Valuetainment - September 21, 2026


"Inflation Is Still Winning" - The Fed Raises Rates for the First Time Since 2023

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Houthis Seize Red Sea Islands as Iran Expands “$10 Diesel by December” - JPMorgan Has No Clear Oil Endgame Due to War in Iran

Episode Stats


Length

14 minutes

Words per minute

213.83

Word count

3,159

Sentence count

262

Harmful content

Misogyny

3

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Toxicity

3

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Hate speech

1

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Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
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00:00:00.000 The Federal Reserve raises the rates.
00:00:02.360 Everybody's like, Kevin Warsh goes up on the stage.
00:00:04.740 He took maybe five seconds.
00:00:06.580 He says the Federal Reserve has decided to raise the rates a quarter of a basis point.
00:00:11.180 The market, within minutes, loses a half a trillion dollars of valuation at the time.
00:00:15.120 It's recovered ever since.
00:00:16.880 Lots of topics.
00:00:17.880 Lots of people started talking.
00:00:19.100 What's going to happen next?
00:00:20.880 Jeff, when you first saw this, were you surprised, and was this the right move?
00:00:25.120 No and no.
00:00:26.700 You're not surprised?
00:00:27.700 No, no.
00:00:28.040 But you don't think this is the right move?
00:00:29.420 No, it wasn't the right move.
00:00:30.560 Okay, tell me why.
00:00:31.640 There's a couple of reasons.
00:00:32.460 First of all, the reason the Fed actually did raise rates is simply because they don't know.
00:00:38.540 They're basically saying, we think what's going to happen in the short run is that consumer prices are going to go up,
00:00:43.620 which they already have due to energy prices.
00:00:46.080 We're worried that they could spill over into other prices and become broader inflation.
00:00:49.720 Inflation went up to what?
00:00:50.720 5.3, whatever the number was.
00:00:52.160 Four, four and a half, depending on which measure you're talking about.
00:00:54.480 Right.
00:00:54.700 The CPI versus the PC.
00:00:55.740 Right.
00:00:55.860 They look at the PC deflator, which has been a little bit higher than the CPI.
00:00:59.420 but they realize that an energy shock doesn't necessarily become inflationary.
00:01:03.280 In fact, historically, it doesn't.
00:01:05.180 So when you look at their summary of economic projections,
00:01:07.380 which is the material that comes out with the press conference,
00:01:09.740 what they actually model and what they're actually expecting is that
00:01:12.360 consumer prices will go up in 2026 and then decelerate in 2027.
00:01:17.480 So if that's the case, you ask, why the hell would you raise rates?
00:01:21.080 If you actually think that there is no inflation problem next year,
00:01:23.860 other than energy prices, why would you raise rates?
00:01:26.140 And the answer is they're not actually confident in their projections.
00:01:29.420 They think that this is going to happen because this is what normally happens.
00:01:32.560 However, they also remember what they said in 2022.
00:01:36.060 So basically, Kevin Warsh is taking out as somewhat of an insurance policy, and it's
00:01:39.900 more of a symbolic insurance policy than not.
00:01:42.720 We're going to raise rates because we think this is a one-time increase in energy prices,
00:01:47.160 and once the oil prices go back down lower, we won't have an inflation problem.
00:01:51.100 We don't know for sure.
00:01:52.700 Because I don't want to be Jay Powell and be criticized heavily by basically everybody
00:01:56.680 for not doing something, we're going to proactively raise rates
00:01:59.940 to make it look like we're on the ball here about an inflation problem
00:02:04.040 that we don't think we have, but we might actually have.
00:02:06.220 So it's a combination.
00:02:10.560 So is it the right idea?
00:02:11.700 Is it the right tactic?
00:02:13.040 No, of course not.
00:02:13.640 They're just basically saying we're not really confident
00:02:15.580 that what we think is going to happen is going to happen.
00:02:17.300 Will, what are you at with that?
00:02:18.560 It's pretty laughable that they're thinking, you know,
00:02:20.360 we might not have an inflation problem later on
00:02:22.440 and thinking that, oh, it's going to get better
00:02:24.640 and everything's going to slow down.
00:02:26.120 I mean, you're talking about 5% inflation.
00:02:28.180 But when you look at the numbers on just basic consumer goods, I mean, there's inflation on things with beef and coffee and, you know, normal things that people are using that is much higher than just a 5% increase.
00:02:38.020 So I see this getting a lot worse before it gets better.
00:02:41.200 But to me, the real question is, you know, I'm an anti-Fed guy.
00:02:44.580 I think the Federal Reserve has been bad for America since its inception.
00:02:48.620 You had the second central bank of the United States, which was shut down, and they made the Federal Reserve.
00:02:52.660 And for me, I just don't understand why we have 12 people who are deciding, essentially, the economic future, economic reality of a $30 trillion economy.
00:03:01.440 It makes no sense.
00:03:02.120 And it's the same thing because, you know, Trump is talking about 1% interest rates.
00:03:05.400 I wouldn't want Trump to be in charge of this either.
00:03:08.480 Lowering it to 1%.
00:03:09.620 Yeah.
00:03:10.180 You don't want that, no.
00:03:11.460 Lower interest rates are bad.
00:03:12.740 Okay.
00:03:13.020 I mean, you heard Japan also raised the rates to highest in 31 years.
00:03:17.240 Well, that raises another question, okay?
00:03:18.740 This is not just a U.S. problem, right?
00:03:20.860 If we're having this energy shock and the effect on consumer prices in Europe, in Japan, in Asia, not China.
00:03:27.140 China is a different story entirely, but most of the rest of the world.
00:03:30.280 So most of the rest of the world is having a consumer price problem.
00:03:33.120 What the hell is the Federal Reserve going to do?
00:03:34.780 If it's a global factor, it's a set of global factors, why is the Fed responding to global factors that are beyond its capabilities to begin with?
00:03:41.500 And I agree with you, Will.
00:03:42.620 The Fed is – it's not what everybody thinks it is.
00:03:45.600 It doesn't actually control the economy.
00:03:47.220 In fact, the real purpose of the Fed is for periods like this.
00:03:51.020 So if you're a politician like Trump, you can say, this is a mess.
00:03:54.580 You guys screwed it up.
00:03:56.300 I didn't do this.
00:03:57.140 It's not my fault.
00:03:57.920 It's your fault.
00:03:58.920 The Fed is basically a lightning rod.
00:04:00.620 That's what it exists for.
00:04:02.100 It's easy to blame the Fed as a politician for all the problems that are going on.
00:04:06.580 Or anybody, right?
00:04:06.900 Anything. 0.99
00:04:07.380 The market can blame the Fed for raising.
00:04:09.080 Oh, stocks went down. 1.00
00:04:10.240 Damn Fed. 1.00
00:04:11.020 Why did they raise rates? 1.00
00:04:12.080 I mean, it's the illusion of control.
00:04:14.040 So, Tom, let me ask you this.
00:04:15.160 So if Japan raises the rates, and typically when you look at Japan raising the rates and us,
00:04:21.980 we're not on the same page 75% to 80% of the time not moving together, okay?
00:04:27.200 We're not.
00:04:28.020 20% of the time to 25% of the time we move together.
00:04:30.940 What we do, they do.
00:04:31.840 The other 75, 85, we don't.
00:04:33.860 We raise the rates.
00:04:34.780 They raise the rates to the highest.
00:04:35.880 And we know at one point these guys had negative 0.1% was their rates for about an eight-year period from 2016 to 2024,
00:04:44.780 which that's the extreme, complete opposite.
00:04:46.400 By the way, when we're talking about them raising their rates,
00:04:48.560 you know what Japan's federal rate is right now?
00:04:50.540 What do you think their rate is right now?
00:04:52.820 One and a quarter.
00:04:53.440 One percent.
00:04:54.240 Oh, wow.
00:04:54.820 They're exactly at one percent right now.
00:04:56.060 It's not like it's an astronomical number that they have.
00:04:58.480 They're at one percent.
00:04:59.200 They stayed negative for eight years.
00:05:01.040 Why do you think both parties, Japan and U.S.,
00:05:03.760 are on the same page with this?
00:05:05.480 I think they're on the same page for different reasons.
00:05:07.560 And I think you have to remember.
00:05:09.360 So you don't think there's like a correlation between the two?
00:05:10.960 I think they watch each other, but I don't think there's as much correlation when you take a look at what our Fed did.
00:05:16.880 What our Fed did is something that's non-correlated.
00:05:19.860 They said we're raising rates.
00:05:21.260 And by the way, you guys are teasing me about fighting with Jeff.
00:05:23.600 I'm going to fight with you.
00:05:24.680 But I agree with Jeff on this, and I'll go into the specifics.
00:05:30.200 This is absolutely a supply shock, and it is a supply shock to be exact.
00:05:35.640 That is 65 percent the barrel of oil, which has moved since February 28th when the fund started, and it is 35 percent the 3-2-1 crack spread, which has been driven by refinery closures in the United States.
00:05:52.560 And we have a shortage of refinery capability, which also has raised the price of a gallon of gas and worse, a gallon of diesel because the economy runs on diesel.
00:06:02.620 And that's my point. The economy runs on diesel. And you can take a look at the inflation you're seeing everywhere from a strawberry to the gallon of gas. And you find it's in the supply shock that is related to energy.
00:06:16.380 And so they are taking a pay if they if they. Here's what the Fed did. I'm going to prove my independence from the president. I'm going to raise rates a quarter point, not a half, not a whole point.
00:06:29.300 So not like a not like a 2009, 2008 crash and I'm moving things big. I'm just going to raise by a quarter point and I'm giving lip service to inflation because I don't want to be wrong.
00:06:41.620 I agree with Jeff on that point. They basically did this to give them a get out of jail free card if inflation keeps going up.
00:06:49.880 Well, I tried. I raised it a little bit. That's the textbook thing to do, except the inflation is not related to that.
00:06:55.820 And when they're talking about next year go down, basically what you need is you're only going to get part of it back.
00:07:01.700 You stop the war and you get oil running and you get the Venezuelan stuff, the heavy crude coming across the Gulf of America coming into Houston.
00:07:09.420 OK, you're going to get some relief, but you're not going to get relief on on refining costs in the U.S.
00:07:14.020 You're only going to get some of it back. And so just and raising rates by a quarter point doesn't build another refinery.
00:07:21.480 Raising rates by a quarter point doesn't open the Strait of Hormuz and raising rates by a quarter point.
00:07:26.580 So why do it? Why do it? Because they wanted to get out.
00:07:29.520 He wanted to prove his independence from the president.
00:07:32.240 He wanted to say it's inflation because everybody's saying inflation, inflation, inflation.
00:07:36.680 And he's getting beat pretty hard. Let me ask you a question.
00:07:38.680 Does this right now make Hassett look good?
00:07:41.500 Because he was another one that they were looking at.
00:07:43.460 So you think he would have done anything different?
00:07:47.900 No, there's technical reasons for this, too.
00:07:50.540 I mean, you don't want to get into the econometrics here.
00:07:52.500 They have something called R-Star, which is how they evaluate where interest rates should be.
00:07:55.960 And there's a whole big argument there.
00:07:57.340 What I'm asking you is the following.
00:07:59.580 Could the president have chosen somebody else that would have not raised rates and would have lowered it?
00:08:03.740 No, in this situation.
00:08:04.700 This is very important, by the way.
00:08:05.900 If you can isolate this issue, go for it.
00:08:07.620 Because a lot of people are saying maybe he could have chosen somebody else.
00:08:11.660 It wouldn't have made a difference.
00:08:12.580 So anybody the president would have chosen, you're saying it would have been the same result.
00:08:15.760 It would have been the same result.
00:08:16.420 Because the pressure they get from who?
00:08:18.560 The pressure they get from, first of all, the staff.
00:08:20.640 Look, the Federal Reserve does take a look at the economy.
00:08:23.000 They have all these sophisticated econometric models that tell them they should do this if this set of circumstances arises.
00:08:28.060 And that set of circumstances, a bunch of these boxes checked.
00:08:31.140 So whoever was going to be Fed chairman was going to say, I have to raise rates because the staff is telling me I have to raise rates.
00:08:36.520 And by the way, the issue is the misunderstanding of inflation.
00:08:39.920 They're saying it's inflation. It's inflation.
00:08:43.060 Well, wait a minute. It's like having it's like having the flu.
00:08:45.260 What flu do you have? Do you have a common seasonal flu or do you have covid?
00:08:48.380 They're saying there is inflation, Pat, and everybody around him is saying inflation.
00:08:52.480 So guess what? You reach into Batman's utility belt and you pull out a quarter point increase.
00:08:57.060 But they're failing to look at what's causing the inflation.
00:08:59.620 It is not overheated driving economy with a K-shaped economy.
00:09:04.560 By definition, the middle class isn't getting jobs and raises and wage inflation, which drives broad inflation because you have to pay your people more than you have to raise price on your products.
00:09:14.840 That's not what we're seeing.
00:09:16.240 It's a supply shock inflation.
00:09:17.920 But they're sticking with the it's inflation and they made the move.
00:09:22.060 Look, I'm going to default to you guys when it comes to these macroeconomic things.
00:09:25.580 I'll just give my two cents.
00:09:26.540 If you told us six months ago, a year ago, that the new chairman of the Fed would basically go against Trump and raise interest rates, I'd say you've got to be kidding me.
00:09:37.760 Because sort of the illusion was that Trump was handpicking exactly who he wanted in the Fed.
00:09:42.980 He's basically condemning Jerome Powell, and he's going to handpick his guy.
00:09:46.760 What we've just realized is Trump is not a king.
00:09:49.880 The guy he picked to be chairman of the Fed in his first major move was like, yeah, sorry, Trump.
00:09:55.540 Inflation's up.
00:09:56.640 I'm going against you.
00:09:57.820 And by the way, it says it was unanimous by the committee.
00:10:01.520 Completely unanimous.
00:10:03.060 So when Trump says this was only for political reasons, I don't think so.
00:10:06.720 I think they're actually trying to fight inflation.
00:10:09.340 But I think that's what Jeff is saying.
00:10:10.520 And to me, I would rather know that.
00:10:14.180 And by the way, what do you think is a likelihood that Kevin talked to the president telling him that I'm going to be raising the rates before actually doing it?
00:10:21.280 Do you think that conversation happened?
00:10:23.060 What do you think is a likelihood?
00:10:23.800 He was asked about it, and he evaded the question.
00:10:26.180 But what do you think is likely that they spoke?
00:10:27.620 Oh, of course he did.
00:10:28.300 Okay, so to me, but I will tell you, I don't think Trump is as pissed off as you would have expected him to be.
00:10:34.140 I don't think Trump is pissed at Kevin.
00:10:36.180 I think Trump is sitting there saying, the conversation could have gone something like this.
00:10:41.580 Hey, Mr. President, I have to raise the rates, and they're voting unanimously, and I'm telling you the news first.
00:10:47.260 Great.
00:10:48.160 Then Trump may say, I'm going to trash it as well, and I'm going to disagree with it publicly.
00:10:52.300 No, I know, Mr. President, what you're going to do.
00:10:53.800 I'm just letting you know as a respect that you're going to know.
00:10:55.800 A call could go like that, but Trump himself doesn't seem surprised.
00:11:00.120 The people I see that are surprised are maybe the guys like Tom,
00:11:03.800 maybe the guys that are in the business, maybe the guys that are saying,
00:11:06.060 maybe not even you, that it's people that are like,
00:11:08.240 why would they raise the rates?
00:11:09.360 Why would they do this?
00:11:10.140 This is not the right thing to do.
00:11:11.660 Even Trump doesn't seem surprised that they raise the rates.
00:11:14.680 Were we about to have the clip there where Trump talks about it?
00:11:17.800 By the way, correction, the rates in Japan is one and a quarter.
00:11:20.080 You were right, so it's not one.
00:11:21.100 It's one and a quarter.
00:11:22.040 What is this clip?
00:11:22.880 This is a clip with...
00:11:23.940 That's the point.
00:11:24.660 You know, the comparison is in Japan.
00:11:27.060 It's how it's the U.S., the Federal Reserve usually acts in concert with every central bank around the world.
00:11:32.040 Japan is the outlier. 0.93
00:11:33.180 Political and hostile.
00:11:34.060 Yeah.
00:11:34.260 So, again, these things are global.
00:11:36.740 You're saying the U.S.
00:11:37.520 Go for it.
00:11:38.540 Watch this clip.
00:11:39.120 This is Trump.
00:11:39.540 Go ahead.
00:11:40.380 Yeah, I do.
00:11:40.980 I mean, I'm relying on Kevin, but he's got, you know, a very tough board.
00:11:44.400 He's got a board that was put there by a lot of other people.
00:11:47.620 And the interest rates are too high.
00:11:50.540 they're not appropriate and I told I talked to Kevin and I said you might as
00:11:55.580 well vote with the board because it's not gonna matter the board is very
00:11:58.940 hostile they're very political they're doing the wrong thing they're a bunch of
00:12:03.080 politicians or people put on by politicians this is this is my point
00:12:07.160 it's a shame you can pause it right there my point is he is not pissed off
00:12:11.780 at Kevin the way he was pissed off at Powell it's a very different relationship
00:12:15.740 because I think even he knew so let me get to the next story here which kind of
00:12:19.280 goes together do you know what the is special about today you know the uh record numbers on
00:12:25.220 the highest diesel price ever per gallon is today ever in the history of america today's the record
00:12:31.240 ever 645 is today the previous highs that we hit numbers wise was june of 2022 was the previous
00:12:39.640 triple a high that we hit this is right around when the war got started with um russia and ukraine
00:12:45.040 And if you want to go even previous to that, when we hit a record high, was I think 2008 when diesel hit.
00:12:52.120 Is it 8?
00:12:53.120 I think it is 2008.
00:12:54.520 Yes, peak of July of 2008.
00:12:56.480 So 476, that was the peak.
00:12:58.580 We had never experienced that before.
00:13:00.300 June 22, 581, we had never experienced that before.
00:13:03.540 And then today, 645 diesel, we've never experienced this before.
00:13:08.100 So you'll hear a lot of people say this directly impacts.
00:13:10.580 So some people may say, well, but I don't drive diesel.
00:13:12.720 It's not about you driving diesel.
00:13:13.940 It's about all the trucking companies, transportation, moving.
00:13:17.480 They're paying more.
00:13:18.740 Cost is going to go up.
00:13:19.780 They have to pass it down to somebody else.
00:13:21.260 You saw burger prices being higher, and you're seeing a reflection in different places.
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