Valuetainment - April 02, 2026


“America Is Falling Behind China” – Trump Pressured To END Forever Wars Causing U.S. Decline


Episode Stats

Length

9 minutes

Words per Minute

195.73027

Word Count

1,907

Sentence Count

142

Misogynist Sentences

1

Hate Speech Sentences

4


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

In this episode, I sit down with former Vice President Joe Biden to discuss his advice to President Trump on how to get him back on track. We talk about his views on the Iran deal, the Iran nuclear deal, and the Iran sanctions, as well as his thoughts on the China trade deal.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
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00:00:30.000 What advice would you give to President Trump today? If you're in his ear, he asks you a question, what do you tell him?
00:00:34.880 You're with him, you say, hey, Richard, so what do you think I should be doing?
00:00:38.860 Well, I think he should go back to what he promised the American people and what they loved him for.
00:00:46.340 You know, the things he said originally, that he doesn't want these forever wars.
00:00:50.460 This one has all the makings of another forever war, you know, 20 years Afghanistan. I mean, pretty crazy.
00:00:57.080 so go back to what they love you for and i believe that's really who you are that's what you really
00:01:06.040 want let's all work together and get the real president trump back and there's things he can
00:01:13.460 do of course there's opposition forces the deep say is very very powerful we've seen that and is
00:01:19.720 in power and is using the power bases including the eu as a as you know as quite a serious opponent
00:01:26.620 There's his sponsors that have paid a lot of money, and we know how they feel.
00:01:31.720 You know, they gave a lot of money to Charlie Kirk, and they feel they owned him.
00:01:35.000 And then if you do something they don't like, they feel it seems they have the right to do all sorts of things.
00:01:39.900 You know, certainly threaten him as Candace Owens has documented, you know, happened.
00:01:44.240 Are you the same place where he's at?
00:01:46.140 Broadly speaking, yeah.
00:01:47.060 Really?
00:01:47.580 Yeah.
00:01:48.400 Really.
00:01:48.840 Okay, so what would you say to the president?
00:01:50.380 I would say get back to what you promised to do, which is reinvest in America, reshore the defense base.
00:02:00.180 I mean, he said yesterday in a different speech, we're at war, so we don't have money for all these other things.
00:02:05.780 I'm paraphrasing, but there's this constant refrain from everyone in America that we have to outperform China.
00:02:19.140 China is catching us.
00:02:20.380 China is at risk of winning in this, or China is at risk of winning at that.
00:02:23.440 Well, how did China do that?
00:02:25.580 China did not go into and spend $8 trillion or $10 trillion in stupid foreign wars that
00:02:31.260 really didn't have a point.
00:02:32.200 They invested in themselves.
00:02:33.440 And so I would say to President Trump, stick with what you said you were going to do.
00:02:37.600 Stay here.
00:02:39.120 Redirect money into our domestic industrial base, into our domestic infrastructure.
00:02:44.800 He's done a great job with borders.
00:02:46.380 um he's done i i think a lot of what they've accomplished in uh under secretary kennedy
00:02:51.940 has been very admirable very supportive of that this is just such a out of left field turn
00:03:01.480 i i don't i don't fully understand it and i would just encourage him to get back to
00:03:06.680 why are we investing you know 200 billion dollars there they're looking for incremental to support
00:03:12.040 this right why are we not spending that to 200 billion in domestic infrastructure growth there's
00:03:18.640 a whole lot of ways you could spend the money see i thought he was going to come out and say the
00:03:21.840 gulf states are paying for the 200 billion dollars i thought he was going to come out and say hey
00:03:25.920 this war is going to be paid by the gulf states because you know the 18 trillion dollars you were
00:03:29.940 going to say something well of course um i mean entirely agree with luke and and i would add
00:03:35.140 that actually there's a lot of things you can do where you don't have to spend money
00:03:39.500 or essentially almost no money
00:03:41.860 and you can really just change world history.
00:03:47.100 Namely, deliver what people would love
00:03:50.740 and that is prosperity and abundance.
00:03:54.600 How?
00:03:55.840 Well, what delivers prosperity
00:03:57.440 and we talked about this
00:03:58.500 and you've talked about this
00:03:59.840 is you need to create more banks
00:04:03.740 and that's very easy
00:04:04.880 because it's a leveraged model
00:04:07.100 where you just need a little bit of capital
00:04:09.400 You set up a new bank, and the bank will be able to lend 20 times as much.
00:04:13.700 China did this.
00:04:14.440 This is the secret of the Chinese success.
00:04:16.540 Well, why is only China delivering 10% growth every year, GDP?
00:04:21.120 The U.S. can do it.
00:04:22.420 There's nothing to stop the U.S., but we need to increase the number of banks.
00:04:26.900 Actually, what is happening is the number of banks keeps going down.
00:04:29.860 You know, it's funny.
00:04:30.520 Credit to you.
00:04:31.020 Last time you and I spoke, when you talked about the history with China, I made a video about that.
00:04:35.460 And what I noticed is that U.S. went all the way up to 14,000 banks.
00:04:39.720 I don't know what, we're at 4,500, 4,300 today?
00:04:42.520 Yes.
00:04:42.840 And a lot of these guys are being picked up.
00:04:44.860 You know, a lot of the bigger banks are picking up the smaller banks.
00:04:46.860 So you're going back to start lending more money to create more small businesses.
00:04:51.100 You're going back to basic fundamentals.
00:04:52.660 Exactly.
00:04:53.260 Now, when America was in its high growth phase, 15% growth, 20% growth,
00:04:58.100 and we're talking the second half of the 19th century,
00:05:00.780 it had tens of thousands of banks.
00:05:03.000 I think at the peak, it was like 40,000 banks.
00:05:06.020 We were down to 5,000 banks and falling in every state in Ohio.
00:05:11.680 You know, the number of banks is going down and down as they're being forced by the regulators to close.
00:05:17.740 And I think that's a good thing.
00:05:18.800 No, it's not.
00:05:19.780 It's only a good thing for the central planners who want to give us zero growth, degrowth, because they want to restrict everything.
00:05:26.280 Scarcity is their model.
00:05:27.540 That increases the power of the allocators.
00:05:30.300 But actually, what we need is to implement what America was created for, individual freedom and the ability to implement through hard work, to implement things that give us abundance.
00:05:45.340 Now, you need the right financial framework, and America used to have it, tens of thousands of banks.
00:05:51.340 Germany used to have almost 30,000 banks just 100 years ago.
00:05:55.840 Just Germany?
00:05:56.740 Yes, just Germany.
00:05:57.820 Wow.
00:05:58.360 Who had more, by the way?
00:06:00.820 Because I don't think China ever got to a number like that.
00:06:03.340 That's correct.
00:06:04.080 Who had more than – what country has –
00:06:06.080 Well, the U.S. had at its peak more in the end of the 19th century.
00:06:10.260 The number I saw in the U.S. was 14,000.
00:06:11.700 Can you type in what's the most banked –
00:06:13.140 That's a recent number.
00:06:14.440 That was very recent.
00:06:15.440 You know, 40 years ago, America had 14,000 banks.
00:06:17.660 I'm talking about 120 years ago.
00:06:19.700 Oh, wow.
00:06:20.280 That's when America had double-digit growth.
00:06:22.400 A lot of small – $100 small business loan 100 years ago.
00:06:24.640 There was even an era, and I think we should really go back to this era, of free banking where everyone was –
00:06:29.540 Yeah, there you go. 1984, we had 14,000.
00:06:32.060 But can you do me a favor?
00:06:33.540 Ask the question how many banks U.S. had 100 years ago, Rob.
00:06:36.380 Yeah, 1884.
00:06:37.860 1884. Check like 1884. Please continue.
00:06:40.820 And so the model used to be at some stage in America that you could just set up a bank.
00:06:46.300 Even in the U.K., you could just go to the post office, you pay five pounds,
00:06:50.020 which was, of course, much more money than nowadays, and you could register a new bank.
00:06:54.160 You see, and that's what we need to do.
00:06:56.040 We need to make it easier to set up banks.
00:06:58.900 We need to switch to a registration procedure.
00:07:01.020 If you meet certain criteria, you've done it, you know, signed off by an auditor that you've got it, you automatically get your license.
00:07:08.500 At the moment, it's the bureaucrats humming and hawing.
00:07:11.420 But somebody may push back and say, OK, Richard, you're the godfather of quantitative easing, right?
00:07:17.280 You came up with quantitative easing.
00:07:19.280 Some may say that created a lot of issues if we loosen up too much.
00:07:23.460 Like if you go back and look at you're saying hardcore deregulation.
00:07:26.820 A lot of these banks that did the no income, no assets, loans, the WAMUs went from $330 billion to $1.9 billion, all these guys.
00:07:33.940 That was kind of part of the problem, no?
00:07:35.500 Yes.
00:07:36.560 It was the wrong type of bank lending.
00:07:38.880 And my original quantitative easing was for the central bank to help the banks that are doing the real job, which is business lending.
00:07:48.480 There's three scenarios, three types of lending and three types of outcomes.
00:07:52.600 When banks lend, they create money out of nothing.
00:07:55.460 You know, I did the first empirical study in a 5,000-year history of banking proving that because that was considered the conspiracy theory by those who didn't want the public to know the reality that when a bank gives a loan, even a mortgage, the money for the mortgage, the money for the loan is newly created, and the bank is allowed to add it to the money supply.
00:08:13.900 And everyone can figure out, well, if they're adding new money, that has an impact.
00:08:17.480 There is a consequence.
00:08:18.680 What is their back end?
00:08:19.420 Is it 40 to 1?
00:08:20.300 Because I know insurance companies –
00:08:22.120 It's newly created out of nothing.
00:08:23.960 It is.
00:08:24.340 There's no ratio.
00:08:26.000 That's the fractional reserve model, which is also not the reality.
00:08:28.880 That's fake.
00:08:29.140 That's not real.
00:08:29.760 The reality is 100% of the loan money is newly created by the bank.
00:08:33.320 That's how it works.
00:08:33.860 But how much do I need to have in reserves to be able to lend it out?
00:08:36.920 For every million dollars, what do I need to have in reserves?
00:08:39.240 Look, in many countries, the reserve requirement is zero.
00:08:41.940 Can you check that, Rob?
00:08:42.740 Which proves that.
00:08:43.360 I remember 40 to 1 a few years ago.
00:08:45.460 England, Sweden, Australia, the reserve requirement is zero.
00:08:48.140 The reserves are not really what's holding things back.
00:08:50.820 We have currently in many countries the capital adequacy model where capital is a limit, you know.
00:08:57.800 And anyway, you know, that's really beside the point because most banks are far below the maximum they're allowed to lend.
00:09:04.940 So there's no point even discussing, oh, you know, how can they, you know, what's holding them back?
00:09:09.560 Well, it's not the capital that's holding banks back.
00:09:14.640 Actually, the regulators have made life very hard for those banks that do the productive lending.
00:09:20.820 Richard Werner's on Menecht.
00:09:22.260 If you want to ask him any questions,
00:09:24.320 we're going to put his QR code around here
00:09:25.760 and the link as well.
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