:00.000 And I just think this goes in the wrong direction.
00:21:03.000 Yeah.
00:21:04.000 So I just want to say we always invite response from our listeners, freedom at charliekirk.com.
00:21:10.000 And I will say the discussions we have had on this topic have been volcanic.
00:21:15.000 We've gotten a ton of emails about it.
00:21:17.000 And I'll be frank, they are mostly hostile to you and me, Sager.
00:21:22.000 That a lot of people, you know, we got a lot of very authentic stories, people talking about how they had to work and save their entire lives to be able to their homes, or how they are, you know, there are seniors who are economically struggling right now and they feel singled out and it's really bad.
00:21:38.000 And I don't want to downplay any of those things.
00:21:41.000 And I want to emphasize we are not engaging in generational warfare on the old.
00:21:46.000 I am not advocating dispossess the old.
00:21:49.000 We are not saying the old are villains.
00:21:52.000 But what we have to recognize is if we're going to change our tax system to make American life more affordable, that's the goal of this.
00:21:59.000 The goal is fighting for affordability.
00:22:02.000 We have to think who benefits most and also who is actually hurting the most in America.
00:22:07.000 And what you know, Sager, is Charlie talked about this all the time.
00:22:11.000 The people who are in the most dire situation in America are the young.
00:22:15.000 They feel like they have no path forward to what their parents and grandparents had access to.
00:22:21.000 And as a result, they're becoming very radical on the left and on the right in many cases.
00:22:26.000 And so I think it would be disastrous for us to pursue a tax policy of abolishing of just abolishing property tax when it is almost certain that this will mean raising the tax burden that is paid by young working families.
00:22:41.000 Because the offset to this is almost inevitably going to be higher income taxes or higher sales taxes.
00:22:48.000 It's like the hail tax desert.
00:22:49.000 You squeeze the balloon somewhere and it will expand elsewhere.
00:22:53.000 And so we have to think where is that balloon going to expand?
00:22:56.000 And let me just back up.
00:22:56.000 Right.
00:22:57.000 Let's talk about Florida specifically, right?
00:22:59.000 So the Florida Policy Institute estimates there's some 1.5 million Floridians who live in school districts where actually 50% of their funding, over 50% of that funding, comes specifically from the homestead property tax.
00:23:10.000 That's about 5% of the Floridian population, but you have some $18.5 billion in shortfall that an exemption of homestead property tax would happen.
00:23:18.000 Now, as Blake said, inevitably, especially in a state like Florida, where you have no income tax, the money is going to have to be made up from somewhere else.
00:23:25.000 So that could impose like a tourist tax.
00:23:27.000 If you guys have ever stayed in Florida, you know, different rates for hotel rooms, if you're a Florida resident, if you're not, and of course, you know, it's not like the Disney vacation for a family member is already not exorbitantly expensive.
00:23:39.000 But secondary to that is it will almost certainly have to be made up in some other form.
00:23:43.000 Sales tax is usually the way that this goes about.
00:23:45.000 And, you know, one of the reasons I'm really passionate about this is I grew up in the home state of Texas.
00:23:49.000 And I think it's really important to say that one of the things I'm proud of is that so many Americans who live in unaffordable hellholes like where I am here in the DMV, where child care is $150,000 a year on average, actually literally where I live, where the median home values are well over $1 million.
00:24:07.000 I think that's disastrous.
00:24:08.000 I think it's the most anti-family place in the world.
00:24:10.000 The median home buyer around here is some 40 or 50 years old.
00:24:14.000 I'm very proud people are moving to my home state of Texas to raise families for affordable housing.
00:24:19.000 But what recently happened is what we took is that family dream.
00:24:22.000 And instead, we basically pass off the societal, the societal compact.
00:24:27.000 We're all in this together.
00:24:29.000 The silent generation paid property taxes for boomers whenever their children were going to school. 0.97
00:24:34.000 And now by abdicating that responsibility and explicitly trying to take school taxes out of seniors, and I understand, you know, about the cost of living increase, et cetera, for Social Security not necessarily keeping up, but it is important to note that this idea about so-called fixed income is one that actually does apply across the entire income spectrum.
00:24:55.000 Blake, I thought you made a really excellent point on the show earlier where when a young person who lives anywhere and sees a 30 to 40 percent increase in their rental income, you know, the median conservative argument to that is, well, I'm sorry, you know, the free market has consequences and you're simply going to have to move.
00:25:12.000 And, you know, the point about the societal compact is when we also start to talk about Medicare and Social Security and the entitlement funding, which currently is being outflowed, being paid for by the younger generation, I just think it's important for that compact that we all explicitly pay into and support the system.
00:25:29.000 And I don't think there's anything more important than supporting younger families right now who, as Blake said, ultimately tax policy is a zero-sum game.
00:25:37.000 Like the funding does actually do need that does need to come from somewhere.
00:25:41.000 And largely, the vast majority of Americans live in states right now where they have older, you know, they have exemptions for older homeowners and increasingly pass the buck to the younger homeowner, the younger family who is having a lot of difficulty making ends meet right now.
00:25:56.000 And that is my singular mission, if there is one, is to try and make it to advocate for policy, which will actually make it easier for them.
00:26:03.000 Yeah, I mean, I think this is, you know, I think everybody's heart is in the right place.
00:26:07.000 We want more families, we want more marriages.
00:26:09.000 We want to restore the social compact for Gen Z. My one pushback here is, and I want to, I was not aware that Thomas Jefferson said it was the most righteous of all the taxes. 1.00
00:26:20.000 One of the most righteous.
00:26:21.000 One of that.
00:26:22.000 Please explain why, if you, if you know, why he said that, what his rationale was for that.
00:26:28.000 I'm just curious.
00:26:29.000 Yeah, at the time of the colonies, it's very important to remember, and you guys discussed this as well, the idea of a general income tax or a capital gains tax or any of these other taxes was anathema.
00:26:39.000 Really, a lot of it was alcohol taxes, like a Paguvian syntax.
00:26:42.000 It was tariffs and it was property tax.
00:26:44.000 Property owners were the only ones who could vote at that time.
00:26:47.000 But very importantly, it was seen as a way as the property owner themselves is benefiting from the social benefit of what it would pay for.
00:26:56.000 Let's say from the mail system to eventually evolved into cops, into schools.
00:27:00.000 And that's why 14 out of the 15 colonies by 1796 had a property tax on the books.
00:27:05.000 In fact, there used to be something called a general property tax, which we don't even have anymore.
00:27:10.000 And so I really do understand how difficult it can be.
00:27:13.000 You know, when you look at your mortgage and especially with the so-called reassessments of home outviews, and more importantly, people saying, I don't feel like I'm getting enough for my property tax.
00:27:22.000 But my real message to you is you have the ability to change that on a level more than any other.
00:27:27.000 I mean, if you live in the state of Florida, there's what, millions of people who live in the state of Florida, the realistically, your ability to campaign and to change policy at the state level is very low.
00:27:35.000 And, you know, issues that you guys have talked about here on the show, one reason why parents felt so much courage to come and speak up, let's say, against critical race theory or transgender or something, was because, you know, as taxpayers, we pay into this.
00:27:47.000 We're directly funding it and we have that access.
00:27:50.000 And by removing that, you actually really do remove the social compact between the parent and the locality and the ability to influence turnover and ultimately to govern our own destiny, which is what local government really is all about from our police force, you know, from electing sheriff.
00:28:05.000 Like so much of this is actually baked deeply into the American spirit.
00:28:09.000 And so, long way to answer your question, is it was about localism and it was fundamentally about community.
00:28:14.000 And it was seen as both a way to raise revenue, but also to turn people into good citizens and to recognize the ability for us to influence where those policies could and which direction they could go.
00:28:24.000 Well, I should, I want to flag this only because we did get an email recently pointing this out from Heather in Florida who says there are proposals where it would eliminate the advalorum property tax except for school funding, which might be I think it'd probably be a superior way other than the fact that obviously our public school funding is one of the most wasteful things we have.
00:28:48.000 But I have another historical question for you, Sager.
00:28:51.000 I'm curious because, you know, we're talking about the landed gentry were the only ones that could vote back at America's Founding.
00:28:59.000 Was it just a property tax on like working farms and productive pieces of land that made a revenue?
00:29:04.000 Or was it actually a property tax on, you know, if you owned a home in a township somewhere?
00:29:09.000 So it was Colony by Colony and it was also what Blake is saying is about the general property tax.
00:29:13.000 So it wasn't just necessarily on that.
00:29:15.000 It was also on the amount of stuff that you actually owned and its overall assessed value.
00:29:19.000 But it was variable and different a little bit and from some of the reading that I have done.
00:29:23.000 I do think it's important though to address that point and to where we're talking about, you know, today, which is one of the reasons why I think this is really important is because the homeownership class largely is on the older side of the spectrum.
00:29:35.000 And one of the things that I think all of us on this show are trying to get into is how can we make it so that younger families can afford homes.
00:29:42.000 And so ultimately, when we have so many policy proposals, which largely are going to benefit some of the older Americans, which are, you know, rapidly appreciated their own housing stock, which, you know, if you look at their stock portfolios or overall wealth generation, we should also be looking perhaps at inverse proposals that say, oh, well, if we're going to, let's say, give exemptions or others, then we need to look at where does it encourage, let's say, a first-time homebuyer and others.
00:30:05.000 And I think, unfortunately, like I said in my home state of Texas, we're going in the opposite direction.
00:30:11.000 This is Lane Schoenberger, Chief Investment Officer and Founding Partner of WhyReFi.
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00:31:20.000 I love this tweet from you, Sager.
00:31:22.000 You go, property tax is the only issue aside from weed that I have received as much hate for.
00:31:26.000 This is absolute confirmation I am over the target.
00:31:31.000 I think that's been your experience too, Blake.
00:31:33.000 I mean, I want to be as charitable as possible because I know we have 350 million people in this country.
00:31:39.000 Plenty of people have a lot of challenges, and we should always avoid any, you know, hateful warfare that stereotypes everyone as all the same.
00:31:48.000 And so it's easy to say, like, oh, rich boomers living it up and wanting to go on cruises.
00:31:53.000 I know a lot of people are not doing that.
00:31:55.000 We're getting emails from them where they talk about how hard it is, but we have to avoid generational warfare the other way.
00:32:02.000 And I always want to emphasize: if you're going to just abolish or radically cut property taxes or make special carve-outs, if you're not actually attacking government spending directly, that bill is going to be paid another way, and someone's going to pay that price.
00:32:17.000 And that's attacking them just as much.
00:32:19.000 Yeah, well, and Sager, I'm going to give you an opportunity to respond to that because I'm actually in favor of maybe some ideas where when somebody retires and maybe it's means tested, maybe we freeze it at a certain rate or something like that.
00:32:33.000 I want to throw a graphic up here just to kind of underscore the point that you guys are making.
00:32:37.000 And this is from Fortune magazine: 159.
00:32:40.000 It's the age distribution of home buyers and sellers by generation.
00:32:44.000 So you see that weighted really high up at the old boomer, young boomer, and old Xer.
00:32:51.000 Those are the three biggest.
00:32:52.000 Meanwhile, millennials and Gen Zers are lagging far behind.
00:32:56.000 And then there's also this.
00:32:57.000 It's a visual, another one, 163.
00:33:00.000 It shows that boomers make up 50% of the wealth in the country. 0.95
00:33:05.000 And then you see those small little slivers of pies for millennials.
00:33:08.000 And frankly, Gen Xers are lagging pretty far behind.
00:33:11.000 Now, I understand boomers are a larger generation, but these are kind of the thoughts that we're exploring.
00:33:17.000 And we're saying, hey, listen, let's give some for Gen Z or we're going to have a dramatic political revolution in this country. 0.59
00:33:23.000 And you're going to get Mom Donnyism all over the place. 1.00
00:33:25.000 So we've got to find a solution.
00:33:27.000 We've got to find a solution.
00:33:29.000 So how about this as a middle ground?
00:33:31.000 If you retire at 65 and you're on fixed income, and it's maybe based on your ability, your income level or whatever, your wealth level, you could freeze it at a certain level because we are seeing dramatic spikes, maybe not currently this year, but especially after COVID, we saw property values shoot up.
00:33:49.000 We saw reassessments shoot up the amount of property tax elderly on fixed income had to pay.
00:33:54.000 Why can't we find some middle ground there?
00:33:56.000 Or is that the wrong approach?
00:33:57.000 It's just a little tough, Andrew, because the presumption behind that is that the younger family can also simply just absorb that in there.
00:34:04.000 Where, you know, if when we're talking about who actually does get automatic and inflation-adjusted income, unfortunately, you know, if just to speak quite frankly, it's people who are on Social Security.
00:34:14.000 People on Social Security get the automatic cost of living adjustment, including, by the way, they just got from the one big beautiful bill.
00:34:20.000 88% of Social Security recipients will now also get it tax-free.
00:34:23.000 So in terms of the amount of money, specifically state-directed money, what you're getting at is that those people actually have much better ability because of their automatic inflation-adjusted tax-free income to absorb some of the shock that comes while a younger family, you know, technically can go out there and Make more money, but of course, it's very, very difficult in today's job market as well, especially if we look at the wages that track overall inflation, even including CPI inflation.
00:34:47.000 In general, I'm not really for some stuff like that because we've seen the way that it's played out, let's say, in the state of California, one of the most unaffordable housing markets on the planet, which of course has those frozen property tax rates from the time that people buy, which leads to highly variable problems in the amount that people are paying different neighborhoods depending on when you bought, and has explicitly been proven statistically to actually lock a lot of people in housing stock.
00:35:10.000 And I know that that can sound a little bit dystopian, but the thing is, is what Blake and I are trying to say is: look, nobody is advocating for anybody being kicked out of a house, but we are accepting market realities where, yes, you know, with large assessment has also, frankly, quite largely increased your own personal wealth.
00:35:26.000 And if we look at the history of the United States of America and really at the family unit all across the world, you know, downsizing is just simply one of the facts of life in many societies across the world.
00:35:39.000 It actually would be viewed at extremely strange.
00:35:42.000 This idea of living in large, not palatial home, but even a three or a four-bedroom, multi-generational housing is viewed much more, you know, as practical and a solution for avoiding having to put people in elderly homes.
00:35:53.000 And that's simply, you know, part of an American characteristic.
00:35:56.000 But more importantly, what I am trying to do beyond even the specifics that you're trying to lay out is let's not go far in the point of the way that we did with entitlements, which has led to a lot of the way that we are right here.
00:36:09.000 If we abolish property tax, well, we're not going to get rid of schools, we're not going to get rid of police.
00:36:14.000 There has to be other funding vehicles, and especially in states like Florida and Texas, which pride themselves as pro-family states, that's going to have to probably come in the form of a highly regressive sales tax or some other tax, which is almost certain to hit the worker and the younger family member, as well as not increasing the amount of housing stock.
00:36:34.000 And so we have to accept certain market realities and others that currently exist in the way that our housing market works and the way that all of these things are funded.
00:36:43.000 And we have to design it so that all of us together can prosper.
00:36:47.000 And you're right, you know, Zorhan Mamdani, rent control in a lot of ways is the inverse of your rent control and rent price fixing specifically is the inverse of property tax abolishment.
00:37:00.000 Something I'm going to borrow there from Blake.
00:37:02.000 And I think people who are conservative can rightfully ridicule that while not recognizing their own impetus to want that same thing when it benefits themselves.
00:37:10.000 Give us your coordinates.
00:37:11.000 How do people follow you, track you, listen to your show?
00:37:15.000 All the things.
00:37:16.000 Breaking points on YouTube, Spotify, wherever you get your podcasts.
00:37:19.000 Esager on Twitter, TikTok, Instagram, wherever you can find me on social media.
00:37:23.000 Thank you guys for having me.
00:37:24.000 Really appreciate it.
00:37:26.000 I want to emphasize because it's created such a passionate reaction.
00:37:29.000 We are not pursuing generational warfare.
00:37:33.000 We're not attacking anyone who owns a home, anyone who's retired.
00:37:36.000 We are reminding people we are all in a country and we have people who have the biggest problems, which are young people. 1.00
00:37:42.000 And this would ignite generational warfare to pursue this.
00:37:45.000 And I think we shouldn't do that.
00:37:46.000 And I think Charlie would tell us not to do that.
00:37:49.000 Well said, Blake.