Valuetainment

00:00:00.000 If you're watching this video, you probably know somebody that filed a bankruptcy because of

00:00:03.560 medical bills, which by the way, out of all the bankruptcies done in America, 66.5% of all the

00:00:08.400 bankruptcies are due to medical bills. A Tim's donut and coffee is the original collab. And now,

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00:00:21.780 Terms apply. See app for details. It's time for Tim's. According to American Journal of Public

00:00:27.000 Health, that's a lot of bankruptcies. And by the way, out of those people that filed bankruptcies,

00:00:31.140 72% of the time, they had health insurance. So wait a minute, you have health insurance. How did

00:00:35.600 you file bankruptcy? How do these guys make money? What is this health insurance business? Why do

00:00:39.900 so few people trust it? How do hospitals make money? How much do they charge? What is their

00:00:44.540 profit margin? Who's being held accountable? Are health insurance companies making the money and

00:00:49.080 saying, good for you. I already got my money. Your problem is the government not collecting money.

00:00:53.320 Is the hospital not getting the money for anybody? But who's paying for all this stuff? And at the

00:00:56.740 same time, all the politicians don't want to talk about Medicare, Medicaid, let alone Social Security,

00:01:01.400 because God forbid if they say the right thing to do is we kind of got to get away with this stuff,

00:01:06.120 they're not going to get reelected. So they want to keep getting reelected. So they keep saying,

00:01:09.240 you cannot do this. It's not fair. But guess what? At whose cost? At whose expense? At Gen Z's? 0.99

00:01:15.020 At Millennial? At Gen X? So these guys are probably never going to get any of this stuff,

00:01:19.520 but they finance it for them. Why is that fair? These are a lot of great questions. We're going to talk

00:01:24.460 about that today. All right. So if you get value out of this video, give it a thumbs up and subscribe

00:01:27.640 to the channel. But let's get right into it. Let me ask you a question. Have you ever gotten a speeding

00:01:30.660 ticket and you don't have any money? You're broke. I remember when this would happen to me. You don't

00:01:34.800 know how you're going to pay for the speeding ticket. And many times I didn't pay for it and I

00:01:37.940 had to pay for it six months later and I would get pulled over and the cop would say, get out of

00:01:41.280 the car. You have six tickets you haven't paid for. I've been through this before. Now, let me fast

00:01:45.560 forward when you're 32 years old, 48 years old, 57 years old. You take your kid to the hospital.

00:01:50.820 You're about to go to the hospital and you know a bill is coming your way. You just don't know how

00:01:55.140 much it's going to be. Do you? Do they tell you this is how much the bill is going to? Nobody tells

00:01:58.580 you that. And that's what they call a surprise medical bill. And you're sitting there saying,

00:02:02.620 man, I have no idea what it's going to be. Here's a number for you. 41% of insured adults have surprise

00:02:07.220 medical bills and two thirds of them are worried about being able to afford that surprise medical

00:02:12.900 bill. You've been there. I've been there before. How many people are going through this? Well,

00:02:16.900 where's the profit margins in this? How are people paying for these? Let me give you some more

00:02:20.180 statistics here. 78% of adults have avoided hospital visits, 44% medical care due to the

00:02:25.840 cost. Have you ever know you're sick? You know something's wrong with you. You know you don't

00:02:30.240 know what's going on with your chest pains, your back pain here. You do not want to go because you

00:02:34.680 don't want that bill. You don't know if you can afford it. But many times you have health insurance

00:02:38.260 and you're still not going. So why do we have health insurance? Why are we paying for it? If we do have

00:02:42.880 it, do you know how many people are asking these questions? So let's continue. 30% said they have to

00:02:47.460 choose between paying for medical bills or basic necessities like food or housing. Meaning you

00:02:51.680 have a choice to go to the doctor and pay for that bill versus man, I got to get some food for the

00:02:55.220 kids and paying for my rent. You know which one I'm going to choose? I'll tolerate the pain. I'm going

00:02:58.980 this way. Have you done that before? Maybe you haven't, but your parents may have done this before.

00:03:02.600 And this continues. 137 million people in US reported struggling with medical bills. Let me say

00:03:09.240 the number again to you. 137 million people. Here's another one for you. You ever gone to the hospital

00:03:14.720 and you're like, oh, you got to stay for three nights. You're like, no, I'm good. Listen,

00:03:17.560 man, your leg is broken. You got to stay here for it. No, no, no, no, no. I'll go walk on a crutch.

00:03:22.520 Do you want to? No, no, no. Leave it alone. Cause I know everything is an add on and a cost.

00:03:26.480 But do you know how much it costs to stay at a hospital? Do you actually know the numbers?

00:03:29.820 You want to learn about it? If you don't want to learn about it, skip this part and go watch

00:03:34.260 something else because I'm going to show you how much these things cost. Look, life is pretty complicated.

00:03:38.340 Sometimes sometimes you're dealing with something with divorce. You know, you're going through

00:03:41.120 something. You lost a loved one. You're about to get fired. You don't know what's going on. Data came out saying,

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00:04:10.000 been running a lot of businesses for many years, I need to talk to some people. I can't talk to my

00:04:13.980 wife all the time or my friends. Some things I want to talk to somebody else that maybe is not

00:04:17.600 even connected to me. This would have been the perfect app for me to use. Betterhelp.com

00:04:22.200 forward slash value tainment. If you go there right now, you'll get 10% off your first month,

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00:04:32.620 Here we go. Nationally, U.S. hospitals charge $417 for every $100 of their costs, which means their

00:04:42.720 net cost is $100. They're going to charge you for $17. The 100 most expensive U.S. hospitals charge,

00:04:49.000 ready, between $1,129 to $1,808 per $100 of their costs. $1,808 is 1,800% of their cost. And you know

00:05:00.900 what their answer is? Because they can. So you may say, Pat, give it a break. What's been the history

00:05:05.160 with this? Let me show you. It's been in 1999. It was only 200% per $100, but it's gone up every

00:05:09.800 single year, all the way up to the data we have here. It's 417% as of 2018. And you know, after

00:05:16.300 COVID, those numbers went even higher. This next chart is also a little bit concerning because,

00:05:20.880 you know, we did a couple of videos in the past, one of them being like, you know, you want to be able

00:05:24.280 to have more regional banks. Why? There's more competition, right? You want to have more community banks

00:05:28.140 because it's more competition. And right now, a lot of these signature banks, a lot of these banks

00:05:32.400 that are going out of business and the bigger banks are picking it up. Gradually, we're going

00:05:35.880 from having a lot of different options to having a few different options. And what happens when we

00:05:39.480 have a few different options, they get to dictate the price or whatever they want to do. The same

00:05:42.920 thing's happening with weapons of mass destruction, where you're hearing a lot of these big companies

00:05:47.240 that would make weapons. They make planes, they make tanks. It used to be so many of them. It's now gone

00:05:52.120 down to only a handful of them. So they have the mark, they have control, and they're kind of

00:05:55.880 working together to dictate what everybody else has to pay for. Watch this. When you look at this

00:06:00.420 chart from 94 to 2018, in 1994, only 37% of the hospitals in America belong to a system, meaning

00:06:08.500 a controlled, consolidated, multi-hospital system, 37%. So the other 63% was independently owned by a lot

00:06:16.500 of different people. So the 37% couldn't push their weight around because they had a lot of other people

00:06:20.440 that were competition. Well, today, that 37% is now 67%, which is collectively being done by a few

00:06:27.600 different people. So they dictate whatever the terms are for the price of these hospitals.

00:06:31.820 That's why they can increase the rates, because they control the market. So I want to give you an

00:06:35.740 example of some of these hospitals on what they're charging per $100. Here's what you will look at.

00:06:39.480 Number one would be Capital Health, which is based out of New Jersey, 1,443%. Number two is CarePoint

00:06:44.900 Health, which is in Florida and Jersey, 1,313%. Third one is Regional Medical Center, which is 1,106%

00:06:51.420 out of Florida. Fourth one is American Academic Health System, 1,064% out of Pennsylvania. Then

00:06:56.880 you got Temple University, 1,000% out of Pennsylvania. Again, then you got HCA out of Florida.

00:07:01.920 Then you got Tenet Healthcare Corporation out of Texas. Then you got Community Health Systems,

00:07:06.300 which is national. Then you got Universal Health Services, which is national. You got St. Luke's out

00:07:10.160 of Pennsylvania. Three out of the top 10 was Pennsylvania, and three out of the top 10 was Florida.

00:07:14.280 Now, you may ask why Pennsylvania and Florida in the top 10, because Florida is in the top

00:07:19.040 five oldest states in America, population-wise, and Pennsylvania is a top eight oldest state

00:07:24.700 population-wise in America. So they have older peoples that are like, listen, guys, we got

00:07:28.820 a lot of boomers here. Charge it up, mark it up a little bit. We're going to make some money 1.00

00:07:32.580 here, because again, they can. Now, some of you may be watching the same pattern. If I can't

00:07:36.860 pay the bill, I can't pay the bill. I just don't pay the bill. That's what I do. Well, you

00:07:39.740 know, there's many ways they can get the money from you. One of them being wage garnishment.

00:07:43.900 In many cases, up to 25%, they can just take the money out of your account if they really

00:07:48.340 wanted to. These people can file for it, and that can happen. Now, obviously, some states

00:07:51.620 are more strict than others, but there is another part to this on a hospital being interviewed

00:07:57.380 on why these prices are going higher. What is the regulation? Who's controlling them?

00:08:01.440 And this was done by Dr. Marty McCary, and here's what he came up with in a book he wrote titled

00:08:06.660 The Price We Pay. Researchers from the University of Iowa called 101 U.S. hospitals on prices

00:08:12.100 from the same type of heart bypass operations. Only 53 provided. The price varied from $44,000

00:08:18.700 to $448,000. So 101 hospitals, 53 gave the rate from $44,000 to $448,000. My dad has had

00:08:27.400 a bypass. What's the difference? One is $44,000, one is $448,000. That's 10 times more. Who dictates

00:08:33.180 the terms? Do I just pick and choose and say, yeah, I think you look like a $300,000 type of

00:08:37.460 person. No, I think you're $80,000. Let's see you for $220,000. Who determines what these

00:08:41.300 prices are? Is it a secret? Can we know? Can you imagine you go buy a car? You say, I'd

00:08:45.520 like to buy that Mustang. What's the price? Can't tell you until you buy it. What's the

00:08:49.060 price of the car? Nope. You want to buy it? Yes, $78,000. It's really $22,000. Imagine how

00:08:54.760 weird that is. That's how hospitals work. He continues, hospital officials confess that

00:08:59.520 they inflate bills each year in order to generate more revenue since the insurance companies pay

00:09:03.900 only part of the sticker prices. Insurance confessed they demand bigger and bigger discounts in their

00:09:09.100 contracts with hospitals in order to keep up. Both admitted that they pass on higher bills to the

00:09:14.340 public in the form of higher insurance premiums. And last but not least, watch what this lady said 1.00

00:09:19.040 at the end, just flat out. A hospital employee whom Dr. Marty McCary confronted on behalf of a patient

00:09:24.620 who received an exorbitant hospital bill provides the answer. The law allows us to charge whatever we

00:09:30.900 want. If we want to charge a million dollars, she has to pay for it. Can you imagine that? 1.00

00:09:37.060 So it's already crazy enough, but this next stat I share with you, some of you guys are going to say,

00:09:41.280 I don't believe this. You're going to have to go do your own research when I show you this number.

00:09:43.840 Can you tell me what are the biggest industries in America by revenue? By revenue. You ready?

00:09:49.460 The number one industry in America by revenue, and this is numbers from 2023, hospitals in the U.S.

00:09:56.380 is number one. $1.426 billion. Number two is drug and cosmetic and toiletry wholesaling in the U.S.,

00:10:03.980 1.364. Then you got pharmaceutical wholesaling, then health and medical, then commercial banking,

00:10:09.300 then new car dealers, then life insurance and annuities. Hospitals is number one.

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00:11:12.740 for details. Please play responsibly. No one even talks about it. However, here's the crazy part

00:11:18.360 about hospitals. If I were to ask you how much money do these guys make, man, on 1.426, the

00:11:22.900 margins got to be massive. Like this Google, Facebook, it's got to be massive margins. That's

00:11:29.300 the problem. Their margins are very small, but how? Matter of fact, if you look at the numbers in 2022

00:11:34.260 and early 2023, you will notice, according to Kauffman Hall Operating Margin Index, year-to-date,

00:11:40.640 by month, they're in the negative. Look at the numbers right there. Negative 2.1, negative 2.4,

00:11:45.720 negative 1.9, negative, negative. Every month has been in the negative. And even if we go prior to

00:11:51.140 COVID, and maybe we go look at 1995 through 2016, it's always been in the single digits. The lowest

00:11:56.540 was 2%, and the highest is roughly 8%. So how is this even possible? You got 400% to 1,800% of margins.

00:12:05.680 Shouldn't you be making more money? I don't even understand how this is possible. Here's why.

00:12:09.760 Because the government is heavily involved. When you look at Medicare and Medicaid in 2020,

00:12:14.000 combined underpayments, not payments, but underpayments, were $100 billion, up from $75.8

00:12:21.180 billion in 2019. And the 2020 underpayments includes a shortfall of $75.6 billion for Medicare

00:12:27.080 and $24.8 billion for Medicaid. As a matter of fact, for Medicare, hospitals receive payments of only

00:12:32.500 84 cents for every dollar spent by hospitals caring for Medicare patients in 2020. Now,

00:12:39.060 this doesn't include increased labor, increased medicine, $18 billion just for illegal immigrants

00:12:44.840 in 2018, according to Forbes. We can add on a bunch of different things. And the numbers keep adding up.

00:12:50.620 So you realize they're not making any of the money as much as I thought they would be making. But who's

00:12:55.440 not doing their part? Is it the health insurance company? Are they taking the money and leaving?

00:12:59.080 Is it the government, taxpayers? Maybe they're expecting us to pay a lot more. Whose fault is

00:13:03.700 it that this is taking place? Remember earlier, I talked about Medicare and Medicaid, where a

00:13:07.180 generation is holding everybody else hostage for making sure that they get their Social Security, 0.97

00:13:11.880 Medicaid, Medicaid, the baby boomers. A lot of people are going to get upset at this, but I'm not 1.00

00:13:16.160 running for office. I'm not trying to get reelected. I'm not a governor. I'm not a congressman. I'm not

00:13:20.620 a senator. I'm not a president. I'm not trying to win your vote. My job is to ask questions and

00:13:24.700 saying, can we afford it? Every year, we keep getting into more and more debt. What's the

00:13:28.800 solution? Not a worry. Keep kicking this debt to the next generation. Let them handle it. Let their 0.98

00:13:34.720 grandkids handle it. Let our kids handle it. Who cares about them? Let's take care of our lives 1.00

00:13:39.320 right now. They'll figure out a way they're young. They're going to be old one day. And what are they

00:13:43.160 going to do? Do exactly what you did. And then eventually, this great idea called United States

00:13:47.840 of America, poof, is gone. And hey, another person comes in. We're in debt. Now people are leaving to

00:13:52.620 other countries. Oh, it'll never happen to America. Maybe to Rome. Maybe to the Persian 0.70

00:13:57.580 empire. Maybe to Greece. Maybe to, but not, not in America. Not, never, not here. No, we're headed

00:14:03.860 in that direction with these irresponsible decisions that we're making. And by the way,

00:14:07.200 let me continue. Watch this. The National Healthcare Anti-Fraud Association, NHCAA, estimates that the

00:14:13.120 financial losses due to healthcare fraud might be as high as $300 billion each year. This is on top of

00:14:18.320 everything else. But watch this data of how far along we've come since 1960s. National per capital

00:14:24.520 health expenditure in the U.S. from 1960 to today. So if you look at it right there, 1960, it's $146

00:14:32.660 per person in expenditure to now, it's gone all the way up to $12,591. How long can we afford this,

00:14:40.840 by the way, with an aging population? Matter of fact, in September of 2020, President Donald Trump

00:14:46.760 signed an executive order, aimed at ensuring hospital price transparency, and limiting surprise

00:14:51.620 billing, requiring that price information he made publicly available. This was obviously a great

00:14:57.040 piece of legislation because it would give people the ability to compare prices and force hospitals

00:15:01.380 to price operations more competitively. It's like saying, hey, what do you charge for this car?

00:15:05.500 $28,000. Galpin Ford sells it for $24,000. Hey guys, the other guy sells it for $24,000. Match them.

00:15:11.940 We'll sell it to you for $24,000. See what happened? But before you couldn't compare it. So Trump's

00:15:16.740 says, I think we ought to do this. And guess who says we ought to continue with this? So Biden

00:15:20.540 directed the Department of Health and Human Services to enforce the rule, which what Trump

00:15:24.200 started is like, yeah, this is kind of a good idea we got to do, but watch what happens. Only a year

00:15:27.400 later, a research published by nonprofit group Patient Rights Advocate determined that 471 out

00:15:33.520 of 500 hospitals examined were not in compliance with the new rule. And at the same time, the maximum

00:15:39.900 fine from the federal government for failing to post prices is $109,500 per year, even though

00:15:45.840 CMS said in July that they were planning on raising it to $2 million per year for large

00:15:49.720 hospitals. The problem is they sent warning letters to almost 170 hospitals that had yet

00:15:55.300 to post prices, but the agency hadn't imposed any fines. And Catherine Howden, a spokesperson

00:16:00.500 for CMS said that the agency expects hospitals to comply with these legal requirements and

00:16:05.720 will enforce these rules if the hospitals don't comply within 90 days. You know what they

00:16:09.220 do? They send you a warning letter. That's it. You get another warning letter. Can you imagine

00:16:12.960 it's like a love letter on top of a love letter and nothing else happens? And in May

00:16:17.100 of 2023, some data came out. Ways and Means Committee Chairman Jason Smith brought the fact

00:16:21.980 citing that fewer than one in four hospitals are estimated to be in compliance with these

00:16:26.780 price transparency rules. And only four hospitals out of 6,000 nationwide have been fined for

00:16:32.760 noncompliance. So guess what? Hospitals are like, get out of here. You're not going to do

00:16:36.080 anything. We're giving you money anyways when you're getting reelected. You need our money.

00:16:39.340 You need us to keep charging more money so we can give you more to your campaign and we'll hire the

00:16:43.100 lobbyists to come and help you out. Don't act like you care. Say it from stage, but you know you're

00:16:47.420 not going to enforce it behind closed doors. It's kind of what's happening. I got the one last thing

00:16:51.260 I'm going to show you. This one's going to probably upset you the most on how we can afford to do this

00:16:54.380 kind of stuff. So watch this. Here's an article from American Hospital Association. Look what it says.

00:16:58.300 Medicare and Medicaid pay less than cost. The uninsured pay little or nothing and others must make up

00:17:04.260 the difference. I'm going to read it to you one more time. Medicare and Medicaid pay less than what

00:17:09.200 it costs. So hospitals who are getting money from Medicaid, Medicaid, they're not getting what it costs

00:17:16.340 them. They're getting paid less. The uninsured pay little to nothing. The uninsured, those are like,

00:17:22.140 I can't afford health insurance. The ones that are not being responsible for having insurance or can't afford it.

00:17:26.200 But the people, the responsible ones, are supposed to make up the difference. The working man,

00:17:30.860 you, you're paying for it. Okay. Watch this. Medicare and Medicaid pay less than the cost of caring for program

00:17:37.620 beneficiaries and annual shortfall of $57.8 billion. Let me continue. This is very important for you to know

00:17:43.340 what's going on here because you, the working man, remember in a movie, Sonny tells Robert De Niro, the 0.96

00:17:49.160 working man is a sucker, right? The working man is a sucker. This is what he was talking about. We're paying for 1.00

00:17:55.240 everybody else that's saying, I'm not going to pay for it, right? This is why the working man is so

00:17:59.780 frustrated in America today who is responsible. Hospital uncompensated care, both free care and

00:18:07.460 care for which no payment is made up by patients makes up about 6% of the average hospital's cost.

00:18:13.560 Most hospitals receive no government financial support at all to provide this care. Though some

00:18:18.780 hospitals owned by local governments, but not all public hospitals receive tax subsidies from state and

00:18:24.080 local governments to help offset some of the costs of care for poor populations. Overall, these payments

00:18:28.700 represent 10 cents per dollar of cost. Privately, insured patients and others often make up the

00:18:35.160 difference. Remember, Medicare, all those guys, they only make up 6% of the cost. The rest is made up

00:18:43.240 by us. So somebody may be watching and say, Pat, this is very annoying. No, I know. I'm also annoying.

00:18:49.080 I get it. I'm paying for it as well. You are too. I'm not only paying for it. I'm also paying for it for a lot of

00:18:52.840 different people who are having health insurance that I'm paying for. It's the cost. I got it. It's

00:18:56.060 the benefit of your given COC. What benefit do you offer? Here's our health insurance. Here's our

00:18:59.680 health insurance. So I'm involved on both sides. So what's the solution, Pat? To me, it's all

00:19:03.720 accountability because we have to sit there and have the tough conversation. Are we going to say

00:19:10.380 yes to Medicare, Medicaid, Social Security at all costs, even though everybody else takes the hit and

00:19:16.900 many go through bankruptcy? Is that fair? Even though it hurts all the working men. It's like

00:19:21.800 that man that was talking to Elizabeth Warren. He's like, wait a minute. You're canceling college

00:19:27.100 loan on the people that didn't make payments. I busted my ass with two, three jobs to make sure 0.98

00:19:31.840 my kid's college education was paid for. I'm paying the price? Me? Why am I paying? I'm not rich. 0.99

00:19:38.360 He's saying this to Elizabeth Warren. She doesn't have an answer for him. She's got a smirk on her face

00:19:42.700 because this doesn't make sense. And a lot of people are going through this right now. So it's

00:19:46.820 accountability in the life insurance industry. Watch how the life insurance industry works versus

00:19:50.360 real estate or loans. Say I sell a house to Johnny. I sell him a million dollar house. I get him

00:19:55.440 approved with a bank. The bank says, I'll take this loan. I sold a million dollars. The guy that's

00:20:00.320 selling the house, he gets his money. The equity he had in the house. Say he owns $600,000 loan. We sell

00:20:05.720 a $4,400,000 minus the commission. That check goes to the owner of the house that sold it to the new

00:20:11.520 owner. But the new owner who got the house, six months later says, I don't want to make the

00:20:15.360 payments. I'm okay. I can't afford it. I don't want to make the payments. The other guy that owned the

00:20:19.200 house, he doesn't care. He already got his check. The realtor, I already got my check. I left. I don't

00:20:23.280 care. You go collect the check. I don't need to collect the check. I don't have any accountability

00:20:26.880 here. That guy has no accountability here. The bank is screwed and this man doesn't want to make the

00:20:32.000 rent. How many times has that happened in America? He sits in that house for 6, 12, 18, 24 months. 0.68

00:20:36.500 Some states, you can't even kick the guy out. He stayed there. You can't kick me out. Frustrating, right?

00:20:40.900 You know how life insurance works? Here's how life insurance works. I sell the same person a

00:20:44.760 million-dollar insurance policy. It's $250 a month. I get advance a check, let's just say $2,000, $3,000.

00:20:50.540 The insurance company sends it to me. Advance. They send me the check. Six months down the line,

00:20:55.080 Johnny stops making the payments. The insurance company calls me and said, hey, we haven't received

00:20:59.300 the last payment for the last six weeks. I can't say, what do you want me to do? Go collect it. I already

00:21:03.780 got my money. No, no, no. If you don't get Johnny to pay his next premium, you're going to charge back.

00:21:09.080 How much? Potentially the whole $2,000 I give you or 50%. Let me call Johnny. I'm on top of him. I'll

00:21:16.060 drive to the guys' house to get the payment because there's accountability. That's why I love life

00:21:19.800 insurance because there has to be accountability. You can't get away with it. And I've got my money,

00:21:23.720 I'm good. No, you can't do that. As long as we can create a certain system of accountability here,

00:21:30.700 we can't just say, hey, Gen X, Gen Z, millennials, screw you guys. You pay for it. You can afford it. 0.98

00:21:37.260 While everybody else, they're just going to account for 6% of it. Dude, no. I'm trying to

00:21:41.080 have my own wife and kids and family and sending for private school and doing this and doing that

00:21:44.560 and paying my tax. Why are you doing this to me? That's kind of what's going on in the health

00:21:48.060 insurance, the hospital, the Medicare, the Medicaid. So as much as we can say, well, hospitals make so

00:21:53.160 much money. They actually don't make a lot of money. Margins are very small like the restaurants.

00:21:57.980 They're just trying to get money from somebody. And who ends up being a person that pays for the

00:22:02.580 hospital? The working man, you and I, we pay for it. I don't think it's cool. I think it's tough

00:22:09.200 conversation. I think if you share this video with people that are of the age, they're going to watch

00:22:14.100 this and they're not going to be happy about it. But I don't want your vote. I don't need your vote.

00:22:19.020 I'm not trying to tell you, I'm running for office. Vote for me. Oh yeah, it's okay. I'm not playing that

00:22:23.000 game. I don't think that's right. I think we all got to do our part. I think putting all the punishment

00:22:27.860 in the next generation is an unfair thing to do. Anyways, if you agree or disagree, if I got you

00:22:32.300 thinking, you got value out of this video, give it a thumbs up, subscribe to the channel. And if

00:22:36.740 you liked this video, I got another video I want you to watch. It's on Big Pharma. If you've not

00:22:39.840 seen it, wait till you see the data on Big Pharma. Click here to watch the video on Big Pharma.

00:22:43.820 Take care, everybody. Bye-bye, bye-bye.

EXPOSED： The Real Reason Healthcare is so Expensive in America

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