In this episode of the podcast, we discuss a chapter from Andrew Yang's new book, How to Buy a Million Dollar Home, and how it compares to what it was like to grow up in the late 60s and early 70s.
00:04:40.180And so when you recognize that, you realize that the housing prices are artificially, like they make them what they want them to be, essentially.
00:05:37.060You know, it's funny, even with like, I think of, you know, Christian nationalism and thinking about our nation and not that far of a distant past and like Sabbath laws.
00:05:44.220um you know aside from um all the you know the religious uh value of you know a day of rest you
00:05:52.960know where people can go and worship the lord even just economically um the sabbath laws like
00:05:59.080were in a great equalizer yeah uh when it came to the marketplace like uh because uh one of the
00:06:05.960reasons why like an amazon and these kind you get to a certain point like you could say like this
00:06:11.420you know you can and even this take with a grain of salt but you could say bezos earned his first
00:06:16.000billion but the the second billion was given to him like you know like like i mean he the dude
00:06:21.340did start in his garage and those kinds of things you know you know he created there was work but
00:06:25.980the point is so it's not like guys who who have these massive corporations didn't do anything to
00:06:30.600get there but once you're there you're like you you can just you pay absolutely yeah you can
00:06:37.400absolutely just neutralize all the competition. And one of the reasons why these businesses thrive
00:06:42.760throughout COVID is because all these small businesses that were brick and mortar, flesh
00:06:46.920and blood, mom and pop, they were forced to shut down. Whereas the businesses that already had the
00:06:52.620infrastructure of delivery and this factory over here and all, they were able to implement, you
00:06:57.540know, to, you know, to salute the overlords with all the COVID, you know, mandates and abide by
00:07:03.920this and abide by that and then also they're open 20 i mean they're virtually in a virtual sense but
00:07:08.760in a real sense they're open 24 7 every second of the day every second of every day so you can't
00:07:13.340compete you like if you're starting a small business you cannot compete with something
00:07:17.260that's open 24 hours a day seven days a week but the sabbath if that came in and said no no even
00:07:22.820online there will be no there will be no purchasing no buying on on the lord's day uh the market is
00:07:29.640closed on the Lord's day across the board, uh, that, that, that creates opportunities for the
00:07:35.240little guy, not in an egalitarian forced kind of way. Uh, but it, it actually, it actually takes
00:07:40.620crony capitalism and, and reels it in. All right. And that's, I mean, just even the concept of six
00:07:47.300days you should work on the Lord's day you shall rest. Uh, it's, it's claiming all, all time belongs
00:07:53.740to God and he gives us six days as a grace and devoting that seventh day to him is, is an act
00:08:01.480of, of worship, right? Well, and, and a recognition that all time is his, right? And so by getting
00:08:09.400rid of the Sabbath and by having commerce on, on a Sunday, um, man is saying all this time belongs
00:08:17.160to me all this time belongs to me all all seven days and they're we're reaping something or we're
00:08:23.820sowing something that's going to be reaped right um and and that's i mean we sowed trash world and
00:08:29.500we're going to reap the destruction that comes from it and and every all all every institution
00:08:34.400everything that we have being um you know being ground under and and cut down at the knees um
00:08:41.240that will have an effect in the future and we're already seeing the effect of it now all the all
00:08:46.580the you know all the social problems that exist that are continuing to get worse it's because of
00:08:52.380things like this right because we we exchanged the the things that god wanted us to do uh for a
00:08:59.460little bit more money i mean i i always go back to thinking you know years and years ago when i would
00:09:04.040think about you know ancient israel and how they committed idolatry like you read the book of
00:09:08.800judges you read first and second samuel and first and kings and israel's constantly or the prophets0.82
00:09:14.420right israel's constantly uh worshiping these gods and and you you think why would they do that
00:09:21.840like what they have god himself right there and he's done all these things for them they've seen
00:09:26.820the things even even in the exodus right they see the things that god has done and they rebel against
00:09:31.480him and they and they worship they they create the golden calf and and say that's our god and they
00:09:36.520they commit idolatry why would they worship all these false gods when they've seen what god has
00:09:40.280done and well it's because right well baal and molek and all of these gods uh were real demons
00:09:46.620and they actually gave stuff to people right oh you offer one child to to molek one son little
00:09:53.580baby son and burn him in the fire well you're gonna get 10 kids because you saw your neighbor
00:09:57.840that worships molek you know now he's all of his wives are pregnant with sons and uh your wife is0.99
00:10:03.760barren and so it's like well what are you gonna do are you gonna trust uh the lord or are you0.77
00:10:08.360going to trust moloch right and and so that's why they exchanged you know it was an economic
00:10:13.160calculation right i want my fields to be to be full of bounty and i want my my wife or my wives
00:10:20.240to be pregnant uh that's why they did that all right that's why they did that it wasn't just0.99
00:10:24.340like oh they're silly superstitious stupid people and we're so much better than them it's and then1.00
00:10:28.600you think about our modern context we're just like them yeah we do all the same things we do1.00
00:10:33.480all those same things i mean it starts with the sabbath and it works to every other thing that
00:10:37.860god has made where it's like oh we don't really need to do that we're modern men and this will
00:10:42.620make me more money right so we will financialize everything we'll squeeze every ounce of blood
00:10:47.400from the turnip in order to make more money and we will you know we'll rob peter to pay paul
00:10:53.280right we will we'll look to the future and we'll think long term this will be better for me as an
00:10:59.360individual or my family or for the entire country in our economy long term continuing to do the
00:11:04.900things we've always done that would be for the best but we can make a lot more money right now
00:11:09.140if we do x y or z right and we choose x y or z rather than the long-term health i mean one of
00:11:15.200the examples is like why don't we just import you know 100 million foreign people right we'll have
00:11:20.600that'll drive labor costs down the gdp will go up and everything will be great we'll have so much
00:11:25.420money and and you know throughout the 70s and 80s and 90s that's what happened and it's like oh what
00:11:31.700what if we move all our factories over to China, right?
00:11:34.200They pay, we could pay workers pennies
00:11:36.640compared to dollars that we pay Americans.
00:11:40.100And even though the cost of shipping stuff overseas
00:11:42.440and bringing it back, there's some cost there,
00:17:24.660so this is a season-based show, right? The whole idea is a deep dive on one singular topic so that
00:17:31.880you know everything there is to know. Each season comes out in a quarter, right? So a three-month
00:17:37.460period, anywhere from probably eight to 12 episodes in a season. And the moment that the
00:17:42.840first episode of a new season drops to the public, then you can go over to patreon.com
00:17:48.820forward slash right response ministries and watch all of those episodes without having to wait week
00:17:55.380by week by week for the next episode to publicly drop so you know what to do don't waste any more
00:18:01.700time binge watch the whole season today and that's the thing it's like it because it isn't
00:18:07.680you bowing down to some big gold statue and offering your child up to it it doesn't seem
00:18:14.720like idolatry right and of course that's the like most overused big eva uh term there is
00:18:21.340is anything that that someone in big eva doesn't like that's idolatry that's idolatry that's
00:18:25.640idolatry right uh they they throw out the john calvin quote all the time about the human heart
00:18:30.740being a factory of idols and so any any if you like a thing that's probably an idol uh but then
00:18:35.980they ironically they would never touch something like this they never touch real idols yeah they
00:18:41.420would never talk about i mean they wouldn't talk about abortion as as literal human sacrifice and
00:18:47.220it's a human sacrifice for mammon like why do why do women kill their children it's because it's not
00:18:52.220typically because their abusive boyfriend says you need to go kill this kid right it's i have a0.74
00:18:57.920career and a job and i don't i can't be a mother i don't want to be a mother that i i will i will0.86
00:19:02.840lose money if i be i'll i'll be in poverty if i become a mother it's it's mammon right they're0.66
00:19:07.800they're offering their child uh to the planned parenthood moloch because they they want the
00:19:13.160financial reward for it so it's it's obvious in that sense and sometimes they'll maybe approach
00:19:18.440talking about that although they'll never blame women for murdering their children um but like
00:19:24.940economic idolatry um nowhere will they ever ever ever touch um because they they're fundamentally
00:19:32.880egalitarian they don't think about things in in these terms of generations right they don't
00:19:37.780they don't think at all about the next generation the generation after that um and so they can they0.82
00:19:43.240can watch the country get sold uh to the highest bidder um you have all the all the economic
00:19:50.540production industrial production being sent overseas um having you know literally like
00:19:55.740100 million like a third of the population added to the country since 1965 um in order to drive
00:20:02.140down wages right that's the whole point is the people in wall street want the wages to go down0.82
00:20:06.920how do you do it well you double the workforce by adding women to it and then you also bring in0.83
00:20:11.500all sorts of foreign people uh to drive down the lowest wages and um and then you profit0.94
00:20:17.880it's just basic supply and demand right and and regular people don't see this or they don't have0.99
00:20:24.420anyone to to stand for them so you see like in 2016 why were people so you know enthusiastically
00:20:29.840in favor of trump because he actually talked about this stuff right right and and so like
00:20:34.460the evangelical people, evangelical leaders, they don't talk about this stuff at all because then
00:20:39.000you, then you start sounding like Donald Trump or before that, like Pat Buchanan, right? Oh,
00:20:43.200and that, those guys are bad. They're, they're fascists. And the mindset of Big Eva, you know,1.00
00:20:48.540part of it also is, I mean, since we're calling everything an idol, you know, like, well, you
00:20:53.000know, I'll just take a page out of their own book. Evangelism is one of their idols. You know,
00:20:57.980and that like, you know, I remember hearing guys say this, I think even Ligon Duncan might've said
00:21:02.980this uh but you know what if you know when it comes to global evangelism you know like you guys
00:21:07.680are talking about borders you're talking about this but what if this is god's providence a lot
00:21:11.080of theonomists say that too yeah yeah well theonomists say that too a lot of sometimes
00:21:14.960yeah like who yeah like uh uh what's joel mcderman i'm sure i'm sure he said before what's his little
00:21:22.500buddy too that what's the guy's name boadar bojadar said that yeah yeah yeah yeah some of
00:21:29.360the more like left-leaning theonomists definitely yeah with libertarian type yeah yeah um you'll
00:21:35.220you'll see that i can't i can't think of any i know some other examples but i don't want to say
00:21:39.060names that i'd be wrong that i might be wrong about i don't want to accuse people i have one
00:21:43.540in my tongue that i don't want to name either i believe um but like that's that's part of it is
00:21:48.600like um then then it just becomes like the ben shapiro idol of big line must go up right uh
00:21:54.340worshiping the free market economy and it's like my borders are a hindrance to the movement of
00:21:59.060of labor and capital and so yeah we want we want the big line to go up and so well maybe there are
00:22:05.300sociological and political and cultural reasons why you have borders and distinct nations and
00:22:09.340those things are good uh and you're upsetting that and destroying that and you are you're
00:22:14.740destroying the very thing that makes the american economy so productive is the american people right
00:22:20.000there it's not just all the natural resources and the size of the country and things like that it's
00:22:23.920actually the the people that live in your country the big line going up though is is is also so fake
00:22:28.740I mean, it's just, you know, you ship out your actual production of goods. Right. And then if you all that goes somewhere else, you know, China, Mexico, wherever. And then your line back home goes up. And that's great. And that sounds great. Right. But but the problem is you're actually all the the actual economy. That's actually not there anymore. Now it's in China. Yeah. Yeah. You don't own that stuff anymore now. Now. And if China, you know, for whatever reason, cut us off on anything, we're in a scramble now. Right.
00:22:58.560you know what i mean with computer chips or whatever it is you know like that's one of the
00:23:01.840reasons why i think um and i you know by the time this gets on youtube we're recording you know
00:23:06.660several weeks early so i could be totally wrong about this and everyone will laugh at me um or
00:23:11.160they won't be laughing because we'll be dead but one of the reasons i don't think world war three
00:23:14.800is going to happen is because or at least in the scale of something like world war ii
00:23:19.800we could not outfit and supply um millions of american troops because we don't have the
00:23:26.700factories to produce the uniforms the guns the ammunition the artillery shells the missiles like
00:23:31.440even just the missiles that we sent to ukraine we are like five years behind to refill that stock
00:23:36.540that's why like all the stuff with israel is like well we can't actually give any missiles to israel
00:23:40.180because we're fresh out um and so like i think world war iii can't happen or a draft can't happen
00:23:46.640because i would have to dress myself to go yeah to go join the army right that's right i'd be in
00:23:52.540my suit um and so it like that's that's a big part of it is we we don't even have the factories
00:23:57.760to supply the factories that would build the artillery that's right uh that like that i mean
00:24:02.760the reason we won world war ii i mean there's several reasons but because the united states
00:24:06.700was separated by two oceans and had all the factories in the world and the reason we had0.53
00:24:10.840all the success from the boomer generation um in those 50 years is because the rest of the world0.99
00:24:16.880had all their factories bombed and had to rebuild them over the next 20 years and we're the only0.98
00:24:20.540people supplying anything to the entire world yeah so yeah uh actually industrial production
00:24:25.800really matters quite a bit we supply uh dollars to the rest of the world that's what that's our
00:24:30.500export and we hold the gun to their head it says use our dollars or else and everybody complies
00:24:37.020right now but as they see like the military disasters in afghanistan and even even ukraine
00:24:42.760the the american power is not as strong as everyone thought um then other countries can
00:24:48.940be like well maybe we'll maybe we don't need to use maybe we don't need to use the dollar anymore
00:24:52.040and so the the major strength the financial strength and really the bedrock of the american
00:24:56.240economy is is not going to exist and so this is another one where i'm like i hope my wife's not
00:24:59.980listening because like yeah the next 40 years could be really bad economically for america but
00:25:04.840but the other the flip side of it is if it forces you know industrial production to return to america
00:25:11.120that actually would be good long term oh absolutely you know absolutely so we could0.90
00:25:15.300be in hard for in for hard times but it'll end up being well it'll be the boomers had good times0.99
00:25:20.860that created bad times right so it was making you know we'll sacrifice the future yeah but but i
00:25:26.380mean economically like we'll sacrifice the you know the economic future to have you know to just
00:25:31.420have it now um and and we may have you know some hard times that but but but the things are better0.95
00:25:37.280in the future because of that but all that being said back to the boomers i don't think that you
00:25:41.060know just for the record for the you know the average person who's you know in their 60s or
00:25:44.76070s who might listen to this um i i don't think the average person i don't think my parents for
00:25:49.520instance um knew uh some of these things oh no and yeah like they had no idea it's not like the
00:25:55.260right yeah it's not like the regular there were some guys on the top who absolutely knew but the
00:25:59.240regular when we're saying this we're not saying that 90 percent of the boomer generation this is
00:26:04.560what i consciously knew this and they voted for it and did it anyways because they hate their kids
00:26:08.780you know like yeah so we're not saying that but this is what i do want to say though this is what0.86
00:26:13.280i think boomers especially those who profess to follow christ where they should be convicted
00:26:17.300is not saying that you were complicit you knew this was deliberate you sold our you know sold0.56
00:26:23.240our future for your present uh convenience and wealth and blah blah blah i'm not saying that
00:26:28.660but what i am saying is um you didn't know and if and if i had been born in your generation
00:26:33.500and when i was in my 30s and 40s in the 70s the 80s the 90s like you i probably wouldn't have seen
00:26:39.000it either so no harm no foul but you know now yeah i know now that's right you know now we all
00:26:45.660know and and we all know now and if you're uh if you're a boomer so what i'm talking about is what
00:26:51.320do we do today because it's not condemnation disparaging somebody for something that happened
00:26:55.360years ago but today if you're a boomer and you're refusing to recognize that your kids and your
00:27:02.080grandkids economically are going to have things exponentially harder than what you had if you
00:27:08.840recognize it hey you know what households i'm a christian right you're a boomer and you profess
00:27:13.400to follow christ you say households are a good thing husband and wife and a single income household
00:27:18.940is not a luxury that's god's ordinary design that's a good thing that that the kids get to
00:27:25.080grow up with mom like my kids like your kids did your kids got to grow up uh with with mom you know
00:31:07.420Because we live in an insane world where, um,
00:31:10.320there are different priorities besides, uh, hard work that get rewarded. Um, you'll, you can have
00:31:15.540people that work, don't work hard and they get rewarded because they are the, the right diversity
00:31:19.320score. Right. Um, and so, um, you, if you're a young guy, you know, a zoomer or, or younger
00:31:26.140millennial, that's, that's just starting out. Um, like you, I mean, there's a few things you0.97
00:31:31.420have to think as well, where you might have, um, boomer or older Gen X parents who lived in the
00:31:38.500time of plenty. And they're completely clueless about how bad things really are. And there's also,
00:31:44.320you have to recognize the circumstances you're in and understand they might never get it,
00:31:49.420right? They might never get it. And they might have that bumper sticker on the car
00:31:52.960of spending my kid's inheritance and think it's just the funniest joke in the world
00:31:58.000and not get how hard you have to toil just to keep your head above water.
00:32:02.800And so you can't be bitter towards them. That's right.
00:32:05.260right you cannot be bitter towards them because that's not going to solve anything at all that's
00:32:09.040right i mean it's it goes back to like the like the manosphere and red pill kind of discussion
00:32:13.240like that we had before where guys who get it and get how the you know the intersexual dynamic
00:32:19.000um is totally messed up today and so then what do they do they just start hating women yeah right
00:32:24.340it's like you can't do that the sin has to stop with you at some point the sin has to stop yeah0.68
00:32:29.180you know even if the boomers don't get it you have to be the one you have to get it and you
00:32:32.640have to act upon it yeah yeah absolutely what i just had a thought what you guys were talking
00:32:37.780and this is it kind of made me sad just now and i never thought of it in a sad way before but
00:32:41.940um when i when i was a young man you know i wasn't looking for a house or anything i didn't have a
00:32:48.300wife at this point i found out that when my father bought his first house that my grandfather had had
00:32:55.340lent him some money to make the down payment and uh you know and then for christmas every year he
00:32:59.760would cut off a few you know points or whatever um anyway but uh when i found that out i was like
00:33:05.380like shocked i was like why why would why would he lend you money i didn't know and that's that's
00:33:11.760like sad that i was shocked about that like isn't that shouldn't that be normal yeah right yeah like
00:33:16.100dad i don't have enough money for the down payment but you know i'm starting a family
00:33:18.940can i borrow you know whatever it was five thousand dollar and who knows what it was
00:33:23.100and that was normal that in those days and i just now thought to myself like
00:33:27.000that's sad that i was shocked by that yeah right yeah totally of course yeah of course that should
00:33:32.360be normal and that that being said you know to i and i i'm hesitant to say it i i want to say
00:33:38.880because i want to boast um on my my in-laws but i know that they would just be nervous they don't
00:33:44.680want me they don't want me to brag on them yeah yeah but we when we moved here um they were very
00:33:50.260generous and helped with the down payment and so yeah so this is not to say that um no boom and
00:33:55.520they're boomers yeah and god bless them for their generosity their kindness towards us so we're not
00:33:59.200talking about everybody we have to be able to talk about groups we have to be able to talk about
00:34:03.520generalities that we're not saying you to every individual that's because that's part of the
00:34:07.560problem is we make the footnote if we can find one exception you know there's one guy who's a
00:34:11.940quadriplegic so we can't ever say that men should work out right there's one uh boomer couple that's
00:34:16.500generous so we can't ever say you know like the danger of centralized power is often represented
00:34:21.700by the word king. As Americans, we hate the word king. Civilian ownership of body armor is about
00:34:29.900helping people to have increased power to resist tyrants and criminals. And so Armored Republic
00:34:37.260is about helping you to preserve your God-given rights to the honor of the Lord Jesus Christ
00:34:42.200because he is the king of kings and he governs kings and he will judge them.
00:34:46.560this is armored republic and in a republic there is no king but christ
00:34:52.920we are free craftsmen and we are honored to be your armor spread of choice
00:34:59.340yeah and my my parents are an exception too like they they helped my wife and and me out
00:35:16.500a ton when we were first starting out financially and so and there's other ways to do this besides
00:35:20.800money by the way like right and in the book you talk about this you know with the kids and stuff
00:35:25.180like that you know and you know my wife doesn't work we're pretty blessed in that way but my you
00:35:29.440know my wife's parents we live in the same town as them they're taking the kids all the time yeah
00:35:33.780you know my folks do too i need time to go to the store you know and they're there and they're
00:35:38.240willing to do it and they want to do it and same with us that doesn't require a dime i mean you
00:35:42.320you know maybe a few uh you know lunches here and there but yeah you know what i mean but it
00:35:46.440also means like if especially in the current housing conditions like if you're single there0.98
00:35:52.380is absolutely zero shame living at home absolutely none at all like anybody's like you're a loser who1.00
00:35:57.820lives in your mom's basement it's like no you're an idiot that pays a thousand dollars a month for1.00
00:36:01.620an apartment for a studio yeah absolutely foolish take that thousand dollars that you're not paying1.00
00:36:06.900and save that up so have a down payment and you could have one fairly quickly yeah a couple years
00:36:11.200No, you're absolutely right. Yeah. So, and part of the reason why we moved here to Texas,
00:36:16.620to central Texas was we don't just have my wife's parents, but we have my parents. So we have both
00:36:21.380sides within my wife's parents are, I think it's a 3.7 miles. And then my parents are like 12 miles.1.00
00:36:28.300That's amazing. And so like all the help that we get with the grandkids, like my mom right now is,
00:36:32.840she's teaching piano lessons to my wife because she grew up and they were, you know, a sports thing.
00:36:38.160my family was all music it was like you're going to learn math english science and music is right0.93
00:36:42.180you know so like so they so they you know they did sports and they're dumb you know and like
00:36:48.680you know but my family did music and so my wife like she's learning like it's cool seeing my wife
00:36:56.240developed this friendship with my mom yeah and like they're talking about musicals you know and
00:37:00.420and they're you know she's teaching her piano lessons and these kind of and so anyways all
00:37:04.140But having the grandparents in the life of your children and having generosity if it's needed, and often it is, you know, financial generosity, but other forms of service and generosity and wisdom and just time and energy and just that's all of it.
00:37:19.900So anyways, what I want to say is this,
00:37:22.040that I think as we're trying to chop down
00:41:33.140okay so okay we're gonna we're gonna split the difference here you know and so we're gonna help
00:41:38.300with this much and but uh if you're gonna own something i i we need a little blood when we see
00:41:44.500you and they were right yeah that was good that changed my perspective they were absolutely right
00:41:48.760yeah and uh and so i they they were able to teach me in that moment you're actually pretty smart
00:41:53.520they are so it was like absolutely so it was both it was both um generosity and conviction
00:42:01.760and some discipleship that came with us some wisdom that came and but yeah but we have to
00:42:06.480be able to have that conversation without them getting offended i can't believe you asked
00:42:10.360yeah you know and they did and they did it you know and then them pushing back and saying
00:42:14.260okay um so you're asking for generosity but maybe you actually work a little too
00:42:18.580maybe get a job you know and without me getting offended and saying okay sure mom dad that's
00:42:27.320that makes sense and they might they might think you're really lazy and i tell you that like we
00:42:31.260we would help you but you're super lazy and and we need to see something and maybe they're right
00:42:35.880and maybe they're wrong and you're able to explain no actually can i can i just show you the hours of
00:42:39.700my week and what i've been doing and unfortunately this is what and but but like many things often
00:42:45.080the truth is somewhere you know you split the difference and uh you know what maybe we should
00:42:50.020be working a little bit harder you know and then also hey maybe you also uh you've got something
00:42:54.700that yes you built but also in the province of god you built during a time when building really
00:42:59.660paid off and you know and there's there's truth on on both sides yeah some of it too is you know
00:43:05.980if there if there is some kind of wealth i mean you see this a lot where um and i don't i don't0.60
00:43:11.100mean to like throw the boomers under the bus totally because i mean i don't think you are
00:43:14.740yeah anytime that you like bring up the intergenerational thing like especially
00:43:18.800people in the boomer generation get extremely offended because they worked extremely hard
00:43:24.500and they know that they worked really hard and they see the younger generation not work hard
00:43:28.220and so they they think you're just ragging on them for being old and and not with it um and and i
00:43:35.780can i can see how that's like really insulting uh because when you work hard for what you have
00:43:39.680somebody saying you don't deserve that makes you really mad yeah um and so i'm not saying that at
00:43:45.960all but i what i do think i see all the time is like um someone from that generation will work
00:43:51.840hard they'll build up a business it'll it'll be successful they'll they'll work their entire
00:43:56.200lives to build this and they have kids they could bring the kids into the business and hand the
00:44:01.440business off to the kids or or set up an arrangement where they can buy it from the parents or whatever
00:44:05.620but more often than not what do they do they reach retirement age they sell the business yeah right
00:44:11.680where here's this business this money generating wealth generation machine that you've devoted your
00:44:16.900entire life to to making right and good for you for doing that and yeah god bless you for doing it
00:44:22.180But you have posterity that could be part of that and should have been part of that, that maybe you didn't include, maybe they didn't want to at a time or whatever.
00:44:30.560There's all sorts of different particularities, right?
00:44:33.420But so often the case is they'll cash out and maximize how much money they can get for it rather than giving it to their son or their sons or their son-in-law at a discount.