The Charlie Kirk Show - Mark Cuban - Best of TCKS

00:00:00.000 Thank you for listening to this Podcast 1 production.

00:00:02.000 Now available on Apple Podcasts, Podcast One, Spotify, and anywhere else you get your podcasts.

00:00:08.000 Hey, everybody.

00:00:09.000 I'm still in the middle of nowhere, but I wanted to make sure you guys still got your episodes worth from the Charlie Kirk Show.

00:00:15.000 We have grown our program probably 20-fold since the last time some of these episodes dropped.

00:00:21.000 So my exclusive conversation with Mark Cuban is one we want to share with you.

00:00:25.000 My conversation with Mark Cuban, owner of the Dallas Mavericks and billionaire.

00:00:30.000 It's a really fun conversation.

00:00:32.000 It's something that's going to be very entertaining for you.

00:00:34.000 Please email me your questions, freedom at charliekirk.com.

00:00:37.000 Freedom at charliekirk.com.

00:00:39.000 Type in Charlie Kirk Show, your podcast provider.

00:00:42.000 Hit subscribe.

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00:00:46.000 And if you guys want a signed copy of the MAGA doctrine, do exactly that.

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00:00:53.000 Please consider supporting our program by going to charliekirk.com slash support.

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00:01:01.000 It really helps our program stay self-sufficient, away from leftist boycotts, and BLM Inc. target assassination campaigns towards this show.

00:01:12.000 Really fun conversation.

00:01:13.000 You guys are going to enjoy this.

00:01:14.000 Buckle up, everybody.

00:01:15.000 Here we go.

00:01:17.000 Charlie, what you've done is incredible here.

00:01:18.000 Maybe Charlie Kirk is on the college campus.

00:01:21.000 I want you to know we are lucky to have Charlie Kirk.

00:01:24.000 Charlie Kirk's running the White House, folks.

00:01:27.000 I want to thank Charlie.

00:01:28.000 He's an incredible guy.

00:01:29.000 His spirit, his love of this country, he's done an amazing job building one of the most powerful youth organizations ever created, Turning Point USA.

00:01:38.000 We will not embrace the ideas that have destroyed countries, destroyed lives, and we are going to fight for freedom on campuses across the country.

00:01:46.000 That's why we are here.

00:01:50.000 Imagine I have a box of 100 garbage bags.

00:01:54.000 The boxes cost me three bucks.

00:01:56.000 I decide to sell them for six.

00:01:58.000 I walk up to the door on the street.

00:02:02.000 Hi.

00:02:04.000 Do you use garbage bags?

00:02:07.000 What an easy sell.

00:02:09.000 Literally, how would you like it if I brought you garbage bags every two weeks and you never had to think about garbage bags again?

00:02:17.000 Will you buy my garbage bags for $6?

00:02:20.000 Absolutely yes.

00:02:23.000 And that's all it took to start my first real business.

00:02:26.000 I took that, my little garbage bag route, probably the world's first and only garbage bag route, and turned it into not only my shoes, but so much more.

00:02:34.000 But more importantly, it gave me confidence.

00:02:38.000 It gave me the knowledge that I could put myself in situations of walking up to people I didn't know, you know, just walking up to their doors, and then presenting myself with confidence.

00:02:49.000 And that's why what you do today, just like what Charlie did, is so important.

00:02:54.000 Because rule number one is, unless you try, you're never going to know.

00:03:00.000 And whether it's a business, whether it's a project, whether it's a political career, you have to take that first step.

00:03:08.000 Because most people, here's what they do.

00:03:10.000 Tell me if this sounds familiar.

00:03:12.000 I have this idea.

00:03:14.000 Anybody ever have an idea they thought was really good?

00:03:17.000 Anybody didn't?

00:03:18.000 I'm going to worry about you.

00:03:21.000 I have this idea.

00:03:21.000 Then what do you do?

00:03:22.000 You tell your friends and they say, oh, it's a great idea.

00:03:25.000 Then you look it up on Google.

00:03:26.000 Oh, no one's ever done it before.

00:03:28.000 It's got to be great.

00:03:29.000 We're going to make billions.

00:03:31.000 And then you do nothing.

00:03:33.000 That's what most people do.

00:03:35.000 There's such a fine line between being successful and not being successful.

00:03:41.000 And most of that comes from just taking that first step.

00:03:44.000 And so the first piece of advice is don't ever sell yourself short.

00:03:49.000 Always go out there and try.

00:03:51.000 If I can sell garbage bags door to door just by saying hi, do you use garbage bags?

00:03:56.000 Just think, there's nothing you guys can't start either because you'll have the same impact whether it's your neighborhood, your school, wherever it may be.

00:04:04.000 Well, and Mark, you would agree with this.

00:04:06.000 When you're young, people open up doors for you that they would never, when you're 30 or 40.

00:04:11.000 I mean, I was 30 years old going, hey, I'm doing a school project.

00:04:16.000 Yeah, when you're a kid, look, anybody here watch Shark Tank?

00:04:22.000 That's what I'm talking about.

00:04:24.000 I like it.

00:04:25.000 Okay, I like this crowd.

00:04:29.000 So, I like that.

00:04:31.000 So, one of the guys in Shark Tank is Damon Johnny.

00:04:33.000 He wrote a book called The Power Broke.

00:04:35.000 And what basically he was saying is, when you got nothing to lose, why wouldn't you?

00:04:42.000 Why wouldn't you start a business?

00:04:43.000 And to Charlie's point, when you're a kid, everybody wants to help you.

00:04:48.000 So now is the perfect time.

00:04:50.000 Bill Gates started Microsoft when he was 16.

00:04:53.000 Michael Dell, who started a company called Dell Computer, who I used to do business back way back in the day, do business with, he started in his dorm room when he was 19.

00:05:04.000 If you watch Shark Tank, there's a kid, Benji Stern, who invented these new little shampoo balls that are better for the environment, cost-efficient, et cetera.

00:05:12.000 So instead of the little shampoo bottles, you would use these dissolvable balls.

00:05:16.000 16.

00:05:17.000 I'll tell you another Shark Tank story.

00:05:19.000 There's a girl, she had a woman now, her name was Lanny Lazari from my hometown of Pittsburgh.

00:05:25.000 She came on to Shark Tank with something called Simple Sugars, which was a scrub, a skin scrub that was scented with different fruits and different fragrances and the like.

00:05:37.000 She comes on and she makes her pitch and it airs.

00:05:42.000 And we're helping her ship and we're helping her sell.

00:05:44.000 About six months later, I've been answering her emails and questions all along, different business questions.

00:05:50.000 No, I forgot to tell you, at the time, she was 19.

00:05:53.000 19 years old.

00:05:55.000 She had started this company when she was 12.

00:05:58.000 Six months after the airing of Simple Sugars, I get a call from her, Mark, Mark, what am I going to do?

00:06:05.000 I'm like, what's the matter, Lainey?

00:06:06.000 What's the matter?

00:06:07.000 She's 19 years old.

00:06:08.000 She goes, I have a million dollars in the bank and I'm freaking out.

00:06:13.000 19 years old.

00:06:15.000 And it all started because she didn't think of a good reason not to start.

00:06:18.000 Why can't that be any of you with all your businesses?

00:06:21.000 Again, look at Charlie.

00:06:22.000 Charlie's running this whole show.

00:06:24.000 He's been doing it six years now, but he just said yes.

00:06:29.000 Taking that first step is the only thing that holds you back.

00:06:32.000 And there's always a million reasons not to do something.

00:06:35.000 You always create reasons.

00:06:35.000 Always.

00:06:36.000 I got soccer practice.

00:06:38.000 I'm tired.

00:06:40.000 I'm going to be the next Dirk Davitski.

00:06:41.000 Yeah, exactly.

00:06:42.000 Well, I tried that.

00:06:43.000 Didn't work out.

00:06:45.000 But we still got to play one-on-one, which we'll take care of that.

00:06:48.000 So, you know, I always find that the fear of failure is quite usually worse than actually failure itself.

00:06:54.000 The psychological trap that we put ourselves into, when you actually fail, you learn a lot.

00:07:00.000 And failure in this country, we talked about this a little bit before.

00:07:02.000 We actually embrace failure a lot more with forgiveness than most other countries.

00:07:06.000 Look, we all fail.

00:07:10.000 But the beautiful thing, I can tell you, I talked about my garbage bag business door to door.

00:07:16.000 I didn't tell you about my powdered milk company that failed miserably.

00:07:20.000 I didn't tell you about the time I got fired from my software job.

00:07:23.000 I didn't tell you about the time I got screamed at at another job and got fired at another job.

00:07:27.000 I can't tell you how many times I failed.

00:07:30.000 But the beautiful thing about this country is you only have to be right one time.

00:07:35.000 It doesn't matter how many times you fail.

00:07:37.000 You can fail one time, five times, ten times, none, or 200 times.

00:07:41.000 But if you're right that one big time, that's all that matters.

00:07:46.000 And that's the opportunity each and every one of you have in front of you.

00:07:49.000 So when you try different things, as Charlie said, It's normal to be fearful, but when you do try them, so what if you fail?

00:07:58.000 You know, Thomas Edison said every failure got him close.

00:08:02.000 He learned what not to do.

00:08:04.000 And that's what failure is all about: learning what not to do and then getting to what you should do and getting it done.

00:08:10.000 Exactly right.

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00:08:21.000 You like the Charlie Kirk show, not some person in the background watching the Rachel Nadow show.

00:08:25.000 That would be really bad.

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00:09:34.000 So, Mark, just for this audience, because I know we chatted a little bit, but what do you think of what's going on in the country right now?

00:09:41.000 Like, what's your take?

00:09:42.000 Do you care?

00:09:43.000 Do you not care politically what's going on?

00:09:45.000 Politically?

00:09:51.000 You guys know how I feel, more or less.

00:09:52.000 Yeah, let me just say that I hate politics.

00:09:57.000 I hate politicians.

00:09:59.000 I think that the real deep state are Democratic and Republican parties that they work so hard to keep the powers entrenched, the current powers entrenched, that they forget about some of the most important people in the country, which is each and every one of you.

00:10:17.000 I told you.

00:10:18.000 I agree with that.

00:10:19.000 I agree.

00:10:24.000 If I had my way, we'd get rid of all political parties altogether.

00:10:28.000 Because, thank you.

00:10:30.000 Okay, now I'm on a roll.

00:10:30.000 So, let me tell you what else I think.

00:10:32.000 Hold on.

00:10:33.000 Don't get too excited.

00:10:34.000 Let me do one more thing here.

00:10:35.000 Let me tell you why it's workable.

00:10:37.000 Because historically, we needed the power bases of parties to develop candidates and push them forward.

00:10:43.000 And we needed those candidates to tell people upstream what the constituents were thinking.

00:10:50.000 But it's 2018.

00:10:54.000 If Instagram can do surveys, if Snapchat can do surveys, if we can swipe right or left, we can ask people what they think.

00:11:05.000 And then when we ask Americans what they truly think, even though it's not legal to do a national referendum, it's still very possible for our politicians from president on down to not do polls, but literally ask their constituents what they think about an issue so we can find out what people think rather than our politicians trying to convince us what they think, what to think.

00:11:32.000 And I think that's the big change that has to happen.

00:11:34.000 That politics going forward should leverage technology so we can ask constituents, people like you, people like me, what we think, and then implement what we think, as opposed to battle it out and guess, you know, this candidate's going too far left and that's going to ruin everything.

00:11:52.000 This candidate's going too far right and that's going to, it's not about what the candidates think or do.

00:11:56.000 It's supposed to be about us.

00:11:58.000 We may be a republic, but we're still a democracy.

00:12:01.000 And we have the tools now to ask the questions, what do we want, what do we think, and how are we going to get there?

00:12:07.000 And to tell our politicians instead of just listen to our politicians.

00:12:11.000 And I think that's what's changed dramatically.

00:12:15.000 I agree with that.

00:12:17.000 Where I'll push back a little bit, though, is you're always going to have some political party, because parties generally represent ideas.

00:12:26.000 No, you'll have groups of people who get together.

00:12:28.000 They're always going to happen.

00:12:29.000 That's always going to happen.

00:12:30.000 But parties are defined by the money they raise.

00:12:34.000 You're going to have factions.

00:12:35.000 Would you agree with that?

00:12:36.000 Factions, yes.

00:12:36.000 But again, what do people talk about when you go to groups of Republicans, you go to groups of Democrats, it always comes down to money.

00:12:46.000 Always comes down to money.

00:12:47.000 And whoever has more money tends to have the advantage.

00:12:51.000 Trump beat Hillary, even though he was outspent 2-1.

00:12:53.000 But you're right.

00:12:54.000 You're right.

00:12:55.000 I mean, generally.

00:12:57.000 But then why are they focused so much on raising money?

00:13:01.000 I agree with you.

00:13:01.000 And I would say they typically serve the interests of their donors.

00:13:05.000 You want to hear their constituents.

00:13:07.000 You want to hear a story about that and talk about a really real Hillary screw-up that you guys will probably love.

00:13:14.000 So, and I got this from talking not to Brad Parscale, but to one of the other organizations that helped President Trump with his marketing.

00:13:22.000 And I think this really is what turned the election more than what was spent or how they did Facebook or how Brad did Facebook or other things, even though I think Brad's smart and I've actually used him for different projects.

00:13:32.000 And so the Hillary Clinton campaign completely bought out YouTube.

00:13:39.000 Every single ad on YouTube.

00:13:41.000 Completely bought for $2.4 million.

00:13:44.000 They decided they were so far ahead a couple days before, they just let it go.

00:13:49.000 They didn't want to spend the 2.4.

00:13:51.000 Brad came in, bought it for $1.8.

00:13:54.000 And literally, if you talk to them about the numbers and the click-throughs and from the states they got those click-throughs, they feel that in those three states that made the difference for 77,000, the firewall states, that those came from that one decision on YouTube on that final day.

00:14:11.000 So sometimes it's smart, sometimes it's happenstance, sometimes it's just stupidity.

00:14:15.000 But to their credit, they took advantage of that.

00:14:17.000 I'd rather be lucky than good.

00:14:18.000 Always be rather lucky than good.

00:14:18.000 Always.

00:14:20.000 But so, but we have obviously a very center-right audience here, right-center, I should say.

00:14:26.000 It's a good audience.

00:14:28.000 Would you say?

00:14:29.000 So wait, wait, wait.

00:14:30.000 Let me challenge that.

00:14:31.000 That's what I was saying.

00:14:32.000 Let me challenge that.

00:14:34.000 How many people are 18 or older?

00:14:37.000 And I'm guessing then the rest of you must be 18 or younger.

00:14:41.000 The reality is, if I looked at my 16-year-old politics, which wasn't much, my 17, 18, 20, 21-year-old politics wasn't much.

00:14:52.000 The one thing I learned from then till now is that it's all going to change, right?

00:14:56.000 And that the greatest skill that you can have is to be curious and to want to learn more and to pay attention and to challenge the status quo.

00:15:06.000 You know, I've given President Trump a hard time, and you can argue rightfully so or not.

00:15:11.000 But one thing I will give him credit for, got real quiet, I like that.

00:15:18.000 The one thing I'll give him credit for, and he's the only president ever really to have done this, and I think it's because he's a business guy at heart.

00:15:25.000 And I'm hoping that each and every one of you adopt this approach.

00:15:31.000 He always challenges the status quo.

00:15:35.000 Always, no matter what.

00:15:40.000 Now, part two to that is what you do after you challenge a status quo.

00:15:46.000 And that's where I tend to have my disagreements because I've always stood up long before I developed a relationship with Donald.

00:15:54.000 I've always stood up and talked to entrepreneurs, told people that worked for me that if you see somebody doing things the same way for an extended period of time and they think it becomes, and it's become conventional wisdom and that this is the way it's always supposed to be done, that's where your greatest opportunity is.

00:16:11.000 If you go in and change it for the better, amazing things can happen.

00:16:16.000 But going in and changing it for the better means digging in and learning it better than anybody else and not deferring to other people.

00:16:25.000 That's where the real opportunity comes from.

00:16:27.000 But I do give President Trump tons of credit for always challenging the status quo.

00:16:33.000 And if each and every one of you took that same approach, you might not identify yourself as center right, center left, center up, center down, center purple, center green, but just as curious.

00:16:46.000 And that's really why I wanted to come out here today.

00:16:49.000 Because if you take one of President Trump, I think his best quality and you apply it, look, if you would look at the conservative agenda four years ago, it's completely different than it is today.

00:17:02.000 Night and day.

00:17:04.000 And it's because he challenged the status quo in almost everything, for better or worse.

00:17:09.000 If each and every one of you take President Trump, in my opinion, his best quality, you wouldn't pre-identify yourselves as anything.

00:17:16.000 You'd say, let's just go break shit.

00:17:20.000 And that's the opportunity.

00:17:24.000 So I think it's an interesting point you're making.

00:17:29.000 He's a disruptor at heart, and he always plays the devil's advocate.

00:17:32.000 He's a questioner, and he always plays the devil's advocate.

00:17:34.000 He always questions.

00:17:35.000 Whether someone says, they'll say China's great, he'll say China's bad.

00:17:38.000 He'll always push back.

00:17:39.000 Always.

00:17:40.000 Always.

00:17:40.000 And in a meeting with him, he does that with me all the time.

00:17:42.000 I'll say something, even though he totally agrees.

00:17:43.000 You really believe that?

00:17:44.000 Tell me what.

00:17:45.000 You really believe that?

00:17:47.000 You know, exactly.

00:17:48.000 We'll see what happens.

00:17:49.000 That's what he always, that's his new one.

00:17:51.000 And what I think you would appreciate, though, Mark, I got to be honest with you, a lot of the character attributes I admire most about you, I see in him.

00:18:00.000 He has perseverance.

00:18:01.000 He has relentlessness.

00:18:02.000 He believes in other people.

00:18:04.000 He has optimism.

00:18:05.000 He works really hard.

00:18:07.000 I think you guys would be very symbiotic, but I hear a lot of criticism from you.

00:18:11.000 No, because we used to get along great.

00:18:15.000 And look, I'm an American first.

00:18:18.000 Period.

00:18:18.000 End of story.

00:18:26.000 You know, I don't belong to any political party, and I never will.

00:18:30.000 And I've offered.

00:18:31.000 I've put together a health care program.

00:18:33.000 I've offered it.

00:18:35.000 I've offered to work with entrepreneurs.

00:18:37.000 I've offered to work with small business.

00:18:39.000 I've put the offer out there.

00:18:40.000 You know, where we are very different is I like going to places where people disagree with me.

00:18:46.000 I have this thing.

00:18:48.000 I always like to check my whole card.

00:18:50.000 You know how you go to play cards and you always look and you know you have a jack underneath there, but you got to look 30 times just to make sure you have a jack underneath there.

00:18:57.000 And I tend to approach life the same way.

00:19:00.000 I want to reaffirm what I think.

00:19:01.000 I want to get new ideas and new feedback and question myself so I get smarter.

00:19:06.000 And that's why I like to come here because I want to learn from each and every one of you because you have different perspective and that's how I'll get smarter.

00:19:14.000 I don't know necessarily that the president, at least in my experiences with him, is the type to dig into the details at all.

00:19:20.000 And that's where we diverge.

00:19:23.000 In the past, when we would do things before his political environment, he would delegate to people he thought was the smartest person, right?

00:19:30.000 Now, I don't think he's quite doing that as much as I'd like to see, right?

00:19:35.000 Because he's been surrounding himself more with people that tend to agree with him than will disagree with him.

00:19:42.000 And so that's where we've diverged.

00:19:43.000 All that said, if he called me up and said, Mark, would you help me with health care?

00:19:47.000 Hey, I've been working on a program where I've spent a lot of my own money.

00:19:52.000 Talk about it.

00:19:52.000 I'd love to hear about it.

00:19:53.000 I'll give you the two-second version.

00:19:56.000 The reason that Obamacare does not work is because it's based on insurance.

00:20:02.000 There is no health care program ever that will succeed based on insurance because insurance has nothing to do with health care.

00:20:11.000 It's a financial instrument.

00:20:14.000 You're correct.

00:20:16.000 But I'm also a believer that everybody, there are 47 million people that are eligible for Obamacare, the ACA.

00:20:25.000 They're a bunch covered by Medicare, a bunch covered by Medicaid.

00:20:30.000 And so they cover the external sites.

00:20:36.000 But across the middle, there's the 47 million that are eligible for Obamacare.

00:20:40.000 And what I did was I sat down with 14 of the people that helped create Obamacare.

00:20:46.000 And I presented them my idea and I said, what are all the things we need to do to make sure that these 47 million people are covered?

00:20:52.000 I took all their ideas.

00:20:54.000 Then I sat down with a bunch of people from the far right, if you will, that are libertarian and laissez-faire-driven.

00:21:02.000 And I said, okay, we need to cover these people.

00:21:04.000 What do you think?

00:21:04.000 So I took all that in, and then I did what I should have done right off the bat.

00:21:09.000 I looked at my own companies.

00:21:11.000 I self-insure.

00:21:13.000 And then I looked at all the big companies across the country.

00:21:17.000 95% of companies with 5,000 or more employees self-insure.

00:21:23.000 And they self-insure, meaning they might use insurance little bits and pieces, but for the most part, they take on the risk themselves because it's only the financial risk that they're really absorbing.

00:21:34.000 So I put together a program and I sent it to the most far-left economist that I could find, a company called Sonicom.

00:21:40.000 And I said, here are the parameters.

00:21:42.000 And the parameters are: for the average family, the individual making $50,000 or less, and a family making $84,000 or less, I want to see if we can do an 8% on-demand solution.

00:21:56.000 And what that means is if you're not sick, you can do nothing.

00:22:02.000 So you guys, mostly on your parents' health care plans, but let's just say you're not and you're 27 years old and you need to determine what you want to do.

00:22:12.000 Now, if you want to buy insurance, you can.

00:22:13.000 That's your option.

00:22:14.000 It's a financial choice.

00:22:15.000 But I put together this program that said, all right, if you need health care, you go and get it.

00:22:21.000 If you can't afford to pay for it, then the government will guarantee your payment, but you will get dinged for up to 8% of your income that will be automatically deducted from your paycheck.

00:22:36.000 And that's the most you will pay.

00:22:38.000 Now, that 8% turns out to be less than you would have paid in insurance, but because you took out the insurance companies, because you took out all the administrative costs, because you took out the way everything is siloed, when I sent it to the economists and they scored it like OBM would score it, OMB rather, again, I'll backwards today, OMB would score it.

00:23:01.000 You know what they came back with?

00:23:03.000 Consumers would save $45 billion per year.

00:23:09.000 The government would save $40 billion per year.

00:23:15.000 And I'm like, okay, this works.

00:23:18.000 But the challenge has been taking it up the tentpole, right?

00:23:21.000 And so working my way up and getting it into the administration.

00:23:24.000 So let me just say it again so everybody understands, because I'm sure people will ask, or media or whoever will come back and ask me.

00:23:30.000 No insurance, completely out of the mix.

00:23:34.000 If you're healthy, if you want to get preventive maintenance, that's up to you.

00:23:39.000 When you feel you need to go to the doctor, and it will cover things that are covered by Medicare to start, and then we can add to that for other things that we don't need to go into here.

00:23:49.000 But the most that you will pay is up to 8% of your paycheck, and you'll pay up to that 8% until the amount is paid off.

00:23:57.000 So if you need a hip transplant and it's $15,000 and you pay your $100 copay, the rest is deducted.

00:24:05.000 If you make $30,000 a year, 8% of your net salary is being paid to pay this back.

00:24:10.000 Once it's paid off, it's paid off.

00:24:12.000 If after 15 years it's not paid off, it's written off.

00:24:16.000 After all that, you get to control who you buy your health care from, how much you pay because you can shop, and where you get it.

00:24:25.000 It's completely up to you.

00:24:27.000 That works.

00:24:28.000 Now, the hard part isn't getting people to believe it works, because I've shown it to senators and Republicans to get it done.

00:24:33.000 Well, but I think you're onto something with the insurance companies.

00:24:36.000 I come about it a little bit differently.

00:24:38.000 I think the problems in health care cost and health care delivery, not the health insurance.

00:24:42.000 Let me finish it really.

00:24:43.000 One quick example.

00:24:44.000 So you know LASIC eye surgery.

00:24:46.000 Sure.

00:24:46.000 It's not covered by insurance because it's considered a healthy surgery.

00:24:48.000 The price is a lot lower, yeah.

00:24:49.000 Right.

00:24:49.000 So LASIC eye surgery used to be $20,000 per eye.

00:24:52.000 Which is you're exactly right.

00:24:53.000 Which is in this program, right?

00:24:54.000 Right now you have networks that you have to work in because those networks are defined by the insurance companies.

00:24:59.000 So with 8% on demand, you can go to any doctor.

00:25:02.000 But what's going to prevent the health care deliverer from jacking up the price of health care if the government is negotiating with them?

00:25:08.000 No, the government's not.

00:25:09.000 The government's you're using the Medicare price points as a starting point.

00:25:13.000 But those price points are overly inflated, full of waste, fraud, abuse, and horrific delivery.

00:25:17.000 So if I go in, that's up to me.

00:25:19.000 So put aside LASIC.

00:25:20.000 But if I go in because I broke my ankle, right?

00:25:22.000 One hospital is $2,500.

00:25:24.000 Another hospital is $5,000.

00:25:25.000 That's not the way it works.

00:25:26.000 They don't quote it.

00:25:27.000 No, that's in this program.

00:25:28.000 So there's a price system.

00:25:29.000 Yeah, there's a whole price system.

00:25:30.000 There's a reference price system.

00:25:31.000 I support a price system.

00:25:32.000 There's a price system.

00:25:32.000 I agree.

00:25:32.000 The price system.

00:25:33.000 So there's a price system.

00:25:33.000 It's good.

00:25:34.000 But you can also negotiate past it.

00:25:36.000 So good.

00:25:37.000 So if the reference price list is $1,500 for your broken ankle and you go in and you say, look, I'll do it for $1,200.

00:25:43.000 If not, this other guy is going to do it for less.

00:25:45.000 Yes, that's exactly what I'm doing.

00:25:46.000 That's the way my health care program is.

00:25:47.000 So just so everyone knows, the way health care works, you walk in, you say, I have a broken knee, and you ask them what it costs.

00:25:54.000 They'll laugh at you.

00:25:56.000 They cover their prices.

00:25:57.000 And so I think transparency.

00:25:58.000 Well, that's because most of it's driven through insurance companies.

00:26:01.000 Of course, because they don't want you to know because they're reimbursed.

00:26:03.000 If you're a cash pay, you can negotiate.

00:26:05.000 But with this program, you have the option.

00:26:06.000 So there may be, let's say you have a heart problem, there may be a supercardiologist that's a lot more expensive, and the amount that we'll guarantee is limited, and you can't afford that person.

00:26:16.000 You have the option to pay more yourself.

00:26:18.000 So if you want to go to the best, if you like that doctor, you can use that doctor.

00:26:24.000 If you like your doctor, you can keep your doctor.

00:26:26.000 Well, you can find your doctor.

00:26:27.000 Harden himself.

00:26:29.000 I said you can find the best doctor.

00:26:31.000 If you want the best doctor, you can go get the best doctor.

00:26:34.000 If you have to go to the emergency room right now, it's horrible because if your doctor is not, if the emergency attending physician is not in your network, it's going to cost you a fortune.

00:26:44.000 I actually agree with a lot of what you're saying.

00:26:46.000 Some of the details we could talk about at length later on.

00:26:49.000 But what I love is that it's a business-minded solution, market-based type of...

00:26:54.000 Well, what you'll love anymore, I've spent a whole lot of money getting it studied and getting it scored.

00:26:59.000 And so this isn't me just saying, hey, this is a good idea.

00:27:02.000 This is me spending a lot of money bringing in a lot of people to say, okay, poke holes in it.

00:27:07.000 Tell me why it won't work.

00:27:08.000 Put it together in a way that will make Republicans, because it's full repeal and replace, happy, and Democrats happy because it immediately covers 47 million people.

00:27:19.000 Every single person who is eligible for Obamacare can use the system day one and you can get the health care you need and want and you get it far less expensively than having to pay into an insurance-based system.

00:27:33.000 One of the things we talk a lot about is the power of markets.

00:27:37.000 And you know this, and capitalism is going to be describing the three P's: prices, profit, and private property.

00:27:43.000 And the problem is, you just pointed out, in healthcare, there's no price system.

00:27:46.000 So people walk, because the insurance companies intentionally muddy it up.

00:27:49.000 Right.

00:27:50.000 And the insurance companies have become pseudo-monopolies in these states.

00:27:53.000 So one thing I would ask you: would you support allowing health insurance to be brought across state lines like auto insurance and home insurance and flood insurance?

00:28:00.000 Because that's a market.

00:28:01.000 Yeah, but that's shuffling deck chairs on the Titanic.

00:28:04.000 Because it's still healthcare.

00:28:06.000 It worked in auto insurance.

00:28:07.000 Yeah, but for health care, it's different, right?

00:28:08.000 Because people.

00:28:08.000 Tell me, okay.

00:28:10.000 Because if you're sick, you're not worried about getting the best price.

00:28:12.000 You want the best care, right?

00:28:15.000 And so the difference is, with my program, you can go to any hospital, any doctor, right?

00:28:20.000 And if they support the reference price list, you just go.

00:28:24.000 You walk in immediately, you show your driver's license, they scan your driver's license, then you get an okay from your employer to say we'll deduct the amount, and you're good to go.

00:28:34.000 Right.

00:28:34.000 But I guess the problem is that most health care is not emergency, not life or death health care.

00:28:40.000 Most health care is chemicals.

00:28:42.000 No, I get that, right?

00:28:43.000 But the markets are there.

00:28:44.000 So you want markets, right?

00:28:45.000 But you're suggesting you use insurance to go across.

00:28:48.000 That's a mechanism, that's a component of it.

00:28:50.000 Insurance, once you base anything on insurance for health care, it's guaranteed to fail.

00:28:55.000 You need some form of insurance.

00:28:56.000 It's a risk.

00:28:57.000 No, no, that's the whole point.

00:28:59.000 You do not need some form of insurance at all.

00:29:02.000 So then why would an employer provide health insurance at all under your program?

00:29:05.000 They wouldn't?

00:29:06.000 Well, it's up to them, but it's a value add.

00:29:08.000 It's a perk.

00:29:09.000 That's why they provided it in the first place.

00:29:11.000 When there were wage and price controls, they introduced health insurance as a perk.

00:29:15.000 Right, but alternatively, your plan would be to try to get people on this broader government-run risk pool.

00:29:20.000 If my companies, I would still continue to provide health care.

00:29:23.000 Right.

00:29:23.000 So do we.

00:29:24.000 I mean, Turning Point provides health care.

00:29:25.000 We have to under the Obamacare mandate, but that's But that would change.

00:29:28.000 That would change.

00:29:29.000 You would have the option.

00:29:30.000 Oh, that's interesting.

00:29:31.000 Okay, so now we're getting somewhere.

00:29:32.000 Get rid of forcing an audience.

00:29:34.000 Again, I can't say it.

00:29:35.000 I told this to President Obama.

00:29:37.000 Any system built on health care, any health care system built on insurance will fail.

00:29:44.000 I don't disagree with that.

00:29:46.000 But talking more broadly, I think one of the most powerful forces for good, and you agree, are markets.

00:29:52.000 And I see the decline of markets because of crony deals and because of insiders that are trying to create these pseudo-monopolies to have regulation written for the wealthy, the few, and the well-connected.

00:30:02.000 And I think you agree with this.

00:30:04.000 I mean, you've got to give examples.

00:30:05.000 Okay, well, let's give an example.

00:30:08.000 Dodd-Frank.

00:30:09.000 Dodd-Frank was a banking regulation that was passed right after the financial crisis, which was supposed to help the little guy and help small banks from over-depositing and doing reckless behavior.

00:30:21.000 What's happened in turn is J.P. Morgan Chase, Wells Fargo, and the big uglies in Manhattan have actually gotten richer and more powerful because they can afford the compliance costs of Dodd-Frank.

00:30:32.000 So a well-intentioned Democrat bill has actually made the very enemy that they seek to destroy stronger and richer.

00:30:39.000 Anytime you have regulations, the bigger, richer companies are able to use it to their right.

00:30:43.000 So President Trump's gotten rid of over 800 regulations in a year and a half.

00:30:46.000 Would you say that's a good thing?

00:30:48.000 Some of them, yes.

00:30:49.000 Okay.

00:30:49.000 Some of them, no.

00:30:50.000 Right.

00:30:51.000 But let me just go to Dodd-Frank.

00:30:53.000 The problem with all of that, with Dodd-Frank, is they missed the most intrinsic problem.

00:31:00.000 In the late 90s, it used to be the big banks were partnerships.

00:31:04.000 And what that meant was you weren't protected by corporations.

00:31:09.000 Your money, your own personal money was on the line.

00:31:11.000 So the moral hazard was there and strong.

00:31:14.000 With Dodd-Frank, when companies were allowed to go public as corporations, banks were allowed to go public as corporations, yeah, all that changed.

00:31:23.000 The simplest change, which the banks would fight tooth and nail, is to require any brokerage/slash bank to be a partnership.

00:31:31.000 You solve all those problems.

00:31:34.000 Not going to do it, but then it's just a fight over regulation, right?

00:31:37.000 And then it's just which regulation.

00:31:39.000 And no matter until you go laissez-faire, which isn't going to happen in banking, then we can nickel and dime over which regulations impact.

00:31:47.000 And to his credit, he's fixing the smaller banks, which are the bigger problem, and go from there.

00:31:52.000 Well, and the small banks used to be the backbone of banking in the United States.

00:31:55.000 Small banks used to compose of 80% of all banking, now they're 20%.

00:31:58.000 It's been totally flipped on its head.

00:31:59.000 But again, but again, look, traditional banking is being challenged across the board no matter what.

00:32:05.000 There's crowdfunding, there's a thousand different ways to raise money, there's seed funding, there's so many different ways that capital is available that the banks are under assault.

00:32:17.000 They're dealing with big companies doing big deals, but that's not where the growth is, anyways.

00:32:24.000 Look, I want to talk to you about internet freedom.

00:32:26.000 Social media companies get to decide what content is suitable for the sensitive snowflakes among us and censor whatever they don't like.

00:32:34.000 Shouldn't you be the one to decide what you want to read or watch, not them?

00:32:38.000 There's one thing you can control: their access to your data.

00:32:42.000 And that's why I use ExpressVPN.

00:32:44.000 You see, the problem with big tech companies is that they not only do they censor what you read, they track what you do online.

00:32:51.000 They track what you're searching for, the videos you watch, and everything that you click.

00:32:55.000 They use this data to serve you ads and can match your activity to your offline identity using your device's unique IP address.

00:33:02.000 That's exactly why I use ExpressVPN.

00:33:04.000 I use ExpressVPN to protect myself from the Orwellian tech companies that want to attack your computer or your device.

00:33:12.000 These tech companies can't see my IP address at all.

00:33:14.000 Sorry, can't see it.

00:33:16.000 My identity is masked and anonymized by a secure VPN server.

00:33:21.000 Plus, ExpressVPN also encrypts 100% of your data to protect you from hackers and the bad guys on the internet.

00:33:27.000 Does that sound complicated?

00:33:28.000 It's not, I promise.

00:33:30.000 ExpressVPN software takes just one minute to set up on your computer or phone.

00:33:34.000 You tap one button and you're protected.

00:33:36.000 So why give these tech companies a free license to know everything about you?

00:33:39.000 And then you turn around and sell off all your information.

00:33:42.000 It's time to take back your privacy at expressvpn.com/slash Charlie.

00:33:46.000 By visiting my special link, you get three months of ExpressVPN service for free.

00:33:50.000 Who doesn't like to save money, right?

00:33:52.000 It's expressvpn.com/slash Charlie.

00:33:54.000 E-X-P-R-E-S-S-V-P-N.com slash Charlie, expressvpn.com/slash Charlie.

00:34:02.000 So I have a question that you might not have been asked before.

00:34:04.000 It's very simple.

00:34:05.000 Do you think America's in a better or worse place since Donald Trump got inaugurated?

00:34:12.000 I think some people are better off and some people are worse off.

00:34:16.000 Excited.

00:34:16.000 I mean, I think where I've supported, I like less regulation.

00:34:22.000 I really, really do when it comes to business.

00:34:30.000 But I'm also a believer in climate change.

00:34:33.000 You know, and I think that's a risk.

00:34:35.000 And I think it's, look, let's talk about climate change for a minute.

00:34:39.000 People here, do you think that 100 people who do you think that the scientists that confirm think that there is climate change are 100% wrong across the board?

00:34:51.000 No.

00:34:52.000 Even if they're 1% right, even if they're 5% right, we're risking our future.

00:34:57.000 Not my future.

00:34:59.000 Your future.

00:35:00.000 Your future.

00:35:01.000 Can I ask you a couple questions about 100%?

00:35:03.000 Okay.

00:35:03.000 So the 97% study, you've heard that 97% scientists agree.

00:35:09.000 We've never treated...

00:35:10.000 That's not the point.

00:35:11.000 No, no, we never treated science as a democracy, though.

00:35:13.000 We don't take a vote on Newton's second law.

00:35:15.000 Yes, we do.

00:35:16.000 We do?

00:35:16.000 Yes, we do.

00:35:17.000 No, we don't.

00:35:18.000 We don't scientific methods.

00:35:20.000 No, we do it by the people who are.

00:35:22.000 Look, this is a risk assessment.

00:35:24.000 If there's a chance, do you close your eyes when you cross the street?

00:35:28.000 I hope not.

00:35:28.000 I blame you.

00:35:29.000 Right.

00:35:29.000 Now, Even if you close your eyes, there's a 97% chance you're not going to get hit.

00:35:35.000 But at least you go, you walk across the street with your eyes.

00:35:37.000 I'm so glad you mentioned that.

00:35:38.000 So that's the next question: if we accept the premise, let's pretend we accept the premise that climate change is happening at the degree they say it is and human beings are contributing to it, which is questioned the scientific community.

00:35:50.000 If we accept that, then at what cost?

00:35:53.000 And then if at what cost, what?

00:35:54.000 How badly do you guys want to live?

00:35:59.000 So, but no, but serious.

00:36:01.000 But this is the question.

00:36:04.000 Seriously.

00:36:06.000 Anybody here put a price in their life?

00:36:08.000 Oh, you have?

00:36:10.000 So I could buy you?

00:36:13.000 But Mark.

00:36:14.000 But Mark, hold on.

00:36:17.000 This is important.

00:36:18.000 The Paris Climate Agreement said that we will have to regulate our economy with $2 trillion of extra regulation to maybe lower global temperatures by one degree by 2030.

00:36:30.000 Is that a reasonable trade-off, just one degree, so that we have to prevent expansion for the poorest people around the world, for poor Americans that need access to coal in the Northeast so that we can't do that?

00:36:41.000 And lower global temperatures?

00:36:42.000 I don't know.

00:36:45.000 Let me.

00:36:47.000 Maybe I'm dumb, right?

00:36:49.000 Oh, you're not.

00:36:50.000 But I like to maximize my opportunities to survive, right?

00:36:54.000 I like to minimize, and I don't really put a cost on any of that.

00:36:58.000 So, no, let me go now.

00:37:00.000 So, there's a probability, whether it's 1%, 2%, or 1 degree, 0.1 degree, 0.001 degree, there is a probability that you can assign to that that it will happen, right?

00:37:13.000 And if that probability, in my mind, is greater than zero.

00:37:17.000 I have three kids.

00:37:19.000 There's no amount of risk I'm willing, and there's no amount of money I'm willing to assign to that risk if I think it challenges the world that my kids will live in.

00:37:29.000 So, let's play that up.

00:37:30.000 I'm really worried about the kid in India or the kid in Vietnam or Laosu, Cambodia, where their prime ministers are saying we need access to coal now so we can have a lot of money.

00:37:40.000 You're really worried about those kids?

00:37:41.000 We have access to schools, hospitals.

00:37:44.000 I didn't hear what you said.

00:37:45.000 I said you're really worried about those kids?

00:37:46.000 I'm absolutely worried about those kids.

00:37:47.000 That's why I support neoliberal trade policies that have lifted most people out of poverty than any other idea.

00:37:52.000 Okay, so go ahead with me.

00:37:53.000 Less people are living in global poverty today than ever before.

00:37:56.000 But I care about the 600 million people in India that don't have access to a hospital.

00:38:04.000 And you know what the Prime Minister of India Modi said?

00:38:06.000 We cannot build coal-fired power plants fast enough, which will allow people to live longer and healthier.

00:38:12.000 And you know what I believe in?

00:38:13.000 I believe in each and every one of these people here that if we take the steps to minimize climate change to the best of our ability, not failure-proof, to the best of our ability.

00:38:24.000 What I have seen with technology, every step of the way my entire life, my entire adult life, I've dealt with technology.

00:38:31.000 We get to a point where we start inventing things and it hits the hockey stick curve, right?

00:38:36.000 And the inventions take off and change everything.

00:38:39.000 I remember being 16 years old and waiting in line for people that couldn't get gas because there were gas shortages.

00:38:48.000 And I would have to carry, I would carry gas cans, and people would pay me $2 to wait to get gas formed.

00:38:53.000 Now we export gas.

00:38:55.000 And you know why that was?

00:38:57.000 But because of the technology behind it.

00:39:00.000 We will come up with new technologies that change the equations for climate change and for diminishing the impact of climate change.

00:39:07.000 But if we don't take those first steps, if we don't invest in making that happen, not only will it not happen or take a lot longer, it might take longer than the lifespans of the people that are 18 years old.

00:39:18.000 This is good.

00:39:19.000 I'm not anti-environmental progress, but I would say the best way to get there is not through big United Nations global commissions or parents treating climate accords.

00:39:29.000 It's entrepreneurs like Elon Musk that are going to do it to take risks in the marketplace.

00:39:33.000 But they're not mutually exclusive.

00:39:35.000 They're not mutually exclusive.

00:39:38.000 Our country does make investments.

00:39:40.000 We've gone to the moon.

00:39:42.000 We continue to invest in space.

00:39:44.000 We invest in military.

00:39:45.000 We invest in artificial intelligence.

00:39:48.000 Space Force.

00:39:49.000 Oh, Space Force.

00:39:50.000 Space Force.

00:39:51.000 I thought he just walked away from Space Force.

00:39:53.000 But look, and we'll talk about AI before we leave, too, because that's important to your future.

00:39:58.000 But we do make investments.

00:40:00.000 And again, I go back to if we have enough kids your age speaking up and saying that you want a country where climate change is being dealt with and our government is investing.

00:40:13.000 That doesn't mean Elon Musk and other really smart people can't continue to invest.

00:40:17.000 They will.

00:40:17.000 So that's where I push back, though, is again, at what cost are we going to curtail?

00:40:23.000 We talk about people's lives.

00:40:25.000 You're right.

00:40:26.000 People's lives in India and Vietnam.

00:40:28.000 And here.

00:40:28.000 And here, yes, and people's lives in New Hampshire, where they live in darkness eight months out of the year and they need access to coal.

00:40:36.000 No, they do.

00:40:36.000 They need access to coal fire.

00:40:38.000 Okay, wait, I'll buy a truck and I'll ship them a bunch of coal, right?

00:40:41.000 Okay, but the point being is the climate accord that was signed by Obama in 2025 would have made us less competitive, would have put us back economically, and China would have violated every single word of it.

00:40:52.000 And they would have continued to have a leg up on us.

00:40:55.000 Let me give you.

00:41:01.000 Let me give you one of my favorite phrases on Shark Tank.

00:41:04.000 Perfection is the enemy of profitability.

00:41:08.000 When you look to make something perfect, as in India might screw it up, China might screw it up.

00:41:14.000 Somebody's always going to try to screw it up no matter what, because we're America and they're going to want to try to screw up whatever we do anyways.

00:41:19.000 And everybody's got their own self-interest.

00:41:21.000 That's markets, right?

00:41:22.000 They work in their own self-that's going to happen.

00:41:25.000 But I look here and I see hundreds of 18 give or take year-olds.

00:41:30.000 And I have kids that are about to turn 9, 12, and 15.

00:41:37.000 And I know that there's a greater than 0% chance that climate change is going to impact the quality of their life.

00:41:44.000 It might be on some coast somewhere.

00:41:46.000 It might be, who knows, right?

00:41:48.000 I don't know.

00:41:49.000 I'm not the expert on it.

00:41:50.000 But I know it's a greater than zero chance.

00:41:53.000 And if I'm not doing everything possible, and if I'm not, and I think our government is in a better position than any individual entrepreneur to help.

00:42:00.000 I don't agree with that.

00:42:01.000 So why don't we just do the same thing with defense?

00:42:04.000 Well, because defense is something that the government should do because we have about protecting the security of our citizens, right?

00:42:11.000 I'll tell you why.

00:42:12.000 Because there's a broad, there's a unanimous agreement amongst the U.S. citizenry that we have geopolitical threats, and there's not a unanimous agreement amongst the U.S. citizens that climate change is a threat to the U.S. citizen population.

00:42:23.000 Okay, well, defense.

00:42:25.000 So let me use your argument.

00:42:26.000 You're equating climate change to no, no, don't play that game.

00:42:31.000 You just brought up the Department of Defense.

00:42:32.000 No.

00:42:33.000 What I'm equating it with is people making choices to protect ourselves, right?

00:42:38.000 That there are multiple threats.

00:42:39.000 I'm not saying we don't invest in defense.

00:42:41.000 I think we do.

00:42:42.000 I think we underinvest in artificial intelligence and the things that will really impact us for the future.

00:42:47.000 That's our biggest risk.

00:42:49.000 Because if you want to play the tit-for-tat game, well, we haven't really been attacked other than 9-11 and December 7th, 1941.

00:42:57.000 So two instances, and we're spending $600 billion.

00:43:00.000 I don't agree with that, but that's the same type of logic approach, right?

00:43:05.000 So the point being, the point being.

00:43:11.000 We'll get that.

00:43:12.000 How about our coal miner?

00:43:13.000 We are going to face more and more climate threats going forward.

00:43:18.000 I get your point that the entrepreneurs like myself and green entrepreneurs more so than me are going to continue to invest.

00:43:27.000 But we stand to gain more for our citizens.

00:43:33.000 Put aside what everybody else would do.

00:43:34.000 I know they all fit together.

00:43:36.000 I understand climate is climate for all Earth.

00:43:39.000 It's for the whole pollutes.

00:43:40.000 It's the same atmosphere.

00:43:41.000 But the last time I've checked, we are a global leader still.

00:43:46.000 And if we're able to demonstrate impact, that we are having a demonstrable technological impact on climate change, people will follow our lead.

00:43:57.000 China will steal our technology and use it there.

00:44:00.000 We'll license it to India.

00:44:02.000 We'll license it to other heavy polluters.

00:44:04.000 And we'll have a better future, not just for my kids and the kids here, but for the kids in India and other places that you're concerned about.

00:44:12.000 But that doesn't happen if we just leave it to the free market because it's such a big problem.

00:44:17.000 See, it's such a big, expensive problem.

00:44:20.000 So big problems are better tackled by entrepreneurs.

00:44:24.000 Together.

00:44:24.000 No, no, I don't know.

00:44:25.000 Because I don't know.

00:44:26.000 I would say that risk-taking entrepreneurs have shown the problem.

00:44:29.000 So let's start.

00:44:29.000 There's a lot of progress.

00:44:30.000 So, for example, the USB drive has saved far more trees than Greenpeace ever will.

00:44:35.000 I'm not going to argue with that.

00:44:36.000 Right.

00:44:36.000 That's an entrepreneurial solution to, oh, my goodness, we're going to run out of trees because of all the paper in our world.

00:44:40.000 But I'm trying to think of the historical background.

00:44:43.000 Back in the 70s and 80s, people were worried about deforestation.

00:44:45.000 They were worried about too much.

00:44:46.000 No, they were worried about 10 megabytes of the power.

00:44:48.000 Well, also, by the way, just in the 1980s cover of Time magazine, they said we are going to have global cooling.

00:44:53.000 So I do have to say that.

00:44:54.000 That was true.

00:44:55.000 You know that.

00:44:56.000 Look, that's not the point either.

00:44:57.000 The point is there are big problems that we have to address.

00:45:01.000 But the best way to address big problems are people like you taking risks.

00:45:04.000 Let me give you entrepreneurs.

00:45:06.000 That's the best way to do it.

00:45:08.000 But there are certain projects that the government is in a better position to implement.

00:45:12.000 Let's talk about artificial intelligence because it's the same argument.

00:45:15.000 China says they have a 2025 mandate to dominate in artificial intelligence.

00:45:22.000 Russia says whoever, Vladi, my buddy Vladi, your buddy?

00:45:27.000 Collusion.

00:45:28.000 Da.

00:45:30.000 Sadity of Ladej.

00:45:31.000 So Kreitiya Vladei.

00:45:33.000 That's what I would say to him.

00:45:34.000 Little Russian.

00:45:35.000 I took high school Russian.

00:45:38.000 But with artificial intelligence, Vladi says whoever wins the artificial intelligence race will dominate.

00:45:45.000 Our biggest companies by market cap, Google, Facebook, Amazon, Microsoft, et cetera, are all focused on artificial intelligence.

00:45:56.000 But China is spending a whole lot more than they are in aggregate.

00:46:02.000 Our entrepreneurs are in aggregate.

00:46:04.000 China, because it's a communist country and President Xi gets to do whatever he damn well pleases, is implementing in ways that we couldn't even dream of because they don't care about privacy.

00:46:15.000 We need to be ready to address what they're going to be able to do in AI.

00:46:19.000 And our defense organizations are starting to.

00:46:24.000 But as a country, the administration is barely even acknowledging that it's an issue.

00:46:29.000 That is an investment that has to come from government.

00:46:32.000 We can't do enough independently with independent entrepreneurs because, trust me, I understand AI, and it's bigger than what any individual company can do because Google, Microsoft, et cetera, aren't worried about defense applications.

00:46:46.000 They're worried about making more money and they're using it to make more money.

00:46:49.000 So that's an issue.

00:46:50.000 And let me continue on.

00:46:51.000 Let me scare the shit out of you.

00:46:54.000 If you don't think by the time most of you are in your mid-40s that a Terminator will appear, you're crazy.

00:47:01.000 And the only thing holding it back is power supplies.

00:47:06.000 Power supplies.

00:47:08.000 Now, this may sound crazy for a lot of people, but the idea of autonomous weaponry and a mobile device run by a remote power device is going to happen.

00:47:19.000 I want it to be ours.

00:47:21.000 And I want to be able to know that the government is in position to defend against autonomous weaponry.

00:47:28.000 That has to be done by the government.

00:47:31.000 That's the same approach we have because it's such a big issue.

00:47:33.000 This is so interesting because I couldn't disagree more.

00:47:38.000 But let me tell you why.

00:47:40.000 Almost every time government disagreements what makes a market.

00:47:44.000 That's exactly right.

00:47:45.000 Almost every time government tries to solve a big problem, they make it worse.

00:47:49.000 War on poverty, public schools, you know, obesity coalitions.

00:47:54.000 Let me finish.

00:47:57.000 Now, with that being said, the president can talk about it.

00:48:00.000 He can encourage it.

00:48:02.000 He can try to influence it, do private public commissions, all that sort of stuff.

00:48:06.000 But as soon as you appropriate tax dollars towards something, here's what happens.

00:48:10.000 If you subsidize something, you get more of it.

00:48:11.000 When government puts money at something, usually crony deals are handed out.

00:48:15.000 You know that.

00:48:16.000 Crony deals.

00:48:16.000 Right?

00:48:17.000 We don't want that.

00:48:18.000 Market is much more efficient with those dollars.

00:48:20.000 Entrepreneurs from the bottom up are much more likely to come up with solutions to pre-existing issues than a top-down corporation seeking government funding would.

00:48:28.000 The final thing I'll say is this.

00:48:30.000 We don't have commissions to try to solve starvation from the government.

00:48:35.000 We have grocery stores with more food that they're throwing away than they're actually selling.

00:48:39.000 We have an abundance problem in America.

00:48:41.000 And so if I think we want to solve the artificial intelligence problem, we should say this.

00:48:45.000 Let's make a national push for it.

00:48:47.000 Let's have a public consensus it needs to happen.

00:48:49.000 And then have a race to say we will beat China, but not by through government funding, but through our entrepreneurs.

00:48:54.000 People like you.

00:48:56.000 Let me ask you a question.

00:48:57.000 That's how we're going to solve the problem.

00:49:02.000 I don't disagree that there's inherent inefficiencies in government programs, right?

00:49:07.000 They're almost like VCs.

00:49:08.000 VCs get one out of ten right, and the one they get right covers, yeah, covers them.

00:49:14.000 I'm okay with most of that, right?

00:49:16.000 I prefer that a lot of big government programs go away.

00:49:18.000 Look, if I ran the show, you have no idea how I would change things.

00:49:24.000 But when it comes to big picture items, when it comes to global items, AI, if you believe in spending $600 billion or more for defense, but whatever the number is, right?

00:49:37.000 The future of warfare is built around through up and down artificial intelligence.

00:49:46.000 If we don't win that war, the next generation that are sitting there having this conversation for the next generation of high school kids, it's going to be how are we going to catch up?

00:49:57.000 That's why we need to invest.

00:49:59.000 Now, I don't know that we have the people in place in the government right now to make those investments.

00:50:04.000 I think that's a challenge and a problem.

00:50:06.000 I think we're truly a threat from autonomous weapons unless as a nation we either come to agreements with other nations on this and we have the ability to monitor them, you know, trust but verify.

00:50:18.000 But as big a threat as nuclear is, AI is even bigger.

00:50:23.000 Do you think we'll see singularity sometime soon?

00:50:26.000 Not in the next 50 years.

00:50:28.000 So you think it's at least some people have 2036 or...

00:50:31.000 Yeah, not in the next 50 years.

00:50:32.000 But again, I want to say this again.

00:50:34.000 For weaponry, we already have the ability to have weapons think.

00:50:41.000 There's already the ability for autonomous weapons.

00:50:43.000 And they're only going to go further, further, further as processors get more advanced.

00:50:48.000 Once we solve the battery problem, the portable battery problem, so these Terminators can be out in the field for an extended period of time, if we don't win that battle, this world's upside down.

00:50:59.000 That's what scares the shit out of me.

00:51:00.000 And climate change has that same.

00:51:03.000 Let me tell you this.

00:51:04.000 You assign a percentage probability to what I just said.

00:51:08.000 1%, 2%, 5%, you have to be concerned.

00:51:12.000 Climate change is the same way.

00:51:14.000 You assign a probability that things really could get bad.

00:51:17.000 1%, 2%, all the rest is Mishagash, right?

00:51:21.000 Just rambling because if you're wrong, the loss is enormous.

00:51:28.000 And you have to hedge against that.

00:51:30.000 Right.

00:51:30.000 Well, we're going to open up for questions, but I do want to finish this because the question is: how bad it'll actually get?

00:51:36.000 How can you prove it?

00:51:37.000 Second, the third question is: no, the third question is: can you actually prove without a shadow of a doubt that humans are contributing to rise of global temperatures?

00:51:43.000 And you can't.

00:51:44.000 There's a lot of scientists that believe when you have a climate that has trillions of hydrocarbons of different molecules with sunspots, solar flares, rising and lowering global temperatures.

00:51:57.000 Let me give you an example.

00:51:57.000 When the founding fathers wrote the U.S. Constitution, Scotland had a Mediterranean climate.

00:52:03.000 A hundred years later, Scotland has a climate much similar to ours.

00:52:07.000 There was very little carbon emissions over that 100 years, but we have evidence that the climate changed so dramatically that temperatures were gone by almost 25 degrees in 100 years.

00:52:17.000 What made that happen?

00:52:18.000 Well, there's an argument made sometimes things get cooler and hotter naturally without human interaction or carbon emissions.

00:52:25.000 So that's the question: are we going to hamper human life expectancy and production and third world?

00:52:31.000 Okay, so let me put a Trumpian hat on.

00:52:33.000 Let me put a Trumpian hat on.

00:52:34.000 Right, because what's the cost-benefit analysis and the opportunity cost?

00:52:37.000 Great.

00:52:38.000 Here we are, and would you agree that there's at least a greater than 0% chance that there are man-made hazards with the climate?

00:52:47.000 With a greater than 0%.

00:52:49.000 Of course, I would say.

00:52:50.000 Okay, great.

00:52:50.000 That's all.

00:52:51.000 So here we are with an economy that's booming, right?

00:52:56.000 Thank you, Trump, for booming the economy.

00:53:05.000 If not now, when?

00:53:07.000 Never.

00:53:08.000 Let the market solve it.

00:53:10.000 Markets solve problems.

00:53:11.000 Entrepreneurs solve problems.

00:53:13.000 So at what point do you look around and say, Miami's starting to flood?

00:53:19.000 And look, there's always excuses for everything, right?

00:53:22.000 Well, I'm not saying there's always excuses.

00:53:23.000 Mark, I'm going to put you on the spot here.

00:53:25.000 Sure.

00:53:25.000 It starts at the individual.

00:53:26.000 You fly a private jet?

00:53:27.000 Yeah, of course, but I buy carbon offsets.

00:53:29.000 But I buy carbon offsets.

00:53:30.000 The worst polluter.

00:53:31.000 But I buy carbon offsets.

00:53:32.000 I buy my carbon offsets.

00:53:34.000 I buy my carbon offsets.

00:53:35.000 You've got solar panels on your house?

00:53:37.000 We're starting to install them, but I buy carbon offsets.

00:53:39.000 I admire you.

00:53:40.000 We're buying carbon offsets for everything I do.

00:53:43.000 Everything.

00:53:43.000 And you know what?

00:53:45.000 The change starts at the individual, right?

00:53:46.000 No question.

00:53:47.000 No question about it.

00:53:48.000 They're not mutually exclusive.

00:53:50.000 None whatsoever.

00:53:51.000 But what I see is these philosopher kings that are popping up, Leonardo DiCaprio, that fly around on their private jet and say everyone else must live other ways, and then I live somewhere different.

00:54:01.000 The best change starts at the individual.

00:54:02.000 But here's what I'm saying.

00:54:03.000 If this is such a huge issue, which you believe it is, let's start a charity.

00:54:07.000 Let's raise billions of dollars independently of government, and that will be more efficient and more efficient.

00:54:11.000 That's not enough.

00:54:18.000 But look, if I thought that was enough, I would just give a billion or two dollars.

00:54:22.000 Do it.

00:54:23.000 It's not enough.

00:54:24.000 It takes regulatory change.

00:54:27.000 I guarantee you.

00:54:30.000 I guarantee you, if you pledged a billion, you could get another 100 billionaires.

00:54:33.000 You'd have a $100 billion charity to solve climate change.

00:54:36.000 And that would be more effectively spent than government would never do it.

00:54:39.000 It wouldn't change it because.

00:54:40.000 Oh, so it wouldn't change it.

00:54:42.000 No, no, what I'm saying is there are points when regulations help.

00:54:46.000 Would you agree there are regulations that help?

00:54:48.000 Without a doubt, but we're way past the point of normal regulation.

00:54:52.000 We have gone far off that region.

00:54:53.000 Well, wait, but don't we have the president that is the perfect president to introduce the right kind of regulation?

00:54:59.000 No, I think he should continue to cut regulation and cut regulations.

00:55:01.000 No, but for this in particular, we're not talking about general business regulation.

00:55:05.000 You have a president that across the board is cutting regulation.

00:55:08.000 This is the future of kids in this audience.

00:55:11.000 This is a greater than zero risk.

00:55:13.000 Regulation could at least potentially help and reduce regulation.

00:55:19.000 So I wouldn't say that any sort of form of regulation would be worth the cost-benefit analysis of hindering potential economic growth to try to potentially lower global temperatures because we're not yet certain humans are possibly maybe totally contributing to the state.

00:55:19.000 Right.

00:55:33.000 Do you realize there are limits to economic growth, right?

00:55:36.000 That sometimes economies overheat.

00:55:38.000 That if you do have too much growth and interest rates go up.

00:55:41.000 Now, in our particular case, if interest rates go up too high because our debt's going up so dramatically right now, it could be a big problem for us, a really big problem for us, right?

00:55:51.000 But different question.

00:55:52.000 Again, the point is you have to hedge, right?

00:55:56.000 There are no absolutes.

00:55:57.000 And when you're dealing with lives, sometimes you have to put economy aside.

00:56:03.000 Again, entrepreneurs, me, whoever, you all hopefully will come up with solutions that will be better.

00:56:10.000 And at that point in time, the government can say, we don't have to be here anymore.

00:56:15.000 You take over.

00:56:15.000 Just like health care, right?

00:56:18.000 Healthcare, Obamacare, I was all for it because more people got covered.

00:56:24.000 But I knew that there was a better way.

00:56:26.000 They're not mutually exclusive.

00:56:28.000 You can have government work on big problems, not the little ones, the big ones, right, and have an impact.

00:56:35.000 Look, if it were up to me, it'd be health care, it'd be climate change, it'd be artificial intelligence, maybe some other safety items.

00:56:43.000 And that's it.

00:56:44.000 Maybe finance, right?

00:56:45.000 That would be enough things to regulate.

00:56:47.000 But those are the big things that have to be regulated.

00:56:50.000 You can't just exclude them.

00:56:52.000 I think we're going to open up for some questions.

00:56:54.000 I love this stuff.

00:56:55.000 It makes great Mark.

00:56:56.000 This is good.

00:56:56.000 I love it.

00:56:58.000 Hi, my name is Lucy, and I'm about to be a senior at IU.

00:57:01.000 Wood, go Hoosiers.

00:57:02.000 Yeah.

00:57:04.000 And I'm kind of having a crisis because I don't know if I should go to grad school and get my MBA.

00:57:11.000 What is your opinion as someone who graduated from IU?

00:57:14.000 I'm not a fan of getting MBAs at all.

00:57:16.000 I'm a fan of going to college, but not a fan of getting an MBA.

00:57:20.000 Why?

00:57:21.000 Because there's so many online ways to learn, and I think you can get far more experience in the workforce and learn more and be in a better position to succeed.

00:57:36.000 Because realize, look, there are so many online MBA equivalents that if you're disciplined enough, you can do it for a lot less money and still get a quality education.

00:57:45.000 Now that said, I'm a big believer in going to college, right?

00:57:49.000 I'm just not a big fan of MBAs.

00:57:52.000 Even at IU.

00:57:54.000 Over here.

00:57:55.000 Hi, my name's Kiana, and I was wondering if Charlie went on Shark Tank six years ago, would Turning Point USA be something you'd invest in?

00:58:03.000 Absolutely.

00:58:03.000 Well, there we go.

00:58:04.000 Sometimes you bet in there comes the company.

00:58:08.000 Sometimes you invest in the horse and sometimes you invest in the jockey.

00:58:12.000 I'd invest in the jockey for sure.

00:58:13.000 Thank you, Mark.

00:58:14.000 All right, one more over here.

00:58:16.000 Rob Dick.

00:58:17.000 Hi, my name is Benjamin.

00:58:18.000 I'm 6 p.m. from Colorado.

00:58:20.000 So me and my friends we were talking over here, we wanted to ask you about the health care, how you're talking about your government proposed health care.

00:58:27.000 And we worked for a guy who was running for governor in Colorado, and his idea was that the government should not be involved in health care.

00:58:34.000 There should not be big businesses in health care.

00:58:36.000 He said that his idea was there was clinics that he went to and he visited in Virginia and they were completely run by nurse practitioners.

00:58:43.000 And he said if he was elected governor, that would be his plan for Colorado to completely get the government and the big businesses out of health care.

00:58:49.000 The problem is, in 1986, we passed a law that said if someone goes into a hospital, they've got to be taken care of.

00:58:56.000 President Reagan passed that.

00:58:57.000 When somebody is sick and ill, we end up paying for them somehow, some way.

00:59:02.000 The question is, and if they don't have a job, they're going to be on Medicaid.

00:59:06.000 If they're older or sick in certain circumstances, they'll be on Medicare.

00:59:10.000 Everybody else in the middle, just because you're not paying for them directly doesn't mean you're not paying for them.

00:59:17.000 And when people are sick or hurt or dying, we all pay for them one way or the other in productivity or other ways.

00:59:22.000 So we have to come up with a solution.

00:59:25.000 And personally, I think healthcare is a right.

00:59:27.000 And it's just a question of what's the best way to deal with it.

00:59:30.000 We could have a long conversation about that, but we'll move on.

00:59:34.000 So, one, I'm enjoying this conversation.

00:59:36.000 It's nice to be able to actually converse and not agree all the time.

00:59:39.000 But it sounds like you were talking about actually implementing the technology that we currently have and having regulation implement it right now.

00:59:48.000 I'm thinking you may more be intending to invest into actual invention of new technology that's more useful because current technology as it stands is not usable in its current stance for being efficient.

01:00:04.000 So I'm asking, are you more interested in actually investing into the invention or the implementation of current technology?

01:00:12.000 Well, I mean, invention and current technology, whatever.

01:00:15.000 I'm looking for opportunities.

01:00:16.000 I'm always opportunistic.

01:00:18.000 And so, you know, when I invest in AI, I'm looking for new ways to change the world.

01:00:23.000 I'm looking for new ways to change industries.

01:00:25.000 I always try to look for ways to disrupt.

01:00:27.000 So that's how I invest.

01:00:30.000 Okay, we'll get it.

01:00:32.000 Hi, I'm Matthew, and I'm 14 from Washington, D.C.

01:00:37.000 And since you seem very invested in future technologies, based on current events, do you think Elon Musk is qualified to take people to space and to different planets with SpaceX?

01:00:51.000 We'll find out.

01:00:53.000 I don't know.

01:00:55.000 Excellent being my last one.

01:00:57.000 Hi, Mark.

01:00:58.000 I'm Maggie.

01:00:59.000 I'm actually from a long line of entrepreneurs, and I started my own business when I was 15.

01:01:03.000 Congratulations.

01:01:04.000 Thank you.

01:01:05.000 In your opinion, what are the unforeseen downsides to success in business and politics?

01:01:12.000 Yeah, you know, success, early success can be a lousy teacher because you tend to get overconfident and think that you have the answer to everything.

01:01:22.000 And, you know, that's why I mentioned earlier, I always try to check my Hulk card because I recognize that I'm not right about everything.

01:01:29.000 And so really, not being arrogant.

01:01:32.000 And I'll tell you something else I've learned, particularly as I got older, is that the power of nice is really, really important in business.

01:01:41.000 That just being nice will give you such a huge advantage over other entrepreneurs and other businesses that just trying to be a little humble and realize you can be wrong, that's where a lot of entrepreneurs who have had early success really run into a problem.

01:01:56.000 The one thing I'll add, six words you should say every day.

01:01:59.000 Say, I don't know, and say, tell me more.

01:02:01.000 Those are the six things you should always say.

01:02:03.000 Never be afraid in a conversation to say, I don't know.

01:02:07.000 And then never be afraid to say, tell me more.

01:02:09.000 Every day, say those six words.

01:02:10.000 And if you think you know everything, you don't.

01:02:13.000 I'm learning something every day.

01:02:15.000 I try to read a book a week.

01:02:16.000 Tell me more.

01:02:17.000 Curiosity is the most important attribute of a successful entrepreneur.

01:02:21.000 All right, this is a little bit of a sense.

01:02:24.000 Hi, my name is Amara Titus.

01:02:25.000 I'm from North Carolina.

01:02:27.000 And my question was, what's the weirdest product that has ever been introduced on Shark Tank?

01:02:32.000 Weirdest product, there's so many weird products on Shark Tank.

01:02:36.000 We've had a fart candle.

01:02:39.000 You don't know what it's like being on national TV having to, it was nasty.

01:02:44.000 There's just so many.

01:02:46.000 But watch all the replays.

01:02:48.000 You decide.

01:02:50.000 Yeah, potato parcel.

01:02:51.000 That was interesting.

01:02:52.000 We have one more.

01:02:53.000 Want to draw a cat for you?

01:02:54.000 I think we have time for one more.

01:02:56.000 Hello, my name is Matt.

01:02:58.000 Hey, Matt.

01:02:59.000 So I'm a computer science student, and I'm definitely cybersecurity and AI is like a big problem.

01:03:07.000 So I don't know if you're right or what.

01:03:11.000 I'm still looking for answers on that myself.

01:03:15.000 And another thing is about climate, I love the conversation you were having.

01:03:19.000 So I just kind of wanted to get your opinion more on what exactly we should be doing with AI and with climate.

01:03:28.000 For those of you who, you know, you're young, if you don't pay attention to what AI is, if you don't go to, let's say, Amazon AWA, or just go, what I would suggest is go to YouTube and just type in Introduction to Machine Learning and just watch it to see what it is.

01:03:44.000 Type in Introduction to Neural Networks.

01:03:47.000 Just watch some of the presentations that are on YouTube.

01:03:51.000 The impact that the Internet has had and the changes that your parents went through more than you because you grew up with the Internet is minimal compared to the impact that AI is going to have, is having and will have.

01:04:03.000 What's changed over the past couple years that's really accelerating it is the speed of processors, these things called GPUs, which were originally just used for gaming, but now they keep on getting more and more advanced, smaller, faster, and able to do more, which allows more processing to happen in a small space.

01:04:24.000 That's going to change how things are done.

01:04:27.000 Literally, who you work for, how you work, the type of work you do is going to be completely different than your parents within the next 10 to 15 years.

01:04:36.000 And so paying attention to AI.

01:04:38.000 And so what you're doing with computer science is great.

01:04:41.000 But even if you have no interest in computers, no interest in programming, it doesn't matter.

01:04:45.000 Just like, you know, you laugh at your parents who might or might not understand Snapchat and Instagram and Twitter and the like, you know, you're going to have to understand AI or people are going to laugh at you.

01:04:57.000 And one last thing I want to say.

01:05:00.000 I remember earlier this morning, Charlie was speaking and he said something about Saudi Arabia, I remember, and how Saudi Arabia really isn't a very moral country and we don't share their values.

01:05:12.000 So in the long term, I definitely agree with Charlie that we should have more market solutions, but I kind of wanted to hear what you think because in the short term, we're very dependent on Saudi Arabian oil right now.

01:05:26.000 And I'm thinking we probably should be funding through the government, actually.

01:05:30.000 A lot of people here are going to disagree with me, but we should be putting subsidies towards green energy so we don't have to rely on these immoral countries.

01:05:39.000 Yeah, I mean, I'm not going to judge Saudi Arabia one way or the other.

01:05:42.000 I don't know anybody from there.

01:05:44.000 Or a couple of people, but an argument could be made both ways, obviously.

01:05:49.000 Charlie would tell you to come up with a market-driven solution.

01:05:52.000 I would tell you for our biggest problems, sometimes the thing about market-driven solutions, there's always opportunity, and an entrepreneur will typically end up winning almost all the time.

01:06:02.000 But in the interim, we still as a country need solutions.

01:06:07.000 And where we can set a foundation that helps entrepreneurs and accelerates entrepreneurs for big problems, I always think that's a good thing.

01:06:18.000 Well, let's give it up.

01:06:20.000 Just thank Mark again for coming.

01:06:21.000 Let's give it up for Mark.

01:06:26.000 And for Charlie, it was a lot of fun, buddy.

01:06:28.000 Really?

01:06:33.000 We don't agree on everything, but this is what America's all about.

01:06:37.000 Disagreement, civility, exchange of ideas.

01:06:40.000 So thank you, Mark.

01:06:41.000 We appreciate it.

01:06:42.000 Thank you.

01:06:50.000 I want to thank those of you that are supporters that go to charliekirk.com slash support to help cover the costs of this show.

01:06:56.000 We do 12 to 14 episodes a week.

01:06:59.000 We try to bring as many as we can commercial-free, and we are able to do those commercial-free episodes, especially the longer form episodes.

01:07:05.000 Those of you that support us on a monthly basis, we're going to be emailing you about a Zoom call that I'll be doing once a month for our monthly supporters, but allows us to be free from boycotts, to speak the truth, and not have to worry about these coordinated leftist attacks against those of us that dare call out what's happening in our country.

01:07:24.000 So please go to charliekirk.com slash support and thank you for chipping in whatever you can.

01:07:29.000 It helps us tremendously.

01:07:34.000 What a great conversation that was.

01:07:35.000 Please consider getting involved at Turning PointUSA at tpusa.com.

01:07:39.000 tpusa.com.

01:07:42.000 Email me your questions, freedom at charliekirk.com.

01:07:45.000 And the first 15 people to do so of subscribing to the Charlie Kirk Show, giving a five-star review screenshotting and emailing it in at freedom at charliekirk.com will get a signed copy of the MAGA doctrine.

01:07:58.000 Thank you for supporting the Charlie Kirk Show at charliekirk.com slash support.

01:08:02.000 We value our supporters so much, and we'll come up with some more episodes very soon.

01:08:07.000 God bless you.

01:08:08.000 I'll be back in the saddle very, very soon.

01:08:10.000 I appreciate you.

01:08:11.000 Thanks so much.

The Charlie Kirk Show - July 12, 2020

Mark Cuban - Best of TCKS

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