00:21:55.480So I guess, Joe, talk a little bit about that as you're thinking through.
00:21:59.680Why does it matter to even think about that, how people view money?
00:22:03.640So, it's important if you want to have a benefit for your own self, have options, have benefit for your kids, for your kids' kids, or how about if you just want to honor God with your money?
00:22:17.880I mean, that is the second most talked about subject in the Bible is finances.
00:22:47.860then we should also consider it important in our lives
00:22:50.640on what we're doing with what he's entrusted with.
00:22:53.880He talks about, God talks about how he,
00:22:57.180there's two talents and five talents and 10 talents, man,
00:22:59.400in in talents but also in money right he distributes money we're not just supposed to
00:23:05.340burn it for the week or the week as in monday through monday through sunday yeah that type of
00:23:11.140week so um what i wanted to get into is different ways to view money and then what are the filters
00:23:17.220that we have because of when we grew up because of how we grew up let's look at our filter so we
00:23:23.300can look outside of it and hopefully make wise decisions etc on that is where i want to go to
00:23:27.480today. So it could be generational. Absolutely. But it could also be the class, working class,
00:23:32.640poor, wealthy, et cetera. Yes. Where, you know, if you grew up and your parents were
00:23:38.280stressed about having money for the week, you're going to have a different view on savings and,
00:23:44.460and investing than if your parents own four different companies and put you in charge of
00:23:49.840one when you were young and you failed and you still were okay. Right. You learn through hard
00:23:56.000knocks that way. You're going to have a much different view of taking risk and growing and
00:24:01.580how you train your kids and where you put your money on that. You know, what time of our history
00:24:08.160did you grow up in? Did you grow up in the Great Depression as someone poor? Did you grow up in
00:24:12.460the Great Depression as someone wealthy? Even the same era of that, you know, the different
00:24:18.120eschatological views. That has a huge effect on how we treat our money. Yeah. How do you mean on
00:24:23.840that one. So I was actually told recently that Jesus is coming next week. This person has multiple
00:24:32.460seven figures. Jesus is coming next week. And so I said, so it doesn't matter what you do with your
00:24:36.260money. It doesn't matter how you invest if he's coming. But what if you're wrong? And what if
00:24:42.640two weeks from now comes, right? And what if 70 years from now comes, what do we do? So let's
00:24:47.960actually prepare long term so unfortunately that's a really dominant view fear view fear affects us
00:24:54.920right the the fear mindset is sold it's a very easy way to sell a product when you scare people
00:25:01.460into buying something um and you can look at marketing and see are you selling with fear the
00:25:06.260coming economic meltdown you know of the okay all right probably not gonna happen and if it does
00:25:12.180this is where i go with some folks in that conversation okay so let's say the economy
00:25:16.680he gets wiped great where do you put your money do you even buy a farm with cows so you can eat
00:25:22.200i'm like okay but here's the problem i have guns you have cows i have guns who's gonna win
00:25:27.700i'm gonna come if i'm starving i'm gonna get a cow yeah what if you give the what if you give
00:25:32.400your cows guns no there you go awesome strap them on the side the gatling gun on the one yeah like
00:25:39.200if you have a an armed cow excellent in the horns that's a barbell strategy there you go that's right
00:25:45.600i think i'm understanding the concept this is actually something i've thought about because
00:25:49.120i've heard that a lot too like for example i'm not going to put my money in mutual funds
00:25:53.600because the entire economy could collapse and i've always thought if the entire supply chain
00:25:59.880and economy collapse we have a totally different set of problems all money is basically worth
00:26:05.120nothing correct even if you had gold and silver it's gone what are you going to buy with it
00:26:09.460Correct. So if I have gold and the economy is gone and you have chickens, do you want gold? No, you can't eat gold.
00:26:18.660Okay. So exactly. It doesn't matter what monetary unit you have. It's gone. It's beans and bullets now and survival of the fittest.
00:26:26.360So actually somebody told me this. They said in like third world conditions, when money supply is destroyed, like two of the most valuable things become alcohol and firearms.
00:26:37.280yes so that's an investment do you have an alcohol option portfolio so i actually i own
00:26:44.580alcohol and sir you have with your recent investment you've gotten up to 6 000 gallons
00:26:50.000of vodka you laugh but i asked the same person i was like so what are you investing in right now
00:26:55.180because this was in like 2020 and people were like imminent oh yeah so i was like where did
00:27:00.080you put your money and he's like i bought 10 barrels of whiskey it actually probably turned
00:27:04.920out to be a pretty good investment i mean even if the economy stays good you're i mean you're
00:27:09.600gonna have a good time it's not worth a lot monetarily no no no okay wow okay interesting
00:27:17.700yes interesting um you know different people experience different job markets yeah you know
00:27:23.700we've just recently previous i mean go back three four years ago one of the most stable areas is go
00:27:30.160be a programmer right and that's what biden said to all pipeline workers we're going to cut your
00:27:35.580pipeline on day one just go program yeah yeah or learn to code right okay and how has that turned
00:27:41.240out we have ai just taking those jobs by swaths yeah yeah i think yeah yeah i also think joe like
00:27:49.200uh in some of the worlds that i've worked in when you get into like the wealthy classes of people
00:27:55.380i i remember telling brian this but there's a group of people in the country for whom like
00:28:01.180indeed.com does not exist that's like that's not how you find a job no it would be like hey just
00:28:07.820go talk to this guy who owns like 10 companies and you're friends with him isn't that awesome
00:28:12.000and you go yes right and they like you get a job yeah how about being a business owner
00:28:17.600one of the blessings that we have being a business owner is that we don't just provide for my own
00:28:22.760family. Right. We then get to provide a quality income for a whole nother family set and a whole
00:28:30.340nother family set. Right. And then we can bring that blessing to Christian families. Yep. What
00:28:36.720an awesome blessing when they're fighting in today's culture. And are they going to have a
00:28:40.840boss that's okay with honoring God in their work? Well, I am. We can do that here. Yeah. But what a
00:28:47.120blessing you can multi-generations how do we get that well you got to have money right i'm thinking
00:28:53.100of actually joel webin's talk three yeah three times the great cash talk of 2024 yes cash how
00:29:03.060do you solve your problems cash you gotta go look at i've got joel first of all joel known our guy
00:29:10.640joel weapon no just like you know joel's one of those guys that you just you you say let him cook
00:29:18.200you know people go what joe he's doing all you're just like let him cook let him let he's a mad
00:29:23.540genius just let him cook just watch him go wind him up let it just just just let him cook go watch
00:29:30.300the great cash talk of 2024 new christened press youtube channel great great talk it was it's
00:29:35.060iconic it is he also told 500 people to move to ogden i think they did actually our next new
00:29:42.740members class he gave a talk on how to impale he did it's part of his talk the technique he's like
00:29:48.920you gotta get the legs you gotta our new members class starting this sunday is like just past 80
00:29:56.200people in it and we were like joel weapon in fact in that talk joel's giving that talk and i remember
00:30:02.420dancing he's like he looked at me and he was like i am going to kill it anyway anyway so what are
00:30:10.460these mindsets you've talked about yeah so i i want to for easy understanding i want to divide
00:30:17.100it into three categories i mean we could subset this yeah crazy yeah right but there's the poor
00:30:21.820mindset which you were just talking about a little really doesn't even live for tomorrow
00:30:27.240the literal tomorrow. Just today. Just today. Cash now. That's right. Yeah. They don't save
00:30:34.120and et cetera. You know, in the Bible literally says the poor you will always have with you.
00:30:39.440So if the main goal in capitalism, which is not, is to eliminate poverty, that's not going to
00:30:45.980happen. You will always have people that are unwilling to work hard. And the Bible is pretty
00:30:50.520hardcore on that one too. You're not willing to work. That's fine. Go starve. That's very against
00:30:56.660today's culture. Okay. So we have our poor folks. We can't help them. We want to. But those that
00:31:02.300want to get out of that, you can work hard. There's the middle-class mindset, which is what
00:31:07.060I grew up with. I grew up poor, but with a middle-class mindset. And then there's a wealthy
00:31:11.880mindset that I want to talk about. How do you actually have the right wealthy mindset? And then
00:31:18.980how do you stay wealthy? When you get there, how do you stay and not crash back into the middle
00:31:23.560class or crash back into the poverty the middle class biggest concern by the way is having all
00:31:30.040their money gone and then having to go live like the day-to-day poor that is a big worry for middle
00:31:35.240class folks the wealthy wealthy don't have that problem don't have that risk unless they use0.67
00:31:39.860something really stupid yeah um which has happened sure uh but really poor middle class and a wealthy
00:31:47.260mindset is what i want to talk about today okay stuff is really and then what are the filters0.99
00:31:51.400You know, when did you grow up? How did you grow up? What were you taught? Go look at your parents
00:31:57.140and how did they teach you on that? How did they grow up? Because they're going to teach you based
00:32:01.880on their growing up. So if people grew up in a high inflationary world when they were young,
00:32:08.860they're going to assume just by natural bent that high inflation is what the future has.
00:32:15.100If people grew up in a low inflationary world, then they assume that's what's the future just
00:32:20.300by their natural view on that. So if you look at a tool like a bond, a bond is a loan. You're
00:32:26.260taking your money, you're loaning it to an organization, they pay you interest on the
00:32:28.860loan. That's what a bond is. So you're buying debt. So if you're in a low inflationary world,
00:32:35.900bonds just look like income generating machines. But if you grew up in a high inflationary world,
00:32:42.040they're income destroying machines. So just on how you grew up, you will view the same tool.
00:32:50.300The same thing with gold and with stocks and with real estate, pick an asset, right?
00:32:54.980How you grew up will view how it works, right?
00:32:58.500So like my house in Florida, I live in Florida.
00:33:00.940We, over the past few years, the value of homes crashed.
00:33:04.760Okay, so if there's young folks that see that, they may view real estate as a horrific investment.
00:33:19.260let's look past that let's look past where you grew up past market and etc i think that affected
00:33:25.020millennials too i remember like 08 with the housing crash yes it became a very popular
00:33:30.540cultural fad among millennials to be like no no we don't own property or things we live for
00:33:36.220experiences yes and so they would be reticent to like buy a home they were like we'll just go on
00:33:42.280endless like delta vacations yes you know correct correct so to to try to even dive into that
00:33:49.840farther what country did you grow up and what culture did you grow up so lydia grew up in
00:33:54.380missionary culture which is not a country's culture it's its own yeah unique animal and so
00:34:00.920when we met in college i was a very pro-american still him um right wing strong gun loving you know
00:34:08.400conservative by that type of term. And she grew up with this outside American cultures. We were
00:34:14.780having weird conversations and getting to know each other in the beginning. So having a
00:34:19.380multicultural marriage, I mean, we're very assimilated now after 30 years, but we absolutely
00:34:24.980had those conversations before. And they actually have education for missionary kids. When you come
00:34:29.840over, hey, you're having culture shock. Let's help you deal with that. So what country, there's an
00:34:36.960article years ago in the New York Times talks about a finance company called Foxconn and they
00:34:43.180were a large Taiwanese electronics manufacturer and they were getting a massive amount of flack
00:34:49.620through the New York Times because they had sweatshops over there but it was really interesting
00:34:54.700if you read through the comments of the article in the New York Times was a nephew of one of the0.71
00:35:00.880ladies in the sweatshops and he said if you'll please take a look at the difference my aunt
00:35:06.940before she was in a sweatshop yes she worked hard yes it was not fun and etc but previous to that0.95
00:35:14.300she was a prostitute and that was her only choice so when you compare being a prostitute to working
00:35:20.000in a sweatshop there was honor there was money and she was glad for it because we here in america0.78
00:35:27.020assume that it just everyone has the same opportunities and this nephew said over there
00:35:33.140they didn't so it was a wonderful blessing for the sweatshops so we need to be careful of with our
00:35:40.320you know rightness for the rest of the world hey we have a glorious blessing being here in america
00:35:46.920being born in america with the opportunities that not everybody else has it's it's interesting with
00:35:51.540that example because it it gets to the heart of one of the great errors of leftism and progressivism
00:35:56.340is that it's ultimately suicidal because what we've done with manufacturing in america is we've
00:36:02.960actually taken the blessing and we've sent we've exported it overseas manufacturing is a great
00:36:08.800blessing to a nation being able to do that the the types of skills and industry equipment and
00:36:15.740industry knowledge that it takes to many think of something like a silicon chip or some of the
00:36:22.740things that only a few places in the world can manufacture today, the amount of accrued knowledge
00:36:28.440and experience that it takes to be able to do that, plus the not just hundreds of millions,
00:36:33.840but billions of dollars before you can make one of those. We exported that blessing to the third
00:36:40.340world. We did it so that we could strip mine the blessing and hand it to a few, basically create1.00
00:36:48.420their own oligarchy. Yep. And, and, but what in the process, one of the talking points to do that0.93
00:36:54.540was to denigrate the manufacturing itself. Cause it's like, that's beneath us. That's not our
00:36:59.100thing. When really the ability of a nation to manufacture, to create its own thing, not only
00:37:03.760is it creating jobs, communities, an actual connection between the people, the product,
00:37:08.880the place, the man, the manager, the owner and the worker are now all connected and know each
00:37:15.840other's names or could potentially yes like that relational network of love yeah was dislocated
00:37:22.900and it's funny because the left says that it was dislocated for oh environmentalism or so you know
00:37:28.280this or that or whatever but at the end of the day it was actually dislocated for money and power
00:37:33.160yes yeah often by like steve jobs in the leftist tech world so it was like the same leftists who
00:37:39.780were like this is evil and then they looked at a bottom line and they were like and then they have
00:37:43.760to defend, but, but Hey, Foxconn that makes the iPhone. Well, Hey, what? Oh, that's great. Great
00:37:49.360conditions. All this. So they have to almost say it out of both sides of their mouth. Oh, it's
00:37:52.980terrible. Evil. We couldn't do it here, but it's also great over there. They're doing fine. We take
00:37:56.480care of our workers. And you just like, there's a reason now, and this has been a huge blessing to
00:38:01.480see you. And it's not, we're not even close to where we need to be on this, but I just got an
00:38:07.000email tesla they say hey we're coming out with the model yl the long wheelbase it's six seats
00:38:13.740it's a little bit bigger and it's more like a bigger suv maybe have a family in it it's got
00:38:18.920car seat attachments on the third row which is a big deal pro pro natalist move and but the big
00:38:25.000headline of the email at least the marketing email i got was made tesla model yl made in america
00:38:31.860And it was all about their, I think it was Texas manufacturing plant and how this is a car that's made and they were going through all the components that were made here and people starting to realize that loop of blessing that we exported and destroyed, like we, we, we actually need to return that, that blessing here and have that connection deepened.
00:38:55.280Anyway, side, side trail, but I thought that was interesting.
00:38:57.460No, I mean, what you're really talking about is the order of loves.
00:39:24.960You're certainly not loving your generations, and you're certainly not loving your community church neighbor.
00:39:29.540You're just failing foundationally from that one mindset approach to money, time, resource, power, all those different things that go into money.
00:39:42.960Getting that order right is glorious and solves a lot of questions.
00:39:49.120I mean, if you just answer, okay, when I spend this dollar or I go and use this person for a project, what's the order of loves?
00:49:04.060Yeah, there is a small piece that's saying, hey, let's get rid of Social Security so you can invest it yourself or give you an option of investings so you could choose and be responsible for your own, which is excellent.
00:49:16.240That would be a wonderful option and blessing for folks.
00:49:19.340It gets into previous generation and a lot of pensions.
00:53:48.920If they're broke because they can't control their spending and not preparing, guess what?
00:53:53.160Their people are going to follow that.
00:53:54.340and then not have the, the wherewithal to make hard decisions. And then they're going to go,
00:53:59.980what do I do when faced with sinning inside my own company? Cause I didn't prepare. Well,
00:54:04.760I followed my pastor's lead of just living in the moment. Yes. Unfortunately, um, it's laziness,
00:54:11.940right? We are called not to be lazy, but that's what laziness is in today's culture.
00:54:18.120Yeah. I think even though Paul's word to Timothy to fight the good fight, he tells him repeatedly
00:54:23.320think like a good soldier and and a lot of times in the ancient world being a soldier would be like
00:54:28.680enduring suffering yeah you know you think of i know you're in the army right yes but the marine
00:54:34.740corps i always tease my marine buddies it was like they boast about who could be the most miserable
00:54:39.160yeah like that's their thing they're like i'm good at being miserable watch how miserable i can be
00:54:44.700yeah we're more miserable than you and you're like there is a glory there yeah there there
00:54:49.760really is a glory there. It's interesting because you have this, I feel it in my mind. When we start
00:54:55.400talking about laziness, I feel the zoomer and, and to, to a young millennial to the rejoinder
00:55:02.620because they grew up with people telling them, this is all your fault. The Dave Ramsey, you just
00:55:10.740bought too many avocado toasts and that's why you can't afford a house. And you just, you just lazy.
00:55:15.740like you just you know it's like the asian tiger mom voice yes you just you're lazy you're lazy0.98
00:55:20.380you know you don't work hard your piano practice though you're fingering all off your cousin timmy
00:55:24.580he have three jobs he's nine he nine you know and they've heard that their whole life so and i know
00:55:30.920that's not what you're saying no because what we're always tempted to do when we see blanket bad advice
00:55:37.400that totally one dimensionalizes and simplify oversimplifies things we have like yeah no but
00:55:44.000But Zoomers and young millennials, they're facing problems that are structural and societal that are the result of previous generations, political action that has an economic activity that has made it tremendously difficult for, you know, thinking about like the mindset of your generation, a baby boomer generation to go find a sane woman to marry.0.57
00:56:05.360it was like yeah work at a gas station and there'll be like an eight out of ten she'll show up you'll0.61
00:56:10.760pump her gas you'll fall in love like basically you'll get married you'll go down to the USO
00:56:15.140yeah like so but it's hard for them to get in the mindset of understanding what a young
00:56:19.900especially right-wing zoomer man is facing at like 19 to 25 that guy is looking at a world0.99
00:56:26.520where 80 to 95 percent depending on his area of women are absolutely insane feminists correct0.98
00:56:32.700and marrying them would be the worst decision he could possibly make in his life yeah and so if0.90
00:56:37.260he's not naturally uh a 10 out of 10 the top half of a percent of the men right um then hypergamy
00:56:45.300those women are they're going to try to marry up all women are this is why you get that gap where0.99
00:56:50.320all women when you know you could have a 60 pound overweight woman who may you know is absolutely1.00
00:56:55.540terrible in every way who says i'm only going to marry a six foot tall man with a six pack who1.00
00:56:59.080makes at least 250k a year and so that guy to compete for the sane yes marriageable reasonably
00:57:06.420attractive not politically you know wild so there's a structural gap there and and but what
00:57:12.840you can do and this is a mistake we need to warn and be careful about um when you look at that
00:57:18.060problem long enough you can start to throw out all of the biblical wisdom right about hard work
00:57:26.180Because basically they're saying, I shouldn't have to work hard because there's no point.
01:17:14.580So there's all kinds of sophisticated things you can do to grow your money.
01:17:19.440If you just take the money and reinvest it into, hey, you have, whether it be back into the market or back into a friend's business, if you're beating the rate of return of 6%, you're getting a positive net on that.
01:17:31.760There's multiple things you can do with money to grow wealth in a mindset of that.
01:18:44.900we need to have a margin for error for planning for this yes we need to have even more so when
01:18:49.360you're doing this strategy hey what's your income how secure is your income what kind of safety net
01:18:55.680do you have where's the safety net right this is absolutely not right for everybody but it is a
01:19:00.020strategy for wealthy mindset to grow exponentially faster one thing i think is worth addressing here
01:19:05.180because it's another one of those i feel the zoomer the right-wing zoomer and they're right-wing
01:19:10.200millennials. I'm using the right wing zoomer as an archetypal man. Okay. He's listening and he's,
01:19:14.800and he's thinking of substantive, uh, and, and J and some of them genuinely good critiques of
01:19:21.420something like capitalism. Oh, I can feel them in the comment section. Sure. And I think this is
01:19:27.900actually another one of those situations where you, you end up needing to, uh, understand the,
01:19:34.820underlying principles upon which God built the world, right? These are unchanging expressions
01:19:40.660of God's very character. So there are things like markets. Markets are an expression,
01:19:45.420an economic expression of some aspects of God's character. We have exchange. We've talked about
01:19:49.720this before on Breithearth and King's Hall, where an economy at its best is the reification of love,
01:19:54.920where I'm making real, I'm reifying love in the instance of a good or a service.
01:20:02.120So I'm making a good, you need eggs for breakfast. I raise chickens and I sell you eggs. And you exchange that for some valuable thing to me, whether it's currency or gold or services in exchange or whatever it is for that egg. That's a market, right? And that's just an expression of God's character.
01:20:19.800And so, but then you have this modern iteration of capitalism that's built upon layers upon layers upon layers of development of markets into global economies that are also enmeshed with governments.
01:20:35.520So you have all sorts of sin that happens there. And we could do a 10 part series on a critique of this development of markets into the current system of you might call it capitalism, crony capitalism, whatever it is.
01:20:50.300You have government regulation that's being leveraged by big business to drive small business out. Amazon using government regulation as a stick to prevent Christian men or any family from building a family business that can compete with Amazon.
01:21:01.980Right. So there's all sorts of evil things that are happening in this market. Right. Yes. And one of the things that I think can paralyze men in building economic wealth and building economic owned space is they get paralyzed by the reality and the extent of that sin as it's carried out.0.66
01:21:20.200And they look at it and they say, I can't participate in that at all.
01:21:23.260And maybe they even have a good historical critique of something like shareholderized
01:21:27.960companies, you know, because a lot of what we're talking about, you end up, you're investing
01:21:31.160often in a shareholder economy of companies.
01:21:34.000And that actually does a thing to a market.
01:21:36.120You look at the West Indie, you know, the West Indian trading company and what it produced
01:21:39.460and how it collapsed from this most powerful company in the world doing great good to all0.99
01:21:44.620of this wickedness that followed and corruption and graft.
01:21:47.200and one of the things that I like to think about personally is to think okay that could paralyze me
01:21:53.540to where I start actually I don't even know what to do with a dollar is even using a dollar
01:21:59.740sinful yeah this if you take some of this thinking to its logical conclusion it would
01:22:06.640mean that you have to go out of the world yes like if you start thinking about the sin the
01:22:11.000supply chain of any good or service even a local one even if a blacksmith down the road makes you
01:22:15.640a horseshoe for your polo horse, let's say for Eric. Amen. He was thinking lusty thoughts while
01:22:22.440he did it. Maybe he, maybe he underpaid the, the, the, the, the metal supplier somewhere along the
01:22:27.960lines, or maybe there was, there's always the minute a dollar leaves your hand, sin is involved
01:22:31.780in the supply chain. Right. And the minute you invest in anything, even if it's your buddy's
01:22:36.240business, sin is involved in the supply chain. Christians have done a lot of good work in
01:22:40.420thinking through many aspects of the Christian economics. So I want to hear, I want people to
01:22:46.640hear us saying two things at the same time that are not contradictory, but that require us to
01:22:53.080think in the categories of innocent as doves and wise as serpents. So we are talking about
01:22:58.080involving ourselves in markets and economies that are full of sin. And we're talking about
01:23:03.360doing that Christianly as insofar as it's up to us and in a way that is going to be turned to
01:23:08.640Christian ends. So we plunder and we don't go into them as I'm going to be a disciple of the
01:23:17.060market forces. I'm going to go and become a disciple. But you are going into it with the
01:23:21.240recognition that when you go and put your talent out, or you go and you put your five or 10 talents
01:23:26.240out and you make your return and you bring it back and you reinvest it, all of that activity
01:23:31.360is going to have some level of sin involved in it. And your job needs to be making sure that
01:23:37.780i'm not sinning yeah and but but at the same time recognizing i'm not god i can't control
01:23:43.740the sin of others right and the sin doesn't live in the stuff right it doesn't get cooties on it
01:23:48.900when i buy a comb from a guy who thought lusty thoughts when he made the comb or something like
01:23:54.260that's not how the sin works yeah um for me i'm thinking even if you're start thinking these
01:24:00.740wealthy mindsets or you're like i'm gonna try to think like an owner or leader mindset even if it's
01:24:05.280just your family. One of the keys I think is to say, okay, I'm going to take all of my critiques
01:24:11.180of that system, of that markets as they've developed into this global capitalist economy.
01:24:17.240And every time I'm going to make progressive progress, step-by-step progress, everywhere I
01:24:23.000have the responsibility, authority, and opportunity to improve and solve those problems. So if I hate
01:24:29.560the fact that global economies make crappy products that don't serve people because they
01:24:33.740Of planned obsolescence, looking at you, manufacturers of every washer, dryer, refrigerator, and AC unit known to man, and I hate that, then I'm not going to print a book that is going to fall apart in five minutes, insofar as it's up to me.
01:24:48.520Okay, if I hate the fact that we gut our local labor economies with overseas manufacturing, I'm going, insofar as it's up to me, going to print our books in America.
01:24:57.860And we've made progress on that, and now we are able to do it.
01:25:01.560Okay, if I hate the fact that people, that Walmart underpays their employees knowing that the government will subsidize them through SNAP and Medicaid.
01:25:10.100So basically, the U.S. population subsidizes Walmart by paying its employees the gap of what Walmart won't pay them.
01:25:18.980While they turn in hundreds of billions of dollars of profit for the shareholder.
01:25:31.560So it's like, that's the thinking. But if you stop it, it's all capitalism has failed, the government crony capitalism, it's all there. I'm not even going to, I'm going to remain paralyzed over here. How much of that problem are you able to address? And the answer is very little. And in fact, a lot of the times you'll end up with a very strong difficulty in providing for your family.
01:25:53.740And what's interesting is that you'll find out that a lot of the people who are selling fear and outrage by telling you not to participate in it, they make their living by participating in it, even if it's through media.
01:26:06.780You're telling me that you made your own podcast, Mike?
01:26:09.820You're telling me that you're your own internet service provider?
01:26:13.640You're telling me that you don't use fiat currency?
01:26:15.880What are you paying your people in doubloons all the time?
01:26:17.780Like you're telling me that like all of the, make progress, be principled, but don't be
01:31:50.680Backwards Planning Financial. Where can people find you? Yeah. Website backwardsplanningfinancial.com.
01:31:58.120Okay. We'll have that in the description. Perfect. And we would encourage you guys. Joe works with us
01:32:02.840a lot personally and does a great job, does great work. A lot of, in the financial industry, we were
01:32:09.280just talking about this last night. It's a trust industry. Very few people just Google financial
01:32:13.640advisor and then like click because how do you know that that guy's, there's so many shysters,
01:32:18.560Correct. So many people who are bad at it, who mean well, but are bad at it. And so a lot of the network of clients that a financial advisor gets are referrals. Yes. There are people who say, hey, I'm looking for a financial advisor. Who do you use? And they say, you know what? This guy's done a great job for us. And just the fact that you've built now multiple times, multiple, you know, many, many people saying, no, Joe, he's our guy. We trust him. He's doing a good job.
01:32:46.320I won't dox anybody, but I even, I know not just us, but I know lots of people who have
01:32:51.260worked with you and have been blessed by it.
01:32:53.860And really the thing that you're passionate about shows up that backwards planning so
01:32:58.860that Christians can bless their generations, obey the Lord, be wise as serpents and innocent