The Tucker Carlson Show - December 30, 2024


Brigham Buhler: UnitedHealthcare CEO Assassination, & the Mass Monetization of Chronic Illness


Episode Stats

Length

1 hour and 32 minutes

Words per Minute

182.03915

Word Count

16,801

Sentence Count

1,287

Misogynist Sentences

8

Hate Speech Sentences

14


Summary

Health insurance companies are not only the root cause of chronic disease, they are also one of the biggest contributors to it. In this episode, Tucker talks about the role of health insurance companies in creating the chronic disease crisis that America is facing.


Transcript

00:00:00.000 This health insurance CEO is murdered on the street on 6th Avenue in New York a couple of
00:00:04.800 weeks ago. And the reaction to it is not what I expected. You know, 41% of younger people say
00:00:13.760 they support the murder. And on the one hand, you think, well, you know, clearly there's a
00:00:18.100 spiritual crisis in the country. That's nihilism. There's no defending murdering a guy, any guy,
00:00:24.220 in my opinion. However, it also reveals, so I'm not in any sense justifying it. I think it's
00:00:29.440 appalling, but there's a lot of latent hostility toward the insurance companies. And I want to
00:00:37.040 understand that more. I mean, I hate them, but I don't really know why I hate them.
00:00:41.680 Yeah. I mean, what happened is terrible. It's terrible and it's tragic. And I mean,
00:00:47.420 obviously I never condone violence and the loss of human life is a tragedy, but so is the loss of
00:00:54.120 1.7 million Americans a year to chronic disease. Yes. And these big insurance conglomerates are
00:01:00.820 implicitly contributing to the chronic disease crisis that America faces. You know, they're
00:01:09.560 profiteering off the disease. They're delaying people's ability to get coverage and care.
00:01:14.720 And there's a lot of money being made through these dark pathways and approaches to these insurance
00:01:22.380 companies and the revenues that they generate. It's all become a profit-driven system. And when I
00:01:28.740 testified in front of the Senate with Bobby Kennedy and the Maha Group, you know, my main message was
00:01:34.180 the corporate capture of our institutions and how that is the real cause of the chronic disease crisis
00:01:42.240 that we're facing. There's, there's, and, and candidly, the insurance companies aren't only
00:01:48.280 implicitly involved there. They are probably one of the major contributors that somehow have gone
00:01:54.480 unnoticed for decades.
00:02:07.720 Welcome to Tucker Carlson show. We bring you stories that have not been showcased,
00:02:12.220 anywhere else. And they're not censored, of course, because we're not gatekeepers. We are honest
00:02:17.560 brokers here to tell you what we think you need to know and do it honestly. Check out all of our
00:02:23.040 content at tuckercarlson.com. Here's the episode. Maybe it does make sense. It's, I'm trying to
00:02:28.340 understand it. So the profit motive is designed to improve the quality of goods and services.
00:02:37.000 That's what we've been taught. So in other words, if I pay more for a hotel, if I stay at the Four
00:02:42.020 Seasons instead of Motel 6, I get a nicer room. If I pay more for a car, I get a nicer car.
00:02:47.980 We pay more for healthcare than any country in the world, but we have crappy healthcare.
00:02:52.280 Yeah.
00:02:52.520 So what's the difference?
00:02:54.340 The idea of healthcare started, insurance started right in Houston, Texas, in the Texas Medical
00:02:59.100 Center with Baylor. Baylor Hospital began to offer insurance plans to patients to try and
00:03:04.140 make it a consistent payment plan where they could have accessibility to preventative care. And that
00:03:10.080 was the premise of what Baylor did.
00:03:11.620 So health insurance is a fairly new idea?
00:03:14.240 Well, since the 1930s, but it got captured in the 80s and became HMOs. And so essentially,
00:03:21.200 once it was HMOs, it became a profit center and it changed, it pivoted. And so the money that's
00:03:29.160 being made off of every single chronic disease and by delaying the onset of these procedures and
00:03:34.260 surgeries. So it's pretty nuanced.
00:03:36.140 It is. And I'm going to ask a ton of dumb questions because I'm uninformed.
00:03:39.840 Um, what's the difference between an HMO and like pre-1980s health insurance?
00:03:45.760 So prior to the 80s, uh, your doctor knew you, they knew your family. Uh, they showed up with
00:03:52.180 their little leather bag. They knew everybody in the family. They spent time with you in the system
00:03:57.020 we have today because the insurance companies control the doctor's reimbursement rates. The
00:04:02.420 clinician only spends six minutes with you on average, uh, here in the United States. And in six
00:04:07.960 minutes, how can they possibly uncover the root cause, uh, talk to you about family history,
00:04:13.380 diet, lifestyle, nutrition, which they're not trained on in the first place. So it created
00:04:17.720 an issue with the ability to prevent chronic disease is one, one section of that. But the
00:04:23.500 other end of that is once these insurance conglomerates got ahold of our healthcare institutions
00:04:28.620 and took over, they began to profiteer off of the chronic disease. So it's not just where it gets
00:04:35.340 very, very complicated. And what people don't understand Trump actually yesterday announced
00:04:39.880 that he was going to break up PBMs. And when I talked to Bobby Kennedy, uh, I was walking
00:04:46.180 him through the PBM and what it is. So many people say these middlemen, or even when I did
00:04:51.660 Bobby's podcast, he said, what is a PBM? I only, I have insurance, not a pharmacy benefit
00:04:56.880 manager. And I said, you have a pharmacy benefit manager that claims that it outsources your
00:05:02.220 drug coverage to a pharmacy bit to a PBM. But the truth is they own the PBM. It's like
00:05:09.200 Scooby doo. So you pull the mask off and it's like, Oh, it was Mr. Rogers all along.
00:05:14.800 So a PBM stands for pharmacy benefit manager, pharmacy benefit manager. And they were established
00:05:18.680 in the seventies to be an advocate for the American people to drive down the cost of prescription
00:05:25.220 drug care. Their job was to negotiate on our behalf to drive down the cost of our medications.
00:05:31.480 And along the way, as the insurance companies became a for-profit institution, guess what
00:05:38.340 they did? They went out and they gobbled up all of the middlemen. So the pharmacy benefit
00:05:44.340 managers in America are all owned by the five big insurance companies. So when you pull back
00:05:51.160 the layers to the onion, what you find is they've turned the PBM into a profit center. So rather
00:05:58.260 than negotiating down the cost of prescription drug care, they negotiated up the cost. But
00:06:04.080 why, why would you negotiate up the cost? Because they, by negotiating up, they get rebates. We
00:06:10.640 would call them kickbacks in any other business. And so essentially, let me, I'll use a real world
00:06:16.160 example. GLP ones are hot right now. Everyone's talking about the price of Zimpik and how it's so
00:06:22.220 expensive. It's egregious. Roughly 30% of the cost of every prescription drug is because the 30%
00:06:30.300 kickback is going to a PBM. So if Zimpik's $1,000 a month, $300 a month are going to the pharmacy
00:06:38.320 benefit manager via a kickback. It's a pay to play system.
00:06:42.420 So who pays? The drug maker pays the pharmacy?
00:06:44.500 The drug maker pays the pharmacy benefit manager the $300 per month in order to be placed on a
00:06:50.560 preferred contract with the insurance company, which is the PBM. And it's so staggering. Let's
00:06:56.580 talk about UnitedHealthcare since that's the CEO that was, you know, unfortunately assassinated.
00:07:02.300 If we break down UnitedHealthcare, they generated $373 billion in revenue last year. Okay. 60% of
00:07:10.720 that revenue came from their pharmacy benefit manager, a holding company that nobody knows
00:07:15.700 about. The general public are politicians. They don't understand this and they don't get it.
00:07:21.280 And I'm trying to-
00:07:22.040 Are the profit margins high in that business?
00:07:23.480 The profit margins are not as high as big pharma, but there's a lot of levers that they're pulling
00:07:28.440 to hide their profits, right? And you can make, you know, there's, there's liars, there's damn
00:07:33.400 liars, and then there's statistics. You know, these guys are using a lot of levers to hide their
00:07:39.020 profitability. And so a lot of the profitabilities had held at the pharmacy benefit manager holding
00:07:44.480 company. And so they can artificially dilute down their profitability on paper. But as an industry,
00:07:52.360 the health insurance companies, and I said this on Rogan, they are the hidden juggernaut that nobody
00:07:58.760 is seeing. Everyone's saying big pharma, big pharma, big pharma. Big pharma did, I think,
00:08:04.180 600, 600 million dollars. And you look at these big insurance companies, they did two and a half
00:08:11.380 that in revenue. 2.5 times that in revenue. They did 1.5 trillion dollars north of one point.
00:08:18.180 They're projecting that they'll do 1.9 trillion dollars in revenue by 2029.
00:08:25.120 So can we, you know, not to my personal ignorance, I should just say, I don't know,
00:08:29.400 I don't go to the doctor. I don't know what my health insurance plan is. I just have no,
00:08:34.480 you know, once the COVID thing happened, it was like, I'm not going to the doctor. And I haven't.
00:08:39.320 So I'm a little bit out of it. I'm not as knowledgeable as most Americans on how exactly
00:08:44.280 this works. Can you walk through the average person's experience of health insurance and
00:08:52.120 medical care? Yeah. So let's say I'm a 40-year-old woman. Women go to the doctor annually. I think
00:08:59.200 most do. So they use the doctor more. How much is this person paying for insurance? Where's that
00:09:05.540 money coming from? What's the experience? Yeah. So the average American, because of our food and
00:09:11.400 our diet and our lifestyle, you know, 90% of chronic disease is driven by lifestyle.
00:09:16.820 Well, if we peel back and look at what's causing these chronic diseases and get to the root cause,
00:09:22.380 it's not just diet, lifestyle, nutrition. It's that the system is failing Americans. Again,
00:09:27.480 there is no safety net anymore. Your clinician doesn't have the time to do a deep dive. So the
00:09:33.460 cancer that develops in your 40s started in your 30s. The diabetes that develops in your 40s started
00:09:40.440 in your 30s. The chronic disease that hits you in your 50s started in your 40s. If we got proactive
00:09:45.860 and predictive, we could prevent chronic disease. And chronic disease is killing 1.8 to 1.9 million
00:09:52.800 Americans a year, more than every war we've ever fought since the history of this country.
00:09:58.380 That's how staggering this is. Like you and I were talking before we got on this,
00:10:02.200 the equivalent to a 747 jet worth of people are dying every day of opioid abuse, deaths of despair
00:10:08.920 at an all-time high, greater than that of the Great Depression, suicide at all-time high. All of
00:10:15.240 these things are through the roof. We are chronically ill as a society. And if we look at the pillars of
00:10:20.840 what's causing that, one branch is the big pharmaceutical industry. Another branch is the
00:10:26.460 food industry. But the other dirty branch is the insurance companies. They are implicitly involved
00:10:31.960 in this. And I'll show you how and why. So the reason I know all this is because I was a drug rep.
00:10:38.820 And then I was a medical device rep. And I stood in surgeries of some of the best and brightest minds
00:10:42.840 in the country. And from there, I owned labs and pharmacies that attempted to bill and work within
00:10:48.440 the insurance framework. So if you or your grandmother were to come in and try and fill
00:10:53.200 a medication, the average American's on four or more prescription drugs, which is just mind-boggling
00:10:59.360 in itself. Four or more prescription drugs is what the average American's on.
00:11:03.440 Average American.
00:11:04.320 Yes.
00:11:04.480 So like, I'm 55. Would that apply to my age group?
00:11:07.960 Yeah. This is all age groups. The age demographic, I think 18 to 70-something years old, we're on
00:11:12.580 four or more drugs on average, which is mind-boggling. If that doesn't tell you that there's something
00:11:17.140 wrong with us and our system and our food, like, we've got to wake up and realize somebody has
00:11:23.120 to say the emperor wears no clothes. Like, it's terrifying. So I love using the example of
00:11:29.340 Metformin because it's a very simplistic number that I can show you. If you come into a pharmacy
00:11:34.960 and you tell me you have UnitedHealthcare, I have a gag clause as a pharmacy owner. It is illegal
00:11:42.900 for me to tell you that I could sell you your Metformin for cheaper than what the insurance is
00:11:48.400 charging you. But you paid for that insurance coverage. Why can't I disclose to you that I can
00:11:54.320 give you the product for cash cheaper than your copay? So you come in, I swipe your card.
00:11:59.960 Metformin cost me, I'm going to use ballpark numbers, roughly $2 for a month's supply.
00:12:04.160 I would have sold you the Metformin for $4. I'm not allowed to tell you that. I swipe your card.
00:12:09.920 It tells me to charge you $10. That's your copay. So I charge you a $10 copay. Me, the pharmacy,
00:12:16.060 I don't get to keep that money. Who takes that money? The pharmacy benefit manager. They pull that
00:12:21.520 money out to their holding company and they get the additional $7. They short pay me. I don't even get
00:12:28.320 what I would have made if I sold it to you for cash. They're an unnecessary middleman. And when
00:12:32.940 they say they're negotiating down for the behalf of the people, that's just not true. So I'm going
00:12:37.920 to methodically walk you through what I like to tell people is the margins are made in the mystery.
00:12:42.600 When people say, why is it so confusing? Why can't healthcare be more transparent? How do I not know
00:12:49.220 what I'm going to pay? All of that bullshit is because of these insurance companies. It's because
00:12:54.560 of United, Cigna, Aetna, Blue Cross Blue Shield. It is a system built to monopolize and profiteer off
00:13:01.980 of your sickness. There's more money in you being sick than in you being well. And so most of the
00:13:08.380 insurance companies' profits come from you being on prescription drugs. So they obstruct
00:13:14.080 your ability to get surgery because that's a loss leader. They don't want you getting surgical
00:13:19.080 procedures. They don't get a kickback on that. They want you on medicine. There was an article
00:13:23.860 two days ago. They're finally talking about how much the big insurance companies were involved in
00:13:31.160 the opioid crisis. Let's look at that. If you look at a product like an opioid, as a compounding
00:13:38.260 pharmacy like mine, we had non-abusive, non-addictive pain creams. We could have prevented the opioid
00:13:43.460 crisis by not prescribing an opioid in the first place. But when the FDA allows opioids to be rammed
00:13:50.260 into the marketplace because the head of the FDA went to go work for Purdue Pharma 18 months later
00:13:55.460 after giving them the goose that laid the golden egg, a label that says these are non-addictive,
00:14:00.840 non-abusive, when they never had a human safety study on that. How? How can they do that?
00:14:05.960 They daisy chain this drug into the marketplace. It's a lot to digest. So sorry, I'm trying to
00:14:10.940 explain it very complex. I don't know how I missed the fact that the head of the FDA went to work for
00:14:14.580 Purdue Pharma. 18 months later, it took a big salary job. And I think in the last 40 years,
00:14:19.400 only two heads of the FDA haven't gone to work for industry. Then go over to-
00:14:23.660 Wait, so Purdue Pharma, to be clear, was basically just OxyContin.
00:14:27.640 OxyContin, correct. I mean, they didn't have like an entire-
00:14:30.960 Right. And what happened is what happens so often in big pharma. When they say pharmaceutical
00:14:35.380 companies innovate, and that's why they make all this money. Okay. The United States pays for roughly,
00:14:42.200 makes up 60% of the pharmaceuticals industry's profitability, but we're ranked 40th overall
00:14:48.500 in healthcare outcomes. 40th. It's, we have a train wreck healthcare system. Again, four or more drugs,
00:14:55.520 the average American's on. The pharmaceutical companies are not fitting the bill for the research
00:15:00.360 and development. We, the taxpayers are because we fund the NIH and the NIH does most of the early
00:15:07.120 product development. Then they sell the patent to the pharmaceutical companies for pennies on the
00:15:12.540 dollar. Pharmaceutical companies pick them up and use their relationship and lobbying power with the
00:15:17.540 FDA to bring these products to market. Okay. So there's that. The other thing that pharmaceutical
00:15:22.440 companies do that is not innovative and in a way to extend their revenue streams and maximize profits
00:15:27.820 is they refile patents by changing subtleties of molecules or delivery mechanisms. And they get
00:15:34.780 additional patents that make it impossible for a competitor to come into the marketplace.
00:15:38.580 That's exactly what happened with Purdue Pharma. Purdue Pharma's delivery mechanism, the cotton system
00:15:43.960 was going to expire. They were making millions, hundreds and hundreds of millions. They panic. They say,
00:15:50.620 what do we do? They scramble to find a different opioid that they could plug into the delivery
00:15:55.860 mechanism. They found Oxy. But the problem with Oxy is it is eight times more addictive than
00:16:03.320 hydrocodone. They knew this. They knew it. They knew it a hundred percent and they put it in the drug and
00:16:09.980 they put it into the marketplace and they met with the head of the FDA in a private hotel for weeks in
00:16:15.900 advance. And they pushed it into the market and the FDA gave them the golden goose. They put that this
00:16:23.020 was less likely to be addictive or abused than other opioids, which was a bold face lie. And then that
00:16:31.360 individual went to go work for Purdue Pharma 18 months later when they left the FDA.
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00:18:14.500 And the same thing happens. Especially because, again, Purdue Pharma didn't make, you know, lots of
00:18:19.640 famous cancer drugs or antibiotics. No. Basically just made opioids. Yeah. And before that, they created
00:18:24.340 the Valium crisis of the 60s, where they were advertising to women in the New York Post and New
00:18:29.720 York Times saying, feeling stressed? Pop a Valium. Yes. And women got addicted to Valium all over the
00:18:35.680 country. So Purdue Pharma has done this multiple times. And the final ramifications are so much
00:18:42.040 more staggering because, again, who pays this? The taxpayers. But the real cost of all of this,
00:18:47.840 and this is what I said to the Senate, we can ramble off numbers and dollars. Like, I can tell you
00:18:52.880 how the number one reason for bankruptcy in America is healthcare costs. I can tell you how the number one
00:18:59.340 budgetary concern for the federal government is our rising healthcare cost. And I can tell you how for
00:19:06.760 employers, one of the biggest burdens is the insurance plans and covering their employees'
00:19:11.740 healthcare costs. But the real costs are paid in human lives. People like my brother, who got addicted
00:19:17.340 to opioids and lost his life because the system chewed him up and spit him out and let him down.
00:19:22.580 How did he get addicted to opioids?
00:19:23.600 He had an ACL surgery in high school, like so many kids. And the insurance companies are
00:19:31.000 incentivized to prescribe opioids. That's the article that came out the other day. And that's
00:19:35.900 what I'm trying to explain about the danger of these middlemen called the pharmacy benefit managers.
00:19:42.180 They're not middlemen at all. They're profit centers for the big insurance companies. And so even on
00:19:48.340 opioids, you could have been prescribed a non-addictive, non-abusive pain cream after your
00:19:54.680 surgery. It's a topical that uses non-abusive, non-addictive ketamine, but in a topical form.
00:20:01.800 You can't consume it. You can't eat it. You don't get high. There's no physiological high from it,
00:20:07.860 but it works. It's very efficacious. Why would the insurance companies not prescribe that
00:20:14.560 over a highly addictive side effect riddled opioid? The answer is the insurance companies were getting
00:20:22.000 rebates on these opioids. If you, if you look this up, you can read, do the research. They made
00:20:27.920 hundreds and hundreds of millions of dollars right beside Purdue pharma, but they floated through all
00:20:34.480 of it. Exactly. So what happens is we'll, we'll go back to like a product. Well, here's another hot
00:20:41.960 talk. Insulin will be a great example. Insulin's been out 40 years. Why is insulin six times more
00:20:48.260 expensive than it was when it launched? The pharmaceutical companies are not making more
00:20:52.660 than they did when they launched it. Eli Lilly's actually making less per vial than it ever made
00:20:56.880 on insulin. Where is all that extra money going? That money is going to the pharmacy benefit manager.
00:21:03.980 So UnitedHealthcare owns Optum. Optum is a pharmacy benefit manager that negotiates rebates or kickbacks
00:21:11.380 with the pharmaceutical companies. So when it came to opioids, they go to Purdue pharma and they
00:21:16.080 say, okay, Purdue, I'm just going to use simple math for my small brain. It's if it's a hundred
00:21:20.980 dollars a month, they say, Purdue, we're going to, if they, if Purdue wants to charge 50, they'll say
00:21:25.940 charge a hundred and give us a $50 rebate. Okay. And so then United will show you the patient that
00:21:34.660 your opioid cost them a hundred dollars that month or whatever the prescription drug is. Prescription
00:21:38.680 of a cost them a hundred dollars. They never paid the a hundred dollars because they got a $50
00:21:44.380 rebate. So they paid $50. What people don't realize is 80% of your health plan in America,
00:21:52.380 80% of Americans health plan is covered by their employer. Most people are, are, are getting their
00:21:57.300 health plan through their employer. So at the end of the year, these big insurance companies meet with
00:22:02.460 your employer and say, Bobby Sue was on this opioid all year long. It costs us a hundred dollars a
00:22:09.420 month. That's $1,200 a year. We've got to raise your co-pays, your deductibles and your out-of-pocket
00:22:14.940 expenses because it's really running up our costs. But in reality, they never paid that. Then where
00:22:21.180 this gets more sick and twisted is a lot of people don't understand this Medicare and Medicaid after
00:22:26.780 Obamacare has all been outsourced to the big insurance companies. So 60% of United's healthcare's
00:22:34.180 profits are coming from Medicare and Medicaid. And how do they negotiate the Medicare and Medicaid
00:22:39.500 prices? They negotiate it by looking at the average wholesale price in America and saying,
00:22:45.060 we want a discount. Well, that average wholesale price is a bullshit price because they set the
00:22:50.720 market, but they didn't pay that price. Does that mean, is this making sense? So just follow the
00:22:55.660 dollars. Okay. A hundred dollars a month. They didn't pay the hundred, they paid 50. They tell
00:23:00.460 the employer they paid the hundred. At the end of the year, that employer is going to get hit with
00:23:05.160 the cost going into the following year. All of those co-pays, deductibles, all that goes up.
00:23:10.400 Then you, the patient get hit. And so when they decide what drugs to put on a formulary,
00:23:17.100 what drugs they're going to cover, it has nothing to do with the efficacy and what is best for the
00:23:22.660 patient. It has everything to do with who gave them the biggest rebate. And they incentivize you
00:23:28.340 to go to those drugs by lowering your copay and deductible on those drugs. So with opioids,
00:23:34.280 they made it very easy to get an opioid because it was getting a rebate, but they made it very
00:23:40.560 difficult to get a non-addictive product like a pain cream. And then eventually they just said,
00:23:45.520 we won't cover pain creams at all. You're going to have to take an opioid.
00:23:48.360 Then to go even deeper, that's just the prescription.
00:23:52.340 And this is what happened to your brother.
00:23:53.840 This is a hundred percent what happened to my brother and what happened to millions and
00:23:56.300 millions of Americans. And it's still happening to this day. And so I'll paint a picture for you.
00:24:02.340 Imagine being a young kid with a spine issue and you're in pain. And this particular spine issue
00:24:08.240 causes the sensation of burning and fire shooting into your hands, your feet, your extremities.
00:24:14.880 And the worst of it all, a large percentage of these male patients with this spine issue
00:24:19.700 experience burning and fire in their genitals, fire and pain shooting into your genitals and
00:24:25.800 extremities. In the insurance model with UnitedHealthcare, you're going to have to go to a
00:24:31.040 primary care first. That's going to take two months to get in with that primary care. You're
00:24:35.320 dealing with this pain and suffering the whole time. Now you get in with the primary care, they go,
00:24:39.840 whoa, got six minutes with you. This is out of my wheelhouse. I'm going to refer you to a
00:24:45.020 specialist. You go to a specialist. That's going to take months. Oftentimes you have to argue with
00:24:49.720 the insurance, right? Deny, delay, depose. You're going to argue with that insurance company begging
00:24:55.900 them to allow you to go to a specialist. Your primary care may even have to get on the phone and
00:25:00.300 get a prior off and negotiate it for you. Now you finally get in with a specialist. Specialist says,
00:25:05.180 I want to order an MRI. A lot of times the insurance companies will deny the MRI or delay it.
00:25:11.120 So now you've got a battle for that. That's going to be another three or four months. The gist of it
00:25:15.140 is the average spine patient takes six to nine months before they ever really even get an answer.
00:25:21.080 And then they've got to negotiate to get into the surgery. And now you finally get the day in the sun
00:25:27.200 where you're finally feeling like you're going to get relief and you're going to get that surgery
00:25:30.840 that you've desperately needed. But the whole time they've been selling you opioids to keep
00:25:36.060 your pain level down because that's the only option you have. So now you get your approval
00:25:41.580 and you say, I found the best surgeon in the country. I want to go to this guy. That's not
00:25:45.960 how it works. The insurance company tells you who you're allowed to go see. And they say, yeah,
00:25:49.700 he's not in our network. You've got to go to this other doctor. And then that doctor botches the
00:25:54.260 surgery. It wasn't the surgeon you wanted. You waited nine months to get this thing done.
00:25:58.560 And that surgery messes up your that surgeon messes up your surgery. That's what happened
00:26:02.940 to this kid, Luigi. That can you imagine how he could have lost his mind and gone crazy? Yes. And
00:26:09.280 what's unfortunate is that's what's happening to millions and millions of Americans every day.
00:26:15.500 What happened is terrible. It's tragic. Nobody has the right to play judge, jury and executioner,
00:26:21.680 but neither do the PBMs and the insurance companies. And that's what they're doing every day.
00:26:26.160 They are monetizing and printing money on the backs of Americans, monetizing our chronic disease and
00:26:32.500 illness, making money off prescription drugs while denying surgeries, slow playing surgeries.
00:26:38.620 And I mean, I could go on for hours because it just gets deeper and deeper. And I love to show
00:26:43.440 people how once I show people the magic trick, they will be able to see through the insurance's scam
00:26:50.120 because it's a scam. I mean, they're gangsters like they're the mob.
00:26:55.100 How much did this play out during COVID? I mean, these these systems affected how we responded to
00:27:00.760 COVID, correct? It affects everything. I mean, everything under the sun. Again, they decide what
00:27:06.620 gets covered, how it gets covered, what the reimbursement rate is, who gets in for surgery when
00:27:11.680 you get in for surgery. Then they can change the surgery. You know, the other thing is having owned
00:27:17.700 labs and pharmacies and had all these touch points. I didn't know this. Like I was naive like everybody
00:27:23.400 else. You know, I just thought you pay your hard earned money. And when things go south,
00:27:28.800 the insurance has got your back. Like that's literally how naive I was. That's what I thought.
00:27:33.020 But what you learned is HMOs are not health insurance. They are managed care. And what do I
00:27:40.620 mean by that? You've got to think of it like the analogy I use is think of car insurance. It's there
00:27:45.680 if you wreck the fucking car. Exactly. And that's all it's good for. But they aren't going to,
00:27:50.680 they're not going to rotate the tires, change the oil, maintain the vehicle. Right. If you put your
00:27:56.460 life and your family's life in the hands of these insurance companies, they are going to monetize
00:28:02.560 your chronic disease. And I say it, if you see the average American doctor and you eat the average
00:28:07.800 American diet, then don't be surprised when you die of the average American chronic disease.
00:28:12.180 So I think what's changed, and this is maybe something that it's taken me a while to figure
00:28:16.600 out maybe so right now, because I do think of health insurance that way, just as I think of
00:28:21.480 collision insurance or fire insurance, you know, how to fire used insurance work. Great. That's it.
00:28:27.120 But the addition of chronic disease to America, where like, you know, the majority of the population
00:28:32.720 has a chronic disease, that means that it's not catastrophic coverage. It's a maintenance program
00:28:39.460 that you're paying for. Correct. Okay. And the challenge is, every safety net throughout the
00:28:44.840 system has been captured. And that's why I think the corporate capture narrative is so important.
00:28:50.580 And that's what I was trying to get through to the Senate. Everyone talks about the speech that
00:28:55.380 Eisenhower gave about the military industrial complex. That's right. People forget there was a
00:29:00.060 second half to that speech. It's very rare. Bobby Kennedy is actually the only person I've ever heard
00:29:05.240 talk about it. And I was so excited when I heard him talk about it. Because I'm like, finally, in the
00:29:09.960 second half was, if we allow corporate interests to capture our scientific community, then what we
00:29:18.580 will find is we will lose the garage tinkerer, we will lose the innovator, we will stifle and suppress
00:29:24.520 innovation, and everything will turn to basically profits and a profit driven system. Show me the
00:29:30.740 incentives, and I'll show you the outcomes. We have built a system based on quarterly profits and
00:29:37.160 quarterly earnings throughout the system, whether we're talking about the pharmaceutical industry,
00:29:42.340 the big health insurance companies, the hospital systems, the doctor's practices, everyone is built into
00:29:50.200 this ecosystem that is attempting to capture human lives and monetize those touch points. So everything
00:29:58.340 that you do is a revenue generator for all of these various entities. And there's so much money being
00:30:05.040 made off chronic disease, there's no interest in curing chronic disease. And so the National Institute
00:30:10.200 for Health, like I said earlier, they are the seed essentially that grows into the tree. And they're
00:30:17.260 the ones doing most of the innovation and early development of drugs. But they're doing it oftentimes
00:30:22.240 through incentives that incentivize them to look at treatments rather than cures. And so the problem
00:30:29.020 is we're just launching band-aids into the marketplace rather than healing the wound. And in
00:30:34.900 medicine, we say, if you're to treat chronic disease, you have to uncover the root cause. And I'm telling
00:30:41.000 you, the root cause runs deep, and it's insidious, and it's dark. And it has captured our entire healthcare
00:30:48.040 ecosystem, front to back, from the food we eat, to the way we grow our food, to the way we process our
00:30:53.880 food. Big tobacco captured most of the food industry in the 80s. They literally owned the food
00:31:00.100 industry and brought their marketing campaigns and strategies to the food industry, where they made
00:31:04.320 food more addictive, more processed, and more chemically laden. And so throughout that process,
00:31:08.880 now you are eating the wrong foods, and you're getting chronically ill at a disproportionate rate.
00:31:14.040 The preventative care was the way to prevent that. And now those doctors are out of that ecosystem.
00:31:19.800 So now you're essentially getting pushed into chronic disease, where then the insurance companies
00:31:25.020 monopolize and profiteer off of it for years. And then your employer and the American people and
00:31:31.140 the taxpayers are who are really fitting the bill for all of this.
00:31:34.440 With Donald Trump returning to the White House, this country has a unique opportunity, maybe our last
00:31:38.880 opportunity to save ourselves from the anti-American and anti-human left. But our efforts may be stymied
00:31:47.760 by the deep state. That's what happened to the first Trump term. Permanent Washington stands in the way
00:31:55.520 of all efforts to approve the lives of ordinary Americans. And right now they are scheming to do the
00:32:01.100 same thing to the second Trump administration. They are determined to keep their stranglehold on power,
00:32:07.700 regardless of elections, anti-democratically. That is a fact. So what do you do to fight them?
00:32:14.840 How do you defeat the deep state? Well, one way you can is by supporting the Heritage Foundation,
00:32:19.160 which is in Washington and understands exactly how it works in such a way that they're a threat
00:32:24.620 and they're under attack. You know who's effective because they're the ones under attack.
00:32:28.880 Heritage has a comprehensive plan to dismantle permanent Washington and restore the country
00:32:33.400 to its democratic foundations. It's important. Visit heritage.org slash Tucker to learn more
00:32:41.500 and to support this critical effort. And when you make a gift today, you get a free pocket constitution
00:32:47.020 to make certain that you are equipped with the founding principles on your person at all times.
00:32:52.020 It's amazing to read it. Again, that's heritage.org slash Tucker.
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00:34:21.380 How aware do you think health insurers are of the system that they preside over? Like,
00:34:28.300 do they understand what's happening? Oh, absolutely. They were knowing and willingly
00:34:33.120 active participants. They know. I mean, UnitedHealthcare implemented an AI algorithm that
00:34:39.760 rejected 90% of claims inaccurately. 90% of Medicare claims for surgeries were getting rejected inaccurately,
00:34:48.200 right? Which drove up their profits. They're, they're having double digit profit growth right
00:34:52.600 now. Um, when you asked about how profitable they are for the last like five years, they've
00:34:56.540 doubled their stock price. So you also got to not just think about monthly, like it's revenue and
00:35:02.680 profits, but it's also, what is your shareholder return on investment and what are your stocks doing?
00:35:06.960 And if we look at that, who, guess who owns the majority of the big five insurance companies?
00:35:12.340 BlackRock, Vanguard, State Street. Guess who owns the majority of the pharmaceutical companies?
00:35:17.480 It's BlackRock, Vanguard, State Street. Guess who owns the majority of the media outlets?
00:35:22.000 It's BlackRock, Vanguard, State Street. Yes. Do you start to sense a trend here? I do. And so,
00:35:26.660 and guess who funds and lobbies more than anybody? The pharmaceutical industry, followed by,
00:35:31.580 you know, one of the top players is the health, is the health insurance industry. And then you've got
00:35:37.960 these big conglomerates that are funding all of this. So there's so many levers we can pull
00:35:42.480 to generate revenue off of these individuals that it's staggering. Um, yeah. And so it's,
00:35:49.760 they, they absolutely know, and it makes it very, very hard. There's no alternative. Like if I'm a
00:35:57.720 hospital, I can't afford to lose Blue Cross Blue Shield. I can't afford to lose United Healthcare.
00:36:04.680 I'm out of business. Like in the state of Texas, Blue Cross Blue Shield is 30% of your revenue.
00:36:08.940 So I'll tell you in a real world example, I owned a pharmacy and, uh, I still do own pharmacies,
00:36:14.600 but I don't take insurance. Like our model now is we refuse to take insurance because if I don't take
00:36:20.200 insurance, I can tell the patient the real price. I can get rid of all the games, all the fuzzy numbers,
00:36:26.000 and I can just say, Hey, it cost me this. I'm going to sell it to you for that. I'm going to
00:36:29.440 mail it to your doorstep. It's that simple. It's so, I mean, why aren't there more pharmacies
00:36:34.620 like that? They're springing up there. They are coming up. And I think it's taking the American
00:36:39.020 people. So many people think, well, my insurance should cover it. And I try to explain they're
00:36:43.860 going to cover it, but there's a price to pay. And that price to pay is way more than dollars.
00:36:48.540 They are going to make you chronically ill and make money off you. And oftentimes you're spending more
00:36:54.060 than you would to just pay cash for the compound. Uh, like here's an example. I also owned labs and
00:37:00.720 I owned a blood lab and I went out and I educated clinicians in the state of Texas on the importance
00:37:05.680 of preventative care. My, my, my pitch, my elevator pitch was the five chronic diseases that are killing
00:37:12.560 so many Americans. How do we stop them? We don't let them develop in the first place. And how do we do
00:37:18.280 that? We do that through getting proactive and predictive. And how do we do that? We do that by taking a
00:37:24.040 look under the hood. Do you just go out and romp on a car without change the oil or maintaining it?
00:37:28.540 No, you take care of the vehicle, right? We have to take care of our bodies. And the only way to do
00:37:33.260 that is to do the deep dive annually. And to understand a basic checkup in America is a lipid
00:37:38.740 panel. They're looking at like four or five things. They're looking at nothing. You can't get anything
00:37:43.640 out of that. Like to do a deep dive, you look at over 70 biomarkers. Now I'm looking at your blood work
00:37:49.580 and I can tell, like I said earlier, are you headed towards diabetes? And if you are,
00:37:54.580 we can intervene. We can act now before you become diabetic. But what the insurance model does is they
00:38:00.680 wait for you to become diabetic. Why? It costs six fold to keep you alive every year once you're
00:38:07.640 diabetic because they're getting paid off the insulin. There's an incentive for them to let you
00:38:13.840 become diabetic. You show you the incentives, I'll show you the outcomes. We've got to pivot this and
00:38:21.620 shift this. So I would educate doctors on the importance of blood work. And I would tell them,
00:38:26.100 let's get proactive and predictive and let's prevent chronic disease. Doctors start implementing
00:38:31.020 this in their practice. Within months, clinicians, all of them got letters from the insurance companies.
00:38:37.720 Hey, doctor, so-and-so, we noticed you're pulling a lot of blood work. We don't like this.
00:38:41.580 We don't think there's medical necessity here. Hold on now. One, where did you go to fucking med
00:38:46.620 school? Two, who are you to tell a clinician what they do with a patient life? Three, that patient
00:38:53.300 paid you their hard-earned money for the right and accessibility to care. Four, you're doing this
00:38:59.580 purely, purely out of evil necessity for profit and greed. That's all this is. There's no reason not to
00:39:08.500 get a comprehensive blood panel at least once a year to be able to do a deep dive. So clinicians
00:39:13.540 stop pulling the blood work. That's throughout the United States. Doctors are terrified. They are
00:39:19.500 not going to fight the insurance companies because the insurance companies control everything. And so
00:39:24.420 when we talk about corporate capture, you've got the big pharmaceutical companies that have captured
00:39:29.820 the FDA, you've got the big insurance companies that have captured included with FBI and DOJ, which
00:39:37.700 I'll get into here in a second. They've also captured our hospital systems and our clinicians. There are no
00:39:43.620 private primary care practice anymore because insurance cut their reimbursements, forced them to
00:39:48.720 go work as employees of the hospital. Now they've funneled all of the sheep into one location so the wolves
00:39:54.640 can pick them off. And now these doctors are basically fall in line or lose your job. And so doctors fall in line.
00:40:02.120 There are no independent primary care. There's very few independent primary cares that are in an insurance
00:40:06.260 model anymore. Most of those have gone to work for huge HMOs and like Blue Cross Blue Shield bought Kelsey
00:40:13.200 Siebel, I believe, which so the other thing they're doing is they're vertically integrating and capturing our systems.
00:40:18.880 So like where I was going earlier with the blood work is they basically deny the blood work, bully the
00:40:25.960 clinician to not pull the blood work so then the doctors don't ever do the deep dive so they can't
00:40:30.120 prevent the chronic disease. So now you are headed towards chronic disease because they don't have the
00:40:35.180 ability to help you prevent it. And so that's just one sliver. Then the other end is as a pharmacy owner,
00:40:43.100 I would bill and collect and I would ship out hundreds of thousands millions of dollars in medications a month
00:40:50.220 crucial life saving medications for patients. Blue Cross Blue Shield true story came said we they quit paying me and I
00:40:57.860 shipped out I think over over a million dollars in prescription medications in a month in the state of Texas. You go to
00:41:03.880 negotiate say hey, what happened? You guys didn't pay me this month. I have a million dollars that I've shipped to your
00:41:09.120 patients. Yeah, we don't think you collected copays and deductibles. Okay, well, we did we collected 98%. Okay, well, we'll
00:41:16.420 come audit you. Okay, how soon can you be here three months? What? I can't ship out three million dollars in
00:41:22.980 drugs and float you guys. I'm not a bank. And they do that throughout the industry. The hospitals are floating
00:41:29.600 the bills. It's 90 days on average to get reimbursed anywhere from 60 to 90 days to get reimbursed on a
00:41:34.540 surgical procedure. Then when patients say, why do I have such a big copay? It's another method to
00:41:41.400 discourage you from having surgery and to force you back to the drugs that they're making money on.
00:41:46.600 Interesting. So I, I mean, doctors were associated with surgery. That's what they're called sawbones.
00:41:53.100 Psychiatrists were, you know, talkers, you know, let's talk about your mother. The whole system, every part of
00:41:59.880 medicine seems totally focused on drugs now. Yeah, that now there's still a lot of money in surgery.
00:42:06.840 But it is a loss leader for these insurance conglomerates. And so they put obstructions between
00:42:12.680 you deny, delay, depose, right? So they delay your ability to get the care, they make you jump through
00:42:19.720 all these hurdles. Before you finally get approval, you know, UnitedHealthcare denied over 30%, one third
00:42:26.100 of claims. And actually two years ago, they denied 37% of claims. 37%. That's not one third. That's
00:42:33.640 almost half. Like, let's, let's be honest. And all the meanwhile, and what that means is people are
00:42:39.900 dying. It doesn't mean like, oh, shucks, you know, it's, these aren't aesthetic procedures. These are
00:42:46.560 life-changing procedures that people are desperate for, that they paid for, and you're denying them.
00:42:52.420 And do you know what percentage of people fight the claim? 10%. 10%. People are tired.
00:42:59.720 How do you fight a claim?
00:43:00.980 You have to go to your doctor and write letters and push back and go get second opinions and take
00:43:07.200 time off from your busy job to go try and battle an insurance company. And then even if you get the
00:43:14.140 procedure approved and everything's hunky-dory and you go have the surgery, they're going to tell you
00:43:19.720 who to go to, where to go. And then they're going to take 90 days to pay the hospital back or the
00:43:26.260 surgery center back. And that surgery center holds the bill. But here's where it gets even more fucked
00:43:31.300 up. They set the co-pays and deductibles. Sorry, am I allowed to cuss? I didn't even ask you that.
00:43:36.260 Okay. They, they set the co-pays and deductibles. And so oftentimes your employer, your employer
00:43:42.880 offers you 10 different plans. Like I employ 300 plus people. And so I let my employees choose
00:43:49.060 the plan. They have an option between like 10 different plans. My young people will usually
00:43:52.640 choose a plan that has a bigger out of pocket expense, maybe a $10,000 deductible on a surgery.
00:43:59.240 The way they word the insurance contracts is they make you the hospital or me the lab. Like when I had
00:44:06.300 a genetics lab, there were times I had to go after the patient for a $5,000 deductible, right? I don't
00:44:12.680 want to, it's not what I don't want to play, you know, collection agent on a patient, but the way they
00:44:19.120 word the contract is if I didn't collect the co-pair deductible, they have recourse. They can deny the
00:44:26.880 claim and never pay me for the procedure, the surgery, or the lab screening that I did. And so I have
00:44:33.860 to show a reasonable effort to collect. And if I don't, they can do an array of things. They can
00:44:39.600 deny the claim. They could come back and say, we're going to do an audit. This is where we get
00:44:43.740 into depose, right? Deny, delay, depose. The depose of the situation is let's say I did that spine
00:44:51.360 procedure and let's say this kid's out of pocket expense on it was $10,000 and he doesn't have the
00:44:57.460 money. Well, I'm required by law to go after him and make a reasonable effort to collect. But in the
00:45:03.240 fine print of my contract with United Healthcare, they're going to say, if they uncover that I
00:45:08.420 didn't collect the co-pay or deductible, they can deny the claim and never pay me for the surgery.
00:45:14.560 And so I have to chase it. So then now you get into a dispute with United or like I did with Blue
00:45:20.200 Cross Blue Shield where they just don't pay me. If I sue them, they're going to depose. They're going
00:45:25.700 to dig into every time I didn't collect a co-pay or deductible. And they're going to argue that they
00:45:30.080 have a contractual ground to stand on that they don't owe me the money. It's almost like a lie
00:45:37.220 agreed upon. They wait until the deficit gets big and then they put you out of business. And then
00:45:43.840 what happens? Hey, it's tough out there for a small privately held pharmacy. We're actually buying
00:45:51.760 pharmacies right now. Would you like to sell to us? So Aetna owns or CVS, CVS Health owns Aetna.
00:46:00.840 CVS Health owns CVS pharmacies. CVS Health owns the PBM. All of that's vertically integrated.
00:46:09.320 They set the price point. They set the co-pay. They set the reimbursement. They set the deductible.
00:46:13.620 They also own mail pharmacies, like mail order pharmacies. And they will tell patients,
00:46:19.220 oh, we can get you this drug cheaper if you'll go to our mail pharmacy in an effort to cannibalize
00:46:24.580 and monopolize that patient life so nobody else has access to them. And so they can't see behind
00:46:29.800 the curtain to find out that they're really getting screwed, that they never should have
00:46:33.980 been paying that price point on the drug in the first place. And so like one of the things we're
00:46:37.560 doing at my pharmacy is we disclose pricing. Like we added, you could search and find out what the
00:46:43.320 real wholesale prices on any drug and research that. And to show a real world example of how
00:46:50.040 dirty this is, Tucker. And if any of it's too much, let me know. I can tailor this to whatever
00:46:54.940 makes sense because it's a lot. Okay. The state of Ohio launched an investigation, hired 32 forensic
00:47:04.080 auditors, just the state of Ohio, just Medicare, get just Medicaid. Sorry. Guess what they found?
00:47:12.880 $230 million in fraud from the insurance companies in one year through gap pricing,
00:47:21.340 what they're calling gap pricing, the whole Ponzi scheme. I just explained, they are telling the state
00:47:26.460 this drug cost us $200. You owe us $200, but the state pays them the $200. They only paid a hundred.
00:47:34.600 So they made a hundred bucks every time that script got written. The state realized that they could
00:47:39.600 negotiate directly with the pharmaceutical companies and get better pricing. So the state
00:47:44.560 of Ohio is saving hundreds of millions of dollars. Now multiply that times all 50 states. Now multiply
00:47:52.560 that times all the federal payers because Medicaid is just the state. The Medicare program covers the
00:47:57.920 whole freaking country. Yes. 60% of the profits of these insurance companies is coming from the
00:48:03.700 taxpayers. So we're getting killed paying taxes to give these guys all this money at the government
00:48:10.220 level, but then we're getting killed on our company insurance plans. And then as a business owner, I'm
00:48:15.640 getting killed because at the end of the year, they renegotiate the rates and they charge me more,
00:48:19.920 right? I'm paying half of the care of my employees, my 300 something employees and everything that costs
00:48:25.360 that insurance money they've taken a 30% markup on. That's why we're facing this mega healthcare
00:48:33.260 expenditure issue in America. It's not just the pharmaceutical industries. It's the collusion
00:48:39.440 and the capture of all of them working together to essentially screw all of us.
00:48:45.080 Well, 2024 is a wild year. Who knows what 2025 will bring. But one thing a lot of people have
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00:50:06.340 You haven't mentioned doctors, really. It doesn't sound like they're getting rich from this.
00:50:25.120 The doctors are making less and less to do more and more. In fact, we're-
00:50:29.820 That's kind of crazy though because medicine is, I mean, at the core of medicine is a doctor,
00:50:33.820 right? 100%. And we are facing a crisis with that. We have a booming aging population.
00:50:39.360 We have a primary care shortage in America. That's why it takes three to six months to get
00:50:43.280 in with primary cares. And 80% of primary cares in an interview, I think it was done by Harvard,
00:50:49.120 said they will not be in this profession within 36 months. They don't want to do it anymore.
00:50:53.800 It is a beat down. These poor people are working their asses off, but they're in a system
00:50:59.200 that ties their hands up.
00:51:01.300 The people getting rich are the parasites, right? They're not providing any actual service.
00:51:05.120 Right. And then in certain states, clinicians have the right to earn into and make profit off
00:51:10.160 of things. And so because the insurance companies have gotten so dirty and have cut the reimbursement
00:51:14.980 rates for clinicians, clinicians are now looking for ways to make money. And so oftentimes when I say
00:51:21.640 corporate capture again, it's the word of the day. But when I say it, either it's one of two things.
00:51:26.940 Either your doctor is an employee of the hospital and works for the hospital, which is directly
00:51:33.660 controlled by the insurance company, okay? And so they're essentially an employee of the
00:51:38.280 insurance company, or your clinician owns the hospital or surgery center. And then they dictate
00:51:45.420 to the hospital and surgery center, the protocols and procedures. And in those instances, they're
00:51:50.060 oftentimes having to bill out of network, which is a whole nother racket. Because when you bill
00:51:54.840 out of network, you get paid a third of billed charges. So that's why when people go, what the
00:51:59.060 hell? My MRI was $6,000. It's because they know that they're only going to get paid a third of what
00:52:05.380 they bill United or Cigna. And so they have to inflate their bill by threefold. But the insurance
00:52:11.860 company sets you up for failure by saying you have to go after the patient for any short pay.
00:52:17.020 So this is where people get into these medical bankruptcy issues. Because if I go to United
00:52:24.340 Healthcare when I owned a blood lab, and I said, United, I want to be in network, their answer is
00:52:28.300 fuck off. We don't want you in network. We don't need you. We've got blood labs that we have browbeat
00:52:33.640 for 20 years, and we've got them negotiated down to a dirt cheap price. We don't want another in
00:52:37.840 network lab. So I either lay everybody off and go out of business, go to a cash model, which is what I do
00:52:44.040 now, or you do what's called billing out of network. And if I were to, I'm going to use blood
00:52:49.860 as an example. If I were to bill the panel we run at Ways to Well, if you were to walk into a quest,
00:52:56.380 and it's happened because I've had UFC. That's the biggest, right? Yeah. I've had UFC fighters that
00:53:00.700 are our clients and stuff walk into quest, and they give them an insurance card, and they quote them
00:53:05.960 $3,000 for our blood panel. And they'll call me and go, oh my God, dude, they're quoting me. I'm like,
00:53:11.080 no, no, no, no. Give them our code. It's a $300 deal, and they bill me. They don't bill you.
00:53:16.800 Like, I got it. And they're like, well, how can it be $300 when they're charging $3,000?
00:53:22.320 And so it's because once you've billed a panel at a rate by law in the contract, you have to bill
00:53:29.000 the patient for that rate. And so if I take insurance at a blood lab, and I'm out of network,
00:53:35.180 and I bill the insurance $300, they're going to pay me $100. I can't run it. I'd lose money. I'd lose $200.
00:53:40.100 Yeah. So I have to bill them $900 to get paid $300. Does that make sense? Yes.
00:53:45.660 And then in the instance that the insurance denies, one of the deny deposed, you know,
00:53:50.980 if they deny, I am in my contract required by law to go after you for the additional money.
00:53:57.620 I have to chase-
00:53:58.600 Me the patient.
00:53:59.020 Yes. I have to chase you down, but I never wanted $900. All I wanted was the $300 you owed me in the
00:54:05.160 first place. That was it. But I can't get that because you won't give me a contract.
00:54:11.120 And that's what's happening with surgery centers, MRI centers, hospitals. There's in-network and
00:54:16.640 there's out-of-network. You, the patient, oftentimes pay for out-of-network benefits and coverage.
00:54:21.520 And then the insurance company tries to deny it and make it impossible for you to get that.
00:54:25.680 And oftentimes clinicians are out-of-network. Like the biggest, baddest, best,
00:54:30.580 brightest minds for orthopedic surgery in the state of Texas, arguably is University of Texas,
00:54:37.180 UT Medical School. UT Medical School is kicked off of Optum and United Healthcare's plan.
00:54:45.200 So if you're, let's say you blow an ACL, you know, the Texans, Rockets, Astros, Team Doctors,
00:54:52.020 all those guys for the most part are either at Methodist or UT. Well, you can't get to those guys
00:54:58.500 because they're out-of-network for you. If you have an out-of-network plan, you can use it and
00:55:03.680 pay a bigger co-payer deductible to get to go see those guys. Does that make sense?
00:55:07.060 Yes. But they have to bill them out-of-network and they'll get paid a percentage of the billed
00:55:11.200 charges. The cash model that you operate under, is that the future? I think what I tell people is
00:55:20.960 the same way these insurance companies are using AI algorithms to deny coverage,
00:55:26.420 they are going to use large language models and AI to obstruct your ability to get care.
00:55:33.580 The last person in the world you want digging through your underwear drawer is the federal
00:55:39.100 government, but the second is the insurance companies. You don't want them to know your
00:55:44.440 blood work. You don't. Unless you need a procedure or something that's coming up that's catastrophic
00:55:49.760 because they're going to use it and use AI to screen you out of their system, right?
00:55:56.280 And if they think you're headed towards a catastrophic event, like a heart attack or a surgery or cancer,
00:56:03.160 they're going to want to get you out of there before that manifests. And the average person
00:56:08.000 is employed or is insurance comes from their employer. And so if I'm a CEO at United and I know
00:56:14.440 you're headed towards, you know, uh, something catastrophic, I can delay your ability to uncover
00:56:20.400 that through putting these obstructions on things that don't make me money.
00:56:24.220 Oh, come on. You think they would do that?
00:56:25.280 And you have, yeah, absolutely. Absolutely. Like, like diabetes is a prime example.
00:56:29.180 Wait, wait, hold on. You're saying that health insurance companies would intentionally keep people
00:56:33.900 from knowing about a catastrophic illness?
00:56:37.540 That's why they don't allow you to get comprehensive blood work. That's why they delayed women's care.
00:56:42.240 Like the OB-GYN initiatives were saying that we should be screening for certain genetic disorders
00:56:47.220 in the, in your twenties. And the insurance company said, no, we think that number should be 35.
00:56:52.540 And all the clinicians go, okay, the number's 35. And so now women don't get that screening to see
00:56:57.560 if their child's going to have a genetic issue unless they're over the age of 35. And there's
00:57:02.280 hundreds of examples of this. So I think what happens is I'm an executive at United. The whole
00:57:07.240 system's built for quarterly earnings, quarterly profits. I got to hit that number for wall street.
00:57:11.520 Let's just say I'm managing a hundred thousand patient lives every day, month, week. I can delay
00:57:19.060 those individuals is another day, week and month that I don't spend money on a surgery. And if I
00:57:25.820 deny those surgeries and only 10% of them come back and fight me on it, step one is to deny,
00:57:32.500 delay, step two, deny. Now I've, I've obstructed your ability to get to that. And an example would
00:57:38.380 be a chronic disease like, I'm sorry, I'm just fixated here. And to note the obvious, so what
00:57:42.460 you're saying is that they don't want you to know that you could develop a life-threatening
00:57:46.760 illness. They don't want to treat preventative. And so anything preventative is proactive. But like
00:57:52.700 pancreatic cancer, for example, has a survival rate that's in the single digits, but if caught
00:57:57.840 early, it is survivable. And there's many other examples. So here's an example. They will say these
00:58:03.860 things are expensive. So the screening tools we use in healthcare are dated. This is why we have
00:58:08.920 moved to a cash pay at our clinic ways to, well, like we that's, we've, we've become a big name
00:58:14.300 because of Joe. Like we helped Joe, we helped Aaron Rogers. We're in the Aaron Rogers documentary,
00:58:18.420 but everything we do pretty much is not covered by insurance. Almost everything we do wouldn't be
00:58:23.660 covered by insurance anyway. And it's not that it's crazy expensive. It's that it's just not part of
00:58:28.980 their ecosystem. Our job is not to push drugs. Our job is to have an intelligent conversation
00:58:35.540 with patients, to do the deep dive, to uncover the root cause and to explain to the patient what
00:58:41.520 is happening with their body and why, and to give you the patient sovereignty and autonomy over your
00:58:47.820 health. And so an example would be a cancer screening. You know, at our company, our cancer
00:58:52.320 screening looks at, looks at you at the cellular level and can diagnose over 200 different types of
00:58:57.420 cancer at stage zero, 99% survival rate at stage zero. We know that a large majority of firefighters
00:59:05.720 and first responders will develop cancer in their lifetime at a minimal. Why would we not be pre-screening
00:59:12.680 all of our, because they're exposed to toxins, chemicals, fires, smoke, smoke inhalation. A lot of
00:59:18.820 our military personnel have been exposed to, you know, agent orange and all these different, you know,
00:59:23.560 compounds in the battlefield. They disproportionately have a higher cancer rate and we could be screening
00:59:30.100 those individuals with real world science and preventing cancer, but we don't. There's a lot
00:59:37.900 of money made in chemotherapy. Did you know that the majority of an oncologist's income comes from
00:59:44.100 marking up the medication itself? The chemotherapy itself is a profit center for the clinician that
00:59:50.380 prescribes the chemotherapy. And so. So that would suggest that if it's, if chemotherapy is a profit
00:59:55.680 center, then, I mean, I would assume it's overused. Well, that's what you're going to see with everything.
01:00:02.420 GLP-1s, the weight loss drugs. Well, I believe that. It's become a frontline defense. And I have a different,
01:00:07.520 I'm buddies with Callie, I'm buddies with Joe, I'm buddies with Jillian Michaels. They hate Ozempic.
01:00:12.420 My thing about it is I don't hate it. I'm pragmatic. It's a tool in the tool belt. And when utilized
01:00:17.780 appropriately, it can change and save lives. Yes. But it is not a first line defense. Yes. And it
01:00:25.500 should not be used in children. And prescribing Ozempic. That sounds sensible. Yeah. Prescribing
01:00:32.380 Ozempic without first talking about diet, lifestyle, and nutrition is like brushing your teeth while
01:00:37.860 eating fucking Oreos. It's delusional. And that's what we're trying to do. And you go, well, wait,
01:00:43.360 why? I told you why, Tucker. They're printing fucking money off these medicines. The insurance
01:00:50.940 company loves Ozempic. The pharmaceutical industry loves Ozempic. Is there a big benefit to it?
01:00:57.960 Absolutely. It can help reduce the risk of chronic disease because the number one risk for almost all
01:01:04.640 of these chronic diseases is metabolic disease and obesity. Yes. And we are chronically ill and obese as
01:01:10.520 a society. And so if we can get that weight off, great. But if we don't talk about diet, lifestyle,
01:01:15.840 nutrition, we're just putting a bandaid on it. We got to get to the root cause. And then if we're not
01:01:21.840 going to address the food issue and we're not going to fix our food issue, you know, it isn't a matter of
01:01:27.100 people eating bad or good. Like it clearly is like diet is very, very important. It's the most important
01:01:32.880 thing. But I want to be clear. Even if you try to eat healthy in America, it's hard. It's I mean, we have,
01:01:39.700 we have over, so, and I think it was the 80s, we had 700 FDA approved ingredients in our food.
01:01:47.300 Now there's thousands and I think it's over 10,000 ingredients. In Europe, it's 700. There's over 10,
01:01:53.060 petrochemicals, everything in our food sources, preservatives, food dyes, all of it. And they're
01:01:58.540 all causing an increase in metabolic disease and these problems. They're making our food more processed,
01:02:04.340 more addictive, more abusive. And then we're getting chronically ill and chronically obese.
01:02:10.140 And then that leads to being chronically on medications. And then that leads to trillions of
01:02:17.060 dollars. Like when we talk about big pharma, the insurance companies made $1.5 trillion last year,
01:02:26.320 trillion. Pharma is still in the billions. I think it was six or 700 billion. It's just still an insane
01:02:31.680 amount of money in revenue. But the insurance companies are two and a half size, the size of
01:02:37.920 big pharma. And at least the pharma companies make something. Yeah. I mean, they do. They may not
01:02:41.360 have enough R&D and they make, you know, addictive drugs and that's all bad, but they do make things.
01:02:46.840 Yeah. I don't know. So, but just, I, I'm, I just want to clear this up. Do you think it's possible,
01:02:52.940 it sounds likely maybe that chemotherapy is over prescribed?
01:02:55.680 I think every drug on the market is probably over prescribed. Antidepressants. I mean,
01:03:03.240 why are we prescribing antidepressants? They have a, they barely, there is a place for every
01:03:07.660 compound. I don't want to, I don't want to paint something that's all bad. But should the amount of
01:03:15.000 people be on antidepressants? It's really simple. As a non-physician, non-college graduate,
01:03:20.200 let me just say, if the suicide rate goes up, they're not working. Yeah. And the suicide rate
01:03:25.780 has gone up. So like, it's just, there's kind of no getting around that. That's just very simple.
01:03:30.600 And there are alternatives to that. Again, at our practice, we have a product called wave
01:03:34.740 neuroscience. We scan your brain. We assess where neurons are misfiring. This is all stuff that's
01:03:40.220 not covered by insurance, but it has an astronomically higher success rate and over 80% at helping
01:03:46.640 depression, anxiety, and insomnia. It's not covered by any insurance company, uh, because they force
01:03:52.320 you back to SSRIs and you have to fail two or more SSRIs to get treatment. But why Tucker?
01:03:58.040 Which is more, which is more effective for rescuing people from despair and suicide,
01:04:03.220 taking SSRIs or getting a dog. Yeah. Super simple. No, it's provable. Yes. I believe you.
01:04:09.780 Um, yeah. No, it's, uh, it's a national tragedy. Yeah. And if you, I just know from years of,
01:04:18.160 you know, covering mass shootings on television, if you ask the question, was the shooter an SSRIs,
01:04:23.000 you get shouted down immediately. You get called into the office. Ooh, conspiracy theory. Like
01:04:27.400 then what's the answer then? Yep. And the answer is all of them are. Yeah. So Joe had a quote,
01:04:31.960 uh, Rogan had a quote. We, uh, we don't have a gun problem. We have a mental health problem
01:04:36.560 disguised as a gun problem. Yeah. Well, we have a drug problem that's causing a mental health
01:04:40.080 problem in my opinion. Yep. Um, but yes, no people, you know, I don't even take Advil. I feel
01:04:46.060 great. So that's, that's my feeling on it. Yeah. Sorry. I know you go to pharmacy, but I just go.
01:04:51.240 No. And my thing is medicine, medications should not be the solution. No. They're the last option on
01:04:57.740 the table. Yeah. We first have to take the time to deep dive and understand. And when you say walk me
01:05:04.480 through a patient life, a 40 year old woman comes into a clinic, she's tired, she's exhausted. She's
01:05:09.720 raising a family. She's working a job. She's trying to be superwoman, be everything to everyone.
01:05:14.300 That's right. She goes in there. She's gained weight. She's tired, exhausted, doesn't sleep well,
01:05:19.780 riddled with anxiety and stress. She's going to leave there on four or more prescription medicines.
01:05:24.920 That's totally right. Because that's how the system was built. But if you were to come into a practice
01:05:29.340 that is proactive, predictive and preventative, that is truly trying to help you, you're going
01:05:35.080 to spend an hour with that clinician. We're going to do a deep dive. We're going to look at your
01:05:39.680 blood work, your biomarkers, your hormones. We're going to do an EEG to assess your brain health,
01:05:44.740 your neurons. Is there anything going on here that's causing the noise, the static, the stress,
01:05:48.560 the anxiety? We're going to talk to you about magnesium and supplements that maybe are deficient in
01:05:53.840 your diet because our food sources are crap now. And we're going to help dial all those things in.
01:05:58.080 I can't tell you how many patients we've helped just through supplementing products like magnesium
01:06:03.780 and zinc. We're all chronically deficient on so many minerals. It's not about a drug. Like
01:06:10.520 magnesium, zinc, sunlight, and sodium can probably solve a huge amount of our anxiety in this country.
01:06:18.420 I totally believe that. But I also think that they're big. Well, that is absolutely true. And dogs.
01:06:23.300 But there are structural problems too. If you're a mother of a bunch of small kids and you have to
01:06:29.660 work to support your family, there's something wrong with our economy. I mean, that's totally
01:06:34.560 unnatural. It's totally unnatural. And by the way, no person can pull that off adequately. I don't care
01:06:40.100 what anybody says and I'm sick of lying about it. It's absolutely impossible to have a full-time job
01:06:44.900 and be a full-time mom to small kids. It's just not enough time. It doesn't matter how hard you try,
01:06:49.440 how brilliant you are. I think there are a lot of super hardworking moms, but there's just not
01:06:54.260 enough time in the day to pull that off. So that was not the state of play the year I was born.
01:07:00.620 People who had kids, you know, and were married, they could get by in one income.
01:07:05.540 A hundred percent. And it's the system, the system has failed Americans in so many ways.
01:07:11.400 And even the, even the healthcare cost portion, so many people go, well, man, I don't,
01:07:15.820 I can't afford preventative care. And, you know, to get a comprehensive blood panel and an hour on
01:07:21.320 the phone with a clinician is 500 bucks. And I'm not trivialized. That's a lot of money. But how much
01:07:26.520 do you spend on beer? How much do you spend on your car? You're in your car a few hours a day.
01:07:32.080 You get one body. 400 trillion to one is what I told the Senate. 400 trillion to one are the chances
01:07:39.680 that God gave us this life today. What are you going to do about it? Are you going to let these people
01:07:45.640 ruin it and riddle you with chronic disease and illness and your family? Like it's not about
01:07:52.000 dollars. It's about memories. It's about moments. It's about having the life you've always wanted
01:07:56.600 and living into your elderly years, being healthy and not chronically ill and not on four or more
01:08:02.080 fucking drugs. But the only way we can do that is if this fucking government gets off its ass
01:08:07.400 and starts doing something about what these insurance companies and these pharmaceutical companies
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01:09:30.120 how much you could save. So what would you said at the outset that Trump has said he would like to
01:09:50.780 get rid of the pharmacy benefit managers? What would that mean? So they're an unnecessary middleman. I
01:09:56.840 think what needs to happen is if you get rid of the pharmacy benefit managers, you get rid of a
01:10:01.840 huge profit center for the insurance companies. You take away their incentive to keep you on
01:10:06.700 prescription drugs. Now they're de-incentivized because you're costing them money. If they don't
01:10:11.820 get those rebates, they're losing money by you being on prescription drugs. So they've done a secret
01:10:16.200 deal that you don't know about as a patient to steer you towards certain drugs and away from other
01:10:20.180 drugs. Absolutely. And they even have a safe harbor with the federal government. The federal
01:10:23.860 government doesn't, this is insanity, Tucker. The federal government does not have line of sight
01:10:29.480 into Medicare and Medicaid and why the prescription drugs are costing them that much. So what the
01:10:37.360 insurance companies do. What does that mean? So I'll explain. Let's go back to insulin. Let's,
01:10:41.540 I'm going to use it. We'll just make up a drug. Drug A is a, let's say the insurance company tells
01:10:45.520 the people the average wholesale price in America for this drug is a thousand dollars a month.
01:10:50.360 They never paid the thousand. They paid 500, right? They tell us because the rebate,
01:10:55.320 they tell us it's a thousand. Okay. Now they've set the average wholesale price because they're the
01:10:59.860 ones that set it. Then they negotiate for Medicare, Medicaid with the federal government. And they say,
01:11:05.080 Hey, federal government, since you're our buddy, we'll give you a price break. We're going to sell it
01:11:09.780 to you for 800 a month. Better than anywhere in the country. You're getting a $200 price concession per
01:11:15.920 month on this drug. They didn't pay 800. They paid 500. They made $300 off of the federal government
01:11:23.280 every month. And who paid that? Me and you. And federal regulators don't know that there is a safe
01:11:30.220 harbor. And that's what people are trying to peel through. They're trying to get rid of this safe
01:11:34.200 harbor. And the, the, the, uh, I think the Senate had a, uh, the Senate had a investigation. They
01:11:40.300 launched, I think two years ago on the cost of insulin. And so when, when we talk about people
01:11:44.520 celebrating the death of this CEO, it's terrible, but I'm trying to get people to understand where
01:11:49.540 this anger and animosity comes from. People are catching on to the magic trick and they're
01:11:55.740 going, wait a second, you are screwing us. And the reason my cost of healthcare is so expensive
01:12:01.020 and I can't get my surgeries and my kids addicted to opioids and my wife is, you know, dying of cancer
01:12:07.640 and I'm fighting with you to get this coverage is because you are literally printing money off of
01:12:13.280 chronic disease. It's a, it's, it is not about patient lives and patient outcomes. It's about
01:12:18.480 profits and they're killing it all the way to the bank. So if you, if I'm a health insurance
01:12:24.480 lobbyist and I'm like trying to convince the administration or the Congress not to get rid
01:12:29.900 of pharmacy benefit managers, what argument am I making? Like they're going to come in and say,
01:12:34.660 if there's no pharmacy benefit managers, we're an advocate on behalf of the people.
01:12:38.260 We negotiate down the cost of prescription drug care, federal government. If you look at this and
01:12:43.480 add the numbers up, the average wholesale price of every drug in America times the amount of patient
01:12:48.600 lives in America. And then I say, I'm giving you a 30% price concession on all of the average wholesale
01:12:53.900 price. I can make the math look good. But like I said earlier, the wholesale price is fake. It's
01:12:59.040 fake. Yes. Like I said earlier, there's liars, there's damn liars. And then there's statistics.
01:13:03.380 So they control the baseline. So they control the outcome of the equation.
01:13:07.600 Bingo. Bingo. And then they control the copays and deductibles, which drive the behaviors of the
01:13:13.680 patient. So, you know, if I'm some guy working on oil rig and I'm working my ass off and I'm
01:13:18.540 exhausted and I'm on four more meds and one med is a $20 copay and addictive and abusive with side
01:13:23.880 effects, but the other med is a $100 copay. What do you think most people are going to take?
01:13:29.160 Like, and you know, I think y'all covered this with Callie and Casey, who are my buddies, but
01:13:34.180 you know, the third leading cause of death in America is medical misuse. And it's, and that's
01:13:40.180 with us reporting less than 2% of adverse events.
01:13:42.720 Well, exactly. How many people die of acetaminophen every year? A lot, thousands, many thousands.
01:13:47.440 Right. It's just an over-the-counter drug that is, by the way, useful. I'm not attacking it, but
01:13:51.560 even, even a drug as simple as that can kill you.
01:13:54.640 And there's so much we could get into with the FDA and all that. I mean, I don't want to,
01:13:58.220 we could go all day. There's a lot, there's a lot there.
01:14:01.600 Do you, um, do you have confidence that Bobby Kennedy will get confirmed? And if so, can,
01:14:06.560 can sort some of this out?
01:14:08.160 I hope he gets confirmed. Uh, you know, I'm not super political. I didn't get political until this.
01:14:14.540 And it's, it's ironic. I, uh, Bobby, I think cares and Bobby, you know, RFK reached out and had,
01:14:22.900 met with me and I'm an, the two politicians that I've ever reached out and said, I want to talk
01:14:26.240 about this in my adult life were Tulsi Gabbard and RFK. And I've gotten to know both of them
01:14:30.900 and they're amazing humans and they're good people. And they care about people and they
01:14:34.480 care about this country. And what I've seen Trump do so far has me more excited. I mean,
01:14:39.940 I talked to Joe about it. We were texting. We're like, we're back. America's back. Like,
01:14:43.300 I am excited that there's hope, but I do give this with a caveat to the American people.
01:14:50.080 Do not, it will take years for the government to overhaul and fix these things. If we can do it,
01:14:56.540 do not wait for them to get.
01:14:58.960 If you want to know who is sincere about fixing the corruption,
01:15:04.140 they're the ones who are going to have trouble getting confirmed.
01:15:06.480 Yeah.
01:15:07.020 Right.
01:15:07.360 Yep.
01:15:07.560 So the people who are no threat at all, you know, who are just supporters of the status quo and who
01:15:12.700 are in effect supporting the corruption, they're fine. But, you know, they hate Tulsi Gabbard. Boy,
01:15:18.780 they really hate Tulsi Gabbard. So if you're wondering if Tulsi Gabbard is sincere, look at
01:15:22.520 the reaction she's getting. She's sincere. And same with Bobby. I do think Bobby has such a huge
01:15:27.520 national constituency at this point. I did a couple of Trump events before the election and Trump got the
01:15:32.720 biggest applause. Of course it was a Trump event, but Bobby got a pretty close second.
01:15:35.980 Yeah. I mean, he's not just some random guy. Yeah. He is a national leader.
01:15:40.880 So he has a lot of knowledge about litigation and that's what it's going to take to be able to.
01:15:45.840 Well, that's true. That's right.
01:15:47.360 To carve through the bullshit and get to the point. And I will say this,
01:15:50.900 he's even since he's secured the nomination or been nominated, he's called me to say, hey,
01:15:58.320 walk me through this to explain this to me. I want to. And he's put me on the phone with people like
01:16:02.580 he's, he truly cares and is interested. Can we fix it? I mean, we're talking about a major,
01:16:08.480 I mean, you're, again, we're back to, yes, it's big pharma. Yes, it's big insurance,
01:16:13.440 but who are their puppet masters? You know? I mean, you're talking about the biggest companies in the
01:16:18.500 world, the richest entities in the world. Can we change this? And so I tell people, hey, for $500 a year,
01:16:26.000 you can take all these people out of the equation and you can take sovereignty and accountability over your
01:16:31.320 health and you can at least begin to get proactive, predictive and preventative on your own.
01:16:36.340 But one of the things Callie and I have talked about is if we could reform our healthcare system
01:16:40.480 to focus on preventative, to focus on proactive, to force the insurance companies to address
01:16:47.440 metabolic disease rather than pushing weight loss drugs and diabetes medication.
01:16:53.460 Yeah, short circuiting your pancreas instead of like not eating Taco Bell. It's crazy.
01:16:57.580 And so there's ways to address this and reduce chronic disease and reduce the cost of healthcare,
01:17:03.560 but they don't want to do that. Okay. So as I said at the outset, I've opted out of the system
01:17:08.200 just through negligence and craziness and just not going to the doctor, which I'm sure I'll pay for at
01:17:12.180 some point. I'm just too mad to go to the doctor, but let's say you're saner than I am and, you know,
01:17:19.740 wanted to go to the doctor, but didn't want to participate in what's clearly a corrupt
01:17:23.080 and distorting system. What are your options?
01:17:28.380 I tell people, man, if you can find a cash pay clinic in your area that practices preventative
01:17:33.560 care, somebody who is not part of the captured system, you will have your mind blown at the
01:17:39.800 level of care you get because you can sit down with that clinician and have a deep dive, right?
01:17:45.680 If you were to come into our clinic, we're going to sit down with you and we're going to talk to
01:17:49.140 you about family history, what medications you're on, what genetics matter.
01:17:53.400 Oh, absolutely. There's genetics and there's epigenetics and your epigenetics are there.
01:17:57.480 So think of the epigenetics are the bullets in the gun, right? Your diet, lifestyle and behavior
01:18:03.480 are what pull the trigger. We can help guide your diet, lifestyle and behavior, but it starts with
01:18:09.160 having a discussion and it starts with showing you physiologically what you're headed towards.
01:18:14.760 And we can get proactive and predictive. Like I said, I can tell you seven years in advance,
01:18:19.140 if you're headed towards cancer, I can tell you if you're headed towards diabetes, metabolic
01:18:23.040 disease, I can use a DEXA scan and a VO2 max to assess your cardiovascular health. And the future
01:18:29.260 that I think is going to happen is I think we're going to drive down the cost of healthcare
01:18:32.180 astronomically, because what we're doing is we're using large language models and algorithm
01:18:36.760 based medicine to tie all these data sets together to truly drive health span. Because if you want to
01:18:42.960 know the different, like this has been a big hot button, I think Callie even posted it.
01:18:46.500 Japanese men are living 10 years longer on average than American men, right? And who cares if you
01:18:52.400 live to be 90, if you're sick and riddled with disease and on five drugs. So the goal is to drive
01:18:58.420 health span. And if you look at the difference between somebody who dies at the average American
01:19:02.760 age and a centenarian, somebody who lives to be 100, the only difference is the onset of chronic disease.
01:19:08.060 And so if we can delay the onset of chronic disease, which we can absolutely do, if we get
01:19:14.880 proactive and predictive and develop a strategy and a game plan, think of it like a business.
01:19:19.180 If I know I've got to generate X amount of revenue in Q1, then in Q4, then I can follow the trends to
01:19:26.080 see am I leading towards that goal or initiative. If we work you through an assessment at ways to well
01:19:32.460 and dig in, we know your bone mineral density. We know your visceral fat, your subcutaneous fat.
01:19:37.440 We know all of your biomarkers. We know your genetics, your epigenetics, your family history.
01:19:42.300 We put all that into the algorithm and we begin to get proactive and predictive.
01:19:46.620 We've got a slow bone mineral density loss. One of the biggest risk factors over the age of 65
01:19:51.020 for women is a fracture, right? We know how much bone mineral density you're going to lose a year.
01:19:55.360 This isn't rocket science. I am not that smart and I can figure this shit out. How can fucking guys
01:20:01.700 from Harvard, Stanford, you know, John Hopkins not be doing this? It's because all of them are
01:20:08.060 captured in this broken system and everyone has plausible deniability.
01:20:12.760 What does it cost to get that assessment done?
01:20:15.320 A DEXA scan, a VO2 max is literally like a hundred something dollars combined. And then blood work is,
01:20:21.940 you know, with us and an hour with a clinician is $500. I mean, so less than $1,000, you could have
01:20:28.540 a full workup, including an EEG, a brain scan, AI guided, everything done. And then you've got a
01:20:35.420 blueprint. And then we load that into the AI algorithm. And what we're launching is aware of,
01:20:40.280 it ties into wearables. So we have those data sets, but then our AI is tied into a wearable.
01:20:45.400 So we know your REM sleep, your deep sleep, your heart rate variability,
01:20:48.460 and we're cross-referencing all of these data sets and proactively warning you if you're starting
01:20:54.860 to head towards something that could be catastrophic. But that's where I go back to,
01:20:59.680 we do not want this shit in the hands of the insurance companies. We don't. They're too corrupt.
01:21:06.140 I actually didn't plan this interview to be like an ad for your business, but this sounds really
01:21:12.120 interesting. Where do you get this?
01:21:13.360 Well, I think a lot of people are doing this. So it's not unique to us. I don't want people to think
01:21:16.660 they have to go to us. I would implore people, if you've got the budget at minimal, like I know Dr.
01:21:22.060 Hyman's doing comprehensive blood analysis. There's a ton of companies out there. And so
01:21:27.220 the main thing is to truly, you and I were talking about carpentry earlier and our obsession
01:21:34.480 with woodworks and making sure you curate the right aesthetic.
01:21:39.900 So important.
01:21:40.240 People spend so much time and energy. And if they are going to remodel their house,
01:21:43.660 they'll interview five or six contractors. If they're going to get a car built, they'll go
01:21:47.540 interview three or four mechanics. Why are you not doing that with your body? You only get one of
01:21:53.620 these and not all doctors are created equal. And if they're in that captured system and you're just
01:21:59.380 blindly following the prescriptions and the drugs this person's telling you to take, you're doing
01:22:05.220 you and your family a disservice. You need to do a deep dive and we need to make healthcare
01:22:10.260 approachable and fun and understandable where patients want to be a part of the journey,
01:22:15.780 but the systems beat them up and spit them out. And so our thing is like, can we make it fun again?
01:22:20.920 Can we gamify it? Can we have, we compete against our friends where you can show, Hey, Tucker's
01:22:25.680 biological age has moved backwards over the last year while your biological age has gone forward.
01:22:31.180 He's beating you at the game. He's aging backwards because there's linear age, right? Like I'm 44.
01:22:37.140 That's my linear age, but my biological age based off biomarkers is 35. I'm nine years younger
01:22:44.420 biologically, physiologically than I am in a linear age capacity. And that's all calculated by the AI
01:22:50.560 algorithms. So I'm basically walking around like a healthy 35 year old. And that's how we prevent
01:22:55.800 chronic disease. We quit fucking around with writing a bunch of prescription drugs and we get proactive
01:23:00.420 and predictive and we could save billions, trillions. I mean, $1.5 trillion is what we spent last year.
01:23:08.160 Last question. Why wouldn't you cover that? You know, could you have a federal health insurance
01:23:13.720 cover that? That's the hope. Or would that destroy it?
01:23:16.200 No, that's what Callie and myself and that's what I wanted to talk to Bobby about. Like you can't let
01:23:22.260 the insurance company capture it. And we don't want the insurance company to have this data
01:23:26.120 because it's dangerous. But could the federal government mandate that the insurance company
01:23:31.620 gives you an allowance a year? Let's just say it's $5,000 a year to use, to see a nutritionist,
01:23:38.760 to see a dietician, to get proactive and predictive and go to whatever clinic you prefer.
01:23:44.420 You, the insurance reimburses the patient for it, or there's some sort of tax incentive
01:23:49.700 to incentivize us to get healthy.
01:23:51.660 The insurance requires the insurance companies to cover all kinds of things.
01:23:54.680 So there's not, this is the opposite of a free market.
01:23:57.020 Right.
01:23:57.040 And my fear with that though, is if the insurance companies get that, do they demand the data
01:24:00.760 and do they get, you don't want them having access to this, but this is where we're headed
01:24:04.260 anyway. That's the scary part. That's the part of the equation.
01:24:07.360 So HIPAA protects nobody really. It doesn't sound like.
01:24:09.840 Yeah. Well, the insurance, no, because the insurance company is going to claim medical necessity
01:24:12.960 and they're going to need to evaluate you to, in the model we have now, they go, well,
01:24:17.940 I don't think there's medical necessity. I need to see this patient's records.
01:24:20.620 And then they've got some primary care that they're paying. That's a consultant to get
01:24:24.800 on the phone and come up with creative ways to deny your claim. It's complicated.
01:24:29.800 Well, it's complicated, but it also, the big picture makes absolute sense.
01:24:33.040 If we drove metabolic disease, like Callie said, if we focused on preventing metabolic disease,
01:24:38.120 we indirectly prevent all the chronic diseases that are killing so many Americans.
01:24:42.420 The number one risk factor for the big five killers of humanity is smoking, right?
01:24:50.840 Yeah.
01:24:51.060 And the second is age, but age isn't considered a chronic disease. So if we take out age,
01:24:55.640 the number one risk factor, smoking. The number two, metabolic disease and obesity.
01:24:59.840 So even when we talk, somebody had, after we testified in front of the Senate, I think it was,
01:25:04.980 I don't even want to give them the Atlantic, this, those scumbags posted, you know, woo woo caucus.
01:25:10.480 These people are idiots. What do they know about healthcare? They're claiming that diet impacts
01:25:14.900 cancer. Yeah. You moron. It is literally the second most crucial thing to driving your cancer risk
01:25:21.860 rates.
01:25:22.160 Why would it be important for the Atlantic, which is like works on behalf of the CIA fact,
01:25:28.300 but why would it be important for them to lie about something like the link between diet and cancer?
01:25:36.900 Because there is, yeah, this is funny. Yes. Well, multiple reasons, but one is they are also captured.
01:25:42.480 If you look at who previously owned the Atlantic, it was a lobbyist for all of the pharmacy benefit managers.
01:25:50.040 Did you know that?
01:25:51.080 I didn't.
01:25:51.420 Yeah. And then they sold to Steve Jobs' widow and she supports Michelle Obama and Kamala and
01:25:58.460 she was involved in that. And it was more of, oh my God, if, if RFK stands for this and RFK backs
01:26:03.160 Trump, we got to discredit these people. And again, that's what I said to the Senate. This
01:26:07.760 is not a Republican issue. This is not a Democrat issue. This is a humanity issue. Stop with your party
01:26:16.320 bullshit. Like nobody cares. Stop trying to fuck us and help us fix this problem. I don't care who wants
01:26:24.820 to get behind this Republican or Democrat. I welcome it with open arms. Let's put our egos aside and work
01:26:31.300 together to fix this. People are dying. It's insane. But as we peel back the layers, we went on Joe. Multiple articles came out. Joe and I pulled him up on Rogan. It was, I think, a week after I went and testified in front of the Senate. Joe and I on the podcast go through and methodically look. Monsanto. Monsanto. Multiple hatchet job articles were funded by Monsanto. Then, I don't remember who wrote a hatchet job.
01:26:56.560 Of all the things you could attack that people say, why would people be angry at you for saying
01:27:00.740 this? It's just interesting to me. Yeah. Well, it's because the funding
01:27:03.520 in the, from, for those articles come from these lobbying groups that are funded by
01:27:08.800 big pharma, big food, big ag, and they're terrified. I was a magazine reporter and I know,
01:27:16.960 you know, I know what it's like to, to be told by your editor, you know, you should do a piece on this.
01:27:20.860 And you have to think like, well, I'm probably being used in some way to settle some score or whatever.
01:27:25.120 But if someone said like attack someone for saying that there might be a link between what you eat and
01:27:30.940 your health, I would say, I'm not going to do that. Do you know what I mean? Like all the villains in
01:27:36.960 the world, why am I attacking the guy who's pointing out, first of all, one of the wildest Tucker and we
01:27:42.560 went through this on Joe too, but it was, so I own these pharmacies, right? Yeah. We make a lot of the
01:27:48.680 GLP ones and weight loss drugs for pennies on the dollar because it is, let's be real. This is not an
01:27:53.520 obesity drug. It is a diabetes medication and diabetes disproportionately, yes. And it
01:27:59.260 disproportionately impacts poverty stricken communities, minority communities. They can't
01:28:04.440 afford this fucking price and they don't have insurance in a lot of those communities. So our
01:28:09.680 goal is to bring cost-effective prescription medications to the masses to make this affordable
01:28:14.760 for every human. And Jillian, Joe, everyone was asking, why are all of these articles coming out
01:28:22.320 about compounding pharmacies saying that it's dangerous for compounding pharmacies to make
01:28:27.440 these drugs? And I explained it to him. Why is there a huge backlog? There's a huge backlog
01:28:32.840 because one, it's being over-prescribed, but two, because Eli Lilly got several of its facilities
01:28:38.980 shut down via a whistleblower. Eli Lilly had a whistleblower that blew the whistle and that's the
01:28:44.620 only reason the FDA went into their facility. And what they found was unsterile conditions,
01:28:49.780 people working barefoot. They were lying and misrepresenting the dosages and the amounts.
01:28:55.820 I mean, there's a whole article on it. You can go through that Reuters did that breaks down what
01:29:00.320 happened. So the FDA hammered that facility and shut it down. And so that created a backlog where
01:29:05.920 Lilly didn't have it. Here's where it gets dark. They are paying the media outlets that they fund
01:29:12.400 $8 billion a year that big pharma puts into the advertising with these media outlets. They are
01:29:22.080 paying them to do stories indirectly, to do stories, hatchet job articles, scaring people away from
01:29:27.560 cost-effective alternatives like compounding pharmacies. Shut up and take your Osempic.
01:29:31.960 All the meanwhile. So one of these articles came out. I don't even remember who it was. It wasn't
01:29:36.840 the Atlantic. I don't even want to give them the credit. Anyways, the article at the end is an
01:29:41.300 advertisement for Eli Lilly. And by the way, Eli Lilly's cutting the prices of Osempic. They wrote
01:29:46.040 an article about a recall one of my pharmacies had on 28 vials. 28 vials. We've treated over a million
01:29:53.740 patient lives. We recalled 28 vials proactively. We didn't know for sure if there was a discrepancy,
01:29:59.860 but in an abundance of caution, we recalled it. 28 vials. Made national news. Why? That's insanity.
01:30:07.480 That should not be national news. And we know the answer why. We know the answer why. And meanwhile,
01:30:12.980 the whole time, the FDA has been in my building three times in 18 months. There are over 2,000
01:30:19.320 manufacturing, pharmaceutical manufacturing facilities that the FDA has not been in in five
01:30:24.760 or more years. Lilly and Pfizer have moved a huge amount of their manufacturing facilities overseas
01:30:30.680 to third world countries like India. And they put them in rural areas where when an FDA inspector goes
01:30:35.820 out there, they got to stay in a shithole hotel that has no water and shit. And so they don't want
01:30:39.860 to go there. And if they do go there, they have to give them a three months heads up because they've
01:30:43.660 got to get visas and green cards and or whatever they call them over all these things and negotiate
01:30:48.260 with the country to go in there for months at a time. And so I just say all that because the
01:30:54.100 narrative that's being delivered in the direction it's headed, anything that's FDA approved in these
01:30:58.240 pharmaceutical companies are not making these super safe products. There's in, in, in week ago for
01:31:04.260 hours. I certainly don't take it. No chance. But one of the things Trump did, and I'll wrap it up,
01:31:10.540 but Trump right now already, Trump said, we need to break up the PBMs. He's dead right. Spot on.
01:31:15.440 Good work. He said, we need to move manufacturing from overseas back to the United States that would
01:31:22.040 clean up all of these facilities that these big pharma companies are hiding. And then they're also
01:31:27.180 hiding the dollars, the tax dollars over there, you know, because they're able to hide those dollars
01:31:32.420 overseas and realize those revenue streams overseas and bringing all that back and putting them right
01:31:38.000 back in this country gives Americans jobs. It creates a better oversight. I mean, several of the
01:31:45.180 ideas that they have already floated out are phenomenal. Yeah. I mean, it's one thing for,
01:31:49.300 you know, it was Zempick to be made abroad, but you know, antibiotics are necessary and those should
01:31:54.360 be made here. Yeah. Just for reasons of national security. Absolutely. Brigham, thank you very much.
01:31:59.600 Thank you for having me. I know it was a lot. That was the best. I'm going to, you're going to affect
01:32:02.800 my sleep, but I appreciate it. I appreciate it. Thanks, man.
01:32:05.780 Thanks for listening to the Tucker Carlson show. If you enjoyed it, you can go to
01:32:11.080 tuckercarlson.com to see everything that we have made the complete library, tuckercarlson.com.