Pearl - July 10, 2025


Women Perpetually Staying Broke


Episode Stats


Length

17 minutes

Words per minute

161.83833

Word count

2,769

Sentence count

3

Harmful content

Misogyny

24

sentences flagged

Toxicity

26

sentences flagged

Hate speech

23

sentences flagged


Summary

Summaries generated with gmurro/bart-large-finetuned-filtered-spotify-podcast-summ .

Today we re talking about how modern women are broke as fuckers and why it s something that should be normalized in our society. I m in my 30s and I m working a minimum wage job to pay my bills and living in my apartment and it s not even close to being able to cover my bills.

Transcript

Transcript generated with Whisper (turbo).
Misogyny classifications generated with MilaNLProc/bert-base-uncased-ear-misogyny .
Toxicity classifications generated with s-nlp/roberta_toxicity_classifier .
Hate speech classifications generated with facebook/roberta-hate-speech-dynabench-r4-target .
00:00:00.000 what up guys welcome to my reaction series today we're talking about how modern women are broke 1.00
00:00:05.600 modern women are trying to be strong and independent they think they can do everything 1.00
00:00:10.980 a man can do but society still doesn't hold them accountable women spend more than they have put 1.00
00:00:17.520 themselves in student loan debt and try to live some lifestyle they can afford because their
00:00:22.940 mothers told them that consumerism would make them happy instead of a man this is especially 0.90
00:00:27.720 true of millennial women millennial women are between the ages of 28 and 44. they were the 1.00
00:00:33.780 first generation of women with the freedom to do everything a man can do when left to make their
00:00:38.240 own decisions they usually make the wrong ones especially when it comes to finances there are
00:00:42.800 so many millennial millennial women on social media complaining about being broke let's look at a few 0.99
00:00:49.920 you know what i think we should normalize more on social media is uh being broke as fuck like 0.98
00:00:55.380 um i am in my 30s i don't make enough to pay my rent nope can't do it i require the help from my 0.94
00:01:03.420 parents i also don't pay my own phone bill because yet again that's something that i can't afford i am
00:01:09.380 extremely fortunate enough to have parents who are willing to help me because i know that there's
00:01:14.500 so many people in my situation at my age that don't have that and still can't pay their bills
00:01:21.360 i have a job i have multiple jobs i work for a company at two different locations and i work
00:01:28.320 pretty much any moment that i don't have my children it is a minimum wage job because i was
00:01:33.940 a stay-at-home mom for 10 years never got a college degree uh really have no skills 1.00
00:01:39.580 with anything no workplace and a rainbow flag in the background
00:01:45.120 i'm shocked bills so i'm starting at the bottom i work with high schoolers it is a
00:01:52.980 high school job i scoop ice cream and make popcorn i'm also a barista at the other location
00:02:00.140 i work sunday monday wednesday thursday and friday saturdays i always have off because i that is my only
00:02:07.980 day with my kids i refuse to work on that day because i need one day to spend with my kids like
00:02:12.560 one full day because they're not in school on tuesdays i work for my dad as a handyman or i do
00:02:18.140 house cleaning because working five days a week uh minimum wage is just barely able to cover my rent
00:02:25.840 not even able to cover my rent that doesn't even include my utilities rent is extremely high where i
00:02:31.640 live and i can't move somewhere cheaper because my kid's dad lives here and we have 50 50 custody
00:02:37.500 another one of my jobs is doing this i create content i don't make much money the only reason
00:02:45.800 most don't by the way most content create i want you guys to know that there are some
00:02:50.220 content creators that are ballin but most are not and why i would make money on here is if one of my
00:02:57.200 videos happens to go like viral like probably won't couple i don't rate her as a content creator
00:03:03.300 that'll make it i can i kind of have an eye for these things million views um then i might make
00:03:09.480 maybe a couple hundred dollars maybe right now uh with how my views are um it's maybe like
00:03:18.560 maybe 50 bucks a month if that last month i think it was 20 because i don't have as much time as i used
00:03:26.840 to to devote to creating creative content and now that hmm stop doing their um i don't make any
00:03:38.060 anything from that either now why am i saying all of this it's not to complain i'm not complaining
00:03:44.080 i'm actually very fortunate i'm fortunate enough enough to be able to live in the apartment that i'm
00:03:49.460 in um because of the people around me who are wanting to help me but i am talking about this because
00:03:54.440 i think that it's something we don't hear a whole lot on the internet on social media when i scroll
00:04:00.440 through tiktok um i see these influencers who are living ridiculously lavish lives at least compared to
00:04:09.060 me and how i live very lavish lifestyles and you know what i love that i love that for them um there
00:04:15.540 is a lot of money to be made out there uh doing content creation just on the internet in general she's 0.69
00:04:22.740 talking about hooking uh she's talking about only fans she's gonna get naked in some way and they've
00:04:29.640 obviously worked really hard to get to that point in their life where they can live that way but i'm
00:04:35.740 not there and i think a lot of people are not there uh and i just think it's something that should be
00:04:43.520 talked about more and should be normalized especially people my age um we grew up thinking that when you're
00:04:51.180 in your 30s you get your shit together well because our parents did have their shit together by the 0.91
00:04:56.260 time they're in their 30s uh us not so much like that's when that's when you have your whole life 0.97
00:05:01.840 put together um but that's not that's not how it is i don't have my shit together my goal is not to 0.67
00:05:08.880 own a house or drive a fancy car my goal is to pay rent i had the the house and the car and
00:05:16.860 everything um but after i got divorced i decided to give that up and start my life over and so now
00:05:25.000 i'm living like i'm in my 20s but i know that they're aren't we all all right let's see who 0.94
00:05:31.880 let's see the next broke bitch sorry all right let's see who's next 1.00
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00:06:50.740 hi i'm grace and i am a broke mentally ill millennial i feel it at least she's self-aware
00:07:02.420 right she says she's a broke mentally ill woman i appreciate a self-aware queen in their 30s you know 1.00
00:07:10.220 and i very much do not feel like it's all like put together knows what's happening has things figured
00:07:16.840 out has regularly scheduled appointments like i still haven't clicked over to that version of grace
00:07:24.580 everyone seems to have their shit together and seems to know who they are and the path in which they
00:07:30.880 want to go and i feel like i'm just getting started so there's that i will preface this by saying that my 0.78
00:07:38.360 mom passed away recently so that has made being a person extra hard extra extra up until a couple weeks
00:07:45.940 ago grace was sleeping and working and that's it like truly my schedule allows for me to just sleep
00:07:51.900 the day away if i want and i did but here i am out of bed on the couch making a tick tock because
00:07:59.180 chat gpt told me to i feel like i have enough life experience to warrant adulthood i basically started
00:08:04.900 over two years ago that's the thing my generation was like the first generation that just lives in
00:08:10.100 perpetual childhood and the reason being the reason really is um millennial women don't want to be in 1.00
00:08:18.760 relationships or get married women in general don't and but women get more power just saying like oh i can't 1.00
00:08:25.200 find the right guy and then it's like the guys are like here's a dating app where you can filter by height
00:08:32.060 ethnicity hair color i call it like you can filter out everything and then the women just say we're
00:08:41.760 going to filter out everything and the men are like they totally want to be in no women don't want 0.95
00:08:48.240 to be in relationships and the men are just catching up broke as you could possibly imagine completely 0.99
00:08:55.360 mentally ill and unhinged 0.69
00:08:57.360 i can't stress that enough i didn't think i would ever
00:09:03.400 get here which is living with my cats and my boyfriend in center city philadelphia the best city
00:09:10.200 in the world i'm not asking for feedback on that truly philly philly is everything to me in a cheesy
00:09:16.700 way philly is helping heal me so this is my journey it's yeah this is always women always have journeys 0.98
00:09:26.120 and knowing who i am what i want out of life clearly um and just going after that shit 0.92
00:09:31.540 i definitely want to be rich i'm very sick of being broke but it's more so feeling better just 0.78
00:09:38.760 better and so i'm gonna start taking steps to get myself closer to that and i'm not gonna start today
00:09:45.840 because i'm just planning yeah all right let's see the next i appreciate a self-aware woman 1.00
00:09:55.800 broke millennial chronicles all right let's go who grew up hearing that if you went to school 0.65
00:10:05.420 if you got a good job and you stopped eating yeah basically the women said we want to go to school 1.00
00:10:09.620 like the men right and then the women went to school and they said hey this is too hard and then
00:10:15.560 you know the schools were like all right we're gonna make this a little bit easier for the women 1.00
00:10:20.480 we're gonna we're gonna dumb this down for the ladies and then the women are like yay easy college 1.00
00:10:26.680 and then they go to school and they graduate and they're like wait wait there's no jobs
00:10:30.300 and the schools are like we did what you we we gave you the easy degree we did what you want
00:10:35.220 you guys didn't want to learn you wanted to gluck gluck get drunk take some shots so we just made it
00:10:40.240 as easy as possible and the women are like okay that you will be able to afford a middle-class 1.00
00:10:46.560 lifestyle and i'm talking about like maybe owning a home and vacations and things like that um i don't
00:10:53.600 buy coffee i don't buy avocado toast i only eat out maybe once a month sometimes twice and by that i mean
00:11:03.460 that i go to a taco truck in the corner and i'm still broke af i'm getting my stuff ready to go
00:11:09.860 through my taxes tomorrow and this is the most money that i ever made in my life i've never made
00:11:16.340 this much money before uh but you couldn't tell because i still living paycheck to pay k i have bad
00:11:22.500 spending habits one car in my family we don't go on vacations um but your nails are done interesting go to a
00:11:32.340 taco truck and maybe to like a mom and pop restaurant close to us i go to target once a month for the
00:11:40.260 essentials and sometimes i throw in like a five dollar thing for my daughter so she can play with
00:11:44.980 and an extra big box of cheeses for my son and those are like little luxuries for that month
00:11:51.380 i don't have student loans i don't go crazy buying things that i don't need
00:11:56.420 it's very frustrating and i know how to survive with little because i grew up with almost nothing
00:12:08.900 so i know how to stretch a dollar for example today we ate and frijoladas because we cut meat
00:12:16.580 out of our grocery budget because we just couldn't afford to buy a bunch of meat
00:12:20.900 and i'm looking at this and i'm like i worked a lot this past year to make this much money
00:12:31.940 and i have nothing to show because i'm feeling just as broke as i did when i was 19 working as a
00:12:38.740 waitress yeah that's what happens when you guys pick ease and the crazy thing is we all have the choice
00:12:48.500 to pick a hard degree and then we're like no passion the men went to college they're like what will make
00:12:53.780 us money money signing up but the women are like passion then we wonder when it doesn't work out 1.00
00:13:07.940 it's three o'clock in the afternoon guys forgive the zit on my face i've barely had time to put some
00:13:13.860 eyebrows on brush my teeth been at work all day today i have to do bills
00:13:25.780 i don't even know what the point of doing my bills is anymore because i just like i don't have any money
00:13:31.300 at the end right like rent cars kids stuff all of the things and then dave ramsey tells me i need to
00:13:40.420 get out of debt and i can do that with my income i don't understand like i went to the grocery store
00:13:48.340 and it was 400 for a week's worth of food and i promise you i did not get brownies like i i want to
00:13:56.500 you know i didn't get a bunch of candy i got like bare minimum post it let me see what would you guys do
00:14:04.260 if you were eating on a budget i my gut feeling is that it doesn't need to be 400 but i don't know
00:14:10.340 you guys tell me you guys tell me paper towels toilet paper like those those are necessities 0.99
00:14:17.380 but it was 25 for toilet paper to wipe your ass 25 everything is going up but yeah 0.99
00:14:29.140 but this is the thing you have to understand women don't like men so much and you guys have to know 0.99
00:14:34.420 this based on our choices but women want to not be in relationships so bad that they're picking 1.00
00:14:39.700 poverty and prostitution over motherhood that's we got to kill this idea that women want to be in 1.00
00:14:46.500 relationships and marriage and yada yada yada yeah look at women are picking poverty and prostitution 1.00
00:14:54.500 over that wipe your ass 25 and i don't know that'll probably last two weeks considering you know my 0.99
00:15:04.660 house is full of boys but i just feel like we work oh maybe maybe she's a mom a single mom i'm guessing 1.00
00:15:15.060 supposed to invest i'm supposed to buy a house i'm supposed to do all these 0.97
00:15:18.820 fucking things and i can't even afford groceries and then people want tips for everything these days 0.97
00:15:30.660 16 minutes i waited for a coffee today and the girl looked at me like i was the devil because i didn't 1.00
00:15:35.860 tip her like it took you 16 minutes to get me one one medium coffee like i'm all about tipping for
00:15:45.540 for good service i am i promise but not when it takes you 16 minutes to give me my coffee
00:15:52.820 now if you're gonna bring my groceries it was probably eight minutes i can do anymore but
00:15:57.700 wait how is she getting coffee out that's like the first thing that's got to go when you're trying to 0.99
00:16:02.260 save money i don't know maybe it's just because my inclination is to like not believe women when they 1.00
00:16:08.260 say they're saving because you know i've just said too many women say they're broke with fake nails 1.00
00:16:13.620 you know i'm a good tipper there i understand that that makes sense you brought my groceries to me
00:16:21.940 thank you here's your 20 tip not 16 minutes for a coffee anyways wait why are you paying someone to
00:16:31.220 get your groceries for you like why aren't you going there's holes in this story
00:16:38.660 all right guys so that's millennial women are broke and hopefully they can figure it out but i want you 1.00
00:16:45.940 fellas to know that it's really not your problem so if any woman comes in and expects you to pay off 0.99
00:16:50.500 her debt please kick her butt to the curb like the video on your way out subscribe to the channel and 0.98
00:16:57.220 i'll see you next time 0.99