The NXR Podcast - THE LIVESTREAM - RECORD Decline in Social Security Payments ｜ Can Trump Fix It？

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00:00:30.000 Is Social Security biblical? Short answer, no. Tune in now.

00:00:47.780 We don't want to disparage anybody, but we wanted to go ahead and make sure that this is as simple

00:00:53.080 as possible to understand. So we're going to explain Social Security as though the listener

00:00:58.040 was only five years old and to do so we've decided to invite for this task a special guest

00:01:04.520 michael scott uh tune in now raise your hand if you want to get rich all right no um how is this

00:01:11.860 not a pyramid scheme all right let me explain again phil has recruited me and another guy now

00:01:21.400 we are getting three people each the more people to get involved the more people who are investing

00:01:27.820 the more money we're all going to make it's not a pyramid scheme it is a it's not even a scheme per

00:01:32.500 se it's i have to go make a call and there you have it social security in many ways is a classic

00:01:50.780 ponzi scheme uh in the most technical way possible uh we're going to break it down for you and then

00:01:57.260 we're going to basically break this episode into four segments we're going to try to do our best

00:02:01.680 to explain what social security is although michael scott has already done a bang up job

00:02:05.860 so what is social security and then we're going to talk about some of the problems with social

00:02:09.680 security and then we'll talk about some of our short-term and long-term predictions more so

00:02:14.700 short-term because it may not last as long as some of us may think and then we'll talk about

00:02:19.980 biblically speaking what some of the alternatives might be so we have antonio and wesley todd in

00:02:25.960 the studio with us today wesley i'm going to turn it to you first do you want to take a crack at

00:02:30.460 explaining a little bit about what social security is and what the system is it's made up to try to

00:02:35.580 fund all these elderly people yeah so social security comes out of the new deal this is 1935

00:02:41.500 and what you have to understand about the 30s really the late 1920s leading into the 30s

00:02:46.420 is the great depression i mean this is it was worldwide correct so many nations across

00:02:51.520 due to crises in banking this is one of the failures of central banking there was a run

00:02:55.580 on banks and ultimately just not a lot of faith in the financial system. You could put all of

00:02:59.760 your wealth into money, but honestly, if that money's not worth anything, you could work 40

00:03:03.640 years and have all your savings, but if the thing you hold it in goes up in smoke, you literally

00:03:08.240 have nothing. You had just across the United States, across the world, a large crisis of faith

00:03:14.200 in financial institutions that led to widespread unemployment, widespread poverty. There's stories

00:03:19.600 I remember members of my family talking about how their grandparents talked about eating groundhog 0.96

00:03:25.000 slash woodchuck depending what you call it in the region like you're that poor like you're here

00:03:29.120 even in the United States less than 100 years ago and what's for dinner it's like well it's the

00:03:34.100 it's kind of the roadkill that we shot out back because we're so hard up for food the unemployment

00:03:38.740 rate capped it I think was 30 percent unemployment like think about that 30 percent of your workforce

00:03:44.460 just unemployed they couldn't find work and so out of that President Franklin Roosevelt

00:03:49.200 one of the the big pieces of legislation to help address that was the new deal and a big part of

00:03:54.340 that was trying to form a type of safety net for individuals that are older we were talking about

00:03:59.180 before this episode but what do you do when you have two people competing for the same job one's

00:04:03.560 50 and one's 25 well the 50 year old is at the disadvantage the younger guy can work more hours

00:04:08.920 he has more energy he's probably better able to learn an individual that's 50 practically speaking

00:04:13.760 unless they have a lot of experience in a field and when it comes to manufacturing or physical

00:04:17.580 labor like how far does experience really go especially if it's strength related he just

00:04:22.560 doesn't have a chance to compete. So individuals that are older were really struggling. And so

00:04:26.760 social security was designed and envisioned as this type of safety net. And originally it was

00:04:31.360 designed to run off of just payroll taxes. And so a small percentage right now, it's about 6%,

00:04:35.960 12% total, but 6% from the employee, 6% from the employer, 6.2, 6.2. And that totals up,

00:04:42.880 they pay about 12% into it. And those payroll taxes then go ahead and provide a safety net

00:04:47.200 that at 65 you can begin taking social security so whether it was you came into unfortunate

00:04:52.440 circumstances and you were poor or honestly you just didn't save we'll talk about this in a little 0.97

00:04:56.900 bit like what do you do when your populace is kind of dumb and they don't think about the future and 0.95

00:05:01.280 they're not putting money away and they're not envisioning like men if you work a manual labor 0.95

00:05:05.140 job there will come a time where you can't work done anymore that is just straight up physics that

00:05:09.640 is the laws of aging and so for all of those reasons we have social security now uh social

00:05:16.660 security a lot of that money there's different parts there's disability there's trusts we started

00:05:20.660 eating into the trust i think it was 2010 around that time and we were going off of some of the

00:05:25.220 interest that it made so if you think of an investment you have the principal and then you

00:05:28.500 have the money you earned on that actual investment we started eating into the interest about 15 years

00:05:33.620 ago well now we're eating into the principle of that we're getting to the point that it's estimated

00:05:37.780 between 2030 and 2035 that social social security is not going to be fully paid out that's straight

00:05:45.140 Yep, if you are fully eligible for Social Security, you're 65 years old, you might only get 80% of your payments because there's just practically not enough money to go around.

00:05:53.940 And so you can kind of see how it started as, hey, here's a way to help because our economy is terrible.

00:05:59.180 And we have seniors and we need to care for them.

00:06:00.700 We'll talk about the biblical precedent for caring for your father and your mother and those that are aged in your community.

00:06:06.180 So it started off as that, but as it's ballooned as individuals that don't deserve Social Security, namely those that have not worked here and labored here, 0.75

00:06:14.340 immigrants very recent immigrants as they've pulled from it now we have this massive system

00:06:19.220 that's taking millions and millions and billions of dollars for american taxpayers and what they're 0.74

00:06:24.180 getting out of it and what they can count on zero yep yep antonio any thoughts yeah i mean it's so

00:06:30.860 it's like obviously welfare is like a classic third rail sort of political topic um and so

00:06:37.240 you can you can imagine based on what west just described like legislators are kind of in a

00:06:42.120 a catch 22 because they have seniors so you imagine your your senior uh sort of constituents

00:06:49.400 particularly for republicans who sort of are granted more of that like you know 55 plus

00:06:54.800 voting populace um these are the people who are expecting or currently benefit from social security

00:07:01.260 and with with things like inflation right the power of the dollar the power of your payments

00:07:06.880 that you receive from the social security administration, they actually weaken through

00:07:12.360 time. And so you're as a Republican, you know, legislator, you're in this position where, okay,

00:07:17.520 part of my constituents are saying, hey, I want more payments from or increased payments from

00:07:23.800 social security. And then you have the younger populace, which is saying, hey, I'm not even

00:07:28.000 going to benefit from this thing. And by the time I'm old enough to, you know, take out of social

00:07:33.840 security. And so you're stuck with even Trump, you know, saying, hey, let's decrease taxes on

00:07:39.520 social security payments, which worsens the problem for insolvency. And then this is how

00:07:45.720 you've got, you know, over the last 80 years, you've really just gotten to this terrible cycle

00:07:50.520 of increasing payments for social security beneficiaries without increasing taxes,

00:07:55.480 because nobody wants to increase taxes. And that's where we're at. We're 10 years or so

00:08:00.140 from insolvency look at this chart from the 60s of our medicaid medicare and social security

00:08:05.660 spending astronomical i saw every chart of any spending ever it's just infinitely up like you

00:08:12.320 guys have to get that like these systems cannot go on forever i mean look at that we're up to if

00:08:16.520 you're listening we're at about 2.5 trillion this is still from a couple years ago i mean you're

00:08:21.120 talking not even a tenth of a trillion in about 1960 in real spending power this is what it goes

00:08:27.860 up 2022 2022 it goes up to massive amounts of this graph is from again about like seven years

00:08:35.160 ago or so medicaid is another big one in there so medicaid is for adults that can't afford so

00:08:39.880 their income is below a certain certain level they can't afford health care so the government

00:08:44.300 comes in again and provides health care for them that type of spending is increasing too

00:08:48.300 i remember sitting down uh she was a lobbyist in new york and it was for the job i worked for and

00:08:52.680 she told us just about all the health care lobbying and everything it's this massive patchwork system

00:08:57.460 of duct tape and zip ties and fixes because all these hospitals they've increased administration

00:09:02.340 costs but practically they're not getting the funding the state is saying guys we've got to

00:09:06.740 cut costs we can't give money to this rural hospital this rural hospital and ultimately

00:09:10.540 what you're going to see is kind of what you see now it all just breaks down here and it breaks

00:09:14.060 down there your social security is not paying enough to keep mom and dad out of a home or out

00:09:18.420 of losing their house yeah it's kind of a slow decline we all imagine like this apocalyptic

00:09:22.980 nuclear end also late stage empires the decline could look like this spending you can't afford

00:09:29.200 anything you're if you're young you can't get in a home if you're old the systems that you counted

00:09:33.060 on to be there simply aren't that's what we're in the middle of yeah and this kind of issue is

00:09:37.620 exacerbated by the demographic collapse that we're seeing uh right where you see the the baby boomer

00:09:44.300 generation they're getting older they're starting to draw from social security there's not a there's

00:09:49.140 not a strong enough economy or a solid enough young working population to support that in

00:09:54.880 perpetuity. And welfare programs like this require that. That is a prerequisite that you have more

00:10:01.640 people working than people benefiting from the safety net. And we're looking at a case where

00:10:09.480 that won't be true. And we're not in a position to deal with it, frankly.

00:10:14.420 yep um a little bit of good news uh the the macro picture is still uh quite bearish but

00:10:20.840 uh we did have some recent news that we just had uh the biggest drop uh monthly drop on social

00:10:27.440 security payments uh so not what's going in but what's actually going out uh so if we want to show

00:10:32.900 this is a tweet it says breaking after major efforts to cut waste and fraud social security

00:10:39.940 handouts just saw the largest single monthly drop in history um and basically went down from it's

00:10:46.740 hard to read um but yeah basically uh went down to a little bit under i assume that's in the

00:10:52.740 millions right billions billions good grief billions okay so it was getting real close to

00:10:58.900 170 billion and then dropped to 154 or i'm sorry 1700 yeah yeah a little bit below uh 1600 billion

00:11:07.140 so um yeah but this drop like just look at it and this is what the department of government

00:11:13.240 efficiency doge one of the things they came in and said look there's people that are 150 years

00:11:17.940 old taking benefits now what of course that is is the kids or the grandkids or family members

00:11:23.220 or caretakers not reporting the death and still continuing to collect the benefits so it's a

00:11:27.700 bloated system and we got a little bit so they went in and cleaned it up what does that account

00:11:32.240 before of that graph 10 7 so so the systems run away but don't worry it dropped by seven percent

00:11:40.640 right good helpful but not enough and with these programs too it's like you you can do all of the

00:11:46.780 work of going in and doing identifying fraud and cutting some of the staff i think 7 000 employees

00:11:51.700 from the social security administration were cut that's like 12 of the workforce you can do all of

00:11:56.380 these going back to wes's point about band-aids because that's what they are but we're not really

00:12:00.560 fixing the system fundamentally. Like in other words, we have, we've eradicated the fraud that

00:12:06.960 exists today without any structure to prevent fraud from, from happening in say five years or

00:12:13.240 10 years. Um, and so, so again, these, while, while it's, you know, we're optimistic in the

00:12:18.980 short term, there's still a lot of things that we have to sort out. Yep. Um, so we do want to get

00:12:24.320 to some scripture and, uh, how to care for the elderly and some of these things, how to plan

00:12:28.900 for the end of your life when you are inevitably elderly but do we have any more charts or graphs

00:12:34.540 you want to show us someone asked a great question 2022 and 2023 what was with the increase if you

00:12:40.380 look at that graph again you can notice a pretty sharp increase this again correlates to 2023 2024

00:12:46.700 even getting into a little bit of 2025 your q1 what accounted for that well fascinatingly a lot

00:12:53.280 of scrutiny has been on the haitian and cuban migrants we of course during the election remember

00:12:58.720 when springfield ohio a little small town they're like hey we're practically being overrun there's 0.71

00:13:03.640 these people coming into the park taking our geese beheading them and eating them raw they're

00:13:08.520 eating them raw but and and there was reporters that went down on the ground and like yeah we

00:13:12.880 have certifiable video evidence these people barbecuing people's pets in the back lawn in

00:13:18.200 their backyard here's another factor of this according to the provisions that the biden

00:13:22.580 administration allowed for these certain immigrants some of these immigrants were eligible for these

00:13:28.120 benefits after just a year in the United States the normal waiting period is five so if you come

00:13:32.500 in you apply for citizenship you could begin to be eligible for these things within five years

00:13:36.920 but right here I have on the screen the terminology the definition the term Cuban Haitian entrant

00:13:42.040 refers to benefit eligibility rather than immigration status individuals to meet the

00:13:47.240 definition of CHE may be eligible for certain public benefits you see there all those different

00:13:52.280 things that they're required for but basically within a year a lot of immigrants because remember

00:13:57.080 a lot of them like they're older i think antonio said the average age is what 47 47 47 yeah so

00:14:02.760 immigrants come in some of them are of course younger than 47 many of them are older and a lot

00:14:07.940 of them are eligible within one year to begin to take benefits right so some of that certainly

00:14:13.040 baby boomers getting older more people taking their retirement they say hey covet happened

00:14:17.820 i'm done working because you can delay taking social security and get more per month so if

00:14:22.460 retire at 67 you get a couple hundred more per month than if you retire at 65 but here's another

00:14:27.320 big one 20 to 30 million people who shouldn't be here who were given a status that allowed them to

00:14:32.100 drain the savings i mean of americans for the last 50 years americans have poured their hard-earned

00:14:39.000 money into this building for their future when they're older and when they need it and then you

00:14:44.320 have haitians and cubans who are coming in and within one year contributing nothing to our nation 0.95

00:14:51.020 and taking the benefits it's absolutely insane it's suicidal um okay uh let's let's go ahead 0.95

00:14:58.700 is there anything else or can we get to some scripture because i want to deal with what does

00:15:02.420 the bible say about this idea of social security okay uh go ahead and pull up the first verse

00:15:07.460 all right so we talk a lot about the three domains the three spheres of sovereignty that

00:15:15.620 god has assigned the home the church and the state and there's certainly areas where they

00:15:18.920 overlap. For example, the government has an interest in marriage and recognizing a couple

00:15:22.720 that's married versus unmarried, a child born out of wedlock. But the church also officiates that

00:15:27.040 wedding. They also recognize the individuals. And even the family has an interest in this. So it's

00:15:30.900 not as though the church, the state, and the family, they're these clean spheres with no overlap

00:15:35.200 whatsoever. They intersect. And there's times where the family and this church are both involved.

00:15:39.600 The family and the state are both involved. The church and the state have to work together.

00:15:43.440 But within these three realms, the home, the church, and the state, there's specific duties

00:15:47.520 that some have and not others. And so listen to this from Deuteronomy 15, 7, 8.

00:15:52.760 If among you, one of your brothers shall become poor, you shall not harden your heart or shut

00:15:56.840 your hand against your poor brother, but you shall open your hand to him and lend him sufficient

00:16:01.360 for his need, whatever it may be. The Bible definitely starts with, and we'll make an

00:16:07.180 argument, we'll talk about the state as far as charity later on, but most certainly the first

00:16:11.500 duty of charity, the first, who's responsible, all right? There's somebody poor. Deuteronomy

00:16:16.740 goes and says, hey, this is you at an individual level. It doesn't say, if your brother is poor,

00:16:21.140 take him to the assembly to receive a handout. If your brother is poor, take him to the temple.

00:16:25.980 It says, if your brother is poor, actually, you have a duty. You have the means. So right there

00:16:30.740 when it says, you shall lend to him sufficient for what he has. Jesus says elsewhere in the

00:16:35.000 gospels that you should lend without receiving payment back. So now in there with lending,

00:16:40.120 I think there's an expectation that they would pay back, but also, and you're not charging usury,

00:16:44.280 but also you should probably not lend so much that your family's impoverished and it's assuming you

00:16:48.820 have the means to do so right and especially when it comes to the household of faith first timothy

00:16:53.520 talks about this the most important thing the the first line of defense for sure it is the family

00:16:59.700 do i have a brother do i have a cousin do i have an uncle and they need help and i have the means

00:17:05.180 to do it right when it comes to the welfare of the populace the first fail safe is the family

00:17:10.800 So you see 1 Timothy chapter 5 talking about caring for widows, and the first thing that

00:17:15.640 the Apostle Paul says is that before a widow is listed on the roster to be cared, she becomes

00:17:20.820 a financial liability of the church, you should see, does she have a son?

00:17:25.520 Does she have a brother?

00:17:26.420 Does she have an uncle?

00:17:27.220 Is there a man in the family?

00:17:28.620 And then this is first century, and in that context, it's pretty countercultural for the

00:17:35.100 time, but he even mentions, does she have a daughter?

00:17:37.780 if there's even a female member of the household right that it should go to a male first a son or 0.95

00:17:43.920 an uncle or a brother but if there is you know not only does she not have a husband but you think

00:17:49.460 of Naomi right like where she's off you know among the Moabites because there's a famine in Israel

00:17:55.340 and she not only loses her husband but also loses you know both of her sons and so if there's a

00:18:01.480 situation where there's no male family member not just the husband missing but an uncle or a brother

00:18:07.000 or whatever it may be that, you know, that this responsibility would fall even on a daughter or

00:18:13.400 a sister, you know, a woman in the family before it becomes a liability for the church. And then

00:18:21.100 even if it does, let's say she's got no one in the family who's able to provide for her. So it's

00:18:25.240 the family first, but then there are strict requirements as it pertains to the church.

00:18:30.740 She has to meet a certain criteria for age. Younger widows, Paul says, I encourage them

00:18:36.620 to marry if they're younger. If they're older and they can't remarry, if they're older than the age 0.99

00:18:41.440 of 65, which is listed there, then they can be added to the roster. But it's not just that. It's

00:18:47.020 one, she can't have any member of the family, male or female, that can meet the need instead

00:18:52.100 of the church. She has to reach a certain age bracket. And then beyond that, you know, unable

00:18:58.440 to remarry. And then beyond that, there's spiritual qualifications. So those are the

00:19:02.540 practical, physical qualifications. But then the spiritual ones are, has she washed the feet of the 0.51

00:19:07.900 saints? Has she been faithful, right? So the raging feminist, you know, does not, you know,

00:19:14.900 it even says, has she reared children? It's one thing if she's infertile and was unable to conceive. 1.00

00:19:21.520 It's another if she voluntarily, purposely chose not to have children because she painted her hair 0.68

00:19:28.500 blue and wanted to be able to go, you know, rage and, you know, and feminist and LGBT rallies. 0.69

00:19:35.320 Well, if that's the case, then there are consequences for that. And it's not because 0.93

00:19:39.880 we're trying to be mean, but it's because the church, Christ who is infinite, is the head of

00:19:45.360 his body, which is the church. And the church is finite. The church here on earth, the visible

00:19:50.480 church has limited people, limited resources, all those kinds of things. And so if you can help all,

00:19:57.940 right we could go to other texts in scripture i believe it's galatians it says as often as you

00:20:02.220 have opportunity do good to all but especially that is prioritize the household of saints so

00:20:09.780 it's not that we don't want to be kind to those who are hurting but because our resources as people

00:20:14.640 and as christians the church is finite and limited in its resources often we have to choose we have

00:20:21.080 to triage and decide you know we can only help one person but there are two people currently

00:20:26.720 standing in front of us who both have need. And so then you're taking into account the practical

00:20:32.540 qualifications. Well, is this someone who's over the age of 65? Is this someone who has no family

00:20:37.860 member who can help them in order to relieve the financial burden on the church? And then if you

00:20:42.740 have two people who meet the physical criteria, then you have to go and pan out and say, all right,

00:20:46.880 spiritually speaking, one of them doesn't have children because they died in war. The other one

00:20:52.880 doesn't have children because they voluntarily chose to forego childbearing because they were 1.00

00:20:58.320 a raging feminist and we can only afford to feed one so the feminist starves and it's pleasing to 1.00

00:21:04.280 god it is pleasing and good and biblical and right that if you can only feed one widow and one is a 0.99

00:21:10.660 christian and one's a feminist the feminist starves all right so first the first you know free safety

00:21:16.480 when it comes to welfare when it comes to poverty and need is the family second biblically speaking 0.94

00:21:22.120 is the church. And the family has to do that same calculus. If you have an uncle that's a drug addict

00:21:26.360 and you have your children and you make $25,000 a year, you have to say, my kids matter more.

00:21:31.200 That's right. I'm sorry. Now, if you have the means, you have $250,000, you got someone down

00:21:35.580 on their luck. That is a different calculus. But practically, even the family will have to say at

00:21:39.040 times, I can't do it. And I'm sorry. All people are finite. Resources are finite. We have to

00:21:44.160 triage. We have to prioritize. And so then we want to do it biblically and not in a way that's

00:21:48.700 arbitrary so all that being said going back to that verse if we can pull up deuteronomy again

00:21:53.060 i wanted to draw out just a couple things with this uh so one um it says if if among you one

00:21:59.640 of your brothers should become poor so in this context it's not talking about biological brothers

00:22:04.700 this is beyond just the family although it's it's not more really you know it's not other than the

00:22:10.240 family it's just the family writ large that's what nations were supposed to be nations would

00:22:14.880 always have some measure of mitigated immigration. So all nations, you look back through history,

00:22:20.780 they're all in flux. Nations are fluid, but not that fluid. They're not supposed to be as fluid

00:22:26.200 as modern Western nations are today. So granted, yes, a nation could change over the course of

00:22:31.140 a couple centuries as some people come in and they assimilate. Even America, we've had different

00:22:36.720 touch points of fluctuation with immigration, whether it's the Italians coming in or the Irish

00:22:41.900 coming in but there would be you know an influx of immigration and sometimes it would be a lot

00:22:46.140 but then there would be breathing room right we would have pauses and those people would assimilate 0.97

00:22:50.000 in and so at first when the italians show up you know there's a pretty big difference between all

00:22:54.800 these you know anglo protestants and you know the you know catholic italians and they're not really

00:23:00.020 getting along and the italians are starting you know mob crime syndicates in new york and ruining 0.90

00:23:04.620 cities and stealing all this kind of stuff and you know and you have to go in and crack a few 0.99

00:23:08.380 italian skulls you know and get things in order and now you know um in hindsight it's like uh okay 0.99

00:23:14.760 so-and-so's an italian and technically i'm german or technically i'm swedish and tomato tomato right

00:23:20.460 so eventually um yeah well we've been here your family's been here for 10 generations mine's been

00:23:25.380 here for 14 we're both americans right our grandparents have fought in the same wars

00:23:29.220 we both celebrate thanksgiving we both you know we're americans um but but my point is every

00:23:34.860 nation is in flux. But there is a way of being absolutely insane when it comes to immigration,

00:23:41.880 which is what we have currently opted for. So going back to the verse, if among you one of 1.00

00:23:46.040 your brothers should become poor, this is in reference to Israel. So it's not just biological

00:23:50.680 brothers, but it is the family writ large with the nation. And what this is assuming

00:23:56.180 is that there would be people in Israel who are not their brothers, not their fellow Israelite

00:24:03.080 brothers right so not biological the immediate family or extended family but also not universal

00:24:08.780 not just everyone's my brother no it's it's uh national it's speaking of the nation it's speaking

00:24:14.860 of the ethnos of the israelites underneath the the old covenant so there might be you know this

00:24:20.340 many sojourners or immigrants who are in israel at a given time they shouldn't be exploited they

00:24:24.760 should be treated with respect although and they also should behave as guests and and you know the

00:24:29.360 immigrant is expected. Even if he's not a worshiper of Yahweh, he can't have idols in the Israelite 0.69

00:24:34.900 camp. He can't break the Sabbath. Well, I don't believe in the Sabbath. Well, tough. You're going 0.63

00:24:39.900 to observe the Sabbath outwardly. I can't make your heart change. Only God can do that. But you

00:24:45.760 can. You do have control over your outward manifestations and behavior. And you're in our

00:24:51.220 country. Our country worships the Lord, and these are His commands. And so if you're going to be

00:24:56.980 here, you're going to abide by that. So at any given moment, there were immigrants, sojourners

00:25:01.400 in Israel. But here's the deal. If it's a brother, meaning not the immigrant, but a brother, someone

00:25:07.620 who was a fellow Israelite, if he should become poor, you shall not harden your heart or shut

00:25:13.220 your hand against your poor brother. So right here, again, it's triage. There are levels of

00:25:19.760 compassion, right? There are verses that talk about the sojourner too, right? So there are

00:25:25.380 concepts of not harvesting your grain all the way to the margins, that's to the edges of your field,

00:25:32.460 but leaving room for the sojourner among you to glean in your fields. Now, notice even that,

00:25:38.600 when it comes to the sojourner gleaning, notice that even that isn't, you should leave some of

00:25:44.080 the wheat already harvested and sheathed and set up in bushels for him to take. No, what you're

00:25:50.720 leaving him is not just, you're not just leaving him a handout, you're leaving him a job. I'll say

00:25:56.540 that again. You're not just leaving the sojourner, the immigrant I'm speaking of now, a handout, 0.99

00:26:01.520 you're leaving him a job, meaning there's more work that I could do to get the maximum, 0.73

00:26:06.760 the maximum, you know, capital out of this investment, my field, my labor, my, you know,

00:26:12.400 my property, but I'm going to leave the margins and I'm, what I'm leaving is I'm leaving it

00:26:16.920 unharvested, and somebody else is by hand now going to come in without the resources, without

00:26:22.700 the oxen, without the servants, without this and without that that I have, and by hand, think of

00:26:27.260 Ruth. She goes into Boaz's fields on the margins, and she has resources, but she has to work in

00:26:35.060 order to get them. But in the case of a brother, back to Deuteronomy, somebody who's a fellow

00:26:39.420 Israelite, in this case, there's something to be said for lending him. You shall not shut your 0.92

00:26:46.200 hand against your poor brother. So there's an extra degree of compassion. It's not just leaving

00:26:51.220 him a job, but you're actually giving him a handout. But even there, the word lend is specific.

00:26:58.140 Now, it's true that Jesus talks about forgiving the things that we loan within reason, not to

00:27:03.960 the point of suicide. But in this case, under the old covenant, you would lend, and there would be

00:27:09.220 an expectation that it would be paid back, but it wouldn't be with usury. There would not be the

00:27:14.540 the allowance of being able to charge interest. Now, Israel could actually charge interest to a

00:27:21.880 sojourner, to an immigrant, to someone who was not their national brother, someone who's living in

00:27:26.220 their nation, abiding by their laws, behaving as a guest, and you're treating them with respect,

00:27:30.900 but you don't owe them a handout. And if you do give them a loan, you're allowed to charge

00:27:36.580 interest, but you're not allowed to charge interest from your brother. So the expectation

00:27:41.060 is that you could not just leave a job, right, the edges of your field to be gleaned, but you

00:27:46.760 could actually give him the finished product. You could actually give your brother, if he's your

00:27:51.880 ethnic brother, you could give him a handout, but there would be an expectation that you're lending

00:27:57.660 it, so it's not just a gift. It's going to be paid back, but because he's your brother, it does not

00:28:02.860 have to be paid back with interest. You should not charge him interest. This is one of the ways

00:28:08.960 Israel handled the poor. That's ultimately what we're talking about, whether it's the elderly

00:28:13.740 poor or whether it's the disabled poor, the sick poor, or, you know, there's all different,

00:28:18.600 you know, kinds of reasons for being poor. But, you know, Jesus himself said, the poor you will

00:28:23.700 always have among you. Any functioning society, no matter how healthy it is, you can certainly have

00:28:30.040 a society where there's less poor by good governance and these kinds of things. But every

00:28:35.340 society, no matter how healthy it is, will have the poor. And then the question is how to deal

00:28:40.360 with them. And under the old covenant for Israel, there were different categories for, okay, well,

00:28:46.320 who's poor? Am I related to them? Are they family? Okay. Then I have a huge obligation. Okay. The

00:28:52.840 next would be, are they beyond just my immediate family or extended family? Are they in a broader

00:28:58.180 sense now kin? Are they actually fellow Americans or is it someone living in America, but they're

00:29:04.620 Haitian and they've been here, you know, for six months. That's a different calculus. And so 0.97

00:29:09.800 working out, but the point is that it starts with the family and then the citizens writ large,

00:29:16.560 but still is goodwill offerings, not coercion. And then beyond that for Christians, it would be the

00:29:23.220 church. And then the last kind of fail safe that you would eventually consider is the state. Now 0.71

00:29:28.900 we've reversed that. That's the main point I want to make in this segment is we've done it

00:29:33.380 completely opposite. The first thing that we consider when somebody is down on their luck,

00:29:38.380 whether it be elderly or sick or disabled or whatever it is, the first thing that we turn to

00:29:43.220 is the state. And we have very few qualifications whatsoever. Many people are on welfare not because

00:29:50.160 they got hit by a truck and they're quadriplegics and not because they're 98 years old and can

00:29:54.780 barely get out of bed. Many people are on welfare because they're high as a kite. They're doped out

00:30:03.360 of their mind. They're drug addicts. They're criminals. They're lazy. They refuse to work 1.00

00:30:08.260 and get a job. And yet the state is providing for these people. So we start with the state

00:30:13.580 instead of starting with the family, then looking at individual citizens and then moving to the

00:30:18.400 state. We start with the state and we don't just give to the poor who are actually downtrodden,

00:30:25.200 but we give to the poor who are poor for good reason because they are being sinful, because 0.97

00:30:31.480 they're being wicked so let's go to our first commercial break and then we'll come back and 0.79

00:30:34.500 we'll talk a little bit more about the bible but we'll also talk about some of the specific

00:30:39.820 problems with our current social security system some of our predictions of what we think will

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00:34:22.380 only. So as we think about the problems with Social Security, and I think particularly the

00:34:29.860 consequences of it, I think what, you know, as we observe what scripture has to say about sort of

00:34:34.980 individual free conscious uh you know free conscience i should say uh sort of uh lending

00:34:41.620 and supporting of family and supporting of community uh i think what becomes evident as

00:34:46.700 you think about social security is that it's fundamentally replaced uh the biblical imperative

00:34:51.260 there so it's like you know you could you could frame it and i think it was framed particularly

00:34:56.100 in the mid you know these kinds of welfare programs in the mid 20th century were framed as sort of

00:35:00.420 supplementary to natural activities of the church and natural natural activities of the community

00:35:05.620 but the clear consequence is that uh you know as the state sort of rushed in and supported uh the

00:35:12.500 elderly and supported the disabled and veterans and things like that uh the individual responsibility

00:35:18.260 uh and the imperative sort of was sort of abdicated yeah um and uh and so you know you

00:35:25.220 you look at society now and you say, hey, well, I can diagnose it. We live in an individualized,

00:35:30.100 atomized society. We don't see intergenerational households. We don't see people

00:35:34.180 asking their family for money, right? There's an actual societal shame to say, hey,

00:35:39.740 dad, can I have some money? You know, good friend, uncle, whoever the case is,

00:35:46.240 I'm in a bad spot. Can you give me some money? Can you support me in this way? There's shame there,

00:35:51.040 but there's no shame in leveraging the state to do the very same thing right that's one of the

00:35:55.880 most pernicious things the state does when it gets involved in things that it shouldn't so for

00:36:00.080 example medicaid how many people have now offloaded their medicine to a shot a pill and a doctor's

00:36:05.920 visit instead of saying hey my health is mostly my problem blue cross blue shield got to start

00:36:11.240 here in texas and it's something like five dollars a month but what that was intended as is hey your

00:36:16.080 leg got cut off at work we're going to take care of you like this was not for we give you your

00:36:21.260 well checkups you get a flu that you come in you've become obese that leads to health issues

00:36:25.920 we come in and handle it it's a good safety net and i think a good thing a type of health insurance

00:36:30.240 program where say a hospital has to take you on for two months well that is practically speaking

00:36:35.180 going to cost it's going to cost a room it's going to cost staff it's going to cost expertise

00:36:38.220 it's going to cost money we should we as christians shouldn't be opposed to some type of program where

00:36:42.340 the cost is distributed, especially if it's voluntary. Hey, I voluntarily pay $250. And so

00:36:48.640 in the case that I require $250,000 worth of cost worth of care, I'm able to is able to be

00:36:55.840 cared for and I don't go bankrupt. But when that program started happening, and especially your

00:36:59.960 Medicaid and Medicare, and people get on it, there's literally a case from moments ago where

00:37:04.540 we can see how people are very willing, very reluctant to give it up. People started saying

00:37:08.580 like and uh and they're going to handle all of it and i'm going to eat terrible i'm not going to

00:37:12.740 exercise because they've got it and ultimately where the money's coming from like that's the

00:37:17.240 other thing well it comes from the government we all this perception the government has infinite

00:37:21.020 money now practically of course it's limited but they themselves even are just printing dollars

00:37:26.260 what would it look like for us to say uh i understand these programs are here as a safety

00:37:30.780 net mature people can do this i understand it's a safety net but it's not at all a replacement

00:37:35.480 for me for the most part taking care of my brother taking care of my aging parents taking care of my

00:37:40.560 own health and it's funny because literally just happened with the big beautiful bill so this is 0.99

00:37:44.780 the bill working its way through the senate there was a vote to stop illegal aliens from being

00:37:50.340 eligible for medicaid so if an illegal alien came in they said hey i don't have money to pay this

00:37:55.380 there is an eligibility of medicaid that exists there and it was voted down now some of that was

00:38:00.340 due to the parliamentarian making the threshold for the votes approving at 60 so 54 voted for it

00:38:05.960 you're 46 or whatever against it but even there we struggle as a nation to even say hey you're

00:38:10.600 here illegally i'm sorry you can't take our tax dollars we've given them out we give it out we

00:38:15.620 give it out and people once they get their hands on it they do not want to give it up yeah same

00:38:20.500 thing when it comes to responsibility how many people are obese hey you've got to take control

00:38:24.640 of your health we know for sure obesity is going to destroy your quality of life it's going to

00:38:29.540 destroy your length of life please go on a walk eat some veggies cut the soda out and best i can

00:38:36.440 do is uh is a two-week stay in the hospital i'm not changing it in my habits yeah that's what the

00:38:41.200 government did when it subsidized a lot of these things on tax pay yeah you see you see like the

00:38:45.680 so obviously the consequence of people receiving benefits and it's like you know hormone replacement

00:38:50.340 therapy it's like my actual production my actual individual uh sort of uh ambition is you know

00:38:58.180 dissipated by receiving this but but more than that there's also i mean you could get very

00:39:04.440 tactical on the problems with the way that these programs are structured like i can paint a picture

00:39:08.840 imagine you're a single mother you have two children um you're on some you know various

00:39:14.320 forms of welfare food stamps whatever the case is and you make let's say fifty thousand dollars a

00:39:19.080 year let's say the threshold's fifty thousand uh in that case with two children um the moment you

00:39:24.180 make fifty thousand and one dollar what happens you lose it you lose it right and so what's your

00:39:30.060 incentive your incentive is actually to stay on health care and so we see these systems designed

00:39:34.460 to function for the same individual in perpetuity which makes them fundamentally unsustainable right

00:39:40.280 that almost seems like the promise of america was it's a lot riskier but your upside is greater

00:39:45.400 like it felt like a lot of it especially in the early frontier like you can go to california and

00:39:49.220 you can make a lot of money more than you would have made in the old world but you're also you're

00:39:53.480 roughing it you're in california you're competing with everyone else but in america once you got

00:39:57.960 that ivy drip of the government money and the government safety programs we lost the edge that 0.54

00:40:02.780 made us ambitious like how many men uh like men of working age they're on some type of disability 0.90

00:40:07.880 some type of welfare they're very content to stay at home and to play video games and to not really 0.81

00:40:13.500 care about their life whereas if you literally like said hey you're going to starve you're going

00:40:18.940 to be hungry hungry hungry uh my goodness some of these guys could get a job next week it would be

00:40:23.860 incredible we removed all of that incentive by creating too broad of a safety net that doesn't

00:40:29.520 apply to people who need genuine help they are out there that do need it and there's even i think we

00:40:33.800 could argue we could talk about this sometimes the state does step in when those other two have

00:40:37.380 failed but practically when you spread it way wide people lose the edge they lose the ambition

00:40:42.400 especially men and you can it makes sense right like the government just by design the state by

00:40:48.400 design cannot can't can't do it very well i should say hand out imperatives to people it's really

00:40:55.220 difficult to to to subsidize behavior and that's like that's demonstrated not only here in america

00:41:01.480 but all across the west and and so but you can imagine the inverse imagine you're receiving

00:41:06.720 support from your local church or you're receiving support from your local um you know you could say

00:41:12.640 your family even there is an imperative that comes with that aid right it's that oh i ought to do

00:41:18.300 something uh appropriate with it person you know them it's personal um and so we actually see the

00:41:24.240 inverse happening with this faceless and you know you say uncle sam but like the reality is is people

00:41:29.760 view the government as impersonal right view it as this nameless faceless thing that cuts them a

00:41:35.720 check and with no imperatives with no uh strings attached yeah they can remain anonymous they don't

00:41:41.140 have to uh have their head hang low in society right public uh whereas um if it's something

00:41:47.680 that's known like if your whole church is making that decision you know maybe you know it's the

00:41:52.940 deacons of the church that actually make the executive decision but the church is informed

00:41:57.620 and not in a way you know that's humiliating but but they are informed the church knows that

00:42:02.220 so-and-so is currently going to be on the roster for benevolence for the next three months

00:42:06.960 um in order to cover their housing or something like that because they're out of work and looking

00:42:11.300 for a job everybody knows that um and and so you're powerfully motivated to rectify that

00:42:18.200 situation as quickly as possible you you know but but if it's if it's a federal system nationwide

00:42:24.700 um then yeah you're like you're going to walmart and buying you know candy bars

00:42:29.160 with impunity you know there's no shame attached you you're you're anonymous um but the reality

00:42:35.780 that people don't you know recognize is that um although there is this anonymous factor

00:42:42.060 um it's uncle sam has never given anybody anything he doesn't because uncle sam doesn't

00:42:48.540 produce anything he doesn't have anything to give so all these people whether it's welfare

00:42:53.740 or social security whatever it is um they're taking money from you and if the government

00:42:58.360 prints money then by way of inflation they're taking money from you and that's to me that's

00:43:04.460 the biggest problem with the system of social security is there are people who pay millions

00:43:10.320 of dollars into social security but will because what's the cap antonio annually i think it's 168

00:43:17.040 000 is the cap that you would contribute for one person so you imagine if you're making total or

00:43:22.080 for a year that would be for a year so 12 of that person's contribution to uh social security

00:43:28.640 would be 168 000 so any dollar that you make more than that you're not contributing

00:43:33.720 um but but you know vice versa when you retire and you seek to draw from social security even

00:43:41.080 if you were at the cap of contribution you aren't in other words it doesn't scale proportionally

00:43:46.640 right right so you could give 128 000 for 20 years of high earning you make say 10 million dollars a

00:43:52.800 year you're giving giving giving 12 12 12 12 just going into social security and then when you get

00:43:58.780 out you're not pulling an equivalent amount well certainly not an equivalent amount if you had

00:44:02.380 invested that in the market and got an eight percent return right you're not even taking out

00:44:06.280 what you put in much less you know the you know um factoring in for compounding interest and time

00:44:13.700 and in that way it's it's definitionally uh wealth redistribution right like definitionally

00:44:21.860 you're taking from those who have and giving to those who have not um and uh but but i i did want

00:44:28.500 to add one thing as we talk about sort of individual ambition you know we we hear a lot of

00:44:33.560 noise about sort of the widening wealth gap and i think one consequence in my opinion one consequence

00:44:39.960 of social security is actually that in and of itself right you have people who are let's say

00:44:46.000 working class lower middle class uh they benefit from welfare programs and in that way that that

00:44:51.780 individual ambitions destroyed right um and uh if you're a higher income earner what what you see

00:44:59.260 is well you're taxed a lot and so your drive is to make more money to make up for what you're taxed

00:45:03.920 and you see this like widening gap um and so i mean it's not it's not like self-evident that

00:45:09.860 that would be the case but i think there's a there's strong evidence that that's that's the

00:45:13.840 consequence yeah now here's an interesting thought experiment so we have america 360 million people

00:45:19.060 divided among 50 states obviously there's bigger states that are more populated smaller states that

00:45:23.560 are less populated steven wolf got in a lot of trouble for this where he said okay let's not

00:45:27.920 think of america 360 million people a massive continent spreading from coast to coast very

00:45:33.340 diverse tons of different people in it but let's imagine somewhere like norway i think the

00:45:37.320 population it's about five to seven million it's a very small geographic area and it's very

00:45:41.880 homogenous it's the same type of people that have lived there people would typically stay in their

00:45:45.380 town or the city that they've lived in with these type of programs i'd be interested in what you

00:45:49.520 guys think with these type of programs where it's a small percentage and it's a small percentage

00:45:53.560 because to what we said earlier you know one another so these are a group of people that

00:45:57.740 have kind of the same diets and the same habits are less western so there's less consumerism

00:46:02.160 there's less of big corporations coming in and mass producing cheap food so you have a healthier

00:46:06.460 population a population that's very similar a population that ages together you have grandparents

00:46:11.700 and grandchildren kind of staying in the same area when you have something like that and then

00:46:16.080 you say hey at two percent of people's income a year we're going to have a type of medicine that's

00:46:21.860 universal so health care will be universally paid out we're going to have a type of program for

00:46:26.420 those that are low earning or maybe they weren't able to have children does that kind of change

00:46:31.120 the variables when you're going to a much narrower group of people that are kind of they're healthier

00:46:35.540 and then as far as taking from the paycheck you're not talking 12 but you're talking two percent

00:46:40.440 because the actual cost of maintaining it is a lot smaller.

00:46:43.040 How does that change the calculus?

00:46:44.780 Yeah, well, I mean, the variables are certainly different.

00:46:46.720 You're going to pay a lot less and you're going to get a lot more back.

00:46:49.860 Part of the problem with America is that diversity is not our strength.

00:46:53.780 That's part of the problem is that we have a wide gap economically

00:46:59.380 between the rich and the poor.

00:47:02.500 And part of that is complex,

00:47:07.140 But part of it does have to do with that we have all different types of people from, you know, countries and many from the third world, you know, from all over that have filtered into our nation quite recently by the millions and millions, even tens of millions.

00:47:23.380 So it's certainly a much more complex problem here.

00:47:26.700 I think, you know, even even for it not to be national, but to be, you know, by by each individual state would probably immediately produce some level of improvement with the system.

00:47:40.020 Because think about, for example, Vermont and Texas.

00:47:42.340 Practically speaking, homeless people, if you're going to have to live outside, it's a lot easier to do it in Texas.

00:47:47.340 Right. So Vermont in their policies.

00:47:49.720 Exactly.

00:47:50.120 Exactly. Technically in their policies, they could look at it and say, hey, we're going to be a little bit broader with the eligibility for people that have lived in the state this long.

00:47:57.300 We're not going to have housing requirements this side or the other.

00:48:00.260 Texas goes in, they say, hey, we have a lot of transients, a lot of individuals.

00:48:03.400 So we're going to have longer residency requirements.

00:48:05.700 We're going to require you to prove residence in a certain place for a certain amount of years.

00:48:09.480 Hey, I've had to have lived in this county for five years.

00:48:11.600 So the individual states are much better, too, to even parse applications and people that say, hey, I really need the help.

00:48:18.600 than a federal government across all 50 states including hawaii way out there alaska way up there

00:48:24.820 and say the same standards and the same criteria apply to all of you the local in the particular

00:48:30.800 is often a lot better at handling that and setting the requirements for it yeah another challenge is

00:48:35.400 just like what antonio was saying earlier but the breakdown of the family the fact that we're

00:48:39.160 atomized um it's all about you know used to the you know the basic building block of society was

00:48:45.100 the household but now it's down to the you know to the individual the individual person and families

00:48:51.660 are fractured and that not just emotionally or relationally but but you know the families are

00:48:58.700 in a geographic sense you know all over the country you have you know this sister who lives

00:49:04.140 in california and that brother who lives in maine and this you know the parents live in kansas and

00:49:08.480 so you have families that are spread out all over and we've grown used to this way of life

00:49:13.360 this individualized atomistic way of life and so the family which is you know the primary backdrop

00:49:20.160 when it comes to physical welfare of a society is is already you know fractured and and severed

00:49:30.260 and divorced from one another so that makes it incredibly difficult and so to go back like that's

00:49:36.060 that's the hardest thing um that i think of it you know and also like we we just have a massive

00:49:41.720 portion of our population at this point we just have to admit part of this is because of immigration

00:49:47.500 and a bunch of people who shouldn't be here but even among our native citizens we have you know

00:49:53.880 like we we have fallen quite far and so what I mean by that is we have plenty of people that

00:50:01.300 it's not just that they're not rich or you know the fact that they they make less you know beneath

00:50:06.480 a certain threshold um but we really do have um a lot of people that that they can't read you know

00:50:14.100 we have a lot of people graduating high school with you know with a fourth or fifth or sixth 1.00

00:50:19.100 grade uh reading level we have a lot of stupid people in our country we have a lot of stupid 1.00

00:50:24.700 people and so people don't save they don't save exactly like part part of there's a moral impetus 1.00

00:50:30.520 here but there's also an intellectual one we were talking about this over lunch today but

00:50:34.240 the ability to to actually in a tangible way to to conceptualize the future and and how you would

00:50:47.100 feel right so not just how would you feel if you didn't have breakfast you know like that requires

00:50:50.920 a certain level of IQ but but to pan out even further and say how will how will you eat breakfast

00:50:58.860 uh 40 years from now um with your current you know with your current behaviors um like and so

00:51:06.960 that that's part of the difficulty is you know so like i know the biblical principles and i believe

00:51:12.920 the biblical principles but practically speaking um you you do have to recognize especially with

00:51:18.520 a nation our size and a nation that um is not uh homogenous and a nation that you know with a ton

00:51:25.240 of very recent immigrants and many illegal immigrants and all this stuff if you were to

00:51:29.520 end social security um just in a moment instead of kind of weaning off of it it's kind of like 0.76

00:51:36.840 like let's say you have a drug addict you know or an alcoholic is a great example you have an

00:51:41.540 alcoholic and um he needs to stop drinking and and yes he's he's made decisions that aren't just

00:51:47.820 foolish but they're immoral um but even hospitals will give him a little bit of alcohol as he's

00:51:54.540 weaning off because it could actually like if it's severe it could stop his heart it could kill him 0.99

00:51:59.680 to just go cold turkey you know uh stop alcohol all at once and you know civil leaders do have

00:52:06.880 a a moral obligation as nursing fathers to care for uh the citizens that god has appointed them

00:52:13.540 over you don't want mass starvation you don't want a bunch of elderly people dying alone you

00:52:19.240 know in their single you know single bedroom apartments uh without with without any resources

00:52:25.020 and they can't afford to buy food and the reality is that we have a mass a mass sector of our current

00:52:31.000 population that um if we didn't do some form of social security they would not save for retirement

00:52:38.540 they wouldn't yeah they would spend it all and uh and they would not save any if the government

00:52:43.920 didn't force them to save um then they they wouldn't save and uh and it wouldn't just be

00:52:50.320 like well you know well that's that's on them uh crying would go up if people are hungry they steal

00:52:56.540 um there is anarchy right you know the old expression you're you're always only three you

00:53:01.820 know three meals away from total anarchy you know and chaos um and and you can just imagine on a

00:53:08.200 scale as large as ours with 360 million people with as many differences as we already have

00:53:13.580 if all of a sudden people stop getting their Social Security check.

00:53:18.240 But the reality is...

00:53:19.360 Their welfare check.

00:53:20.220 Yeah, or their welfare check. 1.00

00:53:21.920 But the reality is that stupid is not viable. 1.00

00:53:25.740 Stupid cannot continue. 1.00

00:53:27.460 So even if it's not a calculated decision 1.00

00:53:29.620 of we're going to do this based off of principle,

00:53:32.100 we're going to do it based off of necessity.

00:53:34.720 It's going to happen eventually.

00:53:36.600 Eventually the checks will stop coming

00:53:38.680 because there won't be any money.

00:53:40.620 and uh and when that happens we are going to be in a world of hurt and even those of us who have

00:53:46.380 tried to be wise and responsible you know like the ant versus the grasshopper the ant you know

00:53:51.120 works all summer long the grasshopper is just playing he's not storing up for the winter but

00:53:55.100 the ant is and then you know when the winter comes the grasshopper is going to starve and then you

00:53:59.680 know in this children's story you know the ants invite the grasshopper inside and i've read that

00:54:03.500 book to my kids i always tell them um you know when we get to the end of the story you know like

00:54:07.400 oh that's nice they're sharing with the grasshopper and i always tell them uh the grasshoppers should

00:54:11.320 have been forced to stay outside starve and die and then the ants could have celebrated and eaten

00:54:15.440 the grasshopper the next spring when it just passed like that should be the true moral of the

00:54:19.400 story it's actually not um it's not virtuous it's not moral that the ants uh take the grasshopper

00:54:26.320 inside when they were working all summer long but the point is um this wouldn't just be you know

00:54:31.780 like, um, thousands of ants and one grasshopper, this would be thousands, millions of grasshoppers

00:54:37.660 and perhaps fewer ants. And so if, if you've been responsible, you're like, well, I would be fine.

00:54:42.940 You know, me and my, my children would be okay because I've been moral. I've been hardworking.

00:54:47.460 I've been wise. Um, yeah, but what are you going to do if there's, uh, you still have to live here.

00:54:52.200 And now there's millions of people, um, you know, running in the streets and, you know, breaking

00:54:57.620 windows of grocery stores and trying to get into your house and take your supplies, it could be

00:55:05.300 bad. Let's go to our last commercial break. We'll come back and maybe do some predictions and then

00:55:10.980 some alternative solutions. Talk about Christian retirement too, like how Christians should think 0.98

00:55:14.360 about retirement. Yeah, we'll talk about that as well. America is a country that was founded for

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00:58:50.940 all right we're back one thing over the last couple years that I've realized and it would

00:58:56.720 have been one of those things where I just didn't put thought into it but then I started

00:58:59.560 thinking about it and started thinking about it as a Christian and I said that doesn't make sense

00:59:03.080 is in many ways the idea of retirement that I'm going to work for say 2022 when I graduate college

00:59:10.260 more from 22 to 65 and that's that and then after that I'm free to golf I'm free to go to Florida

00:59:16.620 I'm free to go on cruises this idea of retirement now there is certainly a way to think of in your

00:59:21.360 final years that you're doing different things that the labor that you did during your your

00:59:25.520 main career especially for men their skill set that what they're good at that you transition

00:59:31.120 from that but the idea of true retirement that I retire from being productive at the end of my 60s

00:59:36.960 and I don't give back here and I don't throw myself into this here but I take all my time and

00:59:40.880 all the free time that I have and I go live in Florida there's a huge retirement community it's 0.96

00:59:45.420 like 120,000 people there it's huge tons of retired people for one a lot of swingers but for two

00:59:50.580 it's golf clubs it's pickleball it's tennis and it's karaoke night and bars and drinking that is

00:59:58.260 a holy unchristian idea nowhere in the bible are you going to find hey at a certain age if you've

01:00:04.120 worked hard and you paid your dues you get to check out the christian vision of productivity

01:00:08.600 has no category of retirement now most certainly again if you work a physical job when you come

01:00:14.840 out of that you transition to helping around the home for example especially you live in a

01:00:18.940 multi-generational homestead, for instance, or around your grandkids. But we need to stop

01:00:23.020 thinking of productivity and making money and being productive as something confined to these

01:00:27.820 certain years. And then I get to have fun. Rather, enjoy those years. But also, you should be

01:00:33.140 thinking practically, and this is going to help you have a better quality of life. It's going to

01:00:37.000 help you live longer. It's going to maintain better relationships with your family. And most

01:00:41.600 importantly, be more godly. My entire life, I am set out to be productive. From the moment, be it

01:00:46.940 13, 14, 15, that I can contribute here, or I can hold a flashlight for dad as he fixes the car.

01:00:52.600 From this moment early on in my life, my goal is to be productive. I'm going to work towards

01:00:57.400 the kingdom. I'm going to work towards natural ends. I'm going to work for my family. 0.97

01:01:00.980 And practically, that doesn't end. It'll take different forms here, different forms there.

01:01:04.500 But even in social security, and it's starting at 65, and that being the age that a lot of people

01:01:09.120 retire, already baked in, and it's had an effect on American consciousness. Hey, that's the point

01:01:14.020 where i check out i mean how many boomers particularly maybe they lived in missouri

01:01:18.600 or they lived in the northeast and they retired and it's like great you're going to spend more

01:01:22.480 time around your kids right oh no we're going to florida we're going to have a great time down

01:01:27.280 there we're going to eat seafood we're going to golf a lot we're going to go on a cruise

01:01:31.500 we're going to go to europe uh there was it was funny i was watching uh it was antonio sent me

01:01:37.120 an episode from uh sam hyde a little bit of profanity in it but uh there's a guy who literally

01:01:41.900 called in and said, my kid is 16 months old and my grandparents haven't come to see him, see him

01:01:45.840 yet. That is a very unbiblical idea. And so practically speaking, it's not just reject social

01:01:51.060 security, but then still at 65, just retire off your own savings. The whole idea that we have of

01:01:56.580 what we're productive with later on in life needs to be shifted. Yeah, I agree. Yeah. There's never

01:02:02.540 a time that we're, you know, that it becomes permissible for us just to check out of productivity.

01:02:07.540 obviously um you know the body begins to break down and so you know like you can't go work in

01:02:14.140 a coal mine you know when you're 85 years old but um but there are ways of still uh being productive

01:02:19.440 and for most of us depending on your vocation um your later years of life can actually be your

01:02:25.520 most productive years you that's when you've uh you've garnered the most resources the most wisdom

01:02:30.800 the most experience uh that's when your uh young children are out of the home yes you want to be

01:02:35.580 active with your grandchildren but still you can be a present grandparent with the grandchildren

01:02:40.960 with your grown children but that's still less hours in the day than when it's your own children

01:02:45.820 living with you in the home you know and they're you've got five of them you know and they're all

01:02:50.440 in the little years so you're talking about more time you're talking about more resources and

01:02:56.540 you're also talking about more wisdom and experience than ever before in your life

01:03:00.400 especially from that 65 where you know our culture says that's when you retire but like 65

01:03:06.500 to uh 75 that that final decade of life um could it has it has the potential to easily become

01:03:15.160 the most not just i can still be productive or i can still produce something um no it actually

01:03:21.560 has the potential to be the most productive decade of your life so instead of working for

01:03:26.340 four decades, you know, 25 to 65, give or take, um, by squeezing out one more decade of work,

01:03:33.260 um, still being present with the grandkids, just like you, you know, even now you want to be

01:03:37.580 present with your, your children as they're in the home. Um, but, but you literally have

01:03:42.060 more time, more resources and more wisdom. And, um, and you know, again, manual labor job is

01:03:50.560 probably um off the table you know from 65 to 75 years old but there are lots of vocations uh in

01:03:57.420 our current you know culture uh that you would be able to fulfill with more resources more time and

01:04:03.480 more experience than you've ever had and um and in talking to some people who are kind of in that

01:04:08.960 that last decade of life who are still very active and very productive um most of the guys who i've

01:04:15.360 talked to in that age bracket have said that they've been able to produce more in their last

01:04:20.540 decade 65 to 75 than in the previous four decades combined and when you think about what that does

01:04:28.060 for you know generational wealth and leaving inheritance not just to your children but your

01:04:32.220 children's children it's like well i want to um i i want to spend time with the grandkids okay

01:04:37.740 spend time with grandkids but the grandkids would probably also appreciate a house you know um if

01:04:42.880 you could buy them a house um and still easily spend 20 hours a week with the grandkids uh but

01:04:48.620 go and and that's the thing also you have more time but it doesn't take as much time like that

01:04:52.800 like when you're you know 25 to 35 years old um you know uh you it may take you 60 hours a week

01:04:59.860 to make ends meet uh when you're you know 65 to 75 years old and you're the top of your game

01:05:05.940 top of your field, you can literally be working 15, 20 hours a week and making five times as much

01:05:13.660 as you used to make working 60 hours a week in your first decade of productivity. So the 25 to

01:05:20.260 35 versus the 65 to 75, you could be working a third of the amount or half the amount, but making

01:05:26.900 three, four, five, 10 times as much and be able to save up and give an inheritance to your

01:05:35.480 children your children's children even perhaps your great uh grandchildren and that's not even

01:05:40.760 to mention beyond just your your family uh what that does for society um obviously we're not super

01:05:47.200 you know bullish on our tax dollars and how those end up getting spent by the government

01:05:50.980 but um beyond your family and beyond the state and all of its its theft i think of society as a

01:05:57.160 at large in terms of the company that you start or you know the the the way you already have a

01:06:03.320 company for instance you know you started a small business and you're going to clock in you know 10

01:06:07.440 more years part-time 20 hours a week but but you have more experience than anybody else there you

01:06:12.640 started the company you know how it runs better than anybody else and you're able with 20 hours

01:06:16.820 a week to double or triple over the course of that final decade in 10 years double or triple the size

01:06:23.180 of that company so it's not just that you make more money for your family and your children's

01:06:27.340 children, but you also created, hypothetically, you created 10 more job opportunities in society

01:06:34.520 at large. Your town now has 10 other families that are employed because of your labor and your work.

01:06:41.860 If you're a Christian man, and we pray that you are, then first pick for those jobs, looking at

01:06:47.820 Christian men, younger Christian men who are capable and hardworking in your local church.

01:06:52.100 We have guys in our church who employ other members of our church.

01:06:56.360 And so to just check out and say, well, now it's time to collect seashells at the beach every single day of the week is not a biblical concept.

01:07:06.420 Yeah.

01:07:06.680 I also like the concept of thinking about intergenerational households as like a flywheel or a positive feedback loop in the sense that imagine you're a man.

01:07:17.160 Let's say you're a manual.

01:07:18.640 You work sort of manual labor.

01:07:20.400 you're a man of ordinary abilities as you age let's say 50 55 60 um the means of your productivity 0.94

01:07:28.480 do diminish and for not for all men is there an opportunity to really start businesses i mean

01:07:34.700 based on your abilities but you can think about the intergenerational household like this

01:07:39.200 even that man i think productivity uh peaks in terms of total output wages hours worked around

01:07:47.680 the mid-30s. So you can imagine a man with young children being prudent, being wise, and starting

01:07:53.740 to carve out some of his high productivity earnings for his children. When his children

01:08:00.180 come of age, his sons are 20, 22, they actually are left with something going into adulthood and

01:08:06.320 into productivity, which actually allows them to not always be scraping, right? It gives them a

01:08:12.840 leg up, so to speak. And so they actually tend to do better left something at going into adulthood

01:08:19.020 as their parents age, they, they are in a better position to actually support financially, even

01:08:24.560 their aging parents. So the aging parents, uh, sort of support more, um, uh, with the children

01:08:30.860 and in the home. Um, and the, the children are able to support them financially to do that.

01:08:36.740 That's an incredibly important point. My wife and I, Megan, um, we've talked about this,

01:08:41.920 you know um this uh july 31st will be our 10th year anniversary and um from the the day that

01:08:48.780 we were married i remember even on the honeymoon you know discussing this but it's been our 10

01:08:53.420 year plan and we've been actively working towards this uh what we realize is just the way that money

01:08:58.080 works uh time is a massive factor um you know if you can get 500 000 today um uh and and there's

01:09:07.560 wisdom applied and how to invest it and how to use it and these kinds of things, $500,000 today

01:09:12.560 is worth far more than $2 million 30 years from now. And so time is such a big factor. So I'm glad

01:09:20.740 that you brought that up and Tony, but we kind of resolved one of our resolutions in our marriage

01:09:25.860 as it pertains to our children of which we currently have, you know, six, one in glory

01:09:29.620 and five with us here. But our goal is that we, and here's the problem is it's just like kind of

01:09:36.400 similar to uh social security it's like you got a bad system and to right the ship like it's um

01:09:42.720 it gets worse initially before it gets better like there's there's a steep learning curve it's it's

01:09:47.800 painful because repentance is always painful right like that's why people don't want to repent

01:09:52.920 because initially it involves confession and probably some shame and and a change in habits

01:09:59.100 and lifestyle behavior and all these kinds of things so so any kind of initial change to change

01:10:04.640 a system or to change your own habits and behavior the initial change is always costly but the reason

01:10:12.000 you do it is because in in the long run it pays dividends and so one of the things that we've

01:10:17.500 thought is the way that inheritances typically work now granted you know in our this current

01:10:23.540 generation a lot of boomers literally you know have bumper stickers on the back of their car 1.00

01:10:27.440 that say i'm spending my children's inheritance so the boomers are arguably the most wicked 1.00

01:10:32.620 generation that has ever been born of women, at least in American history for the past 400 years. 1.00

01:10:37.920 And I know, but there's a caveat here. Nope. Nope. That's the statement. Doesn't need to be

01:10:43.640 caveated. It is actually objectively true. The boomers are quite easily, arguably the most

01:10:51.980 wicked generation in American history over the past 400 years. And one, just one tenant of their 1.00

01:10:59.440 wickedness is that they brag about not leaving inheritance to their children but so let's think 0.85

01:11:04.800 of you know other generations if we're not thinking about the boomers at least the past 0.83

01:11:09.120 three generations four generations that did leave inheritances that weren't you know as wicked as 0.88

01:11:16.000 boomers one of the things that they would do is you know you leave an inheritance once you're dead 0.84

01:11:20.360 and it goes to the children and sometimes the grandchildren there might be something for them

01:11:26.060 But a lot of times it's just kind of everything that's left at that moment when the elderly couple passes away is left to their children.

01:11:36.560 But it happens when they die.

01:11:38.220 And usually the way that the math tends to work out is by the time your parents die, you're usually in your 40s or even 50s.

01:11:45.780 And praise God for that.

01:11:46.960 I want my parents and my wife's parents, because we love them both.

01:11:49.900 We moved here to this location in Texas to be with them.

01:11:53.720 They're close by.

01:11:54.620 We see them on a regular basis.

01:11:56.060 it's an incredible blessing and so we are you know not eager for our parents to die we wish them a

01:12:02.020 long healthy happy life as long as possible we'd rather have them than their stuff i want to make

01:12:07.940 that clear that said eventually they will die and when they die just practically speaking um

01:12:13.520 megan and i will probably be in our 40s or 50s well in our 40s or 50s if we get you know whatever

01:12:20.100 it is if we get 100 grand or 500 grand i don't know i'm not i'm not asking them about those

01:12:25.020 things as their prerogative if they wanted to share. But if it's a few hundred grand,

01:12:31.000 a few hundred grand when I'm six years older than my wife, when I'm, let's say I'm 50 and my wife

01:12:37.680 is, you know, I'm 51 and my wife's 45. A few hundred grand, praise God, we'll be exceedingly

01:12:44.980 grateful. But a few hundred grand at that stage of life for us is not even comparable to the same

01:12:53.220 amount of money if we got that um when when we were both in our early 30s you know what i mean

01:12:59.300 when we're looking at um buying our first home you know or or trying to start uh my first business

01:13:07.240 you know or you know those kinds of things so so but the problem is it becomes a cycle just like

01:13:12.420 social security the system and and so megan and i are thinking already we're thinking okay well by

01:13:18.240 the time we die it'll be the same thing our children will likely be in their 40s or 50s so

01:13:22.980 so we're trying to basically we're trying to get in a position financially and god has been

01:13:28.880 gracious and i think we can do it to where as soon as we get an inheritance we're going to forego it

01:13:33.820 and we're going to give it to our kids because we'll be in our 40s or 50s but our kids will be

01:13:38.520 in their 20s and 30s you know 20 and and need it that's like right now mom dad i just got married

01:13:44.100 we're a year into marriage i'm pregnant you know thinking of my daughters we're expecting our first

01:13:48.720 child and man we're looking at home prices and we're so discouraged and say sweetheart i've got

01:13:53.380 good news for you daddy's got you yeah you know and like that like can you imagine like how as a

01:13:59.120 father how good and right and pleasing to the lord and pleasing to my my baby girl even if she's you

01:14:04.500 know 22 years old she's always going to be my baby girl like to be able to say that and what it

01:14:08.700 requires just in brass tacks is um my wife and i all it requires is that our parents leave us

01:14:14.440 an inheritance and that we work hard to be in a financial position to where we're able to forgo

01:14:19.440 it to where we don't need it so then our parents so we're the one generation that breaks the system

01:14:24.040 and it requires some selflessness a little bit of sacrifice and saying we our generation will

01:14:29.200 be the generation that doesn't get an inheritance and so our kids will get ours so that then ours

01:14:34.880 will be the grandkids inheritance you know because by the time we die our kids will be in their 40s

01:14:40.220 or 50s but the grandkids will be in the 20s 30s and it'll be the perfect time for them and so

01:14:45.160 that's we've you know we thought about it and talked about it and planned you know and scraped

01:14:49.860 you know and and and budgeted and thought but that's been our plan for 10 years it's just

01:14:53.880 something that i i and i really feel like it was the lord just kind of giving me some wisdom and

01:14:58.620 my wife immediately was like yes that that just that seems right and and it seems good that uh

01:15:04.140 but that's really i i say it that way because it's um it's a little daunting but but i do think

01:15:09.240 it's freeing because it is doable because all it really requires if you're like man i don't know if

01:15:13.480 i can save up 500 grand right like my my uh my oldest child is 12 and i don't like i don't know

01:15:19.340 if in six to eight years i'm going to have half a million dollars to be able to buy them a home

01:15:24.520 and i'm like dude i i get it that's yeah that's a bit intimidating for sure and you probably won't

01:15:30.220 you know work for it i'm i'm working for it let's see what god might do but you know i'll you know

01:15:35.160 hate to be the bearer of bad news but yeah that that goal probably will not be met however um

01:15:40.640 you you may not be able to save up half a million dollars you know or a quarter million dollars or

01:15:45.340 whatever a hundred thousand dollars for each of your children especially if you have several which

01:15:49.160 is a wonderful thing four or five six seven eight children um but what you maybe can do

01:15:54.620 is you can very respectfully you want to honor father and mother but respectfully and humbly

01:16:00.660 talk to your parents about encouraging them to leave an inheritance and even letting them know

01:16:06.740 that your plan is to be financially fit to where you can forego that inherent inheritance so that

01:16:12.540 what they're leaving for you will actually go to the grandkids and little you know inside baseball

01:16:17.880 um you tell your parents it'll go to the grandkids your parents probably like the grandkids more than

01:16:22.840 you and so it's actually works as a little financial incentive you know for them to leave

01:16:27.400 an inheritance and that's really all it takes at the end of the day is for one generation to say

01:16:31.980 the buck stops with me quite literally i won't get the bucks um the buck stopped with me and my

01:16:37.880 generation we're going to skip our inheritance so that the inheritance can pick back up with

01:16:42.440 every generation after us but they get it at the time of life when they need it instead of 20 30

01:16:47.920 years too late and the two things that you get from that it's easy if you had a 250 000 check

01:16:55.100 coming to very quickly begin to think of the country club membership the cruises uh but but

01:17:00.660 practically speaking you buy a home and we're trying to do the same thing we own multiple homes

01:17:04.640 my goal is to give them to our children will you get your kids living close to you there's some

01:17:08.440 really cool research coming out of harvard grandparents live around grandkids they retire

01:17:12.360 from injury better they're more active they live longer so you get the benefits of your children

01:17:17.180 staying near you and then the benefits that come with living in that godly way so it's all right

01:17:21.900 I'm foregoing the country club membership.

01:17:24.020 I'm foregoing a little bit of the travel and a little bit of a nicer home.

01:17:27.440 And what I'm getting is an extra 10 years of life.

01:17:29.720 What I'm getting is an extra quality of life.

01:17:32.180 That's what the Bible is saying.

01:17:33.300 The righteous man leaves an inheritance to his children's children.

01:17:36.680 Then those children stay around and they have a beautiful intergenerational,

01:17:40.640 be it a homestead, be it they live down the street,

01:17:43.180 something that makes everybody's lives better. 0.99

01:17:45.700 I mean, how many stressed out moms? 0.96

01:17:46.800 One of the reasons they're stressed out, 1.00

01:17:48.480 they don't have any family in the area to help them.

01:17:50.260 She needs a doctor's appointment.

01:17:51.540 i've got to arrange a babysitter my husband has to take off work so the younger ones are helped 0.58

01:17:55.820 the older ones are helped it's how god designed it yeah i hear stories all the time of millennials

01:18:01.640 who live within like a stone's throne right so that it's not like they're asking their parents

01:18:07.000 to fly across the country but they live in the same town down the street you know adjacent

01:18:12.340 neighborhoods and cannot get the grandparents who are retired and have no no obligations

01:18:17.860 to come over for two hours just so that mom can go to a dentist appointment instead dad has to

01:18:24.540 take off work they have to tighten the budget a little bit more because he lost some hours and

01:18:28.380 lost some pay so that he can stay home with the kids so that mom can go to the dentist office

01:18:32.220 when meanwhile parents um are literally right down the street in some cases and will not do it

01:18:38.480 um i mean they're playing golf literally like yeah they're playing because they can't miss

01:18:42.520 no no can't miss tea time there you know their their fourth tea time this week and um yeah yeah

01:18:49.000 it's it's really wicked really really wicked all right let's uh let's do this let's go ahead and go

01:18:53.060 to the super chats we'll start with those first uh we've got one from john baptist 702 and tony

01:18:59.260 will you read this one yeah uh so the super chat says off topic good fight ministries has been

01:19:05.440 saying that post-mill christians are misleading the church and about the antichrist race relations

01:19:11.000 and israel will you make a response video god bless i'll let you answer those are those guys

01:19:15.820 uh eric khan that they came after you and eric khan with the aristotle quote and we responded

01:19:20.560 to them oh okay big fans of our response um i don't i guess my response would be um the meme

01:19:28.660 i don't think about you at all yeah so yeah no i think i think we address those things all you

01:19:35.780 know all the time everybody knows where i stand with eschatology and i've given my defenses and

01:19:39.860 reasons for that um in terms of the antichrist i don't believe in a singular antichrist um

01:19:45.860 i believe you know that uh that many antichrist have gone out into the world first john talks

01:19:50.740 about that and i believe that we have much of that you know throughout the church age

01:19:55.220 including today but in terms of like a singular figure um i i think that you know if if there was

01:20:01.620 an antichrist i think there was a beast um i think nero was uh the beast but i think a lot of those

01:20:07.060 things are already fulfilled in our time in history. So I have a partial preterist hermeneutic

01:20:13.840 that I apply to the scripture, preterist just meaning fulfilled or past. So I think that those

01:20:18.620 things are done. But if we want to talk about the Antichrist, I don't prescribe to a future

01:20:24.180 Antichrist, future from the year of our Lord 2025 and a singular figure. But if we want to talk

01:20:30.040 about the spirit of the Antichrist or some kind of entity or group or whatever that's going

01:20:36.980 to wreak havoc you know um even though i am post-millennial and i am ultimately optimistic

01:20:42.540 but it would cause kind of a dip along this trajectory up a significant dip um i feel like

01:20:49.680 that's something we talk about too and uh and i think that there are um a lot of potential suitors

01:20:55.920 for that role i think of uh the tech lords and peter thiel and uh the paypal mafia and uh ai and

01:21:03.140 its capabilities, I think of the nation state of Israel and Netanyahu and constantly trying to

01:21:10.520 start wars in the Middle East and have in many ways have a stranglehold politically over our

01:21:18.800 nation. So if we want to talk about, you know, in a metaphorical, kind of more general sense,

01:21:23.540 spirit of an antichrist, I think that Judaism and Israel is ripe for the picking. I think 0.91

01:21:30.480 uh peter thiel and the paypal mafia is ripe for the picking um and then humanism elon musk we're

01:21:37.080 gonna surpass and elevate ourselves above being carbon-based life forms right so i guess what i

01:21:43.360 would say long story short um what i would say is on that piece you know post-millennialism

01:21:48.140 eschatology and how it plays into the antichrist no we're not dispensational praise god we're not

01:21:53.380 pre-millennial um however that does not mean and this is where we probably would have some

01:21:58.540 healthy pushback for a lot of our post-millennial friends is that, yes, I am post-millennial, but

01:22:06.140 I believe that there are dips and spikes, not just a clear, you know, perfect staircase, you know,

01:22:12.940 all the way up to glory, but dips and spikes along the way. And I believe that some of those dips can

01:22:19.440 be absolutely uh significant and um and that and that they can be caused by uh individuals or

01:22:28.200 groups of individuals um certain ideologies i think of marxism i think of judaism i think of

01:22:34.780 zionism i think of transhumanism i think there are lots of different technological innovation

01:22:39.960 it could be innovations inventions peoples groups ideologies religions uh that can all in various

01:22:47.280 times, they all have the potential within the providence of God, within his sovereign plan

01:22:51.980 to not be the singular antichrist, but to pose an immense threat to the church that sets back

01:22:59.060 Christendom, in some case centuries. And I think we're in one of those moments. And so I don't have

01:23:05.260 the exact same language, but my point is I'm not so optimistic that I'm naive. I'm not one of the

01:23:11.340 post-millennials that kind of just thinks, you know, I can just sit back, you know, and, you 0.98

01:23:16.620 You know, we're hashtag that post mill, you know, and no, hashtag we're getting our butts kicked. 0.96

01:23:22.600 That's where we currently are.

01:23:23.740 Our golden age is just around the corner.

01:23:25.640 No.

01:23:26.180 Just a couple more years.

01:23:27.580 Fight on, pray on.

01:23:29.200 We're gaining ground.

01:23:30.280 Well, and yes, fight on, pray on in the big scheme.

01:23:32.980 And we are at the bottom of the hill.

01:23:33.980 We are gaining ground.

01:23:37.300 Honestly, this is what I can say with a clear conscience.

01:23:39.400 Fight on, pray on, we will gain ground.

01:23:42.000 And we have gained ground.

01:23:43.580 Currently, I don't think we're gaining ground.

01:23:45.100 We're gaining ground downhill.

01:23:46.080 We have gained ground, and I believe there's a promise we will gain ground. 0.97

01:23:50.740 Currently, we're getting our butts kicked.

01:23:53.800 And for me, that just motivates me to stay in the fight and not to retreat.

01:23:58.360 So the spirit of the Antichrist kind of thing, yes, I think that's always looming, 0.78

01:24:03.720 and Christians should be aware. 1.00

01:24:05.460 But a literal Antichrist, and it's Trump, or it's Elon, or I think that's stupid. 1.00

01:24:13.040 And I think Christians have been mocked enough for being stupid, 1.00

01:24:16.720 and I'd like to see my fellow brothers and sisters in Christ, 1.00

01:24:19.340 who I truly believe are regenerate, who I love and I care for,

01:24:22.780 I'd like to see them not be so embarrassing.

01:24:25.880 Do you guys have anything to add on that?

01:24:28.120 People got to remember, Antichrist doesn't appear in the book of Revelation.

01:24:31.260 You have the beast, you have Satan, the devil, obviously.

01:24:34.020 Antichrist, it's 1 John,

01:24:35.520 and 1 John is referencing something different than Revelation there.

01:24:38.120 Exactly.

01:24:38.580 Many Antichrist, plural, have gone out into the world.

01:24:42.020 anyone who denies that Jesus has come in the flesh is an antichrist, not the, but an antichrist.

01:24:49.600 And there are many. And you can do that as a secular humanist. You can do that. I mean,

01:24:53.580 and I think a lot of what 1 John does have in mind is any non-Christian denying that Christ 0.61

01:24:58.000 has come in the flesh, but particularly Jews, because that was the crux of their specific

01:25:03.040 denial was that, no, this, he, Christ, Jesus was not the Christ. He was not the Messiah. And so

01:25:09.080 So I do think that it is fair to say that Israel does not have a monopoly on Antichrist, but is a major shareholder.

01:25:20.760 Okay, so let's see.

01:25:23.160 Are there any other questions?

01:25:24.580 That was the only super chat for today.

01:25:26.340 Wes, you want to read some of the questions?

01:25:27.660 Let's say this is relevant to the topic, and then PA Hunter had a couple questions. 0.55

01:25:31.020 But Charity Williamson asked this.

01:25:34.240 How often should Christians give money to their family in need?

01:25:37.080 what about when those family members consistently make unwise choices um no that's a great question

01:25:43.880 when helping hurts yeah when helping hurts and and when people abuse your kindness like you're

01:25:48.780 kind to them and it's like you abuse this there is no no for sure answer three times and if they

01:25:54.000 misuse the money three times or five times or ten times i think that the best barometer would be

01:25:59.280 in my giving am i actually doing damage am i actually enabling so this person is an alcoholic

01:26:05.240 I've given money to them a couple times

01:26:07.360 first one went to rent

01:26:08.800 second one went to a 24 pack

01:26:11.540 I'm actually giving to the point

01:26:13.020 I'm enabling an addiction

01:26:14.240 I'm enabling indulgence

01:26:16.200 I'm enabling sin 0.99

01:26:17.320 I don't think in good conscience a Christian can give 1.00

01:26:19.860 when they can reasonably expect 1.00

01:26:22.420 yeah they're going to use this for drugs

01:26:24.340 they're going to use this for alcohol

01:26:25.920 they're going to use this to do something sinful 1.00

01:26:28.760 now at the same time

01:26:30.500 I've given

01:26:31.520 they've needed help a couple times

01:26:33.140 they did pay their rent off with it

01:26:34.900 i can suspect or i guess maybe they you know went out to red lobster whatever it is i think then

01:26:41.640 you're looking at something different i don't know for sure they have generally used it for

01:26:44.900 what i've said i think there there's a little bit more duty to charity but for sure if you're like

01:26:49.680 this person abused it i gave them money to fix their car and they didn't do it i gave them money

01:26:55.140 for rent they didn't use it for that i gave them money for this they used it for alcohol then we

01:26:58.900 have no duty because what we'd actually be doing is enabling sin yeah i and i mean it should go

01:27:03.520 without saying but unfortunately it doesn't i know from firsthand experience but as a matter

01:27:08.200 of prudence what's helpful when you help family is to have the uncomfortable conversation

01:27:13.840 about the contingencies attached to the support yeah and saying hey i need you to you to use this

01:27:21.700 money in this particular way this is what you're telling me you're going to use it for

01:27:24.860 if you violate that you will you can't expect more more support from me frankly yep yep yep

01:27:32.240 there's criteria and that's perfectly within your rights to give. Not only is it permissible, but

01:27:37.760 it actually, you might actually, there might be even a moral obligation to do that, not just to

01:27:44.360 protect yourself and your loved ones, your children, your wife, but also as a protection

01:27:48.900 for the individual that you're being charitable towards because they actually would only bring

01:27:54.260 about more harm to themselves. Okay, here's some comments. Antonio, you want to read PA Hunter?

01:28:00.220 yeah let's start from the top a couple here from pa hunter uh first one at the top says

01:28:04.700 do y'all believe that america's supposed to be christian i never saw the founding fathers

01:28:09.120 mention jesus or anything

01:28:11.000 i will say one of the one of the shortcomings of specifically the constitution declaration

01:28:19.520 of independence is what i'm thinking of but even a lot in our american consciousness is being very

01:28:23.800 okay with the idea of god but often stopping short of naming christ in god we trust right

01:28:29.380 one nation under god america for sure has been very deistic in everything that it says from

01:28:35.480 endowed by their creator in the declaration in the year of our lord the constitution but we have

01:28:40.620 most certainly lacked some of that explicit naming of jesus christ however as far as i think you're

01:28:46.820 pulling it up even now joel as far as were the states were the governors were the founders

01:28:51.860 themselves personally yeah they suffused with the christian protestant religion absolutely and they

01:28:59.220 of course intended in this founding it was not the idea some of the fringe ones like jefferson

01:29:04.020 yeah they had a little bit of it in their mind but it was for sure not in their mind that uh

01:29:08.500 we're so excited to create the first ever pluralistically religious state they started

01:29:14.400 sessions with prayers many of the states themselves had state churches so maryland had a state church

01:29:19.920 georgia had a state church there were requirements in those states for people holding public office

01:29:25.420 you must profess the triune God. He cannot be an atheist. And as a point of history,

01:29:30.700 it's important to note what the Constitution was, because that's what's most relevant here.

01:29:35.100 The Constitution incorporated a concept of federalism. It wasn't a federation. It was a

01:29:40.400 strong centralized central government, but it was federalistic in the sense that whatever the

01:29:46.660 Constitution didn't delegate was resolved to the states. You had at that time in the 13 colonies,

01:29:52.140 various denominations of you know in in one state in maryland every single one of them had a state

01:29:56.860 church except yeah a catholic church but all the rest reports what you actually see in the

01:30:01.740 constitution the lack of that specific naming of any particular denomination isn't saying

01:30:07.420 america's not christian that's right it's a respect of the federalistic practice of state

01:30:13.180 states being able to determine what that religion was what that specific trinitarian christian

01:30:18.140 faith practice for the sake of having a pan-protestant nation that didn't go to civil

01:30:23.380 war right like if you if if you know like if if the at the national level if the national church

01:30:30.660 was episcopalian and then you know texas is a baptist church and oklahoma is a presbyterian

01:30:36.040 church like then um and then there's going to be some major conflict right if you have this is the

01:30:41.240 national church this is the state church uh whereas you know like for there to be you know

01:30:45.980 the national bird, the bald eagle, you know, and for, in our case, you know, Texas, the mockingbird,

01:30:51.160 nobody's going to war over eagles versus, you know, mockingbirds. Um, but people would go to

01:30:56.900 war over religion. So again, uh, you're right, Antonio, at the national level to not declare

01:31:01.740 a national church, I was not to say that, uh, we want church to stay out of our nation. No,

01:31:07.200 no, no, no, no. It was, um, we don't want to be overbearing on this matter. We're assuming

01:31:12.860 christianity we're assuming furthermore in america's conception uh not just christianity

01:31:17.900 but protestant christianity and all the states uh or at least many of them already have uh churches

01:31:23.720 here's a couple citations i text this to u.s i don't know if it's something that you're able to

01:31:27.980 put on the screen if you can it'd be great for those who are watching to be able to

01:31:31.780 have a visual copy but uh if not it's okay i'm going to read it uh for both those watching and

01:31:37.740 the listener uh delaware 1776 uh this is a citation from article 22 uh the text says um this

01:31:45.720 is uh text uh roman numeral 1 a and b um i do profess faith in god the father and in jesus

01:31:55.000 christ his only son and of the holy ghost one god blessed forevermore and i do acknowledge the holy

01:32:02.260 scriptures of the Old and New Testament to be given by divine inspiration. That's Delaware in

01:32:08.700 1776. Maryland in 1776. Citation, Declaration of Rights, Article 35. The text says, A Declaration

01:32:17.180 of Belief in the Christian Religion. North Carolina, 1776. Citation from Article 32. The text says,

01:32:25.500 no person who shall deny the being of god or the truth of the protestant religion not just

01:32:33.140 christian but protestant religion or the divine authority of either of the old or new testaments

01:32:39.440 right the divine authority of the bible shall be capable of holding any office that's in north

01:32:45.460 carolina 1776 georgia in 1777 citation article uh six the text says the representatives shall be

01:32:54.700 of the protestant religion that's georgia 1777 south carolina 1778 now citation article 3 says

01:33:03.560 this the representatives shall be of the protestant religion the representatives shall be of the

01:33:10.640 protestant religion that's protestant christian religion that was south carolina 1778 and lastly

01:33:17.960 New Jersey, and this is just some citations, New Jersey 1776 citation article 14 text says this,

01:33:27.440 no person shall be eligible to sit in the legislature unless he is a member of the

01:33:36.100 Protestant religion. Okay, so anybody who says that America wasn't Christian is either lying

01:33:42.040 or stupid. America, absolutely, in its founding was Christian, and more than that, it was also 1.00

01:33:49.040 Protestant. And I am grateful for Roman Catholics and Eastern Orthodox, but I would say,

01:33:57.240 both by theological conviction for myself personally, but then also beyond just my

01:34:01.640 theological convictions, but speaking of America's heritage and history and what is truly American,

01:34:07.360 because i actually like america i i want um things that are american um america is protestant

01:34:15.000 and certainly was protestant in its conception and its founding and the reason why you know i

01:34:20.940 highlighted these citations is because uh they're more recent if you go back you know 100 years

01:34:25.820 prior and you're looking at like yeah if you're looking at the 13 colonies and you're looking at

01:34:29.780 the 1600s then it's just like it's not even negotiable like if somebody said like hey you

01:34:34.720 know you guys are building to start a country where you know muslims can be here and set up

01:34:38.940 you know um they can set up mosque you know and they can have you know statues and and prayer

01:34:44.600 sirens you know city-wide prayer sirens you know call us to prayer five times a day that's what 0.62

01:34:48.660 you're doing right they would have said uh hang him uh somebody get a rope you know short rope

01:34:53.780 tall tree and uh let's take care of business um that you just you don't know american history and

01:34:59.500 and for those who would say well okay that's fine but uh but you know the constitution they took it

01:35:04.640 out. No, they didn't. I wish, like Wes said, I do wish that they had been more explicit.

01:35:11.480 But to say that they took it out is not true. The First Amendment, right, freedom of religion

01:35:15.980 and freedom of speech, the first word of the First Amendment is Congress. What they were saying is

01:35:22.660 that, again, like what we've already established, at a national level, there will not be a national

01:35:26.540 church. Remember what they're fleeing from. They're not fleeing from Christianity. They're fleeing

01:35:30.900 from a national church of England that was abusive in its meticulous, tibious practices

01:35:39.200 and imposing them upon the church with penalty of the law. For instance, they were making

01:35:44.960 Puritan pastors in England read the game stats from the sports almanac on the Lord's Day from

01:35:55.260 the pulpit in the middle of church. And they were doing that. The king was doing that to these

01:36:02.060 Protestant Puritan pastors in England just to tick them off, because he knew that it violated 0.99

01:36:08.180 their conscience, and he was just being a jerk and bullying them. And so what they're escaping 0.99

01:36:12.900 is not Christianity. What they're escaping is some of the meticulous, abusive forms of Christian 1.00

01:36:20.000 tyranny from a national church where the king was able to control the practices of ministers. 0.96

01:36:27.360 That's what they're escaping. So even in the First Amendment, that's what they're hedging

01:36:31.680 against. They're not trying to hedge against Christianity wholesale, and they're certainly 0.95

01:36:36.980 not trying to carve out provisions for a bunch of Hindus and Muslims and sand demons and Jews. 0.97

01:36:43.400 That's not what they're doing. What they're trying to do is they're trying to say, 0.97

01:36:46.020 at the national level, Congress cannot establish a national church, a national religion. Notice

01:36:54.820 that they don't say that states or representatives or senators cannot establish this at a state

01:37:03.160 level. And what they're definitely not doing is saying anybody can be whatever religion they want.

01:37:08.400 yeah that that is that's not reading the constitution that that is um that is just

01:37:14.740 eisegeting reading into the constitution what is not there according to your own secular humanistic

01:37:20.620 biases and and just real quick to make it abundantly clear sort of a polemical case in

01:37:26.460 point you see what's listed here these these laws on in the state constitutions are obviously before

01:37:32.880 the constitution was created uh in in 17 around the same time right right but but the important

01:37:38.920 point is is that many of these state constitutional articles persisted after the constitution was

01:37:46.500 ratified and so what that means is as we talk about the founders and all of the men at the

01:37:51.000 constitutional convention they knew these laws were on the book yes they still created the first

01:37:55.580 amendment and and didn't deem those laws unconstitutional exactly so they created the

01:37:59.640 constitution at the national level knew these laws on the books at the state level in soul

01:38:04.200 zero contradiction correct we still have blasphemy laws like on the book in books in missouri any

01:38:10.000 blasphemy of the triune god within five days of occurrence actually merits legal penalties then

01:38:15.440 you have to have will to enforce right there's states where abortion is still legal illegal we

01:38:20.380 just don't have the will to enforce it that's right but literally today on the books you go

01:38:23.700 to missouri hey criminal penal code you blaspheme the triune god so not just god in a deistic sense

01:38:29.520 uh that's straight to jail straight to jail you could right yeah so these are laws that were on

01:38:36.340 the books in some cases laws that are still on the books we just don't currently have the populace

01:38:40.580 that loves the will god to therefore have the political will to carry it out there's still

01:38:45.040 sodomy laws on the books in texas they're just not enforced yet yet but they can be pa hunter

01:38:52.860 asked also do you all think christianity permits usury we did an episode on usury just shirts

01:38:57.040 right response ministries usury full hour and 20 minutes i think would definitely answer your

01:39:01.640 question a little bit better than we could do right now and then one more question is it

01:39:05.340 inheritance is set in christian law x percentage to specific family members and the answer would

01:39:10.080 just be no i would say that the firstborn especially if they're a son they should take

01:39:13.960 preeminence the firstborn son ultimately he has to chart his own way other siblings could come

01:39:18.780 and work for him they could observe what he did i joined the military and it's funny my two younger

01:39:23.060 siblings a sister and a brother they both did too because they saw that it worked out really

01:39:26.840 well, but I didn't have the advantage of following. I'm the oldest. I didn't have the advantage of

01:39:30.160 following an older sibling. So I will. I have an oldest son. He'll probably get a bigger inheritance

01:39:34.620 than the other children, not because he's worth more or I love him more. Practically, he's going

01:39:39.100 to have to chart his way. It's going to be earlier. The ability I'm able to help him is going to be

01:39:43.380 less. He's not going to have siblings to look up to, to be employed by, to model after. And so he'll

01:39:47.980 get some more, but all of them will get something. And also, Rush Juni talks about this, and it's

01:39:52.500 really helpful and he gives a lot of the biblical citations but um there is also biblical precedence

01:39:57.920 for disinheriting a wayward child so a child that refuses to repent um a child that has gone

01:40:03.940 apostate and denied the lord jesus uh that is um absolutely within uh the parents um with within

01:40:11.240 their um their prerogative to um actually i think it's more than just prerogative i think there's

01:40:17.000 actually obligation um to cut uh that wayward apostate child out of the will and uh and and

01:40:24.840 the whole purpose you know russian you know expounding on that he talks about the whole 0.81

01:40:28.780 purpose is again it's building godly society and building godly wealth um so so what you're doing

01:40:35.200 is like you know if you had a godly uh society uh you'd have godly laws and if they're you actually

01:40:40.760 have the political will to enforce them then then one of the things that you're seeing is that uh

01:40:45.500 that the unruly that the wicked that the wayward um are being punished and therefore they're they're

01:40:51.480 course correcting or um uh in those cases of of you know capital crimes they're receiving capital

01:40:58.340 punishment so they're being culled from society um and uh and then likely you know if they're

01:41:04.000 younger then then they they don't have posterity and so you're you're kind of weeding them out of

01:41:09.440 the populace. And then likewise, you're doing that also economically in terms of the transfer

01:41:17.060 of wealth. Who gets the wealth? The righteous children get the wealth. The wicked children

01:41:22.200 are removed from the will if they apostatize. They deny the Lord Jesus Christ. And so what

01:41:29.360 you're doing generation by generation by generation, both through legislation and law

01:41:35.760 keeping and enforcement and through the family the household and passing down generational wealth

01:41:41.580 is you're actually you're building a society that generation by generation is is more prosperous

01:41:50.380 more righteous and the opposite effect can easily happen that's where we find ourselves today where

01:41:56.420 where you're actually incentivizing and rewarding the wicked and penalizing the righteous you want

01:42:02.860 to work really hard okay we'll take more a high not just more money but a higher percentage like

01:42:08.940 right now you have the choice with your business you could employ you know 15 more people and be

01:42:13.340 a blessing to the community and leave more of an inheritance to your children but if you take this

01:42:18.060 this next step it puts you over this tax bracket and all of a sudden you're now going to be instead

01:42:24.240 of taxed you know 30 you're going to be taxed 50 and there's also going to be this estate tax a

01:42:29.740 death tax that kicks in so you can't even work like the the the inheritance that you're going

01:42:35.000 to leave to your children and your your children's children upon death is as much as it's ever going

01:42:40.000 to be because anything you do to grow your wealth now that'll just go to the state uh when you die

01:42:44.860 so like a lot of people reach this point especially european countries some of the tax laws are

01:42:50.780 absolutely atrocious but they reach a point where fiscally it actually makes zero sense

01:42:56.860 to produce anything more because not only will you not get more your your children won't get more

01:43:02.700 you can't give more of an inheritance um it literally all it will do is just um is just

01:43:08.800 you know further fill the coffers of the state so if you incentivize laziness if you incentivize

01:43:15.940 a lack of productivity if you incentivize wickedness and these kinds of things then you

01:43:20.880 get more and more of a wicked, you know, more and more wicked generations. Um, but on the flip side,

01:43:26.760 if you incentivize righteousness, uh, and if you penalize, you know, debauchery and wickedness,

01:43:32.700 uh, then you get more and more righteous, uh, generations. And, and so it's, it's hard,

01:43:38.980 um, but it's not complicated. It is hard, but it's, it's simple. Um, you just have to have

01:43:45.380 the will, the will to do it. Okay. Um, I think that's it for today. Uh, we're at four 45 right

01:43:52.100 now. So we've gone an hour and 45 minutes. I feel like that's sufficient. Uh, we will see you guys

01:43:56.960 on Wednesday. We're going to, um, it'll be Wes and I, we're going to be piping in, um, someone

01:44:01.820 from a Western front books, uh, one of their authors from a new book that they just recently

01:44:06.520 published. And so I'm excited about that. Uh, the topic is going to be the abolition of reality.

01:44:12.160 John Waters is the author of this book, The Abolition of Reality. So we're going to be

01:44:16.780 talking to him about that fascinating topic. And then we're going to take off Friday for the 4th

01:44:22.540 of July. We all have plans with family and friends. Our church is getting together. So we'll

01:44:26.960 miss out on Friday. So we'll see you on Wednesday for Western Front Books. John Waters joining the

01:44:31.880 show, Wes and I. And then we'll take off Friday. And then we'll see you again next week with the

01:44:37.720 three of us, myself and Antonio and Wes. All right. Thanks for tuning in.

01:44:42.160 We'll be right back.

The NXR Podcast - June 30, 2025

THE LIVESTREAM - RECORD Decline in Social Security Payments ｜ Can Trump Fix It？

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