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- February 17, 2023
10 Rules For Making Your First Million
Episode Stats
Length
14 minutes
Words per Minute
246.78052
Word Count
3,526
Sentence Count
315
Misogynist Sentences
3
Hate Speech Sentences
2
Summary
Summaries are generated with
gmurro/bart-large-finetuned-filtered-spotify-podcast-summ
.
Transcript
Transcript is generated with
Whisper
(
turbo
).
Misogyny classification is done with
MilaNLProc/bert-base-uncased-ear-misogyny
.
Hate speech classification is done with
facebook/roberta-hate-speech-dynabench-r4-target
.
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Okay, so we haven't done one of these videos in a long time, but you asked for what we're
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doing here is 10 rules for making your first million.
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Okay, so let's get right into it.
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There's three different ways to do it.
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One is the fast method.
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The other one is the average method.
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And the other one is the slow method.
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The fast method, you'll make your first million within five to 10 years.
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High risk, high chaos, low quality of life for three to five years.
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You're maybe a startup founder, maybe a salesperson, sales leader, but a lot of pressure is on
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you and you're working 80 hours every single week.
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You're working on Saturdays, a little bit of Sunday, and you're going on this for like
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five to 10 years, okay?
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So the second one is the average method takes 10 to 20 years.
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Here's how this looks.
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You're a mid-level risk type of a person.
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You're a supporting role in a chaotic environment with a decent life, meaning you don't want
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all the pressure to be on you.
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You don't want to be the person that 24-7 you're on call, people are calling you.
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This didn't work.
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That didn't work.
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You're having dinner with your wife.
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You don't want that.
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You're okay with having some of it, but not full-on founder, founder, and you're okay
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with that.
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You do have equity, maybe in a startup that you have an equity in the company.
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Eventually, maybe you earn that equity in the company.
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That is your way of making the money, or you're a salesperson that's very good at being a great
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market.
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You're very good with clients.
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You eventually make your first million.
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Last but not least is the slow method.
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Takes 20, 30, 40 years.
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This is little to no risk.
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You have a balanced quality of life.
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You come home at five o'clock every night, maybe six o'clock every night.
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You invest in a fund, maybe $300 a month at 12% rate of return over 30 years, which ends
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up being a little over a million bucks.
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Or you do $1,000 a month at 12% over a 20-year period.
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You make your million dollars.
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Maybe you buy a multifamily home and you never sell it.
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Maybe your own home.
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You buy it.
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You never sell it.
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Maybe you've got a couple different homes.
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You buy the first one, take the equity into the next one, into the third one.
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Buy the fourth one.
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You're a millionaire.
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That's the slow method.
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Now, what I want to share with you is 10 rules on the fastest way to make a million
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dollars with these 10 different mindsets.
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I can come up with 50 of them, but I'm giving you just 10 of them in this video.
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So let's get right into it.
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I want to give a quick shout out to our sponsors, Gold Co.
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Here's what I want you to think about when it comes down to gold.
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My concern when it comes down to investments today is what can I invest in that's not duplicatable?
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Here's why.
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Because the more we see national debt, $31 trillion.
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National debt's about to $32 trillion.
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What does that mean?
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They keep reprinting money because that's duplicatable.
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Keep reprinting and reprinting and reprinting.
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You can't duplicate and reproduce more gold.
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There's a limited supply of it.
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So for me, I use that as a way to hedge.
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Yes, people say it's going to go to $4,000, $5,000, $10,000.
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I'm not here to make any predictions.
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What I will tell you is what I did is I invested a small percentage of my money into gold just
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in case.
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Just like I own a lot of life insurance, I also own gold.
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So if you do want to kind of hedge yourself against what could happen with inflation as
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well as what's happening with the economy today, I suggest you consider Gold Co.
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when it comes down to buying your gold.
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So vitamin viewers could get up to $10,000 in free silver and a free one-ounce silver
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Ronald Reagan coin with a qualified order.
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Call them today at 855-594-2758.
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Again, 855-594-2758.
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Or click the link below goldco.com forward slash PBD.
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Here's the first one.
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At the beginning, say yes to everything because later on, you're going to have to say no to
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almost everything.
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Here's what I mean by it.
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Hey, you know, we're having this thing going on on Friday night.
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There's going to be 100 people there.
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You know, I want to invite you to come out and networking great.
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You're like, I really don't want to go, but you go.
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Hey, the Saturday afternoon, we got this one thing going on.
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That's like, yes, no problem.
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Obviously, outside of what your core business is that you have responsibility and commitments
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to, don't drop your core responsibility running the company.
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Hey, you want to meet this person?
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Let's do Zoom.
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Do you want to meet that person?
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Let's go meet him.
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You want to have a cup of coffee?
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Yes.
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I was doing six o'clock breakfast at Denny's, seven o'clock breakfast.
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Like literally my 6 a.m. meeting would go till seven.
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My 7 a.m. breakfast would show up.
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On the first one, I would have eggs.
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On the second one, I would have steak at Denny's and the same exact table.
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Then eight o'clock, he goes to work.
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I go to my office.
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I have a meeting.
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Then I have a lunch appointment.
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I have three.
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But I was, yes, yes, yes.
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Late at night.
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Hey, do you want to call me to this bar?
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Let's meet at this 11 o'clock at night.
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It's the only time I can meet you.
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It doesn't matter.
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Hey, I can meet you in San Diego.
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And I want to introduce you to five months.
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It doesn't matter.
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I am driving.
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I would put 30,000 miles per year on my car just to say yes to everything because I knew
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I was one client away from making my first million.
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I was one contact away, one relationship away.
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That was my mindset.
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So I was like, it's going to be this guy.
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It's going to be that guy.
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It's going to be this guy.
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Eventually, I met a guy at a hotel near LAX who gave me 600 leads that made me my first
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30, 40 million bucks just because of one contact.
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But again, say yes to almost everything at the beginning.
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I think later on when you make your 10, 100 million, you're going to have to say no to
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almost everything.
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Point number two, follow one religion.
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What do I mean by this?
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Like, think about what I see a lot of people doing that they don't create any momentum.
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Like, I like the way how he does it.
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Yeah, I'm going to do sales like this, but I want to do funnels like this, but I want
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to do this like, but I want to do like this.
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And what if we do this, but I like how this guy does it.
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You're all over the place.
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Pick one religion on how you're going to get your customers and clients and stop constantly jumping.
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Oh, you guys do it this way.
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Oh, I'm going to go to, oh, I'm going to go.
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You're not creating any momentum.
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So momentum is created from sticking to one philosophy and constantly fine-tuning your
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philosophy and then constantly jumping all over the place.
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Every time you see a new video with a new YouTuber that gives you a new idea, you switch your
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philosophy of doing things.
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You hurt yourself by doing that.
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Pick a religion, stick to it, drive that philosophy until you create momentum.
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Point number three is leverage.
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Leverage is key.
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And by the way, what I mean by leverage is leverage salespeople.
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Leverage the right funnels.
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Leverage the right contact.
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Leverage the right relationship.
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It doesn't matter.
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Your main thing is to leverage.
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It could be leveraging somebody else's money.
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It could be leveraging somebody else that gave you an investment to help grow your business
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at the beginning.
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It doesn't matter if you want the faster way.
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The key is to have some leverage.
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You only have a certain amount of hours you can work in a week.
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I would sit there and say, okay, I got 80 hours, 200 hours I can do.
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How can I leverage this to be 100 hours?
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Well, what if you got two salespeople that do 50 a week?
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Okay, great.
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How can I leverage?
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Everything was about leverage, leverage, leverage.
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So the ones that get there the fastest typically have the right leverage.
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Tools, technology, software.
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It doesn't matter.
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Think, ask yourself, what can I do to leverage to expedite the process of making my first million?
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And when you interview other people that are successful, ask them, what technology, tool,
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relationship did you leverage to speed up the process of you winning?
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You'd be amazed how much you can earn by asking people that question.
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Point number four is protecting your credit score.
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It's very, very important at the beginning stages of it.
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It's kind of tough to do what you want to do if your credit score is in the 400s, 500s,
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even 600s.
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If you got a high credit score, that gains your credibility.
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But also, credit score isn't just your FICO with Experian, TransUnion, or Equifax.
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If you say you're going to be there at a certain time, be there earlier.
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If you say you're going to send a certain email, do it.
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If you make a commitment to certain people, keep them.
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Protect your credit score because people will say, I can rely on this person because he is
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very, very reliable.
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When he or she says they're going to do something, they do it.
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At the beginning, this matters.
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It's always going to matter a lot, but it's going to matter even more at the beginning.
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Point number five, at the beginning, it matters very much for you to specialize way before
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you generalize.
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Meaning, don't say, I do loans for $500,000, $10 million, $1 million, but I also do escrow,
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I also do real estate, I also do this, I also do that.
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Stop it.
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Pick one.
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Whatever it is, pick one of them and specialize.
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You can generalize later on when you make your first million, but one of the biggest mistakes
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to make before you make that is to constantly try to generalize.
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Specialize.
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One product, one niche, one market.
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Master that, then generalize if you need to, but at the beginning, specialize.
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Point number six, stop waiting for customers to come to.
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They're not going to find you.
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It's your job to go find them.
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Meaning, prospecting's got to be to the roof.
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Back in the days, I would go put fish bowls, and I would give away dry cleaners, and I would
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put it up in five different places.
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I would go to the local Subway, Quiznos.
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I'm going to give away 10 foot long sandwiches for somebody that drops their business cards.
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They would.
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I would call one of them, win or send it to them.
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Everybody else would love to take you out to lunch.
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I'm a local business owner wanting to build relationship with yourself.
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It doesn't matter what I was doing, but today, here's what I'd be doing today.
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So, let's just say I live in a big city.
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Let's pick LA, okay?
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Let's pick Dallas.
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In Dallas, metropolitan is the big city, right?
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But I would go and look at the hashtags on Instagram outside of Dallas, say I'm a realtor.
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Let's say Addison, I would go to the hashtag AddisonTexas, there aren't a lot of people
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that are going to put a hashtag AddisonTexas, but then I would go on that hashtag AddisonTexas,
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and I would see people that just use that hashtag, and I would network with them.
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Hey, picture posted with the Cowboys jersey.
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Hey, man, love the Cowboys jersey, got on, great to see another Cowboys fan.
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And then you put those things out there, then you DM them.
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So, what do you do?
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I notice, I'd love to get together with you and talk to you and tell you what I'm doing.
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You tell me, no problem.
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And then maybe if you're real estate, you're developing relationships through that.
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Maybe you're insurance, maybe you're finance, maybe you're product or something else.
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But there are so many ways to prospect today.
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Instagram, Twitter, LinkedIn.
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To say prospecting has become easier than ever before is an understatement.
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But you can't sound like everybody else.
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You've got to figure out a way to do it in a more creative way.
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It's almost like how a lot of people say, well, you know, he was kind of sliding in my DMs.
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If you slide in people's DMs as a customer like everybody else is doing,
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they're going to find that right off the bat.
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You have to have a creative way to get to them where almost they're asking you,
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what do you do for a living?
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But anyways, if you want to make your first million the fastest, prospect, prospect, prospect.
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Do not wait on people to find you.
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You go find them.
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Point number seven, make a list of the top 50 influencers you want to get close to
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and then put a strategy on how to get close to them.
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Let me give you an example.
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So, let's just say hypothetically, you live in Kansas City.
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And there's this realtor that's doing $3.2 million income last year.
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And everybody knows who he is, right?
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How do you get close to that person to have lunch or coffee with them, okay?
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Maybe you're in real estate and you want to get close to the top three influencers who are in accounting
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and they run an accounting firm and you want to get close to these guys
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because accountants have clients who may want to purchase a home.
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And so, that's your way of getting close to these influencers.
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I put a list together of the top 50 influencers I wanted to get close to
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and then strategy on how to get close to each one of them in my own creative way.
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Once I got in front of them, you don't ask for nothing.
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You don't sit there and say, let me tell you.
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Here's what I'm looking for.
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No.
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All you say is, how can I help you?
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You give them contacts.
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You gift them a book, a relationship.
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And then gradually, they're going to say, what do you do?
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Once they ask you what you do, you tell them, here's what I do, X, Y, Z.
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And then they say, I have somebody I want to introduce you to.
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Fantastic.
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But in a subtle way, you protect.
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And you water these influencer relationships.
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The more you water them, the more you water them, the more you water them,
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all of a sudden, five of them are going to give you contacts that's going to change their life.
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And that's exactly what happened to me.
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Hang tight for this next one.
00:10:13.320
It's going to take me a minute to explain to you, but it's going to make all the sense.
00:10:15.520
For the right person, this may be the only point you'll remember.
00:10:17.660
I'm working at Bally's.
00:10:18.700
Bally's changes their comp plan.
00:10:20.240
This is 20 years ago, 23 years ago.
00:10:22.380
They changed their comp plan.
00:10:23.460
Guys that were making $150 are now making $50.
00:10:25.540
Everybody's looking at going elsewhere.
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This is when Bally's went bankrupt.
00:10:28.540
24 Hour Fitness and LA Fitness bought a bunch of Bally's.
00:10:30.760
These five guys, I'm one of them, we're all looking to see where we're going to next.
00:10:34.820
One guy goes into real estate, works with this guy, picks up great habits from this guy,
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makes $10 million, does very well, invested into real estate.
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He's doing good now, makes, you know, a few hundred thousand dollars per year off his
00:10:44.520
investment properties.
00:10:45.460
He's very happy.
00:10:46.320
He's chilling.
00:10:46.800
He did the right thing.
00:10:47.640
10 years, he went on a 10-year run.
00:10:49.020
He did good.
00:10:49.460
The other two guys went after a cool guy to duplicate, who would always go to this club
00:10:52.960
called Garden of Eden.
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Coke, drugs, X, everything.
00:10:55.980
They duplicated.
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Oh, I closed this much money, but let's go do this.
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Let's go do that.
00:11:00.280
Let's go do that.
00:11:00.920
These two guys were beasts.
00:11:02.360
I'm talking beasts of competitors.
00:11:04.200
Two of my favorite guys in a company that we were friends with.
00:11:07.140
So they went and worked under that guy for two or three years.
00:11:09.540
The next thing you know, they're starting their own company.
00:11:11.340
Guess what they're doing?
00:11:12.140
The same exact thing, except the worst.
00:11:14.160
One went to jail.
00:11:15.000
One lost three of his houses, a bunch of the Rolls Royce that he owned.
00:11:17.800
One got deported.
00:11:18.720
Tax situation.
00:11:19.320
Ugly, ugly situation.
00:11:20.720
Good people duplicated the wrong habits.
00:11:23.420
I chose to go to a different route, and I had, you know, good examples that I worked with.
00:11:26.820
A lot of personal life examples.
00:11:28.580
Those things, the things that matter the most.
00:11:30.020
Values, principles, all that other stuff.
00:11:31.640
That is almost as important creating your wealth as it is.
00:11:34.860
I'm going to work with a guy that's making millions, because you need the right principles.
00:11:37.940
It's not just about making the money.
00:11:39.000
It's also about keeping the money.
00:11:40.120
More is caught than taught.
00:11:41.820
If you do choose to work under somebody that's very, very good at what they do,
00:11:45.580
how they live their personal lives matters just as much as how much money and success they have.
00:11:50.140
This next one is so simple, but it's so hard to do.
00:11:52.360
Track your savings and your expenses.
00:11:53.900
Let me explain to you what I mean by this.
00:11:54.880
It was as simple as for me.
00:11:56.460
I liked a lemonade, but I would drink water, and I would put lemon in it, and sweet and low,
00:12:02.400
and turn that into a lemonade.
00:12:03.540
Tastes the same.
00:12:04.240
But I saved myself $2.
00:12:05.880
So if you did that three times a day, six bucks.
00:12:08.020
Over 300 times a year, you understand $2,000.
00:12:10.600
What's $2,000?
00:12:11.400
It was so...
00:12:12.200
I was driving a Ford Focus with a quarter million dollars in the bank, and everybody's
00:12:16.480
asking me, why the hell?
00:12:17.580
I eventually had to get a call from one of my chairmen who called me and said,
00:12:21.720
Patrick, it's embarrassing.
00:12:23.160
Go buy yourself a nice car.
00:12:25.080
I said, I don't want to.
00:12:25.800
I'm saving the money.
00:12:26.420
Why would I do it?
00:12:27.040
Trust me.
00:12:27.580
People are thinking you're broke.
00:12:28.840
I said, I just showed my statement.
00:12:30.020
I'm not broke.
00:12:30.620
Can you just get a car?
00:12:31.740
Finally, I bought a car.
00:12:32.960
Because for me, I understood.
00:12:34.860
Cash is king.
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Cash allows me to work with a lot of confidence.
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And if you're trying to grow at the beginning stages of what opportunities come along,
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every 18th of the month, I would run my credit score.
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I would track all my savings, all my funds, my investments, my expenses, my credit cards
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with the highest paying, everything, every single 18th, I would do this report with myself
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on this Excel spreadsheet that I track on a monthly basis.
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So track your savings, track your expenses, and increase your income.
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Point number 10, you're going to have a lot of distractions during this time.
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A lot.
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Girlfriends, parents, weddings, anniversaries, birthdays, bunch of distractions.
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I eliminated negative distractions, and I replaced it with positive distractions.
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Life is filled with distractions.
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Being married is a form of a distraction, but hopefully it's a positive distraction.
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Having kids is a form of a distraction, but is a positive distraction if done right.
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Exercising is a distraction because it takes you a couple hours to spend time taking care
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of your health, but it is a positive distraction.
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The more positive distractions you have helps you eliminate negative distractions.
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Negative distractions set you back.
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Positive distractions help you go to the next level.
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So find ways, make a list of all the distractions you have in your life today, and figure out
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where to convert those to positive distractions.
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Trust me.
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Kids who go and finish high school without making any of the big mistakes, their parents did a
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very good job creating positive distractions in their lives.
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Just like you had some positive distractions in high school, you need the same old positive
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distractions as an adult.
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If you got value from this video, give it a thumbs up and subscribe to the channel.
00:14:03.500
I got another video I want you to watch, which I think I did five or maybe even six, seven
00:14:06.680
years ago.
00:14:07.260
11 skills to master as an entrepreneur.
00:14:09.480
If you've never seen this, click here to watch it.
00:14:11.040
Take care, everybody.
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Bye-bye, bye-bye.
00:14:12.280
Bye-bye.
00:14:13.280
Bye-bye.
00:14:15.280
Bye-bye.
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