The NXR Podcast - March 18, 2023


QUESTIONS - Is “School Choice” A Form Of Theft?


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Length

14 minutes

Words per minute

186.34975

Word count

2,663

Sentence count

103

Harmful content

Hate speech

2

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

In this episode, we discuss the benefits of public school choice, property taxes, and whether or not Christians should ever own their own property. We also discuss the pros and cons of having to pay property taxes in order to pay for public school.

Transcript

Transcript generated with Whisper (turbo).
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 All right, listen, guys, I get it.
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00:00:42.460 Dave Owen. He says, in Florida, we have a voucher system that allows you to take
00:00:47.880 monies allotted to your kid and apply it to any school, should you take it. Is that
00:00:56.000 pilfering Egypt. Got you. Yeah, so Toby Sumter, I think, has said some really good things about 0.96
00:01:03.940 this. You're talking about school choice is what it sounds like. Arizona, I think, was the first
00:01:08.580 state to go ahead and hop on the bandwagon of school choice. It's definitely an improvement
00:01:14.320 from what we have, but in terms of is it, you know, is it objectively just by biblical standards?
00:01:21.180 no um because you're still taking money from other people for your kids um so it's you know
00:01:28.480 it'd be one thing right so it'd be one thing if it was like so i'm in the state of texas
00:01:32.880 we pay property taxes we don't have a state tax praise god but we have property taxes they're far
00:01:37.740 too high um i don't think we should have property taxes at all i don't think we should perpetually
00:01:42.840 rent land from the government it's not the government's land that's ridiculous um you know
00:01:47.740 you're always essentially you're always renting and you're never owning and and 20 years from now
00:01:52.180 if you think well it's insignificant it's not um because basically by the time let's say you know
00:01:56.860 your average 30-year mortgage and i think a christian should should strive as best they can
00:02:00.620 to pay off their mortgage way faster than 30 years um but let's say it takes you 30 years to
00:02:06.360 pay off your house well by the time you no longer have you're no longer paying the interest in the
00:02:10.320 principal because the house is bought and paid for um by that point your property taxes will
00:02:16.960 likely be comparable to what your mortgage was. Meaning 30 years from buying a house,
00:02:24.960 your property taxes are one of the smallest portions of your mortgage, right? The principal
00:02:29.780 is a big portion. The next biggest portion is probably the interest, especially right now with
00:02:34.880 high interest rates. Then of course, you've got a little bit towards a homeowner's insurance and
00:02:40.300 things like that. And then property taxes. Well, let's say your mortgage is $2,000 a month and
00:02:45.680 your property taxes are, let's say it's like 400 of that $2,000. 30 years from now, when there's
00:02:53.880 no more principal and the house is paid off, your property taxes will easily be 2,000. My point is
00:02:59.300 you will monthly be paying just as much as you were when the house wasn't even paid off, once
00:03:05.660 it actually is paid off. So you're always renting. It's still worth, I'm not saying so therefore just
00:03:11.820 rent and don't try to own property it's still worth owning property because you have a you have
00:03:15.960 an appreciating asset and you're not just building someone else's wealth but you're building yours
00:03:20.300 because that house can be sold if you're renting and you live there for 30 years and you move
00:03:25.040 you don't have a dime to show for it whereas if you own the property you can at least sell that
00:03:29.660 property eventually and and have an accruing you know appreciating asset and build your wealth
00:03:36.160 All that being said, the point is, in Texas, we don't have a state tax.
00:03:40.920 The property taxes that we pay are high.
00:03:43.720 In my area, it's about 2 point, on average, 2.6, 2.7, 2.8 percent, all the way up to like
00:03:50.620 the low threes, 3.2, 3.3, depending it's county by, it's not even county by county, it's like
00:03:57.360 neighborhood by neighborhood.
00:03:59.260 It's even more particular than just a zip code.
00:04:01.340 I can be in the same zip code and in one neighborhood, part of it has to do with timing
00:04:07.300 of development. If it's an older neighborhood, over time, the property taxes go down. If it's
00:04:11.760 a newer neighborhood, they usually have higher property taxes, kind of like an HOA, which is
00:04:16.420 another theft in my opinion. But all that being said, in Texas, on average, half of your property
00:04:23.260 taxes go towards the public school. So if you're wondering, what do my property taxes go towards?
00:04:27.380 the property taxes, I don't feel like I should even have to pay. Well, half of them go towards,
00:04:31.480 if you're a Christian, the public school that you're not going to use. 0.93
00:04:35.060 Now, here's the deal though. I pay probably, I don't know, give or take, this is a ballpark
00:04:42.780 average, but probably close to, maybe a little under, but close to 10 grand in a year in property
00:04:48.720 taxes for the home that my family lives in and that we own. Not we own in the sense, we currently
00:04:56.980 have a mortgage, but that we're working towards owning. We're not renting. $10,000 a year in
00:05:03.800 property taxes. About half of that goes towards public schools, which means I pay about $5,000
00:05:08.880 to the public school system. So $5,000 goes towards education. If the government,
00:05:17.100 if the policy of Texas was, you don't have to give a dime towards a public school unless you're using
00:05:23.060 it um and you now um it's not that we're going to give you money right the government doesn't have
00:05:29.080 any money for the record when they say we're going to give you money what they mean is we're
00:05:31.860 going to let you keep your money or we're going to give you somebody else's money but but rest
00:05:36.260 assured one thing's for certain the government doesn't have money they don't have money even
00:05:40.540 when they print more money it causes inflation which is stealing everybody else's money inflation
00:05:45.940 is theft as ronald reagan once said so the government does not have money because it doesn't
00:05:51.180 do anything the government does not produce or create anything anything so all the government
00:05:58.200 does is it's just it's supposed to get bad guys punish bad guys and praise the good that the
00:06:04.260 social good the public good our government does way more than that we have a blow to government
00:06:09.020 and so essentially what happens is that um they're taking your money and they're taking people who
00:06:15.100 don't have kids apart from the argument of whether or not you know you should have kids that the
00:06:19.560 point is people who don't even have children who have never used the public school system
00:06:22.340 they're having to pay towards the public school people who are retired the kids have already gone
00:06:26.840 through school they're you know people who are 85 years old paying towards public school what
00:06:31.160 should happen what would be fair is nobody pays for public school and whatever amount you are
00:06:35.920 paying towards public school you just get to keep those taxes and then you can just personally use
00:06:41.360 that so in my case i'd have five thousand dollars to go towards my kids education now i currently
00:06:46.720 have four children, and Lord willing, we may have some more. But with four children, it's going to
00:06:51.640 cost more than $5,000 a year for their education, if we're going to put them in a private Christian
00:06:57.060 school. And so, all that being said, it's not going to cover the bill. What school choice, I
00:07:04.180 think, is essentially trying to do is, it depends on which state, but from what I've heard, again,
00:07:08.840 this is ballpark in some of the things that I've heard, and I may not be remembering exactly
00:07:12.420 correctly, but I think it's like six, $7,000 per kid and everybody gets it, right? So for school
00:07:22.180 choice, instead of it going to, you know, covering the cost of your kid, what it would cost for your
00:07:27.040 kid to go, you know, through their K through 12 education in the public school system, it's,
00:07:31.760 you're going to get, you know, seven grand per kid annually each year to pick whatever school
00:07:37.260 you want. You can put them in the public school and then the money goes towards that, or you can
00:07:40.780 put them in a private school. But the thing is, that family, let's say they have four kids like
00:07:45.440 I do, and let's say that what they're paying in terms of their taxes that go towards education,
00:07:53.220 they're paying, like me, about $5,000. But if they have four kids, they're getting $28,000.
00:07:59.680 So the question is, where is the extra $23,000, right? So if they have four kids and getting
00:08:06.220 $7,000 each year, a pop for each of their kids, that's $28,000, but they're only paying $5,000
00:08:12.200 in taxes towards education, but they're getting $28,000 back. $28,000 minus $5,000 is $23,000.
00:08:18.580 Where does that $23,000 come from? And the answer is your neighbor. Stealing. The government takes
00:08:26.760 it from somebody else who earned it, who worked for it, and gives it to you, right? 1% of our
00:08:32.660 population pays over 50 percent well over 50 percent of taxes um that's wrong you might say
00:08:41.400 well they can afford it they're rich that's envy you need to repent of that it doesn't matter
00:08:46.540 it doesn't matter if they can afford it what matters is what's just um yeah taxing you know
00:08:54.340 taxing just for the record you know so what's my my philosophy on taxation i think there should be
00:09:00.500 a straight sales tax, not no income tax. And certainly not different brackets to where if
00:09:07.400 you work harder, you get penalized even more. That's unjust. I don't think there should be any
00:09:12.240 income tax and definitely not a state tax and no property taxes. Or I'm sorry, there should be a
00:09:18.060 state tax. But there should be a federal tax. I think it should be minimal. And then each state
00:09:22.300 could have a larger tax, but all of it would be through sales tax. So every time you purchase
00:09:26.800 something, you buy something, I would say, you know, again, this is ballpark, but it would have
00:09:31.840 to be much higher than, you know, 8%, 10%, 12%, what we currently have, because there'd be no
00:09:36.360 other form of taxation, but it'd be well worth it. We'd win in the long run. But this is going
00:09:40.980 to sound high, but just imagine you have no income tax, you have no social security, you have no
00:09:44.800 property tax, you have nothing else. This is your only tax. It'd probably be about a 20% to 30%
00:09:50.140 tax that you would pay on each purchase. Every time you buy something, you go grocery shopping,
00:09:55.660 If you buy $200 of groceries, you end up paying $260, $250, $260, 50 to 60 bucks in taxes.
00:10:04.440 And then with that, I would say that out of this 30% tax, about 10 of it should go to the federal
00:10:09.840 government, a national tax, and 20% of it, so two-thirds of it would go to your state.
00:10:16.360 And those are your taxes. And that's what you're paying. And if you're rich, here's the thing,
00:10:22.200 You could be a billionaire, but if you're a billionaire and you don't live like a billionaire,
00:10:27.660 you're content, which a lot of billionaires don't, you're content to live in a modest house
00:10:32.160 and drive a modest car and live a modest life, then you're going to pay the same taxes as I do
00:10:38.800 because you're buying in terms of your purchasing habits. It's a sales tax. You're buying the same
00:10:44.700 amount of things. You're not being taxed off of your earning. You're not getting penalized
00:10:51.780 progressively penalized for your earning capability. It's your spending. Anyone who spends
00:10:59.560 has to pay the straight across the board sales tax all over the nation. That would be the way
00:11:06.180 to do it. And if you did that, you'd have, trust me, you'd have a lot more money than you currently
00:11:11.300 do because you're being stolen from all the time by the civil government. And then you'd be able
00:11:17.640 to use all that extra money to figure out what you're going to do to pay for your kids education
00:11:22.860 you'd be okay as it stands what you're suggesting you're not suggesting it but what you're asking
00:11:27.880 about Dave Owen is school choice I do think school choice is a step in the right direction
00:11:33.220 but it's the same basic principle right now what we do is we steal from people
00:11:37.400 to pay for failing public schools school choice what you're proposing or what you're asking about
00:11:44.800 is stealing from people,
00:11:47.300 but then letting them choose which school to put them in.
00:11:50.400 So currently, we're going to steal from everyone.
00:11:54.560 The government is going to,
00:11:55.540 it's civil theft across the board.
00:11:57.060 We're going to steal from everyone,
00:11:58.320 and especially the rich.
00:11:59.620 We're going to progressively steal more.
00:12:01.760 The more successful you are,
00:12:03.420 the harder you work, the more that you earn,
00:12:05.300 we're going to steal even more from you.
00:12:07.960 And then we're going to, with all this theft,
00:12:10.460 the money that we stole,
00:12:11.480 we're going to force you to put your kids
00:12:13.600 in our failed system, the public school. School choice, as an alternative, is saying we're going
00:12:20.000 to keep the theft going. We're going to continue stealing and progressively stealing, especially
00:12:26.260 from the rich. Progressively more, the harder you work, the more you earn, the more you're stolen
00:12:31.960 from by Uncle Sam. But at least with the money we're stealing, we will let you have some of that
00:12:39.420 stolen money to put your kid in a good school of your choice instead of a bad school should
00:12:44.760 christians use school choice if it's in your state and you have the option um yeah i think you should
00:12:50.580 um but is it uh is it just is it the ultimate solution no what we need to do is we just we
00:12:59.620 need to eventually work towards the state uh to stop stealing to stop stealing and i would say
00:13:07.360 you know what to be fair i think it would be commendable i'd have to think through this a
00:13:11.100 little bit more to give a solid definitive answer but i'd say that i you may even be morally bound
00:13:16.560 to this but at least i'm not ready to say that yet i just need to give it more thought but at least
00:13:21.480 commendable i think commendable in the sight of god um if you said with that school choice if you
00:13:27.600 said all right how much was i paying in taxes how much did i pay right so it's like i got four kids
00:13:33.740 and I'm getting $28,000 a year for school choice.
00:13:36.980 How much did I pay for taxes?
00:13:38.540 Five?
00:13:39.420 Okay, I'll use five of that 28
00:13:41.380 towards the school of my choice.
00:13:43.840 But the rest of the money
00:13:45.360 that I'm getting for school choice,
00:13:47.580 I'm not going to use that
00:13:50.700 because that money was taken from someone else
00:13:53.360 by the government.
00:13:54.600 And I don't want to tell the government
00:13:55.960 that it's okay to take my neighbor's money
00:13:58.960 because I love my neighbor.
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