Best of the Program ｜ Guests： Steve Friend & Cleta Mitchell ｜ 11⧸15⧸22
Episode Stats
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Summary
In this episode of The Glenbeck Program, Glenbecken chats with election attorney cleta mitchell, who has over 40 years of experience in law, politics, public policy, ethics, and other matters related to the election system.
Transcript
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are you interested in the uh artemis moon rocket launch supposed to happen i'm not a big space geek
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big space can you not be i don't know that's a good question i mean i i think my first memory
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of space travel was the challenger blowing up okay so that might be part of it yeah yeah yeah
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see mine was going to the moon yeah i was i remember being in class when the challenge we
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were all gathered together they put a tv in front of the class of teachers going into space and then
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the whole thing blew up and we just you know watched a terrible american tragedy happen as
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children in real time so i don't really have i don't have that passion i'll never forget her
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you remember her you remember her eyes what color her eyes were i don't yeah blue one blue this way
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god you are you serious good did you did you really too soon is it too soon for you you know
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yes yes you know us you heartless bastard yes it's too soon i can't believe it worked on you
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anyway uh we'll be covering that probably on tomorrow's uh podcast not only eye color but
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they've uh in artemis they don't have any astronauts in it they put like crash test dummies
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i mean yeah that's weird you pretty much blow up also weren't the the krista mcauliffe jokes like
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the first viral jokes like i don't know how it happened but everybody knew like what does nasa stand
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for need another seven astronauts that's the one i remember really or uh where did krista mcauliffe go
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uh on vacation all over florida this is really hurting this is hurtful i didn't make them up i
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you're the one that brought i got we got to get to the podcast i'm i apologize for stew this is
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probably bad timing but you should subscribe to the podcast and rate and review it maybe maybe
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don't rate review today not today maybe tomorrow and don't forget studios america as well both
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here's the podcast you're listening to the best of the glenbeck program
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truth show social today uh trump has said uh hopefully this is a day that will be remembered
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as a great day in america uh this is the day he is supposedly going to announce he's running
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for president of the united states we need to fix uh the problems that we have
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with elections we need to make sure that every vote is counted every non-vote is thrown out
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uh that it is transparent and the republicans need to get their ass in gear and understand it's not
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1971 uh an election attorney cleta mitchell she's argued in front of the supreme court she has
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40 years of experience in law politics public policy she is practiced before the federal election
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commission the ethics committees of the u.s house and senate and similar state and local enforcement
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bodies and agencies currently she runs the election integrity network a coalition of conservative
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leaders organizations public officials and citizens dedicated to securing the legality of
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every american vote cleta welcome to the program how are you i'm well thank you for having me and how
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am i well i know um how am i yeah it's just it's a you know this has been a long time coming this is
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the frog in the boiling water yes and uh and the water's definitely boiling and the question is whether
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that frog has the ability to jump out at all left that's what that's what we're up against because
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the left has been about the business of remaking our election system for i would say really got
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started in in 2000 with a bush v gore effort and they've been hard at it ever since so and this is
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the product this is the product of their 22 years cleta they the people are saying you know i think the
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election's been stolen this last time there's questions in maricopa county um but this doesn't
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seem to be like uh they're producing well maybe in nevada that they're just producing documents this is
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now the system isn't it it's the system it is the system and that's why i've been very reluctant
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to say about to about 2020 the election was stolen to me that involves um some massive effort to
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manufacture votes right right that's not how they do that's not how they do it what they've done
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is they will just just think back for a moment it used to be for those of us old enough to remember
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that there was election day and you would go to the polls you would listen to the candidates there
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would be closing arguments the weekend before always the october surprise right and then people
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would in some national uh unified manner go to the polls and cast their votes for the candidate of
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their choice that isn't what happens now we have state after state and democratic control and honestly
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it's not just democrats but there have been republicans in state legislatures that have voted for some of
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these things so that now we have washington state started having uh they all mailed voting to the
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point that i think by 2010 2012 they had no more polling places everything is done uh behind closed doors
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there's no observing that process if you our election codes all say that there should be
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republican and democratic uh parties appointed observers to watch each other keep it honest well
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now such a tiny percentage of the vote occurs at the polling places where if people make a mistake they
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can get help and then their vote goes into the tabulator what happens now and what's how we've seen in
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maricopa and in nevada which is just a total cake that's total third world chaos but what happens now
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and this is a system built by the left because it benefits them now they they go after collectives
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of of people who may or may not exist or may or may not be cognizant that there's even an election
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going on and if they can figure out how to get that person somehow connected to a ballot and then if
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there's a problem you know that's deposited or it's mailed or it's collected and then people in the
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election offices fix it if they forget to sign it or they don't have any identifying information
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they just cure it in nevada the culinary workers union i read last week that they they collected and
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cured over 6 000 ballots that were completely wrong didn't have the fine information and they get and
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they do that for days and days after the election i mean this is mystifying to me why the republican
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party has not and i've been talking about this for decades i've tried to say we're running two
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different ball games here right we're not playing you know they're playing hockey and we're playing
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basketball that's it's the same thing on almost everything cleta in in washington it's it's like
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they're playing the game that was played in 1971 or earlier yeah it's just and i don't know it's very
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frustrating to me but i will tell you glenn i i would i cut my political teeth as a democrat i was
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raised in oklahoma when oklahoma was a very democratic state uh i was very interested in politics from an
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early age and which and would always tell my mother don't go vote till i get home from school
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and um and you know we had election day and all but i i cut my political teeth i was a legislator
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in oklahoma as a democrat and so i i learned that what democrats they just think of the process
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what's the process of what are the procedures and the rules of political engagement campaign finance
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how the elections are conducted what are the lobbying rules what are the disclosure rules what are the
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ethics and foia all these process things those are all written by democrats i republicans barely even
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pay attention i've fought battles on campaign finance saying don't you realize what the left is doing
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they're trying to bust up the republicans way of doing things which they did with mccain feingold
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and they've done it with election laws with all of this mail voting with all of this post-election
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uh activity where they can continue to collect votes and cure them and fix them
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uh and republicans and conservatives it's not just republicans conservatives think about tax policy
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and education policy and all those kinds of things they don't think about the fact that the left has
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spent i calculated with the capital research center base i thought it was two billion they said no it's
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closer to 11 to 14 billion dollars oh my god over the last decade over the last decade changing the
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election laws around the country creating massive numbers of entities that are involved in ballot design
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ballot envelope design getting uh people who are in states that allow this where they send out
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applications for absentee ballots and all the all the all the moron voter has to do is just sign it and
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send it in and not even follow those state laws and then you have election officials that disregard the
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requirements that the legislatures put into place i mean it is lawlessness it is the wild west
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and we better wake up so um yeah better wake up the gop did this to themselves in pennsylvania
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oh my gosh oh pennsylvania is my poster child um i almost wrote an article uh in october of 2020 to say
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watch what's going to happen in pennsylvania it's going to be a nightmare again yes the republicans
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controlled legislature pennsylvania had one of the best state election codes in the country because it
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was no excuse absentee you had to have an excuse to vote absentee you had to be out of the jurisdiction
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on election day they didn't have any early voting everybody voted on election day no absentee balloting
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no mail voting unless unless you were infirmed or uh out of the jurisdiction the legislature geniuses that they
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were they you know the the democrats have been pushing pushing pushing to get uh a no excuse
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absentee ballots uh absentee voting put in place for a long time and the republicans decided that they
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were worried in 20 that in at the top of the ticket in 2020 would be donald trump and that that would hurt
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them because they had straight party voting you could just go in and vote for the person at the top of
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the ticket and it automatically populated everybody on the republican or the democratic ticket so they
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cut a deal with the democrat governor that they would allow they would pass act 77 which is a mess
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a nightmare which allows for um no excuse absentee voting got rid of straight party voting but it required
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a signature so that the your absentee ballot at least had to have a signature as a verification
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and that was in the statute so in september of 2020 the democrat appointed state uh secretary of
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state the governor appoints so it's always someone governor's party issued a notice to all of the
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counties that they were to disregard the statutory requirement for a signature on the absentee ballots
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because of covid now you realize that covid made it impossible for people to sign their names you may
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not have read that as a symptom but apparently that was uh that was that was the pretext right so
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the republicans sued and say well the statute says this and they had a democrat controlled state supreme
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court which said oh because of covid you don't have to have that just disregard that statute
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so you had this year let me tell you what happened this year i mean i could talk about this i'm sorry
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that's all right that's all right you know clita here's here's the thing i i want people to go to
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who's counting.us what can the average person do to help you well sign up sign up to become involved in
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the election integrity movement we are building um and we are trying to build and we have made some
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good progress uh but we have so much more to do everybody needs to realize that saving our election
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it's tantamount to saving our country you can't save our country if we don't save our election
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correct we're building a local election integrity task forces and we have training we have the
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citizen's guide to building an election integrity infrastructure has all the steps we now have the
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master class these are five to seven minute videos about how to start a local task force how to become
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involved in your county and your or your city how to uh protect vulnerable voters how to clean voter
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rolls how to honestly there's so much wrong there's so much wrong we have seven different categories
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of things people need to be doing at the local level that's where it has to start all voting is
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local um all voting is can we find all of this at who's counting.us everything and we have a podcast
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i'm doing and i'm doing i'm now going through and interviewing each of the state leaders
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since the election so we're going to be putting out i usually do a weekly podcast but now i'm going to do
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one every couple of days from different states to tell everybody here's what's happened in our states
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this year so we need we need people to be involved and engaged we can't give up we can't get discouraged
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no quite the opposite we really need to fix this uh if we don't fix the voting you're exactly right
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nothing else matters so who's counting.us who's counting.us cleta thank you so much
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thank you for having me appreciate you cleta mitchell
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you're listening to the best of the glenn beck program
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we are talking to a very brave fbi agent i wish there were more of them where are you
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local fbi agents uh steve friend is his name he's an fbi whistleblower he objected to being part of
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the january january 6th raids for several reasons first of all um before i get to some other things
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can you tell me um you said earlier that you thought it was um cruel and inhumane treatment i think you
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said uh the way some of these prisoners are being handled can you tell me anything you know about that
00:17:01.080
well i can only speak to you know what i've read about how our folks are being held in the dc jails
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my genuine concern was the the process being a punishment for people who actually were never
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we never intended or were going to not be able to charge
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so you know just sitting down somebody in front of them you know stresses them out
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uh the one individual i participated in with an interview he had lost his job and was you know
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retaining an attorney and it was for you know walking in the capital after having gained permission of
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the police so what was the point of us right going through that process you know it's a it's amazing
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to me you you said um at one point you you said that the process is the punishment and when you think
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of that that is terrifying because that means that even if they can't charge you or you're not really
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guilty of anything they're going to make this so horrible on you that you just stay away from
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everything you teach you teach people a lesson stay away don't even get close to any of this
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that's exactly right i mean even you can go back to what happened to michael flynn
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he was forced to sell his house and essentially become bankrupt in order to mount a defense and
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ultimately pled guilty to avoid his son being roped into it so that's the process is the punishment
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and the fbi um designated the grassy area area outside the u.s capitol as a restricted zone
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after january 6th and did they apply that retroactively to be able to look and say
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well you were in that restricted zone on january 6th that's my understanding that they they wanted
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to really send a message and then gather more people up in this dragnet so they decided that the
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the lawn on the outside of the capitals outside of those four walls was going to be deemed
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restricted because at some point there have been some barricades but just anecdotally i heard
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individuals who were there on the 5th they said they saw barricades but on the 6th the morning of
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they saw people removing them so there's a little bit of uh suspect action being involved with that
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um tell me about guardians the tools that they use to investigate called guardians
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so guardian is a software system uh i like to think of it as like the 9-1-1 system in the fbi
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uh you call 9-1-1 just cat in the tree uh for your neighborhood you can do that to the fbi to the
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national intake center uh those folks there deal with uh probably 3 000 calls a day or
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digital electronic communications uh they kind of pull through it and disseminate them to the field
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for a proper investigative action so when it came to january 6th there was a huge uptick in the amount
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of guardians that came in to the fbi and it was from all over the country it could be from a
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disgruntled neighbor who didn't like his uh buddy across the street having a maga flag it could be
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a family member ratting on a family member you know my my uncle was there he he told me he was there so
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people that were trying to uh to be helpful to the fbi and in pursuing this investigation uh a lot of
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actually just went to the fbi website looked at pictures and then would call call in a tip saying
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you know this uh unknown subject looks like somebody i went to high school with and uh those
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tips would come in uh they would be pushed out to you know wherever was deemed the appropriate
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geographical location uh so for me you know i i got one uh that was really the the first interaction i
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had uh it was a anonymous tip from rhode island that said uh this individual was involved in
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assaulting police soldiers at the january 6th riot uh they had done a workup on this guy uh his phone
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had the g the geo fence on his phone the gps did not ping at the capital uh the facial recognition
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with his social media accounts did not come up with a positive match but i was still asked to go and
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attempt to do an interview so it's not illegal for me to knock on anybody's door and and say hey i'm
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the fbi do you want to talk to me right it's called a knock and talk but uh you know it was just kind
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of a concern just because even if he admitted to being at the capital there was no complaint that
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it was going to be very difficult to even charge the case so i still just good team player at that
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point uh said all right i'll go knock on his door went went to the drill about an hour an hour and a
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half uh knocked on the door met a gentleman there said i am with the fbi we're looking to january 6th
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were you at the capital that day and he looked at me and said no that was the day of my son's funeral
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so uh i just you know well i guess i made him relive that whole experience and uh gave my business
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card and was on my merry way so that was my my first uh guardian that i had for kenny the january 6th
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um are you seeing an escalation of political targeting at the fbi how concerned about all the
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things that we're seeing with the face act now the fbi coming in in the middle of the night and
00:22:14.440
arresting 78 year old people the idea that if you disagree at the school board you're a somehow
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or another a terrorist yeah i i think there's definitely a political element i think there's a
00:22:27.980
there's two dueling things there's politics and there's ambition sometimes there's one sometimes
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there's the other sometimes there's folks i think uh and there are some true believers definitely
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my special agent in charge uh sherry onks is a of the political left made no secret about that she
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she sent out emails about the the dobbs decision being the so the supreme court taking away women's
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rights and she put a gay pride flag display up in our office in jacksonville uh but then you have my
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assistant special agent in charge uh colt markovsky who i believe is probably more ambitious kind of
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saw this as being a huge case of the fbi than the bigger than 9-11 and you know if you get your name
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on something with january 6th and you can claim you had supervising responsibilities in some way
00:23:10.660
of the largest and most important case of the agencies ever work that's that's going to be a
00:23:14.600
pretty good ticket for you to promote within the and the organization and i think just recently you
00:23:20.480
know with the with these face acts uh you know i've had a little bit of experience with it just being on
00:23:24.640
human trafficking investigations i i reached out to some of the crisis pregnancy centers after the
00:23:30.460
the jackson dobbs case uh just because i was worried that they might have some uh some threats come in
00:23:37.100
and then i also figured that they they might actually see some human trafficking victims that
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could be a good resource for me did that uh got a little helmet sticker from from the from the bosses
00:23:46.360
but then was also told that i really needed to prioritize looking into abortion clinics because
00:23:51.080
they were really going to be the ones that were at risk really and i i responded i i think the only
00:23:57.580
time that the team that wins does that is like when the lakers win the title they burn the city but
00:24:02.120
otherwise i don't think that the uh the pro-life side is going to right down places that are going
00:24:08.160
to be shut down right that's just my critical thinking uh and last question and i know i asked you
00:24:16.980
this uh before but uh why aren't we seeing more fbi agents coming out we've always thought that these
00:24:26.400
guys were the best of the best you know conservatives have always given them a pass which we i don't
00:24:32.100
think we should have um but uh now they're showing themselves to be i think less than honorable if
00:24:41.200
they're seeing things themselves and are not standing up against it i i'm i'm hard disheartened
00:24:49.700
by this myself um you know i told you uh the other night you know i really thought that i was going
00:24:54.920
to have the the captain america end game moment where you know i fought a battle and even in my most dire
00:25:00.700
situation i would get that on your last moment and uh there would be my my brother and sister in arms
00:25:07.580
standing there and uh they just aren't i i'm i'm done talking about the good men and women at the
00:25:13.480
fbi i know that's the politically correct thing that uh all of our leaders like to say to make sure
00:25:18.360
the donations keep coming in but um i i'm no longer doing that i think that you know it's a really sweet
00:25:24.960
gig to be an fbi agent i lived it for eight years it's a great job you're the most interesting person
00:25:29.880
um maybe with the exception of radio show host uh that you're walking in your room uh everybody wants
00:25:35.920
to ask you questions and the big case um and uh you can really get by on a 20-year career being
00:25:41.320
grossly overpaid and underworked and folks just kind of play that same narrative where they say i'm
00:25:46.840
just trying to pay the bills and put food on the table and i'm going to keep my head down i only got a few
00:25:50.640
years to to retirement um but you know i i swore an oath and i i you know like i voiced to my bosses
00:25:56.560
i guess you guys found the one that actually took their oath seriously i believed in it and i that's
00:26:03.100
why i wanted to do the job so this was a job so i did the job and it never occurred to me that
00:26:08.340
that that was not um that was an option to not do that unfortunately i guess the other uh 14 000
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agents who uh who wear the gun and badge uh don't share my sentiments well we have all kinds of
00:26:21.680
oversight if the uh if the republicans gain the house it looks like they're going to at this point
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and uh i know you're in touch with uh people on capitol hill and i i hope we see more of you and i i hope
00:26:35.520
all of this comes to light and we do clean up this organization or shut it down if it won't be
00:26:41.480
cleaned up then shut it down steve thank you so much thank you glenn you bet steve friend uh former
00:26:49.000
fbi agent um he has had quite a transformation you'll see him uh tomorrow as he talks about some
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of the cases uh that we have in front of you tomorrow it is a really very important show
00:27:04.760
because we don't know our constitution uh you know uh mike lee's son uh came with his wife and
00:27:13.520
and mike and uh we went out to dinner afterwards and his son is actually uh i think he's clerking
00:27:19.740
for the supreme court now and uh he said you know when i i heard my dad was coming to this i wanted to
00:27:27.360
come he said but so many places are just gonna get you all riled up uh and then leave it there and he
00:27:36.920
said i was so glad to see the panel and what you guys were doing because what we tried to do is show
00:27:44.760
you what can happen to you and it is on the increase we've never had to think about being an
00:27:51.520
enemy of the state we never have been we believe in the constitution how can we possibly be the enemy
00:27:58.440
of the of the government and the and the constitution when we are calling for the use of the constitution
00:28:05.120
and you never have thought of yourself as a rebel a rebel but now you are just for standing up you'll
00:28:12.200
hear the story of a guy who lost his children because he would not go along with calling his son
00:28:20.380
who does not want to be called a girl a girl it can happen to you and we are going to give you
00:28:30.440
the do's and don'ts and what you need to do to prepare for these things it's a introductory really
00:28:38.480
on the constitution and how you should behave and there is one shocking thing that i think
00:28:45.680
uh conservatives have never even thought of before uh that uh is overwhelming advice from the experts
00:28:55.680
that's tomorrow night only on blaze tv go to blaze tv.com slash glenn use the uh promo code stand up
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you're listening to the best of the glenn beck program
00:29:47.760
let me tell you a little bit about um the great reset and esg esg is uh regarded to uh by many
00:30:16.460
in mainstream media as a hoax as something that just is not happening let me give you two stories
00:30:25.400
uh that have come out today the first one is from bloomberg uh and it will show you how it is working
00:30:31.620
on the highest of levels and it is the e now some people will will admit okay the e is happening yeah
00:30:40.880
we're getting rid of fossil fuels so the e is happening but but not the s and the g so let me
00:30:46.820
just give you the first one the head of the world bank came under fire recently for not being tough
00:30:52.900
enough on climate change this is by the way in bloomberg so now he's gonna go all in on esg
00:31:00.300
world bank president david malpass cause for expanding the development lenders mission
00:31:06.300
to explicitly include public goods such as climate change weeks after his hesitance to publicly confirm
00:31:16.820
his belief in global warming led to calls for his removal so he's like well you know i i'm not sure we
00:31:26.560
know all of the causes of global warming everybody in the power players they all said he's gotta go
00:31:33.700
well he didn't instead managers at the washington-based institution will now review its
00:31:41.840
operational model and financial model to find ways to boost lending including using more grant
00:31:48.660
and blended finance malpass said in a note to bank staff on monday it's seen by bloomberg news
00:31:55.380
u.s treasury secretary janet yellen last month proposed changes for the world bank and regional development
00:32:01.680
banks pushing them to move beyond country specific loans to address global threats and speed the flow
00:32:09.860
of private capital to poor and emerging economies the u.s is the world's largest shareholder of the world
00:32:18.140
bank oh okay so they want to get a little more aggressive in loaning in loaning money to poor countries
00:32:25.220
okay now that's the e let's go to the s we actually have people now in legislatures republicans all over the
00:32:37.360
country that deny esg is even real october 24th the fhfa the federal housing finance agency announced that
00:32:50.140
lenders will soon be required to use two new credit scoring models fico 10t and van uh and vantage score
00:33:01.160
4.0 in order to sell mortgages to fannie may and freddie mac now the fh uh fa is the one that oversees
00:33:12.320
the public private institutions remember we're all about public private partnerships so freddie and fannie
00:33:19.140
what do they do they own most of the mortgages they underwrite they backstop most of the mortgages in
00:33:27.860
america the government is on the hook for those your bank doesn't own your house freddie or fannie most
00:33:36.200
likely own your house okay and uh they if you're going to sell something to them well then they need to
00:33:44.580
see the vantage score 4.0 these quoting the article these two new credit scores are deliberately designed
00:33:51.800
to make millions more of people eligible to purchase homes oh vantage score estimates that 37 million
00:34:02.420
people will receive a credit score under their new model alone that are not currently captured by a
00:34:09.300
fica score about 10.7 million will have a score of 620 or above the minimum score for a mortgage that
00:34:17.600
can be sold to fannie and freddie under the new credit model people will be able to improve their scores
00:34:24.520
by engaging in activities that don't have anything to do with capital ownership or credit history
00:34:34.420
what will they be scored on i wonder a couple of things here stew white is everybody that you know
00:34:48.420
lived through 2008 know the names fannie and freddie are central to the mortgage meltdown oh they were
00:34:57.460
why how they i mean partially because they were giving out mortgages to people who didn't
00:35:06.360
traditionally qualify for them right and they were backed up because the banks were told
00:35:12.700
you better do this stuff you better get we need to get home ownership rates up right we need to
00:35:17.500
have higher rates of diversity among homeowners so they gave it to people who may be great people but
00:35:24.940
maybe didn't have the credit scores or the resources or the finances to actually pay them back they
00:35:29.460
were risky mortgages they bundled them all together they created all sorts of uh collateralized
00:35:36.140
collateralized debt obligations on top of them and and the whole house of cards that's amazing so now
00:35:42.720
37 million americans are going to be have the door open and at least 10 million almost 11 million
00:35:51.360
will have the score that now is above they can't afford a house now but when they improve their
00:35:57.880
scores by engaging in activities that don't have anything to do with capital ownership or credit
00:36:05.500
history they can have a higher score so they can buy that house oh so they're not going to have
00:36:11.080
they're not going to become more credit worthy they're just going to become better people better
00:36:16.000
people like they love the environment more than another person who might have a higher credit
00:36:21.380
score but we'll give them the mortgage because they love you know clouds and the sky and trees
00:36:27.760
clean air they'll be able to sell mortgage now to mortgages to people including many who are probably
00:36:34.500
unqualified banks and mortgage companies will be able to do that and then immediately sell those to
00:36:41.840
fannie and freddie mac unloading the liabilities on the back of the banks and instead shoving it right
00:36:49.060
to the taxpayers back banks and mortgage companies will make truckloads of cash without really any risk
00:36:57.300
almost as importantly those companies participating in the program are also going to receive a boost in
00:37:05.060
their esg score because they are now helping improve racial equity so person a shows what a great
00:37:14.360
citizen they are and then group b gives them a better rate which shows them what a great citizen
00:37:21.180
they are right and then since group since person a is doing business with group b that probably raises
00:37:27.800
their esg score again yes and then group b or a the bank can sell it to you yeah and now it's on your
00:37:37.380
back and now yeah and i probably get a boost in my esg score just for taking on that terrible debt that
00:37:43.900
shouldn't be anywhere other uh that should have never existed in the first place this is you know
00:37:48.360
this sort of circuitous idea that you can continually i mean you know this is uh shroot bucks you know
00:37:56.180
dwight shroot comes into the office one day and he's got his he's got his own currency at his beet farm
00:38:01.400
and everyone's like ah that's all work just keep spending shroot bucks on it well that's not the
00:38:06.740
the economy does not work on shroot bucks no this is going to make the housing market more unstable
00:38:13.960
it will distort the market it's going to cause another 2008 collapse um you know remember though the
00:38:21.840
people who are pushing esg want you to own nothing and be happy so let's think this through what happens
00:38:29.020
when you add 10.7 million people to the housing market without increasing the supply of homes
00:38:36.000
more money in the market chasing fewer homes that means inflation the price of housing will go up
00:38:48.980
a ton and who owns a lot of the single family homes these days oh hedge funds like blackrock
00:38:58.840
they're going to make out huge from this and they aren't worried about competing with those folks who
00:39:05.800
are entering the marketplace they don't even have enough credit to have a credit history never mind
00:39:11.180
when bidding wars with you know blackrock or other wall street firms here's the thing biden has bragged
00:39:18.460
that this will make the market more inclusive and that industry stakeholders support the moves
00:39:25.020
this is great now i want you to know this important part this is not coming from me vantage score
00:39:35.140
is selling their credit mark uh model by making the promise i want you to go to vantage score.com
00:39:45.340
slash capital dash markets slash esg i'll tweet this out but you go there and you will see creating
00:39:57.600
social value through esg quoting their website vantage credit scores are often used by capital markets
00:40:05.100
participants in both the consumer lending asset-backed securities market and the residential
00:40:12.220
mortgage-backed security market um you're going to have uh leverage and the best in class accuracy
00:40:19.860
it will include the underserved it will demonstrate a commitment to esg and some of the benefits the key
00:40:27.960
benefits most predictive best in class model credit scores are going to be updated in real time
00:40:35.480
allowing for rigorous surveillance processes oh so i watched the episode of the black mirror
00:40:49.380
where your credit score is updated in real time and it was a vigorous surveillance process
00:40:59.540
sure was that's on their website anyone who tells you this is a conspiracy it's not gonna happen
00:41:09.380
it's not gonna reach down to you it just has yeah well and it's already been i mean aren't they in
00:41:16.620
billions of dollars here i mean how much what are the levels of usage in this already yeah let me
00:41:21.360
see if i can find that it is not day one of this program no no they're bragging about billions and
00:41:27.200
billions and billions of dollars being utilized already through this program yeah they it was like
00:41:31.420
uh 8.7 um here it is uh vantage scores used from march 2021 to february 2022 14.5 billion
00:41:43.980
vantage scores provided by consumer websites 4.8 billion vantage scores used by credit card issuers
00:41:54.640
3.7 billion so they are already using this it's at chase lending tree it's at american express capital one
00:42:07.300
um credit karma all of it all of it is being used right now and they've been telling you
00:42:16.660
that it's just a conspiracy theory i urge you to go to vantage score.com and just uh peek around look for
00:42:28.320
their credit scores oh it's so great you can do other things to qualify for a mortgage gee i wonder what