Pearl - The Art of Taking L’s： How Failure Makes You Free

00:00:00.000 i would rather have a life well lived than a life where you never took a risk in life so we're

00:00:06.240 we're talking about how this guy said women weren't allowed to have credit cards until 50

00:00:10.320 years ago because of sexism as a sarcastic comment to this to this video of a woman talking about her 1.00

00:00:16.560 student loan debt i recently posted about the fact i'm 26 years old and i'm in 95 487 dollars

00:00:23.200 and 73 cents worth of debt and i want to talk about it up until 24 hours ago i did not know

00:00:28.240 that was actually the total of all of my debt credit cards and student loans that number also

00:00:33.360 does not include my auto loan and if we are adding in my auto loan the total number is 110 938.83

00:00:41.680 since totaling up all of my debt i don't think i've actually gotten one good breath of oxygen

00:00:46.080 in the last 24 hours i feel like there is a elephant sitting on my chest and i don't think i can sit

00:00:52.160 still because all i can now imagine she probably went to some out of state private school

00:00:58.800 when she could have just went to community college but the out of state big ten school

00:01:03.600 has what the ability to party and bang hot guys sorry i've heard the men at big ten schools are

00:01:09.520 very attractive i i don't know i never went to a big ten school but you have to understand that's

00:01:15.360 what women are communicating subtly you have to understand this women don't like average men so 0.99

00:01:20.560 much that they are willing to take on this much debt instead of be with you that's how that's the next

00:01:26.800 time you want to like step in for a woman on a train solve women in your life's problems for free 0.97

00:01:34.480 just just remember that women are communicating i would rather have 95 000 worth of debt 1.00

00:01:43.360 than be with you when women come around you know when the girl that puts you in the friend zone says hey 1.00

00:01:49.200 hey i'm back just remember she was communicating i would rather have i would rather have slavery 1.00

00:01:59.360 level debt than be with your sorry ass remember remember that 0.99

00:02:06.320 keep repeating is 95 487 dollars and 73 cents all of this debt was racked up through decisions i made 0.99

00:02:17.680 between the ages of 18 and 26. my first associate's degree i got from a community college and i didn't

00:02:22.640 have to pay for it because of the pell grant but i decided to go to a university and got my bachelor's

00:02:26.960 degree which is where i really started to rack up the debt there it is there it is i told you

00:02:30.880 i told you i told you i said like when i wonder what school she went to then in the last two years

00:02:38.160 i decided to finish a nursing degree at a community college in the last two years but

00:02:41.840 that's where i started to rack up even more debt what really sucks is realizing that the majority of

00:02:45.920 these student loans is not from tuition it's actually from living expenses and living way above

00:02:50.720 my means my debt comprises of two credit cards five federal student loans and five private sally

00:02:56.000 may loans i can handle the federal student loans but when i tell you sally may is bending me over 1.00

00:03:00.560 and not in a way i like it's actually insane sally may is genuinely evil and they prey on young students 0.98

00:03:06.240 and the reason why they take advantage of young students is because they know if you're reaching

00:03:09.840 out to a private loan like that you genuinely need it out of the five sally may loans i have one of

00:03:14.720 the interest rates that is the highest is 16.28 percent the lowest interest rate i have with sally

00:03:20.800 may is 9.88 percent now my federal student loans are between four and six percent which i think is

00:03:25.520 manageable although i had parents who would tell me what i should or shouldn't do i never had anybody

00:03:30.480 really sit me down and fully teach me financial literacy translation translation the internet is free

00:03:36.960 and i was too lazy to learn look i in my life have taken some very shitty deals okay i have had to learn

00:03:46.560 the hard way many times in my life but every time i've taken an l i like to think i eat it with the

00:03:53.840 chin like i i like to think i just eat it do you know what i mean where i'm just like 0.97

00:03:59.120 oh that was stupid you know i'm not i'm not gonna sit here and pretend i haven't done stupid things i 0.97

00:04:04.320 absolutely have i am no better i am no better than really a lot of women out there um but what i don't 0.98

00:04:11.760 like doing is when i make a mistake or i mess up in life i really i just i really think i take l's like

00:04:19.200 in an art form i really think i have the ability to just eat it now now i don't want to get into it

00:04:24.880 but i signed a contract a few years ago back before i was i was famous and i'll just say this

00:04:32.240 was a very i spent this cost me a lot of money this was a very stupid contract that i i i basically uh

00:04:40.960 took and it it cost me probably over a hundred grand this and not i did not make enough money for

00:04:48.080 it to make sense as most of you know i have been fighting on the front lines of the simp epidemic

00:04:54.000 for years but i need to tell you about a quiet weapon being ratcheted up against men that is

00:04:58.640 rarely talked about it's not just the relentless anti-masculinity propaganda and only fans hoes causing 1.00

00:05:04.320 the societal issues that we discuss on this show did you know that the average city's tap water

00:05:09.760 contains trace pharmaceuticals and endocrine disruptors this often includes estrogen from

00:05:15.040 birth control the average adult consumes a credit card worth of plastic every single week that's

00:05:19.920 five grams of plastic a week on average so it's no wonder that the average male's testosterone is half

00:05:25.600 of what the average was 50 years ago testosterone levels decline one percent a year and without a

00:05:31.440 course correction we are headed towards extinction no matter how based you are you need to be naturally 1.00

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00:06:04.240 testosterone you'll have more mental clarity you're more capable of making decisions and taking risks

00:06:09.040 having high testosterone will also affect your pheromones so women will find you more attractive 1.00

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00:06:20.880 pearl as your coupon code and you'll get 25 off site-wide on chalk.com that's choq.com my name pearl is the 0.99

00:06:28.240 discount code when it goes wrong i always i just always think to myself that i was an idiot do you

00:06:36.000 know what i mean like that's always my i like sometimes in life uh there's people that learn

00:06:40.880 the easy way and the hard way at times you learn the hard way you know like when a guy spends a bunch

00:06:46.080 of money on a ring for a girl and then she like keeps it forever that's him learning the hard way you ever 0.99

00:06:51.600 told a guy not to simp but men when they take that l they realize how stupid they were i mean a lot of 0.98

00:06:58.240 times men they don't the consequence kind of like when they get a consequence um they're like oh well 0.99

00:07:06.240 isn't it my own actions but she's gonna say oh i just didn't understand well if you didn't understand

00:07:11.440 it's your own fault and i've been in that situation and that was my it was my own fault it was my own fault 0.90

00:07:17.120 it was very stupid um so i just don't like it when it's got to be always someone else's fault it's 0.99

00:07:24.000 kind of like when these porn stars do porn why can't you guys just say i did porn because i enjoyed 1.00

00:07:29.520 having sex on camera i loved the thrill of the gang bangs do you know i love i love throwing it why why 0.95

00:07:37.040 can't it be that why does it always have to be that i was i was lost and broken and coerced you know 0.97

00:07:44.640 when you sleep with a guy that doesn't call you back that's life why don't you just say why don't

00:07:50.080 you just say um i went for someone out of my league and it didn't work out why is it always that he was

00:07:56.000 the manipulator why can't it just be like i wasn't good enough and i i out i um i outdid myself you know

00:08:04.400 but it's always got to be somebody else's fault and this is just over and over again to the point

00:08:09.600 i just my gender just i i wish if we could really develop one skill together as women

00:08:17.920 is the ability to take l's better you know um men take l's all the time and at times that you're

00:08:24.480 going to do something stupid and it's going to be embarrassing i mean that's part of the ups and 0.99

00:08:28.240 downs of life uh people that take no risks are generally the ones that have never looked stupid 0.99

00:08:34.400 and never had ups and downs that's part of life and i think in general i would rather have a life

00:08:42.240 well lived where there are ups and downs and you make mistakes rather than one where nobody takes

00:08:48.080 any risk you ever meet those people and it's like the people that have just barely ever left there

00:08:54.080 they've barely done anything in life you know they never they never went for the guy or the girl they

00:09:00.720 wanted they never took the shot they never went for the job they wanted they never moved to that

00:09:04.640 big city they wanted to live in and it's just like a sad existence but we have to understand as women 0.99

00:09:13.280 there are times you know uh there are times when you're gonna you're gonna date the guy and it's not

00:09:19.680 gonna work out that's life there are times when you're gonna go to school and you expect to get a

00:09:24.800 high-paying job and you don't get it that's part of life now there's mistakes that obviously can be

00:09:30.720 mitigated and avoided um like very obviously um but we're not gonna but my my issue with us is why

00:09:39.440 can't we just make a mistake and own it why can't you know yeah i got too fat yeah i took too much debt

00:09:49.440 it wasn't because i didn't understand it was because i ate too much i went for somebody out of

00:09:55.360 my league i went do you know i mean there's like a list of like i i signed up for a degree that didn't

00:10:01.360 make any money because i wanted to do something i was passionate about instead of doing something

00:10:07.440 that made money women don't make mistakes pearl look and i'm being honest i'm passionate about this

00:10:13.920 i would rather have a life well lived than a life where you never took a risk in life do you

00:10:20.320 know what i mean it's kind of like ask the girl out that's out of your league shoot your shot with

00:10:25.920 the guy you like you know what i mean it's like go go apply for that job you're not qualified for

00:10:32.240 move to a city where you don't know anybody effort you know you got you have one life to live you have one

00:10:38.720 life um you know and what i just don't like is if you want to take the risk accept that sometimes it

00:10:53.040 will not work out you know you could have there's housewives they have 10 kids and they get divorced

00:10:57.920 it doesn't it didn't work out that's life that was a risk and that's one of my issues with feminism

00:11:04.720 is women want um you know one thing it talks about if you get married young that takes the risk that 1.00

00:11:11.360 he might leave you when you're old and that's a risk that could happen that's life

00:11:19.280 now it's not really statistically likely but if it happens all all you can do is control yourself you

00:11:26.880 can't control other people and i just wish as women i really wish we could just

00:11:32.880 we could just accept that we made a mistake without blaming anybody else and i think there's

00:11:40.400 some psychology we don't want to be seen as bad people so we're just constantly like not wanting

00:11:45.040 to be seen as a bad person um but again i think the most freedom comes in life when you just don't do

00:11:51.760 you think leonardo dicaprio cares if you see him as a good person while he bangs 18 year olds on his yacht

00:11:58.000 not now i'm not saying that's what you should do right but

00:12:07.520 when you spend your life caring about the way others see you

00:12:13.200 um you're gonna be able to be manipulated by anybody because you care about their opinion you know

00:12:20.400 i don't know i'm pro live life but except except that it might it might come and have ells with it

00:12:27.360 it just happens i had anybody sit me down and really explain to me the scope of what i was doing

00:12:33.600 and what it would look like in the future when i had to pay for it in the moment all of the student

00:12:37.680 loans just felt like fake money because they just kept coming and i just kept spending i don't regret any

00:12:42.880 of the experiences i've had okay i think that's an ego thing do you know what because when i signed

00:12:55.360 that bad contract i'll tell you what i absolutely regretted signing it but there's no reason to dwell

00:13:03.280 on it because you can't do anything about it now you can't live in the past right you can only you can

00:13:09.760 only live in the now and make decisions with the information you have now and sometimes

00:13:15.360 i knew somebody um who made a very bad relationship choice when she was younger

00:13:20.640 she ended up having kids with this guy didn't work out 0.98

00:13:24.800 and you know it was clearly over and there are times where i would always joke with her that 90

00:13:31.520 of the time i'd say work it out with the father or your kids but in this case this is one of the

00:13:35.200 few cases where i was like yeah i mean you can't because i would say like drugs is something that

00:13:40.800 are pretty tough to like if you get involved with a dude that's into drugs that's pretty tough

00:13:46.080 i don't know if i don't know if you guys have i've seen addicts over the years and that's just not

00:13:53.280 but you know look it's and what i told her was you have the information now you can't dwell in the

00:14:02.240 past and i understand that mindset you can't right you can only control what you do moving forward

00:14:08.480 um but i i still think there was some humility in saying you regret things

Pearl - October 10, 2025

The Art of Taking L’s： How Failure Makes You Free

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