Unify Action - November 10, 2025


He Claims Immigration Isn't Destroying Our Housing - The Rich Are!

Hosted by
Sarah Dotzert
Mentioned
Mark Carney
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Episode Stats


Length

10 minutes

Words per minute

183.64

Word count

1,963

Sentence count

8

Harmful content

Hate speech

6

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

In this episode of the podcast, we talk about the housing shortage in the UK, the growing number of corporate conglomerates buying up thousands of houses, and whether or not this is a good or bad thing. We also talk about what the government should do about it.

Transcript

Transcript generated with Whisper (turbo).
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
Hosts, guests, and mentioned names generated with spaCy (en_core_web_sm), reconciled against Wikidata.
00:00:00.000 Corporate conglomerates buying up thousands of houses.
00:00:02.860 The Conservative Party is actually supporting
00:00:04.600 these conglomerates with their policies.
00:00:05.900 Why is it bad that the housing,
00:00:07.520 it'll be owned by the government?
00:00:08.600 When's the last time you've applied for a license
00:00:10.720 or something?
00:00:11.560 You know how long that takes?
00:00:13.200 Yeah, you're right, yeah. 0.97
00:00:15.680 And I just, I believe that immigration
00:00:17.760 isn't really the main issue, right?
00:00:20.120 Like wouldn't you say that corporate conglomerates
00:00:22.240 buying up like thousands of houses
00:00:26.520 for the purpose of making money, right?
00:00:29.760 and keeping these houses without anyone even living in them, right?
00:00:33.660 Just to make money off the scarcity of housing. 1.00
00:00:36.260 Isn't that a bigger issue than perhaps in too many immigrants, 1.00
00:00:40.300 which the Conservative Party is actually supporting these conglomerates 0.99
00:00:44.040 with their policies and the decrease of taxes?
00:00:48.680 I don't know about that, but what you're describing
00:00:51.460 sounds an awful lot like Brookfield Asset Management,
00:00:54.200 which is Mark Carney's company.
00:00:57.500 Or he was part of it.
00:00:58.600 he was like the president of their board or something so his his 4 000 houses that he is
00:01:05.960 slated to build with 13 billion dollars which is like like four or five times what i'm not i'm not
00:01:11.040 a liberal but i'm not like a die-hard carney supporter yeah but i'm just wondering if perhaps
00:01:16.980 i don't even necessarily think that policy though but yeah perhaps like don't you think
00:01:21.640 supporting these like conglomerates that are buying up houses is more of a conservative
00:01:28.140 policy than it is a liberal one i don't know i'm just saying that i think carney the houses that
00:01:33.960 he's building are not going to be privately owned i think they will be owned by either the government
00:01:38.720 or a corporation like brookfield asset management okay why is it why is it bad that it'll be owned
00:01:43.740 by the housing well see okay now we're debating like a socialist idea again i'm not yeah i'm not
00:01:53.500 against either party i'm i'm trying to learn so like yeah i'm asking you genuinely why why is it
00:01:59.620 bad that like these houses will be owned by the government and not see um yeah so you won't have
00:02:06.780 that that market signal for like rent or anything else like yeah you won't have that market signal
00:02:12.460 so rent could be way too high or way too low or anything in between right um you won't have that
00:02:18.780 market signal when it's government owned um but also they won't be properly managed anything
00:02:24.460 that's government owned in general doesn't get managed very well it's either like they'll have
00:02:30.740 not enough cleaning of it or repairs or anything like that like generally i'm wary of government
00:02:36.900 government owned anything because it's going to go very poorly there should be competition
00:02:42.380 in like the private sector not publicly owned that's i i i lean towards that but isn't that
00:02:48.680 same competition was driving the housing crisis and the rents going up so much okay so there's a
00:02:54.800 lot of regulation on building homes right now so not a lot of homes are being built that's one of
00:02:59.480 the things that's causing housing to be just insane so not enough homes are being built
00:03:04.360 but then the immigration is i think it is a very big issue because we're not we're bringing in
00:03:10.860 like 10 times the number of people that we are building houses for and that's going to create
00:03:15.180 a huge problem right we're not we're not building enough houses to suit the number of people that
00:03:19.680 we're bringing in and our infrastructure is not ready to take that number of people man when you
00:03:23.920 have too much competition for something then the price of it is going to go up because people are
00:03:28.040 going to bid against each other like it's the supply and demand if it's owned by the government
00:03:31.700 can the government say okay well hold up we don't actually have to compete right can they just keep
00:03:36.460 the prices lower if it's owned by the government right because then you might have a housing
00:03:40.560 shortage well what's what's driving the the the the capital owners in this case i guess to
00:03:48.520 keep increasing rent is the fact that they other ones are also increasing rent right so
00:03:54.320 obviously if they see an opportunity to raise their prices and they're going to do so there's
00:03:59.320 a few things that are causing that if like if the house is going to be too expensive far less people
00:04:04.940 are going to go like young people aren't going to bid for that house it's just going to be older
00:04:09.720 people baby boomers and stuff like that and then immigrants with money right um but the so one of 0.94
00:04:17.440 the things that's really driving it up so there's a few things there's immigration there's a bad
00:04:20.580 regulation and building of homes and then there's also money laundering so when the bank does their
00:04:26.380 their appraisal to see what the house is worth like this is the money you should be getting
00:04:30.540 this is the price that you should be asking for the home they will look at the value of the homes
00:04:35.460 in the community and they'll go okay this is what the other homes are worth so you should be asking
00:04:40.700 around this like this is the estimate for the home so when money launders dirty money from
00:04:47.020 foreign countries they'll come into our country and they want to clean their money so they'll put
00:04:51.400 it into our housing market and they will bid above asking price for a lot of these homes this has 0.61
00:04:58.520 happened in toronto and vancouver so they bid above asking price and when the bank goes and
00:05:04.300 sees oh these people they bought their home no mortgage all cash and the owner took that amount
00:05:13.600 that must be what the house is worth so then the value of the houses in that community go up
00:05:17.940 slowly incrementally not just the two percent of a year we expect that's that's because of the free
00:05:23.220 market right isn't that because the people the the landowners around that place are seeing this
00:05:28.140 house go up and they're like hey this house is worth this much let me make my house worth this
00:05:33.200 much but if it's owned by the government who isn't as driven by profit as like some guy that
00:05:40.120 owns a couple houses then perhaps wouldn't it be more feasible for them to just be like hey you
00:05:46.180 know what we're actually going to keep this price because this is what we think we're worth regardless
00:05:49.280 of whether or not that house is like unbelievably overpriced okay so if see this is where supply and
00:06:00.100 demand there's like nuance in it so if there is too much demand for something the price will go
00:06:04.500 up but if it's owned by the government you don't have that supply and demand well yeah exactly so
00:06:08.740 the price is going to stay the same but then everyone's going to have a house at that point
00:06:14.320 and there's not good you don't want everyone to have no they should have a house but the trouble
00:06:18.080 is you're going to get a shortage you're not going to have that signal to build more homes
00:06:23.280 see if the price of the homes goes up and then everyone's like these new competitors in the
00:06:28.000 industry are able to build homes then there's an incentive for them to build that home you're
00:06:32.420 saying that there must necessarily be homeless people so that we can no that's not what i'm
00:06:37.420 saying but if it's owned by the government then there is not going to be that supply and demand
00:06:44.820 thing and there's going to be probably a housing shortage that's what it's happened before when
00:06:51.380 there's been rent controls that there hasn't been that incentive for people to create new
00:06:55.960 apartments put like build new houses and stuff like that if the price is too low for them to
00:07:01.220 enter the market like if the government is out competing the market then new competitors are not
00:07:07.040 going to enter that market yeah isn't that fine like if the government is out competing the market
00:07:11.740 but it's making people get housing for cheaper then i don't see an issue that doesn't work if
00:07:17.720 there's a housing housing shortage it okay I'll I'll try and make I will try
00:07:25.580 and like make it make sense all right so if the government gets in there and
00:07:30.920 starts creating houses at a fixed price okay fixed price fixed rent whatever so
00:07:38.700 everyone's gonna go oh that's awesome all right I get a house so I'm now X
00:07:44.600 number of people have a home either that or they all cram into one home and you get you know unsafe
00:07:51.860 or unhealthy living standards right so everyone has a home and then the rest of the market if
00:07:57.060 they see that rent is fixed at that price they know that they can't compete against that because
00:08:03.200 the government takes taxes and is if it's government owned or whatever if it's like a
00:08:08.560 fixed price no no market no competitor can go into that industry and out compete the government
00:08:15.520 your issue is that just people won't be able to out compete the government yeah why is that an
00:08:20.540 issue because then so you won't have the market signal so you're probably going to have a housing
00:08:28.640 shortage right the government doesn't have that signal they were already doing and continue to
00:08:33.620 build more houses maybe but they won't have that signal to say oh the housing rent is going up
00:08:40.320 so we should build more homes they don't have there's there's there's this huge nuance in the
00:08:45.740 supply and demand curve right that if people begin to compete more they get that signal the free
00:08:54.260 market gets that signal that we should make more but the government at a fixed price doesn't get
00:08:59.640 that it doesn't get that signal i don't if there's people in need of housing how are they not going
00:09:08.000 to get that signal well people will cram into there'll be unlike unsafe living standards well
00:09:14.640 my family isn't coming in with another family so i don't think that's like are would you come in
00:09:19.300 with another family if i couldn't own a home i think like that's what you would rather do what
00:09:24.160 you're doing now and like protest rather than come into another that's a pretty yeah so like
00:09:30.740 but the government is slow right so the the change that the government can implement is going to be
00:09:37.240 very slow it's much slower than the free market so the change there might be change but it's going
00:09:44.000 to be so slow that the bad living standards will continue why is it slower why is the government is
00:09:50.220 so slow when's the last time you've you've uh applied for a license or something you know how
00:09:56.820 long that takes yeah that's the sort of length of time that you would get what is making the
00:10:01.840 government in your opinion be so much slower than a privately owned corporation so our government
00:10:08.040 is bloated that's one thing that of course causes the slowness but another thing is the absence of
00:10:14.560 the market signal and that drive to be more efficient and gain more profit that is something
00:10:20.420 the free market has and the government does not so the government is going to inherently be slower
00:10:25.640 than the free market because the the workers the contractors they get more money the slower they
00:10:31.820 are okay right all right yeah you're right yeah um well i gotta go all right awesome do you mind
00:10:39.360 Yes.
00:10:40.360 Thank you for the conversation.