Valuetainment - May 26, 2021


The Untold History of Taxes & War in America


Episode Stats


Length

15 minutes

Words per minute

191.30965

Word count

3,035

Sentence count

185

Harmful content

Misogyny

1

sentences flagged

Hate speech

4

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Who came up with the idea of holding your taxes when you get paid in your payroll? Who came up the idea for the IRS? Which president raised the national debt the most? And why does the US have so many military bases around the world compared to Russia, China, and France?

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.120 You know, most of the time when we hear about taxes, we hear about Democrats raise taxes,
00:00:03.680 Republicans lower taxes, but when you study the history of taxes in the US, there's going
00:00:08.360 to be many things today where you're going to say, you've got to be kidding me, Pat.
00:00:11.440 Who came up with the IRS?
00:00:13.120 You're going to be blown away by who came up with the IRS.
00:00:15.380 The whole idea of holding your taxes when you get paid in your payroll, who came up
00:00:19.800 with that idea?
00:00:20.920 Which president raised the national debt the most?
00:00:23.340 Which president raised the percentage and dollar amount?
00:00:25.240 Then we're going to talk about the correlation between war and taxes, and why does the US
00:00:28.280 have so many military bases around the world compared to Russia, China, France?
00:00:33.380 All of that stuff we're covering in today's episode.
00:00:36.160 All right, so stick around until the very end because I'm going to have my final thoughts
00:00:42.540 in a PDF for you, but let's get right into it.
00:00:44.800 1754 to 1763.
00:00:47.200 During that time, the French-Indian War took place, which the Brits started taxing the colonists,
00:00:51.420 and the colonists said, wait a minute, why are you raising taxes without asking us?
00:00:55.400 How come we don't have any kind of representation?
00:00:57.500 That led to taxation without representation.
00:00:59.940 American Revolution began, and the founders wanted lower taxes and representation, which
00:01:04.560 led to 1775 to 1783, the American Revolutionary War.
00:01:09.380 By the time it was done, obviously, US became a country, and US had two forms of taxes, tariffs
00:01:15.080 and excise taxes.
00:01:17.000 So that led to the Tariff Act of 1789, which was a 50-cent tax on foreign ships per ton, and
00:01:23.500 it was six-cent tax on American-owned vessels per ton.
00:01:27.440 Okay?
00:01:28.440 So that's 1789.
00:01:29.440 Then we go to 1792 to 1802, which was the French Revolutionary War, and this introduced
00:01:34.420 us to property taxes.
00:01:36.280 And then in 1812 to 1815, it was the War of 1812, US declared war against the Brits because
00:01:43.580 the negotiation was going nowhere, so Madison wasn't happy about it.
00:01:46.400 And by the way, the whole story about Star Spangled Banner comes from the War of 1812.
00:01:51.280 So now it's when the juicy stuff begins.
00:01:53.000 So in 1861 to 1865, Civil War breaks out in America, right?
00:01:58.260 It wasn't pretty.
00:01:59.260 It was ugly.
00:02:00.320 Very expensive.
00:02:01.600 That's when in 1862, a president known as one of the greatest president of all time,
00:02:06.100 if not the greatest president of all time, Lincoln, came up with the Revenue Act of 1862,
00:02:11.420 which lasted for 10 years.
00:02:14.100 And in 1862 was the first ever progressive tax, 3% on income earners between $600 to $10,000
00:02:21.120 a year, 5% on those making $10,000 or more, only about 10% of Americans pay taxes.
00:02:26.800 Abraham Lincoln, known as one of the greatest presidents of all time, I have him in one of
00:02:29.940 my paintings in my office on July 1st, 1862.
00:02:34.440 You know what he started?
00:02:35.440 You know what he introduced to us?
00:02:36.820 An organization you may have heard of before called the IRS.
00:02:39.700 Yes, the IRS was started under Lincoln in 1862 with the idea of having the tax withholding
00:02:47.300 system, which means you make $1,000 in a month.
00:02:50.120 They wanted the employer to withhold the taxes to pay to the government.
00:02:54.040 Why?
00:02:55.040 Because Lincoln said, folks, we just had the Civil War.
00:02:57.140 Very costly.
00:02:58.140 Very expensive.
00:02:59.140 We need you to agree to pay some federal income taxes.
00:03:01.520 But when we pay it off, we're going to get away with this.
00:03:04.060 So guess what happened?
00:03:05.600 Started in 1862.
00:03:07.100 Do you think the federal income tax ever went away?
00:03:09.480 It did.
00:03:10.480 Ten years later, 1872, they said, we paid off the war.
00:03:12.780 Guess what?
00:03:13.780 No more taxes.
00:03:14.780 They went away with taxes and went back to what it used to be before.
00:03:17.700 In 1894, Pollock versus Farmers Loan and Trust Company, 1895, Congress tried to impose
00:03:23.420 a 2% tax on earnings in excess of $4,000.
00:03:26.780 In 1894, tax was challenged in court by a Massachusetts resident named Charles Pollock.
00:03:33.620 The Supreme Court ruled in his favor, striking down the tax, because you cannot go out there
00:03:38.420 and tax anybody for no reason.
00:03:40.160 But the Socialist Union Party, the Populist Party and the Democratic Party sat there and
00:03:45.080 said, we've got to figure something out to be able to tax people.
00:03:47.540 What is this all about?
00:03:48.540 So in 1913, we came up with the 16th Amendment, and here's how it reads.
00:03:53.540 The Congress shall have power to lay and collect taxes on incomes from whatever source derived,
00:03:58.400 without appointment among the several states, and without regard to any census or enumeration.
00:04:05.440 So that's how the first permanent income was levied in 1913, influenced by the Socialist
00:04:08.980 Labor Party, the Populist Party, and the Democratic Party.
00:04:12.060 It was 1% for those earning between $0,000 to $20,000, 2% for those $20,000 to $50,000,
00:04:17.560 3% for $50,000 to $75,000, 4% for $75,000 to $100,000, 5% for $100,000 to $250,000, 6% for
00:04:23.060 $250,000 to half a mil, and then 7% for $500,000 plus.
00:04:26.980 So keep this in mind.
00:04:27.980 So so far we have the French and Indian War.
00:04:29.320 We have the American Revolutionary War.
00:04:31.300 We have the French Revolutionary War.
00:04:32.720 We have the War of 1812.
00:04:33.720 We have the Civil War.
00:04:34.720 And then that leads to World War I, 1914 to 1918, which U.S. got involved April 2nd, 1917.
00:04:41.540 Why does this matter?
00:04:42.600 Because if you go back and look at the taxes, in 1916 the top line taxes was 15%.
00:04:48.560 The moment we got involved in 1917, taxes went up to 67%, so that was another reason why taxes
00:04:54.680 went up.
00:04:55.680 Again, war.
00:04:56.680 So then that goes to 1929 to 1933, Great Depression takes place, FDR's the President,
00:05:02.500 and in 1933, FDR's new deal is being launched, and there's two plans to it.
00:05:07.720 Part one of the deal included the Banking Act of 1933 and the Securities Act of 1933, and
00:05:13.300 part two of it was in 1935, which introduced Social Security, Minimum Wage, Fair Labor Standard
00:05:19.740 Act, and by 1936 the top tax rate hit 79%, and the economy's output plummeted.
00:05:25.560 What we still haven't covered is World War II from 1939 to 1945, which the U.S. got involved
00:05:31.880 on December 7th, 1941.
00:05:34.600 So combined the Great Depression and World War II led to, in 1945, when FDR died, the
00:05:42.540 top marginal tax rate hit 94%.
00:05:46.600 From 1940 to 1963, the top marginal tax rate hovered between 81% to 91%.
00:05:51.660 That's for 24 years, 81% to 91%.
00:05:55.060 By the way, just some fun facts, where in 1939, 4 million Americans filed taxes.
00:05:59.400 They raised $900 million of tax revenue.
00:06:02.120 By 1943, 41 million people filed taxes for $13 billion of tax revenue.
00:06:07.520 And two years later, 43 million people filed taxes, and the government's revenue went to
00:06:11.980 $45 billion.
00:06:14.120 So remember how in 1862, Lincoln comes out with the IRS and says, listen, we need to raise
00:06:18.680 money, we need to raise taxes, because the Civil War was so expensive that it led to them
00:06:24.060 coming up with the tax withholding system, which means the employer is about to pay the employee
00:06:28.380 $1,000 that you say.
00:06:30.000 They withhold the taxes, and they send to the government.
00:06:33.240 Remember that?
00:06:34.240 And then it went away, because Lincoln said, when we pay off this debt, this income tax will
00:06:39.120 go away. 0.82
00:06:40.120 And in 1872, it went away.
00:06:42.240 Well let's come to 1943.
00:06:44.160 The war is still going on, World War II.
00:06:46.160 The party, the Socialists, the Liberals, the Democrats, went to get help from a guy named
00:06:51.200 Milton Friedman, where in 1943, he helped the tax withholding system become official, where
00:06:58.700 they could start taking taxes out of your income, with the employer sending the money
00:07:03.860 to the government.
00:07:04.860 Essentially, the employer became the tax collector, not the government.
00:07:08.380 And here's what Milton Friedman had to say about this later on in life.
00:07:12.480 This would have been introduced had I been involved or not.
00:07:14.500 At the time, we concentrated single-mindedly on promoting the war effort.
00:07:18.540 We gave next to no consideration to any longer-term consequences.
00:07:22.140 It never occurred to me that, at the time, I was helping to develop machinery that would
00:07:25.100 make possible a government that I would come to criticize severely as too large, too intrusive,
00:07:30.100 too destructive, of freedom, yet that was precisely what I was doing.
00:07:34.720 Quote Milton Friedman.
00:07:35.720 So you may be saying, Pat, what's the big deal about this?
00:07:37.940 Who cares?
00:07:38.940 Leave him alone.
00:07:39.940 You even got Milton Friedman in your painting.
00:07:41.480 Why are you making such a big deal about this?
00:07:43.800 Here's why.
00:07:45.120 Because when Lincoln did it, he said, when we pay off all the costs that we paid for
00:07:50.420 the Civil War, we will stop income taxes.
00:07:53.400 However, in 1913, when Wilson introduced this, saying, when we pay off the bill for World
00:08:00.040 War I, when FDR said, when we pay off the bill for World War II, we will stop taking income
00:08:05.600 taxes, it never went away.
00:08:08.020 It became permanent.
00:08:09.360 And then the tax withholding system, check, made it very permanent, FYI.
00:08:15.340 You know how old this is?
00:08:16.900 78 years old.
00:08:18.460 That's it.
00:08:19.620 The whole tax withholding thing with your income when you get, your W-2 when you get somebody
00:08:23.700 that takes all the taxes out, it's only 78 years old.
00:08:26.860 Why?
00:08:27.860 Because no one said anything about it, and it's now been around for this many years.
00:08:31.020 So here's what's crazy about it.
00:08:32.040 This entire time, Democrats keep raising taxes.
00:08:33.940 You've got Wilson, you've got FDR here.
00:08:36.760 Taxes raised 94%, 81%, all this stuff being raised.
00:08:40.280 And then a JFK shows up and says, what are we doing?
00:08:42.360 Why do we keep doing this?
00:08:43.700 Why do we keep raising taxes?
00:08:45.120 It is time to lower taxes.
00:08:47.120 And he gives this legendary speech in August of 1962, and here's what he has to say.
00:08:51.760 A creative tax cut, creating more jobs, income, and eventually, more revenue.
00:08:56.480 And the right time for that kind of bill now appears in the absence of an economic crisis
00:09:01.300 today, and if the job is to be done in a responsible way, is January 1963.
00:09:06.780 Such a bill will be presented to the Congress for action next year.
00:09:10.000 It will increase an across-the-board, top to bottom, cut in both corporate and personal
00:09:13.940 income taxes.
00:09:15.120 It will include long-needed tax reforms that logic and equity demand.
00:09:18.820 And it will date that cutting taxes to take effect as of the start of next year, January
00:09:23.600 1963.
00:09:24.840 The billions of dollars this bill will place in the hands of the consumer and our businessmen
00:09:28.220 will both have immediate and permanent benefits to our economy.
00:09:31.520 Every dollar released from taxation that is spent or invested will help create a new job
00:09:35.980 and a new salary.
00:09:37.080 And these new jobs and new salaries can create other jobs and other salaries.
00:09:41.000 And more customers and more growth for an expanding American economy.
00:09:44.160 A democratic president for tax cuts and for entrepreneurs.
00:09:48.420 Go figure.
00:09:49.420 How confusing is this so far, right?
00:09:51.080 By the way, when he said January 1st, 1963, he gave the speech on August 13th of 62.
00:09:56.640 He died next year, November 22nd.
00:09:59.160 The tax bill went into effect, 64, under Lyndon Johnson.
00:10:03.480 And here's what it looked like.
00:10:04.340 He took the top line from 91 to 70%, and he took corporate taxes from 52 to 48%.
00:10:10.420 This is in 1964 when this came out.
00:10:12.760 17 years later, in 1981, we had the economic recovery tax of 1981 by Ronald Reagan, which
00:10:19.200 this is what Reagan did.
00:10:20.480 Reagan lowered taxes pretty much for everybody.
00:10:24.280 Tax rate, the top line, went from 70 to 50, bottomed from 14 to 11, capital gains went
00:10:28.360 from 28% to 21, higher estate tax exemption went from $175,625 to $600,087.
00:10:36.860 He established the IRA, the IRA for employees.
00:10:39.640 And this was all helped through Arthur Laffer, the economist.
00:10:43.080 And FYI, while Reagan came up with us in 1981, in 85, the IRS announced that America has officially
00:10:48.620 produced 400,000 new millionaires due to Reagan's new tax laws.
00:10:54.420 So now I'm going to stop right here because I don't want this thing to be a 30 minute episode.
00:10:57.080 Obviously after this we have Bush Senior, we have Clinton, we have Bush, we have Obama,
00:11:00.080 we have Trump, and then we have Biden today.
00:11:01.360 But I want to kind of show you a couple trends I noticed here, a couple things.
00:11:05.600 Number one, a lot of times you'll hear about taxes, you know, rich don't pay taxes, poor
00:11:10.080 pay too much taxes, the rich don't pay any taxes.
00:11:12.840 I wanted to find out who actually pays the most taxes, and what has happened over the
00:11:17.480 years.
00:11:18.480 Are the rich paying less taxes, or are the rich paying more taxes? 0.54
00:11:21.520 And here's what the data tells us.
00:11:23.420 So there's two charts I want you to look at.
00:11:24.800 The first one is the percentage of taxpayers.
00:11:27.080 This is directly from the IRS, okay?
00:11:30.680 Percentage of taxpayers.
00:11:31.680 Let's look at the bottom 50%. 0.96
00:11:33.620 You can see the majority of the taxpayers is bottom 50%.
00:11:37.960 Then the red is the top 25 to 50%.
00:11:40.640 Then the gray is 5 to 10, the top 105%, and the black is the top 1%, the richest people, 0.93
00:11:45.960 how much, how big of a population there is of the top 1%, right?
00:11:49.920 The next one directly from the IRS is, is the 1% paying more or less over the year?
00:11:55.660 If you look at from 1980 to 2018, the top 1% keeps paying more and more and more taxes.
00:12:02.620 So does the top 5%, but the top 10% is about the same from 1980 till today.
00:12:07.700 The top 25% is getting smaller, the top 50% is getting smaller, but the bottom 50% is definitely
00:12:15.660 getting smaller and smaller and paying taxes.
00:12:18.860 Now some of you may be watching this politically, you're on the left and you say, wait a minute,
00:12:21.700 what are you saying?
00:12:22.700 The top shouldn't be paying that much taxes?
00:12:24.580 Look the whole purpose of me doing it this way is to show how much contradiction there
00:12:28.620 is on the left and the right.
00:12:30.540 Why?
00:12:31.540 Because everything about the timeline I showed was what?
00:12:34.620 War, war, war, war, war, war, war, war.
00:12:39.640 Every time we have a war, there is consequences.
00:12:43.380 Look how many times we have to raise taxes, come up with new taxes just to pay off debt
00:12:49.280 from a war that we caused or we got involved in.
00:12:52.540 This led me to find out, how many military bases do we have worldwide?
00:12:56.420 And how do we compare to other countries?
00:12:59.000 If I were to ask you right now, how many military bases do you think US has outside of the US
00:13:02.660 and how many countries, what would you say?
00:13:05.140 You know what the number is?
00:13:06.380 800 foreign bases in 70 plus countries.
00:13:11.740 Do you want to know how many military bases China has in foreign countries outside of China?
00:13:17.740 You know how many it is?
00:13:19.140 One is in Africa, right by the Suez Canal, the choke point.
00:13:23.460 Why?
00:13:24.460 Intentional.
00:13:25.460 It's the only one they have because they're taking those resources and they're investigating
00:13:29.380 in the current modern way of going to war.
00:13:32.220 So now some of the folks on the right may be saying, what are you saying, Patrick?
00:13:35.700 Are you saying taxes are going up because we're going to war too many times?
00:13:38.420 Yes, America tends to get involved in too many wars that they don't need to be getting
00:13:42.460 involved in.
00:13:43.460 Why?
00:13:44.460 Because of control.
00:13:45.460 While instead of keeping that money and investing it into infrastructure, maybe in a different
00:13:49.300 way for military, we're allowing China to get stronger because they only have one military
00:13:53.460 base.
00:13:54.460 By the way, you want to know how many Russia?
00:13:55.700 You want to know how many France?
00:13:57.060 You want to know how many Britain have?
00:13:58.780 You want to know how many total they have combined?
00:14:00.780 30.
00:14:01.780 They have 30 foreign bases.
00:14:03.540 We have 800.
00:14:05.900 America has 800.
00:14:06.820 What do you think is the cost of that?
00:14:08.720 So you see what's happening when I'm showing these debt.
00:14:10.880 By the way, here's the other part.
00:14:12.220 So some of you guys are saying, well, that's right.
00:14:14.960 Republicans are spending way too much money.
00:14:17.120 Now I'm going to ask you a different question.
00:14:18.860 Which president do you think increased the national debt the most by percentage?
00:14:23.140 Which one do you think is at the top?
00:14:24.540 Ready?
00:14:25.540 So here we go.
00:14:26.540 Top percentage of national debt increase during their term.
00:14:29.060 First place, FDR, 1,050%.
00:14:32.340 Second place, Woodrow Wilson, 727%.
00:14:36.120 By the way, FDR came out with the New Deal, Woodrow Wilson came out with the 16th Amendment.
00:14:41.260 Third place, Ronald Reagan, 186%.
00:14:43.420 Fourth, George Bush, 101%.
00:14:46.300 Barack Obama, 74%, although he has the biggest dollar amount of $8.59 trillion increase.
00:14:53.200 Then it's George H.W. Bush, then it's Ford, then it's Carter, then it's Nixon, then it's Trump.
00:14:57.740 But taking a deep dive into the topic of taxes, I realized even more that taxes is not black 1.00
00:15:02.360 and white.
00:15:03.360 There's a lot of gray area, whether it's political, the influence of it, the cause of it with war.
00:15:08.060 But I was curious the more I learned.
00:15:09.400 I've got another 50 pages that I haven't covered with you.
00:15:11.340 If you want me to go even deeper with different forms of taxes, what other countries do with
00:15:15.020 taxes, press the thumbs up button and share this episode.
00:15:18.260 If this does well, I'll probably do another part two to this.
00:15:20.860 And if you want today's message in a PDF, text the word TAX to 310-340-1132.
00:15:26.940 One more time, text the word TAX, T-A-X, to 310-340-1132.
00:15:32.300 And if you're not in the States, go in the description, click on the newsletter, subscribe
00:15:35.660 to it, and we'll send you the PDF to you as well.
00:15:38.300 And last but not least, I did another episode similar to this on the topic of inflation.
00:15:41.920 If you've not watched it, click over here to watch that episode.
00:15:43.860 Thanks for watching everybody.
00:15:44.860 Take care.
00:15:45.860 Bye.
00:15:46.860 Bye.
00:15:47.860 Bye.
00:15:48.860 Bye.
00:15:49.860 Bye.