Pearl - Women CRASH OUT Because Of Home Ownership

00:00:00.000 for a place and that's because i was looking more in a city and things were just out of my price

00:00:04.560 range so i had to compromise in the end i had to go a bit further out and now that i'm here yeah

00:00:09.600 see women are trying to be men and now that we have to be men it's like we're just not taking it

00:00:14.560 too well what's up guys welcome to my reaction series so women have a tendency we like status

00:00:19.520 so we care about being popular and cool and the problem with that is it makes us make terrible

00:00:24.880 choices all the time as a woman you really should know this about yourself like do i want to make

00:00:29.520 this choice or do i want it to look cool anyways one of the ways that we mess up our lives is

00:00:35.520 buying things we can't afford including houses we don't know how to do math so anyways these women

00:00:41.680 are finding out that owning a house kind of sucks before we start make sure you go into the link in

00:00:46.880 the description there's a google form there if you can please fill it out we want to do events

00:00:51.920 in your city but i need to collect like a thousand to two thousand emails so fill it out for me thank

00:00:57.440 Thank you.

00:00:58.060 And I heard what you're going to purchase of the year.

00:01:00.880 Hi, I'm Lucy.

00:01:01.980 Welcome back to my series of the harsh realities of being a homeowner.

00:01:06.400 Being a landlord seems glorified by these finance gurus, real estate gurus, but the

00:01:11.080 reality is that you are dealing with a lot of issues.

00:01:14.220 Seems really fun and all until it's not.

00:01:16.420 I had to deal with being a homeowner for the past five, six years and being a landlord

00:01:20.980 for the past four to five years of my life.

00:01:23.040 been seeing a lot of issues that come up and honestly has taken me for a crazy vibe i've had

00:01:29.600 to deal with many issues around house from the ac being broken water heater being broken to

00:01:35.360 refrigerators needing replaced washing machines ovens dishwashers like the list will go on i'm a

00:01:41.840 big buyer of these appliances at home people and those and my learning from all this is to always

00:01:46.880 have protection i am applying to think oh what are the chances of it breaking there is actually a lot

00:01:52.240 chances for it to break especially if you have tenants in the house and they're maybe not fully

00:01:55.840 taking care of their appliances not theirs right it's not their home it's not their appliance they

00:01:59.440 didn't pay for it so what is the likelihood of them taking care of everything landlord

00:02:03.920 the problem with renting is you just aren't we're in such a rental economy that there's no incentive

00:02:10.160 for people to take care of things and build things that last including marriage and relationships

00:02:15.120 but also appliances you know it's not yours who cares want to have to pay to fix it and to get

00:02:19.920 it replaced so many replacements that i have lost almost lost track of how many things i have

00:02:24.560 purchased and sometimes i question do i you know fix it do i pay someone to fix this or do i just

00:02:29.600 place it with a brand new one but then a brand new one could also come with issues of its in itself

00:02:34.080 or you just have to think about what's the best thing for your tenants and for your house in the

00:02:38.400 long run and financially what makes sense when you have to decide that i can't be buying refrigerators

00:02:42.400 every six months but that's reality of being a landlord you have to deal with some of these

00:02:46.320 these circumstances being a tenant we have it easy like i'm also a tenant right now i have a

00:02:50.220 broken refrigerator or broken dishwasher i go to my management company they will deal with it and

00:02:54.580 sometimes it's nice nice not having to deal with some of these issues it's constantly a drag for

00:02:58.780 me yeah the women i've seen successfully own houses have their brothers and dads do it for

00:03:04.660 them okay 17 months ago i purchased um this 150k ex-council house i purchased this 150k ex-council

00:03:12.360 house as a single homeowner with only 15k deposit do i want to live here forever not really but now

00:03:16.820 it's looking like we don't really have the option and why am i spending close to 40 000k on it if i

00:03:20.720 do not plan on staying here forever we will talk about this when i bought this house i was in a

00:03:24.020 seven year long relationship and i didn't really speak to him about it he didn't have the choice

00:03:27.320 but he's been roped into helping me do it up completely transformed a few of the rooms but

00:03:30.680 some not so much so far we've kept everywhere plain and white because buying your first home

00:03:34.020 is basically like renting you can't do anything fun because if you plan to sell in a few years

00:03:37.300 it's going to be too much effort painting everywhere back white but it's looking like

00:03:39.880 we're not going to be able to sell the house anyway i was looking on household issue is women

00:03:43.500 are in control these decisions and we like variety and we like moving men like routine and structure

00:03:48.540 they stay in the same place for 20 years women always want to leave websites and it turns out

00:03:52.880 that the house hasn't gone up in value whatsoever best case scenario we sell the house for profit

00:03:56.340 and start renovating a bigger house worst case scenario we've wasted 190k and can't afford to

00:04:00.400 move anywhere else listen guys i never ask for money i never ask for donations all that i ask

00:04:03.800 is if you got this far into the video please subscribe we don't do these often but my last

00:04:06.920 one got 12 million views and that really did help we made about 3k giving the emotional support help

00:04:11.100 so much you shouldn't be helping a stranger online reach her dreams and it only takes 60 seconds and

00:04:14.740 i believe in good and bad karma so make sure to interact specifically from the bottom up and

00:04:17.900 follow along for more real time all right let's see what else we got oh i am so fucking over this

00:04:24.680 homeowner shit tell me why i haven't had any issues in my condo for the last nine months that

00:04:32.360 I've lived there. I fly home to visit my family for a week. It's my first day here. And I get a

00:04:39.820 call this morning. My downstairs neighbor calls me, hey, don't know what's going on. But there's

00:04:47.260 water coming in through my kitchen leaking behind my cabinets. I can hear it dripping. I don't know

00:04:52.940 it's coming from i'm not home luckily my boyfriend okay casual i don't even know how many hours later

00:05:03.500 since i tried to record that condo people it's not my responsibility to identify where this leak is

00:05:13.740 coming from i hired a plumber they came out to my unit of course i'm not there they couldn't find

00:05:20.940 any trace of water damage moisture a leak in my unit they would need to go downstairs

00:05:28.460 into my neighbor's unit tear into the wall to identify where the leak is coming from

00:05:35.740 that's not my responsibility right

00:05:39.500 like she needs to call a plumber and have them identify the leak and if it is coming from my

00:05:45.820 pipes or whatever and it is my responsibility then of course i will repair that why is she

00:05:54.540 expecting me to hire a plumber to go into her unit to cut into her walls to identify this leak

00:05:59.740 why am i paying for that and of course it's on a long weekend when property

00:06:05.020 management office is closed so they're not helping me she's not helping

00:06:11.900 what the fuck what's the yeah again there's a lot of issues with tenants tenants not leaving

00:06:19.080 tenants not taking care of your stuff um i don't know i don't i don't think i could ever do rentals

00:06:24.700 i just wanted to talk about homeowner regret now that i'm in the market i can't i i don't think i

00:06:31.120 made a great choice and now i'm stuck for at least probably five years here otherwise i'll be losing

00:06:37.400 money like i thought this apartment was like a turnkey apartment it's not the turnkey apartment

00:06:43.000 my dishwasher went like i don't have a cooktop just got to like a plug-in hot plate i've got

00:06:48.680 to replace the oven because there's no numbers on there and it's sort of stuck and i have to turn it

00:06:54.200 on off at the wall it's like the courtyard's drainage is not working like it looks like

00:07:00.200 there's moisture under there even like painting and things like i actually want to paint the place

00:07:05.400 you can see I've got these test patches which I did and then I've had to sort of abandon it.

00:07:11.320 With everything including rates and water and everything, it costs about 50% of my wage,

00:07:18.200 but anything over 30% means you're in mortgage stress. But I do think 50% is pretty normal

00:07:26.280 for Australians these days with the cost of housing. I haven't really been able to afford

00:07:31.320 to do much like the money that I do have is you know I kind of need to spend it on the house

00:07:37.400 really sucking up all my extra money so it's sucking up my spare time as well like I work

00:07:42.340 full time and then like last weekend I spent most of the weekend doing garden stuff this weekend

00:07:50.080 I've done a couple of other jobs that need to be done I'm hoping once I've done these initial

00:07:56.000 changes there'll be less time that I have to devote to the place and I was living more in a

00:08:03.580 city before now I've moved a bit further out I'm in the southeastern suburbs I've just got to say

00:08:09.360 I just find the area pretty boring so I spent about nine months looking for a place and that's

00:08:16.840 because I was looking more in a city and things were just out of my price range so I had to

00:08:21.140 compromise in the end i had to go a bit further out and now that i'm here yeah see women are

00:08:26.400 trying to be men and now that we have to be men it's like we're just not taking it too well i'm

00:08:31.340 a homeowner but i want to rent since 23 years old but now at 28 i'd rather be a renter here's a few

00:08:36.980 reasons why first is i'm just craving a change of environment but as a homeowner i feel extremely

00:08:42.000 stuck i bought this house as an investment when rates were stupid low so my mortgage is cheaper

00:08:47.420 than the rents of places that i would want to live in i have to constantly weigh the financial

00:08:52.180 decision of do i sell my home do i rent my home do i buy a different home and deal with all the

00:08:57.800 costs and headaches that come with that decision the second is the luxury amenities this is

00:09:02.960 something that i have really missed out on because i've only rented an apartment for two years and it

00:09:07.600 wasn't an apartment with amenities because i was cheap and it was because when it's one person you

00:09:11.840 don't need all that space you don't so during covid so there was really nothing going on and

00:09:18.420 there's something so cool and convenient about having all the things he wants to be in the party

00:09:23.080 that you would normally have to travel to or schedule just under one roof number three is

00:09:28.700 the walkability apartments are usually in very desirable walkable and just whimsy areas that are

00:09:34.200 close to the restaurants and activities and running trails and parks and because buying a home in those

00:09:40.140 whimsy city centers cost you an arm and a leg i do not live in one of those places i either have

00:09:45.660 to drive to places or continuously walk around my block over and over again or i have to brave

00:09:51.160 it across one of the most dangerous expressways to get to places that are miles away and none of

00:09:55.380 that sounds fun to me i'm curious if you're someone who went from owning your home to now

00:09:58.740 renting what did that decision look like and does your life feel extremely better because i'm deeply

00:10:03.880 considering renting but just don't know how to approach it i've been a home yeah what would you

00:10:09.320 guys tell her to do give her some fatherly advice in the comments rent your home and have that pay

00:10:13.680 your rent somewhere else oh that's smart all right guys um i can only tell you the down the line

00:10:18.860 benefit we dumped everything in when rates were low and out 49 we sold and bought something

00:10:22.940 mortgage-free at retirement it's amazing to have freedom and travel to do what we want with no

00:10:26.700 monthly costs it was daunting at the time but i'm glad we did what we did yeah that's that's the

00:10:31.980 thing though she wants to party when she's young because it probably gets her a better chance at

00:10:36.360 I'm getting a Hawkeye. You know, they always go at women for being outside, but it's like

00:10:40.260 you don't meet your husband inside. I'll tell you that. Let me know what you guys think in

00:10:46.300 the comments. I love you. Thank you for watching. Like the video. Subscribe to the channel. I'll

00:10:50.500 see you next time.

Pearl - July 24, 2026

Women CRASH OUT Because Of Home Ownership

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