Verdict with Ted Cruz - September 17, 2026


BONUS POD: DOJ Busts $10 Million California Daycare Fraud Scheme

MASSIVE Victory for Student-Athletes & Fans as 3⧸4 of the Senate Votes for the Protect College Sports Act

Episode Stats


Length

21 minutes

Words per minute

154.43

Word count

3,389

Sentence count

208


Transcript

Transcript generated with Whisper (turbo).
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00:00:34.500 Why should you listen to Armstrong and Getty On Demand?
00:00:37.900 We're not boring.
00:00:38.940 A lot of news is boring.
00:00:39.940 And tedious.
00:00:40.820 And depressing.
00:00:41.400 And makes you angry.
00:00:42.780 You don't want to live your life like that.
00:00:45.060 Hey, I'm Jack Armstrong.
00:00:46.120 He's Joe Getty.
00:00:46.760 We're Armstrong and Getty.
00:00:47.880 We try to bring you the truth.
00:00:49.020 And help you figure out this crazy modern world.
00:00:51.420 How about something about a comedic tone?
00:00:55.900 We have a winner.
00:00:57.420 Yes.
00:00:57.820 Listen to Armstrong and Getty on demand on the iHeartRadio app,
00:01:01.540 Apple Podcasts, or wherever you get your podcasts.
00:01:04.760 The new NFL season is here, and you should be listening to NFL Daily
00:01:08.580 as we march along to Super Bowl 61.
00:01:11.380 It is in the name NFL Daily.
00:01:13.460 You'll have fresh content in your feed every day, all season long.
00:01:16.840 That game-winning drive.
00:01:18.380 Maybe it's Herbert.
00:01:19.280 Maybe it's Gino.
00:01:20.600 Maybe it's Mahomes.
00:01:21.480 We'll have the highlights.
00:01:22.400 If Fernando Mendoza or any of the rookies are balling out,
00:01:25.400 we'll break down the tape.
00:01:26.480 Join me, Greg Rosenthal, and an all-star cast of co-hosts as we preview and recap every game.
00:01:32.200 Listen to NFL Daily on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
00:01:38.600 I'm Brett Coleman.
00:01:39.900 And I'm Trevor Sykema.
00:01:41.000 If you love football and want to understand what's really happening on the field, check out our show, NFL Pro.
00:01:46.600 Every week, we break down the biggest plays, trends, and matchups using exclusive next-gen stats insights and NFL content you will not find anywhere else.
00:01:54.600 Whether you're new to football, a fantasy football fanatic, or a diehard fan,
00:01:58.980 NFL Pro will help you analyze the game like a pro.
00:02:02.900 Listen to NFL Pro on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
00:02:11.820 Hey, it's Bobby Bones.
00:02:13.400 Join me and former NFL quarterback Matt Castle every Wednesday on our podcast,
00:02:18.340 Lots to Say, with me, Bobby Bones, and Matt Castle.
00:02:21.660 You're in training camp, and the rookie quarterback has one good throwing session in front of the media.
00:02:26.860 Suddenly, everybody online says he should start over you week one.
00:02:29.900 How do you handle this?
00:02:30.780 You just go back out to practice the next day and wait for him to mess up.
00:02:34.140 Listen to Lots to Say with Bobby Bones and Matt Castle on the iHeartRadio app,
00:02:38.120 Apple Podcasts, or wherever you get your podcasts.
00:02:42.620 Hey, I'm Mike Yam.
00:02:44.020 And I'm Trevor Sikama.
00:02:44.960 And together, we host the NFL Fantasy Football Show.
00:02:48.000 Are you ready to dominate your fantasy league this season?
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00:03:04.660 Listen to the NFL Fantasy Football Show on the iHeartRadio app,
00:03:07.720 Apple Podcasts, or wherever you get your podcasts.
00:03:11.580 Whether you're a seasoned NFL fan or new to the game,
00:03:14.640 there's one place to keep up with all of it.
00:03:16.540 The league's newest podcast, The NFL Report,
00:03:19.140 hosted by me, Andrew Siciliano.
00:03:21.460 It is your home for everything football.
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00:03:27.660 Join me and an all-star cast of experts
00:03:29.620 for everything you need to know from around the league.
00:03:32.280 Get new episodes of the NFL Report
00:03:33.860 Monday through Friday, all season long.
00:03:36.120 Listen to the NFL Report podcast
00:03:37.780 on the iHeartRadio app, Apple Podcasts,
00:03:40.780 or wherever you get your podcasts.
00:03:43.400 It's going to end soon,
00:03:44.900 but because they can't go on,
00:03:46.560 they can't go on.
00:03:47.440 The nation's destroyed.
00:03:49.820 But I have to say, you have a little higher, you have a higher gain.
00:03:54.200 It's a very inexpensive price to pay for what we've done.
00:03:58.000 Remember that it's a little more.
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00:04:07.980 And don't forget that you're listening to the 47 Morning Update with Ben Ferguson.
00:04:12.800 Good Thursday morning.
00:04:13.980 Nice to have you with us on the 47 Morning Update.
00:04:16.320 and we've got several big stories for you.
00:04:19.040 The Trump administration's fraud crackdown
00:04:21.320 is now uncovering another massive scheme.
00:04:24.600 12 people are now charged
00:04:26.160 in an alleged $10 million
00:04:27.440 California daycare fraud operation.
00:04:30.640 And the DOJ says this is just the tip of the iceberg.
00:04:34.480 They also have much bigger nationwide indictments
00:04:37.740 that I'm going to break down for you as well.
00:04:39.600 And those are costing you not millions,
00:04:42.520 but billions of dollars of your tax dollars
00:04:45.560 going to foreign countries.
00:04:48.140 Now, I have all those details for you,
00:04:49.740 and I'm going to get to that in just a moment.
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00:06:27.680 It's the 47 Morning Update, and it starts right now.
00:06:31.520 Story number one.
00:06:32.680 Fraud is something we focus on often on this show,
00:06:35.220 And it seems that we keep finding a lot more of it this time, even more shocking.
00:06:39.740 And yet again, coming out of, yeah, California, the Justice Department has announced that
00:06:45.480 12 individuals have now been charged in Southern California.
00:06:48.900 And what they're describing is an alleged home daycare, massive fraud scheme involving
00:06:55.100 more than 10 million in taxpayer funded child care money.
00:06:59.920 And wait until you hear how prosecutors say this actually worked.
00:07:03.380 The money was supposed to help, quote, low-income families pay for child care.
00:07:09.300 Instead, the federal prosecutors now allege that millions of dollars were funneled to bogus or fraudulent daycare operations
00:07:17.560 that were claiming taxpayer money for child care they allegedly were not actually providing.
00:07:24.500 Sound familiar? It's awful close to what we found in Minnesota.
00:07:29.200 Now, this wasn't a tiny investigation either.
00:07:32.260 According to the U.S. Attorney's Office for the Southern District of California, more than 250 federal, state, and local law enforcement personnel participated in the coordinated takedown.
00:07:45.100 They said that all 12 defendants were arrested and authorities executed search warrants at 12 different San Diego area homes that claimed to be operating as child daycare facilities.
00:07:57.040 They were not. They were homes.
00:07:58.720 Now, the details in the federal complaint are extraordinary as well.
00:08:03.480 Prosecutors say the system, well, this is how it worked.
00:08:06.260 The defendants obtained California licenses to operate home child care facilities.
00:08:11.300 They then registered with organizations administering subsidized child care for eligible families.
00:08:19.500 In essence, this is another form of welfare.
00:08:22.320 Now, to get paid, daycare providers were required to submit attendance records
00:08:26.420 documenting which children were actually being cared for along with the dates and times that
00:08:32.040 they were there. It's pretty straightforward. You take care of a child, you document it,
00:08:37.480 the government reimburses you, and that's how the system works. But prosecutors allege these
00:08:43.620 defendants submitted false attendance records claiming children were receiving daycare when
00:08:49.520 they weren't. And investigators apparently decided to test those claims against reality.
00:08:55.140 They conducted surveillance. One defendant allegedly claimed he cared for 23 children in March of 2026 and 25 children in April and that he provided child care every single day during those two months.
00:09:11.220 Federal investigators say surveillance covered 57 days during that period.
00:09:16.740 And guess how many days they allegedly saw children entering or leaving the facility?
00:09:22.440 One time.
00:09:23.840 One day out of 57.
00:09:27.100 And here's the remarkable part.
00:09:28.940 According to the federal complaint, that one day happened to be a day a state inspector arrived for an unannounced inspection.
00:09:38.300 Prosecutors say the children and even the daycare operator himself showed up after the inspector arrived.
00:09:45.860 That's what federal prosecutors are alleging.
00:09:48.820 Now, what's crazy is the story gets even, well, more insane from here
00:09:52.760 because investigators compared some daycare attendants' claims against border crossing records.
00:09:58.700 One defendant allegedly left the United States around January the 1st of 2024
00:10:03.700 and didn't return until around January the 30th.
00:10:08.020 So that would be 30 days they're out of the country.
00:10:10.620 Yet according to the prosecutors, attendance records were still submitted claiming
00:10:15.320 childcare was being provided at the home during January
00:10:19.220 when the person who was supposed to be watching the children was literally out of the country.
00:10:24.540 Now the government also says eight subsequent direct deposits total nearly $15,000.
00:10:32.280 Federal investigators say each of the 12 defendants received somewhere between approximately $538,000 and $1.2 million over varying periods.
00:10:44.940 Now, several allegedly collected more than $1 million each.
00:10:48.840 Altogether, prosecutors say more than $10 million intended to help low-income families was diverted through these alleged schemes.
00:10:56.740 Now, the defendants are facing wire fraud charges, with some also charged with money laundering.
00:11:03.420 These, again, are all the allegations.
00:11:06.260 And of course, the defendants are going to say, oh, no, no, no, we're all innocent.
00:11:11.120 Now, this wasn't the only thing that the Trump administration announced this past week.
00:11:15.480 The Justice Department and Small Business Administration also announced the results of a nationwide enforcement surge
00:11:21.760 that was targeting fraud involving pandemic-era government loans.
00:11:26.740 Remember, there was a lot of people taking a lot of cash during the pandemic, and it was a free-for-all to get money.
00:11:32.720 Well, now we know that between June 12th and September 1, prosecutors say enforcement actions involved more than 160 criminal defendants and more than $245 million in intended taxpayer losses.
00:11:49.660 Roughly 80 defendants were newly charged.
00:11:52.720 Others are already pleading guilty.
00:11:54.260 and there is even some that have already been sentenced now these schemes sound exactly like
00:12:01.180 what we also saw recently in minnesota they're familiar fake businesses bogus payroll numbers
00:12:07.860 false revenue information and then of course identity theft used to obtain taxpayer-backed
00:12:13.700 loans now the small business association says approximately 870,000 borrowers suspected of
00:12:21.280 fraud involving pandemic air programs are being suspended from eligibility for future federal sba
00:12:28.300 loans officials say that these pandemic level loan fraud was massive and they say that the
00:12:36.720 suspensions now are associated with an estimated 39 billion in suspected fraud yeah that would be
00:12:44.900 your tax dollars that disappeared now the sba says that when combined with previous actions
00:12:51.220 borrowers connected to approximately 49 billion in fraud and have now been suspended across all
00:12:58.600 50 states and you just got to think about those numbers i just gave you we're no longer talking
00:13:03.660 about somebody lying on a form to steal a few thousand dollars we're now talking about fraud
00:13:08.360 investigations reaching into the tens of billions of dollars and the doj by the way isn't limiting
00:13:14.820 this to the pandemic programs they're also saying that health care is another enormous target now
00:13:21.780 the justice department also has announced a health care fraud crackdown involving 450 defendants
00:13:28.160 and they stole allegedly more than 6.5 billion and just this last month prosecutors in massachusetts
00:13:37.620 announced another charge connected to what the doj called operation gold rush that was an enormous
00:13:44.580 health care fraud prosecution that the doj says targeted medicare and other insurers now a foreign
00:13:51.700 national this is just one guy by the way was indicted on a money laundering conspiracy charge
00:13:57.860 connected to a 1.3 billion health care fraud scheme prosecutors described the broader organization
00:14:05.380 behind operation gold rush is a foreign base let me say that again a foreign based operation
00:14:12.360 from russia and elsewhere so 1.3 billion of your dollars disappeared to russia and other countries
00:14:19.720 now again this is another example of what donald trump said he was going to do and the government's
00:14:26.360 made it clear that fraud is not victimless and a great example this goes back to our first story
00:14:31.860 when somebody allegedly invents daycare attendance and then takes child care subsidies this isn't
00:14:37.580 just government money it's your money and it's taking away from children and actually need it
00:14:41.600 and when somebody is creating a fake company and they take a fraudulent pandemic loan
00:14:46.240 in the billions and billions of dollars again that's your money and when somebody bills medicare
00:14:52.440 as the government just exposed again for services that were never provided well that money is coming
00:14:58.000 out of the program funded by american taxpayers and by the way there's a lot of american seniors
00:15:03.060 that rely on those programs and that is why donald trump has said every dollar stolen makes legitimate
00:15:10.120 programs more expensive and harder for the taxpayers to sustain them and that is exactly
00:15:16.920 why they highlight the san diego daycare case and why it's so revealing because the federal
00:15:22.260 investigators say they didn't simply look at paperwork and shrug they compared the paperwork
00:15:26.980 with surveillance they checked travel and border records they followed bank deposits they compared
00:15:32.420 what providers told the government with the investigators and what they actually saw happening
00:15:36.780 at those addresses and those alleged discrepancies they led to those 12 arrests and the big takeaway
00:15:43.780 is that the trump administration has made this a formal government-wide priority the justice
00:15:50.440 department established its national fraud enforcement division in april the doj says it
00:15:55.640 works and it supports president trump's task force to eliminate fraud and that's chaired by the vice
00:16:01.020 president jd vance now the message that the trump administration officials are trying to send is
00:16:05.960 that programs that may previously have been easy targets for fraud are now going to face much much
00:16:12.420 more as they described it aggressive scrutiny and there's also a second part of this story and why
00:16:18.440 it matters is well this reason finding fraud is one thing getting the money back is another
00:16:23.840 the sba says it has referred more than 22 billion associated with suspected fraudulent or delinquent
00:16:31.380 pandemic loans to the treasury department for collection and that is an important moment for
00:16:36.900 all of us because this is exactly what we should be demanding that every tax dollar that was stolen
00:16:43.160 be recovered now the real test is cracked down will be prosecutions and then convictions
00:16:48.260 and where the evidence proves guilt well the taxpayers we should be made whole they probably
00:16:54.780 will never be made whole for what they stole but at least it's sending a staggering message
00:16:59.800 that this government's actually looking for daycare schemes looking for medicare schemes
00:17:05.340 looking for all of the different schemes when you've got more than 160 defendants caught up
00:17:11.800 in this recent pandemic loan enforcement surge well that's 245 million in intended losses you've
00:17:20.340 got hundreds of corrupt individuals that have now been charged worth billions in just the home
00:17:25.480 health care fraud schemes and tens of billions of dollars associated with suspected pandemic
00:17:30.480 lending all that together now you understand why our deficit is such a problem and that 10 million
00:17:37.200 in southern california in the daycare case well it may be small compared to some of the other cases
00:17:43.320 but when you can look at taxpayers and say we stopped 10 million in fraud that's a good day
00:17:48.660 for everyone so yet again the trump administration throwing down on fraud on multiple levels
00:17:55.400 at multiple states and multiple categories.
00:17:58.820 And it's pretty clear they're just getting started.
00:18:01.020 Thank you for listening to the 47 Morning Update with Ben Ferguson.
00:18:05.400 Please make sure you hit subscribe wherever you're listening to this podcast right now.
00:18:10.720 And for more in-depth news, also subscribe to the Ben Ferguson Podcast,
00:18:15.160 and we will see you back here tomorrow.
00:18:25.400 you angry. You don't want to live your life like that. Hey, I'm Jack Armstrong. He's Joe Getty.
00:18:30.460 We're Armstrong and Getty. We try to bring you the truth and help you figure out this crazy
00:18:34.220 modern world. How about something about a comedic tone? We have a winner. Yes. Listen to Armstrong
00:18:42.760 and Getty on demand on the iHeartRadio app, Apple podcasts, or wherever you get your podcasts.
00:18:48.440 The new NFL season is here and you should be listening to NFL Daily as we march along to
00:18:53.520 Super Bowl 61. It is
00:18:55.380 in the name NFL Daily. You'll have
00:18:57.480 fresh content in your feed every day
00:18:59.320 all season long. That game winning
00:19:01.340 drive. Maybe it's Herbert. Maybe it's
00:19:03.540 Gino. Maybe it's Mahomes. We'll have
00:19:05.520 the highlights. If Fernando Mendoza
00:19:07.440 or any of the rookies are balling out, we'll break
00:19:09.460 down the tape. Join me, Greg Rosenthal
00:19:11.480 and an all-star cast of co-hosts
00:19:13.580 as we preview and recap every
00:19:15.360 game. Listen to NFL Daily on
00:19:17.460 the iHeartRadio app, Apple
00:19:19.340 Podcasts, or wherever you get your
00:19:21.340 podcasts. I'm Brett Coleman.
00:19:23.520 And I'm Trevor Sikama.
00:19:24.880 If you love football and want to understand what's really happening on the field,
00:19:28.720 check out our show, NFL Pro.
00:19:30.280 Every week, we break down the biggest plays, trends, and matchups
00:19:33.440 using exclusive next-gen stats insights and NFL content you will not find anywhere else.
00:19:38.280 Whether you're new to football, a fantasy football fanatic, or a diehard fan,
00:19:42.660 NFL Pro will help you analyze the game like a pro.
00:19:46.580 Listen to NFL Pro on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
00:19:54.140 Whether you're a seasoned NFL fan or new to the game,
00:19:57.220 there's one place to keep up with all of it.
00:19:59.140 The league's newest podcast, The NFL Report, hosted by me, Andrew Siciliano.
00:20:04.040 It is your home for everything football.
00:20:05.940 Breaking news, expert analysis, game picks, and hear from your favorite players too.
00:20:10.240 Join me and an all-star cast of experts for everything you need to know from around the league.
00:20:14.840 Get new episodes of The NFL Report Monday through Friday all season long.
00:20:18.480 Listen to the NFL Report podcast on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
00:20:26.600 Hey, I'm Mike Yam.
00:20:28.060 And I'm Trevor Sykema.
00:20:29.180 And together, we host the NFL Fantasy Football Show.
00:20:31.920 Are you ready to dominate your fantasy league this season?
00:20:34.900 Because if you aren't locked in with us on the NFL Fantasy Football Show, you're already playing from behind.
00:20:40.080 Whether you're a first-time player or a grizzled vet chasing another championship,
00:20:44.180 we give you the advantage and the confidence you need to make every move count.
00:20:48.480 Listen to the NFL Fantasy Football Show on the iHeartRadio app,
00:20:51.580 Apple Podcasts, or wherever you get your podcasts.
00:21:18.480 up. Listen to Lots to Say with
00:21:20.320 Bobby Bones and Matt Castle on the
00:21:22.100 iHeartRadio app, Apple Podcasts,
00:21:24.320 or wherever you get your podcasts.
00:21:48.480 Depends how far you are.
00:21:50.280 Listen to Underground Zero on the iHeartRadio app,
00:21:53.540 Apple Podcasts, or wherever you get your podcasts.