The Culture War - Tim Pool - The Culture War #28 - The Economy Is In DANGER, Trump And Student Loans Spell CRISIS w⧸Meet Kevin

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00:00:58.140 We got a lot going on in the economy. There's politics. There's warnings from certain individuals

00:01:10.220 that the political crisis we're seeing with Donald Trump and with the upcoming election could be bad

00:01:14.500 for the economy because it could have an effect on confidence. I'm not so sure about that. That

00:01:19.120 seems a bit vague and nebulous. But there's also other concerns about student loan debt. And there's

00:01:23.940 a lot that we can talk about. So we're hanging out with, meet Kevin. Who are you? What do you do?

00:01:28.620 Hey, thanks for having me. Is the camera not working?

00:01:32.800 Oh, okay. Very well. Hey, there it is. That's awesome. Maybe I bumped into it on the way in.

00:01:38.720 Sorry about that. It's been a rocky economy. There we go. Yeah. Yeah. So I'm a financial advisor.

00:01:45.320 I make finance videos on YouTube. I cover stocks and real estate. I started in real estate,

00:01:50.080 real estate broker, licensed lender, licensed contractor, kind of done a little bit of

00:01:53.520 everything. You were, you were like running for governor too or something, right?

00:01:56.060 I ran for governor in California. Yeah. That state needs a lot of help. But you know,

00:02:00.220 I actually, it resonate a lot with, I can't remember when you said this. It might've been

00:02:03.860 a while ago that you said it, but this, this idea of like, everybody sort of told me, Kevin,

00:02:08.140 leave the democratic party. You're not a Democrat or whatever. I'm like, I'm just,

00:02:11.340 I feel like I'm a centrist and California needs to change. So as soon as they hear D,

00:02:15.860 they're like, Oh, I can't be friends with you because you have that label. I'm like,

00:02:19.060 I'm just a human. Yeah. That's interesting. When, uh, when all that stuff was going on,

00:02:22.920 I remember everybody was shouting you out saying like, you could actually, this is the guy meet

00:02:26.860 Kevin could be the saving grace of, of California because you're a centrist because you're reasonable

00:02:31.660 because you're honest and running as a Democrat, you actually have a chance to win.

00:02:36.380 You could get nothing done if you were a Republican in California. You know, people look back to

00:02:41.260 Schwarzenegger, but back then Democrats didn't have a super majority control of the legislature

00:02:46.620 today. They control about 80% of the legislature in California. So if you got a Republican in,

00:02:52.360 they just sandbag you for the two, four, six years, whatever you got lucky enough to sit in

00:02:57.200 there for. So how did that end up turning out? I mean, you did, you did, you do decently well.

00:03:01.320 Yeah. So, uh, it was a recall election. So voters had to vote on whether or not to recall the governor

00:03:07.520 and it was actually looking like they were going to go for voting for recalling him. And the next best

00:03:14.140 option would have been in my opinion, myself, I was the only one on the democratic ticket running,

00:03:18.880 uh, until you had on the Republican side, Larry elder come in who very powerful force on, uh,

00:03:26.160 on the Republican ticket. Uh, he ended up getting first place out of recall candidates. I came in

00:03:30.680 second. Uh, so I beat all the other candidates. Uh, but, uh, what the Democrats were able to do was

00:03:36.520 brand Larry elder as being to the right of Trump. And as soon as they said,

00:03:40.880 supremacist, yes. And as soon as they did that and said, you know, uh, lockdowns are coming back

00:03:47.300 and, and what he's going to, you know, um, uh, what was it? Larry elder was going to kill your

00:03:51.560 children. That's what it was because he was going to take away masks and, uh, tell everybody they

00:03:56.140 don't need to get vaccinated. And that actually then motivated Californians to come out and vote

00:04:00.620 to keep Newsom. Yeah. Yeah. Yeah. Yeah. It's pretty wild. That's, that's, that's, that's so awful.

00:04:06.240 But I mean, you know, knowing everything that's going on in politics, I mean,

00:04:09.120 you still consider yourself a Democrat. Oh man, I, I don't even know what to consider

00:04:12.600 myself anymore. I really, I consider myself first and foremost an American, which I feel proud to

00:04:16.620 say because I was born in Germany. I'm an immigrant. And, uh, when, when, when, when was

00:04:21.580 it? I was like 13 months old. I was born in 92. Uh, so, and what's crazy is, you know, as much as

00:04:28.700 you can believe it, but the wall street journal just did a piece where they showed a chart of hate

00:04:32.620 of how much Democrats hate Republicans and how much Republicans hate, uh, Democrats wall street journal,

00:04:38.360 they published it within the last week. Uh, I actually tweeted a screenshot of it, uh, probably

00:04:43.120 within the last week, but it's a chart of hate from the early nineties. And it shows how hate

00:04:48.420 for the other party has basically just gone straight up. Like if, if that could be a stock

00:04:53.100 I've invested in, in the last 30 years, it would be fantastic because I'm 31 now, uh, just

00:04:58.460 because of how much hate has accelerated for the other party. Part of it, they blame on maybe

00:05:03.780 ignorance for the other people. Part of it, they blame on, you know, media and, and whatever, um,

00:05:09.580 you know, extremism for views, whatever it might be. But, um, it's, it's pretty wild, uh, how much

00:05:15.580 divisiveness there's, you know, I'm trying to find your, your tweet. Yeah. Let's see. I'll, I'll try to

00:05:20.600 help you find it as well. How long ago was it? Oh, it should have been within the last week. And, uh,

00:05:25.900 we talked about how sad it really was. I'm going to just hit media. Maybe that'll, oh, here we go.

00:05:30.780 You got it. Yup. Wow. Look at this. Yeah. Look at that. See, if that was a stock I could invest

00:05:35.200 in, you know what I'm saying? Like if you could invest in hate, you can though, but you, I mean,

00:05:41.140 there, there are smart financial people who can look at that, figure out what is economically tied

00:05:47.280 to the, this political space. And I gotta be honest, media is the obvious one because Democrats

00:05:53.540 and Republicans are about to dump billions into media markets for advertising because they hate

00:05:58.960 each other. That's a good point. All the super PACs. Yeah. When, uh, yeah. When a bloom,

00:06:03.380 when was Bloomberg? Was that, was that like 2019, 2020? Oh yeah. Yeah. Michael Bloomberg. Oh yeah.

00:06:08.240 Yeah. Yeah. I mean, he put in half a billion dollars. So we're, we're, yeah, we're getting

00:06:12.620 all these ads. So I'm just like, there's, there's one of your targets. Well, even in LA, you had the,

00:06:17.400 uh, LA mayoral race, just this, uh, you know, last election cycle and the amount of money that was

00:06:21.800 spent for a mayoral race. I mean, I think it was somewhere in the neighborhood of a hundred

00:06:24.760 million dollars and it's just insane, maybe even more than that. But you've, you're now getting

00:06:28.480 these rich billionaires who are like, okay, we got to buy as much as we can. And they're spending a

00:06:32.860 lot of money on messaging and marketing. It's, it's, uh, it's pretty incredible. Here we go. I

00:06:37.580 think this is it. This is, is this the article? The tribalism took over our politics. Yes. Yeah.

00:06:42.120 Jason. Yeah. Yeah. He's, he's a good writer. Yeah. There it is. Wow. Wow. We missed this one.

00:06:46.180 This was a week ago. This is like right up our alley. Yeah. Share of those in each party who view the

00:06:51.280 other party very favorably. I'm sorry. Unfavorably. Yeah. Yeah. 62% of Republicans. Like it's a,

00:06:58.100 it's almost an all time high. Wow. 1994 was 21. Now it's 62. Yeah. Look at that. Democrats in 95

00:07:04.720 really did not like Republicans. And that's interesting that, that Democrats don't, this,

00:07:09.860 this is surprising me. Democrats, it's 54% unfavorability, but that's lower than Republicans.

00:07:16.500 I think the issue is probably what we see in the culture war. The woke. Yeah.

00:07:21.280 Yeah. You know, drag shows and things like that are really, um, I don't know what's the right word,

00:07:26.220 astringent, I guess, to the, to the conservative mind. Yeah. And that's resulting in escalating

00:07:31.880 anger. But I also think too, what we're seeing with the, you know, the, the politics, the indictment

00:07:38.400 of Trump and all that stuff is really making people angry. Plus, you know, we, we talked about

00:07:42.020 this last night. They just sentenced one of the proud boys or two of them to 17 years, 17 for Joe

00:07:46.900 Biggs. And then the other guy got 15, uh, I think his name was Jordan rail or something like that.

00:07:50.640 And that is insanely excessive. The theory that many, a theory that many, many, uh, Trump supporters

00:07:57.420 are putting forward is that they're intentionally trying to agitate and piss off Republicans and

00:08:01.780 conservatives and Trump supporters to escalate the, the political conflict, which I think is the

00:08:08.240 natural consequence of what we're seeing politically. This, this article, actually, I think it's the nail

00:08:13.540 and the hammer. All that's going to happen is people are going to hate each other more and more

00:08:16.900 and more. You know, what I was saying is if you're a Republican politician and you see something like

00:08:22.620 this, you know, your path to victory is going to be a retribution revenge ticket. So then this

00:08:29.340 Republic, you know, you're going to get a politician coming out and saying, vote for me and I'll go after

00:08:32.160 them. Democrats will do the same thing. And it's very interesting. You say that, that observation

00:08:36.520 that you had about Democrats actually becoming almost less unfavorable of Republicans. It almost looks like

00:08:41.840 that. I wonder if how far that time goes on the right, but I wonder how much of that aligns with,

00:08:46.480 uh, the indictments of Trump, because one thing that I have noticed is at least on my channel,

00:08:51.500 which I've always thought was very 50 50. Uh, I've noticed a lot of Democrats leaving comments

00:08:57.080 when I make a Trump video saying, look, I'm, I'm a Democrat. People will say, but what they're doing,

00:09:01.820 the Trump is not okay. And it scares me. And I think that's very interesting that you're almost seeing

00:09:07.080 that bridge, that crossover of like, let the voters decide is what people were saying.

00:09:11.720 It seems that way. Yeah, I agree. I just, I think the one, if you look at the G the Georgia

00:09:20.020 indictments with like a Fonnie Willis, I think this is exactly it. This is the, my constituents hate

00:09:26.120 Trump so much. I get reelected and I make money if I target him. So it's not about the law.

00:09:31.420 Get Trump. Right. Exactly. And then the response from the right is going to, is, is we're now

00:09:36.500 hearing all the Trump supporters and conservatives say, do something to members of Congress,

00:09:41.360 which means come 2024, when it, when, or, uh, even, even now ish, you'll start seeing people

00:09:48.360 who are going to be running for primaries for a congressional ticket. And they're going to be

00:09:51.380 campaigning on, I will file subpoenas. I will issue criminal referrals and we will go after them.

00:09:56.460 Right. Neither side. I think both, both sides think they're justified. I think my view of it is,

00:10:02.740 is more the indictments against Trump are obviously an overreach of the law for political

00:10:07.740 power. The right, the conservative side, the Republicans aren't really doing much. They're

00:10:13.420 saying we want to have an inquiry and have a special session to question the prosecutor.

00:10:17.160 So you're going to get a reaction from Republicans. Sure. What do you think about Vivek's take?

00:10:21.920 Pardon Trump, put it in the past, move on. Well, yeah, I think that's fantastic.

00:10:26.220 Yeah. Uh, his, his perspective of course is more aligned with what I think is the truth

00:10:30.780 in that. That's his campaign slogan. Yeah. Right. You know, and I, and I do find him to be a very

00:10:35.600 honest guy. Everyone keeps trying to get him with like past statements. Sure. And then he comes out

00:10:39.340 and he just addresses all of them like bang, bang, bang. And that's, I like the guy. I don't think

00:10:43.180 he's perfect. I mean, nobody is. I, I mean, I have some complaints about his, his pharmacy past myself,

00:10:48.320 but in terms of if I, if I separate the past, uh, and the, the, what he's saying now about the future,

00:10:54.740 it's, it very much resonates with what Americans are looking for in a politician.

00:10:58.880 I agree. And, and I think he addresses the concerns and the things in the past. Exactly.

00:11:03.180 And it's like, I, you couldn't get a better answer out of the guy. He's, he's, he's, he's not making

00:11:07.980 mistakes. He's a couple. Yeah. They got, they got him on that nine 11 thing, which was hilarious.

00:11:12.020 I know, but he, you know, all of those things, I think you almost need to hit those landmines

00:11:16.760 when you're running for office because it gets you in the attention cycles. Yep. And it just

00:11:21.160 helps you in the polls. I mean, strangely, the prediction markets have him down.

00:11:25.520 That is true. After the debates, I will say after the debate, after Trump skipped the, uh, debate

00:11:31.300 and went for Tucker, uh, and which I don't blame. I thought that was a really kind of funny slam at

00:11:36.680 Fox. It was like the perfect timing of that. But, uh, I thought after Trump's performance there,

00:11:42.620 where he felt a little beaten up, which you can't blame him with all the stuff he's been dealing with.

00:11:46.820 He felt a little beaten up on Tucker and Vivek's performance. I would have expected more of a,

00:11:51.860 uh, a fall in Trump polling and a rise in Vivek didn't happen. If anything, Trump became more

00:11:57.580 popular. Yeah. Trump went up. Ron actually went up and down. Yeah. It was, it was really weird

00:12:03.620 during the debate. Vivek drops afterwards. He skyrockets and now he's down again. I know it's

00:12:08.380 so weird. It's polling though. You know? Yeah. Well, the prediction markets are people making bets.

00:12:14.820 Yeah. So I'm wondering now Nikki Haley is almost in third place. Yeah, that's right. You like

00:12:18.940 looking at predicted. Uh, yeah, yeah, yeah. I've actually interviewed that CEO when I was running

00:12:23.060 for governor. I had him on a channel and the predicted markets had me at like a 10% chance

00:12:27.500 of winning. And he's like, did you know that in one out of 10 alternate realities, you would be the

00:12:32.600 governor of California? And I'm like, stop flattering me. Well, so looking at all this hate, you know,

00:12:39.000 here's what I'll go back and say this. My perspective, I think is fairly obvious. Uh,

00:12:43.500 I see a lot of people, especially with California, the fear over, uh, like you mentioned, they said,

00:12:49.300 Larry Elder is going to kill your kids and take away masks and all this stuff. Yes. I mean,

00:12:52.720 that is a paranoid delusion in my opinion. I, I got COVID. It was really bad. I can certainly

00:12:59.520 understand wanting to take precautions and I got no problem with that. If you're on a private

00:13:03.220 business and you want to say, we want masks, whatever, man, I guess. And then I can choose not

00:13:07.500 to go to your business. Exactly. The mandates I think were, were nuts, but I think in the Democrat

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00:14:34.860 on care. Did I mention that we care? I don't know how it got so bad with the fear and the

00:14:43.460 paranoia. And then the Republican states was an inversion of it. It's almost pure tribalism.

00:14:49.260 But I feel like when it comes to what's happening to Donald Trump, my take on Trump is he's kind of

00:14:55.020 a nasty dude. You know, he's crude and he's crass. A lot of people really don't like him. I totally get

00:14:59.840 it. I think there's a lot of people who are in MAGA country, like people that were previously never

00:15:06.140 voted before. Trump woke them up because he's like a bull, you know, bull in a China shop.

00:15:10.740 But then I'll talk to people and, you know, my friends from the cities and they'll say like,

00:15:14.360 here's what I don't like about him. And I'll be like, I can totally get it. They find the way he

00:15:17.760 speaks gross, like the insults, the fat pig comments. That being said, he's not a insurrectionist who

00:15:26.280 you tried to overthrow the country. And like the January 6th stuff is completely out of hand.

00:15:30.260 So what I end up seeing with that, as well as the fear over COVID and the paranoia and the tribal

00:15:38.020 nature of the Democratic Party, it seems clear to me that while the Republican Party is mostly garbage,

00:15:45.120 there is a, I guess, I don't know how we describe it because the media likes to call it the right or

00:15:51.320 conservative, but it's not. You've got disaffected liberals, post-liberal, moderate,

00:15:55.640 conservative. It's more of the, I don't know. I call it freedom faction. People disagree with

00:16:02.360 each other, but can sit down and have conversations. I think most Americans can. I think that what the

00:16:09.040 thing about Trump is that people either love him or hate him, but they know where he stands. And I

00:16:14.380 do think people like and respect that. And I think that's why Vivek has some popularity now as well,

00:16:19.840 because he's very clear about where he stands. He outlines clear, look, I believe in God. I believe in,

00:16:24.580 this is exactly what we should do with the Department of Education or the FBI or otherwise.

00:16:29.100 But Trump's very much like that. Here's how I feel about China. Here's how I feel about whatever.

00:16:32.860 He's very blunt about that. I think people like that. I think there is this uncertainty with,

00:16:38.580 well, if Biden isn't being very clear with his positioning and we don't know who's running the

00:16:46.080 White House is sort of the impression now, then, then people have like, well, at least I know what

00:16:50.280 I'm getting with, with maybe, uh, you know, Trump or Vivek or whatever, or maybe even a combined ticket,

00:16:55.700 both of them together. And we just heard Trump say that he's open to Vivek potentially as maybe a VP.

00:17:00.500 I'd love to see that. Yeah. You know, if it makes it, doesn't want to do it.

00:17:03.080 Uh, well, he has to say that because he wouldn't get donations anymore. Of course he has to say

00:17:07.560 that. But, but I mean, come to primary, if he's going to lose the primary, he's not going to say

00:17:11.740 no to VP. I don't know though. I don't know. I mean, some people are concerned that the VP is

00:17:17.020 actually a mostly do nothing position. Sure. But it sets you up for, I mean, look, Biden,

00:17:21.120 right? Biden with Obama. And then you become president. Yeah. But Biden became president

00:17:25.780 because of Trump, not because of Biden. Okay. That's fair. Vote for anybody but Trump back then.

00:17:31.120 That's true. And then I think it was, you know, there are a lot of, uh, ground activist efforts

00:17:37.760 with ballot harvesting with universal mail and voting and other things, of course, procedural

00:17:41.900 changes. People are just going and saying, vote for anyone other than Trump. And so people are

00:17:46.940 just filling out the ballot and sending it in. I don't think Biden has that this time around.

00:17:50.920 Oh, interesting. Less of that movement for Biden. Okay. Yeah. I mean, I don't think there was a

00:17:55.340 movement for Biden and, and I think Trump supporters are completely correct when they say

00:17:58.540 the enthusiasm for Biden was 26% in aggregate or whatever. How could he have gotten all of these

00:18:04.320 votes? And then my response is always, did you look at the enthusiasm against Trump? Yeah. It was

00:18:09.280 like 96%. So when, when they would do these polls and talk to voters and say, do you want to vote for

00:18:15.540 Biden? They'd say, no, do you want to vote against Trump? They would say yes. And the enthusiasm against

00:18:19.520 Trump was actually like a few points higher than for him. See, I think that's what happened in

00:18:23.300 California as well with Newsom. Do you want to vote for Newsom? No. Would you rather have Larry Elder? No.

00:18:28.540 I wonder, do you think, do you think if Larry Elder wasn't running, you would have, or they would

00:18:34.060 have at least recalled Newsom? I think that would have been a high likelihood because we were, we

00:18:40.640 were pulling better than the other candidates combined. When I did a debate against the Republicans

00:18:45.940 in, in SAC, I was against the three other leading Republicans, not including Larry Elder. I was

00:18:53.280 pulling higher than all of them combined. So if there was no Larry Elder, then I think Californians

00:18:58.180 would have seen, okay, if we recall Newsom, we can try Kevin for a year and it's, it's still

00:19:03.660 the D ticket. We can still get things done. Uh, but, uh, but it's a new vision and it's a new

00:19:08.800 generation. And if it doesn't work, my, my pitch was try me out for a year, trade me in if you don't

00:19:15.200 like me, because it was only a one year position. I remember this. I think what people were saying

00:19:19.820 was, man, we'd sure love to get rid of Newsom. This Kevin guy sounds great, but you can't risk

00:19:24.320 Larry Elder. Bingo. And so that's why Newsom didn't get recalled. Yep. I mean, there's something

00:19:28.260 wrong with California, man. Oh, a hundred percent. Yes. No, no, there's a lot wrong with

00:19:32.720 California. And don't get me wrong. I look, I've, uh, my, my wife, uh, led me to move

00:19:37.700 to California. I've, I've wanted to leave California for probably about the first 10

00:19:41.540 years I lived there. Only more recently have I come to accept that where we live in Southern

00:19:46.400 California, we'd love the weather and we're about to have a lot of children. We have twins

00:19:50.620 on the way, plus maybe more. Thank you. There's, there's a lot going on. So we, we, we'd love

00:19:55.840 that SoCal coastline, but if we had what was happening in San Francisco or LA happening in

00:20:01.780 our town, which we call Kentucky, it still has a little bit of a conservative tilt to

00:20:05.500 it. Um, if, if we had happening in San Francisco in Ventura, we would leave in a heartbeat. We'd

00:20:12.520 have to, we couldn't, we couldn't live like that. What's so, I mean, how long have you lived

00:20:16.020 in California now since 2009? So what, what's going on? Yeah. Well, I think what, what you

00:20:22.140 have is, uh, there's, there's so much of this established political belief that we, we need

00:20:28.880 to have incremental change at every level. There's so much bureaucracy. And that's why

00:20:33.120 when I was running for governor, my, my thesis was, look, we, we have people dying on the streets,

00:20:36.840 deploy the national guard and let's solve homelessness in 60 days. Because theoretically what you need

00:20:43.320 is you need homeless shelters in every part of various parts of the States, wherever the

00:20:48.640 homeless are, but the shelters where the homeless people are, because they're there anyway and

00:20:52.800 provide them the services they need, the medical health, uh, medical services, the mental health

00:20:57.580 services, the potential rehabilitation, or just a place to have a roof over their heads.

00:21:02.680 Well, I mean, do you, do you take them by force?

00:21:05.360 Yeah. Well, so that was always the big problem with, with the, the, um, this, because, you know,

00:21:11.240 you have a lot of the civil rights activism, which says, no, you, you can't force people to go and

00:21:15.560 people don't want to go. They don't want help. They have mental health problems, but when you live

00:21:18.840 on the street, your deterioration is so rapid and fast, you can't, you can't be helped anymore

00:21:22.900 after a certain period of time. It's really sad. And it's devastating that, you know, then the fifth

00:21:27.960 largest economy in the world is basically letting people die on the streets. So our rule of thumb was

00:21:32.100 you can do whatever you want. You just can't sleep on the streets. That's what we ran on. And so the

00:21:36.780 idea was if you sleep on the street, well, you need help. We'll move you over here. And if you

00:21:40.940 want to get up, you know, take a shower and a bagel and a mental health business card and leave, go for

00:21:45.540 it. But you don't fall asleep on the street. I wonder actually, I mean, this, this is a big

00:21:49.200 challenge between civil liberties and, uh, the homelessness crisis. So, you know, I lived in LA

00:21:57.460 for a while, actually worked for a homeless shelter. And so I got to experience it firsthand. And the big

00:22:01.160 problem we saw was that no matter what you do, they wouldn't come, they would not come. Of course not.

00:22:05.500 Yeah, of course not. Why would they want to? They wouldn't, you know, freedom,

00:22:08.860 no authority over them. Many of them are doing drugs. Yes. And it is sad because

00:22:14.080 in my experience, the majority of people who are homeless chose to be not, I'm not saying that they

00:22:21.000 could decide today, like, I'm going to go get a house. No, I mean, they could seek help. Yes. Not

00:22:25.380 that they want to live out in the streets. Everybody would prefer to have a home, but it was actually

00:22:30.580 rare to, to meet someone who would say, I lost my job and I'm desperate. Please help me. Yeah. It

00:22:36.400 was usually get away from me. Yeah. We're going to go live under a bridge by choice. And, and do you

00:22:41.380 think that was because they had already been homeless for a while or because, you know, from day one,

00:22:46.140 that's how they felt? Because I think once you've been homeless for like six months, you're,

00:22:49.300 you're so down that path. You know, I got to be honest. Uh, I, I've been homeless a couple of times

00:22:54.400 in my life, slept in a park, maybe only twice. Oh my gosh. It was when I was younger, when I was

00:22:59.620 probably, when I was around like 19 or 20 and then, uh, eventually got a car and lived out of

00:23:05.280 that. Uh, but that it was, it was moderately short lived. Yeah. There's no circumstance in

00:23:12.520 which I would have wanted to go with a stranger into a building because it was disruptive to my plan,

00:23:17.700 to my mission. You know, uh, I, I had, I had a job and so it's like often what I would do is you

00:23:27.160 work, you work at the airline, you just sleep in the airport. Oh, interesting. Yes. You shower.

00:23:31.460 They have showers at the airport. Yeah. And, uh, uh, okay. Yeah. So everybody has that privilege.

00:23:36.100 Right. So like I try to put myself in the shoes of, you know, if you're homeless and you, you want to

00:23:41.560 go to work or even want to get a job, how can you, if you don't have a bed to actually sleep,

00:23:46.640 to function or shower to be clean. But this, this is, this is my experience. We, we, we never

00:23:51.020 encountered those people. We, I, I, I, when you worked in the shelters. Yeah. Uh, and, but even,

00:23:56.180 even throughout my life, man, it, Chicago's got a massive homelessness problem, which is weird

00:24:00.380 because it gets so cold. Yeah. No kidding. But I lived off of Belmont in California, man,

00:24:06.360 with 15, somebody longer, 15 years ago, 16 years ago. And if you, if you walk down, uh, Belmont,

00:24:12.700 there's a bridge, which is the highway and it's homeless encampments, mattresses, sleeping

00:24:17.700 bags. Yeah. You're not going to go to any one of these people and change their way of life.

00:24:22.020 It's unlikely. Yeah. So I don't, I don't know. I think I, I, I, I don't know how they get to that

00:24:29.400 point and we don't want that to be the case, but to go back to where we started on this, I wonder if

00:24:34.220 you must by force say, if we just allow people to live on the streets, it will never change.

00:24:41.540 Correct. And there has to be a legal and moral limit to what we allow.

00:24:46.440 That was our thesis was that if you are sleeping on the street, you're dying on the street and

00:24:52.000 you're getting worse. So you can live, you can do whatever you want. You have all your freedom.

00:24:56.480 You just can't fall asleep on the streets. But, but that's where I wonder if, if,

00:25:00.320 and I'm not saying I can, I know definitively, but I'm wondering. Nobody does.

00:25:03.180 Right. That's the problem. That's why it's not solved.

00:25:06.380 There was, there was a story about Northern California, uh, take, uh, taking conservatorship

00:25:12.100 of people who are homeless or something like that. I don't know what it was called, but they would

00:25:16.160 basically any income you had would go, would go on. They would control your bank accounts.

00:25:20.880 No, that's ridiculous. But I, you know, and, but I, I have to wonder, man, the challenge is

00:25:27.480 if we see someone who's anorexic, do we just say, well, you have your freedom not to eat and they die?

00:25:32.020 Right. Or do we recognize at a certain point, we as a society have to say,

00:25:36.000 it's a good point. Yeah. But, but it's, this is the challenge we face because we believe in

00:25:40.120 freedom so much. Yes. We allow people to gorge themselves to death or not eat to death,

00:25:44.020 but we don't allow people to jump off a bridge. It's illegal to commit suicide. Right.

00:25:47.700 So what's, what's the line? Is it, it's somewhere once one's so fast, it's shocking. And one's so

00:25:52.740 slow. We ignore it. Yeah. Yeah. No kidding. I almost think that you're, that's a really good

00:25:56.740 point is sad person's about to jump off the bridge. We must arrest them and, and, and save them from

00:26:01.300 themselves. Yeah, exactly. Mental. And then, and then when they see a psychiatric, you know,

00:26:06.800 person or whatever, uh, and, and get help now you're homeless and whatever. And everybody just

00:26:12.500 turns a blind eye to it because it's the slow decay of society is what it is. And it's just getting

00:26:16.420 worse now with the inflation and, and, and, and Oh, San Francisco's getting scary. Oh, well,

00:26:20.740 and then you get the fentanyl and it's terrible. The, uh, all these videos popping up of open air

00:26:25.380 drug markets in like California and Philly. And that's the thing too. It's like, if you allow

00:26:32.080 people to do drugs and defecate in the street, it's going, it is a, it is a, it is a, I don't know what

00:26:39.940 you, a festering mold. Oh yeah. Nobody wants to live there. It will absorb other people too. Of

00:26:45.020 course. If somebody, I'll tell you a story. I, uh, I met an old guy. This is back when I was like

00:26:50.600 19 dude probably passed. It's been a long time. He was probably in the sixties, uh, homeless black

00:26:54.680 dude in Chicago. I had just eaten at like a pizza restaurant or whatever. I'm skating and I see this

00:26:59.220 guy and he's like smoking a cigarette or something. And then get ready for a Las Vegas style action at

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00:28:04.200 mountaintops. So on behalf of Desjardins insurance, I'm standing 20,000 feet above sea level

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00:28:16.840 needs. Weird, I don't remember saying that part. Visit Desjardins.com slash care and get insurance

00:28:23.540 that's really big on care. Did I mention that we care? You know, he's panhandling or something. I'm

00:28:31.480 like, I was like, Hey, you want, you want some pizza? And he was like, yeah. And I'm like, cause I,

00:28:35.260 it's like half a pizza, you know, me and my friends reading. He, uh, he takes it. And then

00:28:39.320 I decided to ask, I asked him, I was like, Hey, man, can I ask you a question? And he's like,

00:28:42.080 shoot. And I was like, how did you, how did you end up? You're homeless. Right. And he's like,

00:28:45.960 yes, sir. I was like, how did you end up out here? He said he worked for the post office his

00:28:49.400 whole life. The, uh, uh, eventually they started laying people off. He gets fired from his job.

00:28:56.340 He has no other expertise. Of course he's got a small savings. He starts going around trying to

00:29:01.900 find a job. Can't eventually his money runs out and he can't pay his rent. He gets evicted and that's

00:29:07.440 it. And I was like, friends, family. And he's like, he's like, man, he's like, my friends are

00:29:11.400 dead. He's like, he's like, you know, you don't understand. You know, I'm an old man. I knew people

00:29:16.520 from my work and that's all I knew. And my, my, my, my, my family's passed on. I don't got any

00:29:21.900 immediate family. And so here he is. And that's a guy where I was just like, man,

00:29:26.940 that dude is a guy who needs help that would take it, would take a job, wants a job.

00:29:33.520 But my fear is when you have these open air drug markets, where can he go to sleep at night where

00:29:38.340 he feels like he won't be bothered? Exactly. It's going to be around other people who are,

00:29:43.160 but now all of a sudden another person is funneled into this pit of drug and despair.

00:29:47.680 And of course, and of course, eventually you fall victim to the same thing, whether it's

00:29:51.700 drugs or it's alcohol or both. It's sad. I mean, it's, it's, it's devastating. I think what

00:29:57.400 will end up happening is in the longer term, we're going to see more of whether it's AI or

00:30:03.440 innovation replace so many livelihoods of people. You're going to have to have universal basic

00:30:09.780 income. It's, it's going to happen. And I think that the economy will actually be so productive

00:30:15.100 that I know a lot of conservatives now here, any more fiscal money printing is just inflationary

00:30:20.340 in the longer term. I think our productivity will be so strong that we'll actually be able to support

00:30:24.560 it. You know, for a while I was a, I was a proponent of universal basic income for,

00:30:28.280 for a similar reason, but I'm not, I'm not so convinced right now. I think the economy will

00:30:33.400 morph again into some way where, you know, you look at X, Twitter, people are making money from posting.

00:30:42.040 So I'm not, I'm not convinced that the answer is going to be universal basic income

00:30:45.680 because I actually think that's a component of the problem right now.

00:30:50.560 Interesting. Well, tell me more about this. So your component of homelessness crisis is

00:30:55.780 liberal handouts, so to speak.

00:30:58.080 Yeah. The, one of the reasons that in my experience working with these homeless shelters,

00:31:03.420 one of the reasons that these people remain homeless. Uh, another example is when I was,

00:31:07.240 uh, living in Seattle, there's a group of kids they call the, the avrats,

00:31:10.960 uh, avenue rats, uh, outside of, uh, university, uh, UW university of Washington because of the

00:31:18.320 food banks and the ease of access to EBT benefits. That's how they lived and they would not stop.

00:31:27.360 Sure. Uh, there were the, it was really interesting to meet these guys, uh, these young kids. They

00:31:32.820 would, they would, they would put out calls through the internet. They would ride the rails.

00:31:37.140 They would hop on freight trains to ride to Seattle over the course of a couple of days,

00:31:41.100 come to Seattle because they said every day of the week is another food bank.

00:31:46.640 And so you know where to go. You do the rounds and, and you're allowed to get a box of cereal,

00:31:51.060 a gallon of milk, a can of tuna, a can of beans. And then they would get every, every day of the week,

00:31:56.420 they'd go for free food and then they would go back to live on the streets because they were

00:32:01.220 enabled to do so. Yeah. The enablement is, is a really interesting line because you know,

00:32:05.960 you, these are two very contrasting stories that you gave. One is the, uh, choice of essentially

00:32:12.960 taking and doing nothing and being unproductive. Uh, and then there's the, uh, the forced on

00:32:19.540 productivity of the example of the person you give pizza, right? So how do you differentiate

00:32:24.280 between the two? How is government supposed to differentiate between the two? Because on one

00:32:28.420 extreme now, the people who are either forced unproductive or by choice unproductive end up falling

00:32:34.220 victim to drugs on the streets. It's terrible. And, and I don't know that we're going to solve the

00:32:38.840 solution. Honestly, in our lifetimes, it's, it's, uh, it's going to be a long time and hopefully it

00:32:44.200 doesn't lead to a greater decline in America, but I do think the wealth gap will widen.

00:32:49.860 Absolutely.

00:32:50.600 Yeah. It's definitely going to widen a lot.

00:32:52.320 You, you look at a McDonald's with kiosks and there's like one or two people who make the food.

00:32:56.980 Yeah. They've eliminated half their staff forever now too, to get your food.

00:33:00.520 Yeah. But you were, we're, we're, we are marching towards, this is why I don't immediately discount

00:33:06.260 universal basic income, but I think there's probably too many pitfalls and maybe we can

00:33:10.840 find a better solution. But the more we see automation, especially with low skill jobs,

00:33:16.340 I mean, I'm really excited for automating away journalists. I'm half kidding, but you know,

00:33:21.960 we're doing that with chat GPT. Yes. Yeah. Sure.

00:33:24.520 You're going to have one guy who owns a McDonald's who has the capital to start it for whatever

00:33:28.620 reason. Maybe it's inherited. Maybe this guy worked for 10 years, but now his profit margins

00:33:33.000 are going to be through the roof because have you seen these videos where the robot makes the burger?

00:33:37.880 Oh yeah, absolutely. They can automate the full thing. There's a, there's a pizza vending machine

00:33:42.200 in Vegas. Oh my gosh. Of course it's Vegas. Right. And it's in a parking garage and you can

00:33:47.560 slice a deep dish comes out fresh and hot, or you can get it cold. So they have a machine. They have,

00:33:53.240 they have assembly lines, auto manufacturer, the pizzas, but you still have a delivery guy for

00:33:57.700 them. But you know, everybody's seen the robot ice cream man. He grabs the cup or the robot grabs

00:34:03.920 the cup and then pulls the lever down. What happens when you combine the high rate of low skill

00:34:10.120 immigration that's happening on the Southern border with the total automation competition

00:34:14.540 will be so severe. And the lack of schooling, right? Schools are a complete failure in America.

00:34:19.160 Complete failure. Absolutely. I wish they, I wish that wasn't true. I have so many.

00:34:22.380 You can't buy all of that. So, so yeah. So I don't see, here's my fear with universal basic

00:34:29.100 income, taking into consideration all the automation. Yeah. Some 25 year old guy sitting

00:34:34.380 in his apartment playing world of Warcraft. Hey, I played. Wow. Okay. Me too. What were

00:34:39.880 you? Uh, rogue. No, I started as a rogue. I went to Druid. Yeah. Druid's good. Cause it's

00:34:44.620 versatile, but I used to, I played vanilla early on. Wow. Did you get to an axe? An axe?

00:34:50.900 Naxx. Naxxramas. Oh man. I think, I think I may have got, no, no, no, no, no. I think

00:34:56.300 I got invited to one Naxx. I've never done, never did Naxx. I was, I was more PVP. I had

00:35:00.280 tier two PVP gear. Oh, that's actually pretty impressive. Warsong Gulch and Arathi. Oh yeah.

00:35:04.660 Yeah. Did you do a Burning Crusade? Yes. Oh, okay. That was my peak. Illidan, Burning Crusade.

00:35:10.040 Alteric Valley was my favorite. Oh, you liked AV. Were you Alliance then? Oh yeah. Of course.

00:35:14.780 That's, of course. That's why that was your favorite. Cause you always got crushed every

00:35:18.640 time. What were we just talking about? I think you'll, you'll find listless young people who

00:35:25.920 are disassociating. Sure. Yeah. They might have apartments. Yeah. Uh, but my fear is effectively

00:35:33.940 people living in pods. Yeah, sure. Well, I mean, think Ready Player One, you know, Ready Player

00:35:38.680 One pods. Well, and, and I think that's almost where you have to, you, you have to almost combine,

00:35:43.300 like, I think it's a disgrace that we graduate high school today and we don't know any skill

00:35:48.740 really. There's, there's no practical skill that we can do outside of high school for the

00:35:53.400 vast, for 90 plus percent of people. Uh, I mean, 90, 99, I would say a hundred percent of

00:35:58.780 people need to know a financial education. Oh yeah. Yet we graduate people with maybe like

00:36:03.920 5% of people with a financial education in school, but everybody takes a biology class.

00:36:08.280 What for? You know, it's like, it's, it's inverse. It's the opposite.

00:36:11.700 I know about the, the, the phases of frog metamorphosis, but I don't know how to, uh,

00:36:16.340 open a bank account. Yeah. What's, how's, you know, mitosis or meiosis going to help me make

00:36:21.900 money? You know, come on, man. It's crazy, isn't it? It is. It is. So, so I think you need a car,

00:36:27.000 like, I mean, really there's a lot to fix and that's why it's going to take forever to do it.

00:36:30.200 And that's why I think wealth inequality is going to explode. But, um, so the rich are going to get a

00:36:34.440 lot richer and the poor are going to get a lot poorer, unfortunately. Yeah. But, uh,

00:36:37.920 I think essentially. Yeah. Yeah. That's a good point. And it's almost like the, the,

00:36:42.240 you've got, uh, it's a, what is it? Uh, it's like a battle Royale that the fire's coming in from the

00:36:46.960 outside, more homelessness coming. It's terrible. Um, but I think the only way out of that is

00:36:52.400 building more houses, fixing schooling, uh, and then, then helping people who have fallen beyond

00:36:58.280 the level of being able to be held.

00:37:00.280 You know, I think what, I think we needed purpose.

00:37:02.880 That would be useful too. Vivek's running on that.

00:37:05.400 Right. I don't know. National vision. Can you, I teach purpose. Can, like, can you convince

00:37:10.960 somebody who doesn't feel like they have purpose to have purpose?

00:37:14.020 Yes. Really? I do believe so. And this is, man, you know, a lot of people rag on Vivek, but

00:37:19.420 whatever you think about the dude, he's thought this through. He definitely has. And his support of

00:37:24.720 Trump, by the way. Brilliant. Yeah. Well, he's playing, he's, he's, he's playing it so perfect.

00:37:28.960 Perfectly. But national identity and national vision is a core problem. My, my, my fear is

00:37:35.280 people don't recognize how right he is. Yeah. Oh yeah. That's a good point.

00:37:38.800 You know, I talk about, we talk about the laws being broken. We, and I'm like,

00:37:42.160 culture is everything. You know, one of the big things we've been talking about over the past

00:37:45.520 couple of weeks is in Florida, it's illegal for women to skydive on Sunday.

00:37:49.420 What? Yep. Yep. But where do you find this stuff?

00:37:52.820 They're, they're called like blue laws or whatever, but you Google search it, you find this law. And it's a

00:37:57.040 really good example of there's a lot of illegal things that no cop will arrest you for. Sure.

00:38:01.220 And that's weird though, isn't it? Yeah. Yeah. I mean, that's a good point.

00:38:03.440 That means we all recognize we're all breaking the law all the time and the cops will, and the

00:38:07.080 government will never do anything about it. That's true. So the real issue is cultural.

00:38:11.980 We need national identity and national purpose. I do think you can bestow it among people.

00:38:15.740 Interesting. The challenge right now, I guess, is there is no central commanding narrative or

00:38:21.200 authority in this country. So that's, there's no leadership really. Yes. But that, that vision

00:38:26.140 that's pushing the whole nation forward, that unifying vision. That's a good point. It is

00:38:30.060 unfortunate that the best we got in a long time was Trump. He, the Artemis project, going to the

00:38:35.540 moon, creating a moon base to slingshot to Mars is the kind of thing. And then you have Elon Musk

00:38:40.120 with a starship. Did you like Obama? Oh man. No. Okay. Well, look, I voted for Obama the first time,

00:38:49.000 really hoping that he was the outsider who was going to change things. But here's, here's the

00:38:53.520 problem for me with Obama. I come from the anti-Bush generation when with the, with Iraq and

00:38:58.920 Afghanistan, lies getting us into these foreign conflicts. Oil, man. And then what does Obama do?

00:39:04.740 He, he, he exacerbates, proliferates. Drone strikes like crazy. Drone strikes, the killing of American

00:39:09.700 citizens. And I'm just like, collateral damage. Yeah. Yeah. I don't, I don't think that Obama gave us a

00:39:15.500 national vision or identity at all. Interesting. That's a good point. Like what, what,

00:39:18.580 hope and change, but what was the, right. But that was the campaign message. You're right.

00:39:22.040 But then what was that actually? That's interesting. Now on the surface, Trump gave us MAGA,

00:39:26.780 which is nebulous. Make America great again. Okay. This vision that people post these, these,

00:39:32.560 uh, old ads from the fifties of like the, the dad coming home with a briefcase and the kid running up

00:39:37.240 and hugging him. Yes. And the left calls that racist. What? Yeah. No, they don't. Well, it's because

00:39:42.380 all the ads are white, white waspy families. I'm so tired of this. I know. I know it's, it's,

00:39:46.220 and, and, and that really bothers me because I'm like, dude, we want all families of all

00:39:50.240 backgrounds to experience the love of their children coming home. Did you hear in California,

00:39:54.340 they were thinking about doing reparations of like up to, um, what was like $1.7 million for

00:39:59.140 more than that or something. It was a ridiculous descendant of slavery or something like that.

00:40:01.700 But the, the board that voted on it, I want to say, I put this on Twitter somewhere. It was like,

00:40:07.180 California is like less than 16% black, but that board that voted for reparations was like 86% black.

00:40:14.420 Well, this is the issue. What's going on? This is, this is like the issue for me with

00:40:18.920 the democratic party is it feels very superficial. Yeah.

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00:41:46.360 Did I mention that we care?

00:41:51.020 The, the, the, the noble messaging of, yeah. Yeah. It's the noble white savior being virtual

00:41:55.580 signaling, virtue signaling. Yeah. That's yeah. That a lot of these Democrats that they describe

00:42:00.480 each other as white saviors. And yeah, but of course you go to any body of people and say,

00:42:06.640 we're going to give you free money for whatever reason. They're going to be like, I'll just take

00:42:09.120 it. Keep your mouth shut. Right. And so I think the racial lines create tensions there, but to go back

00:42:15.200 to what, you know, Vivek's talking about with the vision, the vision. So how is he going to do that?

00:42:18.420 I mean, like abolishing the FBI, the department of education, like I, and, and he's, he's picking

00:42:23.800 like, that's obviously these are extreme things to say, but, but that's his point. He's actually

00:42:27.560 embracing extremism. He wants people to call him extreme. He says then, because he says we need

00:42:31.700 extreme change. Then you look at how similar he is instead of drain the swamp. His thing is turn the

00:42:37.520 log over and bring the pesticide. You know, he's modeling right after Trump, which makes no Trump

00:42:45.060 supporter be able to really hate Vivek. Well, also he's the perfect VP. Yeah, exactly. He's

00:42:50.540 really, he's defended Trump in all of the right ways. Yep. Yep. Yep. And when, when he announced,

00:42:55.460 when, when, when Ron DeSantis was in the talks, it's like a year ago and he was, he was in the

00:43:00.720 prediction markets two to one. Oh, for sure. I don't know what happened. DeSantis screwed up, man.

00:43:05.180 Oh, I know. Everything we said is what Vivek is now doing. Yes. I was saying, you know,

00:43:09.620 DeSantis's strength is that he's younger. Yep. He's got a lot of the Trump policies,

00:43:13.300 but he's more tactful and the course, of course they'll smear him. But Ron DeSantis's path to

00:43:19.200 winning the primary in the general is to say, I love Trump. I'm only here because of Trump. He is,

00:43:24.520 he is, but I do think we're going to do things a little bit differently while, you know, taking

00:43:29.120 the road that he started paving the path forward. I think we can reach voters that Trump might miss,

00:43:33.880 but we love the man. Instead it became flame wars and the Disney stuff. Yeah. What's your take on all

00:43:39.500 that? And you know, I mean this, this crusade against Disney. It boring and uninteresting for

00:43:44.720 the most part. Yeah. Yeah. I do think like what we're talking about national vision and identity

00:43:48.820 and purpose. This is the core of everything and opposing these corporations that have bad values

00:43:53.780 is paramount. Sure. Laws only get enforced if the culture determines the law should be enforced.

00:43:59.140 Yeah. That's good. So when Disney has, you know, uh, middle-aged fat men dressed as fairies,

00:44:05.440 you know, okay, like we'll slide on there a minute. Right. Part of me, half of me is kind of

00:44:10.060 like, I don't necessarily care if a company privately wants to do this, but a company as big as Disney,

00:44:16.260 who's putting these values in their shows, it's an important thing to push back on. However,

00:44:21.800 it seems weird that Ron DeSantis took a political approach to a cultural issue in this way that I don't

00:44:26.980 think the, I don't think the jigsaw, don't think the puzzle piece fits. That's interesting because

00:44:31.040 that was sort of, I mean, you said that so eloquently to what my suspicion was, should we

00:44:35.640 be weaponizing all of the political efforts of Florida to basically get Disney? And it almost felt

00:44:40.840 like it almost, that was almost the point where he started derailing his campaign. Whereas I like

00:44:45.480 what you're saying a lot better, which is redefining it or proper, I should say, properly defining it as

00:44:50.700 a cultural issue. Right. Interesting. Bud Light, Target. Yes. Richmond, North of Richmond,

00:44:56.000 Sound of Freedom. These are cultural issues that will help create national purpose and reshape

00:45:01.880 this country, but you can't be done at a political level. Right. It has to be the willpower of the

00:45:05.940 grassroots and the individual. Now, what's your take? See, oh, I read the Target earnings call last

00:45:09.480 week. I mean, I read company or finance guys. Right, right. I read this boring. I mean, look,

00:45:12.700 I'm dressed like finance bro, right? So I'm like, well, it is what I know. It's my real estate company,

00:45:17.920 whatever. So, but in their earnings call, they spent a good page in the transcript complaining

00:45:24.440 about how, you know, we were seen as a safe space for LGBTQ. And now we have people coming

00:45:32.220 into our stores, harassing our staff to where we have to basically take those things down. So this is

00:45:38.580 where, like, where's the balance? Is it, should a company be providing that safe space? I personally,

00:45:44.400 I'm just as a father going to say, I get annoyed when I'm trying to find where the boy's clothing is

00:45:50.700 because I'm trying to find a bathing suit for my son. And it's, it's, here's a dress. Here's boy

00:45:55.420 clothes. Here's a dress. It's because they don't have a boy and girl clothes section anymore. It's

00:45:58.840 all children's now. It's like, come on. Right. This it's, it's, it's, these companies are beholden

00:46:06.880 to social media, which they think is culture. And it's not. Oh, that's a good line. Right. So

00:46:12.800 we are moving towards this, but I think there's a massive resistance to it.

00:46:17.780 Culture is everything. Like, like we've, I've already said 50 million times law. It doesn't

00:46:22.180 matter if the culture won't enforce the law and, and, and certain, like this could be really,

00:46:27.160 really bad stuff. Like we saw rioters in 2020, not getting arrested, getting lawsuits because the

00:46:32.500 culture is, is allowing it. So target sees this corporate zeitgeist of we're all safe spaces now,

00:46:39.140 but this is realistically a single digit portion of the entire economy. Yes. So what happens

00:46:45.520 for the longest time, you've got the liberal sensibilities of we support our LGBT allies,

00:46:52.480 which is a total of between like two and 7% of the population, depending on what your metric is.

00:46:57.820 Republicans eventually fall into the camp of, you know what? We, we really just don't care about

00:47:01.580 what people are doing. Exactly. Privacy. Don't put it on my children. Don't put it on my children.

00:47:05.640 But what ends up happening is that social movement, you know, back in 2008 to 2012 with gay marriage and

00:47:13.060 all that stuff created this corporate perception of, Hey, this is really popular among our urban

00:47:18.220 audience. We should embrace it with no checks and no balances. So it goes to the extreme,

00:47:23.380 goes to the extreme. And you end up with the target phenomenon, the media lies and the media's lies

00:47:29.940 don't matter to reality. And the reality was the media is saying that right-wing individuals are

00:47:35.180 harassing target employees. However, the conflict in target started before the, you know, anti-establishment

00:47:44.540 anti-woke movement ever caught wind of what, what target was doing. Right. So when the story first

00:47:49.780 broke that target had to move their LGBT items to the back of the store, you already had instances

00:47:56.040 where parents had complained to staff about it. Then the culture war, right, or whatever you want to

00:48:01.400 call it, picks up the story and then engages with it. Interesting. The media narrative becomes that

00:48:06.840 right-wing influencers were pushing this when in reality it was parents, it was, it was right. Or,

00:48:11.360 or whoever. Right, right, right. But it started before there was a cultural conflict. The, the 95%

00:48:18.000 of American culture was saying, Hey, you know, this is either confusing or we don't like this or

00:48:22.260 whatever. But then it's been labeled. I mean, look at, look at Bud Light. Yeah. 30% or whatever drop in

00:48:29.900 their market, like our $30 billion, 20 to 30% drop in sales. Oops. That's going corporate, corporate

00:48:36.780 to the extreme. And you saying a media lies, by the way, brings me back to my campaign. CNN ran a headline

00:48:44.300 saying, um, no Democrats challenge. And I'm like, what the hell? You know, I'm like the top polling

00:48:53.060 Democrat in the recall election. So we had to send them a cease and desist letter. They're so willing

00:48:57.540 to just lie. Oh, it's, it's, they're, they're, they're, it's, I think it's obvious to anybody

00:49:02.740 who's paid attention for a long time. They're just in the bag for the democratic party. That's

00:49:06.720 crazy. Or the, the established, whatever you would call it, you know, the more extreme view is

00:49:10.780 mockingbird operation. Yeah. That they're actually intelligence infiltrated trying to prop up their

00:49:17.300 establishment wing. Sure. But look at George Soros kind of thing. Oh, I don't think George Soros is

00:49:22.740 necessarily in that ballpark. Okay. Soros, I view as like an extraneous, massively influential

00:49:28.940 political activist. I mean, he's donated billions of dollars to him. Yeah. Yeah. But you know,

00:49:33.240 the CIA infiltration of media agencies, which is a fact I don't know about today. Sure. That's the

00:49:38.180 argument. Yeah. But I, I don't see why they'd stop, but that's, you know, it's, it's different,

00:49:42.260 but similar. But you look at where Gavin Newsom is now, right now. And the theory is he's going to

00:49:47.920 run 2024 and somehow Biden takes an exit. Yes. So you were in the way. He, Newsom needs his arc.

00:49:55.600 Wow. You're right. Because if he lost, he wouldn't become president. Yep. Where would

00:49:59.100 he be right now? Oh, on his vineyard somewhere. And the funny thing is, if you, if you won that

00:50:03.700 recall, I genuinely believe California would be doing a lot better. And then you might actually

00:50:11.020 find yourself, people asking the questions is, is me, Kevin going to be the candidate for president? I

00:50:15.780 mean, sure. Who does the democratic party have? Yeah. It's interesting. Even Newsom is not that

00:50:20.860 great. Right. But he's the best that anyone can. It's true. Hypothesize this as that, you know,

00:50:26.120 maybe Trudeau can come down. Oh, but, but I think, you know, in, in, in your situation,

00:50:32.820 what we saw during the recall was there's a lot of people who say, I'll never vote Democrat. I'm just,

00:50:38.960 I'm sick of the democratic party and empowering. Anybody who's a Democrat just gives the democratic

00:50:42.600 party power. But then you pop up and you're saying the things that Democrats are supposed

00:50:46.660 to be saying in a, in a similar, but relatively different way to what we're seeing now with RFK

00:50:51.600 jr. Oh, interesting. Yeah. Yeah. Yeah. Right. RFK jr. has got his more, um, medical approach and

00:50:58.380 anti-establishment and lockdown approach. You are like, you're, you are from a kind of a different

00:51:02.660 time period, but, but I think there's a similar view in, Hey, this guy actually might save the

00:51:06.940 democratic party and, and, and reintroduce a moderate approach and push this bad stuff out.

00:51:11.540 I think what we need is moderatism in politics. Uh, this is getting a little extreme, but then,

00:51:15.920 but then that also, then we question, do we need that extremeness? Because that's basically

00:51:19.940 Vivek's platform is let's go. Right. So it's like, ah, like, so we, we want Democrats to be moderate,

00:51:25.680 but then no, we need the extreme. So do you need an extreme to fight the extreme? And does it just

00:51:29.260 that hate chart keep going? But look at RFK, I think is more similar to Vivek in a lot of ways.

00:51:34.680 Well, I believe that. Yeah. Yeah. Yeah. Yeah. Yeah. But well, that's why people are calling him

00:51:37.980 a Republican in sheep's clothing. I mean, it's the same thing they told me. And that's the winning

00:51:42.040 path forward. Oh, interesting. I, maybe I'm wrong about that. Maybe that's not true. Um,

00:51:46.880 if, if RFK goes for the approach of let's try and get as many Republicans as possible to support us,

00:51:53.560 that will pull from Trump's base or we'll pull the never Trumpers and the Democrats who don't think

00:51:58.900 Biden can run, he's too old and he's not appropriate might actually go for RFK jr. The media has to lie

00:52:03.160 about RFK then. However, part of me then looks at this wall street journal tribalism thing. And I'm

00:52:08.720 like, I don't know, maybe, maybe, maybe the Democrat who wins is going to be the, I will destroy Donald

00:52:16.400 Trump and everything around him. If you vote for me. Right. Yeah. Which I wonder, I wonder what,

00:52:22.420 you know, I wonder if Newsom was running, how that would look because Trump doesn't really attack

00:52:27.280 Newsom Trump. He called him a nice guy. I know that they get along or have gotten along.

00:52:33.440 That's smart on Trump's part. It kind of is. Yeah. Could, could there be a, like, because then

00:52:37.600 you almost somewhat could potentially win over some of the Dems who really don't want to see

00:52:42.020 California apply to the rest of the country. Donald Trump is going to win Donald Trump's base

00:52:45.680 and there ain't nothing you can do about it. Yeah. Yeah. That's for sure. His, his support is

00:52:48.760 unwavering. Yes. Uh, but then you've got people that are in a position like me where I was always like,

00:52:55.660 I, well, I was pretty far left when I was a lot younger and then I've always been urban Democrat,

00:53:00.180 like college time. I mean, when I was a teenager, it was like anarcho punk rock, skateboard,

00:53:05.120 you know, like lefty anarchy. And then, uh, you know, I, I, I knew how to play baby. I'm an

00:53:11.180 anarchist on the guitar and still do. And, uh, but you know, it's really interesting. Buffalo

00:53:16.220 Springfield, you know, I kind of, do you, do you know the song baby? I'm an anarchist. Oh yeah.

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00:54:16.240 agreement with iGaming Ontario. When you really care about someone, you shout it from the

00:54:22.600 mountaintops. So on behalf of Desjardins Insurance, I'm standing 20,000 feet above sea level to tell

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00:54:42.240 really big on care. Did I mention that we care? That song helped push me away from the far left

00:54:52.220 because I got really pissed off at that line when it came time to throw bricks to the Starbucks

00:54:56.240 window. You left me all alone and you're a spineless liberal. And I was like, hold on, dude.

00:55:00.660 I was like, if we're trying to solve these problems and bring about this, you know, cooperative

00:55:04.920 utopia, I don't understand why you're telling me to go smash windows. And that that message in the

00:55:10.760 song, I never liked. And that pushed me away. But, um, I kind of forgot where I was going with,

00:55:15.220 oh yeah, yeah, yeah. Uh, Trump's, he's not going to lose his base. But if Trump says, you know,

00:55:20.180 Newsom's a nice guy, I've, I've, uh, I worked with him and we got an accent really, really well.

00:55:24.740 And, uh, if he, if he takes that approach, Trump's base is just going to immediately be like,

00:55:29.760 how honorable of Donald Trump. We love him for doing this. Then you're going to get more middle of

00:55:34.400 the road people and, and political memory is very short for sure. You're going to get middle

00:55:39.700 of the road people being like, Trump's reasonable. Yeah. He's, he's being more reasonable. He's trying

00:55:43.220 to work with the, the, the, the urban liberals who hate Trump will always hate him. Yeah. His

00:55:47.940 base will always like them. But the people who are now being initiated into politics because of

00:55:52.360 economic crisis or because of war, whatever, are going to hear a more moderate Trump praising a

00:55:56.740 Democrat. Yep. I think it's a smart move on. And they decide elections. I think we,

00:56:01.540 everybody frequently forgets. It's not all of the ones who were the base on the right or the base

00:56:06.860 on the left. It's that middle group. Where are they voting? That seems to decide. Yeah. I'm,

00:56:11.680 I'm, I'm never voting for a Joe Biden. I didn't vote for Hillary Clinton. I laughed in 2016 at the

00:56:17.240 idea of Trump and Hillary. Cause I'm like, you got crazy warmonger and you got goofy reality TV guy.

00:56:22.740 Count me out. But then when it comes down to it, it's like, so you just don't vote then.

00:56:26.820 Yeah. I didn't vote. I bet. And then 2020, I voted for Trump and I was just like, no wars,

00:56:31.000 you know? But yeah, I wonder if Trump's approach works. I think the important thing to consider

00:56:36.960 is that Trump only lost by about 42,000 votes in 2020 between three states. In those particular

00:56:41.740 battleground states. Right, right, right. Combined. But if he won those states, he would have won.

00:56:44.540 Exactly. Yes, yes, yes. Yeah, yeah, yeah. So it's close. So what do you think about like the

00:56:48.820 economy going forward? Yeah. Let's, let's talk about the economy, man. I don't know. I'm not an

00:56:52.460 economic guy. But we've had Shark Tank guy say there's going to be a rebalancing, he called it.

00:56:59.300 Oh, okay. But he's a bit, he's been a little back and forth. I'm seeing new articles pop up now

00:57:02.760 where he's like, no, no, it's going to be fine. And Michael Burry's wrong. Then you get Michael

00:57:06.840 Burry, for those that aren't familiar of the, of Scion, what is it? Scion management or whatever?

00:57:10.660 Yeah. Wealth management.

00:57:11.440 Wealth management. He's betting against the market. I heard this yesterday. I don't know if it's true.

00:57:16.320 Someone super chatted us that Citigroup and Bank of America have a massive multi-billion

00:57:20.880 dollar short position against the U.S. economy.

00:57:22.640 I mean, here's, here's the thing. All of the banks have to hedge, right? So it's easy to look

00:57:29.980 at their balance sheets and say, of course they have a, you know, notational multi-billion dollar

00:57:35.300 short because they're hedging their long positions. But what's remarkable is even though you have a lot

00:57:40.580 of this bearish discussion, I was just reading some statistics put out by, oh gosh, Vandertrack,

00:57:48.420 I believe, put this out. They, they are a research firm and they look at all this data and they say,

00:57:52.480 hedge funds and the banks, they're, they're talking about how concerned they are and how

00:57:56.460 they want to, you know, hedge the market. But then when you look at their actual positioning,

00:58:01.240 they're heavily exposed to just the big mega caps and the S&P 500 and, you know, the NASDAQ,

00:58:06.420 because the long-term trajectory is probably up.

00:58:08.880 So the big short was trending on Netflix.

00:58:10.760 Yes, of course.

00:58:11.380 And I'm sure you've seen it.

00:58:12.220 Yeah, of course.

00:58:12.820 You probably knew about it well before the movie even came out.

00:58:14.820 Uh, but there's a really interesting part of the movie where the, uh, the protagonists

00:58:20.620 are dumbfounded that their credit default swaps are not, you know, going into the positive

00:58:26.540 territory for them, despite the fact that defaults are on the rise, the mortgages are, are, are

00:58:30.640 collapsed. The securities are collapsing and they go to the banks and they're like, what's

00:58:33.600 our pitches? And they're like unchanged. Like, how is that possible? Right. Right. Because

00:58:37.160 the banks were offloading their exposure to unsuspecting smaller banks and individuals.

00:58:42.680 Of course. And then as soon as they were clear, they went, oh yeah, it's over. Everything's

00:58:46.960 collapsing.

00:58:47.480 Oh yeah. Well, I mean, the same thing happens today every single day with IPOs. I mean, you

00:58:50.920 could look at VinFast or, or even probably what's going to be the arm IPO. Almost all

00:58:54.980 these IPOs are just insiders offloading and just ripping off the, the normal investor.

00:59:00.580 And it's sad. It's really hard to build wealth.

00:59:03.260 I saw the, yeah, I saw the stat, uh, that defaults are rapidly on the rise.

00:59:08.620 Yes. Yeah. What are we, are we looking at something akin to 2008?

00:59:15.020 No. Uh, so what, what we're looking at is a lot of a normalization because you had basically,

00:59:21.660 it was impossible to default during COVID. Right. Uh, even now, you know, there's this fear about us

00:59:27.500 hitting a wall with the student loan crisis, but, uh, whether it's right or not, the Biden administration

00:59:33.520 has made it that we can not make our payments for an extra year with no impact to our credit or

00:59:38.860 otherwise. So about 50% of people, uh, based on the latest Bloomberg survey are expecting not to

00:59:43.740 even start making payments. Right. So they're calling it the on-ramping or whatever. Right.

00:59:47.160 So it'll, it'll probably be a slow kind of like it's going to hit consumer spend over the next year.

00:59:51.160 Right. If people, if the, if pay repayments start and people won't start paying it back right

00:59:59.060 away. Yes. Here's so the first thing is interest rates kick in. Yes. I think today. Yes. You are

01:00:03.860 paying, you are going to owe interest. And, but the first payment isn't due until next year,

01:00:08.360 the next, the next cycle. I mean, technically it's due, but they're not going to like ding

01:00:11.400 your credit or file fees against your, whatever. But your loans will get bigger. Yes, they will.

01:00:15.340 They will. Yes. Doesn't that lend itself to, as soon as this on-ramping period is over,

01:00:19.420 the delinquencies are masked and there will be a big shock to the system when all of a sudden

01:00:24.520 the debt spikes massively for these people. There, there will be a massive debt bubble,

01:00:30.540 like great reset at some point in the future. I don't know if it'll be in our lifetimes. I think,

01:00:35.300 you know, fiat currency, every fiat currency that has ever existed has collapsed. The amount of debt

01:00:40.240 that exists today. I mean, that's a scary thought too, right? Uh, it's like, where's my gold now,

01:00:44.320 you know, golden bullets, man, you know? Uh, but, uh, yeah. Well, uh, then, and then you look at,

01:00:51.320 um, the, uh, the massive amount of debt that we have. But what's remarkable is what you're seeing

01:00:57.360 today is rich get richer. And that could actually keep us going for much longer. So here's something

01:01:03.100 crazy. Interest rates have gone straight up, right? Net interest payments in the country on corporate

01:01:08.620 debt have fallen. And that's because guess what the richest companies are doing today? The richest 10%

01:01:14.700 I think the apples of the world, they're able to borrow money at 10, 20 years at 4%. Then they

01:01:22.720 deposit it into money markets and they earn 5%. Wow. So net, even though interest rates are going up,

01:01:30.800 net interest payments are going down. How do I do that? I know, right? Well,

01:01:35.200 the way you do it is, is, you know, you, you bought what you do is, I mean, it, I guess,

01:01:40.160 see the problem is as an individual, you really can't, I mean, you used to be able to with,

01:01:43.600 with a home mortgage. But now if you try to get a mortgage, it's like 8%. See Apple can borrow

01:01:48.460 for 20 years at basically 4%. We can't do that. Rich corporations can. How are they able to do

01:01:53.940 that? Well, because they can borrow it essentially no premium over the 10 year bond market, uh,

01:01:59.620 because they're basically deemed just as risk-free like an apple, right? Less likely of defaulting,

01:02:05.060 almost less likely of defaulting as our dysfunctional Congress, you know, in a 10 year treasury month.

01:02:10.080 It's a free money machine. It's free money. It's absolutely crazy. Yeah. And so

01:02:13.440 now what happens is like the, the black rocks, the state streets, Vanguard, they're doing,

01:02:17.380 they're doing all this. Well, of course, because think about it. I mean,

01:02:20.660 these pension funds and these institutional investment companies, they need to earn their

01:02:24.940 five, six, 7%, which you can now get basically risk-free and treasuries. It's insane.

01:02:29.720 I mean, you can now get 6% on a three month CD with your bank. It's insane. Yeah. Yeah. Uh,

01:02:37.880 so Apple, uh, uh, was advertising their 4.15% savings account. Yep. Yep. And now they're all

01:02:44.600 stepping over each other. Who's who can offer more right now? I think, uh, uh, SoFi has got a four

01:02:50.040 and a half. Yep. Uh, UFB has got a 5.25. JP Morgan said, if I wire them at least $2 million,

01:02:56.760 they will give me six months, uh, 6% for a year. They'll lock me in at 6% for a year because they

01:03:01.460 want man. They want the capital. Yeah. I mean, is it really worth it? I mean, is, is inflation

01:03:06.180 worse than this? I mean, is it, this is my question, right? Cause you know, obviously we

01:03:12.720 are a company here. We, we invest, we have our reserves, we have our, uh, assets. And the

01:03:17.600 question is if we keep, you know, finances, liquid cash in a savings account at 4%, are we just losing

01:03:23.540 money? Uh, it's, it's probably prudent to have a, obviously some form of a balanced portfolio where

01:03:29.800 you have your longer term investments, real estate and stocks, right. And, and expanding

01:03:33.760 your business. But it's also good to have cash because we don't know what could happen next year.

01:03:38.140 The, the big bear fear is that the inverted yield curve today, the fancy bond market red flag is

01:03:44.060 that we're going to have mass joblessness next year. And that mass joblessness is going to lead

01:03:48.820 the federal reserve to cut rates, which will lead to inflation again. Yeah. That is the bear thesis

01:03:53.340 right now. And that's the great reset. The market's collapsing thesis. And do you think that's

01:03:58.080 the case or no, I don't. So the reason I don't think that's the case, uh, is mostly because if

01:04:03.480 we look at the last 40 years, we've been on a path of lowering inflation and lowering interest rates.

01:04:09.560 We printed way too much money, excessive amounts of money during COVID. So I think that when we're

01:04:15.540 in 2030, we're going to look back and go, well, no, duh. We had massive inflation after we printed

01:04:20.720 all that money. Of course it, if they're right about, if you're wrong about the economy, they're right

01:04:26.560 about joblessness and inflation. Yes. Trump wins a 100%. And, and so that's, what's going to be very

01:04:34.000 interesting is if we're not in a recession, who wins that? Yeah. It's, it's, it's hard to know for

01:04:41.220 sure, especially with the political games that are being played, but there's a big incentive right

01:04:45.000 now to at least do whatever they can to hold up the popsicle sticks so that, that everything doesn't

01:04:51.280 come crumbling down. Oh, well, of course. I mean, there's also that element of like, well,

01:04:55.460 the data could be, you know, rigged, so to speak. I mean, the, nobody believes really the

01:04:59.420 inflation numbers or CPI or jobs or these numbers, they always get revised down. And so there's,

01:05:03.900 of course the, the jaded POV that, Hey, like we, we could be in a way worse situation than we

01:05:08.880 actually think. And to some extent, history says that's true. History says joblessness comes

01:05:13.180 way after, you know, let's talk about this. I want to go back to the 6% things. I think

01:05:18.480 the average person probably wants to understand this. Cause I do. Yeah. Yeah. Let's talk practical

01:05:23.300 $2 million. Yes. And you put it into a savings account or what? Yeah. So it's CD. So yeah,

01:05:29.380 exactly. So, so what does that, what does that, what is it? It's basically, exactly. It's basically

01:05:33.680 a way of saying here, bank, here's my money. I promise to leave it here for a period of one,

01:05:39.100 three, six, 12 months. And you will get 6% for doing nothing. So we're talking 120 grand.

01:05:46.960 Uh-huh. Yes. And on 2 mil. Yes, exactly. You don't need a job.

01:05:50.620 No, exactly. Yeah. Yeah. Yeah. It's, this is the, this is, you know, when I'm younger,

01:05:54.880 I'm wondering how does this work that you can just make money by having money? I mean,

01:05:59.800 there's the, there's the famous, uh, uh, I shouldn't say famous, but there's the quote

01:06:03.080 from 30 rock where, uh, Liz Lemon goes to, uh, Donaghy and she's like, I want to do the thing

01:06:08.860 rich people do where they make money from money. Yes. What do I do? Yeah. Yeah. Yeah. Right.

01:06:12.960 So, and I think that's where practical finance is so useful. And that's, I'm a big fan of that on

01:06:17.040 my channel. And it's, you have to control assets because I really believe no matter what happens

01:06:23.360 in the economy over the next year or two, nobody knows it's a crystal ball. It's a crystal ball.

01:06:28.960 What's going to happen over the next two years. It's either we're going to go into recession,

01:06:31.660 shallow recession, or no recession. It doesn't matter. The one thing that we know, and I think

01:06:36.180 we've agreed on multiple times in this is that wealth inequality is going to grow up. Oh yeah.

01:06:39.680 So how do you prevent being stuck on the side that's not growing your wealth? And the answer is

01:06:46.820 you have to own the means of production, which are, I know you have to be an owner, which sounds

01:06:53.280 intimidating, but it's really buying your first house. It's turning that into a rental property.

01:06:59.660 When you buy your next house, right? Buying and controlling more real estate. It's buying stocks.

01:07:04.600 It's starting businesses, or if you're not starting businesses, because not everybody's an

01:07:08.540 entrepreneur, it's taking your salary and using that salary to buy real estate. The richest

01:07:14.480 firefighters and police officers, because I was a police explorer for three years and volunteered

01:07:18.960 with firefighters as well. The richest ones were people who said, get ready for a Las Vegas style

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01:08:19.240 When you really care about someone, you shout it from the mountaintops. So on behalf of Desjardins

01:08:26.500 Insurance, I'm standing 20,000 feet above sea level to tell our clients that we really care about you.

01:08:34.420 Home and auto insurance personalized to your needs. Weird, I don't remember saying that part.

01:08:40.480 Visit Desjardins.com slash care and get insurance that's really big on care.

01:08:46.500 Did I mention that we care?

01:08:49.240 I make the salary plus my overtime. My salary is maybe 60 with overtime. I'm at 90 or 100.

01:08:55.400 I'm going to have a pension after 20 or 30 years, depending on the department.

01:08:58.700 The richest ones were the one who said, I'm going to keep my debt low.

01:09:02.520 I'm going to use my salary, my W-2 income and buy real estate.

01:09:06.540 Yeah.

01:09:07.780 Hands down.

01:09:08.720 I've heard a lot of stories about that actually. Firefighters who are landlords.

01:09:11.740 I think being a landlord sucks.

01:09:13.280 It does. It's hard.

01:09:14.720 I don't want to go anywhere.

01:09:15.360 That's why there's money to be made there.

01:09:17.000 Right.

01:09:17.360 Because somebody has to supply rentals. Imagine there were no, everybody hates landlords.

01:09:21.460 Everybody hates landlords because 99% of them suck. There's greed, there's slumlordness,

01:09:26.760 there's low quality renovation work. It's a disgusting business. And most people hate

01:09:31.880 landlords. But if there were no landlords, there would be no rental property.

01:09:35.940 We need landlords.

01:09:36.840 You need landlords.

01:09:37.620 We love our landlords.

01:09:38.660 Well, because how could you rent otherwise?

01:09:41.260 Right. This is the funny thing that, you know, the left very much mocks the idea of landlords.

01:09:45.600 They say abolish landlords. And I'm just like, you know, when they, going back to like homelessness,

01:09:50.480 Oh yeah.

01:09:50.900 The one thing that annoyed me more than anything was when they said, I get these friends of mine

01:09:55.660 or activists being like, did you know that there are more empty houses than homeless? And I'm like,

01:09:59.180 tell me what that means.

01:10:00.240 Yeah.

01:10:00.480 You think that means you can take a homeless person and put them in a house?

01:10:03.220 Right.

01:10:03.560 You know what happens if you do that?

01:10:04.900 The house just falls apart. The homeless person doesn't, their circumstances don't change.

01:10:09.160 You're basically hiding the homeless person and their problems.

01:10:11.940 Right. Right.

01:10:12.940 Some houses have to be built, maintained. Like property taxes are used for a variety of things.

01:10:20.260 And we can absolutely say it's BS to force people to pay tax or whatever, but there's sewer

01:10:25.760 systems, there's roads, there's a public infrastructure and electricity. And then you have,

01:10:30.140 of maintaining the house itself.

01:10:32.200 Yeah.

01:10:32.960 People who don't own property, imagine what happens. And you know this exactly. You buy a

01:10:37.780 house and then you forget about it. Yeah.

01:10:39.700 What happens in six months?

01:10:41.060 Oh my gosh, everything breaks.

01:10:42.760 If you just leave it there, you'll come back to mold, bugs, water damage. In fact, you might

01:10:48.360 even come back to find the houses raised because a fire started and nobody knew it happened.

01:10:51.840 True.

01:10:52.440 So you, you need somebody who's in it. It has to be used, has to be utilized. And the, the,

01:10:58.140 the, the landlord, I know it's such a dirty term for, for the political left. It's yeah,

01:11:02.260 they're slumlords. They're bad landlords. And then there are people who are retirees

01:11:06.480 who saved up money to pay for the creation of a home that you starting out your life can't afford

01:11:13.420 to build.

01:11:14.000 Exactly.

01:11:14.320 And then you pay rent. And then the argument comes, they're like, why are, why is the rent

01:11:18.760 more than the mortgage? Like, why am I, why are they making money? Well, they're doing work.

01:11:21.800 Sure.

01:11:22.220 The landlord is.

01:11:23.220 And that's not true today with interest rates where they are now.

01:11:25.620 Oh, right, right, right.

01:11:26.300 But, but, but yes, generally what you're saying is correct. Yes.

01:11:28.680 The general concept.

01:11:30.140 They're providing value.

01:11:31.200 The, right. The pure idea of a landlord, which perhaps has been corrupted.

01:11:34.840 Oh yeah.

01:11:35.320 Is let's go back in time. Me and my friends get together and take our extra wood and materials and

01:11:42.280 timing. We build a house. Someone who did not have the resources to do it says, I need a place to

01:11:47.040 live. And we say, we'll let you live here. Just you're going to pay us for everything we did to

01:11:51.560 build this. And then you end up making a couple hundred bucks, if that a month, you know, I don't

01:11:57.960 know how much it, what I can tell you is that when I was renting, I had a house, we moved out of it

01:12:02.640 and I said, what do we do with it? And I was like, let's just rent it out. And the responsibility

01:12:06.200 is too great.

01:12:07.180 It's a pain in the butt. Yeah. Especially if you're not doing it at scale, it's a pain in the butt.

01:12:10.520 Absolutely. For me, it's like, I run this business. I absolutely cannot be managing

01:12:14.660 or trying to maintain or even have another text. Hey, furnaces out again, furnaces out,

01:12:19.620 air conditioning is breaking. And I'm like, I, you know, storm comes tree falls over.

01:12:23.820 And I said, would you like to buy this house? It's a lot of work and it's not easy. And it's

01:12:29.580 a full-time job if you're managing properties. What, what a lot of people don't realize when

01:12:33.480 they're renting is owning, owning a house comes with a lot of hard work and responsibility to

01:12:37.860 maintain that property. So you can, you can hire someone to do it for you.

01:12:41.640 Oh yeah. You know, you gotta pay for that then.

01:12:43.440 Then you're paying for it.

01:12:44.220 So then I guess it comes down to this, this practical problem though, because now what's

01:12:47.860 really popular on social media is this talk about, Oh, we're worse off today than we were

01:12:53.180 in the great depression, which is mostly based off cherry pick data. Anyway, let me, let me pull

01:12:57.160 up that tweet. Uh, let me see. We, uh, we have it somewhere. Here we go.

01:13:00.560 Yeah. So this is, uh, Isabel Brown. Uh, we like Isabel. She's cool. She's cool. She, uh,

01:13:05.100 made this, she has this clip where, uh, she copied off another Tik TOK. I'm sorry to say

01:13:09.280 it, but she, there was another one that went viral before hers that I reacted to. And then

01:13:13.400 I saw hers go viral and I'm like, she used the same data. Stop it. No. Let's, uh, let's,

01:13:18.520 let's play this. Is the audio going to heard a new term on Tik TOK today that made me stop

01:13:22.080 in my tracks. We are living in the silent depression. This guy believes we are not just living in worse

01:13:26.660 than the great depression. We're living in the silent depression. The average annual income

01:13:31.180 in 1930 for an American individual was a little over $4,800. Sounds like nothing. But if you adjust

01:13:37.660 that for inflation, a little over $4,800 a year in 1930 is equivalent to almost $85,000 annually for

01:13:44.900 the average salary for one person. Right now, the average annual salary is $56,000 a year. We

01:13:52.040 currently are making less than the height of the great depression in 1930. Gas was on average,

01:13:58.680 10 cents a gallon. That would be about a dollar 73 in case. All right. So we'll stop there because

01:14:03.300 what you just said was wrong. Yes. And there's a community notes fact check on it. Oh, there is

01:14:07.880 now. Thank God. Yeah. And it's for the win. Let's go. And it proved you right. Yes. So your tweet is

01:14:14.820 inflation adjusting to $24,000 or half of today's income. And the community note actually links to

01:14:21.240 the, I think it's the Foundation for Economic Education. Is that what it's called? FEE.

01:14:25.140 And it says the same exact thing. The 4.2K salary from the video adjusted for inflation at 95K today

01:14:31.020 is pulled from IRS taxable returns, which only accounted for 1.3% of the population. The real

01:14:36.640 inflation adjusted salary from 1933 would be $24,500. Here's the interesting thing about all this too,

01:14:42.740 though. People don't take into consideration the advantages and necessities that come with

01:14:49.920 technology, how it changed our world and created different economic requirements. So, yo, my dad

01:14:58.300 didn't have a cell phone or a TV. Those expenses did not exist. Right. Expenses or tools? I guess

01:15:05.080 is the way you look at that. They're both, really. They're both. That's true. Okay. A cell phone's an

01:15:08.900 obligation. Yeah, that's true. If, if... You gotta get Mint Mobile, man. It's like $15 a month.

01:15:13.440 It's getting cheaper and it's getting more accessible. And you know, that's just T-Mobile

01:15:17.080 rebranded. Oh, is it really? Well, T-Mobile did buy them, but before T-Mobile bought them,

01:15:21.380 sorry for the tangent, before T-Mobile bought them, Mint Mobile was just a way to sell T-Mobile bands to

01:15:28.320 people who wouldn't pay the $90 a month for T-Mobile. That's right. It's Cricket, Metro, it's all the same

01:15:32.880 thing. It's charging people based on what they're willing to pay, which is the best thing a corporation

01:15:38.240 could do from a corporate point of view is charge people who are willing to pay $90, $90. And the

01:15:43.280 people who can only afford $15, $15. Now, to be fair though, we went with T-Mobile because when you go

01:15:49.540 for these contract networks or whatever, that's like, it's part of the T-Mobile network. They'll give

01:15:55.300 you a data cap. They prioritize their core base. Yes. Okay. So if you need a lot of data, this is true.

01:16:01.360 And then the prioritizing, I think they're building enough antennas, but yes, you are correct. That's

01:16:06.340 how, what they say. Yes. Sorry for the tangent. So right now, you know, the real hack by the way,

01:16:11.760 is to do all of them. All of them. So I'm a YouTuber. So on each phone, I have two SIMs. They're

01:16:20.660 eSIMs. Yeah. So when you look at the top, which I was on airplane mode now, I actually have like AT&T,

01:16:25.680 Verizon, T-Mobile. And that way I always have data. Right. But I need it for my job. I just,

01:16:31.360 can't stand AT&T. No, it sucks. But when T-Mobile and Verizon are down, I love it.

01:16:35.940 Right. Yeah. So, you know, back in the day, I had every one of them. Yeah. Yeah. You needed it.

01:16:40.340 Building mobile tech. Well, you were mobile then. I mean, you wore your body cam before there were

01:16:44.260 body cams. Right. We had hotspots. Yeah. I had a hotspot for every network. Yeah. Remember WiMAX?

01:16:49.840 Oh my gosh. No, I don't. It was, it was one of the first 4G networks. Oh wow. It hit around one to

01:16:55.840 two megabits up and down. Yeah. But it was like, you know, Sprint was trying to get out with 4G fast

01:17:01.860 on anybody. Yeah. WiMAX is basically gone. Yeah. Sure. Sorry for the tangent. No, but people are

01:17:06.880 probably like, what is that even? Yeah. So here's my thing about the social media, current salaries.

01:17:14.100 Oh yeah. Yeah. Yeah. Yeah. Yeah. I think people should consider. And I don't know what it

01:17:16.860 ultimately means, but my dad did not have to buy a cell phone or a cell phone plan. That expense

01:17:20.860 didn't exist. That's a good point. You go to, you, you, you try to apply for a job at Starbucks

01:17:24.320 and they're going to say, what's your cell phone number? And you're going to say, I don't have a

01:17:26.860 cell phone. They're going to say, are you kidding? Right. How do we get in touch with you? Right.

01:17:30.120 Like call me at home. I have a landline and they're going to be like, yeah, okay. That's nuts.

01:17:34.920 I'll text you. Oh wait. Yeah. Most, I think most companies are going to say,

01:17:40.860 they don't have, they don't have a cell phone. What's, we can't hire them. Probably.

01:17:44.560 Are you going to get a cell phone? Can we get you a cell phone? Like what's the deal? And so the salary may

01:17:49.020 be better, but I do think there's more expenses, expenses associated with housing is way more

01:17:54.320 unaffordable today. Right. And so you're right. There are a lot of more expenses that we have

01:17:58.820 plus housing more affordable. Now we can work remotely. And so maybe we have less of a commute

01:18:02.440 and you know, the cost of a TV is a fraction of what it used to be and whatever, but you're right.

01:18:07.420 You have more of these societal obligations and probably the biggest one is housing too.

01:18:12.240 Healthcare. Oh my gosh. That's another big problem. But what do you do? Do you turn into Canada where

01:18:16.780 you have to wait six months to get a fricking exam because they have universal healthcare?

01:18:20.900 Do you turn into Germany where they have great healthcare, but again, you know, you're, now

01:18:23.880 you're paying 55% in taxes. All of it. Right. And then Canada attacked on the, if you don't want

01:18:28.740 to wait, we can always kill you. Oh no, no. You saw that, right? No, I didn't. Medical assistants

01:18:33.540 and dying. Tons of stories of this. There's a veteran who needed a chairlift and they said, we,

01:18:39.540 it'll take, you know, X amount of time to build the chairlift or have you considered medical

01:18:42.940 assistants and death. No way. Yeah. There's a story of a woman. She did a commercial where

01:18:48.080 she's like, this is my choice. I'm choosing to go my way. And the story was that she went

01:18:53.340 for medical health. Uh, she went, she went to the, to the system for a treatment. Sure.

01:18:58.340 Yeah, exactly. They said no. And they said, but we can't kill you. And she said, then I choose

01:19:03.800 death because I can't live with this anymore. So there's a lot of questions about this.

01:19:08.260 Oh my God. First of all, I think medical assistants dying is at this, at what the

01:19:11.820 degree they're, they're, they're going from, they're going in Canada now, uh, mental health

01:19:15.200 issues warrants it. And they're even allowing in some, they want to make it so that kids

01:19:18.920 can get it without consent. Right. It's getting crazy, but I'm getting chills thinking about

01:19:25.640 that. Like, please like keep all the shit away from kids under 18. Oh yeah. But they're,

01:19:30.940 they're, they're not. And so here, here's the thing to consider though. Your dental care

01:19:35.580 today as a poor person is better than Rockefeller's dental care. Oh, that's interesting. The technical

01:19:41.660 technical, I mean, look how many people had refrigerators and air conditioning in the

01:19:45.740 forties back then, you know, they, it's really amazing when you go to these, uh, old houses

01:19:50.700 out here in Appalachia, civil war territory, and you can go tour these homes and they're

01:19:54.460 like, here's the cooling cellar where they kept their meat. And I'm like, it's literally

01:19:58.000 just the basement. Yes. They would hang meat in the basement, salt it, salt it and hang

01:20:03.420 it. And then try and eat it as fast as you can. In fact, one, one place I, uh, I checked

01:20:07.980 out. Now we call that curing. Yeah. The meat storage was upstairs and I'm like, it's going

01:20:14.160 to get hot. And then they would carry it down this little spiral staircase. There was a cup.

01:20:19.500 It's so crazy. There's a cupboard in the kitchen that's like two feet wide. And when you open

01:20:23.540 it, it's this extremely narrow spiraling staircase to go up to the meat room, to grab the meats,

01:20:28.240 to bring them down to the kitchen without obstructing the flow of the house. So the chef wouldn't

01:20:32.220 walk into the master dining area and didn't bother anybody. But my point is there is get ready for

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01:21:34.080 agreement with iGaming Ontario. When you really care about someone, you shout it from the mountaintops.

01:21:41.380 So on behalf of Desjardins Insurance, I'm standing 20,000 feet above sea level to tell our clients that

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01:22:02.360 Did I mention that we care?

01:22:03.800 We have tremendous, uh, uh, technological advancement that benefit our lives in ways that

01:22:11.760 never before, but we're also still miserable too. And how do you, how do you figure out where that

01:22:17.660 point is? Right. You know, so Isabel does this video where she says we're actually in a silent

01:22:21.100 depression. She's hitting on a very real sentiment is what it is. Even though the information is

01:22:27.120 factually wrong, the sentiment is 100% correct. It's the Richmond song, right? It is the sentiment

01:22:33.580 that look, everything has gotten more expensive. Everything's 30% more expensive now over the last

01:22:38.200 few years. It is more expensive for housing, for rent, for a mortgage, for your credit cards, for your

01:22:43.520 car, for groceries. So she's hitting on something that's accurate. Unfortunately, the question is

01:22:50.020 how, how do we fix that as an individual? Like practically rental. It's not completely, but

01:22:56.520 I'll give you an example. There was a story I read where a kid had a genetic disease for which

01:23:01.900 there was a cure. The cure is an expensive gene therapy. It costs a million dollars.

01:23:07.920 The family demanded the state pay for it. The state said, we can't pay a million dollars for

01:23:13.600 one person's treatment. If that treatment did not exist, there's no complaint, right? There's simply

01:23:19.160 grief and fear, right? Now a treatment exists and there's hope. And with that hope comes the demand

01:23:24.880 that it'd be paid for because we can. So I take a look at modern healthcare costs

01:23:29.560 and they talk about the treatments that people should get, the medication they should get.

01:23:33.360 Not to mention a lot of this, I think is BS, weird mental drugs. But outside of that,

01:23:37.000 when these treatments did not exist at all.

01:23:39.440 You mean like over-diagnoses of certain disorders?

01:23:42.500 Well, as a separate issue, you have people who are on all sorts of medical,

01:23:46.080 mental prescription stuff for our social.

01:23:48.420 Causing more problems than helping potentially.

01:23:50.500 But there are treatments for diseases today that did not exist a hundred years ago.

01:23:56.440 And so when you got the consumption, you died. Terminal. And there was no complaining about what

01:24:02.860 you were owed or your medical bills because it didn't exist. Now that the treatments exist and

01:24:08.900 they're hard to produce and they're expensive, there's a demand we get them for free, which creates

01:24:13.140 a weird circumstance. If we were to today strip away all of the cures and all the medical advances

01:24:20.780 from these, from these diseases. And we just said, we simply cannot cure any of these diseases.

01:24:26.060 There's no left-wing outrage over medical care.

01:24:29.540 Interesting.

01:24:29.960 It simply does not exist.

01:24:30.940 But they do exist. So what do we do?

01:24:32.920 And, and that's where it gets interesting.

01:24:34.240 Yeah.

01:24:35.040 I, this is where, when it comes to like universal healthcare, this is where I'm like,

01:24:38.460 basic healthcare. I think I agree with, I don't, Bernie guy.

01:24:42.760 Well, I used to be, but not his healthcare stuff's nuts. He wants it to go to an extreme

01:24:47.920 that no other country wants to go to. But my view is always, if you get the flu, if you break your

01:24:52.700 bone, I think that that's the basic level of coverage that we provide. It's horrible when you

01:24:57.540 hear about like a seven year old kid who got the flu and died. And it's like, are you kidding me?

01:25:00.500 We can treat this stuff with fluids and put them in the hospital and they live,

01:25:02.920 but because of the expense, but then you get cancers, really advanced terminal diseases that

01:25:10.580 are beyond the scope of basic healthcare. Right. And then how do you, how do you take it? We can't

01:25:15.880 give everyone the cure for this. We can't give everyone this million dollar treatment, but if

01:25:21.160 people know it exists and people don't want to die and I can respect them not wanting to die,

01:25:25.160 that makes sense. Knowing it exists means I need to get it. So I'm not saying people are wrong

01:25:31.180 for wanting the access to these things. But if you look at it holistically, if you zoom out

01:25:37.220 and you look at humanity outside of the perspective of a sympathetic individual,

01:25:42.620 empathetic human being, you say, well, if we have 100 doses of cure and 10,000 people who would like

01:25:49.120 cure, universal healthcare does not exist. It is impossible. So how do you, how do you do it?

01:25:55.020 Right. I mean, it's, it's like everybody would like to live in Los Angeles, but it's so expensive.

01:25:59.600 Not everybody can. And then there's this idea. Well then we should have more affordable housing

01:26:03.640 because I'm owed to live in LA. Right.

01:26:05.540 When the reality is, no, you're not, you need to leave LA. So there's, so how's capitalism versus,

01:26:12.320 you know, utopianism? I don't know. Yes. Yes.

01:26:14.860 Outside of the practical questions of how do you distribute cures, right.

01:26:18.660 You have the issue of perception and happiness. Uh, the view that happiness is always fleeting

01:26:23.180 though. I think there's almost this belief that everybody should be happy all the time. It's people,

01:26:27.760 people in the 1700s who had no air conditioning and lived in florida were happy why florida

01:26:34.960 because they well they built a they built a statue to the guy who invented air conditioning in

01:26:38.300 florida oh okay i grew up in florida so that's interesting yeah i mean come on i couldn't

01:26:42.340 imagine living in miami without ac it's nuts it's impossible you you go from ac to ac basically

01:26:48.220 when you're in florida all the windows are drenched with humidity uh but but they did

01:26:52.460 for generations like that's interesting hundreds of years and then now it's like well we gotta have

01:26:57.260 ac people will die without it oh yeah now think that isn't that crazy that is people people who

01:27:01.980 didn't have heat or ac before would just die and it was a normal part of life now that we have the

01:27:06.540 technology it's a requirement yeah it's true it costs money to make it costs money to build it

01:27:11.240 costs money to implement and to run it's expensive so i want i wonder now if the reason we feel like

01:27:17.020 we actually are in a depression is because the amount of things we expect to have have massively

01:27:21.780 increased our expectations are so much higher because of social media maybe but they're but

01:27:26.600 they're partially necessities oh yeah if you're if you're elderly you need ac yeah that's true but

01:27:31.760 when we didn't have ac the elderly would just die or we or we'd have different social customs

01:27:36.340 for protecting them like watering holes or making sure they were you know people would check in on

01:27:40.680 them now that we're in the era of ubiquitous air conditioning it's something we must have to live

01:27:47.360 and the people who do have access to it live uh a better example would be refrigeration okay

01:27:51.520 when nobody had refrigeration if people would just die of diabetes it was it was an illness that would

01:27:57.340 affect kids and older people and they would just die and then someone finally i can't i remember i

01:28:02.040 read the story a while ago isolated insulin and then all of a sudden the children were cured sure and

01:28:05.840 it was like wow so you could keep insulin out you got to refrigerate it yeah so going back to what

01:28:11.240 is bell saying about the salary being 54k that's double the depression era right but we also got to

01:28:16.360 consider what we expect to be a necessity for us including refrigeration clean running water

01:28:21.360 sewage cell phone internet yep yeah can you can you live in society and have a job and make

01:28:27.460 54 000 a year if you don't have a cell phone don't have the internet don't have air conditioning

01:28:31.360 don't have clean running water i i think if if you're making 54k your goal should be how can i make

01:28:36.200 more yeah and but then you go back to well high school and it's like well what did i learn

01:28:40.700 that's not that's a problem oh yeah that's that's why i stopped going oh i don't blame

01:28:46.000 yeah i you know i remember you know i'm told everything will be different in high school

01:28:50.140 sure and then it's just here's an interrogative sentence and i'm like oh my god yeah the same

01:28:55.020 same garbage and i'm just like tell me one time i'll remember can we move on can we learn

01:28:59.100 no it was just a waste of time so what do you think then about ai do you think we're going to

01:29:02.960 go with ai towards more of this uh displacement more homelessness yes yeah but i wonder if we will

01:29:09.620 all live in the pods own nothing and be happy oh interesting okay you will own nothing and be

01:29:15.120 happy that's a pretty common thing on social right now have you seen uh rent everything i went to a

01:29:21.600 game stop just the other day why uh i went to the eye doctor okay game stop was next door okay well

01:29:27.560 that's fair yeah i used to go to midnight releases at game stop and i applied to game stop to work

01:29:31.600 there like 17 times and they rejected me again why would you go to games that's a good question

01:29:35.000 actually uh as an aside i think game stop should be doing more to create community yes that's their

01:29:40.040 path to monetization yes selling games come on partner with dave and busters game stops and

01:29:45.560 every dave and busters entertainment that's a good idea actually but it but i think for game stop it's

01:29:49.540 more of it's it's less about selling a product and more about selling the space oh 100 what i used

01:29:54.520 to do game stop competitions like i'd go do call of duty competitions exactly stop they should have

01:29:58.600 gaming tables card games exactly pokemon cards they should have video game contests yep but anyway

01:30:02.360 i digress uh i was talking to the guy there's a new chat gpt mod for skyrim oh no yes you can talk

01:30:10.100 to all the to your uh uh not not to all of them i think it's a companion okay okay okay you can

01:30:15.560 literally my understanding i could be wrong but it's like you could put on a headset and as you're

01:30:18.980 playing you can say your command's name is like john you can be like john uh come with me and he'll go

01:30:23.360 you got it and then you can say something like john what do you think about the current phase of the

01:30:27.340 moon and say you know i haven't thought too much about it's a natural predictive response

01:30:31.860 and uh the guy there was telling me that he played it and you can actually bump into the

01:30:37.120 character and they will give you a unique hey knock it off you keep hitting me stop hitting me

01:30:41.520 and you're just it's incredible as life gets depressing for so many people yeah and social

01:30:48.380 interaction becomes harder yeah i think there's a loneliness epidemic the wealth inequality is going

01:30:52.480 to be the owner class yep and the vr gamer class oh people who are poor and own nothing will have a

01:31:00.160 small pod which could could technically be like a bachelor style apartment yeah where they strap

01:31:05.540 into vr and live in a world where they can be happy and have everything they've ever wanted and feel

01:31:09.740 emotionally satisfied and that's and that's how you placate a distressed populace now then then i

01:31:15.960 wonder though is that like so i mean it's very ready player one ask is i mean it to some extent sounds

01:31:22.800 very depressing because it's like well we shouldn't need that but then on the other hand does that take away

01:31:27.540 the hardship that you would otherwise have in life in any level of life i don't know yes

01:31:33.000 hardship is good yeah i see how these parents they're like my kid will never be poor

01:31:38.140 i'm like that's a mistake yeah yeah failure is a good thing failure is a good thing yeah and

01:31:44.280 it is really funny when you think about the philosophy of it people people assume it's bad

01:31:48.840 to fail yeah it's good to feel absolutely yeah it's like the path of success is through failure

01:31:52.980 100 if your kids never experience failure what do you get oh my gosh you get a brad spoiled

01:31:57.500 expect high expectation oh there's the expectations where yeah wow it's that's funny it's almost like

01:32:02.620 so i have a an eight-year-old now he just had a birthday yesterday and a five-year-old and when

01:32:07.300 they play roblox and it's just constant dopamine dopamine dopamine of of positive positive positive

01:32:13.020 positive everything else in their life is miserable yep like getting up is miserable going to the

01:32:19.720 bathroom is miserable going on a walk getting on go-karts going on your bike everything is

01:32:23.440 miserable so we took away roblox good now they draw and they're happy and we wrestle and we play

01:32:32.620 yeah it's insane the scary thing with roblox is i shouldn't single them out the scary things with

01:32:37.980 kids playing video games yes it's the predators who go on and when you're not paying attention you

01:32:42.180 think the kids just playing a video game sure you got some creepo whispering in their ear

01:32:45.340 oh yeah i don't know about that you're right oh my gosh so that's been a big thing so how long

01:32:50.640 until we get pods or or is there a way to economically uh to to solve this solve this this

01:32:57.180 silent depression that may or may not exist pods are coming man yeah we got the um we got one of

01:33:03.760 those vr treadmills okay just like last week we haven't set it up yet you used it's a bowl you

01:33:09.220 stand on you put on special shoes you strap yourself to a harness which is mounted as part of the

01:33:13.840 thing and then you can run in any direction strapped in put the vr goggles on take the

01:33:19.420 controllers and you can play skyrim uh imagine what's going to be like when we have vr multi

01:33:26.100 mmo like world of warcraft vr and you're in one of these things and it's it's it's it's out of

01:33:32.320 movies but i already look at a lot of these mmorpgs especially with how big world of warcraft is and

01:33:38.360 it's constant dopamine it's addiction oh my gosh it's funny it's funny when you see these like

01:33:42.820 farming simulator we had uh we we're we're talking about how how much we want to do short films sci-fi

01:33:48.700 dystopian stuff here and we just like aren't getting around to it so it'll probably never

01:33:51.580 happen but we can dream but one of the ideas we had is because we constantly talk about this

01:33:56.300 is uh imagine a show where it's short film this guy is talking with his friends about how they're

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01:35:14.800 clients that we really care about you care about you home and auto insurance personalized to your

01:35:21.600 needs weird i don't remember saying that part visit desjardins.com slash care and get insurance

01:35:28.280 that's really big on care did i mention that we care

01:35:32.380 contest this video game and then you get scenes of someone being like last year's champion ten

01:35:40.480 thousand dollar prize first place video game champions and they're practicing and the game

01:35:45.440 they're playing is farming simulator because it's a strategic game it's like farmville yeah well

01:35:51.120 there's they have farming farm simulator 22 just came out oh interesting okay right 22 people love

01:35:56.400 this game and they have police simulator but so these guys are like they're working on how they can

01:36:02.400 maximize the game strategy so that the game is played over a few days and then they have the highest

01:36:09.100 lowest revenue and they have the lowest costs and they have the maximum produce and then you see

01:36:14.080 this big tournament where you have all these different teams and there's tv screens playing

01:36:18.060 the simulator and everyone's cheering and they're like you know you know the the the phoenixes out

01:36:23.780 of detroit have generated 2.7 million already on their sim and they are leading the pack and then you've

01:36:30.080 got people like coming in sponsors being like guys you've got to pick it up have you considered

01:36:33.380 there's like another team that's losing and then the reveal is it shows an actual farm being operated

01:36:39.660 by ai which the video game players are actually controlling wow they're doing the labor for free

01:36:45.100 yeah not realizing it so it's like uh captcha right yeah people don't you're training in ai by

01:36:51.780 doing that every time captcha has always been this yeah so the first captchas were the text that

01:36:56.580 were weird looking yeah i hate these things you know what that was it was they scanned a book

01:37:00.120 and the text was weird looking and computers couldn't recognize it but humans could so when

01:37:05.580 it was like in order to proceed what they would do is one word would be intentionally obfuscated that

01:37:10.460 the computer knew yeah and one would be from a book the computer couldn't understand and so you would

01:37:15.580 then type in both words and teach the ai how to see letters that it couldn't understand so you were

01:37:20.540 doing free labor imagine the the greater you know extension of this people playing video games like a

01:37:26.740 simulator thinking that it's just a game but they're actually running the farm and making profits

01:37:32.380 for the owner of the farm i mean imagine that you talk about there's going to be the owners and the

01:37:37.820 non-owners oh yeah imagine if someone created you know uh burger chain sim sure and they send out all

01:37:44.720 these apps or people download the apps and then there's like a wait list it's like when do you get

01:37:49.440 to play the game and someone finally gets like your account has been activated and what really

01:37:52.940 happened is a new chain opened up and someone has to manage it and so then these people playing

01:37:58.740 the game are actually what this relates back to is your message earlier of that purpose which is the

01:38:04.060 back to vivek's message in playing those competitive games you've now given folks a purpose whereas maybe

01:38:10.380 now because of you know this this silent depression idea it's a it's this feeling of this lack of purpose

01:38:16.880 and maybe games i mean i remember when i played world of warcraft i felt like i had a purpose i had to be

01:38:21.040 there for my clan i had to heal or in pvp i had to heal i had a job i think a component of it might be

01:38:27.840 that a couple generations ago your purpose was your family yeah people were like get married have kids

01:38:33.640 and then you're there for your kids so everything you do is in service of having a family raising those

01:38:38.540 kids now these people who are upset don't have kids not all of them some of them do what do you

01:38:43.280 think about that declining birth rates declining want for children man i don't know um i think it's

01:38:50.900 i i think it's catastrophic yeah i i think cities are too dense and for sure right this is this is the

01:39:00.000 overpopulation question i i say there's no overpopulation here right there's lots of land

01:39:06.520 in the country and but but but maybe i don't know uh the thing about here's the way i put it

01:39:12.620 we got chickens outside yes you do they wake you up at 4 a.m they're they're they're yelling

01:39:17.600 that's what they do they like to scream but if uh you have chickens out in the field and they poop

01:39:23.140 all over the place it's really good sure it's fertilizer it fertilizes and then we have this uh

01:39:28.160 we have this big patch of dirt from the old chicken city that's just and that the plants grow like

01:39:33.020 crazy that's why you wanted the septic leach field where you were growing your vegetables

01:39:37.100 that sounds nasty but no you don't actually what yeah septic leach field somebody told me the

01:39:41.660 wrong thing uh yeah you don't want to grow on leach probably but but like all the grass and

01:39:46.940 everything grows well it does oh chemicals but that's different so i'm thinking like cesspool

01:39:51.600 days where there are no chemicals right the septic stuff these days no today is bad i'm not like the

01:39:56.820 old school just like you know poop and urine right and then it fertilizes as it percolates and spreads

01:40:02.640 out yeah but what happens if you take all of the chicken crap and put it in one spot oh well

01:40:08.040 that's too concentrated exactly poisonous the rain will wash it away everything dies it smells

01:40:13.200 horrible and people avoid it that's a city ah look at that how interesting yeah that's why we can

01:40:18.220 always test covid in those sewers i guess i mean there yes it's too hyper it's a hyper concentration

01:40:23.820 of waste that can't be properly dissipated into the environment so if people move away from these

01:40:29.140 cities then but then you can manage it there's so much like pooping on urban sprawl like oh we don't

01:40:36.000 want urban sprawl it takes away the character of a city in a downtown but isn't to some extent

01:40:40.860 kind of what people need is their own house and their yard and there's your school and your fire

01:40:46.620 department your police station i mean we should dissuade people from moving to cities i totally

01:40:52.300 agree remote work is good yeah sure if you took all the people from the cities and spread them out

01:40:57.220 over like an acre or so or maybe you might mean you might need a couple acres two or three they could

01:41:02.720 have their own septic system in leach field interesting then you've solved a lot of the

01:41:07.100 human waste problem like in chicago they dump the sewage into the lake oh then people swim in the water

01:41:12.020 and get sick yeah sure because what are they concentrated like you said oh it's insane if you

01:41:16.040 think about it 10 million people in the metro you got 2 million 2.5 or whatever in the city

01:41:20.360 go to the beach and look at all those buildings you have to ask yourself where is that pugo

01:41:24.340 that's nice that is interesting the concentration i mean and the way you could also solve that is

01:41:29.640 better commuting because you know highways and traffic are just a disaster i really like the

01:41:33.980 elon tunnels because of that right you know because then you could have you know master

01:41:38.640 planned communities outside of cities that are actually affordable and functional for you to

01:41:42.340 have a family in at an affordable price and if you need to go into a city to commute you could do so

01:41:46.980 in the tunnel those tunnels are scary though yeah well that's the other thing is i mean we're so

01:41:50.920 unfamiliar with tunnels right you know what's gonna happen yeah i watched that video of the

01:41:55.440 the the tunnel that it's it's in la right uh the first test for the boring tunnel yes yes yes yes

01:42:00.740 super single lane one direction only right yes like yes it's just a capsule and what if you get

01:42:06.240 yeah like what if you get jammed in there and you're just like what do you mean full self-driving

01:42:10.800 never has problems i don't want to get that that's not scary do you have a tesla yeah okay which one

01:42:15.720 you have uh i have uh model s and a three would you get the cybertruck yes do you like elon uh yeah

01:42:22.400 okay uh do you like elon oh yeah yeah he's cool dude uh nobody's perfect it's always weird when

01:42:28.480 you're like wow young's doing some great stuff and then someone's like yeah well look at the bad

01:42:31.120 thing and i'm like that's true he did a bad thing sure there you go well everybody's got something

01:42:34.660 that they've done wrong nobody's an angel and perfect yeah we have uh i don't i i love and hate

01:42:39.980 the full self-driving okay it's nearly killed me oh no yeah how long ago uh it's been it's been a

01:42:46.620 while since we've actually had any issues with it okay so it's gotten better is what you're saying

01:42:49.740 it's absolutely gotten better but we've had some scary moments it almost it tried to swerve me into

01:42:54.800 oncoming traffic once is this on like the one-way roads so right double yellow line yes and it tried

01:43:00.560 to jump into the other side not i'm holding the wheel i don't do that stupid there's so many dumb

01:43:04.600 people that will put the they put weights oh yeah you gotta be very careful i'm not doing that it's

01:43:08.420 crazy uh we had one where i would say maybe four or five times it slammed its brakes on full stop

01:43:15.480 in the middle of the highway going 65 miles an hour 70 miles an hour and uh that's terrifying yeah

01:43:21.340 it is what one time what happened was two two two circumstances uh there for a while it's i think

01:43:28.460 they fixed this there's a so this is funny the street light ahead signs it would think were street

01:43:34.760 lights and it would start to break but it would break normally and that's kind of funny yeah but then

01:43:40.140 we had a street light ahead sign with yellow flashing lights and as soon as it would we'd come

01:43:45.680 up the hill and see it it would slam the brakes on oh wow and i but i'm aware of it so i tapped the

01:43:49.580 brakes then there was one this probably the scariest outside of it trying to swerve into the oncoming

01:43:54.600 traffic yeah yeah that's that's peak scary and so i'm like i have my arms firm to not let it i'll let

01:43:59.720 it go to the right and it you know but it's only happened a handful of times there's um like a like

01:44:04.660 an eight lane highway somewhere over here it's four going one way four going the other and there

01:44:09.500 is a turn median in the middle for u-turns okay and for cops only or for everyone everyone okay okay

01:44:15.000 so if you're trying it's a crazy it's a crazy road if you it might be three on each side i don't know

01:44:19.800 about four but if you're trying to come out of the neighborhood and cross and then turn left oof

01:44:24.680 it's kind of nuts so what you do is you pull out you stop in the median of course a truck did that

01:44:29.640 we were we had uh there was the left lane and we were in the middle lane oh i know and as soon as

01:44:36.320 the tesla on the screen saw it it slammed the brakes on full stop and we're like we lunge forward

01:44:42.020 like and then i you got to tap the gas to make it stop exactly i'm like we are lucky we didn't get

01:44:47.760 rear-ended sure oh yeah and but you know what it does now is a prompt pops up and says tell us what

01:44:54.340 happened yes yeah yeah you press the button and you're like explain it and i'm just like hey elon

01:45:00.120 how's it going uh love the car it's been great it just tried to drive into oncoming traffic again

01:45:04.160 you know we took control it's okay how long ago was the last time you've had this issue yeah it's

01:45:08.740 been like six months okay yeah so you think the latest updates are helping i guess okay i haven't

01:45:14.120 had any issues it's been it's been pretty good do you actually drive much though uh i mean well yeah

01:45:18.600 we're in we're in uh you know we're in the tri-state west virginia area it's a lot of driving okay

01:45:22.780 okay yeah that's true okay okay okay but uh let's clarify do i drive much in am i often in a car

01:45:28.900 driving two places the answer is yes am i the one behind the wheel often no yeah okay yeah so i'm

01:45:34.880 usually the passenger seat you know doing something yeah that makes sense but yeah yeah it is curious to

01:45:39.760 see the automation of everything and ultimately where where it leads us especially politically uh

01:45:45.280 you mentioned that wealth inequality is going to get a lot worse way worse my view is that leads to

01:45:50.920 political instability 100 but i'm curious what's like if you think it's going to get worse like

01:45:55.640 what do you what do you think the next year looks like or what happens well i think that uh california

01:46:01.020 might be one of the first places to actually break if they keep going down this path uh i'm i'm not

01:46:06.140 i i find myself generally to be pretty moderate and and not super conspiratorial but i think that if

01:46:11.800 there were one place to have a revolution it would be california yeah and it almost needs one okay

01:46:18.020 so but but not yet almost it like no no no it needs it but it's not going to happen until that

01:46:25.380 san francisco problem spreads everywhere when that happens everywhere in california it's revolution i

01:46:30.700 mean sacramento's got it pretty bad too but yes i mean la santa monica san francisco san diego's better

01:46:36.820 right but but it's still not ubiquitous enough but i think that's where you get your first break is

01:46:42.800 california and i don't think america is ready for uh a a like california governor becoming president

01:46:49.740 but it would be very interesting to see how a newsom versus biden would go that would be interesting

01:46:55.100 newsom wins i know that's that's that i i actually think that could happen there there is one thing

01:47:00.860 that i think could stop newsom from winning and it's that if during the bait his uh his fake human

01:47:05.840 mask falls off and reveals the lizard man behind it robot yeah the robot's exposed right right so

01:47:11.640 short of that happening yes yes yeah but as otherwise as far as the next year um yeah it's a

01:47:19.460 you know i think the the best thing for an individual listening your audience maybe they might not know me

01:47:25.780 is i i think to myself do what you can over this next year two years uh to provide as much to create

01:47:32.820 as much value in your life as possible because you need to get on the roller coaster not going to say

01:47:38.720 it's going to be easy yeah it's not for everybody but if you're not on the roller coaster you're

01:47:42.640 going to get left behind and so figure out how can i get a license how can i get a better education

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01:48:47.780 when you really care about someone you shout it from the mountaintops so on behalf of desjardins

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01:49:15.720 stop doing it if we get to that point of uh if wealth inequality expands it will i think

01:49:24.240 absolutely with ai no question like we're for an example somebody opens a new chain restaurant a

01:49:30.580 fast food restaurant and they have only seven employees instead of the typical 40 yes now you've

01:49:35.260 got people with no jobs that person who owns it is making more money that's effectively transferring

01:49:39.680 money from the poor straight into the pockets of the of the ultra wealthy at a faster rate i mean

01:49:43.780 theoretically prices of the food should come down but yes there'll be more profit too i don't think

01:49:48.300 the price will come down yeah yeah you're probably right they're gonna they're gonna be looking at

01:49:51.520 it like everybody knows a burger's a buck i've cut i've cut my costs yeah burger stays a buck i just

01:49:56.900 make more money yeah yeah you're right you're right yeah you're right and that's the other thing too

01:50:00.580 is like i think people are looking for inflation to come down it's not going to come down they're like

01:50:04.320 oh you know inflation like how is inflation going to get better the prices are so expensive

01:50:07.960 they're supposed to come down no that's actually the job of the fed is to make sure we keep having

01:50:12.820 inflation the job of the fed is to make sure we stay at two percent if they wanted prices to come

01:50:17.360 down the job would be to go negative right so then i wonder if there's a scenario in the next year or

01:50:22.700 two where they have nots go to war with the haves maybe not in a year but if we get to this point

01:50:28.940 where you have an owner class it's depressing that's on the roller coaster yes and the people who missed

01:50:33.760 the uh you know they were either waiting in line for the roller coaster and they didn't make the

01:50:37.560 cut yeah those people aren't going to just say i guess i lose they're going to say nah i'll figure

01:50:42.180 out another way to win and that's going to be revolution yeah that's almost like vivek style uh

01:50:47.620 yeah interesting i agree with you uh or pod or give me pod pod living you will own nothing you'll be

01:50:54.860 happy yeah i well we're trending in that direction and so it's it's it's i don't know when it'll cap

01:51:00.000 yeah that's true i don't know when but i think we're slowly going to come more and more into that

01:51:04.920 uh there's there's so much hope like for example i'll put it this way if somebody wanted to start a

01:51:09.200 youtube channel so if you was watching your your videos right now or the live or however they

01:51:13.500 wanted to start a youtube channel if you want to get a lot of views right now just tell everybody

01:51:16.780 the market's gonna crash right tell everybody there's gonna be this great glorious reset and

01:51:21.260 you're gonna have your chance to buy that gorgeous 100 000 four bedroom two and a half bath with a

01:51:26.320 and you're gonna be okay and you're gonna get rich in the stock market but it's all gonna happen

01:51:31.400 after this giant crash and after all the suits go to hell that that is how to get a lot of views right

01:51:37.280 now because it's echoing the sentiment of really richmond north virginia the political corruption all

01:51:43.420 of that the question is is that actually going to drive uh meaningful change how many of these

01:51:50.500 anti-richmond north of richmond people yeah do you think would join the richmond north of richmond

01:51:58.020 the moment they got the opportunity they would in a heartbeat like do you think about most people or

01:52:02.300 every single person would every single person would 100 and that's that's that's sad to think though

01:52:07.420 well yes uh because i so there i guess there are two ways to look at it there's there's the way to

01:52:13.640 look at it of um the the you know the politicians all the politicians are corrupt all the rich

01:52:19.620 corporatists are corrupt uh and then there's the well if you started uh if a startup and it became

01:52:26.480 a billion dollar company now you're a rich corporatist did you get there on bad intentions maybe not maybe

01:52:32.560 you actually had a good product and only fans capital right capital i mean he just made like 300 400

01:52:37.380 million dollars in last year cashed out in options or whatever uh that guy's like killing it uh but

01:52:42.400 anyway so is he a bad person because now he has hundreds of millions of dollars and he's way

01:52:47.400 richer than the next you know uh you know 10 000 people next to him he's the alfred nobel of our

01:52:53.700 generation uh i don't know that reference which is probably bad uh nobel he made i think dynamite

01:52:59.280 tnt or something oh interesting and uh his vision for it was to help people who are in the mines yeah

01:53:04.920 sure exploration uh you you plant the the explosives you leave you blow them up exactly nobody gets

01:53:10.500 crushed or anything exactly his obituary was published early by accident and they called him

01:53:14.360 the merchant of death uh he got so shocked by that he created the nobel prize so that he would be

01:53:19.620 remembered for something different oh that's that's brilliant the only fans guy tried to stop

01:53:26.140 the pornography on the platform and no they weren't having it the users i guess the investors

01:53:33.740 and so now you're the mecca of it now you are the preeminent digital prostitution ring yes and this

01:53:41.480 guy is going to be like we just wanted to make it so that musicians could be with their fans and their

01:53:46.580 fans could help support them and now you are the king daddy pimp well i think it goes back to the

01:53:51.780 what is it uh um power corrupts absolute power corrupts absolutely uh well so the so the the challenge

01:53:58.820 there is i i'd be willing to bet that if you went to the dude who founded only fans and you tried to

01:54:06.460 shame him over being a porn ring he would absolutely defend it of course he's gonna say all this stuff

01:54:11.000 like people have a right to purchase i'm libertarian but deep down inside he's just like i have to

01:54:16.220 maintain because i i feel like if you watch your creation become this monster you try to stop yeah

01:54:21.240 you're honestly gonna you know deep inside be like oh here's the question is he a bad guy

01:54:28.060 for allowing it to happen right if he if he did a full stop and said i will never allow this to

01:54:34.160 take place this is destructive to our to our culture to our economy we can't have it they just

01:54:39.660 remove him yeah that's true and so does he just say then cash me out i'm done yeah and then do we

01:54:44.460 get mad at him for having done it yeah that's true well yeah ultimately then the question is so

01:54:48.860 what's his job as a ceo it's to make money for shareholders and investors yeah and that answer is

01:54:53.720 you lean into that kind of stuff so then the question is okay what's the job of a politician

01:54:58.600 well let's get re-elected well how are you going to get re-elected are you going to get re-elected by

01:55:03.320 uh you know going out and and uh and and helping people who aren't donating to your campaign or the

01:55:09.380 people who are donating millions of dollars to your campaign because that's how you stay in your job

01:55:12.480 so of course yeah you know it's it's when when we go to the to the nitty-gritty of it every

01:55:17.480 corporatist is like well i got i need more earnings for my company so we gotta keep prices high and

01:55:22.980 lower expenses which means laying people off you know now we're talking about instead of silent

01:55:27.100 quitting we're talking about silent layoffs which is where you know if amazon doesn't want to fire

01:55:31.140 you because of the pr of that they assign you to a department that you don't want to work in and then

01:55:36.340 you quit and then they don't replace you right so now that the executives are doing what's good

01:55:41.580 for the shareholder which is more earnings but then that's bad for the individuals because they're

01:55:45.020 going off but everybody would probably do that in that situation yep that that's that's the thing you

01:55:50.500 know people complain about the ceo they say insert company and ceo and i'm like you remove that ceo

01:55:55.120 they were placed in two seconds oh of course and and nobody thinks they're the villain everyone

01:55:58.900 thinks they're doing the right thing i remember watching this video where like anti-oil protesters

01:56:04.540 went to the like a ceo's home no and he came out and they were pro he came out sat down with them

01:56:09.260 and said tell me what we should do and then they had a conversation and he said i agree with everything

01:56:13.900 you've said and they were like well then why are you doing it and he was like okay well i would like

01:56:18.700 to do the thing everything you said but then he starts pointing out like how many people would

01:56:22.940 die if we reduce like production in this city how much energy loss would result in how much death

01:56:27.820 and it was just constantly like we want to save the world if we reduce oil production 40 000 people

01:56:34.740 will die in a month oh we're screwed yeah it's just it's it's really interesting because people don't

01:56:39.040 make that direct correlation of course that you know like gretchen thunberg says we want to shut down

01:56:43.480 all fossil fuels oh my god by 2023 or whatever yeah okay six i think six million die in the first

01:56:48.740 month or something like that uh loss of power air conditioning and so there's a question of we can't

01:56:54.780 let people die so we have to keep doing this look at california as an example in this when i ran for

01:57:00.600 governor i uh ran on more fracking more oil i know that pissed people off right of course it did

01:57:09.460 uh so but here's why in california we have uh these rolling blackouts every summer the electricity grid

01:57:20.960 isn't stable part of the reason for that is we don't have enough natural gas peaker plants that are

01:57:25.540 capable enough for the demands we have now okay so you look at the natural gas peaker plants and you

01:57:31.420 say okay well why don't you make your systems better and they say we would love to in fact

01:57:35.960 we're running 1970s technology and we'd love to have more efficient technology that could actually

01:57:41.440 lower emissions so we go to the state of california go can we please get a permit to have a more

01:57:46.700 efficient facility the state of california says is it 100 green no but it's more green nope it's got

01:57:55.400 to be 100 green so you're left with the old crap and not the efficient crap yeah so what you should

01:58:00.460 have is the most efficient fossil fuel burning stuff that you can have now while trying to transition

01:58:08.860 uh to to yes a more sustainable future whether that's nuclear or whatever and then the activists

01:58:13.880 celebrate their victory yes they come out we stop the peaker plant from expanding great enjoy your

01:58:18.820 blackouts enjoy your wildfires yep you know this is this is this is the harsh reality of

01:58:26.780 i suppose how our system works there are i've worked at these environmental non-profits i don't think

01:58:34.300 they actually care about anything oh tell me why oh i mean come on you know the fact the starting of

01:58:39.360 greenpeace was save the whales these nuclear tests are bad you know right and so a very noble cause

01:58:46.360 taking a boat going to where they're going to blow up a nuclear bomb and right the ocean test ocean

01:58:52.280 based nuclear tests exactly yes and then uh it just turns into okay how do we convince for people

01:58:58.360 to give us more money and now they oppose nuclear power plants sure it's like okay nuclear power plants

01:59:04.200 is green nuclear energy is carbon neutral exactly and it's got i think i think it's the best energy

01:59:10.620 return on energy invested 100 so why don't we have more of these well now the complaint is where do you

01:59:16.220 store it and countries in europe have figured this out you just go you know 10 miles down into the

01:59:21.260 the waste price yeah exactly so you just go 10 miles down and you store it in a nuclear waste like

01:59:25.920 facility basically that's just casing concrete it's bought but and the reality is the amount of nuclear

01:59:31.440 waste i believe that's right the amount of nuclear waste that you would create your entire lifetime

01:59:38.320 would fit inside this pen well per human but i do think the uh modern nuclear generate uh the the

01:59:45.660 the latest generation of nuclear tech is like 99.9 recycled materials oh yeah and then thorium

01:59:51.080 salt reactors are very promising oh wow okay and but it's just maybe this is why a lot of people

01:59:57.340 don't believe in climate change or i should clarify the climate change agenda agenda well i think that's

02:00:01.940 what this this the non-profitism what you mentioned is you need basically more donations you need

02:00:07.780 you need a something to fight against because if you can't if you don't have anything to fight

02:00:11.600 against you don't get donations because you don't get attention yeah so the attention gets you

02:00:15.480 donations non-profits are funny because they are absolutely for profit because think about it

02:00:20.940 non-profits are just paying payrolls to everyone's who's working there the ceos of some of the non-profits

02:00:26.280 are making half a million bucks a year or they're making or more millions they're making plenty of

02:00:30.440 money the corporation is deemed non-profit because you just keep reinvesting but who cares

02:00:35.840 everybody could start a non-profit you know pay yourself a fat salary one of the clever moves that a lot

02:00:41.020 of these non-profits do is you create a 501c3 and a 501c4 uh-huh so uh for those that aren't familiar

02:00:46.760 one is uh the in all the revenue streams are disclosed and it's tax deductible one it is not

02:00:53.060 tax deductible and revenue streams are not disclosed and so what they'll do is they will

02:00:58.540 take the money into the 501c3 uh-huh crap loads of money let's let's call the 501c3 uh let's call it

02:01:06.360 the foundation for accepting greatness into our hearts foundation then you create a 501 uh 501c4

02:01:15.020 called fight for trees you go out you make your phone calls and you say i'm with fight for trees

02:01:22.600 and we would like donations from you but when they fill out the form the donation goes to

02:01:27.980 whatever i said the first one yeah yeah exactly what they can do then is or it might be the other

02:01:33.600 way around too however yeah depending on they might i think a lot of them will have the money

02:01:37.800 go to the 501c4 where they can obfuscate their revenue sure and what they'll say is because we

02:01:42.780 engage in politics and lobbying it's not going to be tax deductible so and they go oh okay right right

02:01:49.600 but if you want us to fight for this then it's worth making the donation yeah the 501c4 or like

02:01:55.920 whatever whatever their front organization their their shadow organization is will make let's say

02:01:59.740 100 million dollars it will then donate to the front-facing organization of course five million

02:02:05.700 five million dollars sure then when it comes to their fundraising they'll say we only brought in

02:02:10.380 five million dollars last year and then get away with it yep man i i used to work these nonprofits and

02:02:16.020 i was just like these people are it's evil a lot of it is just a game and i think that's it's an

02:02:20.700 interesting message that vivek for example is hitting on it's it's you know the climate change agenda is

02:02:26.360 killing more people than climate change i think it's a little extreme what he's saying because i

02:02:29.880 don't know how the agenda is killing people but from a sentiment point of view the sentiment is

02:02:34.760 killing me on the inside because it's just like i think he's right after the way it's set up i think

02:02:39.260 he's right and you got to look at what does he mean with killing people like so economically

02:02:42.860 they're stealing from people i think is the better answer so well so the question is if the economy

02:02:49.020 declines by x percent yes what is the correlated amount of death from a downturn interesting okay okay

02:02:54.900 because of the inflation that you create by supporting these projects that aren't fruitful

02:02:58.340 and therefore now you go into a recession potentially and that leads to death because

02:03:02.020 you've lost your job you turn homeless you get afflicted with drugs and you die okay interesting

02:03:05.960 various things like that or or you know someone gets sick and they can't afford their medicine someone

02:03:09.320 is diabetic okay okay so it's it's it's a long circuitous path yes but if the issue is how many people die

02:03:17.540 from discernible extreme weather events or extreme weather

02:03:21.860 uh that we can actually calculate versus how many people die from the economic ramifications

02:03:26.500 i think i'm i'm i'll say this i don't know if he's correct but what he's saying makes sense

02:03:31.900 yeah that's true it seems intuitive that's that's a good point it's it's it is incredible there's a lot

02:03:38.040 of uh i think there's a lot behind the scenes that would make a lot of folks go oh my gosh what is

02:03:43.080 actually going on here and it's sad but from a practical point of view i think there's little from an

02:03:48.640 individual point of view we're going to do i think from an individual point of view everybody's goal

02:03:52.380 needs to be what can i do to get to uh to not be left behind i think people have to reject

02:04:00.960 the the assumptions yeah you know and a lot of what i get out of our conversation so far is

02:04:05.840 especially with the way these companies are just operating politicians won't change because they want

02:04:10.160 to get re-elected so that means the the what were the plants called that you're talking about

02:04:13.620 oh uh oh the the peaker plants yeah yeah they're not going to get built though they need to be

02:04:18.740 because the politicians want to want an environmental victory would actually cause

02:04:21.860 more environmental problems and the only way anything changes is if a politician actually

02:04:25.420 comes out and says guys it's not good that we're not doing this these are more efficient

02:04:29.220 we have to get from point a to point b or we have to get from a to c and that means stopping at b

02:04:34.140 and there's no other option people have to just say it and break the system and be like i'm not

02:04:38.160 going to play that game but as soon as you say that the billions of dollars from those

02:04:42.540 climate non-profits go into ads going all they want is oil yep don't vote for that person look

02:04:47.880 what oil causes smokestack death but you have to just do it yes because then eventually there's

02:04:53.300 no options and everyone's just saying i don't care what the ads are saying like we're telling you this

02:04:57.320 is the case like we want to improve things truth is really missing a lot in our discourse and i think

02:05:02.840 that's why i i strongly believe that 99 of americans whether they're republican democrat libertarian

02:05:08.760 whatever they can sit together and probably agree on 99 of things and i know it sounds extreme

02:05:14.760 but i really believe most people can sit down at a bar have a realistic conversation and agree on

02:05:20.720 a lot of priorities that we can focus on here's my view of the culture war in my experience which

02:05:26.380 i'm sure will get a lot of backlash from leftists and liberals how do you deal with all that backlash

02:05:31.340 i don't ignore it you okay i go to a bar okay okay and i sit down with a regular person okay and

02:05:37.440 they'll say i hate donald trump and i'll be like fair point you're allowed to you know whatever yeah

02:05:40.840 and we'll talk and i'll say like yo yeah i don't like joe biden and they'll be like why and i'll say

02:05:44.840 here are the legitimate reasons okay you ask the average person i'm not talking about these these

02:05:49.160 bits where people go to times square and find stupid people and ask them oh my gosh yeah right

02:05:52.780 but that's all cut out of context as well i mean that's you know 10 hours of filming down to 10

02:05:56.780 minutes of content and it's the most dramatic stuff of course but that's youtube

02:06:00.020 you look at the political class of commentators and what will you find in the anti-establishment

02:06:06.640 wing the majority is an honest conversation with some grifters okay the other side is majority

02:06:12.160 grifters and sometimes some honest conversation okay wow so that that makes things untenable i guess

02:06:19.680 and and and makes me feel like we're headed towards an inevitable collision because it's almost like

02:06:27.240 uh it's yin yang oh yeah we're looking into the face of what i would describe as uh the banality

02:06:33.480 of evil and abject evil uh example joe biden and burisma okay oh yeah hunter joe biden's on camera

02:06:40.560 saying if you don't fire the prosecutor you're not getting the money yes and i will speak to people

02:06:45.460 who are liberal or leftist and say that never happened and i'm like i'm just gonna get the video

02:06:49.700 for you and play it for you and then you can give me your opinion on it yeah it is a pretty clear

02:06:53.100 implication yeah but you look at some of these prominent personalities and they'll either

02:06:57.120 repeatedly deny its existence it never happened knowingly lying or and that's the abject evil the

02:07:03.460 banality of evil in they just believe msnbc and they won't actually google search it oh interesting

02:07:08.380 you this has been my experience consistently since the culture war became you know front-facing and

02:07:14.620 dominant mainstream i sit down with trump supporters yeah i was i sat down in san francisco in like 2016

02:07:22.080 or whatever with trump supporters for this big dinner and they were like you know come come come

02:07:26.140 come you know we know that you're like a lefty guy you're like bernie but you know we want to talk

02:07:29.020 and i'm like oh i'm always interested to talk sure and they started laughing about the idea of systemic

02:07:33.740 racism and then they were like that's a lie i was like i was like no i think it's real i just think it

02:07:39.900 depends on who you're talking to and how it's being defined and you got to make sure you got a clear

02:07:43.160 understanding of what the what the phrase represents yeah and so i explained to them

02:07:47.000 basically how uh ferguson happened the the long story short is it was rooted in racial covenants

02:07:55.760 barring black people from moving to certain areas sure redlining you know yeah yeah like redlining was

02:08:01.040 uh uh in chicago they said this area the resident companies were like this area specifically where

02:08:05.260 we're going to sell to black people with ferguson you had pruitt i go you had uh government housing

02:08:10.520 poverty the welfare stuff didn't work and so white people moved out of the cities where there

02:08:16.060 was crime and then created small suburbs yes st louis is now comprised of like 90 some odd suburbs

02:08:21.320 it's not a big city it's actually a whole bunch of small cities then they passed a covenant saying

02:08:27.220 nobody can live here anymore like that's it no one's allowed to move in yeah so what ends up happening is

02:08:31.340 you have uh lower income a higher a disproportionate amount of lower income people who are black for

02:08:38.120 historical reasons and when they can't example their taillight goes out and they don't know

02:08:44.100 yeah they're driving from their their home to their place of work 10 miles away and they drive

02:08:48.660 through four different cities yeah you get pulled over pulled over four times yeah and so what i said

02:08:53.580 to these guys is i am not saying any one of those cops are racist those cops don't think they're racist

02:08:58.280 those cops didn't pull that cover for being black but there is a system in place that began in the

02:09:03.560 civil but pre-civil rights era that created a disproportional racial impact the trump supporter

02:09:08.180 guys go oh oh interesting and they're like i see what you're saying but i would disagree with the

02:09:12.960 phrasing because it makes it seem like they're i'm like totally understand totally understand yeah i

02:09:16.280 guess when when people hear systemic maybe they're not thinking of system uh because really what you've

02:09:22.060 described is is exactly true it's it's called the concentration of poverty yeah so uh when you are in

02:09:29.560 poverty you are twice as likely to either commit or be a victim of crime yeah but you are also twice

02:09:36.560 as likely to be a minority specifically black or hispanic in some cases you know so i so i tell these

02:09:42.880 guys i'm like i don't think trump supporters are racist i don't think cops are racist i think there

02:09:47.020 are racists i think there are racist trump supporters absolutely but if you have this system that was built

02:09:51.420 a long time ago and based on racial tension that results in people who have less generational

02:09:57.040 wealth which disproportionately tend to be black absolutely you will end up with more black people

02:10:00.900 experiencing they what happens is they get pulled over four times oh yeah then when they can't pay

02:10:05.160 that bill of course they get arrested for it your license gets suspended and you get arrested because

02:10:08.780 you have to drive to work then you get uh pulled over on a suspended license you knew about it but here's

02:10:12.700 the worst part you get a you get a 50 ticket for a busted taillight yeah you don't pay or your

02:10:17.840 taillight went out you didn't know yeah you get it you you don't you don't pay it because you're like i

02:10:21.700 gotta pay rent food it's poverty then the police show up and say because you didn't pay a moving

02:10:26.900 violation you're getting two days in jail yes it's a my it's a slap on the wrist and you lose your job

02:10:31.400 but when you get out on monday the next city's police department is waiting for you because you

02:10:36.920 owe them 50 bucks you didn't pay because of the fractured system of how there's so many different

02:10:42.720 suburbs and police jurisdictions one violation turns into four and so i'm like now you need to

02:10:47.580 understand how they're perceiving it they're perceiving black people are getting pulled over

02:10:52.180 too much i think it's a class issue and we should try and alleviate the race but my point ultimately

02:10:57.280 is not to rehash that story it's to point out that trump supporters sat down yeah have no problem having

02:11:01.880 that conversation of course listening to what i had to say giving their thoughts on it and then we all

02:11:06.620 smile and eat you know cheeseburgers well and and that's ultimately i think what every reasonable

02:11:10.980 american should be able to do is have that kind of discussion and the reality is when you fall into

02:11:15.860 poverty the first thing people usually do is they have to move to a poor area yeah and then what's

02:11:20.420 in a poor area well the er's are full can't get medical attention the schools are even lower quality

02:11:26.500 and then what happens your children can't get a good job they can't go to college whatever and so

02:11:30.840 then they have to move to a poor area and it just gets worse and worse and worse it's terrible and so

02:11:36.340 ultimately what it brings me the reason i bring the story up is we struggle to get prominent liberals

02:11:41.680 and leftists to come on this or or tim cast i wrote already shows they won't do it uh that's

02:11:46.300 unfortunate uh one thing i respect about vivek is he goes on everything yeah msnbc man the line's done

02:11:51.580 but you know there's a handful of uh liberals and leftists that we're we're we're fans of we like

02:11:56.560 you know i always shout out uh crystal ball and kyle kalinsky they're good people we disagree on like

02:12:00.760 crystal ball uh from breaking points yeah okay yeah she's she's she's great yeah disagree with her a lot

02:12:05.220 of things um but but she's a like she's an honest person you can talk and kyle kalinsky as well

02:12:10.380 but the problem is too many of these uh i think the issue is if you bring in what a prominent left

02:12:18.480 personality yes into an actual conversation like this yeah their entire framework is ripped to shreds

02:12:24.740 and not not for political reasons for issues matters of fact oh wow right so like talking about

02:12:31.300 joe biden in brisbane we had a guy come on tim cast irl and i mentioned yeah but joe biden said

02:12:36.140 you know if he's like trump did a quid pro call i'm like and so did biden biden said if you don't

02:12:40.180 fire the prosecutor you're not getting the billion dollars vice president doesn't have the authority

02:12:42.740 to withhold congressionally approved loan guarantees and he smirks and goes that never

02:12:46.260 happened oh and i'm like hey we're live i play the video for him oh and then he's like oh so

02:12:52.720 people they don't want to come in here and well because then you get ambushed yeah in that sense oh

02:12:56.700 that's really interesting but see that's a problem because then you can't have a real

02:13:00.060 dialogue and then you can't actually figure out well what are the real grievances and what are the

02:13:03.480 real solutions and so then you get the extremism everybody stays on their own echo chamber

02:13:07.220 basically and that's a real big issue because then hate goes up like we had on the chart so uh i got

02:13:12.480 one last question for you please who are you gonna vote for in 2024 oh man you know so it actually

02:13:17.880 really is uh yeah i really i don't know that joe biden's going to make it to the election i agree

02:13:28.200 uh i so you know biden versus trump rematch i i don't actually know that we're gonna see that

02:13:36.320 uh i don't i mean trump's not going to be done with any of his his uh you know prosecutions or

02:13:43.160 whatever all those are going to probably continue throughout the entire election because even if he

02:13:47.000 were found guilty let's say in the georgia thing which is conveniently happening before super tuesday

02:13:51.040 but nobody you know that's obviously not planned um being sarcastic but anyway um any kind of

02:13:58.040 sentencing or whatever even if he were found guilty wouldn't probably happen until after the election

02:14:01.500 so ultimately american voters are going to decide i think you get trump vivek if i had to decide today

02:14:06.620 you get a trump vivek and you probably get uh probably a newsome that would be very would you

02:14:13.060 vote for interesting i i have like like i i don't want to say what i would do because i i don't even

02:14:19.040 know because uh let's put it this way i really hate what newsome has done in california okay and i

02:14:27.660 don't want to see that happen to america i'll say that much and you don't want to vote for trump

02:14:32.860 i i don't want so it look if i if i say what i would vote for and i i honestly i don't think i could

02:14:40.860 say it i think i i have to respect the as much of the impartiality that i try to provide my channel

02:14:47.380 because i truly believe i'm so 51 49 let me put it this way do i really think the trajectory of

02:14:54.400 america is going to substantially change whether it's newsome or trump or vivek probably not yeah

02:15:01.860 because of the way the system of government is set up because our founding fathers really set up

02:15:07.860 our republic to change very little yeah you know i i i absolutely can respect that i think uh

02:15:17.000 abstaining is reasonable to me like i'm not saying you're abstaining i'm saying if someone came to me

02:15:23.320 and said dude i don't want to vote for anybody i'd be like i get it i get it this is a disaster it's

02:15:27.220 all it all sucks but i'll put it this way i'll vote uh and i will provide the i will i will always

02:15:34.640 say you know the pros and cons on each side but you know i i i i don't want to be associated with

02:15:41.180 a side even though obviously i'm of a party i don't have to commit to that party affiliation with

02:15:46.440 how i vote well i think that's good i think uh i think you know when you talk about how you like

02:15:52.400 the things vivek has said or in certain ways or whatever i think we need as much as possible for

02:15:58.600 people who uh you know people who wherever they find themselves especially people who aren't

02:16:05.320 in like hardcore politics what you're doing i think is fantastic just give give people the

02:16:11.220 opportunity not to have to put you in a camp and then you can talk to them and then they can try

02:16:14.420 and make their make their own mind sure you know uh this has been a blast man that was really really

02:16:18.400 awesome good conversation thank you so much you want to shout anything out yeah hey uh i'm meet

02:16:22.860 kevin you can follow me on uh youtube i post about the economy and uh probably i'd say 70 percent of

02:16:29.140 my videos are about stocks the economy the fed what's going on uh how things are changing and

02:16:34.780 then 30 percent i add my political commentary which my finance people are like kevin stop talking

02:16:39.040 politics and i'm like i actually think it's important because i'm a big fan of trying to find

02:16:44.040 that truth and hey like what we showed with the isabel thing or whatever like right what's where's the

02:16:49.740 truth and really ultimately i think everything comes to money at the end of the day because that

02:16:54.340 helps everyone individually succeed so i think it all relates to finance so i'm a finance guy but

02:16:59.380 i'm gonna add my perspective right on man it's been a blast thanks for hanging out thank you

02:17:02.900 appreciate it for uh for all the rest of you uh get tickets to our event in miami if you go to

02:17:06.400 timcast.com the miami event tickets are available right now we got patrick bet david trump jr matt gates

02:17:11.940 me and luke redkowski as well as uh ian crossland will be there we got a pre-show we got an after show

02:17:16.740 we look forward to seeing you there you can follow me at timcast everywhere and uh thanks for hanging

02:17:22.060 out we'll see you tonight at 8 p.m at youtube.com slash timcast irl

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02:18:06.020 you

The Culture War - Tim Pool - September 01, 2023

The Culture War #28 - The Economy Is In DANGER, Trump And Student Loans Spell CRISIS w⧸Meet Kevin

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