The Megyn Kelly Show - July 17, 2025


Schiff Accused of Fraud, Top Jill Biden Aide Pleads the Fifth, Border NGOs Exposed: AM Update 7⧸17


Episode Stats

Length

20 minutes

Words per Minute

148.75992

Word Count

3,029

Sentence Count

228

Misogynist Sentences

3

Hate Speech Sentences

6


Summary

Sen. Adam Schiff, D-California, criminally referred to the DOJ regarding potential mortgage fraud. Was Joe Biden fit to exercise the duties of the president? Former first lady Jill Biden s powerful top aide refuses to answer House Oversight Committee questions in the investigation into the possible criminal cover-up of President Joe Biden s mental decline. And a fiery House hearing shines light on how billions of U.S. taxpayer dollars were used by non-governmental organizations or NGOs to facilitate President Biden s border crisis. All that and more coming up in a moment on Your AM Update with Megan Kelly ( )!


Transcript

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00:00:33.260 Good morning, everyone. I'm Megan Kelly.
00:00:35.540 It's Thursday, July 17th, 2025.
00:00:38.740 Wait, how is it July 17th? It was July 4th, literally yesterday.
00:00:43.020 In any event, it is July 17th and this is your AM update.
00:00:47.140 I mean, to me, it looks like he committed mortgage fraud.
00:00:50.600 No, he's a bad guy, Shiff. He's a sick puppy.
00:00:52.980 Senator Adam Schiff, a fierce critic of President Trump,
00:00:56.260 criminally referred to the DOJ regarding potential mortgage fraud.
00:01:00.500 Was Joe Biden fit to exercise the duties of the president?
00:01:04.680 He pled the fit.
00:01:05.820 Former First Lady Jill Biden's powerful top aide refuses to answer House Oversight Committee questions
00:01:10.980 in the investigation into the possible criminal cover-up of President Biden's mental decline.
00:01:16.300 And a fiery House hearing shines light on how billions of U.S. taxpayer dollars were used by
00:01:22.600 non-governmental organizations or NGOs to facilitate President Biden's border crisis.
00:01:28.260 All that and more coming up in just a moment on your AM update.
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00:02:58.860 The head of the Federal Housing Finance Agency, William Pulte, criminally referring U.S.
00:03:04.560 Senator from California, Democrat Adam Schiff, to the DOJ alleging mortgage fraud.
00:03:10.140 Fox News on Wednesday publishing the referral letter, which was sent to the DOJ in May.
00:03:14.560 The letter accusing then-Congressman Schiff of misrepresenting his primary residence to obtain
00:03:20.920 favorable mortgage terms.
00:03:23.080 In 2003, Congressman Schiff and his wife declaring a Maryland property as their primary residence,
00:03:29.560 despite his role as a California congressman, reaffirming the property as the primary residence
00:03:35.060 several times in refinancings.
00:03:37.900 Meanwhile, Mr. Schiff also reportedly claiming a tax break on a Burbank, California condo,
00:03:43.400 declaring it his primary residence as well.
00:03:47.400 From the criminal referral, quote,
00:03:49.220 Mr. Schiff appears to have falsified records in order to receive favorable loan terms,
00:03:54.340 and also appears to have been aware of the financial benefits of a primary residence mortgage
00:03:59.020 when compared to a secondary residence mortgage.
00:04:02.500 CNN first reporting this story in 2023 in the lead-up to Mr. Schiff's Senate election.
00:04:08.240 A spokesperson saying at that time, quote,
00:04:11.420 Adams, California, and Maryland addresses have been listed as primary residence for loan purposes
00:04:16.900 because they are both occupied throughout the year and to distinguish them from a vacation property.
00:04:23.260 Now it's Senator Schiff, a leading resistance member against President Trump during his first
00:04:28.260 administration and to this day.
00:04:31.060 As chair of the House Intelligence Committee, Mr. Schiff spearheading President Trump's first
00:04:35.760 impeachment, serving as the Democrat face of the House-Russia collusion investigation
00:04:40.780 and participating in the January 6th Select Committee, for which he received a preemptive
00:04:46.260 pardon from President Biden's auto pen.
00:04:49.420 In 2023, Schiff was censured by the House for lying about those Russiagate allegations,
00:04:55.500 which rebuke Schiff later said he considered a badge of honor.
00:04:59.820 President Trump reacting Wednesday on Real America's Voice.
00:05:02.920 He looks to me like he did commit that. I looked at it just recently. I read a story
00:05:08.020 about it. And it's, I mean, to me, it looks like he committed mortgage fraud. No, he's a bad
00:05:15.060 guy, Schiff. He's a sick puppy. He's unattractive in every single way. Every single way you can be
00:05:22.060 unattractive, that Schiff. He's a bad guy. No, if he created fraud, he should suffer just like he made
00:05:27.620 everyone else suffer, just like the horrible things he did to so many Republicans and conservatives and
00:05:33.880 others do.
00:05:35.220 Now, Senator Schiff responding in this video posted Tuesday to social media.
00:05:40.120 So he's accused me of treason. He's also accused me of leaking classified information. He's accused
00:05:46.480 me of fraud. It's been basically one thing after another, all baseless, all without merit.
00:05:53.320 So the president today is accusing me of fraud. And the basis of his accusation is that I own a
00:06:00.580 home in Maryland and I own a home in California. Big surprise. Members of Congress, almost all of
00:06:06.280 them own more than one home or rent more than one home.
00:06:09.580 That may be true, but legally, only one can be the primary residence. It is unclear if the Justice
00:06:16.720 Department is actively investigating this case after the referral. The case echoes a similar
00:06:23.500 investigation referred to the DOJ by the Federal Housing Finance Agency regarding New York State
00:06:29.080 Attorney General Letitia James, another Trump antagonist for potential mortgage fraud. That
00:06:34.860 case led to a criminal investigation by the DOJ with the FBI issuing two subpoenas. No formal
00:06:40.720 charges have yet been issued against James, who denies any wrongdoing. Coming up, First
00:06:47.980 Lady Jill Biden's top aide invoking the Fifth Amendment as the House Oversight Committee investigates
00:06:53.360 allegations of a cover-up involving President Biden's cognitive decline. And the House Homeland
00:06:59.720 Security Committee holds a hearing on the role of NGOs in Biden's border crisis.
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00:08:20.480 Former First Lady Jill Biden's former chief of staff, Anthony Bernal, invoking the Fifth Amendment
00:08:29.060 against self-incrimination Wednesday in front of the House Oversight Committee. Bernal is now the
00:08:34.620 second person to refuse to answer questions in the committee's investigation into the potential
00:08:38.780 criminal cover-up of President Biden's mental decline while he was in office. Last week, President
00:08:44.820 Biden's longtime physician, Dr. Kevin O'Connor, also declining to answer the committee's questions,
00:08:50.480 pleading the Fifth. Oversight Chairman James Comer on the Hill shortly after ending the meeting with
00:08:55.680 Bernal. Just so everyone knows, these are the types of questions we ask. Was Joe Biden fit to exercise
00:09:02.520 the duties of the president? He pled the Fifth. Second question, did any unelected official or family
00:09:08.800 member execute the duties of the presidency? And this is Joe Biden's chief of staff. Did any
00:09:15.480 unelected officials or family members ever execute the duties of the presidency? Simple question. He
00:09:22.560 knew he was going to be asked that. Everybody in America wants to know that. He pled the Fifth.
00:09:27.380 We believe there was illegal use of the auto pin. We're going to continue to bring these people in,
00:09:34.060 give them an opportunity to answer questions. Bernal, a longtime Democrat operative holding a
00:09:38.700 powerful position throughout the Biden presidency. While in the Biden White House, Bernal developing
00:09:43.680 quite the reputation, some say as a tyrant, but certainly as someone with an unusual amount of
00:09:49.000 power. Here's Miranda Devine. Anthony Bernal is the diminutive gay factotum of Jill Biden.
00:09:57.520 Absolutely devoted, very loyal to both the Bidens. He's been with Jill Biden since Joe Biden was
00:10:05.220 vice president. So over a decade. He dresses her. He glams her up. He plans overseas trips they take
00:10:14.780 together on Air Force One during Joe Biden's presidency. And he and one other staffer were the
00:10:22.680 only people who were allowed into the residence from the White House staff. They were the only ones who
00:10:29.380 were allowed to see Joe Biden in the wild, as it were. And Jill Biden trust and Joe trusted her chief
00:10:38.280 of staff, Anthony Bernal implicitly with all the family secrets. Bernal's lawyer releasing a statement
00:10:45.440 on Wednesday provided to the Oversight Committee, reading in part, quote, the committee seeks Mr.
00:10:50.240 Bernal's testimony based on a purported controversy regarding use of the auto pen at the conclusion of
00:10:55.640 President Biden's term. President Biden has already confirmed that he personally made all decisions
00:11:00.860 concerning his grants of clemency. Not exactly. Government watchdog group The Oversight Project
00:11:08.200 finding the vast majority of documents in the Biden White House were signed with the auto pen.
00:11:13.240 Previous testimony from senior Biden aide Neera Tanden confirming that the people in charge of the auto
00:11:18.360 pen often had little face time with President Biden directly. And earlier this week, Mr. Biden confirmed
00:11:24.720 to the New York Times that he would sometimes approve pardons that would go through aides to other
00:11:30.060 aides. And then when confirmation was sought by those junior aides, a middle aide would simply reply
00:11:35.740 all with the appropriate directions. Florida Congressman Byron Donald's, a Republican, blasting Bernal
00:11:41.840 following the meeting on the Hill and warning this investigation is just getting started.
00:11:46.720 First things first, that's just crazy. You can't answer a simple question about the former
00:11:52.940 president's ability to discharge his duties. And you worked in the White House as chief of staff to
00:11:58.760 the first lady. And you come in here and you plead the fifth. It's stunning. And it demonstrates the
00:12:04.200 level of corruption that was going on in that administration. The chairman is being nice. I don't
00:12:08.260 have to be. This is corruption at the highest level. Because if you cannot say, answer a simple
00:12:14.340 question about Joe Biden's capabilities, then that further demonstrates that he was not in charge of his
00:12:20.520 administration. And if he was not in charge of his administration, then every order, every bill that
00:12:26.500 was signed, every memorandum, as far as I'm concerned, are null and void. As far as I'm
00:12:31.780 concerned, every member of the Biden administration at this point needs to be subpoenaed. I don't care
00:12:35.820 if there were a secretary. I don't care if there were a janitor working in there. They all got to come
00:12:39.660 me. And it's a question for this committee. Former Biden aide Annie Tomasini, subpoenaed earlier this
00:12:45.260 week, set to testify this Friday. The House Homeland Security Committee on Wednesday holding a hearing
00:12:51.820 on the role of non-governmental organizations, or NGOs, funded by billions in U.S. taxpayer dollars
00:12:58.220 in transporting and resettling millions of illegal immigrants under the Biden administration.
00:13:04.240 Critics accusing former Department of Homeland Security Secretary Alejandro Mayorkas
00:13:07.840 of systematically dismantling Trump-era border policies, intentionally sparking an influx of
00:13:13.700 millions of illegals. At the height of the crisis, as many as 12,000 illegals were arriving at the
00:13:19.720 southern border every day. Republican Congressman Michael Guest of Mississippi describing how taxpayer
00:13:25.160 funds were used by these NGOs to then help the Biden administration facilitate the crisis.
00:13:31.180 These groups that received billions in taxpayer funding would prove instrumental in helping
00:13:37.560 the Biden-Harris administration process and release a historic number of illegal aliens into our
00:13:44.120 country. These groups spent billions of taxpayers' dollars to provide all types of benefits to
00:13:50.580 illegal aliens. So our taxpayer dollars were used to form the final link in the cartel's human smuggling
00:13:56.420 operation, paying to help illegal aliens travel to their preferred destinations. Chicago, New York,
00:14:02.860 Miami, Los Angeles, or other destinations of choice. The Biden border crisis provided to be a profitable
00:14:10.480 business for some NGOs. I would argue that these groups had a vested interest in prolonging the crisis.
00:14:17.540 We cannot let taxpayer dollars be used to facilitate lawbreaking, and we must shine a light on this
00:14:24.160 disgraceful step as we began to hold these organizations accountable.
00:14:29.740 Ranking member of the committee, Democrat Congressman Benny Thompson, in his opening remarks,
00:14:35.040 calling the hearing a sham, accusing Republicans of attacking religious organizations carrying out
00:14:40.160 charitable works.
00:14:41.740 Republicans falsely accuse Catholic, Jewish, Lutheran, Methodist, Evangelical, Muslim, and secular
00:14:49.460 charities that feed, clothe, and aid the needy of having, quote, supercharged the business model of
00:14:57.540 cartels, end quote. That is a slanderous accusation and fringe conspiracy theories with no basis in
00:15:05.780 reality. Today's hearing are shameful abuses of congressional power to bully people for how they
00:15:13.120 choose to exercise their religion and help their fellow man. It's an attack on diverse faith-based
00:15:21.420 organizations over their religious practices and is a threat to charities that do humanitarian work
00:15:28.960 Republicans do not like. Committee Republicans are attacking charities and religious organizations
00:15:35.920 for providing food, clothing, and shelter to people in need.
00:15:41.480 Witness Mike Howell, president of the aforementioned government watchdog group,
00:15:45.160 The Oversight Project, disputing Mr. Thompson's characterization of these organizations,
00:15:49.220 instead describing an unholy alliance between the government and these NGOs.
00:15:54.460 We saw the writing on the wall during the Biden border crisis, with the sick marriage between the
00:16:00.840 government and so-called non-governmental organizations facilitating illegal immigration.
00:16:06.760 The reason I call these groups so-called non-governmental organizations is because they,
00:16:12.740 for the most part, draw funds from the government or have a preferential tax status from the
00:16:19.160 government. They are more creatures of the government than they are non-governmental.
00:16:24.400 This invasion could not have been accomplished without a colossal partnership between the
00:16:29.660 government and open borders organizations. Simply put, under the Biden administration's open border
00:16:35.960 policies, the government could only do so much to facilitate mass illegal immigration,
00:16:42.180 welcome illegal aliens into the United States, and move them around the country.
00:16:46.040 The Biden administration needed help, so they drove an estimated $6 billion to a conglomerate
00:16:52.620 of 15 U.N. agencies and over 200 nonprofits, as recently calculated by the Center for Immigration
00:16:59.440 Studies, to do the open borders work for them. Witness Ali Hopper, president of Guard Against
00:17:05.600 Trafficking, with chilling testimony alleging cartels hijacked the unaccompanied child migrant system,
00:17:11.740 turning it into a for-profit trafficking pipeline funded by billions of U.S. taxpayer dollars.
00:17:18.380 I have held a six-year-old Colombian child in my arms, cold, dirty, and shaking, left to die at the
00:17:27.120 border by the cartel. Over $20 billion has been dispersed under the UAC program, almost $14 billion of
00:17:35.140 that in the last six years alone. Yet despite this massive investment, hundreds of thousands of children
00:17:41.780 remain unaccounted for as the U.S. taxpayer dollars fueled a system hijacked by criminal networks.
00:17:49.060 No-bid, billion-dollar contracts were awarded with little oversight, while influx facilities became
00:17:55.700 transportation hubs. Children were routinely kidnapped and funneled into the U.S. for-profit.
00:18:02.680 Cartels infiltrated NGOs along those smuggling routes, turning humanitarian pathways into
00:18:10.660 trafficking pipelines. Weak sponsor vetting worsened this problem. An HHS audit later found that 70%
00:18:18.660 of sponsor applications were fraudulent, making proper post-placement welfare checks nearly impossible.
00:18:26.380 Throughout the 2024 election, then-candidate Trump promising to counteract President Biden's
00:18:31.000 border policies by carrying out the largest mass deportation in history, a policy supported by the
00:18:36.740 majority of Americans. Democrats on the Homeland Security Committee using the bulk of their time
00:18:41.220 to attack those policies and the ICE agents involved in carrying out Mr. Trump's agenda.
00:18:46.880 Republicans are going to lie and gaslight us all to help their fascist boss suppress dissent.
00:18:52.500 Back home every day, masked ICE agents, no badge, no identification, grabbing people off the streets.
00:19:01.020 These ICE agents running around our communities like masked bank robbers, terrorizing women.
00:19:08.200 Last week, federal law enforcement in California apprehending more than 300 illegal aliens working at a
00:19:13.800 marijuana farm, including 14 children. ICE reporting nine of those children were unaccompanied
00:19:20.460 minors, illegal immigrants without their parents. These minors found working alongside illegal aliens
00:19:26.500 with criminal records, including at least one child predator. Great job, President Biden. Great job,
00:19:33.760 Gavin Newsom. And that'll do it for your AM update. I'm Megyn Kelly. Join me back here for the Megyn Kelly
00:19:39.600 show live on Sirius XM Triumph channel 111 at noon east on youtube.com slash Megyn Kelly and on all podcast
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