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- December 01, 2020
How to Write a Business Plan 2021 & Top 20 Mistakes to Avoid
Episode Stats
Length
37 minutes
Words per Minute
236.69714
Word Count
8,895
Sentence Count
696
Misogynist Sentences
8
Hate Speech Sentences
4
Summary
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Transcript
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Misogyny classification is done with
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Hate speech classification is done with
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So most people write their business plan for the following year, in the month of December.
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However, if you no longer look at that business plan after February, you stop looking at it,
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you didn't write a business plan.
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You simply wrote a wish list.
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Today I'm going to talk to you about the 20 mistakes people make when it comes down to
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writing their business plans.
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And I'm going to give you a PDF on exactly how you can write your business plan for 2021.
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So look, there's three different types of people when it comes down to business planning.
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There are the wingers, the thinkers, the doers.
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The wingers, they just wing everything they do.
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They're not really going to put a lot of time into business planning.
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And everything they do in their lives is kind of like wishful thinking.
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This is why I said at the beginning, most people don't look at their business plan after February
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because it was just a wish list, right?
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Then you have the thinkers, you have the doers.
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My goal is for you not to just be a thinker.
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Thinker are those that actually do the timing and look at it.
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And then doers are the ones that execute what they thought about to get their business plans
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together.
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I've been doing business plans now since 2002.
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It used to be very weak.
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It used to be just regular stuff I would write on a piece of paper hoping to be a great year.
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And then I wouldn't hit 80% of the goals and I got better and better and better.
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2016, I shared with many of you the one page business plan.
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If you haven't downloaded it yet, I'll give it to you at the end in a PDF.
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Here's what it'll look like.
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You're looking at it at the screen.
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And one of the things I talk about on the business plan is the fact that you can't just look
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at a business plan as a business plan.
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It's a life plan.
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You have to look at it from your personal standpoint, your financial, your health, your spiritual.
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If you have an aching toothache, you got something going on with your mouth, with your teeth that's
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bothering you and you're sitting down at appointments and you're annoyed, you're probably not going
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to do a good job that you're, because there's a pain.
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There's a pain in your back.
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There's a pain somewhere.
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Your health is a part of it.
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If you're heavier, you gain 50 pounds, it's going to affect your business.
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If your marriage isn't good, relationships aren't good, mom, dad, brothers, sisters,
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you got issues that are bothering you, spiritual, all of that come together.
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So I challenge folks to be looking at their business plan as a life plan.
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Matter of fact, when you get involved with some of these higher end CEO groups, you pay
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15, $20,000 per year, you know what are the things all the CEOs talk to each other about?
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They go up on the board and they write down, in my business life, I'm a 10 right now.
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In my personal life, I'm a two right now.
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In my financial life, I'm a seven right now.
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In my health, I'm a four right now.
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I'd like to talk to you guys about my personal life or my marriage.
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And he says, we're going through a divorce.
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My wife told me last week she wants to leave me.
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And we spend one hour talking about divorce amongst 12 other CEOs.
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Because those who build a big business realize your business plan has a lot to do with your
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life and everything else you do.
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So I wrote that one page business plan.
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Last year, I gave to you how I think going into a new year.
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And I shared with you a few different things, which I'll put the link forward as well for
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you to go through.
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We talked about, in 2019, I said, how to prepare for 2020 with strategies.
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I said, number one, first to look at 2019, recap what you went through, study your trends,
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all this other stuff, the good, bad, ugly.
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Then I said, looking at potential 2020 threats.
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I didn't put pandemic in here.
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This tells you I've never been through it, so I didn't put pandemic.
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But I said, industry, politics, economy, regulation, family, health, personal, anticipate expected
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events in your company.
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Third, I wrote, after having looked at your threats, you should be looking at things to
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anticipate.
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They could include the following, new hires, new products, new comp plan, all that, the
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next 15 moves.
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Then I said, after having looked at threats and business opportunities, it is important
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to shift to looking at numbers, month to month, quarter to quarter.
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Then I said, next would be a list of topics to follow closely in 2020.
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And the topics are trade war, 5G, Brexit, election, US, Iran, Epstein.
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This is what I said last year, right?
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Pandemic hadn't hit yet.
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This video was shot and was live, November 12th, I believe, 2019 is when it went live.
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Then I said people to follow.
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Here's what I said in the video last year on what people to follow in the year of 2020.
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Look at the list of nine names I gave in the video exactly a year ago.
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So you notice the names, Trump, obviously Trump, there was a lot of things in 2020 that
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had to do with Trump.
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Warren, Biden, Biden, President-elect, Hillary, Kushner, Kushner, UAE, Israel, Bezos, I mean,
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dominated.
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He was all over the place.
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Musk, $90 billion he made in six months.
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Dorsey, controlled the election with the New York Post, because I knew how much control he
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and Zuck had.
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You had to watch him and Zuck, what they did to control the election, the influence
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of the election.
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And that was for last year, right?
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List of names.
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Back then I talked about calendar, I went through the whole thing with calendar.
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So everything I said about the video last year still applies for this year.
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All of it, I said last year, applies for this year.
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But I've got a new list of names for people to follow this year, and I've got 20 mistakes
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you can make.
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At the end of the video, I'll give you my new list of names to follow for 2021.
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But here's some of the mistakes people make when it comes into business planning.
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Number one, there is no quiet time, meaning they don't have a quiet time where they turn
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off the kids, the wife, the husband, the family, friends, the phone, everything.
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And you go into a cave, and you sit there by yourself, and you start thinking.
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You look at everything that happened in the prior year, and you think.
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Not one hour, not two hours, not three hours.
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This is an all day event for you, on a Saturday or on a Sunday, away from everybody.
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You've got to plan this.
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You can't wing it.
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It's not one of those things where you go wing.
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And preferably, lots of papers, lots of data, lots of numbers, lots of everything.
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2003 was the first year I started tracking every single thing with my finances.
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November 18th is when I started tracking everything.
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And the reason why I started tracking it on the 18th was my credit score was 484, 495,
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499.
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Okay?
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And if you watch the video, The Life of an Entrepreneur in 90 Seconds, you see a credit
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report.
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That's my credit report and credit score from 2004.
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It's the original credit report score that I got in 2004.
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So every 18th, I had my checking account, my saving account, my investment, my stocks,
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my mutual funds, my artifacts, my collectibles, my cards.
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Everything that I had, and my credit score at the bottom, I tracked all of it.
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Every 18th it would update.
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Every 18th it would update.
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Every 18th it would update.
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And I did that religiously.
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Guess what happened to the credit score?
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I went from 484 to 495, 499 to 820, 822, 798, and the rest is history.
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Why?
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Because quiet time led to measuring my data.
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So the second mistake people make is they don't have their data around them.
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They don't measure their data.
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You got to have, like for me, everything to me is now about data.
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I want stats.
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I want numbers.
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I want everything to look at.
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This year over last year.
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Because if I can't look at the history of the numbers that I've done, how can I predict
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what's going to happen?
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If I don't look back, how can I predict where we're going to be going?
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If I can't look back and see what things happened last year, how can I say, in the month of January
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we're going to do this, in the month of February we're going to do this, in the month of March
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we're going to be doing this.
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I can't do it.
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So one, quiet time.
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Go together and start thinking about what's going to happen.
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Number two, gather all your data.
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Number three, is sitting there, the mistake a lot of people make with their business plan
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is they overestimate what they're going to do that year.
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They overestimate.
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And I think Gates was the one that said, many people overestimate what they can do in one
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year and underestimate what they can do in ten years.
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Let me repeat that one more time.
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Most people overestimate what they can do in one year and underestimate what they can do
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in ten years.
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What does this mean to most people overestimating?
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They'll sit there and they'll say, this year I'm going to make a million dollars and the
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most money they've ever made is $50,000.
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How are you going to go 20x from $52 million?
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It's good you're being optimistic, don't get me wrong, it's good you're excited about it,
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but what was your December?
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What did you show in the month of December?
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And what kind of momentum are you going into a new year to say, I'm going to make a million
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dollars?
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To go from $52 million, that's going from $4,000 a month income to $83,000 a year income.
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That's your overestimating.
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So what happens is the more you overestimate your goals, you eventually stop taking business
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plans seriously.
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Because they're sitting there and saying, well I think, I'd like to be here, and what
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is it that I can do this year?
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If I did $100,000, I think if we push I can get to $500,000 because we have a lot of momentum
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going on right now.
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But I know for a fact we can get to $250,000.
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I know for a fact we can get to a number like this.
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So if you don't look at the data, if you don't have quiet time, if you don't look at your data,
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if you don't look at your numbers and realistically make some numbers, I'm not talking about not
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being positive, but Tesla's been around for a while.
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Yes, Musk made $90 billion this year in six months or seven months.
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But how long ago was it when everybody's saying, Tesla's going out of business, Tesla's going
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out of business, Tesla's going out of business.
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Amazon may be worth what it's worth today, $2 trillion, whatever the number may be.
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And Bezos may be worth $200 billion today.
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But do you remember how many times on the calls he would do, and investors would say, where
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are the dividends?
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Where are the dividends?
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Everybody else is paying dividends, but you're not paying dividends.
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And Bezos would say, on his earnings call, I've told you, if you want dividends, I'm
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not the guy.
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But if you want to believe me long term, 10, 20 years from now, I promise you I'm going
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to make you a lot of money.
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Guess what?
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The first group of people that he gave 20% to and they gave him a million dollars, you
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know what that 20% is worth today?
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$400 billion.
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What do you think?
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You think the people that were patient are happy they were patient?
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Yes.
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The ones that were not patient, there's some were telling a story to their kids and grandkids.
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Honey, your grandpa should be worth a billion dollars today, but he's not.
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There's an element of being patient.
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So, quiet time, data, underestimate, overestimate, don't make that mistake.
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Actually based on the data, be able to put a better number on what you can do the following
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year.
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Number four is not knowing what numbers to measure.
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Here's what I mean by what numbers to measure.
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Look, there's a lot of different data that you're going to have.
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A lot of data points.
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I mean, I have hundreds of thousands of data points that I can look at, with what we sell.
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But there is the most important data to measure.
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This is why John Doerr wrote a book, Measure What Matters, and when Steve Jobs died, everybody
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went to John Doerr's house to reflect on the life of Steve Jobs.
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And John Doerr in his book, Measure What Matters, talks about OKRs.
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And the whole idea about OKRs is, what is the most important data that you've got to measure?
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For you.
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When you're doing business planning, you're sitting around saying, well, what do I do?
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The movie Moneyball, the guy eventually figures out the most important data in baseball.
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It's not RBI.
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It's not hits.
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It's not home runs.
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It's not tickets sold.
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It's not any of that stuff.
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It's on-base percentage.
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He found that the most important one.
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The biggest mistake people make going into a new year is, if you don't know the most important
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data point that you need to grow your business, how are you even going to make any
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kind of proper guesstimation of what you're going to do?
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You don't, because you don't yet know the most important data to measure.
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So you've got to sit there with your quiet time and say, what is really the most important
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data?
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Is it sales?
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Is it calls?
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Is it context?
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Is it budget?
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Is it advertising?
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Is it who we hire?
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Is it talent's ability?
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What is it?
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Is it number of salespeople?
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Is it number of phone calls?
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Is it number of outreach?
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I don't know what it is.
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You've got to get your data.
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When we got our data, my business exploded.
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You've got to sit there knowing exactly what is the most important measures to matter.
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What is the most important number for you to measure?
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And then from there, it's game-changers.
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Because you can actually now predict better on what you're going to do in the future.
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Next one is simple.
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It's research.
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And let me tell you why research is a very, very high-paid skill for you to have, and very
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few people do it.
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Here's why.
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If I wouldn't have done research the day everybody shut down, NHL, NBA, all these others, I would
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have panicked.
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I came back and I researched, and I looked at it, and I said, okay, let's see what the
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last 10 pandemics have done.
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And I looked at SARS, MERS, Ebola, AIDS, every one of them, and I'm like, okay, the market
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recovers within six to 12 months, 90% of the time.
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I was calm.
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I shared that level of common data with my peers and the people I work with.
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They looked at the data.
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I said, okay, Pat, this does kind of make sense.
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Well, listen, guys, there's a 90% chance this is going to go away.
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Market's going to recover.
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It's going to come back up to 30,000.
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We're going to be all right.
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It goes down to 18,200, I'm staying calm, 18,500, I'm staying calm.
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The Dow announces they're over what?
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30,000.
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But my level of calmness came because I did my own research.
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I don't rely on CNN and Fox.
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You when you want to do your business plan for the following year, you got to do your
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own research.
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Don't rely on what the media is telling you.
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You go do research on some of the areas you need to be careful with for 2021.
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So you know how to make that proper audible and maneuver and not be affected like the
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rest of the people will be affected by, just because you decided to do some research and
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they didn't.
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All right, so the next mistake a lot of people make going to New Year is the following.
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They go into a New Year with the same exact skill sets they've had, thinking it's plenty
00:12:38.880
in 2021, but it's not.
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Meaning, if you didn't know how to use Zoom in 2019, well, you got screwed if you didn't
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know how to use it in 2020.
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Because you had to learn how to use that skill set, right?
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There are a certain set of skill sets that you've got to learn how to use in 2021 that
00:12:53.120
you don't have right now.
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You don't know how to do it right now.
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It could be a lot of different things.
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You may not be a good recruiter.
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You may not be good at retaining people.
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You may not be good at selling.
00:13:01.080
You may not be good at negotiating.
00:13:02.080
You may not be good at raising money.
00:13:03.340
You don't even know what it is to raise money.
00:13:04.640
You don't know the different measures that people put and say, well, here's how we're going
00:13:09.200
to control.
00:13:10.200
We're going to put the controls on this.
00:13:11.100
You don't know any of this stuff.
00:13:12.380
But guess what?
00:13:13.380
All of those things are available.
00:13:14.380
You can go buy the books from other people that have done it, and you can improve yourself in those skill sets.
00:13:18.620
So when going into a new year, as excited as people are about the numbers, you're going
00:13:23.720
to ask, who do I need to be to do 10 million this year?
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I've only done 2 million.
00:13:28.140
Who do I need to be to do a million this year?
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The most I've ever done is 200,000.
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And what skill sets do I need?
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Make a list of three to five skill sets.
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Go order every single book on those topics with 500 plus reviews on Amazon.
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Immerse yourself on those topics.
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Take courses, whatever you can, just to get better at those few different skills.
00:13:48.400
Because if you don't, 2019, 2020, 2021, 2022, everything's going to be the same.
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Because until you decide to add some new skill set for new times, a not a lot going to change.
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This next one's going to be a simple one, but it's something you've got to be thinking
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about a lot.
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Look, cash.
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You need cash.
00:14:03.660
No matter what anybody says, cash is not king.
00:14:04.720
Cash is king.
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I understand Ray Dalio says cash isn't king.
00:14:07.400
He's talking about just putting your money in cash and not investing it.
00:14:10.160
I'm talking about you having cash to be able to move.
00:14:13.100
You having cash in case of emergency taking place.
00:14:15.640
You having cash in case the government does another shutdown, and there's a new administration.
00:14:20.300
They're not aggressive.
00:14:21.800
They actually want to be complete opposite.
00:14:24.880
Trump wanted to open up the economy.
00:14:26.620
Biden's going to lock it down.
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Biden's going to get people, everybody wearing masks, they're going to want to get people
00:14:30.900
six weeks to not really go to work and stay home.
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Maybe that's going to be eight weeks, 10 weeks, 12 weeks.
00:14:36.260
If you don't have cash, and the Senate is controlled by the right, the House is controlled
00:14:41.420
by the left, the stimulus is not going to be $3.5 trillion stimulus that they wanted to
00:14:45.660
go out.
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They can't, because they've got to get through the Senate, depending on what happens in Georgia.
00:14:49.920
Which means what?
00:14:51.180
The two point whatever trillion dollar stimulus that we sent when the economy came back up,
00:14:56.160
that was approved by both sides when that money went back out.
00:14:58.960
This time around, if you don't have cash, you may be affected by it.
00:15:02.180
So you've got to make sure you have a big, big emphasis on 2021, of increasing the amount
00:15:08.040
of cash you have, so you can make pivots and decisions, and you're not controlled by
00:15:13.800
what a complete new regime could do in America.
00:15:17.420
All right, so next point, here's a very important one.
00:15:20.200
Look, none of us were expecting a pandemic in 2020.
00:15:23.720
You've got a beautiful year, 2020.
00:15:26.000
Everything was nice, the number 2020, Vision 2020.
00:15:29.080
Dubai's going to do 2020 Expo, they've been planning for 10 years.
00:15:32.840
They spent billions of dollars expecting millions of people to go to Dubai to see what this Expo
00:15:38.160
is going to be.
00:15:39.160
Pandemic hits.
00:15:40.360
Everything got canceled.
00:15:41.360
You know, 2020, wasn't 2020 Olympics, or, you know, it's an, I don't know, everybody forgot
00:15:47.140
it, but it's supposed to be Olympic year.
00:15:49.240
Everybody forgot about it.
00:15:50.540
No one even thought about it.
00:15:52.500
Everything got canceled.
00:15:54.100
Everything got postponed.
00:15:55.940
So if you got hit hard by the pandemic, and you were shocked, and you were surprised, fine.
00:16:01.440
It's the first time.
00:16:03.100
You and I can be surprised the first time.
00:16:04.820
But second time around, if you get hit by the same exact thing, and you were not prepared
00:16:09.760
for it, it's no longer a shocker.
00:16:11.740
You didn't prepare for it.
00:16:13.760
Meaning, you have to be ready for a lot of different weird things to happen in 2021.
00:16:18.520
Not as saying it's going to happen.
00:16:19.940
I don't know if it's going to happen.
00:16:20.940
But you got to go out there and study, what are the biggest surprises or setbacks I can
00:16:25.000
have in business?
00:16:25.960
What are they?
00:16:26.960
How will I react to it?
00:16:28.260
One of them, you need to have a standard operating procedure on how to react when there's the next
00:16:31.960
pandemic and shutdown.
00:16:33.600
With your staff, with your clients, with your employees, with your partners, with your vendors,
00:16:36.840
with schooling, with your kids, with everything.
00:16:40.220
Because it could most likely happen again in 2021.
00:16:43.640
But if it happens again, you cannot get caught.
00:16:45.940
It's not 2020 anymore.
00:16:47.740
Let me tell you why this is a subtle one, but it's a very powerful one.
00:16:50.460
I have a lot of people that I mentor around the country, around the world.
00:16:53.080
And one of the things I notice is people's reward-punishment program is fully out of whack.
00:16:58.380
And here's what I mean by it.
00:16:59.800
I see people that reward themselves, their families, their peers, their salespeople, without
00:17:06.280
any kind of earning.
00:17:08.000
And what do I mean by this?
00:17:10.460
I've always gone off of a reward-punishment program.
00:17:13.620
I went to New York, I said, if I cross six-figure-year income, I'm going to go to New York because
00:17:19.340
I want to watch the ball drop and I want to be there on New Year's Eve.
00:17:21.840
You know what I did?
00:17:22.840
I went there.
00:17:23.840
I said, if I have $100,000, I'm going to go to Guatemala with a friend of mine and I'm
00:17:26.300
going to go give away Bibles and all this other stuff.
00:17:28.340
I went to Guatemala City.
00:17:29.340
I had a great time in Guatemala.
00:17:30.960
My buddy Leo wanted to give away Bibles.
00:17:32.880
We went there, had a great time.
00:17:33.960
It was phenomenal.
00:17:34.960
From December 26th, the day after Christmas, to December 30th.
00:17:38.080
Four days.
00:17:39.080
We went to Porto Barrios, Livingston, Tigal.
00:17:42.880
We went all over the place.
00:17:43.880
Grande Jacuado, which was a beautiful place.
00:17:45.500
All the water volcanoes.
00:17:46.500
Had a great time.
00:17:47.500
Then I said, if I have a quarter million dollars in savings, I'm going to go buy myself a Harley
00:17:50.760
Davidson.
00:17:51.760
Got a quarter million dollars in savings.
00:17:53.120
I went to the dealership.
00:17:54.120
I've never ridden a motorcycle before.
00:17:55.400
A friend of mine, God bless his soul, is no longer with us anymore.
00:17:58.200
I called Jim.
00:17:59.200
Jim ride the motorcycle.
00:18:00.200
He brought it to my office.
00:18:01.460
At 11 o'clock at night, I learned how to ride a motorcycle.
00:18:04.720
Five minutes afterwards, I was on the freeway going 100 miles an hour.
00:18:07.680
Not recommending it.
00:18:08.680
I'm just telling you what I did, right?
00:18:10.340
But everything's been about reward and punishment.
00:18:12.120
So guess what happened to my kids?
00:18:13.760
Everything's about reward and punishment.
00:18:14.760
People will come to my house, and they'll see on the wall 200 books that my son's already
00:18:19.240
finished.
00:18:20.240
Oldest one.
00:18:21.240
Eight years old.
00:18:22.240
And then they'll see my youngest one is at about 40 books, or 30 books right now that
00:18:25.100
he's going through.
00:18:26.100
My daughter's going to go through it as well.
00:18:27.520
And they say, how do you get your kids to read books?
00:18:29.960
How do you do it?
00:18:31.160
I can't.
00:18:32.160
Can you talk to my kids?
00:18:33.160
I'm like, can I talk to your kids?
00:18:34.380
I don't need to talk to your kids.
00:18:35.580
I need to talk to your kids' parents.
00:18:37.380
Why?
00:18:38.380
Here's why.
00:18:39.380
I'm at Neiman Marcus shopping.
00:18:40.600
My middle one, Dylan, is wrestling all over my head, okay?
00:18:45.120
We love doing this stuff together, he and I, right?
00:18:48.920
The lady looks at me.
00:18:49.920
She says, oh my gosh, that's so sweet.
00:18:51.160
I remember when my kids were that age.
00:18:52.920
I'm like, oh, cool.
00:18:53.920
How many of you got?
00:18:54.920
She tells me.
00:18:55.920
What are you doing now?
00:18:56.920
They're a doctor.
00:18:57.920
They're this.
00:18:58.920
They're a lawyer.
00:18:59.920
I'm parenting.
00:19:00.920
We're sitting right there.
00:19:01.920
She's watching her husband get changed.
00:19:03.680
She says, I'll give you one tip.
00:19:06.140
I won't give you three of them.
00:19:07.140
I said, what's that?
00:19:08.140
She says, you know when you ever threaten your kids, and you tell them if they don't do this,
00:19:11.300
you're not going to get ice cream or whatever?
00:19:12.380
I said, yeah, what about it?
00:19:13.920
When you threaten them, keep your word.
00:19:15.920
I said, why?
00:19:16.920
She says, because if you don't, they won't believe you again.
00:19:18.920
What a freaking powerful thing she said to me.
00:19:21.920
So meaning, we're going to somewhere.
00:19:24.140
I tell my daughter, if you don't do that, that, that, I'm not going to buy you ice cream.
00:19:28.380
I have to keep it as much as I want to give her ice cream that day.
00:19:31.480
And I have to keep it.
00:19:32.480
It's very hard to do.
00:19:33.480
When it comes down to your own rewards and punishment, don't reward yourself if you don't
00:19:39.300
hit the whole goal.
00:19:40.400
Do not do it.
00:19:41.400
You are weakening yourself.
00:19:42.920
And don't do it if the company, your team, or your family also doesn't hit it.
00:19:46.920
With that mindset going into New Year, you will work twice as hard to hit your goals.
00:19:51.640
And when you earn them, it'll feel so good when you earn them.
00:19:55.160
Okay, so this next one's got a lot of power behind it.
00:19:57.780
It's about cutting the fat with some people in your life.
00:20:02.180
Let me explain to you what I mean by this.
00:20:03.760
You've got to unfollow certain people.
00:20:05.240
Go on your Instagram account, your Twitter account.
00:20:07.340
Go and see who you follow.
00:20:09.280
Unfollow some of them.
00:20:10.340
And I'm not talking about unfollow, oh, I don't agree with them politically.
00:20:13.740
I follow Obama.
00:20:14.740
I follow Trump.
00:20:15.740
I follow people on all sides.
00:20:18.740
Not talking about political or opposition.
00:20:21.180
I'm talking about people in your life that are negative, that are toxic.
00:20:25.560
You've got to eliminate those people out of your life.
00:20:28.220
You've got to sit there and say, who did I talk to the most this year?
00:20:31.960
Let me see.
00:20:32.960
Boom, boom, boom, boom, boom.
00:20:33.960
Who's the most negative people in my life that are sucking the best out of my life?
00:20:38.900
My energy.
00:20:39.900
Who are they?
00:20:40.900
That cousin?
00:20:41.900
I'm sorry, Bobby.
00:20:42.900
I love you.
00:20:43.900
But we're not going to have a relationship together anymore like we used to.
00:20:45.100
I can't talk to you anymore as much as we did.
00:20:47.100
I'm cutting you.
00:20:48.100
Every year, I've cut the fat.
00:20:49.540
It's the hardest thing to do, and it gets easier and easier as you age.
00:20:54.340
And by the way, the results and the reward becomes bigger and bigger as you age.
00:20:59.760
Because of the compounding effect.
00:21:00.760
So you've got to make a list of people you've got to cut.
00:21:02.100
I know you don't want to do it, but you've got to cut some fat.
00:21:04.540
I'm not talking about just fat here.
00:21:05.540
I'm talking about fat as in your relationship and people around you, because they're holding
00:21:08.980
you back.
00:21:09.980
Here's the next one.
00:21:10.980
When you write a business plan, here's a mistake people made.
00:21:11.980
They'll go to the smallest thinking people and say, what do you think about my business
00:21:14.540
plan?
00:21:15.540
Oh, it's impossible.
00:21:16.540
Oh, I don't like it.
00:21:17.540
Oh, I hate it.
00:21:18.540
Oh, it's great.
00:21:19.540
Oh, it's awesome.
00:21:20.540
Oh, it's amazing.
00:21:21.540
Why get the counsel of small thinkers on your business plan?
00:21:23.920
Go to somebody that's going to talk to you and is going to hold you accountable to your business
00:21:27.160
plan and critique you and say, I don't know about this.
00:21:29.160
I don't know about this.
00:21:30.160
You sure about this?
00:21:31.160
Why'd you write this?
00:21:32.160
What's this all about?
00:21:33.160
I don't understand this part.
00:21:34.720
How do you come up with this number?
00:21:35.880
How did you come up with this formula?
00:21:37.080
How did you come up with this number?
00:21:38.880
And you all of a sudden are going to sit there and be like, oh my gosh, this is uncomfortable.
00:21:41.800
I don't want to be able to talk to somebody that's going to ask me how to come up with
00:21:44.720
the number on how I'm going to make a million dollars in 2021.
00:21:46.720
Yes.
00:21:47.720
How'd you come up with the math?
00:21:48.720
Well, I just thought it was kind of a number because if I double it twice and if I ... You guys are going
00:21:53.400
to be like, are you writing a real business plan or a wish list?
00:21:55.920
I'm writing a business plan.
00:21:56.920
This is not a business plan.
00:21:57.920
You're wishing for this to happen.
00:21:58.920
It ain't going to happen.
00:21:59.920
You've got to go back to realizing what's going to happen with your business plan.
00:22:03.500
Not something like this.
00:22:04.500
So don't share your business plan with small thinkers.
00:22:07.040
Go sit down with somebody that's going to be tough with you, honest with you, gentle with
00:22:10.920
you, respectful with you, but is willing to challenge you.
00:22:14.380
And you'll be able to find leaks in your business plan that others will not tell.
00:22:18.300
There's going to be a lot.
00:22:19.300
Your mom or dad or brother and sister, some of them are going to be like, oh my gosh, it's so awesome.
00:22:22.960
You don't need that.
00:22:23.960
Somebody that knows what they're talking about that's going to give you direct counsel.
00:22:25.960
All right.
00:22:26.960
So when it comes down to business planning, a lot of times people spend way too much time
00:22:29.460
thinking about their competitors.
00:22:30.960
Okay?
00:22:31.960
Competitors.
00:22:32.960
Constantly competition.
00:22:33.960
For me, I've got to tell you, you know, if you work with me in the insurance company,
00:22:39.060
and you ask the people that work directly with me, how often does Pat measure and talk
00:22:44.340
about other competitors, other companies?
00:22:46.840
And they'll tell you.
00:22:47.840
I'd be more than happy for you to ask them.
00:22:49.840
And they'll tell you.
00:22:50.840
Pat never talks about competitors.
00:22:51.840
He doesn't bring them up and say, well, this is what they're doing.
00:22:55.680
This is what they're doing.
00:22:56.680
This is what they're doing.
00:22:57.680
I don't sit there and say, we've got to go beat them.
00:22:59.680
We've got to.
00:23:00.680
No.
00:23:01.680
I know what people are doing because I know the market.
00:23:02.680
I'm not telling you I don't look at the market.
00:23:03.680
Of course I know what's going on with the market because I have to study the market.
00:23:06.300
I'm responsible as a CEO and a founder to be thinking about that.
00:23:09.920
But I look at things that we need to be improving.
00:23:14.860
When I was small and I was looking at one of the competitors, I'm going to look at that
00:23:17.920
as one of the mistakes people make.
00:23:19.540
This is two in one because sometimes you compare yourself to a person that's got 20 years experience
00:23:23.680
on you.
00:23:24.820
That's not a good thing to do because you're going to get discouraged.
00:23:27.640
There's no way I can beat him.
00:23:28.640
He's 20 years ahead of you.
00:23:30.040
She's 15 years ahead of you.
00:23:31.160
Right?
00:23:32.160
That's a mistake people make.
00:23:33.160
But you ought to be inspired by your competition where they are.
00:23:35.660
Because if you're willing to do the work and improve, that could be you one day.
00:23:38.980
But sometimes people spend way too much time on the outside of what everybody else is doing,
00:23:43.640
and way too little time on what you need to be doing, what you need to improve, and not
00:23:47.480
everybody else.
00:23:48.840
They don't make or break you.
00:23:50.360
Yes, they wake up every morning hoping to put you out of business.
00:23:53.660
Don't think I'm telling you they're sweethearts, and they're nice people, and they love you,
00:23:56.800
and they want all your dreams to become a reality.
00:23:59.040
They want your dreams to become a reality as long as you take no market share away from
00:24:02.620
them.
00:24:03.620
Go take it from other people.
00:24:04.620
They're okay with that, but as long as you're in their industry, they don't want you to grow
00:24:07.980
as fast as you're growing.
00:24:09.160
They'll say all the nice things to you in your face, but behind closed doors they're
00:24:11.660
saying, I'd love to whoop his ass and put him out of business.
00:24:14.280
That's normal.
00:24:15.280
The way you beat that and defeat that is you focus on, we've got to leak here.
00:24:19.420
We've got to improve here.
00:24:20.420
We've got to get better here.
00:24:21.420
The more you stay in that mindset, eventually things will work itself out.
00:24:25.000
Because odds are the people you're competing with right now are not big enough anyways.
00:24:27.600
You really got to get used to competing with some of the bigger dogs.
00:24:30.140
You're not there yet.
00:24:31.140
All right, so the next one is your calendar.
00:24:33.120
You don't do a calendar.
00:24:34.120
People just do business planning and they don't do a calendar.
00:24:35.800
They don't know what's going on January, versus take out a calendar and kind of see what's
00:24:38.980
going on January.
00:24:39.980
What events do I have in January?
00:24:40.980
What travel time do I have with the family?
00:24:42.920
What am I doing?
00:24:43.920
Where's the kid's birthday?
00:24:44.920
Everything, write it down, Christmas, Thanksgiving, what do you celebrate?
00:24:48.400
And then conventions, conferences, I'm going to go to this, I'm going to go to that election.
00:24:52.220
Whatever that's going on, have all of that written out in your calendar.
00:24:55.560
When does the closeout, if you have a closeout, your closeout's on Thursday.
00:24:59.320
What date does it fall on?
00:25:00.740
What date does 31st fall on?
00:25:02.460
Does it fall on Sundays, Saturdays?
00:25:04.140
What day is a good day for you to be closeout?
00:25:05.860
I look at all of those dates together.
00:25:07.820
Month, week, quarter, year, and then I start coming back and saying, well, I'm going to
00:25:12.900
do this in this quarter.
00:25:13.900
I'm going to do this in this month.
00:25:14.900
I'm going to do this in this month.
00:25:15.900
I'm going to do this in this week.
00:25:17.500
Every one of those things is part of you strategizing by writing out your calendar while
00:25:22.120
you're doing your entire business plan.
00:25:24.320
As weird as it sounds, very few people look at their calendar when they're doing their business
00:25:28.320
planning.
00:25:29.320
It's a big mistake people make.
00:25:30.320
The next one's probably in my top five list every year, it's who I need to recruit.
00:25:33.500
I know a lot of people don't think about this.
00:25:35.000
For me, it's all about recruiting.
00:25:36.320
Right now I've got a long list of people I'm recruiting.
00:25:38.740
Low level, mid level, C-suite executives, new chairman of the board, new investors.
00:25:44.560
I'm recruiting so many people right now, a circle of people I need to be around, different
00:25:48.640
types of people I'm trying to get into, different communities I'm trying to get into.
00:25:52.500
And it's all about recruiting.
00:25:53.560
You're trying to recruit friends.
00:25:54.760
You're trying to recruit an assistant.
00:25:55.960
You're trying to recruit advisors, mentors, everything is about recruiting.
00:26:00.580
So you've got to sit there and think about who you want to recruit.
00:26:02.920
I wanted to recruit a wife many years ago.
00:26:04.720
You know, you're trying to recruit a girlfriend, a real steady girlfriend.
00:26:07.340
That's also part of recruiting.
00:26:09.260
Last time we were having dinner at the house on Thanksgiving, and Tikran, who's pretty much
00:26:12.740
family to us, him and his wife, Maral, he said something.
00:26:15.560
He says in Armenian, they say something.
00:26:17.060
They say you don't have a choice on family.
00:26:19.820
You're born into a family.
00:26:20.820
It's not by choice.
00:26:22.000
You don't choose your mom and dad.
00:26:23.940
You don't choose your brother and sister.
00:26:25.600
You don't choose your cousins.
00:26:27.100
You're just in that family.
00:26:28.900
He says, but when it comes down to friends, you get to choose.
00:26:31.540
And many of the friends you end up choosing become family.
00:26:34.100
They end up becoming family to you.
00:26:36.260
You also get to choose your friends.
00:26:38.060
You get to choose who to recruit at this next phase of your life.
00:26:41.800
And this, by far, is one of the top five most important things you've got to do going
00:26:46.280
into a new year.
00:26:47.600
And very few people think about who they want to recruit going into a new year.
00:26:51.500
Every year needs a theme.
00:26:52.500
What do I mean by every year needs a theme?
00:26:54.260
Every year needs a theme.
00:26:55.260
Every single year needs a theme.
00:26:56.660
You know, a movie has a name, right?
00:26:58.620
Ramble, Rocky, Gone with the Wind, Schindler's List.
00:27:03.420
Every movie has a name.
00:27:05.260
They don't say, here, go watch it.
00:27:06.620
It's a good movie.
00:27:07.620
Go watch it.
00:27:08.620
Every year needs a new theme.
00:27:09.620
You know, the year of redemption, the year of recovery, the year of the comeback, the year
00:27:15.300
of whatever, the year of creating wealth, the year of creating leaders, the year of being
00:27:19.160
a leader, whatever it is, every year needs a theme.
00:27:22.600
When you have a theme, you're emotionally connected to that year.
00:27:25.820
For you, you've got to have a theme.
00:27:27.440
I've had a year of something, something, since 2003.
00:27:31.760
Every year.
00:27:32.760
The year of something.
00:27:34.040
And that's got to be something for you to be thinking about when it comes down to your
00:27:36.920
theme.
00:27:37.920
You're still sitting around doing your thinking, and you're coming up with all the data, everything
00:27:41.880
that you're doing.
00:27:43.480
Words will stick out.
00:27:44.480
Boom.
00:27:45.480
Boom.
00:27:46.480
That's how people come up with titles to books, right?
00:27:47.480
Like, Your Next Five Moves.
00:27:48.480
It originally was Solve for X, then Solve for Y, then it was, you know, all these other,
00:27:54.840
Your Next Fifteen Moves, then Your Next Five Moves.
00:27:56.880
Everything's coming together.
00:27:57.880
Theme.
00:27:58.880
You've got to come up with a theme for next year, and it gets you so excited if it has a
00:28:02.760
lot of meaning to it.
00:28:03.760
And especially if you're excited.
00:28:05.420
If you're married, your husband and wife are excited, and then your team gets excited,
00:28:08.660
you're on top of the world.
00:28:09.820
So you know how we talked about earlier, the life plan.
00:28:11.700
We talked about personal, financial, health, all this stuff.
00:28:15.080
In every area, write down your next five, 10, 15 moves.
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Every area.
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Come up with your next five, 10, 15 moves.
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Health.
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I want to get to 220 pounds.
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I'm 260 right now.
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What's your next five moves to get there?
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Marriage.
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Man, I'm single.
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I don't have a girlfriend.
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I've been on enough in a relationship for the last six years.
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I'm sick of it.
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I'm 29.
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I'd like to find a real good girl.
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Great.
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What are your next five, 10 moves?
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I don't know, number one, maybe you need to get your stuff in the right place, spiritually.
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You've got to get clear on who you're looking for, number two.
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Number three, when you get clear on who you're looking for, maybe you've got to get some finances
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in order.
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Maybe you've got to go in the right place to meet the right girls.
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The places you're going to are the wrong places.
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I've got to find a better place.
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Then you've got to tell everybody what you're looking for.
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Maybe you're going to come up with your moves, right?
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But in every area of your life, come up with your next five, 10, 15 moves.
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I guarantee you, 99% of you watching this will not do it.
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Only 1% of you will.
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And fortunately, for the 1%, the world tends to give you what you want, especially to those
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who know clearly what they want.
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I hope that's you.
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This is a tough one.
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And I'm also hesitant about not sharing this with you.
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But I kind of have to share this with you, because I don't know any other way but to
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kind of tell you what's on my mind.
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And that is, sometimes you've got to cut the wrong person out of your life, especially the
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last appointment that you have.
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This could be a boyfriend, girlfriend.
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I hope you're not married, because I do not support any of this stuff when it comes down
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to marriage and all that stuff.
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But if you're dating the wrong girl, the wrong boyfriend, and you maybe even engage, and it's
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just not going the right way, maybe it's time.
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You've been in it for a year, two years, three years.
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You have a vision this big.
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He or she has a vision this big.
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You're clashing.
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You have to make your vision this big for this relationship to work, and she or he is not
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willing to go like this for you.
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Just so you know, it's not going to work out.
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I remember one time I'm talking to a pastor of mine, and we went to Claim Jumpers.
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This is with a guy named Pastor Dudley.
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And I was in a relationship, and I was telling him, I said, you know, here's what's going
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on with this.
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He said, look, let me just tell you this here.
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Whatever you don't like about the person you're with right now is going to get worse.
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It's going to get bigger, if you don't like it.
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Can you live with that?
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I said, no way in the world.
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He said, it's not going to get better.
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Just so you know that.
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Boom.
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That was the end of that relationship.
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It was very easy.
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And it was so hard to do.
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So hard to do.
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Because there was love, there was fun, there was all of that.
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But both of us knew, I wanted to live this life, she wanted to live this life.
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One of the hardest things to do, one of the best things we ever did.
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She's happy.
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I'm happy.
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Yeah, it's not an easy one to say, but your last appointment is holding you back.
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Not all of you.
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Some of you.
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You've got to kind of move on.
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So this next part is only for those of you guys that have people that report to you.
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If you have people that report to you, you've got an additional step.
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And here's what it is.
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Say you've got your preliminary business plan that you write.
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A business plan is not just one day.
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You write it, you write it, you put time into it, and then two weeks later, you're like,
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okay, it's solid.
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I'm good.
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This is what I'm going to the bank with.
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Right?
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Then during that time, you're doing business plan with your key direct reports, or your key leaders.
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And you do business plan with them and say, okay, let me see where this guy is.
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Oh, he's not in a good place.
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Oh, she's definitely in a bad place.
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They're having a bad relationship.
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She's not good.
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Okay, I don't know what's going to happen over here.
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Maybe I need to hire somebody else to help her out at the same time because she's not
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in a good season.
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Then you're doing the business plan.
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Then one of the people you sit down with, you're like, oh, this guy's really trying to
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accelerate his life in this next year.
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Where is this guy going?
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This changes the game for your company.
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Remember, a company becomes a great company based on the right people they hire and identify
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and build.
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Then all of a sudden, you sit there and say, this guy can take the company to the next level.
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The business plan changes and adjusts.
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It could even go higher.
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It could go lower.
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Or you need to hire the better people, you know, fire some of the people.
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But you've got to do your business planning to get a pulse of where your people are at,
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way before New Year comes around.
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So if you've got direct reports, you need to go do business planning with all your direct reports.
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To those of you that have direct reports, did you kind of skim through that very quickly?
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Did you kind of write it down like, okay, go by?
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Just so you know, you've got to schedule time and go through your direct reports and do their
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business plan.
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Very, very big.
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I promise you, most will not do it.
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This is the last part of the business plan, the mistake people make.
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You ready?
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Here's the last mistake.
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The mistake is, they come up with their numbers.
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They come up with their goals.
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They come up with their commitments.
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And you know what they do?
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They keep it a secret.
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And when you keep it a secret, what's the level of accountability?
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Nothing.
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You are not held accountable.
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Pressure is less.
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It's okay if you don't hit it.
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You don't feel like a disappointment if you don't hit it.
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So let's keep it a secret.
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When you come out with a business plan, tell the world that put some pressure onto you.
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What does that do?
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You have to take it more seriously.
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And in a team, it's great to share pressure.
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It's bad if it's only on you.
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If you keep it a secret to yourself, you ain't sharing that pressure with anybody.
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But if you share it and say, guys, this is what we want to do this year.
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Who's in?
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Who thinks we can do this?
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What part of it can you do?
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What part of it can you do?
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Can I count on you on this?
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Can I count on you on this?
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Now, we're all sharing the pressure.
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And you've declared your intention.
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Big mistake.
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Most people spend hours and days writing their business plan.
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And they don't share it with anybody.
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You know what happens?
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It creates this much pressure for them and others.
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And that is why I said at the beginning, if you don't look at your business plan after
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the month of February, it was not a business plan.
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It was a wish list.
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Those are the 20 mistakes most people make when it comes down to doing business planning.
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So I promised you a PDF, and I promised you some names that I'd give you to be looking
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out for the following year.
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Let me give you some of the names here.
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These are not all of them.
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I'll just give you some of them that I have here.
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And you can do what you want to do with them.
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Let me go through them.
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Let me go through them, is Trump Jr.
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I'd say watch Trump Jr. very, very closely.
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I think sometimes when a father gets hit, let's say Trump loses and he concedes.
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I don't know if he's going to concede or not.
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And you have a son with that big of a personality, with a chip on his shoulder.
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He's going to want to do something.
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I don't know what it's going to be.
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I have a feeling this is going to be a very vocal season in 2021 with Trump Jr.
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And he's not going to be Biden's favorite person in 2021.
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I may be wrong, but I think that's what's going to be one of the names.
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Next is Xi.
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China, watch them very closely.
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They're probably going to be happy because a lot of those tariffs are going to change.
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You're going to hear a lot more conversations with China, in my opinion.
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Obviously Biden, Kamala Harris, depending on what's going to happen.
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Is he going to finish his term or not?
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Are we all of a sudden going to see?
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Because when Biden won, if you notice, Kamala didn't give any acceptance speeches or nothing.
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She was all the way on the side.
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Biden didn't even say Kamala didn't want to say anything.
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She was completely on the other side.
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Trump, when he wanted to say, hey, Pence, you want to say something, he said a couple words.
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So this may be one of those situations.
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If all of a sudden you see more Kamala on TV than Biden, it may be a sign that, hey, get
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used to all of a sudden Kamala being the president.
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Because he's going to be 82.
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So watch that part very closely.
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I think AOC is going to push a lot.
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I think AOC and Democrats are going to have a lot of wars.
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And there's going to be a lot of division between AOC and the Dems because Biden is not
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showing anybody on the cabinet side that he's choosing.
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He didn't choose Elizabeth Warren or Bernie Sanders or AOC.
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Maybe his message is, I'm not going all the way to the socialist side.
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I'm glad you guys helped us to get elected.
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But I'm not putting any of you guys inside.
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So they're going to be upset.
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They're going to be like, wait a minute, we helped elect you.
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You don't want to support us.
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So there's going to be some kind of a division.
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I think AOC is going to be a big part of it.
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Watch Michael Osterham.
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He will be more influential, as influential as potentially Fauci.
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I think he's going to have some choices on what we're going to be doing with his job.
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I think The Rock may make a move if he's ever had any kind of plans of running for office,
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which I think he may have.
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You may see some kind of involvement with him more this year to kind of start showing signs
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of it.
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I don't know.
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He may do one of those interviews that The Rock did with Oprah Winfrey, where Oprah Winfrey
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said, hey, do you have any plans of running for office one day?
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He may do one of those with Rogan.
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He may do one of those with Ellen.
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He may do one of those.
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So just kind of keep that part of him.
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When it happened, I'm kind of letting you know he may one day be the President of the
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United States.
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John Roberts is another one to watch.
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He may be very, very important because he may be Republican, but he votes against Republicans.
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A lot of the Democratic Supreme Court justices, they always vote Democrat, pretty much 99%
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of the time.
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But John Roberts doesn't.
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He goes left as well sometimes.
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And so you're going to have to watch him because if they decided to pack the court and some of
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the stuff that they do, he may have some involvement in that.
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I'll be watching Powell closely because of interest rates.
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Supreme Court justice is going to be very, very important this time around 2021 to watch.
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And I'm going to put LeBron in there because if LeBron has any plans, this is where the
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opening of BLM involvement, some of that stuff, his new Spring Hill media, I don't know.
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He may somehow get in the Biden administration and do something.
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It may not be this time or it may be in the next three years, but he may be somebody that's
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going to want to get involved in those areas.
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So having said that, if you want this whole thing in PDF today, what word do we want to
00:36:55.040
use?
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Do you want to use just 2021?
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Text 2021 to 310-340-1132.
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Again, 310-340-1132.
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The number, 2021.
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And we will send you back the business plan, all of it.
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The one page business plan.
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The other one I told you about that I created last year and the 20 mistakes people make for
00:37:14.980
you to have as you're preparing for your business plan.
00:37:18.100
And if you haven't watched either of those videos, the one page business plan, or strategies
00:37:22.900
going into 2020, I highly recommend you click on either one of these things to watch.
00:37:27.180
And if you're not in the states where you can't get texts, go on the link below, subscribe
00:37:30.540
to our newsletter, and we will email you all the notes of the business plan.
00:37:33.740
Take care everybody.
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Bye bye.
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