Brigham Buhler: UnitedHealthcare CEO Assassination, & the Mass Monetization of Chronic Illness
Episode Stats
Length
1 hour and 32 minutes
Words per Minute
182.03915
Summary
Health insurance companies are not only the root cause of chronic disease, they are also one of the biggest contributors to it. In this episode, Tucker talks about the role of health insurance companies in creating the chronic disease crisis that America is facing.
Transcript
00:00:00.000
This health insurance CEO is murdered on the street on 6th Avenue in New York a couple of
00:00:04.800
weeks ago. And the reaction to it is not what I expected. You know, 41% of younger people say
00:00:13.760
they support the murder. And on the one hand, you think, well, you know, clearly there's a
00:00:18.100
spiritual crisis in the country. That's nihilism. There's no defending murdering a guy, any guy,
00:00:24.220
in my opinion. However, it also reveals, so I'm not in any sense justifying it. I think it's
00:00:29.440
appalling, but there's a lot of latent hostility toward the insurance companies. And I want to
00:00:37.040
understand that more. I mean, I hate them, but I don't really know why I hate them.
00:00:41.680
Yeah. I mean, what happened is terrible. It's terrible and it's tragic. And I mean,
00:00:47.420
obviously I never condone violence and the loss of human life is a tragedy, but so is the loss of
00:00:54.120
1.7 million Americans a year to chronic disease. Yes. And these big insurance conglomerates are
00:01:00.820
implicitly contributing to the chronic disease crisis that America faces. You know, they're
00:01:09.560
profiteering off the disease. They're delaying people's ability to get coverage and care.
00:01:14.720
And there's a lot of money being made through these dark pathways and approaches to these insurance
00:01:22.380
companies and the revenues that they generate. It's all become a profit-driven system. And when I
00:01:28.740
testified in front of the Senate with Bobby Kennedy and the Maha Group, you know, my main message was
00:01:34.180
the corporate capture of our institutions and how that is the real cause of the chronic disease crisis
00:01:42.240
that we're facing. There's, there's, and, and candidly, the insurance companies aren't only
00:01:48.280
implicitly involved there. They are probably one of the major contributors that somehow have gone
00:02:07.720
Welcome to Tucker Carlson show. We bring you stories that have not been showcased,
00:02:12.220
anywhere else. And they're not censored, of course, because we're not gatekeepers. We are honest
00:02:17.560
brokers here to tell you what we think you need to know and do it honestly. Check out all of our
00:02:23.040
content at tuckercarlson.com. Here's the episode. Maybe it does make sense. It's, I'm trying to
00:02:28.340
understand it. So the profit motive is designed to improve the quality of goods and services.
00:02:37.000
That's what we've been taught. So in other words, if I pay more for a hotel, if I stay at the Four
00:02:42.020
Seasons instead of Motel 6, I get a nicer room. If I pay more for a car, I get a nicer car.
00:02:47.980
We pay more for healthcare than any country in the world, but we have crappy healthcare.
00:02:54.340
The idea of healthcare started, insurance started right in Houston, Texas, in the Texas Medical
00:02:59.100
Center with Baylor. Baylor Hospital began to offer insurance plans to patients to try and
00:03:04.140
make it a consistent payment plan where they could have accessibility to preventative care. And that
00:03:14.240
Well, since the 1930s, but it got captured in the 80s and became HMOs. And so essentially,
00:03:21.200
once it was HMOs, it became a profit center and it changed, it pivoted. And so the money that's
00:03:29.160
being made off of every single chronic disease and by delaying the onset of these procedures and
00:03:36.140
It is. And I'm going to ask a ton of dumb questions because I'm uninformed.
00:03:39.840
Um, what's the difference between an HMO and like pre-1980s health insurance?
00:03:45.760
So prior to the 80s, uh, your doctor knew you, they knew your family. Uh, they showed up with
00:03:52.180
their little leather bag. They knew everybody in the family. They spent time with you in the system
00:03:57.020
we have today because the insurance companies control the doctor's reimbursement rates. The
00:04:02.420
clinician only spends six minutes with you on average, uh, here in the United States. And in six
00:04:07.960
minutes, how can they possibly uncover the root cause, uh, talk to you about family history,
00:04:13.380
diet, lifestyle, nutrition, which they're not trained on in the first place. So it created
00:04:17.720
an issue with the ability to prevent chronic disease is one, one section of that. But the
00:04:23.500
other end of that is once these insurance conglomerates got ahold of our healthcare institutions
00:04:28.620
and took over, they began to profiteer off of the chronic disease. So it's not just where it gets
00:04:35.340
very, very complicated. And what people don't understand Trump actually yesterday announced
00:04:39.880
that he was going to break up PBMs. And when I talked to Bobby Kennedy, uh, I was walking
00:04:46.180
him through the PBM and what it is. So many people say these middlemen, or even when I did
00:04:51.660
Bobby's podcast, he said, what is a PBM? I only, I have insurance, not a pharmacy benefit
00:04:56.880
manager. And I said, you have a pharmacy benefit manager that claims that it outsources your
00:05:02.220
drug coverage to a pharmacy bit to a PBM. But the truth is they own the PBM. It's like
00:05:09.200
Scooby doo. So you pull the mask off and it's like, Oh, it was Mr. Rogers all along.
00:05:14.800
So a PBM stands for pharmacy benefit manager, pharmacy benefit manager. And they were established
00:05:18.680
in the seventies to be an advocate for the American people to drive down the cost of prescription
00:05:25.220
drug care. Their job was to negotiate on our behalf to drive down the cost of our medications.
00:05:31.480
And along the way, as the insurance companies became a for-profit institution, guess what
00:05:38.340
they did? They went out and they gobbled up all of the middlemen. So the pharmacy benefit
00:05:44.340
managers in America are all owned by the five big insurance companies. So when you pull back
00:05:51.160
the layers to the onion, what you find is they've turned the PBM into a profit center. So rather
00:05:58.260
than negotiating down the cost of prescription drug care, they negotiated up the cost. But
00:06:04.080
why, why would you negotiate up the cost? Because they, by negotiating up, they get rebates. We
00:06:10.640
would call them kickbacks in any other business. And so essentially, let me, I'll use a real world
00:06:16.160
example. GLP ones are hot right now. Everyone's talking about the price of Zimpik and how it's so
00:06:22.220
expensive. It's egregious. Roughly 30% of the cost of every prescription drug is because the 30%
00:06:30.300
kickback is going to a PBM. So if Zimpik's $1,000 a month, $300 a month are going to the pharmacy
00:06:38.320
benefit manager via a kickback. It's a pay to play system.
00:06:44.500
The drug maker pays the pharmacy benefit manager the $300 per month in order to be placed on a
00:06:50.560
preferred contract with the insurance company, which is the PBM. And it's so staggering. Let's
00:06:56.580
talk about UnitedHealthcare since that's the CEO that was, you know, unfortunately assassinated.
00:07:02.300
If we break down UnitedHealthcare, they generated $373 billion in revenue last year. Okay. 60% of
00:07:10.720
that revenue came from their pharmacy benefit manager, a holding company that nobody knows
00:07:15.700
about. The general public are politicians. They don't understand this and they don't get it.
00:07:23.480
The profit margins are not as high as big pharma, but there's a lot of levers that they're pulling
00:07:28.440
to hide their profits, right? And you can make, you know, there's, there's liars, there's damn
00:07:33.400
liars, and then there's statistics. You know, these guys are using a lot of levers to hide their
00:07:39.020
profitability. And so a lot of the profitabilities had held at the pharmacy benefit manager holding
00:07:44.480
company. And so they can artificially dilute down their profitability on paper. But as an industry,
00:07:52.360
the health insurance companies, and I said this on Rogan, they are the hidden juggernaut that nobody
00:07:58.760
is seeing. Everyone's saying big pharma, big pharma, big pharma. Big pharma did, I think,
00:08:04.180
600, 600 million dollars. And you look at these big insurance companies, they did two and a half
00:08:11.380
that in revenue. 2.5 times that in revenue. They did 1.5 trillion dollars north of one point.
00:08:18.180
They're projecting that they'll do 1.9 trillion dollars in revenue by 2029.
00:08:25.120
So can we, you know, not to my personal ignorance, I should just say, I don't know,
00:08:29.400
I don't go to the doctor. I don't know what my health insurance plan is. I just have no,
00:08:34.480
you know, once the COVID thing happened, it was like, I'm not going to the doctor. And I haven't.
00:08:39.320
So I'm a little bit out of it. I'm not as knowledgeable as most Americans on how exactly
00:08:44.280
this works. Can you walk through the average person's experience of health insurance and
00:08:52.120
medical care? Yeah. So let's say I'm a 40-year-old woman. Women go to the doctor annually. I think
00:08:59.200
most do. So they use the doctor more. How much is this person paying for insurance? Where's that
00:09:05.540
money coming from? What's the experience? Yeah. So the average American, because of our food and
00:09:11.400
our diet and our lifestyle, you know, 90% of chronic disease is driven by lifestyle.
00:09:16.820
Well, if we peel back and look at what's causing these chronic diseases and get to the root cause,
00:09:22.380
it's not just diet, lifestyle, nutrition. It's that the system is failing Americans. Again,
00:09:27.480
there is no safety net anymore. Your clinician doesn't have the time to do a deep dive. So the
00:09:33.460
cancer that develops in your 40s started in your 30s. The diabetes that develops in your 40s started
00:09:40.440
in your 30s. The chronic disease that hits you in your 50s started in your 40s. If we got proactive
00:09:45.860
and predictive, we could prevent chronic disease. And chronic disease is killing 1.8 to 1.9 million
00:09:52.800
Americans a year, more than every war we've ever fought since the history of this country.
00:09:58.380
That's how staggering this is. Like you and I were talking before we got on this,
00:10:02.200
the equivalent to a 747 jet worth of people are dying every day of opioid abuse, deaths of despair
00:10:08.920
at an all-time high, greater than that of the Great Depression, suicide at all-time high. All of
00:10:15.240
these things are through the roof. We are chronically ill as a society. And if we look at the pillars of
00:10:20.840
what's causing that, one branch is the big pharmaceutical industry. Another branch is the
00:10:26.460
food industry. But the other dirty branch is the insurance companies. They are implicitly involved
00:10:31.960
in this. And I'll show you how and why. So the reason I know all this is because I was a drug rep.
00:10:38.820
And then I was a medical device rep. And I stood in surgeries of some of the best and brightest minds
00:10:42.840
in the country. And from there, I owned labs and pharmacies that attempted to bill and work within
00:10:48.440
the insurance framework. So if you or your grandmother were to come in and try and fill
00:10:53.200
a medication, the average American's on four or more prescription drugs, which is just mind-boggling
00:10:59.360
in itself. Four or more prescription drugs is what the average American's on.
00:11:04.480
So like, I'm 55. Would that apply to my age group?
00:11:07.960
Yeah. This is all age groups. The age demographic, I think 18 to 70-something years old, we're on
00:11:12.580
four or more drugs on average, which is mind-boggling. If that doesn't tell you that there's something
00:11:17.140
wrong with us and our system and our food, like, we've got to wake up and realize somebody has
00:11:23.120
to say the emperor wears no clothes. Like, it's terrifying. So I love using the example of
00:11:29.340
Metformin because it's a very simplistic number that I can show you. If you come into a pharmacy
00:11:34.960
and you tell me you have UnitedHealthcare, I have a gag clause as a pharmacy owner. It is illegal
00:11:42.900
for me to tell you that I could sell you your Metformin for cheaper than what the insurance is
00:11:48.400
charging you. But you paid for that insurance coverage. Why can't I disclose to you that I can
00:11:54.320
give you the product for cash cheaper than your copay? So you come in, I swipe your card.
00:11:59.960
Metformin cost me, I'm going to use ballpark numbers, roughly $2 for a month's supply.
00:12:04.160
I would have sold you the Metformin for $4. I'm not allowed to tell you that. I swipe your card.
00:12:09.920
It tells me to charge you $10. That's your copay. So I charge you a $10 copay. Me, the pharmacy,
00:12:16.060
I don't get to keep that money. Who takes that money? The pharmacy benefit manager. They pull that
00:12:21.520
money out to their holding company and they get the additional $7. They short pay me. I don't even get
00:12:28.320
what I would have made if I sold it to you for cash. They're an unnecessary middleman. And when
00:12:32.940
they say they're negotiating down for the behalf of the people, that's just not true. So I'm going
00:12:37.920
to methodically walk you through what I like to tell people is the margins are made in the mystery.
00:12:42.600
When people say, why is it so confusing? Why can't healthcare be more transparent? How do I not know
00:12:49.220
what I'm going to pay? All of that bullshit is because of these insurance companies. It's because
00:12:54.560
of United, Cigna, Aetna, Blue Cross Blue Shield. It is a system built to monopolize and profiteer off
00:13:01.980
of your sickness. There's more money in you being sick than in you being well. And so most of the
00:13:08.380
insurance companies' profits come from you being on prescription drugs. So they obstruct
00:13:14.080
your ability to get surgery because that's a loss leader. They don't want you getting surgical
00:13:19.080
procedures. They don't get a kickback on that. They want you on medicine. There was an article
00:13:23.860
two days ago. They're finally talking about how much the big insurance companies were involved in
00:13:31.160
the opioid crisis. Let's look at that. If you look at a product like an opioid, as a compounding
00:13:38.260
pharmacy like mine, we had non-abusive, non-addictive pain creams. We could have prevented the opioid
00:13:43.460
crisis by not prescribing an opioid in the first place. But when the FDA allows opioids to be rammed
00:13:50.260
into the marketplace because the head of the FDA went to go work for Purdue Pharma 18 months later
00:13:55.460
after giving them the goose that laid the golden egg, a label that says these are non-addictive,
00:14:00.840
non-abusive, when they never had a human safety study on that. How? How can they do that?
00:14:05.960
They daisy chain this drug into the marketplace. It's a lot to digest. So sorry, I'm trying to
00:14:10.940
explain it very complex. I don't know how I missed the fact that the head of the FDA went to work for
00:14:14.580
Purdue Pharma. 18 months later, it took a big salary job. And I think in the last 40 years,
00:14:19.400
only two heads of the FDA haven't gone to work for industry. Then go over to-
00:14:23.660
Wait, so Purdue Pharma, to be clear, was basically just OxyContin.
00:14:27.640
OxyContin, correct. I mean, they didn't have like an entire-
00:14:30.960
Right. And what happened is what happens so often in big pharma. When they say pharmaceutical
00:14:35.380
companies innovate, and that's why they make all this money. Okay. The United States pays for roughly,
00:14:42.200
makes up 60% of the pharmaceuticals industry's profitability, but we're ranked 40th overall
00:14:48.500
in healthcare outcomes. 40th. It's, we have a train wreck healthcare system. Again, four or more drugs,
00:14:55.520
the average American's on. The pharmaceutical companies are not fitting the bill for the research
00:15:00.360
and development. We, the taxpayers are because we fund the NIH and the NIH does most of the early
00:15:07.120
product development. Then they sell the patent to the pharmaceutical companies for pennies on the
00:15:12.540
dollar. Pharmaceutical companies pick them up and use their relationship and lobbying power with the
00:15:17.540
FDA to bring these products to market. Okay. So there's that. The other thing that pharmaceutical
00:15:22.440
companies do that is not innovative and in a way to extend their revenue streams and maximize profits
00:15:27.820
is they refile patents by changing subtleties of molecules or delivery mechanisms. And they get
00:15:34.780
additional patents that make it impossible for a competitor to come into the marketplace.
00:15:38.580
That's exactly what happened with Purdue Pharma. Purdue Pharma's delivery mechanism, the cotton system
00:15:43.960
was going to expire. They were making millions, hundreds and hundreds of millions. They panic. They say,
00:15:50.620
what do we do? They scramble to find a different opioid that they could plug into the delivery
00:15:55.860
mechanism. They found Oxy. But the problem with Oxy is it is eight times more addictive than
00:16:03.320
hydrocodone. They knew this. They knew it. They knew it a hundred percent and they put it in the drug and
00:16:09.980
they put it into the marketplace and they met with the head of the FDA in a private hotel for weeks in
00:16:15.900
advance. And they pushed it into the market and the FDA gave them the golden goose. They put that this
00:16:23.020
was less likely to be addictive or abused than other opioids, which was a bold face lie. And then that
00:16:31.360
individual went to go work for Purdue Pharma 18 months later when they left the FDA.
00:16:36.560
That's shocking. Shocking. Without privacy, there is no freedom. Unfortunately, you don't have much
00:16:42.540
privacy in this country today when you're online. The NSA is watching you. It buys your information
00:16:47.980
from data brokers. It watches and analyzes everything you do online. It's a complete and
00:16:52.900
utter invasion of your privacy and your sovereignty, but it's happening to you every time you go online.
00:16:59.200
There's a way to stop it. It's called ExpressVPN. ExpressVPN is an app that sends a hundred percent of
00:17:04.260
your online activity through secure encrypted servers. That means nobody can see anything you do online,
00:17:09.960
including big tech companies and government agencies. Within just the last 12 months,
00:17:15.820
ExpressVPN received over 400,000 data requests from tech companies in the government, but the company
00:17:21.200
shared no customer information with anyone. Zero. ExpressVPN can't share your data because they don't
00:17:28.600
even own your data. They don't have it. So someday government surveillance will become illegal again,
00:17:33.880
but until then, protect yourself and your family with ExpressVPN. Right now, you get an extra three months
00:17:38.300
off for free when you use our special link. Go to expressvpn.com slash Tucker and get three extra
00:17:44.500
months of ExpressVPN. Get groceries delivered across the GTA from Real Canadian Superstore with PC
00:17:51.880
Express. Shop online for super prices and super savings. Try it today and get up to $75 in PC
00:17:58.340
optimum points. Visit superstore.ca to get started.
00:18:14.500
And the same thing happens. Especially because, again, Purdue Pharma didn't make, you know, lots of
00:18:19.640
famous cancer drugs or antibiotics. No. Basically just made opioids. Yeah. And before that, they created
00:18:24.340
the Valium crisis of the 60s, where they were advertising to women in the New York Post and New
00:18:29.720
York Times saying, feeling stressed? Pop a Valium. Yes. And women got addicted to Valium all over the
00:18:35.680
country. So Purdue Pharma has done this multiple times. And the final ramifications are so much
00:18:42.040
more staggering because, again, who pays this? The taxpayers. But the real cost of all of this,
00:18:47.840
and this is what I said to the Senate, we can ramble off numbers and dollars. Like, I can tell you
00:18:52.880
how the number one reason for bankruptcy in America is healthcare costs. I can tell you how the number one
00:18:59.340
budgetary concern for the federal government is our rising healthcare cost. And I can tell you how for
00:19:06.760
employers, one of the biggest burdens is the insurance plans and covering their employees'
00:19:11.740
healthcare costs. But the real costs are paid in human lives. People like my brother, who got addicted
00:19:17.340
to opioids and lost his life because the system chewed him up and spit him out and let him down.
00:19:23.600
He had an ACL surgery in high school, like so many kids. And the insurance companies are
00:19:31.000
incentivized to prescribe opioids. That's the article that came out the other day. And that's
00:19:35.900
what I'm trying to explain about the danger of these middlemen called the pharmacy benefit managers.
00:19:42.180
They're not middlemen at all. They're profit centers for the big insurance companies. And so even on
00:19:48.340
opioids, you could have been prescribed a non-addictive, non-abusive pain cream after your
00:19:54.680
surgery. It's a topical that uses non-abusive, non-addictive ketamine, but in a topical form.
00:20:01.800
You can't consume it. You can't eat it. You don't get high. There's no physiological high from it,
00:20:07.860
but it works. It's very efficacious. Why would the insurance companies not prescribe that
00:20:14.560
over a highly addictive side effect riddled opioid? The answer is the insurance companies were getting
00:20:22.000
rebates on these opioids. If you, if you look this up, you can read, do the research. They made
00:20:27.920
hundreds and hundreds of millions of dollars right beside Purdue pharma, but they floated through all
00:20:34.480
of it. Exactly. So what happens is we'll, we'll go back to like a product. Well, here's another hot
00:20:41.960
talk. Insulin will be a great example. Insulin's been out 40 years. Why is insulin six times more
00:20:48.260
expensive than it was when it launched? The pharmaceutical companies are not making more
00:20:52.660
than they did when they launched it. Eli Lilly's actually making less per vial than it ever made
00:20:56.880
on insulin. Where is all that extra money going? That money is going to the pharmacy benefit manager.
00:21:03.980
So UnitedHealthcare owns Optum. Optum is a pharmacy benefit manager that negotiates rebates or kickbacks
00:21:11.380
with the pharmaceutical companies. So when it came to opioids, they go to Purdue pharma and they
00:21:16.080
say, okay, Purdue, I'm just going to use simple math for my small brain. It's if it's a hundred
00:21:20.980
dollars a month, they say, Purdue, we're going to, if they, if Purdue wants to charge 50, they'll say
00:21:25.940
charge a hundred and give us a $50 rebate. Okay. And so then United will show you the patient that
00:21:34.660
your opioid cost them a hundred dollars that month or whatever the prescription drug is. Prescription
00:21:38.680
of a cost them a hundred dollars. They never paid the a hundred dollars because they got a $50
00:21:44.380
rebate. So they paid $50. What people don't realize is 80% of your health plan in America,
00:21:52.380
80% of Americans health plan is covered by their employer. Most people are, are, are getting their
00:21:57.300
health plan through their employer. So at the end of the year, these big insurance companies meet with
00:22:02.460
your employer and say, Bobby Sue was on this opioid all year long. It costs us a hundred dollars a
00:22:09.420
month. That's $1,200 a year. We've got to raise your co-pays, your deductibles and your out-of-pocket
00:22:14.940
expenses because it's really running up our costs. But in reality, they never paid that. Then where
00:22:21.180
this gets more sick and twisted is a lot of people don't understand this Medicare and Medicaid after
00:22:26.780
Obamacare has all been outsourced to the big insurance companies. So 60% of United's healthcare's
00:22:34.180
profits are coming from Medicare and Medicaid. And how do they negotiate the Medicare and Medicaid
00:22:39.500
prices? They negotiate it by looking at the average wholesale price in America and saying,
00:22:45.060
we want a discount. Well, that average wholesale price is a bullshit price because they set the
00:22:50.720
market, but they didn't pay that price. Does that mean, is this making sense? So just follow the
00:22:55.660
dollars. Okay. A hundred dollars a month. They didn't pay the hundred, they paid 50. They tell
00:23:00.460
the employer they paid the hundred. At the end of the year, that employer is going to get hit with
00:23:05.160
the cost going into the following year. All of those co-pays, deductibles, all that goes up.
00:23:10.400
Then you, the patient get hit. And so when they decide what drugs to put on a formulary,
00:23:17.100
what drugs they're going to cover, it has nothing to do with the efficacy and what is best for the
00:23:22.660
patient. It has everything to do with who gave them the biggest rebate. And they incentivize you
00:23:28.340
to go to those drugs by lowering your copay and deductible on those drugs. So with opioids,
00:23:34.280
they made it very easy to get an opioid because it was getting a rebate, but they made it very
00:23:40.560
difficult to get a non-addictive product like a pain cream. And then eventually they just said,
00:23:45.520
we won't cover pain creams at all. You're going to have to take an opioid.
00:23:48.360
Then to go even deeper, that's just the prescription.
00:23:53.840
This is a hundred percent what happened to my brother and what happened to millions and
00:23:56.300
millions of Americans. And it's still happening to this day. And so I'll paint a picture for you.
00:24:02.340
Imagine being a young kid with a spine issue and you're in pain. And this particular spine issue
00:24:08.240
causes the sensation of burning and fire shooting into your hands, your feet, your extremities.
00:24:14.880
And the worst of it all, a large percentage of these male patients with this spine issue
00:24:19.700
experience burning and fire in their genitals, fire and pain shooting into your genitals and
00:24:25.800
extremities. In the insurance model with UnitedHealthcare, you're going to have to go to a
00:24:31.040
primary care first. That's going to take two months to get in with that primary care. You're
00:24:35.320
dealing with this pain and suffering the whole time. Now you get in with the primary care, they go,
00:24:39.840
whoa, got six minutes with you. This is out of my wheelhouse. I'm going to refer you to a
00:24:45.020
specialist. You go to a specialist. That's going to take months. Oftentimes you have to argue with
00:24:49.720
the insurance, right? Deny, delay, depose. You're going to argue with that insurance company begging
00:24:55.900
them to allow you to go to a specialist. Your primary care may even have to get on the phone and
00:25:00.300
get a prior off and negotiate it for you. Now you finally get in with a specialist. Specialist says,
00:25:05.180
I want to order an MRI. A lot of times the insurance companies will deny the MRI or delay it.
00:25:11.120
So now you've got a battle for that. That's going to be another three or four months. The gist of it
00:25:15.140
is the average spine patient takes six to nine months before they ever really even get an answer.
00:25:21.080
And then they've got to negotiate to get into the surgery. And now you finally get the day in the sun
00:25:27.200
where you're finally feeling like you're going to get relief and you're going to get that surgery
00:25:30.840
that you've desperately needed. But the whole time they've been selling you opioids to keep
00:25:36.060
your pain level down because that's the only option you have. So now you get your approval
00:25:41.580
and you say, I found the best surgeon in the country. I want to go to this guy. That's not
00:25:45.960
how it works. The insurance company tells you who you're allowed to go see. And they say, yeah,
00:25:49.700
he's not in our network. You've got to go to this other doctor. And then that doctor botches the
00:25:54.260
surgery. It wasn't the surgeon you wanted. You waited nine months to get this thing done.
00:25:58.560
And that surgery messes up your that surgeon messes up your surgery. That's what happened
00:26:02.940
to this kid, Luigi. That can you imagine how he could have lost his mind and gone crazy? Yes. And
00:26:09.280
what's unfortunate is that's what's happening to millions and millions of Americans every day.
00:26:15.500
What happened is terrible. It's tragic. Nobody has the right to play judge, jury and executioner,
00:26:21.680
but neither do the PBMs and the insurance companies. And that's what they're doing every day.
00:26:26.160
They are monetizing and printing money on the backs of Americans, monetizing our chronic disease and
00:26:32.500
illness, making money off prescription drugs while denying surgeries, slow playing surgeries.
00:26:38.620
And I mean, I could go on for hours because it just gets deeper and deeper. And I love to show
00:26:43.440
people how once I show people the magic trick, they will be able to see through the insurance's scam
00:26:50.120
because it's a scam. I mean, they're gangsters like they're the mob.
00:26:55.100
How much did this play out during COVID? I mean, these these systems affected how we responded to
00:27:00.760
COVID, correct? It affects everything. I mean, everything under the sun. Again, they decide what
00:27:06.620
gets covered, how it gets covered, what the reimbursement rate is, who gets in for surgery when
00:27:11.680
you get in for surgery. Then they can change the surgery. You know, the other thing is having owned
00:27:17.700
labs and pharmacies and had all these touch points. I didn't know this. Like I was naive like everybody
00:27:23.400
else. You know, I just thought you pay your hard earned money. And when things go south,
00:27:28.800
the insurance has got your back. Like that's literally how naive I was. That's what I thought.
00:27:33.020
But what you learned is HMOs are not health insurance. They are managed care. And what do I
00:27:40.620
mean by that? You've got to think of it like the analogy I use is think of car insurance. It's there
00:27:45.680
if you wreck the fucking car. Exactly. And that's all it's good for. But they aren't going to,
00:27:50.680
they're not going to rotate the tires, change the oil, maintain the vehicle. Right. If you put your
00:27:56.460
life and your family's life in the hands of these insurance companies, they are going to monetize
00:28:02.560
your chronic disease. And I say it, if you see the average American doctor and you eat the average
00:28:07.800
American diet, then don't be surprised when you die of the average American chronic disease.
00:28:12.180
So I think what's changed, and this is maybe something that it's taken me a while to figure
00:28:16.600
out maybe so right now, because I do think of health insurance that way, just as I think of
00:28:21.480
collision insurance or fire insurance, you know, how to fire used insurance work. Great. That's it.
00:28:27.120
But the addition of chronic disease to America, where like, you know, the majority of the population
00:28:32.720
has a chronic disease, that means that it's not catastrophic coverage. It's a maintenance program
00:28:39.460
that you're paying for. Correct. Okay. And the challenge is, every safety net throughout the
00:28:44.840
system has been captured. And that's why I think the corporate capture narrative is so important.
00:28:50.580
And that's what I was trying to get through to the Senate. Everyone talks about the speech that
00:28:55.380
Eisenhower gave about the military industrial complex. That's right. People forget there was a
00:29:00.060
second half to that speech. It's very rare. Bobby Kennedy is actually the only person I've ever heard
00:29:05.240
talk about it. And I was so excited when I heard him talk about it. Because I'm like, finally, in the
00:29:09.960
second half was, if we allow corporate interests to capture our scientific community, then what we
00:29:18.580
will find is we will lose the garage tinkerer, we will lose the innovator, we will stifle and suppress
00:29:24.520
innovation, and everything will turn to basically profits and a profit driven system. Show me the
00:29:30.740
incentives, and I'll show you the outcomes. We have built a system based on quarterly profits and
00:29:37.160
quarterly earnings throughout the system, whether we're talking about the pharmaceutical industry,
00:29:42.340
the big health insurance companies, the hospital systems, the doctor's practices, everyone is built into
00:29:50.200
this ecosystem that is attempting to capture human lives and monetize those touch points. So everything
00:29:58.340
that you do is a revenue generator for all of these various entities. And there's so much money being
00:30:05.040
made off chronic disease, there's no interest in curing chronic disease. And so the National Institute
00:30:10.200
for Health, like I said earlier, they are the seed essentially that grows into the tree. And they're
00:30:17.260
the ones doing most of the innovation and early development of drugs. But they're doing it oftentimes
00:30:22.240
through incentives that incentivize them to look at treatments rather than cures. And so the problem
00:30:29.020
is we're just launching band-aids into the marketplace rather than healing the wound. And in
00:30:34.900
medicine, we say, if you're to treat chronic disease, you have to uncover the root cause. And I'm telling
00:30:41.000
you, the root cause runs deep, and it's insidious, and it's dark. And it has captured our entire healthcare
00:30:48.040
ecosystem, front to back, from the food we eat, to the way we grow our food, to the way we process our
00:30:53.880
food. Big tobacco captured most of the food industry in the 80s. They literally owned the food
00:31:00.100
industry and brought their marketing campaigns and strategies to the food industry, where they made
00:31:04.320
food more addictive, more processed, and more chemically laden. And so throughout that process,
00:31:08.880
now you are eating the wrong foods, and you're getting chronically ill at a disproportionate rate.
00:31:14.040
The preventative care was the way to prevent that. And now those doctors are out of that ecosystem.
00:31:19.800
So now you're essentially getting pushed into chronic disease, where then the insurance companies
00:31:25.020
monopolize and profiteer off of it for years. And then your employer and the American people and
00:31:31.140
the taxpayers are who are really fitting the bill for all of this.
00:31:34.440
With Donald Trump returning to the White House, this country has a unique opportunity, maybe our last
00:31:38.880
opportunity to save ourselves from the anti-American and anti-human left. But our efforts may be stymied
00:31:47.760
by the deep state. That's what happened to the first Trump term. Permanent Washington stands in the way
00:31:55.520
of all efforts to approve the lives of ordinary Americans. And right now they are scheming to do the
00:32:01.100
same thing to the second Trump administration. They are determined to keep their stranglehold on power,
00:32:07.700
regardless of elections, anti-democratically. That is a fact. So what do you do to fight them?
00:32:14.840
How do you defeat the deep state? Well, one way you can is by supporting the Heritage Foundation,
00:32:19.160
which is in Washington and understands exactly how it works in such a way that they're a threat
00:32:24.620
and they're under attack. You know who's effective because they're the ones under attack.
00:32:28.880
Heritage has a comprehensive plan to dismantle permanent Washington and restore the country
00:32:33.400
to its democratic foundations. It's important. Visit heritage.org slash Tucker to learn more
00:32:41.500
and to support this critical effort. And when you make a gift today, you get a free pocket constitution
00:32:47.020
to make certain that you are equipped with the founding principles on your person at all times.
00:32:52.020
It's amazing to read it. Again, that's heritage.org slash Tucker.
00:32:56.020
BetMGM, authorized gaming partner of the NBA has your back all season long from tip off to the final
00:33:03.880
buzzer. You're always taken care of with the sports book born in Vegas. That's a feeling you can only
00:33:09.780
get with BetMGM. And no matter your team, your favorite player or your style, there's something
00:33:15.500
every NBA fan will love about BetMGM. Download the app today and discover why BetMGM is your basketball
00:33:21.680
home for the season. Raise your game to the next level this year with BetMGM, a sports book worth
00:33:27.780
a slam dunk and authorized gaming partner of the NBA. BetMGM.com for terms and conditions must be 19
00:33:34.860
years of age or older to wager Ontario only. Please play responsibly. If you have any questions or
00:33:39.940
concerns about your gambling or someone close to you, please contact Connex Ontario at 1-866-531-2600
00:33:46.260
to speak to an advisor free of charge. BetMGM operates pursuant to an operating agreement with
00:34:04.260
Hey, Hotels.com here. Tired of the everyday? We know a hotel that's ready to unwind this weekend.
00:34:13.840
Book hotels with spas in the Hotels.com app. Find your perfect somewhere.
00:34:21.380
How aware do you think health insurers are of the system that they preside over? Like,
00:34:28.300
do they understand what's happening? Oh, absolutely. They were knowing and willingly
00:34:33.120
active participants. They know. I mean, UnitedHealthcare implemented an AI algorithm that
00:34:39.760
rejected 90% of claims inaccurately. 90% of Medicare claims for surgeries were getting rejected inaccurately,
00:34:48.200
right? Which drove up their profits. They're, they're having double digit profit growth right
00:34:52.600
now. Um, when you asked about how profitable they are for the last like five years, they've
00:34:56.540
doubled their stock price. So you also got to not just think about monthly, like it's revenue and
00:35:02.680
profits, but it's also, what is your shareholder return on investment and what are your stocks doing?
00:35:06.960
And if we look at that, who, guess who owns the majority of the big five insurance companies?
00:35:12.340
BlackRock, Vanguard, State Street. Guess who owns the majority of the pharmaceutical companies?
00:35:17.480
It's BlackRock, Vanguard, State Street. Guess who owns the majority of the media outlets?
00:35:22.000
It's BlackRock, Vanguard, State Street. Yes. Do you start to sense a trend here? I do. And so,
00:35:26.660
and guess who funds and lobbies more than anybody? The pharmaceutical industry, followed by,
00:35:31.580
you know, one of the top players is the health, is the health insurance industry. And then you've got
00:35:37.960
these big conglomerates that are funding all of this. So there's so many levers we can pull
00:35:42.480
to generate revenue off of these individuals that it's staggering. Um, yeah. And so it's,
00:35:49.760
they, they absolutely know, and it makes it very, very hard. There's no alternative. Like if I'm a
00:35:57.720
hospital, I can't afford to lose Blue Cross Blue Shield. I can't afford to lose United Healthcare.
00:36:04.680
I'm out of business. Like in the state of Texas, Blue Cross Blue Shield is 30% of your revenue.
00:36:08.940
So I'll tell you in a real world example, I owned a pharmacy and, uh, I still do own pharmacies,
00:36:14.600
but I don't take insurance. Like our model now is we refuse to take insurance because if I don't take
00:36:20.200
insurance, I can tell the patient the real price. I can get rid of all the games, all the fuzzy numbers,
00:36:26.000
and I can just say, Hey, it cost me this. I'm going to sell it to you for that. I'm going to
00:36:29.440
mail it to your doorstep. It's that simple. It's so, I mean, why aren't there more pharmacies
00:36:34.620
like that? They're springing up there. They are coming up. And I think it's taking the American
00:36:39.020
people. So many people think, well, my insurance should cover it. And I try to explain they're
00:36:43.860
going to cover it, but there's a price to pay. And that price to pay is way more than dollars.
00:36:48.540
They are going to make you chronically ill and make money off you. And oftentimes you're spending more
00:36:54.060
than you would to just pay cash for the compound. Uh, like here's an example. I also owned labs and
00:37:00.720
I owned a blood lab and I went out and I educated clinicians in the state of Texas on the importance
00:37:05.680
of preventative care. My, my, my pitch, my elevator pitch was the five chronic diseases that are killing
00:37:12.560
so many Americans. How do we stop them? We don't let them develop in the first place. And how do we do
00:37:18.280
that? We do that through getting proactive and predictive. And how do we do that? We do that by taking a
00:37:24.040
look under the hood. Do you just go out and romp on a car without change the oil or maintaining it?
00:37:28.540
No, you take care of the vehicle, right? We have to take care of our bodies. And the only way to do
00:37:33.260
that is to do the deep dive annually. And to understand a basic checkup in America is a lipid
00:37:38.740
panel. They're looking at like four or five things. They're looking at nothing. You can't get anything
00:37:43.640
out of that. Like to do a deep dive, you look at over 70 biomarkers. Now I'm looking at your blood work
00:37:49.580
and I can tell, like I said earlier, are you headed towards diabetes? And if you are,
00:37:54.580
we can intervene. We can act now before you become diabetic. But what the insurance model does is they
00:38:00.680
wait for you to become diabetic. Why? It costs six fold to keep you alive every year once you're
00:38:07.640
diabetic because they're getting paid off the insulin. There's an incentive for them to let you
00:38:13.840
become diabetic. You show you the incentives, I'll show you the outcomes. We've got to pivot this and
00:38:21.620
shift this. So I would educate doctors on the importance of blood work. And I would tell them,
00:38:26.100
let's get proactive and predictive and let's prevent chronic disease. Doctors start implementing
00:38:31.020
this in their practice. Within months, clinicians, all of them got letters from the insurance companies.
00:38:37.720
Hey, doctor, so-and-so, we noticed you're pulling a lot of blood work. We don't like this.
00:38:41.580
We don't think there's medical necessity here. Hold on now. One, where did you go to fucking med
00:38:46.620
school? Two, who are you to tell a clinician what they do with a patient life? Three, that patient
00:38:53.300
paid you their hard-earned money for the right and accessibility to care. Four, you're doing this
00:38:59.580
purely, purely out of evil necessity for profit and greed. That's all this is. There's no reason not to
00:39:08.500
get a comprehensive blood panel at least once a year to be able to do a deep dive. So clinicians
00:39:13.540
stop pulling the blood work. That's throughout the United States. Doctors are terrified. They are
00:39:19.500
not going to fight the insurance companies because the insurance companies control everything. And so
00:39:24.420
when we talk about corporate capture, you've got the big pharmaceutical companies that have captured
00:39:29.820
the FDA, you've got the big insurance companies that have captured included with FBI and DOJ, which
00:39:37.700
I'll get into here in a second. They've also captured our hospital systems and our clinicians. There are no
00:39:43.620
private primary care practice anymore because insurance cut their reimbursements, forced them to
00:39:48.720
go work as employees of the hospital. Now they've funneled all of the sheep into one location so the wolves
00:39:54.640
can pick them off. And now these doctors are basically fall in line or lose your job. And so doctors fall in line.
00:40:02.120
There are no independent primary care. There's very few independent primary cares that are in an insurance
00:40:06.260
model anymore. Most of those have gone to work for huge HMOs and like Blue Cross Blue Shield bought Kelsey
00:40:13.200
Siebel, I believe, which so the other thing they're doing is they're vertically integrating and capturing our systems.
00:40:18.880
So like where I was going earlier with the blood work is they basically deny the blood work, bully the
00:40:25.960
clinician to not pull the blood work so then the doctors don't ever do the deep dive so they can't
00:40:30.120
prevent the chronic disease. So now you are headed towards chronic disease because they don't have the
00:40:35.180
ability to help you prevent it. And so that's just one sliver. Then the other end is as a pharmacy owner,
00:40:43.100
I would bill and collect and I would ship out hundreds of thousands millions of dollars in medications a month
00:40:50.220
crucial life saving medications for patients. Blue Cross Blue Shield true story came said we they quit paying me and I
00:40:57.860
shipped out I think over over a million dollars in prescription medications in a month in the state of Texas. You go to
00:41:03.880
negotiate say hey, what happened? You guys didn't pay me this month. I have a million dollars that I've shipped to your
00:41:09.120
patients. Yeah, we don't think you collected copays and deductibles. Okay, well, we did we collected 98%. Okay, well, we'll
00:41:16.420
come audit you. Okay, how soon can you be here three months? What? I can't ship out three million dollars in
00:41:22.980
drugs and float you guys. I'm not a bank. And they do that throughout the industry. The hospitals are floating
00:41:29.600
the bills. It's 90 days on average to get reimbursed anywhere from 60 to 90 days to get reimbursed on a
00:41:34.540
surgical procedure. Then when patients say, why do I have such a big copay? It's another method to
00:41:41.400
discourage you from having surgery and to force you back to the drugs that they're making money on.
00:41:46.600
Interesting. So I, I mean, doctors were associated with surgery. That's what they're called sawbones.
00:41:53.100
Psychiatrists were, you know, talkers, you know, let's talk about your mother. The whole system, every part of
00:41:59.880
medicine seems totally focused on drugs now. Yeah, that now there's still a lot of money in surgery.
00:42:06.840
But it is a loss leader for these insurance conglomerates. And so they put obstructions between
00:42:12.680
you deny, delay, depose, right? So they delay your ability to get the care, they make you jump through
00:42:19.720
all these hurdles. Before you finally get approval, you know, UnitedHealthcare denied over 30%, one third
00:42:26.100
of claims. And actually two years ago, they denied 37% of claims. 37%. That's not one third. That's
00:42:33.640
almost half. Like, let's, let's be honest. And all the meanwhile, and what that means is people are
00:42:39.900
dying. It doesn't mean like, oh, shucks, you know, it's, these aren't aesthetic procedures. These are
00:42:46.560
life-changing procedures that people are desperate for, that they paid for, and you're denying them.
00:42:52.420
And do you know what percentage of people fight the claim? 10%. 10%. People are tired.
00:43:00.980
You have to go to your doctor and write letters and push back and go get second opinions and take
00:43:07.200
time off from your busy job to go try and battle an insurance company. And then even if you get the
00:43:14.140
procedure approved and everything's hunky-dory and you go have the surgery, they're going to tell you
00:43:19.720
who to go to, where to go. And then they're going to take 90 days to pay the hospital back or the
00:43:26.260
surgery center back. And that surgery center holds the bill. But here's where it gets even more fucked
00:43:31.300
up. They set the co-pays and deductibles. Sorry, am I allowed to cuss? I didn't even ask you that.
00:43:36.260
Okay. They, they set the co-pays and deductibles. And so oftentimes your employer, your employer
00:43:42.880
offers you 10 different plans. Like I employ 300 plus people. And so I let my employees choose
00:43:49.060
the plan. They have an option between like 10 different plans. My young people will usually
00:43:52.640
choose a plan that has a bigger out of pocket expense, maybe a $10,000 deductible on a surgery.
00:43:59.240
The way they word the insurance contracts is they make you the hospital or me the lab. Like when I had
00:44:06.300
a genetics lab, there were times I had to go after the patient for a $5,000 deductible, right? I don't
00:44:12.680
want to, it's not what I don't want to play, you know, collection agent on a patient, but the way they
00:44:19.120
word the contract is if I didn't collect the co-pair deductible, they have recourse. They can deny the
00:44:26.880
claim and never pay me for the procedure, the surgery, or the lab screening that I did. And so I have
00:44:33.860
to show a reasonable effort to collect. And if I don't, they can do an array of things. They can
00:44:39.600
deny the claim. They could come back and say, we're going to do an audit. This is where we get
00:44:43.740
into depose, right? Deny, delay, depose. The depose of the situation is let's say I did that spine
00:44:51.360
procedure and let's say this kid's out of pocket expense on it was $10,000 and he doesn't have the
00:44:57.460
money. Well, I'm required by law to go after him and make a reasonable effort to collect. But in the
00:45:03.240
fine print of my contract with United Healthcare, they're going to say, if they uncover that I
00:45:08.420
didn't collect the co-pay or deductible, they can deny the claim and never pay me for the surgery.
00:45:14.560
And so I have to chase it. So then now you get into a dispute with United or like I did with Blue
00:45:20.200
Cross Blue Shield where they just don't pay me. If I sue them, they're going to depose. They're going
00:45:25.700
to dig into every time I didn't collect a co-pay or deductible. And they're going to argue that they
00:45:30.080
have a contractual ground to stand on that they don't owe me the money. It's almost like a lie
00:45:37.220
agreed upon. They wait until the deficit gets big and then they put you out of business. And then
00:45:43.840
what happens? Hey, it's tough out there for a small privately held pharmacy. We're actually buying
00:45:51.760
pharmacies right now. Would you like to sell to us? So Aetna owns or CVS, CVS Health owns Aetna.
00:46:00.840
CVS Health owns CVS pharmacies. CVS Health owns the PBM. All of that's vertically integrated.
00:46:09.320
They set the price point. They set the co-pay. They set the reimbursement. They set the deductible.
00:46:13.620
They also own mail pharmacies, like mail order pharmacies. And they will tell patients,
00:46:19.220
oh, we can get you this drug cheaper if you'll go to our mail pharmacy in an effort to cannibalize
00:46:24.580
and monopolize that patient life so nobody else has access to them. And so they can't see behind
00:46:29.800
the curtain to find out that they're really getting screwed, that they never should have
00:46:33.980
been paying that price point on the drug in the first place. And so like one of the things we're
00:46:37.560
doing at my pharmacy is we disclose pricing. Like we added, you could search and find out what the
00:46:43.320
real wholesale prices on any drug and research that. And to show a real world example of how
00:46:50.040
dirty this is, Tucker. And if any of it's too much, let me know. I can tailor this to whatever
00:46:54.940
makes sense because it's a lot. Okay. The state of Ohio launched an investigation, hired 32 forensic
00:47:04.080
auditors, just the state of Ohio, just Medicare, get just Medicaid. Sorry. Guess what they found?
00:47:12.880
$230 million in fraud from the insurance companies in one year through gap pricing,
00:47:21.340
what they're calling gap pricing, the whole Ponzi scheme. I just explained, they are telling the state
00:47:26.460
this drug cost us $200. You owe us $200, but the state pays them the $200. They only paid a hundred.
00:47:34.600
So they made a hundred bucks every time that script got written. The state realized that they could
00:47:39.600
negotiate directly with the pharmaceutical companies and get better pricing. So the state
00:47:44.560
of Ohio is saving hundreds of millions of dollars. Now multiply that times all 50 states. Now multiply
00:47:52.560
that times all the federal payers because Medicaid is just the state. The Medicare program covers the
00:47:57.920
whole freaking country. Yes. 60% of the profits of these insurance companies is coming from the
00:48:03.700
taxpayers. So we're getting killed paying taxes to give these guys all this money at the government
00:48:10.220
level, but then we're getting killed on our company insurance plans. And then as a business owner, I'm
00:48:15.640
getting killed because at the end of the year, they renegotiate the rates and they charge me more,
00:48:19.920
right? I'm paying half of the care of my employees, my 300 something employees and everything that costs
00:48:25.360
that insurance money they've taken a 30% markup on. That's why we're facing this mega healthcare
00:48:33.260
expenditure issue in America. It's not just the pharmaceutical industries. It's the collusion
00:48:39.440
and the capture of all of them working together to essentially screw all of us.
00:48:45.080
Well, 2024 is a wild year. Who knows what 2025 will bring. But one thing a lot of people have
00:48:50.520
realized is that remember thoughts and prayers, people made fun of that. No one makes fun of that
00:48:54.200
anymore. Prayer actually works. It's just a fact. Every society has recognized that from the beginning
00:48:59.240
of time until recently. And people are starting to realize, oh, wait, prayer is essential every day.
00:49:05.940
So if you want to start something new, that's good for your soul, easy to maintain and will last
00:49:10.700
for the rest of your life, check out Hallow. It is the world's number one prayer app. I heard about
00:49:16.860
it from my wife, not just once, but every night at dinner for the past six months. She loves it
00:49:23.240
because it's easy to use and it is life-changing. It builds a daily habit of prayer and allows you bit
00:49:30.800
by a bit to grow closer to God every day of 2025. There are over 10,000 guided prayers and meditations
00:49:38.040
on Hallow. You can check out the daily scripture readings, nightly sleep prayers, and a daily
00:49:42.580
minute if you're short on time. There is all kinds of stuff on Hallow, all designed to get you to grow
00:49:49.080
closer to God. So start the year off right by putting your relationship with God first and pray with
00:49:54.300
the help of Hallow. You get three free months of Hallow when you sign up at Hallow.com slash Tucker.
00:50:00.440
That's Hallow.com slash Tucker. That is sincerely endorsed from personal experience.
00:50:06.340
You haven't mentioned doctors, really. It doesn't sound like they're getting rich from this.
00:50:25.120
The doctors are making less and less to do more and more. In fact, we're-
00:50:29.820
That's kind of crazy though because medicine is, I mean, at the core of medicine is a doctor,
00:50:33.820
right? 100%. And we are facing a crisis with that. We have a booming aging population.
00:50:39.360
We have a primary care shortage in America. That's why it takes three to six months to get
00:50:43.280
in with primary cares. And 80% of primary cares in an interview, I think it was done by Harvard,
00:50:49.120
said they will not be in this profession within 36 months. They don't want to do it anymore.
00:50:53.800
It is a beat down. These poor people are working their asses off, but they're in a system
00:51:01.300
The people getting rich are the parasites, right? They're not providing any actual service.
00:51:05.120
Right. And then in certain states, clinicians have the right to earn into and make profit off
00:51:10.160
of things. And so because the insurance companies have gotten so dirty and have cut the reimbursement
00:51:14.980
rates for clinicians, clinicians are now looking for ways to make money. And so oftentimes when I say
00:51:21.640
corporate capture again, it's the word of the day. But when I say it, either it's one of two things.
00:51:26.940
Either your doctor is an employee of the hospital and works for the hospital, which is directly
00:51:33.660
controlled by the insurance company, okay? And so they're essentially an employee of the
00:51:38.280
insurance company, or your clinician owns the hospital or surgery center. And then they dictate
00:51:45.420
to the hospital and surgery center, the protocols and procedures. And in those instances, they're
00:51:50.060
oftentimes having to bill out of network, which is a whole nother racket. Because when you bill
00:51:54.840
out of network, you get paid a third of billed charges. So that's why when people go, what the
00:51:59.060
hell? My MRI was $6,000. It's because they know that they're only going to get paid a third of what
00:52:05.380
they bill United or Cigna. And so they have to inflate their bill by threefold. But the insurance
00:52:11.860
company sets you up for failure by saying you have to go after the patient for any short pay.
00:52:17.020
So this is where people get into these medical bankruptcy issues. Because if I go to United
00:52:24.340
Healthcare when I owned a blood lab, and I said, United, I want to be in network, their answer is
00:52:28.300
fuck off. We don't want you in network. We don't need you. We've got blood labs that we have browbeat
00:52:33.640
for 20 years, and we've got them negotiated down to a dirt cheap price. We don't want another in
00:52:37.840
network lab. So I either lay everybody off and go out of business, go to a cash model, which is what I do
00:52:44.040
now, or you do what's called billing out of network. And if I were to, I'm going to use blood
00:52:49.860
as an example. If I were to bill the panel we run at Ways to Well, if you were to walk into a quest,
00:52:56.380
and it's happened because I've had UFC. That's the biggest, right? Yeah. I've had UFC fighters that
00:53:00.700
are our clients and stuff walk into quest, and they give them an insurance card, and they quote them
00:53:05.960
$3,000 for our blood panel. And they'll call me and go, oh my God, dude, they're quoting me. I'm like,
00:53:11.080
no, no, no, no. Give them our code. It's a $300 deal, and they bill me. They don't bill you.
00:53:16.800
Like, I got it. And they're like, well, how can it be $300 when they're charging $3,000?
00:53:22.320
And so it's because once you've billed a panel at a rate by law in the contract, you have to bill
00:53:29.000
the patient for that rate. And so if I take insurance at a blood lab, and I'm out of network,
00:53:35.180
and I bill the insurance $300, they're going to pay me $100. I can't run it. I'd lose money. I'd lose $200.
00:53:40.100
Yeah. So I have to bill them $900 to get paid $300. Does that make sense? Yes.
00:53:45.660
And then in the instance that the insurance denies, one of the deny deposed, you know,
00:53:50.980
if they deny, I am in my contract required by law to go after you for the additional money.
00:53:59.020
Yes. I have to chase you down, but I never wanted $900. All I wanted was the $300 you owed me in the
00:54:05.160
first place. That was it. But I can't get that because you won't give me a contract.
00:54:11.120
And that's what's happening with surgery centers, MRI centers, hospitals. There's in-network and
00:54:16.640
there's out-of-network. You, the patient, oftentimes pay for out-of-network benefits and coverage.
00:54:21.520
And then the insurance company tries to deny it and make it impossible for you to get that.
00:54:25.680
And oftentimes clinicians are out-of-network. Like the biggest, baddest, best,
00:54:30.580
brightest minds for orthopedic surgery in the state of Texas, arguably is University of Texas,
00:54:37.180
UT Medical School. UT Medical School is kicked off of Optum and United Healthcare's plan.
00:54:45.200
So if you're, let's say you blow an ACL, you know, the Texans, Rockets, Astros, Team Doctors,
00:54:52.020
all those guys for the most part are either at Methodist or UT. Well, you can't get to those guys
00:54:58.500
because they're out-of-network for you. If you have an out-of-network plan, you can use it and
00:55:03.680
pay a bigger co-payer deductible to get to go see those guys. Does that make sense?
00:55:07.060
Yes. But they have to bill them out-of-network and they'll get paid a percentage of the billed
00:55:11.200
charges. The cash model that you operate under, is that the future? I think what I tell people is
00:55:20.960
the same way these insurance companies are using AI algorithms to deny coverage,
00:55:26.420
they are going to use large language models and AI to obstruct your ability to get care.
00:55:33.580
The last person in the world you want digging through your underwear drawer is the federal
00:55:39.100
government, but the second is the insurance companies. You don't want them to know your
00:55:44.440
blood work. You don't. Unless you need a procedure or something that's coming up that's catastrophic
00:55:49.760
because they're going to use it and use AI to screen you out of their system, right?
00:55:56.280
And if they think you're headed towards a catastrophic event, like a heart attack or a surgery or cancer,
00:56:03.160
they're going to want to get you out of there before that manifests. And the average person
00:56:08.000
is employed or is insurance comes from their employer. And so if I'm a CEO at United and I know
00:56:14.440
you're headed towards, you know, uh, something catastrophic, I can delay your ability to uncover
00:56:20.400
that through putting these obstructions on things that don't make me money.
00:56:25.280
And you have, yeah, absolutely. Absolutely. Like, like diabetes is a prime example.
00:56:29.180
Wait, wait, hold on. You're saying that health insurance companies would intentionally keep people
00:56:37.540
That's why they don't allow you to get comprehensive blood work. That's why they delayed women's care.
00:56:42.240
Like the OB-GYN initiatives were saying that we should be screening for certain genetic disorders
00:56:47.220
in the, in your twenties. And the insurance company said, no, we think that number should be 35.
00:56:52.540
And all the clinicians go, okay, the number's 35. And so now women don't get that screening to see
00:56:57.560
if their child's going to have a genetic issue unless they're over the age of 35. And there's
00:57:02.280
hundreds of examples of this. So I think what happens is I'm an executive at United. The whole
00:57:07.240
system's built for quarterly earnings, quarterly profits. I got to hit that number for wall street.
00:57:11.520
Let's just say I'm managing a hundred thousand patient lives every day, month, week. I can delay
00:57:19.060
those individuals is another day, week and month that I don't spend money on a surgery. And if I
00:57:25.820
deny those surgeries and only 10% of them come back and fight me on it, step one is to deny,
00:57:32.500
delay, step two, deny. Now I've, I've obstructed your ability to get to that. And an example would
00:57:38.380
be a chronic disease like, I'm sorry, I'm just fixated here. And to note the obvious, so what
00:57:42.460
you're saying is that they don't want you to know that you could develop a life-threatening
00:57:46.760
illness. They don't want to treat preventative. And so anything preventative is proactive. But like
00:57:52.700
pancreatic cancer, for example, has a survival rate that's in the single digits, but if caught
00:57:57.840
early, it is survivable. And there's many other examples. So here's an example. They will say these
00:58:03.860
things are expensive. So the screening tools we use in healthcare are dated. This is why we have
00:58:08.920
moved to a cash pay at our clinic ways to, well, like we that's, we've, we've become a big name
00:58:14.300
because of Joe. Like we helped Joe, we helped Aaron Rogers. We're in the Aaron Rogers documentary,
00:58:18.420
but everything we do pretty much is not covered by insurance. Almost everything we do wouldn't be
00:58:23.660
covered by insurance anyway. And it's not that it's crazy expensive. It's that it's just not part of
00:58:28.980
their ecosystem. Our job is not to push drugs. Our job is to have an intelligent conversation
00:58:35.540
with patients, to do the deep dive, to uncover the root cause and to explain to the patient what
00:58:41.520
is happening with their body and why, and to give you the patient sovereignty and autonomy over your
00:58:47.820
health. And so an example would be a cancer screening. You know, at our company, our cancer
00:58:52.320
screening looks at, looks at you at the cellular level and can diagnose over 200 different types of
00:58:57.420
cancer at stage zero, 99% survival rate at stage zero. We know that a large majority of firefighters
00:59:05.720
and first responders will develop cancer in their lifetime at a minimal. Why would we not be pre-screening
00:59:12.680
all of our, because they're exposed to toxins, chemicals, fires, smoke, smoke inhalation. A lot of
00:59:18.820
our military personnel have been exposed to, you know, agent orange and all these different, you know,
00:59:23.560
compounds in the battlefield. They disproportionately have a higher cancer rate and we could be screening
00:59:30.100
those individuals with real world science and preventing cancer, but we don't. There's a lot
00:59:37.900
of money made in chemotherapy. Did you know that the majority of an oncologist's income comes from
00:59:44.100
marking up the medication itself? The chemotherapy itself is a profit center for the clinician that
00:59:50.380
prescribes the chemotherapy. And so. So that would suggest that if it's, if chemotherapy is a profit
00:59:55.680
center, then, I mean, I would assume it's overused. Well, that's what you're going to see with everything.
01:00:02.420
GLP-1s, the weight loss drugs. Well, I believe that. It's become a frontline defense. And I have a different,
01:00:07.520
I'm buddies with Callie, I'm buddies with Joe, I'm buddies with Jillian Michaels. They hate Ozempic.
01:00:12.420
My thing about it is I don't hate it. I'm pragmatic. It's a tool in the tool belt. And when utilized
01:00:17.780
appropriately, it can change and save lives. Yes. But it is not a first line defense. Yes. And it
01:00:25.500
should not be used in children. And prescribing Ozempic. That sounds sensible. Yeah. Prescribing
01:00:32.380
Ozempic without first talking about diet, lifestyle, and nutrition is like brushing your teeth while
01:00:37.860
eating fucking Oreos. It's delusional. And that's what we're trying to do. And you go, well, wait,
01:00:43.360
why? I told you why, Tucker. They're printing fucking money off these medicines. The insurance
01:00:50.940
company loves Ozempic. The pharmaceutical industry loves Ozempic. Is there a big benefit to it?
01:00:57.960
Absolutely. It can help reduce the risk of chronic disease because the number one risk for almost all
01:01:04.640
of these chronic diseases is metabolic disease and obesity. Yes. And we are chronically ill and obese as
01:01:10.520
a society. And so if we can get that weight off, great. But if we don't talk about diet, lifestyle,
01:01:15.840
nutrition, we're just putting a bandaid on it. We got to get to the root cause. And then if we're not
01:01:21.840
going to address the food issue and we're not going to fix our food issue, you know, it isn't a matter of
01:01:27.100
people eating bad or good. Like it clearly is like diet is very, very important. It's the most important
01:01:32.880
thing. But I want to be clear. Even if you try to eat healthy in America, it's hard. It's I mean, we have,
01:01:39.700
we have over, so, and I think it was the 80s, we had 700 FDA approved ingredients in our food.
01:01:47.300
Now there's thousands and I think it's over 10,000 ingredients. In Europe, it's 700. There's over 10,
01:01:53.060
petrochemicals, everything in our food sources, preservatives, food dyes, all of it. And they're
01:01:58.540
all causing an increase in metabolic disease and these problems. They're making our food more processed,
01:02:04.340
more addictive, more abusive. And then we're getting chronically ill and chronically obese.
01:02:10.140
And then that leads to being chronically on medications. And then that leads to trillions of
01:02:17.060
dollars. Like when we talk about big pharma, the insurance companies made $1.5 trillion last year,
01:02:26.320
trillion. Pharma is still in the billions. I think it was six or 700 billion. It's just still an insane
01:02:31.680
amount of money in revenue. But the insurance companies are two and a half size, the size of
01:02:37.920
big pharma. And at least the pharma companies make something. Yeah. I mean, they do. They may not
01:02:41.360
have enough R&D and they make, you know, addictive drugs and that's all bad, but they do make things.
01:02:46.840
Yeah. I don't know. So, but just, I, I'm, I just want to clear this up. Do you think it's possible,
01:02:52.940
it sounds likely maybe that chemotherapy is over prescribed?
01:02:55.680
I think every drug on the market is probably over prescribed. Antidepressants. I mean,
01:03:03.240
why are we prescribing antidepressants? They have a, they barely, there is a place for every
01:03:07.660
compound. I don't want to, I don't want to paint something that's all bad. But should the amount of
01:03:15.000
people be on antidepressants? It's really simple. As a non-physician, non-college graduate,
01:03:20.200
let me just say, if the suicide rate goes up, they're not working. Yeah. And the suicide rate
01:03:25.780
has gone up. So like, it's just, there's kind of no getting around that. That's just very simple.
01:03:30.600
And there are alternatives to that. Again, at our practice, we have a product called wave
01:03:34.740
neuroscience. We scan your brain. We assess where neurons are misfiring. This is all stuff that's
01:03:40.220
not covered by insurance, but it has an astronomically higher success rate and over 80% at helping
01:03:46.640
depression, anxiety, and insomnia. It's not covered by any insurance company, uh, because they force
01:03:52.320
you back to SSRIs and you have to fail two or more SSRIs to get treatment. But why Tucker?
01:03:58.040
Which is more, which is more effective for rescuing people from despair and suicide,
01:04:03.220
taking SSRIs or getting a dog. Yeah. Super simple. No, it's provable. Yes. I believe you.
01:04:09.780
Um, yeah. No, it's, uh, it's a national tragedy. Yeah. And if you, I just know from years of,
01:04:18.160
you know, covering mass shootings on television, if you ask the question, was the shooter an SSRIs,
01:04:23.000
you get shouted down immediately. You get called into the office. Ooh, conspiracy theory. Like
01:04:27.400
then what's the answer then? Yep. And the answer is all of them are. Yeah. So Joe had a quote,
01:04:31.960
uh, Rogan had a quote. We, uh, we don't have a gun problem. We have a mental health problem
01:04:36.560
disguised as a gun problem. Yeah. Well, we have a drug problem that's causing a mental health
01:04:40.080
problem in my opinion. Yep. Um, but yes, no people, you know, I don't even take Advil. I feel
01:04:46.060
great. So that's, that's my feeling on it. Yeah. Sorry. I know you go to pharmacy, but I just go.
01:04:51.240
No. And my thing is medicine, medications should not be the solution. No. They're the last option on
01:04:57.740
the table. Yeah. We first have to take the time to deep dive and understand. And when you say walk me
01:05:04.480
through a patient life, a 40 year old woman comes into a clinic, she's tired, she's exhausted. She's
01:05:09.720
raising a family. She's working a job. She's trying to be superwoman, be everything to everyone.
01:05:14.300
That's right. She goes in there. She's gained weight. She's tired, exhausted, doesn't sleep well,
01:05:19.780
riddled with anxiety and stress. She's going to leave there on four or more prescription medicines.
01:05:24.920
That's totally right. Because that's how the system was built. But if you were to come into a practice
01:05:29.340
that is proactive, predictive and preventative, that is truly trying to help you, you're going
01:05:35.080
to spend an hour with that clinician. We're going to do a deep dive. We're going to look at your
01:05:39.680
blood work, your biomarkers, your hormones. We're going to do an EEG to assess your brain health,
01:05:44.740
your neurons. Is there anything going on here that's causing the noise, the static, the stress,
01:05:48.560
the anxiety? We're going to talk to you about magnesium and supplements that maybe are deficient in
01:05:53.840
your diet because our food sources are crap now. And we're going to help dial all those things in.
01:05:58.080
I can't tell you how many patients we've helped just through supplementing products like magnesium
01:06:03.780
and zinc. We're all chronically deficient on so many minerals. It's not about a drug. Like
01:06:10.520
magnesium, zinc, sunlight, and sodium can probably solve a huge amount of our anxiety in this country.
01:06:18.420
I totally believe that. But I also think that they're big. Well, that is absolutely true. And dogs.
01:06:23.300
But there are structural problems too. If you're a mother of a bunch of small kids and you have to
01:06:29.660
work to support your family, there's something wrong with our economy. I mean, that's totally
01:06:34.560
unnatural. It's totally unnatural. And by the way, no person can pull that off adequately. I don't care
01:06:40.100
what anybody says and I'm sick of lying about it. It's absolutely impossible to have a full-time job
01:06:44.900
and be a full-time mom to small kids. It's just not enough time. It doesn't matter how hard you try,
01:06:49.440
how brilliant you are. I think there are a lot of super hardworking moms, but there's just not
01:06:54.260
enough time in the day to pull that off. So that was not the state of play the year I was born.
01:07:00.620
People who had kids, you know, and were married, they could get by in one income.
01:07:05.540
A hundred percent. And it's the system, the system has failed Americans in so many ways.
01:07:11.400
And even the, even the healthcare cost portion, so many people go, well, man, I don't,
01:07:15.820
I can't afford preventative care. And, you know, to get a comprehensive blood panel and an hour on
01:07:21.320
the phone with a clinician is 500 bucks. And I'm not trivialized. That's a lot of money. But how much
01:07:26.520
do you spend on beer? How much do you spend on your car? You're in your car a few hours a day.
01:07:32.080
You get one body. 400 trillion to one is what I told the Senate. 400 trillion to one are the chances
01:07:39.680
that God gave us this life today. What are you going to do about it? Are you going to let these people
01:07:45.640
ruin it and riddle you with chronic disease and illness and your family? Like it's not about
01:07:52.000
dollars. It's about memories. It's about moments. It's about having the life you've always wanted
01:07:56.600
and living into your elderly years, being healthy and not chronically ill and not on four or more
01:08:02.080
fucking drugs. But the only way we can do that is if this fucking government gets off its ass
01:08:07.400
and starts doing something about what these insurance companies and these pharmaceutical companies
01:08:12.080
are doing to us. Make 2025 the year you check life insurance off your list to protect your
01:08:18.320
family's future with Policy Genius. It is hard to find life insurance. It's a hassle who wants to
01:08:23.220
think about it. Policy Genius makes it super easy. And when you do that, you ensure that your loved
01:08:28.420
ones have a safety net to cover all the debts or expenses should something happen to you. And things
01:08:34.580
do happen when you don't expect them to. So with Policy Genius, it's really easy. You find life
01:08:38.880
insurance policies that start at just $292 per year for a million dollars of coverage. Some options
01:08:45.260
are 100% online and you don't even need unnecessary medical exams, which is another hurdle to go through
01:08:50.440
to get life insurance. You don't want to sit through that stuff. They've got licensed support
01:08:53.980
teams to help you get what you need fast so you can get on with your life and check life insurance
01:08:58.840
off the list. They answer questions. They handle paperwork. They advocate for you throughout the
01:09:04.160
process. They make it super easy. Life insurance is a form of financial planning. Obviously,
01:09:10.160
Policy Genius is the country's leading online insurance marketplace. Even if you already have
01:09:14.960
life insurance through work, it may not protect your family in the way you want them to be protected
01:09:19.820
if something were to happen to you. Policy Genius can fix that. So head to policygenius.com slash
01:09:24.960
Tucker or click the link in the description to get your life insurance quotes for free and see
01:09:30.120
how much you could save. So what would you said at the outset that Trump has said he would like to
01:09:50.780
get rid of the pharmacy benefit managers? What would that mean? So they're an unnecessary middleman. I
01:09:56.840
think what needs to happen is if you get rid of the pharmacy benefit managers, you get rid of a
01:10:01.840
huge profit center for the insurance companies. You take away their incentive to keep you on
01:10:06.700
prescription drugs. Now they're de-incentivized because you're costing them money. If they don't
01:10:11.820
get those rebates, they're losing money by you being on prescription drugs. So they've done a secret
01:10:16.200
deal that you don't know about as a patient to steer you towards certain drugs and away from other
01:10:20.180
drugs. Absolutely. And they even have a safe harbor with the federal government. The federal
01:10:23.860
government doesn't, this is insanity, Tucker. The federal government does not have line of sight
01:10:29.480
into Medicare and Medicaid and why the prescription drugs are costing them that much. So what the
01:10:37.360
insurance companies do. What does that mean? So I'll explain. Let's go back to insulin. Let's,
01:10:41.540
I'm going to use it. We'll just make up a drug. Drug A is a, let's say the insurance company tells
01:10:45.520
the people the average wholesale price in America for this drug is a thousand dollars a month.
01:10:50.360
They never paid the thousand. They paid 500, right? They tell us because the rebate,
01:10:55.320
they tell us it's a thousand. Okay. Now they've set the average wholesale price because they're the
01:10:59.860
ones that set it. Then they negotiate for Medicare, Medicaid with the federal government. And they say,
01:11:05.080
Hey, federal government, since you're our buddy, we'll give you a price break. We're going to sell it
01:11:09.780
to you for 800 a month. Better than anywhere in the country. You're getting a $200 price concession per
01:11:15.920
month on this drug. They didn't pay 800. They paid 500. They made $300 off of the federal government
01:11:23.280
every month. And who paid that? Me and you. And federal regulators don't know that there is a safe
01:11:30.220
harbor. And that's what people are trying to peel through. They're trying to get rid of this safe
01:11:34.200
harbor. And the, the, the, uh, I think the Senate had a, uh, the Senate had a investigation. They
01:11:40.300
launched, I think two years ago on the cost of insulin. And so when, when we talk about people
01:11:44.520
celebrating the death of this CEO, it's terrible, but I'm trying to get people to understand where
01:11:49.540
this anger and animosity comes from. People are catching on to the magic trick and they're
01:11:55.740
going, wait a second, you are screwing us. And the reason my cost of healthcare is so expensive
01:12:01.020
and I can't get my surgeries and my kids addicted to opioids and my wife is, you know, dying of cancer
01:12:07.640
and I'm fighting with you to get this coverage is because you are literally printing money off of
01:12:13.280
chronic disease. It's a, it's, it is not about patient lives and patient outcomes. It's about
01:12:18.480
profits and they're killing it all the way to the bank. So if you, if I'm a health insurance
01:12:24.480
lobbyist and I'm like trying to convince the administration or the Congress not to get rid
01:12:29.900
of pharmacy benefit managers, what argument am I making? Like they're going to come in and say,
01:12:34.660
if there's no pharmacy benefit managers, we're an advocate on behalf of the people.
01:12:38.260
We negotiate down the cost of prescription drug care, federal government. If you look at this and
01:12:43.480
add the numbers up, the average wholesale price of every drug in America times the amount of patient
01:12:48.600
lives in America. And then I say, I'm giving you a 30% price concession on all of the average wholesale
01:12:53.900
price. I can make the math look good. But like I said earlier, the wholesale price is fake. It's
01:12:59.040
fake. Yes. Like I said earlier, there's liars, there's damn liars. And then there's statistics.
01:13:03.380
So they control the baseline. So they control the outcome of the equation.
01:13:07.600
Bingo. Bingo. And then they control the copays and deductibles, which drive the behaviors of the
01:13:13.680
patient. So, you know, if I'm some guy working on oil rig and I'm working my ass off and I'm
01:13:18.540
exhausted and I'm on four more meds and one med is a $20 copay and addictive and abusive with side
01:13:23.880
effects, but the other med is a $100 copay. What do you think most people are going to take?
01:13:29.160
Like, and you know, I think y'all covered this with Callie and Casey, who are my buddies, but
01:13:34.180
you know, the third leading cause of death in America is medical misuse. And it's, and that's
01:13:40.180
with us reporting less than 2% of adverse events.
01:13:42.720
Well, exactly. How many people die of acetaminophen every year? A lot, thousands, many thousands.
01:13:47.440
Right. It's just an over-the-counter drug that is, by the way, useful. I'm not attacking it, but
01:13:51.560
even, even a drug as simple as that can kill you.
01:13:54.640
And there's so much we could get into with the FDA and all that. I mean, I don't want to,
01:13:58.220
we could go all day. There's a lot, there's a lot there.
01:14:01.600
Do you, um, do you have confidence that Bobby Kennedy will get confirmed? And if so, can,
01:14:08.160
I hope he gets confirmed. Uh, you know, I'm not super political. I didn't get political until this.
01:14:14.540
And it's, it's ironic. I, uh, Bobby, I think cares and Bobby, you know, RFK reached out and had,
01:14:22.900
met with me and I'm an, the two politicians that I've ever reached out and said, I want to talk
01:14:26.240
about this in my adult life were Tulsi Gabbard and RFK. And I've gotten to know both of them
01:14:30.900
and they're amazing humans and they're good people. And they care about people and they
01:14:34.480
care about this country. And what I've seen Trump do so far has me more excited. I mean,
01:14:39.940
I talked to Joe about it. We were texting. We're like, we're back. America's back. Like,
01:14:43.300
I am excited that there's hope, but I do give this with a caveat to the American people.
01:14:50.080
Do not, it will take years for the government to overhaul and fix these things. If we can do it,
01:14:58.960
If you want to know who is sincere about fixing the corruption,
01:15:04.140
they're the ones who are going to have trouble getting confirmed.
01:15:07.560
So the people who are no threat at all, you know, who are just supporters of the status quo and who
01:15:12.700
are in effect supporting the corruption, they're fine. But, you know, they hate Tulsi Gabbard. Boy,
01:15:18.780
they really hate Tulsi Gabbard. So if you're wondering if Tulsi Gabbard is sincere, look at
01:15:22.520
the reaction she's getting. She's sincere. And same with Bobby. I do think Bobby has such a huge
01:15:27.520
national constituency at this point. I did a couple of Trump events before the election and Trump got the
01:15:32.720
biggest applause. Of course it was a Trump event, but Bobby got a pretty close second.
01:15:35.980
Yeah. I mean, he's not just some random guy. Yeah. He is a national leader.
01:15:40.880
So he has a lot of knowledge about litigation and that's what it's going to take to be able to.
01:15:47.360
To carve through the bullshit and get to the point. And I will say this,
01:15:50.900
he's even since he's secured the nomination or been nominated, he's called me to say, hey,
01:15:58.320
walk me through this to explain this to me. I want to. And he's put me on the phone with people like
01:16:02.580
he's, he truly cares and is interested. Can we fix it? I mean, we're talking about a major,
01:16:08.480
I mean, you're, again, we're back to, yes, it's big pharma. Yes, it's big insurance,
01:16:13.440
but who are their puppet masters? You know? I mean, you're talking about the biggest companies in the
01:16:18.500
world, the richest entities in the world. Can we change this? And so I tell people, hey, for $500 a year,
01:16:26.000
you can take all these people out of the equation and you can take sovereignty and accountability over your
01:16:31.320
health and you can at least begin to get proactive, predictive and preventative on your own.
01:16:36.340
But one of the things Callie and I have talked about is if we could reform our healthcare system
01:16:40.480
to focus on preventative, to focus on proactive, to force the insurance companies to address
01:16:47.440
metabolic disease rather than pushing weight loss drugs and diabetes medication.
01:16:53.460
Yeah, short circuiting your pancreas instead of like not eating Taco Bell. It's crazy.
01:16:57.580
And so there's ways to address this and reduce chronic disease and reduce the cost of healthcare,
01:17:03.560
but they don't want to do that. Okay. So as I said at the outset, I've opted out of the system
01:17:08.200
just through negligence and craziness and just not going to the doctor, which I'm sure I'll pay for at
01:17:12.180
some point. I'm just too mad to go to the doctor, but let's say you're saner than I am and, you know,
01:17:19.740
wanted to go to the doctor, but didn't want to participate in what's clearly a corrupt
01:17:28.380
I tell people, man, if you can find a cash pay clinic in your area that practices preventative
01:17:33.560
care, somebody who is not part of the captured system, you will have your mind blown at the
01:17:39.800
level of care you get because you can sit down with that clinician and have a deep dive, right?
01:17:45.680
If you were to come into our clinic, we're going to sit down with you and we're going to talk to
01:17:49.140
you about family history, what medications you're on, what genetics matter.
01:17:53.400
Oh, absolutely. There's genetics and there's epigenetics and your epigenetics are there.
01:17:57.480
So think of the epigenetics are the bullets in the gun, right? Your diet, lifestyle and behavior
01:18:03.480
are what pull the trigger. We can help guide your diet, lifestyle and behavior, but it starts with
01:18:09.160
having a discussion and it starts with showing you physiologically what you're headed towards.
01:18:14.760
And we can get proactive and predictive. Like I said, I can tell you seven years in advance,
01:18:19.140
if you're headed towards cancer, I can tell you if you're headed towards diabetes, metabolic
01:18:23.040
disease, I can use a DEXA scan and a VO2 max to assess your cardiovascular health. And the future
01:18:29.260
that I think is going to happen is I think we're going to drive down the cost of healthcare
01:18:32.180
astronomically, because what we're doing is we're using large language models and algorithm
01:18:36.760
based medicine to tie all these data sets together to truly drive health span. Because if you want to
01:18:42.960
know the different, like this has been a big hot button, I think Callie even posted it.
01:18:46.500
Japanese men are living 10 years longer on average than American men, right? And who cares if you
01:18:52.400
live to be 90, if you're sick and riddled with disease and on five drugs. So the goal is to drive
01:18:58.420
health span. And if you look at the difference between somebody who dies at the average American
01:19:02.760
age and a centenarian, somebody who lives to be 100, the only difference is the onset of chronic disease.
01:19:08.060
And so if we can delay the onset of chronic disease, which we can absolutely do, if we get
01:19:14.880
proactive and predictive and develop a strategy and a game plan, think of it like a business.
01:19:19.180
If I know I've got to generate X amount of revenue in Q1, then in Q4, then I can follow the trends to
01:19:26.080
see am I leading towards that goal or initiative. If we work you through an assessment at ways to well
01:19:32.460
and dig in, we know your bone mineral density. We know your visceral fat, your subcutaneous fat.
01:19:37.440
We know all of your biomarkers. We know your genetics, your epigenetics, your family history.
01:19:42.300
We put all that into the algorithm and we begin to get proactive and predictive.
01:19:46.620
We've got a slow bone mineral density loss. One of the biggest risk factors over the age of 65
01:19:51.020
for women is a fracture, right? We know how much bone mineral density you're going to lose a year.
01:19:55.360
This isn't rocket science. I am not that smart and I can figure this shit out. How can fucking guys
01:20:01.700
from Harvard, Stanford, you know, John Hopkins not be doing this? It's because all of them are
01:20:08.060
captured in this broken system and everyone has plausible deniability.
01:20:15.320
A DEXA scan, a VO2 max is literally like a hundred something dollars combined. And then blood work is,
01:20:21.940
you know, with us and an hour with a clinician is $500. I mean, so less than $1,000, you could have
01:20:28.540
a full workup, including an EEG, a brain scan, AI guided, everything done. And then you've got a
01:20:35.420
blueprint. And then we load that into the AI algorithm. And what we're launching is aware of,
01:20:40.280
it ties into wearables. So we have those data sets, but then our AI is tied into a wearable.
01:20:45.400
So we know your REM sleep, your deep sleep, your heart rate variability,
01:20:48.460
and we're cross-referencing all of these data sets and proactively warning you if you're starting
01:20:54.860
to head towards something that could be catastrophic. But that's where I go back to,
01:20:59.680
we do not want this shit in the hands of the insurance companies. We don't. They're too corrupt.
01:21:06.140
I actually didn't plan this interview to be like an ad for your business, but this sounds really
01:21:13.360
Well, I think a lot of people are doing this. So it's not unique to us. I don't want people to think
01:21:16.660
they have to go to us. I would implore people, if you've got the budget at minimal, like I know Dr.
01:21:22.060
Hyman's doing comprehensive blood analysis. There's a ton of companies out there. And so
01:21:27.220
the main thing is to truly, you and I were talking about carpentry earlier and our obsession
01:21:34.480
with woodworks and making sure you curate the right aesthetic.
01:21:40.240
People spend so much time and energy. And if they are going to remodel their house,
01:21:43.660
they'll interview five or six contractors. If they're going to get a car built, they'll go
01:21:47.540
interview three or four mechanics. Why are you not doing that with your body? You only get one of
01:21:53.620
these and not all doctors are created equal. And if they're in that captured system and you're just
01:21:59.380
blindly following the prescriptions and the drugs this person's telling you to take, you're doing
01:22:05.220
you and your family a disservice. You need to do a deep dive and we need to make healthcare
01:22:10.260
approachable and fun and understandable where patients want to be a part of the journey,
01:22:15.780
but the systems beat them up and spit them out. And so our thing is like, can we make it fun again?
01:22:20.920
Can we gamify it? Can we have, we compete against our friends where you can show, Hey, Tucker's
01:22:25.680
biological age has moved backwards over the last year while your biological age has gone forward.
01:22:31.180
He's beating you at the game. He's aging backwards because there's linear age, right? Like I'm 44.
01:22:37.140
That's my linear age, but my biological age based off biomarkers is 35. I'm nine years younger
01:22:44.420
biologically, physiologically than I am in a linear age capacity. And that's all calculated by the AI
01:22:50.560
algorithms. So I'm basically walking around like a healthy 35 year old. And that's how we prevent
01:22:55.800
chronic disease. We quit fucking around with writing a bunch of prescription drugs and we get proactive
01:23:00.420
and predictive and we could save billions, trillions. I mean, $1.5 trillion is what we spent last year.
01:23:08.160
Last question. Why wouldn't you cover that? You know, could you have a federal health insurance
01:23:13.720
cover that? That's the hope. Or would that destroy it?
01:23:16.200
No, that's what Callie and myself and that's what I wanted to talk to Bobby about. Like you can't let
01:23:22.260
the insurance company capture it. And we don't want the insurance company to have this data
01:23:26.120
because it's dangerous. But could the federal government mandate that the insurance company
01:23:31.620
gives you an allowance a year? Let's just say it's $5,000 a year to use, to see a nutritionist,
01:23:38.760
to see a dietician, to get proactive and predictive and go to whatever clinic you prefer.
01:23:44.420
You, the insurance reimburses the patient for it, or there's some sort of tax incentive
01:23:51.660
The insurance requires the insurance companies to cover all kinds of things.
01:23:54.680
So there's not, this is the opposite of a free market.
01:23:57.040
And my fear with that though, is if the insurance companies get that, do they demand the data
01:24:00.760
and do they get, you don't want them having access to this, but this is where we're headed
01:24:04.260
anyway. That's the scary part. That's the part of the equation.
01:24:07.360
So HIPAA protects nobody really. It doesn't sound like.
01:24:09.840
Yeah. Well, the insurance, no, because the insurance company is going to claim medical necessity
01:24:12.960
and they're going to need to evaluate you to, in the model we have now, they go, well,
01:24:17.940
I don't think there's medical necessity. I need to see this patient's records.
01:24:20.620
And then they've got some primary care that they're paying. That's a consultant to get
01:24:24.800
on the phone and come up with creative ways to deny your claim. It's complicated.
01:24:29.800
Well, it's complicated, but it also, the big picture makes absolute sense.
01:24:33.040
If we drove metabolic disease, like Callie said, if we focused on preventing metabolic disease,
01:24:38.120
we indirectly prevent all the chronic diseases that are killing so many Americans.
01:24:42.420
The number one risk factor for the big five killers of humanity is smoking, right?
01:24:51.060
And the second is age, but age isn't considered a chronic disease. So if we take out age,
01:24:55.640
the number one risk factor, smoking. The number two, metabolic disease and obesity.
01:24:59.840
So even when we talk, somebody had, after we testified in front of the Senate, I think it was,
01:25:04.980
I don't even want to give them the Atlantic, this, those scumbags posted, you know, woo woo caucus.
01:25:10.480
These people are idiots. What do they know about healthcare? They're claiming that diet impacts
01:25:14.900
cancer. Yeah. You moron. It is literally the second most crucial thing to driving your cancer risk
01:25:22.160
Why would it be important for the Atlantic, which is like works on behalf of the CIA fact,
01:25:28.300
but why would it be important for them to lie about something like the link between diet and cancer?
01:25:36.900
Because there is, yeah, this is funny. Yes. Well, multiple reasons, but one is they are also captured.
01:25:42.480
If you look at who previously owned the Atlantic, it was a lobbyist for all of the pharmacy benefit managers.
01:25:51.420
Yeah. And then they sold to Steve Jobs' widow and she supports Michelle Obama and Kamala and
01:25:58.460
she was involved in that. And it was more of, oh my God, if, if RFK stands for this and RFK backs
01:26:03.160
Trump, we got to discredit these people. And again, that's what I said to the Senate. This
01:26:07.760
is not a Republican issue. This is not a Democrat issue. This is a humanity issue. Stop with your party
01:26:16.320
bullshit. Like nobody cares. Stop trying to fuck us and help us fix this problem. I don't care who wants
01:26:24.820
to get behind this Republican or Democrat. I welcome it with open arms. Let's put our egos aside and work
01:26:31.300
together to fix this. People are dying. It's insane. But as we peel back the layers, we went on Joe. Multiple articles came out. Joe and I pulled him up on Rogan. It was, I think, a week after I went and testified in front of the Senate. Joe and I on the podcast go through and methodically look. Monsanto. Monsanto. Multiple hatchet job articles were funded by Monsanto. Then, I don't remember who wrote a hatchet job.
01:26:56.560
Of all the things you could attack that people say, why would people be angry at you for saying
01:27:00.740
this? It's just interesting to me. Yeah. Well, it's because the funding
01:27:03.520
in the, from, for those articles come from these lobbying groups that are funded by
01:27:08.800
big pharma, big food, big ag, and they're terrified. I was a magazine reporter and I know,
01:27:16.960
you know, I know what it's like to, to be told by your editor, you know, you should do a piece on this.
01:27:20.860
And you have to think like, well, I'm probably being used in some way to settle some score or whatever.
01:27:25.120
But if someone said like attack someone for saying that there might be a link between what you eat and
01:27:30.940
your health, I would say, I'm not going to do that. Do you know what I mean? Like all the villains in
01:27:36.960
the world, why am I attacking the guy who's pointing out, first of all, one of the wildest Tucker and we
01:27:42.560
went through this on Joe too, but it was, so I own these pharmacies, right? Yeah. We make a lot of the
01:27:48.680
GLP ones and weight loss drugs for pennies on the dollar because it is, let's be real. This is not an
01:27:53.520
obesity drug. It is a diabetes medication and diabetes disproportionately, yes. And it
01:27:59.260
disproportionately impacts poverty stricken communities, minority communities. They can't
01:28:04.440
afford this fucking price and they don't have insurance in a lot of those communities. So our
01:28:09.680
goal is to bring cost-effective prescription medications to the masses to make this affordable
01:28:14.760
for every human. And Jillian, Joe, everyone was asking, why are all of these articles coming out
01:28:22.320
about compounding pharmacies saying that it's dangerous for compounding pharmacies to make
01:28:27.440
these drugs? And I explained it to him. Why is there a huge backlog? There's a huge backlog
01:28:32.840
because one, it's being over-prescribed, but two, because Eli Lilly got several of its facilities
01:28:38.980
shut down via a whistleblower. Eli Lilly had a whistleblower that blew the whistle and that's the
01:28:44.620
only reason the FDA went into their facility. And what they found was unsterile conditions,
01:28:49.780
people working barefoot. They were lying and misrepresenting the dosages and the amounts.
01:28:55.820
I mean, there's a whole article on it. You can go through that Reuters did that breaks down what
01:29:00.320
happened. So the FDA hammered that facility and shut it down. And so that created a backlog where
01:29:05.920
Lilly didn't have it. Here's where it gets dark. They are paying the media outlets that they fund
01:29:12.400
$8 billion a year that big pharma puts into the advertising with these media outlets. They are
01:29:22.080
paying them to do stories indirectly, to do stories, hatchet job articles, scaring people away from
01:29:27.560
cost-effective alternatives like compounding pharmacies. Shut up and take your Osempic.
01:29:31.960
All the meanwhile. So one of these articles came out. I don't even remember who it was. It wasn't
01:29:36.840
the Atlantic. I don't even want to give them the credit. Anyways, the article at the end is an
01:29:41.300
advertisement for Eli Lilly. And by the way, Eli Lilly's cutting the prices of Osempic. They wrote
01:29:46.040
an article about a recall one of my pharmacies had on 28 vials. 28 vials. We've treated over a million
01:29:53.740
patient lives. We recalled 28 vials proactively. We didn't know for sure if there was a discrepancy,
01:29:59.860
but in an abundance of caution, we recalled it. 28 vials. Made national news. Why? That's insanity.
01:30:07.480
That should not be national news. And we know the answer why. We know the answer why. And meanwhile,
01:30:12.980
the whole time, the FDA has been in my building three times in 18 months. There are over 2,000
01:30:19.320
manufacturing, pharmaceutical manufacturing facilities that the FDA has not been in in five
01:30:24.760
or more years. Lilly and Pfizer have moved a huge amount of their manufacturing facilities overseas
01:30:30.680
to third world countries like India. And they put them in rural areas where when an FDA inspector goes
01:30:35.820
out there, they got to stay in a shithole hotel that has no water and shit. And so they don't want
01:30:39.860
to go there. And if they do go there, they have to give them a three months heads up because they've
01:30:43.660
got to get visas and green cards and or whatever they call them over all these things and negotiate
01:30:48.260
with the country to go in there for months at a time. And so I just say all that because the
01:30:54.100
narrative that's being delivered in the direction it's headed, anything that's FDA approved in these
01:30:58.240
pharmaceutical companies are not making these super safe products. There's in, in, in week ago for
01:31:04.260
hours. I certainly don't take it. No chance. But one of the things Trump did, and I'll wrap it up,
01:31:10.540
but Trump right now already, Trump said, we need to break up the PBMs. He's dead right. Spot on.
01:31:15.440
Good work. He said, we need to move manufacturing from overseas back to the United States that would
01:31:22.040
clean up all of these facilities that these big pharma companies are hiding. And then they're also
01:31:27.180
hiding the dollars, the tax dollars over there, you know, because they're able to hide those dollars
01:31:32.420
overseas and realize those revenue streams overseas and bringing all that back and putting them right
01:31:38.000
back in this country gives Americans jobs. It creates a better oversight. I mean, several of the
01:31:45.180
ideas that they have already floated out are phenomenal. Yeah. I mean, it's one thing for,
01:31:49.300
you know, it was Zempick to be made abroad, but you know, antibiotics are necessary and those should
01:31:54.360
be made here. Yeah. Just for reasons of national security. Absolutely. Brigham, thank you very much.
01:31:59.600
Thank you for having me. I know it was a lot. That was the best. I'm going to, you're going to affect
01:32:02.800
my sleep, but I appreciate it. I appreciate it. Thanks, man.
01:32:05.780
Thanks for listening to the Tucker Carlson show. If you enjoyed it, you can go to
01:32:11.080
tuckercarlson.com to see everything that we have made the complete library, tuckercarlson.com.