Pearl - The Disaster of Girl Math

00:00:00.000 I've made $475 from a class action lawsuit that I randomly applied to.

00:00:04.360 I made $50 more from an additional class action lawsuit.

00:00:06.960 I would recommend checking class action lawsuits. 1.00

00:00:09.240 Yeah, that's what I mean women. 1.00

00:00:10.440 It's like, do you want to do work or do you want to use lawfare? 1.00

00:00:13.100 That's what I'm saying. 1.00

00:00:14.160 What's going to happen is one woman uses lawfare, 1.00

00:00:16.560 then the other women are like, well, I want to use lawfare, 1.00

00:00:18.980 and then it never ends. 0.99

00:00:20.180 What's up, guys?

00:00:21.180 Welcome to my reaction series. 1.00

00:00:23.200 So on our channel, we talk about women's bad decisions 0.99

00:00:26.420 when it comes to everything in our life.

00:00:28.120 we make bad decisions when it comes to men we make bad choices when it comes to who to have a child

00:00:34.560 with we make terrible choices when it comes to who to be friends with but there's nothing worse 1.00

00:00:42.340 than women's terrible choices comes to money women's money habit tortures everybody in our 0.96

00:00:50.880 life our fathers our brothers you know because our financial irresponsibility even though we 0.67

00:00:57.820 these easy jobs we'll just seem to save money right so today we're gonna react women um sorry

00:01:08.220 so today we're gonna react to women i'm talking about their girl math math is basically just

00:01:14.380 spending money you don't have and like trying to make it cute so you give it a cute name like

00:01:20.220 the way to like get rid of responsibility so um also we are going to do live shows and events

00:01:27.020 and if you want us to come to your city um you need to fill out the form in the description so

00:01:31.580 we can tell you because well um i can't just post where i'm gonna be because i'm not trying to

00:01:38.460 there's got to be some screening so we need to know who you are sorry not sorry um the information

00:01:43.020 we're not going to spam you or anything we just got to know who you are um so you're not going

00:01:47.500 to stalk me or i don't know do crazy stuff you know how people are okay one piece of advice to

00:01:54.140 girls in their 20s now is the time now is the time to start learning your finances and listen

00:02:01.340 i spent the last honestly i spent most of my 20s where i was just living so outside of my means

00:02:07.500 and my parents would always tell me live within your means ideally live below your means and now

00:02:13.980 moving back to new york that was a huge priority for me because the pressure of financial stress

00:02:20.540 is debilitating and then you find yourself in situations where you're like i'm just saying

00:02:26.240 that but you still live in new york you don't have to live there you can go to ohio my gal

00:02:30.020 like look ohio is available there's youngstown ohio for someone or something that can unlock

00:02:37.840 a certain lifestyle that you like no no you can do all of that but you need to make smarter

00:02:44.140 decisions again um if you're talking about buying financially free or whatever you got to look for

00:02:49.460 and i see plastic surgery a bunch of bags like you just don't look poor and that's okay

00:02:55.540 for me sorry girl i cannot be going out to all those extravagant dinners that i was doing all

00:03:01.140 the time like that we gotta cut back on that the biggest one for me which was tough was my rent

00:03:08.260 you are not in a place i'm sorry i'm not in a place yet where i can be comfortably affording

00:03:13.460 a one bedroom in Manhattan. Like I can't be doing that and feel financially comfortable with all my

00:03:22.280 other expenses and also wanting to do vacations and things like that. Like, it's just not my

00:03:27.700 reality right now. Hopefully someday it will be. But when I got real about my finances and about

00:03:34.200 what I could afford and what I couldn't and how to like make a plan to get me to certain things,

00:03:39.480 i started feeling so so much better start getting really really real with yourself about what you

00:03:46.920 can afford and what you can't because when you get to your 30s like you will be making more money but 0.56

00:03:52.680 the trope here yeah well you're getting less free from men though because you're older and uglier

00:03:57.240 and yeah and just throw money at you time and attention and resources in your 20s they're like

00:04:03.240 take it take it all from me and then you end up with your 30s and they're like

00:04:08.520 life but i feel like in the u.s and you know the wall really isn't like you could still really

00:04:13.160 have sex with the same men you had sex with before and even get commitment from i would say but it's

00:04:18.520 more like the amount you have to do has increased you have to do a lot more is like the more you

00:04:25.240 you make the more you spend the hack is to spend less to be saving more you want to live below

00:04:34.180 your money how women we say like things men have been saying for millennia and then we go viral

00:04:39.760 so that you are creating that all of society only listens to women doesn't listen to men

00:04:45.180 of savings that you can spend on let's say like a nice bag when you know you've reached some cool

00:04:52.320 milestone or like a really nice trip for yourself or whatever, and not feel like you're in debt or

00:05:00.240 trying to figure out how the next three months are going to look for X, Y, and Z. Like it's not

00:05:05.200 sexy, but like get real about where you're at and where you want to be and make a plan to help you

00:05:10.620 get there or to just help you live more comfortably. Not going to be huge adjustments at first. It will

00:05:16.220 feel like that. It'll feel like your whole lifestyle is adjusting, but then it gets easier.

00:05:21.400 the biggest hack that i did was using chat gpt to tell them like this is i know all my information

00:05:29.400 but like this is what i make this is what i like to do how can i be a little bit smarter about what

00:05:35.360 i'm spending on shopping versus food that's the thing technology is outsourcing what a husband 0.89

00:05:40.160 um used to do so now it's again it's more reasons why like they always say sex robots are going to

00:05:46.260 take out women i'm like men love giving money to women so much um i think it's women are gonna be

00:05:53.540 the beneficiaries of sex robots like they're not gonna be a robot but it's just gonna be all these 0.92

00:05:58.260 different technologies like dildos um yada yada you know versus cosmetic stuff versus like

00:06:05.120 travel x y and z what should i be spending ideally for rent what should be my budget for x

00:06:12.040 way like and i don't stick you know exactly to it but more or less i i do and i had to cut out a lot

00:06:19.600 of things and i feel way less stressed because of it now so girls know your finances all right let's

00:06:27.540 see who's next talking about girl math all right let's see a pothole in my car and it was going to

00:06:33.600 be thousands of dollars to fix it and i was like why would i do that when i could just buy a new

00:06:36.520 car like zero dollars down so that's what i did okay so girl math is i hit a pothole in my car

00:06:42.280 and it was going to be thousands of dollars to fix it and i was like why would i do that when

00:06:45.240 i could just buy a new car like zero dollars down so that's what i did yeah zero dollars down okay

00:06:51.700 this is how you and then she'll be crying in like two tick tocks about her payments

00:06:55.660 perfectly hannah we spent 22 on this coffee via doordash hannah's what where are we 11 44 in the

00:07:04.120 day here's where we are so we've had about 11 worth of this coffee knowing where we land based

00:07:09.880 on historical trends hannah will be right about here that means eight dollars of this coffee goes

00:07:15.300 in the garbage in approximately two hours and 15 minutes this is this is perfectly hannah

00:07:22.140 yeah yeah see yeah but they still have a job you know myself for about seven months and none of

00:07:29.560 it has come from a job i have decided i'm getting myself my dream watch and i'm doing it strictly

00:07:34.000 with side hustle money. This is the watch that I want. She is 4k. Side hustle money, translation,

00:07:38.800 sex work. Okay, here's my progress. Let's start with clothing resale. $215 from Poshmark, $412

00:07:44.880 on Depop, and $46 from selling my clothes to Crossroads. I've made $475 from a class action

00:07:50.780 lawsuit that I randomly applied to. I made $50 more from an additional class action lawsuit and

00:07:55.060 would recommend checking class action lawsuits. Yeah, that's what I mean, women. It's like, 1.00

00:07:58.820 do you want to do work or do you want to use lawfare? That's what I'm saying. What's going

00:08:03.240 happen is one woman uses lawfare then the other women are like well i want to use law and then

00:08:07.720 it never ends so it's every now and then i started on ltk and made 27 before switching to shop my

00:08:13.160 and shot my i have made one thousand three hundred and fifty eight dollars i think everyone should

00:08:17.160 get on shop my and if you need a referral comment referral down below and i will dm you my creator

00:08:21.480 referral link i made one thousand one hundred and three dollars from brand partnerships i went to

00:08:26.040 vegas played blackjack as one that's so that's monetizing beauty and came out with 390 and last

00:08:32.040 i entered a march madness bracket won it and made 80 even though i know nothing about sports 1.00

00:08:36.920 we love woman and male dominated fields instead of letting those random dollars and cents that 0.99

00:08:41.560 you accumulate from selling clothes on depop joining a bracket going to vegas literally

00:08:46.840 anything go to waste start adding it up and make a goal for yourself and set it towards something

00:08:51.880 special because it is beyond motivating i've been quietly funding a card let's see what's next

00:08:57.480 hey how much did you get back um like 300 bucks that dress was 300 yeah looks like you have 300

00:09:05.920 to spend that's right yeah that's that's so right you're getting it come on girl bath clicks for

00:09:13.640 your husband i put 20 in my coat pocket every year before i put my coat away that way i have

00:09:24.040 free money again in the fall literally my man we said we would budget for my wedding dress that was

00:09:28.400 about 4k and funnily enough my favorite was only 800 i meant mentioned it the other day and i was

00:09:33.240 looking at a new bag and he says well you do have 3200 left to spend coffees were free because we

00:09:38.720 paid with cash yes i buy the skirt how much 350 350 i mean we like um try to make our insufferability 0.80

00:09:47.920 cute well if you wear the skirt 70 times that's five dollars a wear five dollars is practically

00:09:52.660 free which means the dress is free i'm so proud of you we're gonna go broke okay how's that okay

00:10:00.580 let's see what's next when something's on sale and i don't buy it i'm losing money so that's

00:10:06.420 dumb so i just bought it what is your girl math i put all my bills on auto pay so i don't pay any 0.51

00:10:11.700 bills what is your girl math um i'm not gonna pay 20 for shipping i'm just gonna put something else 0.90

00:10:16.900 in my cart that's 20 and get shipping for free what is your girl math um if you have

00:10:22.100 cash money and card money if you spend the cash one it doesn't count because it's cash so it

00:10:27.460 won't fall in your bank account what is your girl math so basically if i go and buy a dress

00:10:32.740 it's basically 50 off and it doesn't matter the price because i don't have to buy a shirt pants

00:10:37.060 what is your girl math my girl math is so if i spend 250 get my hair done but i don't get it

00:10:44.740 done again for three months then it's like two dollars a day which two dollars is basically free

00:10:50.900 what is your girl math okay so if i skip breakfast then i can go to sephora and buy a lipstick for

00:10:57.300 free girl math what is your girl math if i take an uber when it's cold outside it's basically

00:11:02.900 free because it saves me from getting sick what is um dang oh my god kelsey said free 20 because

00:11:11.860 i spent 200 on american eagle so they just sent me a 20 reward like if you go to starbucks or 1.00

00:11:17.700 duncan and you use your women use social media to publicly just show how much power and annoyance 1.00

00:11:24.740 they can do to their husbands that's why i think women are more uh dating men for compliance and

00:11:30.420 looks now than other things like i think it's more to build the brand up you scan and pay it's free 0.95

00:11:38.180 because that money was already there i'm never gonna have money at first how much did you spend

00:11:43.540 i needed a hundred dollars so you had nine hundred dollars left left over as yes it's change it's not

00:11:51.380 even a thousand dollars anymore so i may as well like to just keep spending it because it's it's

00:11:55.700 not even it's how does that make sense 250 divided by 10 25 a week yep 15 years you're way more than

00:12:04.500 times. So cheap. I owe $200 on my credit card and I also owe $180 on a bill so I'm gonna pay the $200

00:12:17.060 to my credit card and once that clears I'm gonna use my credit card to pay the $180 bill so really

00:12:23.460 I got two bills paid for the price of one. I spent $200 at one store but all the other stores we

00:12:31.140 walked into i didn't buy anything so when you spread it out that was good you saved money i

00:12:37.580 saved money because i walked out of zara not buying anything now do you put my fries in half

00:12:42.160 okay why do you want these cut in half so i'll have twice as much fries how did you get 0.99

00:12:50.620 okay that's funny all right guys tell me have you ever been married and what was the stupidest 0.82

00:12:58.000 girl math that you ever saw do not forget the link is in the description for the google form 0.70

00:13:03.120 let us come to your city like the video i'll see you next time

Pearl - July 08, 2026

The Disaster of Girl Math

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